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ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣΤΗΣ ΕΛΛΗΝΙΚΗΣ ΔΗΜΟΚΡΑΤΙΑΣ
ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ Αρ. Φύλλου 18991 Αυγούστου 2013
26653
ΑΠΟΦΑΣΕΙΣΑριθμ. απόφ. 556/VII/2012*
Λήψη απόφασης επί της προηγούμενης γνωστοποίησης, κατ’ άρθρο 6 παρ. 1 − 3 ν. 3959/2011, της Ανώνυμης Τραπεζικής Εταιρείας με την επωνυμία «ALPHA ΤΡΑ−ΠΕΖΑ Α.Ε.» σε σχέση με την απόκτηση του ελέγχου της Ανώνυμης Τραπεζικής Εταιρείας με την επωνυμία «ΕΜΠΟΡΙΚΗ ΤΡΑΠΕΖΑ ΤΗΣ ΕΛΛΑΔΟΣ Α.Ε.», δι’ εξαγο−ράς της δεύτερης από την πρώτη.
Η ΕΠΙΤΡΟΠΗ ΑΝΤΑΓΩΝΙΣΜΟΥ ΣΕ ΟΛΟΜΕΛΕΙΑ
Συνεδρίασε στην Αίθουσα Συνεδριάσεων του 1ου ορόφου του κτηρίου των γραφείων της, επί της οδού Κότσικα 1Α, Αθήνα, την 24η Δεκεμβρίου 2012, ημέρα Δευτέρα και ώρα 11:00, με την εξής σύνθεση:
Πρόεδρος: Δημήτριος ΚυριτσάκηςΜέλη: Ιωάννης Μπιτούνης Εμμανουέλα Τρούλη Βικτωρία Μερτικοπούλου (Εισηγήτρια) Δημήτριος Δανηλάτος Ιωάννης ΑυγερινόςΓραμματέας: Παρασκευή Α. ΖαχαριάΘέμα της συνεδρίασης: Λήψη απόφασης επί της προ−
ηγούμενης γνωστοποίησης, κατ’ άρθρο 6 παρ. 1 − 3 ν. 3959/2011, της Ανώνυμης Τραπεζικής Εταιρείας με την * Από την παρούσα απόφαση έχουν παραλειφθεί, σύμφωνα με το άρ−
θρο 28 παρ. 7 του Κανονισμού Λειτουργίας και Διαχείρισης της Επι−τροπής Ανταγωνισμού (ΦΕΚ 54/Β΄/16.1.2013), τα στοιχεία εκείνα, τα οποία κρίθηκε ότι αποτελούν επιχειρηματικό απόρρητο. Στη θέση των στοιχείων που έχουν παραλειφθεί υπάρχει η ένδειξη […]. Όπου ήταν δυνατό τα στοιχεία που παραλείφθηκαν αντικαταστάθηκαν με ενδεικτικά ποσά και αριθμούς ή με γενικές περιγραφές (εντός […]).
επωνυμία «ALPHA ΤΡΑΠΕΖΑ Α.Ε.» σε σχέση με την από−κτηση του ελέγχου της Ανώνυμης Τραπεζικής Εταιρείας με την επωνυμία «ΕΜΠΟΡΙΚΗ ΤΡΑΠΕΖΑ ΤΗΣ ΕΛΛΑΔΟΣ Α.Ε.», δι’ εξαγοράς της δεύτερης από την πρώτη.
Πριν από την έναρξη της συζήτησης, ο Πρόεδρος όρισε Γραμματέα της υπόθεσης την υπάλληλο της Γραμματείας Προέδρου, Αντιπροέδρου και Εισηγητών, Παρασκευή Α. Ζαχαριά με αναπληρώτρια αυτής την Ηλιάνα Κούτρα.
Στην αρχή της συζήτησης, ο Πρόεδρος έδωσε το λόγο στην αρμόδια Εισηγήτρια, Βικτωρία Μερτικο−πούλου, η οποία ανέπτυξε συνοπτικά την υπ’ αριθ. οικ. 10284/21.12.2012 Έκθεσή της και πρότεινε για τους λό−γους που αναφέρονται αναλυτικά σε αυτή την έγκρι−ση από την ΕΑ, κατ’ άρθρο 8 παρ. 3 ν. 3959/2011, της γνωστοποιηθείσας, σύμφωνα με τα προβλεπόμενα στο άρθρο 6 παρ. 1 του ιδίου νόμου, συγκέντρωσης που προκύπτει από την απόκτηση από την ανώνυμη τραπε−ζική εταιρεία «ALPHA ΤΡΑΠΕΖΑ Α.Ε.» του αποκλειστικού ελέγχου της Ανώνυμης Τραπεζικής Εταιρείας με την επωνυμία «ΕΜΠΟΡΙΚΗ ΤΡΑΠΕΖΑ ΤΗΣ ΕΛΛΑΔΟΣ Α.Ε.», δε−δομένου ότι η εν λόγω γνωστοποιηθείσα συγκέντρωση δεν προκαλεί σοβαρές αμφιβολίες ως προς το συμβατό αυτής με τις απαιτήσεις λειτουργίας του ανταγωνισμού στις επιμέρους αγορές στις οποίες αφορά.
Με την ολοκλήρωση της ανάπτυξης της εισήγησης, η Επιτροπή προχώρησε σε διάσκεψη επί της ως άνω υπόθεσης με τη συμμετοχή της Εισηγήτριας Βικτωρίας Μερτικοπούλου, η οποία δεν έλαβε μέρος στην ψηφο−φορία, και αφού έλαβε υπόψη της την Έκθεση της εν λόγω Εισηγήτριας, όλα τα στοιχεία του φακέλου της κρινόμενης υπόθεσης και το ισχύον νομικό πλαίσιο,
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96.304,86 20,79% 87.307,55 20,01%
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ATTICA BANK 4.780,73 1,03% 4.181,96 0,96%
HSBC BANK plc […] […] […] […]
55 . 56 2012 (www.ase.gr)
2012 (www.ethe.org.gr).
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( . )
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26688 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
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26694 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
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26706 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
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ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26707
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26708 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
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ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26709
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. ., 542/VII/2012 - . . / . . ., 534/VI/2012 - ALPHA
/ EFG EUROBANK ERGASIAS ( . 93), 488/VI/2010 - . . . / ASPIS BANK A.T.E. 157 . .2491-SAMPO/STOREBRAND, . 13.158
. 159 . M.6168–RBI/EFG EUROBANK/JV, M.5384 – BNP PARIBAS/FORTIS, M.3894 -UNICREDITO/HVB, M.4844 – FORTIS/ ABN AMRO ASSETS,
.873- BANK AUSTRIA/CREDITANSTALT. . . 534/VI/2012 - ALPHA / EFG EUROBANK ERGASIAS ( . 94), 488/VI/2010 /ASPIS
BANK ATE, 335/V/2007 FBB AE/ASPIS BANK ATE, 425/V/2008 /PROTON BANK AE.
26710 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
,
, . -
,
, .
, 160,
, 161.
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. 162 . […],[…],[…], […]. 163 . 3601/2007 (
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» ( / ) 2526/2003, 2603/2008 2595/2007.
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3601/2007, . 1667/86 .
, . 4 , 18 . € , 9 . €
6 . € .
164 – - II.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26711
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26712 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
(internet),
(mobile banking) (phone banking).
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167 , -
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173 […], .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26713
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26714 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
/ 175. ,
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ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26715
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180 http://www.bankofgreece.gr/BoGDocuments/deps-epitokia-sygkentrotika.xls. 181 , […],[…]. 182 . […],[…]. 183 . […],[…] […].
26716 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
.
, - ,
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ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26717
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, ,
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2012, , 2012 2011.
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. ALPHA BANK
. .
26718 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
€
2009 2010 2011 ' 2012 ' 2012
. . . . . . . . . .
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
[…] [15-25]%
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BANK189
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MILLEN IUM BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
CITIBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
HSBC […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
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[…][0-5]%
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190
196.858,76 173.510,40 145.370,05 127.413,00 130.932,00
189 2/4/2012 , Marfin Popular Bank Public co. Ltd Cyprus Popular Bank Public co. Ltd.
( . . / 3527/23.5.2012).
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26719
ALPHA BANK ( )
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
- HHI
(2011) (3Q2012)
[1200-1400] [1200-1400] [1400-1600] [1200-1400]
( ) [100-150] ( ) [150-200]
)
/ . €
2009 2010 2011 ' 2012 ' 2012
. . . . . . . . . .
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
EUROBANK - ERGASIAS
[…][25-35]%
[…][15-25]%
[…][15-25]%
[…][15-25]%
[…][15-25]%
[…] [15-25]%
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[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [5-15]% […] [5-15]% […] [0-6]% […] [0-6]%
CYPRUS POPULAR BANK
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][5-15]%
[…][5-15]%
MILLEN IUM […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
CITIBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
190 4 . € 2011
26 . € ’ 2012.
26720 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
PROBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
HSBC […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
191 11.470,00 9.810,00 7.998,00 6.725,00 6.397,00
ALPHA BANK ( )
[…] [15-25]% […] [25-35]% […] [25-35]% […] [25-35]% […] [25-35]%
/ HHI
(2011) (3Q2012)
[1400-1600] [1400-1600] [1600-1800] [1600-1800]
( ) [200-250] ( ) [200-250]
)
. €
2009 2010 2011 ' 2012 ' 2012
. . . . . . . . . .
[…] [25-35]% […] [25-35]% […] [25-35]% […] [25-35]% […] [25-35]%
[…] [15-25]%
[…] [5-15]% […] [5-15]% […] [0-5]% […] [5-15]%
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
191 .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26721
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
EUROBANK - ERGASIAS […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
CYPRUS POPULAR BANK
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
CITIBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
HSBC […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
MILLEN IUM […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
PROBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
192 75.811,00 66.706,00 53.439,00 46.543,00 45.154,00
ALPHA BANK ( )
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
HHI
(2011) (3Q2012)
[1800-2000] [1800-2000]
[2000-2200] [2000-2200]
( ) [150-200] ( ) [100-150]
)
. €
2009 2010 2011 ' 2012 ' 2012
192 .
26722 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
. . . . . .
. . . .
[…] [15-25]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
EUROBANK - ERGASIAS
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
. […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [5-15]% […] [0-5]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
CYPRUS POPULAR BANK
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
PROBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
MILLEN IUM. […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
CITIBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
HSBC […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
193 109.577,76 96.994,40 83.933,05 74.145,00 79.381,00
ALPHA BANK ( )
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
193 4 . € 2011
26 . € ’ 2012.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26723
HHI
(2011) (3Q2012)
[1000-1200] [1000-1200]
[1200-1400] [1200-1400]
( ) [100-150] ( ) [150-200]
)
€
2009 2010 2011 ' 2012 ' 2012
. . . . . .
. . . .
[…] [25-35]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
[…] [15-25]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] 1,38% […] 1,15% […] 1,13% […] 1,13%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
EUROBANK - ERGASIAS
[…][5-15]%
[…][5-15]%
[…][5-15]%
[…][5-15]%
[…][5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…][5-15]%
[…][5-15]%
[…][5-15]%
[…][5-15]%
[…][5-15]%
CYPRUS POPULAR BANK
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
MILLEN IUM BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
HSBC […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
PROBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
CITIBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
26724 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
194 80.559,00 80.507,00 78.393,00 77.002 75.098,00
ALPHA BANK ( )
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
- HHI
(2011) (3Q2012)
[1200-1400] [1200-1400]
[1600-1800] [1600-1800]
( ) [200-250] ( ) [200-250]
) ( )
( ) €
2009 2010 2011 ' 2012 ' 2012
. . . . . .
. . . .
EUROBANK - ERGASIAS […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
CYPRUS POPULAR BANK
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
194 .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26725
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
CITIBANK […] [5-15]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
MILLEN IUM […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
PROBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
HSBC […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [5-15]% […] [5-15]% […] [0-5]% […] [0-5]% […] [0-5]%
195 29.539,00 29.211,00 27.346,00 26.735,00 25.889,00
[…] […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
( ) HHI
(2011) (3Q2012)
[1200-1400] [1200-1400]
[1400-1600] [1400-1600]
( ) [150-200] ( ) [150-200]
)
. €
2009 2010 2011 ' 2012 ' 2012
. . . . . . . . . .
EUROBANK - ERGASIAS. […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
[…] [15-25]%
195 .
26726 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
CITIBANK […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [5-15]%
CYPRUS POPULAR BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
MILLEN IUM […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
PROBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
HSBC […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] […] […] […] […]
ALPHA BANK ( )
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
- HHI
(2011) (3Q2012)
[1400-1600] [1400-1600]
[1600-1800] [1600-1800]
( ) [100-150] ( ) [100-150]
.2.3.2.
) ( )
, ( [15-25]% -
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26727
2012), (ALPHA BANK ). 196
, [15-25]%
/ / [15-25]%. E , ( ) HHI,
2.000 , 250 197 ([100-150] 2011 [150-200] ’ 2012).
- ( ), ALPHA BANK ( [15-25]% -
2012) .
[25-35]% ( 2012) ,
Eurobank / / ( [15-25]% [15-25]% ), HHI (<2.000 ),
250 ([200-250] 2011 [200-250] 2012).
- , ( [25-35]% -
2012), (ALPHA BANK ).
[15-25]% ( 2012) ,
( [25-35]%) / / ( [15-25]%), HHI (<2.000 ),
250 ([150-200] 2011 [100-150] ’ 2012).
- , ( [15-25]% -
2012), (ALPHA BANK ).
( [15-25]% - 2012), , [15-
25]%, / / .
196 Eurobank . 197 . . . . -
(2004 C 31/03) . 20.
26728 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
HHI (<2.000) 250 ([100-150] 2011 [150-200] 2012).
, ( [15-25]% -
2012), (ALPHA BANK ).
[15-25]% ( 2012),
, . , HHI, 2.000 ,
250 ([200-250] 2011 [200-250] 2012).
( )
EUROBANK ( [15-25]% - 2012), (ALPHA BANK
). [15-25]% (
2012), , Eurobank . , HHI, 2.000 ,
250 ([150-200] 2011 [150-200] 2012).
( ) EUROBANK ( [15-25]% - 2012),
(ALPHA BANK ).
[15-25]% ( 2012), , Eurobank
. , HHI, 2.000 , 250 ([100-150]
2011 [100-150] ’ 2012).
, .
,
25% ([25-35]%). , ,
, ,
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26729
- - Eurobank, ,
, , . , ( ) , HHI
. . '
' , . 20
. , ,
( , , [25-35]% [15-25]% ),
Eurobank ( [15-25]%) ( [15-25]%),
( [15-25]%) ,
([15-25]%) Eurobank ([5-15]%),
198. , , , , ,
.
,
( -) .
) ( )
, - ( ) , ,
, ,
, (CR4199) : [60-70]% ( , ALPHA BANK-, , Eurobank),
: [70-80]% ( , ALPHA BANK-
198 . T-102/96, Gencor , . 202. . «Merger control in the EU», Navarro, Font, Folguera, Briones, . 6.49. . Nicholas Levy, European Merger Control . 5-264. 199 ‘Concentration Ratio’.
26730 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
, , Eurobank), : [73-83]% ( , ALPHA BANK-
, , ) : [55-65]% ( ALPHA BANK- ,
, , Eurobank). ( ) ,
[60-70]% [70-80]% ( -) . , ( -)
. ,
(CR4) [70-80]% ( , ALPHA BANK-, , Eurobank),
[70-80]% ( , ALPHA BANK- ,
, Eurobank, [70-80]% ( , ALPHA BANK-
, , Eurobank).
, , μ ,
μ μ .
200.
, ( -) 60% ,
. , , :
, , ,
200 COMP/M.1016 Price Waterhouse/Coopers & Lybrand, . 113 103 : « ,
μ " μ ". , μ "
μ " μ . , μ ,
μ μ .
μ . , , μ / " μ " μ , μ μ μ μ
" μ ».
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26731
ALPHA BANK – Eurobank [15-25] %, [15-25] %, [15-25] % [5-15] % ,
- ( ) , ALPHA BANK– ,
Eurobank, [25-35] %, [15-25] %, [15-25]% [5-15] % ,
- , , ,
[25-35] %, [15-25]%, [15-25]% [5-15]% ,
- , , ,
Eurobank [15-25]%, [15-25]%, [15-25]% [5-15]% ,
- , , ,
Eurobank [15-25]%, [15-25]%, [15-25]% [5-15]% .
, Eurobank, ,
[15-25]%, [15-25]%, [15-25]% [5-15]% ,
, Eurobank, ,
[15-25]%, [15-25]%, [15-25]% [15-25]% .
,
201 ,
, ALPHA BANK
. . ,
,
: ,
201 IV/M.202 Thorn EMI/Virgin Music, . 40, 80% ,
.
26732 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
, , ’ ,
.
, , 202, ,
( ) 203. , ALPHA BANK ( ),
« » , 204
, .
, :
, - -
. . -
50% ( -
[30-40]%) ,
.
- , ( ALPHA BANK,
EUROBANK) 60% . , ,
[0-
202 .
. COMP/M.4823 YARA/PRAXAIR/JV . 44, ,
. . . COMP/M.358 Pilkington, . 63.
203 . COMP/ .3333 Sony/BMG (2) .191 «... –
, , ».
204 . ’ . . […] […] – .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26733
6]%205,
( ) .
- , , (
[25-35]%) ( [15-25]%) ,
, . ( )
[50-60]%, , ( . . ALPHA BANK-
, / , EUROBANK).
, ,
[40-50]%
Eurobank, [70-80]%
206, 207.
,
, , ( ),
.
, ,
( ), .
, ,
205 . M.4865, ENEL/Acciona/Endesa, . 30-43.
. , .
206 60% . 207 . IV/M.1016, Price Waterhouse/ Coopers & Lybrand, . 103,
.
26734 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
208.
.
. ( . . HHI ),
209. ,
HHI ,
, . ,
, [5-10]%.
,
.
.2.4.
.2.4.1. –
,
2009 – 2011, 2012,
, 2012 2011.
) . €
2009 2010 2011 ' 2012 ' 2012
. . . . . .
. . . .
[…] [5-15]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
208 . COMP/M.4844- FORTIS/ ABN AMRO, . 162. 209 . COMP/ .3333 Sony/BMG (2) . 92.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26735
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
EUROBANK - ERGASIAS […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
[…] […] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [5-15]% […] [5-15]%
CYPRUS POPULAR BANK
[…][5-15]%
[…][5-15]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
HSBC […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
PROBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
MILLEN IUM […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
CITIBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
210 40.671,00 36.096,00 28.856,00 23.174,00 23.397,00
ALPHA BANK ( )
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
- HHI
(2011) (3Q2012)
[1200-1400] [1200-1400]
[1400-1600] [1400-1600]
210 , 85 . €
2011 57 . € ’ 2012.
26736 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
( ) [150-200] ( ) [200-250]
) . €
2009 2010 2011 ' 2012 ' 2012
. . . . . .
. . . .
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
[…] [15-25]% […] [5-15]% […] [15-25]% […] [15-25]% […] [15-25]%
EUROBANK - ERGASIAS […] [5-15]% […] [15-25]% […] [15-25]% […] [15-25]% […] [5-15]%
[…] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [0-6]% […] [0-6]%
HSBC […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
CYPRUS POPULAR BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
CITIBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
PROBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
MILLEN IUM […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [0-5]%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26737
211 14.670,00 100% 13.055,00 100% 11.603,00 100% 9.257,00 100% 9.552,00 100%
ALPHA BANK ( ) […] [25-35]% […] [25-35]% […] [25-35]% […] [25-35]% […] [25-35]%
- HHI
(2011) (3Q2012)
[1200-1400] [1200-1400]
[1400-1600] [1600-1800]
( ) [200-250] ( ) [200-250]
) . €
2009 2010 2011 ' 2012 ' 2012
. . . . . .
. . . .
[…] [5-15]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
EUROBANK - ERGASIAS […] [25-35]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
[…] [15-25]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [5-15]% […] [5-15]%
CYPRUS POPULAR BANK
[…] [5-15]% […] [5-15]% […] [0-5]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
PROBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
MILLEN IUM […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
211 .
26738 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
HSBC […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
CITIBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [0-5]% […] [5-15]%
212 26.001,00 100% 23.041,00 100% 17.253,00 100% 13.917,00 100% 13.845,00 100,00%
ALPHA BANK ( )
[…] [5-15]% […] [5-15]% […] [5-15]% […] [15-25]% […] [15-25]%
- HHI
(2011) (3Q2012)
[1200-1400] [1400-1600]
[1200-1400] [1600-1800]
( ) [100-150] ( ) [200-250]
)
. €
2009 2010 2011 ' 2012 ' 2012
. . . . . . . . . .
[…] [15-25]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
212 , 85 €
2011 57 € ’ 2012.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26739
EUROBANK - ERGASIAS […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [15-25]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
CYPRUS POPULAR BANK
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [5-15]%
PROBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
MILLEN IUM. […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
HSBC […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
CITIBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
213 130.043,00 139.727,00 135.485,00 129.540,00 124.277,00
ALPHA BANK ( )
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
HHI
(2011) (3Q2012)
[1200-1400] [1200-1400]
[1400-1600] [1400-1600]
( ) [200-250] ( ) [200-250]
5 , -
.
213 .
26740 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
.2.4.2.
) ( )
( [15-
25]% - 2012), (ALPHA BANK ).
[15-25]% ( 2012)
, Eurobank ( [15-25]% [15-25]% ), HHI (<2.000 ), 250 ([150-200] 2011 [200-250] ’ 2012).
- ALPHA BANK ( [15-25]% -
2012) .
[25-35]% ( 2012) ,
Eurobank ( [15-25]% [0-15]% ), HHI (<2.000 ),
250 ([200-250] 2011 [200-250] ’ 2012).
- ( [15-25]% -
2012), (ALPHA BANK ).
[15-25]% ( 2012) , ( [15-25]%) HHI
(<2.000 ), 250 ([100-150] 2011 [200-250] ’ 2012).
- ( [15-25]% -
2012), (ALPHA BANK ).
( [15-25]% - 2012), [15-25]% / / .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26741
HHI (<2.000) 250 ([200-250] 2011 [200-250] ’ 2012).
,
. , - , ,
, , - - Eurobank,
, , . ,
( -) , HHI . . ,
. 20 .
, ,
, ,
( -) .
) ( )
- ,
60% ,
. , , (CR4)
: : [70-80]% ( ALPHA BANK- , ,
, Eurobank), : [70-80]% ( ALPHA BANK- , , Eurobank, ),
: [70-80]% ( , ALPHA BANK-, Eurobank, ),
: [70-80]% ( ALPHA BANK- , , Eurobank, ).
, . ,
26742 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
μ , ,
214.
,
215, ,
, ALPHA BANK ,
.
, 216 ( )
217. […] ([…]), […] ,
218 ,
.
, -
,
. -
50% , . ,
ALPHA BANK
214 . COMP/M.1016 Price Waterhouse/Coopers & Lybrand, . 103 113, . .
215 IV/M.202 Thorn EMI/Virgin Music . 40. 216 , ,
. . . COMP/M.4823 YARA/PRAXAIR/ JV . 44. 217 . COMP/ .3333 Sony/BMG (2) . 191 «..
– , ,
». 218 . ’ . . […] […]
– .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26743
, ,
.
[5-10]%.
, , ,
.
. . ,
( HHI ) 219.
, HHI ,
, 220.
.
.2.5.
, , ,
, Internet Banking, Mobile Banking Phone Banking.
, ( – Automated Teller Machine).
ALPHA BANK 405 ALPHA BANK 303 ,
,
219 . COMP/ .3333 Sony/BMG (2), . 92. 220 . COMP/ .580 ABB/Daimler Benz, . 90.
26744 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
. , ,
. […] ALPHA BANK […]
. To ( ) […]
ALPHA BANK […] , […] […] ,
ALPHA BANK […] ( ) μ .
,
2011, :
- - […] [25-35]% […] [25-35]%
. . […] [5-15]% […] [15-25]%
EUROBANK - ERGASIAS . . […] [5-15]% […] [5-15]%
ALPHA BANK . . […] [5-15]% […] [5-15]%
. . […] [5-15]% […] [5-15]%
. . . […] [5-15]% […] [0-5]%
[…] [5-15]% […] [0-5]%
CYPRUS POPULAR BANK PUBLIC Co LTD […] [0-5]% […] [0-5]%
MILLEN IUM BANK . . […] [0-5]% […] [0-5]%
PROBANK A.E. […] [0-5]% […] [0-5]%
ATTICA BANK, […] [0-5]% […] [0-5]%
CITIBANK International plc […] [0-5]% […] [0-5]%
PROTON […] [0-5]% […] [0-5]%
. . […] [0-5]% […] [0-5]%
HSBC BANK plc […] [0-5]% […] [0-5]%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26745
221 3.504 100% 6.660 100%
ALPHA BANK- […] [15-25]% […] [15-25]%
6 .
222, ( – 27), ,
100.000 , 37 223, 47 100.000 224.
, , ,
, Eurobank. , ALPHA BANK- , ,
[15-25]%, [25-35]% , [5-15]% , [5-15]% Eurobank, [5-15]%
, [5-15]% [0-5]% Cyprus Popular Bank. , Millenium [0-5]%, Probank [0-5]%,
Attica [0-5]% .
, ATMs, ALPHA BANK - , , [15-
25]%, [25-35]% , [15-25]% , [5-15]% Eurobank, [0-5]% , [0-5]%
[0-5]% Cyprus Popular Bank. , Millenium [0-5]%, Probank [0-5]%, Attica [0-5]%
.
.
221 : , . 19
, 2 5 , 4.163 2009, 3.743 2010
3.575 2011, 2009 14% ( . http://www.hba.gr/Index.asp?Menu=4). ,
2009 4.098 2010 4.005 . 222 EU Structural financial indicators (http://sdw.ecb.europa.eu/reports.do?node=1000002869). 223 , 2009, ( . 64). 224 EU Structural financial indicators (http://sdw.ecb.europa.eu/reports.do?node=1000002869).
26746 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
,
.
,
, , , , ,
. , 225,
, , ,
, ( )226, .
,
227, ,
, (
) 228, .
.2.6
-.
225 . COMP/M.3894, . 85. 226 . . .3894, . ., . 45, .5960, . ., . 29 (
).
227 . . C-322/81, Michelin, . 30. 228 . . .3894, . ., . 47-49, 59, 66, 75 (
30-50% 10-20%,
), .4484, . ., . 24-26 ( 30-40%
). . 549/VII /2012 ( / ), .3.4.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26747
.3.
.3.1.
.3.1.1.
– (cardholder) ,
. ,
(merchant)
(scheme owners). (issuer),
(acquirer), . (issuer)
(acquirer).
( ),
,
, Internet , . .
:
) , ,
.
,
, . ,
, .
, ,
. , ,
, .
26748 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
) , .
, . , (issuer)
229 ,
. ,
( , , ), ( , , ,
, . .) ( , ). ,
230.
231.
229 . 230 B. Scholnick, N. Massoud, A. Saunders, S. Carbo-Valverde, F. Rodriguez-Fernandez The Economics of Credit Cards, Debit Cards and ATMs: A Survey and Some New Evidence, April 2006, Invited Paper Submitted to the 30th Annual Journal of Banking and Finance Conference, Beijing, China, June 6-8 2006. 231 :
(Co-Branded): . co-branded
- . co-branded
, .
(Private Label): .
Co-branded Private Label , - .
Business Credit: , , ,
. :
, .
: ,
, 800 , .
: , 12
, , ,
. :
, .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26749
Z.3.1.2. (card issuing)
(card issuing)
( ) (Visa, Mastercard, Diners, American
Express)232.
-
. , ,
,
, 233. , , ,
, ,
.
, :
) (personal cards)
) (corporate cards)
- , :
) (general cards)
: , ( ),
. , « »
. 232 (scheme owner) :
,
,
, .
233 .
26750 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
) (selective - pure store cards) 234
) ( - international cards)
) – (national cards)
’ ( -) ,
235.
. , ( ), /
. ( . .Visa,
Mastercard, . .) , ,
, 236.
, , ( / ) / , , .
, , ,
. […], «[ ] ». ,
,
234 . COMP/ M.5384 –BNP PARIBAS/FORTIS, . 16, .
235 . […],[…],[…],[…] […]. H […] , […]
( / ). 236
(co-branded cards)
- , , ,
.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26751
: , , 237.
[…] 238, ,
- . ,
. , , […]
.
, , ,
-
.
.3.1.3. (merchant payment card acquiring)
(card merchant acquiring) , 239.
/ (acquirer), 240,
237 […], […], […], […], […] […]. 238 ( ’ . . […] )
[…] . . .
239 . M.2567-NORDBANKEN/POSTGIROT, . 6, M.5241-AMERICAN EXPRESS/FORTIS/ALPHA CARD, . 23, M.3740-BARCLAYS BANK/FORENINGSSPARBANKEN/JV . 12 M.4844-FORTIS/ABN AMRO ASSETS. 240 (merchant acquiring)
. , […], : 1) . ., 2)
. ., 3) Alpha . ., 4) . ., 5)Attica Bank, , 6) . ., 7) Cyprus Popular Bank Public Co Ltd, 8)
Eurobank Ergasias . ., 9) Millennium Bank . ., 10) . . 11) Citibank International Plc. , 4, 3, . 3862/2010 « 2007/64 / ,2007/44/ , 2010/16 / ,
, . .», / (
) , , .
, ( ),
( 10, . 1 . 3862/2010) , , ,
26752 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
(merchant), /
( ). :
( . . Visa, Mastercard, . .),
/ ,
(Point-of-Sale, POS),
241
, (issuer),
/ .
:
/ (cardholder)
.
(issuer) , .
, (issuer) , ,
(acquirer), (merchant), , ( -
interchange fee), ( . . Visa, Mastercard).
€ 125.000 ( 6 . 4 . 3, . . 3862/2010). 241 , POS
(acquirer) , . ,
- (switch centers), (acquirers),
(common POS). - / […],[…],[…]. ,
(acquirer) .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26753
, (acquirer) , (merchant service charge).
(issuer - acquirer) (on-us transactions).
242:
H (merchant service charge) , :
) ,
) (issuer’s reimbursement fee)243
242 , ( , , , ),
, , American Express Diners club. . Competition and
Efficient Usage of Payment Cards, DAF/COMP (2006) 32, . 23.
/
/
(
)
(ISSUER/
CARDHOLDER BANK)
(MERCHANT ACQUIRER)
/
(CARDHOLDER)
(MERCHANT)
26754 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
)
244.
, / ,
/ , POS ,
, , (outsourcing).
(POS Network Service Provision)
(Card Acquiring Processing) 245
, .
, - :
) ( / ),
) ( / ),
) ( / ),
) (VISA, MASTERCARD . .)246,
, , - .
, , .
, ,
243 (interchange fee)
.
. 244 , . . 245 . COMP/ M. 4316-ATOS ORIGIN/BANKSYS/BCC, . 19, 34. 246 . COMP/ M. 4814-AIB/FDC/JV, COMP/ M. 4316-ATOS ORIGIN/BANKSYS/BCC, M.5241-AMERICAN EXPRESS/FORTIS/ALPHA CARD, COMP/ M. 5968- ADVENT/BAIN CAPITAL/RBS WORLDPAY.
.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26755
,
, :
,
,
247,
( . . ),
,
248.
’
.
(
),
( / ) , 249.
,
. , :
,
. ,
.
247 , […],[…],[…],[…] […],
. , . , […]
, on line […].
248 , . . . 249 , […],[…], […],[…],[…] […]
.
26756 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
, , ,
, ,
« » .
, ,
, « » , VISA MASTERCARD250. , , .
, , ,
251, .
, ,
‘must-have’ , , ( ) VISA MASTERCARD. ,
,
252, ,
, . , ,
VISA MASTERCARD 253. 254,
.
250 80% VISA MASTERCARD. 251 , , […] […] /
[…], […] ( ) […].
252 , ,
. 253 . . 254 , DINERS
[…]% […]%, AMERICAN EXPRESS […].
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26757
, , , , ,
.
, , 255 256.
.3.1.4.
, , ,
, ,
257.
. ,
, , , 258.
.3.2.
.3.2.1.
, , .
. ,
255 . . . 534/VI/2012 – ALPHA / EFG EUROBANK ERGASIAS . 256 . M.2567-NORDBANKEN/POSTGIROT, . 17-18, M.5241-AMERICAN EXPRESS/FORTIS/ALPHA CARD, . 28-31, M.3740-BARCLAYS BANK/FORENINGSSPARBANKEN/JV . 12-15, COMP/ M.4814-AIB/FDC/JV . 13-14, COMP/ M.4316-ATOS ORIGIN/BANKSYS/BCC . 23 COMP/ M.5968- ADVENT/BAIN CAPITAL/RBS WORLDPAY . 12-13,
. 257 . M.5384-BNP PARIBAS/FORTIS, . 73, .2567-NORDBANKEN/POSTGIROT, M.4844-FORTIS/ABN AMBRO ASS TS .5241-AMERICAN EXPRESS/FORTIS /ALPHA CARD. 258
.
26758 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
, ( ).
, :
)
, , ( ) , ,
:
.
( . . , ),
.
, , .
, , ,
, , . .
, , ,
. , ( , )
, . (
) ,
.
, ,
.
, .
, ,
, .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26759
) -
. , ( . 3862/2010),
. . (PSD)
( . . ), ,
. , :
,
, € 125.000.
)
H ( ) :
.
.
.
( , ,
).
.
.
.
.
.
.
, , , ,
, , , . . .
, ,
, , 9 MasterCardBarometer
MasterCard FocusBari 2011
26760 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
259.
(32%) ,
(29%)260. / 20%261,
13%.
, / ,
53% .
( ) ( supermarket),
(11%)262.
)
, 263. ,
, . , ,
, ,
. .
, ,
( . . ). , ( ,
), (switching benefits) . . /
.
259 , , 19.07.2011. 260 , ,
. (55-70) ( 38%),
(25-34) (23%).
( 18-24), (40%) ,
.261 ,
(28%). 262 (15%). 263 .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26761 )
.
: , 264
.
, , ( ) . ,
,
.
, , , , ,
.
.
, 265, 266
( . . premium ), .
.3.2.2. –
:
) –
2009 2010 2011 ' 2012
.
. . .
. . .
. . .
. .
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
264 SEPA. 265 ,
. 266 , .
26762 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
EUROBANK - ERGASIAS […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
[…] […] […] […] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]%
CITIBANK International plc […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
MILLEN IUM BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
CYPRUS POPULAR BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
PROBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
HSBC BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
5.799.732 100,00% 4.957.851 100,00% 4.020.953 100,00% 3.421.375 100,00%
( ) […] [15-25]% […] [15-25]% […] [15-25]% […] [25-35]%
- HHI
(2011) (3Q2012)
[1400-1600] [1400-1600]
[1600-1800] [1600-1800]
( ) [150-200] ( ) [200-250]
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26763
)
–
2009 2010 2011 ' 2012
.
. . .
. . .
. . .
. .
[…] [25-35]% […] [25-35]% […] [25-35]% […] [25-35]%
[…] [15-25]% […] [15-25]%
[…] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]%
[…] [15-25]% […] [15-25]% […] [15-25]% […] [5-15]%
EUROBANK - ERGASIAS […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
CYPRUS POPULAR BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
MILLEN IUM BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
CITIBANK International plc […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
PROBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
HSBC BANK […] - - - […] [0-5]% […] [0-5]%
9.044.207 100,00% 9.100.836 100,00% 9.874.036 100,00% 9.973.550 100,00%
( ) […] [25-35]% […] [25-35]% […] [25-35]% […] [15-25]%
HHI
(2011) (3Q2012)
[1400-1600] [1400-1600]
26764 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
[1800-2000] [1400-1600]
( ) [300-350] ( ) [200-250]
.3.2.3.
) ( )
ALPHA BANK ( [15-25]% -
2012) .
[25-35]% ( 2012) ,
Eurobank ( [15-25]% [15-25]% ), HHI (<2.000 ), 250
([150-200] 2011 [200-250] ’ 2012).
( [25-35]% -
2012) (ALPHA BANK ).
[15-25]% . , HHI,
2.000 , 250 2011 ([300-350]) 2012 ([200-250]–– - ’ 2012).
, , , ,
- - Eurobank,
, , , . , ( -) , HHI . . ,
. 20 .
,
, ( . 3862/2010)
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26765
. . (PSD)267
, ,
.
,
.
. ( )
.
) ( )
(CR4)
[70-80]% ( ALPHA BANK- [25-35]%, Eurobank [15-25] %, [15-25] %,
[5-15] %).
(CR4) [75-85]% ( [25-35]%, ALPHA BANK- [15-25]%,
[15-25]%, Eurobank [5-15] %).
, , μ , μ
μ . , , μ 268.
,
267
, , , , .
268 COMP/M.1016 Price Waterhouse/Coopers &Lybrand, . ., . 103 113.
26766 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
269 ,
, ALPHA BANK
. ,
.
, ,
: ,
, ,
, 270.
( )
271. , 50% ( [40-50]%)
,
.
, 272
’ 2012, ,
.
269 IV/M.202 Thorn EMI/Virgin Music, . 40, 80% ,
.
270 . .4844- FORTIS/ABN AMBRO ASSETS, . 196 . . European Commission Report on the Retail Banking Sector Inquiry (2007).
271 . . COMP/M.4823 YARA/PRAXAIR/ JV . 44. 272
. . COMP/M.4823 YARA/PRAXAIR/JV, . 44,
,
.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26767
,
50% ,
( , ,
, , - - Eurobank,
, , , ). .
. , , , ,
273. , , ,
. , ’ .
, .
,
. , ( HHI
) 274.
HHI ,
, .
273 . .580 ABB/Daimler Benz, . 90. 274 . COMP/ .3333 Sony/BMG (2), . 92.
26768 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
,
.
Z.3.3.
Z.3.3.1.
)
,
. , ,
,
.
) -
, . ,
, , ,
/ 275.
, ,
276
277.
) -
. . .,
,
275 H […] , ,
. 276 . […],[…],[…]. 277 . […],[…],[…],[…].
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26769
. ,
, . ,
.
. ,
, ’ , ,
, . , ,
. , […] ,
, (switching cost)
, .
, ,
, , ,
.
) -
, «
» 4%278. , , , , ,
, . , ,
278 , […], […], […], […] […] ’ , […] 1,04%, […] 3%, […] 3,6% […]
4% .
26770 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
,
.
[…]% , […]%
279. , ,
.
, ,
, .
[…],[…],[…],[…] […] […]% .
, , ( . . ),
. ,
.
) –
, ,
, , ,
. ,
, 280.
, , - ,
279 . ,
[…] 0,08% 30,3% , […] 29% 70% ,
[…] 4% 80,6% . 280 , ,
.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26771
- ( €)
2009 2010 2011 2012 2012
/ . . / . . / . . / . . / . .
[…] [25-35]% […] [25-35]% […] [35-45]% […] [25-35]% […] [35-45]%
EUROBANK-ERGASIAS
[…][15-25]%
[…][15-25]%
[…][15-25]%
[…][15-25]%
[…][15-25]%
[…][15-25]%
[…][15-25]%
[…][15-25]%
[…][15-25]%
[…][5-15]%
[…]
[5-15]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…][5-15]%
[…][5-15]%
[…][5-15]%
[…][5-15]%
[…][5-15]%
CITIBANK […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
MILLENNIUM […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
MARFIN EGNATIA
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
.
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
. , , ,
,
.
,
.
.3.3.2. –
:
26772 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
7.496.940,56 7.184.544,73 6.955.621,43 2.983.877,40 5.017.498,72
( ) […] [35-45]% […] [35-45]% […] [35-45]% […] [35-45]% […] [35-45]%
- HHI
(2011) (3Q2012)
[2200-2400] [2200-2400]
[2600-2800] [2800-3000]
( ) [400-450] ( ) [400-450]
.3.3.3. :
,
.
, , ,
. ( )
- , [5-10]%.
, ALPHA BANK, ALPHA BANK/
, 281. , (merchant fees)
ALPHA BANK/ ( )
281 , […],
.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26773
.
, /
. ALPHA BANK ,
, .
, ALPHA BANK 282
. ,
(Independent Sales Organisation), ALPHA BANK
[…].
, ALPHA BANK
, (ALPHA BANK- )
(leveraging) (tying)
.
.
ALPHA BANK
. , , Alpha Bank/EFG Ergasias,
([50-60]% [50-60]%, ) . .
.
282 , […],[…],[…], , ,
[…]
26774 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
) ( )
ALPHA BANK ( [35-45]% - 2012)
.
[35-45]% ( 2012) , Eurobank, ,
Citibank ( [15-25] %, [5-15]%, [5-15]% [5-15]% ).
, , , ,
283 (
). , ,
.
ALPHA BANK
( ) .
Alpha Bank . ,
. ALPHA BANK
284.
, ( ) ( )
, Eurobank,
, ,
, (
283 . . COMP/M.5907, .157. 284 . . COMP/M.3287 AGCO/VALTRA.
.3.3.4.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26775
), 285.
,
.
) ( )
(CR4)
[85-95]% ( ALPHA BANK - [35-45] %, Eurobank [15-25]%, [5-15]%,
[5-15]%)286, 60%287, . HHI
250 ([400-450] 2011 [400-450] ’ 2012)
. , , ALPHA BANK – ,
( Eurobank, , )
, ,
288.
, , , ,
289.
285 . , , 40-50%
. ,
, . . COMP/M.1882 Pirelli/Bicc, . 77-79,
COMP/M.3464 KESKO / ICA / JV, . 39, COMP/M.2609 HP/COMPAQ, . 32-35, COMP/M.2192 SMITHKLINE BEECHAM/BLOCKDRUG, . 12-14 , IV/M.986 - Agfa-Gevaert/DuPont, . 99-100. 286 . . . .1891 BP AMOCO/CASTROL. 287 . . Levy, Control of Concentrations 5-345. 288 . . COMP/M.5907, . 209. 289 . .
26776 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
, ,
(Alpha Bank Eurobank) 60%,
, ( , )
ALPHA BANK ,
.
.
, Alpha Bank Eurobank
( ),
, , ,
321/V/2006. ,
290 ( ), [15-20] ( ) [25-30]
( ), .
, (merchant service charge) 291,
. ,
. , (
[…], […], […], […] […] ’ , […] 1,04%, […] 3%, […] 3,6%
[…] 4%). ,
290 . . 291 (merchant service charge) :
) , ) (issuer’s reimbursement fee) ) .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26777
[…] .
, ,
, , , ,
292.
, , ,
.
.4. (FACTORING)
.4.1.
(factoring) , . 1905/1990293,
. factoring 294 ,
/ , ,
(trade receivables)295. , :
( ), ,
( ) ,
, .
292 M.4865 -SIEMENS / DADE BEHRING, . 40-43.
. 293 « μ μ », A 147. 294 Factoring Factors Chain International (FCI), Annual Review - 2011,
. 11.295 . Factoring (www.fci.nl),
Factoring (www.hellenicfactors.gr) - .
26778 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
« - », , factoring,
( ), , 296
297. factoring,
298,
factoring 299.
factoring , , 300:
) factoring, ,
) factoring, , :
factoring:
factoring: .
, factoring :
) Factoring (with recourse), ,
) Factoring (non-recourse), .
296 factoring : ( ),
(risk premium), , , ,
( factoring ). 297 . 880/2010.298 factoring, ,
. 299 4 . 1 . 1905/1990,
.
300 . Factoring (www.fci.nl) Factoring (www.hellenicfactors.gr).
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26779
, , factoring :
) Factoring , ,
,
) Factoring , ( ),
.
, factoring (Reverse factoring), (Back-to-back
factoring), (Invoice Financing) forfaiting301.
. .302 303, ,
, . , factoring
, , , 304. , ALPHA BANK
, factoring .
factoring factoring,
( ),
, , ,
301 To forfaiting Forfaitors (International Forfaitors Association) 100%
(non-recourse), , - ( 10 ),
,
100.000 200 .
302 . . . 67/II/1999 / , . 4, . . 534/VI/2012 – ALPHA / EFG EUROBANK
ERGASIAS . 86 . . 549/VII/2012 / . 303 . M.3894-UNICREDITO/HVB, . 29, M.4155-BNP PARIBAS/BNL, . 15, M.6244 - BNP PARIBAS/ FORTIS COMMERCIAL FINANCE HOLDING, . 15 . M.4844-FORTIS/ABN AMRO ASSETS, . 31-32. 304 . M.4844-FORTIS/ABN AMRO ASSETS, . 30.
26780 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
,
305.
,
306. ,
factoring. , 307.
ALPHA BANK ABC FACTORS
A.E. .
Z.4.2.
Z.4.2.1.
. . ., , , 15
:
Cyprus Popular Bank , Marfin Factors & Forfaiters SA.
( Factoring, Factors, ABC Factors - AlphaBank,
Eurobank Factors).
305 […] factoring, , ,
forfaiting. factoring
/ / . forfaiting, […],
Factor . factoring /
.306 . M.3894–UNICREDITO/HVB. . 42, M.4155-BNP PARIBAS/BNL . 23, M.4844-FORTIS/ABN AMRO ASSETS, . 84, M.2577-GE CAPITAL/HONEYWELL . . 534/VI/2012 ALPHA / EFG EUROBANK ERGASIAS , . 96. 307 […]
, , , .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26781
( ,
, , , , HSBC Bank, Millenium, Citibank Probank ).
.4.2.2. - -
:
, , /
2471/10.04.2001 . 3601/2007, 4 § 3 . 1905/1990
/ 2622/21.12.2009. .
, factor,
, ,
308.
, ABN AMRO, Unicredit, BNP
Paribas , Factoring GE Factofrance309.
[…]310, […], […], […]. , […] :
« FACTORS A E
», 2009, 14%
«MARFIN FACTORS & FORFAITERS . .», ,
308 . 534/VI/2012 Alpha Bank- Eurobank. 309 ,
.
310 […] , , ( HSBC Bank plc.,
Ltd.), , ,
( 370 ).
2012, .
26782 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
.
, […]
.
. factoring
, .
.4.2.3. -
, , factoring
, factoring . […],
. ,
,
,
, , 311.
, […] . ,
, factoring . […]
, , , .
.4.2.5. 312
, factoring
311 2011 factoring 2010. 312 , ,
ABC FACTORS . ABC FACTORS , , ALPHA BANK
. factoring ABC FACTORS ,
, , , , , .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26783
( . €) FACTORING
2009 2010 2011 ' 2012
. . . . . . . . . . . . . . . .
EUROBANK - ERGASIAS (Eurobank Factors AE)
[…][25-35]%
[…][25-35]%
[…][25-35]%
[…][25-35]%
(ABC Factors) […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
[…] [5-15]% […] [15-25]% […] [15-25]% […] 14,70%
( Factors) […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
CYPRUS POPULAR ( Marfin Factors & Forfaiters)
[…][5-15]%
[…][5-15]%
[…][5-15]%
[…][5-15]%
HSBC BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[0-5]% [0-5]% […] [0-5]%
Factoring AE […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [0-5]%
MILLEN IUM BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
PROBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
. , , ,
,
.
.4.3. factoring
.4.3.1. –
. . . ,
, 2009 2012, :
26784 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
.4.3.2.
) ( )
Eurobank
Eurobank FACTORS . ( [25-35]% - 2012), (ALPHA BANK
). Eurobank ,
15-25% [5-15]%. , ( )
HHI, 2.000 , 250 313 ([200-250] 2011 [50-
100] ’ 2012).
, [0-5]%.
, .
,
.
313 . . . . (2004 C 31/03) . 20.
CITIBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] 100% […] 100% […] 100% […] 100,00%
( ) […] […] […] […] […] […] […] […]
FACTORING HHI
(2011) (3Q2012)
[1600-1800] [1800-2000]
[1800-2000] [1800-2000]
( ) [200-250] ( ) [50-100]
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26785
factoring ( FACTORS . . MARFIN FACTORS & FORFAITERS . .)
[5-15]%, [5-10]%. ,
( ) ( -) .
, .
) ( )
, ,
(CR4) [75-85]% ( Eurobank Eurobank FACTORS . .
[25-35]%, [15-25]%, [5-15]% Factors [5-15]%).
μ , , μ
μ .
,
314 , ,
, ALPHA BANK ( ,
[0-5]%).
.
, , ,
315, 316.
314 IV/M.202 Thorn EMI/Virgin Music, . 40, . 315 . . . . . COMP/M.4844 Fortis/ABN AMBRO, . 197 COMP/ .4523 Travelport/Worldspan . 161,
26786 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
317 . [50-60]% ,
,
, .
(
, 318, )
factoring .
. ( . . HHI ),
319.
HHI , ,
.
, .
.
316 ,
- . . . . . . COMP/M.619 Gencor/Lonrho . 141.
317 .
, COMP/M.4823 YARA/PRAXAIR/ JV . 44. 318 . […], . ., . 45: « ,
, . ,
. , '
. , , ,
. ' , ,
. […]».319 . COMP/ .3333 Sony/BMG (2) . 92.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26787
.
.5.
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.5.1.1.
2 N. 4099/2012320, . 3283/2004321
, ( )322, ,
323. , - ,
« » - , , , .
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» ( . 2 . 2).
323 . 4 . 4099/2012. 12 . 3283/2004.
26788 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
, 324, , , 12 . 4099/2012,
( )325. ,
2009/65/ , . , ,
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.
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324 . 4 3 . . 4099/2012, : « ) “ ”: -
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12. . ) “ ” ( ): ,
4 . 3283/2004 ( ` 210) 12 ». . 3 . 4 5 . 3283/2004, «4) " ":
. . . . . 4. 5) " (
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». 325 14 . 4099/2012
. 2190/1920, .
. 4 . 3284/2004.
326 , 2 , , ,
: ) ,
) 5 .
3606/2007, .
327 . . . , -
( . NBG International , LF
Fund of Funds Eurobank PiraeusInvest ),
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26789
( )328 :
) ,
) ( . . . . .)
) .
, , ,
- ( ) 329.
, (unit trust) 330.
« », ( ), ,
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. 4099/2012, 4, ,
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( ),
. , « »,
( ) , .
( 4 75 Amundi International 26 HSBC 7
Millenium). 328 , : BLACKROCK, CREDIT SUISSE, FRANKLIN TEMPLETON, GOLDMAN SACHS, JP MORGAN, PICTET, SCHRODER, UBS. 329 ,
, Eurobank Ergasia – PiraeusInvest, LF LF Fund of Funds
NBG International . 330 . .2 . 3 . 4099/2012. 3283/2005 ( 2 . 4).
26790 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
, . 4099/2012, ,
331:
1. (51%) .
2. , 1.200.000 € ( 5 . 3283/2004) 500.000 .
3. , 1.200.000 € ( 12 . 3 . 3283/2004) 300.000 .
4. / , ( )332.
5. – (Master – Feeder Structure). , 66 . 1 2 . 4099/2012, , ,
2, 59, 61, 63 64, (85%)
( )333, 334.
331 , , 98, 2012, ( ).
332 . 3283/2004 ( 15 4) , . . . . .,
. . . . ( ). 333 66 . 4 5, ,
: ) (1) , ) ) .
: ) (2) ,
2 6 2 , ,
. ) -
, , 89
92 1 100 N. 4099/2012. 6 66 - .
, . 4099/2012 , 2009/65/ .
334 (15%) :
) , 4 59, ) ,
, 1 59 2 3 60,
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26791
6. (Key Investor
Information Document) ( 80), 78 2009/65/ .
7. (classes) ( 6.3).
8. (structured UCITS).
9. 335 ( 7 8 . 4099/2012).
10. ,
, 46 53 . 4099/2012.
11. 336 ( 89, 90 91).
12. ( 17, 20 93 . 4099/2012).
13. ( 34 . 4099/2012).
14. , - ( 33 33 4099/2012).
.5.1.2.
, - ,
, . 337.
) , .
335 . , 98, 2012, ( ).
336 . , 98, 2012, ( ).
337 . M.4844-FORTIS/ABN AMRO ASSETS, . 35, 37, 41 67, M.5384-BNP PARIBAS/FORTIS, . 9 59, M.3894–UNICREDITO/HVB, . 9 35.
, / , .
26792 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
(creation and managing of mutual funds) (
-asset management-, . .
338). ,
, ( . ).
, , , (distribution of mutual funds), ,
, 339 340. ( ),
, , ,
,
. ,
, , . . . . . . . . . .341
.
, .
ALPHA BANK Alpha Asset Management . . . . .
(
338 . . . 534/VI/2012 – ALPHA / EFG EUROBANK ERGASIAS , 488/VI/2010 /ASPIS BANK, 425/V72008
/PROTON BANK, 335/V72007 FBBank/ASPIS BANK 326/V/2007 & /
. . / .
339 . M.3894–UNICREDITO/HVB, . 66 . 77 . 340 (asset management). ,
, . . M.4844-FORTIS/ABN AMRO ASSETS, . 37 . 67 .,
M.5384-BNP PARIBAS/FORTIS, . 13 59, M.6168, RBI / EFG EUROBANK /JV, . 20 27 .
341 ,
. . . . . . . . . . .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26793
AXA . .) Amundi Asset
Management Amundi . ALPHA BANK
. . . . .
.5.1.3.
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343. , ,
, .
, ( ) ,
, .
, :
344 ( ) ,
, ,
( ) ( ) ,
342 . M. 5384-BNP PARIBAS/FORTIS, M.4844 -FORTIS/ABN AMRO ASSETS, M.1453-AXA/GRE, M.1043- BAT/Z RICH
.343 . . . 534/VI/2012 ALPHA / EFG EUROBANK ERGASIAS ( . 100), 488/VI/2010 /ASPIS BANK, 425/V72008 /PROTON BANK, 335/V72007 FBBANK/ASPIS BANK, 326/V/2007 & /
. .344 . 4099/2012 ( ’250/20.12.2012) «
».
26794 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
[ . . . . ., 345 - ALPHA BANK
, ,
)],
, . ,
, , ( . . ),
.
.5.2.
.5.2.1.
, (
), 346:
( 347 ), (
), (
),
( ), (
. 4099/2012),
345 (http://www.hcmc.gr/pages/category.asp?catID=256),
. . . . 30/6/2012, . . . . .
5,2 . 346 6/587/2.6.2011 . . ( 1428 /16.6.2011)
(http://www.hcmc.gr). 347 « » 65%
, / . 129/14.4.1998
, http://www.hcmc.gr/photos/Apofaseis1998/files/129_14.4.98_ak.pdf
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26795
- Funds of Funds (
) (
).
250 1200 348,
2 2012, 349:
.5.2.2.
2012 20 22 2010 25 2006.
350, . . . . .,
:
348 . 349 http://www.ethe.org.gr 350 http://www.ethe.org.gr. 1/1/2007 . . . . .
, ( . . , ) . . . . .
26796 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
Marfin Global Asset Management . . . . . HSBC( ) . . . . .
Asset Management . . . . . . . . . . . .
Alpha Asset Management . . . . . Probank . . . . .
Asset Management . . . . . . . . . .
Asset Management . . . . . Metlife Alico . . . . .
Attica Wealth Management . . . . . Allianz . . . . .
Asset Management . . . . . ING . . . . .
Millenium . . . . . International . . . . .
Eurobank Asset Management . . . . . Amundi . . . . .
. . . . . 351
, , . . . . . 30.6.2012 5
, :
Marfin Egnatia Bank A.E Asset Management . . . .
. Asset Management . . . . .
Alpha Bank . HSBC( ) . . . . .
HSBC Bank Plc Allianz . . . . .
. . . ING . . . . .
Millenium Bank A.E Amundi . . . . .
Eurobank Ergasias .
Citibank International Plc Solidus Securities . . . .
. Prelium . . . .
. . . .
351 . . . . . 2000 (30%), (15%) (15%)
(40%). . .78548/ 1105 1992 9: « . . . . .
»-, « ». 2009
40% 20%, 80% . (http://www.hpmf.gr/Profile).
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26797
, ,
. 3283/2004 .4099/2012 . .
352. 2009/611/ (UCITS IV) . 4099/2012
. , ,
, ,
,
, « », ,
.
. :
.5.2.3.1
13 .4099/2012, 353 354
500.000 355. , ( . 3283/2004) ,
, 1.200.000 € ( 5.1).
352 . […] ( - ).
353 14 . 4099/2012, . 4099/2012 . 2190/1920. ,
. . 2190/1920, .
354 14 . .
. 355 ’ ,
. 250 € 0,02%
250 €., 10 €.
26798 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
356, - ( )357. .
. 4099/2012 .
, . 5 . 5 . 3283/2004, 51% :
) ,
) ,
) .
, . ,
34358, -
, ( ), ( ).
- ,
356 , ,
, :
) , , , ,
,
, , ,
,
) , , .
357 . . 8 . 4099/2012. 358 . 4099/2012 34 « -
( 19 2009/65/ )».
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26799
359 .
.5.2.3.2.
4 . 5 . 4099/2012, , , ,
, 360:
) , 361,
) ,
) ,
(300.000) 362.
, 300.000 ( 1.200.000 € -
12 . 3 . 3283/2004).
.5.2.3.3. - -
359 1 20 2009/65/ . 360 , 4 .6 .4099/2012,
, : ) , )
, ) ,
, ,
) (300.000) , , (800.000)
. . 4,
, , .
361 36 38 4099/2012. 362 . 7 4 .4099/2012,
, . ,
, , .
26800 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
, . 8 4 . 4099/2012,
- 2009/65/ - ,
/ , 363,
. ,
, , ,
( ) ( ).
, 7 . 4 . 4099/2012, ( ) , , ,
( ) ( )364.
- , 365 -
. 4099/2012366.
363 33 . 4099/2012, ,
, ,
. , 32,
- ( ) . 4099/2012
, , , , ,
, , ,
. , , ,
. 364 . 3283/2004 ( 15 . 4) /
, , . . . . ., . . . . (
). 365 . 89 .4099/2012 366
, 2009/65/ , , , ,
. . . 17/633/20-12-2012 .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26801
. ,
.
.5.2.3.4.
[…]
, .
, . ,
, , .
- ( )
. . . . . .
.5.3.
.5.3.1. –
367, , 2009
2012, , :
- ( . €)
2010 2011 2012
. . . . . .
EUROBANK - ERGASIAS […]
[15-25]% […]
[25-35]% […]
[25-35]%
[…]
[15-25]% […]
[15-25]% […]
[15-25]%
367 , 1/7/2012 . . / T-Funds 26/7/2012 MetLife Alico / Proton A .
26802 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
[…]
[15-25]% […]
[5-15]% […]
[5-15]%
CYPRUS POPULAR BANK […]
[5-15]% […]
[5-15]% […]
[5-15]%
[…]
[5-15]% […]
[5-15]%
[…]
[0-5]% […]
[…]
[…]
[0-5]% […]
[…]
[…]
[0-5]% […]
[…]
CITIBANK International […]
[5-15]% […]
[5-15]% […]
[5-15]%
HSBC BANK […]
[5-15]% […]
[5-15]% […]
[0-5]%
[…]
[5-15]% […]
[5-15]% […]
[0-5]%
[…]
[0-5]% […]
[0-5]% […]
[0-5]%
[…]
[0-5]% […]
[0-5]% […]
[0-5]%
MILLEN IUM BANK . . […]
[0-5]% […]
[0-5]% […]
[0-5]%
PROBANK A.E. […]
[0-5]% […]
[0-5]% […]
[0-5]%
ATTICA BANK […]
[0-5]% […]
[0-5]% […]
[0-5]%
[…]
[5-15]% […]
[5-15]% […]
[0-5]%
368 9.777,88 100,00% 7.631,39 100,00% 8.819,64 100,00%
( ) […] [15-25]% […] [15-25]% […] [15-25]%
- HHI
(2011) (2Q2012)
[1200-1400] [1400-1600]
[1400-1600] [1400-1600]
368 / ,
/ ( ) .
, , / , ( Eurobank LF,
NBG International Piraeus Invest), . , ,
/ / ( )
( ). , (double-counting), / ,
( ).
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26803
( ) [150-200] ( ) [100-150]
. . . . .
369,
370.
.5.3.2.
, ALPHA BANK 29/6/2012 [15-
25]% . . . . .
- ( . 7)371, , , - .
Z.5.3.3.
) ( )
, ,
Eurobank ( [25-35]% - ’ 2012),
(ALPHA BANK ). Eurobank ,
[15-25]% [5-
15]%. , , ( ) HHI, 2.000 , 250
372 ([150-200] 2011 [100-150] ’ 2012).
369 ( . 1902/90, . 2076/92, . 2679/99, . 78548/ /105/92, . 3283/2004, .
3586/2007) - (http://www.hpmf.gr/Profile). 370 . 3 . 78548/ 1105, /758/92.371 , ,
,
ALPHA BANK . 372 . . . (2004 C 31/03) . 20.
26804 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
, 5%.
.
.
( ) ( -) .
) ( )
(CR4)
[60-70]% ( Eurobank [25-35]%, [15-25]%, [5-15]% CYPRUS POPULAR BANK [5-15]%).
.
( . . HHI ),
373. HHI
, ,
.
, μ , μ
μ .
μ 374.
,
375 ,
,
373 . COMP/ .3333 Sony/BMG (2) . 92. 374 COMP/M.1016 Price Waterhouse/Coopers & Lybrand, . 103
113, . .375 . . IV/M.202 Thorn EMI/Virgin Music, . 40,
70-95% ,
.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26805
ALPHA BANK
. . ,
,
: ( [0-5]%), , ’ ,
.
376 , [5-15]
( ) [15-25] ( ).
50% ( [40-50]%)
,
.
, ,
377.
.
.
.6.
.6.1.
, ,
/ / ,
376 .
. COMP/M.4823 YARA/PRAXAIR/ JV . 44, ,
. 377 . COMP/M.4844- FORTIS/ ABN AMRO, . 162.
26806 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
- . , ,
(ancillary services) / .
378, - :
) (M& advice),
) (Initial Public Offering advice),
) ,
) (arranging new issues of stocks
and bonds).
ALPHA BANK .
, ,
379. , , , ( ,
380), .
.6.2.
( ) ,
, , KPMG, Deloitte Grant Thornton.
. , . . . - ,
.
378 . 534/VI/2012 ALPHA / EFG EUROBANK ERGASIAS M.3894- Unicredito/HVB, . 33, M.5384-BNP PARIBAS/FORTIS, . 66 IV/M.597 Swiss Bank Corporation/S.G. Warburg, . 8. 379 . M.5384-BNP PARIBAS/FORTIS ( . 78), M.4843-RBS/ABN AMRO ASSETS ( . 23) .3894-UNICREDITO/HVB ( . 42). 380
.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26807
,
, , ( ),
Goldman Sachs, JP Morgan, Nomura, Keefe-Bruyette & Woods381.
, ( ) .
,
,
, , . . .
.6.3.
- M&As 2009 […], […] […] […],
[…] […]. 2010 […] […] […] […] […] […]. To 2011 […]
, 2012 […] […] […] […]382.
, ALPHA BANK ,
, […], […] 2009, 2010 2011, […] […] 2010, […], […], […] […] 2009383.
( )
381 , ( ),
( . . 3606/2007 3601/2007). , , ( . 12-14 .
3601/2007 31-32 . 3606/2007). , ( ) ( 2(11) . 3606/2007), 34
, ( . www.athex.gr/ena/
http://www.ase.gr/content/gr/announcements/Files/ %20 %20 %206 %20 %202012%20%2024112011clean%20_2.pdf).
. 3606/2007 3601/2007 ( . – , ) .
382 Alpha Bank . 383 . http://www.alpha.gr/page/default.asp?id=5224
26808 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
. . . […] 2009 2010,
, 2011 […] […]. 2009 ALPHA BANK
MIG Real Estate, . . . .,
384.
ALPHA BANK .
.
.6.4.
.6.4.1. –
, - 385. ,
, .
, .
, , 386:
384 : 2009 Credit Suisse, Goldman Sachs, JP Morgan, Morgan Stanley, Citigroup UBS,
Alapis 2009 ABN AMRO, BNP Paribas, Deutsche Bank AG, Jefferies Merill Lynch, Alpha Bank 2009 JP Morgan, Merill Lynch, Morgan Stanley, Deutsche Bank AG, Citigroup, Nomura UBS, 2010 Credit Suisse, Deutsche Bank AG, Goldman Sachs, Morgan Stanley, Barclays, Citigroup, HSBC, Keefe-Bruyette & Woods, Mediobanca, UBS ,
2011 Barclays, Credit Suisse, Goldman Sachs, Morgan Stanley, Keefe-Bruyette & Woods, Mediobanca, ING, Macquarie MPS Capital, 2011
Eurobank, Alpha Bank, ETE, Marfin. 385 :
, .
, , .
, . ,
, . - .
386 ALPHA BANK - - M&A
advice -. , . -
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26809
2009 2010 2011 ’ 2012
. . . . . . . .
EUROBANK - ERGASIAS
[…][15-25]%
[…][5-15]%
[…][35-45]%
[…][25-35]%
[…][15-25]%
[…][5-15]%
[…][15-25]%
[…][15-25]%
[…][15-25]%
[…][5-15]%
[…][15-25]%
[…][15-25]%
[…] [5-15]% […] [5-15]% […] [5-15]% […] [15-25]%
CYPRUS POPULAR BANK
[…][5-15]%
[…][5-15]%
[…][5-15]%
[…][5-15]%
HSBC […] [0-5]% […] [0-5]% […] 2,35% […] [5-15]%
[…][5-15]%
[…][0-5]%
[…][5-15]%
[…]2,44%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][0-5]%
[…][45-55]%
[…][0-5]%
[…][0-5]%
ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
MILLEN IUM […] [5-15]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] […] […] […]
ALPHA BANK ( )
[…][15-25]%
[…][15-25]%
[…][15-25]%
[…][15-25]%
- HHI
(2011) (1H2012)
[2000-2200] [1800-2000]
2011, […]% ALPHA BANK […]%, […]%. - /
2009, €10 . MIG REAL ESTATE . . . . .
2010-2011 2012. ,
. ALPHA BANK […]% […]%.
26810 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
[2200-2400] [2000-2200]
( ) [100-150] ( ) [50-100]
( &
Advice), (IPO advice), , (
) , ,
/ .
,
.
- , 2011 :
- 2011
ALPHA BANK ( )
[5-15]% [5-15]% [5-15]%
[0-5]% [0-5]% [0-5]%
[15-25]% [0-5]% [25-35]%
[15-25]% [0-5]% [15-25]%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26811
, , Eurobank ( [25-35]% - 2012),
(ALPHA BANK ). Eurobank
, [15-25]%
[15-25]% [15-25]%. , , ( ) HHI,
2.000 , 250 387 ([100-150] 2011 [50-100] ’ 2012). ,
, [0-5]%.
, ,
. ,
,
.
. (
, , )
, , ( )
( -) .
, ,
.
) ( )
(CR4)
[80-90]% ( Eurobank [25-35]%, [15-25]%,
387 . . . . (2004 C 31/03) . 20.
.6.4.2.
) ( )
26812 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
[15-25]% [15-25]%).
. ( . .
HHI ), 388.
HHI ,
, .
, , μ ,
μ μ .
μ 389. ,
390 ,
, ALPHA BANK
( [0-5]%).
. , ,
: , , ’ ,
.
391 2012,
, .
388 . .3333- Sony/BMG (2) . 92. 389 . . M.1016- Price Waterhouse/Coopers & Lybrand,
. 103 113.390 IV/M.202 Thorn EMI/Virgin Music, . 40,
70-95% ,
. 391
. . M.4823-YARA/PRAXAIR/ JV .44,
, .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26813
, , ,
.
, ,
392.
.
.
.7.
, , ,
393. :
.7.1.
.7.1.1.
H ,
, (trading in securities, bonds and derivatives), (foreign exchange trading) (money market instruments).
, ( ) 394,
, ,
392 . COMP/M.4844- FORTIS/ ABN AMRO, . 162. 393 . 523/VI/2011, , 6 . 5 6 . 3959/2011, , ’
5-10 . 3959/2011. 394 . . 3606/2007.
26814 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
395. .
3606/2007396, ,
397.
, ,
, 398.
( ),
:
) ,
)
) .
ALPHA BANK , ,
, , 399.
395 . . . 534/VI/2012, . 442 326/V/2007, . 9, .6168, . 15, .4844, . 64 .3894 -UNICREDITO/ HVB, .
30-32. 396 (« »)
2004/39/ ( MIFID). 397 , .
. 398 . M.4844-FORTIS/ABN AMRO ASSETS, . 65 -66,
M.5384–BNP PARIBAS/FORTIS, . 66 . , ,
, , (trading in securities, bonds and derivatives), (foreign exchange trading)
(money market instruments). . . . 534/VI/2012 – ALPHA / EFG EUROBANK ERGASIAS , . 87, 326/V/2007- &
/ , . 5, 67/II/1999 / , . 3, 89/ II/1999 CONSOLIDATED
EUROFINANCE HOLDINGS S.A./ . . 399 ALPHA BANK ’ . 326/V/2007, . 9
.6168, . 15 .4844, . 64. , , - , ALPHA BANK
. ,
.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26815
, .
, ,
, . . . . . ,
. ,
- E.E. . ,
.
ALPHA BANK ,
. , , .
.7.1.2.
:
( . . . . .),
,
( . . . .) . . . 400,
( . . . . .),
401
( . . . .) -
E.E.
, . . . . .
, 402. ,
400 . 401 8 . 3606/2007, «1.
, ’ ’
, ,
. […]». 402 10 . 3606/2007, «1. . . . . .
(1.000.000) . 2. . . . . .
26816 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
. . . . , 36 . 2 . 3606/2007403,
.
.
404. , . , ,
405.
.
, 406.
ALPHA BANK ( ALPHA Finance ) ( )407.
.7.1.2. :
, , . . .
(3.000.000) . 3. . . . . . ,
, , (300.000) ».
403 «2.
.
». 404 . […]. 405 . […]. 406 . […]. 407 . . , ALPHA BANK Alpha Finance
. Alpha Finance
. , ,
.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26817
80 -
-, .
( 50),
.
,
,
. 2009, 2010, 2011 2012,
408 8.
2011 2012:
( )
2011 3 2012
. .
. .
EUROBANK / 5.787.152.400,22 13,99% 2.894.809.026,01 16,58%
. . 5.685.178.580,53 13,74% 2.006.428.898,63 11,49%
. . . . . 5.176.715.348,67 12,51% 2.110.034.439,80 12,08%
EUROXX . . . . . . 2.596.077.374,43 6,28% 1.153.777.710,96 6,61%
. . . . ./ /
2.822.588.788,35 6,82% 783.283.372,66 6,07%
FINANCE 2.044.324.330,25 4,94% 801.442.644,95 4,59%
480.340.735,70 1,16% 131.562.898,19 0,75%
17.258.004.610,96 41,72% 7.581.732.581,30 41,83%
41.370.041.423,41 100% 17.463.071.572,50 100%
408
.
26818 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
ALPHA BANK- ( ) 2.524.665.065,95 6,10% 933.005.543,14 5,34%
( )
2011 3 2012
/ . . / . .
THE CYPRUS INVEST, & SEC. CORP. LTD (CISCO) 8.377.710,96 27,09% 6.273.653,12 41,85%
7.993.074,47 25,84% 2.763.617,07 18,43%
MARFIN - CLR (FINANCIAL SERVICES LTD) 4.322.966,36 13,98% 1.481.893,74 9,89%
. . . . ./ 283,894,05 0,92% 957.001,61 6,38%
MEGA EQUITY SEC. & FINANCIAL SERVICES LTD 2.555.818,50 8,26% 559.852,07 3,73%
SHARELINK SEC. & FINANCIAL SERVICES LTD 1.282.825,62 4,15% 174.164,40 1,16%
ALPHA FINANCE 1.069.449,05 3,46% 279.151,46 1,86%
. , 185.054,25 0,60% 31.345,57 0,21%
6.113.218,34 19,77% 0,00 0,00%
30.929.508,30 100,00% 14.991.216,76 100,0%
ALPHA BANK- ( ) 1.254.503,30 4,06% 310.497,03 2,07%
.7.1.3. :
40 , .
2011 2012,
, 9.
2011 2012:
–
2011 3 2012
. . . . . .
. . 4.186.562 21,86% 4.067.137 20,10%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26819
. . . . . 3.168.456 16,54% 3.387.208 16,74%
EUROBANK 2.182.375 11,39% 2.758.688 13,63%
. . . . . - PIRAEUS SECURITIES S.A. 3.028.814 15,81% 1.519.414 7,51%
FINANCE 740.183 3,86% 832.044 4,11%
. . 123.335 0,64% 162.424 0,80%
HSBC . . . . . 373.916 1,95% 548.401 2,71%
5.474.624 28,58% 6.960.340 34,40%
19.154.930 100% 20.235.656 100,00%
ALPHA BANK- ( ) 863.518 6,10% 994.468 4,91%
.7.1.4.
, ALPHA BANK ( ),
:
5,34 %
2,07%
4,91% ,
, , ,
.
.7.2.
.7.2.1.
)
. . 409, -:
( ) , ,
.
409 . . . 534/VI/2012 – ALPHA / EFG EUROBANK ERGASIAS , . 84 448/V/2008 - Aspis Holdings/Proton .
26820 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
( ) . , ,
, , , , . .
( ) 410, , .
ALPHA BANK , . ,
/ ,
411.
ALPHA BANK AlphaLife . . . ,
, ( . ).
412, , , ,
( , )413. , ,
,
414. , , , . ,
415.
, , ,
410 , ,
. , .
411 ALPHA BANK .4844, . 71. 412 . 26/1996, 85/1997, 7/II/1998, 133/II/2000, 179/III/2001, 380/V/2008 417/V/2008. 413 , ,
, , , , , . .
414 . 534 /V /2012 Alpha-Eurobank 549/VII/2012 - .415 . IV/M.1307- Marsh & McLennan/ Sedgwick, . 8-19.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26821
, .
, , . , ,
, , ,
.
)
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, ,
, »416. . 1569/1985417 :
) , ,
, ,
. .
.
) , ,
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) , , ,
. , , ,
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416 2, . 3. 417 183.
26822 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
.
) , , ,
, ,
,
,
, .
) , 190/20061, « »,
, .
,
.
, , « ,
(Bancassurance)». ,
.
, ,
. ., , , / ,
, , 418.
, ,
418 . 449/V/2009 Post Insurance Brokerage/ . . . . ,. 534 /V /2012 Alpha-Eurobank 549/VII/2012 - .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26823
419.
ALPHA BANK, ( , . .) / 420.
, ALPHA BANK , 421,
. ,
CASA ( Credit Agricole Life Credit Agricole Insurance ) Groupama Phoenix422.
)
, 423, , ,
, 424.
425.
.7.2.2. :
419 . 2, . 3 190/2006: « , ,
». . M/4844-Fortis/ABN AMRO . 73, .4284 -AXA/WINTERTHUR.
420 ALPHA BANK .4701-Generali/ PPF Insurance Brokers, . 24. 421 «Alpha
». 422 , (ALPHA BANK CASA)
, , .
423 . ’ . 26/1996, 85/1997, 7/II/1998, 133/II/2000, 179/III/2001, 380/V/2008, 417/V/2008, 449/V/2009 534/VI/2012, 549/VII/2012 .424
( . M.759- SUN ALLIANCE/ROYAL INSURANCE M.2343- TORO ASSICURAZIONI /LLOYD ITALICO). 425 (
) ,
, ,
. , ,
.
26824 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
, 2009
77 19 3 .
2010, 74, 18 5 , 2011
61 19 . ALPHA BANK, AlphaLife
. . . , , 426:
AlphaLife . . . .
2009 2010 2011 ’ / 2012
[0-5]% [0-5]% [0-5]% [0-5]%
[0-5]% [0-5]%427 [0-5] [0-5]%428
.7.2.2.
. . . . ., 2009
18.915 :
13.954 ,
1.143 ,
3.170 ,
616 ,
32 429.
426 . 7. 427 . « 2011» « », . 10. 428 ’ 2012
, AlphaLife . ,
Alpha Life .
429 . 449/V/2009 - Post Insurance Brokerage/ . . . . .
.7.2.2. :
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26825
, . , ( )
, 2011, 10%.
:
– €
2009 2010 2011
. . . . . . . . . . . .
ALPHA BANK ( ) […]
[0-5]% […]
[0-5]% […]
[0-5]%
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[0-5]%
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[…]
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Credit Agricole Insurance […]
[…]
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[…]
[…]
430 […]
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ALPHA BANK ( ) […]
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[5-10]%
« » « », 150
431. ( )
.
430 , 147 2009 2010 141 2011. . http://www.privateinsurance.gr/payments/index.php?option=com_flippingbook&view=book&id=39:statistics-2010&catid=2:special-editions).
«[…]» ( « – »
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431 « »,
. (http://www.privateinsurance.gr/payments/index.php?option=com_flippingbook&view=book&id=39:statistics-2010&catid=2:special-editions).
26826 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
.7.2.3.
,
. ,
.
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.7.3.1.
, , , .
, , , / ,
( ) .
, ,
, , , ,
- 432.
, 433.
ALPHA BANK ALPHA . .,
. ., , 1.1.2011,
.
.7.3.2.
432 . 220/ /2002, 222/III/2002 534/VI/2012, Real Estate,
. , M.1975 DEUTSCHE BANK / EUROBANK / LAMDA DEVELOPMENT / JV,
, -
.433
.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26827
,
/ .
.
ALPHA BANK,
, , -
434, real estate .
435.
436
, , :
( ) 15.000.000 . . ' .
2002 2003 (21.718,5 . . . 22.091,3 . . . , ) , 2009 13.610,6 . . ., 2010
10.437,6 . . . 2011 4.464,07 . . . , – 2012 3.375,4 . . . .
ALPHA BANK […] […] . .,
[0-5]% , /
( )437.
434 ALPHA BANK - .
435 ALPHA BANK .
(www.statistics.gr « > - >
> »). 436 www.statistics.gr. 437 « » – 2012,
, 1.2 « », 180.000
.7.3.2.
26828 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
[…] [0-5]%438
, […] 439, [0-5]% .
, , ,
, . ,
440.
.1.
,
- .
’ 8 . 3 . 3959/2011, ’ 6 . 1 . . 3959/2011
«ALPHA . .»
« . .»,
.
24 2012.
. , 200.000 – 220.000.
438 180.000 ( ) 611 60. 0,38% .
439 510 3.777.987 . . 1.038 280.390 . .
, 66 , 0,03%. 180.000 1.548 66.
440 . 543/V/2012, ALPHA/EUROBANK.
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26829
1
ALPHA BANK
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20 […] […] […] […]
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24 […] […] […] […]
ΠΑΡΑΡΤΗΜΑΤΑ
26830 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
25 […] […] […] […]
26 […] […] […] […]
27 […] […] […] […]
28 […] […] […] […]
29 […] […] […] […]
30 […] […] […] […]
31 […] […] […] […]
32 […] […] […] […]
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38 […] […] […] […]
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48 […] […] […] […]
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ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26831
53 […] […] […] […]
54 […] […] […] […]
55 […] […] […] […]
56 […] […] […] […]
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73 […] […] […] […]
74 […] […] […] […]
26832 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
2
(31.7.2012) Alpha Bank
[…] 441 […] […] […]
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ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26833
3
/ /
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NK
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. .
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26834 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
4
ALPHA BANK
[…] […]
. . […] […]
/ /
[…] […]
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ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26835
5
-
- ( . . <50 €)
2009443 2010 2011 ' 2012 ' 2012
. . . . . . . . . .
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[…] […] [0-5]% […] [0-5]% […] [0-5]%
EUROBANK - ERGASIAS […] [15-25]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [15-25]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] [15-25]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
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CYPRUS POPULAR BANK […] [5-15]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
444 […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
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ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
MILLEN IUM […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
HSBC […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
CITIBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
445 […] 72.565,91 70.277,99 66.259,54 64.093,98
443 2009 […], […] […] . 444 […] , 30 . 445 .
26836 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
(
)446 […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] […] […] […]
ALPHA BANK ( )
[…] [25-35]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
( . . > 50 €)
2009447 2010 2011 ' 2012 ' 2012
. . . . . . . . . .
[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]%
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[…] [15-25]% […] [15-25]% […] [15-25]% […] [15-25]% […] [5-15]%
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CYPRUS POPULAR BANK […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
448 […] [0-5]% […] [0-5]% […] [0-5]% […] [5-15]% […] [5-15]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
ATTICA BANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
HSBC […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
MILLEN IUM […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
446 - ( .
), . 447 2009 […], […] […] . 448 […] , 30 .
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26837
PROBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
CITIBANK […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
[…] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]% […] [0-5]%
449 […] […] […] […] […]
(
) 450 […] [5-15]% […] [5-15]% […] [5-15]% […] [5-15]%
[…] […] […] […]
ALPHA BANK ( )
[…] [35-45]% […] [25-35]% […] [25-35]% […] [25-35]% […] [15-25]%
449 . 450
( . ), .
26838 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
6
30.09.2012
&
&
AL
PHA
BA
NK
EUR
OB
AN
K
AT
TIC
A
HSB
C
CIT
IBA
NK
MIL
LEN
IUM
PRO
BA
NK
CY
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S PO
PUL
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NEA
PR
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AL
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BA
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.
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ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26839
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&
AL
PHA
BA
NK
EU
RO
BAN
K
AT
TIC
A
HSB
C
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NK
MIL
LEN
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26840 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
&
&
AL
PHA
BA
NK
EU
RO
BAN
K
AT
TIC
A
HSB
C
CIT
IBA
NK
MIL
LEN
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PRO
BA
NK
CY
PRU
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PULA
R
NE
A P
RO
TON
AL
PHA
BA
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/ […] […] […] […] […] […] […] […] […] […] […] […] […] […] […] […] […] [25-35]%
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ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26841
30.09.2012
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26842 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
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EU
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ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26843
&
&
EU
RO
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A
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26844 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
7
-
2009 2010 2011 ' 2012
. .
. .
. .
. .
EUROBANK Asset Mgmt
2.676.716.644,17 27,85% 1.931.731.269,98 26,84% 1.433.712.220,67 30,29% 1.766.037.216,59 36,78%
Asset Management
1.901.147.526,57 19,78% 1.384.671.096,81 19,24% 912.204.391,06 19,27% 879.973.115,06 18,33%
ALPHA Asset Management
1.738.093.873,10 18,08% 1.326.504.415,00 18,43% 815.053.392,41 17,22% 728.234.099,57 15,17%
. 122.731.191,48 1,28% 267.741.785,09 3,72% 261.725.885,72 5,53% 252.905.667,25 5,27%
218.065.509,52 4,54%
TE 243.990.323,28 2,54% 198.511.961,88 2,76% 138.074.616,14 2,92%
Asset Mgmt 177.585.863,56 1,85% 103.795.079,06 1,44% 79.830.829,42 1,69%
MetLife Alico
337.432.779,48 3,51% 287.354.302,22 3,99% 216.159.823,43 4,57% 170.154.493,94 3,54%
MARFIN GLOBAL Asset Mgmt
626.691.535,32 6,52% 235.171.969,34 3,27% 161.118.659,85 3,40% 141.288.011,37 2,94%
PROBANK 27.200.333,31 0,28% 244.631.379,62 3,40% 93.526.310,51 1,98% 127.033.774,36 2,65%
Alpha Trust 200.289.657,90 2,08% 150.560.852,55 2,09% 107.461.867,31 2,27% 98.539.148,42 2,05%
HSBC ( )
515.051.518,00 5,36% 328.170.622,31 4,56% 124.598.470,71 2,63% 89.873.393,31 1,87%
Amundi
327.365.982,66 3,41% 201.953.265,49 2,81% 93.178.197,20 1,97% 72.657.595,27 1,51%
ATTICA Wealth Management
85.518.144,55 0,89% 65.845.333,85 0,92% 52.370.508,19 1,11% 51.222.335,46 1,07%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26845
Allianz 134.606.607,56 1,40% 102.392.152,70 1,42% 59.590.072,23 1,26% 50.226.663,66 1,05%
ING . . . . . 130.606.931,30 1,36% 97.537.951,60 1,36% 56.172.041,21 1,19% 47.374.142,44 0,99%
MILLENIUM
115.356.755,01 1,20% 83.437.263,98 1,16% 43.633.859,91 0,92% 36.269.969,34 0,76%
Asset Mgmt
51.550.712,58 0,54% 44.550.397,16 0,62% 35.863.367,26 0,76% 35.492.090,65 0,74%
Asset Mgmt
87.433.682,80 0,91% 59.210.203,07 0,82% 27.998.349,80 0,59% 23.874.831,63 0,50%
INTERNATIONAL . . . . .
45.053.228,68 0,47% 30.991.092,18 0,43% 17.490.072,22 0,37% 12.629.325,87 0,26%
PROTON 14.699.930,38 0,15% 10.053.276,52 0,14% 3.678.131,39 0,08% 0 0,00%
T FUNDS . . . . . 53.646.602,45 0,56% 41.376.891,54 0,57% 0 0,00% 0 0,00%
9.612.769.824,14 100% 7.196.192.561,95 100% 4.733.441.066,64 100% 4.801.851.383,71 100%
26846 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
8
( )
2009 2010 2011 3 2012
/ . . / . . / . . / . .
EUROBANK / 15.217.767.098,03 14,96% 9.732.433.030,17 13,86% 5.787.152.400,22 13,99% 2.894.809.026,01 16,58%
14.875.464.823,59 14,63% 9.253.920.900,91 13,18% 5.685.178.580,53 13,74% 2.006.428.898,63 11,49%
& / / / . . . . .
12.733.918.478,85 12,52% 8.621.514.016,02 12,27% 5.176.715.348,67 12,51% 2.110.034.439,80 12,08%
EUROXX . . . . . . 5.400.404.207,08 5,31% 3.711.342.846,54 5,28% 2.596.077.374,43 6,28% 1.153.777.710,96 6,61%
. . . . . 7.304.596.881,48 7,18% 4.448.673.248,95 6,33% 2.463.087.988,75 5,95% 928.786.977,78 5,32%
ALPHA FINANCE 7.890.221.839,76 7,76% 4.530.055.276,06 6,45% 2.044.324.330,25 4,94% 801.442.644,95 4,59%
CITIGROUP GLOBAL MARKET LTD
16.488.562,18 0,02% 1.285.290.902,21 1,83% 1.740.230.829,63 4,21% 328.483.231,38 1,88%
CHEUVREUX S.A. / CREDIT AGRICOLE CHEUVREUX S.A.
3.366.631.387,31 3,31% 2.988.566.452,21 4,25% 1.400.009.756,47 3,38% 450.614.084,18 2,58%
HSBC- / . . . . ./ / . . . . .
3.421.056.957,19 3,36% 2.539.738.016,03 3,62% 1.264.121.933,63 3,06% 692.356.083,02 3,96%
UBS LIMITED 2.766.677.154,47 2,72% 2.302.215.707,99 3,28% 1.069.926.283,11 2,59% 362.062.437,91 2,07%
/ . . . . . 1.321.182.009,04 1,30% 1.171.053.029,43 1,67% 775.039.932,89 1,87% 245.397.846,16 1,41%
CREDIT SUISSE SECURITIES (EUROPE) LIMITED
0,00 0,00% 319.718.371,36 0,46% 626.290.104,83 1,51% 202.799.301,84 1,16%
SOLIDUS SECURITIES 1.183.859.756,32 1,16% 798.163.684,74 1,14% 605.311.778,43 1,46% 380.672.613,61 2,18%
BETA / 1.161.977.825,41 1,14% 1.148.002.386,84 1,63% 558.200.714,88 1,35% 326.620.281,24 1,87%
PROTON / PROTON 1.153.021.961,96 1,13% 906.072.554,43 1,29% 536.972.485,07 1,30% 103.543.042,72 0,59%
MERRILL LYNCH / BANK OF AMERICA
1.988.969.341,81 1,96% 1.632.718.494,85 2,32% 510.028.551,98 1,23% 87.361.610,56 0,50%
MARFIN - CLR (FINANCIAL SERVICES LTD)
982.329.848,76 0,97% 783.078.404,76 1,11% 488.658.606,33 1,18% 196.535.341,06 1,13%
. . 930.871.192,84 0,92% 605.953.754,98 0,86% 480.340.735,70 1,16% 131.562.898,19 0,75%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26847
( )
2009 2010 2011 3 2012
/ . . / . . / . . / . .
AXIA VENTURES GROUP LTD 1.382.628.776,27 1,36% 1.158.026.236,21 1,65% 440.852.028,23 1,07% 264.345.945,97 1,51%
/ .
969.246.507,93 0,95% 510.591.200,46 0,73% 359.500.789,60 0,87% 177.883.198,80 1,02%
716.417.277,45 0,70% 458.420.418,49 0,65% 355.057.334,72 0,86% 296.448.058,28 1,70%
SOCIETE GENERALE S.A. 81.921.761,04 0,08% 384.367.283,20 0,55% 345.480.636,59 0,84% 72.411.355,99 0,41%
MERIT . . . . . . 592.412.396,11 0,58% 404.327.952,96 0,58% 336.292.625,69 0,81% 211.857.076,47 1,21%
/ 881.998.082,43 0,87% 532.875.722,60 0,76% 317.501.128,34 0,77% 216.303.414,38 1,24%
GUARDIAN TRUST 593.530.401,64 0,58% 637.849.485,78 0,91% 280.795.754,00 0,68% 104.511.601,88 0,60%
FORTIUS FINANCE AXE 549.414.560,16 0,54% 648.745.899,92 0,92% 272.867.818,39 0,66% 98.768.382,80 0,57%
. . . . 303.631.176,07 0,30% 312.759.939,47 0,45% 265.316.083,51 0,64% 241.793.387,96 1,38%
. . . . . . 635.901.243,71 0,63% 402.439.097,60 0,57% 243.952.900,75 0,59% 126.258.876,84 0,72%
THE CYPRUS INVESTMENT & SEC. CORP. LTD (CISCO)
446.459.178,05 0,44% 400.104.819,45 0,57% 239.308.589,05 0,58% 176.565.492,30 1,01%
MEGA EQUITY SEC. & FINANCIAL SERVICES LTD
935.081.989,78 0,92% 471.143.048,04 0,67% 233.266.642,93 0,56% 106.030.885,36 0,61%
- . . . . .
803.835.015,93 0,79% 447.443.465,05 0,64% 199.909.865,07 0,48% 102.767.920,38 0,59%
PRELIUM 414.132.007,81 0,41% 255.790.047,35 0,36% 193.397.731,06 0,47% 95.381.090,43 0,55%
ATLANTIC SECURITIES LTD 454.085.560,37 0,45% 274.967.123,79 0,39% 183.540.388,45 0,44% 73.541.629,80 0,42%
ORANGE PARTNERS 376.847.733,58 0,37% 260.305.212,74 0,37% 168.501.731,59 0,41% 84.148.484,56 0,48%
( )
183.065.210,74 0,18% 180.260.535,71 0,26% 167.763.547,48 0,41% 52.141.730,59 0,30%
DEUTSCHE BANK S.A. 435.731.832,09 0,43% 911.039.221,02 1,30% 158.834.150,10 0,38% 33.138.044,80 0,19%
EUROCORP / . . 1.111.721.223,89 1,09% 175.001.807,14 0,25% 157.160.488,10 0,38% 120.992.289,94 0,69%
/ . . 421.693.385,45 0,41% 291.328.777,43 0,41% 156.338.537,17 0,38% 85.762.868,84 0,49%
. . / T-BANK/ TT HELENIC POST BANK
489.886.080,07 0,48% 245.341.555,49 0,35% 151.667.076,64 0,37% 91.690.873,68 0,53%
. / . 268.330.211,63 0,26% 218.048.626,49 0,31% 136.128.144,37 0,33% 101.841.529,70 0,58%
NUNTIUS . / 258.498.468,54 0,25% 160.082.733,34 0,23% 134.865.440,83 0,33% 43.581.452,46 0,25%
26848 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
( )
2009 2010 2011 3 2012
/ . . / . . / . . / . .
/ . . . . . 236.018.854,92 0,23% 178.148.305,73 0,25% 130.785.269,48 0,32% 97.346.050,84 0,56%
/ . . . . . 284.494.308,17 0,28% 219.594.247,74 0,31% 121.658.304,98 0,29% 81.502.269,71 0,47%
EUROTRUST / 398.436.282,12 0,39% 224.632.884,14 0,32% 120.821.406,99 0,29% 67.611.905,77 0,39%
ARGUS STOCKBROKERS LTD 108.349.206,67 0,11% 82.673.454,76 0,12% 118.792.839,82 0,29% 74.193.062,07 0,42%
/ . . . . .
293.371.328,57 0,29% 174.224.836,08 0,25% 112.250.976,74 0,27% 43.557.726,83 0,25%
AXON . . 406.621.394,70 0,40% 224.616.764,88 0,32% 111.662.096,89 0,27% 54.096.887,82 0,31%
. . . 217.214.147,14 0,21% 143.683.681,00 0,20% 109.664.659,70 0,27% 48.095.265,27 0,28%
GLOBAL CAPITAL SECURITIES AND FINANCIAL SERVICES LTD
79.988.244,52 0,08% 71.995.776,16 0,10% 94.283.244,23 0,23% 16.241.386,79 0,09%
CAPITAL . . . . . . 125.599.470,40 0,12% 191.747.083,41 0,27% 92.837.227,51 0,22% 19.684.503,96 0,11%
. . . . 195.131.415,40 0,19% 127.890.008,10 0,18% 90.827.419,51 0,22% 42.233.338,52 0,24%
. . . . . . . 349.212.919,30 0,34% 167.815.897,76 0,24% 82.584.184,81 0,20% 40.493.864,08 0,23%
PROBANK . . 220.710.717,66 0,22% 150.045.998,66 0,21% 80.054.662,69 0,19% 47.274.678,17 0,27%
. . / 231.911.015,13 0,23% 136.656.206,36 0,19% 78.404.857,88 0,19% 61.023.098,62 0,35%
. . . . . . . . 155.481.507,67 0,15% 90.483.620,48 0,13% 71.818.355,77 0,17% 38.260.253,29 0,22%
343.325.716,78 0,34% 244.405.773,96 0,35% 69.781.485,57 0,17% 0,00 0,00%
/ . 177.773.898,45 0,17% 122.085.664,65 0,17% 69.731.209,44 0,17% 40.536.472,49 0,23%
SHARELINK SEC. & FINANCIAL SERVICES LTD
179.857.686,68 0,18% 145.499.684,04 0,21% 68.000.731,44 0,16% 24.270.107,38 0,14%
. . . . 117.568.957,07 0,12% 58.166.754,23 0,08% 45.765.581,47 0,11% 38.731.308,02 0,22%
/ . 95.361.835,32 0,09% 62.944.431,58 0,09% 40.938.847,12 0,10% 24.257.738,78 0,14%
INDEX . . . 159.463.290,39 0,16% 86.983.355,56 0,12% 40.596.291,52 0,10% 18.849.081,76 0,11%
. / . . 495.088.695,01 0,49% 239.423.730,45 0,34% 39.475.269,72 0,10% 0,00 0,00%
CFS / . . . . . 178.536.596,07 0,18% 95.595.981,87 0,14% 38.578.951,58 0,09% 25.550.194,46 0,15%
. . . 64.965.453,12 0,06% 42.778.641,85 0,06% 32.746.026,08 0,08% 22.447.201,87 0,13%
. . / . . . . .
98.767.366,23 0,10% 47.879.815,15 0,07% 32.268.822,58 0,08% 26.043.137,07 0,15%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26849
( )
2009 2010 2011 3 2012
/ . . / . . / . . / . .
. . . . . 99.572.305,37 0,10% 48.492.651,15 0,07% 31.852.414,85 0,08% 15.772.936,72 0,09%
73.014.642,20 0,07% 39.064.776,47 0,06% 28.901.337,28 0,07% 15.558.131,78 0,09%
MAGNA TRUST /
59.140.410,25 0,06% 26.035.879,24 0,04% 25.209.195,33 0,06% 47.941.632,81 0,27%
PROCHOICE / 0,00 0,00% 1.014.137,73 0,00% 23.176.135,25 0,06% 19.209.329,22 0,11%
74.886.749,90 0,07% 80.601.469,13 0,11% 18.443.521,86 0,04% 6.639.103,45 0,04%
. . . . . 29.654.635,85 0,03% 34.329.344,26 0,05% 16.279.961,36 0,04% 9.381.867,50 0,05%
14.048.497,93 0,01% 16.560.235,90 0,02% 14.463.052,07 0,03% 11.760.089,59 0,07%
. . / 25.507.391,78 0,03% 17.568.825,80 0,03% 6.168.672,01 0,01% 3.054.885,65 0,02%
. . . . . 34.499.647,43 0,03% 20.638.505,41 0,03% 5.251.241,42 0,01% 0,00 0,00%
ARTION 131.742.439,16 0,13% 0,00 0,00% 0,00 0,00% 0,00 0,00%
PRAXIS INT/NAL . . . . 744.969.746,53 0,73% 0,00 0,00% 0,00 0,00% 0,00 0,00%
. . 8.085.494,96 0,01% 0,00 0,00% 0,00 0,00% 0,00 0,00%
/ . . . . .
172.421.118,71 0,17% 104.271.252,66 0,15% 0,00 0,00% 0,00 0,00%
101.702.702.794,38 100% 70.238.320.964,56 100% 41.370.041.423,41 100% 17.463.071.572,50 100%
- ( ) 933.005.543,14 5,34%
( )
2009 2010 2011 3 2012
. / . . . / . . . / . . . / . .
CISCO 7.678.764,87 20,20% 4.757.251,39 15,21% 8.377.710,96 27,09% 6.273.653,12 41,85%
11.814.525,55 31,08% 10.109.725,56 32,31% 7.993.074,47 25,84% 2.763.617,07 18,43%
MARFIN - CLR (FINANCIAL SERVICES LTD) 4.425.390,07 11,64% 1.862.762,64 5,95% 4.322.966,36 13,98% 1.481.893,74 9,89%
MEGA EQUITY LTD 1.181.391,42 3,11% 2.151.756,37 6,88% 2.555.818,50 8,26% 559.852,07 3,73%
26850 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
( )
2009 2010 2011 3 2012
. / . . . / . . . / . . . / . .
SHARELINK SEC. & FIN. SERVICES LTD 1.229.132,21 3,23% 1.220.722,79 3,90% 1.282.825,62 4,15% 174.164,40 1,16%
ALPHA FINANCE 415.958,49 1,09% 1.258.903,80 4,02% 1.069.449,05 3,46% 279.151,46 1,86%
ARGUS STOCKBROKERS LTD 837.563,71 2,20% 1.403.962,25 4,49% 856.926,76 2,77% 303.566,69 2,02%
ATLANTIC SECURITIES LIMITED 816.761,87 2,15% 874.956,19 2,80% 719.047,61 2,32% 292.272,60 1,95%
PROCHOICE 0,00 0,00% 8.935,64 0,03% 649.143,23 2,10% 385.590,37 2,57%
BETA / 0,00 0,00% 110.035,22 0,35% 572.170,77 1,85% 97.338,62 0,65%
EUROBANK / 1.963.229,29 5,16% 3.871.880,04 12,38% 530.231,59 1,71% 718.660,50 4,79%
( ) 1.209.446,85 3,18% 975.450,90 3,12% 364.647,62 1,18% 118.198,47 0,79%
. . . . . 1.504.438,66 3,96% 127.051,23 0,41% 283.894,05 0,92% 19.801,61 0,13%
PROTON / PROTON 416.854,84 1,10% 402.583,62 1,29% 241.126,91 0,78% 1.012,50 0,01%
& / . . . . . / . . . . .
212.111,60 0,56% 305.459,95 0,98% 189.683,10 0,61% 40.215,87 0,27%
. . 199.430,24 0,52% 4.960,00 0,02% 185.054,25 0,60% 31.345,57 0,21%
. . 111.004,92 0,29% 1.016.266,60 3,25% 179.707,09 0,58% 54.166,60 0,36%
EUROCORP . . 14.326,18 0,04% 0,00 0,00% 122.773,44 0,40% 0,00 0,00%
SOLIDUS SECURITIES 98.476,25 0,26% 12.009,01 0,04% 116.898,84 0,38% 183.133,57 1,22%
GLOBAL CAPITAL SECURITIES AND FINANCIAL SERVICES LTD
0,00 0,00% 0,00 0,00% 95.877,03 0,31% 0,00 0,00%
AXON . . 0,00 0,00% 0,00 0,00% 93.679,09 0,30% 0,00 0,00%
FORTIUS FINANCE AXE 17.440,00 0,05% 0,00 0,00% 48.611,23 0,16% 0,00 0,00%
. . . . . . . . 4.844,55 0,01% 0,00 0,00% 23.474,37 0,08% 2.455,98 0,02%
9.700,01 0,03% 2.259,32 0,01% 14.250,00 0,05% 0,00 0,00%
0,00 0,00% 46.118,78 0,15% 13.754,75 0,04% 0,00 0,00%
. . . 0,00 0,00% 10.080,00 0,03% 7.212,50 0,02% 0,00 0,00%
EUROXX . . . . . . 2.914.528,04 7,67% 114.060,72 0,36% 6.870,82 0,02% 8.283,00 0,06%
CFS . . . . . 0,00 0,00% 1.440,15 0,00% 6.633,00 0,02% 3.336,00 0,02%
. . . . . 0,00 0,00% 0,00 0,00% 1.920,00 0,01% 0,00 0,00%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26851
( )
2009 2010 2011 3 2012
. / . . . / . . . / . . . / . .
. . . . 0,00 0,00% 0,00 0,00% 1.575,49 0,01% 1.731,00 0,01%
. 0,00 0,00% 74.711,08 0,24% 980,00 0,00% 0,00 0,00%
- . . . . . 38.946,68 0,10% 0,00 0,00% 844,80 0,00% 0,00 0,00%
. . . . . . 69.552,13 0,18% 132.698,36 0,42% 675,00 0,00% 179.865,65 1,20%
ARTION 276.986,20 0,73% 0,00 0,00% 0,00 0,00% 0,00 0,00%
AXIA VENTURES GROUP LTD 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
CAPITAL . . . . . . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
CREDIT AGRICOLE CHEUVREUX 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
CITIGROUP GLOBAL MARKET LTD 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
CREDIT SUISSE SECURITIES LIMITED 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
DEUTSCHE BANK S.A. 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
EUROTRUST . . . . . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
GUARDIAN TRUST . . . . . 7.360,00 0,02% 0,00 0,00% 0,00 0,00% 1.282,88 0,01%
HSBC- . . . . ./ . . . . .
0,00 0,00% 174.366,92 0,56% 0,00 0,00% 14.751,75 0,10%
INDEX . . . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
MAGNA TRUST / 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
MERIT . . . . . . 109.506,90 0,29% 26.671,55 0,09% 0,00 0,00% 0,00 0,00%
MERRILL LYNCH / BANK OF AMERICA 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
NUNTIUS / . 8.925,00 0,02% 30.943,00 0,10% 0,00 0,00% 19.540,00 0,13%
ORANGE PARTNERS . . . . . 0,00 0,00% 47.740,74 0,15% 0,00 0,00% 4.745,00 0,03%
PRAXIS INT/NAL . . . . 363.730,27 0,96% 0,00 0,00% 0,00 0,00% 0,00 0,00%
PRELIUM . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
SOCIETE GENERALE S.A. 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
/ T-BANK/ TT HELENIC POST BANK 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
UBS LIMITED 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
26852 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
( )
2009 2010 2011 3 2012
. / . . . / . . . / . . . / . .
. . . . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
0,00 0,00% 0,00 0,00% 0,00 0,00% 937.200,00 6,25%
. 4.360,00 0,01% 14.737,60 0,05% 0,00 0,00% 0,00 0,00%
. . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
. . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
. . 28.435,00 0,07% 4.000,00 0,01% 0,00 0,00% 0,00 0,00%
. . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
9.030,01 0,02% 14.150,00 0,05% 0,00 0,00% 0,00 0,00%
. . . . . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
2.994,00 0,01% 0,00 0,00% 0,00 0,00% 0,00 0,00%
/ / . . . . . 8.691,20 0,02% 8.808,15 0,03% 0,00 0,00% 0,00 0,00%
. . . . . . . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
. . . . . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
. . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
. . . . . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
. . . . . 0,00 0,00% 0,00 0,00% 0,00 0,00% 40.390,67 0,27%
. 9.422,10 0,02% 49.130,40 0,16% 0,00 0,00% 0,00 0,00%
. . . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
. . . . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
. . . 3.826,57 0,01% 0,00 0,00% 0,00 0,00% 0,00 0,00%
. . . . . 0,00 0,00% 0,00 0,00% 0,00 0,00% 0,00 0,00%
/ . . . . . 0,00 0,00% 43.488,12 0,14% 0,00 0,00% 0,00 0,00%
PROBANK . . 0,00 0,00% 16.930,21 0,05% 0,00 0,00% 0,00 0,00%
38.017.085,68 100% 31.287.008,30 100% 30.929.508,30 100% 14.991.216,76 100%
- 310.497,03 2,07%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26853
9
-
2011
2
012
FT
SE/A
THEX
-20-
FUT
UR
ESF
TSE/
ATH
EX-2
0 . 2
011
. 201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1
%
.
. 10
7.87
9 11
7.55
6 11
7.00
9 92
.149
12
3.12
8 17
1.08
6 11
3.17
2 10
5.93
7 19
0.18
9 13
4.23
5 98
.091
64
.459
1.
434.
890
28,9
0%
..
..
. 84
.372
92
.961
16
9.78
1 66
.475
11
6.81
5 17
7.80
8 65
.213
68
.507
16
0.49
5 10
4.94
6 57
.744
10
2.67
6 1.
267.
793
25,5
3%
EUR
OB
AN
K
38.2
54
45.4
18
73.9
73
24.1
66
35.1
90
86.3
11
18.5
41
22.9
99
63.0
71
11.6
13
20.6
55
28.3
03
468.
494
9,44
%
HSB
C-
..
..
. 14
.600
20
.930
21
.019
13
.856
14
.175
25
.061
12
.863
17
.310
15
.911
3.
646
9.70
9 7.
232
176.
312
3,55
%
SOC
IETE
GEN
ERA
LE S
.A.
1.06
2 3.
810
5.88
5 85
5 1.
843
8.53
9 69
1 97
4 5.
555
5.67
7 1.
024
4.55
2 40
.467
0,
81%
(
--
) 18
.333
24
.954
23
.532
17
.670
25
.514
28
.713
19
.077
16
.474
25
.119
16
.926
10
.719
6.
466
233.
497
4,70
%
FIN
AN
CE
18.5
81
17.8
08
29.4
21
18.3
24
12.6
21
33.5
02
18.6
25
15.9
59
27.1
01
11.9
08
8.41
0 11
.599
22
3.85
9 4,
51%
.. .
(*)
326
714
507
310
330
481
534
1.22
2 1.
084
1.07
7 63
7 39
9 7.
621
0,15
%
88
.421
96
.863
10
6.41
3 74
.515
99
.296
13
6.10
7 90
.918
11
1.72
2 11
0.23
1 75
.194
69
.551
53
.262
1.
112.
493
22,4
0%
37
1.82
8 42
1.01
4 54
7.54
0 30
8.32
0 42
8.91
2 66
7.60
8 33
9.63
4 36
1.10
4 59
8.75
6 36
5.22
2 27
6.54
0 27
8.94
8 4.
965.
426
100%
AL
PHA
BA
NK
18.9
07
18.5
22
29.9
28
18.6
34
12.9
51
33.9
83
19.1
59
17.1
81
28.1
85
12.9
85
9.04
7 11
.998
23
1.48
0 4,
66%
(*)
..
FTS
E/
-
. 201
1 . 2
011
201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1 .2
011
%
.
. 4
9 8
27
25
9 38
33
11
0
0 0
164
3,90
%
..
..
. 41
44
43
14
6 31
9 33
5 40
0 17
8 37
31
2 16
6 66
2.
087
49,6
9%
EUR
OB
AN
K
0 0
0 0
0 0
0 0
0 0
0 0
0 0,
00%
HSB
C-
..
..
. 0
20
30
20
220
284
310
140
20
0 0
0 1.
044
24,8
6%
26854 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
SOC
IETE
GEN
ERA
LE S
.A.
0 0
0 0
0 0
0 0
0 0
0 0
0 0,
00%
(
--
) 0
0 0
0 0
0 0
0 0
0 0
0 0
0,00
%
FIN
AN
CE
0 0
0 0
0 0
0 0
0 0
0 0
0 0,
00%
.. .
(*)
0 0
0 0
0 0
0 0
0 0
0 0
0 0,
00%
43
19
11
10
5 78
54
12
9
6 31
8 18
4 66
90
5 21
,55%
88
92
92
29
8 64
2 68
2 76
0 36
0 74
63
0 35
0 13
2 4.
200
100%
AL
PHA
BA
NK
0 0
0 0
0 0
0 0
0 0
0 0
0 0,
00%
FTS
E/A
THE
X-2
0 . 2
011
. 201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1
%
.
. 26
.502
26
.833
26
.225
19
.393
16
.555
19
.290
19
.670
7.
548
13.3
01
34.7
90
9.28
4 4.
885
224.
276
34,1
5%
..
..
. 17
.828
22
.835
24
.229
16
.558
14
.575
16
.692
14
.930
6.
249
8.96
6 10
.411
7.
638
4.32
2 16
5.23
3 25
,16%
EUR
OB
AN
K
5.27
0 10
.660
4.
301
6.41
9 3.
566
4.54
8 2.
853
2.45
3 4.
126
2.46
8 1.
560
1.61
0 49
.834
7,
59%
HSB
C-
..
..
. 1.
012
1.39
6 1.
659
6.35
3 4.
080
5.38
5 4.
803
2.63
4 1.
269
1.30
7 52
8 26
3 30
.689
4,
67%
SOC
IETE
GEN
ERA
LE S
.A.
0 0
0 0
0 0
0 0
0 0
0 0
0 0,
00%
(
--
) 7.
934
7.70
0 6.
550
8.45
0 6.
569
5.89
2 8.
585
4.74
3 5.
379
7.86
3 4.
840
6.75
8 81
.263
12
,37%
FIN
AN
CE
17
19
52
434
109
26
24
5 3.
408
6.23
3 1.
702
120
12.1
49
1,85
%
.. .
(*)
507
99
64
143
143
99
175
98
63
12
23
7 1.
433
0,22
%
13
.384
15
.042
11
.064
9.
398
10.6
49
7.02
8 6.
906
6.06
2 4.
544
3.22
0 2.
927
1.68
1 91
.905
13
,99%
72
.454
84
.584
74
.144
67
.148
56
.246
58
.960
57
.946
29
.792
41
.056
66
.304
28
.502
19
.646
65
6.78
2 10
0%
AL
PHA
BA
NK
524
118
116
577
252
125
199
103
3.47
1 6.
245
1.72
5 12
7 13
.582
2,
07%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26855
-
STO
CK
FU
TU
RE
S . 2
011
. 201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1
%
.
. 16
2.43
3 20
9.93
5 20
9.93
5 11
7.99
3 16
7.28
3 27
8.94
7 18
4.41
0 21
6.54
1 32
2.99
8 30
.333
31
4.70
3 26
3.18
7 2.
478.
698
18,4
7%
..
..
. 88
.249
16
5.69
5 16
5.69
5 63
.168
81
.855
20
6.45
5 11
1.18
2 12
9.74
0 20
9.44
0 19
7 25
0.70
8 25
2.53
1 1.
724.
915
12,8
5%
EUR
OB
AN
K
77.0
41
104.
018
104.
018
55.4
93
68.4
74
216.
528
98.0
64
169.
591
234.
941
113
262.
197
265.
821
1.65
6.29
9 12
,34%
HSB
C-
..
..
. 7.
273
7.44
8 7.
448
2.50
3 6.
779
22.9
09
22.6
10
13.6
29
28.5
35
170
17.0
41
19.2
78
155.
623
1,16
%
SOC
IETE
GEN
ERA
LE S
.A.
0 0
0 0
105
115
1.53
8 2
510
1 0
0 2.
271
0,02
%
(
--
) 14
5.89
6 29
0.16
6 29
0.16
6 46
.176
11
3.19
3 39
5.02
3 21
8.93
0 11
9.80
2 69
7.32
2 1.
297
161.
774
222.
040
2.70
1.78
5 20
,13%
FIN
AN
CE
20.0
66
35.1
79
35.1
79
26.6
36
27.2
59
61.1
90
52.0
68
48.4
33
79.4
77
0 47
.819
70
.374
50
3.68
0 3,
75%
.. .
(*)
4.12
6 5.
892
5.89
2 4.
993
8.28
4 14
.356
12
.368
16
.915
18
.837
0
14.9
09
9.13
8 11
5.71
0 0,
86%
26
5.37
6 44
4.66
7 44
4.66
7 19
0.45
0 23
6.65
0 46
9.68
9 35
1.95
4 39
7.35
5 40
6.89
2 24
9 44
7.89
7 42
8.48
1 4.
084.
327
30,4
3%
77
0.46
0 1.
263.
000
1.26
3.00
0 50
7.41
2 70
9.88
2 1.
665.
212
1.05
3.12
4 1.
112.
008
1.99
8.95
2 32
.360
1.
517.
048
1.53
0.85
0 13
.423
.308
10
0%
AL
PHA
BA
NK
24.1
92
41.0
71
41.0
71
31.6
29
35.5
43
75.5
46
64.4
36
65.3
48
98.3
14
0 62
.728
79
.512
61
9.39
0 4,
61%
-STO
CK
PT
ION
S . 2
011
. 201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1
%
.
. 4.
956
2.68
8 2.
923
5.01
3 6.
481
2.28
5 1.
139
3.46
6 3.
210
3.21
0 38
8 12
.775
48
.534
46
,13%
..
..
. 29
5 1.
348
530
274
2.64
0 1.
133
172
497
572
572
215
180
8.42
8 8,
01%
EUR
OB
AN
K
332
3.22
4 43
1 46
6 1.
567
608
146
331
223
223
18
179
7.74
8 7,
36%
HSB
C-
..
..
. 40
0 30
0 70
0 23
5 4.
907
825
1.13
4 29
2 39
5 39
5 47
5 19
0 10
.248
9,
74%
SOC
IETE
GEN
ERA
LE S
.A.
0 0
0 0
0 0
0 0
0 0
0 0
0 0,
00%
(
-.-
) 41
2 77
1.
749
309
252
1.75
0 34
1 1.
054
2.39
6 2.
396
627
906
12.2
69
11,6
6%
26856 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
F
INA
NC
E
0
0 10
0 0
0 10
0 0
0 10
0 10
0 0
95
495
0,47
%
.. .
(*)
0 0
0 0
0 0
0 4
0 0
0 0
4 0,
00%
1.
463
1.27
9 1.
607
971
1.41
5 2.
355
416
2.16
6 2.
202
2.20
2 63
1.
349
17.4
88
16,6
2%
7.
858
8.91
6 8.
040
7.26
8 17
.262
9.
056
3.34
8 7.
810
9.09
8 9.
098
1.78
6 15
.674
10
5.21
4 10
0%
AL
PHA
BA
NK
0 0
100
0 0
100
0 4
100
100
0 95
49
9 0,
47%
. 2
011
. 201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1 .2
011
.201
1
%
.
. 30
1.77
4 35
7.02
1 35
6.10
0 23
4.57
5 31
3.47
2 47
1.61
7 31
8.42
9 33
3.52
5 52
9.70
9 20
2.56
8 42
2.46
6 34
5.30
6 4.
186.
562
21,8
6%
..
..
. 19
0.78
5 28
2.88
3 36
0.27
8 14
6.62
1 21
6.20
4 40
2.42
3 19
1.89
7 20
5.17
1 37
9.51
0 11
6.43
8 31
6.47
1 35
9.77
5 3.
168.
456
16,5
4%
EUR
OB
AN
K
120.
897
163.
320
182.
723
86.5
44
108.
797
307.
995
119.
604
195.
374
302.
361
14.4
17
284.
430
295.
913
2.18
2.37
5 11
,39%
HSB
C-
..
..
. 23
.285
30
.094
30
.856
22
.967
30
.161
54
.464
41
.720
34
.005
46
.130
5.
518
27.7
53
26.9
63
373.
916
1,95
%
SOC
IETE
GEN
ERA
LE S
.A.
1.06
2 3.
810
5.88
5 85
5 1.
843
8.53
9 69
1 97
4 5.
555
5.67
7 1.
024
4.55
2 40
.467
0,
21%
(
--
) 17
2.57
5 32
2.89
7 32
1.99
7 72
.605
14
5.52
8 43
1.37
8 24
6.93
3 14
2.07
3 73
0.21
6 28
.482
17
7.96
0 23
6.17
0 3.
028.
814
15,8
1%
FIN
AN
CE
38.6
64
53.0
06
64.7
52
45.3
94
39.9
89
94.8
18
70.7
17
64.3
97
110.
086
18.2
41
57.9
31
82.1
88
740.
183
3,86
%
.. .
(*)
4.45
2 6.
606
6.39
9 5.
303
8.61
4 14
.837
12
.902
18
.141
19
.921
1.
077
15.5
46
9.53
7 12
3.33
5 0,
64%
36
9.19
4 55
7.96
9 56
3.82
6 27
5.58
2 34
8.33
6 61
5.44
7 45
1.91
9 51
7.41
4 52
4.44
8 81
.196
52
0.64
5 48
4.84
6 5.
310.
822
27,7
3%
1.
222.
688
1.77
7.60
6 1.
892.
816
890.
446
1.21
2.94
4 2.
401.
518
1.45
4.81
2 1.
511.
074
2.64
7.93
6 47
3.61
4 1.
824.
226
1.84
5.25
0 19
.154
.930
10
0%
AL
PHA
BA
NK
43.1
16
59.6
12
71.1
51
50.6
97
48.6
03
109.
655
83.6
19
82.5
38
130.
007
19.3
18
73.4
77
91.7
25
863.
518
4,51
%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26857
- 20
12
FT
SE/A
THEX
-20-
FUT
UR
ESF
TSE
/ATH
EX
-20
. 201
2 . 2
012
. 201
2 .2
012
.201
2 .2
012
.201
2 .2
012
.201
2
%
.
. 10
5.92
9 12
4.66
0 94
.946
30
.736
63
.063
96
.372
24
.916
21
.022
50
.598
61
2.24
2 27
,62%
..
..
. 69
.691
78
.051
10
2.09
2 26
.672
42
.014
80
.297
21
.559
17
.292
93
.778
53
1.44
6 23
,97%
EUR
OB
AN
K
21.5
89
31.8
78
36.9
50
10.6
96
17.9
59
27.9
29
10.6
09
4.58
7 39
.371
20
1.56
8 9,
09%
HSB
C-
..
..
. 19
.431
20
.067
13
.867
3.
561
16.0
26
33.2
61
10.9
98
6.84
8 41
.085
16
5.14
4 7,
45%
SOC
IETE
GEN
ERA
LE S
.A.
5.92
1 6.
305
7.70
2 1.
366
2.92
6 2.
574
853
485
3.74
9 31
.881
1,
44%
(
--
) 14
.586
25
.582
21
.119
4.
444
7.89
1 13
.163
7.
062
3.62
1 21
.199
97
.468
4,
40%
FIN
AN
CE
12.6
82
11.0
78
10.4
69
3.67
2 7.
989
11.8
71
1.34
0 41
9 6.
293
65.8
13
2,97
%
.. .
(*)
169
173
154
40
98
165
25
50
151
1.02
5 0,
05%
58
.718
91
.146
71
.421
26
.181
51
.726
61
.214
34
.212
25
.112
69
.518
51
0.44
7 23
,02%
30
8.71
6 38
8.94
0 35
8.72
0 10
7.36
8 20
9.69
2 32
6.84
6 11
1.57
4 79
.436
32
5.74
2 2.
217.
034
100,
00%
AL
PHA
BA
NK
12.8
51
11.2
51
10.6
23
3.71
2 8.
087
12.0
36
1.36
5 46
9 6.
444
66.8
38
3,01
%
(*)
..
FT
SE/
-
. 201
2 . 2
012
. 201
2 .2
012
.201
2 .2
012
.201
2 .2
012
.201
2
%
.
. 0
1 0
0 0
7 0
0 0
8 3,
17%
..
..
. 20
3
20
1 5
14
0 3
60
126
50,0
0%
EUR
OB
AN
K
20
0 20
0
0 0
0 0
12
52
20,6
3%
HSB
C-
..
..
. 0
0 0
0 0
0 0
0 0
0 0,
00%
SOC
IETE
GEN
ERA
LE S
.A.
0 0
0 0
0 0
0 0
0 0
0,00
%
26858 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
(-
-)
0 0
0 0
0 0
0 0
0 0
0,00
%
FIN
AN
CE
0 0
0 0
0 0
0 0
0 0
0,00
%
.. .
(*)
0 0
0 0
0 0
0 0
0 0
0,00
%
0
2 0
1 5
7 0
3 48
66
26
,19%
40
6
40
2 10
28
0
6 12
0 25
2 10
0,00
%
AL
PHA
BA
NK
0 0
0 0
0 0
0 0
0 0
0,00
%
FTS
E/A
TH
EX
-20
. 201
2 . 2
012
. 201
2 .2
012
.201
2 .2
012
.201
2 .2
012
.201
2
%
.
. 16
.373
16
.748
10
.327
6.
017
14.5
55
11.7
37
2.94
8 4.
689
9.37
1 92
.765
28
,99%
..
..
. 16
.777
16
.612
8.
424
5.27
0 8.
220
14.1
17
4.40
4 5.
535
12.3
78
91.7
37
28,6
7%
EUR
OB
AN
K
2.01
4 4.
105
2.06
5 74
8 2.
275
2.96
1 1.
075
282
2.06
4 17
.589
5,
50%
HSB
C-
..
..
. 2.
838
1.56
2 55
4 37
9 2.
117
2.36
9 1.
950
906
1.11
5 13
.790
4,
31%
SOC
IETE
GEN
ERA
LE S
.A.
0 0
0 0
0 0
0 0
0 0
0,00
%
(
--
) 7.
518
8.44
4 5.
058
2.19
7 9.
602
6.65
6 1.
960
3.51
7 9.
272
54.2
24
16,9
5%
FIN
AN
CE
750
1.16
4 4.
047
1.16
8 2.
260
2.89
8 1.
574
610
1.65
8 16
.129
5,
04%
.. .
(*)
21
38
23
60
48
40
8 6
30
274
0,09
%
3.
959
3.74
1 3.
712
2.41
3 4.
501
5.26
8 2.
709
2.28
9 4.
884
33.4
76
10,4
6%
50
.250
52
.414
34
.210
18
.252
43
.578
46
.046
16
.628
17
.834
40
.772
31
9.98
4 10
0,00
%
AL
PHA
BA
NK
771
1.20
2 4.
070
1.22
8 2.
308
2.93
8 1.
582
616
1.68
8 16
.403
5,
13%
- ST
OC
K F
UT
UR
ES
. 201
2 . 2
012
. 201
2 .2
012
.201
2 .2
012
.201
2 .2
012
.201
2
%
.
. 36
8.27
1 56
8.29
7 58
5.78
9 24
2.01
1 31
8.64
4 56
5.06
6 21
0.31
7 15
2.46
0 31
2.13
9 3.
322.
994
18,8
3%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26859
.
..
..
277.
936
350.
267
468.
853
167.
151
249.
392
429.
248
183.
963
141.
177
494.
290
2.76
2.27
7 15
,66%
EUR
OB
AN
K
259.
878
277.
790
429.
945
146.
991
277.
274
454.
327
96.5
44
112.
343
481.
441
2.53
6.53
3 14
,38%
HSB
C-
..
..
. 18
.852
19
.276
11
1.12
6 44
.616
21
.241
55
.013
37
.667
18
.461
40
.480
36
6.73
2 2,
08%
SOC
IETE
GEN
ERA
LE S
.A.
0 0
0 0
0 0
0 0
0 0
0,00
%
(
--
) 90
.464
14
0.26
2 48
1.20
6 68
.581
11
5.27
2 29
7.81
0 10
4.22
2 68
.200
30
8.89
7 1.
366.
017
7,74
%
FIN
AN
CE
78.4
22
109.
332
89.1
28
29.9
82
50.7
43
175.
198
51.0
24
30.0
88
135.
945
749.
862
4,25
%
.. .
(*)
15.9
60
22.8
53
20.8
09
16.8
83
18.7
46
20.0
67
12.6
97
12.1
72
20.9
28
161.
115
0,91
%
58
0.49
3 94
2.00
5 82
1.24
6 42
2.25
9 57
9.04
8 86
1.16
1 47
8.93
2 37
2.86
3 1.
011.
902
6.37
8.80
6 36
,15%
1.
690.
276
2.43
0.08
2 3.
008.
102
1.13
8.47
4 1.
630.
360
2.85
7.89
0 1.
175.
366
907.
764
2.80
6.02
2 17
.644
.336
10
0,00
%
AL
PHA
BA
NK
94.3
82
132.
185
109.
937
46.8
65
69.4
89
195.
265
63.7
21
42.2
60
156.
873
910.
977
5,16
%
-STO
CK
OPT
ION
S . 2
012
. 201
2 . 2
012
.201
2 .2
012
.201
2 .2
012
.201
2 .2
012
%
.
. 3.
370
2.71
2 14
.023
86
6 3.
230
7.05
4 90
0 25
0 6.
723
39.1
28
72,3
9%
..
..
. 21
26
0 10
3 5
10
608
110
200
305
1.62
2 3,
00%
EUR
OB
AN
K
995
202
604
217
342
405
75
0 10
6 2.
946
5,45
%
HSB
C-
..
..
. 77
5 70
0 36
0 0
0 0
0 33
0 57
0 2.
735
5,06
%
SOC
IETE
GEN
ERA
LE S
.A.
0 0
0 0
0 0
0 0
0 0
0,00
%
(
--
) 30
5 20
8 63
4 10
65
42
5 58
0
305
1.70
5 3,
15%
FIN
AN
CE
0 0
90
0 10
70
0
0 70
24
0 0,
44%
.. .
(*)
5 0
0 0
0 0
0 0
5 10
0,
02%
26860 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
259
128
1.59
8 27
8 87
7 1.
172
175
280
592
5.66
4 10
,48%
5.
730
4.21
0 17
.412
1.
376
4.53
4 9.
734
1.31
8 1.
060
8.67
6 54
.050
10
0,00
%
AL
PHA
BA
NK
5 0
90
0 10
70
0
0 75
25
0 0,
46%
. 2
012
. 201
2 . 2
012
.201
2 .2
012
.201
2 .2
012
.201
2 .2
012
%
.
. 49
3.94
3 71
2.41
8 70
5.08
5 27
9.63
0 39
9.49
2 68
0.23
6 23
9.08
1 17
8.42
1 37
8.83
1 4.
067.
137
20,1
0%
..
..
. 36
4.44
5 44
5.19
3 57
9.49
2 19
9.09
9 29
9.64
1 52
4.28
4 21
0.03
6 16
4.20
7 60
0.81
1 3.
387.
208
16,7
4%
EUR
OB
AN
K
284.
496
313.
975
469.
584
158.
652
297.
850
485.
622
108.
303
117.
212
522.
994
2.75
8.68
8 13
,63%
HSB
C-
..
..
. 41
.896
41
.605
12
5.90
7 48
.556
39
.384
90
.643
50
.615
26
.545
83
.250
54
8.40
1 2,
71%
SOC
IETE
GEN
ERA
LE S
.A.
5.92
1 6.
305
7.70
2 1.
366
2.92
6 2.
574
853
485
3.74
9 31
.881
0,
16%
(
--
) 11
2.87
3 17
4.49
6 50
8.01
7 75
.232
13
2.83
0 31
8.05
4 11
3.30
2 11
3.30
2 11
3.30
2 1.
519.
414
7,51
%
FIN
AN
CE
91.8
54
121.
574
103.
734
34.8
22
61.0
02
190.
037
53.9
38
31.1
17
143.
966
832.
044
4,11
%
.. .
(*)
195
211
177
100
146
205
33
56
186
162.
424
0,80
%
65
9.38
9 1.
059.
875
918.
786
468.
015
654.
903
948.
889
528.
725
374.
755
1.33
4.24
3 6.
928.
459
34,2
4%
2.
055.
012
2.87
5.65
2 3.
418.
484
1.26
5.47
2 1.
888.
174
3.24
0.54
4 1.
304.
886
1.00
6.10
0 3.
181.
332
20.2
35.6
56
100,
00%
AL
PHA
BA
NK
92.0
49
121.
785
103.
911
34.9
22
61.1
48
190.
242
53.9
71
31.1
73
144.
152
994.
468
4,91
%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26861
10
– - &
2009 2010 2011 ’ 2012
566.162.116,93 23,37% 523.604.209,66 22,61% 399.566.388,04 18,42% […] [15-25] %
AMERICAN LIFE INSURANCE COMPANY
297.583.732,74 12,28% 307.433.126,81 13,27% 313.726.434,64 14,46% […]
[5-15]%
ING EAAEZ 225.866.620,73 9,32% 284.362.723,55 12,28% 298.054.465,36 13,74% […] [15-25] %
ERB EUROLIFE AEAZ 263.595.039,04 10,88% 266.264.571,61 11,50% 251.578.816,43 11,60% […] [5-15]%
286.161.014,07 11,81% 264.223.294,40 11,41% 231.129.241,10 10,66% […]
[5-15]%
Credit Agricole A.A.E.
0,00% 0,00% 170.914.966,01 7,88% […]
[5-15]%
ALLIANZ . . . 118.689.497,24 4,90% 111.600.780,85 4,82% 103.589.398,37 4,78% […] [0-5]%
AXA
108.946.194,83 4,50% 87.450.584,82 3,78% 90.782.095,58 4,19% […]
[0-5]%
GROUPAMA . . .
63.557.592,72 2,62% 63.610.190,12 2,75% 68.168.161,12 3,14% […]
[0-5]%
GENERALI HELLAS A.A.E.
2.289,07 0,00% 57.595.471,54 2,49% 61.540.913,44 2,84% […]
[0-5]%
TE 64.677.028,35 2,67% 70.832.899,47 3,06% 57.183.642,82 2,64% […] [0-5]%
International Life A.E.A.Z 30.089.934,24 1,24% 39.261.744,43 1,70% 35.593.824,47 1,64% […] [0-5]%
. . . .
26.633.499,70 1,10% 35.313.614,15 1,52% 33.827.073,92 1,56% […]
[0-5]%
ALPHALIFE 0 0,00% 20.760.193,88 0,90% 13.968.000 0,64% […] [0-5]%
8.797.654,47 0,36% 9.150.823,73 0,40% 13.013.343,41 0,60% […] [0-5]%
MARFIN AAE 42.469.817,84 1,75% 14.161.801,78 0,61% 12.657.715,58 0,58% […] [0-5]%
3.314.675,53 0,14% 4.287.146,24 0,19% 3.720.384,28 0,17% […]
[0-5]%
3.590.653,89 0,15% 3.408.913,75 0,15% 3.122.127,29 0,14% […]
[0-5]%
' '
1.006.466,84 0,04% 1.816.256,02 0,08% 2.052.199,62 0,09% […]
[0-5]%
26862 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
VICTORIA A.A.E. / ERGO
1.319.800,29 0,05% 1.385.937,82 0,06% 1.847.988,40 0,09% […]
[0-5]%
SOGECAP SA 1.090.615,04 0,05% 1.726.077,54 0,07% 1.422.622,93 0,07% […] [0-5]%
. . . . 1.035.990,60 0,04% 129.519,12 0,01% 172.814,16 0,01% […] [0-5]%
. . . .
52.622,57 0,00% 47.313,84 0,00% 51.313,31 0,00% […]
[0-5]%
124.890.990,81 5,16% 145.774.756,63 6,29% 0,00% [0-5]%
183.040.133,49 7,56% 1.699.477,49 0,07% 1.458.247 0,07% [0-5]%
2.422.573.981,03 100% 2.315.901.429,25 100% 2.169.142.177,44 100% […] 100%
- & O
2009 2010 2011 ’ 2012
480.023.980,14 17,07% 553.140.956,90 18,35% 431.540.208,42 15,31% […] [5-15]%
. . . . .
207.060.768,47 7,36% 211.166.507,23 7,01% 228.352.463,35 8,10% […]
[5-15]%
TE 168.850.967,19 6,00% 189.165.965,53 6,28% 156.730.262,77 5,56% […] [5-15]%
140.866.513,32 5,01% 142.534.845,96 4,73% 148.494.022,67 5,27% […] [5-15]%
VICTORIA . . . 97.540.097,62 3,47% 142.400.091,03 4,72% 146.866.648,50 5,21% […] [5-15]%
ALLIANZ . . . 98.563.510,04 3,51% 120.230.079,28 3,99% 126.499.566,05 4,49% […] [0-5]%
NATIONAL UNION FIRE INS.Co OF PITTS.
73.899.955,42 2,63% 115.195.980,94 3,82% 123.363.530,06 4,38% […]
[0-5]%
GROUPAMA . . .
122.839.416,83 4,37% 132.001.491,25 4,38% 122.906.992,50 4,36% […]
[0-5]%
' '
110.901.661,38 3,94% 125.758.685,54 4,17% 119.723.466,65 4,25% […]
[0-5]%
. . . .
91.281.890,14 3,25% 95.826.391,69 3,18% 118.958.567,47 4,22% […]
[0-5]%
AXA
111.393.119,04 3,96% 110.662.943,83 3,67% 107.790.569,55 3,82% […]
[0-5]%
GENERALI HELLAS A.A.E.
88.761.362,46 3,16% 94.630.749,83 3,14% 88.622.484,61 3,14% […]
[0-5]%
. . 91.139.469,88 3,24% 98.671.719,41 3,27% 87.293.206,72 3,10% […] [0-5]%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26863
- & O
2009 2010 2011 ’ 2012
INTERNATIONAL LIFE . . .
68.255.768,67 2,43% 79.136.527,92 2,63% 68.237.677,19 2,42% […]
[0-5]%
54.134.576,64 1,93% 64.609.211,97 2,14% 65.388.018,89 2,32% […]
[0-5]%
. . . 53.627.580,08 1,91% 71.133.523,54 2,36% 54.724.865,88 1,94% […] [0-5]%
ERB EUROLIFE 54.335.303,53 1,93% 63.841.011,46 2,12% 54.370.625,07 1,93% […] [0-5]%
INTERLIFE 49.069.513,08 1,75% 50.657.595,75 1,68% 45.198.342,94 1,60% […] [0-5]%
NP INSURANCE - . . . .
33.190.611,60 1,18% 38.930.298,09 1,29% 44.984.945,96 1,60% […]
[0-5]%
39.000.451,89 1,39% 42.901.417,74 1,42% 40.696.093,08 1,44% […]
[0-5]%
EVIMA GROUP - 0,00% 23.969.921,23 0,80% 38.751.712,23 1,38% […] [0-5]%
INTERASCO . . . . 11.289.187,98 0,40% 13.556.422,88 0,45% 21.682.553,78 0,77% […] [0-5]%
. . . . 15.353.970,47 0,55% 17.403.045,42 0,58% 18.296.757,37 0,65% […] [0-5]%
Euler Hermes Emporiki . . . .
11.359.687,22 0,40% 12.057.478,41 0,40% 18.199.588,51 0,65% […]
[0-5]%
18.811.392,34 0,67% 19.227.235,74 0,64% 17.836.776,23 0,63% […]
[0-5]%
DEMCO INSURANCE LTD
6.696.193,50 0,24% 15.025.167,29 0,50% 17.571.192,36 0,62% […]
[0-5]%
HDI - GERLING IND. VERSICHERUNG A.G.
16.674.030,63 0,59% 17.798.280,08 0,59% 14.701.273,65 0,52% […]
[0-5]%
. 10.884.863,41 0,39% 12.587.262,99 0,42% 13.582.248,15 0,48%
[…]
[0-5]%
AGA International SA - 0,00% - 0,00% 12.420.968,17 0,44% […] [0-5]%
ATRADIUS CREDIT INSURANCE NV
7.892.686,93 0,28% 8.688.274,52 0,29% 11.443.508,88 0,41% […]
[0-5]%
. . 10.281.871,25 0,37% 10.062.250,78 0,33% 9.802.379,84 0,35% […] [0-5]%
D.A.S. - HELLAS 8.475.356,28 0,30% 9.377.931,11 0,31% 9.062.255,51 0,32% […] [0-5]%
. . . . 7.457.796,12 0,27% 6.669.460,94 0,22% 7.931.624,29 0,28% […] [0-5]%
26864 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
- & O
2009 2010 2011 ’ 2012
. . . . 11.858.441,52 0,42% 6.768.241,24 0,22% 7.033.392,14 0,25% […] [0-5]%
CREDIT AGRICOLE INSURANCE
- 0,00% 4.539.462,20 0,15% 6.412.450,34 0,23% […]
[0-5]%
. . .
- 0,00% 5.273.247,22 0,17% 5.609.681,25 0,20% […]
[0-5]%
1.773.368,84 0,06% 3.284.682,83 0,11% 5.065.865,51 0,18% […]
[0-5]%
. . . .
5.326.538,68 0,19% 5.223.316,56 0,17% 4.633.437,58 0,16%
[…]
[0-5]%
MAPFRE ASISTENCIA AE
3.696.900,88 0,13% 4.165.974,17 0,14% 4.352.341,69 0,15% […]
[0-5]%
INCHCAPE . . . .
3.447.030,40 0,12% 3.738.221,39 0,12% 4.330.799,93 0,15% […]
[0-5]%
LA VIE A.E.A.E.Y. 3.994.215,62 0,14% 5.160.188,61 0,17% 3.830.914,71 0,14% […] [0-5]%
ARAG ALLGEMEINE RECHTSSCHUTZ VERSICHERUNGS AG
2.882.983,67 0,10% 3.587.260,68 0,12% 3.677.928,04 0,13%
[…]
[0-5]%
. . . .
- 0,00% 3.377.474,95 0,11% 2.452.996,90 0,09% […]
[0-5]%
EUROP ASSISTANCE 2.064.380,74 0,07% 2.778.951,94 0,09% 2.269.993,03 0,08% […] [0-5]%
INTER PARTNER ASSISTANCE
1.607.343,08 0,06% 1.585.815,91 0,05% 1.245.348,46 0,04% […]
[0-5]%
ROYAL AND SUN ALLIANCE INS.PLC
553.363,29 0,02% 471.825,60 0,02% 710.818,63 0,03% […]
[0-5]%
Financial Insurance Company Ltd
51.504,35 0,00% 230.621,30 0,01% 466.738,39 0,02% […]
[0-5]%
MALAYAN INSURANCE Co INC
190.648,40 0,01% 148.125,50 0,00% 142.150,09 0,01% […]
[0-5]%
RINE EUROPE INS.LIMITED
15.743,64 0,00% 11.884,48 0,00% 12.650,49 0,00% […]
[0-5]%
COMMERCIAL VALUE A.A.E
99.684.068,22 3,55% - 0,00% - 0,00% […]
[0-5]%
DIREKTA AAE 92.712,82 0,00% 133.017,27 0,00% - 0,00% […] [0-5]%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26865
- & O
2009 2010 2011 ’ 2012
EUROSTAR . . . . 32.238.539,98 1,15% 35.640.890,04 1,18% - 0,00% […] [0-5]%
IMP - 0,00% - 0,00% - 0,00% […] [0-5]%
ING 13.488.634,36 0,48% - 0,00% - 0,00% […] [0-5]%
International Life A.E.A.Z - 0,00% - 0,00% - 0,00% […] [0-5]%
MITSUI SUMITOMO INSURANCE Co. LTD
- 0,00% - 0,00% - 0,00% […]
[0-5]%
MONDIAL ASSISTANCE EUROPE N.V.
- 0,00% 14.559.276,48 0,48% - 0,00% […]
[0-5]%
&
. . . . 25.099,71 0,00% 34.256,81 0,00% - 0,00%
[…]
[0-5]%
2.587.090,31 0,09% - 0,00% - 0,00% […]
[0-5]%
266.390.544,89 9,47% 204.523.437,05 6,79% 173.856.326,54 6,17% […] [0-5]%
2.811.882.706,95 3.014.254.898,51 2.818.129.231,02 […]
26866 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
- /
2009 2010 2011
. . . . 27.575.159,81 25,40% 24.542.242,17 26,10% 24.347.112,09 25,77%
14.257.000,87 13,13% 12.773.132,09 13,58% 14.352.885,93 15,19%
INTER PARTNER ASSISTANCE
10.953.452,18 10,09% 8.298.198,22 8,82% 9.569.043,32 10,13%
Financial Insurance Company Ltd
10.590.848,65 9,75% 7.290.252,04 7,75% 5.536.037,00 5,86%
AGA International SA 0,00 0,00% 0 0,00% 4.877.235,89 5,16%
ERB EUROLIFE 6.179.277,00 5,69% 4.911.871,00 5,22% 4.369.027,65 4,62%
MAPFRE ASISTENCIA AE
7.090.912,27 6,53% 7.464.401,90 7,94% 4.269.921,79 4,52%
NATIONAL UNION FIRE INS.Co OF PITTS.
3.371.269,05 3,10% 3.115.893,41 3,31% 3.686.856,55 3,90%
EUROP ASSISTANCE 1.459.492,64 1,34% 1.401.893,41 1,49% 3.669.871,64 3,88%
AXA
2.009.354,81 1,85% 3.882.194,21 4,13% 3.618.050,31 3,83%
HDI - GERLING INDUSTRIE VERSICHERUNG
3.472.952,77 3,20% 3.758.426,39 4,00% 3.265.101,97 3,46%
GENERALI LIFE A.E.A.Z. 0 0,00% 2.795.666,76 2,97% 2.502.555,99 2,65%
ERB EUROLIFE AEAZ 847.015,01 0,78% 1.487.898,89 1,58% 1.326.933,42 1,40%
AMERICAN LIFE INSURANCE COMPANY
570.256,86 0,53% 1.380.511,15 1,47% 1.048.524,71 1,11%
ARAG AG 1.569.383,75 1,45% 627.863,98 0,67% 596.522,17 0,63%
TE 763.749,40 0,70% 739.813,20 0,79% 311.751,92 0,33%
. . . . 291.810,48 0,27% 200.691,08 0,21% 283.051,98 0,30%
GROUPAMA . . .
534.440,65 0,49% 196.460,52 0,21% 153.574,78 0,16%
D.A.S. - HELLAS 12.557,52 0,01% 14.803,11 0,02% 145.093,19 0,15%
. . . 1.228.826,33 1,13% 225.026,41 0,24% 112.570,00 0,12%
INTERLIFE 57.198,95 0,05% 138.176,78 0,15% 96.829,20 0,10%
ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ) 26867
- /
2009 2010 2011
. .
106.953,06 0,10% 113.965,88 0,12% 87.308,82 0,09%
162.147,10 0,15% 289.059,86 0,31% 55.922,15 0,06%
. . . . 92.983,83 0,09% 39.930,77 0,04% 49.619,04 0,05%
ALLIANZ . . . 131.255,62 0,12% 15.873,94 0,02% 44.724,51 0,05%
DEMCO INSURANCE LTD
53.911,07 0,05% 67.782,51 0,07% 39.131,83 0,04%
3.607.199,75 3,32% 757.971,67 0,81% 37.811,34 0,04%
8.302,25 0,01% 15.762,16 0,02% 18.426,94 0,02%
MALAYAN INSURANCE Co
39.080,19 0,04% 19.684,72 0,02% 13.691,55 0,01%
6.400,00 0,01% 6.400,00 0,01% 6.400,00 0,01%
INTERNATIONAL LIFE . . .
18.498,77 0,02% 0 0,00% 3.622,16 0,00%
82.556,67 0,08% 3.339,07 0,00% 2.601,12 0,00%
' '
1.321,92 0,00% 0 0,00% 2.180,69 0,00%
11.432.281,94 10,53% 7.923.817,32 8,43% 5.981.454,23 6,33%
108.577.851,17 94.048.951,80 94.481.445,88
Η απόφαση αυτή να δημοσιευθεί στην Εφημερίδα της Κυβερνήσεως.
Αθήνα, 25 Ιουλίου 2013
Ο ΠρόεδροςΔΗΜΗΤΡΙΟΣ ΚΥΡΙΤΣΑΚΗΣ
26868 ΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ (ΤΕΥΧΟΣ ΔΕΥΤΕΡΟ)
ΕΘΝΙΚΟ ΤΥΠΟΓΡΑΦΕΙΟΕΦΗΜΕΡΙΣ ΤΗΣ ΚΥΒΕΡΝΗΣΕΩΣ
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Σε μορφή DVD/CD:
Τεύχος Ετήσια έκδοση Τριμηνιαία έκδοση Μηνιαία έκδοση Τεύχος Ετήσια έκδοση Τριμηνιαία έκδοση Μηνιαία έκδοση
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• Η τιμή πώλησης μεμονωμένων Φ.Ε.Κ. σε μορφή cd−rom από εκείνα που διατίθενται σε ψηφιακή μορφή και μέχρι 100 σελίδες, σε 5 € προσαυξανόμενη κατά 1 € ανά 50 σελίδες.
. . .
Τεύχος Έντυπη μορφή
Α΄ 225 €
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Τεύχος Έντυπη μορφή
Δ΄ 160 €
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Α.Ε.Δ. 10 €
Τεύχος Έντυπη μορφή
Α.Ε.−Ε.Π.Ε. 2.250 €
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Ο.Π.Κ. −
• Το τεύχος Α.Σ.Ε.Π. (έντυπη μορφή) θα αποστέλλεται σε συνδρομητές ταχυδρομικά, με την επιβάρυνση των 70 €, ποσό το οποίο αφορά τα ταχυδρομικά έξοδα.
• Η καταβολή γίνεται σε όλες τις Δημόσιες Οικονομικές Υπηρεσίες (Δ.Ο.Υ.). Το πρωτότυπο διπλότυπο (έγγραφο αριθμ. πρωτ. 9067/28.2.2005 2η Υπηρεσία Επιτρόπου Ελεγκτικού Συνεδρίου) με φροντίδα των ενδιαφερομένων, πρέπει να αποστέλλεται ή να κατατίθεται στο Εθνικό Τυπογραφείο (Καποδιστρίου 34, Τ.Κ. 104 32 Αθήνα).
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• Οι οργανισμοί τοπικής αυτοδιοίκησης, τα νομικά πρόσωπα δημοσίου δικαίου, τα μέλη της Ένωσης Ιδιοκτητών Ημερησίου Τύπου Αθηνών και Επαρχίας, οι τηλεοπτικοί και ραδιοφωνικοί σταθμοί, η Ε.Σ.Η.Ε.Α, τα τριτοβάθμια συνδικαλιστικά όργανα και οι τρι−τοβάθμιες επαγγελματικές ενώσεις δικαιούνται έκπτωσης πενήντα τοις εκατό (50%) επί της ετήσιας συνδρομής.
• Το ποσό υπέρ ΤΑ.Π.Ε.Τ. (5% επί του ποσού συνδρομής), καταβάλλεται ολόκληρο (Κ.Α.Ε. 3512) και υπολογίζεται πριν την έκ−πτωση.
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