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7/25/2019 Examen Amortizacion Resuelto
1/15
I 1.5%
A $ 15,000
n 3
15000 15000
P $ 43,683.006
P = (( ))(+ ^) )/( )(+ )
7/25/2019 Examen Amortizacion Resuelto
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30 dias 1 mese
60 dias 2 mese
90 dias 3 mese
n 2
15000 A
A $ 22,334.16
A ( )^= ( (+))/(( ) ) (+ ^
)
7/25/2019 Examen Amortizacion Resuelto
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A
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=
7/25/2019 Examen Amortizacion Resuelto
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TEA 40%
TNm 4
n 4
TN 35.10%
(1+)^(1/) - 1
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I 9% mensual
A $ 15,000
F
F = (( )(+) )/
7/25/2019 Examen Amortizacion Resuelto
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1.1
F
n2
n1
A = 15000
F 1150062!.!59995
40!2.5291695
40!2.52 1150062!.!
=
"= (1 )+ ^- 1
^ F )= ( + ^(
7/25/2019 Examen Amortizacion Resuelto
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360
30
#2 #1 )( /
7/25/2019 Examen Amortizacion Resuelto
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I 9%imesal
& 9a's
*I*A I $ 500,000
*AI& $ 100,000
A* *
& I I&*
0
1 $ 500,000 $ -
2 $ 600,000 $ 45,0003 $ !00,000 $ 103,050
4 $ 00,000 $ 1!5,325
5 $ 900,000 $ 263,104
6 $ 1,000,000 $ 36!,!3
! $ 1,100,000 $ 490,4
$ 1,200,000 $ 634,063
9 $ 1,300,000 $ !99,129
10 $ 1,400,000 $ 9,050
11 $ 1,500,000 $ 1,202,9!5
12 $ 1,600,000 $ 1,446,243
13 $ 1,!00,000 $ 1,!20,404
14 $ 1,00,000 $ 2,02,241
15 $ 1,900,000 $ 2,3!2,!2
16 $ 2,000,000 $ 2,!5!,333
1! $ 2,100,000 $ 3,15,493
1 $ 2,200,000 $ 3,661,1!
19 $ 2,300,000 $ 4,1,694
20 $ 2,400,000 $ 4,!!2,6!6
21 $ 2,500,000 $ 5,41,21!
22 $ 2,600,000 $ 6,130,5!
23 $ 2,!00,000 $ 6,916,634
24 $ 2,00,000 $ !,!2,131
25 $ 2,900,000 $ ,!34,523
26 $ 3,000,000 $ 9,!1,630
2! $ 3,100,000 $ 10,931,9!!
2 $ 3,200,000 $ 12,194,55
29 $ 3,300,000 $ 13,50,391
30 $ 3,400,000 $ 15,099,62!
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31 $ 3,500,000 $ 16,!64,593
32 $ 3,600,000 $ 1,5,406
33 $ 3,!00,000 $ 20,55,363
34 $ 3,00,000 $ 22,!!1,046
35 $ 3,900,000 $ 25,162,440
36 $ 4,000,000 $ 2!,!!,059
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36 imeses
A
$ -
$ 500,000
$ 1,145,000$ 1,94,050
$ 2,923,3!5
$ 4,06,4!
$ 5,454,261
$ !,045,145
$ ,!9,20
$ 10,9!,336
$ 13,366,3!
$ 16,069,362
$ 19,115,604
$ 22,536,00
$ 26,364,249
$ 30,63!,032
$ 35,394,365
$ 40,6!9,5!
$ 46,541,045
$ 53,029,!39
$ 60,202,415
$ 6,120,632
$ !6,51,49
$ 6,46,123
$ 9!,050,254
$ 10,64,!!!
$ 121,466,40!
$ 135,49,34
$ 150,93,23
$ 16!,!!3,630
$ 16,2!3,25!
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$ 206,53!,50
$ 22,!26,256
$ 253,011,619
$ 2!9,52,665
$ 30,645,105
$ 340,423,164
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*A $ 0,000,000
I 3.!5% ee7. imesal
*I*A 8A $ 2,139,435.44
*AI& 0.3% mensual
& 8A I&*
0
1 $ 2,139,435.44 $ 9!,!54.02 $ 2,145,53.!5 $ 9!3,534.36
3 $ 2,152,291.31 $ 959,059.1
4 $ 2,15,!4.1 $ 944,32!.0!
5 $ 2,165,224.43 $ 929,332.!1
6 $ 2,1!1,!20.10 $ 914,0!3.24
! $ 2,1!,235.26 $ 9,545.1!
$ 2,14,!69.9! $ 2,!44.93
9 $ 2,191,324.2 $ 66,66.92
10 $ 2,19!,9.25 $ 50,313.50
11 $ 2,204,491.94 $ 33,6!4.9!
12 $ 2,211,105.42 $ 16,!49.60
13 $ 2,21!,!3.!3 $ !99,533.59
14 $ 2,224,391.95 $ !2,023.12
15 $ 2,231,065.13 $ !64,214.29
16 $ 2,23!,!5.32 $ !46,103.20
1! $ 2,244,4!1.60 $ !2!,65.4
1 $ 2,251,205.01 $ !0,95.20
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1.23% ee7. ensual
A& A
$ 0,000,000.00
$ 1,151,61.36 $ !,4,31.64$ 1,1!2,319.39 $ !!,6!5,999.25 n1
$ 1,193,231.49 $ !6,42,!6!.!6 n2
$ 1,214,421.11 $ !5,26,346.65
$ 1,235,91.!2 $ !4,032,454.93
$ 1,25!,646.6 $ !2,!!4,0.0!
$ 1,2!9,690.09 $ !1,495,11!.9
$ 1,302,025.03 $ !0,193,092.95
$ 1,324,655.35 $ 6,6,43!.60
$ 1,34!,54.!5 $ 6!,520,52.5
$ 1,3!0,16.9! $ 66,150,035.
$ 1,394,355.2 $ 64,!55,60.06
$ 1,41,205.14 $ 63,33!,4!4.92
$ 1,442,36.4 $ 61,95,106.0
$ 1,466,50.3 $ 60,42,255.25
$ 1,491,655.13 $ 5,936,600.13
$ 1,516,!5.!6 $ 5!,419,14.3!
$ 1,542,246.1 $ 55,!!,56!.56
"= (1 )+ -as:i = = 3.!5%
n1 = = un an2 = = un
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90
30
=^^(#2/#1 )
1, ;la asa ' = 90 d?as, ;la ' = 30 d?as, ;la
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