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7/26/2019 Kemenlu Rev.1
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Social Security for Employment
Agus SusantoPresident Director
Ensuring Workers Welfare
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BACKGROUND
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3
Indonesias Constitution 1945
Article 34 act 2 :
The state provides social security system for all citizensand empowers the people who are weak and incapable in accordance
with human dignity
Law 3/1992
Employee Social Security
Article 3 act 2 :
Every worker has the right
to have employee socialsecurity protection
Law 40/2004 , National Social Security System
Article 2 :National Security System is delivered based onprinciples of humanitarian,
benefit and social justice for all the people of Indonesia
Article 18:
Social security programsincludes health benefit, occupational accident benefit,
provident fund, pension benefit and death benefit
Law 24/2011, Social Security Administering BodyArticle 5 act 1:
The establishment of social security administering body
Article 5 act 2:
The social security administering bodies are:
1. BPJS Kesehatan (BPJS Health)
2. BPJS Ketenagakerjaan (BPJS employment)
The Mandate
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What is BPJS Ketenagakerjaan?
BPJS Ketenagakerjaan(Social Security Administrating Body for Employment)
Legal Basis : Law No. 40/2004 and Law No. 24/2011
Status : Public Entity
Type of Organization : Social Security Institution
Direct Reported to : The President of the Republic of
Indonesia
Mandate : To provide basic protection for all
workers : Old-Age Benefits
Employment Injury Benefits Death Benefits
Pensions Benefits
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11 Regional Offices, 121 Branch Offices and 206 Supporting Branches in Remote Areas
Our Network
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Social Security Administering Body
IndonesiasSocial Security Agency(Law no. 24/2011)
Protection for all workers inIndonesia
Health protection for all citizensofIndonesia
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Coverage in BPJS Ketenagakerjaan
Formal
Workers
Informal
Workers
Foreign
Workers
Who works at least 6 months
in Indonesia
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Total Foreign Workers as per December 2015
69,025 Workers
Resource : Ministry of Manpower, Based on Working Permit, March 2016
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Foreign Workers
In Indonesia
Top Countries of Origin:
Tiongkok
Japan
South Korea
India
Malaysia USA
Thailand
Australia
The Philippines
England
Registered Foreign Workers
in BPJS Ketenagakerjaan
per April 2016 :
26,256 Workers
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PROGRAM DESIGN
Return to Work
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Role of Social Security
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provides security when social risks occured which caused
loss of or reduced of income,in the form of money (in-cash benefit) or services (in-kind benefit)
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a. Formal Workers
0,24% 1,74% (depends to the business type)
b. Informal workers
1% from reported wages
Contribution
a. Medical Treatment (unlimited)
b. Money Compensationc. Scholarship for the children, (only for those who died
or permanently disable after working injury incident.
The children of the worker will received
Rp12.000.000,00 (twelve million idr).
d. Return to Work
Benefit
Working Accident Benefit (JKK)
RpRp
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a. Formal Workers : 0,3% from monthly
reported wage.
b. Informal workers : Rp. 6.800,-
Contribution
a. Funeral and Allowance Rp.24.000.000(twenty
four million idr)
b. Scholarship for the children, for the amount
Rp 12.000.000,00 (twelve million idr)
Benefit
Death Benefit (JKM)
RpRp
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a. Formal workers and the amount of contribution: 5,7%
(3,7% from employer, and 2% from employee)
b. Informal workers and the amount of contribution
depends on the reported wage categories
Contribution
a. Accumulated contribution with investment return.
b. 10% of the balance can be withdrew after 10 years of
membership or 30% for housing ownership
Benefit
Provident Fund Program (JHT)
RpRp
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Pension Program (JP)
14
Age
Totalbenefit
Pension age is 56 years oldForeign Workers is exempted
ContributionRp3% with composition:
2 % from the employerand
1 % from the employee.
Minimum: Rp. 300.000
Maksimum: Rp. 3.600.000
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Pension Benefit
According to Law 40/2004
Protection includes cash
against the risks ofpermanent total disability,
pass away or comes to
retirement age.
Annuity Pension benefit monthly
Contribution
accumulation +
investment results
Old Age Pension will be
accepted after the member comes
to retirement age up to death.
Disability Pensionwill be
accepted by member who has
permanent total disability up to
death
Widow/widower Pensionwill be accepted by the
widow/widower up to death or
re-marry
Childs Pensionwill be
accepted by members
child/children up to the age of
23 years, has a job or marry
Parents Pensionwill be
accepted by the parents of the
member who passed away up to
certain limit
100%
monthly benefit
50%
monthly benefit
100%
monthly benefit
50% monthly benefitMember who passed away/has
total disability without
widow/widower
or50% monthly benefitWidow/widower
20%
monthly benefit
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Total Benefit
Primary Programs + Addition Benefits
FoodBenefit
Transportation
Benefit
Housing
Benefit
Health
Benefit
Education Benefit
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Additional benefits aim to provide more affordable basic needs
for better quality of life of the workers
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HOW TO ACCESS?
Return to Work
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Interaction of Members & Member Candidates with
BPJS Ketenagakerjaan through e-Services
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Branch
Offices
SPO(Service
Point
Office) BRI
- BJB
PPOB(Payment
Point
Online
Banking)
Local
Government
337 10.000 24.000 2
Claim
Information (program, Account balance)
Formal Workers
ATM (BRI,Mandiri,
BNI, BTN,
BCA, BJB,
Bukopin)
Web Smart KioskMobile &
SMS
73.500 Online 121 Online
Update Data
Contribution Payment
Registration
Claim
Informal Workers
Update Data
Claim Payment (Cash)
Information (program, Account balance)
Claim Payament (Cash)
RSTC(Trauma
Center
Hospital)
1.032
Payment via online transfer to bank account
Payment via online transfer to bank account
Registration
Service in Our Channel to Workers
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Branch
Offices
SPO
(ServicePoint
Office) BRI
- BJB
PPOB
(PaymentPoint
Online
Banking)
Local
Government
337 10.000 24.000 2
ATM (BRI,
Mandiri,BNI, BTN,
BCA, BJB,
Bukopin)
Web Smart KioskMobile &
SMS
73.500 Online 121 Online
Pembayaran Iuran
Registrasi Perusahaan
Pengajuan Klaim
Employers
Update Data
Pembayaran Klaim (cash)
Registrasi Peserta
RSTC
(Trauma
Center
Hospital)
1.032
Payment via online transfer to bank account
Informasi program
Service in Our Channel to Employers
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Thank You
Gedung BPJS Ketenagakerjaan
Jl. Jend. Gatot Subroto No. 79
Jakarta Selatan 12930
T (021) 520 7797
F (021) 520 2310
www.bpjsketenagakerjaan.go.id
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