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Bankacılık & Oracle Danışmanlık Çalışmaları
Oracle İş Uygulamaları Danışmanlık Müdürü
Pınar TUNCA
Oracle Bankacılık Yaklaşımı
Oracle’s Strategy Changing the Rules of the Game
•Tra
ditio
nal
•Best of breed •Integrated
A delicate balancing act for the industry.
•Compromise on functionality for integration
•Buy from multiple vendors
•Spend on integration OR
•3
© 2009 Oracle Corporation – Proprietary and Confidential
Leading Enterprise Software Vendor
• #1 in CRM, EPM, Middleware, and more
• Most scalable, reliable, secure infrastructure
• Most complete range of on-demand and on-premise deployment options
Built-In Banking Capabilities
• Multi-channel sales, service, marketing and transaction solution pre-integrated with core bank
• End-to-end risk management solution
• Banking-specific data model and process library
Largest Software Assistance Team
• 64,500 development, support, and services professionals
• 145 countries Servers & Storage
Operating System & VM
Database
Middleware
Applications
Consulting
Support & Training
Process: Top to Bottom Support for Banking
Oracle Banking Solutions Next Generation Software that Helps Banks Effectively Grow Their
Business and Optimize Performance from the Front to the Back Office
Become a Customer Centric Bank
Build Market Responsiveness by Transforming to Flexible Core Banking Processes
Effectively Manage Compliance, Risk, and Performance
Improve Operational Effectiveness of Corporate Assets
Evolve to an Agile, Intelligent and Secure Platform
Oracle Banking Solutions Summary
• Stay compliant with continuously changing regulations
• Understand & manage enterprise risk
• Deliver actionable customer & product profitability insight
Effectively Manage Compliance, Risk, and Performance
• Reduce time to market for new products & services
• Support regulatory needs
• More quickly integrate acquired assets
Build Market Responsiveness by Transforming to Flexible Core Banking Processes
• Deliver consistent multi-channel customer experience
• Increase share of customer’s wallet
• Streamline front to back office processes
• Provide integrated sales & service
Become a Customer Centric Bank
• Provide seamless integration of systems
• Optimize workforce management
• Connect Financials to better measure & monitor results
Improve Operational Effectiveness of Corporate Assets
• Accelerate development of new services with a open standards based banking platform
• Improve agility with capability to create flexible composite applications
Evolve to an Agile, Intelligent and Secure Platform
Oracle’s Banking Footprint
•© 2011 Oracle Corporation – Proprietary and Confidential
Oracle
ISV Partners
Corporate Administration
Customer Analytics
Channel Analytics
Marketing Analytics
Exec Analytics
Funds Transfer Pricing
Portal & Dashboards
Business Activity Monitoring
Business Process Analytics
Op Intelligence
HR Analytics
Customer Insight
Performance Management
Operational Excellence
Analytics Platform
Consolidation Budgeting
Procurement
Profitability Mgmt
Fixed Assets
Incentive Comp
Product Hub Org Hierarchy Hub Accounting Hub Payments Hub
Master Data Management
Customer Data Hub
Rich Client F/W AJAX, Web 2.0
Systems Mgmt Web Services Mgmt Directory Services
Enterprise Content Mgmt
Database (Grid, Memory, Embed)
Web Services Orchestration (BPEL)
Identity Mgmt
J2EE Services, ESB and Rules Engine
Access Mgmt
Enterprise Technology
Profitability Analytics/RAPM
ACH
Credit Rating
POS
SWIFT
Fed Wire
OFAC
Market Feeds
Check Order
Other Systems
Retail
Platform Teller Call Center
Internet Banking Kiosk EBPP
Private Wealth Mgmt Commercial
Security Trading
Derivative Pricing
CRM & Marketing
Lead Mgmt
Financial Planning
Order Entry Platform
On Demand
Customer Experience
Call Center
Deposits
Loans
Payments
Cards (Credit / Debit) Investments
Leasing
Payments
Deposits
Treasury Trade Finance
Asset Mgmt
Syndicated Loans
Structured Derivatives
Lock Box Nostro Recon
Investor Services
Leasing Custody
Mortgages
Customer & Business Insight
Lifecycle Management
Selling Marketing Servicing Originating
External Interfaces
Projects
Risk Based Pricing
Economic Capital/RAPM
Operational Risk
Market Risk
Credit Risk
ALM
SOX
Regulatory Reporting
Risk Based Decisioning
Risk Management
Governance, Risk & Compliance
Compliance
BASEL II & 1A
AML
Human Capital Mgmt
Enterprise GL
Cash Mgmt
Real Estate
Savings Loans
Core Banking Ledger
Reconcil -iation
Compliance & Limits
Integration Mkt Data
Portfolio Mgmt
Trade Processing
Performance Mgmt
Balance & Positions
Fees & Commissions
Compensation
Clearing & Settlement
Core Banking Ledger
Team Selling
Order Mgmt
Internet Banking
Client Servicing
Product and Transaction Processors
Core Banking
(FLEXCUBE)
Insig
ht &
Perfo
rman
ce Mg
t Corporate Administration
Enterprise Technology
Front Office
Go
vern
ance, R
isk &
Com
plian
ce
High Risk High Cost High Complexity
The Migration Challenge:
Target Architecture & Roadmap
What’s the right transformation
roadmap?
Banking Industry Customer Results
“Performance Management is something that has to constantly evolve as your business evolves. Oracle’s platform allows us to quickly modify rules and add fields to tables so that we can be very responsive to change.”
•“Our Multi-channel Program delivered by PeopleSoft Enterprise CRM, enables every ABN AMRO Bank client to choose how and when they wish to communicate with us. This allows us to be trendsetters in our industry.”
•“Oracle’s acquisitions of PeopleSoft and Siebel give it a more significant footprint in business intelligence (BI), analytic applications, and performance management.”
•“Oracle Financials lets us automate our planning process and data consolidation. Our financial planning and analysis staff can fully perform their roles as analysts and work closer with their operational managers--with greater speed and flexibility.”
•“As a global financial services company which is using technology to improve productivity and lower operating costs, the use of FLEXCUBE will allow us to gain efficiencies by standardizing our operating environment.”
Oracle Danışmanlık Hizmetleri
Oracle Danışmanlık Hizmetleri
Teknoloji
İş Uygulamaları
Veri Ambarı, Karar Destek, ve Performans Yönetimi
Oracle Danışmanlık Hizmetleri
Yerleştirim / Proje Hizmetleri
Upgrade / Migration Hizmetleri
Destek / Bakım Hizmetleri
Uzman Servis Hizmetleri
Assesment Hizmetleri
Quality Assurance Hizmetleri
Oracle Danışmanlık Hizmetleri
Yerleştirim / Proje Hizmetleri
Upgrade / Migration Hizmetleri
Destek / Bakım Hizmetleri
Uzman Servis Hizmetleri
Assesment Hizmetleri
Quality Assurance Hizmetleri
Oracle Teknoloji Uygulamaları
Banking Reference Architecture Agile, Secure and Modern Platform
Banking Applications Corporate Applications
Retail Private
Commercial Investment
Finance HR
Risk Operations
Enterprise Services and External Interfaces (SOA)
•Security •Secure data and processes to detect and prevent attacks
Identity & Access Mgmt
LDAP / Virtual Directory
Virtual DB / Label Secur
Database & Audit Vault
•Data
•Manage all information, including structured and unstructured content
TimesTen In-Memory DB
Enterprise Content Mgr
Oracle Database Grid
Enterprise Manager
•Access •Create multi-client presentation services & real-time analytics
Business Intelligence
Bus. Activity Monitor
WebCenter Framework
Portals, Dashboards
Info Sec and Compliance Identity and Access
Enterprise Identity and Directory Services
Provision Authent Authorz Directory Encryption
•Process
•Integrate workflows across business and functional solutions
Bus. Process Modeler
BPEL Process Manager
Web Services Manager
J2EE, Bus. Rules & ESB
Infrastructure
Product Systems and Transactions
Master Data
Customer Payments
Org Entities Instrument
Data Services SLA Mgmt
Grid/DB Mgmt Mainframe
Customer Experience Business Insight
Multi-Channel Networks and Presentation Services
Customer Insight
Performance and Risk
Operations Mgmt
Online / Web 2.0
Kiosk, ATM, Teller, etc
Partner Interfaces
Oracle İnsan Kaynakları Uygulamaları
Bankalarda İK Neden Farklıdır?
Çalışan Sayısı
Şube Sayısı
Uzak Lokasyonlar
Geniş Organizasyon Yapısı
Onay Hiyerarşileri ve Kuralları
Dış Sistemlerle Entegrasyonlar
İKON İnsan Kaynakları Platformu
İş BankasındaYeni Bir Dönem !
Yönetici ve Çalışanların süreçlere dahil olduğu,
stratejik tüm İK süreçlerinin
yönetildiği, raporlandığı,
dış sistemler ile entegre beslenen tek bir platform...
İK Süreçleri
• Özlük Yönetimi
• Terfi Tayin İşlemleri
• Performans Yönetimi
• Devamsızlık Yönetimi
• Eğitim Yönetimi
• Bordro ve Ödemeler Sistemi
• Ödül ve Ceza
• Toplu İş Sözleşmeleri
• Deneme Süresi
• İşten Ayrılmalar
• Kadro Tahsis
• Self Servis Uygulamaları
Süreçler
• İş Analizi
• Teknik Geliştirme
• Birim- UAT testleri
• Kullanıcı Kabul Testleri
• Performans Testleri
• Veri Aktarımları
• Canlıya Geçiş
Bordro
Ödemeler
Sistemi
Teknoloji
Entegrasyon
Self Service
Uygulamaları
Online raporlama
İş akışları
Uyarı mekanizmaları
İK Bilgi Sistemi Platformu
24,000 çalışan – 1,194 şube
Arayüz Özlük Kartonu
Çalışan İzin, Eğitim, Performans,Tayin Talepleri
Yönetici Talepleri ve Onayları
E- bordro
Ödeme Kalemleri Entegrasyonu
Ay içi Ödeme Kalemlerinin hakedilen ay ödenmesi
Parametrik Tanımlamalar, Ek Gelir, Kesinti, Vergi İndirimleri, Bordro hesaplatma formatları vb
LDAP Entegrasyonu
Mernis Entegrasyonu
Birişbank Entegrasyonu
Hyperion Entegrasyonu
Modüllerarası Entegrasyon
Oracle Finans Uygulamaları
Bankalarda İşlem Detayına İnme Zorunluluğu
BDDK:
“ Her bir toplu muhasebeleştirme kaydının içerdiği işlemlerin,
istenildiğinde işlem bazında muhasebeleştirmeyi mümkün
kılacak şekilde ve işlem bazlı muhasebe detayı da dahil her türlü
ayrıntıları ile birlikte sorgulanma yapılabilir biçimde bilgi
sisteminde tutulmasışarttır.”
Son Tarih:
01.05.2012
•Finansal
•Muhasebe
•Yönetim
•Muhasebesi
Muhasebe Sistemi
•Ledger
•Legacy
•Billing
•Oracle Applications
•Third Parties
•ATM
UzmanSistemler
•Banka Kartları
•Borçlar Muhasebesi
•Mevduat
İşlem
Bilgisi
Finansal Transformasyon
Accounting Hub
Kural Deposu
Motor Veri
Deposu
•Denetleme &
•Analiz
•Finansal
•Transformasyon •FAH Kurulumu
• Kuralların ve fiş yapılarının tek yerden tanımlanması
• Analitik bakiyelerin oluşturulması
• Oracle GL’ e otomatik transfer ve muhasebeleşme
• Raporlama
• Muhasebe verisinin analizi
• Çift yönlü detaya gitme
• Mutabakat ve detay bilgiye erişim
Fişler
FAH Nedir ?
Esnek
İşleme
Seçenekleri
Etkin
İzleme
ve Raporlama
Akış
Bazlı
Yaklaşım
Detay
Muhasebeleşme
Önceden tanımlı doğrulamalar
Aylık ve günlük bazda bakiye tutma
Çoklu döviz kullanımı, evalüasyon
Birden fazla defter tutma
(BDDK, VUK, yabancı şubeler)
Test için draft muhasebeleşme özelliği
İşlem bilgisinin analizi
Finansal Raporlama Üreteci ile muhasebe kaynaklı BDDK ve TCMB raporlama
Toplu / Eşzamanlı
Çizelgeleme seçenekleri
Özetleme seçenekleri
Hızlı kurulum için önceden tanımlı öndeğerler
Otomatik Ters çevirme
İş akışı bazlı kurallar
İşlem bilgisi kullanımı
Güçlü Muhasebe Motoru
Source Systers
Functional Architecture – Integrated Finance & Risk
Common Staging Area
Financial Accounting Hub
General Ledger Financial Management
Dashboards, Reports, Ad Hoc
OLAP Analysis
Alerts & Exception Based Management
Core Banking Systems
Other Bank Systems (Channel etc.)
CRM
Sub Ledgers
Billing and Revenue
Reference Data
Source Systems
Customer
Account
Transactions
Enterprise Dimensions
Data Quality
Financial Recon
Adjustmnts
Ledger
General Ledger (THICK)
Accounting Rules
General Ledger (THIN)
Daily Average Balance
Financial Consolidation
Financial Adjustments
Thin GL Thick GL
Analytical Applications for Management Reporting
(Analytical data store and engines)
Profitability
Enterprise Performance Management
FTP Planning ALM
Basel II ICAAP Operational Risk
Stress Test
Enterprise Risk Management
IFRS
28
Muhasebe Yapısı
Muhasebeleşme
Motoru
Yasal
Finansal
Raporlar
Analiz Raporları
BDDK
VUK
Borçlar
Krediler
Yatırım
Bankacılık
Sistemleri
Oracle Duran Varlıklar
Satınalma
Londra
Uzman sistemlerden gelen fişler farklı
defterlerde muhasebeleşiyor
Uygulama Mimarisi
Source Applications
London
Bahrain
New Core Banking
Cyprus Turkey &
Cyprus
Fidelity Fidelity
Applications TDS
(History)
ODS (Current)
GL Data
Contracts Data
IRR
MUVE Oracle EBS
Sta
gin
g F
AH
De
ferr
ed
Ta
x
Dri
ll B
ack
BDDK
OFSAA
Control
VUK
IFRS
Cyprus
Bahrain
London
IFN
A
Au
tom
atic R
eve
rsa
ls
Fix
ed
Asse
ts Reporting
BDDK Financials
•Tax •Management
Reporting BDDK
Footnotes
Other BRSA & Central Bank
30
Muhasebe Altyapısı
Muhasebeleşme
Motoru
Yasal
Finansal
Raporlar
Analiz Raporları
BDDK
Bankacılık Sistemleri
Fişler
İşlemler
Günde 4 kez , her çalışmada ortalama
300.000 işlem
yarım saatte muhasebeleşiyor
Her gün sonunda, günlük ortalama
15.000.000 fiş satırı
5 saatte muhasebeleşiyor
Manuel Fişler
Fiş
Onaylama
Otomatik Fişler
Evalüasyon
Takas Fişleri
Gün Sonu işleri raporlar dahil
09:00 itibariyle bitiyor
Banka Kartları
Masraf Komisyon
ATM
© 2008 Oracle Corporation – Proprietary and Confidential. Andrew Court, Senior Director Key Account Marketing, EMEA
Thank You
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