Contrary to popular belief, getting a grasp on Life Insurance isn’t a very difficult task.It can be quite easy with a little effort.

It is essential that people are educated on this topic so that they are able to differentiate between fact and myth, enabling them to make better decisions.

We present some of the most prevalent myths about Life Insurance and our opinions on them, aiming to create a greater clarity about the subject of Life Insurance.

Death is the ultimate reality of life and can happen to anyone irrespective of age, caste, creed or gender. One should consider Insurance as soon as he/she starts earning.

Even single individuals need Life Insurance as it meansan added financial cushion for your retirementyears and also lighten tax burdens*.*Disclaimer: Tax benefits are subject to change in Tax laws.

In case of a change of job or a sudden red slip, the individual is completely devoid of any group life insurance

One must be informed that term insurance offers Life Insurance support throughout the year at nominalprices bringing peace of mind to the individual.

Life insurance indeed offers tax benefits*, but the sole purpose of life insurance is to providecover in case of sudden death.

Contrary to popular belief, getting a grasp on Life Insurance isn’t a very difficult task.It can be quite easy with a little effort.

One cannot expect huge returns from invested premiums, as Life Insurance essentially aims to provide support in cases of unexpected mishaps or retirement.

. Insuring against the loss of a home-maker may make more sense than one might think as the services provided by a home-maker are essential.

HDFC Standard Life Insurance Company Limited. In partnership with Standard Life Plc. CIN: U99999MH2000PLC128245, IRDAI Reg. No. 101.

Registered Office: HDFC Standard Life Insurance Company Limited, Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Email: Life@HDFCLife.com, Tel No: 1800-266-9777 (9 am to 9 pm). ARN:MC/10/2015/7032

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS IRDAI clarifies to public that• IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.• IRDAI does not announce any bonus.• Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.