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^ o r o B O p (no j iHC)CTPAXOBAHHfl rPAiKflAHCKOH OTBETCTBEHHOCTH

3A HPHHHHEHHE BPEflA BCJIEflCTBHEHE^OCTATKOB CTPOHTEJIbHWX PABOT

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«17» (JjeapajiH 2014 r. r. MocKBa

i>eKXbi, ycnoBHa H (JiopMbi cxpaxosaHHa cocxaBJiarox neoi-beMJieMyro nacxb nacxoamero floroBopa:

1.1. OOO «3ncpro3(})(|>eKTHBHocTb H )nepiocf)epe>Kenne»1 151 14, r. MocKBa, KoaceBHHHecKHH npoes^, J\. 4, cxpoenne 2, noMemeHHe 1, KOMHaxa 8HHH 7705956260

2.1. OxKptixoe cxpaxoBoe aKHHonepnoe o6mecxBo «HHrOCCTPAX»Poccwa, MocKBa, yji. nsxHHUKaa, fl..l2, cxp.2

1. CTPAXOBATEJIb:

2. CTPAXOBmHK:

3. HEPHO^ CTPAXOBAHHfl (CPOKflEMCTBHfl flOFOBOPA):

4. CTPAXOBAH CYMMA:

5. OPAH111H3A:

6. CTPAXOBAfl IIPEMMJl:

7. PETPOAKTHBHblH I1EPHOA:

8. DPE^MET AOFOBOPA:

3.1. C «17» (jieapajm 2014 roaa no «16» <f)eBpajia 2015 roaa, o6e aaxbinpH yc;ioBHH onjiaxti cxpaxoBOH npeMHH B nopa^Ke, npeflycMO'rpeHHOM HacxosmHM

HacxosmHii floroBop pacnpocxpansexcs HCKniOHHxejibHO Ha cnyiaH npHHHHCHHH spe^a,HMesuiHe MBCXO B xenenHe nepnoaa cxpaxoBanna.

4.1. Cxpaxoaaa cyMMa B oxnomeHHH HMymecxseHHbix Hnxepecoa, yKaaaiiHbix B n.11.1.nacxoflmero floroBopa, ycxaHasjiHBaexca B pa3\iepe PySjieH 10 000 000 (/JecHTbMHJIJIHOHOB).4.2. CxpaxoBaa cyMMa B oxnomenHH Pacxoaos na aamnxy (B COOXBCXCTBHH c n.11.2.nacxoamero florosopa) ycxanaBjiHBaexca B pa3Mepe Py6jieH 500 000 (FlaTbcor TWCHM).4.3. Flocjie Bbinnaxti cxpaxoaoro BOSMemeHHs cxpaxosaa cyMMa no aorosopy c'rpaxoBaHHayMenbiuaexca na pasMep npoHSBefleHHoii cxpaxoBoii Bbinjiaxu. Cxpaxosaxenb HMCCX npasona BOCcxanoBjieHne cxpaxoBOH cyMMbi nocne Btinjiaxw CxpaxosiuHKOM cxpaxosoro

BoccxaHOBnenne cxpaxoBOH cyMMLi ocymecxBnaexca nyreMcorjiamenHH K nacxoameMy florosopy H ynnaxbi

cxpaxoBoii npeMHH, paccHHxanHOH CxpaxoBiiiHKOM

B pasMepe5.1. Flo HacxoameMy floroBopy ycxanaBUHBaexcj! GesycuoBnasiPy6jieii 50 000 (HnTbaecHT Tbicnn).

6.1 .CxpaxoBaa iipeMna no HacxoaiueMy floroBopy cocxaBjiaex Py6jiefl 31 900TbicHHa aeBSTbCOT) sa nepnofl cxpaxosanHH. Onjiaxa cxpaxoBofi npCMHH

CflHHOBpeMeHHblM IIJiaxe>KOM B COOXBCXCXBHH C BblCXaBJieHHbIM CHCXOM B

cpOK no «17» sviapra 2014 r.

6.2. npH neynnaxe cxpaxosoH npeMHH B cpOK, ycxaHOBnennbifi B nacxoameM floroBope KaKaaxa ynnaxbi cxpaxoBOH npeMHH, HacxosnuHH florosop cliHTaexca ne BCxynHsmiiM B cHJiy Hne Bueiex KaKnx-jiH6o npasoBbix iiocneflcxBHii ana ero cxopon.

7.1. CxpaxoBOH cjiynan ciHxaexca nacxynHBuiHM npn yciioBHH, HXO neaocxaxoK pa6ox 6biJiflonymen B xeneHHe HepHoaa cxpaxosanHa H (HJIH) PexpoaKXHBHOro nepnofla.PexpoaKXHBHbiH nepnoa no nacxoameMy florosopy Hanwuaexca c aaxbi BbwaHHCxpaxoBaxerao nepsoro CBHuexejibcxsa o ^onycKe CPO, HJICHOM Koxopofi HBJiaexcaCxpaxOBaxejib.

8.1. Ho HacxoameMy ^oroBOpy CxpaxoBiuHK oSasyexca sa o6ycjiOBJie;njiaxy (cxpaxoByro npeMHio) npn nacxynjieHHH

•tj ̂ ^*MHrOCCTPAX

9. BbirO^OnPHOBPETATEJIH(TPETbH JIHL(A):

co6bixna (cxpaxoBoro cjiynaa) BbinnaxHXb cxpaxosoe BOSMeiueHHe B npeaejiaxycxanoBJieHHbix HacxoaiuHM florosopoM cxpaxosbix cyMM H JIHMHXOB BO3MemeHna.

9.1. HacxoauiHH floroBop saKjuonen B nojibsy JIHU, KoxopbIM MTOKCX 6bixb HPHHHHCH Bpea(y6biTKH), BKJUOHaa coScxBeHHHKa 3AaHHa, coopy>KeHHfl, KOHueccHOHepa, sacxpoHuiHKa,xexHHiecKoro saKasHHKa.9.2. no HacxoameMy floroeopy oxsexcxBeHHOCxb CxpaxoBaxejia ncpea COSCXBCHHHKOMsflaHHa, coopy>KeHHa, KOHueccHonepOM, sacxpoiimHKOM, xexiiHnecKHM saKasiiiKOM,sacxpaxoBaua B cjiynaax, Koraa BbiuieyKasannbie Jinua BOSMecxnjiH B cooxBexcxBHH csaKOHO/jaxejibcxBOM POCCHHCKOH OejiepauHH npHiHHCHHbiH BCJieacxane HeaocxaxKOB pa6oxCxpaxoBaxejm npn ocymecxBJieHHH HM SacxpaxoBaHHofi aeaxejibHOcxH spea H BbinnaxHJiHKOMHCHcauHio CBepx B03MemeHHa speaa B cooTBexcxBHH co cxaxbeti 60FpaaocxpoHxejibHoro KoaeKca POCCHHCKOH

10. yCJlOBHH CTPAXOBAHHfl:

11. OBtEKT CTPAXOBAHHJI:

12. CTPAXOBOM CJIYHAH:

10.1. HacxoamHH floroeop saKJUoien H fleflcxeyex B cooxBexcxBHH ccxpaxosaHHa rpaacaaHCKOH oxBexcxBeimocxH sa npHHHHeHHe speaane^ocxaxKOB cxpOHxejibHbix paSox, pa6ox no noaroxosKe npocKXHOH aoKYMenxauHH H

H3bICKaHH5IM OCAO «HHPOCCXpaX», yXB6p)KfleHHbIMH «17» HK)JIH 2013 IWia

- no xeKcxy DpaeHjia CTpaxosaHHa) (JlnueHSHa OCCH C jYa0928 77 ox 20.07.2010r.)

10.2. ITpaBHjia cxpaxoBaHHfl npnjiaraioxcs K nacxoameMy florosopy H aejiaioxca eroHeoxieMjieMOH nacxbio. noflnHCbmaa nacxoaiunM floroBOp, Cxpaxosaxejib no;iTBep>K/iaex,HXO nojiyiHJi 3XH ripaBHJia cxpaxosaHHa, osnaKOMJieH c HHMH H oGasyexca Bbinojinaxb. Bcjiynae, BCJIH Meatay nojio>KeHH8MH nacxoamero floroaopa H HpaBHiiaMH cxpaxoBannaHMeioxca pasHorjiacna, xo npeHMymecxBO HMCIOX nojio^ceHHa nacxoamero

11.1. O6-beKxoM cxpaxoBanna aajiaroxca He npoxHBOpenamHe saKonoaaxejibcxByPOCCHHCKOH <PeaepauHH HMymecxBeHHbie HHxepecbi Cxpaxosaxejia, CBasaHHbie c PHCKOMBO3HHKHOB6HHM 6FO rpa»flaHCKOH OXBeXCXBBHHOCXH HO o6a3aXCJIbCXBaM BCJieaCXBHe

BosMemeHHa Bpeaa, npHnHHennoro MCHSHH HJIH saopOBbio (JmsHiecKHx JIHU, HMymecxey(J)H3HH6CKHX H (HJIH) K)pHflHlieCKHX JIHU, rOCy^apCXBCHHOMy H (HJIH) MyHHUHHajIbHOMy

HMymecxsy, OKpy>KaiomeH cpe^e, JKHSHH HJIH aaopoBbio a<HBOXHbix H pacxeHHH, oSieKxaMKyjibxypiioro Hacjieana (naiviaxHHKaM Hcxopnn H Kyjibxypw) Hapo^oB POCCHHCKOHOeaepauHH, H (HJIH) BCJieacxBHe BOSMemeHna y6bixKOB, BOSHHKUIHX y co6cxB6HHHKasaanna, coopyaceHHa, KOHueccHOHepa, aacxpOHiuHKa, xeximqecKoro 3aKa3HHKa, KoxopueBO3M6CXHJIH B COOXB6XCXBHH C 33KOHOflaxejIbCXBOM POCCHHCKOH OeflepaUHH npHHHHeHHblH

Bpefl H BbinnaxHJiH KOMnencauHio csepx BOSMemenHa Bpejia B cooxaexcxaHH co cxaxbefi 60FpaaocxpoHxejibHoro KojieKca POCCHHCKOH Oe/iepaunn, BCJieacxBHe HeaocxaxKOB pa6oxCxpaxosaxejia npn ocymecxsneHKH HM SacxpaxosaHHOH jjeaxejibHocxn.

11.2. OGteKTOM cxpaxoBaHHa no nacxoameMy florosopy xaKace aBJiaroxca HMymecxBeHHbieHHxepecbi Cxpaxosaxejia, CBasaHHbie c HeceHHCM cornacoBaHHbix co CxpaxosmHKOMpacxojjoa na samnxy, Koxopbie Cxpaxosaxejib nonec HJIH aoji>KeH 6yaex nonecxH B CBasn c

emy xpe6oBaHHH o BOSMemenHH epeaa (y6bixKOB), noxeHunajibHoBOSMemeHHio no nacxoameMy florosopy H npHHHHeHHoro npH3acxpaxoBaHHOH ;ieiixejibiiocxH.

11.2.1. Pacxoflbi na sammy B paMKax nacxoamero florosopa BKJiroHaiox pacxoabi naOKaaanne topH^HHecKOH HOMOIIIH npn BeaeHHH Jien B cy/iax oSmett lopncaHKUHH Hap6nxpa)KHbix cyaax, BRjuonaa onjiaxy ycjiyr a^BOKaxoB H HHbix nojiHOMO'iHbixnpeacxaBHxejieii, pacxoaw na onjiaxy ycjiyr 3KcnepxoB, a xaK>Ke HHUB pacxojibi,

uejibio samnxw HMyiuecxBeHHbix HHxepecoB CxpaxoBaxejia.

12.1. CxpaxoBbIM cjiyiaeM no HacxoameMy floroaopy aBJiaexca nacxynjieHHe rpa>KaancKOHoxsexcxBemiocxH CxpaxoBaxejia sa npHHHneuHe apeaa MCHSHH H (HJIH) siiopOBbio(})H3HHeCKHX JIHU, HMymCCXBy <J)H3HHeCKHX H (HJIH) tOpHflHTCCKHX JIHU,

HJIH MyHHunnajibHOMy HMymecxsy, OKpyacaroiueH cpejje, >KHSHH HJIH 3;iopOBbioH pacxeHHH, oSieKxaM Kyjibxypnoro nacjieaiia (naMaxHHKaM ncxopHH H Kyjibxypu) napoaoBPOCCHHCKOH <I>eaepauHH, H (HJIH) 3a npHHHHeHHe y6bixKOB, BOSHHKIIIHX y co6cxB6HHHKasaanna, coopy>KeHHa, KOHueccHOHepa, sacxpoiiiuHKa, xexunnecKoro saKasHHKa, KoxopbieB03M6CXHJIH B COOXBCXCXBHH C SaKOHOjaXCJIbCXBOM POCCHHCKOH <t>eflepaUHH npHHHHBHHblH

spea H BbinjiaxHJiH KOMnencauHio csepx BOSMemenna speaa B cooxsexcxBHH co cxaxbeK 60FpaflocxpoHxejibHoro KoaeKca POCCHHCKOH OeaepauHH, BCJieacxBHe neaocxaxKOBCxpaxoBaxena, npn ocymecTBJieHHH 3acxpaxosaHHOH aeaxejibHocxn, cn.n. 4.7., 4.8.2. FIpaBHJi cxpaxosaHHa.

CrpaxoBaTejib

MHrOCCTPAX

OpH 3TOM MOMBHTOM HacxynjiCHHii cxpaxoBoro cjiynaa cniixaexca MOMCHT BpeMeiiH,6bIJI npHHHHBH Bpea TpBXbHM JIHUaM.

13. 3ACTPAXOBAHHAHflEJITEJIbHOCTb:

12.2. CxpaxoBbiM cnynaeM no HacxoameMy JI,oroBOpy xaK»ce aBjiaexcay6biTKOB B BH^e corjiacoBaHHwx co CxpaxoBiuHKOM pacxoaoB na 3amnxy, KoxopbieCxpaxoBaxent nponsBeji HJIH aojDKen 6yaex npOHSsecxH coraacHO BticxaBJieHHbiM cnexaM BCBHSH c sasBJieHHBM eMy xpe6oBaHHH o BosMemeHHH epeaa, noxenuHajibHo no^ne>KameroBOSMemeHHK) no nacxoameMy floroBopy H npHHHHCHHoro npn ocymecxBiieHHH3acxpaxoBaHHoii

13.1. CjieflyromHe BH^W pa6ox, na Koxopbie CxpaxosaxeneM 6biji nojiyneH ^onycK CPO,HJienoM KoxopoK sBJisexca CxpaxoBaxenb:3. ScMjiHHwe paSoTbi3.1. MexaHHSHposaHnaa paapaSoxKa rpynxa10. MOHTaiK MerajIJIHHCCKHX KOHCTpyKUHM10.1. MoHxax, ycHJienHe H aeMOHxaac KOHCxpyKXHBHbix ajieivieHxoB H orpa»aaiomHXKOHCxpyKUHti 3/ianHH H coopy»ceHHM10.3. MoHxaac, ycnneHHe H fleMOHxa>K pesepsyapHbix KoecxpyKUHH10.5. MoHxaac, ycHJienwe H fleMonxa)K xexnonorHHecKHX KOHCXP>'KUHH10.6. Monxa>K H fleMOHxaHc xpocosbix HecymHX KOHCxpyKUHii (pacxaacKH, BanxosbieKOHCXpyKUHH H npOHHe)

12. SamHTa CTPOHTCJII>HMX KOHcrpyKUHii, rpy6onpOBOAOB H (»OopyaoBannsi (KPOMCMarucTpajibHbix H npOMbicjiosux rpySonpoBOAOB)12.3. BauiHXHoe noKpbixHe naKoicpacoifHi>iMM MaxepnajiaMH12.5. YCXpOHCXBO OKJieeHHOH H3OJMUHH

12.1 1. PaSoxw no xennoHsonauHH xpySonpOBOfloe15. VCTpOHCTBO BIiyTpeHHHX HHJKCHepHblX CHCTCM H ()6opyflOBaHHfl SflUHHH Hcoopy/KeiiHH15.1. YcxpoficxBo H aeMOHxa^ cHcxeMbi BOflonpoBoaa H KanajiHsauHH15.2. YcXpOHCXBO H flCMOHXa>K CHCXeMbI OXOnjieHHM

15.4. YcxpoftcxBO H aeMOHxa>K CHCXCMM BeHxmisuHH H KOHHHUHOHHpoBaHH» Bosayxa <*>15.5. YCXpOHCXBO CHCX6MW 3JI6KXpOCHa6>KeHHiI

15.6. YcxpoticxBO 3JieKxpnnecKHX H HHbix cexcii ynpaBJieHHS>KH3Heo6ecneHeHHa s^aHHti H coopyaceHHH16. ycrpoflcTBo napyncHbix cereft16.1. YKna^Ka xpyGonpOBoaoB16.2. MoHxaw H aeMOHxaac sanopnoK apMaxypw H oGopy/ioBainw Bo;ionpOBo;un»ix cexett16.3. YcxpoHcxBo BoaonpoBoanbix KonoaueB, OFOJIOBKOB, racHxeneH Boaoc6opOB16.4. OnncxKa nonocxH H Hcnbixamie xpy6onpOBOflOB Boaonposoaa17. ycxpoJicTBO iiapysKHbix cereii KaHajiiisaunH17.1. YKjiaaKa xpy6onpoBoaoB KaHanHsauHOHHbix GesnanopHbix17.2. YKJiaflKa xpy6onposoaoB KananHsauHOHKbix HanopHbix17.3. MoHxaac H fleMoexaac sanopnoM apMaxypbi H o6opyaoBanna KaHaiiHsauHOHHbix cexefi17.4. YCXPOHCXBO KaHajIHSaUHOHHblX H BO4OCXOHHbIX

17.7. OnHcxKa nonocxH H HcnwxaHHe xpySonpoBoaos20. YcrpOHCTBO napyjKHbix aaeicrpHHecKHX cerei) H JIHHHH20.1. YcxpoficTBo cexeH 3JieKxpocHa6>KeHH» nanpaacenHeM no 1 KB BKjiioHHxejibHO <*>20.12. YcxaiiOBKa pacnpeaennxenbHbix ycxpoficxB, KOMMyxaiiHOHHoB annapaxypu,ycxpoKcxB saujHXbi23. MoHTamibie paGoru23.5. Monxaac KOMnpeccopHbix ycxanoBOK, Hacocos H aeHXHiiaxopoB23.6. MoHxaac 3jieKxpoxexnnHecKHX ycxaHOBOK, o6opyaoBaHHs, CHCXCM asxoMaxHKH H

H OHHCXHMX

23.31. Monxaac o6opyaoB3HHa npeflnpnaxHtt Gbixosoro oocjiyatHBaHHS H KOMMyHajibnoroXOSflHCXBa

23.32. MoHxaac BOfl03a6opHoro o6opyaoBanns, KanajiHsaiiHOHHbixcoopy»ceHHH24. nycKoiiajiaao'iiibie paSoru24.1. riycKOHajianoHHbie pa6oxu nojueMHO-xpancnopxHoro o6opyaoBaHHa24.2. riycKOHajiaaoHHbie paSoxw jin(J>xoB24.3. nycKonajiaflOHHbie paGoxbi cHHxponHbix reHepaxopOB H CHCXCM24.4. FlycKOHajiaAOHHbie paSoxu CHJioabix H HSMepnxejibHbix xpaHciJtopiviaxopoB24.5. riycKOHajiaaoHHbie pa6oxbi KOMMyxauHonnwx annapaxoB24.6. IlycKOHaJiaflOHHbie pa6oxu ycxpoflcxB peneHHoH sauinxbi24.7. IlycKOHajiaflOHHbie pa6oxw aaxoMaxHKH B 3JieKxpocHa6aceHHH

CxpaxoBaTejib CjpaxotmHK

MHTOCCTPAX

14. HCKJHOHEHHH:

15. TEPPHTOPHfl CTPAXOBAHHfl:

16. PA3MEP CTPAXOBOHBbiriJIATbl:

24.8. ITycKOHajiaaoHHbie paSoxu CHCXBM nanpajKenna H onepaxnBHoro TOKa24.9. nycKOHanaaoHHbie pa6oxu 3JieKxpHHecKHX MBIUHH H sjieKxponpHBoaoB24.10. riycKOHajiaaoHHbie paSoxbi CHCTBM aBTOMaTHKH, cnrHajiH3aunn H BsaHMOCBasannbtxycxpoBcxB24.1 1. IlycKOHajiaaoHHbie paSoxbi aBxoHOMnofi HaJiaaKH CHCTCM24.12. riycKonajiaaoHHbie pa6oTbi KOMnjieKCHOH HaaaaKH CHCXCM24.13. ITyCKOHajiaaoHHbie pa6oTbi cpeacxs xeJieMexannKH24.14. HajiaaKH CHCXCM BeHXHJiauHH H KonanuHOHnpOBaHHa sosayxa24.15. nycKonajiaaoHHbie pa6oxbi aExoMaxniecKHX cxanoHHbix JIHHHH24.16. riyCKOHajiaaoHHbie paOoxbi cxaHKOB Mexanjiope>KymHx MHorouejiesbix c HI'IY24.18. riycKOHajiaaoHHbie paSoxu xojioaHJibHbix ycxanoBOK24.19. nycKOHajiaaoHHbie pa6oxi>i KOMnpeccopnux ycxanoBOK24.21. nycKOHanaaoHHbie paSoxti Bo^orpeHHux xennofjiMKaqHoiinbix KOXJIOB24.22. nycKOHanaaoHHbie pa6oxti KOxejibHO-scnoMoraxejibHoro oGopyflosaHHa24.23. IlycKOHajiaflOHHbie pa6oxbi o6opy^oBaHHa BOfloonHcxKH H o6opy/ioBanHHXHM Bojjonoaroxo BKH24.26. nycKOHajiaaoHHbie pa6oxw oSmeKOxejibHux CHCXCM H HH^enepHbix24.29. nycKOHajiaaoHHbie pa6oxbi coopy>KeHHH24.30. nycKOHajiaaoHHbie paQoxbi coopy>KeHHH25. ycrpoftcTBO aBTOMoSifjibHbix aopor H25.6. VcxpoficxBO apena>KHbix, eoaoc6opHbix, Bo;ionponycKHtix, BoaocSpocHWX ycxpoticxB13.2. TaK*e no nacxoameMy florosopy sacxpaxosaHa oxBexcxseHHOcxb Cxpaxosaxejia npnocymecxBueHHH HHHX snaoB crpoHxeiitHbix pa6ox, na Koxopwe HM BLIHH nojiyneHbi BycxaHOBneHHOM nopaflice aonycKH CPO, HJICHOM Koxopoii SBJIHCXCJI Cxpaxoaaxenb, ao aaxwsaKjiiOHeHHfl nacxoflmero /Jorosopa. Hpn 3xoM cxpaxoBaa samnxa no nacxoameMy/JoroBopy pacnpocxpansexca Ha cjiynan npHHHHenHJi Bpeaa, HMesmHe MCCXO B

cxpaxoBanna, B pesyjibxaxe ocymecxBJieHna pa6ox, yKaaaHHbix B paneeCPO, npn ycjioanH, HXO ne^ocxaxoK pa6ox 6bm aonymen B nepnofl

xaKHx ^onycKOB CPO.13.3. CxpaxoBaa 3amnxa no nacxoameMy florosopy ne pacnpocxpaH»excs nanpninneHHa speaa, cxaBiime cue^cxBHeM ocymecxsjieiiHH CxpaxosaxeiieM pa6ox. HeyKasannbix B nacxoameM pas^ene, a xaioKe ana ocymecxBJienHa Koxopux He xpe6yexcanojiynenHe aonycKa CPO.

14.1. B COOXB6XCTBHH C paSflCJlOM 5 FIpaBHJI CXpaXOBaHHH.

15.1. PoccHHCKas

16.1. PasMep cxpaxoBon Bbinnaxw no nacxoameMy floroBOpy BKinonaex B ce6a:16.1.1. B03Memenne Bpeaa, npHHHHeHnoro SCHSHH HJIH saoposbio (JinsHHecKHX JIHU,onpeaeneHHoro B cooxBexcxBHn c aaKOHoaaxeubCXBOM POCCHHCKOH OeaepanHH, a xaK»eBOSMemenne KOMnencaunH CBepx npnHHHeHHa speaa B pa3Mepc H nopa^Ke,npeaycMoxpennoM cxaxbefl 60 FpaaocxpOHxejibnoro KoaeKca PO;16.1.2. BosMemenne peajibuoro ymep6a, BOSHHKmero B pesyjibxaxe noBpe^aenna. HOJIHOHHJIH KOHCxpyKXHBHOH rn6ejiH HMymecxsa (Bemen) Tpexbnx JIHU, Koxopoe BKJiioKaex:- aeHcxBHxejibHyK) cxoiiMocxb norn6mero HMymecxsa HE aenb npHnnnenHH speaa saBbinexoM CXOHMOCXH ocxaxKOB, npnrxwHbix ana aajibneninero ncnojibsosaHHa - B cnynaenojinon rnGejiH (yxpaxu) HMytuecxsa;- pacxoau no peMonxy (BoccxaHOBjienmo) noBpe>K/ieiinoro HMymecxsa. B pacxoau nopeMonxy (BOCcxanoBJienHro) BRjHonaroxca neo6xoaHMbie n uenecoo6pa3Hbie saxpaxu nanpHoSpexenne MaxepwajiOB, aanacnux nacxeii H onjraxa pa6ox no peMOnxy(BoccxanoBJieHHio) - npn noBpeacaeHHH HMymecxsa;- pacxoau no yrnjinsauHH nornGuiero HMymccxBa, BCJIH yxmiH3au.ua aojiiKua 6bixbnpOHSBeaena B cooxsexcxBHH c xpeSoBannaMH saKOHoaaxenbcxsa POCCHHCKOH Oeaepaunn -B npeaejiax 10% ox aeficxBHxejibHOH CXOHMOCXH HMyiuecxea naaeub npnHHHCHHa spe/ja;16.1.3. Bpea OKpyacawiueH cpeae, Koxoputt onpeaeJiaexca B cooxsexcxsHH cyxsepacaenHbiMH B ycxanoBjieHHOM saKOuoaaxejibCXBOM POCCHHCKOM fteaepauHH nopaaKexaKcaMH H MexoaHKaMH HCHHcneHHs pasMepa Bpeaa OKpya<aioiueH cpeae, a upn HXoxcyxcxsHH - ncxoaa us (J>aKXHHecKHx saxpax na BOCcxanoBJieune uapyuienHoro cocxoannaOKpy»aK)meH cpeau, c ynexoM nonecennbix y6bixKOB, pasMep Koxopbix onpe^ejiaexcacyaoM, oanaKO HCKJironaa ynymenHyio Btiroay;16.1.4. VGbixKH (pacxoaw), npHHHHennbie (BOSKHKUIHC) co6cxB6HHHKy saanna,coopy3Kenna, KonueccHOHepy, sacxpoftiuHKy, xcxunnecKOMy saKasnnKy, B pasMepeBOSMeiuennoro HMH B COOXBBXCXBHH c saKonoaaxejibcxBOM POCCHHCKOHnpnHHHeHHoro speaa H BbinjiaMCHHOH KOMneHcaunu csepx BOSMeiumna Bpeaa BcooxBexcxBHH co cxaxbefi 60 FpaaocxpoHxejibHoro KoaeKca

CrpaxoBaiejib CxpaxljBiUHK

MHrOCCTPAX

17. OPABA H OBH3AHHOCTHCTOPOH:

18. B3AHMO^EHCTBHE CTOPOHDPH HACTVnjIEHHHCTPAXOBOFO CJIVMAfl.

Pa3Mep ySbixKOB onpe,nejiaexca B COOXBCXCXBHH c nojio*eHH«MH n.10.2.4.1cxpaxosaHHa;16.1.5. Pacxoau Cxpaxosaxejia, npoHSBeaennbic B qejiax yMeHbiiienHa y6bixKOB, ecnn xaKHe

SbiJiH npoHSBejjenbi zuia BbinojinenHa yKasaHHfi CxpaxosmHica, xanne pacxo;n>i6bIXb BOSMeiUCHbl CxpaXOBIUHKOM, JKCX& 6CJIH COOXBBXCXByiOmHe MCpbl OKaSajlHCb

GesycneuiHbiMH;16.1.6. CorjxacosaHHbie co CxpaxoBmHKOM pacxojxw Cxpaxosaxena na samnxy, pasMep Hnopa^OK Bbinjiaxbi Koxopux onpeaejiaexcs B COOXBCTCXBHH c n.10.2.11 FlpaBHJicxpaxosaHHa.16.2. B cjryiae, Koraa c iipe;iBapHxejibHoro nHCbMennoro coraacHa CxpaxoaiuHKa H BcornacoaaHHOM co CxpaxoBmHKOM pasMepe HUH no cyae6HOMy pemenHio CxpaxosaxejibcaMocxoaxenbHO KOMneHCHposaji npHHHHeHHbifl apea, CxpaxosujHK oSasan BbinnaxHXbcxpaxoBoe BOSMemeHHe Cxpaxosaxejiro nocne npeflocxaBJieHHH nocneanHM, B aononneHHe KHHHM Heo6xoaHMbiM flOKyMeHxain, aoKyMCHxanbHoro noAXBepTOCHHs o BbiniiaxeBbiroflonpHo6pexaxenio BOSMeiuenHs H ero pasMepe.16.3. B cjiynae, Kor^a cne^yiOLUHe jinua:a) caMoperyjinpyeMas opraHHsauHH, CCJIH Cxpaxoaaxejib Ha MOMCHT BbinonneHHa pa6oxHMCJI CBH^exenbcxBO o ^onycKe K xaKHM pa6oxaM, BbmaHHoe 3xoM caMOpcryjinpyeMOHopraHHsauHefi (HauHonajibHoe o6i>eflHHeHHe caMOperyjinpyeMbix opranHsaqHHcooxBexcxByromero BH^a B cjiynae HCKjiio'ieHHH CBeaeiiHii 06 :TFOH caMopei'yjiHpyeMOHopraHHsauHH HS rocyaapcTBeHHoro peecxpa caMoperynnpycMbix opraHHsauHH B npeaenaxcpeacxB KOMneHcauHOHHoro (Jtonaa 3xofl caMoperyjinpyeMOH opraHHsauHH, saHHCJiennbixna CHCX xaKoro HauHonanbHoro o6rbeflHH6Hna);6) PoccHHCKaa Oeflepaqna HUH cy6i.eKx POCCHHCKOH <t>eflepauHH, BCJIH Bpeji npHHHHen Bpeayjibxaxe HecooxsexcxBHa nocxpoeHHOro, peKoncxpynpoBaHnoro o6T>eKxa KanHxaiibHorocxpoHxenbcxBa H (HJIH) pa6ox, BbinonHeHHbix B npouecce cxponxenbcxBa. peKOHCxpyKUHHo6'beKxa KannxaJibHoro cxponxejibcxBa, xpe6oBanH«M xexHH'iecKHX peniaMeirroB H (HJIH)npoeKXHOH aoKyMCHxauHH H HMeexca nojioacHxejibnoe aaKjuoHenne opraearocyaapcxBCHHoro cxpOHxeJTbnoro na^sopa;BOSMecxHJiH Bpefl, npHHHHeHHbitt xpexbHM J1HU.3M B pesyjibxaxe ne/iocxaxKOB paSoxCxpaxoaaxejifl npn ocymecxajrenHH SacxpaxoBaHHoii aesxeJibnocxH, H (HJIH)KOMneHCHposajiH no npeflT>aBJieHHbiM K HHM perpeccnuM xpe6oBaHH»M o BOSMemenHHy6bixKOB, npHHHHCHHbix TpexbHM jiHuaM, Koxopwe HMerox npaso o6paxnoro xpe6oBanHa BCOOXBCXCXBHH c saKOHoaaxejibcxBOM POCCHHCKOH (DeacpauHH K CxpaxoBaxejiio HJIHBbimeyKasaHHbiM jraqaivi, xo CxpaxoBiUHK o6»3aH Bbinjiaxnxb cxpaxosoe BOSMemenneyKasanHOMy B n.n. a - 6 nacxoamero nyHKxa jinuy B XOM pasMepe, B KoxopoM Cxpaxosaxcjibnecex oxBexcxBCHHOCXb nepefl yKasannbiMH Bbiuie jinuaMH B paMKax coJTH^apHOHoxBexcTBCHHOcxH, nocjie npeaocxaBJienHa nocjie;mHM, B jaonoJinenHe K HHWMneo6xoaHMbiM flOKyMenxaivi, flOKyMenxajibnoro noaxBcp>KfleHH5i o BbiruiaxeBbiroflonpHo6pexaxejiio BOSMemennfl H ero pasMepe.16.4. BwroaonpHo6pexaxenb HJIH HHMC Jinua, Koxopue, \ioryx ssjiaxbca nonyHaxejiflMHcxpaxoBoro BOSMemeHHa no nacxosmeMy JJoroBopy, anpaee npefliaBHXb nenocpeacxBenHOCxpaxoBiHHKy xpeSoBanne o BOSMeineHHH spe/ia (ySbixKOB) B npeaejiax cxpaxoBoti cyMMbi.B 3TOM cjiynae na JIHUB, npeflMBHsmeM xpeSosaHHe o BOSMemenHH spe^a (y6bixKOB), ecjiHOH HaMepen BocnojibsoBaxbca CBOHM npasoM na nojiy^eHHe cxpaxoaoro BO3MemeHH»,jieacax see oGasaHHOcxn no HH<J>opMHpoBanHK) CxpaxoBmHKa H npeaocxaajieHHio e\iy Bcexneo6xoaHMbix aoKyMCHXOB jjjia Bbinjiaxbi cxpaxoBoro BOSMeiueHHa, yKaaannbix BnacxoameM florosope.16.5. CxpaxoBiUHK nponSBoziHX cxpaxosyro Bbinnaxy B nopa^Ke, npcaycMoxpenHOMRpasHjiaMH cxpaxoBaHHa, B xeneHne 10 (flecaxn) pa6onHX c aaxu noflnHcanna axxa ocxpaxoBOM cjiyiae.

17.1. FIpaBa H oGasannocxH Cxpaxosaxejia H CxpaxoBiiiHKa yKasanbi B IlpaBHJiaxcxpaxosaHHs.

18.1. ITpH nacxynjieHHH co6bixna, Koxopoe MOMCCT nocjiy>KHXb ociiOBanHCM ^JiaHMymecxBeHHoH npexeHSHH HJIH HCKOBOFO xpcGoBanna no (Jiaicxy

speaa, Jin6o B cjiynae npeaiaBJienna xaKott HMymecxBennoH npexensHH(HCKOBOFO xpe6oBanHs) CxpaxoBaxejib:18.1.1. HesaMeaJiHxejibno, no B jiioSoM cnynae ne nosaeee 5 (naxn) pa6oliHx ^Heii (HJIH BHHOH npe^ycMoxpeHHUH florosopoM cxpaxoBanna cpoK) c MOMenxa, KOivia CxpaxoBaxejiiocxajio 06 SXOM H3B6CXHO, H3Bemaex o npoHsouieameM coGbixHH CxpaxoBIUHKa HJIH eroynojiHOMoneHHoro npeacxaBHxejia jjocxynnbiM eniy cnoco6oM, nossojiaiouuHM o6i>eKXHBHOsa<J)HKCHpoBaxb (JiaKx coo6menHa:- 060 Bcex flonymeHHbix neaocxaxKax pa6ox, Koxopwe \ioryx npHBecxn K HacxynenHiocxpaxoBoro cnynaa;

Crpaxi

MHrQcCTPAX

- 060 acex cjiynaax npHHHHeHHa speaa, oxBexcxueiinocxb no BOSMemenHio Koxoporo3acxpaxoBana no aoroaopy cxpaxoBanna;- 060 BCCX xpeSoBamwix o BosruemenHH speaa (HCKax, npexensnax, perpeccHbixxpeGoBannax), saasjiennbix Cxpaxosaxejiio B csasn c npHHHHenneM speaa, oxBexcxBennocxbno KOTOpoMy sacxpaxoBana no aorosopy cxpaxoBanwa.B npeaejiax HSBecxHbix Cxpaxosaxejiro cBeaeHHH HsaemeHHe aojmiio coaep>Kaxi>:(a) onHcamie co6bixHa, Koropoe npHBejio HJIH, no MHeHHio CxpaxoBaxejia, MO>KCX npHBecxHK npHHHHCHHio Bpeaa TpetbHM jiHuaM H/HjiH OKpyHcaromeii cpeae;(6) onHcanne xapaKxepa H pa3\tepa npHiHuennoro speaa;(B) HaHMeHOBanna (HMena) H aapeca scex nwn, npHHacxHi>ix K coGbixnio, Koxopoe npHBejio K

(r) naHMCHOBaHHa (wMena) H aapeca JIHU,, npefliJiBHBUjHX npexeH3HK> (HCKOBOC xpe6oB3HHe,perpeccnoe xpe6oBaHHe);18.1.2. npHHHMaex see BOSMOWHUC H uejrecoo6pa3Hbie Mepw no npeaoxspameHHio HJIH

pasiviepa Bpeaa H no ycxpaneHHio npninH, cnoco6cxByiomHX ero

18.1.3. B XOH Mepe, B Koxopott 3x0 aocxynno CxpaxoBaxejiio. oGecneiHaacx ynacxncCxpaxoBujHKa B ocMoxpe noapeiKaeHHoro HMymecxsa H ycxaHOBJieHHH pasMepanpHHHHCHHOro Bpe^a;18.1.4. OKaabisaex see BO3MO*Hoe coaeKcxBHe CxpaxoBmHKy B cyaeSnoR H BHecyaeGnoflsamHxe B cnynae npe^taBJienHs xpe6oBanHH o BOSMemenHH ape^a no npeanonaraeMbiMcxpaxoBbiM cjiynaaM;18.1.5. no nHCbMBHHOMy sanpocy CxpaxosiuHKa npeflocxaBiraex e\iy BCIO flocxynnyio e\iyHH(}>opMan.HK> H aoKyMenxauHio, nosBonaiomyio cy^nxb o npHHHnax, xoae HcxpaxoBoro cnynaa, xapaxxepe H paaMepe npHHHHCHHoro ape^a;18.1.6. B cjiynae, ecjin CxpaxosuiHK conxex Heo6xoflHMbi\ naanaHeHHe ceoeroHJIH HHoro ynojiHOMOMennoro Jinna aJTfl samnxbi HHxepecos KBK CxpaxoBujHKa, xaK HCxpaxoBaxena B CBSSH c npeanojiaraeMtiM cxpaxosbiM CJiynaeM - Bbraaex flOBepennocxbHJIH HHbie neo6xoaHMbie flOKyMenxbi an» samnxbi XBKHX Hirrepecos yKasamibiMCxpaxoBmHKOM jiHuaM. CxpaxosuuHK HMeex npaso, HO HB o6a3an npeztcxaBJiaxb HHxepecbiCxpaxosaxejiH B cyae HJIH HHbiM o6pa3OM ocymecxsjisixb npasoByio saiunxy CxpaxoBaxejia BCBasH c npeanouaraeMbiM cxpaxoBbiM cjiynaeM;18.1.7. B cjiynae, CCJIH y Cxpaxosaxejia HOSBHXCS BOSMoacnocxb xpe6oaaxb npeKpaiueHHMHJIH coKpameHHa pasMepa perynapHbix Bbinnax BosMemeHHH (peiixw), on .nojDKen nocxaBHXbCxpaxoBiiiHKa B HSBecraocxb 06 3XOM H npHHaxb BCC flocxynnbie Mepw no iipeKpamenHioHJIH coKpamenHK) pasMepa xaxnx Bbinnax.18.2. Ilpn nojiyneHHH ox CxpaxoBaxejiH yBeflOMJienna o coGbixnax, yKasannwx B n. 18.1.1.nacxoamero florosopa, CxpaxosinHK:18.2.1. B cjiynae, CCJIH CxpaxoaiuHK HaMepen Bocnojibsosaxbca CBOHM npasoM no ynacxnioB ocMoxpe riOBpe>KjienHoro HMyujecxBa (ocxaxKOB nornSuiero HMymecxsa) xpexbnx JIHU, - BxeneHHe 3 (xpex) pa6onnx anen c MOMenxa nojiyneHHa yBeaoMJieHHa o npHMHneHHH speaa(HJIH HHOH oroBopennbiH aorosopOM cxpaxosanHsi cpoK) Hssemaex CxpaxoBaxejis onaMepeHHH ynacxBOBaxb B ocMoxpe, a B aajibneHiiieM - Hanpasjisex CBOCFO npeacxaBHxenaana ocivioxpa H cocxaajieHH» aKxa o npHiHtrem™ speaa B corjiacoBannbie c CxpaxoBaxeneMM6CXO H BpeMS.

18.2.2. B xenenHe 10 (aecaxii) pa6oHHx anefl c MOMenxa nojiynenHH yseaoMjienHa onpHHHHCHHH spejia nanpaejiaex CxpaxosaxejiK) nHCbMennbin sanpoc c nepeMiieM/lOKyMenxoB, Heo6xoaHMbix aJia yperyjiKposanHa cxpaxosoro cjiynaa. HanpaBJiennenepenna aoKyMenxoB ne jinmaex CxpaxoBiUHKa npasa, B cjiyHae neo6xoaHMOcxH,aanpauiHBaxb y CxpaxosaxejiH aonojiHHxejibnwe aoKyMCHTbi H HH(J>opMauHio 06o6cxosxejibcxBax, npHHHHax H paaMepe npHHHHennoro speaa.18.3. HacxoamHM floroBopoM npeaycMoxpen cjieayromHH nopaaoK yperyjinpOBaiiHacxpaxosoro cjiynaa:18.3.1. Ilpn oxcyrcxBHH cnopa Meacay CxpaxosmMKOM, CxpaxosaxejieM HBbiroaonpnoGpexaxejieM (HHHM nojiynaxejieM cxpaxosoro BosMeinenna. npe;iycMoxpennbiMnacxoauiHM florosopOM) o XOM, HMBJI JIH Mecxo cxpaxoBoti cjiynaM, o paaMepe no^jiOKameroBOSMeinenHK) Bpeaa (y6bixKOs), HajiHHHa y BwroaonpHo6pexaxejia (HHOFO nonynaxejiacxpaxoBoro BOSMeinenna, npeaycMoxpennoro nacxoaiuHM florosopoM) npaaa Ha nojiynenHeBOSMemeHHa npHHHneHHoro speaa (y6biXKOs) H oSasannocxn Cxpaxosaxejia eroBOSMBCXHTb, npHHHHHOH CB33H M6>K4y aOnyiU6HHbIM HCAOCXaXKOM pa6oX H npHHHH6HHbIM

speaoM (yGbixKaMH), cxpaxoBOH cjiynaii MWKBX Sbixb yperyjinposaH BO BnecyaeSnoM

B 3XOM cjiynae KBajiHfJjHKanna cxpaxoBoro cjiynaa H onpeaejienne pa3\iepa cxpaxoBofiBbinjiaxbi npoHSBoanxca CxpaxosiuHKOM na ocnoBanHH aoKyMenxos, noaxBep>Kaai6iUHX

oGcxoaxejibcxsa H nociieacxBHa npniHaeHHa apeaa, a xaKKey6biXKOB. TBKHMH aoKyinenxaMH, B lacxnocxn, aBJiaioxca:

Crpaj^oBmHK v

MHIXfcCTPAX

npexeH3na K CxpaxoBaxenio c Tpe6oBaHH6M o BO3MemennH npnliHHCHHorospeaa Jin6o perpeccHoe xpe6oBaHHe;- BHyxpeHHHH aKX paccjieflOsanHfl CxpaxoBaxejia B oxHomenHH oScxoaxe/ibcxB H npiiHHHnpHHHHeHHa speaa;- aoKyMenxbi npaBooxpaHHxentHux H cneu.najibHbix opraiiOB iiaasopa H Konxpojia Bo6nacxn rpaaocxpoHxejibnoM aeaxenbHocxn, HcnojiHHxenbHbix opraHOB caMoperyjmpyeMbixopraHimnHii B oxnomeHHH neaocxaxKOB npw BbinojiHeHHH pa6ox, Koxopbie MOHIH aBHXbcanpHHHHOH B03HHKHOB6HHa COSblXHS, npHBeflllierO K npHHHHBHHK) Bpeaa, a X3K5KC B

oxHomeHHH pasMepa npHHHHeHHoro speaa;- saKJiioneHHfl H pacnexw opranoB HesaBHCHMoH 3KcnepxH3w u oxiiouieiiHH BOSMOJKHMXneaocxaxKOB npn npoBaneHHH pa6ox, Koxopue \iornH asHXbcsi npHMHHoii B03HHKHOBeHH«co6bixHa, npHBe^mero K npHHHHenmo speaa;- 3KOHOMH4ecKne H 6yxraJixepcKHe Maxepna/ibi H pacnexw, cMexHbie pacnexbi, cnexa uKBHX3HUHH, Ha OCHOB3HHH KOXOpblX OnpeaeJICH pa3M6p npHHHHeHHOFO BpCJia H p33M6p

pacxoaoB, nofljie^KaiuHx BoaMemenmo no aoroBopy cxpaxosaHHa;aoKyMCHXbi, noflXBepwaaroiuHe HaiiHHHe HeaocxaxKOB pa6ox, BbinonneHHbix

CxpaxoBaxejieM, a xaK»e cooxBexcTByK)mHe aoKyivieHXbi (CBHaexeubcxso o aonycKe Kpa6oxaM, BbmaHHoe CPO, HJIBHOM Koxoporo «BJiaexcH CxpaxoBaxenb, aoroBopu noapsaa u

BbinoJiHCHHbix pa6ox K HHM u x.n.), na oceoBaHHH Koxopbix Cxpaxosaxejibpa6oxw;

no^xBepMcaaiomHe npiiHHHeHHe xfl3KKoro HJIH cpeanero speaa 3/iopOBbionoxepneBiiiHx;

KyMeexbi, noaxsep>KaaK)inHe BO3Memenne TpexbHM JIHUOM npHHHHCHHoroH Bbinnaxy KOMnencauHH csepx npHHHHCHHa apcaa B COOXBCXCXBHH co cxaxbeti 60

FpaaocxpOHxejibHoro KoaeKca POCCHHCKOM Oeaepaumi. CxpaxosmHK anpasecaMocxoaxejibHO Bbiaciiaxb npmHHbi H o6cxosxenbcxBa cxpaxosoro cjiylia)i, anpHB^exaxb HesasHCHMbix 3KcnepxoB ana onpeaejienHJi npHHHH, xapaKxepaspeaa H ero paamepa.18.3.2. PesyjibxaxoM BnecyaeGHoro yperyjinpoBaHHH crpaxoBoro cnynaa saiiaexcacomaiiieHHe 06 ycxaHOBJieHHH (JiaKxa cxpaxcmoro cnynas H onpeaeneHHH pasMepa speaa(y6bixKOB), noanHcaHHoe CxpaxoBiuHKOM, CxpaxoBaxejieM H BbiroaonpnoSpexaxeJieM(HHHM nojiynaxeneM cxpaxoBoro BO3MemeHH«, npeaycMOxpennwM nacxoamnM

18.3.3. Ilpn najiHHHH cnopa 06 oGcxoaxenbcxBax, nepeMHcneHHbix B n. 18.3.1. HacxoaujcrofloroBopa, Jin6o B cnynaax, Koraa nocxpaaaBiuee JIHUO o6paxHJiocb nenocpeacxBCHHO B cyac HCKOM o BosMemenHH Bpeaa, cxpaxoBOH cjiynaft noaxaepacaaexca BcxynHBuiHM BsaKOHHyio CHJiy peiiienHeM cyaa (apOHXpaacnoro cyaa). jiH0o saKJironeHHUM c rmcbMeHHorocorjiacna CxpaxoBiiiHKa H yxBepiKaeHHbiM cyaoM (ap6nxpa>KHbiM cyaoM) \inpoBbrMcorjiaineiiHeM, noaxBep^iyiaiomHM nacxynjieHHe oxsexcxBeHHOcxH CxpaxoBaxena nepeaBbiroaonpHoSpexaxeneM (HHHM nojiynaxeneM cxpaxosoro BOSMemenna, npeaycMoxpennwM

- aa spea, npHHHHeHHbiH B pesyubxaxe HeaocxaxKos pa6ox, ynasanHbix B aoroaopecxpaxosaHHa, H pasMep noane»amero BosMemeHHK) speaa;- sa y6bixKH, BOSHHKtuHe y co6cxBeHHHica saanna, coopyaceHHa, KonueccHOHepa,SaCXpOHLUHKa, XeXHHHCCKOrO 33Ka3HHKa, KOXOpbie BOSMeCXHJIH B COOXBeXCXBHH C

saKOHoaaxejibcxBOM POCCHHCKOH OeaepauHH npnHHHeHHbifi spea H BbiruiaxHjiHKOMnencanHK) csepx BOSMemeHna apeaa B COOXBCXCXBHH co cxaxbeti 60FpaaocxponxejibHoro KoaeKca POCCHHCKOH OeaepauHH, H pasMep noane>KamHXBOSMCIHeHHW ySblTKOB.

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