1. SmartSIGN 2015. 06.23 : (KTB ) 2. WE'RE GOING TO USE THE BEST
POINTING DEVICE IN THE WORLD. WE'RE GOING TO USE A POINTING DEVICE
THAT WE'RE ALL BORN WITH - BORN WITH TEN OF THEM. WE'RE GOING TO
USE OUR FINGERS. Steve Jobs ! 3. 4. IT Gartner hypercycle
technology 2015 () (IoT) 5. Business Area IoT(Internet of Things) /
FinTech() ( )(/)FDS(Fraud Detection System) 6. Business Area Growth
, , 7. 8. ( ) RAT /, () 9. SmartSIGN 10. ( , RAT) 11.
Gartner(2014.4), A Taxonomy of User Authentication Methods KTB
SmartSign 12. 1( ) 13. 2 14. -3 15. : > > > (Middle) ()
(Middle) (Low) () (Low) (High) () (Middle) (Middle) () (Middle) NFC
OTP Q&A / () 2 16. SmartSIGN vs Key figures SmartSIGN (/) ) , ,
) / ( ) ( ) ) ONLY ( ) / ( ) ) ( ) (Emergency Mode) ) ) + + Only
17. SmartSIGN , Score (No Image) 1/10 15 () SmartSIGN 18. ()
SmartSIGN SV SignDoc / KTB (1) KOFAX( ) ( ) () (SignDoc ) ()
(SignDoc ) () (SmartHacker ) (SignDoc MOBILE ) /
99.999999999999999% ( 15 ) 98% (SignDoc SDK/ ) 98% 19. SmartSIGN ()
, () - 60% , , 20. SignPAY(SmartSIGN + ) SmartSIGN , (, , , )
SignPAY Server 21. ( ) FinTech (,,,) , IoT(), ( ) ( ) , , PG 2CH
(SMS/ARS ) (, ) SmartSIGN 22. Key figures A FDS / , B C D , E ( ) (
USB ) F , G () / H (ATM) () / I / J OOOO () K L / M 23. OTP NFC SMS
/ () () () ( ) X X X X 3 (= ) (, , ) / (= ) () ~20 ~20 ~10 ~1 ~10
~10 ~2 (= UX ) (= ) (3 , ) X X X X X X O (=95% ) 24. SmartSIGN
SmartSIGN () () / SIGN UI / + + + + KTB SmartSign WAS/WEB FDS /
Agent DB File , CDMA PUSH , CDMA ( ) OS IOS OS - * , 25. SmartSIGN
1 ? / 2 3 ( , , , ) 4 , Root , , , , 5 , Score (, 88%) 26. Future
(Board Member) FIDO(Fast Identity Online) USID(Unique Secure
Identity) - ( ) - - - ( ) - -FDS / 27. - SmartHacker SmartSIGN
SmartHacker SmartHacker , (/ ) , Zero-Day Attack / (RAT ) / , / 28.
(SmartHacker) H/W S/W, - / - -KISA - - Unique Hash / / SMS url ,
apk 3 / / , / , , IP / Live Hidden / / Proxy , 29. 30. . KTB A 1906
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