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mass affluent
0%
10%
20%
30%
40%
Citibank UniCredit - 24
75
0
275
550
825
1100
2007 2008 2009 2010 2011 2012 2013 2014
Mass affluent (5 )Affluent (1 )Upper mass (7 )
Mass (29 )
Low mass (33 )
Mass affluent
Affluent
(44 %)
(24%)
(32%)
Executive summary
Summary
, - . 1.1-1.2
Citibank UniCredit 24
Executive summary
Summary
MBS
BF Business Forward - 27 - 134 800 - 315 - :
- 1,000,000 - , , - 12 - 228 ( .. New York, London, ) - 50 ( ) - 500,000 - 10,000
- 0 300,000. 15,000.
Moscow Business School - - 15,000 - 400 - - 26 - 70
- 25,000
/ 3 5 3 4 5 20
1 3 2 2 2 10
4 1 4 3 3 15
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Executive summary
Summary
- (, , ..) - mass-affluent affluent
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10 %25 %30 %35 %
cosmopolitan
anywayanyday
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Executive summary
Summary
, -. - : , , , .
0
1000
2000
3000
4000
(3,2) (530) , (330) . (187)
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2015 2016 2017 I II I II I II
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(. 6)
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Timeline
18
19,5
21
22,5
24
25,5
27
2015 2016 2017
, Affluent Mass-Affluent 27. (45% )
Executive summary
Summary
Executive summary
Summary
mass affluent
, .
Citigold 2500000
Prime Club 700000
PSB- 1000000
- 2000000
Premium Banking Premium Direct
Pro2000000
24 1500000
-club 1500000
1.
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k=1+0.001*n,n -
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2013 2014 2015 2016 2017 - (
)47 54,05 62,1575 71,481125 82,20329375
mass-auent auent ( )
14,1 16,215 18,64725 21,4443375 24,660988125
mass-auent auent 2017
14,1 16,215 21,755125 28,59245 36,9914821875
11 % 11 % 11 % 11 % 11 %
(t) 1 2 3
PDV 19,59921 23,20627 27,04785
. pdv.xlsx