rapid! PayCard® Visa® Payroll Card – the free alternative to paying employees which eliminates paper paycheck distribution. Our epayroll debit card program is a proven winner for franchisees and their employees across the country.

OverviewWith 65% of its employees lacking bank accounts, Western Restaurants needed a flexible way to deliver pay while reducing costs. With 52 Wendy’s franchise locations across Kentucky, Illinois, Tennessee and Virginia, they employ roughly 1,650 workers.

The Problem & Goal • Western Restaurants had always relied on paper checks for pay delivery. • With 43,000 checks, paper had become time-consuming and expensive. • Annual $148,000 payroll costs kept spiraling higher • Location managers were distracted by manual distribution of paychecks • Only 35% of Western Restaurants’ employees had bank accounts

As part of a company-wide effort to go paperless, Human Resources Manager Carla Cooper decided to investigate electronic-payroll solutions that could replace paper checks.

With the WEX rapid! PayCard, Franchisees Nationwide are…

• Reducing costs • Eliminating paper paychecks and paystubs through epayroll • Improving efficiencies • Saving employees time and money • Allowing managers to focus on operations & not pay distribution

Case Study: Quick Service Restaurant

WEX rapid! PayCard

WITH THE WEX RAPID! PAYCARD

We see payingemployees

DIFFERENTLY.

WENDY’S FRANCHISE SAVES $50,000, ACHIEVES 100% E-PAY WITH WEX RAPID! PAYCARD.

Case Study:Quick Service Restaurant

Now celebrating 30 years in the payments industry.

The rapid! PayCard® Visa® Payroll Card is issued by The Bancorp Bank pursuant to license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Bancorp Bank; Member FDIC.*Cardholders have free and clear transactions to access their card balance.

We see corporate payments di�erently.

LEARN WHY FRANCHISEES NATIONWIDE ARE MAKING THE SWITCH TO WEX RAPID! PAYCARD

VISIT WWW.RAPIDPAYCARD.COM

Paperless Made PainlessCooper first heard about WEX rapid! PayCard through favorable referrals from colleagues. “We’d looked into other paycard companies, but none had the overwhelmingly positive references that rapid! did,” she says.

Enrollment was quick and painless and occurred in weeks, not months. Cooper was impressed with the high service level. “I’ve been in HR for twenty years, and the WEX rapid! PayCard team was the easiest, most responsive group I’ve worked with on a program roll-out.”

Benefits were realized immediately. Western Restaurants shaved administrative time, and more than $50,000 from annual payroll expenses. Also, non-banked employees got new financial freedoms. “My employees love it because they don’t have to wait for their pay,” says Cooper. “And my managers tell me, ‘I can run my store now and focus on customers.’”

Solution at WorkBy switching to WEX rapid! PayCard, Western Restaurants eliminated paper checks entirely, and created long-lasting benefits, including:

• 100% e-pay enrollment - cut out 42,900 paper checks annually • Saved 34% on annual payroll costs—roughly $50,000 • Eliminated payday confusion and improved overall payroll efficiency • Provided unbanked employees new financial benefits

“WEX rapid! PayCard is secure, �exible and reliable, and it eliminates the payday drama for both our managers and employees alike. I can’t imagine going back to paper checks. In fact, I can’t believe we waited this long to switch!”

Carla CooperHR ManagerWestern Restaurants