From the Eiffel Tower...I know I have it RUFF! I’m having the time of my life. I trans-ferred all my loans to HPFCU. Je t'aime! Now I’m saving so much money on interest rates and I only make one small payment a month. Life is so much easier.

P.S. Don’t forget it’s your last chance to enter THE DOG DAYS ARE OVER SWEEPSTAKES!

bonejour!ooh la la! FROM PARIS

WIT H LOVE

It’s so easy to refinance your loans from elsewhere, or to apply for a new loan...

Call 713.22.LOANS,Visit hpfcu.org, Come by one of our officesor scan this!

You couldstill win$5,000.*

**TERMS AND DETAILSHouston Police O�cers, Houston Police Department Civilian Employees, retired HPD O�cers and Civilian employees, and family members of the above including spouse, children, brothers, sisters, parents, parent-in-law, daughters-in-law, sons-in-law, grandchildren, and/or any legal dependents of a member or member’s spouse can do business at Houston Police FCU. Existing Houston Police FCU loans are not eligible for re�nance. Qualifying Houston Police FCU loan criteria applies for all loans. Each quarter in 2011 one prize of $5,000 will be awarded to a member. Winners will be announced the �rst week of April 2011, July 2011, October 2011 and January 2012 for a total of 4 winners. Winners will be noti�ed by phone. Winners will receive the $5000 prize which will be paid directly to the winner. Auto, boats, motorcycles, recreation vehicles, home equity, mortgage and/or signature loans obtained with Houston Police FCU each quarter with a minimum original balance of $5,000 are eligible for entry. Each eligible loan quali�es as another entry. Other restrictions may apply. This o�er cannot be combined with any other o�er and Houston Police FCU reserves the right to discontinue promotions without notice at any time for any reason. Anyone can enter the drawing by sending a 3x5 postcard with your name, address and phone number to: Houston Police FCU - $5000.00 Sweepstakes, Attention: Carolyn Roos, 1600 Memorial Drive, Houston, TX 77007. Your entry will be included in the next quarterly drawing. Maximum entries per member per quarter are 4.

Houston Police FCU board members, committee members, employees and their immediate family members are not eligible to win.

Our loanrates areincrediblylow!

PRST STDU.S. POSTAGE

PAIDSan Antonio, TXPERMIT #4043

> Main Branch: 1600 Memorial Drive • Houston, Texas 77007

> Other Branches: Willowbrook Branch • Travis Branch

> hpfcu.org

Federally insured by NCUA