риф + киб 2012

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2. 1. 2. 3. 6% - 33% SMS- 6% -7% 8% 15% 65% : . 2011. 4. . . - 120 000 7%12%81% 5. 95% 4,5%5,0% 0,5%Source: Central Bank of Russian Federation, 2010 6. Fraud = : CVV/CVC fraud CVV/CVC- Source: Independent market research conducted by Dynamic Markets onbehalf of Chase Paymentech, (April 2011) , feedback cash & delivery 7. : QIWI QIWI 120,000 2 500 80 QW $12 7 2.8 40 12 , 70 8. : , QIWI , Online Banking On-line Retail Online retail Visa Personal Payments P2P QIWI Visa Virtual QIWI Visa Card QIWI Visa Plastic Card Visa Personal Payments . WEB, mobile WEB USSD SMS- 9. Qiwi Visa Plastic . 10. QVP - QIWI - , Visa QIWI . QIWI Visa , Visa. 11. QVP. o o ( underbanked) o 2012 70 000 . 5 . QVP?1. 2. QVP . 12. QIWI o USSD- - 10 o - - - , o - 13. !Sincerely yours, Bogdan ShevchenkoBusiness development in QIWI WalletPhone.: +7 (495) 783-59-59 ext. 64-04Cell.: +7 (495) 227-71-97E-mail: bs@qiwi.ruw.qiwi.ru