Introducing the portfolio for investments in attractive non-tradable assets Investing in financing real-estate projects in Israel, in areas where there is demand to purchase apartments – TAMA (National Outline Plan) 38. Benefiting from investment advantages in the financing (not development) of projects, enabling the investor to obtain excess returns Preference and precedence on return of investment (principal + interest) for the investor and always before distribution of profits to the developer and managing partner Tax payment on interest only (according to an opinion received from Ernest & Young) Short-term investment of up to 3 years

These National Outline Plans are considered extremely attractive in the Israeli real estate market, both from the aspect of the developers and from that of the apartment purchasers. Implementation of these plans is encouraged by the state, by expanding the approvals and tax relief given. The apartments offered for sale in these projects are considered to be in very high demand, because they are unique new apartments built in city centers on the basis of a recognized and stable infrastructure. All of these benefits make TAMA 38 projects most profitable.

Wealthstone is the largest company in Israel for financing TAMA 38 projects through limited partnerships, in which the Company serves as the general partner. Each partnership invests in a number of projects, with various risk levels, starting from the stage of receipt of a conditional building permit or an actual building permit. Wealthstone has simple investment mechanisms enabling investment in channels other than the stock exchange, i.e. real estate in Israel and overseas, private equity, etc., in a convenient, easy and simple manner. Through these mechanisms, the investor benefits from full transparency and all the safety that can be obtained today in the alternative investment market, such as: Protecting the investor’s funds through the Bank Leumi Le’Israel Trust Company Ltd. The investors' association under the limited partnership is registered with the Registrar of Partnerships, with Wealthstone the managing partner. Strong securities – registering a lien in favor of the developers' rights and registering a mortgage (as far as possible) in favor of the partnerships. Distribution of investments – every partnership invests in 2-4 different projects. Filtering projects by the Wealthstone Investments Committee, made up of a professional team of the best experts in their field. Every project that is proposed to the Committee is examined from a financial, legal, appraisal and insurance aspect.

1. Joining the limited partnership after a Company representative signs up the investor.2. Depositing the investor’s funds in a partnership account, in which the Trustee – Bank Leumi LeIsrael Trust Company Ltd. is the only authorized signatory. 3. Selecting the projects to be invested in by the Wealthstone Investments Committee, after thorough investigation into the project by a professional team, including a financial, appraisal, engineering, legal and insurance analysis.4. Transfer of the investment funds to finance the projects by the Trustee, and according to the stages of progress fixed in advance in the loan agreement and approved by the engineering supervisor and/or fund manager. 5. At the end of the project, the principal and interest is returned (as agreed in the financing agreement), and deposited in the partnership account in which the only authorized signatory is the Trustee – Bank Leumi LeIsrael Trust Company Ltd.6. Reimbursement of the investor’s investment – the Trustee deposits in the investor’s bank account the principal and interest (net of tax) that has accrued during the investment period.

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Wealthstone Real Estate – Biggest partnership developer in IsraelFinancing urban renewal TAMA 38 – Permit

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