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Универзитет “Гоце Делчев”-Штип “Факултет за туризам и бизнис логистика”- Скопје Проектна задача по предметот Банкарско работење Тема: “Видови на банкарски производи” Професор: Студент: Проф.Д-р. Зоран Темелков Пасковска Елена, 172702

Бизнис логистика семинарска.docx

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, 2014

1.Abstract32.43.54. 65. 85.1. 85.2. 105.2.1. 115.2.2. 115.2.3. 125.3. 135.4. () 146. 157.208. 21

Abstract

There are many services that banks perform today. Constant increase of new banking activities and functions, often initiates need be separated and analyzed. In that sense, there are two specific areas of banking operations, such as: short-term (working) and long term (investment) banking. Each of these two areas are divided into the following groups: active banking, banking passive, neutral and own bank works. Active banking operations cover all those activities in which bank appears as a creditor or creditors, while the funds that collecting (mobilize) with mobilizatorskite banking marketed in the form of credits. Passive (mobilization) banking operations are those in banking the bank appears as the debtor (obligation) to owners deposited funds. These banking collected and concentrate funds. By analyzing the bank operates in terms of their importance, the active and passive banking operations represent its main operations, while neutral is optional. Neutral banking operations are called so because the bank does not occur in any part of the debtor, or the role of trustee. That is, these activities are called intermediary or banking commission. For the services the bank does not charge interest, but the commission. In a broader sense activities of a bank is its own affairs, because it performs in its own name and for its own account. However, in the narrow sense, is typically own affairs to include those things that bank to initiate the acquisition earnings which is neither interest nor the commission, but a special business tax.

Key words:Banksshort-termlong termactive banking operationspassive banking operationsneutral banking operationsown affairs

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