1Q / 2010 (v.1)

1Q / 2010 (v.1)/

*

20102010515515

*

*

1Q/10 1Q/10 6 YoY; NIM4Q/091.00%1Q/101.01%45%YoY1Q/1038bps1Q/10NT$274M (9bps)0.90%106NT$1.006/23; 56

*

; : NT$bn: -6% 1Q/10 ** ** **Total:1,3131,2961,2801,2801,228

Chart1

522098356304609

502098051308598

532096444320591

582075741339578

592053123342569

Other consumer

Mortgage

Gov.-linked

Other corp.

SME

Large corp.

Sheet2

200220031Q/092Q/093Q/094Q/091Q/10

Other consumer331635250535859

Mortgage60142209209209207205

Gov.-linked0768380645731

Other corp.5651444123

SME304308320339342

Large corp.609598591578569

Sheet2

1

Other consumer

#REF!

Mortgage

Other corp.

*

* **1Q/1038bps1Q/101Q/1038bps7* ** / ;

Chart1

0.0131

0.0093

0.0084

0.0152

0.0078

0.0087

0.0038

New NPL

Sheet1

Mega Bank Corp. Loan NPL Trend

2004200520062007200820091Q/10

New NPL1.31%0.93%0.84%1.52%0.78%0.87%0.38%

Sheet1

0.01312004

0.00932005

0.00842006

0.01522007

0.00782008

0.00872009

0.00381Q/2010

New NPL

Sheet2

Sheet3

Chart1

0.01320.014

0.01320.0158

0.01350.0158

0.0120.0151

0.01260.0145

0.01280.0146

0.01170.0148

0.01080.014

0.01160.0126

0.01170.0128

0.01190.0126

0.01020.0114

0.010.011

0.01030.0105

0.00960.0096

Sheet1

Mega Bank Corp. Loan NPL Trend

Jan-09Feb-09Mar-09Apr-09May-09Jun-09Jul-09Aug-09Sep-09Oct-09Nov-09Dec-09Jan-10Feb-10Mar-10

1.32%1.32%1.35%1.20%1.26%1.28%1.17%1.08%1.16%1.17%1.19%1.02%1.00%1.03%0.96%

1.40%1.58%1.58%1.51%1.45%1.46%1.48%1.40%1.26%1.28%1.26%1.14%1.10%1.05%0.96%

Sheet1

Sheet2

Sheet3

*

**: NT$MN: NT$MN* 90** :

*

* ; ** ; 1Q/10 * 1Q/10 **: NT$1,228BN: NT$2,669BN

*

: NT$bnOBUOBU

1Q/10 * * ** OBU Off-Shore Banking Unit

Chart1

928179205

926170198

915167196

921169188

879168180

Domestic

OBU

Overseas branches

Sheet2

200220031Q/092Q/093Q/094Q/091Q/10

Domestic33163928926915921879

OBU60142179170167169168

Overseas branches076205198196188180

Total1,3121,2941,2781,2781,226

Sheet2

1

Domestic

#REF!

OBU

Total

*

*: %; NT$bn1Q/10 * .

Total: 1,3781,4691,4551,4511,5121,4951Q/1053

Chart1

314181530353

339214539377

372229520334

392248501310

441265520286

430270529265

NTD demand deposit

FX demand deposit

NTD time deposit

FX time deposit

Sheet2

200220034Q/081Q/092Q/093Q/094Q/091Q/10

NTD demand deposit33163314339372392441430

FX demand deposit076181214229248265270

NTD time deposit60142530539520501520529

FX time deposit353377334310286265

Sheet2

0100

000

0

0

0

NTD demand deposit

#REF!

#REF!

FX time deposit

*

** OBU

*

NIM NIM*: NT$MN*NIMNIM.

: NT$BN* NIM = / NIM

Total:1,8612,1052,1552,1612,0952,060

Chart1

1295337229

1331333441

1296363496

1288385489

1267445384

1216461384

loan

others

interbank

Sheet2

200220034Q/081Q/092Q/093Q/094Q/091Q/10

loan331631,2951,3311,2961,2881,2671,216

others60142337333363385445461

interbank076229441496489384384

Sheet2

1

loan

#REF!

others

#REF!

*

NIMNIM: NT$MN: NT$MN* NIM = / NIM

NIM* +NIM*

*

1Q/10 *: NT$MN* ** **1Q/102010

208185461Total: 447337378449342

Chart1

2Q/081715316360

3Q/08215629886

4Q/0839296179

1Q/0964375529

2Q/091195113136

29925316045

6776022579

0425416581

Bond Fee

Structured Notes Fee

Bancassurance Fee

Mutual Fund Fee

Management Fee**

Sheet2

200220032Q/083Q/084Q/081Q/092Q/093Q/094Q/091Q/10

Bond Fee2960

Structured Notes Fee331631712153964119927742

Bancassurance Fee251405362293751536054

Mutual Fund Fee60142163986155131160225165

Management Fee**0766086792936457981

Sheet2

1715316360

215629886

39296179

64375529

Structured Notes Fee

Bancassurance Fee

Mutual Fund Fee

Management Fee**

*

1Q/091Q/10: NT$MN

Chart1

186342

371415

321561

8687

178263

86104

560

1Q/09

1Q/10

Sheet2

20022003

1Q/0933163186371321861788656

1Q/1025140342415561872631040

*

1~4Q/09 RP

14Q/09 1: NT$BN

Chart2

23

22

3

85

261

121

115

7

9

2

4%

3%

Sheet1

Mega FHC Financial Asset Breakdown

Financial assets at fair value thru P&L3Q/083Q/07

Stock(Listed)112

Stock(Un-listed)00

Mutual fund03

CP7683

NCD & CD930

Corp bond & bank debenture5663

Gov. bond & treasury note1411

Derivatives73

Others11

Sub Total164206

AFS financial assets3Q/083Q/07

Stock(Listed)1216

Stock(Un-listed)00

Mutual fund1521

CP57

NCD & CD232



Derivatives00

Others14

sub total223294

HTM financial assets3Q/083Q/07

Stock(Listed)00

Stock(Un-listed)00

Mutual fund00

CP00

NCD & CD6816



Derivatives00

Others00

sub total8630

Others financial assets3Q/083Q/07

Stock(Listed)00

Stock(Un-listed)2426

Mutual fund00

CP00

NCD & CD00



Derivatives00

Others33

Total position2934

Total financial assets4Q/09

231228

222326

3124

8512190

2619778

121132142

115142165

7123

9

2148

Total position0554564

Sheet1

Sheet2

Sheet3

Chart2

128

233

263

25

Sheet1

Mega FHC Financial Asset Breakdown

Financial assets at fair value thru P&L3Q/083Q/07

Stock(Listed)112

Stock(Un-listed)00

Mutual fund03

CP7683

NCD & CD930



Derivatives73

Others11

Sub Total164206

AFS financial assets3Q/083Q/07

Stock(Listed)1216

Stock(Un-listed)00

Mutual fund1521

CP57

NCD & CD232



Derivatives00

Others14

sub total223294

HTM financial assets3Q/083Q/07

Stock(Listed)00

Stock(Un-listed)00

Mutual fund00

CP00

NCD & CD6816



Derivatives00

Others00

sub total8630

Others financial assets3Q/083Q/07

Stock(Listed)00

Stock(Un-listed)2426

Mutual fund00

CP00

NCD & CD00



Derivatives00

Others33

Total position2934

Total financial assets4Q/094Q/083Q/07

1281228

2332326

263124

2512190

Sheet1

Sheet2

Sheet3

*

*

1Q/10 : NT$MN11111,23-----1. 2. 3.

*

45 YoY; : NT$MN**45 YoY

NT$1BN +45%1Q09 vs. 1Q/10 *1Q/2010

* 1Q/091Q/10**

NT$0.3BN NT$0.3BN

*

**Moodys: A1 / S&P: A Moodys: A3Moodys: A3 / S&P: BBB+ * : 200% : 150% : 8.0% : 8.0% : 100%*

*

ROE ROA: NT$100% Payout81% Payout833% Payout77% Payout ROE 10~12% ROA >1%ROEpay-out >70%>50% 1005720082009NT$1.0056

* DPS / ** 1Q/10

*

ITECFA 35 13.44NT$6.08BNNT$11.62009420126

NT$1.2BN

*

NT$1.0BN NT$0.3BNNT$0.3BNNT$0.3BN* 1Q/10; 1Q/09 20091Q/10*

Sheet1

NT$MN, except per share data1Q/2010*1Q/2009*YoY2009*

6,0757,261-16%26,475

2,4021,65245%9,539

404553-27%1,360

6221,644-62%4,728

30842633%2,071

00-(180)

24234%185

770%2

38426644%1,955

(161)(423)-62%(1,993)

00-462

(104)1,595-107%1,829

9,96112,620-21%46,432

(5,015)(4,821)4%(20,048)

4,9467,799-37%26,384

(274)(2,935)-91%(7,306)

80(171)-147%(22)

4,7524,6931%19,056

(788)(1,058)-26%(4,711)

0(2)-100%(13)

3,9643,6359%14,332

EPS (NT$)0.360.339%1.30

*

1Q/10** 1Q/10; 1Q/09 2009

Sheet1

1Q/2010*1Q/2009*YoY2009*YTD

:

$402,398$561,304-28%$404,879-1%

$831$1,860-55%$7964%

$152,311$184,035-17%$127,52519%

$217,343$250,865-13%$233,017-7%

$269,014$133,512101%$263,1532%

$20,626$25,658-20%$24,821-17%

$126,709$90,85339%$121,3554%

$1,231,439$1,314,519-6%$1,281,835-4%

$2,526$2,588-2%$2,728-7%

$22,424$24,111-7%$23,690-5%

$15,270$10,97639%$13,73211%

$2,460,891$2,600,280-5%$2,497,531-1%

$410,726$586,151-30%$453,897-10%

$1,470,678$1,410,9474%$1,484,629-1%

$54,464$57,085-5%$57,259-5%

$186,633$234,891-21%$171,3669%

$139,090$130,5127%$134,0874%

$2,261,591$2,419,586-7%$2,301,236-2%

$110,594$110,5940%$110,5940%

$43,426$43,4260%$43,4260%

$35,880$23,98250%$31,91712%

$8,758$2,135310%$9,718-10%

$642$55516%$6410%

$199,300$180,69310%$196,2952%

$2,460,891$2,600,280-5%$2,497,531-1%

(NT$)18.0216.3410%17.752%

*

*

100%100%100%100%100% (2886)100%100%1Q/2010*NT$ Billion100% *** **

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LabuanSingaporeChonburiBangkokHo Chi Minh CityManilaBahrain*ParisAmsterdamLondonLos AngelesVancouverRichmondPanamaColonSilicon ValleyChicagoNew YorkToronto -ChinatownTorontoOsakaTokyoTaiwan (OBU)Ha Noi**BangnaMumbai*Suzhou*Ban PongAbu Dhabi**HKPhnom Penh**Ban Pong)3Q/09

Kuala Lumpur** BahrainKuala LumpurMumbai **

*

CBO/ABCPRMBS 1Q/2010: NT$MN USD:NTD=1:31.773

Documents

1Q / 2010 (v.1)