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PROJECT RESEARCH REPORTON

Topic: ‘NON PERPOFMING ASSETS ON PUBLIC SECTOR BANK’

Session 2012-14

DR.B.R.AMBEDKAR UNIVERSITY, AGRA

Under The Guidance Of SUBMITTED BY:

Dr. Niraj Gupta Arun Kumar Sharma

MBA (Finance)

Roll.No.04

S.P.C.J.INSTITUTE OF COMMERCE, BUSINESS MANAGEMENT & ECONOMIC (KHANDARI CAMPUS)

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CERTIFICATE OF ORIGINALITY

I Arun Kumar Sharma Roll No.04 batch of 2012-14,a full time bonafide student of 4th

Semester of Master Of Business Administration (MBA) programme of S.P.C.J.Institute

Of Commerce, Business Management & Economic (Khandari Campus)

Dr.B.R.Ambedkar University, AGRA,I hereby certify that project research report Non

Performing Assets on Public Sector Bank submitted in partial fulfillment of the

requirements of the programme is an original work of mine under the guidance of faculty

mentor Dr.Niraj Gupta, and is not based or reproduced from any exiting work of any

other person or on any earlier undertaken at any other time or for any other purpose, and

has not been submitted anywhere else at any time.

(Student’s Signature) Faculty Mentor Signature

Date:

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DECLARATION

I undersigned hereby declare that the project entitled " Non Performing Assets on

Public Sector Bank” is the original piece of work submitted by us under the guidance of

Dr.Niraj Gupta for the partial fulfillment of the requirement of MBA Degree of SETH

PADAM CHAND JAIN INSTITUTE, AGRA UNIVERSITY AGRA and is

exclusively prepared and conceptualized by us and the findings in this project report are

based on the data collected by us and to the best of our knowledge and belief this report

has not been copied from any research submitted by anyone, anywhere earlier.

Arun Kumar Sharma

Seth padam Chand Jain Institute,

Agra University, Agra

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PREFACE The MBA is not an end in itself, but a means to an end. It is a degree designed to

give us the ability to develop our career to its fullest potential, at an accelerated pace. To

become a successful manager in this competitive era the first and foremost task is to have

a real life experience about the corporate world. We are very much fortunate that in our

syllabus there is a provision for Summer Training of eight weeks in the public sector or

private sector. We have made our research project report 4th semester at Public Sector

Bank . In Public Sector Bank we have come to know a lot and I believe those will pave

our way during our working in the corporate world.

I am very much glad to present our project report on “Non Performing Assets on

public sector Bank .

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ACKNOWLEDGEMENT

We take this opportunity to thank all the person without whose constant guidance,

support and help, this project would not have seen completion.

We avail our self of the opportunity of offering our sincere thanks to all the

members of the Department of Business Administration, Agra University for

organizing the research project report 4th semester in Public Sector Bank and also for

their generous guidance and help in the preparation of this report.

We would like to express our gratefulness to Dr.Birjesh Kumar Rawat (Director)

for giving us the chance to carry out our project in his organization.

We acknowledge our indebtedness to our project guide Dr.Niraj Gupta,

Prof.S.P.C.J. Institute for his insightful comments and guidance regarding the

manuscript of this report.

We also like to thank Dr.Alok Kumar Saxsena Program Coordinator and all the

Officers and staff of Internal Audit Department, for helping and supporting us during

the research project report.

Last but not the least, our thanks also extended to all the respondents of Institute,

who has taken the pain of filling up the questionnaire and helped us to carry out the

study on their inputs.

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