Upload
nalini
View
12
Download
6
Embed Size (px)
DESCRIPTION
questions
Citation preview
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 1/16
Home Current Af fairs ▼ Papers Quiz ▼ Aptitude ▼
English ▼ Downloads Notifications
IBPS PO and Clerk Interview Questions andAnswers PDF Download
Published on 11/17/2015 02:00:00 PM
Share on Facebook Share on Twitter Share on Google+
Today I am sharing few very important questions for IBPS PO and Clerk interviewquestions. I tried to give short answer to each of the questions as during interview youwon't get more than 15 seconds to answer a questions
LIST OF QUESTIONS WITH ANSWERS
Why you want to enter in Banking industry
Because this industry is growing steadily and there would be no limit to my career growth.Further I need stability in my career.
Why are you not working anywhere from past 6 months ?
As competition in banking exams in fierce, I was preparing for bank exams and a job coulddistract me from my mission. I concentrated on bank exams preparations only.
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 2/16
Can you shift to another city ?
Yes, this job means a lot to me. I can move anywhere.
Why you left your previous job ?
I can see a better and properous career in banking industry.
Why don't you join your father's business ?
He is not making much money so he ordered me to do a job.
Must read 50 Most Popular bank interview questions
What is CRR
Cash Reserve Ratio is percentage of customer's deposits with commercial banks that theyneed to deposit with RBI. Right now it's 4%.
==>> Must read Tools in hands of RBI
What is SLR
Statutary Liquidity Ratio is the percentage of liabilities and time deposits that commercialbanks need to keep with them in form of Cash, Gold or Government approved securities.Right now SLR is 22%
What is Bank rate
Rate at which RBI lends money to commercial banks without any security.
What are open market operations
Buying and selling of government securities and bonds in open market by Government tomaintain desired liquidity levels.
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 3/16
What is Sensex and how it is calculated
Sensex is the index of top 30 stocks in Bomaby Stock Exchange(BSE)
Value of Sensex is calculated using "Value of Sensex is calculated using "Free Float Market CapitalizationFree Float Market Capitalization" method." method.
Free float ratio is number of outstanding shares available for general public to trade.Free float ratio is number of outstanding shares available for general public to trade.
Formula to calculate Sensex :Formula to calculate Sensex :
What is CP ?
Commercial paper is a short term unsecured debt instrument.
What are various services provided by a commercial bank ?
Lockers
Safe custody of funds
Advancing loans
Fund transfers
Periodic payments
Underwriting of shares
Dealing in foreign exchange
Discounting of loans
Overdraft
Must read Functions of Banks
What is PPF
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 4/16
What is PPF
Public Provident Fund is a tax saving investment for individuals.
Features : Number of deposits per year 1 to 12
Minimum deposit Rs 500
Interest received is tax free
Investment is exempted under section 80(c)
What are various investments under section 80(C) of IncomeTax act
1. Fixed deposit (5 years)
2. PPF
3. Equity mutual funds
4. ELSS
5. EPF and VPF
6. NSCs (National Saving Certificate)
7. ULIPs
8. NPS (Pension plans)
9. Life insurance
==>> List of 80C investments
Minimum lockin period for Tax saving Fixed Deposit
5 years
What are NPAs
NPA stands for NonPerforming Assets.
Bank gives loans and advances to it's customers. These loans and advances are bank's
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 5/16
assets. When the customers don't repay back the bank's money they don't perform. Suchassets are known as NonPermoerming Assets.
==>> Read more about NPA's here
What was the purpose of setting up NABARD
NABARD is the apex institution for the development of farm sector , cottage industriesand small scale industries in rural areas.
What are various functions of RBI
Government’s banker and performs banking functions for the central and thestate governments.
Bankers of banks
Maintain liquidity in the economy
Regulator of country's financial system
Regulates and facilitates foreign trade advisor to the Government of India
Issue currency notes
Must read RBI Bits
What is IRDA and what are it's functions
Insurance Regulatory And Development Authority (IRDA) is the sole authority to regulatethe insurance industry in India , to ensure the growth of insurance industry and protectthe interest of policy holders.
Must read Financial sector regulators
What are Derivatives ?
In Derivative market the value of the instruments bought and sold is based on value of theunderlying asset. The value of the instrument is ‘derived’ from the value of the underlyingasset and hence it is known as Derivatives.
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 6/16
What is an Option in derivative market ?
An Option give right to Option Holder to buy or sell a commodity during a certain periodof time or on a specific date.
What is Call option and Put option ?
Call option An option which gives right to the Option Holder to buy a certain stock atspecified time and specified date
Put option An option which gives right to the Option Holder to sell a certain stock atspecified time and specified date
What is GDP ?
Gross Domestic Product is the sum of all the goods and services produced within physicalborders of a country in within a specific period of time.
==>> GDP and GNP explained
What is GNP ?
GNP = GDP + Income of residents overseas Income of Foreigners within the borders ofdomestic economy
What is Monetary Policy
Policy by which a central authority attempts to control liquidity and interest aimed highgrowh rate and price stability.
==>> Monetary policy notes
What is Fiscal policy
Government revenue generation and spending policies that impact the macro economy.
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 7/16
Government revenue generation and spending policies that impact the macro economy.
What is Fiscal deficit
Excess of government expenditure over revenue
What is DeMat account
It is the process of converting the physical share certificates into equivalent number ofelectronic holdings
What is RuPay card
RuPay is India’s own card payment system launched by National Payments Corporation ofIndia (NPCI)
Bull and Bear market
When investors expect prices to rise, it's known as Bull market.
When investors expect prices to fall, it's known as Bear market.
What is SWIFT
Financial messaging network which exchanges messages between banks and financialinstitutions
What is Service Tax
Tax levied on providing services in India, Rate is 12% + 0.36% for Education Cess.
==>> Detailed article on Service tax
What is Mutual Fund ? What is safest type of fund ?
Mutual Fund is a pool of fund where investors invests their money for a commonobjective.
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 8/16
Benefits of Mutual funds Exempted under section 80(C) Managed by experts
Index funds are safest because money is invested in all index stocks. The rise or fall ofvalue align with index.
Must read Mutual funds explained
What is GST
Goods and Services Tax, desision on this tax is pending. GST is going to replace all indirecttaxes.
Download Free Interview Digest PDF
16,437 people like this.Like Share
Read Railways Exam Notes
Join 40,000+ readers and get free notes in your email
Enter your email address... Join
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 9/16
Labels: interview
Comments for this thread are now closed. ×
31 Comments BankExamsToday Login1
Share⤤ Sort by Newest
•
Saswati Mishra • 5 months agoSLR 21.5% i think?
3△ ▽
•
Tamannaah Qureshi • 6 months agoThanks for Your help Raman. Thank you
△ ▽
•
Arun Banga • 7 months agosir please changed service tax rate from 12.36% to 14%
1△ ▽
•
Ajay Behera • 7 months agoThank you sir..Today was my axis bank younger banker program interview at,circle office BBSRODISHA
△ ▽
•
kris chaitu • a year agoRespected Sir, I want to apply for ibps PO exam 20152016, i want to know the eligibilty as i am 27 yearsold, can i apply
△ ▽
•
Guest • a year agoSir I have cleared Clerk IV and completed MCA in 2013 sir plz tell what question may beasked in clerk interview on computer section or related to IT..........my interview is on16Feb in Pune. Plz tell me sir.
△ ▽
Guest • a year ago
Recommend 5
Share ›
Share ›
Share ›
Share ›
Share ›
Share ›
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 10/16
•
Guest • a year agosir i hav completed pg in chemistry in 2014. how is this sub helpful to banks? ibps clerk 4.
△ ▽
•
Now in pnb • a year agoWoo....nice thanks
△ ▽
•
neela • a year agosir can u tell the types of mutual funds also as u asked in one of ur mock interviews..
△ ▽
•
Amix Tolambiya • a year agoHow to download this pdf file
△ ▽
•
JItendra • a year agoPerfect Answer Of Each Question. Awesome Collection...
△ ▽
•
shweta • a year agothis is one of great article raman sir..thanks alot..
1△ ▽
•
Khandelwal Nipul • a year agoI MISSED MY APPLICATION FORM OF CLERK. HOW CAN I GET THIS.
△ ▽
This comment is awaiting moderation. Show comment.
•
panda • a year ago> mani
use biometrics in atm △ ▽
•
vikas sharma • a year agoSir I cleared ibps clerk 4 exam i complete my graduation in 2012 but I have lost my 2ndyear mark sheet, I have degree of graduation, it is necessary or not that I have all yearmark sheet. Interview ke time koi problem to nahi hogi ?
△ ▽
Bapi Karmakar • 8 months ago> vikas sharma
Don't worry Vikas, no problem ll arise for it. △ ▽
Share ›
Share ›
Share ›
Share ›
Share ›
Share ›
Share ›
Share ›
Share ›
Share ›
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 11/16
• △ ▽
•
raghu • a year agosir ..I had ordered for the bokk and DVD one week ago. Still not got till now..
△ ▽
•
gnain17 • a year agoGreat work Ramandeep ji.. Thenkew you for this precious information ..:)
3△ ▽
•
Ramandeep Singh • a year agoMod > gnain17
Thanks △ ▽
•
Pallavi Badekar • 9 months ago> Ramandeep Singh
Dear Raman Sir,
Hi! I am a regular follower of Bank exams today and I am glad to owe mysuccess of clearing SBI ASO Clerk bank written exam 2015.Though I belong to Mumbai and a native of Maharashtra, I have applied forSBI Aso clerk from Karanataka state as because of availability of morevacancies for SC category there.
Today I need your help as I am unable to understand a part of the Bio dataform to be submitted during the interview. There is a content on the 4thpage of the form which asks for,"Name ,occupation and address of tworespectable referees" and below that,there is one more content which istitled as Identity Certificate.
Please help me understand as what to correctly fill in this areas.
Kindly let me know as soon as possible as my interview is scheduled on11th May.
Thanks & Regards △ ▽
•
gnain17 • a year ago> Ramandeep Singh
Sir can you please tell me which topology of networking is used bybanks.?
△ ▽
This comment is awaiting moderation. Show comment.
Share ›
Share ›
Share ›
Share ›
Share ›
Share ›
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 12/16
•
gnain17 • a year ago> Rushit
Thanks Rushit.. But i want to be sure about it.. △ ▽
•
l@kshy • a year ago> Ramandeep Singh
call center job experience is negative in intervw ibps clerk?pls reply i m waiting yr answers
△ ▽
•
karnataka • a year agosir please suggest me fron ibps clerk and UIICL assistant which is best and why?..............pls reply
△ ▽
•
santhosh • 7 months ago> karnataka
guru you have cleared uiicl right please tell me what be asked in cpt 1△ ▽
•
Rushit • a year ago> karnataka
uiicl assistant as they have 2 week offs. :) △ ▽
•
nitin • a year ago> karnataka
i would say assistant as there is less work pressure , better wage and goodholidays.
△ ▽
•
Ramandeep Singh • a year agoMod > karnataka
IBPS clerk 1△ ▽
•
spoiled monk • a year agothankyou sir
△ ▽
•
Ramesh • a year agoSir mera address clerk ke form me dono jagah same ho gaya any problem
△ ▽
•
Ramandeep Singh • a year agoMod > Ramesh
No problem △ ▽
Share ›
Share ›
Share ›
Share ›
Share ›
Share ›
Share ›
Share ›
Share ›
Share ›
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 13/16
Search
+814 Recommend this on Google
Get eBooks (Notes)Marketing Awareness Rs 30Computer Awareness Rs 40Descriptive Paper Rs 30Banking Awareness Rs 40Complete package Rs 250Data Interpretation Rs40
Sponsors
Newer Post Older Post
Operating Systems Part 43 comments • a day ago
Mahendra Singh Rajawat —Reasonable.....
Current Affairs for 16 February 20162 comments • 2 days ago
vekaashini — 1st mega food park injharkand or mp?
Reasoning Mania: CodingDecodingwith Simple Tricks2 comments • 4 days ago
Chitrarth Nirmal — addcc
Banking Awareness Quiz for LIC AAOExam2 comments • 2 days ago
@..Naveen. Patidar(SMART BOY) — Noproblem
ALSO ON BANKEXAMSTODAY WHAT'S THIS?
Subscribe✉ Add Disqus to your site Add Disqus Addd Privacyὑ�
Home
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 14/16
About Me
My name is Ramandeep Singh. Ilove to help people preparing forBank exams.
Join 40,000 students and get freenotes in PDF
Enter your email address...
Join
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 15/16
Want to share anything with us ?You can reach us at
Monthly GK DigestDec 2015
Nov 2015
2/18/2016 IBPS PO and Clerk Interview Questions and Answers PDF Download | Bank Exams Today
http://www.bankexamstoday.com/2015/01/ibpspoandclerkinterviewquestions.html 16/16
Made with ♥ in Ludhiana
Copyright © 2016 Bank Exams Today. All Rights Reserved. Authored By Ramandeep Singh
GK Digest 2015
October 2015
September 2015
August 2015 Digest
July 2015
June Digest
May digest
April 2015 Digest
HOME ABOUT S I TEMAP JOBS@BANKEXAMSTODAY CONTACT ME