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a ch: 18 Trn Hu Dc, Khu th M nh 1, T Lim, H Niin thoi: (84-4) 37724621Fax: (84-4) 38313717

www.agribank.com.vn

Ni duNg1. THNG IP 6

2. TNG QUAN AGRIBANK 2011 10

3. KT QU HOT NG NM 2011 14

4. C CU T CHC 26

5. BO CO TI CHNH 2011 32

6. NH HNG KINH DOANH 40

7. MNG LI HOT NG 43

8. NGN HNG I L 61

9. CNG TY CON 80

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Tha Qu v!

Nm 2011, trong bi canh bin ng cua kinh t th gii, nn kinh t nc ta tip tuc at c nhng thanh cng: Lam phat giam dn, kinh t vi m co bc chuyn bin tich cc; san xut, kinh doanh tip tuc phat trin, an sinh xa hi c bao am; tng kim ngach xut khu nganh nng ng-hip at mc ky luc hn 25 ty USD, tng 23% so vi nm 2010; chinh sach tai khoa va chinh sach tin t cht che c thc thi co hiu qua, tng phng tin thanh toan va tin dung tng khoang 12%, thi trng tin t va ngoai hi n inh.

Gi vai tr Ngn hang Thng mai Nha nc, inh ch tai chinh ln nht trong h thng t chc tin dung Vit Nam, nm 2011, Agribank tip tuc phat trin n inh: Tng tai san at trn 560.000 ty ng, tng 6,5% so vi cui nm 2010; tng ngun vn at 505.792 ty ng; tng d n cho vay

nn kinh t 443.476 ty ng, tng 6,9% so vi cui nm 2010, trong o, d n cho vay nng nghip, nng thn tng 15%, chim ty trong gn 70% tng d n; cac ty l an toan hoat ng kinh doanh c ban c am bao, ty l n xu trong nhng thang cui nm giam dn. Agribank tip tuc ng trong 10 doanh nghip hang u Vit Nam theo Bang xp hang 500 doanh nghip ln nht Vit Nam (VNR500), c khach hang trong va ngoai nc tin nhim, cac t chc tai chinh quc t tip tuc uy thac trin khai 117 d an vi tng s vn 5,8 ty USD, duy tri quan h ai ly vi 1.033 ngn hang tai 92 quc gia va vung lanh th. Thng hiu Agribank ng hanh cung cac s kin ln va quan trong cua t nc nh Hi nghi thng nin ADB ln th 44, Festival Thuy san, Festival Lua gao... Bn canh hoat ng kinh doanh, Agribank danh hang trm ty ng t quy phuc li cho an sinh xa hi thng qua vic h tr lam nha cho ngi ngheo, trao hoc bng cho cac em hoc sinh, sinh vin, tng s tit kim cho cu n Thanh nin xung phong, nan nhn cht c da cam, xy nha ai oan kt, trng hoc, tram y t...

Bc sang nm 2012, Agribank inh hng hoat ng theo muc tiu Canh tranh Hiu qua Hin ai Bn vng, tip tuc gi vng vai tr chu lc trn thi trng tin t tin dung khu vc nng ng-hip, nng thn; tng tai san tng 11%/nm, vn huy ng tng 12%/nm, d n cho vay nn kinh t tng 10%/nm, am bao cac ty l an toan hoat ng kinh doanh theo quy inh cua Ngn hang Nha nc Vit Nam. Theo o, toan th can b, vin chc Agribank tp trung tri tu va ngun lc, thc hin quyt lit va ng b cac giai phap: Mt la, xy dng va trin khai an c cu lai t chc b may va hoat ng kinh doanh, trong tm la nng cao cht lng ngun nhn lc, nng lc quan tri va iu hanh kinh doanh, nng cao cht lng san phm dich vu; Hai la, tng trng huy ng vn bn vng va am bao kha nng thanh toan; Ba la, ap ng nhu cu vay vn co hiu qua va m rng cac san phm dich vu ngn hang khu vc nng nghip, nng thn; Bn la, giam ty l n xu, nng cao nng lc tai chinh; Nm la, hin ai hoa cng ngh ngn hang; Sau la, trin khai ng b H thng nhn din thng hiu Agribank, xy dng mi trng giao dich vn minh, thn thin vi khach hang.

Nm 2012, vi nim tin va khi th mi, quyt tm cao; trn c s phat huy truyn thng ve vang cua hn 23 nm xy dng va phat trin, cung vi s oan kt, chung sc, ng lng cua Ban Lanh ao va hn 4 van can b, vin chc toan h thng, ti tin tng rng, Agribank se thc hin thanh cng cac muc tiu ra, tip tuc phat trin n inh, bn vng va xng ang vi lng tin cua cac c quan ang va Nha nc, hang triu khach hang va i tac.

Xin gi li chao trn trong! CHU TICH HI NG THANH VIN

Nguyn Ngoc Bao

THNG IPCUA CHU TICH HI NG THANH VIN

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MT S S KIN NI BTNM 2011

1. CHuyN I M HiNH HoaT NG

Thc hin Quyt inh s 214/Q-NHNN, ngay 31/01/2011, cua Thng c Ngn hang Nha nc Vit Nam, Agribank chuyn i hoat ng sang m hinh Cng ty Trach nhim hu han mt thanh vin do Nha nc lam chu s hu 100% vn iu l.

2. TNG vN Iu l

Thang 11/2011, Agribank c Chinh phu ph duyt cp b sung 8.445,47 ty ng, nng tng s vn iu l cua Agribank ln 29.605 ty ng, tip tuc la Ngn hang Thng mai co vn iu l ln nht Vit Nam, am bao h s CAR at trn 9% theo quy inh cua Ngn hang Nha nc Vit Nam.

3. THay I, B NHIM NHN S CP Cao

Thng c Ngn hang Nha nc Vit Nam quyt inh b nhim cac Thanh vin Hi ng thanh vin Agribank va quyt inh thay i nhn s cp cao cua Agribank.

4. Xy dNG aN TaI C Cu

Thc hin chu trng cua ang, Nha nc, Chinh phu trong vic c cu lai h thng ngn hang thng mai va cac t chc tai chinh, Agribank xy dng an c cu lai Ngn hang Nng nghip va Phat trin nng thn Vit Nam trinh Ngn hang Nha nc Vit Nam, ng thi bc u trin khai sp xp lai mang li va i mi hoat ng kinh doanh theo hng Ngn hang hin ai, Tng trng An toan Hiu qua - Bn vng.

5. u T CHo TaM NNG aT MC 300.000 T NG

ong vai tr chu lc trong u t cho nng nghip, nng dn, nng thn, nm 2011, Agribank tich cc trin khai cho vay theo Nghi inh 41/2010/N-CP V Chinh sach tin dung phuc vu phat trin nng nghip, nng thn, d n cho vay linh vc nay n 31/12/2011 la 301.608 ty ng, chim ty trong gn 70% tng d n Agribank cho vay nn kinh t, tng 39.341 ty ng, tc tng trng 15% so vi thi im 31/12/2010. Agribank dn u cac t chc tin dung trong vic cho vay thi im xy dng nng thn mi, gop phn vao thanh cng bc u cua Chng trinh muc tiu quc gia v xy dng nng thn mi giai oan 2010- 2020 cua Chinh phu.

6. doaNH NGHIP Co SaN PHM diCH vu TT NHT NM 2011

Agribank c binh chon la Doanh nghip co san phm dich vu tt nht nm 2011. Lin tuc phat trin, a dang hoa san phm dich vu theo hng chuyn nghip hoa, vi gn 200 san phm dich vu, nm 2011, Agribank cho ra i cac san phm huy ng vn mi nh: u t t ng, Tin gi linh hoat, Tit kim co ky han lai sut tha ni; cac dich vu thanh toan trong nc nh: Chuyn nhn tin nhiu ni (AgriPay), Nh thu t ng; a dang hoa san phm kinh doanh ngoai hi qua o gop phn tng mc hai lng cua khach hang va kha nng canh tranh cua Agribank trn thi trng.

7. NGN HaNG XuT SC TroNG HoaT NG THe

Dn u thi trng v s lng the phat hanh vi 8,4 triu the, chim 20% thi phn, Agribank vinh d c Hip hi Ngn hang Vit Nam trao tng Cup Ngn hang xut sc trong hoat ng the nm 2011, ghi nhn nhng thanh tich, ong gop xut sc cua Agribank trong hoat ng phat trin the noi ring va thuc y thanh toan khng dung tin mt noi chung.

8. dN u v THu NGN SaCH NHa NC qua NGN HaNG

Tich cc thc hin chu trng tng cng thanh toan khng dung tin mt cua Chinh phu, Agribank y manh hoat ng Thu ngn sach nha nc qua Ngn hang va tr thanh ngn hang dn u trong h thng ngn hang thng mai trin khai hoat ng nay. Tinh n 31/12/2011, Agribank a trin khai c 998 im thu tai 406 chi nhanh, tng s tin thu ngn sach nha nc qua Agribank at 60.527 ty ng vi 2.860.993 mon thu, tng 290,04% v s tin va tng 245,24% v s mon thu so vi nm 2010. Vic trin khai h thng im thu va qua trinh trin khai thu ngn sach nha nc qua ngn hang cua Agribank c cac bn lin quan anh gia cao.

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TNG QUAN AgRiBANK NM 2011

Mi tRNg KiNh doANh Hoat ng trong bi canh y bin ng va chiu s tac ng suy thoai cua kinh t toan cu, nm 2011, kinh t Vit Nam phai i mt vi thach thc va kho khn nhiu hn so vi d bao. Tuy nhin, vi s n lc phn u vt bc, nn kinh t nc ta a ng pho hiu qua vi din bin phc tap cua tinh hinh. Lam phat c kim ch va tng bc giam dn. Kinh t vi m co bc chuyn bin tich cc, an sinh xa hi c am bao. San xut kinh doanh c duy tri, phat trin. Tng san phm trong nc (GDP) at gn 6%. Nng, lm nghip va thuy san tng 4%, cng nghip va xy dng tng 5,53%, dich vu tng 6,99%. Tng kim ngach xut khu nganh nng nghip at mc ky luc hn 25 ty USD, tng 27,9% so vi nm 2010

Quyt lit thc hin Nghi quyt s 11/NQ-CP ngay 24/2/2011 cua Chinh phu v nhng giai phap chu yu tp trung kim ch lam phat, n inh kinh t vi m, bao am an sinh xa hi, Ngn hang Nha nc ban hanh Chi thi s 01/CT-NHNN ngay 01/3/2011 v vic thc hin giai phap tin t va hoat ng ngn hang nhm kim ch lam phat. Nganh Ngn hang chu ng trong iu hanh chinh sach tin t theo hng cht che, linh hoat, phu hp vi thc t, khng inh vai tr huyt mach cua nn kinh t.successsuccess

thth

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Kt qu chuNg Hoat ng trong bi canh kinh t toan cu gp nhiu bt n do khung hoang va suy thoai, kinh t trong nc ng trc nhiu kho khn, thach thc, nht la 6 thang u nm do nhng bin ng cua nn kinh t, thi trng vn, lai sut, vn huy ng va d n cho vay lin tuc giam, song vi nhng bin phap chi ao quyt lit cua Hi ng Thanh vin, Ban iu hanh, s ng thun, n lc cua toan h thng, Agribank tip tuc khng inh vi tri, vai tr cua Ngn hang thng mai hang u i vi thi trng tai chinh nng thn va nn kinh t t nc, gop phn tich cc cung Chinh phu, Ngn hang Nha nc thc hin muc tiu kim ch lam phat, n inh kinh t vi m va am bao an sinh xa hi.

Nm 2011, Agribank at c cac muc tiu ra. Vn huy ng tng trng 6,5% (muc tiu 5%- 7%). Tng trng tin dung at 6,9%, vt muc tiu k hoach ra (tng trng t 4%- 6%). N xu tng bc c kim soat vi ty l 6,1%, giam c 1,2% so vi thi im cao nht. Thanh khoan c gi vng, n inh. Tinh hinh tai chinh tng trng kha. Hoat ng phat trin san phm dich vu co nhiu chuyn bin tich cc, thu nhp t hoat ng dich vu tng 29% so vi nm 2010. Cng tac quan tri iu hanh c i mi va kin toan theo hng su sat t Tru s chinh n cac n vi c s, linh hoat va phu hp vi din bin thi trng, gop phn a hoat ng kinh doanh cua Agribank n inh va co hiu qua.

n 31/12/2011, tng tai san cua Agribank at trn 560.000 ty ng; tng ngun vn at 505.792 ty ng; tng d n cho vay nn kinh t at 443.476 ty ng. Trong o, d n cho vay i vi linh vc nng nghip, nng thn at 301.608 ty ng, tng 39.341 ty ng (+15%), chim ty l gn 70% tng d n.

Agribank co 2.400 chi nhanh va phng giao dich trong va ngoai nc, co c s khach hang trn 30.000 doanh nghip, hang triu h san xut va hang ngan i tac trong va ngoai nc, co quan h ai ly vi 1.033 ngn hang tai 92 quc gia va vung lanh th.

Nm 2009

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524.000560.000

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KT QU HOT NG NM 2011

tiNh hiNh hoat Ng KiNh doANh

1. Huy NG vNTng vn huy ng (ca ngoai t quy i VND) n 31/12/2011 at 505.792 ty ng, tng 30.851 ty ng (+6,5%) so vi cui nm 2010, at muc tiu k hoach ra. Trong o, vn huy ng t khach hang (thi trng I) at 432.072 ty ng, chim ty trong 85,4% ngun vn huy ng.

Agribank am bao c cu, tng trng ngun vn co tinh n inh cao, c bit t ngun tin gi dn c vi ty trong chim 60,6%/tng ngun vn; thc hin a dang san phm va hinh thc huy ng vn, gop phn am bao an toan thanh khoan cua toan h thng.

Tng Trng ngun vn giai on 2007 2011

n vi: ty ng

Nm 2007 Nm 2008 Nm 2009 Nm 2010 Nm 2011

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500.000

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C Cu ngun vn nm 2011

Ngun vn huy ng t khach hang Ngun vn huy ng t T chc tin dung, vn uy thac u t

Tin gi dn c

Ngun vn huy ng t cac t chc kinh t

Tin gi Kho bac nha nc

Ty trong (%) 60,6% 20,6% 4,2% 14,6%

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2. TN duNGn 31/12/2011, d n cho vay nn kinh t at 443.476 ty ng, tng 28.721 ty ng (tng 6,9%) so vi cui nm 2010. Nm 2011, Agribank ban hanh kip thi mt s c ch, chinh sach tin dung, chi ao iu hanh hoat ng nay am bao nguyn tc tng trng tin dung phu hp vi tng trng ngun vn, nng cao cht lng tin dung. Agribank giam dn d n cho vay phi san xut, tp trung cn i vn cho vay nng nghip, nng thn, xut khu,. Ty l d n cho khu vc Tam nng chim gn 70%/tng d n, tng 39.341 ty ng, tc tng trng at 15% so vi nm 2010. D n cho vay linh vc phi san xut giam 18,8% so vi nm 2010.

Agribank tip tuc trin khai co hiu qua Nghi inh 41/2010/N-CP v Chinh sach tin dung phuc vu phat trin nng nghip, nng thn, cac chng trinh cho vay thu mua, ch bin, xut khu lng thc, thuy san, ca ph; cho vay h tr lai sut nhm giam tn tht sau thu hoach i vi nng san, thuy san theo Quyt inh 63/2010/Q-TTg. Trong o, cho vay lng thc tng 48,9%, thuy san tng 18%, chn nui tng 31,7% v.v

4. KINH doaNH I NGoaI

4.1. Thanh toan quc tNm 2011, hoat ng thng mai quc t chiu nhiu anh hng t kho khn chung cua nn kinh t trong va ngoai nc. Mc du kim ngach xut nhp khu hang hoa cua Vit Nam vn tip tuc tng at 203,66 ty USD, nhng ong gop chu yu la t khi doanh nghip co vn u t trc tip nc ngoai (FDI) vi s h tr t cac tp oan m nc ngoai. Khi doanh nghip trong nc i din vi rt nhiu kho khn v vn, ngoai t, bin ng bt li v gia ca hang hoa, thi trng xut nhp khu.

h tr khach hang, Agribank tich cc khai thac cac chng trinh tai tr thng mai nh chng trinh GSM-102 (chng trinh h tr cho vay nhp khu

C Cu d n nm 2011

doanh s Thanh Ton quC T giai on 2007- 2011

n vi: triu USD

D N THeO THNH PHN KINH T

H gia inh va ca nhn Doanh nghip

(Ty ng) 211.964 231.512

Ty trong (%) 47,8% 52,2%

D N THeO THI HN vAY

Ngn han Trung, dai han

Ty trong (%) 63,5% 36,5%

D N THeO LOI TIN T

VND Ngoai t

(Ty ng) 409.157 34.319

Ty trong (%) 92,26% 7,74%

Nm 2007 Nm 2008 Nm 2009 Nm 2010 Nm 2011

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3. THaNH ToaN TroNG NCNm 2011, tng lng giao dich thanh toan cua Agribank tng 21% so vi nm 2010. Cac knh thanh toan hoat ng n inh, an toan, hiu qua va ngay cang phat trin.

Thanh toan trong h thng (IPCAS) thc hin tng s 11.316.305 giao dich, s tin giao dich at 2.396.914 ty ng, tng 15,57% so vi nm 2010; binh qun thc hin 44.906 giao dich/ngay, tng 27,96% so vi nm 2010.

Agribank trin khai thanh toan song phng trn toan h thng vi nhiu ngn hang thng mai, thc hin 4.540.447 giao dich thanh toan i n, s tin giao dich 761.834 ty ng, binh qun thc hin 18.017 giao dich thanh toan i n/ngay, tng 28,06% so vi nm 2010.

Agribank la thanh vin tham gia h thng thanh toan in t lin ngn hang cua Ngn hang Nha nc, vi 4.839.027 giao dich i n, s tin giao dich 2.947.367 ty ng, binh qun thc hin 19.202 giao dich i n/ngay, tng 25,42% so vi nm 2010.

Trn nn tang cng ngh hin ai, bn canh cung c cac san phm, cng cu thanh toan truyn thng, Agribank chu trong phat trin dich vu thanh toan hin ai, nh: Quan ly vn tp trung; Tra lng t ng; Gi nhiu ni, rut nhiu ni (AgriPay); SMS Banking; VnTopup; Internet Banking; Uy nhim thu t ng; u t t ng; Kt ni thanh toan vi khach hang; Thanh toan hoa n tin in, nc, hoc phi (Bill Payment); Thu Ngn sach nha nc Trong o, ring Thu Ngn sach nha nc, Agribank a trin khai tai 406 chi nhanh vi 998 im thu, thc hin 2.860.993 mon thu, vi 60.527 ty ng, tng trng 290,04% so vi cui nm 2010, tip tuc la Ngn hang Thng mai dn u v Thu Ngn sach nha nc.

Vi h thng thanh toan trc tuyn rng ln nht trong h thng Ngn hang Thng mai, tc x ly giao dich thanh toan nhanh, chinh xac, thc hin thanh toan vi nhiu ngn hang, i tac trong va ngoai nc, Agribank tip tuc khng inh thng hiu Ngn hang co cht lng thanh toan nhanh, an toan, chi phi thp.

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Nhp khu

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nng san My cua B Nng nghip My) vi han mc 60 triu USD, chng trinh bao lanh tai tr thng mai cua Ngn hang Phat trin chu (ADB) vi han mc 60 triu USD va cac chng trinh tai tr thng mai khac t cac ngn hang ai ly cua Agribank vi han mc trn 300 triu USD. Nm 2011, Agribank la mt trong nhng ngn hang c B Nng nghip My anh gia la nng ng va s dung nhiu nht Chng trinh GSM-102 tai Vit Nam. Tng doanh s thanh toan xut, nhp khu nm 2011 qua Agribank at 7.734 triu USD, giam 12,01% so vi nm 2010. Trong o, doanh s thanh toan hang xut khu at 3.869 triu USD, giam 15,5%; doanh s thanh toan hang nhp khu at 3.865 triu USD, giam 8,3%. Tuy doanh s thanh toan xut nhp khu qua Agribank giam so vi nm 2010 do nhiu yu t bt li t nn kinh t, Agribank vn tip tuc c khach hang tin cy, anh gia cao v cht lng phuc vu.

4.2. Kinh doanh ngoai t

Hoat ng hiu qua trong linh vc kinh doanh ngoai t lun la mt thach thc i vi cac ngn hang thng mai, c bit trong bi canh thi trng ngoai t Vit Nam co nhiu bin ng kho lng. Vi li th mang li va cng ngh, cung vi hoat ng kinh doanh ngoai t trn thi trng lin ngn hang, Agribank la mt trong nhng ngn hang thng mai hang u trong linh vc kinh doanh va cung cp cac san phm dich vu ngoai t ti tng khach hang ca nhn va khach hang doanh nghip trn toan quc. Tng doanh s mua ban ngoai t nm 2011 at 12.550 triu USD, tng ng 263.926 ty ng, tng 14,4% so vi nm 2010. Trong o, doanh s mua vao at 6.283 triu USD, tng 14,2%; doanh s ban ra 6.267 triu USD, tng 14,6%. Li nhun t hoat ng kinh doanh ngoai t cua Agribank nm 2011 at mc 640 ty ng, tng 32,4% so vi nm 2010.

4.3. Kinh doanh vnHoat ng trong nm c anh gia c bit kho khn cua thi trng lin ngn hang, nht la thi trng vn co thi im bin ng manh va kha cng thng, song nh d bao tt din bin thi trng, chu ng co cac giai phap ng pho thich hp, hoat ng kinh doanh vn nm 2011 cua Agribank vn lun c bao am theo hng an toan va tng kha nng sinh li.

n 31/12/2011, doanh s giao dich tin gi at 423.954 ty VND; 14,042 triu USD va 829,50 triu EUR.

4.4. Thanh toan bin muAgribank trin khai hoat ng Thanh toan bin mu vi cac nc lang ging co chung bin gii la Trung Quc va Lao. Nm 2011, doanh s thanh toan bin mu vi Trung Quc at 36.161 ty VND, tng 47% so vi nm 2010. Trong o, hang xut khu at 26.713 ty VND, tng 49% so vi cung ky nm 2010, hang nhp khu at 9.448 ty VND, tng 40% so vi cung ky nm 2010. Doanh s thanh toan bin mu vi Lao at 151 ty VND, giam 34% so vi nm 2010.

Nm 2011, Agribank chim thi phn hn 40% tng s Thanh toan bin mu trong cac t chc tin dung. Phi thanh toan at 41 ty VND, tng 45% so vi nm 2010. Tng thu nhp t hoat ng thanh toan bin mu tng t 15% n 20% mi nm gop phn nng ty trong tng thu ngoai tin dung.

Vi nhng th manh v mang li hoat ng va kinh nghim tin phong trong linh vc thanh toan bin mu, Agribank la la chon tt cua nhiu khach hang va i tac trong hoat ng thanh toan hang hoa xut

4.5. Kiu hiTheo Bao cao cua Ngn hang Th gii, nm 2011, Vit Nam tr thanh 1 trong 10 nc nhn kiu hi ln nht th gii, vi lng kiu hi chuyn v nc at 9 ty USD. Thng qua nhiu chng trinh, san phm kiu hi tron goi va tich cc h tr, ng hanh cung ngi i xut khu lao ng, nm 2011, tng doanh s chi tra kiu hi qua Agribank at 1.086 triu USD, tng 25,7% so vi nm 2010.

Trn nn tang cng ngh hin ai, mang li rng ln, Agribank khng inh uy tin va em n cho khach hang, i tac, cac t chc chuyn tin ln trn th gii dich vu chuyn tin nhanh, an toan va tin li.

4.6. D an ngn hang phuc vu va uy thac u tTrin khai hiu qua va quan ly minh bach ngun vn uy thac u t, Agribank c cac t chc tai chinh quc t ln tin nhim, uy thac trin khai nhiu d an ngn hang phuc vu va uy thac u t.

Cung vi chu ng tip cn cac d an mi va n lc nng cao cht lng phuc vu d an, gop phn h tr cac Ban quan ly d an thc hin thanh cng cac d an ODA, Agribank c cac nha tai tr, Ngn hang Nha nc, cac b, nganh, Ban Quan ly d an anh gia cao v nng lc va cht lng phuc vu d an. Nm 2011 ghi nhn mt ln na s thanh cng cua cng tac tip thi, thu hut cac

doanh s Thanh Ton bin mu giai on 2007- 2011

n vi: ty ng

doanh s Chi Tr kiu hi giai on 2007- 2011

n vi: triu USD

Nm 2009

300.000

250.000

200.000

150.000

100.000

50.000

0Nm 2010 Nm 2011

d an ngn hang phuc vu v cho h thng Agribank, gop phn tng trng ngun vn ngoai t Tinh n 31/12/2011, Agribank a tip nhn 32 d an uy thac u t va phuc vu 117 d an ODA vi tng tri gia ln ti 5,8 ty USD, tip tuc tip cn va ng ky 33 d an vi tng gia tri trn 4,4 ty USD.

Thng qua cac d an ngn hang phuc vu va uy thac u t, Agribank c tng cng ngun vn dai han, n inh, lai sut u ai, phuc vu kip thi u t cho nng nghip, nng thn, gop phn tich cc phat trin kinh t xa hi ia phng, tao thm 766.213 vic lam trong nm 2011.

doanh s kinh doanh ngoi T

n vi tinh: ty ng

Hoat ng kinh doanh vn ni t co s tng trng vt bc so vi nm 2010. Ty l s dung vn cho vay trn thi trng lin ngn hang at ti 75,4% so vi ngun vn kha dung cua toan h thng.

Agribank y manh hoat ng u t giy t co gia nhm tng d tr thanh khoan va kha nng sinh li vi tng khi lng mua vao trong nm 2011 la 16.101 ty VND. n 31/12/2011, gia tri danh muc giy t co gia la 37.182 ty VND, tng 27,85% so vi nm 2010.

nhp khu vi cac nc co chung bin gii. Hoat ng thanh toan bin mu a gop phn tich cc tng doanh s va dich vu cua Agribank noi ring, h thng ngn hang Vit Nam noi chung, thuc y giao thng gia Vit Nam vi cac nc co chung bin gii, am bao n inh an ninh tin t khu vc vung bin.

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4.7. Hp tac quc t

Agribank m rng quan h ai ly vi 1.033 ngn hang tai 92 quc gia va vung lanh th, duy tri 50 tai khoan Nostro vi cac ngn hang ai ly (giam 17 tai khoan so vi cui nm 2010) va 22 tai khoan Vostro (tng 02 tai khoan so vi nm 2010). Nm 2011, Agribank ky kt c 21 thoa thun hp tac va phu luc sa i trong cac linh vc tai tr thng mai, thanh toan bin mu, kiu hi, tai khoan, xut nhp khu ngoai t mt, thoa thun chia se phi tao khung phap ly cho vic trin khai cac san phm dich vu cua Agribank. Bn canh o, Agribank cung tich cc tham gia hoat ng phng chng ra tin

thng qua chu ng cp nhp thng tin v cac quy inh phng chng ra tin cua Lin hp quc, Lin minh chu u, Hoa Ky v.v... Trong nm, Agribank a tham gia cac Hi nghi thng nin cua cac t chc quc t nh WB, IMF, ADB tao mi va phat trin mi quan h vi nhiu t chc, ngn hang nc ngoai tham d cac Hi nghi nay.

Nm 2011, Agribank c tip nhn cac giai thng v Thanh toan quc t gm: X ly thanh toan at chun t ng cao (HSBC), Thanh toan at chun STP (Bank of New York).

5. PHaT TrIN THe2011 la nm anh du s phat trin bn vng cua Agribank trn thi trng the Vit Nam khi Agribank va khng inh vi tri dn u v s lng, doanh s thanh toan the, va dn u v mang li chp nhn thanh toan.

Agribank duy tri tc tng trng cao v phat hanh the, vi tng s lng the phat hanh luy k at 8,4 triu the, tng 31,5% so vi nm 2010, chim khoang 20% thi trng. Agribank lp t trn toan quc 2.100 ATM, tng 400 ATM; 5.261 thit bi chp nhn the EDC, tng 1.811 EDC so vi nm 2010. Doanh s thanh toan the tng 44,6% so vi nm 2010, chim 22,1% thi phn. Doanh s s dung the tng 45% so vi nm 2010.

Nhm em n nhiu tin ich cho khach hang s dung san phm dich vu the, Agribank phi hp vi Banknetvn trin khai chc nng thanh toan trc tuyn the ni ia (E-commerce), cho phep chu the ghi n ni ia bao gm: The Success, The lin kt sinh vin, The lp nghip thc hin giao dich qua Internet. Mt khac, am bao an toan trong giao dich qua ATM, Agribank chu ng nghin cu, trin khai nhiu bin

s lng Th phT hnh qua CC nm 2007 2011

s liu aTm/EdC Trin khai giai on 2007-2011

Nm 2007 Nm 2008 Nm 2009 Nm 2010 Nm 2011

9.000.000

8.000.000

7.000.000

6.000.000

5.000.000

4.000.000

3.000.000

2.000.000

1.000.000

0

Nm 2007 Nm 2008 Nm 2009 Nm 2010 Nm 2011

6.000

5.000

4.000

3.000

2.000

1.000

0

S lng ATM S lng EDC

6. SaN PHM diCH vuAgribank phat trin manh me san phm dich vu theo hng chuyn nghip hoa, anh du s ra i cua cac san phm huy ng vn mi (Tit kim co ky han lai sut tha ni, u t t ng, Tin gi linh hoat), cac dich vu thanh toan trong nc (Chuyn nhn tin nhiu ni AgriPay) va m rng thi trng chi tra kiu hi nng tng s san phm dich vu cua Agribank cung cp cho khach hang tinh n cui nm 2011 gn 200 san phm dich vu, tip tuc khng inh th manh nhom san phm dich vu thanh toan trong nc.

Agribank la mt trong cac ngn hang cung cp dich vu Mobile Banking hoan thin nht. Nm 2011, Agribank a b sung cac dich vu va tin ich mi co tinh canh tranh i vi nhom san phm nay. Theo o, khach hang co th thanh toan tin in thoai, tin in, np hoc phi, mua the game qua knh tin nhn SMS. S lng khach hang s dung dich vu Mobile Banking trong nm 2011 tng 51,2% so vi nm 2010. Kt qua thu t hoat ng dich vu tng 30% so vi nm 2010.

Agribank tp trung nghin cu cac san phm dich vu va tin ich mi, chu trong cac san phm dich vu phuc vu Tam nng, dich vu thanh toan trong nc va quc t, trin khai cac tin ich hin ai nhm tng sc canh tranh cua san phm, ng thi hoan thin cac knh phn phi hin co, c bit b sung dich vu, tin ich trn knh phn phi Internet Banking.

7. CNG NGH THNG TINAgribank quan tri, vn hanh, h tr va duy tri n inh cac h thng (h thng may chu, h thng ng dung, h thng an ninh, h thng c s ha tng, trung tm d liu), x ly tt cac s c, am bao h thng hoat ng n inh, gop phn quan trong phuc vu hoat ng kinh doanh va quan tri iu hanh cua Agribank. Agribank b sung, hoan thin, phat trin thm chc nng mi trn h thng CoreBanking IPCAS ap ng yu cu nghip vu, hoat ng quan ly va phat trin cac san phm dich vu da trn nn tang cng ngh thng tin hin ai. Nm 2011, Agribank hoan thin cac Trung tm d liu co quy m ln va hin ai nht trong h thng ngn hang Vit Nam, am bao an toan tuyt i hoat ng cua toan h thng; chu trong nng cao kin thc v bao mt an toan thng tin.

8. quaN Tri ruI ro Nm 2011, Agribank trich d phng 10.471 ty ng, x ly rui ro 2.559 ty ng, thu hi n 2.066 ty ng. Gop phn nng cao nng lc quan tri iu hanh, quan tri rui ro va thc hin chinh sach khach hang, Agribank hoan thin, trin khai chm im xp hang tin dung ni b i vi 100% khach hang; ao tao cho toan h thng v vn hanh, s dung h thng xp hang tin dung ni b, v phn loai n va x ly rui ro, v quan tri rui ro tin dung Cng tac phn loai n, trich lp d phng rui ro tin dung c thc hin ung quy trinh, quy inh, am bao trich ung va trich u. Hoat ng canh bao rui ro tin dung, thit lp bao cao c Agribank thc hin inh ky thng qua xy dng va trin khai cac loai bao cao: bao cao

khach hang quan h nhiu chi nhanh; bao cao d n theo nganh, thanh phn kinh t, khu vc; bao cao cac khoan cho vay bng ngoai t nhm giam sat cht che, han ch rui ro; nhiu bao cao ra soat phuc vu cho cng tac quan tri iu hanh va hoat ng kinh doanh an toan cua tng chi nhanh trong toan h thng.

phap phng nga, lp t h thng bao ng. H thng tra soat trc tuyn (trasoatonline) a trin khai ti 100% chi nhanh loai I, loai II, giup tit giam thi gian x ly cac giao dich tra soat khiu nai cua khach hang, tit giam chi phi cho ngn hang.

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11. PHaT Huy TraCH NHIM X HI vI CNG NG

Trong sut qua trinh phat trin, Agribank nhn thc ro vai tr, tm quan trong va tich cc phat huy trach nhim xa hi cua mt doanh nghip ln i vi cng ng thng qua nhiu hoat ng xa hi t thin va c bit la cac hoat ng an sinh xa hi nh: h tr hai huyn ngheo Mng Ang va Tua Chua tinh in Bin; tai tr xy dng nha ai oan kt; bnh vin ung bu; xoa nha tam; tai tr kinh phi m tim cho cac em nho bi bnh tim bm sinh, tng s tit kim cho cac cu n thanh nin xung phong co hoan canh kho khn trn ca nc v.v vi kinh phi ln ti trn 100 ty ng mi nm. Ring nm 2011, kinh phi Agribank danh cho hoat ng an sinh xa hi ln ti 200 ty ng.

Hng nm, can b, vin chc, ngi lao ng Agribank trn toan h thng duy tri vic ung h cac Quy: Quy n n ap nghia, Quy Ngay vi ngi ngheo, Quy Bao tr tre em Vit Nam, Quy tinh nghia nganh ngn hang.

Thng qua nhiu hoat ng th hin truyn thng Ung nc nh ngun, Tng thn, tng ai, Agribank c cng ng bit n va ghi nhn la doanh nghip nha nc i u trong phat huy trach nhim xa hi, tich cc cung Chinh phu thc hin tt chu trng am bao an sinh xa hi.

9. PHaT TrIN THNG HIu, vN Hoa Thng hiu AGRIBANK gn vi cac s kin trong va ngoai nc co y nghia, quy m, thu hut s quan tm cua cng ng nh: Hi nghi thng nin ADB ln th 44, Festival Lua gao Vit Nam, Festival Thuy san

Nm 2011, Agribank tao c im nhn ro net vi vic hoan thanh cac phn vic quan trong cua D an Xy dng va phat trin thng hiu Agribank, ban hanh Quy inh v bin hiu, Quy inh v trang phuc trong toan h thng, gop phn tao bc chuyn quan trong trong inh vi thng hiu Agribank theo hng chuyn nghip, ng b va thng nht toan h thng. Cung trong nm 2011, Agribank tin hanh xy dng Cm nang Vn hoa Agribank trn c s k tha, uc kt cac gia tri vn hoa cua mt Ngn hang Thng mai hang u co b day lich s gn 25 nm phat trin gn vi s nghip phat trin Tam nng cua t nc.

10. ao Tao va PHaT TrIN NGuN NHN lCLa Ngn hang Thng mai co s lng can b, vin chc ln nht trong h thng ngn hang Vit Nam vi tng s lao ng inh bin 39.950 ngi tinh n thi im 31/12/2011, Agribank lun quan tm n cng tac ao tao va phat trin ngun nhn lc va xac inh y la nhn t quyt inh s thanh cng trong moi hoat ng. Nm 2011, Agribank a t chc 05 chng trinh ao tao cho tng s 6.006 lt can b, vin chc. Cac chng trinh ao tao c xy dng ung theo inh hng chi ao cua Hi ng Thanh vin va Ban iu hanh, phu hp vi nhu cu cua ngi hoc va n vi s dung lao ng. Nhiu chng trinh ao tao c chu trong nh: Ky nng quan ly va lanh ao, Phn tich tai chinh doanh nghip va thm inh d an u t, Nghip vu u thu c ban

ap ng nhu cu phat trin kinh doanh, cung vi coi trong cng tac ao tao, bi dng cho can b, vin chc, Agribank c bit quan tm va thc hin xy dng k hoach tuyn dung, phn b lao ng ro rang, minh bach, am bao thu nhp n inh cho ngi lao ng.

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Doanh nghip c sn phm dch v tt nht nm 2011

Ngn hng x l thanh ton t chun t ng cao

Top 500 doanh nghip ln nht vit Nam (vNR500)

Cp Ngn hng xut sc trong hot ng th

Ngn hng thanh ton t chun STP

cc gii thNg T C TRONG NM 2011

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C CU T CHC, NHN S

hi Ng thNh ViN

ng Hoang anh TunThnh vin Hi ng Thnh vin

ng v HngThnh vin Hi ng Thnh vin

ng Nguyn Hu lngThnh vin Hi ng Thnh vin

ng Phm Ngc NgonThnh vin Hi ng Thnh vin

ng Nguyn Xun ngThnh vin Hi ng Thnh vin

ng Nguyn Ngc BaoCh tch Hi ng Thnh vin

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ng ng vn quangPh Tng Gim c

ng vu Minh TnPh Tng Gim c

B l Th Thanh HngPh Tng Gim c

ng Nguyn quc HngPh Tng Gim c

ng Trnh Ngc KhanhPh Tng Gim c

ng Nguyn Tin ngPh Tng Gim c

C CU T CHC, NHN S

BAN iu hNh

ng Kiu Trng TuynPh Tng Gim c ph trch

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hi Ng thNh ViN

tNg giM c

h Thng ban ChuYn mn nghip vU

phong giao dich Chi nhanh loai iii

phong giao dich

Chi nhanh

Chi nhnh nC ngoi

s giao dICh

Chi nhnh loi i, loi ii

vn phOng i din

n vI s nghip Cng TY Con

ban Th kY hTv UY ban qun lY rUi ro

ban kim soT

CC phO Tng gim Ck Ton Trng

h Thng kim Tra kim soT ni b

m hnh Tng Th T ChC b mY qun lY iu hnh CUa NGN HANG NNG NGHIP VA PHT TRIN NNG THN VIT NAM

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Bo co ti chNh NM 2011CHO NM TAI CHNH KT THC NGAY 31/12/2011

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Bao Cao KT qua HoaT NGKINH doaNH HP NHT

CHO NM TI CHNH KT THC NGY 31/12/2011

Bao Cao THu NHPToaN dIN HP NHT

CHO NM TI CHNH KT THC NGY 31/12/2011Thu nhp lai va cac khoan tng ngChi phi lai va cac khoan tng ng

Thu nhp li rong

Thu nhp thun t dich vu

Thu nhp thun t kinh doanh chng khoan va ngoai hi

Thu nhp t gop vn, u t vao cng ty lin doanh, lin kt

Thu nhp hoat ng khac

Thu nhp t hoat ng kinh doanh

D phng rui ro tin dung

D phng rui ro tin dung cho cac hoat ng mua va ban lai chng khoan

Thu hi n xu trc y a c x ly bng ngun d phng rui ro tin dung (RRTD)

Giam gia chng khoan sn sang ban

Thu nhp Thun T hoT ng kinh doanh

Lng va cac chi phi nhn vin khac

Chi phi khu hao

Chi phi hoat ng khac

Chi ph hoT ng kinh doanh

Thu nhp TrC Thu

Chi phi thu thu nhp doanh nghip

Chi phi/ (Li ich) thu thu nhp doanh nghip hoan lai

Thu nhp sau Thu

LI CH CA C NG KHNG KIM SOT

li nhun Thun CUa ngn hng

77.222.886

(50.495.563)

26.727.323

1.499.211

490.725

66.637

663.018

29.446.914

(12.164.101)

640.167

2.089.966

(1.676)

20.011.270

(10.292.535)

(982.325)

(5.222.484)

(16.497.344)

3.513.926

(1.195.249)

(38.805)

2.279.872

(92.199)

2.187.673

2.279.872

(609.913)

152.478

(457.435)

1.822.437

55.826.970

(38.265.172)

17.561.798

1.463.783

(85.415)

52.214

686.914

19.679.294

(4.963.033)

(700.972)

2.870.909

(332.050)

16.554.148

(7.701.132)

(908.683)

(4.464.058)

(13.073.873)

3.480.275

(951.725)

39.605

2.568.155

(78.982)

2.489.173

2.568.155

-

651.508

(162.877)

488.631

3.056.786

Thu nhp thun trong nm

Chnh lch ty gia do chuyn i bao cao tai chinh

Lai/(l) thun t tai san tai chinh sn sang ban

Thu thu nhp doanh nghip lin quan ti thu nhp khac

Cac khoan thu nhp/l khac trong nm sau thu

Thu nhp tng hp trong nm

(*) Chi tit ti Bo co thay i Vn ch s hu hp nht

n v tnh: triu ng

2011 2010

n v tnh: triu ng

2011 2010

Ngi lp

ng l vn hngPh Trng ban Ti chnh K ton v Ngn qu

H Ni, vit NamNgy 26 thng 8 nm 2012

Ngi ph duyt

ng nguyn quang ThaiK ton trng

Ngi ph duyt

ng kiu Trng TuynPh Tng Gim c Ph trch

Ngi lp

ng l vn hngPh Trng ban Ti chnh K ton v Ngn qu

H Ni, vit NamNgy 26 thng 8 nm 2012

Ngi ph duyt

ng nguyn quang ThaiK ton trng

Ngi ph duyt

ng kiu Trng TuynPh Tng Gim c Ph trch

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Bao Cao TiNH HiNHTaI CHNH HP NHT

CHO NM TI CHNH KT THC NGY 31/12/2011

TaI SaN

Tin va cac khoan tng ng tin

Tin gi tai Ngn hang Nha nc Vit Nam (NHNN)

Tin gi tai cac t chc tin dung (TCTD) khac

Cac cng cu phai sinh

Chng khoan kinh doanh

Cho vay theo cac hp ng mua va ban lai chng khoan

Cho vay va ng trc khach hang, sau khi lp d phng RRTD

Chng khoan sn sang ban

Chng khoan gi n ao han

u t gop vn vao cng ty lin doanh, lin kt

Tai san c inh hu hinh

Tai san c inh v hinh va quyn s dung t

Bt ng san u t

Tai san thu hoan lai

Cac tai san co khac

TNG TAI SAN

N PHAI TRA, NGUN VN CHU S HU VA LI CH CUA C NG THIU S

Cac khoan n Chinh phu va NHNN Vit Nam

Tin gi va vay t cac TCTD khac

Tin gi khach hang va cac khoan phai tra khach hang khac

Cac cng cu phai sinh

Phat hanh giy t co gia va cac ngun vn vay khac

Thu phai tra hin hanh

Thu phai tra hoan lai

Quy tr cp mt vic lam

Cac khoan phai tra khac

8.548.738

17.857.625

37.550.879

63.059

112.844

936.670

439.958.751

35.124.647

3.590.000

552.243

3.666.580

1.931.546

11.988

420.547

5.943.767

556.269.883

56.000.502

28.455.636

406.677.306

35.138

27.572.263

1.233.585

45.159

162.199

8.713.429

528.895.217

21.628.932

187.820

8.050.033

(3.248.902)

(244.585)

18.909

(15.759)

115.361

26.491.809

882.857

556.269.883

8.579.998

11.793.765

37.476.260

144.810

442.532

7.049.096

422.393.790

27.634.477

3.648.656

459.094

3.543.612

1.732.150

12.349

411.208

5.391.458

530.713.255

53.783.067

20.215.252

389.890.718

48.828

26.722.980

1.057.811

149.494

124.410

13.119.800

505.112.360

21.511.802

224.716

7.193.988

(4.486.836)

212.850

18.909

(7.617)

81.217

24.749.029

851.866

530.713.255

TNG N PHaI Tra

Vn iu l

Vn mua sm tai san c inh va vn khac

Cac quy d tr

L luy k

Quy anh gia lai tai san tai chinh sn sang ban

Thng d vn c phn

C phiu quy

Quy chnh lch ty gia do chuyn i cac bao cao tai chinh

TNG NGuN vN CHu S Hu

lI CH Cua C NG KHNG KIM SoaT

TNG N PHaI Tra, NGuN vN CHu S Hu va lI CH Cua C NG KHNG KIM SoaT

n v tnh: triu ng

31/12/2011 31/12/ 2010

n v tnh: triu ng

31/12/2011 31/12/ 2010

Ngi lp

ng l vn hngPh Trng ban Ti chnh K ton v Ngn qu

H Ni, vit NamNgy 26 thng 8 nm 2012

Ngi ph duyt

ng nguyn quang ThaiK ton trng

Ngi ph duyt

ng kiu Trng TuynPh Tng Gim c Ph trch

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Bao Cao lu CHuyNTIN T HP NHT

CHO NM TI CHNH KT THC NGY 31/12/2011

lu CHuyN TIN T HoaT NG KINH doaNH

Thu lai va cac khoan thu tng ng nhn c

Chi lai va cac khoan chi tng ng a tra

Thu t hoat ng dich vu nhn c

Thc thu t kinh doanh chng khoan va ngoai t

Thu nhp khac

Chi khac

Thu hi n xu trc y a c x ly bng ngun d phng

Chi cho nhn vin va hoat ng quan ly cng vu

Thu thu nhp thc np trong ky

lu chuyn tin thun t hot ng kinh doanh trc nhng thay i v tai san va vn lu ng

Nhng thay i v ti sn hot ng

(Tng)/Giam cac khoan tin gi tai cac TCTC khac

(Tng)/Giam cac khoan v chng khoan kinh doanh, chng khoan sn sang ban va chng khoan gi n ngay ao han

(Tng)/Giam cac cng cu phai sinh

(Tng)/Giam cac khoan cho vay va ng trc khach hang

Giam ngun d phng bu p tn tht cac khoan (tin dung, chng khoan, u t dai han)

(Tng)/Giam khac v tai san hoat ng

Nhng thay i v cng n hot ng

Tng/(Giam) cac khoan n Chinh phu va NHNN

Tng/(Giam) cac khoan tin gi va vay t cac TCTD

Tng/(Giam) tin gi cua khach hang

Tng/(Giam) phat hanh giy t co gia va cac ngun vn vay khac

Tng/(Giam) vn tai tr, uy thac u t, cho vay ma TCTD chiu rui ro

Tng/(Giam) cac cng cu phai sinh

Tng/(Giam) khac v cng n hoat ng

Chi t cac quy cua TCTD

lu chuyn tin thun t hot ng kinh doanh

75.063.869

(49.867.977)

1.580.814

689.369

798.582

(30.417)

2.089.966

(15.498.024)

(1.056.735)

13.769.447

(15.644.022)

12.649.929

(3.371.474)

54.530

(24.937.334)

(2.623.301)

2.583.628

22.136.488

1.931.494

8.306.650

16.391.916

(4.234.698)

4.888.333

35.138

(4.666.583)

(515.762)

20.261.913

(1.408.305)

8.785

-

-

76.215

-

(1.323.305)

-

(53.497)

(8.142)

(61.639)

18.876.969

39.963.039

-

58.840.008

55.106.174

(38.036.049)

1.545.386

453.504

700.735

(80.512)

2.870.909

(9.729.171)

(1.233.714)

11.597.262

(63.313.650)

1.167.711

3.219.009

(190.579)

(70.068.285)

(2.255.303)

4.813.797

39.637.783

8.857.407

(24.829.076)

50.609.636

2.901.939

167.849

(267.899)

2.778.915

(580.988)

(12.078.605)

(1.790.781)

11.073

(5.073)

(8.040)

6.440

30.540

(1.755.841)

9.803.000

(15.431)

(482)

9.787.087

(4.047.359)

44.010.398

-

39.963.039

lu CHuyN TIN T HoaT NG u T

Mua sm tai san c inh

Tin thu t thanh ly, nhng ban TSC

Mua sm bt ng san u t

Tin chi u t, gop vn vao cac n vi khac

Tin thu u t, gop vn vao cac n vi khac

Tin thu c tc va li nhun c chia t cac khoan u t, gop vn dai han

lu chuyn tin thun t hot ng u t

lu CHuyN TIN T HoaT NG TaI CHNH

Tng vn iu l

C tc tra cho c ng, li nhun a chia

Tin chi ra mua c phiu ngn quy

lu chuyn tin thun t hot ng tai chnh

lu chuyn tin thun trong k

Tin va cac khoan tng ng tin u k

iu chnh anh hng ca thay i t gia

Tin va cac khoan tng ng tin cui k

n v tnh: triu ng

31/12/2011 31/12/ 2010

n v tnh: triu ng

31/12/2011 31/12/ 2010

Ngi lp

ng l vn hngPh Trng ban Ti chnh K ton v Ngn qu

H Ni, vit NamNgy 26 thng 8 nm 2012

Ngi ph duyt

ng nguyn quang ThaiK ton trng

Ngi ph duyt

ng kiu Trng TuynPh Tng Gim c Ph trch

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Nh hNgKINH DOANH NM 2012

1. NhiM V chuNg

Agribank la Ngn hang Thng mai nha nc duy nht, gi vai tr chu lc trn thi trng tin dung nng nghip, nng thn.

Toan h thng cung c va nng cao thi phn vn huy ng, phat trin vn kinh doanh theo hng c cu ngun vn n inh, an toan va hiu qua.

Duy tri tng trng tin dung mc hp ly, c cu lai vn tp trung cho Tam nng, cho vay doanh nghip nho va va, cho vay xut khu, cho vay tiu dung theo chi ao cua Chinh phu, Ngn hang Nha nc, nng ty trong cho vay Tam nng trn 70%/tng d n.

Nng cao thi phn va hiu qua hoat ng dich vu, thanh toan trong nc va quc t, kinh doanh ngoai t, the, trong o chu y phat trin san phm dich vu tin ich hin ai cho thi trng nng nghip, nng thn, doanh nghip nho va va, h nng dn.

Giam dn ty l d n/tng ngun vn, nng ty trong vn u t vao thi trng giy t co gia, thi trng lin ngn hang, bao am an toan vn theo quy inh cua Ngn hang Nha nc.

Xy dng, kin toan v c ch quan tri, iu hanh theo m hinh ngn hang hin ai.

2. Mc tiu c thMc tiu So vi nm 2011

Tng ngun vn Tng 10% - 12%

Tng d n cho vay Tng 8% - 10%

D n cho vay trung, di hn/Tng d n Ti a 40%/tng d n

T l cho vay nng nghip, nng thn t 70%/ tng d n

T l n xu Di 6%

T l thu ngoi tn dng Tng 25% - 30%

Li nhun trc thu Tng khong 5%

Thu nhp ngi lao ng Tng ti thiu 10%

3. gii PhP chNh

Thc hin cac bin phap huy ng vn thich hp i vi tng loai khach hang, vung, min; tng cng, m rng quan h hp tac vi cac t chc, tp oan kinh t, tng cng ty.

Trin khai quyt lit an c cu lai hoat ng Agribank khi c Chinh phu ph duyt.

i mi c ch v quan ly, iu hanh k hoach kinh doanh theo hng nng cao tinh chu ng, linh hoat.

Tp trung nng cao cht lng tin dung, phn tich, anh gia ung thc trang n xu va quyt lit trin khai cac bin phap x ly va thu hi, giam n xu.

Cung c, kin toan v c cu t chc b may hoat ng Agribank va h thng c ch quan tri iu hanh kinh doanh, xy dng quy trinh quan ly hin ai trn cac mt nghip vu, chu trong nng cao cht lng ngun nhn lc.

Kin toan h thng kim tra, kim soat ni b theo hng nng cao cht lng, hiu qua, ra soat va chinh sa quy trinh giao dich mt ca va hu kim.

Tip tuc hin ai hoa cng ngh ngn hang, phat trin san phm dich vu hin ai, nng cao thi phn dich vu tai thi va nhanh chong trin khai san phm dich vu phuc vu Tam nng.

Nng cao hiu qua hoat ng tip thi, truyn thng gn vi hoat ng an sinh xa hi, qua o gop phn quang ba thng hiu, nng cao vi th va nng lc canh tranh.

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MNG LI

hoat Ng

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42 43

Khu Vc thNh Ph h ch MiNhSaI GNS 2 v vn Kit, Phng Nguyn Thi Bnh, Qun 1, TP H Ch Minh.

Cn ong Phm vn ng, Khu dn c s 7, huyn Cn o, tnh B Ra vng Tu.

TP H CH MINH2A Ph c Chnh, phng Nguyn Thi Bnh, Qun 1, TP H Ch Minh.

MaC THi BI45A,B Pasteur, Phng Nguyn Thi Bnh, Qun 1, TP H Ch Minh.

NG SaI GNS 96 ng ng vn Cng, khu ph 1, phng Thnh M Li, Qun 2, TP H Ch Minh.

Ty SaI GN131A, Khu ph 1, ng L vn Khng, Phng Hip Thnh, Qun 12, TP H Ch Minh.

NaM SaI GN18Bis l J C X Ngn Hng, phng Tn Thun Ty, Qun 7, TP H Ch Minh.

ph m hng77 ng Hong vn Thi, phng Tn Ph, Qun 7, TP H Ch Minh.

CH lN43 Hi Thng Ln ng, phng 10, Qun 5, TP H Ch Minh.

nam hoa241 Hu Giang, phng 5, Qun 6, TP H Ch Minh.

PH NHuN135A Phan ng Lu, Phng 2, Ph Nhun, TP H Ch Minh.

HoC MNS 12 ng L Thng Kit, Th trn Hc Mn, Hc Mn, TP H Ch Minh.

BC SaI GN101 H Huy Gip, PhngThnh Lc, Qun 12, TP H Ch Minh

quN 1S 428 v vn Kit, phng C Giang, Qun 1, TP H Ch Minh.

CHI NHaNH 3S 596A ng Nguyn nh Chiu, phng 3, Qun 3, TP H Ch Minh.

bn Thnh195 B Nam K Khi Ngha, phng 7, qun 3, TP H Ch Minh.

CHI NHaNH 4Tng trt, tng lng, tng 1, tng 2, Cao c H2 Hong Diu, Phng 8, Qun 4, TP H Ch Minh.

CHI NHaNH 8S 368-370 ng Tng Thin vng P13, Qun 8, TP H Ch Minh.

CHI NHaNH 10326 Nguyn Ch Thanh, Phng 5, Qun 10, TP H Ch Minh.

GIa iNH 22 Quang Trung, Phng 11, G vp, TP H Ch Minh.

BiNH TN 676 Kinh Dng vng, phng An Lc, qun Bnh Tn, TP H Ch Minh.

NHa B 18 Hunh Tn Pht, Th trn Nh B, Nh B, TP H Ch Minh.

l THNG KIT 90 A5-A6,L Thng Kit, Qun 10, TP H Ch Minh.

PHaN iNH PHNG S 151-153-155, Phan nh Phng, phng 17, qun Ph Nhun, TP H Ch Minh.

TrNG SN 26 ng Trng Sn, Phng 2, Qun Tn Bnh, TP H Ch Minh.

KCN TN Tao ng s 2, L 2-4 Khu cng nghip Tn To, Bnh Tn, TP H Ch Minh.

aN PH 472-476 Cng Ho, Qun Tn Bnh, TP H Ch Minh.

aN SNG 66/7 Quc l 22 p ng Ln, X B im, Huyn Hc Mn, TP H Ch Minh.

BiNH CHaNH e6/36 Nguyn Hu Tr, Huyn Bnh Chnh, TP H Ch Minh

BiNH THaNH 347-349-351 in Bin Ph, Phng 15, Qun Bnh Thnh, TP H Ch Minh

CN GI ng Lng vn Nho, Th Trn Cn Thnh, Huyn Cn Gi, TP H Ch Minh

CHI NHaNH 11 485 Lc Long qun, Phng 5, Qun 11, TP H Ch Minh

CHI NHaNH 9 48 L vn vit, Qun 9, TP H Ch Minh

m Thnh639 L vn vit, Phng Tn Ph, Qun 9, TP H Ch Minh

Cu CHI KP 2, Th Trn C Chi, Huyn C Chi, TP H Ch Minh

HIP PHC 280A12-A13 ng Lng nh Ca, Phng An Ph, Qun 2, TP H Ch Minh

HNG vNG TP HCM 131, Kinh Dng vng, Phng 12, Qun 6, Tp H Ch Minh

Chi nhanh 6589 - 591, Hng Bng, Phng 2, Qun 6, TPHCM

MIN NG 107 Bnh Qi, Phng 27, Qun Bnh Thnh, TP H Ch Minh

bnh Triu63/1 Quc l 13-Phng Hip Bnh Chnh, Qun Th c, TP H Ch Minh

PHC KIN NL03-05 Kbt ph Kinh doanh Ngn Long- ng Nguyn Hu Th- X Phc Kin, TP H Ch Minh

Chi nhanh 740/2 Nguyn vn Linh, Khu ph I, Phng Tn Thun Ty, Qun 7, TP H Ch Minh

quN 5 156 Trn Ph, Phng 9, Qun 5, TP HCM

TN BiNH 1200 Lc Long Qun, Phng 8, Qun Tn Bnh, TP H Ch Minh

bnh ph S 442-444-446 ng Trng Chinh, Phng 13, Qun Tn Bnh, TP H Ch Minh.

TN PH 126 ng Thoi Ngc Hu, Phng Ph Th Ho, Qun Tn Ph, TP H Ch Minh

THaNH 56-58-60 ng Nguyn vn C, phng Cu Kho, Qun 1, TP H Ch Minh

THu C 14 ng 6 phng Linh Chiu, Qun Th c, TP H Ch Minh

XuyN a S 2025/2A Quc l 1A, khu ph 2, phng ng Hng Thun, Qun 12, TP H Ch Minh.

Khu Vc h Ni TruNG yN Tng 1, to nh 17 T4 KT Trung Ho Nhn Chnh, ng Hong o Thu, phng Nhn Chnh, qun Cu Giy, TP H Ni.

GIa lM Th trn Tru Qu, huyn Gia Lm, TP H Ni.

M lINH Km 8 ng Bc Thng Long Ni Bi, th trn Quang Minh, huyn M Linh, H Ni.

Ty H S 447 Lc Long Qun, phng Xun La, qun Ty H, TP H Ni.

hng h S 164 Trn Quang Khi, Qun Hon Kim, TP H Ni.

NG a 211 Ph X n, Phng Nam ng, Qun ng a, TP H Ni.

Thanh Xun168 Nguyn Xin, H nh, Qun Thanh Xun, TP H Ni.

HoaN KIM S 36 Bt n, phng Ca ng, qun Hon Kim, TP H Ni.

MNG LI

hoat NgTHu 91 Ph Hu, Phng Ng Th Nhm, Qun Hai B Trng, TP H Ni.

NaM Ha NI C3 Phng Lit, qun Thanh Xun, TP H Ni.

TraNG aN To nh n nguyn B, L C- D5 Khu TM Cu Giy, Phng Dch vng Hu, qun Cu Giy, TP H Ni.

Ty h ni To nh A1K Cm sn xut tiu th cng nghip, ph Duy Tn, phng Dch vng Hu, Qun Cu Giy, TP H Ni

loNG BIN S 562 Nguyn vn C, phng Gia Thu, qun Long Bin, TP H Ni.

TaM TrINH 409 Nguyn Tam Trinh, Qun Hong Mai, TP H Ni.

Ty S 36 ng Nguyn C Thch, Khu th mi M nh, x M nh, huyn T Lim, TP H Ni.

S GIao diCH Tng 1 v 2, To nh S 2 Lng H qun Ba nh, Thnh ph H Ni.

laNG Ha S 24, ph Lng H, qun ng a, Thnh ph H Ni .

bach khoa S 92, ph v Th Su, qun Hai B Trng, Thnh ph H Ni.

M iNH Nh A9 To thp i The Manor, huyn T Lim, thnh ph H Ni.

NG aNH Th trn ng Anh, huyn ng Anh, Thnh ph H Ni.

THi X SN Ty 189 L Li, phng L Li, th x Sn Ty, Thnh ph H Ni.

Ha NI 77 Lc Trung, qun Hai B Trng, TP H Ni.

BC Ha NI S 266 i Cn, phng Liu Giai, qun Ba nh, TP H Ni.

HoaNG quC vIT S 375- 377 ng Hong Quc vit, qun Cu Giy, TP H Ni.

THNG loNG S 4, Ph Phm Ngc Thch, phng Kim Lin, qun ng a, TP H Ni.

Ha THaNH S 75 ph Phng Mai, phng Phng Mai, qun ng a, TP H Ni.

NG Ha NI S nh 23B, ph Quang Trung, qun Hon Kim, TP H Ni.

Cu GIy 99 Trn ng Ninh, qun Cu Giy, TP H Ni.

THaNH Tri S 300, ng Ngc Hi, Th trn vn in, huyn Thanh Tr , TP H Ni.

hng vng To nh CC2A, Bc Linh m, qun Hong Mai, TP H Ni.

T lIM S 10, ph Nguyn C Thch, M nh, huyn T Lim, TP H Ni.

SoC SN Th trn Sc Sn, huyn Sc Sn, TP H Ni .

HoaNG MaI S 813, ng Gii Phng, qun Hong Mai, TP H Ni.

Ha Ty S 34, ng T Hiu, phng Nguyn Tri, qun H ng, TP H Ni.

hoa lac X Bnh Yn, huyn Thch Tht, TP H Ni.

Xun mai Th trn Xun Mai, huyn Chng M, TP H Ni.

huyn ph Xuyn Th trn Ph Xuyn, huyn Ph Xuyn, TP H Ni.

huyn ba v Th trn Ty ng, huYn B v, TP H Ni.

huyn Chng mS 6, Yn Sn, Thi Trn Chc Sn, huyn Chng M, TP H Ni.

huyn an phngTh Trn phng, huyn an Phng, TP H Ni.

huyn hoi c Th trn Trm tri, huyn Hoi c, TP H Ni.

huyn m c Th trn i Ngha, huyn M c, TP H Ni.

huyn phc Th Th trn Gch, huyn Phc Th, TP H Ni.

huyn quc oai Th Trn Quc Oai, huyn Quc Oai, TP H Ni.

huyn Thach Tht X Lin Quan, huyn Thch Tht, TP H Ni.

huyn Thanh oai91 Th trn Kim Bi, huyn Thanh Oai, TP H Ni.

huyn Thng TnS 116 Th Trn Thng Tn, huyn Thng Tn, TP H Ni.

huyn ng hoa Th trn vn nh, huyn ng Ho, TP H Ni.

Khc Vc MiN Ni PhA Bc tRuNg du-Bc B- Khu 4 c Cao BNG Khu th mi, Km5, phng Thm, th x Cao Bng, tnh Cao Bng

huyn ho an Th trn Nc Hai, huyn Ho An, tnh Cao Bng

huyn Thach an Th trn ng Kh, huyn Thch An, tnh Cao Bng

huyn h qung Th trn Xun Ho, huyn H Qung, tnh Cao Bng

huyn qung uyn Th trn Qung Uyn, huyn Qung Uyn, tnh Cao Bng

huyn Trng khanh Th trn Trng Khnh, huyn Trng Khnh, tnh Cao Bng

huyn ha lang Th trn Thanh Nht, huyn H Lang, tnh Cao Bng

huyn Tr lnh Th trn Hng Quc, huyn Tr Lnh, tnh Cao Bng

huyn Thng nng Th trn Thng Nng, huyn Thng Nng, tnh Cao Bng

huyn phc ho Th trn T Lng, huyn Phc Ho, tnh Cao Bng

huyn bo lm Th trn Pc Miu, huyn Bo Lm, tnh Cao Bng

huyn nguyn bnh Th trn Nguyn Bnh, huyn Nguyn Bnh, tnh Cao Bng

Thi x Cao bng Phng Hp Giang, th x Cao Bng, tnh Cao Bng

huyn bo lac Th trn Bo Lc, huyn Bo Lc, tnh Cao Bng

laNG SN S 3, L Thi T, phng ng Kinh, thnh ph Lng Sn, tnh Lng Sn

huyn bnh gia Khu 6 A, th trn Bnh Gia, huyn Bnh Gia, tnh Lng Sn

huyn nh lp Khu 3 th trn nh lp, huyn nh lp, tnh Lng Sn

huyn vn quan Ph c Tm II th trn vn Quan, huyn vn Quan, tnh Lng Sn

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Thnh ph lang sn S 163 ng Trn ng Ninh, phng Tam Thanh, TP Lng Sn, tnh Lng Sn

huyn Cao lc Khi 6 th trn Cao Lc, huyn Cao Lc, tnh Lng Sn

huyn lc bnh S 1-B sng, th trn Lc Bnh, huyn Lc Bnh, tnh Lng Sn

huyn vn lng S 71 Khu I th trn Na Sm, huyn vn Lng, tnh Lng Sn

huyn Trng inh Khu I th trn Tht Kh, huyn Trng nh, tnh Lng Sn

huyn bc sn Khu Lng vn Chi, th trn Bc Sn, huyn Bc Sn, tnh Lng Sn

huyn Chi lng Khu Chnh, th trn ng M, huyn Chi Lng, tnh Lng Sn

huyn hu lng Khu An ninh, th trn Hu lng, huyn Hu Lng, tnh Lng Sn

ng ng Khu Nam Quan, th trn ng ng, huyn Cao Lc, tnh Lng Sn

laI CHu ng in Bin Ph, phng Tn Phong, th x Lai Chu, tnh Lai Chu

huyn Tam ng Th trn Tam ng, huyn Tam ng, tnh Lai Chu

huyn phong Th Th trn Phong Th, huyn Phong Th, tnh Lai Chu

huyn sn h Th trn Sn H, huyn Sn H, tnh Lai Chu

huyn mng T Th trn Mng T, huyn Mng T, tnh Lai Chu

huyn Than uyn Th trn Than Uyn, huyn Than Uyn, tnh Lai Chu

huyn Tn uyn Th trn Tn Uyn, huyn Tn Uyn, tnh Lai Chu

Thi x lai Chu S 216 ng Trn Hng o, phng on Kt, th x Lai Chu, tnh Lai Chu

SN la S 8 ng Chu vn Thnh, thnh ph Sn La, tnh Sn La.

Thnh ph sn la S 9 ng T Hiu, TP Sn La, tnh Sn La,

huyn mai sn Tiu khu 6, th trn Ht Lt, huyn Mai Sn, tnh Sn La

huyn Thun Chu Tiu khu 14 th trn Huyn Thun Chu, tnh Sn La

huyn sng m T 8, th trn Huyn Sng M, tnh Sn La

huyn mc Chu Tiu khu 7, th trn Mc Chu, huyn Mc Chu, tnh Sn La

huyn ph Yn Khi 4 th trn Ph Yn, Huyn Ph Yn, tnh Sn La

huyn Yn Chu Tiu khu 1 th trn Yn Chu, Huyn Yn Chu, tnh Sn La

huyn bc Yn Tiu khu 2, th trn Bc Yn, Huyn Bc Yn, tnh Sn La

huyn mng la Tiu khu 3 th trn t Ong, huyn Mng La, tnh Sn La

huyn qunh nhai X Mng Ging, huyn Qunh Nhai, tnh Sn La.

lao CaI S 03A ng Hong Lin, phng Cc Lu, thnh ph Lo Cai, tnh Lo cai

Thnh ph lo Cai S 005, ng Nguyn Hu, phng Lo Cai, thnh ph Lo Cai, tnh Lo Cai

Cam ng T 14, ng Hong Quc vit, phng Pom Hn ,thnh ph Lo Cai, tnh Lo Cai

kim Tn S 631, ng Hong Lin, phng Kim Tn, thnh ph Lo Cai, tnh Lo Cai

Cc lu S 038, ng Cc Lu, Phng Cc Lu, thnh ph Lo cai, tnh Lo Cai

huyn bo Thng S 70 ng 19/5 th trn Ph Lu, huyn Bo Thng, tnh Lo Cai

huyn vn bn T 8, th trn Khnh Yn, huyn vn Bn, tnh Lo Cai

huyn mng khng S 228, ng Gii Phng, th trn Mng Khng, huyn Mng Khng, tnh Lo Cai

huyn bc h ng Ngc Uyn, th trn Bc H, huyn Bc H, tnh Lo Cai

huyn bat Xat T 4 ng Hng vng, Th trn Bt Xt, huyn Bt Xt ,tnh Lo Cai

huyn sapa S 01 Ph Cu My, th trn Sa Pa, huyn Sa Pa, tnh Lo Cai

huyn bo Yn Khu 4B th trn Ph Rng, huyn Bo Yn, tnh Lo Cai

Ha GIaNG S 101 - Trn Hng o, thnh ph H Giang, tnh H Giang

huyn bc quang T 4 th trn vit Quang, huyn Bc Quang, tnh H Giang

huyn vi Xuyn T 2 Th trn v Xuyn, huyn v Xuyn, tnh H Giang

huyn quang bnh Khu ph mi, th trn Yn Bnh, huyn Quang Bnh, tnh H Giang

huyn Xn mn T 1 th trn Cc Pi, huyn Xn Mn, tnh H Giang

huyn hong su ph Khu 2 th trn vinh Quang, huyn Hong Su Ph, tnh H Giang

huyn Thanh Thu Khu Kinh T Ca Khu Thanh Thu, huyn v Xuyn, tnh H Giang

huyn mo vac T 2 th trn Mo vc, huyn Mo vc, tnh H Giang

huyn ng vn S 2 ng 19 - 5 th trn ng vn, huyn ng vn, tnh H Giang

huyn Yn minh T 3 - th trn Yn Minh, huyn Yn Minh, tnh H Giang

huyn qun ba Th trn Tam Sn, huyn Qun B, tnh H Giang

huyn bc m T 2 th trn Yn Ph, huyn Bc M, tnh H Giang

BC KaN Phng Phng Ch Kin, th x Bc Kn, tnh Bc Kn

huyn bach Thng Th trn Ph Thng, huyn Bch Thng, tnh Bc Kn

huyn ba b Th trn Ch R, huyn Ba B, tnh Bc Kn

huyn ngn sn X vn Tng, huyn Ngn Sn , tnh Bc Kn

huyn pac nm X Bc B, huyn Pc Nm, tnh Bc Kn

huyn na r Th Trn Yn Lc, huyn Na R, tnh Bc Kn

huyn Ch mi X Yn nh, huyn Ch Mi, tnh Bc Kn

huyn Ch n Th trn Bng Lng, huyn Ch n, tnh Bc Kn

IN BIN T dn s 12, Phng Mng Thanh, thnh ph in Bin Ph, tnh in Bin

MNG LI

hoat Nghuyn mng nh Trung tm Huyn Mng Nh, tnh in Bin

Thnh ph in bin phS nh 546, T dn ph 1, phng Tn Thanh, thnh ph in Bin Ph, tnh in Bin

huyn in bin Phng Nam Thanh, thnh ph in Bin Ph, tnh in Bin

huyn Tun giao Khu Tn Giang, th trn Tun Gio, huyn Tun Gio, tnh in Bin

huyn mng ng Th trn Mng ng, huyn Mng ng, tnh in Bin

huyn Ta Cha Khi Thng Nht, huyn Ta Cha, tnh in Bin

huyn in bin ng Trung tm huyn in Bin ng, tnh in Bin

huyn mng Ch Khi 3- th trn huyn Mng Ch, tnh in Bin

Thi x mng lay Phng Sng - Th x Mng Lay, tnh in Bin

TuyN quaNG Phng Minh Xun, thnh ph Tuyn Quang, tnh Tuyn Quang

huyn sn dng Th trn Sn Dng, huyn Sn Dng, tnh Tuyn Quang

huyn Yn sn X An Tng, thnh ph Tuyn Quang, tnh Tuyn Quang

huyn hm Yn Th trn Tn Yn, huyn Hm Yn, tnh Tuyn Quang

huyn Chim hoa Th trn vnh Lc, huyn Chim Ha, tnh Tuyn Quang

huyn na hang Th trn Na Hang, huyn Na Hang, tnh Tuyn Quang

Thnh ph Tuyn quang Phng Tn Quang, thnh ph Tuyn Quang, tnh Tuyn Quang

yN BaI S 43 - ng inh tin Hong, Phng ng Tm, Thnh ph Yn Bi, tnh Yn Bi

Thnh ph Yn bai i l Nguyn Thi Hc, thnh ph Yn Bi, tnh Yn Bi

THaNH PH yN BaI II T 50, phng Minh Tn, thnh ph Yn Bi, tnh Yn Bi

HuyN yN BiNH Th trn Yn Bnh, huyn Yn Bnh, tnh Yn Bi

huyn lc Yn Th trn Yn Th, huyn Lc Yn, tnh Yn Bi

huyn Trn Yn Khu ph 6, th Trn C Phc, huyn Trn Yn, tnh Yn Bi

huyn vn Yn Khu ph 3, th Trn Mu A, huyn vn Yn, tnh Yn Bi

huyn vn Chn X Sn Thnh, huyn vn Chn, tnh Yn Bi

Thi x ngha l Phng Tn An, th x Ngha L, tnh Yn Bi

huyn m Cang Chi Th trn M Cang Chi, huyn M Cang Chi, tnh Yn Bi

huyn Tram Tu Th trn Trm Tu, huyn Trm Tu, tnh Yn Bi

THaI NGuyN S 279, ng Thng nht, phng Gia Sng, thnh ph Thi Nguyn, tnh Thi Nguyn

Thnh ph Thai nguyn SN 10, ng Cch Mng Thng 8, thnh ph Thi Nguyn, tnh Thi Nguyn

huyn ng h Th trn Cha Hang, huyn ng H, tnh Thi Nguyn

huyn ph Yn Th trn Ba Hng, huyn Ph Yn, tnh Thi Nguyn

huyn ph bnh Th trn Hng Sn, huyn Ph Bnh, tnh Thi Nguyn

huyn ph lng Th trn u, huyn Ph Lng, tnh Thi Nguyn

huyn ai T Th trn i T, huyn i t , tnh Thi Nguyn

huyn v nhai Th trn nh C, huyn v Nhai, tnh Thi Nguyn

huyn inh hoa Thi trn Ch Chu, huyn nh Ho, tnh Thi Nguyn

Thi x sng Cng ng Cch mng thng 10, th x Sng Cng, tnh Thi Nguyn

sng Cu S 138, Hong vn Th, thnh ph Thi Nguyn, tnh Thi Nguyn

BC GIaNG 45 ng Ng Gia T, thnh ph Bc Giang, tnh Bc Giang

huyn lc ngan Th trn Ch, huyn Lc Ngn, tnh Bc Giang

huyn lc nam Th trn i Ng, huyn Lc Nam, tnh Bc Giang

huyn sn ng Th trn An Chu, huyn Sn ng, tnh Bc Giang

huyn Yn Th Th trn Cu G, huyn Yn Th, tnh Bc Giang

b ha Th trn B H, huyn Yn Th, tnh Bc Giang

huyn hip ho Khu 2 th trn Thng, huyn Hip Ho, tnh Bc Giang

huyn lang giang Th trn vi, huyn Lng Giang, tnh Bc Giang

huyn Tn Yn Ph mi, th trn Cao Thng, huyn Tn Yn, tnh Bc Giang

huyn vit Yn Th trn Bch ng, huyn vit Yn, tnh Bc Giang

Tp bc giang S 01 ng Nguyn Th Lu, thnh ph Bc Giang, tnh Bc Giang.

Xng giang 62 L Thi T, phng Trn Ph, TP Bc Giang, tnh Bc Giang

kCn nh Tram Khu cng nghip nh Trm, huyn vit Yn, tnh Bc Giang

huyn Yn dng Th trn Neo, huyn Yn Dng, tnh Bc Giang

THaNH PH MoNG CaI24 Ph Chu vn An, phng Ho Lc, thnh ph Mng Ci, tnh Qung Ninh

quaNG NINH S 72, ng Trn Hng o, thnh ph H Long, tnh Qung Ninh

Thnh ph ha long Ct 5, ng Nguyn vn C, phng Hng Hi, thnh ph H Long, tnh Qung Ninh

Thnh ph Cm ph T 41, B Triu phng Cm ng, thnh ph Cm Ph, tnh Qung Ninh

khu vc bi Chay Khu 6, Ph Ci Dm, phng Bi Chy, thnh ph H Long, tnh Qung Ninh

ha long 1 Ch H Long 1, thnh ph H Long, tnh Qung Ninh

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Cao Thng S 159 ng Cao Thng, phng Cao Thng, TP H Long, tnh Qung Ninh

huyn ng Triu 211, ng Trn Nhn Tng, th trn ng Triu, huyn ng Triu, tnh Qung Ninh

mao kh ng Hong Hoa Thm, th trn Mo Kh, huyn ng Triu, tnh Qung Ninh

Thi x qung Yn S 1, ph Ng Quyn, phng Qung Yn, th x Qung Yn, tnh Qung Ninh

huyn honh b Khu 4 th trn Tri, huyn Honh B, tnh Qung Ninh

huyn Tin Yn S 2C ph Ho Bnh, th trn Tin Yn, huyn Tin Yn, tnh Qung Ninh

Thnh ph ung b S 424 phng Quang Trung, thnh ph Ung B, tnh Qung Ninh

nam Cm ph T 48D, khu 6, phng Cm Thnh, thnh ph Cm Ph, tnh Qung Ninh

huyn vn n Khu 5 th trn Ci Rng, huyn vn n, tnh Qung Ninh

huyn C T Khu 2, th trn C T, huyn C T, tnh Qung Ninh

huyn hi h S 18 Ph L Thng Kit, huyn Hi H, tnh Qung Ninh

huyn m h ph L Lng, th trn m H, huyn m H, tnh Qung Ninh

huyn bnh liu Khu Bnh Quyn, th trn Bnh Liu, huyn Bnh Liu, tnh Qung Ninh

huyn ba Ch Khu 1 Th trn Ba Ch, huyn Ba Ch, tnh Qung Ninh

Hoa BiNH S 751 ng C chnh Lan, phng Phng Lm, TP Ho Bnh, tnh Ho Bnh

huyn lng snTiu khu 12, th trn Lng Sn, huyn Lng Sn, tnh Ho Bnh

huyn bc Tiu khu Lin Phng, th trn Bc, huyn Bc, tnh Ho Bnh

huyn lac sn Ph c Lp, th trn v Bn, huyn Lc Sn, tnh Ho Bnh

huyn k sn Khu 1, th trn K Sn, huyn K Sn, tnh Ho Bnh

huyn mai Chu Tiu Khu 2, th trn Mai Chu, huyn Mai Chu, tnh Ho Bnh

huyn kim bi Khu Thng Nht, th trn Bo, huyn Kim Bi, tnh Ho Binh

huyn Tn lac Khu 3, th trn Mng Khn, huyn Tn Lc, tnh Ho Bnh

huyn Yn Thu Khu 8, th trn Hng Trm, huyn Yn Thu, tnh Ho Bnh

huyn lac Thu Khu 2, th trn Chi N, huyn Lc Thu, tnh Ho Bnh

huyn Cao phong Khu 2, th trn Cao Phong, huyn Cao Phong, tnh Ho Bnh

phng lm Khu thng mi, ng C Chnh Lan, t 26 Phng Phng Lm, thnh ph Ho Bnh, tnh Ho Bnh

sng ng L Nam , phng Tn Thnh, thnh ph Ho Bnh, tnh Ho Bnh

PH TH ng Trn Ph, phng Gia Cm, thnh ph vit Tr, tnh Ph Th.

Thanh miu S 766 Phng Thanh Miu, thnh ph vit Tr, tnh Ph Th

vn C S 3143-i l Hng vng, thnh ph vit Tr, tnh Ph Th

gia Cm 1959 i L Hng vng, thnh ph vit Tr, tnh Ph Th

huyn oan hng Th trn oan Hng, huyn oan Hng, tnh Ph Th

huyn Thanh ba Th trn Thanh Ba, huyn Thanh Ba, tnh Ph Th

Thi x ph Th Phng Trng Thnh, th x Ph Th, tnh Ph Th

huyn ha ho Th trn H Ho, huyn H Ho, tnh Ph Th

huyn Cm kh Khu 6-th trn Sng Thao, huyn Cm Kh, tnh Ph Th

huyn Tam nng Th trn Hng Ho, huyn Tam Nng, tnh Ph Th

huyn lm Thao Th trn Lm Thao, huyn Lm Thao, tnh Ph Th

huyn Thanh sn Th Trn Thanh Sn, huyn Thanh Sn, tnh Ph Th

huyn Tn sn X Tn Ph, huyn Thanh Sn, tnh Ph Th

huyn Yn lpTh trn Yn Lp huyn Yn Lp, tnh Ph Th

huyn Thanh Thu X La Ph, huyn Thanh Thu, tnh Ph Th

huyn ph ninh Th trn Phong Chu, huyn Ph Ninh, tnh Ph Th

THaNH Hoa 12 Phan Chu Trinh, thnh ph Thanh Ho, tnh Thanh Ho.

Tp Thanh hoa 11, Phan Chu Trinh, phng in Bin, thnh ph Thanh Ho, tnh Thanh Ho

s 2267, Nguyn Tri, Phng Tn Sn, thnh ph Thanh Ho, tnh Thanh Ho

s 3248, B Triu, phng Hm Rng, thnh ph Thanh Ho, tnh Thanh Ho

s 4389, Trn Hng o, phng Nam Ngn, thnh ph Thanh Ho, tnh Thanh Ho

ba nh109 inh Cng Trng, phng Ba nh , thnh ph Thanh Ho, tnh Thanh Ho

huyn ba Thc Th trn Cnh Nng, huyn B Thc, tnh Thanh Ho

huyn Cm Thu Th trn Cm thu, huyn Cm Thu, tnh Thanh Ho

huyn nga sn Th trn Nga Sn, huyn Nga Sn, tnh Thanh Ho

huyn h Trung Th trn H trung, huyn H Trung, tnh Thanh Ho

huyn Thach Thnh Th trn Kim tn, huyn Thch Thnh, tnh Thanh Ho

huyn vnh lc Th trn vnh lc, huyn vnh Lc, tnh Thanh Ho

huyn lang Chanh Th trn Lang chnh, huyn Lang Chnh, tnh Thanh Ho

huyn ngc lc Th trn Ngc Lc, huyn Ngc Lc, tnh Thanh Ho

huyn Th Xun Th trn Th xun, huyn Th Xun, tnh Thanh Ho

MNG LI

hoat Nghuyn Yn inh Th trn Qun Lo, huyn Yn nh, tnh Thanh Ho

lam sn Khu 2 th trn Lam Sn, huyn Th Xun, tnh Thanh Ho

huyn hu lc Th trn Hu Lc, huyn Hu Lc, tnh Thanh Ho

huyn Thng Xun Th trn Thng xun, huyn Thng Xun, tnh Thanh Ho

huyn Triu sn Th trn Triu Sn, huyn Triu Sn, tnh Thanh Ho

huyn ng sn Th trn Rng Thng, huyn ng Sn, tnh Thanh Ho

huyn hong hoa Th trn Bt Sn, huyn Hong Ho, tnh Thanh Ho

huyn qung Xng Th trn Qung Xng, huyn Qung Xng, tnh Thanh Ho

huyn nh Xun Th trn Yn Ct, huyn Nh Xun, tnh Thanh Ho

huyn nng Cng Th trn Nng Cng, huyn Nng Cng, tnh Thanh Ho

huyn Tnh gia Th Trn Tnh Gia, huyn Tnh Gia, tnh Thanh Ho

huyn quan hoa Th trn Quan Ha, huyn Quan Ho, tnh Thanh Ho

TX bm sn 108 ng Trn Ph, phng Ba nh, th X Bm Sn, tnh Thanh Ho

huyn Thiu hoa Th trn vn H, huyn Thiu Ho, tnh Thanh Ho

huyn nh Thanh Th trn Bn Sung, huyn Nh Thanh, tnh Thanh Ha

nghi sn Thn Nam Yn, x Hi Yn, huyn Tnh Gia, tnh Thanh Ho

NGH aN S 364 - ng Nguyn vn C, thnh ph vinh, tnh Ngh An

Thnh ph vinh S 364 - ng Nguyn vn C, thnh ph vinh, tnh Ngh An

Thi x Ca lo Th x Ca L, tnh Ngh An

huyn hng nguyn Th trn Thi Lo, huyn Hng Nguyn, tnh Ngh An

huyn nam n Th trn Nam n, huyn Nam n, tnh Ngh An

huyn Thanh Chng Th trn Dng, huyn Thanh Chng, tnh Ngh An

huyn anh sn Th trn huyn Anh Sn, tnh Ngh An

huyn lng X Yn Sn, huyn Lng, tnh Ngh An

huyn Tn k Th trn Lt, huyn Tn K, tnh Ngh An

huyn Yn Thnh Th trn Yn Thnh, huyn Yn Thnh, tnh Ngh An

huyn nghi lc X: Nghi Trung, huyn Nghi Lc, tnh Ngh An

huyn din Chu Th trn huyn Din Chu, tnh Ngh An

huyn qunh lu Th trn Cu Git, huyn Qunh Lu, tnh Ngh An

Thi x Thai ho Phng Ho Hiu, th x Thi Ho, tnh Ngh An

huyn ngha nX Ngha Bnh, huyn Ngha n, tnh Ngh An

huyn qu hpTh trn huyn Qu Hp, tnh Ngh An

hong mai X Qunh Thin, huyn Qunh Lu, tnh Ngh An

huyn Con Cung Th trn huyn Con Cung , tnh Ngh An

huyn Tng dng Th trn Ho Bnh, Tng Dng, tnh Ngh An

huyn qu Chu Th trn Qu Chu, huyn Qu Chu, tnh Ngh An

huyn k sn Th trn Mng Xn, huyn K Sn, tnh Ngh An

huyn qu phong Th trn Kim Sn, huyn Qu Phong, tnh Ngh An

Ha TNH S 1, ng Phan nh Phng, thnh ph H Tnh, tnh H Tnh

Thnh sen S 01 ng Phan nh Phng, thnh ph H Tnh, tnh H Tnh

Thnh ph h Tnh S 73 ng ng Dung, thnh ph H Tnh, tnh H Tnh

Thi x hng lnh Th x Hng Lnh, tnh H Tnh

huyn Can lc Th trn Can Lc, huyn Can Lc, tnh H Tnh

huyn nghi Xun Th trn Nghi Xun, huyn Nghi Xun, tnh H Tnh

khu kinh t vng ng x K Long, huyn K Anh, tnh H Tnh

huyn hng kh Th trn Hng Kh, huyn Hng Kh, tnh H Tnh

huyn hng sn Th trn Ph Chu, huyn Hng Sn, tnh H Tnh

Ty sn Th trn Ty Sn, huyn Hng Sn, tnh H Tnh

huyn c Th Th Trn c Th, huyn c Th, tnh H Tnh

huyn Thach h Th trn Thch H, huyn Thch H, tnh H Tnh

huyn lc hTh trn Lc H, huyn Lc H, tnh H Tnh

huyn k anhTh trn K Anh, huyn K Anh, tnh H Tnh

voi X K Tin, huyn K Anh, tnh H Tnh

huyn Cm XuynTh trn Cm Xuyn, huyn Cm Xuyn, tnh H Tnh

huyn v quangTh trn v Quang, huyn v Quang, tnh H Tnh

SM SN ng H Xun Hng, phng Trng Sn, th x Sm Sn, tnh Thanh Ho

quaNG BiNH S 02 M Sut, phng Hi nh, thnh ph ng Hi, tnh Qung Bnh

quang TrungS 48, Quang Trung, thnh ph ng Hi, tnh Qung Bnh

l Thng kitS 126, L Thng Kit, thnh ph ng Hi, tnh Qung Bnh

Trn hng ao 39 ng Hong Diu, tiu khu 5, phng Nam L, thnh ph ng Hi, tnh Qung Bnh

l Thai T Tiu khu 3, phng Bc Ngha, thnh ph ng Hi, tnh Qung Bnh

huyn l Thu X Lin Thu , huyn L Thu, tnh Qung Bnh

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huyn qung ninh Th trn Qun Hu, huyn Qung Ninh, tnh Qung Bnh

huyn b Trach Th trn Hon Lo, huyn B Trch, tnh Qung Bnh

huyn qung Trach Th trn Ba n , huyn Qung Trch, tnh Qung Bnh

huyn Tuyn hoaTh trn ng L , huyn Tuyn Ho, tnh Qung Bnh

huyn minh hoa Th trn Quy t , huyn Minh Ho, tnh Qung Bnh

quaNG Tri 1A- L Qu n- TP ng H, tnh Qung Tr

Tp ng hS 225 ng Hng vng, phng ng L, TP ng H, tnh Qung Tr

huyn vnh linhTh trn H X, huyn vnh Linh, tnh Qung Tr

huyn gio linh Quc l I- Th trn Gio Linh, huyn Gio Linh, tnh Qung Tr

huyn Cam l Km 12 Quc l 9- Th trn Cam L, huyn Cam L, tnh Qung Tr

huyn a krng km 41 Quc l 9-Th trn Krng Klang, huyn a Krng, tnh Qung Tr

huyn hng hoaKm 63, Quc l 9, Th trn Khe Sanh, huyn Hng Ha, Tnh Qung Tr

lao boS 05, ng L Thng Kit, Th trn Lao Bo- Hng Ho, tnh Qung Tr

kv Triu hi297 Trn Hng o, th x Qung Tr, tnh Qung Tr.

huyn hi lngS 01, ng Hng vng, th trn Hi Lng, huyn Hi Lng, tnh Qung Tr

huyn Triu phong Trung tm th trn i T, huyn Triu Phong, tnh Qung Tr.

THa THIN Hu 10 Hong Hoa Thm. phng vnh Ninh, thnh ph Hu, tnh Tha Thin Hu

nam sng hng72 Hng vng. phng Ph Nhun, thnh ph Hu, tnh Tha Thin Hu

Trng an 88 Nguyn Hu, phng vnh Ninh, thnh ph Hu, tnh Tha Thin Hu

bc sng hng139-141 Trn Hng o, thnh ph Hu, tnh Tha Thin Hu

huyn phong in Th Trn Phong in, huyn Phong in, tnh Tha Thin Hu

huyn qung in Th Trn Sa , huyn Qung in, tnh Tha Thin Hu

huyn hng Tr119 Cch mng Thng 8, phng T H, th x Hng Tr, tnh Tha Thin Hu

huyn ph vang X Ph a , huyn Ph vang, tnh Tha Thin Hu

huyn hng Thu 379 Nguyn Tt Thnh, phng Ph Bi, th x Hng Thu, tnh Tha Thin Hu

huyn ph lcKhu 1 Th trn Ph Lc , huyn Ph Lc, tnh Tha Thin Hu

huyn nam ng Khu vc 2, th trn Khe Tre , huyn Nam ng, tnh Tha Thin Hu

huyn a li Th trn A Li , huyn A Li, tnh Tha Thin Hu

Khu Vc Ng BNg SNg hNgTP HaI PHNG 283 Lch Tray- qun Ng Quyn, Thnh ph Hi Phng

qun hi an Ng 4 giao ct ng Ng Gia T v ng L Hng Phong, Thnh ph Hi Phng

qun hng bng S 4 ng H Ni, phng Thng L, qun Hng Bng, Thnh ph Hi Phng

qun kin an95 Trn Thnh Ng, qun Kin An, Thnh ph Hi Phng

qun l Chn 393 T Hiu, qun L Chn, Thnh ph Hi Phng

qun ng quyn 276 A- Nng- qun Ng Quyn, Thnh ph Hi Phng

huyn an dngTh trn An Dng, Huyn An Dng, Thnh ph Hi Phng

huyn an lo Th trn An Lo, Huyn An Lo, Thnh ph Hi Phng

huyn kin Thu S 4 - Cm Xun- Th trn Ni i, Huyn Kin Thu, Thnh ph Hi Phng

ai hp X i Hp, Huyn Kin Thu, Thnh ph Hi Phng

huyn Thu nguyn Th trn Ni o, Huyn Thu Nguyn,, Thnh ph Hi Phng

ng lo X Ng Lo- Huyn Thu Nguyn, Thnh ph Hi Phng

k sn X K Sn- Huyn Thu Nguyn, Thnh ph Hi Phng

huyn Tin lng Th trn Tin Lng- Huyn Tin Lng, Thnh ph Hi Phng

vm lang X Hng Thng, Huyn Tin Lng, Thnh ph Hi Phng

huyn vnh bo S 19 ng 20/8- Th trn vnh Bo, Thnh ph Hi Phng

nam am X Tam Cng, Huyn vnh Bo, Thnh ph Hi Phng

qun sn 8 L Thnh Tng- qun Sn, Thnh ph Hi Phng

khu vc Cat b Th trn Ct B, Huyn Ct Hi, Thnh ph Hi Phng

khu vc Cat hi Th trn Ct Hi, Huyn Ct Hi, Thnh ph Hi Phng

an hng Km 14- Quc l 5, Huyn An Dng, Thnh ph Hi Phng

qun dng kinh Km 11+600 ng Phm vn ng, qun Dng Kinh, Thnh ph Hi Phng

Trn ph 25 ng Trn Ph- qun Ng Quyn, Thnh ph Hi Phng

vNH PHC ng Kim Ngc, phng Lin Bo, Thnh ph vnh Yn, tnh vnh Phc

bc vnh Yn Khu ph I, ng Hng vng, phng ng Tm, TP vnh Yn, vnh Phc

huyn vnh Tng Khu II, Th trn vnh Tng, Huyn vnh Tng, tnh vnh Phc

Th Tang Th trn Th Tang, Huyn vnh Tng, tnh vnh Phc

huyn Yn lac Thn oi, th trn Yn Lc, Huyn Yn Lc, tnh vnh Phc

huyn lp Thach Th trn Lp Thch, tnh vnh Phc

MNG LI

hoat Nghuyn Tam dng Th trn Hp Ho, Huyn Tam Dng, tnh vnh Phc

huyn Tam o X Hp Chu, Huyn Tam o, tnh vnh Phc

huyn bnh Xuyn Khu ph I, Th trn Hng Canh, Huyn Xuyn, tnh vnh Phc

huyn sng l Th Trn Tam Sn, Huyn Sng L, tnh vnh Phc

PHC yN ng Trn Hng o, phng Trng Trc, Th x Phc Yn, tnh vnh Phc

Sao 136 Nguyn Tri 1, Sao , Th x Ch Linh, tnh Hi Dng

ph laiX Cng Ho, Huyn Ch Linh - Hi Dng

ai TnX Cng Ho, Huyn Chi Linh, tnh Hi Dng

HaI dNG S 4 L Thanh Ngh, phng Phm Ng Lo, TP Hi Dng, tnh Hi Dng

Thnh ph hi dngS 109 L Thanh Ngh, phng Phm Ng Lo, Thnh ph Hi Dng, tnh Hi Dng

huyn kim Thnh Th trn Ph Thi, Huyn Kim Thnh, tnh Hi Dng

huyn kinh mn Th trn Kinh Mn, Huyn kinh Mn, Hi Dng

huyn nam sach ng Hng vng - Th trn Nam Sch, Huyn Nam Sch, tnh Hi Dng

huyn Thanh h Khu 1, Th trn Thanh H, Huyn Thanh H, tnh Hi Dng

huyn Cm ging Th trn Lai Cch, Huyn Cm Ging, tnh Hi Dng

huyn bnh giang Th trn K St, Huyn Bnh Giang - tnh Hi Dng

huyn gia lc Th trn Gia Lc, Huyn Gia Lc, tnh Hi Dng

huyn T k S 128, ng 391, th trn T K, huyn T K, tnh Hi Dng

huyn Thanh min Khu 3, Th trn Thanh Min, Huyn Thanh Min, tnh Hi Dng

huyn ninh giangng Khc Tha D, Th trn Ninh Giang, Huyn Ninh Giang, tnh Hi Dng

Thanh bnh Km2 ng Nguyn Lng Bng, Thnh ph Hi Dng, tnh Hi Dng

THaI BiNH 150 L Li, Thnh ph Thi Bnh, tnh Thi Bnh

Tp Thai bnhng Trn Hng o, Thnh ph Thi Bnh, tnh Thi Bnh

huyn v ThTh trn v Th, Huyn v Th, tnh Thi Bnh

huyn kin Xng Th trn Thanh N, Huyn Kin Xng, tnh Thi Bnh

huyn Tin hiTh trn Tin Hi, Huyn Tin Hi, tnh Thi Bnh

huyn ng hng Th trn ng Hng, Huyn ng Hng, tnh Thi Bnh

huyn Thai Thu Th trn Dim in, Huyn Thi Thu, tnh Thi Bnh

huyn qunh ph Th trn Qunh Ci, Huyn Qunh Ph, tnh Thi Bnh

huyn hng h Th trn Hng H, Huyn Hng H, tnh Thi Bnh

khu vc i SN 63, L Li, Thnh ph Thi Bnh, tnh Thi Bnh.

NaM iNH S 45 Bch ng, Thnh ph Nam nh, tnh Nam nh

Tp nam inh304 Trn Hng o, Thnh ph Nam nh, tnh Nam nh

huyn nam TrcTh trn Nam Giang, Huyn Nam Trc, tnh Nam nh

huyn Xun TrngTh trn Xun Trng, Huyn Xun Trng, tnh Nam nh

Thinh longTh trn Thnh Long, Huyn Hi Hu, tnh Nam nh

huyn Trc ninh Th trn Ct Thnh, Huyn Trc Ninh, tnh Nam nh

huyn ngha hng Th trn Liu , Huyn Ngha Hng, tnh Nam nh

huyn giao Thu Th trn Ng ng, Huyn Giao Thu, tnh Nam nh

CnTh trn Cn, Huyn Hi Hu, tnh Nam nh

huyn hi hu Th trn Yn nh, Huyn Hi Hu, tnh Nam nh

Thnh nam S 5, Phan Bi Chu, Thnh ph Nam nh, tn Nam nh

ng bnh th trn ng Bnh, huyn Ngha Hng, tnh Nam nh

BC NaM iNH L N5, ng Phm Ng Lo, Khu Cng nghip Ho X, tnh Nam nh

huyn Y Yn Th trn Lm, Huyn Yn, tnh Nam nh

huyn v bn ng 10, Th trn Gi, Huyn v Bn, tnh Nam nh

huyn m lc Th trn M Lc, Huyn M Lc, tnh Nam nh

NINH BiNH phng Tn Thnh, Thnh ph Ninh Bnh, tnh Ninh Bnh.

Tp ninh bnh phng Thanh Bnh, Thnh ph Ninh Bnh, tnh Ninh Bnh

sng vn phng Thanh Bnh, thnh ph Ninh Bnh, tnh Ninh Bnh

huyn gia vin Th trn Me, Huyn Gia vin, tnh Ninh Bnh

kv gian khu x Gia Trn, Huyn Gia vin, tnh Ninh Bnh

huyn hoa l Th trn Thin Tn, Huyn Hoa L, tnh Ninh Bnh

huyn kim sn Th trn Pht Dim, Huyn Kim Sn, tnh Ninh Bnh

kv bnh minh Th trn Bnh Minh, Huyn Kim Sn, tnh Ninh Bnh

huyn nho quan Th trn Nho Quan, Huyn Nho Quan, tnh Ninh Bnh

khu vc ria Th trn Ria, Huyn Nho Quan, tnh Ninh Bnh

TX Tam ip phng Bc Sn, th x Tam ip, tnh Ninh Bnh

huyn Yn khanh Th trn Yn Ninh, huyn Yn Khnh, tnh Ninh Bnh

huyn Yn m Th trn Yn Thnh, huyn Yn M, tnh Ninh Bnh

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HNG yN 304-Nguyn vn Linh, Thnh ph Hng Yn, tnh Hng Yn

Tp hng Yn 122, Phm Ng Lo, Thnh ph Hng Yn, tnh Hng Yn

huyn Tin l Th trn vng, Huyn Tin L, tnh Hng Yn

huyn n Thi Th trn n Thi, Huyn n Thi, tnh Hng Yn

huyn kim ng Th trn Lng Bng, Huyn Kim ng, tnh Hng Yn

huyn khoai Chu Th trn Khoi Chu, Huyn Khoi Chu, tnh Hng Yn

huyn ph C Th trn Trn Cao, Huyn Ph C, tnh Hng Yn

huyn Yn m X Tn Lp, Huyn Yn M, tnh Hng Yn

huyn vn giang Th trn vn Giang, Huyn vn Giang, tnh Hng Yn

M HaoTh trn Bn, Yn Nhn, huyn M Ho, tnh Hng Yn

huyn vn lm Th trn Nh Qunh, huyn vn Lm, tnh Hng Yn

kCn minh c X Minh c, huyn M Ho, tnh Hng Yn

BC NINH 37 ng Nguyn ng o, phng Sui Hoa, TP Bc Ninh, tnh Bc Ninh

Tp bc ninh 81 ng Nguyn Du, phng Ninh X, Thnh ph Bc Ninh, tnh Bc Ninh

huyn lng Ti Th trn Tha, Huyn Lng Ti, tnh Bc Ninh

huyn gia bnh Th trn Gia Bnh, huyn Gia Bnh, tnh Bc Ninh

huyn Thun Thnh Thi trn H, Huyn Thun Thnh, tnh Bc Ninh

huyn qu v Th trn Ph Mi, Huyn Qu v, tnh Bc Ninh

huyn Tin du Th trn Lim, Huyn Tin Du, tnh Bc Ninh

huyn Yn phong Th trn Ch, Huyn Yn Phong, tnh Bc Ninh

kCn Tin sn 16 ng T Sn 11- Khu cng nghip Tin Sn, tnh Bc Ninh

THi X T SN Khu t mi, Quc l 1A, phng nh Bng, Th x T Sn, tnh Bc Ninh

Ha NaM S 52 - ng Trn Ph, phng Quang Trung, TP Ph L, tnh H Nam

Thnh ph ph l ng L Chn, phng L Hng Phong, Thnh ph Ph L, tnh H Nam

huyn duy Tin Th trn Ho Mc, Huyn Duy Tin, tnh H Nam

ng vn Th trn ng vn, Huyn Duy Tin, tnh H Nam

huyn l nhn Th trn vnh Tr, Huyn L Nhn, tnh H Nam

Ch Cu X Bc L, Huyn L Nhn, tnh H Nam

Ch Chanh X Nhn M, Huyn L Nhn, tnh H Nam

huyn kim bng Th trn Qu, Huyn Kim Bng, tnh H Nam

nht Tn X Nht Tn, Huyn Kim Bng, tnh H Nam

Tn snX Tn Sn, Huyn Kim Bng, tnh H Nam

huyn bnh lc Th trn Bnh M, Huyn Bnh Lc, tnh H Nam

ngc l X Ngc L, Huyn Bnh Lc, tnh H Nam

huyn Thanh lim X Thanh H, Huyn Thanh Lim, tnh H Nam

non X Thanh Lu, Huyn Thanh Lim, tnh H Nam

ph CX Thanh Nguyn, Huyn Thanh Lim, tnh H Nam

Khu Vc Ng tY NAM B NG NaI S 121-123 ng 30/4, phng Thanh Bnh, TP. Bin Ho, tnh ng Nai

Tn bin S 47/5, khu ph 1, phng Tn Bin, TP. Bin Ha, tnh ng Nai

Tn hip4C ng ng Khi, phng Tn Tin, TP. Bin Ha, tnh ng Nai

Tam phc ng s 6, KCN Tam Phc, thnh ph Bin Ha, tnh ng Nai

huyn vnh CuKhu ph 2, th trn vnh An, huyn vnh Cu, tnh ng Nai

huyn Trng bomQuc l 1A, Tr trn Trng Bom, huyn Trng Bom, tnh ng Nai

huyn Thng nhtng A1, khu hnh chnh huyn, x Xun Thnh, huyn Thng Nht, tnh ng Nai

thi x long khanh S 50, ng Cch mng thng 8, phung Xun Ha, th x Long Khnh, tnh ng Nai

huyn Cm mKhu hnh chnh huyn Cm M, Hng l 10, x Long Giao, huyn Cm M, tnh ng Nai

huyn Xun lcS 296, ng Trn Ph, Khu 3, Th trn Gia Ray, huyn Xun lc, tnh ng Nai

huyn inh quan Km115 quc l 20, th trn nh Qun, huyn nh Qun, tnh ng Nai

huyn Tn ph Km 125 quc l 20, th trn Tn Ph, huyn Tn Ph, tnh ng Nai

huyn long Thnh S 01, ng Trn Ph, khu Phc Hi, th trn Long Thnh, huyn Long Thnh, tnh ng Nai

huyn nhn Trach ng Tn c Thng, x Ph Hi, huyn Nhn Trch, tnh ng Nai

BIN Ha S 1A, xa l H Ni, phng Bnh a, TP. Bin Ha, tnh ng Nai

Ba ria - vNG Tau 21 Nguyn Hu Th, phng Phc Trung, thnh ph B Ra, tnh B Ra - vng Tu

huyn long in27 Trn Xun , th trn Long in, huyn Long in, tnh B Ra - vng Tu

huyn Xuyn mc 157 Quc l 55, th trn Phc Bu, huyn Xuyn Mc, tnh B Ra - vng Tu

huyn Chu c

huyn Tn Thnh Quc l 51, th trn Ph M, huyn Tn Thnh, tnh B Ra - vng Tu

khu Cng nghip Tn Thnh ng s 13, Khu Cng nghip Ph M 1, th trn Ph M, huyn Tn Thnh, tnh B Ra - vng Tu

huyn t Khu ph Hip Ha, th trn t , huyn t , tnh B Ra - vng Tu

MNG LI

hoat NgvNG Tau 43A ng 30/4, phng 9, TP.vng Tu, tnh BRvT

BiNH dNG S 45, i l Bnh Dng, phng Chnh Ngha, thnh ph Th Du Mt, tnh Bnh Dng

s sao p 2, x Tn nh, huyn Bn Ct, tnh Bnh Dng

thi x Th du mtS 9 on Trn Nghip, phng Ph Cng, Thnh ph Th Du Mt, tnh Bnh Dng

huyn bn CatKhu ph 2, th trn M Phc, huyn Bn Ct, tnh Bnh Dng

huyn Tn uyn Th trn Uyn Hng, huyn Tn Uyn, tnh Bnh Dng

huyn du Ting Khu ph 2, th trn Du Ting, huyn Du Ting, tnh Bnh Dng

huyn ph giao Th trn Phc vnh, huyn Ph Gio, tnh Bnh Dng

Tn phc khanh Th trn Tn Phc Khnh, huyn Tn Uyn, tnh Bnh Dng

KHu CN SoNG THNS 6A i l c Lp, KCN Sng Thn 1, th x D An, tnh Bnh Dng

thi x Thun an S 35-37-39 Hu v, phng Li Thiu, th x Thun An, tnh Bnh Dng

thi x d an Khu trung tm hnh chnh D An, th x D An, tnh Bnh Dng

BiNH PHC Quc L 14, phng Tn Bnh, TX ng Xoi, Tnh Bnh Phc

thi x ng Xoi S 1037 ng Ph Ring , TX ng Xoi, tnh Bnh Phc

thi x bnh long S 71 ng Nguyn Hu, phng Hng Chin, th x Bnh Long, tnh Bnh Phc

huyn lc ninh Th trn Lc Ninh, huyn Lc Ninh, tnh Bnh Phc

Thi x phc long S 9 ng l Qu n, phng Thc M, th x Phc Long, tnh Bnh Phc

huyn b ng Th trn c Phong, huyn B ng, tnh Bnh Phc

huyn ng ph Th trn Tn Ph, huyn ng Ph, tnh Bnh Phc

ph ring ng T 312, x Ph Ring, huyn B Gia Mp, tnh Bnh Phc

c liu X c Liu, huyn B ng, tnh Bnh Phc

b nho ng T 741, x B Nho, huyn B Gia Mp, tnh Bnh Phc

huyn Chn Thnh Th trn Chn Thnh, huyn Chn Thnh, tnh Bnh Phc

phc bnh ng T 741, phng Phc Bnh, th x Phc Long, tnh Bnh Phc

huyn b p Th trn Thanh Bnh, huyn B p, tnh Bnh Phc

a kia ng T 749, x a Kia, huyn B Gia Mp, tnh Bnh Phc

lc hip X Lc Hip, huyn Lc Ninh, tnh Bnh Phc

Tn Thnh X Tn Thnh, TX ng Xoi, tnh Bnh Phc

Ty NINH 468 CM thng 8, phng 3, th x Ty Ninh, tnh Ty Ninh

khu vc ma ng Tn hngX Tn Hng, huyn Tn Chu, tnh Ty Ninh

khu Cng nghip Trng bng Khu Cng nghip Trng Bng, tnh Ty Ninh

huyn hoa Thnh Th trn Ha Thnh, huyn Ho Thnh, tnh Ty Ninh

huyn go du Th trn G Du, huyn G Du, tnh Ty Ninh

huyn Trng bng p Gia Hunh, x Gia Lc, huyn Trng Bng, huyn Trng Bng, tnh Ty Ninh

huyn bn Cu Th trn Bn Cu, huyn Bn Cu, tnh Ty Ninh

huyn Chu Thnh Th trn Chu Thnh, huyn Chu Thnh, tnh Ty Ninh

huyn Tn bin Th trn Tn Bin, huyn Tn Bin, tnh Ty Ninh

huyn Tn Chu Th trn Tn Chu, huyn Tn Chu, tnh Ty Ninh

huyn dng minh Chu Th trn Dng Minh Chu, huyn Dng Minh Chu, tnh Ty Ninh

loNG aN 01 ng v vn Tn, phng 2, thnh ph Tn An, tnh Long An

thnh ph Tn an Nh s 136, 138 ng Nguyn Trung Trc, Phng 1, thnh ph Tn An, tnh Long An

khu vc ii thnh ph Tn an 108 Quc L 1, phng 2, thnh ph Tn An, tnh Long An

khu vc iii thnh ph Tn an 23 Trng Cng Xng, Phng 1, thnh ph Tn An, tnh Long An

khu vc c ho Khu vc 3 Th trn c Ho, huyn c Ho, tnh Long An

khu vc Cu voi p 6 x Nh Thnh, th t Cu voi, huyn Th Tha, tnh Long An

khu vc go en QL 1A, Khu 1, p Ch, x Phc Li, huyn Bn Lc, tnh Long An

huyn c ho Khu B, Th trn Hu Ngha, huyn c Ho, tnh Long An

huyn mc hoa S 04 ng 30/4 Th trn Mc Ho, huyn Mc Ho, tnh Long An

huyn c hu Khu vc 2, Th trn ng Thnh, huyn c Hu, tnh Long An

huyn Tn Thanh Khu vc 1, Th trn Tn Thnh, huyn Tn Thnh, tnh Long An

huyn vnh hng 30/4 Th trn vnh Hng, huyn vnh Hng, tnh Long An

huyn Chu Thnh Phan vn t, Khm 3, Th trn Tm vu, huyn Chu Thnh, tnh Long An

huyn bn lc 3 Hunh Chu S, khu 1, Th trn Bn Lc, huyn Bn Lc, tnh Long An

huyn Tn Tr 157 ng Nguyn Trung Trc, Th trn Tn Tr, huyn Tn Tr, tnh Long An

huyn Cn giuc Quc l 50, th trn Cn Giuc, huyn Cn Giuc, tnh Long An

huyn Cn c Khu 1A th trn Cn c, huyn Cn c, tnh Long An

huyn Th Tha Phan vn Tnh- TT Th Tha - huyn Th Tha - Tnh Long An

huyn Thanh hoa Khm 2, th trn Thnh Ho, huyn Thnh Ho, tnh Long An

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huyn Tn hng s 32 ng 3/2, khu ph G Thuyn, Th trn Tn Hng, huyn Tn Hng, tnh Long An

TIN GIaNG 31 L Li, Phng I, TP M Tho, Tin Giang

Thi x go Cng04 Trng nh, Th x G Cng, tnh Tin Giang

huyn go Cng ng 55 Khu ph Dng Ph, Tn Ho, huyn G Cng ng, tnh Tin Giang

huyn go Cng Ty p Bc, Th trn vnh Bnh, huyn G Cng Ty, tnh Tin Giang

huyn Ch gao 84 2, khu 1 Th trn Ch Go, huyn Ch Gao, tnh Tin Giang

huyn Chu Thnh p C, th trn Tn Hip, huyn Chu Thnh, tnh Tin Giang

huyn Cai ly Khu 5 Th trn Cai Ly, huyn Cai Ly, tnh Tin Giang

huyn Cai b Khu 1A, Th trn Ci B, huyn Ci B, tnh Tin Giang

Thnh ph m Tho 280C L Thng Kit, Phng 5, TP M Tho, tnh Tin Giang

khu Cng nghip m Tho S 71, p Bnh To A, x Trung An, thnh ph M Tho, tnh Tin Giang

huyn Tn phc Khu Iv Th trn M Phc, huyn Tn Phc, tnh Tin Giang

huyn Tn ph ng p Tn Ph, x Ph Thnh, huyn Tn Ph ng, tnh Tin Giang

BN Tre 284 A1 ng Khi - phng Ph Tn - thnh ph Bn Tre - tnh Bn Tre

Thnh ph bn Tre 25C on Hong Minh, phng 5, thnh ph Bn Tre, tnh Bn Tre

ng khi 14A i l ng Khi, phng 2, thnh ph Bn Tre, tnh Bn Tre

huyn Chu ThnhKhu ph 3, th trn Chu Thnh, huyn Chu Thnh, tnh Bn Tre

huyn bnh ai S 266, ng 30/4 khu ph 2, th trn Bnh i, huyn Bnh i, tnh Bn Tre

huyn ging Trm p Bnh An, x Bnh Thnh, huyn Ging Trm, tnh Bn Tre

huyn ba Tri s 43 ng 19/5, khu ph 2, th trn Ba Tri, huyn Ba Tri, tnh Bn Tre

huyn m Cy nam S 6 Quc l 60, khu ph 2, th trn M Cy, huyn M Cy Nam, tnh Bn Tre

huyn Ch lach 195/18B khu ph 2, th trn Ch Lch, huyn Ch Lch, tnh Bn Tre

huyn Thanh ph 215/3 p 10 th trn Thnh Ph, huyn Thnh Ph, tnh Bn Tre

vNH loNG 28 Hng o vng, phng 1, thnh ph vnh Long, tnh vnh Long

thnh ph vnh long 14 Hng vng- Phng 1- thnh ph vnh Long-tnh vnh Long

huyn long h Khm 5 Th trn Long H - huyn Long H, tnh vnh Long

khu Cng nghip ho ph p Phc Long - x Lc Ho, huyn Long H, tnh vnh long

huyn mng Tht Khm 1, th trn Ci Nhim, huyn Mng Tht, tnh vnh Long

huyn vng lim Khm 2- Th trn vng Lim, huyn vng Lim, tnh vnh Long

huyn bnh minh 165/15 Khm 1 - Ng Quyn- Th trn Ci vn, huyn Bnh Minh, tnh vnh Long

bnh Tn p Tn Thun x Tn Qi, huyn Bnh Tn, tnh vnh Long

huyn Tam bnhKhm 2 - Th trn Tam Bnh, huyn Tam Bnh, tnh vnh Long

huyn Tr n30B Gia Long - Th trn Tr n, huyn Tr n, tnh vnh Long

NG THaP S 01 ng Nguyn Du, phng 2, thnh ph Cao Lnh, tnh ng Thp

Tp Cao lnh 15-17 ng Nguyn Hu, Phng 1, TP Cao Lnh, tnh ng Thp

thi x sa cS 18 Trn Hng o - TX Sa c, tnh ng Thp

huyn Chu ThnhTh trn Ci Tu H, huyn Chu Thnh, tnh ng Thp

huyn lai vung Th trn Lai vung, huyn Lai vung, tnh ng Thp

huyn lp vo Th trn Lp v, huyn Lp v, tnh ng Thp

huyn Cao lnh Th trn M Th, huyn Cao Lnh, tnh ng Thp

huyn Thap mi Th trn M An, huyn Thp Mi, tnh ng Thp

huyn Thanh bnh Th trn Thanh Bnh, huyn Thanh Bnh, tnh ng Thp

huyn Tam nng Th trn Trm Chim, huyn Tam Nng, tnh ng Thp

thi x hng ng 240 L Thng Kit, phng An Thnh, th x Hng Ng, tnh ng Thp

huyn Tn hng Th trn Sari, huyn Tn Hng, tnh ng Thp

CN TH S 3, Phan nh Phng, phng Tn An, qun Ninh Kiu, thnh ph Cn Th

qun bnh Thu L L03.08-09 khu dn c Ngn Thun, ng L Hng Phong, phng Bnh Thu, qun Bnh Thu, TP. Cn Th

qun Cai rng 106/4 v Tnh, Qun Ci Rng, TP Cn Th

qun mn Quc l 91, khu vc 10, phng Chu vn Lim, Qun Mn, TP Cn Th

qun Tht nt S 99 Nguyn Thi Hc, phng Tht Nt, qun Tht Nt, TP Cn Th

huyn C Th trn C , huyn C , TP Cn Th

huyn vnh Thanh 2983 Th trn Trung An, huyn vnh Thnh, TP Cn Th

huyn Thi lai Th trn Thi Lai, huyn Thi Lai, TP Cn Th

huyn phong in X Nhn i, huyn Phong in, TP Cn Th

NINH KIu S 8-10 ng Nam K Khi Ngha, phng Tn An, qun Ninh Kiu, TP. Cn Th

aN GIaNG 51B Tn c Thng, phng M Bnh, thnh ph Long Xuyn, tnh An Giang

Tp long Xuyn 42-44-46 Hai B Trng, M Long, thnh ph Long Xuyn, tnh An Giang

TX Chu c 24-26 Quang Trung, Chu Ph B, th x Chu c, tnh An Giang

MNG LI

hoat Nghuyn Chu Thnh Quc l 91, th trn An Chu, huyn Chu Thnh, tnh An Giang

huyn Chu ph Quc l 91, th trn Ci Du, huyn Chu Ph, tnh An Giang

huyn Ch mi 10 L Li, th trn Ch Mi, huyn Ch Mi, tnh An Giang

m lung Nguyn Hu, th trn M Lung, huyn Ch Mi, tnh An Giang

huyn ph Tn Th trn Ph M, huyn Ph Tn, tnh An Giang

Ch vm p Ph Xng, th trn Ch vm, huyn Ph Tn, tnh An Giang

thi x Tn Chu 215 Trn Hng o, phng Long Thnh, th x Tn Chu, tnh An Giang

huyn Tinh bin Khm Ha Thun, th trn Nh Bng, huyn Tnh Bin, tnh An Giang

Chi lng Th trn Chi Lng, huyn Tnh Bin, tnh An Giang

huyn Tri Tn 63 Trn Hng o, th trn Tri Tn, huyn Tri Tn, tnh An Giang

huyn Thoai sn 453 Nguyn Hu, th trn Ni Sp, huyn Thoi Sn, tnh An Giang

huyn an ph 12 Thoi Ngc Hu, th trn An Ph, huyn An Ph, tnh An Giang

KIN GIaNG S 01 Hm Nghi, phng vnh Thanh vn, Thnh ph Rch Gi, tnh Kin Giang

bn nht X Long Thnh, huyn Ging Ring, tnh Kin Giang

m lm 105 Quc l 80, p Hng Giang, x M Lm, huyn Hn t, tnh Kin Giang

rach si 04 Mai Th Hng Hnh, TP Rch Gi,