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BRS Neupane & Co.Chartered AccountantsKumari l\rarg, House No. 43PO. Box 8137, Naxal,Kathmandu, Nepal
Tel : 977-1- 44'11314Fax : 977-'l- 4420572E-mail : [email protected]
[email protected] : wwwbrs.com.np
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GHHtmer Laghubitta Brxas BaNx Lro.Comparislon otUnaudited and Audit€d Flnanciat Statemont as of Fy 2069/2070
al Calland Shod Notice
e. Overdrafl Loan/Trloan/$/C Loan
Advance lax on r€mittance commisslon & bank interesr booked.
Inlereslincome booked tor TDS deducled-
Remitt€nce income booted for TDS deducted.
C. Openting Protit Betorc Provision
B6ct of Provislon for Possibls Loss
E. Pronton Regulat Acuvities
F, Proflt Betore Bonus anel ra\es
Change in operating prcfit due ro adjusrrnenl.
Change in opemling profil due to adjuslment.
P_-#,/ 6r L/'
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GHHlnaer Lashubitta Blxns Berux Lro.Unaudited Financial Results (Quarterly)
As at 4th Quarter (31/03/2070) of the Fiscal Year 2069/2070
s.No, Patticular At the End ot This
QuarterAt the End of
Previous Quarter
At the End ofCorresponding Previous
Year Ouarterfotal Capital and Liabllities 4,553,580.32 4,341,606.97 2,009,195.29
1 . 1Paid up Capital 157,616.50 157,616.50 126,019.601.2Reserve and Sumlus 212,044.41 213,416.79 135,812.541.3Debentures and Bonds' | .4 Bonowngs , | ,636,175.39 1,566,908.66 1,554,632 591 . 5Deposits 2,418,245.93 2,123,484.20 83,521.76
a. Members 2,200,360 64 1 ,929 ,7 82.93 83, f58.30b. Public 217,885.29 193,701.27 363.46
1 .6Income Tax Liability 363.461 .7Other Liabilities 129,498.08 280,180.82 108,845.342 Total Assets 4,553,580.32 4,34,|,606.97 3,503,833.762.1 Cash and Bank Balance 1,050,741.68 953,077.17 906,243.132.2 It4oney at Call and Short Notice
Investrnents 81,662.00 81 ,312 .00 81,312.002.4 Loan and Advances 3,185,394.09 3,019,129.68 2,317,064.83
a. Rea State Loanb. Home/Housing Loanc. Margin Type Loand. Term Loane. Overdraft Loan/TrLoan/WC Loani Others 3,185,394.09 3,0'19,129.68 2,317,064.A3
Fixed Assets 113 ,145 .95 114,499.54 94,055. t1Non Banking Asseis
2.7Other Assets 122,636.60 173,588.57 105,158.70
3 Paofit and Loss Account At the End of ThisQuartet
At the End ofPrevious Quarter
At the End ofCoresponding Previous
Yea. Q!arter3 . 1Interest Income 606,035.77 400,138 62 452,263.663.1Interest Expenses 326,781.43 240,138.04 248,380.47
A, Net lnterest lncome 279,254.31 160,000.58 203,883.193.3Fee. Commission and Discount 5,334.83 5,248 033.4Other OpeEting Income 97,679.58 106,371.83 72,252.42
Foreign Exchange Gain/Loss (Net)
B. Total Operating lncome 382,268.71 270,345.17 281,383.613.6 Staff Expenses 152,765.93 105 ,19 ' t . 14 103,453.563.7Other Operating Expenses 66,623 58 49,329.50 44,757.55
C, Operating Profit Before Prcvision 162,879.U 115,824.53 133,172.543.8 Provision for Possible Losses 9,803.52 7,360.39 '11,602.89
D. Operating Profit 153,075.72 108,464.14 121,569,653.SNon Operating Income/Expenses (Net) 15,095.923 .1Write Back ofProvision for Possible Loss 1,205.28 645.01 1,191.44
E. Profitfrom Regular Activities 169,376.92 109,109.15 122,761.083 .11Extraordinary Income/Expenses (Net)
F, Prolit Before Bonus and Taxes 169,376.92 109,109.15 122,761.083.12Prcvision for Staff Bonus 15,397.90 9 ,919 01 1 1 , 1 6 0 . 1 03.13Provision for Tax 46,242.25 29,757.04 35,687.55
G. Net ProfiUloss 107,736.77 69,433.09 75,913.43Ratios At the End of This At the End cf At the End oI
4 . 1
4.2
4.3
4.4
Capital Fund to RWA 10.81ok! 11.31% 10.234/"Non Pertoming Loan (NPL) to Total Loan 0.06"/" I 0.060/0 0.06%Total Loan Loss Provision to Total NPL 1793j3v.1 1626.10% 1644.75%uost ot FUnd s.os"z"l 9.39% 9.270/"
Note : if the statutory audit and supeNijoty authotity notify any remafus to change the unaudited financiat stateryent coutd change acconfingty