BUILDING OUR FUTURE, STRENGTHENING SOCIAL SECURITY

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  • MEMBINA MASA DEPAN KITA, MENGUKUHKAN

    KESELAMATAN SOSIAL

    BUILDING OUR FUTURE, STRENGTHENING SOCIAL SECURITY

    ,

  • BUILDING OUR FUTURE, STRENGTHENING SOCIAL SECURITYBudget 2015 is focused on building a common future, with Singaporeans at the heart of this countrys transformation to become a fairer and more inclusive society.

    We will help all Singaporeans develop throughout life, by promoting a mastery of skills and a culture of lifelong learning. We will provide greater assurance in retirement, by strengthening the CPF system and introducing the Silver Support Scheme. We will help families and households in areas such as childcare, education, and living expenses. With a progressive system of taxes and benefits in place, Singaporeans who are most in need can be assured of adequate social support.

    2015

  • MEMBINA MASA DEPAN KITA, MENGUKUHKAN KESELAMATAN SOSIALBelanjawan 2015 tertumpu pada usaha membina masa depan bersama dengan keutamaan diberi kepada rakyat Singapura dalam transformasi negara ke arah sebuah masyarakat yang lebih adil dan lebih inklusif.

    Kami akan membantu semua rakyat Singapura untuk terus maju sepanjang hayat mereka dengan menggalakkan mereka memperolehi kemahiran-kemahiran dan menerapkan dalam kalangan mereka budaya pembelajaran sepanjang hayat. Kami akan menyediakan jaminan semasa persaraan yang lebih baik dengan memperkukuhkan sistem CPF dan memperkenalkan Skim Ihsan Senja. Kami akan membantu keluarga-keluarga dalam aspek-aspek seperti penjagaan kanak-kanak, pendidikan dan perbelanjaan kehidupan. Dengan adanya sistem cukai progresif dan faedah-faedah, rakyat Singapura yang amat memerlukan bantuan akan berasa yakin bahawa terdapat sokongan sosial yang mencukupi.

    2015 , , . , . (CPF) , . , , . , .

    ,

  • BOOSTING LEARNING INTEREST SkillsFuture Credit (from 2016)

    $500 credit for education and training for all Singaporeans aged 25 and above, with regular top ups

    SkillsFuture Study Awards

    $5,000 award for Singaporeans to develop specialist skills for future growth clusters or competencies

    SkillsFuture Fellowships (from 2016)

    $10,000 award to develop Singaporeans to achieve mastery in respective fields, with about 100 fellowships each year

    Individual Learning Portfolios (from 2017)

    One-stop online education, training and career portal for all Singaporeans

    www.skillsfuture.sg

    EARLY CAREER OPPORTUNITIESSkillsFuture Earn and Learn Programme

    Structured on-the-job training with industry-recognised qualification for fresh polytechnic and ITE graduates to give them a career head start

    BOOSTING SKILLS FOR LIFE

    MID-CAREER UPGRADESHigher subsidies (minimum 90% of training costs) for Singaporeans aged 40 and above for courses funded by MOE and WDA

  • SILVER SUPPORT SCHEME FOR SENIORS (from 2016) Bottom 20%30% of Singaporeans aged 65 and above will receive $300 $750 every quarter

    Eligibility based on lifetime wages, household support and flat type

    Lifelong support if eligible No application needed

    Additional GST Voucher Seniors Bonus of up to $600 in 2015

    HIGHER CPF INTEREST (from 2016)CPF members will receive an extra interest of 1% (i.e. up to 6%) on first $30,000, from age 55

    BETTER ASSURANCE IN RETIREMENT

    SAVE MORE AS YOU WORK (from 2016) Higher CPF Salary Ceiling: increased from $5,000 to $6,000

    Higher contribution cap within the Supplementary Retirement Scheme (SRS)

    HIGHER CPF CONTRIBUTION RATES (from 2016)

    ONE-OFF INCREASED SPECIAL EMPLOYMENT CREDIT (SEC)Encourage re-employment by providing employers with an additional wage offset of up to 3% (11.5% in total) for hiring workers 65 years old and above

    For example: Based on the new salary ceiling, a 45 year-old worker who earns $6,000 or more today will save an additional $60,000 in his CPF by the time he reaches 65.

    Employee Age Increase in Contribution Rates (% of wage)

    Age Employer Employee Total

    Above 50 to 55 +1 +1 +2

    Above 55 to 60 +1 +1

    Above 60 to 65 +0.5 +0.5

    www.cpf.gov.sg

  • SUPPORTING FAMILIES, STRENGTHENING COMMUNITY

    TOP-UPS FOR YOUNG SINGAPOREANS Aged 6 years & below: $300 / $600 in Child Development Account www.babybonus.gov.sg

    Students aged 7 16 years: Additional $150 in Edusave Account

    Aged 17 20 years: $250 / $500 in Post-Secondary Education Account www.moe.gov.sg

    AFFORDABLE QUALITY CHILDCARE New Partner Operator scheme (from 2016) will improve teacher quality and reduce fees at participating centres www.ecda.gov.sg

    FULL EXAM FEE WAIVER PSLE, GCE N, O & A Level Singaporeans in Government-funded schools

    For Singaporeans enrolled full-time in ITE and polytechnics

    SUPPORT FOR NEEDY STUDENTS New transport subsidy for primary, secondary and pre-university students Increased grants for more school-based assistance Extra $6 million grant for self-help groups www.moe.gov.sg

    HELP FOR LOW- & MIDDLE- INCOME FAMILIESEligible Singaporeans can receive:

    GSTV Cash : $150 to $300 (after a $50 increase) GSTV Medisave : $150 to $450 GSTV U-Save : $180 to $260 per year per household www.gstvoucher.gov.sg

    Reduce Foreign Domestic Worker Concessionary Levy by half to $60 per month

    Extended to cover households with children below 16 www.mom.gov.sg

    HELP FOR HOUSEHOLDS Rebate for Service & Conservancy Charges:

    HDB Types Rebates 1 2 Rooms 3 Months 3 4 Rooms 2 Months 5 Rooms 1.5 Months Executive Flats 1 Month

    MEDISHIELD LIFE A national health insurance scheme that will provide better protection with higher payouts for all Singaporeans and Permanent Residents, for life.

  • CONTRIBUTING TO A BETTER SOCIETY

    PERSONAL INCOME TAX (PIT) Increase marginal income tax rates for chargeable incomes above $160,000 by 1-2%

    One-off PIT rebate for YA 2015: 50% rebate capped at $1,000

    PETROL DUTY Increase in petrol duty rates (last revision 2003)

    One-year Road Tax Rebate to offset petrol duty revision

    Petrol Types Duty Rates Premium +$0.20 Intermediate +$0.15

    100% for commercial vehicles using petrol

    20% for cars 60% for motorcycles

    FOSTERING A SPIRIT OF GIVING

    Among The Young

    Students can carry out projects with beneficiaries to increase awareness of

    community causes

    Government support as part of SG50

    $20,000 to each school

    $150,000 to each polytechnic

    $250,000 to all ITEs

    In The Workforce

    Tax deduction from donations increased from

    250% 300%

    Extend 250% tax deduction for donations

    from 2016 2018

    Government Initiatives

    Extend Care & Share @ SG50 Movement to

    31 March 2016 www.careandshare.sg

    Doubles total matching grant to $500 million

    www.lta.gov.sg

  • (2016)

    25 $500

    $5,000

    (2016)

    1 100 (2017)

    www.skillsfuture.sg

    4090%

  • (2016)

    5531%6%

    653%11.5%

    (2016) $5,000$6,000

    :$6,00045656

    (2016)

    65,20 30 $300$750

    2015 $600

    (2016)

    %

    5055 +1 +1 +2

    5560 +1 +1

    6065 +0.5 +0.5

    www.cpf.gov.sg

  • ,

    $150$300($50)

    $150$450

    (U-Save): $180$260 www.gstvoucher.gov.sg

    $60 16 www.mom.gov.sg

    N OA

    600 www.moe.edu.sg

    6 $300$600 www.babybonus.gov.sg

    716 $150

    1720 $250$500 www.moe.edu.sg

    2016 www.ecda.gov.sg

    12 3

    34 2

    5 1.5

    1

  • 16 1%2%

    2015 50%$1,000

    (2003)

    +$0.20

    +$0.15100%

    20%

    60%

    SG50

    2

    15

    25

    250%

    300%

    250%2016

    2018

    SG502016331

    www.careandshare.sg

    5

    www.lta.gov.sg

  • MERANGSANG MINAT BELAJAR Kredit SkillsFuture (dari 2016)

    Kredit sebanyak $500 bagi pendidikan dan latihan untuk semua rakyat Singapura yang berusia 25 tahun dan ke atas, dengan tokokan secara tetap

    Anugerah Pendidikan SkillsFuture

    Anugerah sebanyak $5,000 untuk rakyat Singapura memperolehi kemahiran pakar bagi kelompok- kelompok pertumbuhan masa depan atau mempertingkatkan kecekapan

    Program Felow SkillsFuture (dari 2016)

    Anugerah sebanyak $10,000 untuk menggalakkan rakyat Singapura memperolehi kepakaran dalam bidang masing-masing, dengan kira-kira 100 biasiswa diberikan setiap tahun

    Portfolio Pembelajaran Individu (dari 2017)

    Portal dalam talian sehenti bagi pendidikan, latihan dan kerjaya untuk semua rakyat Singapura

    www.skillsfuture.sg

    PELUANG KERJAYA YANG LEBIH AWALProgram Bekerja sambil Belajar SkillsFuture

    Latihan bekerja sambil belajar yang berstruktur dengan kelayakan yang diiktiraf industri untuk para lulusan baru politeknik dan Institut Pendidikan Teknikal (ITE) bertujuan menyediakan mereka pengetahuan tentang kerjaya

    MEMPERTINGKAT KEMAHIRAN UNTUK SEPANJANG HAYAT

    PENINGKATAN DIRI PEKERJA DI PERTENGAHAN KERJAYASubsidi yang lebih tinggi (minimum 90% daripada kos latihan) untuk rakyat Singapura yang berusia 40 tahun dan ke atas bagi kursus-kursus yang dibiayai Kementerian Pendidikan (MOE) dan Agensi Pembangunan Tenaga Kerja (WDA)

  • SKIM IHSAN SENJA UNTUK ORANG LANJUT USIA (dari 2016) Rakyat Singapura dalam golongan 20% 30% terbawah yang berusia 65 tahun ke atas akan menerima $300 $750 setiap ti