Ron Suber, President副标题/Subtitle

Ron Suber

Retail

3rd Party Sellers

Payments

Lodging

Transportation

Dining

Lending

Marketplaces are Changing Everything…

All of these marketplaces share two common goals:

1. To change the way people borrow, invest, travel, dine and pay for things

2. To provide convenient, cost efficient access to everything with a great experience

By focusing on these two goals and executing we are making history

UnderwritingPricingCreditServicingCompliance

CollectionsPredictabilityRepeatableConversionVerification

DiversifiedVaried risk appetiteReady“Permanent”RetailInstitutional

AcceptanceEase of useMeets the needsCustomer experienceRepeat business New productsVaried customer acquisition

So how do we all succeed and get more mainstream

acceptance?

Speed Customer Experience

Fairness

Superior Product

Transparency

Understanding 理解

Communication 沟通

Investment 投资 Distribution 分销

Access 接入

Engagement 融合

The Global Opportunity Starts With…

Cooperation 合作 Respect 尊重

Proprietary & confidenti al | prosper funding llc. © 2015

DisclosuresIMPORTANT DISCLOSURES

This presentation includes forward-­looking statements. Forward-­looking statements inherently involve many risks and uncertainties that could cause actual results to differ materially from those projected in these statements. Where, in any forward-­looking statement, we express an expectation or belief as to future results or events, such expectation or belief is based on the current plans and expectations of our management and is expressed in good faith and believed to have a reasonable basis, but there can be no assurance that the expectation or belief will result or be achieved or accomplished. All forward-­looking statements speak only as of the date of this presentation and are expressly qualified in their entirety by the cautionary statements above and in the Prospectus. We undertake no obligation to update or revise forward-­looking statements that may be made in this presentation to reflect events or circumstances that arise after the date made or to reflect the occurrence of unanticipated events.

All personal loans are made by WebBank, a Utah-­chartered Industrial Bank, Member FDIC. All Prosper personal loans are unsecured, fully amortized personal loans. Notes offered by Prospectus. Notes investors receive are dependent for payment on personal loans to borrowers. Not FDIC-­insured;; Investments may lose value;; No Prosper or bank guarantee. Prosper does not verify all information provided by borrowers in listings. Investors should review the prospectus before investing. Borrower Payment Dependent Notes (the “Notes”) are offered pursuant to the Prospectus, which accompanies this presentation and which is also available at www.prosper.com/prospectus. Persons considering investing in Notes should review the Prospectus in its entirety.

Neither Prosper Funding LLC nor Prosper Marketplace, Inc. are registered as an investment adviser with any federal or state regulatory agency. The information contained in this presentation is for informational purposes, and should not be construed asindividually tailored investment advice or as a recommendation with respect to any security or investment approach. This presentation has been prepared without regard to the circumstances and objectives of its participants and should not be relied upon as authoritative or taken in substitution for the exercise of judgment by any individual. Each individual should consider the appropriateness of any investment decision having regard to his or her own circumstances, the full range of information available and appropriate professional advice. Prosper Funding LLC and Prosper Marketplace, Inc. recommend that each individual seek independent investment and financial advice concerning any services or investments discussed in this presentation.

Prosper's borrower payment dependent notes are offered by Prospectus, which is available at www.prosper.com/prospectus.