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Deadlines Friday Prior To Publication VALENTINE’S HEADQUARTERS Your SPECIAL SECTIONS THURSDAY, JANUARY 29 th FEBRUARY 5th & FEBRUARY 12th Thursday, January 22, 2015 Vol. 54 No. 4 COR GET READY FOR THE B I G G A M E ! GAME DAY SPECIAL SECTIONS DEADLINES ARE THE FRIDAY BEFORE EACH ISSUE January 22nd & 29th Issues! Call To Place Your Ad Today! When It Comes To Accuracy, Affordability And Service, Our Customers Give Us An... 4 LOCATIONS TO SERVE YOU BETTER 3060 Rt. 9N (Next to Ballston Spa National Bank 5 Minutes from Saratoga) 893-2683 *IRS Enrolled Agent On Staff To Help With Complicated Tax Situations (Across from Library on Rt. 50) 884-9355 *IRS Enrolled Agent On Staff To Help With Complicated Tax Situations $35 .00 OFF OUR GUARANTEE: BRING IN YOUR INVOICE FROM H&R BLOCK OR JACKSON HEWITT, AND WE WILL BEAT THEIR PRICE BY AT LEAST 20%! CALL US NOW! Let us help you get the largest tax refund allowed by law! “You make it as easy as it can be!” – Francis “Thanks VERY much for all you did to prepare our taxes.” – Norm “I just wanted you to know how much we have appreciated your help and advice this year.” – Sean 1040 U.S. Individual Income Tax Return 2014 File Online: www.accutaxny.com THE PREPARATION OF YOUR 2014 INCOME TAX RETURN AND FREE ELECTRONIC FILING OF FEDERAL & NEW YORK STATE RETURN (with paid preparation by us) 1837 Columbia Turnpike 518-893-2165 We Have a Large Selection - Sold by the Bag or Ton We Deliver Saratoga Wilton Elks Lodge #161 presents a Baked Chicken Swiss Steak Din- ner-Soup dijour, Tossed Salad, Baked Chicken, Swiss Steak, Mashed Potatoes, Sea- sonal Vegetables, Rolls & But- ter, Dessert, Coffee & Tea-Wednesday, Jan. 28, 4:30-7pm. Donation re- quested: Adults $10; Seniors & Military (Active/Retired with ID card) $9; Children 5-12 $6, under 5 free. Takeouts $10. Cash Bar available. 1 Elks Lane, Rt. 9, Saratoga. Call 584-2585 for more info. Old Saratoga Reformed Church, at 48 Pearl St. in Schuylerville, will be hosting a “SOUPER” SUPPER on Sat., Feb. 7 - 4:30-6:30pm. Enjoy bottomless bowls of soup for only $7 for adults for adults. Bread, salad & dessert in- cluded. Children ages 5-10 may eat for 3, & under 5 is free. This is a dine-in only sup- per. Reservations are recom- mended but walk-ins are welcome! Call Amber Deyoe 587-8224 for reservations. The Saratoga Winterfest 5K Snowshoe Run/Walk will be held on Sunday, February 1 at 11am in the Saratoga State Park. Camp Saratoga 8k Snowshoe Race will be held on Sunday, February 15 at the Wilton Wildlife Preserve & Park. Camp Saratoga will begin at 10:30am and is a qualifier for the United States National Snowshoe Championship. Go to www.saratogastryders.org to download an application or link to online registration at www.active.com. A limited sup- ply of Dion Snowshoes will be available at a $5 rental charge. Email Laura Clark at laura@ saratogastryders.org to reserve a pair or phone 518-581-1278. For info about the entire Dion Snowshoe Series and for snow updates visit www.runwmac.com Glens Falls, NY- LARAC, the Lower Adirondack Regional Arts Council, invites participants to register for a two day, Memoir Writ- ing Workshop, on both Sat., January 24 & Jan. 31, noon-3pm. Instructor Jessica Kane will guide participants through the writ- ing process to explore how an event from their personal history shaped who they eventually became. This workshop is open to all skill levels, including writers with projects both full-length and short-form. Participants will examine the place of memoir writing in the genre of nonfiction and enrich their writing skills by sharing their work to develop and improve their craft. The cost to attend is $25 for LARAC Members & $35 Non-mem- bers, participants should preregister by Jan 21st - please call 798-1144 ext. 2 or visit www.larac.org and click ʻLARAC Events and Programsʼ. LARAC is a not-for-profit arts organization dedicated to support- ing arts and culture throughout Warren, Washington, and North- ern Saratoga Counties by developing and sponsoring arts activities and services. LARAC ʻs renovated carriage house in- cludes Lapham Gallery and the LARAC Gift Shop. For more de- tailed information about LARAC please visit www.larac.org

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Page 1: Corinth Pennysaver 012215

Deadlines Friday Prior To Publication

VALENTINE’S HEADQUARTERS

Your

SPECIAL SECTIONSTHURSDAY,

JANUARY 29th FEBRUARY 5th & FEBRUARY 12th

Thursday, January 22, 2015Vol. 54 No. 4 CORGET READY FOR THE

BIG GAME!GAME DAY SPECIAL SECTIONS

DEADLINES ARE THE FRIDAY BEFORE EACH ISSUE

January 22nd & 29th Issues!

Call To Place Your Ad Today!

When It Comes To Accuracy, AffordabilityAnd Service, Our Customers Give Us An...

4 LOCATIONS TO SERVE YOU BETTER3060 Rt. 9N

(Next to Ballston Spa National Bank 5 Minutes from Saratoga) 893-2683 *IRS Enrolled Agent On Staff To Help With Complicated Tax Situations

(Across from Library on Rt. 50) 884-9355 *IRS Enrolled Agent On Staff To Help With Complicated Tax Situations

$35.00 OFF

OUR GUARANTEE: BRING IN YOUR INVOICE FROM H&R BLOCK OR JACKSON HEWITT, AND WE WILL BEAT THEIR PRICE BY AT LEAST 20%!

CALL US NOW!Let us help you get

the largest tax refundallowed by law!

“You make it as easy as it can be!” – Francis

“Thanks VERY much for all you did to prepare our taxes.” – Norm

“I just wanted you to know how much we have appreciated your help and advice this year.” – Sean

1040 U.S. Individual Income Tax Return 2014 File Online: www.accutaxny.com

THE PREPARATION OFYOUR 2014 INCOME

TAX RETURNAND FREE

ELECTRONIC FILING OFFEDERAL & NEW YORK

STATE RETURN(with paid preparation by us)

1837 Columbia Turnpike

518-893-2165

We Have a Large Selection - Sold by the Bag or Ton We Deliver

Saratoga Wilton Elks Lodge#161 presents a BakedChicken Swiss Steak Din-ner-Soup dijour, TossedSalad, Baked Chicken, SwissSteak, Mashed Potatoes, Sea-sonal Vegetables, Rolls & But-ter, Dessert, Coffee &Tea-Wednesday, Jan. 28,4:30-7pm. Donation re-quested: Adults $10; Seniors& Military (Active/Retired withID card) $9; Children 5-12 $6,under 5 free. Takeouts $10.Cash Bar available. 1 ElksLane, Rt. 9, Saratoga. Call584-2585 for more info.

Old Saratoga ReformedChurch, at 48 Pearl St. inSchuylerville, will be hosting a“SOUPER” SUPPER on Sat.,Feb. 7 - 4:30-6:30pm. Enjoybottomless bowls of soup foronly $7 for adults for adults.Bread, salad & dessert in-cluded. Children ages 5-10may eat for 3, & under 5 isfree. This is a dine-in only sup-per. Reservations are recom-mended but walk-ins arewelcome! Call Amber Deyoe587-8224 for reservations.

The Saratoga Winterfest 5K Snowshoe Run/Walk will beheld on Sunday, February 1 at 11am in the Saratoga StatePark. Camp Saratoga 8k Snowshoe Race will be held onSunday, February 15 at the Wilton Wildlife Preserve & Park.Camp Saratoga will begin at 10:30am and is a qualifier forthe United States National Snowshoe Championship.Go to www.saratogastryders.org to download an applicationor link to online registration at www.active.com. A limited sup-ply of Dion Snowshoes will be available at a $5 rental charge.Email Laura Clark at laura@ saratogastryders.org to reservea pair or phone 518-581-1278. For info about the entire DionSnowshoe Series and for snow updates visit www.runwmac.com

Glens Falls, NY- LARAC, the Lower Adirondack Regional ArtsCouncil, invites participants to register for a two day, Memoir Writ-ing Workshop, on both Sat., January 24 & Jan. 31, noon-3pm. Instructor Jessica Kane will guide participants through the writ-

ing process to explore how an event from their personal historyshaped who they eventually became. This workshop is open toall skill levels, including writers with projects both full-length andshort-form. Participants will examine the place of memoir writingin the genre of nonfiction and enrich their writing skills by sharingtheir work to develop and improve their craft.The cost to attend is $25 for LARAC Members & $35 Non-mem-

bers, participants should preregister by Jan 21st -  please call 798-1144 ext. 2 or visitwww.larac.org and click ʻLARAC Events and Programsʼ.LARAC is a not-for-profit arts organization dedicated to support-ing arts and culture throughout Warren, Washington, and North-ern Saratoga Counties by developing and sponsoring artsactivities and services. LARAC ʻs renovated carriage house in-cludes Lapham Gallery and the LARAC Gift Shop. For more de-tailed information about LARAC please visit www.larac.org

Page 2: Corinth Pennysaver 012215

Page 2 Pennysaver/News January 22, 2015 COR

New Doors & Drawer Fronts Pullouts & Dovetail Drawer Boxes Hinges & Hardware Sales, Service & Installation

$ THOUSANDS LESS THAN REPLACING KITCHEN$ THOUSANDS LESS THAN THE BIG BOX STORES

BBBSaratoga County

Chamber

The CABINET DOCTOR

www.cabdoctor.com

664-6949

CALL BEFORE JAN. 31st for Additional 10% OFF!!

KITCHEN REFACING

R. COHEN RECYCLINGAlways Buying Scrap Metal

Paying Top Dollar For Your Junk CarsOpen 6 Days A Week

(518) 792-2010NHkelman.iscrapweb.com

NOW

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LAKE LUZERNE OFFERSAARP FREE TAX PREPARATION SERVICE

AARP is sponsoring a free tax preparation service for low-to-moderate income taxpayers with a preference for seniors at theLake Luzerne Senior Center. This service will begin on Wednes-day, February 4th and be available every Wednesday thru April8th. The Lake Luzerne Senior Center is located at 539 Lake Av-enue (Route 9N) in Lake Luzerne.Appointments are required and can be made by calling: 696-6451or 2-1-1.

The display case at theCORINTH FREE LIBRARYcurrently has a collection ofmodel trains and train memo-rabilia on loan from StephenBurt. Stop in and check it out!

Congratulations & Thank You To All The Participantsof the Hadley Luzerne Mini-Marathon Dance!

Thank you to Chris Deuel for organizing the event and making itpossible. Thank you to Mrs. Dyer and Ms. Szachacz for all yourhard work and commitment. Thank you to the entire Deuel & Nor-ton families for working so hard & staying up all night. Thank youto all the volunteers for their support. Many thanks to all the spon-sors and the community for their donations. We are very gratefulto all of you and appreciate everything that was done to makethis a success. We are honored to have the Hunter ScofieldScholarship fund be the recipient of the 1st Annual HadleyLuzerne Mini-Marathon Dance.

~The Scofield Family

CORINTH ROTARY changes meeting place. New: Village Cafe,Palmer Ave., Corinth. Every Thursday at 1pm.

RABBIT HOLE -- by David Lindsay-Abaire . Directed by JenniferVaniderstyne. Jan. 30. 31 & Feb. 1 and Feb. 4 thru 8. Fridays &Saturdays at 8 pm, Wednesday & Thursday at 7:30 pm, Sundaysat 2:30 pm. Schenectady Civic Players, 12 S. Church St., Sch-enectady. $17. 382-2081 or www.civicplayers.org . Order andcharge by phone through Proctors box office 346-6204.

WARREN COUNTY HEALTH SERVICESDIVISION OF PUBLIC HEALTH

1340 STATE RT 9, LAKE GEORGE, NY 12845-9803(518) 761-6580

Public Health will have the following clinics for the week of 1/26through 1/31. WARREN/WASHINGTON COUNTIES STD ANDHIV CLINIC: Tuesday, January 27, 6:00pm-7:30pm, WarrenCounty Municipal Center Public Health Office, entrance #6.WARREN COUNTY BLOOD PRESSURE CLINICS: Monday,January 26, 11:30am-12:30pm, Warrensburg Senior Meal Site,United Methodist Church, 175 Main St.WARREN COUNTY HAS FLU VACCINE AVAILABLE. Call for

appointment. All insurances accepted.Have no insurance! Tdap (whooping cough) vaccine available

at low cost for caregivers of newborns. Call 761-6580 for an ap-pointment.We have ZOSTAVAX (Shingles vaccine) for uninsured or under-insured, 60 years and older for low cost. Call 761-6580 for an ap-pointment.You don't have to live in Warren County to participate. Public

Health also has a Travel Clinic for people who will be travelingout of the country. STD/HIV and Blood Pressure Clinics are free. Check our website: www.warrencountyny.gov for information

about any of our programs or call Public Health at 800-755-8102.We are also on facebook!

GARAGE SALES

MOVING SALE: All furniture, some antiques, various household items of glassware and dishes. All must go! 1/23-1/24/15, 8am-3pm, 29 Arnold Rd., Ballston Spa(just off Malta Ave.).

AVIATION GRADS WORKwith JetBlue, Boeing, Delta and others. Start here with hands on training for FAA certification. Financial aid if qualified. Call Aviation Insti-tute of Maintenance. 1-866-296-7093

Page 3: Corinth Pennysaver 012215

Page 3Pennysaver/News January 22, 2015COR

TIRETH

E WARE-HOUSE INC.

1430 Halfmoon Pkwy

383-0400 271-0234 798-1056www.TheTireWarehouseInc.com

GUARANTEED LOWEST

INSTALLED PRICEOR YOUR TIRE ISFREE At Time

Of Sale

Receive $40Instant Rebate When You Purchase Any 4 Michelin Tires

Specials Good January 23 - February 5

STATE MINIMUM CIGARETTES

ALL

$1699 $749 $1849 $849

Mon.-Sat. 9-9Sun. 10-6

BRANDS

Brewed According To German Purity Law of 1516

5 Liter Keg

20 PackBottles

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$13.003 for12 Pack

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SUPERBOWLSALE

-e-l-

WE TAKE PRIDEin the Classifi ed Advertising Department in trying to screen unwanted,

or misleading ads and/or bogus businesses in our Classifi ed section.Unfortunately, there are a few that slip through the cracks. Please be cautious any time

you answer an ad and you are asked for a credit card or other personal information. Be sure to ask for references from any business you are unsure of or unfamiliar with.

Classifi ed Advertising Dept.

AN INVITATION TO AREA PHOTOGRAPHERSArea photographers are invited to exhibit one photograph eachin an upcoming February photo show at The Stony Creek Library.If you would like to be part of the show, please email your contactinfo (name, address, and phone) by January 31, 2015 to [email protected] or call Patrice at 518-696-3399 by January 31stto leave this info. Space is limited. First come, first serve basis.There is no fee to be part of this show.Stony Creek is a small Adirondack hamlet located approximately25 minutes west of Lake George and 45 minutes northwest ofSaratoga Springs, NY. The Stony Creek Library offers numerousprograms including fine art and craft workshops for adults andchildren, concerts and entertainment, lively social gatherings in-cluding open mic nights and art exhibits featuring locallyrenowned artists. Our popular programs are free or at low cost.For hours and more general information call the library at 518-696-5911. The Stony Creek Library is located at 37 HarrisburgRd. Stony Creek, NY 12878.

Adirondack Bluegrass League Show featuring Cedar Ridgeand Thirteen Feet of Bluegrass. Sunday, January 25, 2015 at2pm at Mollieʼs Mason Jar, 13 Park Avenue Ext., Hadley. Mem-bers $10.00; non-members $12.00; children under 12 and specialneeds are free. For more info 518-221-6231.

DISH TV RETAILER. Starting $19.99/mo. (for 12 mos.). Free premium movie chan-nels. Free equipment. Instal-lation & Activation. Call, com-pare local deals 1-800-826-4464

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Page 4 Pennysaver/News January 22, 2015 COR

Page 5: Corinth Pennysaver 012215

Page 5Pennysaver/News January 22, 2015COR

Saratoga Wilton Elks Lodge#161 presents a BakedChicken Swiss Steak Din-ner-Soup dijour, TossedSalad, Baked Chicken, SwissSteak, Mashed Potatoes, Sea-sonal Vegetables, Rolls & But-ter, Dessert, Coffee &Tea-Wednesday, Jan. 28,4:30-7pm. Donation re-quested: Adults $10; Seniors& Military (Active/Retired withID card) $9; Children 5-12 $6,under 5 free. Takeouts $10.Cash Bar available. 1 ElksLane, Rt. 9, Saratoga. Call584-2585 for more info.

Old Saratoga Reformed Church, located at 48 Pearl St. inSchuylerville, will be hosting a “SOUPER” SUPPER on Sat.,Feb. 7th from 4:30-6:30pm. Enjoy bottomless bowls of soup foronly $7 for adults for adults. Bread, salad and dessert included.Children ages 5-10 may eat for #3, and under 5 is free. This is adine-in only supper. Reservations are recommended but walk-ins are welcome! Call Amber Deyoe 587-8224 or 695-3479 forreservations.

CORINTH FREE LIBRARY NEWSOur annual Cabin Fever Board Game Club every Thursday afterschool Throughout January and February. We have dozens ofgames, and of course, snacks, too!

PIZZA & WING NIGHT at Victory Mills Fire Department on Jan-uary 24th from 4-8pm. Eat In or Take Out. Place your order at695-6623 after 2pm. We are open till 8 but our last call is 7pm.Cheese Pizza 12 cut - $11; Pizza with the works 12 cut - $18;Toppings - $2 each - Sausage, Pepperoni, Peppers, Onions,Mushrooms & Extra Cheese. Wings with Celery, Carrots & BlueCheese - 1 Dozen $9, extra blue cheese 75¢ - Plain, Mild, Hot,Xtra Hot, Sweet Baby BBQ and Garlic Parm.

Writing Workshops Offered in WarrensburgMary Sanders Shartle will teach a four-session memoir/fiction writing course at Willows Bistro inWarrensburg, noon to 2 p.m. Tuesdays from March 10 – March 31. This course is organized byFiction Among Friends in cooperation with the bistro. Shartle calls her workshop “Life Lines” andsays the sessions are very relaxed, informal and supportive. It is appropriate for all levels of expe-rience. They will entail free-writing from prompts and writing “homework” (voluntary), with opportu-nities to read work to the class. Cost of the four-week course is $120, which includes lunches. Classsize is limited to ten, with a minimum of five registrants necessary. This event was funded in partby Poets & Writers, Inc., with public funds from the New York State Council on the Arts with thesupport of Governor Andrew Cuomo and the New York State Legislature.Mary Sanders Shartle is a poet, fiction, and essay writer. In April 2014 she release her novel abouta woman living alone in the Adirondacks, The Truth and Legend of Lily Martindale, SUNY Press.She was awarded a 2007 individual artistʼs grant from the New York State Council of the Arts, astate agency, to complete the book. In January, 2014 she was a finalist in the Tupelo Press OpenProse competition. The story, “The Spider Web” appeared in their on-line Quarterly. She is a memberof “The Three Poets” with colleagues Marilyn McCabe and Elaine Handley, who thrice won theAdirondack Center for Writing Literary Award for best book of poetry for their chapbooks Notes fromthe Firetower–Three Poets on the Adirondacks (2005) and Glacial Erratica: Three Poets on theAdirondacks, Part 2 (2006); and Winterberry, Pine: Three Poets on North Country Winter (2010).Their full length book, Tear of the Clouds, was released by Ra Press in 2011.Shartle teaches numerous writing workshops for adults, children and teens. She regularly hostsbook discussion groups for Road Scholars (Elder Hostel) at Great Camp Sagamore. She was aneditorial committee member and contributor to The Galway Story Quilt: Poems of a Place by thePeople Who Live Here, published in 2007 which won the Joseph Shubert Award for Library Excel-lence, New York Stateʼs most prestigious library award.Shartle was the director of the Saratoga Poetry Zone in Saratoga Springs, New York from 2004until 2007, hosting poets such as Brigit Pegeen Kelly, Dan Hoffman and Rachel Hadas. She cur-rently sits on the board of the Adirondack Center for Writing.To inquire or register, contact Fiction Among Friends organizer, Persis Granger,[email protected] or 352-463-3089. More info: http://www.persisgranger.com/FAF_at_Wil-lows_Bistro.htm.

SUPPORT OUR SERVICEmembers, veterans and their families in their time of need. For more information visit the Fisher House website at www.fisherhouse.org.

DO YOU HAVE PRODUCTS or Services to Promote? Reach as many as 3.3 million households and 4.5 million potential buyers quickly and inexpensively! Only $489 for a 25-word ad.Place your ad online at AdNetworkNY.com or call 1-877-275-2726

Page 6: Corinth Pennysaver 012215

Page 6 Pennysaver/News January 22, 2015 COR

The Saratoga Winterfest 5K Snowshoe Run/Walk will be heldon Sunday, February 1 at 11am in the Saratoga State Park.Camp Saratoga 8k Snowshoe Race will be held on Sunday,February 15 at the Wilton Wildlife Preserve & Park. CampSaratoga will begin at 10:30am and is a qualifier for the UnitedStates National Snowshoe Championship.Go to www.saratogastryders.org to download an application orlink to online registration at www.active.com. A limited supply ofDion Snowshoes will be available at a $5 rental charge. EmailLaura Clark at laura@ saratogastryders.org to reserve a pair orphone 518-581-1278. For info about the entire Dion SnowshoeSeries and for snow updates visit www.runwmac.com

Kelly Lynn Fuller Named to Dean's List for fall 2014HERKIMER, NY - Herkimer College awarded academic honorsto 491 students for the fall 2014 semester.

Kelly Lynn Fuller of Corinth, Liberal Arts & Sciences: Social Sci-ence was one of 320 students named to the Dean's List for earn-ing a grade point average between 3.25 and 3.79.

Herkimer College is a unit of the State University of New York,located in Herkimer, NY, about 20 miles east of Utica, NY. Withan enrollment of approximately 3,000 students, Herkimer offersmore than 40 associate degree and certificate programs, on-campus housing, an active co-curricular activities schedule anda national championship athletic program. For more informationvisit www.herkimer.edu.

Page 7: Corinth Pennysaver 012215

Page 7Pennysaver/News January 22, 2015COR

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SPECIAL SECTIONS

For more information on these sections go to:

TO SCHEDULE AN AD IN ANY OF THESE SPECIAL SECTIONS, PLEASE CALL YOUR SALE REP AT (518) 454-5501

January 22 & 29

DEADLINES FRIDAYof the PRIOR WEEK

GAME DAY SPECIAL

SECTIONS

VALENTINE’S HEADQUARTERSJanuary 29, February 5 & 12DEADLINES FRIDAY of the PRIOR WEEK

HOME INTERIOR MAKEOVERFebruary

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WINTER EDITION

Do you have Diabetes? Medicare provides FREE medical nutritional ther-apy to help you eat well! Give Susan a call at NY Connects: Choices forLong Term Care 1-866-805-3931 (toll-free).

THE TROPHY HUSBANDS TO PERFORM IN STONY CREEK

"The Trophy Husbands" will be performing at the Stony CreekTown Hall on Friday, February 6 at 7 p.m. in Stony Creek. Thispopular Americana band features the music of accomplishedsinger/songwriter and guitarist, John Kribs. All are welcome toattend this free concert sponsored by the Stony Creek Free Li-brary. Refreshments will also be available. For more informa-tion, please call 696-5911.

FREE TAX RETURN PREPARATIONWARREN COUNTY – Volunteer Income Tax Assistance Program(VITA) sponsored by Cornell Cooperative Extension of WarrenCounty is offering free tax help to families and individuals whosehousehold income is below $53,000. Trained community volun-teers can help you with special credits, such as Earned IncomeTax Credit (EITC), up to $6,143, if you earn less than $52,427.In addition to free tax return preparation assistance, free elec-tronic filing (e-filing) will be offered. Individuals taking advantageof the e-file program will receive their refunds in half the timecompared to returns filed on paper – even faster if you have yourrefund deposited directly into your bank account. Tax Returnswith stock sales, business or rental income cannot be completedby us. To schedule a tax appointment in Warren County call Cor-nell Cooperative Extension at 518-623-3291. For WashingtonCounty call 1-800-211-5128

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DIVORCE $550* Covers Chil-dren, etc. Only one signature required! *Excludes govt. fees*. Call in Buffalo: 1-716-708-4519; Rochester: 1-585-360-0028; Syracuse: 1-315-679-4549; For other of-fices, call 1-607-391-2961 x700. Baylor & Associates

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AVIATION GRADS WORKwith JetBlue, Boeing, Delta and others. Start here with hands on training for FAA certification. Financial aid if qualified. Call Aviation Insti-tute of Maintenance. 1-866-296-7093

PLAY WHERE THE winners go! LakeSide Entertainment, Route 90 Union Springs 13160. The friendliest elec-tronic gaming in the Finger Lakes. Not the biggest, but the best! Open daily 10am. 1-315-889-5416

ADOPTION: FUN LOVINGfamily oriented, happily mar-ried couple hoping to com-plete our family through adoption. 1-888-247-5775.www.KerriAndMikeAdopt.com

REACH AS MANY as 2 mil-lion potential buyers in central and western New York with your classified ad for just $349 for a 25 word ad. Call 1-877-275-2726 for details or visit AdNetworkNY.com

Page 8: Corinth Pennysaver 012215

Page 8 Pennysaver/News January 22, 2015 COR

VALENTINE’S HEADQUARTERS

Your

SPECIAL CUPID RATES!

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SPECIAL SECTIONSTHURSDAY, JANUARY 29th

FEBRUARY 5th & FEBRUARY 12th

In Saratoga CountyP.O. Box 1450,

Clifton Park, NY 12065(518) 454-5501

Fax (518) 454-5541

In Corinth229 Main Street,

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ZONE THREE - Mailed to these Zip Codes: Stillwater - 12170 Mechanicville - 12118 No. Clifton Park - 12065 Halfmoon North - 12065

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AHI PARTNERS WITH NY STATE OF HEALTH FOR “SIGN UP NY” CAMPAIGN AT AVIATION MALL IN QUEENSBURY

Free Assistance Available as February 15 Open Enrollment Deadline Fast ApproachesAdirondack Health Institute (AHI) has partnered with NY State of Health for the “Sign Up NY” cam-paign, a mall tour taking place across New York State through February 15.   AHIʼs certified enroll-ment assistors will be on-site at Aviation Mall in Queensbury on the dates and times listed below toprovide information on enrollment in health coverage, including helping people determine whetherthey qualify for financial assistance.  Tour Schedule-“Sign Up NY” booths will be open from 1 p.m. to 7 p.m. on Fridays, 12 p.m. to 6p.m. on Saturdays, and 11 a.m. to 5 p.m. on Sundays at Aviation Mall, 578 Aviation Road, Queens-bury, on the first floor near Spencerʼs Gifts and American Eagle Outfitters.Dates:January 23 – 25; January 30 – February 1; February 6 – 8; February 13 – 14“Consumers who enroll in health insurance through the NY State of Health marketplace have achoice of quality, affordable plans and the peace of mind knowing they are covered,” said DonnaFrescatore, executive director of NY State of Health.  “This yearʼs open enrollment period for NYState of Health coverage ends on February 15.”For more information, please visit the NY State of Health events mapat  http://info.nystateofhealth.ny.gov/events  or contact Adirondack Health Institute at1.866.872.3740.

NORTHCOUNTRYARTS OPENS NEW SHOWAT RARE EARTH GALLERY

SEE 100 PIECES OF ART AT DOWNTOWNGLENS FALLS GALLERY

GLENS FALLS, NY — NorthCountryARTS opens its new exhi-bition at Rare eARTh Gallery & Events, located at 176 GlenStreet in downtown Glens Falls, with a reception from 6 to 8 p.m.on Friday, January 23. Admission is free and open to the public.For info, email [email protected]. More than 100 pieces of art from 50 artists from Warren, Wash-ington and Saratoga counties are in this exhibition. The show in-cludes watercolor, oil, acrylic and pastel paintings; batik;photography; collage; pen and ink; charcoal; sculpture; chip carv-ing and woodworking; jewelry; fabric art; pottery and mixedmedia. All of the artwork is for sale.The show runs from January 23 to Saturday, February 28. Galleryhours are Wednesday through Saturday, 11 a.m. to 6 p.m. andSunday, noon to 6 p.m.NorthCountryARTS provides opportunities, encouraging and pro-moting artists in the north country. It is a volunteer-run member-ship arts organization. To learn more about the organization,please visit www.NorthCountryARTS.org.

Page 9: Corinth Pennysaver 012215

Page 9Pennysaver/News January 22, 2015CORAs Seen

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ARE YOU 55 and over and looking for a volunteer opportunity?Saratoga County Office for the Aging is looking for kitchen vol-unteers to assist with serving meals for the Senior Nutrition Pro-gram. There is a current NEED at the Saratoga Senior Center.This opportunity is flexible to fit your schedule, Monday-Fridayavailability between 10:00am-1:30pm. Call Billie Jo @ SaratogaOffice for the Aging for more details on this volunteer opportunity.

Sunday, Feb. 1st the Country Round & Square Dance Assoc.will host a dance (old style country) at the American Legion,Clancy St., Schuylerville. Music by The Countrymen. Dance 1-5pm. Everyone is welcome. Casual wear. Adults $5, 6-17 yrs. $2,under 6 free. Info Linda (518) 638-8905 or Sandy (518) 824-3719.

FISHING WORKSHOP FOR BEGINNERSWARRENSBURG – The Warren County 4-H Youth Developmentprogram is in search of youth of all ages who are interested injoining a beginners fishing workshop series. Depending on thelevel of interest, the first meeting will be scheduled in early Feb-ruary. Youth will participate in a series of workshops which willinclude: “learn by doing” hands-on projects, review the history offishing, learn about local fish species, and have the opportunityto go on field trips to test out there skills. A limited amount ofequipment is available for those who are in need of fishing gear.For more information or to register for this program contact 4-HCommunity Educator, Dan Carusone at Cornell Cooperative Ex-tension 518-668-4881 or by email at [email protected]

FREE FIRST FRIDAY COMMUNITY DINNERGREENWICH – The second year of monthly FREE dinners inGreenwich are off to a great start. The first Friday of every monthSept.-June dinner is served at Centenary Methodist Church inGreenwich from 5:30-7:00pm. This month's dinner is hosted bythe Greenwich Youth Center. The kids will be serving up freshlyprepared pizza, salad and cupcakes thanks to the generous do-nations and support from many local businesses and volunteers.Free will donations will be accepted for the Youth Center. A greatway to start the weekend and visit with friends and neighbors.

ARE YOU SAVED? Are you sure? You can know with ab-solute certanly- the Bible is clear. Interested? 792-6725

9 HEAD OF BEEF CATTLE, 4 bred cows, 1 bred Heifer, 2 young bulls, 2 feeder calves. . Call 435-5860

PIANO TUNING: Winter Special! All models $89. Free est. on repairs. 25 yrs. exp. Refs. 207-6779 lv. msg.

IʼM AVAILABLE TO DO housecleaning. Honest, de-tailed, refs. Also companion sitting, cooking, etc 320-6379

UNCONTESTED DIVORCE$895 includes filing fees. All documents prepared and filed. No court appearance.Susan Civic, Attorney 77 Van Dam St. Suite #6Saratoga Springs. 587-4400

DIVORCE Uncontested Di-vorce papers prepared $349 Incl. poor person app. cus-tody & support Pet. 274-0380

WE MAY NOT be able to get rid of the snow, but weʼll take care of the dirt. Weaverʼs House Cleaning. $20/hr. 681-2575 or 681-7048.

DirecTV! ACT NOW - $19.99/mo. Free 3-months of HBO, Starz, SHOWTIME & CINEMAX Free Genie HD/DVR Upgrade! 2014 NFL Sunday Ticket included with select packages. New cus-tomers only. IV Support Hold-ings LLC - an authorized Di-recTV Dealer. Some exclu-sions apply - Call for details 1-800-931-4807.

Page 10: Corinth Pennysaver 012215

Page 10 Pennysaver/News January 22, 2015 COR

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here with hands on training for FAA

Call Aviation Institute of Maintenance 888-686-1704

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NOW Compare all Companies, Packages and Prices!

Call 1-855-978-2608 TODAY!

Safe Step Walk-In Tub Alert for Seniors. Bathroom falls can be fatal.

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ATTN: HIGH SCHOOLJUNIORS

SARATOGA COUNTY – TheLeague of Women Voters ofSaratoga County is acceptingapplications for High SchoolJuniors residing in SaratogaCounty to attend Students In-side Albany, a ConferenceSponsored by the of WomenVoters of New York State. TheConference will be held onMay 17-20, 2015 and is an in-tensive four-day training expe-rience designed to immersestudents in the process bywhich public policy is pro-posed, enacted and changedin New York State. All confer-ence expenses for the suc-cessful candidates will becovered by the LWV ofSaratoga County. Applicationsare due to the LWV Saratogaby January 26, 2015 and maybe found on the LWV website:www.lwvsaratoga.org. Formore information [email protected] orcall 518-728-0237

“SINGLE & PARENTING” SUPPORT GROUPSARATOGA COUNTY – "Single & Parenting" is a new, weeklysupport group beginning Tuesday, January 27th from 6 to 8pmat The Mission Community Church at 10 Old Plank Road, CliftonPark. A free dinner will be served for families at 6pm, followedby a DVD-based program and discussion time for adults, and aseparate program for kids. Single & Parenting is a place wheresingle parents in Saratoga County can find encouragement, sup-port and practical help. For more information, contact [email protected] or visitwww.singleandparenting.org/groups/52108

JOEYJUNK.COMCleanouts, hauling, attics, bʼment, garages. Get it done fast for less cash. Fully ins. 237-JUNK “5865 “

Rainbow Vacuum CleanersAuthorized service. New and used units, free pickup. Call for holiday specials!1- 877-265-8367 Toll free.

Page 11: Corinth Pennysaver 012215

Page 11Pennysaver/News January 22, 2015COR

Free EstimatesFully Insured 654-9555

Butch’s Tree Service

(Workman’s Compensation

& Liability)

JW Millard Construction Services

788-6805Your “One-Stop-Shopping” Contractor

Additions / Garages / Kitchen / BathsBasements / Decks / Porches

Fully Insured Free Estimates

PAINTING SOLUTIONSInterior Painting & Staining, Wallpaper Removal, Wall Re-pairs, Taping. Res./ Comm.Free est. Fully ins. 986-1154 www.dps518.com

JOBS TOO SMALL? Canʼt get the right price? We do siding, painting, kitchen, baths, basements roofing, & more! Call Bob @ 275-7731

HIGH TECH HOME SOLUTIONS. Heating, air cond, tune ups, maintenance, plumbing, chimney cleanouts, boilers, hot water heaters, furnaces, and specializing in pellet stove repair and install. We do it all! (518)881-9378.24 hours emergency service.

ELECTRICIAN Lammon Electric. Fully lic. & ins. 25yrs exp., res./comm. Stand by Generac generator 274-5100

J & R FLOOR COVERING Tile, hardwood, carpet, vinyl, laminate. Great prices on ma-terials & installation. Residen-tial, commercial. Experi-enced & insured. Visa, MC, Discover Ralph 584-4657 jandrfloorcovering.com

WATER HEATERS REPLACED NOW! Rebates! Gas fired. Tankless or tank type. Call Mike OʼBrien 365-6624 any time!

REACH OVER 28 MILLION homes with one ad buy! Only $2,795 per week! For more information, contact this publication at 518-877-4730

CLEANOUTS AND DEMOFree estimate. Cheaper than a dumpster, and we do all the work! 339-3369

FIREWOOD FOR SALE$160 cord. 409-1923

MG REMODEL & HOME REPAIR - No job too small! Int.ext. Serving Capital Dist. Questions? Give me a call! Free est. Fully ins. 383-2546

FRIDHOLM RENOVATIONS & REPAIRS: Bathrooms, basements, carpentry, tile work, plaster/drywall repair, window/door installation, light fixtures, painting, deck build/repairs, popcorn ceil-ings, basement Drylok sealer and many other tasks. A+ BB rating. Will show up. We love what we do! Please call John Fridholm at 330-9507 or visit us at jfridholm.com

HEATING SERVICE AND AIR CONDITION or new in-stallations. Best prices. Best efficiencies. Gas fire, rebates. Call Mike OʼBrien 365-6624 anytime.

REMODELINGKitchens and baths. Carpen-try work. 268-9764

INTERIOR PAINTING AND CERAMIC TILE.

25 years of experience. Free estimates. Call Larry

793-7208

ELECTRICIANDAVEʼS ELECTRIC. Fully in-sured, free estimates. Rea-sonable rates. 583-0441

KZconstruction: All phases of construction & remodeling, plumbing, elec. heating/ air, excavation, new construction. Fully insured and in business for over 20 plus years. Call Kurt with KZconstruction at 518-365-9697 for all your construction needs. No job too big or small.

SEAMLESS GUTTERSThe Gutter Guy. Cleaning & repair also available. Fully ins. 24 years exp. 339-3231

A-Z BUILDING ANDPROPERTY SERVICES. One call completes it all!Complete home and yard buidlng & maintenance. All phase of building and land-scaping, additions, decks, bathrooms, kitchens, base-ment, patios, screen porches, retaining walls, planting, trim-ming, etc. (518) 522-2724

OLD APPLIANCESand FURNITURE

REMOVED FROM YOURHOME OR BUSINESS.Small or Large jobs.

CLEAN OUTS. Call Bill the Junkman at

664-7488Credit Cards Accepted.

PREMIUM PROPERTY SERVICES: Stone work, ma-sonry, chimney repair, fire-place repair and installation. Roofing, siding and windows plus much more. Call Matt for an immediate response 330-6208.

FIREWOOD- Dry- Dry-DryExit 15N.com

Lou “The Wood Guy”Rt. 50, Wilton

ROOFINGRoofing repairs, installations, window and doors. 268-9764

FIREWOOD DRY PINEand hardwood. Face cords. 466-4598

TOM MULLAN TREE AND STUMP REMOVALWe specialize in large tree re-moval. Insured • Free Est.584-7259 or cell 598-3791tommullantreeservice.com

TEDDYʼS TREE SERVICE Firewood for sale.Cut, split, & delivered. No delivery charge. $250/ full cord. $450 truck load. 696-3737

“GARAGE DOOR GARY”Garage door electric openers. and service. Call for free estimate. 399-6102 º

C. L. HOME IMPROVE-MENTS Taking care of all your window and remodeling needs. Neat and dependable. Fully insured. Free estimates Call Rich (518) 528-7173

FRIDHOLM PAINTING:All int./ext. painting & staining projects. Popcorn & cathedral ceilings, wallpaper stripping, faux/decorative painting. Free est. Insured. A+ BBB rating. Will show up. Neat. Clean up. We love what we do! contact John Fridholm, 330-9507www.jfridholm.com

GEORGE T. FARNUMARCHITECT 78 Front Street, Ballston Spa. Start planning now for Spring. 518-885-1705

Wadeʼs Tree Serv. & Land-scape Co. Complete tree serv. Light landscaping serv. 35 yrs. exp. 3rd generation arborist. 10% disc. w/ad. Fully ins. Free est. 384-7285

FIREWOOD FOR SALECut , split, delivered. All hard wood. Free delivery. 696-3779

Need Home Improvement?Services from facelifts to re-model, also custom design cabinets, built-ins, and stor-age solutions to fit your exact space and needs. Handy-man services, painting, tile work, flooring, moldings, dry-wall repair. Insured. BKʼs Custom Services 581-5900.

FERRARO HOME Improvements & Additions. Remodeling, carpentry, basements, kitchens, baths, decks, No job too small.Don Ferraro (518) 882-9513

Page 12: Corinth Pennysaver 012215

EMPLOYMENT

Page 12 Pennysaver/News January 22, 2015 COR

A Career Change is Just a Phone Call Away!

Call518-

363-0008

www.adirondackschool.com

Spring Sessions starting MARCH & APRIL 2015

WAREHOUSE WORKERS: Wilton and Amsterdam Distri-bution Centers. Openings are for a Sat., Sun. & Mon. on our customerʼs 12-hr. shifts start-ing at 6am or 6pm. Pay rates are Pick/Packers $11.00; Warehouse workers $12.00 per hr. Regular lifting, fast pace environment with lots of standing. Some temp to per-manent opportunities. Call Manpower @ 518-459-2800 for additional information. You can also apply and regis-ter online at Manpowerjobs.com or send your resume to: [email protected] is an EOE.

LOVE TO CLEAN? Hate Low Pay? Good News! Medi-Kleen is hiring in Malta and Clifton Park. We will train you to clean/ sanitize medical facilities. Starting rate $13/hr. for exp. cleaners. PT open-ings eves & weekend days as well. Must be dependable & have reliable transportation, able to pass background check & ongoing drug testing. Career opportunities for ex-ceptional workers. Email re-sume/ inquiries to: [email protected] No phone calls.

FAIRFIELD INN & SUITES Exit12, Malta, now accepting applicants for FT Breakfast, FT Guest Service Reps., FT housekeeping.Apply in person: 101 Sara-toga Village Blvd., Malta

DIESEL MECHANIC: Great Pay/ Benefits. APPLY www.durhamschoolservices.com2622 7th Ave., Building 50N, Watervliet, NY 12189. 518-266-9330

HIRING PCAʼS, HHAʼS, LPNʼs, Companions. All shifts available NOW. Call Home Helpers at 584-5885

HOME HEALTH AIDES, Per-sonal Care Aides & Com-panions. Aides Must be certi-fied. Flexible hrs. Competitive pay, team atmosphere. Must have a vehicle and be ready to work. Senior Solutions. 584-1200 or 370-1200.

PERFECT JOB for those that need flexibility and like to stay active! Growing res. cleaning co. looking for highly moti-vated individuals. Mon.-Sat., must be avail. at least 4 days/wk. 8:30a-3p. Eves. also available. Company ve-hicles avail. Must love to clean and have a good atti-tude. Call 384-DUST today or stop by 227 Kingsley Rd., Suite 26, Burnt Hills.

HAMPTON INN: PT house-men,laundry, housekeepers. Apply within 620 Plank Rd., Clifton Pk., Exit 9.

NOW HIRING CLEANINGspecialists in Glenville. Mon-Thurs. 7:30 pm-10pm. and Fri. 6:30pm-9pm. Must be reliable, motivated and have transportation. $11/hr. 384-3878

RN HOME CARE SupervisorSaratoga County. Duties incl. case management, supervi-sion of field staff, home care & management exp. pre-ferred. Benefits & competitive salary. Email resume to: [email protected] fax to: 518-452-0765 E/O/E

WELDING CAREERSHands on training for career opportunities in aviation, automotive, manufacturing, and more. Financial aid for qualified students. Job place-ment assistance. call AIM 1-855-325-0399

GET GOOD LOCAL CANDIDATES TO RESPOND IMMEDIATELY!

Place Your Employment Classified Ads With Us!

EMPLOYMENT OPPORTUNITIES

10 CALL 454-5502 or 454-5503 (Fax 454-5542)

Email: [email protected]

Page 13: Corinth Pennysaver 012215

REAL ESTATE

SPACIOUS LOTSAVAILABLE(2000 or Newer)Lot rent $95. First year

587-1279 or 788-1399

WOODCREST ACRESCORINTH AREA FOREST HILLSMILTON AREA

(GALWAY SCHOOLS)

Page 13Pennysaver/News January 22, 2015COR

VALUED HOMES

793-1266 Route 9

So. Glens Falls

nyvaluedhomes.com

YOU ASKED AND WE DID IT...Manufacture/Dealer Promotion We Now Give Our

Buyers Living Rooms Furnished With The Purchase Of Any Of Our Homes

1 LOT MODEL HOME LEFT, OVER $8,000 SAVINGS

Place Your

RealEstateClassified Ads With Us!

LET US HELP YOU SELL YOUR HOME!10

CALL 454-5502 or 454-5503 (Fax 454-5542)Email: [email protected]

RENTALS

SYCAWAY 2 BDRM w/ den $1150 + util., LR, DR, FP W&D incl., stairs, NS, NP, refs. credit ck., lease, sec. reqʼd. Near Troy Hospital/RPI 273-7030

CORINTH: Limited time lease specials! 2 BR, mod. kit./ full bath/ fam. room, w/d, off-str. pkʼg. $725 heat, water, gar-bage incl. No dogs. 338-8800

7112 ANTIOCH RD. Unit CMiddle Grove. Available 01/01/15. 3 BR, 1.5 ba. in 4 family building. W/D hookup, patio area, o/s parking, $975.Call Broker ( 518)423-4177

DONʼT RENT. OWN FOR $650/mo. New 2BR, 2 bath manufactured home. Sara-toga Springs and Ballston Spa area. Hoffman Homes. 884-8383 WanttoLivehere.com

FOR RENT: CORINTHLg. 1 BR, knotty pine, duplex. No pets, security. $575+ 372-7667

COHOES HILL $650+ Large 1 BR, remodeled bathroom, just painted, new windows, eat in kitchen, walk in closet, stove, frige, hkups, porch. Sec & refs. 1st flr. 383-3286

BALLSTON SPA HOUSE 3BR,1 bath, w/d hook-up. Very nice. $1200. No Pets. Available immed. 852-6048

2BR APT., DR, living rm., kit., bath, upstairs, refrig., stove, NP, NS. Mechanicville. 664-8424

RENTALS

STILLWATER 1BR, w/ den 3rd flr. $650+ utilities and se-curity. No smokers, no pets. Adults preferred. 664-5503

ADULT COMMUNITYMinimum 55 years old. Mohican Hill Apts. Ballston Spa. Spacious 1 BR walk-in closets, storage, $725.Washer, dryer hookups. Low heat costs. No pets.885-4232

MECHANICVILLE MODERN 3 BR, yard, garage, w/d hookup, minutes to Northway or Global Foundries, $1000. 583-9990

Stillwater: Near Battlefield, quiet area, modified MH, 2br, 1 ba, sm. pets ok (w/ restric-tion). $750+ NS 932-3214

LUZERNE 1 BR, waterfront$600/mo. + sec. + util. Cable included. 696-3300

VACATION

DO YOU HAVE VACATION PROPERTY FOR sale or rent? With promotion to nearly 3.4 million households and over 4.6 million potential buyers, a Statewide classified ad canʼt be beat! Promote your property for just $489 for a 25 word ad. Place your ad online at AdNetworkNY.com or call 1-877-275-2726.

MECHANICVILLE: 4 Bed-room, split level on Hudson River Rd. 1.68 ac. with RIVER FRONTAGE. Asking $250,000. (518) 274-6464 Ralph F. Passonno Jr., GRI, Licensed Real Estate Broker

ABANDONED FARM! 25 acres - Trout Stream, $49,900. Beautiful acreage, views, woods, apple trees! Unadilla River Valley location! EZ terms! 1-888-701-1864NewYorkLandandLakes.com

LAND

BANK REPOʼD! 10 acres - $19,900! Awesome mtn. views, hardwoods, private bldg. site, long rd. frontage, utils.! No liens or back taxes! Terms avail.! Call 1-888-650-8166 NOW!

TOWN OF HADLEYTower Rd. 723 wooded acres borders large tract of state forest. Stream, pond. Long road frontage. Electric. Excel-lent deer & bear country. Al-ton Makely (518) 231-0304DONʼT RENT. OWN FOR

$650/mo. New 2BR, 2 bath manufactured home. Sara-toga Springs and Ballston Spa area. Hoffman Homes. 884-8383 WanttoLivehere.com

DONʼT RENT. New 3BR dou-ble wide. Own for $750/mo. lot rent incl. Ballston Spa. Hoffman Homes. 884-8383 WanttoLivehere.com

DONʼT RENT. New 3BR dou-ble wide. Own for $750/mo. lot rent incl. Ballston Spa. Hoffman Homes. 884-8383 WanttoLivehere.com

MOBILE HOME FOR RENT Greenfield center.(518) 893-2989

MANUFACTURED

WHY RENT WHEN YOU CAN OWN! New 3 BR, 2 bath manufactured home. As low as $550 per month, if bank qualified. Lot rent in-cluded @ $250 per month for three years. Forest Hills in Ballston Spa: 788-1399 or Woodcrest Acres in Cor-inth: 654-9820. Pyramid Pines Sales 587-1279

Garden Homes ºCommunitiesFOR SALE OR RENT.1 BR, 2 BR & 3 BR MANUFACTURED HOMES,FINANCING AVAILABLE. Ravena 756-7473Brunswick 326-8069So. Glens Falls 798-5071Colonie 373-0194Halfmoon 373-0194Clifton Park 383-0211Latham 469-8195Scotia 377-4519Selkirk 767-9134/ 767-2367Saratoga Springs 383-0211gardenhomesmanagement.com

MILLENNIAL MORTGAGE MYTHS DEBUNKED: A NEW LIGHT ON HOMEOWNERSHIP(NAPSI)—The American Dream may have looked like more of a nightmare to the millions of mil-lennials who entered the workforce in recent years—but there could be good news.This generation, born between 1981 and the early 2000s, has a desire to pursue passion over tra-ditional expectations. Dreams of white picket fences have been replaced by a strong desire to investin the future. This shift, however, means many millennials pay rent instead of a mortgage.“Millennials have been swayed to believe that homeownership means a financial burden andstress,” said mortgage lender Joel Gurman. “The reality is our current housing market, paired withthe financial opportunities made possible by generationally low interest rates, have opened uphomeownership to many people and have actually proven renting to be an expensive and unnec-essary burden.”Here are five mortgage myths and actualities for millennials:1. Buying a home is more expensive than renting: Unlike rent money, a mortgage payment goestoward ownership. Home prices have stabilized recently and rates remain near record lows, makingpayments quite affordable while gaining valuable equity.2. I need a larger payment: Millennials often assume their limited yearsʼ worth of savings wonʼtequal a large enough down payment on a home. The reality is, with standard Fannie Mae- andFreddie Mac-insured loans, a down payment as low as 5 percent is enough, while FHA-insuredloans only require 3.5 percent.3. My credit score is too low: With the stresses of credit card debt and student loans, millennialsoften struggle to maintain a desirable credit score. Fortunately, several programs, including theFHA mortgage, offer favorable credit score minimums.4. The process is complicated and confusing: With their busy lives, millennials often assume theprocess of buying a home is too burdensome. Mortgage lenders today are making it as seamlessas possible through technology, accessibility and mobile apps such as MyQL by Quicken Loans,the nationʼs second largest retail mortgage lender, which allows clients to upload supporting docu-ments and check the status of their loan online, anytime.5. Homeowners must take on a 30-year payment: Thirty years can seem overwhelming for the mil-lennial with a lifestyle fueled by the ability to be free. In reality, many lenders offer terms rangingfrom eight to 30 years, for as much flexibility as desired.Of the positive outlook for millennials, Gurman adds, “The future of our housing economy looksbright for millennials looking to re-evaluate their current financial hopes and dreams.”Many millennials may be surprised to learn just how easily they can own their own homes.

FOR RENT: CORINTHLg. 1 BR, knotty pine, duplex. No pets, security. $575+ 372-7667

Page 14: Corinth Pennysaver 012215

AUTOMOTIVE

Page 14 Pennysaver/News January 22, 2015 COR

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Page 15: Corinth Pennysaver 012215

Page 15Pennysaver/News January 22, 2015COR

2012 FORD FOCUS

STK# D6684B - HATCHBACK, POWER EVERYTHING, MOONROOF, PREMIUM

WHEELS! ONLY 29K MILES!TITANIUM PKG!

$16,855 $263MONTH*

2010 FORD F-250 4X4

STK# 66370A - CREW CAB, XLT PKG, POWER EVERYTHING, 5.4 V-8!

ONLY 64K MILES! NICE TRUCK!

$28,485 $445MONTH*

2012 DODGE GRAND CARAVAN

STK# N6647A - SE PKG, POWER EVERYTHING, CLEAN CARFAX!

ONLY 36K MILES!GREAT FOR THE FAMILY!

$15,988 $249MONTH*

2008 FORD EDGE

STK# P4445A - ALL-WHEEL-DRIVE, SEL PKG, LEATHER, PREMIUM WHEELS!

ONLY 57K MILES!SHARP CAR!

$17,898 $279MONTH*

2009 FORD FOCUS

STK# 06605A - SE PKG, ALLOY WHEELS, AUTO, POWER EVERYTHING!

ONLY 88K MILES! GAS SIPPER!!

$9,586 $129MONTH*

*Payment based on 72 months. 3.9% to credit qualified. Sales tax, title and tags extra.

2009 WRANGLER RUBICON

STK# N6631X - 4X4, 6 SPEED MANUAL, ONLY 43K MILES!SHARP RIDE!

$24,855 $388MONTH*

2013 FORD FUSION

STK# 96536A - S PKG, POWER EVERYTHING, AUTO, 1 OWNER!

ONLY 13K MILES!GREAT ON GAS!

$15,998 $249MONTH*

2006 MERCURY MILAN

STK# P4442A - V-6, PREMIER PKG, PREMIUM WHEELS, MOONROOF,

HEATED LEATHER! ONLY 41K MILES! CLASSY RIDE!

$9,994 $156MONTH*

2011 FORD EXPLORER 4X4

STK# 06589B - XLT PKG, HEATED LEATHER, ALLOY WHEELS,

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$24,987 $389MONTH*

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MOONROOF! ONLY 49K MILES!SHARP RIDE!

$16,898 $264MONTH*

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STK# 96564A - EX-CAB, XLT PREMIUM PKG, DIESEL, LONG BOX!

ONLY 31K MILES!1 OWNER!

$37,856 $589MONTH*

2010 FORD ESCAPE 4X4

STK# 95928A - XLT PKG, POWER EVERYTHING, ALLOY WHEELS!

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$17,299 $269MONTH*

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STK# 96563A - DIESEL, CREW CAB, LARIAT PKG, HEATED LEATHER, POWER

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LOADED! ONLY 22K MILES!FISHER PLOW INCLUDED!

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$28,898 $449MONTH*

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MSRP............................... $53,215CARMODY DISCOUNT - $4,216FORD REBATE............... - $3,000FORD REBATE*.............. - $1,000

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MSRP................................. 32,195CARMODY DISCOUNT - $1,295FORD REBATE .............. - $1,500FORD REBATE .............. - $1,000FORD REBATE ................. - $500FORD REBATE*................. - $500

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MSRP............................... $36,575CARMODY DISCOUNT... - $2,576FORD REBATE*.............. - $1,500FORD REBATE**............ - $1,000FORD REBATE .............. - $1,000FORD REBATE ................. - $500FORD REBATE ................. - $500

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MSRP............................... $26,310CARMODY DISCOUNT... - $1,340FORD REBATE*.............. - $1,000FORD REBATE .............. - $1,000FORD REBATE ................. - $500FORD REBATE ................. - $500

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MSRP............................... $22,735CARMODY DISCOUNT... - $1,075FORD REBATE*.............. - $1,000FORD REBATE............... - $1,000FORD REBATE ................. - $500FORD REBATE ................. - $500

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MSRP............................... $16,605CARMODY DISCOUNT...... - $324FORD REBATE .............. - $1,000

$15,281$15,281

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Page 16: Corinth Pennysaver 012215

Page 16 Pennysaver/News January 22, 2015 COR

In Saratoga County (518) 454-5501

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SKI AND SNOWSHOE AT WILTON WILDLIFE PRESERVE& PARK

GANSEVOORT – The popular Candlelight Ski and Snowshoewill be taking place on Saturday evening, January 24th at WiltonWildlife Preserve & Park. The free event will begin at 6:00pmfrom the Scout Road entrance to Camp Saratoga and run until9:00pm. People can drop in anytime during the event and par-ticipate free of charge, but donations will be graciously acceptedat the information table in the Winter Lodge. There will be morethan two miles of groomed trails lit by luminaries. People can skior snowshoe out to two different bonfires where they will find freehot chocolate. Snowshoes will be available for rent on a firstcome/first served basis beginning at 5:30pm in the InternationalPaper Winter Lodge that will be set up as a warming hut and in-formation center. Rentals are $5.00/pair or free for members ofthe Preserve & Park. There will also be free hot chocolate, a bakesale and an information table in the Winter Lodge. The WinterLodge is located between Parking lots #1 and #2 on Scout Road.Carpooling is encouraged as parking is limited at CampSaratoga. There is overflow parking available at Parking Lot #3on Scout Road. For more information, please call the Preserve& Park office at 518-450-0321 or via email at [email protected]. If you are interested in volunteering at the event as atrail monitor or parking lot attendant, please contact the park of-fice at the number listed above. For up-to-date trail conditions orprogram information, please visit the Preserve & Parkʼs websiteat www.wiltonpreserve.org The Wilton Wildlife Preserve & Parkis a non-profit organization that conserves ecological systemsand natural settings while providing opportunities for environmen-tal education and outdoor recreation.

“MACHU PICCHU, EASTER ISLAND, AND LAKE TITICACA:THREE MORE BUCKET LIST ITEMS”

GLENS FALLS – John Schneider will present a slide show andtalk focusing on his travels to South America in May 2014 onWednesday, January 28 as part of the monthly program of theSouthern Adirondack Audubon Society. The program will be heldin the Christine L. McDonald Community Room on the lower levelof Crandall Library in downtown Glens Falls. The program startsat 7pm. Admission is free. Please avoid wearing fragranced prod-ucts to avoid triggering allergies, asthma, and migraines in othersattending the program.

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VENISON: FROM FIELD TO TABLE - FIELD DRESSING,PRESERVING AND COOKING

– Cornell Cooperative Extension of Saratoga County is hostinga venison workshop on Friday, February 20, from 3-5pm. Thecost is $10.00 per person. Space is limited and pre-registrationis required by February 13. Call Cornell Cooperative Extensionto register: 518-885-8995 or download a registration form atwww.ccesaratoga.org. This workshop will cover culinary and foodsafety aspects of venison from field to table. Participants will learnmeat preparation beginning with field dressing, how to tenderizedeer meat with marinades, cooking methods, and food preser-vation. The important science behind safely canning meat andmaking jerky will be discussed. Learning to safely can meat is agreat solution to limited freezer space when considering buyinglocal meat or hunting. Venison is a healthy, lean source of proteinthat is very tasty, if properly prepared. This workshop includesrecipe sampling and a wild game cookbook. Moira Tidball, co-creator of the Cornell Cooperative Extension Wild Harvest Tableprogram, will be conducting the venison workshop on February20 with Master Food Preserver, Diane Whitten. If you would likemore information about consuming wild game and fish, or theWild Harvest Table program visit the Cornell Cooperative Exten-sion website, www.wildharvest.com, provided in consultation withCornell Universityʼs Department of Natural Resources. The WildHarvest Table offers recipes, nutrition facts and information onfish and wild game.

BAKED CHICKEN, SWISS STEAK DINNERSARATOGA SPRINGS – Saratoga-Wilton Elks Lodge #161Presents a Baked Chicken, Swiss Steak Dinner on Wednesday,January 28 from 4:30-7:00pm. Menu: Soup Dijour, Tossed Salad,Baked Chicken, Swiss Steak, Mashed Potatoes, Seasonal Veg-etables, Rolls and Butter, Dessert, Coffee and Tea. Donation:$10.00 – Adults; $9.00 - Seniors (62 years) & Military (Active orRetired) with ID Card; $6.00 - Children 5-12; Children Under 5 –Free. All takeouts - $10.00. Cash Bar Available. The Lodge is lo-cated at 1 Elk Lane, Saratoga Springs. Call (518) 584-2585 formore information.