EXEFEFANKl6ng 8, Van Phang 56' t8'01-l l + l6 ldo nhd Vlncom Cenier

56 72 LC th6nh TOn &45ALiTq lrAng, Ouon I, TP. HCM

Oign lhoq (08) 3821 ms6 Fox: (08) 3821 6913

s t G,4 b. " . 120 16,€IB-KTTHV/v ch ng khoan bi dtra vdo di€n.canh bdo,

BCTC nan 2015 trtoc va sau I'iim todn

cONG s6 rHONc rrN TRtN cONG THONG TrN DIEN Tu cuAUY NAN CHTJNG KTIOAN NHA NI'OC VA SGDCK TP.HCM

Kinh grii: - iry ban Chr?ng kho6n Nhi nufc- SA giao dich chring khofn TP HCM

C6ng ty: NgAn hdng TMCP Xu6t Nh{p KhAu ViQt Nam

Md chring khodn: EIB

Try so chinh: Tang 8, Van phdng s5 L8-01-11+16, Tda nhd Vincom Cer;ter,72 Le Thanh

T6n va 45A Ly Tu frong. Phucnrg B6n Ngh6. Q. l. Tp.HCM

Di0n thoai: (84.8)38210056 Fax:08.3914.24.57

Nguoi thr,rc hiOn c6ng b6 th6ng tin: LO Vin quy6t - fOng Gidm d6c

Dia chi: TAng 8, VEn phdng s6 t,g-6t-t t+t6, Tda nhd Vincom Center, 72 L6 Thtuh T6n

vd 45A Lf Tq Trgng, Phucrng B5nNghd, Q.1, Tp.HCM

Di0n thoai: (84"8)3 82 1 0056 Fax:08.3914.24.57

Loai thong tin c6ng uo: nz+n nzztr neAt thudng EITheo y€u cdu lpinrr 15,

NQi dung th6ng tin c6ng b6: Exinibank gi1i trinh nguydn nhAn 'd

phucmg 5n khic

phpc tinh tr4ng dfln dtln chirng kho6n bi dua vdo di€n cdnh b6o; m6t s6 nQi dung 1i6n

quan di5n BCTC ntun 2015 tru6c v2r sau ki6m torin (dinh kdm)

Th6ng tin ndy dd dugc c6ng b6 trdn trang th6ng tin diQn tu cira c6ng ty v?Lo

ngdy I t... I 0 4 I 201 6 t4i ducrng d6n http :/Atrlw. eximbank. com.vn

chung t6i cam k6t c6c th6ng tin c6ng b6 trcn dey 1d dung sq thdt vir hohn toirn chiu

tr6ch nhiQm trudc ph6p luQt vA n6i dung c6c th6ng tin dd c6ng b6

CONG HoA XA HOl cH.I NGHiA V]FT NAMDoc lop ' TJ do ' qo-- ph-c

Tp.HcM, nsdy ,,11... thdns .a4 "a,r4.a.lL..

"6"y/Nai nhfn:- Nhu tCn;- 6.rco (dd bao cdo);- Luu. KTTH.

LE VAN QUY6T

ffitdng I Vdn Phdng 56 L8-01 ll+16TdofhdVncomCenierStj 72 LC Th6nh l6n &45A tiTuTronq, Quon I IP HCMDen ihoq (08) 3821 m56 Fox: (08) 3821 6913

36: 15Va i2016/EIB/TB-TGDViv giii trinh nguy6n nhAn vi phuong6n khic phuc tinh trang dAn d6n chrmgkhorin bi dua vio dipn cdnh b6o

Kfnh gui:

Lqi nhuin chua phAn phdV06 lfiy k6)

Bang c6n dtii kt5 toan ridng

^ -t.,i , , ,l.Bang can dol ke toan hop nnal

^ a ^ ,t , t.Theo nguydn uc cdng d6n, lqi nluan chua phdn ph6i tai ngiy 3111212015 trdn B dng

cAn d5i k6 torin ri6ng vd hqp nhAt len tugt ld: (835.211) tritu d6ng vd (517.469) triQu d6ng.

Do vi6c h6i t6 sd liQu duqc thgc hiQn khi lAp 86o c6o tdi chinh nlm 20i5 ndn Eximbank dlthuc hiQn di€u chinh trdi t6 A5i v6i sil lieu so s6nh cho nam kiSt thric ngdy 31112/2014 vitkh6ng diAu chinh loi nhuQn chua phan phOi tt nam 20 13 tro vd truoc.

Ngoai ra, khi trinh biry chi ti6u lqi nhuAn ndm 2014 trong brio c6o tdLi chinh ndm

2015, Eximbank di6u chinh gidm chi phi kh6c s6 tidn 284,8 g ddng do kn6ng th6 hoan ritthi tpc mua b6n 02 tdi san tong sii cric tiri sdn di bdn kh6ng dring quy dinh theo Kiit luantharh tra. Do d6, tuy loi nhu{n sau thu6 nlm 2014 duoc didu chinh tdng l6n 284,8 fj. d6ng

- Uy ban Chring khodn Nhl nuric

- S& giao dlch Chring khorin Thhnh ptr6 Ud Ctri ltintr

Nh{n duoc c6ng vdn s6 +SOISCnHCI4-NY ngdy 0I/0412016 cua Sd Giao dichChimg khodn Thdnh Phd H6 Chi Minl vA vi6c dua cd phitiu EIB vio diOn cAnh brio, Ngdnhdng TMCP Xudt Ntr4p KlrAu ViQt Nam @ximbank) xin gidi trinh nhu sau:

1. Nguy6n nhAn din tl6n chring khodn bi ilua vho dipn cinh b6o

Cd phii5u cia NgAn hdng TMCP Xudt Nt4p KhAu ViQt Nam (MA c6 phii5u: EIB) bi..., .1 .

dua vdo didn cdnh bAo kd tu ngdy 08/04/2016.

Ly do: Thuc hiQn theo Kt5t luqn thanh tra do NgAn hang Nhd nudc Vi6t Nam ban

hdnh ngdy 19 thing 10 n5m 2015, Eximbank phdi ghi giAm thu nhip do b6n c6c tdi san

kh6ng dung quy dinh vd ghi giim c6c khoan lqi rhufln ndy vd.c6c chi phi li€n quan khric d6: .,khdi phuc gi6 tri tdi sdn vd gi6 tri ban ddu. Do d6, Eximbank dd thgc hiQn di6u chinh h6i tdd6i vdi so li6u so srinlr cho ndm k6t thric ngdy 3 I thiing 12 nam 2014. Cu rhd:

Dvr: rrigu diing3t/12t2014 31/12/2014

(theo b6o crio EiAu (de tlidutrrdc dAy) chinh chinh I4i)

90.293 (948.s70) (8s8-277)

114.0i0 (948.570) (834.560)

CONG HoA XA HO cHO NGHIA VI-T NAMD6c 6p lJ oo Forh pruc

TP.HCM, ngdy ,1/l lhans 04. nan / AIL

6i-gitxttc,r[....r

Et

-1-

nhLmg lqi nhuAn liy k6 chua phAn ph6i cua ndm 2014 vdn 16 ld do 6nh huong cua viOc hdii ,i,.^

10 so lleu neu tren.

2. Phrong 6n khic phgc tinh trgng din rl6n chring khonn bi alua vio diQn cdnhb6o

Eximbank di xdy drrrg phucrng rin khic phuc d6 sorn dua c6 phiiSu EIB ra kh6i di6ncani bao" 'l heo ke hoach kinh doanh ndm 20i6 di duoc Hdi d6ng euan tri ph6 duy0t vd s€

trinh ra Dai hQi ddng c6 d6ng sip tcri, cac chi ti", Ui ioun}, "nO

y6u cria Eximbank nam2016 nhu sau:

- T6ng tai sdn 142.500 ry d6ng. tdng 140lo so voi nam 201 5

i- rluy oQng von 113.500 li d6ng, tlng 15Yo so vot ndm 2015

105.805 ti d6ng, tang l0% so voi nim 2015

720 ff <ldng

--. '" -\J /b ry oong

thu nh4p di hach toan tu vidc ban bAt eQng sdn tru6c

- Du no cAp tin dung

- Lqi nhuan truoc thu6

- Loi nhu6n sau thuii

Ngodi ra, d6i vcri cAc khoan

dAy vd da phAn ph6i (831,3 rj ddng), c6 khd ndng thu duoc tlong nAm 2016 s5 tian 298 fiddng.

vdi loi nh'an sau thuii 576 rj dong, c6ng v6i khodn cd khi nrng thu duoc 29g rj,ddng thi lqi nhu6.n chua phdn ph6i lty k6 d6n cu6i nam 2016 ld + 57 ff ddng (-817,5 ri +576 ty + 298 g). Theo d6, cd phi6u EIB sE duoc dua ra kh6i di6n canh b6o.

3. Hogt tl6ng cria Eximbank th6 hi6n trang thdi 5n dinh, an tohn vi ting truGng

Theo BCTC hqp nldt da duoc kj€m rodn. hoar ddng crJa Eximbank rieng hong 20J5da th6 hien ftang thAi 6n dinh, an todn cua ngin hang. T6ng tui sdn cia ng6n hdng nim 2015ld 124.850 t! d6ng; lqi nhuQn trudc rhu6 le 6l {' ddng; cdc qu} duoc trich lap tir loi nhuAnsau thu6 c6 sr5 du tfch lty hcrn 1.500 g ddng; t'.i 16 no xAu chi6m 1,86% t6ng du no, dAy ldr! lQ nq x6u th6p trong hQ th6ng ngdn hang. Lcri nhufn tru6c thu6 d mr?c 6l f ddng chothAy HEQT dd manh tay trich lAp du phdng vd xt lj tdn dong theo cric nguydn t6c, t6n chiminh bach dd ndu. chi s5 an todn v5n cAR li! 17,03% vd ty 16 v6n ngin han cho vay tnrngditih1rlli! 48,79% vd rj, l€ du no cho vay tr6n t6ng tidn gui h 78,65%.

Dua tr6n tin hiQu tich cuc cria 2015, H6i d6ng quan tri (FIDeT) vd Ban Didu hinhcria Eximbank dd vi dang ph6i hqp cirng cric cd d6ng, dac biQt ld c6 d6ng chi6n luocSumitomo Mitsui Banking corporation (SMBC ld mQt dlnh ch6 tdi chinh toiui cdu hang ddud6n tu Nhat Bdn vd nhi dAu tu chi6n luoc dd d6ng h?rnh voi Eximbank tu nrm 2008) dd ram6t si5 phuong en khe thi nham xay drmg Eximbank tro lai vi thti hdng diu trong s6 c6cngAn hang TMCP. HDQT vd Ban Didu hanh s6 trhh ra Dai hQi c6 d6ng sip toi.

Mgi ho4t d6ng giao dich cria ngdn hing vAn di6n ra binh thudng vdi nhfrng tin hi6u14c quan. Cg the, d6n cutii quf I/2016, t6ng rdi sdn cua ngAn hdn g d.4t 123.263 rj d6ng, huyddng v6n d4t 101.165 t! ddng, tEng 2,8% so voi diu n6m. Loi nhuan fi hoar ddng kinhdoanh trudc khi trich l6p dg phdng rui ro dat 500 tj'ddng. NgAn hing de vi ti6p r-uc thgc

i-!Cl I tt

AN K4,JNG I

', palNhAP (;T NA

'r. x6 (

_1_

hiOn vi6c h4ch todn phan b6 ddy dt c6c kho6n chi phi dy phdng rui ro, t6ng ning 1uc taichinh. Eximbank dang ttmg bu6c di vdo qu! dpo chuydn nghi6p, tao ndn tdng phrit tri6n bitn

- ! .,.\rmg nong nnmg nam sap rcn.

TrAn trgng./.

Noi nhPn:- Nhu tr€n;- LUU.KTTH

fr#ffi;i:':'3"i',,"t'1i\"

iX u,ir rnr# r

$14l i'o.v /''4u/.)

,(il

-3-

EXE&AffiAN KCONG HoA XA HO] CH. NGH.IA VIET NAM

DQc loP - T..l cio !o'r-l o-uc

Tp.HcM, nsdy ,(.(. . tnans A.(.. ^dn

2016T0ng 8, Vdn Phang 56 L&01-ll+l6Tdo nho Vincom Cenier

56 72 LC Th6nh I6n & 45A Li T{Trqng, Quon 1, TP. HCM

Oen thogir (08) 3821 U0l6 Fox (08) 3821 6913

56: t 5 3! /2oi 6/EIB/TB-TGD^ | ^. ,V/v gidi trini m6t s6 noi dung lidn quan

den BCTC ndm 2015 trudc va sau kiem toan

Kinh gui:

- (Jy ban Chri'ng kho6n Nhir nufc- S0 giao dich Chring khorin Thlnh pn6 nd Cni uintr

Thqc hiQn theo quy dinh tai di6m a v?r d kho6.n 4 Di0u 1 1 Th6ng tu sti

I55I2015ITT-BTC ngdy 06/1012015 crla B0 Tdi chinh vd vi€c hucrng d5n cong UO tnOng

tin trOn thi trudng chimg khodn;

Ng6n hang TMCP Xu6t Nhap Khdu Viet Nam fEximbank) xin gidi trinh nhu sau:

1. K6t qui kinh doanh lfiy k6 tru6c vi sau ki6m torln c6 sr1 chOnh IQch tir 5%

tr& lOn

1'1' E5i vfi 860 c6o thi chinh ri6ng Dr.t: TriQu ct6ng

Eximbank trich th6m du phdng gidm gi6 chimg khoan ddu tu sdn sdng

viQc phAn loai lai khoan mpc "DAu ru ddi h6 kh6c" sang khodn muc "Chimg khoan dAu

tu sin sang dC ban" s6 ti6n 26.865 triQu ddng. D6ng thoi, Eximbank didu chinh gidim chi

phi thu6 thu nl-rap doanh nghiQp 5.910 triQu ddng fucrng img.

1.2. E6i vfi 860 cdo tii chinh hqp nh6t

Chi ti6u

Ndm 201 5

Ch6nhl6ch

o/o

thay Id6i /'

ltrt-

Tru6cl(lem toan

Sau kidmtoAn

L6 thuin tu mua b{n chr?rs khoin itiu tu (2.943) (29.808) (26.865) 913%

T6ne lci nhuin trufc thu6 90.177 63.312 (26.865) -30%o\

chi phi thu6 TNDN hi6n hdnh (24.ss3) (18.643) 5.910

Lsi nhuAn sau thu6 6s.624 44.669 (20.95s) -5 Z7o

khoAn dAu tu sin szrns dd brin do

Er.t: TiiQu d6ng

Chi ti6u

Nim 2015ChCnl

I6chY" thay

001Tru6cKrem loan

sau l(1em

toiin

L6 thudn tt mua bdn chrins kbodn dAu tu Q.943) (34.r63) (31.220) r.061%- r .. . a ; r aLO trr goD von. mua co pnan 6.897) G.062) 2.835 -+r%T6ne loi nhuin trurlc thu6 89.207 60.822 (28.385) -) z:/o

Chi phi rhud TNDN hiin hanh (26.738) (20.82 8) 5.910 't '\ o/-

Lai nhuAn sau thu6 62.469 39.994 (22.47s) -36%

,1-

Do vi6c phdn loai lai khoAn muc "DAu tu ddi h4n kh6c" sang khodn muc "Chung-i : . ,i,,

khodn dAu hr sdn s?rng dd bdn" vd khoAn ddu tu ddi han n2ry trudc dAy dt diOu ki6n duoc

phdn loai dAu tu v?ro cdng ty lien k6t, Eximbank da didu chinh s6 ti6n phAn chia lginhuin theo phucrng pheip viin chl so hr]u Ia 2.575 tri€u dong d6n ngiry 17 /12/201 5; hodn

nhip khoan dg phdng da trich lQp tr'0n BCTC ri6ng cua Ngdn hang vi ghi nlAn khoindAu tu ndy theo giri tri hqp lf vdo ngdy 18112/201,5 theo Th6ng tv sO 202/2014/TT-BTC

ngity 22112/2014 vd hud.rg ctAn phuon,g phap l{p va trinh bdy 86o c6o tdi chinh hgp nh6t

do B0 Tdi chinh ban hanh c6 hi6u luc tu ngiry 0l/01/2015.

D6ng thdi, Eximbank diAu chinh gi6m chi phi thuii thu nhflp doanh nghiQp 5.910. ^ ,l

tridu dong do Loi nhuAn truoc thuO ndm 2015 gidm26.865 tridu d6ng (b6o crio tdi chinh

ri6ng) nOu tr6n.

2. Lqi nhuAn sau thu6 thu nh{p doanh nghiQp tgi B:io crio k5t qui hoat itQngkinh doanh cria kj'cdng U6 tnay d6i tir 10% tro I6n so vrfi brio crio cr)ng ki n5mtrutlc

Do dnh hu&ng crira vi6c didu chinh hdi t5 theo K6t lu{n Thanh tra nhu da trinlbdy tai Thuy6t minh s6 40 (d6i vdi BCTC ri6ng da ki6m toiin ndm 2015), tai Thuyt'tminh s6 41 (d5i vcri BCTC hqp nhAt da ki6m toiin nim 2015) vd do trong ndm 2015,Eximbank tAng chi phi trich lQp 4r phdng rui ro tin dung.

Tr6n trong./.

Noi nhln:- Nhu hCn;- LUu.KTTH

Er'.t: Tri6u d6ng

Chi ti6uNam 2015

sau Krem toanNAm 2014

..1sau l(1em toan

Chdnh l6ch

Lqi nhu$n sau thu6 BCTC ri6ng 44.669 331.891 (287.222)

Lqi nhudn sau thu6 BCT'C hqp nhdt 39.994 340.972 (300.91 8)

./ L/ -\-;-t4roArr ruAltO ')'/tHL.IONG Mli I9/ txuoNc' r"'t' '-[ cc enrnt* \vlrqt irxlt xtr'''J

\F)"vr!r ti'ggA;"-'r