- 1. LOGOwww.themegallery.comGVHD: TH.S NG VN QUPHN TCH TNH HNH
CHO VAYCA NGN HNG TMCPVIT NAM THNH VNG CHINHNH AN GIANGSVTH:D TH
HNG NGCLP DH9NH1
2. NI DUNGCHNG 1: TNG QUAN1CHNG 2: C S L THUYT2CHNG 3: PHN TCH
TNH HNH CHO VAYCA VPBANK AN GIANG3CHNG 4: MT S GII PHP NNG CAO HIU
QUHOT NG CHO VAY CA VPBANK AN GIANG4CHNG 5: KT LUN5 3. Gip cho Ngn
hng TMCP Vit Nam thnh vng - chinhnh An Giang nhn thy s thay i v hot
ng cho vayca mnh qua cc nm 2008, 2009, 2010 -> to c s choNgn hng
c nhng bin php nhm nng cao hiu quhot ng ca Ngn hng.CHNG 1: TNG
QUANPhn tch tnh hnh cho vay ca Ngn hngTMCP Vit Nam thnh vng - chi
nhnh AnGiang t nm 2008 - 2010. ra cc gii php nng cao hiu quhot ng
cho vay ca Ngn hng. Mc tiu ngha 4. CHNG 2: C S L THUYT2.1 Khi nim v
tn dng2.1.1 Khi nim2.1.2 Vai tr ca tn dng2.1.3 Phn loi tn dng2.1.4
Cc khi nim tn dng2.2 Cc phng thc cho vay2.4 Nguyn tc ca cho vay2.3
i tng cho vay2.5 Cc ch tiu nh gi hot ng cho vay 5. CHNG 3: PHN TCH
TNH HNH CHO VAY CA NGNHNG TMCP VIT NAM THNH VNG - CHI NHNH
ANGIANG.Gii thiu v Ngn hng TMCP Vit Nam Thnh VngQu trnh hnh thnh v
pht trin ca VPBank An GiangC cu t chc ca VPBank An GiangBo co kt qu
hot ng kinh doanh ca VPBank An Giang 6. triu
ngnm78712155482915228808121712434252584151652710500001000001500002000002500003000002008
2009 2010Ngn hn Trung hn Di hnBiu DSCV ca VPBank t nm 2008-2010CHNG
3: (tt) 7. CHNG 3: (tt)DSCV ngnhn lnCho vay ngn hn th nguy c khng
thu hic vn v li thp. Nm 2009 VPBank trinkhai h tr li sut cho vay
ngn hnNm 2009 ngn hng tht cht tn dng hni vi cc khong cho vay trung
v di hnDSCV trungv di hngimDSCV theo thi hn ca VPBank-An Giang u
tng qua cc nm.DSCV ngn hn chim t trng cao nht trong tng DSCVTm li
8. Biu DSTN ca VPBank t nm 2008-2010CHNG 3: (tt)triu
ngnm4748830645111193922358444222469231312734110500001000001500002000002500002008
2009 2010Ngn hn Trung hn Di hn 9. CHNG 3: (tt)DSTN trunghn v dihn
th gimt nm2009-2010DSTN cacc k hnu tngqua cc nmDSTN ngnhn, trungv
di hnu tngvo nm2009 Nhn xt v DSTN 10. 433472306
461132178852814211213342377543710200004000060000800001000001200001400002008
2009 2010Ngn hn Trung hn Di hntriu ngnmBiu d n ca VPBank t nm
2008-2010CHNG 3: (tt)Nm 2010 d n ngn hn gim, d n trung v di hn
tngTng d n ca VPBank u tng t nm 2008-2010 11. CHNG 3: (tt)Ch Tiu Nm
2010Ngn hn 3,400Trung hn 723Tng 4,123N qu hn theo k hn vay N qu hn
theo nhm nCh tiu Nm 2010Nhm 2 3,313Nhm 3 510Nhm 4 300Tng 4,123N cn
ch cao hn nhiu so vi n di tiu chun v n nghi ng. Hnna Ngn hng khng c
n qu hn thuc nhm 5 (n c kh nng mtvn) => cng tc qun l n qu hn ca
Ngn hng tt.Phng giao dch ca VPBank An Giang mi c thnh lp vo nm
2007v nm 2009 chi nhnh VPBank An Giang c thnh lp =>Ngn hng qunl
k cc mn vay v cng tc vay vn c kim tra, thm nh cht ch=> nm 2008 v
nm 2009 chi nhnh khng c n qu hn. 12. CHNG 3: (tt)Ch tiu VTNm2008
2009 2010Vn huy ng Triu ng 25,138 65,725 81,952Doanh s cho vay Triu
ng 97,176 243,413 270,459Doanh s thu n Triu ng 51,062 147,398
263,461D n Triu ng 46,114 142,127 149,479D n bnh qun Triu ng -
94,120.5 145,803N qu hn Triu ng - - 4,123D n/Vn huy ng % 183.4
216.2 182.4H s thu n % 52.5 60.6 97.4NQH/DN % 2.8Vng quay vn tn dng
vng - 1.57 1.81Phn tch ch tiu nh gi 13. CHNG 3: (tt)D nVn huy ng u
trn 150%t nm 2008-2010 Cao nht l vonm 2009. n nm 2010, tl ny gim
xungcn 182.4%, gimhn so vi nm2009 v nm 2008H s thu n Ch s ny tnglin
tc t nm2008-2010. Nm 2008 chtiu ny l 52.5% Nm 2009 tngln 60.6%. Nm
2010 tiptc tng ln 97.4%NQHD nt 2.8% < 5%mc quy nh caNgn hng
Nhnc, cho thy chtlng tn dng caNgn hng tt .Vng quay vntn dngVng quay
vn tndng nm 2009-2010 tng t 1.57vng ln 1.81 vngchng t vic avn vo
hot ngkinh doanh caNgn hng cngt hiu qu.Phn tch ch tiu nh gi 14.
CHNG 4: MT S GII PHP NNG CAO HIU QUHOT NG CHO VAY CA VPBANK AN
GIANGNngcaoDSCVNngcaochtlngtndngTngngunvnhuyngTinhnhthuhinrngri 15.
CHNG 5: KT LUNDSCV khngngng tngtrngDSTN cngtng gn bngDSCVKt qu hot
ng tngtrng kh quan 16. LOGO www.themegallery.comCM N THYV CC BN LNG
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