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Benefit Illustration for Reliance Smart Cash Plus Plan

PRODUCT FEATURES: Summary of policyholder's benefits

1Name of the

Product:Reliance

Smart Cash

Plus Plan

2 UIN: 121N096V01 Assumed InvestmentReturn

4% 8%

3 Sum Assured: 352,975 4 Policy Term: 10 Accumulated

Guaranteed

Survival/Maturity

Benefits

455,338 455,338

5 PremiumPayment Term

10 6 Frequency: Yearly Non GuaranteedBenefits

52,946 105,893

7

Total Installment

premium

(excluding service

tax):

48,499 8 Age: 15

9

Total Installment

premium

(including service

tax) Year 1:

49,998 10Total Installment

premium (including

service tax) Year 2

onwards :

49,248

11

Death Benefit

Option(Regular

Premium)

Option- I

12 Name of the LifeAssured

dinesh%

20dhanajay%

20rathod

13

Name of the

Insurance Advisor

dhanjayrathod 14

Advisor/Employee

Code 21762646

As requi red by th e Li fe Insurance Council please note, some benefi ts are guaranteed and some benefi ts are variab lewith returns based on the future performance of your Insurer carrying on Lif e Insurance business. If your polic yoffers guaranteed returns t hen these will be clearly marked " guaranteed" in the illust ration table on thi s page. If yourpolicy of fers variable returns then the illustrations on t his page will show two di fferent rates of assumed futureinvestment returns. These assumed rates of return are not guaranteed and they are not the upper or l ower limits ofwhat you might g et back, as the value of your policy is dependant on a number of factors inc luding futureinvestment performance.

Policy

year Age

AnnualisedPremium(excluding

service taxand riders,if any)

GuaranteedMinimum

DeathBenefit

GuaranteedSurvival/

MaturityBenefits

Assumed gross interest rate o f 4% Assumed gross interest rate o f 8%

Non

guaranteedAccumulatedReversionaryBonus

TotalDeathBenefit

Total

Survival/MaturityBenefit

GuaranteedSurrender

Value*

SpecialSurrender

value**

ApplicableSurrender

value***

Non

guaranteedAccumulatedReversionaryBonus

TotalDeathBenefit

Total

Survival/MaturityBenefit

GuaranteedSurrender

Value*

Sp i lSu

val

1 15 48,499 484,990 5,295 490,285 7,644 7,644 10,589 495,579 8,014

2 16 48,499 484,990 10,589 495,579 29,986 29,986 21,179 506,169 30,872

3 17 48,499 484,990 15,884 500,874 74,345 35,168 74,345 31,768 516,758 75,941

4 18 48,499 484,990 35,298 21,178 506,168 35,298 64,255 56,268 64,255 42,357 527,347 35,298 66,809

5 19 48,499 484,990 26,473 511,463 89,781 84,402 89,781 52,946 537,936 93,611

6 20 48,499 484,990 31,768 516,758 115,714 121,539 121,539 63,536 548,526 121,229 13

Page 1 of 3Reliance Smart Cash Plus Plan

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7 21 48,499 484,990 52,946 37,062 522,052 52,946 109,355 170,155 170,155 74,125 559,115 52,946 117,075 19

8 22 48,499 484,990 42,357 527,347 165,112 233,356 233,356 84,714 569,704 175,701 26

9 23 48,499 484,990 47,652 532,642 231,595 315,030 315,030 95,303 580,293 245,891 35

10 24 48,499 509,240 367,094 52,946 537,936 420,040 105,893 590,883 472,987

Insurance is the subject matter of solicitation.

Reliance Life Insurance Company Limited is a fully licensed life insurance company registered with the Insurance Regulatory and Development Authority (

121) in accordance with the provisions of the Insurance Act 1938.

*Guaranteed Surrender Value is calculated at year end after paying survival benefits and it includes cash value of bonuses accrued.

**Special surrender value is calculated at year end after paying survival benefits and it includes cash value of bonuses ac crued.

***The applicable Surrender value will be payable after the completion of the third policy year.

The premium amount shown above is calculated assuming that the life Proposed/Assured is a normal healthy person.

In the event the Life Proposed/Assured is suffering from any sickness/ medical problems or in the event of any past medical history, the premium will be a

accordingly, as per the underwriting guidelines of Reliance Life Insurance Company Limited.

The main objective of the illustration is that the client is able to appreciate the features of the product and the flow of benefits in different circumstances

of quantification.

The above amounts assume that all premiums are paid when due. Further, the above death and surrender values are illustrated assuming that all the mo

premium payable in a policy year are paid (i.e. the event occurs at the end of the policy year). If death or surrender occur and only some of the modal/ ins

premium are paid, then the death or surrender values will only consist of that premium that has been paid. Accordingly, the death or surrender values at

than at the end of the policy year will be lower than those illustrated above.

Disclaimers:1. This premium quotation is indicative. The premium rate charged to the customers may be different depending upon the factors such as healt

the customer and other intrinsic factors such as non submission of documentary evidences l ike age proof.

2. The current rate of service tax along with education cess is 3.09% and 1.545% for first year premiums and renewal premium respectively on bas

and a service tax along with education cess of 12.36% is levied on rider premiums. The service tax rate will be revised as and when notified by th

3. Rider premium rates, (if applicable) have not been taken into account in calculating the base premium.

4. For authoritative details of the rates and the terms and conditions applicable to the particular person/policy, kindly refer to the specificati

document after issuance.

5. For more details on risk factor, terms and conditions, please read Sales brochure of the plan carefully before concluding a sale.

6. Subject to the guaranteed minimum surrender value, the company may however pay a special surrender value calculated according to the basi

use from time to time. Please refer to sales brochure for more details.

7. The policy acquires special surrender value after three years full premiums are paid.

8. The policy acquires Guaranteed surrender value after one year full premiums are paid.

9. There is a guaranteed minimum surrender value equal to GSV Premium Factor multiplied by the total premiums paid excluding rider pre

premiums paid, less any survival benefits already paid Plus GSV Bonus factor multiplied by the vested bonuses, if any. For GSV premium fact

factor, kindly refer to the Policy document.10. Special Surrender Value (SSV) is a non guaranteed benefit. SSV is equal to Special surrender value factor multiplied by Maturity Benefit mult

premiums paid / No. of premiums payable during the policy term) Plus Special surrender value factor multiplied by Vested Bonus.

11. Upon non-payment of due premiums the policy acquires Paid up value after three years full premiums are paid. Please refer to sales brochure fo

12. The actual bonus amount will be derived from company's bonus philosophy, economic environment, actual experience and other factors.

13. Taxes, duties or surcharges of whatever description levied by any statutory authority will be applicable.

I dhanjayrathod , have explained the information with respect to the above, to the prospect before entering into the contract.

Intermediary's Signature:

Place:

Date:

I dinesh%20dhanajay%20rathod , having received the information with respect to the above, have understood the above statement before entering into t

Policyholders' Signature:

Place:

Date:


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Reliance Life Insurance Co. Ltd. is only the name of the Insurance Company and Reliance Smart Cash Plus Plan is only the name of the life insurance contract and does not in any way indi the contract, its future prospects or returns.


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