Education Loanbaranccb.com/pdf/pdfEducation_Loan.pdf · 2017. 11. 9. · Title: Microsoft Word - Education Loan Author: icg-web Created Date: 11/9/2017 3:09:58 PM

Education Loan - 2012

ckjka dsUnzh; lgdkjh cSad fy0] ckjkackjka dsUnzh; lgdkjh cSad fy0] ckjkackjka dsUnzh; lgdkjh cSad fy0] ckjkackjka dsUnzh; lgdkjh cSad fy0] ckjka iz/kku dk;kZy;iz/kku dk;kZy;iz/kku dk;kZy;iz/kku dk;kZy;

mPp rduhdh@mPp rduhdh@mPp rduhdh@mPp rduhdh@O;kolkf;d f'k{kk gsrqO;kolkf;d f'k{kk gsrqO;kolkf;d f'k{kk gsrqO;kolkf;d f'k{kk gsrq ^^^^^^^^Kku lkxj _.k ;kstukKku lkxj _.k ;kstukKku lkxj _.k ;kstukKku lkxj _.k ;kstuk^^^^^^^^

1111---- mn~ns';mn~ns';mn~ns';mn~ns'; %& %& %& %& ;g ;kstuk izns'k ds xzkeh.k o 'kgjh Nk=& Nk=kvksa dks O;kolkf;d@rduhdh ikB~;Øeksa

esa izos'k ysus ij vfHkHkod dks vFkok Loa; dks foRrh; lqfo/kk miyC/k djokus o mPp f'k{kk izkIr djus esa mudh lgk;rk djus ds mn~ns'; ls cukbZ xbZ gS ftlls os vkfFkZd vHkko ds dkj.k rduhdh@O;kolkf;d f'k{kk ls oafpr u jgs rFkk viuh izfrHkk ds vuq:i f'k{kk izkIr dj vius Hkfo"; dks mTtoy cuk ldsaA blds lkFk gh fosruHkksxh@is'ksoj O;olk;h ¼izksQs'kuYl½ Hkh mPp f'k{kk gsrq bl ;kstukUrxZr _.k izkIr dj ldsxsaA

;kstukUrxZr rduhdh@O;kolkf;d ikB~;Øeksa tSls bfUtfu;fjax] vkbZVhvkbZ] iksfyVsfDud fMIyksek] esfMdy] MsUVy] ch0ch0,0] ,e0ch0,0] ch0lh0,0] ,e0lh0,0] lh0,0] ,Q0lh0,0] gksVy eSustesUV] dEI;wVj] bZ&dkeZl rFkk vU; gkbZVsd vkfn ikB~;Øeksa esa fMxzh@fMIyksek izkIr djus gsrq jkT; ljdkj@Hkkjr ljdkj ds ekU;rk izkIr f'k{k.k laLFkkvksa ls f'k{kk izkIr djus gsrq gh _.k iznku fd;k tkosxkA

;fn dksbZ vH;kFkhZ fons'k esa Hkh fdlh ekU;rk izkIr f'k{k.k laLFkk ls rduhdh@ O;kolkf;d ikB~;Øeksa dh f'k{kk izkIr djuk pkgrk gS rks og Hkh bl ;kstuk dk ykHk mBk ldsxkA bl _.k ds vUrxZr V~;w'ku Qhl] gksLVy Qhl] fdrkcsa] midj.k] Mªsl] eSl pktsZt vkfn gsrq rFkk fons'k esa f'k{kk izkIr djus ij ;k=k O;; gsrq Hkh fu/kkZfjr en esa O;; gksus okyh /kujkf'k ¼dksLV vkWQ LVMh½ ekuh tkosxh rFkk dksLV vkWQ LVMh ds vk/kkj ij _.k dh /kujkf'k dk fu/kkZj.k fd;k tkosxkA 2222---- _.k gsrq ik=rk_.k gsrq ik=rk_.k gsrq ik=rk_.k gsrq ik=rk %& %& %& %&

2-1 bl ;kstukUrxZr mUgha Nk=& Nk=kvksa ds fy;s _.k iznku fd;k tk ldsxk tks Loa; rFkk ftuds vfHkHkkod Hkkjrh; ukxfjd gS rFkk cSad ds dk;Z {kS= ds fuoklh gSA blds fy;s mUgsa irs dk izek.k nsuk gksxkA

2-2 Nk=&Nk=k dh vk;q 18 o"kZ ls 30 o"kZ ds e/; gksuh pkfg;s rFkk vfHkHkkod dh vf/kdre vk;q lhek 55 o"kZ gksxhA

2-3 bl ;kstukUrxZr Loa; osruHkksxh vFkok is'ksoj O;olk;h ¼izksQs'kUkYl½ dks Hkh _.k fn;k tk ldsxkA ml n'kk esa vf/kdre vk;q lhek 50 o"kZ gksxhA ,slk _.k Loa; ykHkkFkhZ }kjk gh pqdk;k tkosxkA

2-4 ;kstukUrxZr _.k ds mn~ns'; esa of.kZr rduhdh@O;kolkf;d ikB~;Øeksa esa izos'k ;k v/;;ujr gksus dk izek.k& i= izLrqr djus ij gh _.k gsrq ik= ekuk tkosxk vFkok ftUgksus ,sls ikB~;Øeksa gsrq fu/kkZfjr izos'k ijh{kk mRrh.kZ dj yh gks ,osa ftUgsa ,sls ikB~;Øeksa esa izos'k gsrq ik= ekuk x;k gks] mUgsa Hkh bl izfrcaU/k ds v/khu _.k dk ik= ekuk tkosxk ,oa bl laca/k esa lacaf/kr f'k{k.k laLFkku dk izek.k&i= izLrqr djuk gksxkA

2-5 bl ;kstuk esa ykHk gsrq izLrkfor vH;kFkhZ ds ekrk&firk@fof/k ekU; laja{kd dh rFkk Loa; }kjk mPp f'k{kk izkIr djus dh n'kk esa Loa; ykHkkFkhZ _.kh dh vk; bruh i;kZIr ,oa fujUrjrk fdLe okyh gksuh pkfg;s fd os _.k pqdkus esa leFkZ dks ldsaA

2-6 bl gsrq vk; dk izek.ku vk;dj fu/kkZj.k fjVulZ] fu;ksDrk ls tkjh vk; izek.k& i= ftlesa dVkSfr;ksa dk Hkh iw.kZ fooj.k gks ;k blh rjg ds vU; fdlh nLrkostkr ls fd;k tk ldsxkA Lao; ds O;olk; okys O;fDr] y?kq O;olk;h ;k d`"kd ftudh vk; ds ckjs esa dksbZ fof'k"V nLrkost gksuk izpyu esa ugha gS] ogkW cSad vU; miyC/k L=ksrksa ls vH;kFkhZ ds ekrk& firk@ laja{kd dh vk; dh tkudkjh dj ldsxk rFkk bl ckcr fuf'pr dh xbZ vk; ds laca/k esa iwjk fooj.k Lohdfr i=koyh esa j[kk tkosxkA

3333---- _.k dh lhek_.k dh lhek_.k dh lhek_.k dh lhek %& %& %& %&

3-1 vf/kdre _.k lhek vfHkHkkod rFkk _.kh dh dqy vkSlr ekfld vk; ds 15 xq.ks rd ;k dksLV vkWQ LVMht dh 90 izfr'kr tks Hkh de gks] ftldh vf/kdre lhek Hkkj esa f'k{kk izkIr djus ij :i;s 6-00 yk[k rFkk fons'k esa f'k{kk izkIr djus ij :i;s 10-00 yk[k rd gksxhA


3-2 ekftZu euh& bl izdkj ds _.kksa ds fy;s ekftZu euh 10 izfr'kr fu/kkZfjr dh xbZ gSA ;fn vfHkHkkod }kjk Loa; ds L=ksrks ls dkyst@laLFkku esa dksbZ jkf'k mijksDr of.kZr mns~';ksa gsrq tek djkbZ gS rks mls ekftZu euh jkf'k ekurs gq;s mlesa lek;ksftr fd;k tk ldsxkA

3-3 ;g VeZ yksu gksxk ftldh jkf'k cSad dks dkWyst@laLFkku }kjk fn;s x;s ,LVsesV ¼okLrfod nLrkost½ ds vk/kkj ij mPpre lhek ds v/;/khu gksxhA iqLrdksa] midj.kksa] Mªsl] gksLVy eSl pktsZt ds fy;s ,LVhesV laLFkk }kjk ugha fn;s tkus dh n'kk esa _.kh dk ?kks"k.kk i= ftlesa lEHkkfor O;; dk iw.kZ fooj.k gks] Lohdk;Z gksxkA

3-4 ;fn vfHkHkkod }kjk Loa; ds dks"kksa ls mijksDr of.kZr mn~s';ksa ds fy;s jkf'k O;; dh xbZ gS rks 2 ekg ds vUnj vUnj cSad bl izdkj ds O;;ks ds fy;s iquHkZj.k djrs gq;s _.k iznku dj ldrk gSA

3-5 ;fn vkosnd }kjk ,slh vU; laLFkk ls _.k fy;k gqvk gS vkSj og mls pqdkdj cSad ls _.k ysuk pkgs rks vkoaVu dh ik=rk ,oa _.k pqdkus dh {kerk dks /;ku esa j[krs gq;s cSad ,sls vkosnu ij Hkh fopkj dj ldrk gSA

4444---- C;kt njC;kt njC;kt njC;kt nj %&%&%&%&

bl _.k gsrq eqnzk cktkj ds vuqlkj C;kt nj fu;af=r gksxhA orZeku esa C;kt nj fuEu jgsxh%&

4-1 :i;s 2-00 yk[k rd ds _.k ij & 11-5 izfr'kr okf"kZd ,oa :i;s 2-00 yk[k ls vf/kd ds _.k ij & 12-00 izfr'kr okf"kZdA cSad LVkQ ¼LVkQ okMZ½ gsrq mDr nj 11-50 izfr”kr okf’kZd gksxhA

4-2 ;fn ;kstukUrxZr _.k Nk=k dh f'k{kk gsrq fy;k tkrk gS rks bl izdkj ds _.k ij fu/kkZfjr C;kt nj esa 0-50 izfr'kr dh NwV nh tkosxhA

4-3 _.k jkf'k ij C;kt dh x.kuk ekfld vk/kkj ij dh tkosxh ,oa C;kt dh x.kuk iwoZ esa djd ewy o C;kt dh leku ekfld fd'r cukdj fu/kkZfjr dj nh tkosxhA

4-4 _.kh dks ekfld fd'r ds pSDl cSad dks iznku djus gksxsa rFkk C;kt ,oa _.k dh fd'r dh olwyh gsrq i;kZIr /kujkf'k vius cpr [kkrs esa j[kuh gksxhA i;kZIr jkf'k ds vHkko esa C;kt dh olwyh _.k [kkrs esa tksM nh tkosxhA

4-5 izR;sd =Sekl esa _.k [kkrs esa C;kt dh jkf'k _.k jkf'k esa tksMh tkosxh vr,o _.kh ds fy;s ;g vko';d gS fd og ;g iqfuf'pr djsa fd izfr ekg mlds cpr [kkrs ls jkf'k _.k [kkrs esa tek gks jgh gSA vU; n'kk esa C;kt ij C;kt dk Hkkj Hkh mls ogu djuk gksxk A

4-6 fd'rksa esa pwd djus dh n'kk esa _.kh }kjk vof/kikj jkf'k ij cSad dks 2 izfr'kr n.Muh; C;kt nsuk gksxkA

5555---- _.k vfxze_.k vfxze_.k vfxze_.k vfxze %& %& %& %&

5-1 lsesLVj@o"kZ ds [kpksZ] ftldh foxr cSad dks miyC/k djkbZ tkosxh] ds vk/kkj ij vuqikfrd :i ls _.k vfxze fd;k tkosxkA

5-2 Nk=&Nk=kvksa ds fy;s _.k izkIr djus dh n'kk esa _.k vfxze ls iwoZ vfHkHkkod ls ;g izek.k&i= fy;k tkosxk fd; ftlds v/;;u gsrq _.k fy;k x;k gS@fy;k tk jgk gS] og Nk=@Nk=k fujUrj v/;;ujr gSA lkFk gh vfHkHkkod }kjk Nk=@Nk=k dh iwoZ lsesLVj@o"kZ dh vad rkfydk o vU; izek.k Hkh izek.k Lo:i izLrqr djus ij gh _.k dh vkxkeh fd'r tkjh dh tkosxhA

6666---- _.k dh vof/k o iquHkqZxrku& _.k dh vof/k o iquHkqZxrku& _.k dh vof/k o iquHkqZxrku& _.k dh vof/k o iquHkqZxrku&

6-1 ;kstukUrxZr ikB~;Øe ds fy;s _.k lsesLVj@o"kZ ds vk/kkj ij vkuqikfrd :i ls vfxze fd;k tkosxkA o"kZ ds fy;s vfxze _.k dh olwyh ¼ewy o C;kt½ vf/ksdre 60 leku fd'rksa esa dh tkosxhA

6-2 _.k vnk;xh dh vof/k ikB~;Øe dh vof/k ds vuq:i fu/kkZfjr dh tkosxhA lsesLVj@o"kZ ds vk/kkj ij vfxze fd;s tkus okys lEiw.kZ _.k dk pqdkjk izFke forfjr _.k ds 5 o"kZ ds Hkhrj djuk gksxkA ¼vfUre forj.k ds i”pkr~ vFkok lsok esa fu;qfDr ij tks Hkh igys gks½

6-3 vfHkHkkod dks ;fn fodYi miyC/k gksxk fd ;fn og pkgs rks dqy Lohdr jkf'k dks 5 o"kZ dh leku ekfld fd'rksa esa pqdk ldsxkA

6-4 _.k dh izFke fd'r _.k izkIr djus ds ,d o"kZ i'pkr ls izkjEHk gks tkosxhA 6-5 _.kh fd'rksa ls vf/kd jkf'k _.k [kkrs esa pqdkus ds fy;s Lora= gksxk ,oa bl ij fdlh izdkj dk

izHkkj olwy ugha fd;k tkosxkA


7777---- izfrHkwfr%& izfrHkwfr%& izfrHkwfr%& izfrHkwfr%& 7-1 _.kh }kjk 2 O;fDr tks fd cSad dks ekU; gks] dh xkjUVh fu/kkZfjr izk:i esa izLrqr djuh gksxhA 7-2 mijksDr ds vfrfjDr izR;sd _.kh@vfHkHkkod dks _.k jkf'k ds Ms< xq.kk ewY; okyh vpy

lEifRr ;Fkk edku] tehi] [ksrhgj tehu] nqdkuksa vkfn ds dkxtkr bDohVscy eksxsZt ca/kd j[kus gksxsaA blds vfrfjDr py lEifRr esa ,yvkbZlh ikfylh] ck.M] ,u,llh lfVZfQdsV ,oa ewY;oku lksus ds tsoj Hkh ca/kd j[ks tk ldrs gSA budh fof/kd tkWp ,oa ewY;kadu cSad ds ekU;rk izkIr odhy@ewY;kadudrkZ ls _.kh ds [kpsZ ij djok;k tkosxkA

7-3 cSad ;fn pkgs rks mijksDr :i esa rrh; i{kdkj dh flD;wfjVh Hkh izkIr dj ldsxkA 7-4 oSrfud vfHkHkkodksa }kjk fu;ksDrk dh xkj.Vh nsus dh fLFkfr esa xzsP;wVh ,oa lsokfuofr ij feyus

okys ifjykHk dh jkf'k dks Hkh izfrHkwfr ds :i esa lfEefyr fd;k tk ldrk gSA 7-5 LVkQ gsrq fcUnq la[;k 7-4 vuqlkj izfrHkwfr Lohdk;Z gksxhA

8888---- vU; 'krsZ%& vU; 'krsZ%& vU; 'krsZ%& vU; 'krsZ%& 8-1 vfHkHkkodksa dks ;g ?kks"k.kk i= nsuk gksxk fd mi;qZDr mn~s'; gsrq vU; fdlh Hkh foRrh; laLFkk ls

_.k ugha fy;k x;k gSA 8-2 ;kstukUrxZr ,d ifjokj ds vf/kdre nks Nk=@Nk=kvksa gsrq _.k fn;k tkosxk ijUrq fdlh

vfHkHkkod }kjk iwoZ ds nks _.k f'k{kk ds fy;s] fy;s x;s gS o mudk Hkqxrku larks"ktud gS rFkk rhljs +_.k dh vko';drk ;fn Nk=k ds v/;;u gsrq gS rks ,sls ekeyksa esa rhljk _.k Hkh fn;k tk ldsxkA

8-3 _.k vfHkHkkod@laj{kd ds uke ls fn;k tkosxkA 8-4 _.k izkIr djus ds fy;s _.kh Nk= ,oa nksuks tekurnkjksa dks cSad dk uksfeuy lnL; cuuk

gksxkA 8-5 _.kh }kjk vU; foRrh; laLFkkvksa ls fy;s x;s _.kksa dk iw.kZ fooj.k miyC/k djkuk gksxkA 8-6 _.k gsrq cSad }kjk fu/kkZfjr vkosnu & i=@,xzhesUV@izksuksV vkfn izi= Hkjdj nsus gksxsaA 8-7 _.k Lohdr djus dk vf/kdkj lapkyd e.My] cSad vFkok muds }kjk vf/kdr _.k mi

lfefr@izcU/k funs”kd esa fufgr gksxkA 8-8 bu fu;eksa ds vUrxZr _.k dh vgZrk laca/kh fu.kZ; iw.kZr% _.k Lohd`r djus okys vf/kdkjh ds

foosd ij fuHkZj gksxk ftl ij fdlh dks dksbZ vkifRr djus dk vf/kdkj ugha gksxkA 9999---- izfØ;k 'kqYd%& izfØ;k 'kqYd%& izfØ;k 'kqYd%& izfØ;k 'kqYd%&

9-1 :i;s 1-00 yk[k rd ds _.k ij 100@& :i;s ,oa 1-00 yk[k ls vf/kd ds _.k ij 100@& :i;s izfr yk[k ;k mlds fdlh va'k ds fy;s izfØ;k 'kqYd ns; gksxkA LVkQ izfØ;k “kqYd ls eqDr jgsxkA

10101010- mijksDr fu;eksa esa la'kks/ku ,oa ifjorZu djus dk vf/kdkj cSad ds ikl fufgr gksxk tks fd _.k ysus okys O;fDr dks Hkh ekU; gksxkA


lgefr i=lgefr i=lgefr i=lgefr i= “kk[kk izcU/kd egksn;]

ckjka dsUnzh; lgdkjh cSad fy0]

“kk[kk ---------------------

fo"k; %& ^^Kku lkxj _.k ;kstuk^^ ds varxZr _.k gsrq lgefr i=A

fiz; egksn;]

vkids cSad dh ^^Kku lkxj _.k ;kstuk** ds leLr fu;e o 'krsZa HkyhHkkafr

i<+ o le> dj eSus vius iq=@iq=h dh mPp f'k{kk gsrq _.k ds fy;s vkosnu i= izLrqr fd;k

gSA cSad }kjk bl ;kstukUrxZr Hkfo"; esa tks ifjorZu@ifjo)Zu fd;s tkosaxs] og eq>s esjs

iq=@iq=h ,oa tekurnkj dks ekU; gksaxsA

Hkonh;]

¼ &&&&&&&&&½

irk &&&&&&&&&&&&

&&&&&&&&&&&&


izk:i la[;kizk:i la[;kizk:i la[;kizk:i la[;k & 2 & 2 & 2 & 2

“kk[kk izcU/kd egksn;] ckjka dsUnzh; lgdkjh cSad fy0]

“kk[kk -------------------------

egksn;]

egkfo|ky;@rduhdh@O;olkf;d laLFkku esa nkf[ky djkus gsrq cSad }kjk Lohd`r e/;kof/k _.k dh fu/kkZfjr fd'r dh dVkSrh dj vkidh 'kk[kk esa izs"k.k ds lEcU/k esa A

1- ge izekf.kr djrs gSa fd Jh &&&&&&&&&&&&&&&&&&&&&&&&&&&& iq= Jh &&&&&&&&&&&&&&&&&&&&&& gekjs dk;kZy;@laLFkku ds LFkkbZ deZpkjh gS vkSj &&&&&&&&&&&&&&& in ij dk;Zjr gSA budk ekfld dqy osru :i;s &&&&&&&&&&& gSA

2- cSad ds Lohd`fr i= dzekad &&&&&&& fnukad &&&&&&&& ftldh i`"Bkafdr izfr bl vuqHkkx dks izsf"kr dh xbZ gS] ftldss vuqlkj Jh &&&&&&&&&&&& in &&&&&&&&&&& ds i{k esa mlds iq=@iq=h dh mPp f'k{kk gsrq Kku lkxj _.k ;kstukUrxZr :i;s &&&&&&&&& dk _.k Lohd`r fd;k x;k gSA vr% ge mlds vf/kdkj i= ds vk/kkj ij fuEukuqlkj lgefr iznku djrs gSA

3- vvvv- gekjs mDr deZpkjh ds osru ,oa ns;dksa ls :0 &&&&&&&&&&&&& dh jkf'k dkVdj ekg &&&&&&&&&ls izR;sd ekg vkidh 'kk[kk esa gekjs deZpkjh ds _.k [kkrs esa tek djus gsrq vkidh cSad dks fHktoknh tkosxhA

cccc---- mDr deZpkjh dh e`R;q@lsokfuofRr@R;kx i= ;k fdlh vU; dkj.k ls lsok vojks/k gksus ds dkj.k deZpkjh dh ns; jkf'k;ksa esa ls vkids cSad dh C;kt lfgr 'ks"k _.k dh vnk;xh gsrq jkf'k izsf"kr dh tkosxh vkSj ;g Hkqxrku deZpkjh dks fd;s x;s Hkqxrku ds ln`'; gh ekU; gksxh A

llll---- mDr deZpkjh }kjk fn;s x;s vf/kdkj i= esa vojks/k@lekfIr dk dksbZ vkosnu fcuk vkids cSad dh Lohd`fr@lgefr ls ekU; ugh fd;k tkosxkA

4- ge lger gS fd mDr deZpkjh ds vU;= LFkkukUrj.k gksus dh n'kk esa gekjs }kjk deZpkjh ds uohu inLFkh dk;kZy; dks dVkSrh gsrq lwfpr fd;k tkosxkA

fnukad % &&&&&&&&&& LFkku % &&&&&&&&&&& vf/kd`r vf/kdkjh ds lhy lfgr gLrk{kj


izk:i la[;k 3 izk:i la[;k 3 izk:i la[;k 3 izk:i la[;k 3

oS;fDrd vf/kdkjoS;fDrd vf/kdkjoS;fDrd vf/kdkjoS;fDrd vf/kdkj ,oa ?kks"k.kk i=,oa ?kks"k.kk i=,oa ?kks"k.kk i=,oa ?kks"k.kk i= LFkku %

“kk[kk izcU/kd egksn;] ckjka dsUnzh; lgdkjh cSad fy0] “kk[kk ---------------------------

egksn;]

egkfo|ky;@rduhdh@O;kolkf;d laLFkku esa nkf[ky djkus gsrq cSad }kjk Lohd`r e/;kof/k _.k ds lEcU/k esa oS;fDrd vf/kdkj ,oa ?kks"k.kk ckcr

eSa &&&&&&&&&&&&&&&& iq= Jh &&&&&&&&&&&&& vkidh 'kk[kk ls

vius iq=@iq=h dks egkfo|ky;@rduhdh@O;kolkf;d laLFkku esa nkf[ky djkus gsrq Lohd`r e/;kof/k _.k ds lUnHkZ esa fuosnu djrk@djrh gWw fd lEcfU/kr laLFkku ls iw.kZ f'k{kk gsrq vuqekfur [kpsZ ds lEcU/k esa izkIr izek.k&i= ds vk/kkj ij laLFkku dh jkf'k Hkqxrku djus dk d"V djsa A

eSa opu nsrk@nsrh gWw fd esjs }kjk esjs [kkrs ftlds vfxze pSDl fn;s x;s gSa] esa ekfld fdLr dh jkf'k ,oa C;kt dh olwyh ds fy;s i;kZIr jkf'k j[kh tkosxh A fdlh Hkh ekfld fdLr ,oa C;kt dh olwyh ds Hkqxrku esa pwd dh n'kk esa leLr _.k ,deq'r C;kt lfgr olwy djus dk vf/kdkj cSad dks jgsxkA

esjh e`R;q] lsokfuo`fRr] lsok R;kxi=] inP;wfr vFkok ekfld fdLr pqdkus esa pwd ds dkj.k cSad dks iw.kZ vf/kdkj gksxk fd cSad ds fdlh :i esa fufgr esjs fgr@jde] fcuk eq>s vFkok esjs mRrjkf/kdkjh@izfrfuf/k dks lwfpr fd;s cxSj tCr dj ysaA lkFk gh essjs dk;kZy; esa eq>s Hkqxrku ;ksX; jkf'k;ksa esa izFke ojh;rk ds vk/kkj ij olwyh izkIr djus dk vf/kdkj Hkh eSa cSad dks nsrk@nsrh gWw A

xokg ds gLrk{kj &&&&&&&& _.kh ds gLrk{kj &&&&&&&&&&&&&

xokg dk uke &&&&&&&&&& _.kh dk uke &&&&&&&&&&&&&&&

irk &&&&&&&&&&&&&&&& irk &&&&&&&&&&&&&&&&&&&&&


izk:i la[;k 3 , izk:i la[;k 3 , izk:i la[;k 3 , izk:i la[;k 3 ,

oS;fDrd vf/kdkj ,oa ?kks"k.kk i=oS;fDrd vf/kdkj ,oa ?kks"k.kk i=oS;fDrd vf/kdkj ,oa ?kks"k.kk i=oS;fDrd vf/kdkj ,oa ?kks"k.kk i= LFkku %

“kk[kk izcU/kd egksn;] ckjka dsUnzh; lgdkjh cSad fy0] “kk[kk ----------------------

egkfo|ky;@rduhdh@O;kolkf;d laLFkku esa nkf[ky djkus gsrq cSad

}kjk Lohd`r e/;kof/k _.k ds lEcU/k esa oS;fDrd vf/kdkj ,oa ?kks"k.kk ckcr A eSa Lo;a &&&&&&&&&&&&& iq= Jh &&&&&&&&&&&&&&&&&

vkidh 'kk[kk ls egkfo|ky;@rduhdh@O;kolkf;d laLFkku esa nkf[kys gsrq Lohdr e/;kof/k _.k ds lUnHkZ esa fuosnu djrk@djrh gWw fd lEcfU/kr laLFkku ls iw.kZ f'k{kk gsrq vuqekfur [kpsZ ds lEcU/k esa izkIr izek.k&i= ds vk/kkj ij laLFkku dh jkf'k Hkqxrku djus dk d"V djsa A

eSa opu nsrk@nsrh gWw fd esjs }kjk esjs [kkrs ftlds vfxze pSDl fn;s x;s gSa] esa ekfld fdLr dh jkf'k ,oa C;kt dh olwyh ds fy;s i;kZIr jkf'k j[kh tkosxh A fdlh Hkh ekfld fdLr ,oa C;kt dh olwyh ds Hkqxrku esa pwd dh n'kk esa leLr _.k ,deq'r C;kt lfgr olwy djus dk vf/kdkj cSad dks jgsxkA

esjh e`R;q] lsokfuo`fRr] lsok R;kxi=] inP;wfr vFkok ekfld fdLr pqdkus esa pwd ds dkj.k cSad dks iw.kZ vf/kdkj gksxk fd cSad ds fdlh :i esa fufgr esjs fgr@jde] fcuk eq>s vFkok esjs mRrjkf/kdkjh@izfrfuf/k dks lwfpr fd;s cxSj tCr dj ysa lkFk gh essjs dk;kZy; esa eq>s Hkqxrku ;ksX; jkf'k;ksa esa izFke ojh;rk ds vk/kkj ij olwyh izkIr djus dk vf/kdkj Hkh eSa cSad dks nsrk@nsrh gWw A

xokg ds gLrk{kj &&&&&&&& _.kh ds gLrk{kj &&&&&&&&&&&&&

xokg dk uke &&&&&&&&&& _.kh dk uke &&&&&&&&&&&&&&&

irk &&&&&&&&&&&&&&&& irk &&&&&&&&&&&&&&&&&&&&&


DEMAND PROMISSORY NOTE

Rs.____________________________

On Demand I/We ________________________________ S/o Shri

_________________________ jointly and severally promise to pay Baran

Kendriya Sahakari Bank Ltd., __________ or order the sum of Rs.

___________ (Rupees ___________________________) together with

interest at the rate of ....... per cent per annum with monthly rests for value

received.

PLACE: Borrower(s)' signature

____________________

DATE: Name

_________________________________

Address :

_______________________________

__________________________

__

1. Signature

____________________________

Name

_______________________________

Address :

______________________________

__________________________

___

TIME PROMISSORY NOTE

I, ______________________ S/o /W/o Shri

____________________ promise to pay a sum of Rs. ___________ (Rupees

_______________ ________________) only to Baran Kendriya Sahakari Bank

Ltd., Branch_____________ or order towards loans/credit limit/credit card

sanctioned to me, in ____ equal monthly installments of Rs.__________. The

first installment shall be repayable on ___________and the last installment on

_____________.


PLACE:

DATE:

(______________)

Revenue Stamp


izk:i la[;k & 6 izk:i la[;k & 6 izk:i la[;k & 6 izk:i la[;k & 6 LETTER OF CONTINUITYLETTER OF CONTINUITYLETTER OF CONTINUITYLETTER OF CONTINUITY

Place: Place: Place: Place:

Date: Date: Date: Date:

Whereas on

_______________________________________ Baran

Kendriya Sahakari Bank Ltd., _______ ( hereinafter called the " Bank ") agreed to

sanction me a medium term loan of Rs. ______________(Rupees

_________________________ ) only on such conditions

separately agreed to between me and the Bank and in consideration of the said loan

being made I have duly signed and delivered to the Bank a Demand Promissory Note

for the sum of Rs. _______________ (Rupees

_______________________only) Dated ______

Further, I hereby agree and undertake that the said Promissory Note for

Rs. __________ only is to stand and be regarded as continuing security and

to be enforcable for all money which now are or which may at any time hereafter become

due and owing me to the Bank on the said loan account.

Borrower SignatureBorrower SignatureBorrower SignatureBorrower Signature :::: ____________________________________________ ____________ ____________ ____________

PlacePlacePlacePlace :::: ________________________________________________________ ________ ________ ________

NameNameNameName :::: ____________________ ____________________ ____________________ ____________________

Name of Student Name of Student Name of Student Name of Student :::: _______________________ ___________________ ___________________ ___________________

SignatureSignatureSignatureSignature :::: _______________________ ___________________ ___________________ ___________________

Address Address Address Address : : : : ____________________ ____________________ ____________________ ____________________

________________________________________________________________________________


REVIVAL LETTERREVIVAL LETTERREVIVAL LETTERREVIVAL LETTER

(To be obtained from the Borrower)

To,

The Baran Kendriya Sahakari Bank Ltd.,

_______________

Dear Sir,

With reference to loans aggregating to a sum of Rs.

___________________ (Rupees

____________________________ ) only which the Bank has

granted to me/us in respect of which I/We have executed the agreement dated

_________ I/We acknowledge and confirm for the purpose of section 18 of the

limitation Act, 1963 and any like limitation law in order to preclude any

question of limitation law that I am/ we are hereby confirm to be liable to you for the

payment of all the outstanding in respect of the loans granted and the said agreement

shall remain in full force with all relative securities, agreement and obligations.

Yours faithfully,

Date : ___________

Place : ___________ (----------------------------)

Borrower

Address : --------------------------

--------------------------


izk:i la[;k & 4 izk:i la[;k & 4 izk:i la[;k & 4 izk:i la[;k & 4

IRREVOCABLE INSTRUCTIONS FROM APPLICANT TO HIS/HER EMPLOYERIRREVOCABLE INSTRUCTIONS FROM APPLICANT TO HIS/HER EMPLOYERIRREVOCABLE INSTRUCTIONS FROM APPLICANT TO HIS/HER EMPLOYERIRREVOCABLE INSTRUCTIONS FROM APPLICANT TO HIS/HER EMPLOYER

Date ..................

To Place ..................... ................................... ................................... ...................................

Dear Sir,

SUBSUBSUBSUB :::: Educational Loan under "Gyan Sagar Loan Scheme" Educational Loan under "Gyan Sagar Loan Scheme" Educational Loan under "Gyan Sagar Loan Scheme" Educational Loan under "Gyan Sagar Loan Scheme"

This is to confirm that with your concurrence, I have been sanctioned a loan of Rs. _____________ from Baran Kendriya Sahakari Bank Ltd., ________ carrying interest at __________ percent per annum calculated on Monthly rests. The said loan amount is repayable by me to the Bank on demand, but without prejudice to the demand nature of the loan, the Bank has permitted me to repay the loan amount together with interest in ______ equated monthly installment ("EMI") of Rs. __________ each commencing from the following month in which the loan is disbursed to me.

I have undertaken to Baran Kendriya Sahakari Bank ltd., Baran that :-

1. The EMI will be deductible from my monthly salary until the whole of the loan outstanding is liquidated.

2. Baran Kendriya Sahakari Bank Ltd. _________ shall have a priority charge on all terminal benefits including Provident Fund, Gratuity, Pension and other unclaimed benefits payable to me under the terms of my employment with you.

3. The EMI deduction shall take priority over deductions for any loan taken subsequently. I hereby irrevocable instruct and authorise you :-

(a) To deduct the EMI every month from my salary and pay over the said amount every month to Baran Kendriya Sahakari Bank Ltd., _______ unless the said Bank has certified that the whole of the loan outstanding inclusive of interest, penal interest if any and other charges has been liquidated.

(b) On my death, retirement, resignation or termination of service, to pay over to the extent permissible in law all terminal and other unclaimed benefits due to me directly to Baran Kendriya Sahakari Bank Ltd., ________ unless the said Bank has certified that the whole of the loan outstanding inclusive of interest, penal interest if any and other charges has been liquidated.

(c) Consequent to a delay or default in repayment of the loan outstanding inclusive of interest, penal interest if any and other charges, you are hereby entitled to deduct and pay to Baran Kendriya Sahakari Bank Ltd., ________ may its absolute discretion advice to you. Confirm that the above instructions and authorizations shall remain valid until Baran Kendriya Sahakari Bank Ltd., ________ has given a discharge to me and certified this to you.

Yours faithfully,

Signature : _____________________

Full Name : _____________________

Address : _____________________

_____________________

AGREEMENT FOR TERM LOAN FOR EDUCATIONAGREEMENT FOR TERM LOAN FOR EDUCATIONAGREEMENT FOR TERM LOAN FOR EDUCATIONAGREEMENT FOR TERM LOAN FOR EDUCATION

This agreement made on this ................................... day of ........................... in the year .................. between Shri/Smt/Km .......................................... Son/daughter of Shri......................................... residing at


............................................................................................................ hereinafter referred to as " the student " and Shri ............................................................ residing at ...................................................................... hereinafter referred to as " The Guardian" of the one part and the ................................................................... a society registered under (The Rajasthan Cooperative Societies Act, 2001) and having its registered office at ............................................................................. and Branch ............................... hereinafter referred to as the Bank of the other part.

Whereas the borrower student desires and intends to prosecute higher studies at ............................................................ (Name of the Institution) ......................................................................... at ......................................... (hereinafter referred to as " the Institution") in ................................................. and for that purpose has sought /secured in admission for the course of ...................................................................at Institution and is in need of financial assistance from the Bank and has therefore jointly with the Guardian aplied to the Bank under the Bank's Scheme for Assistance to Students by their application dated ................for a loan of Rs. .............................................. so as to enable the student to pay the tutiion fees, costs of books and his maintenance charges during the period of the course as stated in detail in his application.

And whereas the Bank has expressed its willingness to afford such assistance by way of loan to the extent of Rs. ........................ and upon and subject to the terms and conditions hereafter expressed and contained.

Now it is hereby agreed and declared as follows :- 1. The Bank agrees to grant jointly to the student and the Guardian a loan which in no circumstances shall

exceed Rs. .................. The grant of such loan is at the Bank discretion and the Bank reserves the right to withheld or discontinue the loan after sanction/part disbursal theirof for any reason which it considers just and sufficient and the Bank shall be the sole and final judge of such justness and sufficiency.

2. The disbursement of the loan will be made as follows :- i. An amount equivalent to tution fees will be paid in whole or in instalments directly to

the Institution where the student propose to undergo or is undergoing his study, as and when the whole or each instalment falls due for payment.

ii. Such part of the loan as is towards purchases of books necessary for the proseution of studies of the course undertaken will be paid to the student from time to time on condition that he produces the relative receipts evidencing purchases of the books to the Bank within a reasonable time from the receipt of the relative part of the loan and

iii. Any other amount towards any other expenses agreed to be financed by the Bank will be paid at such time as may be decide by the Bank.

3. The loan amount will carry interest at the rate of ................. percent per annum. The Bank reserves the right to vary the rate of interest for any reason which it considers just and sufficient and the Bank shall be the sole and final judge of such justness and sufficiency. A penal rate of interest @2% over and above the rate will also be payable on overdue amounts.

4. The loan would be repayable by the Guardian in ................................. equated monthly installments (EMI) of Rs..........................................beginning from............................................ as per repayment schedule. The whole amount would be repayable within 5 years from the disbursement of first loan.

5. The borrower guardian agrees and covenants that he will arrange to submit an undertaking from his employer to deduct at source equated monthly installments of loan and interest from his salary and remit the same to the Baran Kendriya Sahakari Bank Ltd. Baran each month.

6. The Bank may change the number of installments and determine the quantum thereof or allow the repayments to made in any other manner in such a way that in no circumstances the loan would extend beyond five years unless the bank in its own discretion decides otherwise. In case the Student has to leave the course for any reason attributable to his default, negligence or misbehavior, then the entire outstanding of the loan together with interest and other costs shall become payable immediately. In consideration of the Bank granting such loan, the student and the Guardian agree and undertake as below :

a. The borrower and/or student shall not without the prior permission of the Bank obtain any loan or

other such financial accomodation as would involve repayment thereof and in case where such loan or other financial accommodations been availed of by the Student after the availment of the loan hereunder, with the permission of the Bank the student shall immediately notify to the Bank


about the same. Upon receipt of such notification, the Bank may at the time of granting such permission decide whether to continue the loan arrangement and, if so, to what extent thereof.

b. The borrower and/or student is ordinarily not expected to take up employment during the course of his studies without the prior permission of the Bank, where, however, he wishes to take up a job during the course of his studies he should inform the Bank about the same and should produce a certificate from the Institution that such employment will not interfere with his studies. Full particulars about the nature of employment, the working hours, salary and other relevant matters should be advised to the Bank immediately. Upon receiving such intimation the Bank may consider whether to continue the loan arrangement and, if so, to what extent thereof.

c. Should there be any change in the Student's financial condition from what was stated in his application to the Bank for financial assistance, which is likely to affect the Bank decision to continue the finance the same shall be notified to the Bank and thereupon the Bank may decide whether to continue the loan arrangement, and if so, to what extent thereof.

d. The borrower student shall not enter into any pecuniary obligation or financial liability during the currency of the loan without the prior permission of the Bank.

e. The borrower student is expected to take up his studies seriously and shall work hard and try his best to maintain a good academic record and shall intimate to the Bank the results periodical tests/examinations conducted by the Institution. The borrower Student shall not participate in any unlawful activity which will debar him from prosecuting his studies and shall follow all the rules and regulations for the time in force and maintain such dignity and decorum as is expected of the student by the Institution. If the performance of the student is not satisfactory or if he fails in any one of the examination conducted by the Institution or if any adverse report in respect of the progress/conduct of the Student comes to Bank's knowledge the Bank will be at liberty to recall the loan amount and the Guardian shall be liable to repay immediately the outstanding due together with interest and other costs.

f. The borrower and/or student shall not without the prior consent of the Bank change the course of his studies, place of study or the Institution as stated in his application.

g. The borrower student shall during the currency of the loan keep the Bank informed from time to time of any change of address on account of his being on vacation study leave, study tour his being required to stay away from the station.

h. After completion of the course of his studies, it will be the responsibility of the student to secure gainful employment and immediately upon securing such employment and immediately upon securing such employment inform the Bank giving full particulars of such employment and the income there from.

i. In case the student has undertaken higher studies in India and intends to go abroad for further studies or for taking up a job he shall intimate to the Bank immediately and thereupon the Bank may decide whether the loan has to be repaid in full before the student leaves the country or whether to allow the loan to be continued on revised terms and conditions.

7. Any change in the rules are sole rights of the bank and binding on borrower students and guardian.

Signature of the Borrower Guardian Signature of the Borrower Student

Signature of the Branch Manager

Witness:

1.

2.

LETTER OF GUARANTEELETTER OF GUARANTEELETTER OF GUARANTEELETTER OF GUARANTEE

Place: Date :

To, To, To, To, Baran Kendriya Sahakari Bank Ltd.,Baran Kendriya Sahakari Bank Ltd.,Baran Kendriya Sahakari Bank Ltd.,Baran Kendriya Sahakari Bank Ltd., __________________


In consideration of your having granted and hereafter from time to time granting at the request of me/us the under-signed _____________________________________ accommodation or banking facilities by way of _______________________________________ - ________________________________ to ___________ (hereinafter called" the borrower "). I/We said ________________________ so as to bind my heirs and legal representatives/our and each of our respective heirs and legal representatives guarantee to you the payment on demand at _________________________ of all moneys at anytime and from time to time due to you by the· borrower in respect of the said accommodation or banking facilities, ( inclusive of interest commission cost charges and expenses),but not exceeding the sum of Rs. _________________ for which sum, interest, penal interest and other charges. I/We delivered to you a Demand Promissory Note dated _________ duly endorsed to you or order as collateral security in respect of my/our guarantee hereunder,

And I/We so as to bind my heirs and legal representatives our and each of our respective heirs and legal representatives further agree and declare as follows:

1- My/Our liability to you hereunder shall be that of a principal 'debtor, and at your option you may treat me/us as primarily liable for the debt of the borrower of the balance from time to time due in respect thereof, and (/We waive all surety ship or other right at any time inconsistent with any of the terms thereof.

2- This Guarantee shall be a continuing guarantee and shall not either wholly or partially be discharged by any partial payment or any fluctuation or settlement of accounts or the existence of a credit balance on any account at any time.

3- This Guarantee is additional and without prejudice to any securities or obligations which you may now or hereafter have in respect of any indebtedness or liability hereby guaranteed and all rights and remedies in respect thereof are reserved.

4- You may with or without reference or notice to me/us grant time or other indulgence to or accept or make any composition or arrangement with the Borrower or any person or persons liable in respect of any indebtedness or liability hereby granted without affecting this Guarantee and generally you may treat me/lis as though I/We primarily and severally liable with the Borrower.

5- I/We shall not be in any way released exonerated or affected by any act or omission default neglect or forbearance on your part in requiring or enforcing payment by the Borrower of any moneys the payment whereof is hereby guaranteed or by any act of omission on your part the legal consequence of which might be the discharge of the Borrower or by any variation of any of the terms of any agreement or security subsisting at any time in relation to the said accommodation and banking facilities or any other matter or thing which would or might have the effect of releasing or exonerating me/us and it is expressly agreed that I/we shall be deemed hereby to consent to every such variation as aforesaid.

6- All securities belonging to me/us and held by you at any time hereafter whether in respect of this Guarantee or otherwise may be realized by the Bank at its option and applied any reduction Of the amount due to you in respect of this Guarantee.

7- This Guarantee shall be enforceable against me/us notwithstanding that any security, which you may have obtained or may obtain from the Borrower, shall at the time when proceedings' are taken' against me/us hereunder be outstanding or unrealized.

8- You shall be at liberty to take other, securities for the said accommodation and banking!! Facilities or any part thereof and to release or forbear to enforce all or , any of your remedies upon or under such securities and any collateral security or securities now or hereafter held by you and no such release or forbearance 'as aforesaid shall have the' effect releasing me/us for my/our liability or prejudicing your rights and remedies against me/us hereunder and we shall have no right to the benefit of any other secularity that may be held by you until your claim against the Borrower in respect of the said accommodation and banking facilities and of all (if any )such other claims against the Borrower on any other account whatsoever shall have been fully satisfied and then in so far only as such security shall not have been exhausted for the purpose or realizing the amount of your Claims and reliable only with other guarantors or other persons (if any) entitled to the benefit of such securities receptively.

9- If the Borrower shall become insolvent bankrupt enter into liquidation (compulsory or voluntary) or make any arrangement or composition with creditors you may notwithstanding payment to you by me/us or any other persons of the whole or any part of the amount hereby secured rank as creditors and prove against the estate of the Borrower for the amount of all your claims against the Borrower or agree to and accept any composition respect thereof and you may receive and retain the whole of the dividends composition or other payments thereon to the exclusion of all of my/our rights as guarantors for the Borrower in composition with you until all your claims are fully satisfied and I/We will not by paying off the amount payable by means Of any part thereof or otherwise prove or claims against the estate of the Borrower until the whole of your claims against the Borrower have been Satisfied and you may enforce and recover payment from me/us of the full amount payable by me/us notwithstanding any such proof or composition as aforesaid.


10- Any other promissory Note or Notes that may hereafter be given by me/us in renewal or substitution for the said Promissory Note or any renewal thereof shall be held by you upon and subject to the same terms and conditions as are herein expressed and contained with reference to the said Promissory Note.

11- Any dividends or partial payments received by you from any source in respect of any indebtedness or liability hereby guaranteed may be treated as payments, in gross and you may marshall apply and appropriate all securities or funds you may at any time have in respect of such indebtedness or liability as you think fit so as to confer on you the most benefit.

12- Any accounts settled or stated between you and' the Borrower or admitted by the Borrower shall be accepted by me/us as' conclusive evidence and your local Agent's certificate in writing stating the amount at any particular time payable under this Guarantee shall be conclusive evidence against me/us.

13- Any notice of demand or otherwise, hereunder shall be sufficiently given if delivered by hand or left at or sent by registered post to my/our last known address and if sent by registered post shall be assumed to have been delivered in the usual course of post.

14- In the case, of the borrower being a company or corporation you shall not be bound to enquire, in to the powers of the Borrower or any officers or agents acting or purporting to act on .behalf of the borrower 'and money in fact borrowed, from you shall be, deemed. to from part of the moneys hereby guaranteed not Withstanding any absence of or deficiency or excess or irregularity in the exercise of any powerful the Borrower or such officers or agents aforesaid and in the case of the Borrower being a firm my/our guarantee and obligations hereunder shall not affected by any change in the constitution, of. such ,firm by the, death or retirement of any member or members or the introduction of any new member or members or otherwise or any change in the style or titles of such firm and whether such firm consist of or be Reduced to one member at any time.

15- In the case of our being more than one individual all shall be, bound hereby jointly and severally and being a firm or members of a firm such firm or all members from time to time thereof shall be bound hereby jointly and severally notwithstanding any change in the constitution of such firm by the death or retirement of any member or members or the introduction of any new member or otherwise or any change in the style or title of such firm consists of or be reduced to one member at any time and in the case of our being more than one individual (whether unconnected or connected in partnership) at any time any notice of demand or otherwise hereunder served on anyone of such individuals shall be deemed to be service of such notice on all such individuals and any release or granting of time or other indulgence to anyone or more of such individuals shall not in any manner discharge or affect this Guarantee as to the other or others of them.

Signature(s) of the Guarantor(s)

Name --------------------------------------------

Address -----------------------------------------

-----------------------------------------

Witness: 1.

2.

mPp f’k{kk gsrq _.k vkosnu &i=mPp f’k{kk gsrq _.k vkosnu &i=mPp f’k{kk gsrq _.k vkosnu &i=mPp f’k{kk gsrq _.k vkosnu &i=

'kk[kk izca/kd ckjka dsUnzh; lgdkjh cSad fy-] 'kk[kk ------------------------------------

vkosnd dk QksVks

vkosnd dk QksVks


egksn;]

ge vkidh 'kk[kk ls egkfo|k;y@rduhdh@O;kolkf;d laLFkku ls mPp f”k{kk gsrq :i;s ------------------------------------- ¼v{kjs :i;s -----------------------------------------------½ ek= dk e/;kof/k _.k dh Lohd`fr gsrq vkosnu djrs gSaA foLrr fooj.k fuEukuqlkj gS%&

1111 vkosnd ds lEcU/k esa fooj.k %vkosnd ds lEcU/k esa fooj.k %vkosnd ds lEcU/k esa fooj.k %vkosnd ds lEcU/k esa fooj.k %

v- iwjk uke ¼Li"V v{kjksa esa½ c- firk@ifr dk uke l- mez n- LFkkbZ irk

;- i= O;ogkj gsrq orZeku irk ¼VsyhQksu ua- lfgr] ;fn dksbZ gks½

2222 Nk=@Nk=k dk fooj.k Nk=@Nk=k dk fooj.k Nk=@Nk=k dk fooj.k Nk=@Nk=k dk fooj.k v- iwjk uke ¼Li’V v{kjksa esa½ c- tUe frfFk l- “kS{kf.kd ;ksX;rk

n- izLrkfor ikB;Øe dk uke

;- laLFkk@fo”ofo|ky; dk uke

j- ikB;Øe dh vof/k y- ikB;Øe “kq: gksus dh frfFk 3333 ukSdjh dk fooj.k ¼oSrfud vkosndksa gsrq½ukSdjh dk fooj.k ¼oSrfud vkosndksa gsrq½ukSdjh dk fooj.k ¼oSrfud vkosndksa gsrq½ukSdjh dk fooj.k ¼oSrfud vkosndksa gsrq½

v- fu;ksDrk dk uke ,oa irk

c- in l- lsokfuofr dh frfFk n- fu;ksDrk dh xkjUVh cSad }kjk fu/kkZfjr izk:i esa 4444 O;olk; dk fooj.k ¼voSrfud vkosndksa gsrq½O;olk; dk fooj.k ¼voSrfud vkosndksa gsrq½O;olk; dk fooj.k ¼voSrfud vkosndksa gsrq½O;olk; dk fooj.k ¼voSrfud vkosndksa gsrq½

v- O;olk; dk uke ,oa irk c- LFkkiuk o’kZ l- LokfeRo ,dy@lk>snkjh@vU; n- Okkf’kZd VuZ vksoj ;- foØ; dj@vk;dj uEcj j- O;olk; esa fu;qDr deZpkfj;ksa dh la[;k 5555 okf’kZd vk; dk fooj.k okf’kZd vk; dk fooj.k okf’kZd vk; dk fooj.k okf’kZd vk; dk fooj.k

v- osru@O;olk; ls izfrekg dqy vk; ¼oSrfud vkosndksa }kjk fu;ksDrk ls izekf.kr izek.k&i= layXu fd;k tkos½

c- fofHkUu dVkSfr;ksa ds i”pkr~ osru@O;olk; ls izfrekg “kq) vk;


l- vU; vk; ;fn dksbZ gks n- ;fn vk;dj is;j gS rks xr o’kZ dh dqy vk; ds

vuqlkj L=ksr ij vk;dj dh dVkSfr ¼fjVuZ dh izfr layXu djsa½

;- LFkkbZ lEifÙk dk fooj.k ,oa vuqekfur ewY; 6666 vkosnd }kjk fy;s x;s vU; _.k dk fooj.kvkosnd }kjk fy;s x;s vU; _.k dk fooj.kvkosnd }kjk fy;s x;s vU; _.k dk fooj.kvkosnd }kjk fy;s x;s vU; _.k dk fooj.k

v- _.k nkrk dk uke ,oa irk c- _.k dh jkf”k l- ns; ekfld fd”r n- orZeku esa _.k “ks’k ¼izek.k i= layXu djsa½

v- is&fLyi e; dVkSfr dh jkf”k ds layXu djsa c- _.k [kkrs dh rkrkjh[k LVsVesUV dh izfr l- cSad LVsVesUV dh izfr

7777 f”k{k.k [kpksZa dk fooj.k f”k{k.k [kpksZa dk fooj.k f”k{k.k [kpksZa dk fooj.k f”k{k.k [kpksZa dk fooj.k v- ikB~;Øe dks iw.kZ djus gsrq lEiw.kZ [kpksZa dk fooj.k

¼lEcfU/kr laLFkk ls LVsVesUV dh izfr layXu djsa½

c- v/;;u ds nkSjku Nk=@Nk=k dks izkIr gksus okyh Nk=o`fr vkfn dk fooj.k 1- okilh ;ksX; 2- tks okilh ;ksX; u gks

l- mDr ikB~;Øe gsrq _.kh ds ikl miyC/k jkf”k dk fooj.k tks _.k ds 10 izfr”kr ls de ugha gks

8888 _.k dh izfrHkwfr_.k dh izfrHkwfr_.k dh izfrHkwfr_.k dh izfrHkwfr v- py lEifÙk dk fooj.k izfrHkwfr dk

izdkj izfrHkwfr dk

Øekad /kkjd dk

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NOMINAL MEMBERSHIP FORM NOMINAL MEMBERSHIP FORM NOMINAL MEMBERSHIP FORM NOMINAL MEMBERSHIP FORM

To, To, To, To, The Managing Director, The Managing Director, The Managing Director, The Managing Director, Baran Kendriya SahakariBaran Kendriya SahakariBaran Kendriya SahakariBaran Kendriya Sahakari Bank Ltd., Bank Ltd., Bank Ltd., Bank Ltd., Baran (Raj.)Baran (Raj.)Baran (Raj.)Baran (Raj.)

SUB: NOMINAL MEMBERSHIP. (BORROWER & COAPPLICANT) SUB: NOMINAL MEMBERSHIP. (BORROWER & COAPPLICANT) SUB: NOMINAL MEMBERSHIP. (BORROWER & COAPPLICANT) SUB: NOMINAL MEMBERSHIP. (BORROWER & COAPPLICANT) Sir,

I want to avail a Term Loan/Credit Limit/ Credit Card under from your bank. You are requested to please enroll me as nominal member.

I am depositing Rs.10/- (Rupee Ten) only as membership fee and Rs.1000/- as fixed deposit. I have read the rules and regulations of the bank and the same shall be binding on me.

Place: ------------ Yours faithfully, Date: --------------

Signature ---------------------------------- Name ---------------------------------------

Address ------------------------------------


------------------------------------


SUB: NOMINAL MEMBERSHIP. (GUARANTOR) SUB: NOMINAL MEMBERSHIP. (GUARANTOR) SUB: NOMINAL MEMBERSHIP. (GUARANTOR) SUB: NOMINAL MEMBERSHIP. (GUARANTOR) Sir,

I want to offer my personal guarantee for a Term Loan/Credit Limit/ Credit Card in favour of Shri ________________________. You are requested to please enroll me as nominal member.

I am depositing Rs.10/- (Rupee Ten) only as membership fee and Rs.1000/- as fixed deposit. I have read the rules and regulations of the bank and the same shall be binding on me.

Place: ------------ Yours faithfully, Date: --------------

Signature ---------------------------------- Name ---------------------------------------

Address ------------------------------------ ------------------- -----------------


SUB: NOMINAL MEMBERSHIP. (GUARANTOR) SUB: NOMINAL MEMBERSHIP. (GUARANTOR) SUB: NOMINAL MEMBERSHIP. (GUARANTOR) SUB: NOMINAL MEMBERSHIP. (GUARANTOR)

Sir, I want to offer my personal guarantee for a Term Loan/Credit Limit/ Credit Card under your Personal

Loan Scheme in favour of ________________________. You are requested to please enroll me as nominal member.

I am depositing Rs.10/- (Rupee Ten) only as membership fee and Rs.1000/- as fixed deposit. I have read the rules and regulations of the bank and the same shall be binding on me. Place: ------------ Yours faithfully, Date: --------------

Signature ----------------------------------- Name ---------------------------------------

Address ------------------------------------ ------------------------------------

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Documents

Education Loanbaranccb.com/pdf/pdfEducation_Loan.pdf · 2017. 11. 9. · Title: Microsoft Word - Education Loan Author: icg-web Created Date: 11/9/2017 3:09:58 PM