Fernanda Luisa Agudelo 77 (2)

DESEÑO DEL FOMATO :YESID CIRO TALLER #13 AMORTIZACION DE CREDITOS (CUOTA FIJA)

NOMBRE DEL ESTUDIANTE:LUISA AGUDELO

VALOR TOTAL PRESTAMO $ 10,000,000 INTERES (EFECTIVO)ANUAL PLAZO ( AÑOS ) 1 AÑO N°DE PAGOS POR AÑO

TASA INTERES MENSUAL 1.95% (FUNCION TASA NOMINAL)VALO9R DE CUOTA MENSUAL $ 942,772.21 (FUNCION PAGO )

TABAL DE AMORTIZACION CUOTA FIJA # CUOTA VALOR DE CUOTA INTERES AMORTIZACION

0 $ 0 $ 0 $ 01 $ 942,772 $ 195,134 $ 747,6392 $ 942,772 $ 180,545 $ 762,2273 $ 942,772 $ 165,671 $ 777,1014 $ 942,772 $ 150,507 $ 792,2655 $ 942,772 $ 135,047 $ 807,7256 $ 942,772 $ 119,286 $ 823,4867 $ 942,772 $ 103,217 $ 839,5558 $ 942,772 $ 86,835 $ 855,9389 $ 942,772 $ 70,132 $ 872,640

10 $ 942,772 $ 53,104 $ 889,66811 $ 942,772 $ 35,744 $ 907,02812 $ 942,772 $ 18,045 $ 924,728

$ 11,313,267 $ 1,313,267 $ 10,000,000


GRADO8°D

26.10%12

(FUNCION TASA NOMINAL)(FUNCION PAGO )

TABAL DE AMORTIZACION CUOTA FIJA SALDO

$ 10,000,000$ 9,252,361$ 8,490,134$ 7,713,033$ 6,920,768$ 6,113,043$ 5,289,557$ 4,450,002$ 3,594,064$ 2,721,424 $ 1,831,756

$ 924,728$ 0

,



VALOR TOTAL PRESTAMO $ 20,000,000 INTERES (EFECTIVO)ANUAL PLAZO ( AÑOS ) 4 AÑOS N°DE PAGOS POR AÑO



0 $ 0 $ 0 $ 01 $ 561,963 $ 258,768 $ 303,1952 $ 561,963 $ 254,845 $ 307,1183 $ 561,963 $ 250,872 $ 311,0914 $ 561,963 $ 246,846 $ 315,1165 $ 561,963 $ 242,769 $ 319,1946 $ 561,963 $ 238,640 $ 323,3237 $ 561,963 $ 234,456 $ 327,5078 $ 561,963 $ 230,219 $ 331,7449 $ 561,963 $ 225,927 $ 336,036

10 $ 561,963 $ 221,579 $ 340,38411 $ 561,963 $ 217,175 $ 344,78812 $ 561,963 $ 212,714 $ 349,24913 $ 561,963 $ 208,195 $ 353,76814 $ 561,963 $ 203,618 $ 358,34515 $ 561,963 $ 198,981 $ 362,98216 $ 561,963 $ 194,285 $ 367,67817 $ 561,963 $ 189,528 $ 372,43518 $ 561,963 $ 184,709 $ 377,25419 $ 561,963 $ 179,828 $ 382,13520 $ 561,963 $ 174,884 $ 387,07921 $ 561,963 $ 169,876 $ 392,08722 $ 561,963 $ 164,803 $ 397,16023 $ 561,963 $ 159,664 $ 402,29924 $ 561,963 $ 154,459 $ 407,50425 $ 561,963 $ 149,187 $ 412,77626 $ 561,963 $ 143,846 $ 418,11727 $ 561,963 $ 138,436 $ 423,52728 $ 561,963 $ 132,956 $ 429,00729 $ 561,963 $ 127,406 $ 434,55730 $ 561,963 $ 121,783 $ 440,18031 $ 561,963 $ 116,088 $ 445,87532 $ 561,963 $ 110,319 $ 451,64433 $ 561,963 $ 104,476 $ 457,48734 $ 561,963 $ 98,556 $ 463,40735 $ 561,963 $ 92,561 $ 469,40236 $ 561,963 $ 86,487 $ 475,47637 $ 561,963 $ 80,335 $ 481,628

38 $ 561,963 $ 74,104 $ 487,85939 $ 561,963 $ 67,792 $ 494,17140 $ 561,963 $ 61,398 $ 500,56541 $ 561,963 $ 54,922 $ 507,04142 $ 561,963 $ 48,361 $ 513,60243 $ 561,963 $ 41,716 $ 520,24744 $ 561,963 $ 34,985 $ 526,97845 $ 561,963 $ 28,167 $ 533,79646 $ 561,963 $ 21,260 $ 540,70347 $ 561,963 $ 14,264 $ 547,69948 $ 561,963 $ 7,178 $ 554,785

$ 26,974,223 $ 6,974,223 $ 20,000,000


GRADO8°D

16.68%12



$ 20,000,000$ 19,696,805$ 19,389,687$ 19,078,596$ 18,763,479$ 18,444,286$ 18,120,962$ 17,793,455$ 17,461,711$ 17,125,675$ 16,785,291$ 16,440,503$ 16,091,253$ 15,737,485$ 15,379,140$ 15,016,159$ 14,648,481$ 14,276,046$ 13,898,792$ 13,516,657$ 13,129,578$ 12,737,491$ 12,340,331$ 11,938,032$ 11,530,528$ 11,117,751$ 10,699,634$ 10,276,107

$ 9,847,101$ 9,412,544$ 8,972,364$ 8,526,489$ 8,074,845$ 7,617,358$ 7,153,951$ 6,684,549$ 6,209,073$ 5,727,446

$ 5,239,587$ 4,745,416$ 4,244,851$ 3,737,809$ 3,224,208$ 2,703,961$ 2,176,983$ 1,643,186$ 1,102,484

$ 554,785$ 0

,



VALOR TOTAL PRESTAMO $ 12,000,000 INTERES (EFECTIVO)ANUAL PLAZO ( AÑOS ) 2 AÑOS N°DE PAGOS POR AÑO



0 0 0 01 $ 619,333.70 $ 214,585.14 $ 404,748.56 2 $ 619,333.70 $ 207,347.39 $ 411,986.31 3 $ 619,333.70 $ 199,980.21 $ 419,353.49 4 $ 619,333.70 $ 192,481.29 $ 426,852.41 5 $ 619,333.70 $ 184,848.27 $ 434,485.42 6 $ 619,333.70 $ 177,078.76 $ 442,254.93 7 $ 619,333.70 $ 169,170.32 $ 450,163.38 8 $ 619,333.70 $ 161,120.46 $ 458,213.24 9 $ 619,333.70 $ 152,926.64 $ 466,407.06

10 $ 619,333.70 $ 144,586.31 $ 474,747.39 11 $ 619,333.70 $ 136,096.83 $ 483,236.87 12 $ 619,333.70 $ 127,455.54 $ 491,878.16 13 $ 619,333.70 $ 118,659.73 $ 500,673.97 14 $ 619,333.70 $ 109,706.63 $ 509,627.07 15 $ 619,333.70 $ 100,593.43 $ 518,740.27 16 $ 619,333.70 $ 91,317.27 $ 528,016.43 17 $ 619,333.70 $ 81,875.23 $ 537,458.47 18 $ 619,333.70 $ 72,264.35 $ 547,069.35 19 $ 619,333.70 $ 62,481.60 $ 556,852.10 20 $ 619,333.70 $ 52,523.92 $ 566,809.78 21 $ 619,333.70 $ 42,388.17 $ 576,945.53 22 $ 619,333.70 $ 32,071.18 $ 587,262.52 23 $ 619,333.70 $ 21,569.69 $ 597,764.01 24 $ 619,333.70 $ 10,880.42 $ 608,453.28

{-. 14864008.7743917 2864008.77439169 12000000


GRADO8°D

23.7%12



12,000,000$ 11,595,251 $ 11,183,265 $ 10,763,912 $ 10,337,059

$ 9,902,574 $ 9,460,319 $ 9,010,155 $ 8,551,942 $ 8,085,535 $ 7,610,788 $ 7,127,551 $ 6,635,673 $ 6,134,999 $ 5,625,372 $ 5,106,631 $ 4,578,615 $ 4,041,157 $ 3,494,087 $ 2,937,235 $ 2,370,425 $ 1,793,480 $ 1,206,217

$ 608,453 $ 0

,



VALOR TOTAL PRESTAMO $ 50,000,000 INTERES (EFECTIVO)ANUAL PLAZO ( AÑOS ) 5 años N°DE PAGOS POR AÑO

TASA INTERES MENSUAL 1.39% (FUNCION TASA NOMINAL)VALO9R DE CUOTA MENSUAL $ 1,233,670.08 (FUNCION PAGO )


0 0 0 01 $ 1,233,670.08 $ 694,422 $ 539,248.56 2 $ 1,233,670.08 $ 686,932 $ 546,737.88 3 $ 1,233,670.08 $ 679,339 $ 554,331.21 4 $ 1,233,670.08 $ 671,640 $ 562,030.00 5 $ 1,233,670.08 $ 663,834 $ 569,835.71 6 $ 1,233,670.08 $ 655,920 $ 577,749.84 7 $ 1,233,670.08 $ 647,896 $ 585,773.87 8 $ 1,233,670.08 $ 639,761 $ 593,909.35 9 $ 1,233,670.08 $ 631,512 $ 602,157.82

10 $ 1,233,670.08 $ 623,149 $ 610,520.85 11 $ 1,233,670.08 $ 614,670 $ 619,000.03 12 $ 1,233,670.08 $ 606,073 $ 627,596.97 13 $ 1,233,670.08 $ 597,357 $ 636,313.30 14 $ 1,233,670.08 $ 588,519 $ 645,150.70 15 $ 1,233,670.08 $ 579,559 $ 654,110.83 16 $ 1,233,670.08 $ 570,475 $ 663,195.40 17 $ 1,233,670.08 $ 561,264 $ 672,406.14 18 $ 1,233,670.08 $ 551,925 $ 681,744.81 19 $ 1,233,670.08 $ 542,457 $ 691,213.17 20 $ 1,233,670.08 $ 532,857 $ 700,813.04 21 $ 1,233,670.08 $ 523,124 $ 710,546.23 22 $ 1,233,670.08 $ 513,255 $ 720,414.60 23 $ 1,233,670.08 $ 503,250 $ 730,420.03 24 $ 1,233,670.08 $ 493,106 $ 740,564.42 25 $ 1,233,670.08 $ 482,820 $ 750,849.70 26 $ 1,233,670.08 $ 472,392 $ 761,277.82 27 $ 1,233,670.08 $ 461,819 $ 771,850.77 28 $ 1,233,670.08 $ 451,100 $ 782,570.57 29 $ 1,233,670.08 $ 440,231 $ 793,439.25 30 $ 1,233,670.08 $ 429,211 $ 804,458.87 31 $ 1,233,670.08 $ 418,039 $ 815,631.54 32 $ 1,233,670.08 $ 406,711 $ 826,959.39 33 $ 1,233,670.08 $ 395,226 $ 838,444.55 34 $ 1,233,670.08 $ 383,581 $ 850,089.23 35 $ 1,233,670.08 $ 371,774 $ 861,895.64 36 $ 1,233,670.08 $ 359,804 $ 873,866.01 37 $ 1,233,670.08 $ 347,667 $ 886,002.64

38 $ 1,233,670.08 $ 335,362 $ 898,307.83 39 $ 1,233,670.08 $ 322,886 $ 910,783.91 40 $ 1,233,670.08 $ 310,237 $ 923,433.27 41 $ 1,233,670.08 $ 297,412 $ 936,258.31 42 $ 1,233,670.08 $ 284,409 $ 949,261.47 43 $ 1,233,670.08 $ 271,225 $ 962,445.22 44 $ 1,233,670.08 $ 257,858 $ 975,812.07 45 $ 1,233,670.08 $ 244,306 $ 989,364.57 46 $ 1,233,670.08 $ 230,565 $ 1,003,105.29 47 $ 1,233,670.08 $ 216,633 $ 1,017,036.85 48 $ 1,233,670.08 $ 202,508 $ 1,031,161.90 49 $ 1,233,670.08 $ 188,187 $ 1,045,483.12 50 $ 1,233,670.08 $ 173,667 $ 1,060,003.24 51 $ 1,233,670.08 $ 158,945 $ 1,074,725.02 52 $ 1,233,670.08 $ 144,019 $ 1,089,651.26 53 $ 1,233,670.08 $ 128,885 $ 1,104,784.81 54 $ 1,233,670.08 $ 113,542 $ 1,120,128.53 55 $ 1,233,670.08 $ 97,985 $ 1,135,685.36 56 $ 1,233,670.08 $ 82,212 $ 1,151,458.25 57 $ 1,233,670.08 $ 66,220 $ 1,167,450.20 58 $ 1,233,670.08 $ 50,006 $ 1,183,664.25 59 $ 1,233,670.08 $ 33,567 $ 1,200,103.49 60 $ 1,233,670.08 $ 16,899 $ 1,216,771.04

74020204.7121961 24020204.7121961 50000000


GRADO8°D

18%12



50,000,00049,460,75148,914,01448,359,68247,797,65247,227,81746,650,06746,064,29345,470,38444,868,22644,257,70543,638,70543,011,10842,374,79541,729,64441,075,53340,412,33839,739,93239,058,18738,366,97437,666,16136,955,61436,235,20035,504,78034,764,21534,013,36633,252,08832,480,23731,697,66630,904,22730,099,76829,284,13728,457,17727,618,73326,768,64425,906,74825,032,88224,146,879

23,248,57122,337,78821,414,35420,478,09619,528,83418,566,38917,590,57716,601,21315,598,10714,581,07013,549,90912,504,42511,444,42210,369,697

9,280,0468,175,2617,055,1335,919,4474,767,9893,600,5392,416,8751,216,771

0

,

Documents

Fernanda Luisa Agudelo 77 (2)