Financial Vocabulary  

(Vocabulary)                              (Translation) 3-6-3 Banking: " Borrow at 3%, Lend at 6%, Be on the Golf Course by 3 p.m." 3년 연속 이익(결손)발생:  a Profit (Loss) for 3Years in a Row 가격결정권:  Price Setting Power 가격경쟁력:  Price Competitiveness 가격비탄력적:  Price Inelastic 가격탄력적:  Price Elastic 가계(소매)대출:  Retail Credit 가계금융:  Consumer & Private Banking 가계금융본부:  Consumer & Private Banking Business Division 가계금융부:  Consumer & Private Banking Business Department 가계금융센터:  Private Banking Center 가계금전신탁:   Household Money Trusts 가계급부금:  Remunerations on Mutual Installment Savings 가계당좌예금:  Household Checking Deposits 가계대출팀:  Consumer Loan Team가계마케팅팀:  Consumer & Private Banking Marketing Team가계부문:  Household Sector가계우대정기적금:  Installment Savings Deposits Preferential to Households가계자금대출금:  Loans to Households가계장기신탁:  Household Long-Term Money Trusts가계장기저축:  Long Term Savings for Household가계적금관계대출:  Loans on Installment Savings가계지원팀:  Consumer & Private Banking Support Team가교종금사:  Bridge Merchant Bank가구:  Households가구소비:  Household Consumption가산금리:  Margin가속상각법:  Accelerated Depreciation Method가수금:  Suspense Payable가스기금시설자금대출:  Long-term Loans for Facilities from Gas Safety Fund가스기금운전자금대출:  Long-term Loans for Working Capital from Gas Safety Fund가스기금차입금:  Long-term Borrowings from Gas Safety Fund가압류:  Provisional Seizure가용외환보유고:  Usable Foreign Exchange Reserve가전:  Consumer Electronics가정법원(사법):  the Family Court가중평균자본비용:  Weighted Average Cost of Capital (WACC)가지급금:  Suspense Receivables가처분:  Provisional Disposition가처분소득:  Disposable Income감가상각(감가상각하다):  Depreciation (Depreciate)감가상각비명세서:  Schedule of Depreciation감가상각율:  Depreciation Ratio감가상각충당금:  Allowances for Depreciation감독시스템:  Supervisory System

감모(자본재의):  Wear and Tear (of Capital Goods)감모상각(고갈성자산):  Depletion감봉:  Wage Cut감사:  Auditor감사관(재경부):  Inspector General감사당당관(재경부):  Director for Inspection감사원:  the Board of Audit and Inspection감사의견:  Audit Opinion감자계획:  Capital Reduction Plan감자차익:  Gain on Retirement of Capital Stock감정가:  Appraised Value감정평가:  Appraisal감채기금:  Sinking Fund감채기금사채:  Sinking Fund Bond감채적립금:  Reserves for Sinking Funds감춰진 자산:  Hidden Assets갑기금:  Capital A Fund강세장:  the Bull Market강압적인 개입 (정부의):  Heavy Handed Intervention (By Government)개량:  Improvement개발비:  Deferred Development Expenses개발신탁:  Development Money Trusts개발은행:  Development Banks개별법:  Specific Identification Method개업비:  Pre-operating Costs개업비상각:  Amortization of Pre-operating Costs개인대출:  Personal Loan개인사업(자):  Proprietorships (Proprietors)개인연금신탁:  Individual Pension Money Trusts개정:  Revision (Amendment)객관적 확률:  Objective Probability거대합병(M&A):  Mega-Mergers거시경제정책:  Macro Economic Policies거액금융사고:  Major Financial Incident (Scandal)거액여신:  Large Credit거액여신총액한도제:  Ceiling System on the Sum of Large Exposures거주자계정:  Resident Accounts거치기간:  Grace Period건물:  Buildings건설가계정:  Construction in Progress건설교통부(정부):  the Ministry of Construction & Transportation건설업:  Construction건전성규제:  Prudential Regulation검사보고서:  Examination Report검사부:  Inspection Department검사역:  Inspector검사통보서:  First Day Letter검찰청(정부):  the Public Prosecutions Administration

견책:  Reprimand결산보정미수이자기타:  Accrued Interest Receivables due to the Adjustment from Settlement of Accounts결산일:  the Closing Date of the Fiscal Year결손금:  Deficits결손금처리계산서:  Statement of Disposition of Deficit결손보전적립금:  Reserves for Deficit Recovery결의:  Resolution결정계수:  Coefficient of Determination결제가격(선물):  Clearing Price결합재무제표:  Consolidated Financial Statements겸업은행제도:  Universal Banking System겸직제한:  Restriction on Hoding of Posts Concurrently경고:  Notice of Censure경과계정:  Transit Accounts경과조치:  Interim Measures경기부양대책(조치):  Economic Stimulus Package경기순환(변동):  Economic Cyclicality경기순환: " Business Cycle (Peak, Contraction, Recessionary Trough, Expansion)"경기순환주:  Cyclical Stock경비:  Overhead (Cost)경상거래:  Current Transaction경상계정:  Current Account경상손익:  Ordinary Income (Loss)경상수지:  Balance of Current Account경상수지적자:  Current Account Deficit경상수지흑자:  Current Account Surplus경상이익:  Operating Profit"경영개선계획(권고,조치,명령):" " Management Improvement Plan (Recommendation, Measure, Order)"경영공시:  Public Disclosure of Management Performance경영권:  Corporate Control경영권지배:  Management Control경영권포기각서:  Written Pledge to Renounce the Management Control경영다각화:  Diversification경영실적보고서:  Management Performance Report경영실태평가:  Management Status Evaluation경영위험:  Business Risk경영자문:  Managerial Consultancy경영전략:  Management Strategy경영전략팀:  Business Strategy Team경영정보시스템:  Management Information System (MIS)경영정상화계획:  Management Rehabilitation Plans경영지도기준:  Prudential Management Guidelines경영지도비율:  Prudential Management Ratios경영진의 자질:  Management Quality경영진자격심사:  Fit and Proper Tests for Management경영평가위원회:  Management Assessment Committee

경영합리화권고:  Advice on Management Rationalization경영환경변화:  Changes in Management Environment경쟁심화:  Intensified Competition경쟁입찰:  Competitive Bidding경제분석과(재경부):  Economic Analysis Division경제정책국(재경부):  Economic Policy Bureau경제조사팀:  Economic Research Team경제협력과(재경부):  Economic Cooperation Division경제협력국(재경부):  Economic Cooperation Bureau경찰청(정부):  the National Police Agency경협총괄과(재경부):  International Economic Policy Division경호실(대통령):  The Presidential Security Service경화:  Hard Money (국제시장에서 교환이 자유로운 통화)계량적 모형:  Econometric Model계량적 분석방법:  Econometric Analysis계류중인 소송:  Pending Litigation계속기록법:  Perpetual Inventory Method계속기업:  Going Concern계정식:  T-account Format고객이 소개한 고객:  MGM (Member Gets Member)고객충성도:  Customer Loyalty고등급선호현상:  Flight to Quality고등법원(사법):  the High Court고비용자금조달:  High-cost Funding고성장산업:  Fast Growth Industry고소득 전문직:  High-income Professionals고소득개인고객:  High Net Worth Individual Clients고용보험제도:  Employment Insurance System고정:  Substandard고정금리:  Fixed Rate고정금리채권:  Fixed Income Bonds고정부채:  Long-term Liabilities고정자산:  Property and Equipment고정자산증가율:  Fixed Assets Growth고정자산처분 명세서:  Schedule of Disposition of Fixed Assets고정자산처분손실:  Loss on Disposition of Fixed Assets고정자산처분이익:  Gain on Disposition of Fixed Assets고정자산회전율:  Fixed Assets Turnover (Times)고정장기적합률:  Fixed Assets to Equity and Long Term Liability고정환율:  Fixed Exchange Rates고정환율제도:  Fixed Exchange Rate System (Peg System)고평가유가증권:  Overvalued Securities곱하다(곱하기):  Multiply (Multiplication)공개매수(M&A):  Tender Offer공개시장조작:  Open Market Operations공고:  Public Announcement공공 및 기타자금대출금:  Loans to Public Sector & Others공공단체대출:  Public Trust Loans

공공부문 개혁:  Public Sector Reform공공사업지출:  Public Works Spending공공차관금:  Borrowings from International Organizations 공공차관금대출:  On-lend Loans from International Organizations 공구와 기구:  Tools and Equipment공금예금:  Public Fund Deposits공급과잉:  Surplus (Excess) Supply공급자:  Suppliers공급자금융:  Supplier Credit공동보유자(M&A):  Acting in Concert공동CD/ATM투입자금:  Input Fund in Joint CD/ATM공모(결탁):  Collusion공모:  Public Offering공보관(재경부):  Public Information Officer공보담당관(재경부):  Director for Public Information공보실(정부):  the Office of Public Information공보역:  Public Relations Officer공보팀:  Public Relations Team공분산:  Covariance공사완성기준:  Completed Contract Method공사진행기준:  Percentage of Completion Method공시서류:  Disclosure Documents공업발전기금시설자금대출:  Long-term Loans for Facilities from Industrial Development Fund공업발전기금운전자금대출:  Long-term Loans for Working Capital from Industrial Development Fund공업발전기금차입금:  Long-term Borrowings from Industrial Development Fund공유가치관:  Shared Value공익:  Public Interest공익사업:  Utilities공익신탁:  Trust for Public Welfare공작기계:  Machine Tools공적안전망:  Public Safety Net공정 시가:  Fair Market Value공정가격조항(M&A):  Fair Price Provision공정거래위원회:  the Fair Trade Commission공제사업중계계정:  Transit Account for Mutual Aid Business공탁금:  Guarantee Money With Court공포하다(법을):  Promulgate공황:  Panic (30년대의 대공황: The Great Depression)과:  Section과거 3개년 연속 적자:  Net Losses for the Past Three Consecutive Years과다차입경영구조:  Highly Leveraged Financial Structure과세소득(과표):  Taxable Income과소평가:  Undervaluation과열경제:  Overheated Economy과장:  Manager과점(과점적):  Oligopoly (Oligopolistic)

과태료:  Negligence Fine과학기술부(정부):  the Ministry of Science & Technology관계회사:  Affiliates관계회사단기차입금:  Short-term Borrowings from Affiliated Companies관계회사대여금:  Loans to Affiliated Companies관계회사사채:  Investments in Affiliated Companies' Debentures관계회사유가증권:  Investment Securities in Affiliated Companies관계회사자산부채명세서:  Schedule of Assets and Liabilities with Affiliated Companies관계회사장기차입금:  Long-term Debt to Affiliated Companies관계회사주식 및 출자금:  Equity Investments in Affiliated Companies관계회사채권:  Receivables from Affiliated Companies관계회사채무:  Payables to Affiliated Companies관계회사처분:  Disposal of Investment Securities of Affiliated Cos.관계회사취득:  Acquisition of Investment Securities of Affiliated Cos.관련회사:  Related Companies관리기획팀:  Loan Administration Planning Team관리역:  Credit Administration Officer관리유가증권신탁:  Securities in Custody Trust관리인:  Trustee관리회계:  Management Accounting관세:  Tariff관세법:  Customs Duties Act관세심의관(재경부):  Director General for Customs and Tariff관세제도과(재경부):  Customs Policy Division관세청(정부):  the Korea Customs Service관세협력과(재경부):  Customs Cooperation Division관세환급금:  Refunded Customs Duties관재과:   Property Administration Section괄호:  Parenthesis (복수: Parentheses)광업:  Mining광업권 Mining Rights광업법:  the Mining Law교역조건:  Terms of Trade교원복지신탁:  Money Trusts for Teacher's Welfare교육부(정부):  the Ministry of Education교육세법:  Education Tax Act교환사채:  Exchangeable Bond구매력평가설:  Purchasing Power Parity Theory (PPP Theory)구매법:  Purchase Method구제하다:  Bail Out (어려움에 처한 기업이나 은행을)구조개혁:  Structural Reforms구조조정프로그램:  Restructuring Program구직자:  Job Seekers구축물:  Structures구축하다:  Crowd Out (구축효과: Crowding-out Effect)국가과학기술자문회의(정부):  the Presidential Council on Science & Technology국가보훈처(정부):  the Patriots and Veterans Administration Agency국가신용등급:  Sovereign Credit Rating

국가안전기획부(정부):  the Agency for National Security Planning국가안전보장회의(정부):  the National Security Council국고과(재경부):  Treasury Division국고국(재경부):  Treasury Bureau국고대리수납금:  Deposits Received as Treasury Agency국고대리점:  Treasury Agency국고대리점통상수급분:  Ordinary Adjustment for Treasury Agency국고보조금:  Government Subsidies국고수표:  Treasury Checks국고채권:  Treasury Agencies Bonds국공채:  Government and Public Bonds국내지점망:  Domestic Branch Network국무조정실(정부):  the Office for Government Coordination국무총리:  the Prime Minister국무총리비서실:  the Office of the Prime Minister국무회의(정부):  the State Council국민고충처리위원회(정부):  the Ombudsman of Korea국민생활국(재경부):  Welfare & Price Policy Bureau국민연금기금:  National Pension Fund국민연금전환금:  Transfer From National Pension국민주신탁:  National Stock Trust국민주택기금대리점:  National Housing Fund Agency국민주택기금대출금:  Loans From National Housing Fund국민주택기금차입금:  Borrowings from National Housing Fund국민주택채권:  National Housing Bonds국민투자기금:  National Investment Fund국민투자기금대리점:  National Investment Fund Agency국민투자기금대출:  Loans From National Investment Fund국민투자기금시설자금대출:  Long-term Loans for Facilities from National Investment Fund국민투자기금예치금:  National Investment Fund Deposits With BOK국민투자기금운전자금대출:  Long-term Loans for Working Capital from National Investment Fund국민투자기금차입금:  Long-term Borrowings from National Investment Fund국방부(정부):  the Ministry of National Defense국별위험:  Country (Soverign) Risk국별한도:  Country Limit국세기본법:  Framework Act on National Taxes국세심판소(재경부):  National Tax Tribunal국세징수법:  National Tax Collection Act국세청(정부):  the National Tax Administration국유은행(정부은행):  Government-owned Banks국유재산과(재경부):  Government Properties Division국유화하다:  Nationalize국정감사:  National Assembly's Inspection국제금융과(재경부):  International Finance Division국제금융국(재경부):  International Finance  Bureau국제금융심의관(재경부):  Deputy Director General for International Finance국제기구과(재경부):  International Financial Institutions Division

국제기준:  International Standards국제기획팀:  International Planning & Coordination Team국제부:  International Banking Department국제수지:  Balance of Payment (BOP)국제조세과(재경부):  International Tax Division국제회계기준:  International Accounting Standards국채:  Government Bonds국채관리기금채권:  Bonds on Fund for Management of Government Bonds국채대리점:  Government Bonds Agency국채법:  National Bonds Act국회:  the National Assembly권리락주가:  Ex-right Price권리부주가:  Right on Price권리행사가격:  Strike (Exercise) Price 귀금속:  Jewelry귀금속미지급금:  Jewelry Accounts Payable규모의 경제:  Economies of Scale규모의 비경제:  Diseconomy of Scale규모축소:  Downsizing규제장치:  Regulatory Framework규제폐지:  Deregulation그룹내부거래:  Intra-group Transaction그룹지원팀:  Group Management Team근로자우대신탁:  Money Trusts for Workers근로자우대저축:  Savings Deposits Preferential to Workers근로자장기저축:  Long Term Savings Deposits for Workers근로자주택마련저축:  Savings for Workers' Housing근로자퇴직적립신탁:  Employee Retirement Installments Trust근무기간:  Length of Services금고:  Imprisonment금리민감부채:  Rate-Sensitive Liabilities (RSL)금리민감자산:  Rate-Sensitive Assets (RSA)금리선물:  Interest Rate Futures금리스왑:  Interest Rate Swap금리연동부사채:  Floating Rate Bond금리옵션:  Interest Rate Option금리위험:  Interest Rate Risk금리재정거래:  Interest Rate Arbitrage금리차:  Interest Rate Differential금리하락:  the Decline of Interest Rates금본위제:  Gold Standard금속:  Metals금융감독기구협의회:  Financial Supervision Authorities Committee금융감독원장:  Superintendent of the Financial Supervisioy Board금융감독위원회:  the Financial Supervisory Commission금융개혁위원회:  Financial Reform Committee금융결제원:  Korea Financial Telecommunications and Clearings Institute금융공학:  Financial Engineering

금융기관감독규정:  Regulation Concerning the Supervision of Banking Institutions금융기관제재심의회:  Financial Institutions Sanction Committee금융기관차입금(역외):  Off-Shore Borrowings from Banks금융리스:  Financial Lease금융부문 구조조정:  Financial Sector Restructuring금융분쟁조정:  Settlement of Financial Disputes금융분쟁조정위원회:  Financial Disputes Settlement Committee금융비용:  Financing Costs금융비용대 매출:  Financial Expenses to Sales금융산업구조개선에관한법령:  Act Concerning the Structural Improvement of the Financial Industry금융선물:  Financial Futures금융선물선급이자기타:  Prepaid Interest of Financial Futures금융선물선수이자기타:  Unearned Interest and Others on Transaction of Financial Futures금융실명거래및비밀보장에관한법률:  Act on Real Name Financial Transactions and Guarantee of Secrecy금융자금대출금:  Loans From Banking Funds금융자문:  Financial Advisory Services금융자문팀:  Financial Advisory Team금융정책과(재경부):   Financial Policy Division금융정책국(재경부):  Financial Policy Bureau금융채:  Finance Debentures금융통화위원회:  the Monetary Board금융협력과(재경부):  Financial Cooperation Division금전신탁:  Money Trusts 금전신탁이외의 금전신탁:  Other Ex-money Trusts금전채권:  Money Receivables금전채권신탁:  Money Receivable Trusts금치산자:  Person Declared Legally Incompetent급부전부금(수입부금):  Non-Remunerated Mutual Installment Deposits급부후부금(수입부금):  Remunerated Mutual Installment Deposits급여이체:  Payroll Transfer기간:  Tenor기간내 배분:  Intra-period Allocation기간배분:  Inter-period Allocation기간부서:  Line Departments기계장치:  Machinery and Equipment기관경고:  Warning to an Institution기관고객:  Institutional Clients기능통화:  Functional Currency기대수익율:  Expected Rate of Return (Expected Yield)기대수익율극대화기준:  the Maximum Expected Return Criterion기말상품(제품)재고액:  Ending Inventory기말의 현금:  Cash at the End of the Year 기말재공품재고:  Ending Work in Process기명식:  Registered Form기밀유지계약(M&A):  Confidentiality Agreement기본자본비율:   Core Capital Ratio

기본적 분석:  Fundamental Analysis기부금:  Donations기산일:  Initial Date in Reckoning기상청(정부):  the Meteorological Administration기술 및 경영자문 서비스:   Technical and Managerial Consultancy Services기술개발준비금:  Reserve for Technology Development기술적 분석:  Technical Analysis기술적 우위:  Technological Lead기업고객:  Corporate Clients기업구조조정기금:  Corporate Restructuring Fund기업구조조정법:  Corporate Reorganization Act기업구조조정위원회:  Corporate Restructuring Committee기업구조조정팀:  Corporate Work-out Team기업금융본부:  Corporate Banking Business Division기업금융부:  Corporate Banking Department기업금전신탁:  Corporate Money Trusts기업대출:  Corporate Lending기업부도:  Corporate Bankruptcies기업부문 구조조정:  Corporate Sector Restructuring기업분할(M&A):  Sell-offs기업실체:  Business Entity기업어음:  Commercial Paper (CP)기업운전급부금:  Remunerations on Mutual Installment Savings기업은행:  Industrial Bank of Korea기업자금대출금:  Loans to Enterprise기업자유예금:  Corporate Free Savings Deposits기업지배구조:  Corporate Governance System기업지원팀:  Corporate Banking Support Team기업합리화적립금:  Reserve for Business Rationalization기업회계기준:  Financial Accounting Standards기존대출금을 회수하다:  Withdraw Existing Loans기존주주:  the Existing Shareholders기중발생미수이자:  Accrued Interest Receivables During the Fiscal Period기초상품(제품)재고액:  Beginning Inventory기초의 현금:  Cash at the Beginning of the Year 기초재공품재고:  Beginning Work in Process기타부채:  Other Liabilities기타부채외화분:  Other Liabilities in Foreign Currency기타신용카드:  Other Credit Cards기타예치금:  Other Dues기타외화지급보증:  Other Acceptances and Guarantees in Foreign Currency기타외화지급보증대지급금:  Other Advances for Customers in foreign Currency기타요구불예금:  Other Demand Deposits기타원화지급보증:  Other Acceptances and Guarantees in Won기타원화지급보증대지급금:  Other Advances for Customers in Won기타유동부채:  Other Current Liabilities기타유동자산:  Other Current Assets기타유동자산명세서:  Schedule of Other Current Assets

기타은행차관금:  Other Bank Loans기타이연자산:  Other Deferred Assets기타자본잉여금:  Other Capital Surplus기타자산:  Other Assets기타자산외화분:  Other Assets in Foreign Currency기타잡자산:  Sundry Assets기타정부차입금:  Other Borrowings from Government기타정책기금차입금:  Long-term Borrowings from Other Public Fund기타정책자금시설자금대출:  Long-term Loans for Facilities from Other Public Fund기타정책자금운전자금대출:  Long-term Loans for Working Capital from Other Public Fund기타준비금:  Other Reserves기타증권:  Other Securities기타차입금:  Other Borrowings기타충당금:  Other Allowances기타타점권:  Other Checks & Bills in Process of Collection기타한은차입금:  Other Borrowings from BOK기표(하다):  Disbursement (Disburse)기획관리실(재경부):  Planning and Management Office기획예산담당관(재경부):  Planning and Budget Officer기획예산위원회(정부):  the Planning and Budget Commission긴급명령:  Emergency Presidential Decree긴급융자(구제)자금:  Emergency Rescue Fund (Bail-out Fund)긴급조치:  Emergency Measures긴축예산:  Austerity (Tight) Budgets 나누다(나누기):  Divide (Division)난수:  Random Number납입(보통주)자본금:  Paid-in Capital납입자본순이익율:  Return on Paid-in Capital내국수입유산스:  Domestic Import Usance Bill내국신용장어음매입:  Local L/C Bills Bought내국환업무:  Domestic Exchange Transaction내부감사:  Internal Audit내부감사인:  Internal Auditor내부금융:  Internal Financing (사내 유보금을 통한 사업확장 등.)내부승진한:  Internally Grown (Promoted)내부자거래:  Insider Tradings내부자거래규제법(미):  Insider Trading Sanctions Act내부자본시장:  Internal Capital Market내부통제:  Internal Control내부투자수익율:  Internal Rate of Return (IRR)내용년수:  Useful Life내인가:  Preliminary Authorization내재가치:  Intrinsic Values노동법:  Labor Law노동부(정부):  the Ministry of Labor노동자 생산성:  Labor Productivity노동조합:  Labor Union노동조합이 없는 기업:  Non-unionized Company

노동집약산업:  Labor Intensive Industry노무비:  Labor (Cost)노후생활연금신탁:  Money Trusts for Old Age Living Pension농림부(정부):  the Ministry of Agriculture & Forestry농수산물유통공사:  the Agricultural and Fishery Marketing Corporation (AFMC)농어가사채대체자금대출금:  Loans for Agricultural & Fishery Households농어촌발전기금채권:  Bonds on Fund for Improvement of Agriculture & Fishery농업:  Agriculture농업경제:  Agrarian Economy농업관련사업:  Agribusiness농업자금대출:  Loans for Agriculture농지채권:  Bonds on Farming Land농촌진흥청(정부):  the Rural Development Administration농촌환경개선자금차입금:  Borrowings from Fund for Improvement of Agricultural Community농협:  The National Agricultural Cooperative Federation누적적우선주:  Cumulative Preferred Stock능력(업적)위주제도:  Performance-based System능력주의:  Meritocracy다각적 합병(M&A):  Conglomerate Mergers다음 사업년도:  the Next Succeeding Financial Years단기금융시장:  Money Market단기금융업법:  Short-Term Finance Business Act단기대여금:  Short-term Loans단기매매금지법(미):  The Short Swing Profit Rules단기외채:  Short-term External Debt단기지급보증:  Short-term Acceptances Outstanding단기지급보증대충:  Short-term Customers' Liability on Acceptances단기차입금:  Short-term Borrowings단기차입금명세서:  Schedule of Short-term Borrowings단위당 노동비용:  Unit Labor Costs단주:  Odd Lot단체퇴직급여충당금:  Accrued Severance Pay-funded단체퇴직보험예치금:  Deposits on Allowance for Severance Pay-funded담보가치:  Collateral Value담보관리:  Collateral Management담보권:  Lien or Hypothec담보권이 있는 채권자:  Secured Creditors담보권행사:  Exercise of Security Right담보부사채:  Secured Bond담보부사채신탁법:  Secured Bond Trust Act담보부여신:  Secured Loan담보부증권:  Mortgage-Backed Securities담보여신비율:  Secured Loan (to Total Loans) Ratio담보운용신탁:  Collateral Management Trust담보취득:  Taking of Security당기말미처리결손금:  Undisposed Deficit at the End of Year당기말미처분이익잉여금:  Unappropriated Retained Earnings at the End of the Year

당기상품매입액:  Purchases During the Period당기손익:  Net Income (Loss) For The Current Year당기순이익:  Net Income for the Year당기업적주의:  Current Operating Performance Concept당기제조원가:  Manufacturing Costs During the Period당기총제조비용:  Total Manufacturing Costs During the Period당발추심:  Outward Collection당좌대출:  Overdraft Facilities당좌대출상환용타점권:  Checks & Bills on Clearing for Overdrafts당좌비율:  Quick Ratio당좌예금:  Checking Accounts당좌자산:  Quick Assets당좌차월:  Bank Overdrafts당해회계년도:  the Current Fiscal Year대기통지서:  Credit Advice대리:  Assistant Manager대리인 이론:  Agency Theory대리인:  the Proxies대리점(회계):  Deposits Held by Agency Relationship대마불사론: " the ""Too Big To Fail"" Theory"대법원(사법):  the Supreme Court대사:  Reconcilement대손상각비:   Bad Debt Expenses대손충당금:  Allowances for Bad Debts대여금명세서:  Schedule of Loans대여유가증권:  Securities Lent대외신인도:  International Creditworthiness (Credit Standing)대외준비자산:  External Reserves대응개념:  Matching Concept대정부차입금:  Government Subordinated Loans대주(공매):  Short Selling대주잔고(주식):  Debit Balance (in Brokerage Account)대주주:  Major Shareholders대주주지분:  Majority Equity Stake대지:  Building Sites대차대조표:  Balance Sheet대차대조표각주:  A Footnote to the Balance Sheet대차대조표일:  Balance Sheet Date대체구매:  Replacement Purchases대체비용:  Replacement Cost대체재:  Substitute Goods대체저금:  Transfer Savings대출금:  Loans & Discounts대출정책:  Lending Policy대출협상:  Loan Negotiation대출회수:  Loan Collection대충자금차입금:  Borrowings from Government Allowances대통령 The President

대통령령:  Presidential Decree대한무역투자진흥공사:  the Korea Trade-Investment Promotion Agency (KOTRA)대한주택공사:  the Korea National Housing Corporation (KNHC)더하다(더하기):  Add Up (Sum)도급공사:  Construction Contract도덕적 해이:  Moral Hazard도로공채:  Road Construction Bonds도매업:  Wholesale도시가스사업기금:  City Gas Business Fund독립변수:  Independent Variables독일연방은행:  Bundes Bank (BUBA)독점(독점적인):  Monopoly (Monopolistic)독점규제및공정거래에관한법률:  Monopoly Regulation and Fair Trade Act독점판매권(체인점영업권):  Franchises돈세탁:  Money Laundering동산:  Movables동산담보대출:  Loans on Movables Collateral동산부동산:  Movables & Real Estate동산의 신탁:  Movables Trust동일인보증한도: " Single Borrower (Person, Party, Group) Guarantee Ceiling "동일인여신한도: " Single Borrower (Person, Party, Group) Loan Ceiling "동태비율분석:  Dynamic Financial Ratio Analysis두자리 숫자의 감소(증가):  the Double-digit Decline (Growth)등록식 채권:  Registered Bonds리스계약:  Lease Contracts만기갭:  Maturity Gap만기보유채권:  Held-to-Maturity Bonds만기수익율:  Yield To Maturity (YTM)만기어음:  Matured Bills만기연장:  Roll-over or Extension of Debt Maturity만기일시상환:  Bullet Repayment만기재조정:  Rescheduling매각으로 **의 손실을 실현:  Post (Realize) a ** Loss from the Sale매년:  Annual매도외환:  Drafts Sold매반기:  Semiannual매분기:  Quarterly매수(M&A):  Acquisition매수청구권: " Appraisal Rights (Dissenters' Right, Appraisal Remedy)"매월:  Monthly매입가:  Purchase Price매입보관비:  Warehousing (Expenses)매입에누리:  Purchases Allowances매입외환:  Bills Bought매입운임:  Freight-in (Expenses)매입채무명세서:  Schedule of Trade Notes and Accounts Payable매입할인:  Purchase Discounts매주:  Weekly

매출가격환원법:  the Retail Inventory Method매출액:  Sales Revenue매출액경상이익율:  Ordinary Income on Sales매출액명세서:  Supplementary Schedule of Sales매출액순이익율:  Net Income on Sales매출액증가율:  Sales Growth매출액총이익율:  Gross Margin on Sales매출어음:  Bills Sold매출에누리:  Sales Allowance매출원가:  Cost of Sales매출원가명세서:  Supplementary Schedule of Cost of Sales매출채권명세서:  Schedule of Trade Notes and Accounts Receivable매출채권회전율:  Receivable Turnover (Times)매출총손익:  Gross Profit (Loss)매출총이익법:  Gross Profit Method매출할인:  Sales Discounts면책:  Indemnity명목계정:  Nominal Account명목이자율:  Nominal Interest Rate명목임금:  Nominal Wages명예퇴직제:  Early Retirement Program (ERP)명의개서:  the Alteration of Entry in the Register of Shareholders모점제:  Hub & Spoke System모집주선:  Best Effort Offering모회사:  Parent Company목돈마련저축:  Property Formation Savings몫(수학):  Quotient: a/b=c ---> Numerator / Denominator = Quotient무기명식:  Bearer Form무기명채권:  Bearer Bond무보증사채:  Unguaranteed Bond무상증자:  Bonus Issue무역금융:  Foreign Trade Loans (Trade Finance)무역수지:  the Balance of Merchandise Trade무역어음매출:  Sales of Trade Bills무역어음매출이자:  Interest on Sales of Trade Bills무역어음수입보증금:  Guaranteed Deposits Received  for Trade Bills무역어음인수:  Acceptance for Trade Bills무역어음인수대지급금:  Advances for Customers on Acceptance for Trade Bills무역어음인수대충:  Contra Account of Acceptances for Trade Bills무역어음할인:  Trade Bills Discounted무역자유화:  Trade Liberalization무위험자산:  Risk-free Assets무의결권주:  Non-voting Stock무차별곡선:  Indifference Curve무형고정자산:  Intangible Fixed Assets무형고정자산명세서:  Schedule of Intangible Fixed Assets무형고정자산의 평가:  Valuation of Intangible Fixed Assets문제여신:  Non-Performing Loans Over *** Months

문책기관경고:  Warning to Institution for Reprimand문화관광부(정부):  the Ministry of Culture & Tourism문화재관리국(정부):  the Office of Cultural Properties문화적 합치성:  Cultural Fit물가정책과(재경부):  Price Policy Division물가조사표:  Price Survey Index물가지수:  Price Index미결제환대:  Deferred Loss from Foreign Exchange미결제환차:  Deferred Gain from Foreign Exchange미경과손금:  Prepaid Expenses미경과신탁이익:  Prepaid Trust Profit미경과이익:  Unearned Profit미교부주식배당금:  Unissued Stock Dividends미래가치:  Future Value미수금:  Account Receivable미수수익:  Accrued Income미수연체이자:  Overdue Interest Receivable미수이자기타:  Accrued Interest Receivables미시경제정책:  Micro Economic Policies미실현손실:  Unrealized Loss미지급금:  Accounts Payable미지급배당금:  Dividend Payable미지급법인세:  Income Tax Payable미지급비용:  Accrued Expenses미지급송금:  Due to Customers미지급신탁보수:  Accrued Trust Fees and Commissions미지급신탁이익:  Accrued Trust Income미지급외환:  Inward Remittance Payable미지급이자:  Accrued Intrest Payable미지급채권이자:  Accrued Debentures Interests미추심외환:  Unreimbursed Foreign Exchange미회수이자:  Uncollected Interest민감도분석:  Sensitivity Analysis민법:  Civil Code민영화하다:  Privatize민주평화통일자문회의(정부):  the Secretariat Office Advisory Council on Democratic & Peaceful Unification밑빠진 독에 물붓기:  Like Water Draining Out of a Hole In the Bottom of a Bucket (부실기업대출의 계속)바닥을 치다 (주가나 경기가): " Bottom Out (Trough (verb), A Trough Has Been Reached,  Reach a Bottom)"반대주주:  Dissenting Shareholders반도체:  Semiconductors반제품:  Semi-finished Goods받을 어음:  Trade Notes Receivable발급은행(L/C나 보증서)  Issuing Bank (Issuer)발기인:  Promoter발생주의:  Accrual Basis

발생하다(비용):  Incur발행가격:  Issue Price발행금융채권:  Finance Debentures Issued발행시장:  Primary Market발행주식수:  No. of Outstanding Shares발행주식총수(의결권있는):  the Total Outstanding Voting Capital Stock발행특별금융채권:  Special Finance Debentures Issued배당건설이자:  Pre-operating Dividends배당금 분배:  Distribution of Proceeds배당금:  Dividends배당금의 지급:  Payment of Dividends배당금지급청구권:  Claims for Payment of Dividend배당금지불능력:  the Dividend Paying Capabilities배당률:  Dividend Ratio배당성향:  Dividend Payout Ratio배당준비금:  Reserve for Dividend배당평균적립금:  Reserves for Dividend Equalization배분의 효율성:  Allocational Efficiency배임:  Malfeasance In Office벌금형:  Fine벌칙성금리:  the Penalty Rate범위:  Range범위의 경제:  Economies of Scope법규팀:  Legal Affairs Team법무담당관(재경부):  Legal Affairs Officer법무부(정부):  the Ministry of Justice법원경매:  Court Auction법인:  Juridical Person (Juristic Person)법인등록번호 Inc. Registration Number법인세:  the Corporate Tax법인세등 명세서:  Schedule of Income Taxes법인세등:  Provision for Corporate Taxes법인세법:  Corporate Tax Act법인세제과(재경부):  Corporation Tax Division법인세차감전순이익:  Income before Provision for Income Taxes법적 위험:  Legal Risk법정관리:  Court Receivership법정적립금:  Statutory Reserves법정최소자본:  Mandatory Minimum Capital Requirement 법제처(정부):  the Government Legislations Agency변동금리:  Floating Rate변동금리채:  Floating Rate Note (FRN)변동환율제도:  Floating (Flexible) Exchange Rate System별단예금:  Temporary Deposits별도준비금:  Voluntary Reserve for Recapitalization병무청(정부):  the Military Manpower Administration보건복지부(정부):  the Ministry of Health & Welfare보고식:  Report Format

보관국채:  Government Bonds in Custody보관국채대충:  Contra-Account of Government Bonds in Custody보관유가증권:  Securities in Custody보수(보상):  Remuneration보완재:  Complementary Goods보장수익율:  Guaranteed Return보조금(보조금을 지급하다):  Subsidy (Subsidize)보존보족금:  Guarantee Payment to Trust Account보증금:  Key-money보증대출:  Guaranteed Loans보증사채:  Guaranteed Bond보증서:  Guarantee보칙:  Supplementary Provisions보통예금:  Passbook Accounts보통주(자본금):   Common Stock (Ordinary Shares)보험:  Insurance보험감독원:  the insurance Supervisory Board보험기관:  Insurance Institutions보험료:  Insurance Premium보험부금전신탁:  Money Trust with Insurance보험업법:  the Insurance Business Act보험제도과(재경부):  Insurance Division보험차익:  Gain on Insurance Settlements보호주의:  Protectionism복권:  Lottery Sold복권당첨금:  Lottery Money Payable복금부공익신탁:  Trust for Public Welfare with Lottery복리:  Compound Interest Rate복리이자요소:  Compound Value Interest Factor (CVIF)복리채:  Compound Interest Debentures복리표:  Compound Value Table복지신탁:  Money Trust for Welfare본부:  Headquarter본원통화:  Monetary Base (현금 + 지불준비금)본점:  Head Office본지점계정:  Inter-Office Account부(실):  Department부가가치세:  the Value Added Tax (VAT)부가가치세법:  the Value-Added Tax Act부가가치증가율:  Gross Value Added Growth부가국세:  Value-Added National Tax부가세선급금:  Prepaid Value Added Tax부가세선수금:  Value Added Taxes Received In Advance부기:  Book Keeping부내자산:  On-balance Sheet Assets부대문서(외환):  Control Documents부대비용:  Incidental Expense부대수수료:  Front-end Fee

부도난 회사:  the Defaulted Companies부도방지협약:  Anti-Bankruptcy Accord부도사유:  Event of Default부도어음:  Dishonored Notes부도위험:  Default Risk부동산:  Real Estate부동산거품:  Real Estate Bubble부동산등기법:  the Real Estate Registration Act부동산저당대출:  Loans Collateralized by Real Estate부동산투자신탁:  Real Estate Investment Trust부산물:  By-products부속명세서:  Supplementary Schedules부속시설:  Auxiliary Facilities부속실:  Office부속실장:  Chief Manager부속자본(Second Tier):  Supplemental Capital부실(문제)자산:  Distressed Assets부실매입외환대체분:  Transfer from Bad Bills Bought in Foreign Currency부실여신:  Non-performing Loans부실여신대비 대손충당금비율:  Loan Loss Reserve Ratio (to Bad Loan)부실은행:  Ailing (Weak or Bad or Troubled) Banks부실징후예상기업체:  Firms Showing Signs of Insolvency부실채권정리기금:  Non-performing Asset Management Fund부실채권정리기금채권:  Non-performing Asset Management Fund Bond부실채권정리기금출연금:  Contributions to Non-performing Asset Management Fund 부여율(신주인수권부사채):  Warrantability부외자산:  Off-balance Sheet Assets부유층 고객:  High Net Worth Client부의 관계:  a Negative Relationship부의 영업권:  Negative Goodwill부의 자본:  Negative Equity Capital부장:  General Manager부정행위:  Fraudulent Activities부채비율:  Debt/Equity Ratio (Gearing Ratio)부채성충당금:  Allowance of a Liability Nature부채와 자본총계:  Total Liabilities and Stockholder's Equity부채의 조기상환:  Early Retirement of Debt부채총계:  Total Liabilities부칙:  Addendum부행장:  Director & Deputy President분개장:  Journal Book분개하다:  Journalize (분개: Journalizing)분담금:  Share in Expenses분리매각(M&A):  Divestitures분리설립(M&A):  Spin-offs분모:  Denominator분산:  Variance분식결산:  Window-Dressing for Closing

분자:  Numerator분할상환대출:  Loans for Installment Repayment분할설립(M&A):  Split-offs불경기(불황):  Recession (Depression)불문율:  Unwritten Rule불충분한 대손충당금:  Underprovided Loan Loss Reserve불특정금전신탁:  Unrestricted Money Trusts비거주자:  Non-Residents비거주자계정:  Non-Resident Accounts비거주자발행원화채권:  Debentures in Won Issued by Non-Resident비거주자원화예금:  Non-Resident Deposits in Won비거주자자유원예금:  Non-Resident Deposits in Free-Won비과세채권:  Tax-exempt Bond비교우위:  Comparative Advantage비교재무제표:  Comparative Financial Statements비누적적우선주:  Non-cumulative Preferred Stock비료:  Fertilizer비망가액:  Nominal Value비밀보장:  Protection of  Confidentiality비밀적립금:  Secret Reserve비상계획:  Contingent Plan비상계획관(재경부):  Emergency Planning Officer비상계획담당관(재경부):  Director for Emergency Planning비상기획위원회(정부):  the Emergency Planning Committee비상임이사:  Non-standing Directors비상장주식:  Unlisted Stock비서실(대통령)  the Office of the President비서실:  Secretary Department비서역:  Chief Secretary비서팀:  Secretary Team비수:  Secret Number비시장성유가증권:  Non-Marketable Securities비업무용고정자산:  Fixed Assets not Used for Business Purpose비업무용동산:  Movables not Used for Business Purpose비업무용부동산:  Real Estate not Used for Business Purpose비업무용자산:  Fixed Assets for Non-business Purpose비연결대상자회사주식:  Non-Consolidated Subsidiary Stock비영업용:  Non-operating Purposes비용:  Expenses비용상승을 소비자에게 전가:  Pass Along Cost Increase To Consumers비용절감계획:  Cost Reduction Scheme비용절감노력:  Cost-cutting Efforts비참가적우선주:  Non-participating Preferred Stock비철금속:  Non-metallic Mineral Products비통화금융기관:  Non-Banking Financial Institutions비통화금융기관차입금:  Borrowings from Non-Banking Financial Institutions비품:  Furniture비화폐성부채:  Non-monetary Liability

비화폐성자산:  Non-monetary Asset비M2B기관:  Non-M2B Institutions빼다(빼기):  Subtract (Subtraction)사금융알선:  Arrangement of Private Financing사내변호사:  In-house Lawyer사내이사:  Inside Directors사모:  Private Placement사모사채:  Privately Placed Corporate Bonds사무소:  Representative Office사무자동화기기:  Office Automation Equipment사변:  Armed Conflict사업결합조항(M&A):  Business Combination Provision사업본부:  Business Division사업성검토:  Feasibility Study사업자등록번호 Registration Number사업확장적립금:  Reserve for Business Expansions사외유출금:  External Appropriations from Retained Earnings사외이사:  Outside Directors사전승인:  Prior Approval사전실사(M&A):  Due Diligence (Review)사전준비단계:  Pre-Filing Stage사전통보:  Prior Notification사채:  Corporate Bonds (Debentures)사채명세서:  Schedule of Debentures사채발행비:  Debenture-issuing Costs사채발행비상각:  Amortization of Debenture Issuing Costs사채발행지급보증:  Guarantees for Debenture-Issuing사채발행지급보증대지급금:  Advances for Customers on Guarantees for Debenture Issuing사채발행지급보증대충:  Contra Account of Acceptances and Guarantees for Debenture Issuing사채발행차금:  Premium or Discount on Debentures Issued 사채보증대지급구상채권:   Due from Customers under Payment Guarantees Receivable사채보증대지급의무액:  Liability under Payment Guarantees사채상환손실:  Loss on Redemption of Debentures사채상환이익:  Gain on Redemption of Debentures사채이자:  Interest Expense on Debentures사채-정부보증채:  Bonds Guaranteed by Government사채-정부출자기업체:  Government Owned Corporate Bonds사채할인발행차금:  Bond Discounts사회간접자본시설에대한민간자본유치촉진법:  Promotion of Private Capital into Social Overhead Capital Investment Act사후신고:  Follow-up Report산림청(정부):  the Forestry Administration"산업,경제지표:"  Industrial and Economic Indices산업경제과(재경부):  Industry Division산업관세과(재경부):  Industry & Tariff Division산업금융채권:  Industrial Finance Debentures산업기계:  Industrial Machinery

산업동향:  Industry Trend산업별여신구성:  Loan Breakdown by Industry산업별포트폴리오:  Portfolio by Industry (Sector)산업분석실:  Industry Analysis Office산업은행:  Korea Development Bank (KDB)산업자원부(정부): " the Ministry of Commerce, Industry and Energy "산업재해예방기금:  Fund for Prevention of Industrial Casualties 산업추세(이):  Industry Trend산업합리화계획:  Industry Rationalization Plan삼십대재벌:  Top 30 Chaebols (Conglomerates)상각(무형고정자산의 경우):  Amortization (Amortize)상각:  Write-offs상각채권추심이익:  Gain from Collecting Previously Written-off Receivables상계:  Set-Off상계하다:  Offset Against상관관계:  Correlation상관분석:  Correlation Analysis상무이사:  Managing Director상법:  Commercial Code상속:  Inheritance상수도공채:  Waterworks Bonds상시사용 종업원:  Permanent Employees상업어음매출:  Commercial Bills Sold상업어음보증:  Guarantees for Commercial Bills상업어음보증대지급금:  Advances for Customers on Guarantees for Commercial Bills상업어음보증대충:  Contra Account of Guarantees for Commercial Bills상업어음할인:  Commercial Bills Discounted상업은행:  Commercial Banks상임감사:  Standing (Statutory) Auditor상임위원회:  Executive Committee상임이사:  Standing Directors상장주식:  Listed Stock상표권:  Trademarks 상표법:  the Trademark Act상표인지도:  Brand Identification (Recognition)상품:  Merchandise상품선물:  Commodity Futures상품유가증권:  Marketable Securities상품주식:  Trading Stock상향추세:  Upward Trend상호금융중계계정:  Transit Account for Mutual Finance상호부금:  Mutual Installment Savings상호소유(재벌계열사간):  Crossholdings상호신용금고:  Mutual Savings & Finance Companies상호신용금고법:  the Mutual Savings and Financing Act상호주식:  Interlocking Shares상호지급보증:  Cross-debt Guarantee상호출자:  Cross Investment

상환계획:  Repayment Schedule상환우선주:  Callable Preferred Stock상환할증금:  Redemption Premium새마을금고:  New Community Finance Associations생명공학:  Biotechnology생명보험사:  Life Insurance Companies생명보험채권:  Money Receivables on Life Insurance Policy생산량비례법:  Units of Production Method생산자물가지수:  Producer Prices Index (PPI)생활물가과(재경부):  Basic Commodity Division서면검사:  Off-site Examination서명감:  List of Authorized Signatures 서명식(약정식):  Signing Ceremony서무과:  General Affairs Section서술적 모형:  Descriptive Model서울특별시도시철도공사:  the Seoul Metropolitan Rapid Transit Corporation서울특별시지하철공사:  the Seoul Metropolitan Subway Corporation석유사업기금운전자금대출:  Long-term Loans for Facilities from Petroleum Business Fund석유사업기금운전자금대출:  Long-term Loans for Working Capital from Petroleum Business Fund석유사업기금차입금:  Long-term Borrowings from Petroleum Business Fund석유화학:  Petrochemicals선급금:  Down Payment (Advance Payment)선급법인세:  Prepaid Corporate Income Tax선급비용:  Prepaid Expenses선급이자기타:  Prepaid Interest선도은행:  Leading Banks선물거래법:  the Futures Trading Act선물거래손실:  Losses on Trading of Forwards선물계약:  Futures Contracts선물환거래대:  Futures Contracts Credits선물환거래차:  Futures Contracts Debits선물환계약:  Forward Exchange Contracts선불카드:  Prepaid Card선수금:  Advances Received선수수익:  Unearned Revenues선수이자기타:  Unearned Interest and Others선순위채무:  Senior Debt (Unsubordinated Debt)선입선출법:  First-in First-out Method (FIFO) 설립(창립)주주:  Founding Shareholder설립등기비:  Registration Fee설립자본금:  Initial Capital설비투자:  Facility Investment설정된 담보:  Collateral Pledged섬유:  Textiles섬유공업근대화기금차입금:  Borrowings from Textile Federation Fund성업공사:  Korea Asset Management Corp (KAMC)성장성에관한 비율:  Ratios of Growth

성장주:  a Growth Stock성장패턴:  Growth Pattern성장회사:  Growth Companies세금감면:  Tax Deductible세무대학(재경부):  National Tax College세무회계:  Tax Accounting세부사항:  Detailed Provisions세전비용:  Pretax Expense세제실(재경부):  Tax & Customs Office세제총괄심의관(재경부):  Director General for Internal Revenue & Tax Affairs소각(하다):  Extinguish소규모기업:  Small-scale Enterprises소극적 적립금:  Negative Reserves소득분포:  Income Distribution소득세:  Income Tax소득세법:  the Income Tax Act소득세제과(재경부):  Income Tax Division소득승수:  Income Multiplier소득재분배:  Income Redistribution소매금융(상품):  Retail Banking (Products)소매금융점포망:  Retail Franchise소모품:  Expendable Supplies소비세제과(재경부):  Consumption Tax Division소비자:  Consumers소비자물가지수:  Consumer Price Index (CPI)소비자보호법:  the Consumer Protection Act소비자정책과(재경부):  Consumer Policy Division소송:  Litigation소수주주:  Minority Stockholder소액대출:  Petty Loans소액현금:  Petty Cash소유권:  Ownership소지식 채권:  Bearer Bonds손실금:  Net Loss손실금의 보전:  Replenishment of Loss손실위험가중 부실여신비율:  Loss-risk Weighted Bad Loan Ratio손익:  Net Income (Loss)손익거래:  Revenue and Expense Transaction손익계산서:  Statement of Income손익분기점:  Break-even Point수권자본제도:  Authorized Capital Stock System수리모형:  Mathematical Model수리자금대출:  Loans for Water-Utilization수산업:  Fishery수산업법:  the Fishery Act수산업자금대출:  Loans for Fishery수산업협동조합:  The National Federation of Fisheries Cooperative수선비명세서:   Schedule of Repair and Maintenance Expense

수송장비:  Transportation Equipment수수료선수금:  Unearned Fees수수료율표(외환):  Terms & Conditions수시검사:  Special (or Targeted) Examinatin수열:  Sequence수요의 탄력성:  Elasticity of Demand수용(징발)하다:  Expropriate수의상환사채:  Callable Bond수익:  Revenues수익권담보대출:  Loans on Trust Benefit Collateral수익력:  Earning Power수익률 극대화 기준:  the Maximum Return Criterion수익성개선계획:  Earnings Improvement Plan수익성변동:  Earnings Volatility수익성에 관한 비율:  Ratios of Profitability수익성예측:  Projection of Profitability수익율곡선:  Yield Curve수익율극대화기준:  the Maximum Return Criterion수익의 분산정도:  Variability of Future Possible Income수익자(보증의)  Beneficiary수익적 지출:  Revenue Expenditure수익증권:  Beneficiary Certificate수입거래 수입환가료:  Import-related Income of Commission-in-lieu수입거래 지급환가료:  Import-related Expense of Commission-in-lieu수입거래담보금:  Guaranteed Deposits Received for L/G수입단가:  Import Unit Prices수입담보증권:  Customers' Securities in Custody수입배당금:  Dividend Incomes수입보증금:  Deposits for Letter of Guarantees and Others수입부금:  Mutual Installment Deposits수입선다변화제도:  Import Diversification Program수입수수료:  Commission Income (Fees and Commissions)수입신용장관련보증:  Guarantees for L/C수입신용장관련보증대지급금:  Advances for Customers on Import L/C수입신용장관련보증대충:  Contra Account of Guarantees for L/C수입이자와 할인료:  Interest and Discounts Earned 수입임대료:  Rental Income수입제세:  Withholding Taxes수입화물선취보증:  Guarantee in Acceptance of Imported Goods수입화물선취보증담보금:  Guarantee Money Received for Acceptance of Imported Goods수입화물선취보증대지급금:  Advances for Customers on Acceptance for L/G수입화물선취보증대충:  Contra Account of Acceptances for L/G수입Swap이자:  Swap Interest Income수정은감원기준:  New (Tightened) OBS (Office of Bank Supervision) Guidelines (Criteria)수정후시산표:  Adjusted Trial Balance수지개선효과:  Positive Effect on the Balance Sheet수직계열화(생산라인):  Vertical Integration수직적 합병(M&A):  Vertical Mergers

수출거래 수입환가료:  Export-related Income of Commission-in-lieu수출거래 지급환가료:  Export-related Expense of Commission-in-lieu수출단가:  Export Unit Prices수출비중:  Export Ratio수출산업설비자금대출:  Loans for Equipments of Exporting Industry수출입금융채권:  Export-Import Finance Debentures수출입은행:  the Export-Import Bank of Korea수출주도경제:  Export-led Economy수출주도정책:  Export-driven Policy수탁부동산:  Real Estate Trusted수탁서비스(증권):  Custody Service수탁업무:  Custody Account Operations수탁자:  the Consignee수탁자:  Trustee수평적 합병(M&A):  Horizontal Mergers수표법:  the Check Act수확량체감의 법칙:  the Law of Diminishing Returns숙박업:  Accommodation순매수가치(M&A):  Net Acquisition Value순손실:  Net Loss순실현가치:  Net Realizable Value순이익:  Net Profit순이익증가율:  Net Income Growth순자산가치:  Net Asset Values순현가:  Net Present Value승수:  Multiplier승인요건:  Approval Requirements승인절차:  Credit Approval Procedures시가:  Market Value시가법:  Market Value Method시가주의평가:  Mark-to-Market시가총액:  Market Capitalization시계열상관분석:  Serial Correlation Analysis시너지효과(M&A):  Synergy Effect시산표:  Trial Balance시설자금:  Facility Loans시설자금대 운전자금비율:  Ratio of Long-term Equipment Loans to Long-term Working Capital Loans시설자금대출금:  Loans for Equipments시설재대출:  Equipment Loans시설재수입자금외화대출:  Loans for Facilities Import by BOK Borrowings시용매출:  Conditional Sales시장규율:  Market Discipline시장금리:  Market Interest Rate시장성유가증권:  Marketable Securities시장위험:  Market Risk시장평균환율제도:  Market Average Exhange Rate System (MARS)시장포화:  Market Saturation

시중은행:  Nationwide Commercial Banks시차를 두고:  With a Time Lag시행령:  Enforcement Decree시행세칙:  Detailed Enforcement Regulations시행일:  Effective Date시행착오:  Trial and Error식음료:  Food and Beverage식품의약품안전청(정부):  the Korea Food and Drug Administration신고전경제학:  New Classical Economy신고전경제학자:  New Classical Economists신기술사업금융지원에 관한 법률:  the Financial Assistance to New Technology Business Act신디케이션대출:  Syndicated Loan신문용지공장:  Newsprint Mill신발:  Footwear신설합병(M&A):  Consolidation신용(평가)정책:  Credit Policy신용거래대주:  Stock Loans on Margin Account신용경색:  Credit Crunch신용관리기금:  Korea Non-Bank Deposit Insurance Corporation신용보증기금:  Korea Credit Guarantee Fund신용보증기금법:  the Credit Guarantee Fund Act신용보증기금신탁가수금:  Suspense Payable from Credit Guarantee Fund신용분석;  Credit Analysis신용불량자:  Person on the Credit Black List (Person with Poor Credit Standing)신용압박(대출축소등):  Credit Squeeze신용여신:  Unsecured (Clean) Loan신용위험:  Credit Risk신용장내도액:  Letter of Credit Arrivals신용제도:  Credit System신용조합:  Credit Unions신용카드계정:  Credit Card Accounts신용카드사:  Credit Card Companies신용카드채권매입:  Credit Card Receivables from Banking Account신용카드채권매출:  Credit Card Receivables Sold to Trust Account신용파생금융상품매도:  Credit Derivatives Sold신용판매대금:  Credit Sales신용평가기관:  Credit Rating Agencies신용평가사:  Credit Rating Companies신종기업어음:  Commercial Paper (CP)신종적립신탁:  Special Installment Money Trust신주발행비:  Stock-issuing Costs신주발행비상각:  Amortization of (New) Stock-Issuing Costs 신주인수권:  Preemptive Right신주인수권대가:  Consideration for Stock Warrants신주인수권부사채:  Bond With Warrants (BW)신주인수권조정:  Reconciliation for Stock Warrants신주인수권조정계정:  Adjustment Account for Stock Warrants신주인수권처분액:  Gain on Disposition of Stock Warrants

신주청약증거금:  New Stock Subscriptions신청인(L/C나 보증서):  Applicant신탁계약:  Trust Contract신탁계정:  Trust Account신탁계정차:  Borrowings from Trust Accounts신탁계정차이자:  Interest on Borrowings from Trust Account신탁기획팀:  Trust Planning Team신탁법:  Trust Act신탁보수:  Trust Fees신탁부:  Trust Department신탁업법:  Trust Business Act신탁여신관리자금:  Trust Credit Control Deposit신탁운용팀:  Trust Operations Team신탁이익:  Trust Income신탁재산의 말소:  Cancellation of an Entrustment신탁재산의 표시:  Indication of an Entrustment실권되다(신주가):  the New Shares Go Unsubscribed실명제:  Real Name System in Financial Transactions실물경제:  Real Economy실사(정밀조사):  Due Diligence실업보험:  Employment Insurance실업수당:  Unemployment Benefits실용신안권:  Utility Model Patents실용신안법:  the Utility Model Patent Act실지재고조사법:  Periodic Inventory Method실질 GDP 성장율:  Real GDP Growth Rate실질이자율:  Real Interest Rates실질적 경영권 지배:  Effective Management Control실행계획:  Implementation Plan실현손실:   Realized Loss실효이자율:  Effective Interest Rate심사보고서:  Lending (Credit) Application for Approval심사역:  Loan Officer아부하다:  Brownnose (By Kissing the Buttocks of the Person Whose Favor Is Sought)악화되다:  Deteriorate안전관리실:  Security Control Department안정성에관한 비율:  Ratios of Stability압류:  Attachment압류부동산:  Confiscated Properties액면가:  Face Value액면가액법:  Par Value Method액면주식:  Par Value Stock약관:  Standard Contract Terms and Conditions약세장:  the Bear Market약속어음:  Promissory Notes약정서:  Agreement약정수수료:  Commitment Fee양건예금:  Compensating Balance

양곡채권:  Grain Bills양도성예금증서:  Negotiable Certificate of Deposit (CD)양도소득세:  Transfer Income Tax양도외상매출금:  Factored Account Receivable양해각서:  Memorandum of Understanding (MOU)어업권:  Fishing Rights어음교환소:  Clearing House어음대출:  Loans with Bills어음법:  the Bills of Exchange and Promissory Notes Act어음부도율:  the Dishonored Bill Ratio어음할인:  Bill Discounting업무용건물:  Buildings Used for Business Purpose업무용고정자산:  Fixed Assets Used for Business Purpose업무용동산:  Movables Used for Business Purpose업무용부동산관련분:  on Real Estate Used for Business Purpose업무용부동산임대수입보증금:  Deposits for Leased Asset for Business업무용부동산취득관련분:  Suspense Receivable on Real Estate Used for Business Purpose업무용토지:  Lands Used for Business Purpose업무집행정지:  Suspension from All Duties업종별:  Business Segment업종별회계처리기준:  Accounting Standards by Industry에너지이용합리화기금차입금:  Long-term Borrowings from Energy Usage Rationalization Fund에너지이용합리화시설자금대출:  Long-term Loans for Facilities from Energy Usage Rationalization Fund에너지이용합리화운전자금대출:  Long-term Loans for Working Capital from Energy Usage Rationalization Fund여성특별위원회(정부):  the Presidential Commission on Woman's Affairs여신관리자금:  Deposits for Credit Control여신관리자금이자:  Interest on Credit Control Deposits여신사후관리:  Loan Administration여신성가지급금:  Suspense Receivable as Credit여신승인절차:  Credit Approval Process여신심사:  Credit Review여신을 회수하다:  Recall Loans여신전문금융업법:  the Specialized Credit Financial Business Act여신전문금융회사:  Financial Companies Specializing in Loan Business여신포트폴리오:  Loan Portfolios여신회수:  Loan Collection여행자수표:  Traveler's Check역관계에 있다:  A is Inversely Related to B역외금융:  Off-shore Banking역외금융기관대출금:  Off-Shore Loans in Banks역외금융기관예수금:  Off-Shore Deposits from Financial Institutions역외금융팀:  Offshore Finance Team역외기타투자증권:   Investments in Other Offshore Securities역외단기대출금:  Short-term Offshore Loans 역외단기차입금:  Short-term Offshore Borrowings

역외대출:  Offshore Loans역외발행금융채권:  Off-Shore Finance Debentures Issued역외상품유가증권:  Off-Shore Trading Securities역외영향력적용(M&A):  Extraterritorial Application역외예치금:  Due from Offshore Banks역외외화금융기관예치금:  Off-Shore Due from Financial Institutions in Foreign Currency역외외화대출금:  Off-Shore Loans in Foreign Currency역외외화본지점:  Off-Shore Inter-Office Account in Foreign Currency역외외화예수금:  Off-Shore Deposits in Foreign Currency역외외화예치금:  Off-Shore Due from Banks in Foreign Currency역외외화차입금:  Off-Shore Borrowings in Foreign Currency역외유가증권:  Offshore Securities역외유가증권평가충당금:  Allowances for Unrealized Loss on Offshore Marketable Securities역외장기대출금:  Long-term Offshore Loans역외장기차입금:  Long-term Offshore Borrowings역외주식:  Offshore Stocks역외채권:  Offshore Bonds역외투자유가증권:  Off-Shore Investment Securities역외투자유가증권평가충당금:  Allowances for Unrealized Loss on Offshore Investment Securities역외투자주식:  Investments in Offshore Stocks역외투자채권:  Investments in Offshore Bonds역외CP발행액:  Offshore CP Issuance Outstanding역외CP발행차금:  Discount on Offshore CP Issuance연:  Per Annum연간 매출액을 초과하는 부채:  Debt in Excess of Annual Sales연결 BIS 자본비율:  Consolidated BIS Capital Ratio연결감독원칙:  Principle of Consolidated Supervision연결대상자회사주식:  Consolidated Subsidiary Stock연결재무제표:  Consolidated Financial Statements연결조정대:  Consolidation Adjustment Credit연결조정대환입:  Reversal of Consolidation Adjustment Credit연공서열제도:   Seniority-based System연구개발비:  Research and Development Costs연구개발비상각:  Amortization of Research and Development Costs연금:  Annuity연금의 복리이자요소:  Compound Value Interest Factor for an Annuity (CVIFA) 연금의 현가:  Present Value of Annuity연금의 현가이자요소:  Present Value Interest Factor for an Annuity (PVIFA)연기금:  Pension Funds연방예금보험공사(미국):  Federal Deposit Insurance Corporation (FDIC)연방자금금리(미국):  Federal Fund Rate연방준비은행(미국):  Federal Reserve Bank (FRB)연불구입:  Purchase (Acquisition) on a Deferred Payment Basis연장:  Extension연체배당금:  Dividends in Arrears연체이자율:  Default Interest Rate

연체중인 대출:  Loans that are in arrears (overdue)연체회수:  Arrears Collection영구연금:  Perpetuity영구채:  Perpetual Notes영세민전세자금차입금:  Borrowings from Fund for Lease for Low-Income Households영업권:  Goodwill영업보증금:  Business Guarantee Deposits영업비용:  Costs and Expenses영업손익:  Operating Income (Loss)영업수익:  Revenues영업순환주기:  Normal Operating Cycle영업양도:  Business Transfer영업외 비용:  Non-operating Expense영업외 수익:  Non-operating Income영업용순자본비율:  Net Working Capital to Risk Weighted Assets Ratio영업위험:  Business Risk영업일:  Business Day영업정지:  Business Suspension영업추진부:  Business Promotion Department영업추진역:  Marketing Officer영업활동으로인한 현금흐름:  Cashflow from Operating Activities예(수)금:  Deposits예(수)금기반:  Deposit Base예금구성:  Deposit Breakdown예금보험공사:  Korea Deposit Insurance Corporation (KDIC)예금은행:  Banking Institutions예금은행차입금:  Borrowings from Banking Institutions예금을 중도에 해지하다:  Cancel Deposit Before Maturity예금자:  Depositors예금자보호:  Depositor Protection예금자보호법:  the Depositor Protection Act"예금집단인출(파산,공황시):"  A Bank Run예대마진:  Net Interest Margin예대율:  Loans to Deposits Ratio예산청(정부):  the Office of National Budget예수금기반:  Deposit Base예수금이자:  Interest on Deposits예약매출:  Subscription Sales예치금:  Due from Banks예치환거래은행:  Depositary Correspondent Bank옵션거래손실:  Losses on Trading of Options옵션수수료:  Option Premium옵션수입프레미엄:  Options Premium Received옵션지급프레미엄:  Options Premium Paid완구:  Toys완전고용:  Full Employment완전분할(M&A):  Split-ups완전희석화 주당순이익:  Fully Diluted Earning Per Share

외교통상부(정부):  the Ministry of Foreign Affairs and Trade외국금융기관과의 제휴:  Affiliation with Foreign Financial Institutions외국기업:  Foreign Enterprises외국인 1인당 투자한도:  Individual Ceiling on Foreign Investment외국인 전체 투자한도:  Aggregate Ceiling on Foreign Investment외국인주식투자한도:  Ceiling on Foreign Equity Investment외국인투자및 외자도입에 관한 법률 (시행령):  the Foreign Investment and Foreign Capital Inducement Act (& Its Enforcement Decree)외국자본:  Foreign Capital외국자본유치:  Inducement of Foreign Capital외국증권:  Foreign Securities외국통화:  Foreign Currency외국환 평형기금:  Foreign Currency Stabilization Fund외국환:  Foreign Exchange외국환관리법:  the Foreign Exchange Control Act외국환규제:  Foreign Exchange Control외국환업무:  Foreign Exchange Transaction외국환은행:  Foreign Exchange Bank외국환평형기금예치금:  Due from Foreign Exchange Equalization (Stabilization) Fund 외국환평형기금채권:  Foreign Exchange Equalization Fund (Stabilizaition) Bonds외부감사:  External Audit외부감사인:  External Auditor외부경제:  Positive Externality외부불경제:  Negative Externality외부주주지분:  Outside Shareholders' Equity외상매입금:  Trade Accounts Payable외상매출금:  Trade Accounts Receivables외상채권대출:  Factoring Loans외상채권매입:  Factoring Receivables외상채권미지급금:  Factoring Payables외자관리과(재경부):  Foreign Capital Management Division외재가치:  Extrinsic Value외채상환비율:  Debt Service Ratio (DSR)외화가수금:  Suspense Payable in Foreign Currency외화가지급금:  Suspense Receivables in Foreign Currency 외화기타단기지급보증:  Other Short-term Acceptance and Guarantee in Foreign Currency 외화기타단기지급보증대충:  Other Short-term Customers' Liabilities in Foreign Currency외화기타장기지급보증:  Other Long-term Guarantees in Foreign Currency외화기타장기지급보증대충:  Other Long-term Customers' Liabilities in Foreign Currency외화기타투자증권:  Investments in Other Foreign Securities외화단기지급보증:  Short-term Acceptance and Guarantee in Foreign Currency외화단기지급보증대충:  Short-term Customers' Liabilities in Foreign Currency외화단기차입금:  Short-term Borrowings in Foreign Currency외화당좌예금:  Checking Accounts in Foreign Currency외화대출금:  Loans in Foreign Currency외화대출금이자:  Interest on Foreign Currency Loans외화로 표시된:  Denominated in Foreign Currency외화발행금융채권:  Finance Debentures Issued in Foreign Currency

외화별단예금:  Temporary Deposits in Foreign Currency외화보증대지급금:  Guarantee Payments in Foreign Currency외화보통예금:  Passbook Accounts in Foreign Currency외화본지점:  Inter-office Account in Foreign Currency외화부채조정계정:  Deferred Foreign Exchange Losses외화부채총계:  Total Foreign Liabilities외화상품유가증권:  Trading Securities in Foreign Currency외화수탁금:  Borrowings from BOK in Foreign Currency외화수탁금이자:  Interest on Borrowings from BOK in Foreign Currency 외화예(수)금:  Foreign Currency Deposits외화예치금:  Due from Banks in Foreign Currency외화외상채권매입:  Factoring Receivables in Foreign Currency외화운용팀:  International Treasury Team외화유가증권:  Marketable Securities in Foreign Currency외화유가증권평가충당금:  Allowances for Unrealized Loss on Marketable Securities in Foreign Currency외화은행차입기타:  Borrowings from Other Banks in Foreign Currency외화일반중장기대출(시설):  Long-term Foreign Currency Loans for Facilities외화일반중장기대출(운전):  Long-term Foreign Currency Loans for General Purpose Working Capital외화자금과(재경부):  Foreign Exchange Division외화자산총계:  Total Foreign Assets외화장기지급보증:  Long-term Guarantees and Acceptances in Foreign Currency외화장기지급보증대충:  Long-term Customers' Liabilities on Guarantees and Acceptances in Foreign Currency외화정기예금:  Time Deposits in Foreign Currency외화정기예치금:  Due from Banks on Time in Foreign Currency외화주식:  Foreign Stocks외화지급보증:  Acceptances and Guarantees Outstanding in Foreign Currency외화지급보증대지급금:  Advances for Customers in Foreign Currency외화지급보증대충:  Contra Account of Acceptances and Guarantees in Foreign  Currency외화직불카드채무:  Debit Card in Foreign Currency외화차입금:  Borrowings in Foreign Currency외화채권:  Foreign Bonds외화콜론:  Call Loans in Foreign Currency외화콜머니:  Call Money in Foreign Currency외화타점대:  Overdrafts on Their Account외화타점예치금:  Due from Banks on Demand in Foreign Currency외화타점차:  Overdraft on Our Account 외화통지예금:  Notice Deposits in Foreign Currency외화투자유가증권:  Investment Securities in Foreign Currency외화투자유가증권평가충당금:  Allowances for Unrealized Loss on Investment Securities in Foreign Currency외화투자주식:  Investment in Foreign Stocks외화투자채권:  Investments in Foreign Bonds외화특별중장기대출:  Long-term Foreign Currency Loans for Special Purpose 외화평가조정금:  Foreign Exchange Adjustment Account외화표시:  Foreign Currency Denominated

외화표시시설자금:  Procurement Fund of Domestic Machinery Expressed in Foreign Currency외화표시자산:  Foreign Currency Denominated Assets외화환산손실:  Loss on Foreign Exchange Translation외화환산이익:  Gain on Foreign Exchange Translations외화회계팀:  International Operations Team외환관리법:  Foreign Exchange Management Law외환매매익:  Gain on Foreign Exchange외환보유고:  Foreign Exchange Reserves외환보유고:  Foreign Reserve외환시장:  Foreign Exchange Market외환업무실:  Trade Finance Office외환유동성경색:  Foreign Exchange Liquidity Crunch외환유동성애로:  Tightened Foreign Exchange Liquidity외환이익대 매출비율:  Net FX Gains to Sales외환차손:  Loss on Foreign Currency Transactions외환차익:  Gain on Foreign Currency Transactions요구불예금:  Demand Deposits요구수익율:  Required Rate of Return요주의:  Special Mention or Precautionary 용도품:  Expenditures용역의 제공:  Rendering Service우리사주조합:  Employee Stock Ownership Association우발채무:  Contingent Liability우선주:  Preferred Stock우편저축:  Postal Savings우편환:  Mail Transfer우호적 매수(M&A):  Friendly Acquisition운송업:  Transportation운영메커니즘:  Steering Pattern운용유가증권신탁:  Trading Securities Trust운용의 효율성:  Operational Efficiency운전급부금:  Remunerations on Mutual Installment Savings운전자금:  Working Capital 운전자금대출:  Working Capital Loans원가산정액수수료계약:  Cost-Plus-Fixed-Fee Contract원가주의회계:  Historical Cost Accounting원가차손:  Unfavorable Cost Variances원가차액:  Cost Variances원가차익:  Favorable Cost Variances원달러 환율:  Won-dollar Exchange Rate원본보존(이익보족)신탁:  Fixed-return Trust Products  (Guaranteed Trust Products) 원유:  Crude Oil원자재:  Raw Materials원장:  Ledger원재료:  Raw Materials원천징수세:  Withholding Taxes원화단기대출금:  Short-term Loans and Discounts in Won

원화대출금:  Loans & Discounts in Won원화대출금이자:  Interest on Won Currency Loans원화발행금융채권:  Finance Debentures in Won원화보증대지급금:  Guarantee Payments in Won원화본지점:  Inter-Office Account in Won원화상품유가증권:  Trading Securities in Won원화수출환어음매입:  Exporting Bills Bought in Won원화예수금:  Deposits in Won원화예치금:  Due from Banks in Won원화외상채권매입:  Factoring Receivables in Won원화유가증권평가충당금:  Allowances for Unrealized Loss on Marketable Securities in Won원화장기지급보증:  Long-term Guarantees and Acceptances in Won원화장기지급보증대충:  Long-term Customers' Liabilities on Guarantees and Acceptances in Won원화지급보증:  Acceptances and Guarantees Outstanding in Won원화지급보증대지급금:  Advances for Customers in Won원화지급보증대충:  Contra Account of Acceptances and Guarantees in Won원화직불카드채무:  Debit Card in Won원화차입금:  Borrowings in Won원화차입금이자:  Interest on Won Currency Borrowings원화채권발행전용 비거주자원화예금:  Non-Resident Deposits for Bonds Issued in Won원화콜론:  Call Loans in Won원화콜머니:  Call Money in Won원화투자유가증권:  Investment Securities in Won원화투자유가증권평가충당금:  Allowances for Unrealized Loss on Investment Securities in Won원화표시:  Won Denominated원화표시자산:  Won-denominated Assets원화환어음매입:  Bills Bought in Won월세:  Monthly Rental Payment위임장 경쟁(M&A):  Proxy Contest (Fight)위조:  Forgery위탁검사:  Entrusted Examination위탁매출:  Consignment Sales위험가중자산:  Risk Adjusted Assets위험가중치:  Risk Weighting Ratio위험관리:  Risk Management위험관리시스템:  Risk Management System위험분산:  Risk Diversification위험선호형:  Risk Lover위험중립형:  Risk Neutral 위험회피형:  Risk Averter유가증권:  Marketable Securities유가증권담보대출:  Loans on Securities Collateral유가증권매매손:  Loss from Security Transactions유가증권매매익:  Gain on Security Transactions유가증권명세서:  Schedule of Marketable Securities유가증권신탁:  Securities Trusts

유가증권의 모집:  Arranging for Subscription of Securities유가증권의 평가:  Valuation of Marketable Securities유가증권이자:  Interest on Securities유가증권처분손실:  Loss on Disposition of Marketable Securities유가증권처분이익:  Gain on Disposition of Marketable Securities유가증권청약증거금:  Guarantee Deposits for Securities Subscription유가증권평가손:  Loss from Marketable Securities and Equity Investment Valuation유가증권평가충당금:  Allowance for Valuation of Securities유가증권포트폴리오:  Securities Portfolios유동부채:  Current Liabilities유동비율:  Current Ratio유동성 경색:  Liquidity Crunch유동성 대출금:  Loans due within one year유동성 장세 (주식시장):  Liquidity Driven Market"유동성, 비유동성법:"  Current-noncurrent Method유동성:  Liquidity유동성공급자:  Liquidity Providers유동성대출금 및 사채인수:  Loans & Investments Due Within One Year유동성미지급장은채이자:  Accrued Interests of Long-term Bank Debentures Due Within One Year유동성배열법:  Current Arrangement유동성배열법으로:  In the Order of Liquidity유동성사채인수:  Private Placement Bonds Due Within One Year유동성상황:  Liquidity Position유동성역외대출금:  Offshore Loans Due Within One Year유동성역외차입금:  Long-term Offshore Borrowings Due Within One Year유동성완충장치:  Liquidity Cushion유동성외화대출금:  Foreign Currency Loans Due Within One Year유동성외화차입금:  Long-term Borrowings in Foreign Currency Due Within One Year유동성원화대출금:  Won Loans Due Within One Year유동성원화차입금:  Long-term Won Borrowings Due Within One Year유동성위험:  Liquidity Risk유동성을 공급하다:  Supply (Boost) Liquidity유동성장기부채:  Current Portion of Long-term Debt유동성장은채 및 차입금:  Long-term Bank Debentures & Borrowings Due Within One Year유동성장은채 발행액:  Long-term Bank Debentures Issuance Outstanding Due Within One Year유동성장은채발행차금:  Discount of Long-term Bank Debentures Due Within One Year유보율:  Reserve Ratio유상증자:  Rights Offering유입 (담보물건을):  Repossession (Repossess)유질처분:  Foreclosure유질처분하다.  Foreclose유통복지과(재경부):  Welfare & Distribution Division유통시장:  Secondary Market유통CD:  CD in Circulation유한회사:  Limited Companies유형고정자산: " Property, Plant and Equipment (Tangible Fixed Assets)"

유형고정자산명세서:  Schedule of Tangjble Fixed Assets유형자산:  Property and Equipment유형자산의 처분:  Disposal of Property and Equipment유형자산의 취득:  Acquisition of Property and Equipment 유효이자법:  Effective Interest Method유효이자율법:  the Effective Interest Rate Method육영신탁:  Trust for Education융자담보지급보증:  Guarnatees for Loans융자담보지급보증대지급금:  Advances for Customers on Guarantees for Loans융자담보지급보증대충:  Contra Account of Acceptances and Guarantees for Loans Collateral융통어음:  Financial Bills or Accommodation Bills은감원:  Office of Bank Supervision은감원기준:  OBS Criteria (Guidelines) or BSA (Banking Supervisory Authority) Criteria  은감위:  Banking Supervisory Authority (BSA)은행간 시장:  Inter-bank Market은행간교차차입금:  Inter-Banks Cross Borrowings은행간대여금:  Interbank Loans은행간외화대여금:  Interbank Loans in Foreign Currency은행간조정자금:  Inter-Banks Reconciliation Funds은행감독 및 검사:  Bank Supervision and Examination은행감독원장:  Superintendent of the Office of Bank Supervision은행계정:  Bank Account은행계정대:  Due from Banking Account은행관리:  Bank Receivership은행법:  the General Banking Act은행법15-2의지급보증:  Contra Account of Acceptances and Guarantees on General  Banking Act 15-2은행보증:  Bank Guarantee은행분야 구조조정:  Banking Sector Restructuring은행신탁계정차:  Borrowings from Bank's Own Trust Accounts은행연합회:  Korean Federation of Banks은행예치금:  Due from Banks 은행인수:  Bank Acceptance 은행인수대충:  Customers' Liabilities on Bank Acceptance 은행인수어음:  Bankers' Acceptance (BA) 은행장:  President & Chief Executive Officer 은행제도과(재경부):  Banking System Division 은행평가위원회:  the Bank Appraisal Committee 은행B/S에서 부실여신을 떨다:  Clean Up Non-performing Loans From the Bank Balance Sheets 을기금:  Capital B Fund 의결권주:  Voting Stock (Shares) 의류:  Apparel 의무지준율:  the Required Reserve Ratio 의장권:  Design Rights 의장법:  the Design Act 의제배당:  Fictitious Dividend 

의향서:  Letter of Intent 이동평균:  Moving Average   이동평균법:  the Moving-average Method   이사:  (Executive) Director   이사회:  Board of Directors   이사회의사록:  The Minutes of BOD (Board of Directors)   이연계정:  Deferred Account   이연법인세부채:  Deferred Income Tax Credits   이연법인세자산:  Deferred Income Tax Debits   이연자산:  Deferred Charges   이연자산명세서:   Schedule of Deferred Charges   이연자산의 평가:  Valuation of Deferred Charges   이연자산증가:  Increase in Deferred Charges   이월결손금:  Undisposed Deficit   이월시산표(마감후시산표):  Post-closing Trial Balance   이월이익잉여금:  Unappropriated Retained Earnings Carried Over to Subsequent Year   이익극대화:  Profit Maximization   이익금:  Net Income for the Period이익잉여금:  Retained Earnings이익잉여금처분계산서:  Statements of Appropriations of Retained Earnings이익잉여금처분액:  Appropriations이익준비금:  Legal Reserve이익참가사채:  Participating Bond이자율변동 및 예측 Interest Rate Movements and Forecasts이중감시원칙:  Four Eyes Principle (Dual Check Principle)이표채:  Coupon Debentures이표채발행차금:  Discounts of Coupon Debentures이해관계자:  Stakeholders이행보증:  Performance Bond인감:  Seal인구의 노령화:  the Aging of the Population인구통계학적 요소:  Demographic Factors인력:  Work Force인력감축:  Staff Reduction인력개발과(재경부):  Human Resources Policy Division인력개발팀:  Human Resource Development Team인력정책:  Human Resources Policy인사과:  Personnel Section인수:  외환:Acceptance 유가증권:Underwriting인수관계대지급금:  Advances for Customers on Acceptance for L/C or Import Usance Bills인수대충:  Contra Account of Acceptances for L/C인수수수료:  Underwriting Fee인수은행:  the Acquiring Bank인수팀(M&A):  Acquisition Team인적자본:  Human Capital인터넷뱅킹:  Internet Banking인프라프로젝트:  Infra-structure Projects일반경제환경:  General Economic Environment

일반관리비등:  General and Administrative Expenses일반불특정금전신탁:  General Unspecific Money Trust일반사채:  General Debentures일반사채인수:  Private Placement from General Resources일반시설자금대출:  Long-term Loans for Facilities from General Resources일반시장금리:  Prevailing Market Interest Rate일반자금대출:  Loans from General Resources일반장기운전대출:  Long-term Loans for Working Capital from General Resources일반적 상거래:  Ordinary Bisiness Transaction일반제조업:  General Manufacturing일반차입금:  Borrowings from Other Banks일반투자부동산:  Real Estate not Used for Business Purpose일시대손상각:  One-time Write-off일시자금:  Temporary Money일인당 GDP:  GDP Per Capita일인당 GNP  Per Capita GNP일주당 순자산:  Book Value per Share일주당 Cashflow:  Cashflow Per Share일주당매출액:  Sales Per Share일주당순이익:  Earnings Per Share일평균거래량(주식):  Daily Average Trading Volume임기:  Term of Office임대보증금:  Guarantee Money Received임대인:  Lessor임시수입부가세법:  the Provisional Import Surtax Act임야:  Forests임의적립금:  Voluntary (Discretionary) Reserves임의적립금등의 이입액:  Transfers from Voluntary Reserves임점검사:  On-site Examination임차보증금:  Leasehold Deposits임차인:  Lessee임차점포시설물:  Structures in Leased Office Used for Business Purpose입목:  Trees잉여금명세서:  Schedule of Retained Earnings잉여자금:  Surplus Funds자격요건:  Qualification Requirements자구계획:  Self-rescue (Self-Rehabilitation) Plan자금결제지시:  Debit (Reimbursement) Authorization자금증권부:  Treasury & Securities Business Department자금팀:  Treasury Team자기사채:  Treasury Debentures자기신용대주대충:  Contra Account to Stock Loans on Margin Account자기앞수표:  Cashier's Check (Bank Draft)자기자본비율:  Equity Ratio자기자본순이익율:  Return on Equity자기자본의 20배:  20 Times KLB's Equity Capital (당행의 제 법정비율관련) 자기자본조정:  Capital Adjustment자기자본증가율:  Shareholders' Equity Growth

자기자본회전율:  Equity Turnover (Times)자기주식(자사주식):  Treasury Stock자기주식처분이익:  Gain on Sale of Treasury Stock자동차:  Automobiles자본거래:  Capital Transactions자본계정(국제수지):  Capital Account자본구조:  Capital Structure자본금(자기자본):  Shareholders' Equity or Capital Stocks or Equity Capital자본금이 불충분한 은행:  Undercapitalized Banks (BIS비율이 낮은 은행)자본도피:  Capital Flight자본비용:  Cost of Capital자본손실:  Capital Loss자본수지:  Balance of Capital Account자본시장:  Capital Market자본시장육성에 관한 법률:  the Act Relating to Capital Market Support자본의 잠식:  Erosion of Capital자본이득:  Capital Gain자본잉여금:  Additional Paid-in Capital or Capital Surplus자본재: " Capital Goods, "자본재충실화:  Recapitalization자본적 지출:  Capital Expenditure자본조정:  Capital Adjustment자본준비금:  Capital Reserve자본집약적 산업:  Capital Intensive Industry자본참여:  Capital Injection (Equity Participation)자본총계:  Total Stockholder's Equity"자산,부채를 양도하다:"  Transfer Assets and Liabilities자산가치하락:  Asset Deflation자산거품:  Asset Bubble자산건전성분류:  Asset Quality Classification자산건전성악화:  Asset Quality Deterioration자산매각손:  Loss on Disposition of Assets자산매수(M&A):  Acquisitions of Asset자산부채관리:  Asset-Liability Management자산부채관리위원회:  Asset and Liability Management Committee (ALCO)자산부채만기구조:  Asset-Liability Maturity Structure자산분류:  Asset Classification자산수증이익:  Gain from Assets Contributed자산실사:  Assets and Liabilities Inspection자산을 축소하다:  Shrink Assets자산의 건전정:  Asset Quality자산재배치(M&A):  Asset Redeployment자산재평가(익)  Asset Revaluation (Surplus)자산재평가법:  the Assets Revaluation Act자산처분미수금:  Account Receivable on Disposition of Assets자산처분미실현손:  Unrealized Losses on Disposition of Fixed Assets자산처분미실현익:  Unrealized Gain on Disposition of Fixed Assets자산초과 부채분 보전:  Compensation of Liabilities in Excess of Assets

자산총계:  Total Assets자산회전율:  Asset Turnover자선신탁:  Trust for Charity자영업:  Self-Managed Companies자유방임정책:  Laissez-faire (Hands-off) Policy자유원당좌대출:  Overdrafts in Free-Won자유원본지점:  Inter-Office Account in Free-Won자유저축예금:  Savings Accounts with Free Withdrawal Option자유화(자유화하다):  Liberalization (Liberalize)자율규제기구:  Self-Regulatory Organization자체정상화은행:  Self Normalizing Banks자회사:  Subsidiaries잔액인수:  Stand-by Underwriting잔존가액:  Salvage Value or Residual Value잠재적 부실여신:  Potential NPL (Non-Performing Loans)잡계정(신탁):  Other Trust Accounts잡부채:  Other Liabilities잡자산:  Other Assets잡종지:  Land Used for Other Purposes잡채권:  Sundry Account Receivable장기금융시장:  Capital Market장기대여금:  Long-term Loans장기성 받을어음:  Long-term Notes Receivable장기성예금:  Long-term Bank Deposits장기성지급어음:  Long-term Notes Payable장기신용은행법:  the Long Term Credit Bank Law장기신용채권:  Long-term Bank Debentures장기신용채권이자:  Interest on Long-term Bank Debentures장기운전자금대출:  Long-term Loans for Working Capital장기주택마련저축:  Long Term Savings Deposits for Housing장기지급보증:  Long-term Acceptance Outstanding장기차입금:   Long Term Borrowings장기차입금명세서:  Schedule of Long-term Borrowings장부가:  Book Value장은경제연구소: " KLB Economic Research Institute Co., Ltd."장은렌탈: " KLB Rental Co., Ltd."장은선물: " KLB Futures Co., Ltd."장은신용카드: " KLB Credit Card Corp., Ltd."장은증권:   KLB Securities장은창업투자: " KLB Investment Co., Ltd."장은채담보대출:  Loans to Households Pledged on Long Term Bank Debentures 장은채매출예약금:  Deposits Received for Reservation of Long-term Bank Debentures장은채발행액:  Long-term Bank Debentures Issuance Outstanding장은채발행차금:  Discounts of Long-term Bank Debentures장은투자신탁운용: " KLB Investment Trust Management Co., Ltd."장은할부금융: " KLB Finance Co., Ltd."재경부장관(재경부):  Minister of Finance and Economy재경부차관(재경부):  Vice Minister

재고자산:  Inventory재고자산감모손실:  Loss on Inventory Obsolescence재고자산명세서:  Schedule of Inventory재고자산의 평가:  Valuation of Inventory재고자산평가손실:  Loss on Valuation of Inventories재고투자:  Inventory Investments재공품계정:  Work in Process (Goods in Process Account)재단저당대출:  Loans on Integrated Property Collateral재료비:  Material (Cost)재무공학:  Financial Engineering재무구조:  Financial Structure재무구조개선계획:  Financial Structure Improvement Plan재무대리인:  Fiscal Agent재무레버리지효과:  Financial Leverage Effect재무부(미국):  the Department of the Treasury재무부증권(미국): " Treasury Securities (Bills (단기:1년이하), Notes (중기:2~10년), Bonds (장기:15~30년)) "재무비율분석:  Financial Ratio Analysis재무상태변동표:  Statement of Changes in Financial Position재무위험:  Financial Risk재무자료인쇄인:  Financial Printers재무제표:  Financial Statements재무활동으로인한 현금흐름:  Cashflow from Financing Activities재무회계:  Financial Accounting재무회계기준심의회(미):  Financial Accounting Standards Board (FASB)재벌:  Conglomerates재산보전처분:  Preservation of Assets Order재산세제과(재경부):  Property Tax Division재산소비세심의관(재경부): " Director General for Property, Consumption & International Tax Affairs"재정거래:  Arbitrage재정경제부:  The Ministry of Finance and Economy 재정융자과(재경부):  Fiscal Loan Division재정자금대출금:  Loans from Government Funds재정자금차입금:  Borrowings from Government Funds재정정책:  Fiscal Policy재정증권:  Treasury Bills재정차관전대차입금:  Borrowings from Foreign Loans on Government재평가액:  Revaluation Amounts재평가적립금:  Asset Revaluation Surplus재평가차액:  Revaluation Increment재할인어음:  Bills Rediscounted재할인율:  Rediscount Rate재할인한도:  Rediscount Ceiling재해손실:  Casualty Losses재형자금급부금:  Remunerations on Mutual Installment Savings for Property Formation재형저축자금대출금:  Loans on Property Formation Savings재형저축장려금기금대리점:  Subsidy Funds Agency for Worker's Property Formation

Savings저가기준:  the Lower of Cost or Market Rule저당권:  Mortgage저당권이 설정된 자산:  the Pledged Assets저비용자금조달:  Low-cost Funding저성장산업:  Slow Growth Industry저수익사업:  Low-Profit Businesses저작권(판권):  Copyrights저장품:  Supplies저축기관:  Savings Institutions저축성예금:  Time & Savings Deposits저축예금:  Savings Deposits저평가유가증권:  Undervalued Securities저항선(주식):  Resistance Level적극적 적립금:  Positive Reserves적금:  Installment Savings적금관계대출:  Loans on Installment Savings적기시정조치:  Prompt Corrective Action (PCA)적대적 인수(M&A):  Hostile Takeover적립식목적신탁(실적):  Installment Money Trust (on Performance Basis)적립식목적신탁(약정):  Installment Money Trust (on Commitments Basis)적자생존:  Survival of the Fittest적자예산:  Budget Deficit적정재고수준:  Optimal Inventory Levels전결(승인)권:  Approval Power전경련:  the Federation of Korean Industries (FKI)전기(회계):  Posting전기손익:  Net Income (Loss) For The Previous Year전기손익수정:  Prior Period Adjustments전기손익수정손실:  Loss on Prior Period Adjustment전기손익수정이익:  Gain on Prior Period Adjustment전기이월:  Carried over from Prior Year전기이월이익잉여금:  Prior Year's Unappropriated Retained Earnings전답:  Agricultural Land전대하다:  On-lend전략적 합치성:  Strategic Fit전략제휴팀:  Strategic Planning Team전량매입후 상장폐지(M&A):  Buyout and Going Private전무이사:  Deputy President전문은행제도:  Specialized Banking System전산역:  Systems Administration Officer전세권(임차보증금):  Leasehold Deposits전세권의신탁:  Leasehold Deposit Trust전세금:  Tenant Deposits전신암호문:  Telegraphic Test Key전신전화가입권:  Telephone and Telex Rights전신환:  Telegraphic Transfer (T/T)전신환매도율:  T/T Selling Rate

전신환매입율:  T/T Buying Rate전염효과:  Contagion Effect전입(역분개):  Reverse Entries전자금융:  Electronic Banking전자금융팀:  Electronic Banking Team전자자금이체시스템:  Electronic Funds Transfer System전자전기장비:  Electronics and Electrical Equipment전화 및 기타가입권:  Telephone and Other Subscription Rights전화공채:  Telephone Public Bonds전환권:  the Conversion Rights전환권대가:  Consideration for Conversion Rights전환권조정:  Reconciliation for Conversion Rights전환권조정계정:  Adjustment Account for Conversion Rights전환비율:  Conversion Ratio전환사채:  Convertible Bond (CB Conversion)전환우선주:  Convertible Preferred Stock절대우위:  Absolute Advantage점두시장:  Over-the-counter Market (OTC)정관:  The Articles of Incorporation정규분포:  Normal Distribution정기예금:  Time Deposits정기적금:  Installment Savings Deposits정기주주총회:  the Regular General Shareholders' Meeting정률법(감가상각):  Declining Balance Method정리기입(회계):  Adjusting Entries정리해고:  Lay-offs (in Restructuring Process)정보과학과(재경부):  Information and Science Division정보기술:  Information Technology (IT)정보기획팀:  Systems Planning Team정보의 효율성:  Informational Efficiency정보지원부:  Information Systems Department정보지원부개발팀:  Systems Development Team정보지원부시스템팀:  Systems & Operations Team정보지원부품질관리팀:  Quality Assurance Team정보통신부(정부):  the Ministry of Information & Communications정보통신진흥기금:  Information & Communication Promotion Fund정부보증채:  Debentures Guaranteed by Government정부차입금:  Borrowings from Government정상:  Current or Normal or Performing정상화계획:  Rehabilitation Plan정액법(감가상각):  Straight Line Method정유:  Petroleum Refining정의 관계:  a Positive Relationship정의 관계가 있다:  A is Positively Related to B정직:  Suspension from Office정책대출:  Policy Loans정책심의관(재경부):  Deputy Director General for Economic Policy정태비율분석:  Static Financial Ratio Analysis

제2금융권:  Non-bank Financial Institutions제3자 인수:  Third-party Takeover제3자경매:  Third Party Bidding제3자인수:  Third-Party Takeover제세공과 및 출연금:  Dues and Taxes제수입보증금:  Sundry Guarantee Money Received제조업:  Manufacturing Business제조원가:  Cost of Goods Manufactured제조원가명세서:  Supplementary Schedule of Cost of Goods Manufactured제준비금:  Sundry Reserves제지:  Paper & Pulp제품:  Finished Goods조건부 승인:  Conditional Approval조기경보시스템:  Early Warning System조기상환:  Early Repayment조기상환수수료: " Early Repayment Penalty (Compensation, Fee, Charge)"조달재원:  Funding Sources조달청(정부):  the Supply Administration조사역:  Research Officer조선:  Shipbuilding조세감면규제법:  the Regulation of Tax Reduction and Exemption Act조세정책과(재경부):  Tax Policy Division조세제도:  Taxation System조세지출예산과(재경부):  Tax Expenditures Division조세피난지:  Tax Heaven (원천징수가 전혀 없는 지역)조정결정:  Mediation Decision조정자금콜론:  Call Loans for Inter-bank Adjustment Funds조정자금콜머니:  Call Money for Inter-bank Adjustment Funds조정장세 (주가급등후의):   Market Consolidation조직구조조정:  Organizational Restructuring조합:  Associations종가:  Closing Price종결:  Closing종금사:  Merchant Banks종목별외국인투자한도:  Overall Ceiling on Foreign Investment in Any Stock종속변수:  Dependent Variables종속회사:  Subsidiary Company종신고용:  Life-time Employment종업원대여금:  Loans to Employees종합금융채권:  Merchant Banks Finance Debentures종합기획부:  Planning & Coordination Department종합정책과(재경부):  Overall Economic Policy Division종합주가자수:  Composite Index주가:  Stock Price주가순자산배율:  Price Book Value Ratio주가지수선물시장:  Stock-Index Futures Exchange주거래은행:  Main Creditor Bank (House Bank)주관적 확률:  Subjective Probability

주권:  Share Certificates주권의 병합:  Consolidation of a Share Certificate주권의 분할:  Partition of a Share Certificate주권의 재발급:  Re-issuance of a Share Certificate주당순이익:  Earnings Per Share주력(핵심)사업:  Core Businesses주민세:  Resident Tax주석:  Footnotes주세법:  the Liquor Tax Act주식:  Stock주식관련증권:  Equity-Related Securities주식매각 (M & A):  Equity Carve Out주식매수 (M & A):  Acquisitions of Stock주식매수청구권:  Claims for Stock Purchase주식발행비:  Stock Issue Costs주식발행초과금:  Paid-in Capital in Excess of Par Value or Capital Surplus주식배당:  Stock Dividends주식보유:  Holdings of Equity주식분할:  Stock Split주식예탁증서:  Depository Receipts (DR)주식을 시가평가하여 조정하다:  Mark Down (or Up) Equities (or Bonds) to Their Current Market Values주식투자용 비거주자원화예금:  Non-Resident Deposits for Stock Investment in Won주식투자이익(손실):  Gains (Losses) from Stock Investment주식포기각서:  Written Pledge to Waive Right to Shares주식할인발행차금:  Discounts on Stocks Issued주식회사:  Joint-Stock Companies주식회사의외부감사에관한법률:  the Act on External Audit of Stock Companies주요영업내용:  Principal Operations주요제품:  Sales Breakdown주의적 기관경고:  Warning to Institution for Attention"주주,임원,종업원 장기대여금:" " Loans to Stockholders, Directors and Employees"주주구성:  Ownership Structure주주명부:  the Register of Shareholders주주명부기준일:  a Record Date of the Register of Shareholders주주명부의 폐쇄:  Suspension of Entry in the Register of Shareholders주주총회:  General Shareholders' Meeting주택건설신탁:  Housing Construction Trust주택부금(수입부금):  Mutual Installment for Housing주택은행: " Housing & Commercial Bank, Korea"주택은행차입금: " Borrowings from Housing & Commercial Bank, Korea"주택자금대출:  Loans for Housing주택저당대출:  Mortgage Loans주택채권:  Housing Bonds주한외국은행:  Foreign Banks in Korea준정부기관:  Quasi-government Entity중간재:  Intermediate Goods중간재무정보:  Interim Report

중개인의 충실의무(M&A):  Fiduciary Duty (신의성실의무)중고품:  Used (Secondhand) Goods중공업:  Heavy Industries중국화폐:  Renminbi (RMB)중대한 영향:  Material Effect중도해지수수료:  Early Redemption Charge중소금융과(재경부):  Non-Bank Finance Division중소기업:  Small and Medium Sized Enterprises (SME)중소기업구조개선기금:  Small and Medium Enterprise Structural Improvement Fund중소기업금융채권:  Small and Medium Industry Finance Debentures중소기업자금대출:  Loans for Small and Medium Industry중소기업진흥기금시설자금대출:  Long-term Loans for Facilities from SME Restructuring Fund중소기업진흥기금운전자금대출:  Long-term Loans for Working Capital from SME Restructuring Fund중소기업진흥기금차입금:  Long-term Borrowings from SME Restructuring Fund중소기업청(정부):  the Small & Medium Business Administration중소기업특별위원회(정부):  the Presidential Commission on Small and Medium Business중앙노동위원회:  Central Labor Committee중앙은행:  Central Bank중장기사채인수:  Private Placement from Long-term Bank Debenture중장기시설자금대출:  Long-term Loans for Facilities from Long Term Bank Debentures중장기운전자금대출:  Long-term Loans for Working Capital from Long Term Bank Debentures중점검사사항:  Focus of Examination즉시총액결제시스템:  Real-time Gross Settlement System증권감독원:  the Securities Supervisory Board증권거래법:  the Securities and Exchange Act증권거래소:  Korea Stock Exchange증권거래책임준비금:  Reserve for Losses on Securities Transactions증권관리위원회:  the Securities and Exchange Commission (SEC)증권기획팀:  Securities Business Planning Team증권담보차입금:  Borrowings on Collateral of Securities증권매매손실:  Losses on Trading of Securities증권매매이익:  Gain on Trading of Securities증권사:  Securities Company증권선물위원회:  Securities and Futures Commission증권수탁실:  Custody Office증권예탁원 의결권대리행사:  Shadow Voting증권제도과(재경부):  Securities Policy Division증권투자신탁:  Securities Investment Trusts증권투자신탁계정차:  Borrowings from Securities Investment Trust Accounts증권투자신탁업법:  the Securities Investment Trust Business Act증권팀:  Securities Business Team증권평가손실:  Loss on Securities Valuation증권회사환매채:  Bonds Purchased under Resale Agreements to Securities Company증서대출:  Loans with Deeds증안기금:  Stock Market Stabilization Fund

증여:  Donation증자사항:  Paid-in Capital Increase지급결제제도:  Payment and Settlement Systems지급대리인:  Paying Agent지급보증:  Acceptances and Guarantees Outstanding지급보증대지급금:  Guarantee Payments (or Advances for Customers)지급보증대충:  Contra Account of Acceptances and Guarantees지급수수료:  Commission Expenses지급어음:  Trade Notes Payable지급이자와 할인료:  Interest and Discount Expense지급정지:  Payment Suspension지급지시서:  Payment Order지급Swap이자:  Swap Interest Expense지로계정:  Giro Account지방법원(사법):  the District Court지방은행:  Regional Banks지방자치단체차입금:  Borrowings from Local Governments지방채:  Local Government Bonds지배대주주:  Controlling Major Shareholder지배인:  General Manager지배주식조항(M&A):  Control Share Provision지배지분:  Controlling Equity Stake지배회사:  Controlling Company지분법:  Equity Method지상권:  Superficies지상권의신탁:  Superficies Trust지수(승):  Exponent지식경영:  Knowledge Management지역개발공채:  Local Development Bonds지역경제과(재경부):  Regional Economy Division지역신협:  Community Credit Cooperatives지역협력과(재경부):  Regional Cooperation Division지원(사법):  the Branch Court지적재산권:  Intellectual Property지점:  Branch지주신탁:  Stock Holding Trust지주회사:  Holding Company지준예치금:  Reserve Deposits With BOK지지선(주식):  Support Level지체하기(질질 끌기):  Foot-dragging지출보증금:  Sundry Guarantee Money지하경제:  Underground Economy지하철공채:  Subway Construction Bonds직무경력개발경로:  Career Development Path (CDP)직불카드채권(외화):  Debit Card Accounts in Foreign Currency직불카드채무:  Debit Card직원주택대여금:  Housing Loans to Employees직전회계년도:  the Previous Fiscal Year

직접경비:  Direct Factory Overhead Costs직접노무비:  Direct Labor Costs직접비:  Direct Costs직접재료비:  Direct Material Costs진부화되다(기술):  Become Obsolete진성어음:  Real Bills진입장벽:  Entry Barriers질권설정된 예금:  Pledged Deposit질권의 등록:  a Registration of a Pledge질권의 말소:  a Cancellation of a Pledge징계면직:  Disciplinary Dismissal차관보(재경부):  Deputy Minister차관인수:  Acceptances for Foreign Loans차관인수관계대지급금:  Advances for Customers on Acceptance for Other Foreign Loans차관인수대충:  Contra Account of Acceptances for Foreign Loans차관자금대출금:  Loans from Foreign Funds차관조기상환용외화대출:  Loans Funded by BOK for Prepayment of Foreign Currency Borrowings차관조기상환용외화수탁: " Borrowings from BOK in Foreign Currency    for Prepayment of Foreign Currency Borrowings"차기이월:  Carried over to Subsequent Year차기이월이익잉여금:  Unappropriated Retained Earnings차기지시서:  Debit Authorization차기통지서:  Debit Notice차량운반구:  Vehicles and Transportation Equipment차별화(차별화하다):  Differentiation (Differentiate)차입금:  Borrowings차입금의존도:  Borrowings and Bonds Payable Ratio차입금평균이자율:  Financial Expenses to Borrowings차장:  Deputy General Manager차지권:  Land Use Rights차환:  Refunding참가적우선주:  Participating Preferred Stock창고업:  Storage창구매매용유가증권:  Securities Bought over the Counter 창업비:  Organization Costs창업비상각:  Amortization of Organization Costs창업투자사:  Venture Capital Companies채권:  Bonds채권거래:  Bond Dealings채권담보대출:  Loans on Receivables Collateral채권상각준비금:  Allowance for Credit Losses채권수익율:  Bond Yields채권시장:  Bond Market채권의 발행:  Issuance of Debenture채권자:  Creditor채권투자용 비거주자원화예금:  Non-Resident Deposits for Bonds Investment in Won채권할인발행차금:  Discount on Bonds

채권할증발행차금:  Debentures Premium채무동결조치:  Order Suspending the Payment of Liabilities채무면제(부채상각):  Debt Forgiveness (Debt Write-downs)채무면제이익:  Gain from Liabilities Forgiven채무자:  Debtor처분전이익잉여금:  Unappropriated Retained Earnings철도청(정부):  the National Railroad Administration첨단산업:  High-tech Industry (State of the art Industry)청문회:  Hearing Committee청산가치:  Liquidation Value청산계정:  Clearing Account청산인:   Liquidator청소년보호위원회(정부):  the Commission of Youth Protection청약하다(신주를):  Subscribe (to New Shares)체계적 위험:  Systematic Risk체육진흥신탁:  Trust for Encouragement of Sports Activities초과수익:  Excess Return총공급:  Aggregate Supply총무과(재경부):  General Services Division총무부:  Personnel & General Affairs Department총수요:  Aggregate Demand총액:  Gross Amount총액인수:  Firm Commitment Underwriting총액한도차입금:  Aggregate Limitation on Borrowings총자본경상이익율:  Ordinary Income on Total Assets총자본회전율:  Total Assets Turnover (Times)총자산증가율:  Total Assets Growth총잔액:  Aggregate Outstanding총재무자원:  All Financial Resources총칙:  General Provisions총평균법:  the Weighted-Average Method추가대출:  Additional Loans추심금전채권:  Money Receivables for Collection추정부채:  Estimated Liability추정손실:  Estimated Loss축산업자금대출:  Loans for Livestock축산진흥기금:  Livestock Promotion Fund축산진흥기금대리대출:  Substitute Loans from Livestock Promotion Fund축산진흥기금차입금:  Borrowings From Livestock Promotion Fund축협:  The National Livestock Cooperatives Federation출자금:  Equity Investments출장소:  Sub-Branch출판:  Printing and Publishing충당금:  Allowances충당금계정:  Allowance Accounts충당금명세서:  Schedule of Allowances취득가:  Acquisition Cost취약부문: " Fragile Sector (부동산, 건설, 리스산업등)"

카드론:  Card Loans콜론:  Call Loans콜머니:  Call Money타발추심:  Inward Collection타발환:  Inward Remittance타인발행수표:  Personal Checks타점권:  Checks and Bills in Process of Collection타행간현송:  Cash Sent to Other Banks타행간현수:  Cash Received from Other Banks타회계사업자금대월:  Overdrafts to Other Business Account타회계사업자금차입:  Borrowings from Other Business Account탈세:  Tax Evasion택지마련신탁:  Trust for Providing Housing Site 토지:  Land토지수용권:  Eminent Domain토지신탁:  Land Trust토지임차권:  The Right of Lease on Land토지임차권의신탁;  The Right of Lease on Land Trust통계청(정부):  the National Statistical Office통상자원부: " the Ministry of Trade, Industry and Energy"통신:  Telecommunications통신정보부:   the Ministry of Telecommunication and Information통안채:  Monetary Stabilization Bonds (MSB)통일부(정부):  the Ministry of Unification통화:  Currency & Coins통화강세: " the Strengthening of the (Won, Japanese) Currency"통화공급:  Money Supply통화금융기관:  Monetary Financial Institutions통화대용증권:  Currency Equivalents통화선물:  Currency Futures통화신용정책:  Monetary and Credit Policy통화안정계정:  Monetary Stabilization Account통화안정증권:  Monetary Stabilization Bonds통화약세: " the Weakening of the (Won, Japanese) Currency"통화옵션:  Currency Option통화위기:  Currency Crisis통화정책:  Monetary Policy통화주의자:  Monetarist통화팽창정책:  Reflationary Policy퇴직급여충당금:  Allowance for Severance and Retirement Benefits퇴직자:  Retirees퇴출기업:  Nonviable Corporate퇴출은행(피인수은행):  the Resolved Bank (Nonviable Bank)퇴출은행:  Closed Banks투기거래:  Speculation투기적 수요:  Speculative Demand투명한(투명성):  Transparent (Transparency)투신사:  Investment Trust Company

투신운용사:  Investment Trust Management Companies투자개발팀:  Investment Promotion Team투자거부율:  Investment Hurdle Rate투자금융:  Investment Banking투자기관:  Investment Institutions투자등급이하:  Below Investment Grade (At Junk-bond Status) 투자부동산:  Investments in Real Estate투자부동산명세서:  Schedule of Investments in Real Estate투자부적격등급(채권):  Non-Investment-Grade (Bonds)투자설명회:  Road Show투자수익율:  Return on Investment (Rate of Return)투자신탁부동산:  Investment Trusted Real Estate투자와 기타자산:  Investments and Other Assets투자와 기타자산명세서:  Schedule of Investments and Other Assets투자와 기타자산처분 명세서:  Schedule of Disposition of Investments and Other Assets투자유가증권:  Investment Securities투자유가증권평가손익:  Gain(Loss) on Valuation of Investment Securities투자유가증권평가충당금:  Allowances for Unrealized Loss on Investment Securities투자유치 Equity Capital Inducement투자은행:  Investment Bank투자자문사:  Investment Advisory Companies투자자산:  Investments투자자산의 평가:  Valuation of Investments투자자산처분손실:  Loss on Disposition of Investments투자자산처분이익:  Gain on Disposition of Investments투자자산평가손실:  Loss on Investment Valuation 투자적격등급(채권):  Investment-Grade (Bonds)투자주식:  Investment Stock투자주식평가손실:  Loss on Valuation of Equity Investments투자진흥과(재경부):  Investment Policy Division투자활동으로인한 현금흐름:  Cashflow from Investing Activities특례:  Special Provision특별목적은행:  Special Purpose Banks특별상각:  Special Depreciation특별설비자금대출:  Long-term Loans for Special Facilities Fund특별설비자금차입금:  Long-term Borrowings from Special Facilities Fund특별소비세:  the Special Excise Tax특별손실:  Extraordinary Losses특별시설자금대출:  Long-term Loans for Industry Rationalization특별예치금:  Special Due특별유보금:  Special Provision특별이익:  Extraordinary Gains특별자금대출금:  Special Loans특별장기신탁대출:  Special Long Term Trust Loans특별주주총회:  the Extraordinary Shareholders' Meeting특별중장기분할상환대출:  Special Long Term Loans for Installment Repayment 특수강:  Specialty Steel특수관리부:  Loan Administration Department

특수관리부가계관리팀:  Consumer Loan Management Team특수관리부기업관리팀:  Corporate Loan Management Team특수은행:  Specialized Banks특정거래담보금:  Guaranteed Deposits Received for Auction or Contract특정금전신탁:  Specified Money Trusts특정물질사용합리화기금:  Specific Material Usage Rationalization Fund특정현금과 예금:  Restricted Cash and Bank Deposits특허:  Patent특허법원(사법):  the Patent Court특허청(정부):  the Korea Industrial Property Office특혜금리:  Preferential Rate특혜성 금리:  Concessionary Rates틈새시장:  Niche Market팀:  Team 팀장:  Team Head파산관재인:  Trustee in Bankruptcy or Receiver파산법:  Bankruptcy Act파산자:  Person Legally Bankrupt파생금융상품평가조정:  Reconciliation for Valuation of Derivatives파생상품:  Derivative Instruments판매비와 일반관리비 명세서:  Supplementary Schedule of Selling and General Administrative Expenses판매비와 일반관리비:  Selling and General Administrative Expenses판매업:  Merchandising Business편중여신:  Credit Concentration평가결과:  Appraisal Results평가제도:  Rating System평가충당금:  Allowance for Valuation Losses평균분산모형:  Mean-variance Model평균이상:  Above Average평균편차:  Mean Deviation포괄근담보:  Comprehensive Lien포괄적인:  Comprehensive포괄주의:  All Inclusive Concept포지션조정자금:  Position Adjustment Account포트폴리오를 시가평가하다:  Mark Portfolios to Market표면이자율:  Coupon Rate표준편차:  Standard Deviation표지어음매출:  Cover Bills Sold표지어음할인료:  Discount Fees on Resale of Cover Bills풀링법:  Pooling of Interest Method풍부한 유동성:  Ample Liquidity프라임(우대)금리:  Prime Rate프로젝트금융:  Project Finance하청업자:  Subcontractor하향추세:  Downward Trend학술기예신탁:  Trust for Science & Art한계기업:  Marginal Corporates

한계기업:  Marginal Firms한계사업:  Marginal Operations (Businesses)한계소비성향:  Marginal Propensity to Consume (MPC)한계효용체감의 법칙:  Law of Diminishing Marginal Utility한국가스공사:  the Korea Gas Corporation (KOGAS)한국담배인삼공사:  KT&G한국도로공사:  the Korea Highway Corporation한국석유개발공사:  the Korea Petroleum Development Corporation (Pedco)한국소비자보호원:  Korea Consumer Protection Board한국수자원공사:  the Korea Water Resources Corporation (KOWACO)한국신용정보:  Korea Credit Information Corporation한국신용평가정보㈜:  Korea Information Service한국신용평가㈜:  Korea Investors Service (KIS)한국은행 일시차입:  Temporary Borrowing from the Bank of Korea한국은행법:  the Bank of Korea Act한국전기통신공사:  the Korea Telecom (KT)한국전력공사:  the Korea Electric Power Corporation (KEPCO)한국주택공사:  Korea Housing Corporation한국토지공사:  the Korea Land Corporation (KOLAND)한은차입금:  Borrowings from BOK할부금융회사:  Installment Financing (Credit) Companies할부매출:  Installment Sales할부상환:  Installment Repayment할인어음:  Bills Discounted할인율:  Discount Rate할인채:  Discount Bond할인채발행차금:  Discounts of Discount Bond함수:  Function합리적기대가설:  Rational Expectation Hypothesis합명회사:  General Partnerships합병(M&A):  Merger합병차익:  Gain on Business Combination합병추진위원회:  the Merger Steering Committee합성(인조)고무:  Synthetic Rubber합성증권:  Hybrid Instrument합자회사:  Limited Liability Stock Company합자회사:  Limited Partnerships해고:  Layoff해산:  Dissolution해양경찰청(정부):  the National Maritime Police Administration해양수산부(정부):  the Ministry of Maritime Affairs & Fisheries해외사업소:  Overseas Office해외사업환산대:  Overseas BusinessTranslation Credit해외사업환산차:  Overseas BusinessTranslation Debit해외전환사채:  Overseas Convertible Bonds해외종속법인;  Overseas Subsidiary해외증권발행규정:  the Rules on the Issue of Overseas Securities해외지점:  Overseas Branch

해외지점망:  Overseas Branch Network해외직접투자:  Foreign Direct Investment (FDI)해외투자:  Overseas Investment해외투자손실준비금:  Reserve for Overseas Investment Losses해외투자자금대출:  Long-term Foreign Currency Loans for Oversea Investment해임권고:  Recommendation of Discharge from Office핵심가치:  Core Value핵심역량:  Core Competencies행정개혁위원회:  Administration Reform Committee행정관리담당관(재경부):  Administrative Management Officer행정법원(사법):  the Administrative Court행정자치부(정부):  the Ministry of Government Administration and Home Affairs허가취소:  License Revocation헤지:  Hedge현가이자요소:  Present Value Interest Factor (PVIT)현가표:  Present Value Table"현금,예금명세서:"  Schedule of Cash and Bank Accounts현금:  Cash현금담보:  Cash Collateral현금등가가격:  Cash Equivalent Price현금배당:  Cash Dividends현금서비스:  Cash Service현금예치금:  Cash and Due현금의 감소:  Decrease in Cash현금의 증가:  Increase in Cash현금잔고(주식):  Credit Balance (in Brokerage Account)현금지급기:  Cash Dispensers (CDs)현금지불조항(M&A):  Cash-out Provision현물출자:  Investment In-kind현재가치:  Present Value현재가치할인차금:  Discounted Present Value현지법인출자주식:  Overseas Subsidiary Stock현행원가:  Current Cost현행환율법:  Current Rate Method협조융자:  Emergency (Rescue) Loan Or Cooperative Loan (Financing)호선:  Mutual Vote호혜주의:  Principle of Reciprocity혼수주식:  Watered Stock (과대평가된 현물출자로 주주지분이 과대표시되는 경우)홍보역:  Publicity Officer화의:  Court Mediation or Composition화의법:  Composition Act화폐성부채:  Monetary Liabilities화폐성자산:  Monetary Assets화폐수량설:  Quantity Theory of Money화폐시장:  Money Market화폐측정:  Monetary Measurement환경부(정부):  the Ministry of Environment환경오염방지기금차차입금:  Long-term Borrowings from Anti-pollution Fund

환경오염방지시설자금대출:  Long-term Loans for Facilities from Anti-pollution Fund환매조건부증권:  Repurchase Agreement (RP)환매조건부채권매도:  Securities Sold under Repurchase Agreements환매조건부채권매도차손:  Losses on Sale of Securities under Repurchase Agreement환매조건부채권매입:  Securities Purchased under Resale Agreements환매채매도이자:  Interest on Securities Sold under Repurchase Agreements환산손익:  Translation Gains or Losses환율의 변동:  Fluctuations in Exchange Rates환적:  Trans-shipment환전상:  Money Exchanger활동성에관한 비율:  Ratios of Activity회계공준:  Postulates of Accounting회계기간:  the Accounting Period회계기준:  Accounting Standards회계법인:  Accounting Firm회계변경:  Accounting Change회계연도말:  Fiscal Yearend회계정보:  Accounting Information회계제도과(재경부):  Government Procurement & Accounting Policy Division회계추정:  Accounting Estimates회계팀:  Accounting Team회귀분석:  Regression Analysis회사설립:  Incorporation회사의 개황:  Summary of the Company회사정리법:  Company Reorganization Act회사채:  Corporate Bond 회사채발행:  Corporate Bond Issuance회사채인수:  Corporate Bond Underwriting회수(하다):  Redemption (Redeem)회수기간법:  Payback Period Method회수불능자산(여신):  Uncollectable Assets (Loans)회수의문:  Doubtful회장:  Chairman of the Board of Directors회전기금시설자금대출:  Revolving Fund Loans for Facilities회전기금운전자금대출:  Revolving Fund Loans for Working Capital효용:  Utility효용함수:  Utility Function효율적 시장:   Efficient Market효율적시장가설:  Efficient Market Hypothesis효율적인 집합:  Efficient Set후배주:  Deferred Stock후보추천위원회:  Candidate Recommendation Committee후선부서:  Staff Departments후순위사채:  Subordinated Corporate Bond후순위장은채:  Subordinated Long Term Credit Debenture후순위차입금:  Subordinated Debt후순위채권발행:  Subordinated Debt Issuance후입선출법:  Last-in First-out Method (LIFO)

흑자예산:  Budget Surplus희석효과(증자로 인한):  Dilution (Effect)