Presented at :

KNKS EXECUTIVE LEADERS FORUM on 6th ISEF 2019

November 13, 2019

FINANCIAL/ECONOMIC SHARIA PROGRAM/PRODUCTS

OF WEST SUMATRA PROVINCE

KABUPATEN 12 Kab

KOTA 7 Kota

KECAMATAN 179 Kec

NAGARI 760 Nagari

KELURAHAN 259 KelARENA 42.297 Km2

POPULATION 5.382.077

- MOSLEM POPULATION 97,42 %

POPULATION GROWTH RATE 1,21 %

ARCHIPELAGO AREA 6.011 Km 2

MARITIME AREA 52.882 Km 2

REGENCY 12

MUNICIPALITY 7

REGIONAL DESCRIPTON

MACRO DEVELOPMENT INDICATOR OF WEST SUMATRA

REALIZATION TARGET

2018 2019 2020 2021

5,14 Economic Growth (%) 5,83 5,88 5,92

42.83 GDP per Capita (ADHB) (Juta Rp) 45,44 48,19 50,93

71,73 Human Development Index (Index) 71,70 72,13 72,56

0,310 Gini Ratio(Indeks) 0,328 0,328 0,327

6,65 Poverty Rate (%) 6,15 5,83 5,50

6,25 Unemployment Rate (%) 6,03 5,82 5,60

180.799

Investment :

Foreign Capital Investment (US $) 102.000 125.000 135.000

2.309.449,60 Domestic Investment (Juta Rp) 2.750.000 2.850.000 2.950.000

1.595,01 Total Export (US $ Juta) 2 2 2,5

546,34 Total Import (US $ Juta) 674,13 687,01 687,81

Tourism Visitor (%):

17,26 - Domestic 20 25 30

15,19 - International 30 37 44,5

SHARIA ECONOMIC POTENCIES OF WEST SUMATRA

SHARIA COOPERATIVES &

SMALL MEDIUM

SNTERPRISE

HALAL TOURISM

SHARIA ECONOMIC POTENCIES OF WEST SUMATRA

SHARIA BANKING/

SHARIA FINANCEINFRASTRUCTURE

HALAL TOURISM

ISLAMIC FASHIONISLAMIC WEDDING

CULTURE ATTRACTIONS

ISLAMIC HERITAGE ISLAMIC FESTIVAL

HALAL FOOD

NATURAL SCENERY

SPECIAL GIFT

LPPOM – MUI SUMBAR 6

HALAL CERTIFICATE FOR WEST SUMATRA PRODUCTS (FOODS)

LUAS WILAYAH 42.297 Km2

JUMLAH PENDUDUK 5.382.077 Jiwa- MUSLIM 97,42 %LAJU PERTUMB PDDK 1,21 % LUAS KEPULAUAN 6.011 Km 2

LUAS LAUT 52.882 Km 2

KABUPATEN 12 Kab

KOTA 7 Kota

SUMATERA BARAT as

The World’s Best Halal Tourism Destination

The World’s Best Halal Culinary Destination

The World’s Best Halal Tour Operator

WORLD HALAL TOURISM AWARD 2016

THE NEED IN HALAL TOURISM DEVELOPMENT

INFRASTRUCTURE FOR HALAL TOURISM1

INSTITUTIONAL ENHANCEMENT2

HUMAN RESOURCE IMPROVEMENT3

WEST SUMATRA SHARIA COOPERATIVE

INOVATION

Minangkabau culture is conformed to Islamic values. Minangkabau People has philosophy called “adat basandi syara’, syara’ basandi kitabullah” translated to “tradition based on (islamic) law and the law based on Allah’s Book (the Qur’an)

1

Shariah Cooperative in West Sumatra has been initiated since 20042

The West Sumatra Provincial Government continues to support and encourage the development of Sharia

Cooperatives through Sharia savings and loan though cooperatives and Business unit.2

SAKURA Sya (Sistem AKUntansi kopeRAsi Syariah/Shariah Cooperative Accountancy System)1

LARASYA (beLAjar kopeRAsi SYAriah/Shariah Cooperative Learning System)2

KSPPS

(Sharia

Cooperative

for Saving and Loans)

Year Total MembersCapital

(Rp.000)

ASSET

(Rp.000)

Bussiness Volume

(Rp.000)

2016 189 23.690 47.190.096 39.580.150 137.487.939

2017 189 16.488 54.718.914 192.307.853 156.104.309

2018 189 27.674 158.215.330 6.089.510.950 682.448.828

USPPS

(Sharia

Business

Unit for

Saving and

Loans)

Year Total MembersCapital

(Rp.000)

ASSET

(Rp.000)

Bussiness Volume

(Rp.000)

2016 30 3.949 8.165.749 159.368.571 26.270.037

2017 23 3.279 22.900.143 38.743.717 20.683.163

2018 29 4.349 136.066.037 401.540.739 156.050.513

Development of KPPS and UPPS in West Sumatra

HALAL CERTIFICATES FACILITATION FOR SMALL AND MEDIUM ENTERPRISE

Capital incremental from financial institution1

Training and certification for DPS’s 2

Information and techonogy’s application for financial management of KSPPS and USPPS3

Training and competency test based on SKKNI for KPPS and USPPS’s official4

Facilitating the granting of a waqf management permit from BWI and zakat management from Baznas5

DEVELOPMENT OF KPPS AND UPPS IN WEST SUMATRA

On Process Conversion from conventional to sharia bank

- Local Regulation (PERDA) on formulation process 2019

- Already regustered for Local Legistation Program 2020

Initiation of the Establishment of Sharia Rural

Bank

• The need for sharia-based financing institutions

• Limitation of financial institutions that support

sharia cooperatives

• Developing a community economy and to fulfill

the needs of SME sharia capital

Nagari Sharia Bank

Sharia Rural Banks (BPRS)

SHARIA BANKING

THE NEED IN SUPPORTING DEVELOPMENT OF SHARIA BANK

Technical assistant and human resource capacity improvement for the convertion

process of Nagari Bank to be sharia bank1

Financial support and human resource capacity improvement for Sharia Rural Bank

development.2

INFRASTRUCTURE

Road Infrastructure Development for Connectivity improvement and

Regional Development. 1

JALAN

IRIGASI RUMAH

Irrigation Rehabilitation2

Housing Construction and Quality Improvement for Low-

Income Communities3

THANK YOU