fpÙ kkSM+x

fpÙkkSM+x<+ dsUnzh; lgdkjh cSad fy-] fpÙkkSM+x<+

'kk[kk ------------------------------

vkosnd Jh----------------------------------------------------------- iq= Jh+--------------------------------------------------

fuoklh-----------------------------irk-------------------------------------------------------------------------------------------------------------

-------------------------------------ekfyd QeZ-----------------------------------------------}kjk vius O;kikj dks c<kus gsrq

¼ds'k ØsfMV fyfeV :- ------------------------------v{kjs :- ----------------------------------------------------------------------½

dsa fy;s vkosnu fd;k x;k gSaA vkosnu i= ds lkFk fuEukafdr izi= layXu gS] ftldh lR;rk vkosnd ls lk{kkRdkj dj fu/kkZfjr dj fy xbZ gSaA

Ø-la- uke izi= lyaXu gS@vFkok ugha

1- vkosnd dk QksVw e; jk'ku dkMZ -------------------------------------- 2- vkosnd QeZ dk ,dy LokfeRo j[krk gSaA ----------------------------------------

vr% LokfeRo laca/kh ?kks"k.kk i= fu;ekuqlkj LVkEi ij ---------------------------------------- 3- ikVZujf'ki QeZ gksus ij ikVZuj f'ki MhM dh izfr ----------------------------------------- 4- vkosnd ds O;kikj laca/kh ihNys rhu o"kZ ds vkfFkZd ---------------------------------------- vkdMsa O;kikj [kkrk] ykHk] gkfu [kkrk ,oa csyUl'khV 5- O;olk; dk iath;u izek.k i= ---------------------------------------- 6- vkosnd ds O;olk;h ifjlj ds LokfeRo@fdjk;s ukesa laca/kh izek.k i= dh izfr& nqdku dk QksVks ¼lkbZu cksMZ lfgr½ 7- foØ; dj iath;u izek.k i= dh izfr ----------------------------------------- 8- ukckfd;r dk izek.k i= -------------------------------------- 9- ihNys rhu o"kksZ ds vk;dj jhVuZ dh izfr ,oa vk;dj ---------------------------------------

Hkwxrku djus ij pkyku dh izfr

10- fnukad---------------------ds vafre LVkWd dh lwph izekf.kr 'kqnk ----------------------------------------

11- vksond }kjk _.k ds isVs dksysVjsy flD;qfjfVt esa j[kha -------------------------------------------

tkus okys lEifr ds eqy nLrkostksa dh izfr;ka

12- tekurnkjksa ds QksVw] jk'ku dkMZ ,oa gSfl;r ds izek.k -------------------------------------------

Lo:Ik lEifr ds nLrkostksa dh izfr;ka

13- jgu j[kh tkus okyh lEifr dk HkkSfrd LkR;kiu fjiksVZ& ----------------------------------------------

LokfeRo ,oa HkkjeqfDr ckcr~s fof/k lykgdkj dh lpZ fjiksVZ

14- jgu j[kh tkus okyh lEifr dk eqY;kadu fjiksVZ ------------------------------------------

cSad osY;qoj }kjk&

15- ---------------------------------------------------------------------- ---------------------------------------------

,iztsy uksV

vkosnd Jh----------------------------------------------------------------------dks fu;ekuqlkj cSad dk uksfeuy lnL;

cuk fy;k x;k gSa ,oa vkosnd ds fy, tekur izLrqr drkZ tekurnkjksa ls lk{kkRdkj dj mudh

gSlh;r _.k jkf'k ds vuqikr esa rLnhd dh tkdj tekurnkjkas dks Hkh fu;ekuqlkj cSad dk uksfeuy

lnL; cuk fy;k x;k gSaA _.k vkosnd@tekurnkj }kjk : --------------------------------------------dh vpy

lEifr ds ewy nLrkost bDohVscy eksjxst djkus ds fy, lger gS ftldh Nk;k izfr e; ewY;kadu

izek.k i= ,oa ukHkkj izek.k i= vkosnu i= esa lyXu gSA mDr vpy lEifr dk HkkSfrd lR;kiu Hkh

esajs }kjk foftV fd;k gSA mDr foftV O;kikfjd izfr"Bku easa miyC/k LVkd dh lqph layXu gS ftlds

vuq:Ik foftV fnukad--------------------------------dks :- -------------------------------ewY; dk LVkd miyC/k Fkk tks i=koyh

esa layXu gSA vU; nLrkost _.k LOkhd`fr mijkUr fu"ikfnr djkdj fof/kd tkpa djkyh tkosxh ftls

_.k i=koyh ds lkFk jsdkMZ esa j[kk tkosxkA vr% mijksDrkuqlkj vkosnu i= dh tkap dj fy xbZ gS

,oa _.kh o izLrkfor tekurnkjksa ls lk{kkRdkj dj fy;k x;k gSaA _.k gsrq ik=rk fuEukuqlkj

fu/kkZj.k ;ksX; gSA

(A) vkosnd }kjk _.k dh lqj{kk gsrq izLrqr dksyjsVy flD;wfjVh dk orZeku cktkj eqY; -------------

----------@DLC njksa ds vk/kkj ij eqY; --------------------------nksuksa esa ls tks Hkh de gS dk 66-33

izfr'krjk'kh--------------------------------------------------------

(B) vkosnd ds O;kikfjd izfr"Bku eas miYkC/k LVkWd :-------------------------------- dk 60% jkf'k

:-------------------------------------

(C) vkosnd }kjk izLrqr rhu o"kksZ dh fcØh dh vkSlr dk 15% vFkok vfUre o"kZ fcdzh dk 20%

(D) vkosnd }kjk pkgh xbZ lk[k lhek : ------------------------------------------------------------------------------------

vr% vkosnd ds i{k esa o"kZ -------------------------------------ds fy, :-------------------------------------------------------

dh lk[k lhek Lohdr djus dh lhQkjh'k djrk gwaA

'kk[kk O;oLFkkid 'kk[kk-----------------------------------------------------------------------


&%udn lk[k lhek ¼n`f"V cU/kd ½ds fy;s vkosnu&i=

Jheku izcaU/k funs'kd]

fpÙkkSM+xM<+ dsUnzh; lgdkjh cSad fy-

fpÙkkSM+x< ¼jkt0½

egksan;] eS@ge udn lk[k lqfo/kk gsrq _.k ds fy;s cSad ls :Ik;s--------------------------------------v{kjs :Ik;s --------------

-----------------------------------ds fy;s vkosnu djrk@djrh gaw@djrs gSaA vko';d tkudkjh fuEukuqlkj gSa 1- QeZ@O;olk; dk uke % ----------------------------------------------------------------------------------------------- 2- QeZ dk iwjk irk % ----------------------------------------------------------------------------------------------- 3- VyhQksu ua- % ----------------------------------------------------------------------------------------------- 4- LoRokf/kdkj @lk>snkjh % -----------------------------------------------------------------------------------------------

IkkVZujf'ki MhM ds vuqlkj lHkjh Hkkxhnkjksa

dk iw.kZ fooj.k layXu djsa½ % -----------------------------------------------------------------------------------------------

v uke % -----------------------------------------------------------------------------------------------

vk firk@ifr dk uke % -----------------------------------------------------------------------------------------------

bZ orZeku irk % -----------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------

m VaasfyQksu ua- % -----------------------------------------------------------------------------------------------

Å LFkkbZ irk % -----------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------

, VsyhQksu ua- %-----------------------------------------------------------------------------------------------,s vk;q % -----------------------------------------------------------------------------------------------

5- QeZ esa fdu oLrqvksa dk O;kikj fd;k tkrk gS %---------------------------------------------------------------------------

6- O;kikj 'kq: djus dh rkjh[k %------------------------------------------------------------------------

7- O;olk; dk fooj.k ¼y?kq m/kksx gks rks %----------------------------------------------------------------------

iath;u izek.k i= layXu djsa½

8- O;olk; dk ifjlj Lo;a dk gS ;k fdjk;s dk %----------------------------------------------------------------------- ¼fdjk;s dk gks rks fdjk;k ukek layXu djsa½

QksVks vkosnd

9- O;olk; dk ykblsUl] vU; iathdj.k %-----------------------------------------------------------------------------;fn gks rks fooj.k o izfr layXu djssa½

10- O;olk; esa lkIrkfgd vodk'k dk fnu %---------------------------------------------------------------------------

11- foØ; dj iathdj.k ua- %----------------------------------------------------------------------------

12- vafre foØ; dj fu/kkZj.k o"kZ fu/kkZfjr fcØh foØ; dj jk'kh

13- jkstxkj % iw.kZdkfyd v'kadkfyd

14- orZeku cSadlZ ds uke vkSj [kkrs dk fooj.k %------------------------------------------------------------------------

15- vkosnd dk bl cSad esa [kkrs dk fooj.k %------------------------------------------------------------------------- o [kkrk uEcj

16 mu lHkh foRrh; laLFkkvksa o foHkkxks ds uke] %----------------------------------------------------------------------- fooj.k] ftuls vkosnd us _.k fy;k gS ;k vkosnu fd;k gSA

17 vkosnd us vU; CkSad ls _.k fy;k gS@vkosnu %---------------------------------------------------------------------------- fd;k gks rks

18- vU; foÙkh; laLFkkvksa ls izkIr cdk;k %-------------------------------------------------------------------

_.k dk fooj.k

19- foxr rhu o"kkZs ds vk;dj fu/kkZj.k o"kZ fu/kkZfjr vk; dj dh jk'kh

1- ------------------ ---------------------- ----------------------- 2- ----------------- --------------------- -------------------- 3- ----------------- ----------------- --------------------

20- Ø; foØ; ,oea vk;&O;; dk fooj.k o"kZ o"kZ o"kZ ¼xr rhu o"kkZs ds½ ---------------- ---------------- ----------------

1. O;kikj eas Loa; dh iwath % ---------------- ---------------- ---------------- 2. o"kZ esa Ø; % ---------------- ---------------- ---------------- 3. o"kZ esa foØ; % ---------------- ---------------- ---------------- 4. vfUre LVkWd % ---------------- ---------------- ---------------- 5. 'kq) ykHk ---------------- ---------------- ----------------

6. vk;dj fooj.kh izLrqr % ---------------- ---------------- ----------------

izLrqr djus dh rkjh[k

21- ¼v½ vkosnd dh py lEIkfr dk fooj.k %----------------------------------------------------------------------

¼c½ dqy vpy lEifr dh vuqekfur Qhl %-----------------------------------------------------------------------

22 vpy lEifr

1- lEifr dk C;ksjk %------------------------------------------------------------------------

2- dgkW fLFkr gSa vkSj irk %----------------------------------------------------------------------- -

3- vuqekfur dher %-----------------------------------------------------------------------

4- ekfydkuk gd ¼[kqn dh ;k Hkkxhnkjh %--------------------------------------------------------------------------

esa ;k la;qDr ifjokj dh½

23- lanHkZ gsrq nks uke o irs nsa 1- %--------------------------------------------------------------------------

%-------------------------------------------------------------------------

2- %------------------------------------------------------------------------

%------------------------------------------------------------------------

d½ nks ifjfprks QeksZ@O;fDr;ksa 1- %-------------------------------------------------------------------------

ds uke o irs vafdr djsa %------------------------------------------------------------------------

[k vkids izeq[k lIyk;lZ ds %--------------------------------------------------------------------------

uke o irsa vfdar djs A %------------------------------------------------------------------------

x vkids izeq[k xzkgd ds %------------------------------------------------------------------------

uke o irs vafdr djs %------------------------------------------------------------------------

24- tekurh ds uke o firk dk uke o irk 1- %------------------------------------------------------------------------

%------------------------------------------------------------------------

%------------------------------------------------------------------------

2- %------------------------------------------------------------------------

%------------------------------------------------------------------------

%------------------------------------------------------------------------

esa@ge vkosnd ?kks"k.kk djrk@djrh@djrsa gSfd mijskDRk fn;s gq, lHkh fooj.k esjh@gekjh vf/kdre tkudkjh vkSj fo'okl ds vuqlkj lR; ,oa lgh gSA ;fn ;g _.k eUtqj fd;k tkrk gS rks mldk mi;ksx mlh iz;kstu ds fy, fd;k tkosxk] ftlds fy;s eUtqj fd;k x;k gS A esjk@gekjk cSafdx O;ogkj dsoy vkids cSad rd lfer jgsxk vkSj esjh@gekjh vk;@fcdzzh vkidsa cSad [kkrs esa tek dh tkosxh eSa@ge vkidh iwoZ fyf[kr lgefr ds fcuk _.k dh dkykof/k esa fdlh vU; cSad ;l fdlh vU; L=ksr ls m/kkj ugh ysaxsaA

Hkonh;

vkosnd ds gLrk{kj e; QeZ dh eksgj

fnukad --------------------------------------

tekurh dk fooj.k ,oa lgefr i=

'kk[kk izca/kd

fpÙkkSMx<+ dsUnzh; lgdkjh cSad fy- fpÙkkSM+x<+

'kk[kk----------------------------------------------------------

egksn;]

Jh-------------------------------------------------------------iq=@ifRu Jh------------------------------------------------------------------------------------

ftUgksussa vkidh cSad ls _.k :------------------------------------- gsrq vkosnu fd;k gS eSa mDr of.kZr _.k ds fy,tekur nsus dks viuh lgefr nsrk gwa rFkk tekurh ds :Ik esa mu leLe i=kfn ,oa nLrkostksa ij gLrk{kj djus dks rS;kj gwa tks cSad }kjk _.k fLodkj djus ij _.kh lnL; ls fu"ikfnr djk;s tk;sxsaA

fooj.k fuEu izdkj gSs&

1- uke------------------------------------------------------------------------------------------------------------------------------------------------------

2- firk @ifr dk uke---------------------------------------------------------------------------------------------------------------------

3- ?kj dk irk ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

4- O;olk; @dk;kZy; dk uke] irk o VsfyQksu ua&----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

5- lfoZl ;k O;olk; esa dc ls gS -----------------------------------------------------------------------------------------------------------------

6- ekfld osru@O;olk; ls vk; :------------------------------dVkSrh :-------------------'kq) vk; :---------------------

¼izek.k i= laYkXu djsa½

7- vki ikFkhZ dks dc ls tkursa gS----------------------------------------------------------------------------------------------------------------------

rFkk vkidk muls D;k lEcU/k gS-----------------------------------------------------------------------------------------------------------------

8- D;k vkius CkSad ls fdlh izdkj dk _.k ys j[kk gSa ;fn ^gk¡ ^ rks jk'kh o fooj.k nsos--------------- --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

9- vU; nh xbZ tekur dk fooj.k -----------------------------------------------------------------------------------------------------------------

10- gSfl;r ds izek.k Lo:Ik lEifr ds nLrkostksa dh layXu Nk;kizfr ds vuqlkj fooj.k

¼v½ py@vpy lEifr dk fooj.k ------------------------------------------------------------------------------------

¼c½ cktkj eqY; ------------------------------------------------------------------------------------

¼l½ D;k lEifr Hkkj eqDr gS ? ------------------------------------------------------------------------------------

_.k gksuas dh fLFkfr esa foLr`r ------------------------------------------------------------------------------------ fooj.k vafdr djsaA LFkku %-------------------------------------------------- fnukad %--------------------------------------------- ¼tekurh ds gLrk{kj½

tekurnkj

dk

QksVks

tekurh dk fooj.k ,oa lgefr i=

'kk[kk izca/kd

fpÙkkSMx<+ dsUnzh; lgdkjh cSad fy- fpÙkkSM+x<+

'kk[kk----------------------------------------------------------

egksn;]

Jh-------------------------------------------------------------iq=@ifRu Jh------------------------------------------------------------------------------------

ftUgksussa vkidh cSad ls _.k :------------------------------------- gsrq vkosnu fd;k gS eSa mDr of.kZr _.k ds fy,tekur nsus dks viuh lgefr nsrk gwa rFkk tekurh ds :Ik esa mu leLe i=kfn ,oa nLrkostksa ij gLrk{kj djus dks rS;kj gwa tks cSad }kjk _.k fLodkj djus ij _.kh lnL; ls fu"ikfnr djk;s tk;sxsaA

fooj.k fuEu izdkj gSs&

7- uke------------------------------------------------------------------------------------------------------------------------------------------------------

8- firk @ifr dk uke---------------------------------------------------------------------------------------------------------------------

9- ?kj dk irk ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

10- O;olk; @dk;kZy; dk uke] irk o VsfyQksu ua&----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

11- lfoZl ;k O;olk; esa dc ls gS -----------------------------------------------------------------------------------------------------------------

12- ekfld osru@O;olk; ls vk; :------------------------------dVkSrh :-------------------'kq) vk; :---------------------

¼izek.k i= laYkXu djsa½

7- vki ikFkhZ dks dc ls tkursa gS----------------------------------------------------------------------------------------------------------------------

rFkk vkidk muls D;k lEcU/k gS-----------------------------------------------------------------------------------------------------------------

8- D;k vkius CkSad ls fdlh izdkj dk _.k ys j[kk gSa ;fn ^gk¡ ^ rks jk'kh o fooj.k nsos--------------- -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 9- vU; nh xbZ tekur dk fooj.k ----------------------------------------------------------------------------------------------------------------- 10- gSfl;r ds izek.k Lo:Ik lEifr ds nLrkostksa dh layXu Nk;kizfr ds vuqlkj fooj.k ¼v½ py@vpy lEifr dk fooj.k ------------------------------------------------------------------------------------ ¼c½ cktkj eqY; ------------------------------------------------------------------------------------

¼l½ D;k lEifr Hkkj eqDr gS ? ------------------------------------------------------------------------------------ _.k gksuas dh fLFkfr esa foLr`r ------------------------------------------------------------------------------------ fooj.k vafdr djsaA LFkku %-------------------------------------------------- fnukad %--------------------------------------------- ¼tekurh ds gLrk{kj½

tekurnkj

dk

QksVks

Photo

¼fu;ekuqlkjLVkEi ij½

_.k vuqcU/k&i= fpÙkkSM+x< dsUnzh; lgdkjh cSad- fy- fpÙkkSMx<ds i{k esa Jh--------------------------------------------------------------------------------------------------------------------------------dh vkSj ls A

cSad us eq>s@QeZ dks :Ik;s -------------------------------------------------------------------------@v{kjs---------------------------------------------------------------------------------------------:Ik;s ek+++= -------------------------------------------------------------------------;kstuk --------------------------------------ds vUrXkZr _.k m/kkjnsuk Lohdkj fd;k gSaA bl lEcU/k esaa uhps fy[kh 'krkZs dk ikyu djuk Lohdkj fd;k gSA rFkk mlds vuqlkj ge@ eSa cSad ds izfr mrjnk;h jgsxsa@jgqxkaA

1- esa@geus cSad ls fy;s x;s _.k ds vuqlkj cSad ds i{k esa opu i= nwxka@nsxsa@nqxhaA 2- mijksDr _.k ds fy, cSad ,d [kkrk jgsxk opu i= esa C;kt vnk djus ds fy, fdlh izdkj dh

dksbZ 'krZ gks rks Hkh ge izfrekg dtZ dk C;kt udn vnk djsxsa vkSj C;kt vnk u djus ij ml rkjh[k rd dh C;kt dh jde _.k [kkrsa esa ukes fy[k nsus dk cSad dk vf/kdkj gksxkA

3- opu i= esa C;kt dh nj ds fy, dqN Hkh ugh fy[kk gksus ij Hkh cSad dks fn;s gq, _.kksa ij uhps fy[kh 'krksZ ds vuqlkj C;kt yxkus dk lEiw.kZ vf/kdkj gksxkA ¼v½ cSad }kjk le; & le; ij fu/kkZfjr C;ktnj vuqlkj Lohdr _.k isVs cdk;k 'ks"k ij fu;ekuqlkj C;kt yxk;k vkSj tksM+k tk;sxkA ¼c½ ;fn fn;s gq, dtsZ dh fe;kn rFkk cSad }kjk c<k+bZ xbZ fe;kn ds ckn Hkh jde ckfd jgs rks fu;ekuqlkj ,oa cSad }kjk ykxw n.Muh; C;kt yxk;k vkSj tksM+k tk;sxk A

4- opu i= esa fy[kh gqbZ jde ;fn fuf'pr vof/k ds igys pqdkbZ tkosxh rks cSad dks Lohdkj djuh gksxhA vkSj dVkSrh fefr ls C;kt yxk;k tk;sxkA 5- opu i= dh jde ;fn fuf'pr le; ij ugh pqdkbZ vFkok bl _.k i= dh fdlh 'krZ dks Hkax fd;k tk;sx vFkok cSad dh lapkyu lfefr dh lEefr esa QeZ ds ekfyd ;k fdlh lk>snkj ds pys tkus tkus ds ckn vFkok fdlh nwljs dkj.kks ls ;fn cSad ds dtZS dh olwyh gksus esa dksbZ [krjk iSnk gksus dh laHkkouk gks rks cSad dks _.k [kkrs dh leLr jde dks ,d eq'r ekaxus rFkk olwy djus dk gd gksxkA 6- tc rd esjs@QeZ }kjk cSad ls fy;k x;k _.k e; C;kt rFkk vU; [kpkZs ds cSasd dks vnk ugh

djukckfd;kr izek.k&i= ugh izkIr dj fy;k tkrk gSa rc rd esajh@QeZ dh dqy orZeku rFkk Hkfo"; esa vftZr py vpy lEifr ftlesa esajs@QeZ ds }kjk cSad ds i{k esa j[kh xbZ dksyjsVy flD;kfjVh esa 'kkfey gksxh ftl cSad dks iqjk izFke vf/kdkj gksxk rFkk eq>ls@ gekjs dks mijksDr lEifr dks fcuk _.k e; C;kt vnk;xh ;k cSad dh iwoZ Lohdfr ds fcuk cspus vFkok jgu djus vFkok fdlh :Ik esa cU/kd djus dk vf/kdkj ugha gksxkA

7- ;fn esjs@QeZ }kjk mijskDr 'krksZ ds ikyu esa dksbZ dlj jgsa ;k cSad vius _.k dh lqj{kk ds fy, vko';d le>s rks cSad dsk vf/kdkj gksxk fd esjh@QeZ dh leLr LVkWd rFkk py vpy lEifr vius dCts esa dj ysosa vkSj ml ij viuk rkyk yxkosaA lkFk gh cSad mijksDr LVkWd o dkyjsVy flD;qfjVh esa j[kh x;h lEifr dks csp dj cdk;k _.k jkf'k ,oa ml rkjh[k rd C;kt e; [kpsZ ds olwy dj ysossaA bl dk;Zokfg esa eq>s@QeZ dks dksbZ mtz ugh gksxkA

8- _.k fLod`fr ds i'pkr esjs@QeZ }kjk fdlh vU; cSad esa [kkrk ugh j[kk tk;sxk ,oa O;olk;

ls lEcfU/kr leLr ysu&nsu foriksf"kd cSad [kkrs ds ek/;e ls gh fd;k tk;sxk ,oa udn fczdzh jkf'k Hkh cSad esa tek djkbZ tk;sxhA esjs@gekjs @QeZ }kjk cSad dks ekfld@ikf{kd LVkWd lwfp izLrqr dh tkosxh ,oa mDr eky dks n`f"Vca/kd j[kk tk;sxkA

9- vkt fnukad-------------------------------dks bl vkys[k ij geus iwjs gks'k gokl o vdy ls i<+ o le> dj gLRkk{kj fd;s gSaA

'kk[kk izca/kd ds gLrk{kj okLrs&---------------------------------------------------------

¼vkosnd½ ds gLrk{kj xokg ds gLrk{kj

1- uke ---------------------------------- uke----------------------

irk------------------------------------ irk------------------------------------------------

------------------------------------- ---------------------------------------------------------

2- uke ----------------------------------

irk------------------------------------

-------------------------------------


tekur vuqcU/k&i=

izasf"kfr %& fpÙkkSM+x< dsUnzh; lgdkjh cSad fy-] fpÙkkSM+x<+ fiz; Jheku~ tSlk fd vkidh cSad }kjk -------------------------------------------------------------------------------_.k ;kstuk ds vUrxZr Jh--------------------------------------------------------------------------------------------iq= Jh -------------------------------------------------------------------------------- ¼ftls vkxs _.kh dgk tkosxk ½ fuoklh-------------------------------------------------------dks :-------------------------------------------------- ¼v{kjs :----------------------------------------------------------------------------------------------------½ dk _.k nsuk Lohdkj fd;k tkrk gsA mDRk _.kh dks tkjh fd;s x;s leLr _.k e; C;kt@vU; ns;rk ,oa opu i= ds fy, eSa@ge ,r}kjk ,dy@la;qDr :Ik ;s viuh O;fDrxr tekur nsrk gwaaA ;g gS fd esjh O;fDrxr gSfl;r dqy py&vpy lEifr ls :------------------------------------------------------- ¼v{kjs :--------------------------------------------------------------½ dh gSA mDr py ,oa vpy lEifr dks ;g tekur i= fu"ikfnr djus ds mijkUr vU; dksbZ Hkkj vFkok cspku esjs }kjk ugha fd;k tk;sxkA ;g gS fd eSa vkidh cSad dk uksfeuy lnL; gwa ,oa lgdkjh vf/kfu;e ds leLr izko/kku eq> ij izHkkoh gksxasA

;g gS fd eSa xfHkZr Lohd`fr izLrqr djrk gwa fd cSad dk iq.kZ vf/kdkj gksxk fd mDRk _.kh ds fo:) cdk;k _.k rkrkjh[k C;kt ,oa vU; ns;rkvkssa ds fo:) esajh py] vpy lEifr dks vf/kxzg.k dj tjh, fcdzh leLr cdk;k jkf'k dks ,d eq'r olwy dj ldsxkA ;fn _.kh }kjk _.k jkf'k e; C;kt ,oa vU; ns;rkvks ds pqdkus ds fy, izfrc) gksmxka ,oa cSad }kjk mDr _.k e; C;kt ,oa vU; ns;rkvks dh olwyh gsrq esjh py vpy lEifr tfj, fodz; cdk;k jkf'k olqy dh tk,xhA ftlds fy, eq>s fdlh izdkj dk mtz ,oa ,rjkt ugh gksxkA _.kh dh vkSj ls fdlh Hkh fnukad dks cdk;k _.k e; C;kt ,oa vU; ns;rkvksa dk cSad dks pqdkjk ugh fd;k tkosxk rks eS mDr cdk;k leLr jkf'k e; gtkZ [kPkkZ tek djkus ds fy, izfrc) gw@gksaxsA ;g gS fd mDr _.kh }kjk O;olk; dk lekiu dj fn;k tkos ;k vFkok fnokfy;k gks tkus ij Hkh ,rn~ tekur i= esa mDr _.kh dh vkSj cdk;k leLr _.k C;kt ,oa vU; ns;rkvksa ds pqdkjs ds fy, izfrc) gks gwxka ,oa cSad dks ;g iw.kZ vf/kdkj gksxk fd cSad esjh py&vpy lEifr dks fodz; dj mDr cdk;k leLr jkf'k olwy dj ldsaA ftlds fy, eq>s dksbZ mtz@,rjkt ugha gksxkA ;g gS fd tekur vuqca/k i= tc rd _.kh }kjk vFkok easjs }kjk cdk;k leLr _.k e; C;kt ,oa vU; ns;rkvksa ds lfgr vkidh cSad dks vnk dj ukckfd;kr izek.k i= izkIr ugha dj ysrk rc rd ds fy, eq> ij izHkko'khy gksxk ,oa eq> ij cU/ku dkjh jgsxkA ;g gS fd tekur vuqc) i= vkt fnukad -------------------------------- dks fuEukfdar lkf{k;ks ds le{k gLrk{kfjr dj fu"ikfnr dj fn;k x;k gSaA tks oDr t:jr dke vkosaA

lk{kh ds gLrk{kj 1- uke-------------------------------------- tekurnkj ds gLrk{kj

irk--------------------------------------- 1- uke ---------------------------------------------- 2 uke ------------------------------------------------ irk--------------------------------------------------

irk-------------------------------------------------- -------------------------------------------------

Photo


tekur vuqcU/k&i=

izasf"kfr %& fpÙkkSM+x< dsUnzh; lgdkjh cSad fy-] fpÙkkSM+x<+ fiz; Jheku~ tSlk fd vkidh cSad }kjk -------------------------------------------------------------------------------_.k ;kstuk ds vUrxZr Jh--------------------------------------------------------------------------------------------iq= Jh -------------------------------------------------------------------------------- ¼ftls vkxs _.kh dgk tkosxk ½ fuoklh-------------------------------------------------------dks :-------------------------------------------------- ¼v{kjs :----------------------------------------------------------------------------------------------------½ dk _.k nsuk Lohdkj fd;k tkrk gsA mDRk _.kh dks tkjh fd;s x;s leLr _.k e; C;kt@vU; ns;rk ,oa opu i= ds fy, eSa@ge ,r}kjk ,dy@la;qDr :Ik ;s viuh O;fDrxr tekur nsrk gwaaA ;g gS fd esjh O;fDrxr gSfl;r dqy py&vpy lEifr ls :------------------------------------------------------- ¼v{kjs :--------------------------------------------------------------½ dh gSA mDr py ,oa vpy lEifr dks ;g tekur i= fu"ikfnr djus ds mijkUr vU; dksbZ Hkkj vFkok cspku esjs }kjk ugha fd;k tk;sxkA ;g gS fd eSa vkidh cSad dk uksfeuy lnL; gwa ,oa lgdkjh vf/kfu;e ds leLr izko/kku eq> ij izHkkoh gksxasA

;g gS fd eSa xfHkZr Lohd`fr izLrqr djrk gwa fd cSad dk iq.kZ vf/kdkj gksxk fd mDRk _.kh ds fo:) cdk;k _.k rkrkjh[k C;kt ,oa vU; ns;rkvkssa ds fo:) esajh py] vpy lEifr dks vf/kxzg.k dj tjh, fcdzh leLr cdk;k jkf'k dks ,d eq'r olwy dj ldsxkA ;fn _.kh }kjk _.k jkf'k e; C;kt ,oa vU; ns;rkvks ds pqdkus ds fy, izfrc) gksmxka ,oa cSad }kjk mDr _.k e; C;kt ,oa vU; ns;rkvks dh olwyh gsrq esjh py vpy lEifr tfj, fodz; cdk;k jkf'k olqy dh tk,xhA ftlds fy, eq>s fdlh izdkj dk mtz ,oa ,rjkt ugh gksxkA _.kh dh vkSj ls fdlh Hkh fnukad dks cdk;k _.k e; C;kt ,oa vU; ns;rkvksa dk cSad dks pqdkjk ugh fd;k tkosxk rks eS mDr cdk;k leLr jkf'k e; gtkZ [kPkkZ tek djkus ds fy, izfrc) gw@gksaxsA ;g gS fd mDr _.kh }kjk O;olk; dk lekiu dj fn;k tkos ;k vFkok fnokfy;k gks tkus ij Hkh ,rn~ tekur i= esa mDr _.kh dh vkSj cdk;k leLr _.k C;kt ,oa vU; ns;rkvksa ds pqdkjs ds fy, izfrc) gks gwxka ,oa cSad dks ;g iw.kZ vf/kdkj gksxk fd cSad esjh py&vpy lEifr dks fodz; dj mDr cdk;k leLr jkf'k olwy dj ldsaA ftlds fy, eq>s dksbZ mtz@,rjkt ugha gksxkA ;g gS fd tekur vuqca/k i= tc rd _.kh }kjk vFkok easjs }kjk cdk;k leLr _.k e; C;kt ,oa vU; ns;rkvksa ds lfgr vkidh cSad dks vnk dj ukckfd;kr izek.k i= izkIr ugha dj ysrk rc rd ds fy, eq> ij izHkko'khy gksxk ,oa eq> ij cU/ku dkjh jgsxkA ;g gS fd tekur vuqc) i= vkt fnukad -------------------------------- dks fuEukfdar lkf{k;ks ds le{k gLrk{kfjr dj fu"ikfnr dj fn;k x;k gSaA tks oDr t:jr dke vkosaA

lk{kh ds gLrk{kj 1- uke-------------------------------------- tekurnkj ds gLrk{kj

irk--------------------------------------- 1- uke ---------------------------------------------- 2 uke ------------------------------------------------ irk--------------------------------------------------

irk-------------------------------------------------- -------------------------------------------------

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n`f"V cU/kd foys[k la[;k -------------------------- jkf'k---------------------------- uke----------------------------

fpÙkkSM+x< dsUnzzh; lgdkjh cSad fy-] fpÙkkSM+x<+ ¼ftlds vkxs cSad dh laKk nh xbZ gS½

us -------------------------------------------------------------------------------------------------------------------------------------------------------------------------- -------------------------mn~ns'; ls _+.k iznku djus dh Lohdfr ij ,d [kkrk-----------------------------------------------------------------------------:i;k rd _.kh ds uke ls [kksyk gS vFkok [kksyuk Lohdkj fd;k gS tks [kkrk cSad }kjk lekIr u fd;s tkus rd pkyw jgsxk vkSj ftldh lqj{kk ds fy, py vpy lEifr dks nf"V cU/kd djus gsrq cSad ,oa _.kh ¼tks O;fDrxr rFkk lkeqfgd :i esa ck/; gksuk Lohdkj djrsa gSa½ ds e/; fuEukfdr djkj fd;k tkrk gS A

1. fd _.kh lfEefyr lwfpdk esa lkekU;r% of.kZRk lkeku ij casd ds i{k esa izFke izHkkj LFkkfir djuk gSaA_.kh dk ;g lkeku LVkWd] dPPkk vFkok rS;kj eky] e'khujh QuhZpj vkfn tks Hkh lkeku _.kh ds xksnke dk;kZy; QSDVªh vFkok vU;= fdlh LFkku esa j[kk gqvka laxzghr gS vFkok Hkfo"; esa laxzghr fd;k tk;sxk] _.kh }kjk cSad dh ns; jde ds Hkqxrku dh lqj{kk ds fy, og vkxas miizkf/k;r lkeku ¼gkbZiksFkhdsVsM xqM~l½ lEcksf/kr fd;k tkosxkA bl vuqcU/k esa of.kZRk cSad dks ns; jde ds vFkZ esa fdlh Hkh le; Hkh ewy/ku dh vo'ks"k jde ds lkFk&lkFk fuEu izdkj mYYskf[kr nj ls Hkh lHh izfrfnu dk C;kt o lHkh _.k vFkok nkf;Ro] ftldk o.kZu vkxs pj.k ¼13½ esa fd;k x;k gS vkSj ;g jde tks Hkh miizkf/k;r lkeku ds lEcU/k esa vFkok mldks cspus vkfn ds lEcU/k esa cSad }kjk pktZ vFkok mldks cspus vkfn ds lEcU/k esa cSad }kjk pkTkZ vFkok [kpZ dh tkosxh] vFkok le>k tkosxkA

2. fd mi izkf/k;r lkeku vkSj mldh fcdzh olwyh ,oa bU'kks;jsUl ls izkIr lHkh izfrQy ,d ek= cSad lEifr dh rjg fo'ks"kr% bl nf"V cU/kd jgsxk vkSj _.kh vFkok mlds fdlh Hkkx dsk cSad ds fdlh Hkh Hkkx ij dHkh fdlh izzdkj dk izHkkj mRiUu ugh gksus nsxk vkSj u dHkh ,slk dksbZ dk;Z djsxk fd ftlls mi izkf/kf;r lkeku vFkok mldh fcdzh] olwyh ,oa bU'kks;ksjsUl ls izkIr fdlh izfrQy dks gkfu iagqps vFkok ftl dk;Z ds fy;s cSad }kjk fyf[kr esa fu"ks/k fd;k x;k gksA

3. fd _.kh cSad dh iwoZ Lohdfr ds miizkf/kf;r lkeku dks fdlh izdkj rHkh O;; dj ldrk gS vFkok csp ldrk gS tcfd og de ls de ml lkeku ds eqY; ds cjkcj jde igys ls [kkrs esa tek dj ns vFkok cSad dh fyf[kr Lohdfr izkIr djds ml eqY; ds cjkcj vU; lkeku mlds LFkku ij cU?kd dj nsA

4. fd _.kh cSad ds deZpkfj;ksa vFkok ,tsUVl~ dks le;≤ ij vius xksnkeks vFkok mu LFkkuksa eas tgk mi izkf/k;r lkeku j[kk gks ml lkeku dk fujh{k.k] ns[kHkky ewY;kadu djus vFkok lwph cukus gsrq izos'k djus nsxk vkSj cSad vFkok mlds deZpkjh;kas dks rnFkZ vko';d lqfo/kk;aas nsxkA

5. fd _.kh mu xksnkeksa dh vFkok LFkkuksa dk tgk mi izkf/k;r lkeku j[kk gks] fdjk;k ,oa dj vkfn le;≤ ij vnk djrk jgsxk vkSj lc izdkj ls Hkkj eqDRk j[ksxkA

6. fd ml izkf/k;r lkeku dks vkx] pksjh vFkok [kjkch ds dkj.k gqbZ lc izdkj dh {kfr dh iwfrZ dh lEiw.kZ ftEesnkjh _.kh dh gksxhA vr% ;g cSad }kjk ekU;rk izkIr dEiuh esa cSad ds fgr esa miizkf/k;e lkeku dk Hkkx] pksjh vkfn ls j{kkFkZ vko';d bU'kks;jsUl djk dj ikfyfl;k o fd'rksa dh jlhns cSad ds uke djds cSad }kjk ekaxh

tkus ij QkSju nsxk vkSj ;fn ,slk u djsxk rks rhu fnu ckn cSad dks _.kh ds [kpZ ls ,slk bU'kks;jsUl djkus dk vf/kdkj gksxkA

7. fd mDRk bU'kks;sjsUl ds dkj.k tks dqN jde izkIr gksxh] ;g jde ds Hkqxrku ds fy, dke vk,xh vkSj vf/kd gksus ij 'ks"k jde pj.k ¼13½ esa of.kZr dk;ksZ esa [kpZ dh tkosxh A

8. fd _.kh mi izkf/k;r lkeku dks cSad ds fgr esa lnSo cuk;s j[ksxkA;g vUrj cSad }kjk fdlh Hkh le; fu/kkfjr ewY; ij vkdka tk ldsxk bl vUrj dks lnk cuk;s j[kus ds fy, _.kh ;k rks udn jde [kkrs esa tek djkrk jgsxk vFkok mlh ewY; dk vU; lkeku cSad dh fyf[kr Lohdfr ls miizkf/k;r djrk jgsxkA

9. _.kh bl n`f"V cU/kd ys[k ds vUrxZr caSad ls izkIr leLr _.k C;kt o vU; [kpZS lfgr _.k izkIr djus ds fnukad ls ,d o"kZ dh vof/k ls vFkok 31-03 tks Hkh igys gks pqdk nsxkA

10. C;kt dh 'krsZ& ¼v½ ;g fd cSad }kjk le; & le; ij fu/kkZfjr C;ktnj vuqlkj Lohd`r _.k isVs cdk;k 'ks"k ij fu;ekuqlkj C;kt yxk;k vkSj tksM+k tk;sxkA

¼c½ fd cSad }kjkfu/kkZfjr vof/k ds vUnj ;fn _.kh us fdlh le; cSad dks ns; lEiw.kZ jde ugh pqdkbZ rks og dqy eakxrh jde ij cSad esa ykxw C;ktnj ls C;kt dk nsunkj gksxkA

11. cSad dks ns; jde ds Hkqxrku dk mijksDr 'krksZ dks vFkok bl bdjkj dh fdlh 'krZ dk _.kh }kjk mYy?kau gksus ij cSad ds vkWfQljksa vFkok ,tsUV~l dks] _.kh ds gtsZ [kpZS dh ;fn t:jr gks rks _.kh ds eq[rkj dh rjg _.kh dh ctk; vFkok _.kh dh vkSj ls mu lHkh LFkkuks ij tgk miizkf/kf;r lkeku j[kk gks izos'k djus dk] jgus dk ] mizizkf/kf;r lkeku dks dCts eaas ysus dk] olwy djus dk vFkok lEHkky ysus dk vf/kdkj gksxkA ml dk;Z ds fy, cSad ds fdlh vQlj dks fjlhoj ds :i esa fu;qDRk djds] fuyke djds cspusas dk O;fDrxr djk djds vFkok vU; fdlh izdkj lEcU/k esa LosPNk ls fdlh izdkj dk le>ksrk djds] fglkc djds] olqyh djds vFkok vU; fdlh izdkj lkSnk djds cspus ls izkIr jde dh CkSad ns; fdlh jde ds Hkqxrku ds fy;s ys ldrk gS exj caSd vius mDr vf/kdkjaksa ds Ikz;ksx ds dkj.k gq, fdlh [kpZ dk vFkok gtsZ dk ftEesnkj ugh gksxkA cSad vius vf/kdkjksa ds lEcU/k esa U;k;y; ls vFkok jktLFkku dkW- vkWi- lkslk;Vh ,DV 2001 vFkok mlds vUrxZr cusa fu;eksa ds vuqlkj fof/kd lgk;rk;sa Hkh izkIr djus ds fy, LoarU= gksxk _.kh djkj djrk gS fd og cSad }kjk j[ks x;s fxjoh lkeku ds cspku ds fglkc dks lgh ekudj [kkrs esa cdk;k jgh jde dks iwjk djus dk Loa; O;fDRkxr :Ik ls ftEesnkj gksxkA

12. fd ;fn mijksDr izdkj cspku ls izkIr jde ml mDRk [kkrs ds fglkc esa cdk;k jde ds pqdrk Hkqxrku ds fy;s Ik;kZIr ugh gks rks cSad _.kh dk vFkok muesa ls fdlh dk og lc /ku tks cSad ds ml oDr lk/; gks] mDr [kkrs ds fglkc esa ckfd dh ns; jde ds Hkqxrku esa ys ldrk gSa fQj Hkh pqdrk Hkqxrku ds fy, vi;kZIr gks rks _.kh oknk djrk gS vkSj djkj djrk gS fd og pj.k ¼14½eas mYysf[kr izdkj ls j[ks tkus okys ml fglkc ls vnk;xh ds ckn dh Lohdfr esa vius nLr[kr dj nsxk fdUrq blls cSad ds [kkrssa esa fdlh le; Hkh ckfd ns; jde dh olwyh djus ds lEcU/k esa cSad dks mijksDr Lohdfr ls mlds fdlh vf/kdkj ij u rks dksbZ foijhr izHkko gksxk] u gh dksbZ vkifr dh tkosxhA

13. fd mDRk izdkj cspku ls izkIr 'kq) vk; esa ls ;fn cSad dks ns; jde ds pqdrk Hkqxrku ds ckn dqN 'ks"k jgs rks ;g Hkh cSad _.kh vFkok muesa ls fdUgha ds fo:)

O;fDRkxr vFkok lfEEkfyr :Ik ls vo'ks"k fdUghsa vkSj yksUl] fMLdkmUVsM] fcYl] ysVlZ vWkQ ØsfMV] xkjUVht pktsZt] pkyq ;k ns; vU; _.k nkf;Ro fof/kd ;k lkef;d lc izdkj dh ftEesnkjh;ksa lfgr pkgs _.kh fnokfy;k djkj fn;k tk pqdk gks vFkok fn;k tk;s rks fdlh izdkj fyDohMs'ku esa gks rks Hkh C;kt lfgr pqdrh Hkqxrku djus esa yxk ldrk gSA

14. fd _.kh bdjkj djrk gSa fd og cSad ds ,dkmUVsM vFkok vU; vf/kdkjh }kjk gLrk{kj fd, gq, ,sls fglkc }kjk _.kh ls ns; jde dh ekax dh tkosa] fcuk fdlh okmPkj] nLrkosat vFkok vU; fy[kkoV fn[kkus dh ekax fd, lgh ekusxkA

15. fd bl bdjkj le;≤ ij vFkok cSad dks vafre ns; jde dh lqj{kk esa lnSo izfrHkqfr Lo:i dk;e jgsxk vkSj [kkrs esa fdlh le; ns; jde dh tek mijkUr Hkh izfrHkqfr vFkok izkf/kf;r lkeku blh izdkj rc rd lqjf{kr le>k tkosxk tc rd fd cSad fyf[kr esa bl bdjkj dks lekIr ugha dj nsrkA

16. fd _.kh ?kksf"kr djrk gS@djrsa gSa fd lc mi izkf/kf;r lkeku _.kh dk ,d ek= lc izdkj ds Hkkj ls iw.kZ eqDr lEifr gS vkSj vk;kUNk Hkh lkeku blds vUrxZr vk;sxk og Hkh bl izdkj Hkkj eqDr gksxk fd _.kh us ,slk dksbZ dk;Z ugh fd;k gS] ftlls fd mDr mi izkf/kf;r lkeku vFkok mlesa ls dqN os cU/kd ugha j[k lds vkSj izfrKk djrsa gSa fd os cSad pkgus ij ;g lc dk;Z vius [kpZ ls djsxsa] ftlls bdjkj dk cSad ds fgr esa v{kj'k% lgh izdkj ikyu gks ldsA

17. ;fn _.kh QeZ gS vFkok lnL; gS rks QeZ ds uke o fo/kku esa bl bdjkj dh vof/k rd ,slk dksbZ ifjorZu ugha fd;k tkosxk ftlls dh _.kh vFkok muesa ls fdUgha ds mlds orZeku nkf;Ro esa deh gks tk;s vFkok nkf;Ro ls NqVkdkjk feyrk gksA

bl n`f"V cU/kd foys[k ij fuEu dh lk{kh esa vkt fnukad --------------------------------------------------------------dks

_.kh us fuEu xokgksa ds le{k vius gLrk{kj dj fn, gSa tks lun jgs vkSj le; ij dke vkoasA

'kk[kk izca/kad ds gLrk{kj

xokg 1- gLrk{kj-----------------------------------------

uke---------------------------------------------- vkosnd ds gLrk{kj

gLrk{kj----------------------------------------- gLrk{kj-----------------------------------------

uke--------------------------------------------- uke---------------------------------------------

vf/klwph

n`f"VcU/kd foys[k ds tfj, dksysjsVy flD;qfjVh crkSj nfVca/kd j[ks x;s py lEifr;kas dh lwph

n`f"V ca/kd j[ks x;s eky dk laf{kIr fooj.k

rknkn cktkj ewY; :--

mDr vf/klwph ds vUrZxr ikf{kd izLrqr fd;s x;s LVkWd dh lwph n`f"V ca/kd foys[k ds

vUrxZr dk;Zokgh ;ksX; gksXkhA

gLrk{kj

_.k vkosnd

fpÙkkSM+x< dsUnzh; lgdkjh cSad fy-] fpÙkkSM+x<+

opu&i=

:Ik;s----------------------------------- fnukad ------------------------

eaS@ge -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------iq=------------------------------------------------------

fpÙkkSM+x< dsUnzh; lgdkjh cSad fy-] fpÙkkSM+x< dks @vFkok vkKkuqlkj ekax djrsa gh :i;s -----------------------------------------------tks geus izkIr fd, gS------------------------------------------izfr'kr okf"kZd nj ,oa cSad }kjk le;≤ ij ifjofrZr C;ktnj ekfld@v)Zokf"kZd@okf"kZd ls pqdkus dk opu nsrk gwa@nsrs gSaA

&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

Jheku 'kk[kk izcU/kd egksn;]


'kk[kk----------------------------------------------------------

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fnukad-----------------------

ekU;oj]

eaS@ge -----------------------------------------------------------------------------------------------------------------------------------------------,d opu

i= :--------------------------------------------------v{kjs-------------------------------------------------------------------------------------------------------------------------

ek= dk layXu djrs ftl ij eSus@geus gLrk{kj fd;s gS tks fdlh _.k jkf'k pwdkus gsrq izR;kHkwfr Lo:Ik ls vkids ;gka tks esjs@gekjs uke gS ;k ckn esa uke gks ds Hkqxrku ds fy;s nsrs gSaA ;g jk'kh vHkh gekjs uke iM+h gS ds fy, ftEessnkj gSaaA mijskDRk opu i= vns; _.k dh ckfd jde ds iquZHkqxrku ds fy, izR;kHkwfr Lo:Ik le>k tkosa vkSj mijksDRk opu i= ds izfr ml le; rd mRkjnk;h gS tc rd dh mldk pwdrk Hkwxrku ugha gks tkrk gS pkgs _.k dh jde le;≤ ij de gksrh jgs vFkok leLr lekIr gks tkos vFkok c< tk,A

fnukad --------------------------------------------------------------

gLrk{kj

_.k vkosnd

1/-

jlhnh

fVfdV

Chittorgarh Kendriya Sahakari bank Ltd.

Chittorgarh

Letter Of Lien And Set-Off

Date…………………….

To,

The Manager

Chittorgarh Kendriya Sahakari Bak Ltd.

Branch ……………………………….

Dear Sir,

In consideration of your making advances to me /us and/or giving me/us

banking accommodation and facilities by way of loan/overdraft/each credit from

time to time. I/we agree with you as follows.

1. That you may hold all securities belonging to me/us which may now be in your

possession or which may at any time here after come into your Possession and

the proceeds there of respectively not only for the Specific advance made

thereon but also as collateral security for any other moneys now due or which

may at any time be due from me/us to your whether singly or jointly with

another or others.

2. That in addition to any general similar right to which you as banker’s may be

entitled by law. You mat at any time and without notice to me/us combine or

consolidate all or any or of my/our accounts with and liabilities to you and set

off or transfer any sums standing to the credit of any one or more of such

accounts in or towards satisfaction of my/our liabilities to you on any other

account or in any other respect, whether such liabilities be actual or contingent

primary or collateral and several or joint.

3. That if any balance of the sale proceeds shall remain in the hands of the bank

after the sale of any of the securities the bank may as its sole discretion apply

the balace if any towards any sum of sums of money the may be owing to

me/us to the bank upon any other account or any other transaction or

transaction separate or distinct from the security, and you will pay to me/us

any surplus which may remain after settlement of all claims or your bank

against me/us

At ………………………….. this…………………. Day of………………

Yours Faithfully

Vitness 1-

Vitness 2-

Jheku izcU/k funs'kd egksn;]

fpÙkkSM+x< dsUnzh; lgdkjh cSad fy- fpÙkkSM+x<+

fpÙkkSM+x<+ ¼jkt-½

}kjk %& 'kk[kk O;oLFkkid 'kk[kk&-------------------------------------------------------------------------------_.k ;kstuk ds

egksn;]

mijksDRk fo"k; esa fuosnu gS fd eSaus -----------------------------------_.k ;kstuk ds vUrxZr :Ik;s---------------

v{kjs :i;as----------------------------------------------------------------------------------------------------dk _.k vkosnu fd;k gS ftldh Lohdfr vki }kjk nh xbZ gS eSa bl _.k ds lUnZHk esa vkidks fuEukafyf[kr vf/kdkj nsrk gwaA

1- mijksDr _.k pqdkus esa ;fn eas fdlh izdkj dh pqd djrk gwa ;k fu;fer :i ls fd'rs pqdkus esa vLkeFkZ jgrk gwa rks cSad esjk uke lkoZtfud rkSj ij mtkxj dj ldrk gSA

2- cSad }kjk tc Hkh mijksDRk _.k dh vnk;xh esaa dHkh Hkh fdlh izdkj ls _.k tek djkus ds funsZ'k nsxk mlh vUkq:i esa _.k tek djk nwxkaA

3- esjs uke ls] esjs fgUnw vfoHkkftr ifjokj ds uke ls vFkok esjs ifjokj ds uke ls leLr py o vpy lEifr dks cspdj _.k jkf'k tek djkus dk vf/kdkj cSad dks nsrk gwa ftl ij eq>s fdlh izdkj dk ,rjkt ugh gksxkA

4- LVkEi ykW esa la'kks/ku vFkok Hkfo"; esa gksus okys la'kks/ku dks ns[krs gq, vxj nLrkost ij LVkEi M;wVh yxkbZ tkrh gS vFkok de ikbZ tkrh gS tks mldks iwjk djus dk nkf;Ro esjk gksxk vkSj bl gsrq dksbZ vkifÙk LVkWEi M;qVh ds lUnZHk esa gksus dh] mBkus dk vf/kdkj ugha gksmxkaA

5- eSa ’kiFk iwoZd c;ku djrk gwa fd esjs }kjk le;kof/k esa _.k pqdrk ugh djus ij cSad dks vf/kdkj gksxk fd cSad esjs }kjk j[kh tkus okyh dksysVsjy izfrHkwfr ,oa blds vfrfjDr esajh tehu tk;nkn dks foØ; djsa ;k vU; rjhds ls ekax isVs jde izkIr dj _.k olwy dj ysaos ftlesa eSa o esjs mRRkjkf/kdkjh dks dksbZ mtjnkjh ugha gksxhA

6- _.k Lohd`fr i= dh 'krZ la-------------------------------------ls -------------------------------------------rd eq>s ekU; gSaA mijksDRk fcUnw la[;k 1 ls 6 rd ds vf/kdkj gekjs ij Hkh ykxw gksaxs ;s lHkh vf/kdkj ge cSad dks nsrs gSaA buesa geas dksbZ ,rjkt ugha gSA

gLrk{kj

ge mijksDr _.k esa tekurnkj gS rFkk fcUnq la[;k 1 ls 6 rd ds vf/kdkj gekjs ij Hkh ykxw gksaxs ;s lHkh vf/kdkj ge cSad dks nsrs gS A buesa gesa dksbZ ,srjkt ugh gS A

1- gLrk{kj tekurnkj 2- gLrk{kj tekurnkj

¼izk:i ij _.kh@tekurnkj ds gLrk{kj ugha djkdj izFkd ls gLrfyf[[email protected]'kqnk i= tfj, Mkd ls izkIr djsa½

Jheku~ 'kk[kk O;oLFkkid

fpÙkkSM+x<+ dsUnzh; lgdkjh cSad fy- fpÙkkSM+x<+

'kk[kk-------------------------------------------------------

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MORTGAGE

EQUITABLE MORTAGE (MEMORANDUM ACCOMPANYING DEPOSIT OF

DEEDS)

MEMORANDUM

I/we……………………………………………………………………………

……………………………………………………… aged ……………….

years in consideration of the sum of Rs. ……………………………………...

(Rupees……………………………………………………………………….)

advance to me (……………….………………………………………………)

by chittorgarh kendriya sahkari bank Ltd. Chittorgarh ……………………….

Registered under.……………………………………………………………..

The receipt where of I/we do hereby acknowledge. Have this day herein

below mentioned. Deposited with the said ………………………………….

the deeds and documents set out in the list here to as security, for the

repayment of the said sum of Rs.

…………………………………………(Rupees……………………………

………..)with interest thereon at the rate of ………………... percent per

annum from the date here of till full payment.

In witness this day ………………………………………..

…………………………. ………………………………

Witness Mortgager

Equitable mortgage – deposit of title deed to secure a given sum and interest

repayable within in a fixed period

THE EQUITABLE MORTGAGE IS MADE ON THE

…………….……………………… BETWEEN

.………………………………………………………………………………

…………………………………………………………………… mortgager

(s) of the one part and ……………………………………………

CHITTORGARH KENDRIYA SAHKARI Bank LTD. CHITTORGARH

having its registered office at chittorgarh on the other part.

Whereas the said CHITTORGARH KENDRIYA SAHAKARI Bank LTD.

CHITTORGARH has advanced to the said ……………………………… the

sum of the Rs.………………………………………………..(rupees

…………………………………………………) the receipt where of the said

………………………….. CHITTORGARH KENDRIYA SAHAKARI

Bank LTD. CHITTORGARH of such advances aggregating the afore said

sum of Rs.

……………………………………………………………………(rupees……

………………..…………………………) and for further securing the

repayment there of on demand with interest there on at the rate of

……………… percent per annum from the date of deposit with the said ,

……………………. CHITTORGARH KENDRIYA SAHKARI Bank LTD.

CHITTORGARH the deeds documents pertaining to the title to

…………………… and do hereby charge the premises comprised in the said

deeds of documents with the Repayment of the said sum of Rs.

………………………… (Rupees …………………………………..) with

interest there on at the rate of …………………………. Percent per annum

or such rate of interest to be payable monthly along with principal on or

before 10th

day of each month.

AND IT IS HEREBY AGREED AS FOLLOWS:

1. That should any interest remain unpaid for a period of more than six

month from its actual and/or after the expiry of the period specified

herein the said CHITTORGARH KENDRIYA SAHAKARI Bank

LTD. CHITTORGARH shall have the right to call or enforce payment

of the sums under this mortgage.

2. That …………………………………………………………… shall

pay the interest as stated above and on failure it shall be added to the

principal such principal shall in any case be rapid in monthly

installment of Rs.

…………………………………………………….…Rupees…………

………………………………………………………) only,

commencing from……………………………………………….

……………………………………… shall on demand by the said

……………………………………………………… CHITTORGARH

KENDRIYA SAHKARI Bank LTD. CHITTORGARH and at the cost

execute a SIMPLE MORTAGAGE of the property hereby mortgaged

in the terms and conditions as to interest and manner or payments

specified here in and such other conditions as may be imposed by

……………….. CHITTORGARH KENDRIYA SAHKARI Bank

LTD. CHITTORGARH in WITNESS WHERE OF the said

…………………………………………………………………………

……………………………………………………… have here to

signed at ……………………………… the day and the year first above

mentioned.

Witness : ………………………….

Mortgager

CHITTORGARH KENDRIYA SAHKARI Bank LTD.

CHITTORGARH

***

Schedule of property

List of documents deposited with chittorgarh kendriya sahkari bank

Ltd., Chittorgarh relating the property comprising

…………………………………………………………………………………

…………………………………………………………………………………

……………………........

Bounded as below :-

1. Sale deed dated………………………………………. Executed by

…………………………………………………………………………………

…………………………………………………………………………………

…………………………………………………………………………………

………………………………………

We, CHITTORGARH KENDRIYA SAHKARI Bank LTD.

CHITTORGARH hereby acknowledged to have this day received the

above listed deed and documents and undertake to redeliver the same intact (

damage by fire or other/inevitable accident only excepted) to the said

…………………………………………………………………………………

…………………………………………………………………………………

…………………………………………………………………………………

…………………………………………………………………………………

………...on receipt by us of the money by equitable mortgage of even date.

Date this the …………………………………………………………...

BRANCH MANAGER

MORTGAGER

Receipt of documents to be given by the mortgagee to the mortgager.

LETTER OF WAIVER

Place………………………

Date ………………………

The Branch Manager

…………………………. Branch

Dear sir,

With Reference to my/our demand promissory note dated the …………………..

for Rs. ………………… (Rupees …………………………………….. )executed by

me/us in your favour. I/we have to please on record that I/we do hereby waive my/our

right/right to take advantages of any default in presentment for payment of the said

promissory note to me/us, as required by law.

Yours Faithfully

Signature (s) : …………………………….

Name (s) : …………………………….

Designation : …………………………….

Seal :

Documents

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