MASTERPASS FÖR

UTVECKLAREWIFI: fak37dak

• +15.000 kunder

• +13 miljoner konsumenter varje år

• +130 miljarder i kundomsättning

• +1,5 miljoner transaktioner om

dagen

• +1,2 miljarder transaktioner sen

start

0%

5%

10%

15%

20%

25%

30%

35%

Oct

-12

No

v-1

2

Dec

-12

Jan

-13

Feb

-13

Mar

-13

Ap

r-1

3

May

-13

Jun

-13

Jul-

13

Au

g-1

3

Sep

-13

Oct

-13

No

v-1

3

Dec

-13

Jan

-14

Feb

-14

Mar

-14

Ap

r-1

4

May

-14

Jun

-14

Jul-

14

Share of Tablet/Mobile

MOBIL TRAFIK PÅ

BETALSIDOR

+150% PÅ TVÅ ÅR

ALLA ÅLDERSGRUPPER

• Stöd för bl a MasterCard, Maestro, American

Express, Diners Club, Discover och Visa

• Kortuppgifter och leveransadress lagras

• Ingen MasterPass-app

• Säker lösning

• Desktop, surfplatta och smartphone

SÅ FUNGERAR MASTERPASS

THANK YOU FOR YOUR PURCHASE

SÅ FUNGERAR MASTERPASS

• Erbjuder kunderna en enkel upplevelse

• Avstämning sker på samma sätt som för vanliga kortköp

• Säkra transaktioner utan 3DS-fönster

• Bättre konvertering speciellt i mobila enheter

FÖRDELAR FÖR WEBBUTIKEN

• Ingen registrering

• Behöver inte ange leveransadress

• Behöver inte ange kortuppgifter

• Van vid Mobilt BankID

• Behöver inte installera ny app

FÖRDELAR FÖR KONSUMENTEN

Mars – Första plattformsleverantören lanserar

April – Första webbutikerna lanserar

Maj – Nordea ansluter ca 2 miljoner kortinnehavare

Maj – Swedbank lanserar med egen registrering

Juni – ICA Banken, SEB, m fl.

Oktober – DNB ansluter 4 miljoner kort

TIMELINE

DIBS MASTERPASS

Technical MasterPass Presentation

Team Lead

DIBS for 8 years

Java Developer

Involved in

jens.lauterbach.stoevhase@dibs.dk

https://dk.linkedin.com/in/jensstoevhase

JENS STØVHASE

• MasterPass flow - how to integrate

• MasterPass parameters

• Liability Shift

• Get started

• Best practice

• Q & A

AGENDA FOR TODAY

• DT• https://secure.incab.se

• D2• https://payment.architrade.com

• DX

• https://v2.api.dibspayment.com

MASTERPASS FLOW

Same flow for all platforms

• mpInit

• Initiate MasterPass wallet request

• mpValidate

• Validate MasterPass request

• mpAuthorize

• Authorize MasterPass payment

MASTERPASS FLOW

mpInit

• Initiate MasterPass wallet request

• Get URL from DIBS and redirect

consumer to MasterPass

• Consumer enters credentials and

choses creditcard

MASTERPASS FLOW

mpValidate

• Validate MasterPass request

• DIBS fetches creditcard info from

MasterPass (and 3D Secure info)

MASTERPASS FLOW

mpAuthorize

• Authorize MasterPass payment

• DIBS initiates a normal acquirer

authorization

MASTERPASS FLOW

MASTERPASS FLOW

mpInit

redirectUrl

from MP mpValidate

mpAuthorize Acquirer authConfirm

suppressShippingAddress

• Use when selling electronic goods

• Or shipping address is used

from the webshop

MASTERPASS PARAMETERS

shippingLocationProfile

• only allow shipment to specific countries

MASTERPASS PARAMETERS

URL from MasterPass to WebShop

https://example.com/?mpstatus=success&checkout_resource_url=https%

3A%2F%2Fsandbox.api.mastercard.com%2Fonline%2Fv5%2Fcheckout%2

F151259599&oauth_verifier=30f70f9c7849af150ba41709b2452901bb3018

1c&oauth_token=70587514718a99246e7ee1c927a7780251ef42db

MASTERPASS PARAMETERS

Note: the URL must currently be configured at DIBS

• MasterPass can handle 3D Secure

• Liability shift is ensured the same way as with normal

3D Secure

• 3D Secure can for example be processed with Bank ID

LIABILITY SHIFT

TESTING

• MasterPass Test agreement

• Test with MasterPass Sandbox

• Credentials from DIBS Support

GET STARTED

LIVE

• MasterPass Acquirer agreement

• Live Wallet

• What about boarding of live consumer creditcards ?

GET STARTED

MasterPass button

• Insert a MasterPass button

BEST PRACTICE

Confirmation page

• Insert a confirmation button before calling mpAuthorize

BEST PRACTICE

Shipping Fee & giftcards

• Change of amount with mpAuthorize

BEST PRACTICE

a MasterPass transaction

• Can be cancelled, settled, refunded as any other card

transaction

• Can be used for subscription (recurring payments) –

depending on the acquirer agreement.

BEST PRACTICE

http://tech.dibspayment.com/

DOCUMENTATION

CONTACT DIBS SUPPORT

Jacob Lindahl

Sales Support

Mail: jakob.lindahl@dibs.se

Tel: +46 8 527 525 23

https://se.linkedin.com/in/lindahljakob/

THANK YOU!