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OMAYELE NOMILANDUdokuxwepopeka eshiivo loye moinima ya pamba oimaliwa
SEW SEW SEW
SEW“Kala wa kotoka” Oshikonga shokuhonga ovanhu oinima ya pamba oimaliwa Enenediladilo loshikonga shokuhonga ovanhu oinima ya pamba oimaliwa osho “Kala wa kotoka” nosha diladililwa ovanhu oohandimwe, osho yo ovanangeshefa veengeshefa dakula, dinini nodopokati domoNamibia. Enenediladilo eli ola hala kutya ngeenge owa mono ehongo eli, nena oto likola eshiivo nomayele tae ku kwafa opo u dule okuninga etokolo li li mondjila kombinga yanghee to longifa oimaliwa yoye. Okambo aka oko kotete momusholondodo woinyanyangidwa ei i na sha nokuhonga ovanhu oinima ya pamba oimaliwa notaka ka kuma unene oipalanyole ya pamba okuninga onhengenekofaneko, epungulo nelongifo loimaliwa. Oipalanyole ikwao, ngaashi okuyandja oshinima kuumwe a longife ko ile oasulansi, otai ka shikula ko nale. Oshikonga eshi otashi ningwa mokulongifa oumbo vokulesha, omaposta, okuninga oinyandwa momapandaanda osho yo okupitila moradio nokuninga omaulikilo koTV. Elalakano olo okulonga nokuudifa ko oshiwana omikalo domondjila dokulongifa oimaliwa yopaumwene naai yongeshefa. Oshikonga shokulihonga okukwata nawa oimaliwa osha tamekelwe pambelewa muMarsa 2012 nosha kwatela mo omahangano e dule 30.
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EfA
tULU
LO L
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UK
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OpA
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A Eshina lo AtM (Eshina hali yandje oimaliwa) Mokulongifa eshina lo ATM, okastoma otai dulu okuya koakaunta yayo yombaanga, ng. okunana oimaliwa, okunana oimaliwa kouka-lata vayo vomikuli, ile i tale kutya koakaunta yayo oku na oimaliwa ingapi.
Obalansa Omwaalu woimaliwa ei i li koakaunta yoye. Obalansa otai dulu okukala oimaliwa ei i li koakaunta yoye efimbo olo (i li ko) ile ei wa lya omukuli (ei wa lya eendjo).
Oakaunta yombaanga Evalulo li li medina loye olo ho longifa, ng. mokudeposita, mokunana nomokulundululila oimaliwa keeakaunta dimwe.
Okeshe/Oimaliwa keemuma Oimaliwa yomafo ile ikukutu.
Okredit Oshitya okredit otashi dulu okukala shi na omafatululo mahapu. Okredit otashi ti oku-landa oinima ile omayakulo meendjo ove u ka fute nale. Luhapu oimaliwa ei ohai futwa moipambu moule wefimbo lonhumba noho futifwa yo oifuta yonhumba.Okredit otai dulu yo okukala elinyengo loimaliwa moakaunta yoye osho tashi ulike oimaliwa ei ya tulwa moakaunta yoye. Otashi dulu yo okukala tashi ti oimaliwa ei u na.
Okakalata koDebitOkakalata konailona hake ku pe oufemba wokuya koakaunta yoye meyukililo, ng. moku-nana oimaliwa meshina loATM (tala yo: Eshina lo ATM). Okakalata kodebit ohaka longifwa yo mokulanda oinima ile mokufuta omayakulo.
Okutula oimaliwa koakaunta /Okude-posita Omwaalu woimaliwa hau tulwa moakaunta yombaanga ile oimaliwa ya pewa omunhu wonhumba ile okampani i kalele po elando loshinima shonhumba.
Okumbaanga paikwamalusheno Omukalo wokukufa oimaliwa koakaunta, okutula ko nokutuma oimaliwa ile okukonga ouyelele koakaunta to longifa oikwamalusheno ngaashi otelefona, ointaneta ile eshina loATM.
Eft (Omukalo wokulundulula oimaliwa noikwamalusheno)Omukalo wokulundulula oimaliwa tai di koakaunta imwe ya yuka kuikwao to longifa oikwamalusheno ngaashi okumbaanga pain-taneta, nokakalata kodebit naikwao ya fa opo.
Oifuta molwelongifo lombaangaOifuta yokomwedi hai futwa omahangano opaimaliwa molwokutonatela oimaliwa yoye noku ku pa omayakulo opaimaliwa. Oifuta ei ohai futwa kodula, komwedi ile meyakulo keshe wa longifa (ng. okutuma ile okunana oimaliwa).
OishoshelaOimaliwa oyo hai futifwa omunhu ile hai futwa molwelongifo loimaliwa. Oshihopaenenwa, ehangano lopaimaliwa ohali futu eekastoma oishoshela molwoimaliwa ei va deposita kee-akaunta davo. Ehangano lopaimaliwa ohali futifa yo eekastoma edi da lya omukuli mom-baanga oishoshela (ng. omukuli ile okredit).
Ombaanga hai endeOmbaanga hai ende (ile ihe na outaimbaanga) oshitya hashi longifwa ngeenge taku tongwa oinyangadalwa yombaanga okupitila mokash-ina hake linyenge (ng. okufuta, okulundulula oimaliwa to longifa ongodi, okutala obalansa koakaunta, omalinyengo omombaanga.
Omapungulo Oimaliwa ile omaliko oo we litulila ponhele yonhumba u ke a longife nale. Oshihopaenen-wa, oto dulu okukala ho pungula u ka lande oshihauto ile eumbo monakwiiwa.
Oakaunta yomapungulo Oakaunta ei ho longifa efiku keshe okutula ko nokukufa oimaliwa. Moakaunta omo ohamu futwa oishoshela ngeenge wa deposita mo oimaliwa nombaanga ohai futifa yo oifuta yonhumba omolwomayakulo oo tai yandje.
Omushangwahokololo Omushangwa omo mwa ngongwa oiningw-anima aishe ya ningwa koakaunta yoye (mom-baanga, koasulansi, moshikefa shopendjela, nsh.t) osho yo oifuta ei wa futifwa noishoshela ya futwa koakaunta yoye. Omishangwahokolo-lo edi oho di tuminwa komwedi ile kodula ke-she.
Oiningwanima yopambaangaEli edina olo hali longifwa ngeenge taku popi-wa omalinyengo oimaliwa ngaashi okutula ko nokukufa oimaliwa kombaanga ile okulundu-lula oimaliwa okudja koakaunta imwe ya yuka kuikwao, meengeshefa ile kovanhu oohan-dimwe.
Okukufa ko oimaliwa Okukufa oimaliwa koakaunta yombaanga. Eshi ohashi dulu okuningwa taku longifwa es-hina lo ATM, EFT ile otjeke.
1.2.
SEWOnhengenekofaneko oshike?Onhengenekofaneko oyo elongekido olo tali ulike kutya oto dulu okulongifa oimaliwa ingapi yomwaai ho mono moule wefimbo lonhumba, ng. koshivivke, komwedi ile kodula. Otai ku kwafa moku ku wilika kutya oimaliwa ingapi to longifa meemhumbwe da yooloka.
Opo u longekide onhengenekofaneko yoye, ninga ngaashi tashi shikula apa:1. Kufa ombapila ndee to shange mo oinima aishe ei wa pumbwa okulanda neendado dayo ndee to i yelekanifa noimaliwa ei ho kwata. Tokola kutya owa hala okupungula oimaliwa i fike peni koshivike/komwedi keshe. Osha fimana neenghono u liufe konhengenekofaneko yoye opo uha longife oimaliwa ya pitilila!2. Ngeenge to longekida eshi to longifa, kala yo alushe ho longekida eshi to pungula.3. Ongomunangeshefa, kala u na omishangwa tadi ulike oyuuyemo noidjemo yoye opo u kale to kondolola nawa oimaliwa yoye!
Hovela okuninga onhengenekofaneko paife ndee to yadifa efo lokuninga onhengenekofaneko li li kexulilo lokambo aka!
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Dimbulukwa, Ngeenge owa ningi elongekido
loikwaimaliwa yoye li li nawa, oto ka kala alushe u na oimaliwa ya wana
okulongifanokupungula.
Kouyelele wa wedwa ko, tala ko www.fli-namibia.org
1.2.
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1.
2.
2.
1. Kufa ombapila ndee to shange mo oinima aishe ei wa pumbwa okulanda neendado dayo ndee to i yelekanifa noimaliwa ei ho kwata. Tokola kutya owa hala okupungula
oimaliwa i fike peni koshivike/komwedi keshe. Osha fimana neenghono u liufe
konhengenekofaneko yoye opo uha longife oimaliwa ya pitilila!
Kouyelele wa wedwa ko, tala ko www.fli-namibia.org
pUNGULA N$ 50 OULE WEEMWEDI 6
N$ 300
2.Ngeenge to longekida eshi to longifa, kala yo alushe ho longekida
eshi to pungula.
3. Ongomunangeshefa, kala
u na omishangwa tadi ulike oyuuyemo noidjemo
yoye opo u kale to kondolola nawa oimaliwa
yoye!
Ongomunangeshefa, kala alushe ho ningi
onhengenekofaneko yoye yopaumwene ya yooloka kwaai
yongeshefa!
AIShE KUMWE: N$575
Oshivike 1: N$100Oshivike 2: N$125Oshivike 3: N$250Oshivike 4: N$100
OifutwaOmeva nolusheno: N$ 300Eshina lipe: N$ 100
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Dimbulukwa, eshi sha fimana mokupungula
oimaliwa hamuvalu ou to pungula ndelenee okutula
po omukalondjikilile wokupungula noku u
diinina.
Kouyelele wa wedwa ko, tala ko www.fli-namibia.org
Epungulo oshike?Epungulo olo okutula oimaliwa pamwe pe lili opo u ke i longife nale.
Opo u hovele epungulo loye, ninga ngaashi tashi shikula apa:1. Tokola kutya owa hala okupungulila shike.2. Tula po omukalo womapungulo ndee to kala alushe ho litulile omwaalu woimaliwa yonhumba petameko lomwedi keshe.3. Pungula keshe eshi to dulu.4. Kala ho ende meefitola u tale omu mu na ombilixa noinima yongushu.5. Pungula oimaliwa ei ino pumbwa okulongifa.6. Tokola kutya oimaliwa yoye owa hala oku i pungula peni.7. Ngeenge to hoolola apa to pungula oimaliwa yoye ino dimbwa okuyelekanifa oishoshela noifuta.8. Pula vakweni nhumbi hava pungula, hop. Ohava pungulile onakwiiwa yopopepi ile ohava pungulile oukulupe ndee tamu kundafana navo omikalo domapungulo da yooloka.
Kouyelele wa wedwa ko, tala ko www.fli-namibia.org
1.Tokola kutya owa hala
okupungulila shike.
EUMBO?
OShIhAUtO?
EhONGO?
LALAKANENA: N$ 500
MEEMWEDI 5
pUNGULAN$ 100
OMWEDI KEShE
2.Tula po omukalo
womapungulo ndee to kala alushe ho litulile omwaalu woimaliwa yonhumba petameko
lomwedi keshe.
3.Pungula keshe eshi to
dulu.
4.Kala ho ende meefitola u tale omu mu na ombi-lixa noinima yongushu.
LANDA A
LANDA B
LANDA AN$ 13
LANDA BN$ 15
ShIpE ShA DJA MOIpAKEtE
ShA LONGIfWA, AShIKE NAtANGO OShI LI MONGhALO IWA
pUNGULA OIMALIWA
OhANDI LANDE AShIKE EShI NDA
pUMBWA
5.Pungula oimaliwa ei ino
pumbwa okulongifa.
6.Tokola kutya oimaliwa yoye
owa hala oku i pungula peni.
OMOIKWAMALIKO IMWE?
OMIKALO DOMApUNGULO
OMOMBAANGA ILE OMOpOOSA?
OMOShIKEfA ShOpENDJELA?
OMEEKLABA DOMApUNGULO?
(Okuluumbila)
7.Ngeenge to hoolola apa to pungula oimaliwa yoye ino dimbwa okuyelekanifa
oishoshela noifuta.
EENGhALO NOIfUtA OI fIKE
pENI?
8.Pula vakweni nhumbi hava
pungula, hop. Ohava pungulile onakwiiwa
yopopepi ile ohava pungulile oukulupe ndee tamu
kundafana navo omikalo domapungulo da yooloka.
ONGAhELIpI KOMBINGA YEEKLABA
DOMApUNGULO?
OhANDI LANDE OIMUNA
NOhANDI pUNGULA
MOMBAANGA
ONDA hEtEKELA OKUpUNGULA
MEEKLABA DOMApUNGULO, NONDA MONA
KUtYA NAMO OMU LI NAWA!
SEW
Omaludi omapungulo elipi e li po?
Oakaunta yomapungulo•
Omapungulo ihaa lunduluka•
Eeklaba domapungulo (okuluumbila)•
Oikwamaliko imwe (oimuna, edu, omashina, •
oihauto, nsh.t)
Oshikefa shopendjela•
Openi handi dulu okupungula?Omeembaanga•
Omomapungulo opoosa•
Omeeklaba domapungulo (okuluumbila) •
Omomahangano omashilipaleki onghalamwenyo •
(hop. omomahangano eeasuransi)
Omoshikefa shopendjela •
SEW
Dimbulukwa, okulongifa
noukeka otaku ku xupifile oimaliwa.
Kouyelele wa wedwa ko, tala ko www.fli-namibia.org
SEW
Okulongifa oimaliwa osha hala okutya ngahelipi?Okulongifa oimaliwa osha hala okutya okufuta oinima nomayakulo neemhumbwe doye defiku keshe ngaashi oikulya, okila, oidjalomwa, ouhaku, eumbo, ofikola, nsh.t.
Opo u longife oimaliwa yoye nawa, ninga ngaashi tashi landula:1. Opo u dule okukondolola oifutwa yoye, ninga omusholondodo woinima oyo wa pumbwa okufuta, ulika kutya otai kosho oimaliwa i fike peni ndee to tale kutya ilipipo ya fimana unene.2. Ino longifa po oimaliwa yoye aishe ndele pungula imwe.3. Ino landa oinima itoi dulu, opo u dule okupungula. 4. Landa ashike eshi wa pumbwa.
1.Opo u dule okukondolola oifutwa
yoye, ninga omusholondodo woinima oyo wa pumbwa okufuta, ulika kutya otai kosho oimaliwa i fike peni ndee to tale kutya ilipipo
ya fimana unene.
OYUUYEMON$ 500
OIfUtWA YOpAMAXUpILO
N$ 450
EpUNGULON$ 50
2.Ino longifa po oimaliwa yoye aishe ndele pungula imwe.
3.Ino hala oinima itoi dulu, opo u dule okupungula.
EpUNGULON$ 20
KOShIVIKEKu na eendjo = ku na
omalimbililo
KU NA EpUNGULOOwa limbililwa kutya oto ka futa ngahelipi
oifutwa yoye, ou li moupyakadi wokukala
meendjo
?
4.Ino hala oinima itoi dulu, opo u dule okupungula.
SEWBudgetomudo: ...........
Eumbo Etengeneko loifuta yokomwedi (N$)
Oifuta yoselula
Olusheno
Ekalekepo / Okupangela
Okulongifa onhele ove to futu
Oifuta yongodi (ongodi yokopala)
Oilongifo
Okukufa po oimbodi
Omeva
Imwe
Aishe kumwe
Oyeendifo Etengeneko loifuta yokomwedi (N$)
Obesa/oteksa
Omahooli
Oifendela
Ekalekepo
Oifuta yoshihauto
Imwe
Aishe kumwe
Oikwaimaliwa Etengeneko loifuta yokomwedi (N$)
Okufuta eendjo
Oasulansi 1 hop. oshihauto
Oasulansi 2 hop. yepako
Oasulansi 3 hop. yonghalamwenyo
Imwe
Aishe kumwe
food Etengeneko loifuta yokomwedi (N$)
Oku ka lya pondje yeumbo
Oikwaikulya
Imwe
Aishe kumwe
Ofamili nOunona Etengeneko loifuta yokomwedi (N$)
Oidjalomwa
Oikulya yokulanda omusha
Eyambidido lovaneumbo
Ofuto yofikola
Oilongifo yokofikola
Oklaba yomaudano/ehangano
Omaano (Omadalo...)
Oidanaukifo / omaudano
Osheendifo
Imwe
Aishe kumwe
Efiloshisho lopaumwene Etengeneko loifuta yokomwedi (N$)
Oiliwapalekifo
Oidjalomwa
Eexwiki / oipanyala
Oundjolowele / Eeklaba domaudanoEkwafo lopaunamiti / Ounamiti
Oukwashilyo wehangano
Imwe
Aishe kumwe
Oimuna / Oinamwenyo yomeumbo
Etengeneko loifuta (N$)
Oikulya
Ewapaleko
Ounamiti
Oidanaukifo
Imwe
Aishe kumwe
Oikonekwa
Oyuuyemo aishe kumwe (N$) - komwedi
Ondado yoipumbiwa (N$) - komwedi
Ondado yoifutwa aishe kumwe (N$) - komwedi
Onda pungula nale N$....................... komwedi mopaife.
Oixupe tai ka wedwa komapungulo (N$) - komwedi
Ongahelipi nopeni handi ka pungula oimaliwa ei ya wedwa po?
omwedi: ......................
Ngeenge owa hala okopi yonhengenekofaneko ei, tala ko, visit www.fli-namibia.org
SEWBudgetomudo: ...........
Eumbo Etengeneko loifuta yokomwedi (N$)
Oifuta yoselula
Olusheno
Ekalekepo / Okupangela
Okulongifa onhele ove to futu
Oifuta yongodi (ongodi yokopala)
Oilongifo
Okukufa po oimbodi
Omeva
Imwe
Aishe kumwe
Oyeendifo Etengeneko loifuta yokomwedi (N$)
Obesa/oteksa
Omahooli
Oifendela
Ekalekepo
Oifuta yoshihauto
Imwe
Aishe kumwe
Oikwaimaliwa Etengeneko loifuta yokomwedi (N$)
Okufuta eendjo
Oasulansi 1 hop. oshihauto
Oasulansi 2 hop. yepako
Oasulansi 3 hop. yonghalamwenyo
Imwe
Aishe kumwe
food Etengeneko loifuta yokomwedi (N$)
Oku ka lya pondje yeumbo
Oikwaikulya
Imwe
Aishe kumwe
Ofamili nOunona Etengeneko loifuta yokomwedi (N$)
Oidjalomwa
Oikulya yokulanda omusha
Eyambidido lovaneumbo
Ofuto yofikola
Oilongifo yokofikola
Oklaba yomaudano/ehangano
Omaano (Omadalo...)
Oidanaukifo / omaudano
Osheendifo
Imwe
Aishe kumwe
Efiloshisho lopaumwene Etengeneko loifuta yokomwedi (N$)
Oiliwapalekifo
Oidjalomwa
Eexwiki / oipanyala
Oundjolowele / Eeklaba domaudanoEkwafo lopaunamiti / Ounamiti
Oukwashilyo wehangano
Imwe
Aishe kumwe
Oimuna / Oinamwenyo yomeumbo
Etengeneko loifuta (N$)
Oikulya
Ewapaleko
Ounamiti
Oidanaukifo
Imwe
Aishe kumwe
Oikonekwa
Oyuuyemo aishe kumwe (N$) - komwedi
Ondado yoipumbiwa (N$) - komwedi
Ondado yoifutwa aishe kumwe (N$) - komwedi
Onda pungula nale N$....................... komwedi mopaife.
Oixupe tai ka wedwa komapungulo (N$) - komwedi
Ongahelipi nopeni handi ka pungula oimaliwa ei ya wedwa po?
omwedi: ......................
Ngeenge owa hala okopi yonhengenekofaneko ei, tala ko, visit www.fli-namibia.org
SEWBudgetomudo: ...........
Eumbo Etengeneko loifuta yokomwedi (N$)
Oifuta yoselula
Olusheno
Ekalekepo / Okupangela
Okulongifa onhele ove to futu
Oifuta yongodi (ongodi yokopala)
Oilongifo
Okukufa po oimbodi
Omeva
Imwe
Aishe kumwe
Oyeendifo Etengeneko loifuta yokomwedi (N$)
Obesa/oteksa
Omahooli
Oifendela
Ekalekepo
Oifuta yoshihauto
Imwe
Aishe kumwe
Oikwaimaliwa Etengeneko loifuta yokomwedi (N$)
Okufuta eendjo
Oasulansi 1 hop. oshihauto
Oasulansi 2 hop. yepako
Oasulansi 3 hop. yonghalamwenyo
Imwe
Aishe kumwe
food Etengeneko loifuta yokomwedi (N$)
Oku ka lya pondje yeumbo
Oikwaikulya
Imwe
Aishe kumwe
Ofamili nOunona Etengeneko loifuta yokomwedi (N$)
Oidjalomwa
Oikulya yokulanda omusha
Eyambidido lovaneumbo
Ofuto yofikola
Oilongifo yokofikola
Oklaba yomaudano/ehangano
Omaano (Omadalo...)
Oidanaukifo / omaudano
Osheendifo
Imwe
Aishe kumwe
Efiloshisho lopaumwene Etengeneko loifuta yokomwedi (N$)
Oiliwapalekifo
Oidjalomwa
Eexwiki / oipanyala
Oundjolowele / Eeklaba domaudanoEkwafo lopaunamiti / Ounamiti
Oukwashilyo wehangano
Imwe
Aishe kumwe
Oimuna / Oinamwenyo yomeumbo
Etengeneko loifuta (N$)
Oikulya
Ewapaleko
Ounamiti
Oidanaukifo
Imwe
Aishe kumwe
Oikonekwa
Oyuuyemo aishe kumwe (N$) - komwedi
Ondado yoipumbiwa (N$) - komwedi
Ondado yoifutwa aishe kumwe (N$) - komwedi
Onda pungula nale N$....................... komwedi mopaife.
Oixupe tai ka wedwa komapungulo (N$) - komwedi
Ongahelipi nopeni handi ka pungula oimaliwa ei ya wedwa po?
omwedi: ......................
Ngeenge owa hala okopi yonhengenekofaneko ei, tala ko, visit www.fli-namibia.org
SEWBudgetomudo: ...........
Eumbo Etengeneko loifuta yokomwedi (N$)
Oifuta yoselula
Olusheno
Ekalekepo / Okupangela
Okulongifa onhele ove to futu
Oifuta yongodi (ongodi yokopala)
Oilongifo
Okukufa po oimbodi
Omeva
Imwe
Aishe kumwe
Oyeendifo Etengeneko loifuta yokomwedi (N$)
Obesa/oteksa
Omahooli
Oifendela
Ekalekepo
Oifuta yoshihauto
Imwe
Aishe kumwe
Oikwaimaliwa Etengeneko loifuta yokomwedi (N$)
Okufuta eendjo
Oasulansi 1 hop. oshihauto
Oasulansi 2 hop. yepako
Oasulansi 3 hop. yonghalamwenyo
Imwe
Aishe kumwe
food Etengeneko loifuta yokomwedi (N$)
Oku ka lya pondje yeumbo
Oikwaikulya
Imwe
Aishe kumwe
Ofamili nOunona Etengeneko loifuta yokomwedi (N$)
Oidjalomwa
Oikulya yokulanda omusha
Eyambidido lovaneumbo
Ofuto yofikola
Oilongifo yokofikola
Oklaba yomaudano/ehangano
Omaano (Omadalo...)
Oidanaukifo / omaudano
Osheendifo
Imwe
Aishe kumwe
Efiloshisho lopaumwene Etengeneko loifuta yokomwedi (N$)
Oiliwapalekifo
Oidjalomwa
Eexwiki / oipanyala
Oundjolowele / Eeklaba domaudanoEkwafo lopaunamiti / Ounamiti
Oukwashilyo wehangano
Imwe
Aishe kumwe
Oimuna / Oinamwenyo yomeumbo
Etengeneko loifuta (N$)
Oikulya
Ewapaleko
Ounamiti
Oidanaukifo
Imwe
Aishe kumwe
Oikonekwa
Oyuuyemo aishe kumwe (N$) - komwedi
Ondado yoipumbiwa (N$) - komwedi
Ondado yoifutwa aishe kumwe (N$) - komwedi
Onda pungula nale N$....................... komwedi mopaife.
Oixupe tai ka wedwa komapungulo (N$) - komwedi
Ongahelipi nopeni handi ka pungula oimaliwa ei ya wedwa po?
omwedi: ......................
Ngeenge owa hala okopi yonhengenekofaneko ei, tala ko, visit www.fli-namibia.org
SEWBudgetomudo: ...........
Eumbo Etengeneko loifuta yokomwedi (N$)
Oifuta yoselula
Olusheno
Ekalekepo / Okupangela
Okulongifa onhele ove to futu
Oifuta yongodi (ongodi yokopala)
Oilongifo
Okukufa po oimbodi
Omeva
Imwe
Aishe kumwe
Oyeendifo Etengeneko loifuta yokomwedi (N$)
Obesa/oteksa
Omahooli
Oifendela
Ekalekepo
Oifuta yoshihauto
Imwe
Aishe kumwe
Oikwaimaliwa Etengeneko loifuta yokomwedi (N$)
Okufuta eendjo
Oasulansi 1 hop. oshihauto
Oasulansi 2 hop. yepako
Oasulansi 3 hop. yonghalamwenyo
Imwe
Aishe kumwe
food Etengeneko loifuta yokomwedi (N$)
Oku ka lya pondje yeumbo
Oikwaikulya
Imwe
Aishe kumwe
Ofamili nOunona Etengeneko loifuta yokomwedi (N$)
Oidjalomwa
Oikulya yokulanda omusha
Eyambidido lovaneumbo
Ofuto yofikola
Oilongifo yokofikola
Oklaba yomaudano/ehangano
Omaano (Omadalo...)
Oidanaukifo / omaudano
Osheendifo
Imwe
Aishe kumwe
Efiloshisho lopaumwene Etengeneko loifuta yokomwedi (N$)
Oiliwapalekifo
Oidjalomwa
Eexwiki / oipanyala
Oundjolowele / Eeklaba domaudanoEkwafo lopaunamiti / Ounamiti
Oukwashilyo wehangano
Imwe
Aishe kumwe
Oimuna / Oinamwenyo yomeumbo
Etengeneko loifuta (N$)
Oikulya
Ewapaleko
Ounamiti
Oidanaukifo
Imwe
Aishe kumwe
Oikonekwa
Oyuuyemo aishe kumwe (N$) - komwedi
Ondado yoipumbiwa (N$) - komwedi
Ondado yoifutwa aishe kumwe (N$) - komwedi
Onda pungula nale N$....................... komwedi mopaife.
Oixupe tai ka wedwa komapungulo (N$) - komwedi
Ongahelipi nopeni handi ka pungula oimaliwa ei ya wedwa po?
omwedi: ......................
Ngeenge owa hala okopi yonhengenekofaneko ei, tala ko, visit www.fli-namibia.org
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AYA
MB
IDI
VO
ShIK
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ON
GA
OV
AN
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KU
KW
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NA
WA
OIM
ALI
WA
Aflatoun Child Social and Finance Education •
Agribank •
Bank of Namibia •
Bankers‘ Association of Namibia•
Bank Windhoek•
Development Bank of Namibia •
Fides Bank Namibia •
Fides Microinsurance Initiative Namibia•
First National Bank of Namibia Ltd.•
Government of Republic of Namibia •
- Ministry of Education
- Ministry of Finance
- Ministry of Justice
- Ministry of Trade and Industry
Investment Managers’ Association Namibia•
Kongalend Financial Services•
Life Assurers’ Association of Namibia•
Medical Aid Fund Administrators Forum•
Micro Lenders‘ Association of Namibia •
Namibia Association for Medical Aid Funds•
Namibia Business Innovation Centre •
Namibia Chamber of Commerce and Industry•
Namibia Competition Commission•
Namibia Consumer Trust•
Namibia Insurance Brokers Association•
Namibian Employers‘ Federation•
Namibian Financial Institutions Supervisory Authority •
Namibian Financial Sector Charter•
Nam-Mic CellCard•
Nam-Mic Financial Services •
Namibia Post•
Nangof Trust•
National Planning Commission•
National Union of Namibian Workers•
Ndapunikwa Investments •
Nedbank Namibia•
Retirement Funds Institute of Namibia •
SMEs Compete•
Standard Bank Namibia•
Shi na sha nokuhonga ovanhu okukwata nawa oimaliwa
Ediladilo lokuhonga ovanhu okukwata nawa oimaliwa omhito oyo ya etwa po opo ku nawapekwe eshiivo lovanhu koohandimwe osho yo lovanangeshefa vakula, vanini novopokati. Ope na omahangano omayambididi e dule 30 a dja moikondo yepangelo, yopaumwene noyopashiwana taa lalakanene okutaalela eemhumbwe edi di li moshitukulwa da pamba oimaliwa nokwaamena ovalongifi. Ediladilo lokuhonga ovanhu okukwata nawa oimaliwa ola etelwe po kOuministeli woimaliwa momudo 2009 meyambidido lehangano ledina Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ). Elihongo lokukwata nawa oimaliwa otashi ti ngahelipi?
Otu udite ko elihongo lokukwata nawa oimaliwa ongomukalo oo tau longo ovanhu va kale hava dulu okuninga omatokolo e li mondjila kombinga yokulongifa oimaliwa yavo osho yo okulikola eshiivo nounongo tau pitile mehongo lopaimaliwa. Eshi osha kwatela mo ei tai shikula:
Okukwata nawa oimaliwa yopaumwene noyongeshefa – okuninga •omalongekido, okuninga onhengenekofaneko, okupungula nokuninga omatokolo opaimaliwaOkuhoolola omaludi omayakulo opaimaliwa – okushiiva omayakulo •opaimaliwa ile omaludi omayakulo aa e li po ng, eeakaunta domapungulo, omikuli domaumbo, omayakulo opaasulansi, nsh.t.Okushiiva omaludi a yooloka omahangano opaimaliwa e li •moNamibia ng. eembaanga, eeasulansi, omahangano omakwafo opaunamiti, nsh.t.Okushiiva oufemba woye ongomulongifi womayakulo opaimaliwa •osho yo okushiiva apa to i ngeenge owa hala omayele a pamba oimaliwa ngeenge u na epulo ile pa holoka omashilafano.
Ouyelele wopamakwatafano:
Financial Literacy Initiative SecretariatMinistry of Finance
Fiscus Building, Ground floorPrivate Bag 13259
Windhoek
Tel: +264 61 209 2295Fax: +264 61 245 696
Ngeenge owa hala ouyelele wa wedwa po, tu talela po ko www.fli-namibia.orgIle u tu mone ko 77077 (40c/sms)
Ile ko [email protected]
