foŸk&iFk 2011 301

dk;kZy; i)fr

dk;kZy; ls lkekU;r% ml LFkku dk cks/k gksrk gS] tgk¡ ls fdlh foHkkx] laxBu vFkok laLFkk dh

uhfr;ksa] dk;Z&dykiks] mlds vk;&O;;] vf/kdkfj;kas& deZpkfj;kas ds drZO;ksa ,oa vf/kdkjkas rFkk vU; izdkj

ds vfHkys[kkas@fooj.kksa dk j[k&j[kko vkSj fuf”pr ;kstuk ds vk/kkj ij iz”kklu lapkyu rFkk izcU/ku

fd;k tkrk gSaA blfy, dksbZ foHkkx laxBu ;k laLFkk pkgs og ljdkjh gks ;k xSj&ljdkjh vFkok futh

{ks= dh O;fDrxr laLFkk gks] mldk viuk dk;kZy; gksuk rks vko”;d gh gSA dk;kZy; ,d ;k ,d ls

vf/kd LFkkuksa ij gks] ;g mlds dk;Z&{ks= vkSj dk;Z ij fuHkZj djrk gSA dk;ZHkkj ds vk/kkj ij ,d

dk;kZy; NksVk ;k cM+k gks ldrk gSA fdlh dk;kZy; esa pkj O;fDr gks ldrs gSa rks fdlh esa pkj lkS ls Hkh

vf/kdA dk;kZy; esa ftrus O;fDr] vf/kdkjh ;k deZpkjh ds :i esa dk;Zjr gksrs gSa muds chp dk;Z&

foHkktu jgrk gSA lqO;oLFkk vkSj lqpk: :i ls dk;Z&lapkyu dh n`f"V ls dk;Z djus vkSj fu.kZ; ysus ds

Lrj Hkh igys ls fuf”pr jgrs gaSA uhps ls Åij rd lHkh dk;Z djus okys ,d iz”kklfud Ja[kyk dh

dfM+;kas dh Hkk¡fr tqM+s gksrs gSaA

dk;kZy;ksa esa dk;Z dk lEiknu iwoZ fu/kkZfjr ,d fuf”pr izfØ;k ds vuqlkj fd;k tkrk gS ftlls

vyx&vyx O;fDr viuh euekuh iz.kkyh ls dk;Z u djsa vkSj mudk dk;Z&O;ogkj fu;ec)rk ds lkFk&

lkFk ,d fuf”pr izfØ;k ls lEiUu gksA bl izfdz;k vFkok i)fr dks] ftls lkekU;r;k dk;kZy;&i)fr

ds uke ls tkuk tkrk gS] Hkyh&Hkk¡fr le> ysuk gh fdlh Hkh vf/kdkjh ;k deZpkjh dh lQyrk dh dqath

gSA leLr vf/kdkfj;ksa ,oa deZpkfj;kas dks lqO;ofLFkr :i esa foHkkx dh dk;Ziz.kkyh ds lapkyu ,oa mlds

fufeRr drZO;ksa vkfn dk Kku gksuk vfr vko”;d gSA n{krk vkSj dk;Z fuLrkj.k dh xfr lHkh Lrjksa ij

foyEc dh jksdFkke ij fuHkZj djrh gSA

1&Mkd izkfIr] iathdj.k vkSj forj.k %&

tks dk;Z fdlh dk;kZy; dks lkSais x;s gS] mudk fuLrkj.k djus ds fy, i;Zos{kd vf/kdkjh ds

vfrfjDr vU; deZpkjh gksrs gaSA ftl dk;kZy; ds fy, tks dk;Z vkoafVr fd;k x;k gS mlds lEcU/k esa

lk/kkj.k Mkd dks NksM+dj tks Hkh Mkd izfrfnu dk;kZy; esa izkIr gksrh gS mls Mkd ysus okys Mkd fyfid

}kjk rkjh[k rFkk inuke lfgr gLrk{kj djds ikorh nh tk,xhA rRi”pkr~ leLr Mkd dks vuqHkkxksa ds

fglkc ls rFkk uke okys fyQkQs vf/kdkfj;ksa ds vuqlkj Nk¡V fy, tk,¡xsA vR;ko”;d Mkd dks i`Fkd dj

fn;k tk;xkA leLr Mkd ds Åij nk¡;h vksj ,d eksgj yxsxh ftl ij Mkd izkfIr dh frfFk o jftLVj

la[;k vafdr dh tk;saxhA

mijksDror~ Nk¡Vh x;h Mkd] izkfIr jftLVj ij fuEuor~ ntZ dh tk,xh&

Ø0

la0

fnukad izkIr Mkd dh i=

la[;k o fnukad

Hkstus okys

dk irk

fo"k; fdldks

Hksth x;h

vH;qfDr

1 2 3 4 5 6 7

Mkd jftLVj esa vafdr Øe la[;k Mkd ds Åij yxkbZ xbZ eksgj esa mi;qDr LFkku esa n”kkZ;h

tk,xhA

lqfo/kkuqlkj ,d ;k ,d ls vf/kd Mkd jftLVj vuqHkkxokj j[kk tk ldrk gSA ,d ls vf/kd

Mkd jftLVj dh igpku ds fy, ml ij vuqHkkx vafdr dj fn;k tk;xkA

Mkd jftLVj esa Mkd vafdr djus ds i”pkr~ vuqHkkx vf/kdkjh ds ikl Mkd iSM esa j[k dj Hkst

fn;s tk;saxsA vuqHkkx vf/kdkjh mDr Mkd] dk;Z vkoaVu ds vuqlkj ekdZ djds Mkd iSM esa vf/kdkjh ds

ikl voyksdukFkZ ,oa vkns”kkFkZ izLrqr dj nsaxsA vf/kdkjh ls Mkd iSM ds okil vkus ij jftLVjdhij

}kjk ;g Mkd lEcfU/kr fyfidksa@lgk;dkas dks izLrqr dj nh tkrh gSa vkSj vuqHkkxokj j[kh tkus okyh

vFkok Mkd jftLVjksa esa mudh ikorh ys yh tkrh gSA

22

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 302

vfr vko”;d Mkd tc dHkh izkIr gksxh mlh le; forfjr dh tk;xhA vU; izdkj dh Mkd

fu;fer le; vFkkZr 11 cts izkr%] 2 cts vijkUg vkSj 4 cts vijkUg ij forfjr dh tk ldrh gSA tgk¡

rd lEHko gks lds Mkd dh N¡VkbZ rFkk jftLVj ij vafdr djus dk dk;Z Mkd izkIr gksus ds gh fnu iwjk

dj fy;k tk;A ,d vuqHkkx ls nwljs vuqHkkx dks Hksts tkus okyh i=kofy;ksa rFkk lanHkksZ dks v”kkldh;

jftLVj esa iathdr fd;k tkrk gSA

2& i=kofy;ksa dk jftLVj %&

,d dSys.Mj o"kZ esa [kksyh x;h leLr i=kofy;ksa dk vfHkys[k i=kofy;ksa ds jftLVj esa fuEuor~

j[kk tk;sxk&

Ø0

la0

i=koyh

la0

fo"k; [kksyus dk

fnukad

cUn djus

dk fnukad

oxhZdj.k o iqujh{kk

fnukad

vH;qfDr

1 2 3 4 5 6 7

fo"k; rFkk i=koyh la[;kvkssa dh ,d lwph jftLVj ds izkjEHk esa fpidk nh tkuh pkfg,A jftLVj

esa izR;sd fo"k; ls lacaf/kr i=koyh ds fy, i`"B Hkh fufnZ"V dj nsuk pkfg,A

tc ,d ubZ i=koyh [kksyh tk;s rks oxZØe vuqØe.kh jftLVj esa mlds fo"k;oLrq ds lkFk&lkFk

mldh la[;k dk mYys[k fd;k tk;sA vuqØe.kh jftLVj dk j[k&j[kko HkyhHkk¡fr fd;k tk;s rkfd fdlh

Hkh fo"k; ls lEcfU/kr i=kfn dks fcuk fdlh foyEc ds <¡w<+k tk ldsA bl ckr dk /;ku j[kk tk;s fd

mDr jftLVj fu;fer :i ls rS;kj fd;k tk;s rkfd fdlh Hkh fo"k; ls lEcfU/kr i= dks rqjUr <w¡<+k tk

ldsA i=koyh “kh"kZd dh izfof"V vuqØe.kh jftLVj esa ;Fkk lEHko i=koyh jftLVj esa izfof"V “kh"kZd ls

feyrs&tqyrs :i esa djuh pkfg,A vuqØe.kh esa ftl o.kkZ{kj “kh"kZd dh izfof"V dh xbZ gks] mls “kh"kZd ds

rqjUr igys fy[k nsuk pkfg,A

3& ubZ i=kofy;ksa dk [kksyk tkuk %&

Mkd ds izkIr gksus ij tks ekeys u;s izdkj ds gksrs gSa muds laca/k esa ubZ i=koyh [kksyh tkrh gSA

i=kofy;ksa dks ryk”kus esa dksbZ dfBukbZ u gks blds fy, tks Hkh ubZ i=kofy;k¡ [kksyh tk;¡ mudh

baMsfDlax fo"k;oLrq dks /;ku esa j[krs gq, dh tk, vkSj mlds fy, ftrus dSp&oM~Zl gksa mu lHkh esa

baMsfDlax dh tkuh pkfg,A tks i=koyh [kksyh tk; mlesa nks doj j[ks tkus pkfg, ,d doj fVIi.kh rFkk

vkns”k ds fy, rFkk nwljk doj i=&O;ogkj ds fy,A i=&O;ogkj ds doj esa lkjs i=ksa dks mlh izdkj ls

Øec)rk esa yxk;k tk, ftl izdkj ls mudk mYys[k fVIi.kh esa fd;k x;k gksA leLr i=ksa dks VSx ls

ck¡/k fn;k tk; rkfd i= b/kj&m/kj u gks lds A

vyx&vyx fo"k; ij tgk¡ rd lEHko gks] vyx&vyx i=koyh [kksyh tk,A tc fdlh ekeys esa

dksbZ ,slk i= izkIr gks ftlesa nks izdkj ds fo"k;ksa dk mYys[k gks rks ,slh fLFkfr esa ml i= dh izfr vFkok

m)j.k ysdj mlesa vyx ls jftLVj ij uEcj Myok;k tk; vkSj nksuksa lUnHkkasZ dks vyx&vyx

i=kofy;ksa esa izLrqr fd;k tk,A bl ckr dk /;ku j[kk tk, fd lacaf/kr i=kofy;ksa dks fyad djds j[kk

tk, vkSj tgk¡ ij blds fy, LFkku fn;k gqvk gS ogk¡ fyad fd, tkus dk mYys[k dj fn;k tk,A

vLFkk;h doj ¼Vh0lh0½ %&

;fn fdlh fo"k; ls lacaf/kr ewy i=koyh ds dqN le; rd feyus dh vk”kk u gks vkSj fdlh u;s

i= vFkok fVIi.kh ij ewy i=koyh ds izrh{kk fd;s fcuk dk;Zokgh dh tkuh vko”;d gks rks ,slh fLFkfr esa

vLFkk;h doj ¼Vh0lh0½ [kksyh tk ldrh gSA ;fn nks ;k nks ls vf/kd vuqHkkxksa vFkok vf/kdkfj;ksa ls

fdUgha ekeyksa ij ,d lkFk ijke”kZ ysuk gks vkSj muesa ls izR;sd ds fy, ml i= dks ns[kuk vko”;d gks

rks Hkh vLFkk;h doj [kksyk tk ldrk gSA

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 303

tc nks ;k nks ls vf/kd Vh0lh0 doj [kksyh tk; rks izR;sd dh igpku ds fy, ,d vyx la[;k

nh tkuh pkfg,A tSls& Vh0lh0 doj&I Vh0lh0 doj&IIA ewy i=koyh feyrs gh Vh0lh0 doj mlesa

feyk nh tkuh pkfg,A fdlh Hkh i=koyh dks fcuk fyf[kr ek¡x ds vkSj i=koyh ds jftLVj esa vafdr

fd;s vU; vuqHkkx dks ugha fn;k tk;sxk A

4& fVIi.kh (Noting) %& izR;sd dk;kZy; esa mlds iz”kklu o dk;Z&dykiksa ds lEcU/k esa izk;% gh i=kas dk vknku&iznku

gksrk jgrk gSA ;g i=kpkj dsUnzh; ;k jkT; ljdkj] fofHkUu foHkkxksa ds vf/kdkfj;ksa] vusd laxBuksa ;k

laLFkkvksa rFkk tu lkekU; ds lkFk gksrk gSA dqN i=&O;ogkj] vUrfoZHkkxh; vkSj dk;Z djus okys

vf/kdkfj;ksa@deZpkfj;ksa ds lkFk Hkh gksrk gSA dk;kZy; esa tks i=kfn izkIr gksrs gSa muds fuLrkj.k ds fy,

tks ijh{k.k fd;k tk, vkSj mlesa fufgr lHkh fcUnqvksa dks Li"V djrs gq, tks ys[k vafdr fd;k tk, mls

fVIi.kh dgrs gSaA fVIi.kh ds vk/kkj ij gh l{ke mPpkf/kdkjh }kjk fu.kZ; fy, tkrs gSa ;k vkns”k ikfjr

fd, tkrs gSaA blfy, ;g vR;Ur vko”;d gS fd fVIi.kh izLrqr djus dk dk;Z cM+h lko/kkuh ls fd;k

tk,A ;g fVIi.kh ftruh lVhd ,oa lkFkZd gksrh gS mruh gh lqfo/kk] izdj.k dks le>dj vkns”k ikfjr

djus esa vf/kdkjh dks gksrh gSA

fVIi.kh esa igys rks la{ksi esa i= dk lanHkZ izLrqr djrs gq, fopkjkFkZ fcUnq dk fooj.k fn;k tkuk

pkfg,] fQj mlds lEcU/k esa fof/kd fLFkfr] n`"Vkarksa vkfn dk mYys[k djrs gq, lkjka”k esa vfHker ;k

lq>ko vafdr fd;k tkuk pkfg,A tgk¡ fdlh izdj.k esa dksbZ foRrh; mik”k; fufgr gks ogk¡ Hkh fLFkfr

Li"V :i ls fVIi.kh esa bafxr dh tkuh pkfg,A pw¡fd fVIi.kh esa vfHkdFku] oLrqfLFkfr] vkSfpR; vkSj lq>ko

dk fooj.k fn;k tkuk visf{kr gS] blfy, bl ckr dk /;ku vo”; j[kk tkuk pkfg, fd mlesa dksbZ

HkzekRedrk] f}&vFkhZiu] dVwfDr ;k vuxZyrk vkfn u gksA blh izdkj fVIi.kh dk Lo:i ,slk gksuk pkfg,

fd mldks i<+dj mPpkf/kdkjh ljyrk ,oa lqfo/kk ds lkFk fu.kZ; ys ldsaA fVIi.kh ls lger gksus dh n”kk

esa mPpkf/kdkjh ;k rks dsoy vius gLrk{kj dj nsrk gS vFkok lger ;k vuqeksfnr vafdr djds uhps vius

gLrk{kj dj nsrk gSA ;fn dksbZ fcUnq Li"V ugha gS ;k lq>ko ls og vlger gksrk gS rks og i=koyh dks

iqu% fopkj djus vFkok vU; lwpuk izLrqr djus ds fy, okil dj nsrk gSA ,slh n”kk esa iqu% fVIi.kh

vf/kdkjh ds nf"Vdks.k vkSj mldh ftKklkvksa dks /;ku esa j[kdj izLrqr dh tkuh pkfg, ftlls izdj.k

dk fuLrkj.k foyfEcr u gksA

fdlh fopkjk/khu i= ij fVIi.kh izkjEHk djus ds iwoZ] lanHkZ vkSj fooj.k fuEufyf[kr mnkgj.k ds

vuq:i nsuk pkfg,&

fo0i0& --------------------------------------------ftykf/kdkjh dk i= fnukad 14 flrEcj] 2003A

Ø0la0&4

mlds ckn fVIi.kh ftl vf/kdkjh@ftu vf/kdkfj;¨a dks lEcksf/kr dh tk,] mudk inuke

fy[kdj fVIi.kh izkjEHk dh tkuh pkfg,A fVIi.kh “kq: djrs le; vf/kdkjh dks lkekU;r% fopkjk/khu i=

rFkk ml ij vafdr ;fn dksbZ iwoZ fVIi.kh gks] mls i<+us ds fy, dgk tkrk gSA vfHkizk; ;g gS fd fVIi.kh

esa fopkjk/khu i= dks ;Fkkor~ mrkjus dh vko”;drk ugha gksrh gS] vf/kdkjh fo0 i0 dks Lo;a i<+dj vkxs

dh fVIi.kh i<+rk gSA ml izkjfEHkd iSjkxzkQ dks ogha lekIr dj fn;k tkrk gS vkSj mlds ckn u;k

iSjkxzkQ “kq: fd;k tkrk gSA

fVIi.kh ds xq.k %&

fVIi.kh dh Hkk"kk ljy ,oa Li"V gksuh pkfg,A

fdlh fo"k; dks c<+k p<+kdj izLrqr ¼vfr”k;ksfDr½ ugha djuk pkfg,A

fVIi.kh ;FkklEHko laf{kIr ,oa Li"V gksuh pkfg, vkSj fo"k; lEcU/kh fcUnqvksa dk mYys[k djuk

pkfg, A

fVIi.kh fy[krs le; Hkzked “kCnksa dk mi;ksx ls cpk tk; ftlls fVIi.kh ds vU; vFkZ u

fudysA

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 304

fVIi.kh esa fo"k; esa vko”;drkuqlkj gh foLrkj djuk pkfg,A

fVIi.kh fy[krs le; fdlh Hkh led{k] ofj"B] dfu"B vFkok fdlh ds Òh fo:) O;fDrxr vk{ksi

izLrqr ugh fd;k tkuk pkfg,A

fVIi.kh O;fDrxr LokFkZ vFkok O;fDrxr n`f"V ls ugha fy[kh tkuh pkfg,A

fVIi.kh lHkh igyqvksa ij fopkj djds mnkgj.k fu;e lfgr izLrqr djuk pkfg,A

;fn fVIi.kh esa ,d ls vf/kd izLrj gSaA izFke iSjkxzkQ dks NksM+dj vU; lHkh iSjkxzkQ dks ¼2½]

¼3½] ¼4½----------dh la[;k nsrs gq, la[;kc) dj nsuk pkfg,A miizLrj esa foHkkftr djus dh

vko”;drk gksus ij mifo"k;ksa dks miizLrjksa esa foHkkftr djuk mi;ksxh gksxkA

eq[; okn iz”u dk mYys[k djus ds Ik”pkr~ gh vU; fo"k;ksa ij izdk”k Mkyk tk;A ;fn ,d gh

fVIi.kh esa vusd fo"k; fufgr gaS rks izR;sd fo"k; dks i`Fkd&iFkd ÁLrj esa fy[kuk pkfg,A

fVIi.kh esa mfYyf[kr lnHkksZ] i=ksa] fu;eksa dks irkdkvksa ds ek/;e ls lUnHkksZ dks iznf”kZr djus gsrq

ekftZu esa fy[kuk pkfg,A

fVIi.kh lqxe cukus gsrq irkdkvksa dk mi;ksx fd;k tkrk gSA bldk mYys[k fVIi.kh esa gksuk

pkfg,A

fVIi.kh mRre iq:"k esa gh fy[kh tkuh pkfg,A

;fn fdlh uhfr vFkok fdlh fo"k; ij foLrr fVIi.kh dh vko”;drk gS rks i`Fkd ls fVIi.kh

izLrqr dh tk ldrh gSA

fVIi.kh fy[krs le; ;g vkHkkl gks fd fVIi.kh vxys i`"B ij tk ldrh gS rks vfUre nks rhu

“kCnksa dks iqu% nksgjkuk pkfg,A

fVIi.kh fy[krs le; 1 ls 9 rd dk vadks dk mi;ksx fd;k tk jgk gS rks “kCnksa esa fy[kuk

pkfg,A bl dk;Zokgh ls fdlh izdkj ds /kks[ks ls cpk tk ldrk gSA

fdlh Hkh deZpkjh@vf/kdkjh }kjk fVIi.kh fy[krs le; fu.kZ; ds rdZ rFkk foUnqvksa dks fVIi.kh esa

Li"V dj nsuk pkfg,A

yEch fVIi.kh ,oa mPp Lrj ij Hksts tkus okys fVIi.kh dks ;FkklEHko Vafdr djds gh Hkstuk

pkfg,A

5- vkys[ku (Drafting½ %& vkys[ku ¼vkys[;½ dk vk”k; gksrk gS fd fdlh fo"k; ij mPp vf/kdkjh ds vkns”kkuqlkj lEcfU/kr

i=ksa ;k muds lkjka”k ds vk/kkj ij fdlh vkns”k] lwpuk Le`fri=] izLrko vkfn dk i= rS;kj djukA

lEcfU/kr vf/kdkjh }kjk vuqeksfnr gks tkus ij vkys[; vfUre :i izkIr dj ysrk gS] ftldh vko”;d

la[;k esa izfrfyfi;k¡ Vkbi djkdj vFkok LoPN jhfr ls fy[kokdj rS;kj djk;h tkrh gS vkSj vf/kdkjh ds

gLrk{kj djkdj lEcfU/kr O;fDr;ksa ;k dk;kZy; dks Hkst nh tkrh gSA

vkys[ku dk ,d fuf”pr mn~ns”; gksrk gSA ,d mRre vkys[; ml mnn~s”; dks Hkyh izdkj

lEiUu djrk gSA mnkgj.kkFkZ ,d dk;kZy; dh iz.kkyh dks gh fy;k tk;A dk;kZy; esa ,d vf/kdkjh gksrk

gS tks mldk izeq[k gksrk gSA fHkUu&fHkUu izdkj ds dk;ksZ ds fy, i`Fkd&i`Fkd dk;kZy; fyfid@lgk;d

gksrs gSaA ,d i= vkrk gS vkSj ,d fyfid@lgk;d ds le{k is”k fd;k tkrk gSA lEcfU/kr lgk;d@

fyfid ls ;g vis{kk dh tkrh gS fd og ml i= dk mRrj fy[ksA ;g vkys[; lEcfU/kr@l{ke vf/kdkjh

ds le{k vfUre vuqeksnu gsrq izLrqr fd;k tkrk gSA loZfofnr gS fd ,d “kq) Li"V ,oa Lor% iw.kZ

vkys[; vius mn~ns”;ksa dh iwfrZ esa lQy gks ldrk gSA ftl vkys[; esa bu xq.kksa dk lekos”k ugha gksrk

og vius mn~ns”;ksa dh iwfrZ esa vlQy jgsxkA vPNs vkys[; dks vuqeksnu iznku djus esa vf/kdkjh dks

vlqfo/kk ugha gksxh vkSj mRrj dks iqu% fy[kus dh vko”;drk mRiUu ugha gksxhA blds vfrfjDr i=

O;ogkj lEcU/kh dk;Z “kh?kzrk ds lkFk lEiUu gksxkA bles bruk Li"V gS fd vkys[ku dk mn~ns”; i=kpkj

dks vf/kd Rofjr rFkk dk;kZy; dks vf/kd n{k cukuk gSA

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 305

vkys[; ds xq.k %&

“kq)rk %& tc fdlh vkys[; esa funsZ”ku] la[;k] fnukad ,oa dFku “kq) rFkk izklafxd gksrsa gS rc

vkys[; dks “kq) ekuk tkrk gSA bu xq.kksa ds vHkko esa vkys[; fQj ls fy[ks tkus dh vko”;drk

mRiUu gks tkrh gSA fdlh izdkj dh ekewyh lh =qfV Hkh Hkfo"; esa my>u mRiUu dj ldrh gSA ftlds

QyLo:i i= O;ogkj eas u dsoy vuko”;d foyEc gksrk gS oju~ vf/kdkjh dks vlqfo/kk Hkh gksrh gSA

bl izdkj ds +=qfViw.kZ vkys[; dks izLrqr fd;s tkus ij vkys[; rS;kj fd;s tkus okys dkÆed dh

;ksX;rk ij Hkh Á”ufpUg yx ldrk gSA ;fn vkys[; esa fo|eku =qfV dks fdlh dkj.ko”k le; ls ugha

ns[k fy;k x;k rks Hkfo"; esaa og vkSj vf/kd ladVtud fl) gks ldrh gSA

iw.kZrk %& vkys[; ds fy, ;g vko”;d gS fd bl ckr dks lqfuf”pr djsa fd vkys[; izR;sd n`f"V ls

iw.kZ gSaA lwpukvksa] funs”kksa ,oa fo"k;oLrq lHkh esa iw.kZrk vko”;d gSA izlaxkuqdwy fu;e ,oa mi fu;eksa

dk o.kZu Hkh ugha NksM+k tkuk pkfg,A i= esa la[;k] frfFk rFkk gLrk{kj Hkh gksaA ;fn fdlh i= esa iw.kZ

lwpuk ugha jgrh gS rks i= iqu% fy[kus dh vko”;drk gks tkrh gSA

Li"Vrk %& vkys[; ikBd dks Hkyh izdkj ls le>us ds fy, ;g vko”;d gS fd tks Hkk"kk iz;ksx dh

tk; mlesa Hkze ds fy, dksbZ LFkku ugha gksuk pkfg, vFkkZr rdZ] fookn vkSj fopkjksa dks Li"V :i ls

O;Dr fd;k tkuk pkfg,A

ljyrk %& ftl Hkk"kk esa vkys[; izLrqr fd;k tk jgk gS og ljy Hkk"kk esa gksuk pkfg,A vkys[; ljy

Hkk"kk esa u gksus ij vf/kdkf/kd i=&O;ogkj dh vko”;drk iM+rh gS rFkk O;FkZ dk le; u"V gksrk gSA

laf{kIrrk %& vPNs vkys[; ds fy, laf{kIr Hkk"kk dk iz;ksx fd;k tkuk vfr vko”;d gSA laf{kIrrk ds

dkj.k dk;Z ds “kh?kz fuLrkj.k esa lgk;rk izkIr gksrh gSA ckr dks ckj&ckj vkys[; esa nksgjk;k ugh

tkuk pkfg,A bl ckr dk /;ku j[kk tkuk pkfg, fd laf{kIrrk ds dkj.k Li"Vrk rFkk iw.kZrk esa deh

ugha gksuh pkfg,A

mRre “kSyh %& vkys[; ;fn mRre “kSyh dk ugha gS rks og mPp dksfV dk vkys[; ugha ekuk tk

ldrkA mRre “kSyh esa fy[kk x;k dksbZ vuqPNsn lkfgR; dk va”k cu ldrk gSA bl izdkj ds iz;Ru ls

vPNs vkys[; fy[kus dk iz;Ru dHkh vlQy ugha gksrkA

uezrk ,oa f”k"Vrk %& uezrk ,oa f”k"Vrk Hkh ,d vPNs vkys[; ds fy, mruk gh egRo j[krs gSa ftruk

fd mi;qZDr of.kZr xq.kA uezrk ,oa f”k"Vrkiw.kZ vkys[; fy[kus ls O;FkZ dh xyrQgeh dHkh mRiUu ugha

gksrh gSA v/khuLFk deZpkfj;ksa dks Hkh uezrk ,oa f”k"Vrk ls vksr&izksr gksuk pkfg,A ,slk u gksus ij

mldh vf/kdkfj;ksa ds izfr J)k ,oa dk;Z”khyrk cgqr de gks tkrh gSA

6& fofHkUu :Ik i= %&

fofHkUu voljksa vkSj ifjfLFkfr;ksa ds vuqlkj “kklu ds vkns”kksa] funsZ”kksa ,oa fu.kZ;ksa vkfn dh lwpuk

lacaf/kr vf/kdkfj;ksa dks izsf"kr djus ds fy, fofHkUu izdkj ds :i i=ksa dk iz;ksx fd;k tkrk gSA fdl

volj ij fdl izdkj ds :i i= dk iz;ksx fd;k tkuk pkfg, mldk mYys[k djrs gq, i=kpkj esa iz;ksx

esa vkus okys fofHkUu :i i=ksa dk mYys[k uhps fd;k tk jgk gSA

¼1½ “kklukns”k& “kklu Lrj ls tks i= v/khuLFk vf/kdkfj;ksa tSls& foHkkxk/;{kksa] eaMyk;qDrksa]

ftykf/kdkfj;ksa vkfn dks Hksts tkrs gSa mUgsa “kklukns”k dgrs gSaA “kklukns”k esa lEcks/ku **egksn;**

ls izkjEHk gksrk gSA “kklukns”k esa **eq>s ;g dgus dk funsZ”k gqvk gS fd** ls izkjEHk gksrk gsS D;ksafd

;g i= jkT;iky dh vksj ls fn, vkns”k dk ladsr nsrk gSA bl “kCnkoyh dk iz;ksx dsoy

lfpoky; ds foHkkxksa esa gh fd;k tkuk pkfg, vkSj vU; foHkkxksa }kjk bl “kCnkoyh dk iz;ksx

visf{kr ugha gSA bldk izk:i ifjf”k"V&1 esa fn;k x;k gSA

¼2½ “kkldh; i=& “kklu }kjk tks i= mPprj vf/kdkfj;ksa tSls Hkkjr ljdkj vFkok led{k

vf/kdkfj;ksa] tSls vU; jkT; ljdkjksa] egkys[kkdkj] yksd lsok vk;ksx vkfn dks Hksts tkrs gSa]

mUgsa “kkldh; i= dgrs gSaA bldk izk:i ifjf”k"V&2 esa fn;k x;k gSA

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 306

¼3½ i= ¼lk/kkj.k ;k ifji=½& v/khuLFk vf/kdkfj;ksa] foHkkxk/;{kksa }kjk tks i= “kklu dks vFkok vU;

vf/kdkfj;ksa dks Hksts tkrs gSa mUgsa lk/kkj.k i= dgrs gSaA vU; jkT; ljdkjksa] foHkkxk/;{kksa]

vk;qDrksa rFkk ftykf/kdkfj;ksa dks Hksts tkus okys i=ksa dks] i= ¼lk/kkj.k ;k ifji=½ dgrs gSaA

bldk izk:i ifjf”k"V&3 esa fn;k x;k gSA

¼4½ i`"Bkadu& tc fdlh vf/kdkjh dks lEcksf/kr i= fdlh vU; vf/kdkjh dks lwpukFkZ ;k vko”;d

dk;Zokgh gsrq Hkstuh gksrh gS rks mlh i= dks uhps i`"Bkafdr dj fn;k tkrk gSA fdlh “kklukns”k

@”kkldh; i= ds i`"Bkadu ds uhps vkKk ls fy[kk tkrk gS vkSj mlds uhps izs"kd vf/kdkjh ds

gLrk{kj gksrs gSaA bldk izk:i ifjf”k"V&4 esa fn;k x;k gSA

¼5½ v)Z”kkldh; i=& v)Z”kkldh; i= egRoiw.kZ LFkku j[krk gSA ,slk i= fdlh egRoiw.kZ ekeys esa

vFkok fdlh xksiuh; ekeys esa vFkok fdlh foyEcxzLr ekeys esa lacaf/kr vf/kdkjh dk O;fDrxr

/;ku vkdf"kZr djus ds mn~ns”; ls fy[kk tkrk gSA dsUnzh; eaf=;ksa] jkT; eaf=;ksa] “kklu ds

lfpoksa ds e/; lekU;r;k v)Z”kkldh; i= }kjk gh i=kpkj gksrk gSA v)Z”kkldh; i= eas

ijEijk ds vuqlkj izkIr drkZ vf/kdkjh dks lEcks/ku Lo;a izs"kd dks viuh dye ls fy[kuk

pkfg,A i= ds vUr eas vknj lwpd “kCn tSls&*lknj*] *llEeku*] *ln~Hkkoukvksa lfgr*] *lLusg*

Vad.k vFkok vU; O;fDr }kjk u fy[kdj Lo;a izs"kd vf/kdkjh }kjk fy[ks tkus pkfg,A bldk

izk:i ifjf”k"V&5 esa fn;k x;k gSA

¼6½ v”kkldh; i=& foHkkxksa@vuqHkkxksa ds e/; vukSipkfjd rkSj ls ijke”kZ vFkok lwpukvksa ds

vknku&iznku gsrq ;k i=kofy;ksa dh okilh gsrq i= Hkstus ds fy, v”kkldh; i= Hkstk tkrk gSA

bldk izk:i ifjf”k"V&6 esa fn;k x;k gSA

¼7½ dk;kZy; Kki& dk;kZy; Kki i=kpkj dk og :i gS ftldk iz;ksx ,d gh laLFkk vFkok ,d gh

izkf/kdkjh ds v/khuLFk dk;kZy;ksa vFkok deZpkfj;ksa dks vkSipkfjd fof”k"V ;k lkekU; ekeyksa esa

dksbZ vkns”k] funsZ”k rFkk lans”k izsf"kr fd;s tkrs gSaA bldk izk:i ifjf”k"V&7 esa fn;k x;k gSA

¼8½ dk;kZy; vkns”k& bldk iz;ksx ,d foHkkxk/;{k vFkok mlds fdlh mPp vf/kdkjh }kjk vFkok

lfpoky; ds fdlh “kk[kk }kjk vius iz”kkldh; fu;a=.k esa dk;Z djus okys deZpkfj;ksa dh

vf/k"Bku laca/kh ekeyksa esa tSls LFkkukUrj.k] rSukrh] vodk”k dh Lohd`fr] n{krk jksd ikj djuk]

izksUufr ds ekeys vkfn esa ikfjr vkns”k dks izsf"kr djus esa fd;k tkrk gSA ,sls ekeyksa esa

dk;kZy; Kki dk iz;ksx ugha fd;k tkuk pkfg,A bldk izk:i ifjf”k"V&8 esa fn;k x;k gSA

¼9½ foKfIr@vf/klwpuk& dqN ,sls egRoiw.kZ ekeys gksrs gSa ftlesa turk dh tkudkjh ds fy,

foKfIr@vf/klwpuk tkjh dh tkrh gSA mnkgj.k ds :i esa jktif=r vf/kdkfj;ksa dh fu;qfDr;ksa]

inksUufr;ksa] LFkkukUrj.kksa] vf/kdkjksa ds izfrfu/kk;uksa vkfn vkSj fof/kd vf/kfu;eksa] fu;eksa] fofu;eksa

ds vUrxZr tkjh fu;eksa vkSj vkns”kks dks vf/klwfpr djus gsrq fd;k tkrk agSA lsok fu;kekoyh

ykxw djus ds fo"k; esa Hkh foKfIr;k¡ tkjh dh tkrh gSA bldk izk:i ifjf”k"V&9 esa fn;k x;k

gSA

¼10½ izsl foKfIr& fdlh “kkldh; fu.kZ; ds O;kid izpkj ds mn~ns”; ls izsl foKfIr ;k izsl uksV

tkjh fd;k tkrk gSA izsl foKfIr vius izk:i esa izsl uksV dh vis{kk vf/kd vkSipkfjd gksrk gS

vkSj lekpkj i=ksa }kjk mls ewy :i esa izdkf”kr djuk visf{kr gksrk gSA izsl uksV ,d lwpuk ds

:i esa fn;k tkrk gS ftls lEiknd vius nf"Vdks.k ls laf{kIr ;k ifjofrZr Hkh dj ldrk gSA

izsl foKfIr vizR;{k dFku ds :i esa r`rh; iq:"k esa fy[kk tkrk gS vkSj lekpkj i=ksa esa blds

izdk”ku dh O;oLFkk lwpuk funs”kd }kjk dh tkrh gSA bldk izk:i ifjf”k"V&10 esa fn;k x;k

gSA

¼11½ ladYi& “kklu ds le{k ,sls volj Hkh vkrs gSa tc fdlh jkT; O;kih leL;k dh tk¡p ,oa

funku ds fy, mls mPp Lrjh; lfefr;ksa ;k vk;ksxksa dk xBu eaf=ifj"kn ds vuqeksnu ls

djuk iM+rk gSA bl xBu dh ?kks"k.kk ftl izk:i esa gksrh gS mls ladYi dgrs gSa vkSj

loZlk/kkj.k ds lwpukFkZ bls ljdkjh xtV esa Hkh izdkf”kr fd;k tkrk gSA bu lfefr;ksa@

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 307

vk;ksxksa dh laLRkqfr;ksa dks “kklu }kjk Lohdkj fd, tkus dh n”kk esa Hkh ladYi tkjh fd, tkrs

gSaA bldk izk:i ifjf”k"V&11 esa fn;k x;k gSA

¼12½ rkj& cgqr vko”;d ekeyksa esa rkj dk mi;ksx fd;k tkrk gSA fo”ks"kdj ml le; tc cgqr

“kh?kzrk visf{kr gks A pwafd Mkd foHkkx ds ek/;e ls dksbZ Hkh rkj Hkst ldrk gS blfy, ljdkjh

vf/kdkfj;ksa }kjk Hksts x, rkj dh iqf"V esa mldh gLrk{kfjr izfr Mkd ls Hksth tkrh gSA

ferO;f;rk dh n`f"V ls VsyhxzkfQd irksa dk gh iz;ksx djuk pkfg,A bldk izk:i ifjf”k"V&12

esa fn;k x;k gSA

¼13½ jsfM;ksxzke& jsfM;ksxzke dk iz;ksx iqfyl ok;jysl LVs”ku ls fd;k tkrk gSA bls izkf/kdr

vf/kdkjh iqfyl foHkkx ds ek/;e ls Hkstrs gSaA bldk iz;ksx lkekU;r;k “kkfUr vkSj lqj{kk laca/kh

ekeyksa esa ;k nSoh vkink tSls ck<+ vkfn dh fLFkfr esaa fd;k tkrk gSSA blesa rkj tSlh “kCnkoyh

dk gh iz;ksx fd;k tkrk gSA ;fn jsfM;ksxzke cgqr rkRdkfyd gS rks nkfguh vksj ØS”k fy[k fn;k

tkrk gSA bldk izk:i ifjf”k"V&13 esa fn;k x;k gSA

¼14½ VsysDl& egRoiw.kZ ekeyksa esa nzqrxkeh lans”kksa ds izlkj.k gsrq VsysDl dk iz;ksx fd;k tkrk gSA

bldk izk:i ifjf”k"V&13@14 ds vuq:i gSA

¼15½ vuqLekjd& tc fdlh i= dk mRrj izkIr gksus esa foyEc gksus yxrk gS rc Lej.k fnykus ds

fy, tks i= ml dk;kZy; dks Hkstk tkrk gS] mls vuqLekjd dgrs gSaA vuqLekjd “kkldh;

i=@”kklukns”k] v)Z”kkldh; i=] rkj ;k VsysDl ds :i esa tSlk Hkh vko”;d gks] Hkstk tk

ldrk gSA vuqLekjd esa iwoZ izsf"kr i= dk rFkk fo"k; dk mYys[k vo”; djuk pkfg, A bldk

izk:i ifjf”k"V&15 esa fn;k x;k gSA

¼16½ vUrfje mRrj& izk;% “kklu dks Hkkjr ljdkj] vU; jkT; ljdkjsa foHkkxk/;{k vFkok

tuizfrfuf/k;ksa ls bl izdkj ds izLrko izkIr gksrs gSa ftlesa lE;d~ fopkjksijkUr gh dksbZ vfUre

fu.kZ; fy;k tkuk laHko gksrk gS vkSj bl izfdz;k esa i;kZIr le; yx ldrk gSA ,slh fLFkfr esa

izs"kd vf/kdkjh ;k O;fDr dks ;g lwfpr dj fn;k tkrk gS fd muls izkIr izLrko “kklu ds

fopkjk/khu gS vkSj fy, x, fu.kZ; ls mUgsa ;Fkk”“kh?kz voxr djk;k tk,xk A ;g /;ku j[kus dh

ckr gS fd vUrfje mRrj dh Hkk"kk laf{kIr gksuh pkfg,A bldk izk:i ifjf”k"V&16 esa fn;k x;k

gSA

¼17½ izkfIr lwpuk& fdlh i= dh izkfIr Lohdkj djus ds fy, bl izdkj dk i= Hkstk tkrk gSA tu

izfrfuf/k;ksa ;k turk ds fdlh O;fDr ls tc dHkh mi;ksxh lq>ko izkIr gksrs gSa rks mudh izkfIr

Lohdkj djrs gq, mUgsa /kU;okn Hkh fn;k tkrk gSA bldk izk:i ifjf”k"V&17 ds vuq:i gSA

7&Mkd fVdV jftLVj %&

Mkd fVdV jftLVj izR;sd ljdkjh dk;kZy; esa j[kk tkrk gSA bl jftLVj esa tuin ls ckgj

tkus okys i= Mkd foHkkx ds ek/;e ls Hksts tkus okys i=ksa dks vafdr fd;k tkrk gSA Hksts tkus okys i=ks

dk fooj.k fuEuor~ gksxk&

dz0la0 fnukad i=kad o i= ikus okys

dk uke o irk

ikl cps

fVdV

yxk;s x;s dqy

fVdVksa dk ewY;

“ks"k cps fVdV

1 2 3 4 5 6

Mkd vuqHkkx dk deZpkjh rFkk vuqHkkx izHkkjh dk;kZy; v/kh{kd@vuqHkkx vf/kdkjh izfrfnu Mkd

fVdV iaftdk esa dh xbZ izfof"V;ksa dh tk¡p djsxk vkSj fooj.k ds vuqlkj vo”ks"k fVdVksa dh tk¡p djsxk

vkSj rRi”pkr~ vius gLrk{kj fnukad lfgr vafdr djsxkA ekg esa dHkh&dHkh vpkud gh ;g fujh{k.k dj

ldsxk fd Mkd fVdV jftLVj esa Mkd fVdVksa dk vo”ks"k lgh gSaA Mkd fVdVksa dk HkkSfrd lR;kiu Hkh

djsxkA lkFk gh og Mkd ls Hksts tkus okys rS;kj fyQkQksa dk fcuk iwoZ lwpuk ds tk¡p@ijh{k.k dj

ldrk gS ftlls ;g lqfuf”pr gks lds fd fyQkQksa ij yxk;s x, fVdVksa dk ewY;] isz"k.k jftLVj esa

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 308

fn[kk, x, ewY; ls esy [kkrk gS vkSj bu fyQkQksa ij mi;qDr Åapss ewY; oxZ ds fVdVksa dk iz;ksx djrs

gq, de ls de la[;k esa fVdV yxk, x, gSA vkgj.k forj.k vf/kdkjh izR;sd ekg lfoZl iksLVst LVkEi

jftLVj dk fujh{k.k djsxk vkSj lqfuf”pr djsxk fd ekStwn fVdVksa dk ewY; jftLVj esa fn[kk;s x, ewY;

ls esy [kkrk gS vFkok ughaA

8&Mkd fVdV eaxokus dh izfdz;k %&

loZizFke foHkkxk/;{k@dk;kZy;k/;{k dks izkFkZuk i= ds ek/;e ls Mkd fVdVksa dh ekax izLrqr dh

tkrh gS tks mfpr ek/;e }kjk lacaf/kr lgk;d dks izkIr gksrk gSA lacaf/kr lgk;d 08&dk;kZy; O;; dh

en ls Mkd fVdV Ø; gsrq vLFkkbZ vfxze vkgj.k gsrq i=koyh ij vkns”k izkIr djrs gq, psd cuokus gsrq

fcy lgk;d dks dk;kZy; vkns”k lfgr fcy izLrqr djrs gSaA psd ds }kjk@udn Hkqxrku djrs gq,

izkf/kdkj i= ds ek/;e ls eq[; Mkdiky ls Mkd fVdV Ø; fd;k tk;sxkA izkf/kdkj i= esa Ø; fd;s

tkus okys fVdVksa dk iw.kZ fooj.k tSls #i;k 1.00×5 = 5, #i;s 2.00×5 = 10, #i;s 3.00×15 = 45,

#i;s 4.00×200 = 800.00 vafdr djrs gq, Ø; fd;s tkrs gSA mlh izkf/kdkj i= ij Mkdiky }kjk

fVdVksa dks tkjh djus dk fooj.k vafdr djrs gq, Mkdiky fVdV miyC/k djkrk gSA ogh i= fy;s x;s

vfxze dk okmpj cu tkrk gSA

rRi”pkr~ dk;kZy; dh Mkd fVdV LVkd jftLVj ij iw.kZ fooj.k ds vuqlkj Mkd fVdV vafdr

djrs gSa ftl ij vkgj.k forj.k vf/kdkjh lR;kfir@izekf.kr djrs gSaA

var esa bl /kujkf”k ds lek;kstu gsrq] iz/kku Mkd?kj ls Mkd fVdV okys okmpj dks vkgj.k

forj.k vf/kdkjh }kjk fy;s x;s vfxze ds Hkqxrku gsrq ikfjr djrs gq, gLrk{kj djrs gSaA rRi”pkr~ mDr

okmpj ds vk/kkj ij dk;kZy; }kjk vkdfLed ns;d izi= ij fcy fyfid }kjk fcy cukdj ikfjr

djkdj vkgfjr dh x;h /kujkf”k dk lek;kstu dks"kkxkj ds Lrj ij dj fn;k tkrk gSA

izfrfnu O;; fd;s x;s Mkd fVdVksa dk ys[kk lacaf/kr lgk;d }kjk rS;kj fd;k tkrk jguk

pkfg,A izfrekg ys[kk canh dj vkgj.k forj.k vf/kdkjh ls lR;kfir djk;k tkuk pkfg,A

lk/kkj.k Mkd iathd`r Mkd ,oa LihM iksLV }kjk Hkstss x;s lHkh i=ksa dk fooj.k Mkd fVdV

jftLVj esa vafdr fd;k tkuk pkfg, rFkk iathdr@LihM iksLV }kjk Hksts x;s i=ksa ds] Mkd dh iksLV

vkfQl ls tkjh dh x;h vkSipkfjd jlhn Hkh fnukadokj lqjf{kr j[kuk vko”;d gSA mfpr gksxk fd

jlhn Mkd fVdV jftLVj eas gh pLik dj nh tk,A

9& i=ksa dk fuxZeu %&

fuxZe “kCn dk rkRi;] dk;Zokgh dh mu fofHkUu fLFkfr;ksa ls gS tks vkys[; ds vuqeksnu gks tkus

ds mijkUr dh tkrh gS tSls& LoPN izfr;ksa dk Vad.k] Vafdr lkexzh dk ijh{k.k] LoPN izfr;ksa dks

gLrk{kj gsrq izLrqr djuk vkSj vUrr% i=ksa dks izsf"krh dks Hkstk tkukA

fdlh vkys[; dk vuqeksnu gks tkus ds Ik”pkr~ dk;kZy; ds dk;kZy; v/kh{kd@vuqHkkx vf/kdkjh

}kjk mls fuxZe gsrq fpUgkafdr fd;k tk;sxk vkSj lkFk gh og vkys[; ij LoPN izfr;ksa ;k jhtks dh

izfr;ksa dk mYys[k djsxkA

iathiky] vkys[; ij izs"k.k la[;k Mkyus ds i”pkr~ mls Vadd ds ikl Hkst nsxkA izs"k.k la[;k ds

lkFk i=koyh dh la[;k Hkh vafdr dj nh tk; rkfd lac) i=kfn dks [kkstus esa lqfo/kk jgsA

Vadd dk ;g drZO; gS fd og dk;kZy; v/kh{kd@vuqHkkx vf/kdkjh ds funsZ”kkuqlkj layXudksa

lfgr vkys[;ksa dh LoPN izfr;k¡ rS;kj djsaA LoPN izfr;k¡ LoPNrk ds lkFk rS;kj dh tk; vkSj mls jcM+

}kjk la”kks/ku u fd;k tk; rkfd Hkyh&Hkkafr i<+h tk ldsA

lHkh Vafdr ekeyksa dh tk¡p lko/kkuh iwoZd dh tk;sxhA vkys[; vkSj mldh LoPN izfr;ksa ij

fnukad lfgr v|k{kj gksxkA rRi”pkr~ LoPN izfr;ksa dks vf/kdkjh ds gLrk{kj gsrq Hkst fn;k tk;sxkA

gLrk{kjksijkUr mls fMLiSp gsrq fMLiSp fyfid ds ikl Hkst fn;k tk;sxkA lHkh i= fuxZe iath esa i`Fkd

ntZ fd;s tk;saxs rFkk can fyQkQs esa j[kdj Hksts tk;saxsA egRoiw.kZ Mkd dks Mkd[kkus }kjk Hkstus dh

vis{kk fo”ks"k lans”k okgd }kjk] ;fn ,slk djus esa O;; de gks] Hkstk tk;A

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 309

10& fooj.k i=ksa dh lwph ¼List of Returns) %& fu/kkZfjr le; ij tks lwpuk “kklu@foHkkx@egkys[kkdkj vkfn dks Hksts tkrs gS] mudh lwph

fooj.k i=ksa dh lwph ¼List of Returns) dgykrh gSA

ikf{kd@ekfld lwpuk,¡&

¼d½ Hkz"Vkpkj mUewyu ds fy, lrZdrk laca/kh dk;Zokgh dh leh{kk laca/kh lwpukA

¼[k½ tulkekU; }kjk foHkkxk/;{k dk;kZy;ksa dh “kkldh; i=kofy;ksa dk fujh{k.k laca/kh lwpukA

¼x½ foHkkxh; dk;ksZ ds le;c) fØ;kUo;u gsrq dk;Z fcUnqvksa ds fu/kkZj.k ds lEcU/k esa lwpukA

¼?k½ isa”ku izdj.kksa dks le;c) xfr ls fuLrkfjr djus fo"k;d lwpukA

¼M-½ jkT; ljdkj ds isa”kujkas@ikfjokfjd isa”kujksa ds isa”ku izdj.kksa ds laca/k eas lwpukA

¼p½ vkjf{kr oxksZ dh lh/kh “rhZ@izksUufRr dh fjfDr;ksa ls mRiUu cSdykx ds laca/k lwpukA

¼N½ foHkkxh; dk;ksZ dh leh{kk gsrq izR;sd ekg ds f}rh; eaxyokj ,oa cq/kokj dks izeq[k lfpo foRr

dh v/;{krk eas cSBd laca/kh lwpukA

¼t½ lwpuk dk vf/kdkj vf/kfu;e&2005 ls lacaf/kr ekfld lwpukA

=Sekfld lwpuk,¡a&

¼d½ fgUnh Hkk"kk dh izxfr dh fjiksVZA

¼[k½ turk ls izkIr f”kdk;rh i=ksa dk fuLrkj.kA

¼x½ deZpkfj;ksa ds ys[kk vkcaVu fo"k;d lwpukA

¼?k½ Qkjlh fyfi esa fyf[kr mnZw vftZ;ksa dk fy;k tkukA

¼M+½ mRrj izns”k yksd lsok vk;ksx@jkT;k/khu@fuxeksa vkfn dh lsokvksa ds inksa eas vuqlwfpr tkfr

@tutkfr rFkk fiNM+h tkfr ds izfrfuf/kRo laca/kh lwpukA

¼p½ ljdkjh lsodksa }kjk “kkldh; /ku ds nqfoZfu;ksx ds ekeyksa dh Rofjr fuLrkj.k gsrq vuqJo.k

laca/kh lwpukA

¼N½ jkT;k/khu lsokvksa ds v/khu vLFkkbZ inksa dks LFkk;h djus rFkk ljdkjh deZpkfj;ksa ds LFkkbZdj.k

dh lwpukA

¼t½ fofHkUu foHkkxksa eas “z"Vkpkj ds mUewyu dh fn”kk eas ,oa lrdZrk tk¡p fjiksVZ ij Rofjr dk;Zokgh

djus ds laca/k eas lwpukA

N%ekgh lwpuk,¡a&

¼d½ lekpkj i=ksa esa izdkf”kr yksd f”kdk;rksa dk fuLrkj.k lEcU/kh lwpukA

¼[k½ lsokdky esa er ljdkjh lsodks ds vkfJrksa ds HkrhZ fu;ekoyh lEcU/kh lwpukA

¼x½ vkfMV vkifRr;ksa dh Nekgh lwpukA

okf"kZd lwpuk,¡a&

¼d½ vk;&O;;d [k.M&6 esa m0iz0 ljdkj ds jktif=r rFkk jktif=r inksa dh la[;k ,oa osruØeksa

dh lwph eqfnzr djk;k tkukA

¼[k½ fodykax O;fDr;ksa ls lacaf/kr okf"kZd lwpukA

¼x½ vYila[;d dfeZ;ksa dh fLFkfr dk fooj.k lEcU/kh lwpukA

¼?k½ deZpkjh lax.kuk ds vkadM+ksa dk izs"k.k lEcU/kh lwpukA

¼M-½ jkT;k/khu lsokvksa esa vuqlwfpr tkfr;ksa@tutkfr;ksa ds fy, vkjf{kr inksa dks vukjf{kr ?kksf"kr

fd;s tkus ds laca/k esa lwpukA

¼p½ jkT;k/khu lsokvksa eas v{ke O;fDr;ksa] Lora=rk laxzke lsukfu;ksa ds vkfJrksa rFkk lsok ds fodykax

vf/kdkfj;ksa rFkk “wriwoZ lSfudks ds izfrfuf/kRo laca/kh lwpukA

¼N½ jkT;k/khu lsokvksa@inksa ij rnFkZ fu;qfDr;ksa ds laca/k eas lwpukA

¼t½ lsokfuo`Ùk gksus okys ljdkjh lsodksa dh lwpukA

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 310

11& i=kofy;ksa dk j[k&j[kko %&

dk;kZy; v/kh{kd ;k lgk;d ;g lqfuf”pr djsaxsa fd i=koyh dh VwVh nf¶r;ksa ;k QVs vkoj.k

dks i=koyh ds izLrqfr ds iwoZ cny fn;s tk;sa rFkk i=koyh dh nqjkoLFkk dk izR;sd fpUg gVk fy;k tk;

vkSj i=kofy;ksa esa yxs vuko”;d irkdk;sa gVk nh tk;A ;g Hkh lqfuf”pr djsaxs fd i=koyh esa

fopkjk/khu fo"k; ls lacaf/kr lHkh i=kfn O;ofLFkr :i ls izLrqr gSaA izLrqr djus ds iwoZ i=koyh esa

fVIi.kh gsrq ,d vfrfjDr dkxt yxk nsuk pkfg,A

dk;kZy; v/kh{kd ;k lgk;d ;g lqfuf”pr djsaxs fd i=koyh esa fopkjk/khu fo"k; ls lEcfU/kr

lHkh i=kfn O;ofLFkr :i ls j[ks gSA i=koyh ds fVIi.kh vkoj.k ds Åij ,d iphZ ij i=koyh ds ml

i`"B dh la[;k vafdr dj nsuh pkfg, ftl ij vf/kdkjh dk /;ku visf{kr gksA vko”;d vkSj egRoiw.kZ

ekeyksa esa dk;kZy; v/kh{kd ;g fuf”pr djsaxs fd muesa fdlh Lrj ij foyEc u gksA ;fn fdlh vf/kdkjh

ds ;gk¡ ls dksbZ vko”;d ekeyk “kh?kz okil ugha vkrk gS rks dk;kZy; v/kh{kd foyEc dh tkudkjh]

lEcfU/kr vf/kdkjh dks nsaxsA

12& vkns”k iqfLrdk %&

vkns”k iqfLrdk leLr ljdkjh vkSj v/kZ&ljdkjh dk;kZy;ksa esa gksrh gSA ;g iqfLrdk ,d lk/kkj.k

ls ftYncUn jftLVj ij cukbZ tkrh gSA blesa izFke i`"B ij dk;kZy;k/;{k }kjk jftLVj esa Øe la[;k

,d ls ftrus i`"B gS dk izek.k&i= vafdr dj vius gLrk{kj vafdr fd, tkrs gSA vf/k"Bku ds varZxr

vkus okys vf/kdkfj;ksa ,oa deZpkfj;ksa ds laca/k eas fn;s tkus ls lacaf/kr leLr vkns”k dk;kZy; vkns”k

iqfLrdk eas vfHkfyf[kr fd;s tk;saxsA izR;sd vkns”k ij ,d Øekuqlkj la[;k vafdr dh tkrh gS rFkk

vkns”k fy[kus ds i”pkr~ gLrk{kj rFkk frfFk vafdr dh tkuh vko”;d gSA ;g iaftdk vf/k"Bku lgk;d

vFkok vuqHkkx v/kh{kd ds ikl jgrh gSA

13& dk;kZy; vfHkys[k izcU/k %&

ljdkjh dk;kZy;ksa esa vko”;drk iM+us ij 1& i=kofy;ksa dk [kksyk tkuk 2& i=kofy;ksa ij

fu.kZ; fy;k tkuk ,oa 3& dk;Zokgh lekIr gksus ds mijkUr vfHkys[kkxkj esa i=kofy;ksa dks nkf[ky djuk

LFkkfir o lrr izfØ;k gSA bl izfØ;k esa fdlh Hkh dM+h ij okafNr dk;Zokgh u gksus vFkok dk;Zokgh esa

f”kfFkyrk gksus ds dkj.k u dsoy dk;Z dk cks> c<+ tkrk gS cfYd ,d Lrj ij lEiw.kZ izfØ;k eUn gks

tkrh gSA blds vfrfjDr izfØ;k dh fofHkUu dfM+;ksa esa ljyrk@lqxerk gksus ds LFkku ij ?k"kZ.k ,oa la?k"kZ

iSnk gks tkrk gSA ifj.kker% u dsoy dk;kZy; dh dk;Zn{krk dqizHkkfor gksrh gS cfYd deZpkfj;ksa ds

ijLij lEcU/k Hkh ruko ;qDr gks tkrs gSa tks fd fdlh Hkh laLFkk ds fy, vius y{; izkfIr dh n`f"Vdks.k

ls dnkfi mfpr ugha gSA mnkgj.k ds fy, fdlh Hkh dehZ ds ikl orZeku esa lekIr i=kofy;ksa dk

tekoM+k cus jgus ls vko”;drk iM+us ij lacaf/kr lgk;d ls okafNr i=koyh ugha fey ikrh gS ftlls u

dsoy mldk vewY; le; u"V gksrk gS cfYd dk;Z le; ls u gksus ds dkj.k lkFkh dfeZ;ksa ,oa mPp

vf/kdkfj;ksa dks >aq>ykgV gksrh gSA

¼1½ vfHkys[k izcU/k ds lEcU/k esa dk;Z&dyki& vfHkys[k izcU/k esa vfHkys[ku izfr/kkj.k] iqu% izkfIr rFkk

NaVkbZ ls lacaf/kr dk;Zdyki vkrs gSaA vFkkZr dk;kZy; esa tks Hkh ljdkjh dk;Z lEiUu fd;s tkrs gSa

muls lacaf/kr egRoiw.kZ vfHkys[k ¼i=] vkns”k] fu;e½ vkfn dks bl izdkj ls j[kuk fd mu vfHkys[kksa

dks vusdksa o"kksZ rd vko”;drk iM+us ij mls dk;kZy; ds dk;Z gsrq miyC/k djk;k tk ldsA tks

vfHkys[k ns[kus gsrq ekaxs tkrs gSa mls iqu% izkIr djds vfHkys[kkxkj esa j[kus dh izfØ;k Hkh vfHkys[k

izcU/k ds vUrxZr vkrs gSA

¼2½ vfHkys[kc) djus dh O;oLFkk& i=koyh esa fopkj fd, x, ekeyksa ij dk;Zokgh gks tkus ds i”pkr~

mudks i;Zos{kh vf/kdkjh ds ijke”kZ ls vfHkys[kc) dj fn;k tkuk pkfg,A ysfdu furkUr vLFkk;h

izd`fr dh i=kofy;ksa dh] ftuesa dqN de egRoiw.kZ vFkok ,sls dkxt gks ftuds lUnHkZ dh Hkfo"; esa

dksbZ vko”;drk ugha gS mUgsa vfHkys[kc) u djds u"V dj fn;k tk,xkA

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 311

¼3½ vfHkys[kc) djus dh izfØ;k& i=koyh ij ekeyksa ds lEcU/k esa visf{kr dk;Zokgh iwjh gks tkus ij

lEc) deZpkjh vius i;Zos{kh vf/kdkjh ds ijke”kZ ls fuEufyf[kr fu/kkZfjr izfØ;k ds vuqlkj

i=koyh dks cUn djsxk rFkk vfHkys[kc) djsxk&

¼d½ i=koyh ds vkoj.k ij vo/kkj.k vof/k vkSj u"V djus dk o"kZ vafdr djsxkA

¼[k½ tgk¡ dgha vko”;d gks i=koyh ds “kh"kZd la”kksf/kr djsxk ftlls i=koyh ds vUrfo"Zk; dk Kku

gks ldsA

¼x½ lHkh vfr”k; dkxtksa dh] tSls fd Lej.k i=ksa] izkfIr Lohdkj i=ksa] dPps vkys[;] Qkyrw izfr;ksa

vkfn dks i=koyh ls fudky nsxk rFkk mUgsa u"V dj nsxkA

¼?k½ i=koyh ds vkoj.k ij i=koyh la[;k eksVs v{kjksa esa fy[kk tk,xk rkfd i=koyh fdl o"kZ [kksyh

xbZ Kkr gks lds A

¼M-½ i=koyh jftLVj ds vfUre dkye esa vfHkys[kc) fy[kdj fnukad vafdr fd;k tk,xkA

¼p½ vfHkys[kc) dh xbZ i=koyh dks vfHkys[k DydZ ds ikl Hkst nsxkA

vfHkys[k DydZ vfHkys[kkxkj ds fy, vfHkys[kc) dh xbZ i=kofy;ksa ds {kfrxzLr dkxtksa dh

ejEer djokdj rFkk i=kofy;ksa dh flykbZ djokdj ,d jftLVj es fuEuor~ vafdr djsxk&

Ø0la0 vfHkys[kc) dh x;h i=koyh la[;k fnukad vuqHkkx

1 2 3 4

vfHkys[k DydZ] vfHkys[kc) fjdkMksZ dks lqjf{kr j[kus dh vof/k;ksa dk ikyu djsxkA fu/kkZfjr

vof/k ds lekIr gksus ij iqu% tk¡p djds mUgsa u"V dj fn;k tk;sxkA vfHkys[kksa dks fdrus le; rd

lqjf{kr j[kus ds i”pkr~ u"V fd;k tkuk gS] mldh lwph ifjf”k"V&18 esa nh xbZ gSA

14& i=kofy;ksa rFkk vU; vfHkys[kksa ds fjdkMZ :e esa j[kus dh izfØ;k %&

i=koyh rFkk vU; vfHkys[kkssa dks] vfHkys[k d{k esa O;ofLFkr djds i=koyh la[;k ds Øe ls

o"kkZuqlkj lqfo/kktud vkdkj ds iSdsVksa esa j[kh tk;sxh vSj izR;sd iSdsV esa 20 ls vf/kd i=kofy;k¡ u gksaA

izR;sd isSdsV dh lwph j[kh tk; ftlesa i=kofy;ksa dk o"kZ] vuqHkkx rFkk i=koyh dk uke fn;k x;k gksA

,slh lk/kkj.k i=kofy;k¡ vkSj i=kfn ftUgsa ,d o"kZ ds fy, j[kk tkuk gks] rFkk izFke Js.kh ,oa

f}rh; Js.kh ds vf/kdkfj;ksa dh vfHkfyf[kr i=kofy;k¡ vuqHkkx esa j[kh tk;saxhA vU; lHkh Jsf.k;ksa ds

vUrxZr i=kofy;k¡ vfHkys[k d{k dks Hksth tk;sxh A

vfHkys[k d{k esa Hkstus ls iwoZ i=kofy;ksa dks Nk¡V dj o.kkZuqlkj O;ofLFkr dj nsuk pkfg,A iqjkuh

vkSj ubZ i=kofy;k¡ i`Fkd ntZ dh tk;asxh vkSj lwfp;ksa dh nks izfr;k¡ rS;kj dh tk;A iqjkuh i=kofy;k¡ os

gS tks blls iwoZ gh vfHkys[k d{k esa izsf"kr dh tk pqdh FkhA rFkk ubZ i=kofy;k¡ os gSa tks vfHkys[k d{k dks

igyh ckj izsf"kr dh tk jgh gSA

15& jftLVjksa dk jftLVj %&

dk;kZy; ds vfHkys[kkxkj esa j[ks gq,s jftLVjksa dk fooj.k ftl jftLVj esa ntZ fd;k tkrk gSA

mls jftLVjksa dk jftLVj dgrs gS] ;g jftLVj lnSo vfHkys[kkxkj esa vfHkys[k lgk;d dh lqj{kk esa jgrk

gaSA jftLVjksa ds jftLVj esa ntZ fd;s tkus okys dqN jftLVjksa ds uke uhps fn;s tk jgs gSa&

1& osru fcy iaftdk

2& 11&lh iaftdk

3& vkdfLed O;; fcy iaftdk

4& ctV jftLVj

5& MsM LVkd jftLVj

6& Mkd fVdV jftLVj

7& ykx cqd jftLVj

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 312

8& Vsªtjh jftLVj

9& psd jftLVj

10& i= izkfIr jftLVj

11& yksdy Mkd cgh jftLVj

12& vfHkys[kksa dks u"V djus dk jftLVj

13& LVs”kujh jftLVj

14& i=kofy;ksa dk jftLVj

15& vkfMV vkifRr jftLVj

16& LVkd jftLVj

17& dS”k cqd jftLVj

18& lEifRr iaftdk

19& mifLFkfr iaftdk

20& vkdfLed vodk”k iaftdk

21& LFkkiuk vkns”k iqfLrdk

22& mi;ksx ;ksX; oLrqvksa dh iaftdk

23& ohfMax iaftdk

24& xkMZ Qkby

16& dk;kZy; v/kh{kd ds drZO; %&

vuqHkkx dks vkoafVr leLr dk;Z le; ls vkSj fu;af=r :i ls fd;k tkukA

ekeys mPp vf/kdkfj;ksa dks Bhd le; ij izLrqr fd;k tkukA

v/khuLFk deZpkjh oxZ ls iwjk dke fy;k tkukA

vuqHkkx dks LoPN vkSj lqO;ofLFkr j[kk tkukA

vuqHkkx dk uSR;d dk;Z] tSls vfHkys[ku] vfHkys[k d{k esa i=kofy;ksa ds izs"k.k vkfn dk;Z dks

fu;fer :i ls fd;k tkukA

deZpkjh oxZ dk izR;sd lnL; vius vkoafVr dk;Z dks lUrks"kizn :i ls dj jgk gS vFkok ugha

rFkk ;g Hkh ns[kk tkuk fd vuqHkkx esa dksbZ dk;Z cdk;k vo”ks"k esa u jgsA

vuqHkkx ds deZpkjh dk;kZy; Bhd le; ij vk;sa vkSj dk;kZy; dks ljdkjh iz;kstu rFkk Hkkstu

ds le; ds vykok u NksM+s ;g lqfuf”pr fd;k tkukA

vuqHkkx esa /kweziku ,oa iku elkyk dk iz;ksx u fd;k tkuk lqfuf”pr fd;k tkukA

vuqHkkx ds lHkh lgk;dksa ds dk;Z dk i;Zos{k.k fd;k tkukA

izR;sd lgk;d dh Mk;jh dh] i{k esa ,d ckj tk¡p fd;k tkukA

izR;sd lgk;d ds dk;Z dk vkof/kd fujh{k.k djuk rFkk ofj"B vf/kdkjh dks viuh fjiksVZ izLrqr

fd;k tkukA

vuqHkkx esa izkIr lHkh lUnHkZ mPpkf/kdkfj;ksa dks le; ls izLrqr gksa vkSj lgk;dksa ds Lrj ij

yfEcr u jgus ik;sa] ;g lqfuf”pr fd;k tkukA

deZpkfj;ksa ij izHkko”kkyh fu;U=.k j[kk tkukA

ofj"B@dfu"B oxhZ; lgk;dksaa ds fy;s ekud fu/kkZfjr fd;k tkukA

le;&le; ij dk;ksZa ds lq/kkj gsrq mPpkf/kdkfj;ksa dks ijke”kZ fn;k tkukA

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 313

ifjf”k"V&,d

“kklukns”k dk izk:i

la[;k&2264@5&2004&9¼155½@79

izs"kd]

Jh ujsUnz dqekj]

fo”ks"k lfpo]

mRrj izns”k “kkluA

lsok esa]

1&leLr lfpo@izeq[k lfpo]

mRrj izns”k “kkluA

2&leLr foHkkxk/;{k ,oa dk;kZy;k/;{k

mRrj izns”kA

fpfdRlk vuqHkkx&9 y[kuÅ% fnukad % 05 vxLr] 2004

fo"k; % LoSfNd ifjokj dY;k.k dk;ZØe ds vUrxZr ljdkjh deZpkfj;ksa dks vfrfjDr izksRlkgu fn;s

tkus dh O;oLFkkA

egksn;]

mi;qZDr fo"k;d “kklukns”k la[;k i0d0&4601@16&11&79&85&9¼155½99] fnukad 23 Qjojh]

1980 ,oa “kklukns”k la[;k 5327@16&11&85&9¼155½@79] fnukad 24-10-1985 dks vkaf”kd la”kks/ku djrs

gq, eq>s ;g dgus dk funs”k gqvk gS fd ;fn fdlh ljdkjh deZpkjh ds ,d cPps ds ckn nwljs cPps ds

tUe ds le; tqM+ok¡ cPps gks tk; vkSj bl izdkj mlds cPpksa dh la[;k dqy feykdj rhu gks tk; rc

Hkh ljdkjh deZpkjh dks LoSfNd ifjokj dY;k.k dk;ZØe ds vUrxZr fu/kkZfjr vfrfjDr izksRlkgu ljdkjh

deZpkjh dks vuqeU; gksxkA ijUrq ;fn mlds igys lss tqM+ok¡ cPps gksa vkSj ckn esa ,d cPpk vkSj gks tk;

rks vfrfjDr izksRlkgu vuqeU; ugha gksxk D;ksafd “kkldh; uhfr dk vk”k; ifjokj dks nks cPpksa rd

lhfer j[kus dk gS tks igyh ckj cPps ds tUe ds le; tqM+ok¡ cPps gks tkus ls iwjk gks tkrk gSA

2& mDr “kklukns”k fnukad 23-2-80 rFkk “kklukns”k fnukad 24-10-1985 bl lhek rd la”kksf/kr

le>s tk;A

3& mDr vkns”k rkRdkfyd izHkko ls ykxw ekuk tk;sxkA

4& ;s vkns”k foRr foHkkx dh vŒ”kk0iŒ la[;k th¼2½ 1584@nl@2004] fnukad 28-7-2004 esa

izkIr mudh lgefr ls tkjh fd;s tk jgs gSA

Hkonh;]

¼ujsUnz dqekj½

fo”ks"k lfpoA

la[;k&2264¼1½@5& 9@2004 rn~fnukad

izfrfyfi fuEufyf[kr dks lwpukFkZ ,oa vko”;d dk;Zokgh gsrq izsf"kr %&

1- egkys[kkdkj] mRrj izns”k] bykgkcknA

2- lfpoky; ds leLr vuqHkkxA

3- Jh jkT;iky ds lfpoA

4- lfpo] Hkkjr ljdkj] LokLF; ,oa ifjokj dY;k.k ea=ky;] fuekZ.k Hkou ubZ fnYyhA

5- leLr ftykf/kdkjh@eq[; fpfdRlk vf/kdkjh mRrj izns”kA

6- funs”kd] lwpuk ,oa tulEidZ] mRrj izns”kA

7- lfpo fo/kku lHkk@fo/kku ifj"kn lfpoky;] mRrj izns”kA

8- lfpo] yksd lsok vk;ksx] mRrj izns”k] bykgkcknA

9- jftLVªkj] mPp U;k;ky;] bykgkcknA vkKk ls]

¼lw;Zukjk;.k “kqDy½

vuqlfpoA

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 314

ifjf”k"V&nks

“kkldh; i= dk izk:i

i= laa0 --------------

izs"kd]

Jh ------------------

lfpo]

mRrj izns”k “kkluA

lsok esa]

lfpo]

Hkkjr ljdkj]

foRr ea=ky;]

ubZ fnYyhA

foRr ¼lalk/ku½ vuqHkkx fnukad% y[kuÅ vizSy 17] 1993

fo"k; % ifjokj dY;k.k dk;ZØe ij o"kZ 1991&1992 esa gq, O;; ds le{k dsUnzh; lgk;rkA

egksn;]

eq>s ;g dgus dk funZs”k gqvk gS fd mRrj izns”k ljdkj }kjk foRrh; o"kZ 1991&92 esa ifjokj

dY;k.k ds fofHkUu dk;ZØeksa ds dk;kZUo;u ij 765-00 djksM+ :i;s O;; fd;k x;k FkkA mDr O;; dk

fooj.k jkT; ljdkj ds ifjokj dY;k.k foHkkx }kjk Hkkjr ljdkj ds LokLF; ea=ky; dks i= la[;k --------

--------------------- fnukad 15 tqykbZ 1992 }kjk igys gh Hkstk tk pqdk gS vkSj mldh izfrfyfi mlh frfFk esa

foRr ea=ky; dks Hkh i`"Bkafdr gSA bl chp jkT; ljdkj ds i= la[;k ----- ---- fnukad 13 flrEcj 1992

vkSj iqu% fnukad 17 uoEcj 1992 ds }kjk Hkkjr ljdkj ls fuosnu fd;k x;k fd mDr O;; ds le{k

;Fkksfpr dsUnzh; lgk;rk dh Lohdfr “kh?kz iznku dh tk;sA ijUrq yxHkx 8 eghus dk le; chr tkus ds

mijkUr Hkh Hkkjr ljdkj dh Lohd`fr ugha izkIr gks ldhA

2- vki voxr gSa fd ifjokj fu;kstu dk;ZØe jk"Vªh; egRo dh ;kstuk gS vksj Hkkjr ljdkj

}kjk bl dk;ZØe ds fy;s 100 izfr”kr dsUnzh; lgk;rk vuqeU; gSA dsUnzh; lgk;rk ds vHkko esa jkT;

ljdkj dks bl ckr dk Hk; gS fd bl egRoiw.kZ dk;ZØe ds fØ;kUo;u esa dksbZ foRrh; dfBukbZ u

mRiUu gks tk;A Hkkjr ljdkj lger gksaxs fd /kukHkko ds dkj.k ,slh loksZPp izkFkfedh okyh ;kstuk dh

izxfr esa dksbZ f”kfFkyrk ugha vkuh pkfg,A

3- mi;qZDr of.kZr ifjfLFkfr;ksa esa jkT; ljdkj iqu% vuqjks/k djrh gS fd 765-00 djksM+ :i;s dh

dsUnzh; lgk;rk dh Lohdfr d`i;k ;Fkk”kh?kz iznku dh tk;A jkT; ljdkj vkHkkjh gksxh ;fn Hkkjr

ljdkj dh Lohd`fr gesa 15 ebZ] 1993 rd fey ldsA

Hkonh;]

¼d [k x½

lfpoA

la[;k ------------------------ fnukad -------------------

izfrfyfi fuEufyf[kr dks lwpukFkZ ,oa vko”;d dk;Zokgh gsrq izsf"kr %&

1- lfpo] Hkkjr ljdkj] LokLF; ,oa ifjokj dY;k.k ea=ky;] ubZ fnYyhA

2- lfpo] mRrj izns”k “kklu] LokLF; ,oa ifjokj dY;k.k foHkkx] y[kuÅA

vkKk ls]

¼d [k x½

mi lfpoA

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 315

ifjf”k"V&rhu

lk/kkj.k i= dk izk:i

(Official Letter) izs"kd]

funs”kd]

fpfdRlk] LokLF; ,oa ifjokj dY;k.k]

mRrj izns”k]

y[kuÅA

lsok esa]

lfpo]

fpfdRlk] LokLF; ,oa ifjokj dY;k.k foHkkx]

mRrj izns”k “kkluA

i= la[;k- - - - - - - - - - - - - y[kuÅ fnukad% 12 fnlEcj 1987

fo"k;%

egksn;]

mi;qZDr fo"k; ij gq, foHkkxh; fopkj foe”kZ ds Øe esa eq>s vkils ;g fuosnu djuk gS fd bl

izLrko ds fo"k; esa Hkkjr ljdkj ls dfri; fcUnqvksa ij foLrr lwpuk ,d= djuh gSA blds fy;s eSa

vius la;qDr funs”kd dks fnYyh Hkst jgk gw¡ vkSj LokLF; ea=ky; ls okafNr lwpuk izkIr gksrs gh “kklu

dks izLrko izsf"kr fd;k tk;sxkA

Hkonh;]

¼d [k x½

funs”kdA

ifjf”k"V&pkj

i`"Bkadu dk izk:i

la[;k% ch&1&1216¼1½ @nl& @2002] rn~fnukad

izfrfyfi funs”kd] dks"kkxkj] mRrj izns”k dks bl vk”k; ls fd og rduhdh funs”kd] jk"Vªh;

lwpuk dsUnz ls fopkj&foe”kZ djds layXud esa fn;s x;s fooj.k ds vuqlkj izkIr laLFkkvksa ds deZpkfj;ksa

ds Hkfo"; fuokZg fuf/k [kkrksa ds dks"kkxkjksa esa j[k&j[kko rFkk bu [kkrksa esa tek /kujkf”k;ksa ij C;kt dh

x.kuk ds fy;s dks"kkxkjksa ds dEI;wVj iSdst rFkk Vªstjh dS”k cqd ¼izkfIr;k¡½@dS”k ,dkmUV esa vko”;d

O;oLFkk djk;k tkuk rRdky lqfuf”pr djsaA

vkKk ls]

¼vkj0ds0 oekZ½

fo”ks"k lfpo] foRrA

la[;k% ch&1&1216 ¼2½@nl& @2002] rn~fnukad

izfrfyfi funs”kd] foRrh; lkaf[;dh funs”kky;] mRrj izns”k] y[kuÅ dks bl vk”k; ls fd og

jkT; ljdkj dk vk;&O;;d rS;kj djus ds fy;s layXud esa mfYyf[kr izR;sd Hkfo"; fuf/k ds ctV

vuqeku izR;sd o"kZ foyEcre~ uoEcj rd foRr ¼vk;&O;;d½ vuqHkkx&1 dks miyC/k djkuk lqfuf”pr

djsaA

vkKk ls]

vkj0ds0 oekZ]

fo”ks"k lfpo] foRrA

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 316

ifjf”k"V&ik¡p

v)Z”kkldh; i= dk izk:i

t;”kadj esgjks=k] v)Z”kkldh; i= la0 -------------------------------

la;qDr lfpoA mRrj izns”k “kklu

fpfdRlk vuqHkkx&6

fnukad% y[kuÅ 12 fnlEcj 1988

fiz; Mk0 fo”okl]

eq>s vkidk /;ku “kkldh; i= la[;k ------------------------------- fnukad ----------------------------------- dh vksj

vkd`"V djrs gq, ;g dgus dh vis{kk dh x;h gS fd izns”k esa dk;Zjr xSj ljdkjh fpfdRlk laLFkkvksa dks

bl foRrh; o"kZ ds jkT; ykVjh Q.M ls vko”;d midj.kksa ds Ø; gsrq vkids izLrko “kklu dks vHkh

rd izkIr ugha gq, gSaA

vr% vkils vuqjks/k gS fd bl ekeys esa d`i;k O;fDrxr /;ku nsdj vko”;d izLrko iw.kZ vkSfpR;

lfgr “kklu dks “kh?kz miyC/k djkus dk d”V djsaA

lknjA

Hkofu"B

¼t;”kadj esgjks=k½

Mk0 ts0ds0 fo”okl]

la;qDr funs”kd]

fpfdRlk ,oa LokLF; lsok;sa]

LokLF; Hkou]

y[kuÅA

ifjf”k"V&N%

v”kkldh; i= dk izk:i

mRrj izns”k “kklu

jktLo vuqHkkx&1

v”kk0 i= la[;k 615 pkj&1&779 @88

fnukad% y[kuÅ 20 tqykbZ 1988

fo"k; % o"kZ 1988&89 ds lEcU/k esa foRrh; Lohd`frA

foRr ¼O;;&fu;a=.k½ vuqHkkx&5

d`i;k mi;qZDr fo"k;d vius “kkldh; i= la[;k 1685 fnukad 24 twu 1988 dk voyksdu djsaA bl lEcU/k esa vkidks lwfpr djuk gS fd foRrh; o"kZ 1988&89 ds vk;&O;;d izkfo/kku ds mi;ksx gsrq

vkils tks Lohd`fr izkIr gqbZ gS] mlds lanHkZ esa foRr foHkkx dh vis{kkuqlkj ^^dk;kZy;&O;;** ds vUrxZr

#Œ 50]000@& ¼:i;s ipkl gtkj ek=½ dh cpr foRr foHkkx dks vyx ls leiZ.k gsrq bl vuqHkkx dh

i=koyh la[;k 601@1988 esa fnukad 6 tqykbZ 1988 dks vki dks Hksth tk pqdh gSaA vr% vuqjks/k gS fd d`i;k mDr i=koyh esa foRr foHkkx dh lgefr vafdr djrs gq, mls

;Fkk”“kh?kz bl vuqHkkx dks okil djus dk d"V djsaA

¼jke ukjk;.k½

mi lfpoA

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 317

ifjf”k"V&lkr

dk;kZy; Kki dk izk:i

mRrj izns”k “kklu

lfpoky; iz”kklu ¼vf/k"Bku½ vuqHkkx&5

la[;k 886 @chek&5 1989

fnukad % y[kuÅ 10 tqykbZ 1980

dk;kZy; Kki

mRrj izns”k lfpoky; ds izoj oxZ lgk;d ds in ij fu;qDr fd;s tkus fo"k;d ekuuh;

eq[;ea=h th dks lEcksf/kr muds izkFkZuk i= fnukad 20 twu] 1989 ds lanHkZ esa v/kksgLrk{kjh dks Jh jke

foykl feJ dks ;g lwfpr djus dk funsZ”k gqvk gS fd pwafd mDr inksa ij fu;qfDr;ka mRrj izns”k yksd

lsok vk;ksx }kjk lapkfyr ijh{kk ds vk/kkj ij dh tkrh gS] vr% [ksn gS fd mudh izkFkZuk Lohdkj fd;k

tkuk lEHko ugha gSA

Jh feJ dks ijke”kZ fn;k tkrk gS fd tc vk;ksx }kjk mDr in foKkfir fd;s tk;sa rks os viuk

izkFkZuk i= lh/ks vk;ksx dks foKkiu esa fu/kkZfjr izk:i esa Hkstus dk d"V djsaA

¼,0ih0 JhokLro½

vuqlfpo

lsok esa]

Jh Jhjke foykl feJ]

xzke % lqeuiqj

iksLV% ifj;kao

ftyk% jk;cjsyhA

ifjf”k"V&vkB

dk;kZy; vkns”k dk izk:i

mRrj izns”k “kklu

d`f"k vuqHkkx&1

la[;k 539 @ckbl&1&ih-,Q- 51 @79

fnukad % y[kuÅ 25 vizSy 1989

dk;kZy; vkns”k

Jh fuR;kuUn ik.Ms;] LFkkukiUu vuqHkkx vf/kdkjh] d`f"k vuqHkkx&3 dks fnukad 5 ekpZ ls 15

vizSy 1989 rd ¼dqy 42 fnukasa dk½ iw.kZ osru ij mikftZr vodk”k Lohd`r fd;k x;k rFkk mUgsa bl

vodk”k ds ckn esa fnukad 16 vizSy]1989 dks iM+us okys jfookj dh lkoZtfud NqV~Vh dks lfEefyr djus

dh vuqefr Hkh nh x;hA

2- pwafd vodk”k dh vof/k esa Jh ik.Ms; dk ifjokj eq[;ky; ij gh jgk] mUgsa mDr vodk”k

vof/k esa uxj izfrdj HkRrk Hkh ns; gksxkA

3- foRrh; gLriqfLrdk] [k.M&2 Hkkx&2 ls 4 ewy fu;e 26 ¼ch0ch0½ ds vUrxZr ;g izekf.kr

fd;k tkrk gS fd ;fn Jh ik.Ms; mi;qZDr vof/k esa vodk”k ij u jgs gksrs rks os vuqHkkx vf/kdkjh ds

in ij LFkkukiUu :i ls dk;Z djrs jgrsA

¼vkj0ih0 ekFkqj½

lfpo

la[;k 539 @ckbl&1&ih-,Q- 51@79

izfrfyfi fuEufyf[kr dks lwpukFkZ ,oa vko”;d dk;Zokgh gsrq izsf"kr %

1- d`f"k vuqHkkx&2

2- lEcfU/kr deZpkjhx.kA vkKk ls

¼jkt cgknqj½

vuqlfpoA

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 318

ifjf”k"V&ukS

foKfIr @vf/klwpuk dk izk:i

U;k; foHkkx

vuqHkkx&3

fnukad 1 tuojh] 1996

la[;k ,u&1921 @lkr&U;k;&3&124 ¼6½&92

foKfIr @vf/klwpuk

uksVjh vf/kfu;e&1952 ¼vf/kfu;e la[;k 63½ dh /kkjk ds v/khu “kfDr dk iz;ksx djds jkT;iky

egksn;] Jh dSyk”k pUnz oekZ] ,MoksdsV dks fnukad 1 tuojh] 1996 ls rhu o"kZ dh vof/k ds fy;s tuin

cgjkbp dh rglhy dSljxat ¼eq[;ky;½ ds fy;s uksVjh fu;qDr djrs gSa vkSj uksVjht :Yl] 1956 ds

fu;e 6 ds mifu;e ¼4½ ds v/khu j[ks x;s uksVjh jftLVj esa ntZ dj fy;k tk;A

vkKk ls]

¼v c l½

izeq[k lfpo] U;k; ,oa

fof/k ijke”khZ

ifjf”k"V&nl

izsl foKfIr dk izk:i

mRrj izns”k “kklu

fu;qfDr vuqHkkx&2

la[;k 506 @nks&2&20 @87

fnukad& y[kuÅ 20 vizSy] 1989

izsl foKfIr

mRrj izns”k flfoy lsok lfEefyr izfr;ksfxrkRed ijh{kk] 1988 ds ifj.kke ds vk/kkj ij

fuEufyf[kr lQy vH;fFkZ;ksa dks osrueku 850&1720 :i;s esa fMIVh dysDVjksa ds fjDr LFkk;h inksa ij

ifjoh{kk ij j[ks tkus gsrq p;u fd;k tkrk gS&

loZJh

¼1½ jke fd”kksj ¼vuqØekad 501½

¼2½ f”ko yky ¼vuqØekad 510½

¼3½ lqjs”k pUnz [kUuk ¼vuqØekad 580½

¼4½ n;kjke xqIrk ¼vuqØekad 581½

¼5½ jes”k pUnz ¼vuqØekad 600½

2- mijksDr p;fur vH;fFkZ;ksa ds i{k esa vko”;d fu;qfDr ,oa rSukrh fo"k;d vkns”k “kklu }kjk vyx ls

izR;sd dks O;fDrxr :i ls Hksts tk jgs gSaA

¼jke izlkn xqIr½

lfpo

la[;k&506 @¼1½ @nks&2-5-20@87

izfrfyfi fuEufyf[kr dks lwpukFkZ ,oa vko”;d dk;Zokgh gsrq izsf"kr&

1- funs”kd lwpuk ,oa tulEidZ foHkkx] mRrj izns”k y[kuÅ dks bl vk”k; ls fd og di;k

bls O;kid :i ls lekpkj i=ksa esa izdkf”kr fd;s tkus dh O;oLFkk djsaA

2- lEcfU/kr vH;FkhZx.kA

3- lfpo yksd lsok vk;ksx] mRrj izns”k bykgkckn dks muds i0la0 118 ds fnukad 20 tuojh]

1989 ds lUnHkZ esaA

vkKk ls

¼ujsUnz flag½

la;qDr lfpo

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 319

ifjf”k"V& X;kjg

ladYi dk izk:i

mRrj izns”k “kklu

foRr ¼osru vk;ksx½ vuqHkkx&1

la[;k& os0vk0&1&1501 @nl&89&34 ¼,l½

y[kuÅ fnukad % 15 twu] 1989

ladYi

i<+k x;k&lerk lfefr mRrj izns”k ¼1989½ dk izfrosnu rFkk mldh laLrqfr;k¡

i;kZykspuk;sa&”kklu }kjk jktdh; deZpkfj;ksa @vf/kdkfj;ksa lgk;rk izkIr f”k{k.k laLFkkvksa ds

f”k{k.ksRrj deZpkfj;ksa@f”k{kdksa ds dfri; oxksZa ------------------------------------ ls lEcfU/kr laLrqfr;ksa ij fopkj fd;k

x;kA “kklu us fuEufyf[kr ds v/khu jgrs gq, lerk lfefr dh laLrqfr dks Lohdkj dj fy;k gS&

¼1½ x x x x x x x x x

¼2½ x x x x x x x x x

¼3½ x x x x x x x x x

2- iujhf{kr osrueku esa osru fu/kkZj.k ds QyLo:i ns; vo”ks"k dk Hkqxrku fuEu izdkj fd;k

tk;sxkA

¼d½ x x x x x x x x x

¼[k½ x x x x x x x x x

3- iqujhf{kr osruekuksa esa osru fu/kkZj.k ls lEcfU/kr foLr`r vkns”k vyx ls izlkfjr fd;s tk;saxsA

4- “kklu lfefr ds v/;{k o lnL;ksa us ftl ifjJe v/;olk; o fu"Bk ls vius xq#rj nkf;Ro

dk fuoZgu fd;k] mldh ljkguk djrk gSA

vkns”k

vkns”k fn;k tkrk gS fd ;g ladYi tulk/kkj.k ds fy;s mRrj izns”k xtV esa izdkf”kr fd;k

tk; rFkk izfrosnu dks lEcfU/kr foHkkxksa dks Hkstk tk;A ;g Hkh vkns”k fn;k tkrk gS fd lerk lfefr ds

izfrosnu rFkk ladYi dh izfr;ka fcØh ds fy;s Hkh miyC/k djk nh tk;saA

¼v c l½

izeq[k lfpo]

foRr foHkkx

la[;k ----------------------- rn~fnukad

izfrfyfi] izfrosnu dh izfr lfgr] fuEufyf[kr dks lwpukFkZ ,oa vko”;d dk;Zokgh gsrq izsf"kr&

¼1½ jkT;iky egksn; ds lfpoA

¼2½ lfpo] fo/kkulHkk@fo/kku ifj"knA

¼3½ mRrj izns”k “kklu ds leLr izeq[k lfpo@lfpo@fo”ks"k lfpoA

¼4½ jftLVªkj] mPp U;k;ky;] bykgkcknA

¼5½ leLr foHkkxk/;{k ,oa izeq[k dk;kZy;k/;{k] mRrj izns”kA

¼6½ lfpoky;] mPp U;k;ky;] bykgkcknA

¼7½ lfpoky; ds vf/k"Bku ls lEcfU/kr foHkkx@vuqHkkxA

vkKk ls]

¼v c l½

la;qDr lfpo

izfrfyfi] izfrosnu dh izfr lfgr] egkys[kkdkj mRrj izns”k bykgkckn dks lwpukFkZ ,oa vko”;d

dk;Zokgh gsrq izsf"kr&

vkKk ls]

¼v c l½

la;qDr lfpo

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 320

ifjf”k"V&ckjg

rkj dk izk:i

rkj nqzrxkeh

jktdh;

Jh fnus”k dqekj

ftykf/kdkjh

gehjiqj

la[;k&532 @nks&2&ih-,Q- 314 @81 lanHkZ vkidk vodk”k lEcU/kh izkFkZuk i= fnukad rhl ebZ

¼!½ visf{kr vodk”k Lohd`r ¼-½ d`i;k vfrfjDr ftykf/kdkjh dks pktZ nsdj vodk”k ij tk;sa ¼-½

eq[; lfpo

rkj ds fy;s ugha %&

fnukad y[kuÅ 6 twu] 1988 ¼jke Lo:i½

la;qDr lfpo

mRrj izns”k “kklu fu;qfDr vuqHkkx&2

la[;k&532@¼1½@nks&2 ih0,Q0 314@81

izfrfyfi fuEufyf[kr dks lwpukFkZ ,oa vko”;d dk;Zokgh gsrq izsf"kr %&

1- Jh fnus”k dqekj] ftykf/kdkjh] gehjiqj dks mijksDr rkj dh iqf"V esaA

2- vk;qDr] >k¡lh e.My] >k¡lhA

ifjf”k"V&rsjg ,oa pkSng

VsysDl@jsfM;ksxzke dk izk:i

TELEX / RADIOGRAM

To,

The District Magistrate,

Aligarh.

From

Secretary to Government,

Uttar Pradesh

Home (Police) Section-6

Originator”s No. 652/VIII-6-3(2)/88 Dated: Lucknow May, 30, 1989.

GOVERNMENT CONCERNED OVER NEWS OF BREAKOUT OF RIOTS IN

ALIGARH (.) PLEASE TAKE STRINGENT MEASURES TO PREVENT RIOTS AND KEEP

GOVERNMENT INFORMED OF DAY-TO-DAY DEVELOPMENT (.)

Not to be signalled :

Dated : Lucknow, May 30, 1989

(P.K. Verma)

Joint Secretary

(Official Seal) ifjf”k"V&ianzg

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 321

vuqLekjd dk izk:i

izs"kd]

Jh d [k x

mi lfpo

mRrj izns”k “kkluA

lsok esa]

funs”kd]

jkT; fu;kstu laLFkku]

mRrj izns”k]

tokgj Hkou] y[kuÅA

i= la[;k-------------------------------------- y[kuÅA fnukad % 4 vizSy] 1989

fo"k; % Jh yky th oekZ] “kks/k vf/kdkjh dk izfrdwy izfof"V ds fo#) izR;kosnuA

egksn;]

mi;qZDr fo"k;d “kklukns”k la[;k 305@vV~Bkjg&1&ih-,Q- 15@79 fnukad 10 ekpZ] 1989 dh

vksj vkidk /;ku vkd"V djrs gq, eq>s vkils ;g vuqjks/k djus dk funsZ”k gqvk gS fd d`i;k mi;qZDr

“kklukns”k esa okafNr vk[;k “kklu dks rqjUr Hkstus dk d"V djsaA

Hkonh;]

¼d [k x½

mi lfpo

ifjf”k"V&lksyg

vUrfje mRrj dk izk:i

izs"kd]

mi lfpo

mRrj izns”k “kklu]

fo/kku Hkou]

y[kuÅA

lsok esa]

d`f"k funs”kd]

mRrj izns”k

y[kuÅA

i= la[;k------------------------------------------ fnukad % y[kuÅ 4 vizSy] 1999

fo"k; % izns”k esa d`f"k mRiknu ds orZeku Lrj esa leqfpr o`f) ds mik;A

egksn;]

mi;qZDr fo"k; ij vkids i= la[;k ---------------- fnukad -------------------- esa izkIr fofHkUu izLrkoksa ij

“kklu }kjk xEHkhjrkiwoZd fopkj fd;k tk jgk gS vkSj “kkldh; fu.kZ; ls vkidks ;Fkk”“kh?kz voxr djk

fn;k tk;sxkA

Hkonh;]

¼d [k x½

mi lfpo

ifjf”k"V& l=g

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 322

izkfIr Lohdkj dk izk:i

(Acknowledgement)

izs"kd]

vk;qDr]

bykgkckn e.My]

bykgkcknA

lsok esa]

lfpo]

mRrj izns”k “kklu]

jktLo foHkkx

y[kuÅA

i= la[;k----------------------------------- y[kuÅA fnukad %

fo"k; ------------------------------------------------------

egksn;]

eSa mi;qZDr fo"k; ij jktkKk la[;k --------------------------- fnukad ------------------------- dh izkfIr Lohdkj djrk

g¡wA

Hkonh;]

¼d [k x½

vk;qDrA

ifjf”k"V&vBkjg

vfHkys[kksa dh ohfMax gsrq fu/kkZfjr vof/k

Øe

la[;k

vfHkys[kksa dk uke@fo"k; le;@vof/k tc rd lqjf{kr

j[kk tk;@u"V fd;k tk;

fo”ks"k fVIi.kh

1 2 3 4

1- mifLFkr iath ¼izkUrh; QkeZ ua0 161½ ,d o"kZA

2- vkdfLed vodk”k iath ¼,e-th-vks- 1981

laLdj.k] iSjk 1086½

lekIr gksus ds ,d o"kZ cknA

3- vkfMV egkys[kkdkj@foHkkxh; vkUrfjd

ys[kk ijh{kk vf/kdkjh }kjk dh xbZ

vkifÙk;ksa dh i=kofy;k¡A

vkifRr;ksa ds vfUre lek/kku ds ckn vxys vkfMV

gksus rdA

4- vk;&O;; vuqeku dh i=kofy;k¡A nl o"kZA

5- ljdkjh /ku] Hk.Mkj dk vigj.k] deh]

fu"iz;ksT; oLrqvksa ds fuLrkj.k vkfn

lEcU/kh i=kofy;k¡A

vfUre fu.kZ; o olwyh] jkbV vkQ ds i”pkr~ rhu

o"kZA

6- MsM LVkd] {k;”khy@miHkksx oLrqvksa ,oa

iqLrdky; gsrq Ø; dh xbZ iqLrdksa vkfn

ds i=&O;ogkj lEcU/kh i=kofy;k¡A

LVkd cqd esa izfof"V fofHkUurkvksa ds lek/kku ,oa

rRlEcU/kh vkfMV vkifRr;ksa ds lek/kku ds i”pkr~

,d o"kZA

7- fujh{k.k fVIif.k;k¡ ,oa muds vuqikyu

lEcU/kh i=&O;ogkj dh i=kofy;k¡A

mBk;s x;s fcUnqvksa fn;s x;s lq>koksa ds dk;kZUo;u

ds ckn vxys fujh{k.k rdA

8- vf/kdkjksa ds ek¡x ds izLrko ,oa vf/kdkjksa LFkkbZ :i lsA

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 323

ds izfrfu/kk;u ¼Msyhxs”ku vkQ ikolZ½ ds

vkns”kksa ls lEcfU/kr i=kofy;k¡A

9- izi=ksa ds eqnz.k lEcU/kh i=kofy;k¡A vkfMV vkifRr;ksa ds vfUre fuLrkj.k ds i”pkr

,d o"kZA

10- ys[ku lkefxz;ksa@izi=ksa ds ek¡x&i=

¼bUMsUV½ LVs”kujh eSuqvy dk iSjk 37 rFkk

39 ¼Øe”k% izkUrh; izi= 173 rFkk 174½A

rhu o"kZ rdA

11- nkSjksa ds dk;ZØe rFkk Vqvj Mk;jh ;fn

dksbZ fu/kkZfjr gksA

,d o"kZ ckn ;k xksiuh; pfj=koyh esa izfof"V;ka

iw.kZ gksus ds ckn tks Hkh igys gks fdUrq ;fn dksbZ

izfrdwy izfof"V;ksa ls lEcfU/kr gks rks mls

izR;kosnuksa ds vfUre fuLrkj.k ds ,d o"kZ cknA

12- foHkkxh; okf"kZd izfrosnu fjiksVZ o"kZ okj ,d izfr LFkkbZ :i ls lqjf{kr j[kh

tk;sxh “ks"k izfr;k¡ ik¡p o"kZ rdA

13- okf"kZd izfrosnu ds ladyu gsrq ,df=r@

izkIr lkefxz;k¡ rFkk mudh i=koyhA

izfrosnu Nius@izdkf”kr gks tkus ds ,d o"kZA

14- lEesyuksa@xksf"B;ksa@ehfVax dk dk;ZoRr ,d izfr LFkkbZ :i ls j[kh tk; “ks"k rhu o"kZ

rdA

15- fo/kku lHkk@fo/kku ifj"kn@yksd lHkk@

jkT; lHkk ds iz”uksa dh i=kofy;k¡A

ik¡p o"kZ fdUrq vk”oklu lfefr;ksa dks fn;s

vk”okluksa dh iwfrZ ds ik¡p o"kZ cknA

16- fu;ekofy;k¡] fu;e] fofu;e] vf/kfu;e]

izfØ;k] ifjikVh] i)fr rFkk mudh O;k[;k

la”kks/ku rFkk mudh i=kofy;k¡A

LFkk;h :i lsA

17- dk;Z ds ekud@LVS.MMZ@uke fu/kkZj.k

lEcU/kh “kkldh; ,oa foHkkxh; vkns”k

LFkk;h :i lsA

18- ohfMax “ksM~;wy@vfHkys[k fu;a=.k fu;e@

lwph

iqulZa”kks/ku fjohtu@ifjorZu dh ,d izfrA

LFkk;h :i ls rFkk “ks"k rhu o"kZ rdA

19- “kklukns”kksa@foHkkxh; vkns”kksa dh xkMZ

QkbysaA

LFkk;h :i lsA

20- izkfIr ,oa izs"k.k iath ¼izkUrh; QkeZ ua0 19½ ipkl o"kZ rdA

21- i=koyh iath@Qkby jftLVj@bUMsDl

jftLVj ¼izkUrh; izi= 20] 21] 26 vkfn½

jftLVj es antZ vLFkkbZ :i ls lqjf{kr i=kofy;ksa

dks u"V dj fn;s tkus rFkk LFkk;h :i ls lqjf{kr

j[ks tkus okyk i=kofy;ksa ds jftLVj ij mrkj

fn;s tkus ds cknA

22- LFkkbZ i=kofy;ksa dk jftLVj LFkkbZ :i lsA

23- ih;wu cqd ¼izkUrh; QkeZ ua0 51½ lekIr gksus ds ,d o"kZ ckn rdA

24- pkyku cgh ¼buok;l½ ¼izkUrh; QkeZ ua0

61½

lekIr gksus ds ,d o"kZ ckn rdA

25- vkof/kd@lkef;d fooj.k&i=ksa dk

jftLVj lwph ¼fyLV vkQ ihfj;kfMdy

fjiksVZ~l ,.M fjVUlZ½

lekIr gksus ds nks o"kZ ckn rdA

26- ljdkjh Mkd fVdV iath- ¼izkUrh; QkeZ u0

52½

lekIr gksus ds rhu o"kZ ckn rd vFkok mlesa

vafdr vof/k dh vkfMV vkifRr;ksa ds lek/kku ds

i”pkr ,d o"kZA

27- f”kdk;rha i=ksa dh iath ¼,e0th0vks0 o"kZ ntZ i=ksa ds vfUre fuLrkj.k gks tkus ;k lekIr

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 324

1981 laLdj.k dk iSjk 772 ¼7½A gks tkus ij vo”ks"k dk nwljs jftLVj esa mrkj ysus

ds cknA

28- ljdkjh xtV fMohtuy dfe”uj ,oa ftyk tt ds dk;kZy;ksa

dks NksM+dj tgk¡ xtV LFkk;h :i ls j[kk tkrk

gS “ks"k dk;kZy;ksa esa chl o"kZ rdA

29- ljdkjh okguksa dh ykxcqd rFkk jfuax

jftLVj

okgu ds fu"iz;ksT; ?kksf"kr gksdj uhyke }kjk

fuLrkj.k ds ckn rFkk vkfMV gks tkus ds i”pkr

,d o"kZ ckn rd ;fn dksbZ vkfMV ;k fujh{k.k dh

vkifRr fuLrkj.k gsrq “ks"k u gksA

30- lekIr iaft;ksa dh iath ¼jftLVj vkQ

dEIyhVsM jftLVlZ½

fdlh ,d [k.M esa ntZ lHkh iaft;ksa dks u"V dj

nsus ds ckn ;k dqN vo”ks"k iaft;ksa dks nwljs

jftLVj esa mrkj fy;s tkus ds rhu o"kZ cknA

31- vfuLrkfjr i=ksa dh lwph@jftLVj ¼fyLV

vkQ isafMax fjQjsUlst½

jftLVj lekIr gksus ij vo”ks"k vfuLrkfjr i=ksa

dks nwljs jftLVj ij mrkj dj lR;kiu djkus ds

,d o"kZ cknA

32- vuqlwfpr tkfr@tutkfr ds vkj{k.k ls

lEcfU/kr i=koyh ,oa fjdkMZ

leLr okn] vihy ,oa izR;kosnu ds vfUre

fuLrkfjr gksus ds 10 o"kZ cknA

33- izf”k{k.k ls lEcfU/kr i=kofy;k¡ 5 o"kZA

34- “kkVZ gS.M uksV cqd ,d o"kZA

35- VkbijkbVj ejEer jftLVj ,oa i=kofy;k¡ fu"iz;ksT; ?kksf"kr gks tksus ds rFkk vfUre fuLrkj.k

,oa egkys[kkdkj] m0iz0 dk vkfMV gks tkus ds 3

o"kZ cknA

36-

lkbfdy ejEer jftLVj ,oa i=kofy;k¡A fu"iz;ksT; ?kksf"kr gks tkus rFkk vfUre fuLrkj.k

,oa egkys[kkdkj] m0iz0 dk vkfMV gks tksus ds 3

o"kZ cknA

LFkkiuk@vf/k"Bku

1- deZpkfj;ksa@vf/kdkfj;ksa dh futh

i=kofy;k¡ ¼ilZuy i=kofy;k¡½

isa”ku dh vfUre

Lohd`fr ds i”pkr

ik¡p o"kZ rdA

,d dk;kZy; ls nwljs

dk;kZy; esa LFkkukUrfjr dh

tkuh pkfg,]

2- vLFkk;h@LFkkukiUu fu;qfDr;ksa gsrq ekaxs

x;s izkFkZuk i=ksa@izkIr vkosnu&i=ksa dh

i=kofy;k¡A

ik¡p o"kZ ¼pqus x;s@fu;qDr fd;s x;s O;fDr;ksa ds

izkFkZuk&i=ksa dks NksM+dj tks LFkk;h :i ls

oS;fDrd i=koyh esa j[ks tk;saxs½A

3- okgu] lkbfdy x`g fuekZ.k] lkekU; Hkfo";

fuokZg fuf/k vkfn ;k blh izdkj ds vU;

vfxzeksa ls lEcfU/kr i=kofy;k¡A

vfxze dh jkf”k C;kt lfgr ;fn dksbZ gks rks

mlds Hkqxrku ds i”pkr ,d o"kZA

4- buoSfyM isa”ku Lohd`fr ds ekeyksa dh

i=kofy;k¡

iPphl o"kZ rdA

5- deZpkfj;ksa@vf/kdkfj;ksa dh izfrfu;qfDr

¼fMiqVs”ku ij fu;qfDr lEcU/kh i=kofy;k¡½

isa”ku xzsP;qVh] vkfn dh Lohd`fr ds ik¡p o"kZ cknA

6- xzsMs”ku lwph LFkk;h :i lsA

7- lsok iqfLrdk;sa@lsok ukekofy;k¡A foRrh; fu;e&laxzg [k.M nks] Hkkx&2 ls 4 ds

lgk;d fu;e 136&, ds vuqlkjA

8- “kiFk@fu"Bk iath ¼jftLVj vkQ vksFk

vkQ ,fyft;sUl½ jktkKk la[;k& 3105@

uohu jftLVj esa izfof"V;k¡ udy djds mUgsa

lR;kfir djk fy;s tkus ds cknA

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 325

ch&ih&163&52 fnukad 23-1-54 rFkk la[;k

12-1@ch&ch&163@64 fnukad 15-5-64

9- LFkkiuk vkns”k iath ¼bLVSfCy”kesUV vkMZj

cqd½ jktkKk la[;k&,&1792@nl&rhu&

1929 fnukad 11-4-30 A

LFkk;h :i lsA

10- LFkkiuk dk okf"kZd la[;kRed fooj.k

¼jktkKk la0&,&5641@nl&15@7@62

fnukad 24-2-65 }kjk fu/kkZfjrA

rnSoA

11- xksiuh; pfj=kofy;k¡@xksiuh; vk[;k;saA lsokfuo`Rr@in&R;kx ;k lekIr ds rhu o"kZ cknA

12- ljdkjh deZpkfj;ksa@vf/kdkfj;ksa ds

tekurh ck.M ¼foRrh; fu;e laxzg [k.M

ik¡p] Hkkx&1 dk iSjk 69&73½

ljdkjh deZpkfj;ksa ds in NksM+us ds nl o"kZ ckn

¼1½ ewy i= O;ogkj 10 o"kZ ckn ¼2½ okf"kZd

lR;kiu dk i=&O;ogkj lR;kiu ds ,d o"kZ

cknA

13- iath tekur ¼foRrh; fu;e laxzg] [k.M

ik¡p] Hkkx&,d dk iSjk 69&73½

iSjk 73 foRrh; fu;e&laxzg] [k.M ikap] Hkkx ,dA

in NksM+us ds 6 ekg ckn ;k u;s jftLVj esa

izfof"V;k¡ udy dj ysus ds cknA

14- isa”ku xzsP;qVh ikfjokfjd isa”ku vkfn dh

i=koyh

lsokfuo`fRr ij Lohd`fr ;k Hkqxrku ds i”pkr~ nl

o"kZA

15-

ikfjJfed@ikfjrksf"kd Lohd`fr lEcU/kh

i=kofy;k¡A

Hkqxrku] vkfMV vkifRr ds vfUre fuLrkj.k rFkk

xksiuh; pfj=koyh esa izfof"V ds ,d o"kZ cknA

16- jktdh; deZpkfj;ksa ds iwoZ pfj= dk

lR;kiu ¼oSfjfQds”ku vkQ dSjsDVj ,.M

,UVhlhMsUV~l½

lsokfuo`fRr ds ik¡p o"kZ ckn rdA

17- fofHkUu inksa ds l`tu lEcU/kh i=&O;ogkj

dh i=koyhA

in dk ltu Lohdr gksus ij LFkk;h :i ls

vU;Fkk rhu o"kZA

18- ubZ ekaxksa dh vuqlwph lEcU/kh i=koyh lwph dh ,d izfr LFkk;h :i ls j[kh tk;sxhA “ks"k

i=koyh Lohd`fr@vLohd`fr ds rhu o"kZ ckn rdA

19- okf"kZd osru o`f)@n{krk jksd fu;a=.k iath jftLVj lekIr gksus ds ik¡p o"kZ cknA ;fn fdlh

jksdh x;h osruof) ;k n{krkjksd dk ekeyk

vfuLrkfjr u gks ;k dksbZ vkfMV vkifRr dk

fuLrkj.k vo”ks"k u gksA

20- isa”ku dUVªksy jftLVjA

¼jktkKk la[;k&th&2&3994 @nl&927&

1958 fnukad 10-2-64 esa fu/kkZfjr½A

jftLVj esa ntZ lHkh ekeyksa dk vfUre fuLrkj.k

gks tkus o jftLVj lekIr gks tkus ds ik¡p o"kZ

cknA

21- vuq”kklfud dk;Zokgh jftLVj jktkKk la0

1284@;ks&ch&99&60] fnukad 11-4-1961 esa

fu/kkZfjr½

lHkh ntZ ekeyksa dk vfUre fuLrkj.k gks tkus o

jftLVj lekIr gks tkus ds ikap o"kZ rdA

22- izR;kosnu@vihy fu;a=.k iath

¼jktkKk la0 7&2&1975&fu;qfDr ¼3½

fnukad 04-07-73 esa fu/kkZfjr½

lHkh ntZ izR;kosnu@vihyksa ds vfUre fuLrkj.k

ds ik¡p o"kZ cknA

23- Hkfo"; fuokZg fuf/k ds jftLVj

¼1½ ystj

lHkh ntZ deZpkfj;ksa ds lsok fuo`fRr ds ik¡p o"kZ

ckn] ;fn dksbZ Hkqxrku ds ekeys vo”ks"k u jg x;s

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 326

¼2½ czkM”khV

¼3½ b.MsDl

¼4½ ikl cqd

gksaA

rnSo

rnSo

rnSo ¼lsok fuo`fRr ds ckn lEcfU/kr deZpkjh dks

mldh izkFkZuk ij ns nh tk;s½A

24- e`rd ljdkjh deZpkfj;ksa ds vkfJrksa dh

fu;qfDr lEcU/kh i=koyhA

lHkh ekeyksa esa fu;qfDr vkns”k dh izfr oS;fDrd

i=koyh esa j[ks tkus ds 10 o"kZ cknA

25- lsok;kstu dk;kZy;ksa ds ek/;e ls gqbZ

fu;qfDr

10 o"kZA

26- rSukrh@LFkkukUrj.k ls lEcfU/kr i=kofy;k¡¡ 5 o"kZA

27- nSfud osru Hkksxh deZpkfj;ksa dh fu;qfDr egkys[kkdkj] m0iz0 dk vkfMV gks tkus ds 3 o"kZ

cknA

28- foHkkxh; p;u lfefr ls lEcfU/kr i=koyh leLr okn] vihy ,oa izR;kosnu ds vfUre

fuLrkj.k gksus ds 10 o"kZ cknA

29- xfeZ;ksa ds fy;s okVj eSu dh fu;qfDr egkys[kkdkj] m0iz0 dk vkfMV gks tkus ds 3 o"kZ

cknA

30- xfeZ;ksa ,oa lfnZ;ksa dh onhZA egkys[kkdkj] m0iz0 dk vkfMV gks tkus ds 3 o"kZ

cknA

ys[kk

1- ;k=k HkRrk izdj.k vkfMV gks tkus ds ,d o"kZ cknA

2-

Vh0,0 fcy rFkk Vh0,0 psd jftLVj

¼foRrh; fu;e&laxzg] [k.M ik¡p] Hkkx&,d

dk iSjk 119½

vkfMV gks tkus ds rhu o"kZ cknA

3- ctV izkfo/kku ds le{k O;; dh jkf”k;ksa

dh i=koyhA

egkys[kkdkj ds vfUre lR;kiu o lek;kstu gks

tkus ds ,d o"kZ cknA

4- izklafxd O;; iath ¼dfUVutsUV jftLVj½

¼foRrh; fu;e&laxzg] [k.M ik¡p] Hkkx&,d

dk iSjk 173½

vkfMV ds ik¡p o"kZ ckn ;fn dksbZ vkfMV vkifRr

dk fuLrkj.k vo”ks"k u gksA

5- osru fcy iath rFkk Hkqxrku iath

¼,fDoVsUl jksy½ ¼foRrh; fu;e laxzg [k.M

ik¡p Hkkx&,d dk iSjk 138 QkeZ 11&ch½A

iSrhl o"kZA foRrh; fu;e laxzg] [k.M ikap

Hkkx&,d dk iSjk 85 ifjf”k"V 16 ds vuqlkjA

6- fcy jftLVj 11&lh foRrh; fu;e&laxzg

[k.M ik¡p] Hkkx&,d dk iSjk 139A

vkfMV gks tkus ds rhu o"kZ cknA

7- dS”k cqd vkfMV gks tkus ds ckjg o"kZ ckn ;fn dksbZ vkfMV

vkifRr fuLrkj.k gsrq vo”ks"k u gksA

8- Vªstjh fcy jftLVj ¼jktkKk la[;k 2158

@lksyg ¼71½@68&Mh-Vh-] fnukad 7-5-70

}kjk fu/kkZfjrA

iw.kZ gksus rFkk vkfMV gks tkus ds rhu o"kZ ckn

;fn dksbZ vkfMV vkifRr “ks"k u gksA

9- jsyos jlhn jftLVj ¼vkj-vkj- jftLVj½ iw.kZ gksus rFkk vkfMV gks tkus ds rhu o"kZ ckn]

;fn dksbZ vkfMV vkifRr “ks"k u gksA

10- VsyhQksu Vaªddky jftLVj iw.kZ gksus rFkk vkfMV vkifRr u gksus rFkk dksbZ

fcy Hkqxrku gsrq ““ks"k u gksus dh n”kk esa ,d o"kZA

11- ekfld O;; iath@i=koyh O;; ds egkys[kkdkj ds lR;kiu rFkk vfUre

lek;kstu ds i”pkr~ nks o"kZA

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents

foŸk&iFk 2011 327

12- fcy budS”kesUV iath ¼foRrh; fu;e laxzg

[k.M&ik¡p] Hkkx&,d dk iSjk 47&,½A

lekIr gksus ds rhu o"kZ ckn] ;fn dksbZ vkfMV

vkifRr fuLrkj.k gsrq vo”ks"k u gks vkSj u rks

fdlh /kujkf”k ds vigj.k] pksjh] MdSrh vkfn dh

?kVuk ?kVh gksA

13- ih0,l0vkj0 ¼isbt LVSEIM jlhn jftLVj½

¼jktkKk la[;k&,&1&150 @nl&10¼2½

@60 fnukad 28-4-69 rFkk ,&1&2878 @

nl&15 ¼5½ &78] fnukad 10-1-79½

egkys[kkdkj ds vkfMV dh vkifRr;ksa ds fuLrkj.k

gks tkus ds ik¡p o"kZ cknA

14- Vh0,0 dUVªksy jftLVj lekIr gksus ij rhu o"kZ ckn] ;fn fu/kkZfjr

,ykVesUV ls vf/kd O;; fd;s tkus dk ekeyk

foHkkxk/;{k@”kklu ds fopkjk/khu u gksA

15- jlhn cqd bZ”kw jftLVj ¼Vªstjh QkeZ ua0

385½ ¼foRrh; fu;e laxzg [k.M&ik¡p

Hkkx&,d iSjk 26½

nl o"kZ ;fn fdlh jlhn cqd ds [kks tkus ;k /ku

ds xcu ds ekeys vfuLrkfjr u gks rFkk

egkys[kkdkj dk vkfMV gks pqdk gksA

16- ijekusUV ,MokUl jftLVj ¼foRrh; fu;e

laxzg [k.M ik¡p Hkkx&,d dk iSjk 67 ¼5½A

LFkk;h :i lsA

17- oSY;w,fcy jftLVj ¼foRrh; fu;e&laxzg

[k.M&ik¡p Hkkx&,d dk iSjk 38 A

rnSo

18- MqIyhdsV dh ¼Key½ jftLVj ¼foRrh;

fu;e&laxzg [k.M ik¡p Hkkx ,d dk iSjk

28 uksV ¼1½

LFkk;h :i lsA

19- vkoklh; Hkouksa dk fdjk;k iath ¼QkeZ 27½

foRrh; fu;e laxzg [k.M ik¡p Hkkx&,d

dk iSjk 265½

jftLVj lekIr gksus ij rhu o"kZ ;fn dksbZ vo”ks"k

fdjk;s dh olwyh dk izdj.k ;k vkfMV vkifRr;ksa

dk fuLrkj.k vo”ks"k u gksA

20- egkys[kkdkj m0iz0 ls izkfIr rFkk O;; ds

vkadM+ksa dk lek/kkuA

vk¡dM+ksa ds iwoZ lR;kiu feyku ,oa ,izksfi,”ku

,dkmUV dks vfUre djus ds i”pkr 2 o"kZA

21- jkbVvkQ gkfu;k¡ egkys[kkdkj] m0iz0 dk vkfMV gks tkus ds 3 o"kZ

ckn ;fn dksbZ izdj.k yfEcr u jg x;k gksA

22- ljdkjh /ku vkSj Hk.Mkj ds nqfoZfu;ksx vkSj

xcu

izdj.k ds iw.kZ vfUre fuLrkj.k gks tkus ,oa

egkys[kkdkj m0iz0 dk vkfMV gks tkus ds 3 o"kZ

cknA

23- vkokl HkRrk ,oa vU; HkRrsA egkys[kkdkj m0iz0 dk vkfMV gks tkus ds 3 o"kZ

cknA

24- Hkwfe rFkk Hkou iath ¼foRrh; fu;e&laxzg

[k.M ik¡p Hkkx ,d ds izLrj 265 ¼,½ esa

fu/kkZfjrA

LFkk;h :i lsA

********************

Study M

ate

ria

l Not

For L

egal

Use

Copy

Rig

ht

Rer

served

IFM

TR/C

DFA

docum

ents