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One of India’s leading financial service
distributor
Authorized Marketing association with India’s
leading bank for home loans & Business loans
Part of People Serve group ,having presence
in India since last 10 years
Owned by highly qualified professionals
(Chartered accountants & MBA’s)who have got
experience in home loan business from last
several years
About People Financials
Doorstep Services
Option to choose various banks under one roof
Option to choose most competitive interest rate available in the market
Client base of more than 300
Award from ICICI for one of the leading channel partner in year 2014
•Why People
Financials/Strength
Recognition
Products Offered
HOME LOAN
PERSONAL LOAN/BUSINESS LOAN
OFFICE PURCHASE LOAN
LOAN AGAINST PROPERTY/LRD
BALANCE Transfer/Top Up
HOME LOAN
HOME LOAN
Available against Mortgage of New property to be purchased
Loan Tenure of 10 to 30 years
ROI* Of 9.75%% to 10.50%
Loan up to 80% of Market Value
*ROI-Rate of Interest per annum
Target Clients -Home Loan
Those who are looking to Purchase new house/Flat /Land
Those who are constructing/Renovating their house
Those who have running home loan from banks at higher rate
*ROI-Rate of Interest per annum
Loan Against Property(LAP)/Lease Rental Discounting (LRD)
Available against Mortgage of existing Residential /Commercial Property
Loan Tenure of 10 to 15 years
ROI Of 10.75%-12%
Loan up to 80% of Market Value
Target Clients -LAP/LRD
For Business Expansion/Funding requirement
Converting Working Capital loan/CC to term loan
Travel ,marriage and other personal requirement
For Start of new Line of business
Those who are looking for education loan
*ROI-Rate of Interest per annum
Balance Transfer(BT) & Top Up
Transfer of existing Home Loan to other Banks /Financial Institution to get benefit of lower
interest rates
Getting additional loan as Top up loan at home loan rate
Transfer of existing LAP/LRD to other Banks /Financial Institution to get benefit of lower
interest rates
Loan up to 75% of Market Value
Target Clients -BT & Top Up
Those who are looking to reduce their existing ROI of Home Loan /LAP
For getting additional Loan for business/Personal Purpose
*For getting benefit up to Rs.10 Lacs
To Lower existing EMI Burden & Reduction of tenure
*ROI-Rate of Interest per annum
OtherTarget Client
Builders & Developers
Businessman’s who are looking to get fund for business & other
needs
Corporate’s looking for LRD loan against their Property leased to
big corporate like shopper stop /Pantaloon property
Individuals looking to get home loans or looking to save interest by
transfer of existing loan at Lower ROI
ROI & Fee –Ready Reckoner
Home Loan
Loan Amount (In Lacs ) ICICI Bank HDFC Bank PNB Housing Axis Bank
0-500(Salaried ) 9.90% 9.90% 9.95% 9.95%
0-150(Self Employed ) 9.90% 9.90% 10.35% 9.95%
>150(Self Employed ) 10% 10% 10.35% 10%
FEE
For salaried (New Loan ) 6270 11970 11798 11798
BT Cases 6270 11798 11798 6180
SENP(Business man) 11970 0.50% 0.25% 0.50%
LAP
ROI 11% 11% 11.5% 11.5%
Fees(%) 0.75% 1.00% 1.00% 1%
*9.85 for ladies