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자동차보험 보상. 다른 이름으로 저장후 열어 보시면 빠릅니다. SIPT 정 종 필. III. 자동차보험 보상교육 ( 고급 ). 수정일 2005 년 4 월. 목 차. 교통사고시 행동요령. 다른 자동차운전 특별약관 사례. 교통사고와 관련된 책임. 과실상계 ( 유형별과실 ). / 행정적 책임. 형사적 책임. / 민사적 책임. 우선적용과실. / 호의동승감액. 교차로사고. / 보행자사고. 중과실사고의 종류. 이륜차사고. / 기타사고. 교통사범 구속기준. 할인할증. - PowerPoint PPT Presentation
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SIPT III .
() 2005 4 / / / / / / / / () / , , / / / () . /
1. 2. 4. 5. 3. . . !
. : , , () 1. (53) , : 5 : 1 500 3
2. , - : , 5 3
=> - : :1~2 - : 300 ~ 2000 : 300 ~ 2000 / / , / / 20km/h / / /
: 5 2,000 . .
, :
10
1. , , , 2. , . . , , . 3. 20km/h (20%) 4. , 5. 6. 7. , 8. 0.05%, 9. 10.
() : ( ) ( ) : ( ) / / / / / / / / .
) 3 2 ?15 + 3 2 30 = 45 (45 )
10 . 72 1 90 ( 3 ) 1 15 ( 5~3 ) 1 5 ( 5 ) 1 2( ) (3) 30 48 60 15 (0.05~0.1%) 100 , , , 30 , , 15 , , , 10 ( 1) + + , 2 1 : 40 40 ~ 120 : 1 121 , 2 201 , 3 271
2002.10.01 ' ' .
( )0.36%0.15%0.10% 3 2 1 5, ( )
10 ( ) 2 10 2 8 1 12 1 10
() ()108
:
10 ( ) : 6
* I : , () * II : I (, ) * , , , , , * (1,000, 2005.02.22) * , , * II (I ) * , : () (I ) , . , ()
(, , )
200(2004.07.31) 300 (2004.08.01 / ) 20 60 4,500 4,000 2003.1.1 : , , , , (- ) : ( ) x x 2/3 1/3 : 60 : * : , : : ( ) x x : (,,) : , , , : ,
(, , )
: : , , , , , , , (), , , , , , () , 7 : : 1 200 ~ 14 9 : 80% = 1 X X 80% : , : : 1 11,580 : 1 5,000
(, , )
(2004.08.01) : 50% 20 ~ 60 : 4,500 X X 70% 4,000 X X 70% 5 ~ 49 % : 2004.08.01 2 . = X X : : 3 100% (2004.08.01) : 50% .* : , : , 1 1 , , : , 2 1.1 2.2 .
(, , )
(120%) : 30 , 10 X : 20% : 20% : (1 ) X 30 , 10 , 30 1 30%
(1, 2, 3 )
) 1 : 1500, 9 : 180, 14 : 20 * (1500, 3000, 5000, 1)
. : 1,048,675 X 80% / 30 X 7 = 195,752. ( ) : 1 4~5 45,000 X 14 = 630,000. : + + = 1,035,752 . 1,035,752 X 70% - (500,000 X 30%) = 575,0261. 3 1 ( 500,000)
()
(I ) : I . (0.05% ) I, II 200, 50 .(2004.08.22 ) I , II 200, 50 .(2004.08.22 ) , I : , , , , , , , , , , (, , , ) II, ( . 2004.08.22) 3 () , (, ) . , , . , ., , , , , . , .
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I. 1. ? , , . 2. ? II. : III. (, ) . . ., , , , , , , , ,
. 1. , . () 10%~30% 20% , 10%~20% 10%. 2. , , . 3. . 4. . (6 ) 2 ()
(%) (%)
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. . 20 ~ 40 10 ~ 2020 ~ 4010 ~ 20
. . 30 ~ 50 10 ~ 30
. . 40 ~ 60 20 ~ 3010 ~ 20 10 ~ 2010 ~ 20 30 ~ 50
10 ~ 20 %
,
() 100% , , 50%40%30%20% , , 30%20%10% , , 20%10%5%0%
70 : 3070 : 30 : +5, +10, +20
(A)
A,B : 40% A : 70% A : 30% (B)
A,B : 60% B : 30% B : 70%
' ' " " , . B 14 A 60: B 40 .
14 [ ]: 22 [ ] : -4: . 23 [ ]
100 : 070 : 30
90% 70% () , 10% 30%
, 10% . 30% .
: , , .. : +5 %, ., ., , : -5 % , : - 10 %
, .
80 : 2080 : 20 : +10, +20, +5 (A/T 5)
: 70% : 80% : 55% 2
: 30% : 20% : 45%
, T . , .
22 . 23 .
1 ,,() , . : 3 3 ( ) . () , 40% , 1 45%, 2 (3010)% . ( 40%, 200%)
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/ / 333//// // / /1
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2 () () 2005 11 2003 110 3 . : 2005.05.01 2006.9.1 , 1 3 .
/ 40% / 45%50%//3/7 28%32/810/200 15%1(50 )//5010%
3030 50 50 2 1 3 1
/ / 10% / / 25% 0% -0.3%
()110%220%330% 0%
3 1. , 2003.1.10 ~ 2004.12.31 3 , 2005.1.1 1, 3 1 , 1 . 2.
(, ) . ()( ) , (, , , , , )1 , , ( , 1 ) 1 (, )
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=> . .()=> , , , .=> . 70% (9731588)
Couple(Lady) IIII(Lady)I , Silver / III
(, )
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#3 #2 #4 #1
( : ) (, , ) ( : ) 2001.08.01 #1
9 ~ 200 4500 :1,048,675, , , , , , , , ,
( : ) 2003.01.01 20 ~ 5920 60 45,000,000( )40,000,000( )
12345678910111213142005.02.21 15008008007007004004001801801201206060602005.02.22 2000100010009009005005002402401601608080802005.02.21 8000720064005600480040003200240018001500120010008005002005.02.22 10000900080007000600050004000300022501880150012501000630
10099~9594~9089~8584~7978~6766~5049~4544~3534~2726~2019~1413~98~52004.07.31 1000800600500400300250200120100806050402004.08.01 4,500(or 4,000) X X 70%40024020016012010080
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CT,MRI
* (CT)
3
()210,000190,000155,000145,000
(, )230,000200,000175,000165,000
* (MRI)
3
350,000330,000300,000280,000
350,000330,000300,000280,000
350,000330,000300,000280,000
350,000330,000300,000280,000
350,000330,000300,000280,000
320,000300,000270,000260,000
&A
&P
*
1 600 1 1,000 1 1,500
2 500 2 900 2 1,350
3 420 3 800 3 1,200
4 360 4 700 4 1,050
5 300 5 600 5 900
6 260 6 500 6 750
7 220 7 400 7 600
8 180 8 300 8 450
9 140 9 240 9 360
10 120 10 180 10 270
11 100 11 140 11 210
12 60 12 100 12 150
13 40 13 60 13 90
14 20 14 40 14 60
* 97.8.1.* 97.8.1.
&A
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* :
1234567891011121314
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*
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96.8.15044383228242016141210866
96.8.110088766428242016141210866
01.8.1200176152128423630242118151299
*
(%)10099~9594~9089~8584~7978~6766~5049~4544~3534~2726~2019~1413~98~5
96.8.18006505004003002502001501008060504030
98.8.1100080060050040030025020012010080605040
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1 50%30%20% 10%
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3,000 96.8.11,000
6,000 97.8.11,500
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20-59()()
96.8.18,000,0004,000,0004,000,0003,000,0002,000,000
98.8.110,000,0005,000,0005,000,0003,000,0002,000,000
01.8.132,000,00028,000,0005,000,0003,000,0002,000,000
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1,50015001350120010509007506004503602702101509060
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5,000500045004000350030002500200015001200900700500300200
1 190008000700060005000499930002400180014001000600400
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Sheet10
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Sheet11
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Sheet12
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Sheet13
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10 , . . , .( .) , .( .) 10 50 . . , . 1 50~70 .
, 1/2 . , . . . #2
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#13