0 1 2 3 40.4
0.5
0.6
0.7
0.8
0.9
1
0 1 2 3 40.4
0.5
0.6
0.7
0.8
0.9
1
0.40.5
0.60.7
0.80.9
0
2
4
6
-0.5
-0.4
-0.3
-0.2
-0.1
0
0.1
U.I. Benef itsWealth
ln(w
)
0.40.5
0.60.7
0.80.9
0
2
4
6
-0.5
-0.4
-0.3
-0.2
-0.1
0
0.1
U.I. Benef its
Wealth
ln(w
)
11.2
1.41.6
1.82
0
2
4
6
-0.5
-0.4
-0.3
-0.2
-0.1
0
0.1
0.2
Skills
Wealth
ln(w
)
11.2
1.41.6
1.82
0
2
4
6
-0.5
-0.4
-0.3
-0.2
-0.1
0
0.1
0.2
Skills
Wealth
ln(w
)
0 1 2 3 4 5 60
0.005
0.01
0.015
0.02
0.025
0.03
BenchmarkBasicBasic Skills
0 1 2 3 4 50.8
0.82
0.84
0.86
0.88
0.9
0.92
0.94
0.96
0.98
1
0 1 2 3 4 50.98
0.985
0.99
0.995
1
1.005
1.01
1.015
1.02
1.025
0 1 2 3 4 5 6 7 80.72
0.74
0.76
0.78
0.8
0.82
0.84
0.86
0.88
0.9
0.92
0 1 2 3 4 50.78
0.8
0.82
0.84
0.86
0.88
0.9
0.92