Nieuwe risico’s
Afwachten of anticiperen?
Programma1. Opening door dagvoorzitter Tom van ‘t Hek
2. Prof. dr. ir. Erik Fledderus (TNO)
3. Rosalie André, MSc (Philips)
4. Pauze
5. Yuri van Geest, MSc
6. Afsluiting door dagvoorzitter Tom van ‘t Hek
7. Netwerkborrel
VNAB event - Nieuwe risico's, Eindhoven 08.10.2014
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Dagvoorzitter
Tom van ‘t Hek
VNAB event - Nieuwe risico's, Eindhoven 08.10.2014
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Erik Fledderus
Principle Scientist ICT (TNO)
VNAB event - Nieuwe risico's, Eindhoven 08.10.2014
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| Trends Transitions TNO
TRENDS & TRANSITIONS
– AND THEIR IMPACT ON
VNAB
Erik Fledderus
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| Trends Transitions TNONew risks for VNAB
NEW WAYS
New risks – new adventures, hazardous
undertaking
15-17th century: new, unknown ship routes
Today: which new routes are taken?
(innovations)
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Thomas Lange, 1796 – 1841
Captain
| Trends Transitions TNONew risks for VNAB
RISKS AND TECHNOLOGY
Technology based innovations – and
unexpected outcomes
Examples – at the beginning: good idea
Asbestos
Chrome-paint pigments
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| Trends Transitions TNONew risks for VNAB
RISKS AND TECHNOLOGY
Technology based innovations – and
unexpected outcomes
Examples – at the beginning: good idea
Asbestos
Chrome-paint pigments
Examples – (consuming) lower risk
ABS
Diet food
8 thehealthyboy.com
| Trends Transitions TNONew risks for VNAB
RISKS AND TECHNOLOGY
Technology based innovations – and
unexpected outcomes
Examples – at the beginning: good idea
Asbestos
Chrome-paint pigments
Examples – (consuming) lower risk
ABS
Diet food
Some main trends
Sources: VvV, DG CONNECT Advisory Forum
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| Trends Transitions TNONew risks for VNAB
TRENDS AND GAME CHANGERS
Better insight in body
functioning
Better insights in how eco-
systems societal
processes work
Virtual modelling and testing
Efficient manufacturing
technology
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Miniaturisation of products
and processes
Increased intelligence in
products (AI)
Robots / cyber physical
systems
Omnipresent networks
Smart materials
| Trends Transitions TNONew risks for VNAB
ICT-BASED TRENDS WITH GREAT IMPACT
Internet of Things
Making Sense of Big Data
The quantified Self
Cognitive Systems of Systems
Participation in Design
The relational self
ICT developments lower boundaries
The pervasive role of cyber security
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| Trends Transitions TNONew risks for VNAB
RISKS AND NEW BUSINESS MODELS
Even more exiting: your customers are moving towards new business
models, enabled by new technological options – are they enabled by
you?!
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| Trends Transitions TNONew risks for VNAB
RISKS AND NEW BUSINESS MODELS
Even more exiting: your customers are moving towards new business
models, enabled by new technological options – are they enabled by
you?!
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Business model 1:
• Drivers: decreased risk-
appreciation, IoT, big
data, integrated service
model
• New risks: complex
unknown chain of
failures, dependencies,
impact
• Possible unexpected (!)
behavior: ‘ABS’
• Interesting: moving
perspective – from
consumer to
manufacturer
| Trends Transitions TNONew risks for VNAB
RISKS AND NEW BUSINESS MODELS
Even more exiting: your customers are moving towards new business
models, enabled by new technological options – are they enabled by
you?!
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Business model 2:
• Drivers: data business-
eco-system, efficiency /
scarcity, IoT, big data
• New risks: quality of data
and information and its
downstream effect
• Interesting: cooperation
with NMi
| Trends Transitions TNONew risks for VNAB
RISKS AND NEW BUSINESS MODELS
Even more exiting: your customers are moving towards new business
models, enabled by new technological options – are they enabled by
you?!
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Business model 3:
• Drivers: multi-actor
composition of products
and services, 3D printing,
participatory design
(OI2.0)
• New risks: absence of
standards, liability
• Interesting: (design)
standards, comparable
how open source is used
by large companies
| Trends Transitions TNONew risks for VNAB
CHALLENGING
Society has various emotional reactions
regarding innovation, including fear
What is your reaction regarding these
innovations? [fear, worry, amazement, excitement]
Specific worry about the far-reaching possibilities of big data
Can you imagine a ‘feel good’ movie about big-data and
insurance?
Can we bring ethics in the design of
technology – so we can accompany
developments instead of opposing?
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| Trends Transitions TNONew risks for VNAB
CONCLUSIONS
‘Risk’ is closely connected with ‘innovation’ – taking new routes:
VNAB can enable innovation
The most challenging effect of technology: enabling new business
models of your customers
Both ‘integrated service’ and ‘uncertain eco-system’ are challenging
VNAB can be a driving-force in bringing ethics in the design of new
innovations and business models
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| Trends Transitions TNO
THANK YOU FOR
YOUR ATTENTION
Rosalie André
Insurance Director (Philips)
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Delivering innovation thatmatters to you
Rosalie AndréInsurance director
8 October 2014
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Agenda 1. Introduction2. Responding to global challenges3. Delivering innovation that matters to you4. Creating the future… in horticulture5. Innovation and insurance6. Conclusion
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Responding to global challenges
With our understanding of many of the longer-term challenges our world faces, we see major opportunities to apply our innovative competencies and create value for our stakeholders.
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We see a growing need for health care
2000 2050
The world’s population aged 60 and older
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We see increased focus on personal well-being
Only 62% of people around the globe rate their current state of health and well-being as “good” or “very good”.
Well-being of people around the world
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We see rising demand for energy-efficientsolutions
Lighting
The world’s electricity consumption
Average saving we can make by switching to energy-efficient lighting solutions
40%
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Our vision At Philips we strive to make the world healthier and more sustainable through innovation.
Our goal is to improve the lives of 3 billion people a year by 2025.
We will be the best place to work for people who share our passion.
Together we will deliver superior value for our customers and shareholders.
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Sluit de strategie van uw bedrijf aan op de kansen danwel uitdagingen van de komende jaren?
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How we innovate for you
We bring together our R&D and design expertise and our local business-creation capabilities to address people’s needs.
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Creating the future of health care and saving lives
Leveraging deep consumer insightsand smart technology
Leading the digital lighting revolution
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Improving the lives of 3 billion people
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How does the insurance industry innovate for its clients?
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Innovation and insurance
Penalties
Cloud servicesCompliance
Cyber TerrorismCo-creation
Subcontracting
Supply chain3D printing
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Innovation and insurance
Internet base insurance solutions
Risk financing
Intangible
assets
Tangible
assets
Company assets
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Conclusion
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Embrace our time:
• Invest to understand technology and its impact
• Rejuvenate industry
Lead change!!
Conclusion
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Innovate relevant solutions:
• Know your client!!!
• Understand what are their true assets and which risks keep them awake!
• Co-create with them.
• Push boundaries of insurable risks.
Conclusion
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Disruptive innovation in insurance happened in year 1730, Who will replicate this in our times!
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A new brand lineExpressing and summarizing our brand promise “Philips delivers innovation that matters to you”
It encapsulates the magic that arises when a deep understanding of people inspires innovations that people truly want and need, making a meaningful difference to their lives. This sets us apart and makes us different.
This makes us Philips.
Pauze
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Yuri van Geest
Singulariteit Specialist
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Yuri van Geest
Author The Exponential Organization
Dutch Ambassador Singularity University
MD of Singularity University Summit Europe
Quantified Self Europe
Singularity, Exponential
Technologies and Exponential
Organizations
Page 11
HTML (text) VideoSocial
Profiles
Location
Quantified Self
Health Data
Sensor Networks
Internet of Things
New information layers
The best vision on the future is
peripheral vision
Technological Domains
CONVERGENCE
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EXPONENTIAL GROWTH &THE LAW OF ACCELERATING RETURNS
Credit: Ray Kurzweil and KurzweilAI.net
Software will eat the world, in all sectors. Companies need to adapt or they will become extinct.
In the future every company will become a software company.
Mark Andreessenfounder of Netscape,
renowned Venture Capitalist Andreessen-Horowitz
Everything will become digital
• social, mobile & online for front-end functions
• nanotech, robotics, 3D printing, sensors, AI
• crowdsourcing (leveraging the crowd), DIY*, P2P**, crowd companies, AI, Nanofactories
•
*Do-It-Yourself: Movement of people who create things without the help of experts or professionals
•**:Peer-to-Peer: a decentralized network leveraging direct interactions between people
Drones ‘Unmanned aerial vehicles (UAV) controlled remotely by a human or autonomously by computers.’
Sensors‘Electronic device used to detect or sense a signal or a physical condition and respond to this using actuators; read and write. A.k.a.:Internet of Things / Quantified Self’
Key Developments
How Data is Gathered
• little data, isolated, ad hoc with little variety
• more data, open standards, connected, more real-time and more variety
• broader, deeper, real-time and remixed data
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MC10 - Nano Tattoo Sensors
Artificial Intelligence‘Computer science concerned with making machines and software behave like humans.’
Google DeepMind: Deep Learning + QUANTUM COMPUTING
Big Data
$500M
acquired byGoogle for
Artificial Intelligence
Robotics‘Technology that deals with the design, construction and programming of robots and computer systems.’
University of Oxford: 47% of all jobs at risk in the next 20 years
•
Transport, logistics, retail and office roles most likely to come under threat
The key to winning the race is not to compete against machines but to compete with machines
Andrew McAfee (MIT)best-selling author,
Race Against the Machine, Second Machine Age
Robot Jobs
“
”
EXPONENTIAL
ORGANIZATIONS
Definition
An Exponential Organization (ExO) is one whose impact (or output) is disproportionally large — at least 10x larger — compared to its peers because of the use of new organizational techniques that leverage exponential technologies.
Best ExOs
Do ExOs Really Work?
EXPONENTIAL ORGANIZATIONS
(e)Book by
Salim IsmailYuri van Geest
Michael Malone Peter Diamandis
Global launch October 14th 2014 by Singularity University Press
#2 Bestseller at Amazon in PRE-ORDER STATUS
Free Survey to see if you are Exponential or not?
www.exponentialorgs.com
Yuri van Geest
Author THE EXPONENTIAL ORGANIZATION
Dutch Ambassador Singularity University
MD of Singularity University Summit Europe
+31 6 113 19 290 @vangeest
www.singularityuniversity.nl
Dagvoorzitter
Tom van ‘t Hek
VNAB event - Nieuwe risico's, Eindhoven 08.10.2014
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Exponential organizations
Why new organizations are ten times better, faster and cheaper than yours
(and what to do about it)
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Aankomende VNAB events
• 4 november – HR bijeenkomst
• 6 november – Marktdiner
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• 8 december – Algemene Ledenvergadering
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Bedankt voor uw aandacht!
@vnabNL
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