Mr MJ Lotz

Membership Number: 200000341 Effective Date: 01.01.2016 Expiry Date: 31.12.2016

THIS IS TO CERTIFY THAT

GODFREY NTICEO

SANKIE MORATACHAIRPERSON

FPI2

001

85

CERTIFIED FINANCIAL PLANNER®

having satisfied the education, examination, experience and ethics requirements for certification and having agreed to abide by the institute's Code of Ethics and Professional Responsibility and Financial Planning Practice Standards is hereby authorised to use the CFP®

and CERTIFIED FINANCIAL PLANNER® and marks, with all the rights and privileges pertaining thereto and subject to periodic renewal requirements as established and amended from time to time.

CFP Certification Global Excellence in financial planning®