Transcript

Laporan Pemetaan Lembaga Keuangan Mikro dan

Kajian Situasi Terkini Usaha Mikro di Kabupaten Manokwari dan Fak-fak

Provinsi Papua Barat

InternationalLabourOrganizationIndonesia

BANK INDONESIA

“Program Pembangunan berbasis Masyarakat Fase II: Implementasi Institusionalisasi Pembangunan Mata Pencaharian yang Lestari untuk Masyarakat Papua” ILO – PCdP2 UNDP

Disusun Oleh: Lembaga Penelitian UNIPAuntuk Proyek Pelembagaan Pembangunan Mata Pencaharian

yang Berkelanjutan ILO – PcDP 2 UNDP 2012

Pemetaan Lembaga Keuangan Mikro & Kajian Situasi Terkini tentangAkses ke Keuangan danPengembangan Usaha Mikro dan Kecil

di Kabupaten Manokwari dan Fakfak, Papua Barat

InternationalLabourOrganizationIndonesia

BANK INDONESIA

Pemetaan dan Kajian Lembaga Keuangan Miro dan Situasi Terkini Pengembangan Usaha Mikro dan Kecil di Kabupaten Manokwari dan Fakfak

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DAFTAR ISI "

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Pemetaan dan Kajian Lembaga Keuangan Miro dan Situasi Terkini Pengembangan Usaha Mikro dan Kecil di Kabupaten Manokwari dan Fakfak

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NGBG"+),6787"3)%7&87&"9!34'"]+K9^"P!"K76%Q7-)&"97&'3R74!"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"VO"NG?G"+),6787"3)%7&87&"9!34'"]+K9^"P!"K76%Q7-)&"C73S73"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"OA"

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OGBG"F-%P!"K7$%$"1)4),Q%7&"1)&8%$7*7"K76%Q7-)&"97&'3R74!"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"OX"OG?G"F-%P!"K7$%$"1)4),Q%7&"1)&8%$7*7"P!"K76%Q7-)&"C73S73"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"WX"

YG"" KHF091.+2/"#2/"EHK=9H/#2F0"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"\\"

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""""""""""""""""

Pemetaan dan Kajian Lembaga Keuangan Miro dan Situasi Terkini Pengembangan Usaha Mikro dan Kecil di Kabupaten Manokwari dan Fakfak

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DAFTAR TABEL "

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D76)("BG"" 97-)4!@"/747$%,6)4"P7&"9)4'P)"+'3737457"P!"K76%Q7-)&"97&'3R74!"GGGGGGGGGGGGGGGGGGGGGGGG"\"

D76)("?G"" 97-)4!@"/747$%,6)4"P7&"9)4'P)"+'3737457"P!"K76%Q7-)&"C73S73"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"X"

D76)("MG"" F)6747&"P7&"_%,(7*"1)&P%P%3"K76%Q7-)&"97&'3R74!"9)&%4%-"#!$-4!3"D7*%&"?ABB"B?"

D76)("NG"" 1)43),67&87&"1#E;"K76%Q7-)&"97&'3R74!"D7*%&"?AAA`?AAW"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"BV"

D76)("VG"" 1)4-%,6%*7&"H3'&',!"K76%Q7-)&"97&'3R74!"D7*%&"?AAA`?ABB"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"BO"

D76)("OG"" F-4%3-%4"1)4)3'&',!7&"K76%Q7-)&"97&'3R74!"D7*%&"?AAX`?ABB"]P7(7,"Q)4$)&^"GGGG"BW"

D76)("WG"" 1)4-%,6%*7&"1#E;"Q)4"K7Q!-7"2-7$"#7$74"L7487";)4(73%"P!"K76%Q7-)&"97&'3R74!"

D7*%&"?AAV`?ABB"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"B\"

D76)("\G"" F)6747&"P7&"_%,(7*"1)&P%P%3"K76%Q7-)&"C73S73"9)&%4%-"#!$-4!3"D7*%&"?ABB"GGGGGGGG"?A"

D76)("XG"" 1)43),67&87&";)6)47Q7"0&P!37-'4"H3'&',!"K76%Q7-)&"C73S73"D7*%&"?AAX">"?ABB"G"?B"

D76)("BAG"1)47&7&"F)3-'47("1)4)3'&',!7&"K76%Q7-)&"C73S73"-)4*7P7Q"1),6)&-%37&"1#E;"

D7*%&"?AAX`?ABB"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"?M"

D76)("BBG"14'S!("K'Q)47$!"F!,Q7&"1!&<7,"57&8"D)4P7Q7-"P!"97&'3R74!"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"M?"

D76)("B?G"1)43),67&87&"Q)(73$7&77&"14'847,"1.21"P!"K76%Q7-)&"97&'3R74!"GGGGGGGGGGGGGGGGGGGGGG"MV"

D76)("BMG"E)7(!$7$!"K4)P!-"9!34'"+K9";7&3"P!"97&'3R74!"-7*%&"?AB?"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"MO"

D76)("BNG"+),6787"57&8"Q'-)&$!7("$)6787!"!&3%67-'4"6!$&!$"P!"K76%Q7-)&"97&'3R74!"GGGGGGGGGGGGGG"N?"

D76)("BVG"1'$!$!"K4)P!-"9!34'@"K):!("P7&"9)&)&87*"57&8"P!6)4!37&";7&3".,%,"P!"K76%Q7-)&"

C73S73"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"VA"

D76)("BOG"1'$!$!"K4)P!-"9!34'@"K):!("P7&"9)&)&87*"57&8"#!6)4!37&";7&3".,%,"P!"K76%Q7-)&"

C73S73"9)&%4%-"F)3-'4"H3'&',!"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"VB"

D76)("BWG"+),6787"57&8"Q'-)&$!7("6)4Q)47&"$)6787!"0&3%67-'4";!$&!$"1'-)&$!7("P!"K76%Q7-)&"

C73S73"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"VM"

D76)("B\G"E)7(!$7$!"Q)&57(%47&"%$7*7",!34'"3):!("].9K^";7&3"17Q%7"Z767&8"97&'3R74!"GGGGGGGGG"VW"

D76)("BXG"#7-7"#)6!-%4"P7&"_%,(7*"K.E",!34'"57&8"P!$7(%437&"'()*";E0"Z767&8"97&'3R74!"GGGG"V\"

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D76)("?MG"1)4),Q%7&"1)&8%$7*7",!34'"P!"K76%Q7-)&",7&'3R74!"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"OX"

D76)("?NG"1)4),Q%7&"Q)&8%$7*7",!34'"P!"K76%Q7-)&"C73S73"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"WX"

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Pemetaan dan Kajian Lembaga Keuangan Miro dan Situasi Terkini Pengembangan Usaha Mikro dan Kecil di Kabupaten Manokwari dan Fakfak

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DAFTAR GAMBAR "

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I7,674"BG"" F-4%3-%4"H3'&',!"K76%Q7-)&"C73S73"D7*%&"?AAX`?ABB"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"?M"

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I7,674"NG""" 06%"H$-)4"K)4)R75"P)&87&"3)47<!&7&"-7&87&"57&8"P!*7$!(37&"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"WA"

I7,674"VG"" 06%";)674!"P)&87&"%$7*7"Q),6%7-7&"!37&"7$74"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"W?"

I7,674"OG"" 06%"9'&!"U7&,7"P)&87&"<%7(7&"$78%"P7&"6%,6%"3%7*"3%&!&8"GGGGGGGGGGGGGGGGGGGGGGGGGGGGG"WV"

I7,674"WG"" 06%"F74:)"E%,7$)6"P)&87&"*7$!("3)47<!7&"-7$"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"WO"

I7,674"\G"" 06%"U)(!"F'46%"P)&87&"%$7*7"3!'$"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"W\"

I7,674"XG"" 06%"F747"2*)3"Q)(73%"%$7*7"3!'$"P!"K'37$"C73S73"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"\A"

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I7,674"BBG"";%&87"P7&"6!<!"Q7(7"Q4'P%3$!"!6%"974$)(!&7"9787Q"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"\?"

I7,674"B?G" 06%"974!7&3)"L'R75"Q)(73%"Q)&<%7("$75%4"P!"17$74"D7,674%&!"C73S73GGGGGGGGGGGGGGGGGG\M

I7,674"BMG"97,7"I'(57S"P)&87&"*7$!("'(7*7&"$78%"(),Q)&8"P!"K'37$"C73S73"GGGGGGGGGGGGGGGGGGGGGGGGGG"\V"

I7,674"BNG"F78%"+),Q)&8"*7$!("'(7*7&"97,7"I'(57S"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"\O"

I7,674"BVG"14'P%3$!"E%,Q%-"+7%-"3)(%7487"97,7"I'(57S"GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG"\W"

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Pemetaan dan Kajian Lembaga Keuangan Miro dan Situasi Terkini Pengembangan Usaha Mikro dan Kecil di Kabupaten Manokwari dan Fakfak

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DAFTAR SINGKATAN "

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INVENTARISASI DAN PENILAIAN UMK

SELEKSI DAN MEDIASI

PEMERINTAH, LKM

PEMBIAYAAN

PEMERINTAH DAN LKM

PEMBINAANBELUM

AKSES KREDIT

LAYAK

PENDAMPINGAN

PEMERINTAH, LSM / NGO

LKM

PEMERINTAH, LSM / NGO

MANDIRI

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