Team: Wolves Of Wall Street

Md. MUHTASIM MUNEEM 121 0902 030

FARIA MAHJABIN 121 0804 030

REDWAN MUSTAFIZ SHARID 093 0437 530

ASIF MAHBUB RASHID 113 0254 030

TAHSIN JAHAN PRIMI 122 0020 030

LAMIA TASNEEM 121 0586 030

Objective:Buy at Low Price, Sell at High Price

Some organizations had huge profits as well as impressive returns. Thus we bought their shares with a hope of getting high returns:

Some organizations had a comparatively greater brand image in the market,hence we bought their shares & gained good returns: Google(GOOG), Pepsi(PEP),Netflix(NFLX).

Companies were not so popular to us but had very high returns: Advanced micro devices(AMD), Alaska air group .inc(ALK),Ecolab(ECL),

Renowned organizations, but ended up at a loss: Hersheys(HSY) Coke(KO), Twitter.Inc(TWTR) Amazon.com Inc(AMZN) Disney(DIS) Facebook(FB) Google.Inc(GOOG),

Front page of trading & were in good condition, we bought them & gained very

little amount of returns. Those are: Conn’s Inc(CONN), General Motors Co(GM), Raptor Pharmaceutical

Corp(RPTP),Tesla Motors Inc(TSLA), Allegion PLC(ALLE).

We bought some shares randomly just to see if we could gain some profit by

any chance. In this context, we gained profit from

Some companies were not so popular to us but had very high returns:

Advanced micro devices(AMD) Alaska air group .inc(ALK) Ecolab(ECL)

Exceptions

Being wealth managers, our main objective is to achieve the maximum return from savings after next five years for MR Chowdhury

The bank offers a variety of deposit schemes with different provisional rate and maturity time.

Mudaraba Monthly Profit Deposit Scheme

(MMPDS) of 5 years for 10.75% Mudarabe Savings Account at 5.2% Mudaraba Special Notice Deposit at 4%. After doing all the calculations, it is

found Mudaraba Monthly Profit Deposit Scheme (MMPDS) of 5 years at 10.75% is the most profitable as it gives a return of BDT 13,329,340.48

The bank offers attractive deposit schemes for the clients.

According to the circular in February 27, 2014, the bank’s Special Notice Deposit below BDT 10 million is offered at the rate of 3%

Savings Deposit at 5.25% Among all the schemes in the bank, Fixed

Deposit Scheme (FDR) for 1 year in conventional and Islamic Banking offers the highest return of BDT 12,884,080 after five years.

This private bank offers a lot of deposit scheme for its clients.

These are for amount which is less than BDT 10 million.

Other offers are FDR for 1 month at 7%, 3 months at 10.75%, 6 months at 10.5 % and 10.25% for 1 year.

After calculation, it has been found that Fixed Deposit Receipt (FDR) for 3 months will give the highest return of amount BDT 13,603,575.28

The schemes include: Short Notice Deposit-SND at 4% per annum, Savings Deposit-SB at 4 % p.a., Savings Deposit- SB 50+ at 6.5%, Premier Eastern savers (7%), Premier Excel Savers (6.5 Premier Super Account at 9%. It also offers Fixed Deposit account for less than BDT 10 million

6.5% per annum for 1 month and above, for 3 months and above at 11%, for 6 months and above is 11% and for 1 year the interest rate is 11% annually.

The FDR for 3 months (11%) gives the highest future value of BDT 1, 376, 3427.45 after five years among all the schemes of the bank.

 

The analysis of all the savings schemes and calculation of future values after 5 years showed that the banks offer attractive packages which can give high return. But among the four banks, Premier Bank offers the most attractive package which yields the highest return among all. The Fixed Deposit scheme for 3 months but less than six months will give a future value of BDT 1 3,763,427.45 after five years at a rate of 11% interest rate. The money after five years would be increased by (13,763,427.45-8,000,000) = BDT 5,763, 427.45. The percentage growth rate of the present value of BDT 8,000,000 would be 72.04% after 5 years if the money is kept as FDR in the bank. The high interest rate of 11% and compounding after 3 months, in total 20 times during 5 years has made this account to give the highest return. Thus, for the above reasons, we would select Premier Bank’s Fixed Deposit scheme for 3 months for our savings component to maximize the wealth of MR Chowdhury after five years.