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PHOENIX!!!! LOUISA RAITT NIKITA DARYANANI

Phoenix!!!! ppt

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Page 1: Phoenix!!!! ppt

PHOENIX!!!! LOUISA RAITT

NIKITA DARYANANI

Page 2: Phoenix!!!! ppt

TAXATION: LOUISA

Annual Salary= $50,000.00

FICA= 7.65%---$3,825.00

State Income Tax= 3.36%---$1,680

Federal Income Tax= $6,338.00

Louisa's Adjusted Income$38,157.00

Page 3: Phoenix!!!! ppt

TAXATION: NIKITA

Annual Salary= $40,000.00

FICA= 7.65%---$3,060.00

State Income Tax= 3.36%---$1,344.00

Federal Income Tax= $4,175.00

Nikita's Adjusted Income

$31,421.00

Page 4: Phoenix!!!! ppt

SAVING: LOUISA

Annual Saving(10% off adjusted income)= $3,815.70

$900 in Bank of America Checking account

$1,415.7 savings account at Bank of America (0.05% APY)

$1,500 In Growth Money Market Savings Account (APY is Tiered, based on balance with additional bonus rate)

Annual Tithe= $1,907.85

Adjusted Income Now

$32,433.45

Page 5: Phoenix!!!! ppt

SAVING: NIKITA

Annual Saving (8% off adjusted income) = $2,513.68

$700 in Bank of America Checking account

$1713.68 in savings account at Bank of America (.05% APY)

$1000 in Growth Money Market

Adjusted Income Now

$28,907.32

Page 6: Phoenix!!!! ppt

HOUSING

Vaseo Appartments

16220 N. 7th St.

Phoenix, AZ 85022

1 Year lease

$1500 deposit

Rent= $680 per month/ 2 people

-->$340 per month per person Rent

-->$4080 per year per person Rent

--> Renter’s Insurance: Liberty Mutual= $25 per month= $300 per year per person

Rent+Deposit+Insurance= $5130.00

Cascade Floorplan

Page 7: Phoenix!!!! ppt

HOUSING CONTINUED (FEATURES)

Apartment Features

Air Conditioning

Balcony

Ceiling Fan(s)

Dishwasher

Fireplace

Microwave

New/Renovated Interior

Oversized Closets

Stainless Steel Appliances

Washer & Dryer In Unit

Special Features

Pets Accepted

Dogs-Dogs under 50lbs allowed.

Only 2 Pets per Apartment.

Community Features

Accepts Credit Card Payments

Accepts Electronic Payments

Basketball Court(s)

Business Center

Clubhouse

Covered Parking

Emergency Maintenance

Extra Storage

Fitness Center

Green Community

High Speed Internet Access

Hot Tub

Public Transportation

Swimming Pool

Tennis Court(s)

Trail, Bike, Hike, Jog

Four Resort Style Pools & Relaxing

Spas

Yoga & Spin Room

Spectacular Movie Theater

Billiards Room

Water Machines

BBQ Grills with Picnic Areas

24-Hour Maintenance Response

Lush Landscaping with Streams &

Waterfalls

Page 8: Phoenix!!!! ppt

HOUSING CONTINUED

Page 9: Phoenix!!!! ppt

HEALTHCARE

LOUISA & NIKITA

Calendar-year deductible: $5000

Co-Insurance: 80/20

Copay: $30 Doctor, $50 Specialist

Monthly Premium: $112.02 => $1344.24 a year

Page 10: Phoenix!!!! ppt

TRANSPORTATION

Both buying used cars from the Tucson CarMax

Dealership $149 to transfer each car to the Phoenix CarMax Dealer

Gas Prices current prices in Phoenix ranging $3.45-

$3.57 per gallon

Nikita’s Gas Prices: 13.2 Gallon Tank- $94.25 per month x 12

months = $1,131.00

Louisa’s Gas Prices: 19 Gallon Tank- $166.25 per month x 12

months = $1,995.00

Louisa’s CarNikita’s Car

Page 11: Phoenix!!!! ppt

TRANSPORTATION= CARS

2009 Jeep Wrangler X 2D Sport

Utility

Vehicle price= $20998.00

Tax, Title, Tags Fee=$2,275.00

Down payment amount=

$2,000.00

Finance rate (APR) = 4%

Contract length = 60 Months (5

Years)

Amount financed= $21,273

Estimated monthly payment=

$391.77

Insurance: Esurance =Monthly

premium= $103.13

Transfer+ Down+ Monthly+ Gas+

Insurance=$8,845.24 (per year)

2006 MINI Cooper 2D Hatchback

Vehicle price= $16,988.00

Tax, Title, Tags Fee =$2,275.00

Down payment amount= $2,000.00

Finance rate (APR) = 4%

Contract length= 60 months (5 Years)

Amount financed= $16,823.00

Estimated monthly payment= $310.00

Insurance: Esurance= Monthly premium=$159.94

Transfer+ Down+ Monthly + Gas+ Insurance=

$7,001.00 (per year)

LOUISA NIKITA

Page 12: Phoenix!!!! ppt

UTILITIES

Electric with AC: $150 per month on average (50-60 during winter and 160-200 during summer)

Gas: $50

Water: $50

Phone: cell phones only - no landline Both will remain on their current family plans and pay their

parents monthly (Louisa pays=$60 Nikita pays= $30 each month)

Internet: free WiFi within entire apartment complex

Louisa: $310 a month, $3,720 a year

Nikita: $280 a month, $1,860 a year

Page 13: Phoenix!!!! ppt

FOOD!!!

Eating out: $150 a month

House groceries (2 people)= $300 a month

$150 monthly per person

Household supplies (2 people)= $300 monthly

$150 monthly per person

TOTAL: $450 per person per month= $5400 per person per year

Page 14: Phoenix!!!! ppt

EXTRAS: MEET CRUZ!!!!!!

Adoption: $150

Petsmart:

Fabric and Fleece Dog Bed-PetSmart$16.95

Flee medication= $201.98 per year

Dog Food: $15 for a 4lb bag --> $60 per year

Leash and Collar: $9:99= collar, 14.99=leash

Toys: ~ $20

DOG: Cruz's total cost ~$475.00

$237.50 per person per year

Page 15: Phoenix!!!! ppt

OTHER EXTRAS

Netflix= $96 a year= $48 per person a year

Going Out (movies, shopping, museums, bowling,

going out with friends)= $80 per week per person

= $4160 per person per year

Hair and Nails (per year):

Nikita: Louisa:

Hair=$120 Hair=$360

Nails= $240 Nails=$420

Page 16: Phoenix!!!! ppt

WHAT'S LEFT??!?!??

Louisa has $773.47 remaining and will put that

remaining money into her regular savings account

Nikita has $2,235.58 remaining and will put that

remaining money into her regular savings account