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PHOENIX!!!! LOUISA RAITT
NIKITA DARYANANI
TAXATION: LOUISA
Annual Salary= $50,000.00
FICA= 7.65%---$3,825.00
State Income Tax= 3.36%---$1,680
Federal Income Tax= $6,338.00
Louisa's Adjusted Income$38,157.00
TAXATION: NIKITA
Annual Salary= $40,000.00
FICA= 7.65%---$3,060.00
State Income Tax= 3.36%---$1,344.00
Federal Income Tax= $4,175.00
Nikita's Adjusted Income
$31,421.00
SAVING: LOUISA
Annual Saving(10% off adjusted income)= $3,815.70
$900 in Bank of America Checking account
$1,415.7 savings account at Bank of America (0.05% APY)
$1,500 In Growth Money Market Savings Account (APY is Tiered, based on balance with additional bonus rate)
Annual Tithe= $1,907.85
Adjusted Income Now
$32,433.45
SAVING: NIKITA
Annual Saving (8% off adjusted income) = $2,513.68
$700 in Bank of America Checking account
$1713.68 in savings account at Bank of America (.05% APY)
$1000 in Growth Money Market
Adjusted Income Now
$28,907.32
HOUSING
Vaseo Appartments
16220 N. 7th St.
Phoenix, AZ 85022
1 Year lease
$1500 deposit
Rent= $680 per month/ 2 people
-->$340 per month per person Rent
-->$4080 per year per person Rent
--> Renter’s Insurance: Liberty Mutual= $25 per month= $300 per year per person
Rent+Deposit+Insurance= $5130.00
Cascade Floorplan
HOUSING CONTINUED (FEATURES)
Apartment Features
Air Conditioning
Balcony
Ceiling Fan(s)
Dishwasher
Fireplace
Microwave
New/Renovated Interior
Oversized Closets
Stainless Steel Appliances
Washer & Dryer In Unit
Special Features
Pets Accepted
Dogs-Dogs under 50lbs allowed.
Only 2 Pets per Apartment.
Community Features
Accepts Credit Card Payments
Accepts Electronic Payments
Basketball Court(s)
Business Center
Clubhouse
Covered Parking
Emergency Maintenance
Extra Storage
Fitness Center
Green Community
High Speed Internet Access
Hot Tub
Public Transportation
Swimming Pool
Tennis Court(s)
Trail, Bike, Hike, Jog
Four Resort Style Pools & Relaxing
Spas
Yoga & Spin Room
Spectacular Movie Theater
Billiards Room
Water Machines
BBQ Grills with Picnic Areas
24-Hour Maintenance Response
Lush Landscaping with Streams &
Waterfalls
HOUSING CONTINUED
HEALTHCARE
LOUISA & NIKITA
Calendar-year deductible: $5000
Co-Insurance: 80/20
Copay: $30 Doctor, $50 Specialist
Monthly Premium: $112.02 => $1344.24 a year
TRANSPORTATION
Both buying used cars from the Tucson CarMax
Dealership $149 to transfer each car to the Phoenix CarMax Dealer
Gas Prices current prices in Phoenix ranging $3.45-
$3.57 per gallon
Nikita’s Gas Prices: 13.2 Gallon Tank- $94.25 per month x 12
months = $1,131.00
Louisa’s Gas Prices: 19 Gallon Tank- $166.25 per month x 12
months = $1,995.00
Louisa’s CarNikita’s Car
TRANSPORTATION= CARS
2009 Jeep Wrangler X 2D Sport
Utility
Vehicle price= $20998.00
Tax, Title, Tags Fee=$2,275.00
Down payment amount=
$2,000.00
Finance rate (APR) = 4%
Contract length = 60 Months (5
Years)
Amount financed= $21,273
Estimated monthly payment=
$391.77
Insurance: Esurance =Monthly
premium= $103.13
Transfer+ Down+ Monthly+ Gas+
Insurance=$8,845.24 (per year)
2006 MINI Cooper 2D Hatchback
Vehicle price= $16,988.00
Tax, Title, Tags Fee =$2,275.00
Down payment amount= $2,000.00
Finance rate (APR) = 4%
Contract length= 60 months (5 Years)
Amount financed= $16,823.00
Estimated monthly payment= $310.00
Insurance: Esurance= Monthly premium=$159.94
Transfer+ Down+ Monthly + Gas+ Insurance=
$7,001.00 (per year)
LOUISA NIKITA
UTILITIES
Electric with AC: $150 per month on average (50-60 during winter and 160-200 during summer)
Gas: $50
Water: $50
Phone: cell phones only - no landline Both will remain on their current family plans and pay their
parents monthly (Louisa pays=$60 Nikita pays= $30 each month)
Internet: free WiFi within entire apartment complex
Louisa: $310 a month, $3,720 a year
Nikita: $280 a month, $1,860 a year
FOOD!!!
Eating out: $150 a month
House groceries (2 people)= $300 a month
$150 monthly per person
Household supplies (2 people)= $300 monthly
$150 monthly per person
TOTAL: $450 per person per month= $5400 per person per year
EXTRAS: MEET CRUZ!!!!!!
Adoption: $150
Petsmart:
Fabric and Fleece Dog Bed-PetSmart$16.95
Flee medication= $201.98 per year
Dog Food: $15 for a 4lb bag --> $60 per year
Leash and Collar: $9:99= collar, 14.99=leash
Toys: ~ $20
DOG: Cruz's total cost ~$475.00
$237.50 per person per year
OTHER EXTRAS
Netflix= $96 a year= $48 per person a year
Going Out (movies, shopping, museums, bowling,
going out with friends)= $80 per week per person
= $4160 per person per year
Hair and Nails (per year):
Nikita: Louisa:
Hair=$120 Hair=$360
Nails= $240 Nails=$420
WHAT'S LEFT??!?!??
Louisa has $773.47 remaining and will put that
remaining money into her regular savings account
Nikita has $2,235.58 remaining and will put that
remaining money into her regular savings account