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Safe InvestingBy Groww
What is Investment?
Making Money Work for You
Wiki: Allocating money in the expectation of some benefit in the future
Presentation by Groww.in
Where to Invest?Debt (Giving Loan)
● FD/ Saving Account● Bonds● Debt Mutual Funds
Equity (Buying Shares)
● Own business● Stocks● Equity Mutual Funds
● Low Risk ● Low Returns● High Liquidity
● High Risk ● High Returns● High Liquidity
Key Features
● Mid Risk ● Mid Returns● Low Liquidity
Alternatives (Others)
● Gold● Real Estate
Why Invest?
What if we don’t invest?
What is risk?Risk as we know is deviation from expected
● In investing, it's the possibility of losing your hard earned money
How to Invest Safely?● Start Safe● Diversify● Invest based on Time Horizon● Choose wisely
Trick 1: Start SafeStart with Debt funds and Don’t start with Stocks
Trick 2: Diversify - Invest in portfoliosDon’t put all your eggs in one basket
● Invest Across Asset Classes
Only Gold Same ReturnsLess Risk
Higher ReturnsSame Risk
Trick 3: Invest based on Time HorizonHigher the time period lesser the risk
Nifty Returns (1996-2015)
Trick 4: Choose WiselyDon’t invest just based on Returns
● Risk & Returns● Track Record● Fees & Charges
Conclusion
● Investing is important
● Investment is subject to market risk
● Investing can be hacked to get risk-free returns
