CDIF investor presentation

1

Forward-LookingStatements

OTCQB:CDIF

APublicHoldingCompanyProviding PrivateCompanies anEquityExit StrategyandEquityCapitalization Platform.

www.CardiffUSA.com

2CardiffInternational,Inc.(OTCQB:CDIF)|2017


ThispresentationcontainsforwardlookingstatementswithinthemeaningoftheSecuritiesLitigationReformAct.ThestatementsreflecttheCompany'scurrentviewswithrespecttofutureeventsthatinvolverisksanduncertainties.TheserisksincludethefailuretomeetscheduleorperformancerequirementsoftheCompany'scontracts,theCompany'sliquidityposition,theCompany'sabilitytoobtainnewcontracts,theemergenceofcompetitorswithgreaterfinancialresources,andtheimpactofcompetitivepricing.Inthelightoftheseuncertaintiestheforward-lookingeventsreferredtointhispresentationmightnotoccur.


Overview

WeareaminiBerkshireHathawayforcompaniesunder$100millioninrevenue.

• $100kRevenuein2015• $4MRevenuein2016• $17+MRevenuein2017ifNoAdditionalAcquisitions• $40+MAdditionalRevenueinPendingAcquisitions

Cardiffcurrentlyhas11subsidiariesat$17Mannualizedrevenuewithlessthan$1Mdebtand1pending$10MacquisitionsunderLOIwith3morequalified

$30Macquisitionsawaitingfunding.


Financials

$0

$2

$4

$6

$8

$10

$12

2014 2015 2016 2017

Revenue(inmillions)

**

*Pro-formarevenueforecast


KeyFacts

Exchange:Ticker OTCQB: CDIF

RecentPrice $0.16

MarketCap $5.8 million

SharesOutstanding 34.4million

Float 17.4million

Revenue ~$4million

FiscalYear December 31


Management

DR.ROLLANROBERTS,II– COO/SVPFromturningaroundlarge,establishedcompaniestocreatinghighgrowthrevenueorganizations,Dr.Robertshaspassionatelyledwithexcellenceamulti-billion,publicly-helddatabasecompanyalongwithhealthcare,technology,manufacturinganddirectsalescompanies. Hehaslednearly1500employeesatagiventimeservicingclientssuchasCapitalOne,IndyMacBank,StateFarm,Allstate,Nationwidealongwithfederalandstategovernmentagencies.

ALEX CUNNINGHAM – CEO/PRESIDENT/DIRECTORMr.Cunningham’shasledseniormanagementinmultiplecompaniesandcreatedandimplementedgrowthandefficiencystrategiesforclientcompanies.Heisthefounderofmultipleconsultingfirmswherehemanagedprojectsandastaffof85helping2000privateorcloselyheldmiddle-marketclientcompaniesin24states.HewasapartneratM&AfirmLondonCapitalCorporationwherehemanagedallphasesofthetransactionprocess.

DANIEL R. THOMPSON –CHAIRMAN OF THE BOARDAppointedChairman/CEOin2010.30-yearcareerthatembracesnetworkandcableadvertisingsales,programmingproductionandproductplacement.Thompsonalsofounded CreativeEntertainmentServices,whichhesuccessfullysoldin2001.Mr.ThompsonalsofoundedCableRepUSA,amediasalesfirmspecializinginlocalmarketcableadvertising,whichhesoldtoCoxCablein1981.


CurrentHoldings

• Repicci’s ItalianIce&Gelato$3Mrevenuerun-rate

• AmericanCycleFinance$17Mrevenuerun-rate

• CSSC/DecisionTechnologyCorp.$10Mrevenuerun-rate

• Romeo’sPizza$800Krevenuerun-rate

• AffordableHousingInitiative$400Krevenuerun-rate

• EdgeViewProperties30AcresPrimeCommercialRealEstate

• MissionTuitionMassiveMerchantShoppingNetwork


MarketOpportunity

u Target 1: Gourmet Super Markets, Value $31M, Revenue $45M, Earnings $5.2M

u Target 2: Real Estate Related to Target 2, Value of $51.5M- Generates $6.6M

u Target 3: Mobile Home Park, 47 Corporate owned units, Value of $3.2M

u Target 4: Rapid Growth Dental Chain, 14 Locations. Value of $12,000,000.

u Target 5: Nutraceutical Manufacturer, Value of $5,550,000 - Generates $650,000

u Target 6: Pharma Grade Nutraceutical Spinoff, Value of $3,500,000

TOTALADDITIONALREVENUE:$68,000,000with$25Mcash/stockdeals


MarketProblem

1. StruggletoselltheirBusinessinSmallerMarkets.- Themoreprofitable,thelesslikelytheyaretofind

abuyer.

2. StruggleGettingMarketValue.

3. StruggleGettingFinancingtoGrowtheBusiness

4. StruggleGettingInvestmenttoReduceDebt&ReduceOperatingCosts

Profitableprivatecompaniesinsub-primemarketsstruggle.


CardiffSolution

1. Weprovidean“EquityExitStrategy”forbusinessowners.

2. Weprovidean“EquityCapitalizationStrategy”forbusinessowners.

Cardiffsolvestwokeyproblemsmostprivatecompaniesface:

Cardiffemploysamerge,acquire,andholdstrategy.


OurValueAdd

Cardiffaddsvaluetosubsidiariesby:

• Improvingbalancesheets;novating debt• Supportinghighgrowthcompanies• Providingstrategicandoperationalguidance• Formingsynergiesamongstacquisitions• Gainingeconomiesofscale• Reducinginvestorandownerrisksbyspreadingitacross

entireCardiffportfolio


CardiffFocus

• Management• Market• Margin

Cardiff’shighlycuratedapproachtargets:

Cardifftargetsacquisitionsofmature,highgrowth,nichecompanies.

1. Acquisitions; Closely Held Companies2. Income Producing Real Estate3. Second Stage Startups

WITHSTRONG...


AcquisitionProcess

VALUATION LOI DUEDILIGENCE

AGREEMENTEXECUTED

AUDIT SHARESISSUED

*

“Qualified”PreferredStock 100%ofthe“voteandvalue”ofthecompany’sstock

• ExclusiveseriesofPreferredStockawardedtoeachcompany• Non-votingsub-classauthorizedforthepurposeofraisingworkingcapital• AcquisitionsaddedtoCardiff’sconsolidatedbalancesheet,creatingtangiblevalueforallparties• Acquisitionassetsarenotco-mingled,andoperationalautonomyismaintained.

*PreferredsharesareissuedunderIRSSection368(a)1(B)guidelines(Tax-FreeExchange)

votesforcontrolofthenewlyacquiredcompany


LargestFinancialInvestors

• GaryTeel,Co-Founder $2.0M

• DanielRThompson,Chairman/Co-Founder $1.8M

• PeggyScheer, FinancialAdvisor $1.2M

• AlexCunningham,President&CEO $1.0M

• JamesCameron&Family,MovieProducer/Director $1.0M

• StevePosnerFamily,FloridaRealEstateDeveloper $600K

• RichardDuffy,MorganStanley $550K


CorporateOutlook

§ Positionedfor$20M+revenuewithprofitabilityin2017

§ 2017Anticipated2nd Qtr.MarketCap- $15M; YearEnd$100M

§ 3near-termacquisitiontargetsaddsignificantadditionalrevenueupside

§ Strongmanagementteamwithhistoryofexecution

§ Focused,disciplinedinvestmentstrategy


YearOverYear

TremendousPerformanceYearoverYear

u .08Cents

u $2.6Million

u 3Million

u ~6,000Shares

April2016 April2017

TakingMainStreettoWallStreet!

u .17Cents

u $5.8Million

u 17Million

u ~130,000Shares

SharePrice

MarketCap

Float

TradingVolume


AccreditedInvestorOffering

$25Kminimum

u $50MSubsidiaryAssetAcquisition

u ExistingSubsidiaryExpansion

u Planning/positioningforNASDAQ

USEOFFUNDS

SHAREPRICEGROWTH

0

0.1

0.2

0.3

0.4

0.5

9/20/16 10/20/16 11/20/16 12/20/16 1/20/17

CDIFHistoricalChart

High Low Close

HIGHLIGHTS

u 1:1.5ConversionRate

u 20%DiscountonStock

u MakeWholeProvision

u Warranties

18


CorporateOffices:401EastLasOlasBoulevardUnit1400FortLauderdale,FL33301UnitedStatesp:844-628-2100www.CardiffUSA.com

OTCQB:CDIF

Investor Relations

CDIF investor presentation