Your sub-title hereVietnamese money saving Love for cash. 49% have used the loan service

Survey information

• Vietnamese money saving • 506 Vietnamese of male / female between 20 – 49 years

old• August, 2015

Executive Summary

• 33% save less than 20,000,000VND and 28% does not have saving

• 26% saves money as cash while 18% changes it into gold

• 33% saves money for children and its education, 28% for housing

• 49% have used loan services including 7% of regular users. Singles use the service for the reimbursement while married is for housing

Panelist profile

Single

Married w

ith ki

ds

Married w

ithout k

ids

Others

Married status

20 - 24

25 - 29

30 - 34

35 - 39

40-49

45 - 49

22%

29%

33%

9%7%

3%

Age

Ho Chi Minh

Hanoi

Can Th

o

Da nan

gOthers

0%

5%

10%

15%

20%

25%

30%

35%

40%

45%

Location

Monthly income

< 3M VND

3 - 5M VND

5 - 7,5M VND

7,5MVND - 10M VND

10 - 15M VND

15M VND - 20M VND

20M VND - 25M VND

> 25 M VND

19%

31%

24%

14%

7%

3%

1%

2%

Individual

< 5M VND

5 - 7,5M VND

7,5 - 10M VND

10 - 15M VND

15 - 20M VND

20 - 25M VND

25 - 30M VND

30 - 40M VND

40 - 50M VND

> 50M VND

12%

13%

17%

23%

15%

6%

5%

3%

2%

4%

Household

　 How much do you save currently?

33% save less than 20,000,000VND and 28% does not have saving

I don't have any savings

Lower than 20,000,000 VND

20,000,001 VND - 50,000,000 VND

50,000,001 VND - 100,000,000 VND

101,000,001 VND - 300,000,000 VND

300,000,001 - 500,000,000 VND

501,000,000 - 800,000,000 VND

800,000,001 - 1,000,000,000 VND

More than 1,000,000,001 VND

28%

33%

14%

10%

6%

3%

1%

1%

3%

　 How much do you save currently?

　 68% of single personnel does not have saving

I don't have any savings

Lower than 20,000,000 VND

20,000,001 VND - 50,000,000 VND

50,000,001 VND - 100,000,000 VND

101,000,001 VND - 300,000,000 VND

300,000,001 - 500,000,000 VND

501,000,000 - 800,000,000 VND

800,000,001 - 1,000,000,000 VND

More than 1,000,000,001 VND

24%

29%

16%

11%

8%

5%

2%

2%

3%

32%

37%

12%

9%

4%

2%

0%

1%

3%

独身者 既婚者

How do you save your money?

Save

at ban

kCash

Investm

ent in go

ld

Insuran

ce

I do not h

ave sa

ving

Investm

ent in re

al esta

te

Savin

g at fo

reign cu

rrency

/ FX

Stock

Investm

ent trust

Bonds FXOthers

60%

26%18%

8% 7% 5% 4% 4% 3% 3% 3% 5%

26% save is as cash while 18% changes it into gold

What do you save your money for?

Others

To buy a car

For travel

To start own business

For the life when i get older

To buy a house / house reform

Children education

Just in case

9%

16%

17%

22%

25%

28%

33%

44%

　 33% save it for children, 28% for housing

About loan services

49% have used loan services including 7% of regular users

Others

Entertainment

Wedding / Ceremony

Travel

Hospital / Operations

Children education

Living cost

Buying a car

Reimburse money

Housing

11%

3%

7%

8%

15%

16%

18%

21%

26%

30%

What do you use the loan service for?

No51%

Have you ever used money loan services?

Yes, I use when Necessary 42%

Yes, I regularly use 7%

About loan services

No

Yes, I

use when nec

essary

Yes, I

regu

larly use

57%

36%

7%

47% 47%

By married status

独身 既婚者North has higher ratio of using loan services

No

Yes, I

use when nec

essary

Yes, I

regularly

use

57%

39%

4%

42%48%

By area

South North

About loan services

Others

Living cost

Travel

Entertainment

Wedding / Ceremony

Housing

Hospital / Operations

Children education

Buying a car

Reimburse money

11%

20%

10%

1%

5%

38%

12%

13%

20%

26%

11%

4%

5%

6%

9%

19%

20%

22%

22%

28%

独身者 既婚者Singles use the service for the reimbursement while married is for housing

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