Redfin Home Buying Class - Redmond, WA

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Home-Buying ClassPresented by KC Brants and Dave CarawayMeet KC!

KC BrantsRedfin Agent187 Redfin buyers & sellers4.9 star rating (209 reviews)

Events: Use the agents 150x150 or 120x120 imageresize to 1x1 and place into the grey box. Depending on the content you have for each agent, you can show 1, 2 or 3 and layout 2 agents either in a row or stacked.2Meet Dave!

Dave CarawayRedfin Agent236 Redfin buyers & sellers4.9 star rating (14 reviews)

Events: Use the agents 150x150 or 120x120 imageresize to 1x1 and place into the grey box. Depending on the content you have for each agent, you can show 1, 2 or 3 and layout 2 agents either in a row or stacked.3About RedfinA better way to buy & sell

On Your SideRedfin Agents are paid based on your satisfaction, not commission, so your interests always come first.Smarter & FasterMove quickly and confidently with our easy online tools and the most complete and accurate home sales data available.You Get MoreGet full service and better results while saving thousands in fees.100% Team SupportYoull work with a team of real estate pros, so theres always someone ready to help. AgendaLocal Real Estate TrendsHome-Buying ProcessRecapConclusion

#1.Local Real Estate TrendsRedmond Real Estate OverviewMedian List Price$669KMedian List $/Sq. Ft.$270Median Sale Price$638KMedian Sale $/Sq. Ft.$256Median Sale/List98.4%Average Number of Offers4.5Average Down Payment19.2%Number of Homes Sold270Calculated using the last 90 daysI know you wanted to use a screen shot here, butthat design is changing so filling in the numbers might be easier in the long run. Not all of this data might make it to the new Local Pages. So, you can edit as needed.

[REQUIRED Updated every time]Agents should use this slide to talk about what theyre seeing on the streetTell some stories!

7Trending: Bidding Wars

Finding data on Redfin

Audience Participation

List Price $580,000Listing agent notes:Sold AS ISQuite liveableGood bonesPreinspections are encouragedOffer review dateWhat happened?15 preinspections45 offers15 were cash

$905,000New Construction

Foreclosures & Short Sales

#2. Home-Buying Process

Before You BuyRent vs. ownLength of ownershipLife changes (family, job)Personal financesOverview of the Home-Buying Process1. Research2. Search for Homes3. Finance Your Home4. Make Your Offer5. Closing Process

1. ResearchHome wish listLocation & neighborhoodsMortgage loans & pre-approvalReal estate agents & reviews

2. Search for HomesCreate a wish list for home featuresCheck out open housesSee homes in person on home toursSave searches on Redfin and get notifications on the Redfin app & email

See Homes in Person

213. Finance Your HomeReview your financesCheck your credit scoreFind the right loanGet pre-approved

Matt Johnson Umpqua Bank

Latest Mortgage RatesType of LoanJanuary 8, 2015December 11, 201430-Year Fixed3.79%3.93%15-Year Fixed3.05%3.20%5/1 ARM2.98%2.98%1-Year ARM2.39%2.40%http://www.freddiemac.com/pmms/21Break!KC Brantskc.brants@redfin.com

Dave Carawaydave.caraway@redfin.com

4. Make Your OfferPricing & comparablesCommon contingenciesNegotiationsMutual acceptance

5. Closing ProcessInspection AppraisalFinancing & approvalTitleClosing!

The Closing Process

Success! The seller has agreed with your price and terms. Youve achieved mutual acceptance.Deposit your earnest money to prove youre serious about the offer.The seller will disclose any known problems with the property.The homes owner history and title for liens, encroachments, and easements is reviewed.Schedule a professional home inspection. Your agent will have recom-mendations.Select your lender and submit your loan within three days of mutual acceptance.Take your final walkthrough to look for any issues since the inspection.Sign all of the paperwork at your signing appointment.Get your keys, take possession, and start moving!Receive your Redfin commission refund.Complete the Redfin survey for your agent.Home Inspection

Congratulations,You bought a home!

OPTION 127#3. RecapHome Buying Timeline

#4. ConclusionSo, What Now?

Make sure its the right time to buy for you.Find an agent & get pre-approved for a loan.Search for homes on Redfin.com & mobile app.See homes in person & make an offer.Buy a home!Get More From RedfinExplore our online tools, including a home affordability calculator to find out how much you can afford, and the home value tool to see how much a home is worth.

Take Redfin with you: Download the Redfin app for iPhone, iPad, and Android.

Claim your home on Redfin and receive monthly home reports.

Sell your home: Work with a Redfin Agent to sell your home and get free professional photography and online marketing to all the right buyers for a 1.5% listing fee.

Check out more classes, including market trends, mortgages, home selling classes, and more at Redfin.com/Events.Feel free to ONLY use the bold headlines. The text is supplementary but useful. This copy is also used on Courtneys new customer appreciation event postcard, so we can always update the front side to be used for classes (opposed to closed clients). 32Thanks for Coming!