A Global Marketplace on the Blockchain

Lykke Initial Coin Offering September 12 - October 10, 2016

Lykke coins are available to all non-US citizens.

This document is for informational purposes only and shall not constitute an offer to sell or any type of solicitation or investment advice. We do not accept responsibility for any omission, error or inaccuracy in this document or any action taken in reliance thereon. Full disclosures are part of a set of legal offering documents available at Lykke.com.

Lykke: a New Kind of Marketplace

Problem: Today’s financial system is automated but still based on paper processes. It’s slow, highly regulated, and geared to making money for big companies.

Solution: A revolutionary new marketplace that provides real-time liquidity and trading, making the world economy more resilient (antifragile). Just as Google connects people to what they are looking for, Lykke will connect buyers and sellers to create hyper-efficient markets that have never existed before.

Lykke in a Nutshell

Founded in 2015 by Richard Olsen, who co-founded OANDA, a market-leading online FX trading platform.

Lykke’s open-source matching engine provides the best prices for buyers and sellers, whether it’s with tokens, cryptocurrencies, or smart contracts.

Lykke is starting with a blockchain-enabled FX platform. Eventually, Lykke will provide liquidity, buyers, and sellers for everything from industrial machinery to consumer goods to hotel rooms to real estate.

The Lykke Exchange …

Instant

LiquidityBuyers Sellers

Funds

InvestorsOn the Lykke platform, price match-making is done on a server designed for hundreds of thousands of transactions per second.

Settlement takes place in minutes on the Bitcoin blockchain.

Security Issues

BitFinex 2016

119,

756

BTC

($

166

mill

ion)

Mt Gox 2014

744,

408

BTC

($

436

mill

ion)

Sheep Mkt 2013

96

,00

0 B

TC

($5

6 m

illio

n)

Mt Gox 2011

25

,00

0 B

TC

($5

00

,00

0)

Exchanges that hold assets are vulnerable to attack:

The Lykke exchange holds no customer-owned assets.

Where are the Assets Held?

Customer walletsOn a single server

Security

The more value an exchange has, the more likely it is to be hacked and client funds stolen. The Lykke exchange holds no customer assets — you hold them in your own wallet, under your control.

Our Market is World Scale …

Today’s market: $40-450 million per day.

Number of cryptocurrency wallets is growing at 100%+ per year

Strong possibility we will see fiat cryptocurrencies

$5 Trillionin daily trade volume

$1.5 Trillionin daily spot trades

CryptocurrencyCurrency

A Lykke Wallet is All You Need …

Onboarding is easy Email us photos of yourself and documents.

Deposit securely Deposit bitcoins and digital assets to your wallet with an encrypted private key, no transfer fees, and refund insurance.

Trade freely Buy and sell bitcoins and digital coins/tokens with 0% commission.

Settle immediately Receive confirmation of your trade in minutes via the blockchain.

Lykke is Different from Other Exchanges …

All trades, regardless of size, are executed on a fair basis.

Open-source platform.

Competitions for building.

Price/spread/time matching engine.

Immediate settlement.

Exchange holds no assets.

Intraday (per-second) interest rates provide better liquidity.

Market making - we plan to raise funds to provide liquidity for $billions’ worth of digitally represented assets.

Zero fees - we make our money on the spread, competing with other market makers.

Custom development and integration services.

A Lykke Snapshot …21 people in 8 countries

Wallets downloaded: 470

Total investment 1,590,000 CHF

Lykke shareholders 150

Brokers’ license granted in Vanuatu (for Asia excluding Japan)

Submitting our license in London (for UK) and Cyprus (for Europe)

Licenses to come: Switzerland, US, Canada, and more.

Lykke is an Ecosystem, Eventually Including …

Trading stocks, bonds, currencies, assets

Program-trading, derivatives, leverage, analysis, tools

Smart-contract management, dashboards, portfolios

Fundraising, borrowing, dividends, remittances, payroll, incentive programs, internal markets, APIs, etc.

Tax collection, Property rights, mortgages, insurance

Arbitrage, barter, risk management, hedging, collateralization: financial engineering for all asset classes

New currencies, new tokens, new forms of value and exchange

People are Talking about Lykke …Traditional finance is comparable to the nervous system of dinosaurs. Blockchain can fix all this – we will build a seamless financial system.” - Richard Olsen, founder of Lykke

I think major shake-ups are in store for FX … I think Lykke exchange is the most interesting FX blockchain startup so far.” - Jeremy Kinstlinger, Global Prime Forex

Having different assets on an exchange with such a slick wallet will make Lykke a killer app” - Gaetano Caruana

Lykke is disrupting forex in the same way that Amazon is just selling books. Lykke could become the foundation of a new financial order.” - David Siegel, blockchain expert

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“

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Core Team

Richard Olsen (CEO): digital finance entrepreneur, pioneer of market microstructure research, co-founder of OANDA.

Sergey Ivliev (COO): director and coordinator of numerous large-scale system implementation projects in banking space, author, head of PRMIA Russia Michael Nikulin (CTO): IT professional, combines deep knowledge of financial architecture with Blockchain settlement mechanisms

Anton Golub (CSO): leading expert in high frequency finance, market microstructure, market design

Fundraising Road Map

July, 2015: 540k CHF from friends and family

February, 2016: 500k CHF from true believers

August, 2016: 550k CHF from visionary supporters

Crowdsale: Sept 12 — Oct 12, 2016: 1.5 million CHF

Early 2017: planning another public crowdsale of $2 million CHF.

We will use the 1.5 Million CHF for …

3%10%

7%3%

27%

50%

Finish competition platform

Hire developers and support staff

MarketingAdmin

License applications(Cyprus, Switzerland, UK)

Build publishing platform

Why Should I Buy Lykke Coins?

We know how to build a successful business. We are going after one of the largest markets in the world.

The number of digital assets will explode, replacing today’s clumsy stocks, bonds, mortgages, land titles, receipts, and more. This is unicorn country — we are determined to build a strong, resilient company that scales to meet the needs of the digital economy.

If we are successful, our equity coins will go up in value many times.

Join us: become a customer, a tokenholder, a Lykke citizen, a partner; help us build the real-time infrastructure for the web of value.

About Liquidity

What if you want to sell your Lykke coins?

Until October 10, the price is fixed at .05 CHF. After October 10, the market will determine the price of LKK coins.

Lykke will help stabilize the price. The company will reserve 10% of funds raised to provide liquidity. We use a proprietary algorithm to determine the bid — the program makes an effort to reduce volatility.

The price could go up or down. Our goal is that if you want to find a buyer for your coins, you will. Since there are no fees, you can trade in and out as much as you like.

How to Buy

1. Read the investment memorandum

2.Go to the ICO page and download the Lykke wallet

3. Choose “Buy Lykke” at MyLykke page of the app

4.Purchase Lykke coins using SWIFT, credit card, Bitcoins, or Ether directly.

5.Tell your friends!