151
รายงานประจำป 2553 1 !"#$%&’"$()$#*+,*-./ 01#.2"*#!!$3# ‘บาน’ 1#(4#5&16/7&8 :;;<

01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

  • Upload
    others

  • View
    2

  • Download
    0

Embed Size (px)

Citation preview

Page 1: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 1

!"#$%&'"$()$#*+,*-./

01#.2"*#!!$3# ‘บาน’

!"#$%%&'(')*#+#,-./012-1)3#4'53,6&7#89"89#:;%2<=;4>0)?@*&@%A<#9BC!DEB+999#F6'?)'#G#9BC!DEB+998www.ghbank.co.th

1#(4#5&16/7&89:;;<

1#(4#5&16/7&89:;;<

Page 2: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

2!!!!!"#$%$&'$%$&()*%&$+,-

สารบญ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`;:2?;?")Z#%#"Q:2aa2?;Y0A)/GYO"@!"#YA>#"Q("#+ZbEb+4J6-+$#%1H$I+4JJK+ _K#"=>"'YA>./0!A::2aQ9+ _6>:3MG+ + _J>:(Hc#Y"38M'+ __>:P!3>("#B$G9N='P$G>['!O@'YA>8M'+ _F>:(#%P!B>;'!3+ 7-<)"=B<?M$#%(A:>:("#B>;'+ 74("#(H(2:3/PG+("#:#;<"#>"'+ ,,,+S*#>!#0">A>*C(#++++++ ,,4$#%@2?;*5%(##)("#&'"*"#++++ +,,6<'0"89NPG%Y0A)/GARN'YA>*5%(##)("#+ ,4J#"=G%BA9=3#"=QRNA#2d@;!"<(;1YA>:#;e2889N(##)("#3H#>?HP<'O>['d"'%(##)("#<#RA./0:#;<"##%32:!/>['#%<@O">$I:2aQ9+4JJK+ +,K7#"=QRNA./0:#;<"#&'"*"#A"*"#!>B*#"%<C+++++++++++++++++++ +,KF8HB'9=:!"Y"+++++++++++++++++++++++++++++++++++++++++++++ +++,6,

Page 3: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 1 รายงานประจำ ป 2553 1

<'O@=+f+G0"':"8

d"'%("#B>;'++ 4JJK+ 4JJ4+ 4JJ,+ 4JJ-

!"#$%&'()%*+, -./0//1,, -230412,, --40..4,, -4-03/.,5#67!"#%*+, -1808/8,, -9-0:41,, -4109./,, -8/013-,$;#, :804:8,, :804:8,, 3.04:8,, 3.04:8,!<*#=>?$;#, 4/0/81,, 490339,, :20329,, :.0..3,

.G("#3g"B';'>"'

@ABC%!;$D",, -0491,, 90844, 4048-,, 40-/4

A2?#"!O@'8">("#B>;'

@ABC%!;$D"E<>%B(CFG%*+,,,,,,, 3/H13,,,, 31H13, ,/H28,,,,, 38H1/,IJE>KL$#E<>!<*#=>?$;#,,,,,,,,,,,3-H4.,,,,, 31H44,, 33H4:,,,,,,,, 34H:-,IJE>KL$#E<>!"#$%&'()%*+,,,,,,, 8H21,,, 8H.4,,, 8H98,, 8H9/,M?"#@>?$;#E<>!"#$%&'()M!6N(?, 39H48,,,,,, 34H92, 33H44, ,33H.2,!"#$%&'()E<>!<*#=>?$;#, 3.H98, 32H-2, ::H.1, ::H23

./'012(3!%456$)7$&*)8#

Page 4: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

2!!!!!"#$%$&'$%$&()*%&$+,-

มากกวาการบรการ)=>9%9$0(:.6:7%&';%&49!"#$%#&'()'*+,-./01"201345604&5#.789,:&//&1562,&'%9,4;21</&1-6=+>&/+>&;?1,"5@?<=5AB"C-&C21</&1*+,#&5&1D@7,&DECF>GCB&;HB"/&1*A,21</&1/322.0>&/10.IJ&?F>G@-0K'K>;6-6=-3'#53;%-6=:G#1,&C04&5#G94/#2&;*+,/32-./01"201349,4;#<=C-6=@1&-L@MN'5&//4B&/&1*+,21</&1%'3='0O"/&1*+,04&5#.7/32-./01"20134";B&C:1<C*:

Page 5: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 3 รายงานประจำ ป 2553 3

Page 6: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

4!!!!!"#$%$&'$%$&()*%&$+,-

มากกวาการใหโอกาส)=>97$&(&/$)'#$%<.')=$<8!"#$%5"C@+P'DEC"'&0H7"CA&H<-6=";QB*'-./#3C05";QB@#5"%@1&:EC56K01C/&1#BC@#1<5@9P/F>G@;&4A'5&";B&CHB"@'O="C%-3RC'6R%@?O="@MN'/&1#1,&CK"/&#*+,F/B@9P/*'?OR'-6=HB&CS%-3=4M1G@-T%F5,@MN'?OR'-6=+B&C8/>%+1O";&/81,%@1&/P5.BC53='-6=:G#BC@#1<5@9P/@+>B&'6R9,4;#<=C-6=@MN'5&//4B&/&1*+,K"/&#@9P/S%0O"/&1#1,&C"'&0H-6=#9*#7"CM1G@-T'6RHB"8M%

Page 7: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 5 รายงานประจำ ป 2553 5

Page 8: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

6!!!!!"#$%$&'$%$&()*%&$+,-

มากกวา)$#*1?@A-'B>@)=>9สงแวดลอม∙ย งยน!"#$%*+,04&5#L03U/32#3C05F>G#<=CF49>,"50420QB/32/&1*+,21</&15&K9;H>"956/&1:39/<:/115AB4;@+>O"#3C05";B&CHB"@'O="C%-3RC+59>,4'@MN'#<=C-6=%!"#$%JQ5<*:-6=89,;O='5O"@7,&5&AB4;@+>O"#3C05%9,4;#<=C-6=@1&-L@MN'5&//4B&04&5132V<9A"2-6=56HB"#3C05%0O"/&1-L#<=CF49>,"5J&;*'#3C05*+,#4;C&5%#BCV>*+,-./#3C05*'M1G@-T'B&";QB

Page 9: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 7 รายงานประจำ ป 2553 7

Page 10: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

8!!!!!"#$%$&'$%$&()*%&$+,-

กาวไปดวย%9$0>108?@เราใหมากกวา ‘บาน’.=HI'(2(,1=)#EJ#KL#-6=%!"#$%5.BC53='#1,&C04&5#.7*+,/320'8-;F>G1B45132V<9A"2HB"#3C058-;@#5"5&%F>G85B@0;+;.9'<=C*'/&1*+,21</&19,&'-6=";QB"&T3;%?1,"5/32/&19L@'<'C&'*'/&1M>Q/:<H#L'E/13/WX#<=CF49>,"5*+,/320'*'#3C050420QB/3'8M%9,4;4<#3;-3T'X"3'/4,&C8/>-6=4B&#M,KN%A%)>)'*@O%>36@%?*@2#,&POH6QOH2;RH):@2H2R)3>'S13T'U%:EC-L*+,%!"#$%85B5643'+;.9#1,&C04&5#.7*+,/320'8-;F>G#3C058-;%F>G?1,"5:G/,&48M7,&C+',&9,4;04&5JQ5<*:%/32#<=C-6=@1&*+,5&//4B&0L4B&%VS0)%W

Page 11: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 9 รายงานประจำ ป 2553 9

A/9B%9$0</')7$&(8#*=CD'6ED,2$7,2$B!?,/FA/0E;/$#?#GH#6ED*IJ#@&8)

@1-!#1C>49D>EF90G=H>@"#590G=H>)IJ

%9$0(+A97(;$B.')217%/$6:76K$#!?#7$&63":&7&&06$)7$&*)8#FA/'BK$)&9A*&L9)K$BA$B

;4<&*AEB9?=/I&+MB=#-FA/%&;%&4#!64N)&$B7$&O'#PO'#AK9#!M'#*)8#!=3&+*)8#71/!*QEB;Q&/'0A/9B@:A?,/;&87$&64D9I&+*6R

*Q8D0%9$0(+A97(;$B?,/6K$#!A/9B;&87$&=3&+%K$($&S1IM>%TK$#,#/$*%$#-*<'&-"#$%$&,&C',47;45=E*)8#G$7"#$%$&63*&CD')B:K)B$772$B*IJ#*&CD'))K$B?#Q&8;<$

I&+*08#&$%$,2476&4QB-!A/9B&$%$B:<8"&&0!MI&K)?(*=CD'OC'FA/(&/$)%9$0QU)Q'?@?,/217%/$6:7&+A4;

;&87$&A/$#6ED'B1K'$R4B!(3,&4;6K$#6ED</')7$&;/$#0C'(')!6ED%:/0%K$!%:/0&$%$!Q&/'0(8#*=CD'?,/6K$#*2C'7FAK0$70$B

;&87$&&4;G$7*)8#6:7I&+*>6!*IJ#</#6:#?,/%:S7/$9<$0%9$0GH#V2+(&/$)'#$%<FA/'BK$)04D#%)

Page 12: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

($&I&+"$#7&&07$&"#$%$&

, #&KOP?QRSS;K&#D#BTB%>BTB%!?MT%BU5),VD>!HW, CFGMQXFFABM#"#@B%+BMQY#%U(UM*JB,9., QZLJG*,,,,,,,,,$6ND#BTB%CFG$AB5#GB$6NEB+'&#D@"S[#@B%!B#\R#[5GQ%U]B]#I^G+6%B(CFG#G>(OP?QB#@JB?CFG+6KGB#MQY#,,,,,,,,,,$6N>(^<>B_&(=>?E#M>?,D>!H,CFG [5G@B%!#&K!#;#!"#M]`N>M'`N>$6N>(^<>B_&(>(<B?MEa+$6N[#$;@!bB*UM_%cd@"S,,,,T*KT^<CQ@&K@B%TAB#P?OP?@B%@AB@&KF^LJ$6NF6,LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,$6N!ABT&e,D>!H,(&?FAB%?T*B+MQY#!OBK&#@B%M?"#Mf'BU@"S=>?%&d,gF(MQY#MT%`N>?+`>LJU@JC@!ABT&e[#@B%=&KMTJ`N>#M_%cd@"SFGB#$6N>(^<>B_&(, M'`N>!#>?E>K#g(KB(=>?%&dKBJ$6NEG>?@B%@%UE;G#M_%cd@"S=>?Q%UM$_M!+>+B

W#$B'$&EQ)R-!!>1K=':K0XM1G!&'/115/&1!'&0&1

10!!!!!"#$%$&'$%$&()*%&$+,-

Page 13: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 11 รายงานประจำ ป 2553 11

M_%cd@"S=>?Q%UM$_C$([#QZ,:994,CFG%&KIJ@%U$KE<>M#`N>?+BSB@QZ@<>#5#GB,C+<*<BSUMQY#*"@hEM_%cd@"S!OBK&#@B%M?"#[#5JB(Q%UM$_,%*+OP?IJ@%U$KSB@!OB#@B%i)@B%M+`>?[#Q%UM$_$6NC+<L#<#>#[#]<*?EG#QZ,Q%U@>K@&K+BE%@B%@%UE;G#M_%cd@"S[#bBT>!&?5B%"+$%&'(),[#@B%JFbB%U=>?I^GQ%U@>K@B%LJUI^Gj`7>$6N>(^<>B_&(,FG*(@B%E<>>B(;+BE%@B%JFT<BSF$UMK6(#g>#>!&?5B%"+$%&'(),VSB@%G>(JU,3,M5J`>,8H83W,CFG!"7#!;FJ?[#MF`>#'hcbBT+,:994,QRSS&(E<B?k,M5J<B#67$AB[5GEJBF$6N>(^<>B_&(jKMjBJ?,LE<[#dB#U$6N,D>!H,MQY#@JC@5J&@$6N!ABT&e[#FGB#!"#M]`N>M'`N>@%UE;G#M_%cd@"SFGB#$6N>(^<>B_&(,D>!H,SP?CFG>>@gT%?@B%!"#M]`N>E<B?k,M]<#,gT%?@B%!"#M]`N>M'`N>]<*(M5J`>J^@TGB$6NCFG%&KIJ@%U$KSB@@B%];+#;+$B?@B%M+`>?$6NK%"M*i!6NL(@%B]Q%U!?T)%*+CQOP?FGB#@B%$<>?M$6N(*,>6@$&7?gT%?@B%!"#M]`N>E<B?k,>B$",gT%?@B%!"#M]`N>M'`N>K;TJB@%bBT%&d,gT%?@B%KGB#,D>!Hl,@K=H,%;<#$6N,.,gT%?@B%KGB#,D>!Hl,@!SH,M'`N>$6N>(^<>B_&(J^@SGB?Q%USAB=>?5#<*(?B#$6NMQY#!+B]"@@>?$;#!AB%>?MJ67(?]6',LJUgT%?@B%KGB#M>`7>>B$%$6N%<*++>@&K@B%MT5UL5<?]BE",V@T]HW,LJUSB@@B%$6NJ@TGB=>?D#BTB%CFG%&KT*B+MF>F%G>#>&#M#`N>?+BSB@b&('"K&E"FGB#D%%+]BE",V#A7B$<*+W,[#5JB(S&?5*&F,D>!H,@aCFG+6gT%?@B%!"#M]`N>M'`N>]<*(M5J`>[#@B%LK<?MKBbB%UK%%M$BT*B+MF`>F%G>#,>B$",@B%[5G@^G[#>&E%BF>@MK67('"M_c,@B%=(B(%U(UM*JBI<>#]AB%U5#67M?"#@^GLJU@B%JF>&E%BF>@MK67(

SB@IJ@B%FABM#"#?B#[#QZ,:994,D>!H,!B+B%OQJ<>(!"#M]`N>[5+<CFG,2/029:H8-,JGB#KB$,V39-0-/9,K&e]6W,jPN?!^?@*<B,,,MQmB5+B($6NCFGE&7?C*G$6N,280888,JGB#KB$,+6@ABC%!;$D",-0491,JGB#KB$,!<*#IJ?B#FGB#>`N#k,%*+OP?E&*MJ=$B?@B%M?"#$6N!ABT&e,,,,@a>(^<[#%UF&K,F6,OP?,F6+B@

[#FGB#@B%%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,D>!H,O`>MQY#bB%@"S5#PN?$6N [5GT*B+!ABT&eEJ>F+B,gF(,D>!H,CFG [5G@B%!#&K!#;#@"S@%%+$B?!&?T+$6N!ABT&eFGB#E<B?k,>(<B?E<>M#`N>?,>B$",@"S@%%+$6N,D>!H,%<*+@&K+^J#"D"$6N>(^<>B_&(M'`N>+#;c(]BE"Q%UM$_C$(,Vnopqror,stu,nvwoxqry,z{oq|ox}W,FG*(@B%!%GB?,l,j<>+KGB#[5G CFG,-88,5J&?$&N*Q%UM$_,bB([#QZ,:99-,jPN?MQY#QZ$6ND#BTB%SUT%K%>K@B%FABM#"#?B#,-8,QZ,@"S@%%+#67MQY#@"S@%%+$6NS&F$AB=P7#M'`N>]<*(M5J`>Q%U]B]#FGB#$6N>(^<>B_&([5G+6T;ibB']6*"E$6NF6=P7#,jPN?@"S@%%+#67O>MQY#S;FM%"N+EG#,LJULKK>(<B?$6NF6=>?@B%L!F?'J&?S"E>B!B[#@B%%<*+!%GB?T;ibB']6*"ET*B+MQY#>(^<$6NF6 [5G@&KT#[#!&?T+C$(,[#FGB#@B%@6~B#>@SB@,D>!H,SU[5G@B%!#&K!#;#!+BT+M$T*&#gFL5<?Q%UM$_C$(,[#gT%?@B%,,,,,,3,!+BT+@6~B,3,%&d*"!B5@"S>(<B?E<>M#`N>?LJG*,D>!H,(&?CFG [5G@B%!#&K!#;#!%GB?!#B+@6~B�;Ej>J,EB+gT%?@B%JB#@6~B�;Ej>J,>6@,9,!#B+,$6N!OB#!?MT%BU5)MFa@]B(KGB#QB@M@%aF,SH##$K;%6,_^#()M(B*]#'%U%B+,2,_^#()M(B*]#K<>#C@<,g%?M%6(#KGB#,5BF!*#(B,SH>;KJ%B]DB#6,LJU>?T)@B%K%"5B%!<*#EABKJ>Bj<>?,SH(UJB,M'`N>!<?M!%"+[5GM(B*]#[#];+]#CFG%&Kg>@B!$6NF6 [#!&?T+,CFG+6!#B+@6~B�;Ej>JM'`N>@B%>>@@ABJ&?@B(,MQY#@B%[]GM*JB*<B?[5GM@"FQ%Ug(]#)LJU5<B?C@J(BM!'E"F,MQY#EG#,,,,,,,,@B%L!F?T*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+=>?,D>!H,SU+;<?M#G#@B%!<?M!%"+gT%?@B%$6NMQY#Q%Ug(]#)E<>!<*#%*+,jPN?@"S@%%+$6NS&F=P7#>(<B?E<>M#`N>?#67,O`>MQY#@B%T`#@ABC%E>KL$#!^<!&?T+,M'`N>'&�#B!&?T+C$([5G+6T;ibB'ME"KgE>(<B?(&N?(`#!`KCQ

[##B+TiU@%%+@B%D#BTB%>BTB%!?MT%BU5),I+=>=>KT;iJ@TGBLJUI^GM@6N(*=G>?$;@$<B#,$6N[5Gg>@B!,D>!H,CFG+6!<*#%<*+[#@B%]<*(!B#\R#L@<Q%U]B]#]B*C$([#@B%+6$6N>(^<>B_&(MQY#=>?E#M>?[5GT%>KTJ;+$&N*Q%UM$_,%*+$&7?[5G@B%!#&K!#;#D#BTB%[#@"S@B%=>?,D>!H,FG*(F6M!+>+B,'%G>+@&##67=>=>KT;iTiUI^GK%"5B%LJU'#&@?B#$;@$<B#,$6N CFGM!6(!JU$;<+M$,,,,,,,[#@B%Q�"K&E"?B#$AB[5G,D>!H,+6T*B+MS%"e@GB*5#GBS#OP?QRSS;K&#

Page 14: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

($&@$77&&07$&T1/@4A7$&

[#QZ,:994,M_%cd@"S=>?Q%UM$_C$(=(B(E&*F6=P7#+B@OP?%G>(JU,.H/,LJU>&E%BF>@MK67(#g(KB(=>?,,,,D#BTB%L5<?Q%UM$_C$(>(^<[#%UF&KEANBM'6(?%G>(JU,3H:9,[#]<*?T%PN?L%@=>?QZ,@<>#$6NTiU@%%+@B%#g(KB(,@B%M?"#SUQ%&KM'"N+>&E%BF>@MK67(#g(KB(,4,T%&7?,[#]<*?T%PN?5J&?,LJU$AB[5G>&E%BF>@MK67(#g(KB(M+`N>!"7#QZ,:994,>(^<$6N%G>(JU,:H88,>&E%BF>@MK67(#g(KB($6NEANB,$AB[5G>&E%BF>@MK67(M?"#\B@,LJU>&E%BF>@MK67(M?"#@^G,,,,,[#EJBFM?"#>(^<[#%UF&KEANBFG*(,jPN?M+`N>I#*@@&K+BE%@B%@%UE;G#>!&?5B%"+$%&'()T*B+M]`N>+&N#=>?I^GQ%U@>K@B%,LJUT*B+]&FMS#[#@B%@<>!%GB?gT%?@B%%OC��mB=#!<?+*J]#KB?M!G#$B?,MQY#QRSS&(K*@$6N$AB[5GbB'%*+=>?EJBF$6N>(^<>B_&([#QZ,:994,>(^<[#%UF&KF6+B@,gF('K*<B$&7?Q%"+Bi!"#M]`N>$6N>(^<>B_&(QJ<>([5+<,Q%"+Bi@B%g>#@%%+!"$D"�$6N>(^<>B_&(Q%"+Bi, $6N>(^<>B_&(!%GB?M!%aSSF$UMK6(#[5+<, LJUQ%"+Bi@B%>>@gT%?@B%,,,,,,,,,$6N>(^<>B_&([5+<Q%UMb$>BTB%];F,E<B?M'"N+=P7#!^<%UF&K!^?!;FM$<B$6NMT(+6@B%K&#$P@!O"E"+B

W#$B9&986B-!=4B280I0#<&EX/115/&1VQ,:39/&1

12!!!!!"#$%$&'$%$&()*%&$+,-

Page 15: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 13

T*B+ME"KgE=>?bBT$6N>(^<>B_&([#]<*?QZ,,,,$6NI<B#+B, LJUT*B+ME"KgE=>?D#BTB%>BTB%,,!?MT%BU5)FABM#"#CQ[#L#*$B?$6N!>FTJG>?@&#,$&7?#67,M'%BUD#BTB%>BTB%!?MT%BU5)MQY#!OBK&#,Mf'BU@"S=>?%&d$6N+6K$KB$[#@B%!#&K!#;#,,,bBT$6N>(^<>B_&(M'`N>Q%U]B]#+BMQY#%U(UM*JB(B*#B#OP?,9.,QZ,D#BTB%+6bB%@"S5J&@[#@B%[5G!"#M]`N>M'`N>$6N>(^<>B_&(,M'`N>[5GQ%U]B]#+6$6N>(^<MQY#=>?E#M>?EB+_&@(bB',LJU+6*"#&($B?@B%M?"#MQY#@B%(@%UF&KT;ibB']6*"E=>?Q%U]B]#,,,gF(D#BTB%M#G#I^G+6%B(CFG#G>(LJUQB#@JB?

[#QZ,:994,D#BTB%CFGFABM#"#@B%S&F$AB,gT%?@B%E<B?k,M'`N>!#&K!#;#@B%'&�#BM_%cd@"S,LJU!&?T+=>?Q%UM$_gF(%*+,!#&K!#;##g(KB(=>?%&dKBJ[#@B%!<?M!%"+[5GQ%U]B]#I^G+6%B(CFG#G>(LJUI^ GFG>(g>@B!,%*+$&7?,=GB%B]@B%,J^@SGB?Q%USAB=>?!<*#%B]@B%CFG+6$6N>(^<>B_&(MQY#=>?E#M>?,i,*&#$6N,43,D&#*BT+,:994,D#BTB%+6IJ@B%FABM#"#gT%?@B%E<B?k,F&?#67,�gT%?@B%!*&!F"@B%KGB#,!Q!H,M'`N>I^GTA7BQ%U@&#E#�,CFG]<*([5GI^ GQ%U@&#E#CFG+6$6N>(^ <>B_&(%*+,30-88,%B(,MQY#M?"#$&7?!"7#,30:12H:-,JGB#KB$,�gT%?@B%!*&!F"@B%M?"#@^GM'`N>K;TJB@%bBT%&d�,!<?M!%"+[5GK;TJB@%=>?%&d+6$6N>(^ <>B_&(MQY#=>?E#M>?,SAB#*#, :80/.2, %B(%*+MQ Y#M?"#$&7 ?!"7#,:80:3.H8:,J GB#KB$,LJU,�gT%?@B%KGB#,,,,,M>`7>>B$%�,MQY#gT%?@B%$6N!#&K!#;##g(KB(@%UE;G#M_%cd@"S=>?%&dKBJ,]<*([5GQ%U]B]#+6,$6N>(^<>B_&(MQY#SAB#*#,4.04.1,%B(,%*+MQY#M?"#,,,$&7?!"7#,3101./H/4,JGB#KB$

QZ,:994,D#BTB%E&7?MQmBQJ<>(!"#M]`N>EB+,LI#D;%@"SC*G,280888,JGB#KB$,FG*(T*B+$;<+M$,=>?'#&@?B#,D#BTB%!B+B%OQJ<>(!"#M]`N>CFG,EB+MQmB5+B(,i,!"7#MF`>#D&#*BT+,QZ,:994,+6(>F!"#M]`N>QJ<>([5+<S<B(S%"?!U!+%*+,3:,MF>#,SAB#*#,39-0-/9,K&e]6,MQY#M?"#,2/029:H8-,,,JGB#KB$,jPN?!B+B%OFABM#"#@B%CFGM@"#@*<B,,,,,MQmB5+B($6N@AB5#FLJU!<?IJgF(E%?E<>@B%,,@%UE;G#M_%cd@"S[5G���#E&*F6=P7#

D#BTB%>BTB%!?MT%BU5)FABM#"#bB%@"S,,gF((PF+&N#[#@B%'&�#BQ%U!"$D"bB'=>?>?T)@%,$AB[5GD#BTB%+6IJQ%U@>K@B%$6NF6=P7#,[#QZ,:994,gF(D#BTB%+6@ABC%!;$D",-0491,JGB#KB$,M'"N+=P7#,304:3,JGB#KB$,SB@IJ@ABC%,[#QZ,:99:,LJU!^?@*<BMQmB5+B(EB+LI#*"!B5@"S,jPN?E&7?C*G$6N,90//8,JGB#KB$,=iUMF6(*@&#5#67$6N C+<@<>[5GM@"F%B(CFG,V����W,@aJFJ?OP?,3:0--4,JGB#KB$,M5J`>M'6(?,-/0892,JGB#KB$,$AB[5G>&E%B!<*#5#67$6N C+<@<>[5G,M@"F%B(CFGE<>!"#M]`N>%*+JFJ?SB@MF"+%G>(JU,3:H1.,M5J`>%G>(JU,38H4:,

!"#$%&'()%*+=>?D#BTB%,i,!"7#QZ,:994,M$<B@&K,-./0281,JGB#KB$,gF(D#BTB%+6@B%E&7?!AB%>?T<BMI`N>5#67!?!&(SU!^eC*GT%KOG*#EB+,M@i�)=>?D#BTB%L5<?Q%UM$_C$(,V���,42W,LJG*,$AB[5GD#BTB%+6!OB#U=>?M?"#!AB%>?L=a?L@%<?,M'6(?'>$6NSU%>?%&KT*B+MQJ6N(#LQJ?$6NC+<>BSTBF@B%i) CFG [#>#BTE,@J<B*CFG*<BT*B+!B+B%O,=>?D#BTB%[#@B%$AB@ABC%,gF(bB'%*+MQY#CQ[#$"_$B?$6NF6

$%&'(B@%K;TTJO`>MQY#QRSS&(!ABT&e("N?[#@B%K%"5B%@"S@B%D#BTB%,F&?#&7#D#BTB%SP?+;<?,'&�#B_&@(bB'=>?K;TJB@%=>?>?T)@%>(<B?,,,E<>M#`N>?,M'`N>[5G!B+B%OQ�"K&E"5#GB$6N CFG>(<B?+6,Q%U!"$D"bB',!B+B%O[5GTABL#U#AB,LJU[5GK%"@B%,$6NF6$6N!;FE<>J^@TGB=>?D#BTB%CFGFG*(T*B+MQY#,+`>>B]6'

[#dB#U$6NMQY#>?T)@%bBT%&d,LJUFABM#"#,@"S@B%$6NM@6N(*M#N>?@&K@B%'&�#B]6*"ET*B+MQY#>(<,$6NF6=>?Q%U]B]#,D#BTB%SP?[5GT*B+!ABT&eE<>,@B%FABM#"#@"S@B%gF(+6T*B+%&KI"F]>K!^?!;FE<>!&?T+,D#BTB%CFGS&F@"S@%%+5JB(Q%UMb$$6N]67 [5G,M5a#K$KB$T*B+%&KI"F]>K=>?>?T)@%E<>!&?T+,V�tu�tuor�,�t�qo|,����tx�qpq|qrq��W,gF(@AB5#F,@%>K@"S@%%+E<B?k,C*G,-,FGB#,CFGL@<,FGB#$6N>(<>B_&(,FGB#!&?T+LJU@B%_P@cB, M'`N>'&�#BT;ibB',,]6*"E,FGB#@6~B,FGB#!"N?L*FJG>+,FGB#_B!#BLJU_"JQ*&�#D%%+,LJUFGB#@B%]<*(M5J>I^GQ%U!Kb&(,E&*>(<B?=>?@%>K@"S@%%+F&?@J<B*,M]<#,gT%?@B%,

M?"#@^GM'`N>JFbB%U5#67,gT%?@B%QJ@!%GB?j<>+Lj+$6N>(^<>B_&(M'`N>I^GQ%U!K>;$@b&(,%*+OP?gT%?@B%,�KGB#, D>!H, M'`N>+#;c(]BE"�, jPN?D#BTB%[5G,,T*B+%<*++`>@&K+^J#"D"$6N>(^<>B_&(M'`N>+#;c(]BE",,,VnopqrorW,Q%UM$_C$(,EB+MQmB5+B(,!%GB?LJUj<>+Lj+KGB#[5GI^GFG>(g>@B!,FGB#$6N>(^<>B_&(,SAB#*#,-88,5J&?,[#%U5*<B?,QZ,:994l:99-,gF([#QZ,:994,!B+B%O!%GB?CFGLJG*,-8,5J&?,[#,-,S&?5*&F

!AB5%&KQZ,:991,MQY#>6@5#PN?QZ$6NSU+6T*B+,$GB$B([5+<k,[#bBTM_%cd@"SLJU$6N>(^<>B_&(,,gF(Mf'BU$"_$B?=>?>&E%BF>@MK67([#Q%UM$_,,,+6L#*g#G+Q%&KE&*M'"N+=P7#]&FMS#,[#=iU$6N@B%,,,L=<?=&#%U5*<B?!OBK&#@B%M?"#[#FGB#!"#M]`N>,,,,$6N>(^<>B_&((&?+6T*B+M=G+=G#,D#BTB%>BTB%,!?MT%BU5),SP?EG>?Q%&K@J(;$D) [5G+6=6FT*B+!B+B%OLJUQ%U!"$D"bB'@B%FABM#"#?B#[5G!B+B%OL=<?=&#CFG,

I+CFG@AB5#FL#*#g(KB($6N]&FMS#[#@B%,K%"5B%?B#,#&KE&7?LE<CFGM=GB%&KEABL5#<?@%%+@B%,I^GS&F@B%=>?D#BTB%M+`N>MF`>#'h_S"@B(#,:994,LJUI++6T*B+M]`N>+&N#[#_&@(bB'=>?K;TJB@%,,=>?D#BTB%$6NSU%<*+@&#Q�"K&E"bB%@"SEB+L#*,#g(KB(=>?D#BTB%,M'`N>[5GD#BTB%+6T*B+,,,$&#!+&(,LJU!B+B%O[5GK%"@B%FGB#@B%M?"#M'`N>,$6N>(^<>B_&(L@<Q%U]B]#CFG>(<B?T%K*?S%,M'`N>[5G,Q%U]B]#+6$6N>(<>B_&(MQY#=>?E#M>?EB+>&EbB',LJU!B+B%OE>K!#>?T*B+TBF5*&?=>?J^@TGB,%&dKBJLJU!&?T+bB([EGL#*$B?M_%cd@"S'>M'6(?

[##B+=>?$6+I^GK%"5B%LJU'#&@?B#,D#BTB%>BTB%!?MT%BU5),I+=>=>KT;iJ@TGBLJU,I^G+6!<*#M@6N(*=G>?$;@k,$<B#,$6NCFG [5G@B%!#&K!#;#,LJUTABL#U#AB@&KD#BTB%+BgF(EJ>F,LJU=>(`#(&#$6N SUFABM#"#@"S@B%=>?D#BTB%M'`N>,,,,E>K!#>?T*B+EG>?@B%=>?J@TGBFGB#$6N>(^<>B_&(>(<B?+6Q%U!"$D"bB'!?!;F,M'N>%<*+!%GB?M!O6(%bB',,=>?M_%cd@"SbB'%*+=>?Q%UM$_EJ>FCQ

Page 16: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

14!!!!!"#$%$&'$%$&()*%&$+,-

%S+7&&07$&"#$%$&

,b+'"=A"#9Z>EC+ L/OQAMO)+ $#%&"'(##)("#&'"*"#++++++++++++++++++++4b+'"=@#@;8=C+++ Q2=G;)$)'?#9++ (##)("#&'"*"#+Kb+'"=Q2=B(e)+ ';?;!;#;++ (##)("#&'"*"#+T(##)("#A;!#%X++ + +6b+'"=!MQ"?;+ E;#;S=&;Z2'&MC++ (##)("#&'"*"#+Jb+'"=+Qb'2'8C+ BZhQacZE;e`C+ (##)("#&'"*"#+D+'"=i2?#Q2=+ @9#%B)&9(MG+++ (##)("#&'"*"#+T(##)("#A;!#%X+ + ++ ++ +

14 "#$%$&'$%$&()*%&$+,-

2 31 4 5 6

Page 17: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 15 รายงานประจำ ป 2553 15

_b+'"=E;#;ZG+ =A3B)RA>B1#;a++ (##)("#&'"*"#+T(##)("#A;!#%X+7b+'"=d''8CE#5C++ BG;Ej8&;kE;#;(MG++ (##)("#&'"*"#+T(##)("#A;!#%XFb+'"=$#%!>*C+++ Z/'&B'E++ (##)("#&'"*"#,-b+ZG?g"#@1BA(+$89$++ ?2'$#%B!#;d+ (##)("#&'"*"#+T(##)("#A;!#%X,,+b'">!"@(2aa"'MQ++ !A8;Z=C++ (##)("#&'"*"#+T(##)("#A;!#%X+ + ++

7 8 9 10 11

Page 18: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

16!!!!!"#$%$&'$%$&()*%&$+,-

%S+7&&07$&"#$%$&3H, ,#B(>B%6'?_),,b^<]>;<+,3, Q%UDB#,:H, #B(]&(M@c+,,#"E"!"%", @%%+@B%,V@%%+@B%>"!%UW4H, #B(,]H,#&#$),,M'a]eC'_"c�),, @%%+@B%,,VI^GL$#@%U$%*?@B%TJ&?W1H, #B(!;]BE",,_"%"g(D"'&#D;), @%%+@B%,VIG*<B@B%@B%MT5UL5<?]BE"W9H, #B(f&E%]&(,,*6%UM+D6@;J, @%%+@B%,V@%%+@B%>"!%UW-H, 'JHEH>HQ$6Q,,E&#Q%UM!%"d, @%%+@B%,V@%%+@B%>"!%UW.H, #B(d##$)_%i),,MJ"_h$D"�_"%"@;J, @%%+@B%,V@%%+@B%>"!%UW/H,,#B(_"%"'J,,(>FM+`>?MS%"e,:,, @%%+@B%,V@%%+@B%>"!%UW2H, #B(Q%U!?T),,'^#DM#_,4, @%%+@B%38H,#B?!B*@&eeB#;],,!>$"'(),1, @%%+@B%,V@%%+@B%>"!%UW33H,#B(*%*"$(),,]&(J"+Q+#E%6,9, @%%+@B%,V@%%+@B%I^GS&F@B%W3:H,#B(f&E%]&(,,_"%"CJ, MJ=B#;@B%5+B(M5E;,�,3, #B(>B%6'?_),,b^<]>;<+,CFG%&KLE<?E&7?MQY#Q%UDB#@%%+@B%D#BTB%,M+`N>*&#$6N,:,+"O;#B(#,:994:l1, CFG%&KLE<?E&7?MQY#@%%+@B%D#BTB%,M+`N>*&#$6N,:8,M+cB(#,:9949, CFG%&KLE<?E&7?MQY#@%%+@B%I^GS&F@B%,M+`N>*&#$6N,3.,'h_S"@B(#,:994

%S+7&&07$&;&8,$&3H, #B(]&(M@c+,,#"E"!"%", Q%UDB#,V@%%+@B%>"!%UW:H, ,#B(,]H,#&#$),,M'a]eC'_"c�),3, @%%+@B%,VIGL$#@%U$%*?@B%TJ&?W,4H, #B(d##$)_%i),,MJ"_h$D"�_"%"@;J,:, @%%+@B%,V@%%+@B%>"!%UW1H, #B(_"%"'J,,(>FM+`>?MS%"e,4, @%%+@B%,V@%%+@B%>"!%UW9H, #B(*%*"$(),,]&(J"+Q+#E%6,1, @%%+@B%,V@%%+@B%I^GS&F@B%W-H, #B(f&E%]&(,,_"%"CJ, MJ=B#;@B%5+B(M5E;,�,3, CFG%&KLE<?E&7?MQY#@%%+@B%K%"5B%,M+`N>*&#$6N,:9,@;+bB'&#D),:994:l4, CFG%&KLE<?E&7?MQY#@%%+@B%K%"5B%,M+`N>*&#$6N,:/,M+cB(#,:994

, 1, CFG%&KLE<?E&7?MQY#@%%+@B%I^GS&F@B%, M+`N>*&#$6N,3.,'h_S"@B(#,:994,+6IJ[5GFAB%?EABL5#<?,@%%+@B%K%"5B%

%S+7&&07$&"#$%$&!V2+%S+7&&07$&=:A<K$)Y!.')"#$%$&'$%$&()*%&$+,-

%S+7&&07$&<&9@(';3H, #B(f&E%]&(,,*6%UM+D6@;J,3, Q%UDB#,V@%%+@B%>"!%UW:H, 'JHEH>HQ$6Q,,,E&#Q%UM!%"d, @%%+@B%,V@%%+@B%>"!%UW4H, #B?!B*@&eeB#;],,,!>$"'(),:, @%%+@B%,V@%%+@B%>"!%UW1H, _B!E%BSB%()M@6(%E"T;iM@c%6,i%?T)MF], $6NQ%P@cB,9H, #B(>B$"E(),,S"#FB'%g!b"E, $6NQ%P@cB-H, #B(M=a+]&(,,];E"*?_), $6NQ%[email protected], I^G]<*(@%%+@B%I^GS&F@B%, MJ=B#;@B%, !B(?B#E%*S!>KLJU@AB@&K,5+B(M5E;,�,,3, CFG%&KLE<?E&7?MQY#Q%UDB#@%%+@B%E%*S!>K,M+`N>*&#$6N,:/,M+cB(#,:994:, CFG%&KLE<?E&7?MQY#@%%+@B%E%*S!>K,M+`N>*&#$6N,:/,M+cB(#,:994

%S+7&&07$&;&8,$&%9$0*(EDB)3H, #B(_"%"'J,,,(>FM+`>?MS%"e,3, Q%UDB#,V@%%+@B%>"!%UW:H, #B(*%*"$(),,]&(J"+Q+#E%6,:, @%%+@B%,V@%%+@B%I^GS&F@B%W4H, #B('B@'^+,*&JJ"!;E, @%%+@B%1H, F%H(%%(?,,C$(MS%"e, @%%+@B%9H, #B(C'K^J(),,QXJ&#D#)g>*B$, $6NQ%P@cB-H, I^G>AB#*(@B%\�B(K%"5B%T*B+M!6N(?, MJ=B#;@B%5+B(M5E;,�,3, CFG%&KLE<?E&7?MQY#Q%UDB#@%%+@B%K%"5B%T*B+M!6N(?,M+`N>*&#$6N,:/,M+cB(#,:994

, :, CFG%&KLE<?E&7?MQY#@%%+@B%I^GS&F@B%,M+`N>*&#$6N,3.,'h_S"@B(#,:994,+6IJ[5GFAB%?EABL5#<?@%%+@B%,K%"5B%T*B+M!6N(?

%S+7&&07$&73!,#A72B:6"-V2+#MB;$B6$)A/$#!Z[3H, ,#B(,]H,#&#$),,M'a]eC'_"c�),, Q%UDB#,:H, #B(*%*"$(),,,]&(J"+Q+#E%6,3, @%%+@B%,V@%%+@B%I^GS&F@B%W4H, %_HF%HQ%B@B%,,>BbB_"JQ�, @%%+@B%1H, %>?@%%+@B%I^GS&F@B%>B*;g!,, @%%+@B%, @J;<+?B#@"S@B%!B=B,

Page 19: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 17 รายงานประจำ ป 2553 17

9H, %>?@%%+@B%I^GS&F@B%, @%%+@B%, !B(?B#@B%EJBFLJU'&�#BD;%@"S-H, %>?@%%+@B%I^GS&F@B%, @%%+@B%, !B(?B#@B%M?"#LJUK&e]6.H, %>?@%%+@B%I^GS&F@B%, @%%+@B%, !B(?B#!"#M]`N>/H, %>?@%%+@B%I^GS&F@B%, @%%+@B%, @J;<+?B#K%"5B%5#672H, #B(_;b]&(,,S?_"%", $6NQ%P@cB38H,#B?!B*b"e�^,,@ABM#"F5J<+,:, $6NQ%P@cB33H,%>?@%%+@B%I^GS&F@B%,, @%%+@B%LJUMJ=B#;@B%, !B(?B#M$Tg#gJ(6!B%!#M$_5+B(M5E;,�,

, 3, CFG%&KLE<?E&7?MQY#@%%+@B%I^GS&F@B%,M+`N>*&#$6N,3.,'h_S"@B(#,:994,+6IJ[5GFAB%?,EABL5#<?@%%+@B%@AB5#F@J(;$D)LJU#g(KB($B?FGB#,�z

, :, CFG%&KLE<?E&7?MQY#$6NQ%P@cB,M+`N>*&#$6N,:/,M+cB(#,:994

!%S+7&&07$&73!74;A1V278@7$&6EDAE!V2+%9$0!&4;T8A=';<K'(4)%0V2+(8D)V9A2/'0!W\]^\_`X3H, #B(Q%U!?T),,'^#DM#_,3, Q%UDB#:H, #B(d##$)_%i),,MJ"_h$D"�_"%"@;J,:, @%%+@B%,V@%%+@B%>"!%UW4H, #B(i&d_"JQ�,,S?!?*#,4, @%%+@B%1H, #B(*%*"$(),,]&(J"+Q+#E%6,1, @%%+@B%,V@%%+@B%I^GS&F@B%W9,H, #B($"*&EO)b6+,,D6%U!B!#), $6NQ%P@cB-H, #B(*"]&(,,5"%&e*?_), $6NQ%[email protected], I^G]<*(@%%+@B%I^GS&F@B%,, MJ=B#;@B%, !B(?B#*B?LI#>?T)@%/H, I^G]<*(@%%+@B%I^GS&F@B%, I^G!&?M@E@B%i), !B(?B#E%*S!>KLJU@AB@&K

, 5+B(M5E;,�3, CFG%&KLE<?E&7?MQY#Q%UDB#@%%+@B%,��,�,���,M+`N>*&#$6N,:/,M+cB(#,:994:l4, CFG%&KLE<?E&7?MQY#@%%+@B%,��,�,���,M+`N>*&#$6N,:/,M+cB(#,:994

, 1, CFG%&KLE<?E&7?MQY#@%%+@B%I^GS&F@B%, M+`N>*&#$6N,3., 'h_S"@B(#,:994, +6IJ[5GFAB%?,EABL5#<?@%%+@B%,��,�,���

%S+7&&07$&(&&,$V2+73!,#A%K$<';V6#3H, #B(d##$)_%i),MJ"_h$D"�_"%"@;J,3, , Q%UDB#,V@%%+@B%>"!%UW:H, #B(!;]BE",,_"%"g(D"'&#D;), , @%%+@B%,,, , ,, ,, , , VIG*<B@B%@B%MT5UL5<?]BE"W4H, #B(Q%U!?T),,'^#DM#_,:, , @%%+@B%1H, #B(Q%"eeB,,#BTf&E%6(),4, , @%%+@B%9H, F%H*%]BE",,M']%#&#$*?_),1, , @%%+@B%-H, I^G]<*(@%%+@B%I^GS&F@B%, , MJ=B#;@B%,, , ,, ,, , , !B(?B#Q�"K&E"@B%

, 5+B(M5E;,�,3, CFG%&KLE<?E&7?MQY#Q%UDB#@%%+@B%!%%5B�,M+`N>*&#$6N,:2,+6#BT+,:994:l1, CFG%&KLE<?E&7?MQY#@%%+@B%!%%5B�,M+`N>*&#$6N,:/,M+cB(#,:994

%S+7&&07$&78@7$&(40Q4#"-3H, 'JHEH>HQ$6Q,,E&#Q%UM!%"d, Q%UDB#,V@%%+@B%>"!%UW:H, I^GL$#\�B(#B(SGB?,2,T#, @%%+@B%4H, I^GL$#\�B(J^@SGB?,2,T#, @%%+@B%

%S+7&&07$&':6"&S-3H, #B(!;]BE",,_"%"g(D"'&#D;), Q%UDB#,, , , ,, VI^G*<B@B%@B%MT5UL5<?]BE"W:H, I^G>AB#*(@B%\�B(,.,$<B#, @%%+@B%4H, I^GL$#,@H'H,,, @%%+@B%1H, I^G>AB#*(@B%,\�B(K%"5B%$%&'(B@%K;TTJ,,@%%+@B%LJUMJ=B#;@B%,

Page 20: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

18!!!!!"#$%$&'$%$&()*%&$+,-18 "#$%$&'$%$&()*%&$+,-

%.+/&&0/$&123/$&

!"#$%&'(')*&+# ,-&.)/0/$1(2## 3((/3%(4567-83%(#### 0(9:%$3((/3%(#################;"#$%&</=-38)>## ?-='@AB2## (?C3((/3%(4567-83%(?%'D@<## 3((/3%(E"#$%C?-CBF%## G,&/$-<## (?C3((/3%(4567-83%(# 3((/3%(H"#$%&'-I$%## /@$J7()K## (?C3((/3%(4567-83%(# 3((/3%(L"#$%C<%'?A)(-1$+## 1-$1)J',3D.# *2M0(N3O%86%$J*B@$@.&2<%(<$J*=#P.9(-3O%3%((?C3((/3%(4567-83%(# 3((/3%(# # # #Q"#$%&:%8%## G,&BD01+## 456,R'&3((/3%(4567-83%(# 3((/3%(S"#$%CG.'((F## 0?CJ<C2M&/# 456,R'&3((/3%(4567-83%(# 3((/3%(T"#$%C(-1$%## J(U?C(?C## 456,R'&3((/3%(4567-83%(## 3((/3%(V"#$%&W-1(,-&## =)()G.## 456,R'&3((/3%(4567-83%(#P.9(-3O%3%((?C3((/3%(4567-83%(# 3((/3%(

12 13 8 3 11 6 10

Page 21: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

!!&$4)$#5&+16!57!899:!!!!!19 !!&$4)$#5&+16!57!899:!!!!!19

!X"#$%CJYZK=(2### @0(RCJ/[## 456,R'&3((/3%(4567-83%(## 3((/3%(!!"#$%C0\O]%## 1)(%=-&## 456,R'&3((/3%(4567-83%(## 3((/3%(!;"#$%&?$D<(F+## *?C<^%(%K## 456,R'&3((/3%(4567-83%(## 3((/3%(!E"#$%&Y)OFDY(## _%'0(9J<()]## 456,R'&3((/3%(4567-83%(# 3((/3%(#!H"#$%C<%'?(`%# J7()K=).0a# 456,R'&3((/3%(4567-83%(#P.9(-3O%3%((?C3((/3%(4567-83%(# 3((/3%(!L"#$%&3/.AY## '2(9Y.9## 456,R'&3((/3%(4567-83%(#!Q"#$%C<%''%(2&+## @1'-$## *2M0(N3O%86%$3)73%(Y)J=O

74 15 5 12 16 9 14

!!&$4)$#5&+16!57!899:!!!!!19

Page 22: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

20!!!!!"#$%$&'$%$&()*%&$+,-

1 7 83 9 1054 62

./01234&5,$&

20 "#$%$&'$%$&()*%&$+,-

! "#! $%&'()*+,-!! .,/0/123+,4!! 567(8%$-&.%9:;%&<9,=%9.%93),$!!! >#! $%)/,$?%!! @9/$@ABC?,DEF!! 567(8%$-&.%9:;%&G,HI.%9A,$3JKL(! M#! $%&<NOJP&!! 0A)(9NC-,-PQ$F!! 567(8%$-&.%9:;%&R9-/A(<! S#! $%)A%-9P2B%! 2=%49%$$'F!! 567(8%$-&.%9:;%&-,3T9%U=FA,$3JKL(9%&&1(&! V#! $%&'-$'()!! R9I$NB%G!! 567(8%$-&.%9:;%&.,/.%9A%W%.'2#0+U*9,2CX+! Y#! $%)'P4G9!! ([email protected]+!! 567(8%$-&.%9:;%&A$P<A$N$A,$3JKL(! Z#! $%&@JR,J1-)!! B,92&F!! 'IL*9[.D%'PL-\*! ]#! $%)A%-49I$-+!! @(B%A-9.,/!! 'IL*9[.D%'PL-\*! ^#! $%)A%-3+,4+P.DCF!=+,2+U2P&!! 567(8%$-&.%9:;%&.,/.%9A%W%B62,B%T!" ! "_#!$%)39,)/P&!! T+%&$A6R9! 567(8%$-&.%9:;%&-,3T9%U=FA,$3JKL(@T9).%9

Page 23: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

!!&$6)$#7&+89!7:!;<<=!!!!!21 !!&$6)$#7&+89!7:!;<<=!!!!!21

3 9861 4 5 72

! "#! $%&H$.,/!! HI9U.%O/$F! 567(8%$-&.%9:;%&R9-/A(<T(2G,-3R(9F! >#! $%)$-++((!! -P/$UGN..U!! 567(8%$-&.%9:;%&.,/.%9$@&<%&B%T9PE0+UAP)T2! M#! $%&@(`%9!! 3.RNGP$HNF!! 'IL*9[.D%.a=2%&! S#! $%&G$PA!! ANWU*bCXU!! 567(8%$-&.%9:;%&.8%.P<.%9*c,<PR,)%$! V#! $%&-,'&%!! 0A$BP.?I!! 567(8%$-&.%9:;%&.,/.%9A%W%B62,B%T!> ! Y#! $%&A2<PR,!! '-I5+/96O! 567(8%$-&.%9A8%$P.G9U9%2!! Z#! $%)A%-A2=O,)!! H992AN$'9%! 567J1-&567(8%$-&.%9A8%$P..992.%9567/P?.%9! ! ! ! 0+U9P.D%.%9567(8%$-&.%9A8%$P..992.%9567/P?.%9 ! ]#! $%&C9)TFG+! *9UB%$,9,$H$F!! 567(8%$-&.%9:;%&<9,=%9T-%23AIL&)! ^#! $%&(8%$-&!! 49IG6$ANW!! 'IL*9[.D%.a=2%&

!!&$6)$#7&+89!7:!;<<=!!!!!21

Page 24: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

22!!!!!"#$%$&'$%$&()*%&$+,-

63 84 111 5 72 9 10

22 "#$%$&'$%$&()*%&$+,-

! "#! $%)A%-9N1)9U-I!! *d'2%T2!! 567(8%$-&.%9:;%&<9,=%9=$Ie.'2#!0+U*9,2CX+!! >#! $%&+K(JP&!! /,9-,$,/$P$'F! 567(8%$-&.%9:;%&<9,=%9'9PG&%.9<NTT+! M#! $%&A%2%9f!! =)DF-,\+!! 567(8%$-&.%9:;%&-,3T9%U=F.%9R+%?! S#! $%&'9)3?J!! ?%9%2%4!! 567(8%$-&.%9:;%&*9U32,$9%T%=+P.'9PG&F! V#! $%&3+(G)DF!! J6*9U&69!! 567(8%$-&.%9:;%&<9,=%9=$IeB62,B%T! Y#! $%&/NX%!! (,49%).69!C!(&NH&%! 567(8%$-&.%9:;%&.%9R+%?0+UGPQ$%HN9.,/! Z#! $%&T$[)!! T9NH%@9/$F!! 567(8%$-&.%9:;%&.a=2%&! ]#! $%)49,$',G&F!! J$UBP&!! 567(8%$-&.%9:;%&+6.T7%AP2GP$HF! ^#! $%&A2G)DF!! \+1*9U.(<'9PG&F!! 567J1-&567(8%$-&.%9:;%&<9,=%9A8%$P.)%$!0+U9P.D%.%9567(8%$-&.%9:;%&<9,=%9A8%$P.)%$! "_#!$%&GP++B!! .gR&%$-PJ!! 567(8%$-&.%9:;%&-,J%.%9!! ""#!$%)<ND.9!! *BPAA94,9,!! 567(8%$-&.%9:;%&GPQ$%9U<<A%9A$3'4

Page 25: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

!!&$6)$#7&+89!7:!;<<=!!!!!;=!!!!!!&$6)$#7&+89!7:!;<<=!!!!!;=!!!!!!&$6)$#7&+89!7:!;<<=!!!!!;=!!!!

! "#! $%&(B,9PR$F!! (9NC-,\+9PR$F!! 567(8%$-&.%9:;%&-%)05$0+U*c,<PR,.%9A%9A$3'4! >#! $%)AN?/,RR9%!! T8%?I!! 567(8%$-&.%9:;%&AKL(A%9()TF.9! M#! $%&-,JP&!! -,9PR.GP$HF!! 567J1-&567(8%$-&.%9:;%&$@&<%&0+U05$!0+U9P.D%.%9567(8%$-&.%9:;%&$@&<%&0+U05$! S#! $%)(,$',9%!! T+%&$A6R9!! 567(8%$-&.%9:;%&.%9H$%T%9! V#! $%&*b&U9PR$F!! (N4NB9PR$F! 5673JIL&-J%O<P)TP<T?I!0+U9P.D%.%9567(8%$-&.%9:;%&<P)TP<T?I0+U=$IeA1-$W%?! Y#! $%&\G<6+&F!! W-PO<N9I!! 567(8%$-&.%9:;%&<9,=%9'9PG&FA,$! Z#! $%&(294P.?,h!! \.9A-PA?,h! 567(8%$-&.%9:;%&/P?=%0+U.%9GPA?N! ]#! $%)A%-(9$NJ!! G)DF*9U&69!! 567J1-&567(8%$-&.%9:;%&.%9<POJI!0+U9P.D%.%9567(8%$-&.%9:;%&.%9<POJI!

41 65 732 8

Page 26: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

24!!!!!"#$%$&'$%$&()*%&$+,-

&$B)$#%S+7&&07$&<&9@(';

TiU@%%+@B%E%*S!>KD#BTB%>BTB%!?MT%BU5)];FQRSS;K&#CFG%&K@B%LE<?E&7?SB@TiU@%%+@B%D#BTB%, [#@B%Q%U];+T%&7?$6N,9�:994, M+`N>*&#$6N,:/, M+cB(#,:994,,,,,,,,,Q%U@>KFG*(@%%+@B%>"!%U=>?D#BTB%,4, $<B#, gF(+6,3W, #B(f&E%]&(, *6%UM+D6@;J, FAB%?EABL5#<?Q%UDB#@%%+@B%E%*S!>K,:W, 'JEAB%*SM>@Q$6Q, E&#Q%UM!%"d,,,,,,,,,,,,FAB%?EABL5#<?@%%+@B%E%*S!>K,4W,#B?!B*@&eeB#;], !>$"'(), FAB%?EABL5#<?@%%+@B%E%*S!>K,$6NQ%P@cBTiU@%%+@B%E%*S!>KQ%U@>KFG*(I^G$%?T;i*;�",4,$<B#,,gF(+6,3W,_HM@6(%E"T;iM@c%6,i%?T)MF],MQY#I^G$%?T;i*;�"$B?FGB#@B%K&e]6,QRSS;K&#FAB%?EABL5#<?#B(@!bB*"]B]6'K&e]6,[#'%UK%+%B]^QO&+b),:W,#B(>B$"E(),S"#FB'%g!b"E,MQY#I^G$%?T;i*;�"$B?FGB#@B%E%*S!>K*"MT%BU5)!OBK&#@B%M?"#, jPN?MT(FAB%?EABL5#<?I^GK%"5B%$6+, \�B(E%*S!>K!OBK&#@B%M?"#Mf'BU@"S, D#BTB%L5<?Q%UM$_C$(,,,,,,,,,,,4W, #B(M=a+]&(, ];E"*?_), MQY#I^G$%?T;i*;�"$B?FGB#@�5+B(, QRSS;K&#FAB%?EABL5#<?>D"KF6>&(@B%\�B(TiU@%%+@B%>&(@B%, !AB#&@?B#>&(@B%!^?!;F, gF(+6I^G]<*(@%%+@B%,,,,,,,,I^GS&F@B%!B(?B#E%*S!>KLJU@AB@&K,FAB%?EABL5#<?MJ=B#;@B%TiU@%%+@B%E%*S!>K

[#%U5*<B?QZ,:994,+6@B%Q%U];+=>?TiU@%%+@B%E%*S!>KLJU@%%+@B%E%*S!>K,%*+MQY#SAB#*#$&7?!"7#,38,T%&7?,EJ>FS#+6@B%Q%U];+5B%`>%<*+@&K\�B(K%"5B%,I^GE%*S!>K,bB([#, LJUI^G!>KK&e]6[#M%`N>?$6NM@6N(*=G>?, gF(CFG%B(?B#IJ@B%Q%U];+LJU=G>M!#>L#U$6NCFGSB@@B%!>K$B#IJ@B%FABM#"#?B#=>?D#BTB%E<>TiU@%%+@B%D#BTB%,,,,,$;@T%&7?,,

TiU@%%+@B%E%*S!>KCFGFABM#"#@B%[#FGB#E<B?k,bB([EG5#GB$6NLJUT*B+%&KI"F]>KEB+$6NCFG@AB5#FC*G [#@�K&E%=>?TiU@%%+@B%E%*S!>K,F&?#67

! &$B)$#6$)7$&*)8#TiU@%%+@B%E%*S!>KCFG!>K$B#%B(?B#?K@B%M?"#%B(CE%+B!,LJU?K@B%M?"#Q%USABQZ=>?D#BTB%>BTB%!?MT%BU5),gF(Q%U];+%<*+@&KI^GK%"5B%!B(?B#@B%M?"#LJUK&e]6, LJUI^GK%"5B%!B(?B#E%*S!>KLJU@AB@&K$;@T%&7?$6N+6@B%'"SB%iB%B(?B#?K@B%M?"#D#BTB%, jPN?CFGM]"eI^G!>KK&e]6, V!AB#&@?B#@B%E%*SM?"#LI<#F"#W,,,,,,,,,,,%<*+Q%U];+QZJU,3,T%&7?,gF(CFG!>KOB+I^G!>KK&e]6M@6N(*@&KM%`N>?=G>E%*S'K,%B(@B%Q%&KQ%;?K&e]6,$6N+6IJ@%U$KE<>?K@B%M?"#$6N+6!B%U!ABT&e,=G>M!#>L#U=>?I^G!>KK&e]6,,M%`N>?+BE%dB#@B%S&F$AB%B(?B#?K@B%M?"#=>?D#BTB%,M%`N>?=>KM=EL#*$B?@B%!>KK&e]6,LI#?B#@B%E%*S!>K=>?I^G!>KK&e]6,LJUCFGQ%U];+%<*+@&KK%"c&$$6NQ%P@cB$6N+6T*B+M]6N(*]Be,jPN?D#BTB%SGB?MQY#$6NQ%P@cBgT%?@B%E%*S!>KT*B+O^@EG>?=>??K@B%M?"#�,LJU@B%Q%&KQ%;?@%UK*#@B%Q�"K&E"?B#LJU@B%T*KT;+?B#FGB#K&e]6,M'`N>[5G+&N#[S*<B%B(?B#$B?@B%M?"#=>?D#BTB%+6T*B+O^@EG>?,M]`N>O`>CFG,LJU+6@B%MQXFMI(=G>+^JEB++BE%dB#@B%K&e]6,,,

! 7$&%9;%:0>$B?#TiU@%%+@B%E%*S!>KCFG!>K$B#%UKK@B%T*KT;+bB([#=>?D#BTB%SB@%B(?B#IJ@B%E%*S!>K=>?5#<*(E%*S!>KbB([#,%B(?B#IJ@B%E%*S!>K=>?I^G!>KK&e]6bB(#>@,V!AB#&@?B#@B%E%*SM?"#LI<#F"#,LJUD#BTB%L5<?Q%UM$_C$(W,Q%U@>K@&KD#BTB%CFG+6@B%LE<?E&7?TiU@%%+@B%@AB@&K@B%S&F$AB%UKK@B%T*KT;+bB([#,MQY#I^G@AB@&K,T*KT;+,@B%FABM#"#@B%[5GLE<JU5#<*(?B#(<>(=>?D#BTB%!>K$B#IJ@B%Q%UM+"#@B%T*KT;+bB([#EB+%UMK6(KTiU@%%+@B%E%*SM?"#LI<#F"#,*<BFG*(,@B%@AB5#F+BE%dB#@B%T*KT;+bB([#,'H_H,:911,SB@@%UK*#@B%,F&?@J<B*=GB?EG#$AB[5GM]`N>CFG*<B,@B%T*KT;+bB([#=>?D#BTB%+6T*B+M'6(?'>M5+BU!+@&K@B%FABM#"#D;%@"S=>?D#BTB%

! 7$&<&9@(';>$B?#, TiU@%%+@B%E%*S!>KCFG!>K$B#LI#@B%E%*S!>KM]"?@J(;$D),9,QZ,LI#@B%E%*S!>KQ%USABQZ,@B%Q�"K&E"EB+LI#?B#,@B%!>K$B#%B(?B#IJ@B%E%*S!>K,gF([5G,, =G>M!#>L#ULJUE"FEB+@B%FABM#"#@B%L@G C==>?\�B(S&F@B%EB+%B(?B#IJ@B%E%*S!>K[#Q%UMFa#$6N+6#&(!ABT&eM'N>@<>[5GM@"F@B%@AB@&KFLJ@"S@B%$6NF6LJU+6@B%T*KT;+,, bB([#$6NM'6(?'>, >#;+&E"@�K&E%=>?!B(?B#E%*S!>KLJU@AB@&K, %*+$&7?T<+>Q�"K&E"?B#@B%E%*S!>KbB([#M'N>[5GMQY#CQEB++BE%dB#!B@J, !>K$B#?KQ%U+Bi,,,,,,,,,, Q%USABQZ, LI#@B%!%%5BK;TJB@%, @B%\�@>K%+K;TJB@%, T*B+M'6(?'>M5+BU!+=>?$%&'(B@%!B(?B#E%*S!>K�, T*B+MQY#>"!%U[#@B%Q�"K&E"5#GB$6N, F&]#6*&FIJ@B%,,,,,,, Q�"K&E"?B#,V���W,'"SB%iB@B%LE<?E&7?,g(@(GB(,LJU'"SB%iBT*B+F6T*B+]>KQ%USABQZ=>?IGK%"5B%!B(?B#E%*S!>KLJU@AB@&K

Page 27: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 25 รายงานประจำ ป 2553 25

! 7$&Ia8;4<8<$07b*7Sc-TiU@%%+@B%E%*S!>KCFG!>K$B#@B%Q�"K&E"@B%EB+@�5+B(, @�M@i�), %UMK6(K, =G>K&?T&K, +BE%dB#LJUL#*$B?Q�"K&E"$6NK&?T&K[]G@&K,,,D;%@%%+E<B?k, =>?D#BTB%, SB@@B%%B(?B#IJ=>?\�B(@AB@&K@B%Q�"K&E"?B#, %B(?B#IJ@B%E%*S!>K=>?5#<*(E%*S!>KbB([#, %B(?B#,IJ@B%E%*S!>K=>?IG!>KK&e]6bB(#>@,V!AB#&@?B#@B%E%*SM?"#LI<#F"#, LJUD#BTB%L5<?Q%UM$_C$(W, LJU+E"TiU@%%+@B%D#BTB%$6N,,,+>K5+B([5GTiU@%%+@B%E%*S!>KFABM#"#@B%

! 7$&;&8,$&%9$0*(EDB)TiU@%%+@B%E%*S!>KCFG!>K$B#%B(?B#@B%K%"5B%T*B+M!6N(?=>?\�B(K%"5B%T*B+M!6N(?jPN?I<B#@B%'"SB%iB=>?TiU>#;@%%+@B%K%"5B%T*B+M!6N(?LJUTiU@%%+@B%K%"5B%T*B+M!6N(?LJG*,LJU+6@B%E"FEB+IJ>(<B?!+ANBM!+>,jPN?!B(?B#E%*S!>KLJU@AB@&KCFG#AB%B(?B#@B%K%"5B%T*B+M!6N(?+B@AB5#FL#*$B?@B%E%*S!>K[5G!>FTJG>?@&KT*B+M!6N(?=>?>?T)@%, gF(TiU@%%+@B%E%*S!>K+6@AB5#F@B%Q%U];+%<*+@&KTiU@%%+@B%K%"5B%T*B+M!6N(?MQY#%B(CE%+B!,[#QZ,:991,M'`N>[5GM@"FT*B++&N#[S*<B,D#BTB%+6@B%K%"5B%T*B+M!6N(?>(^<[#%UF&K$6N(>+%&KCFG

! &$B7$&6ED'$@0E%9$0.4AVB/)6$)T2I&+MB=#-TiU@%%+@B%E%*S!>KCFG!>K$B#%B(?B#$6N\�B(K%"5B%CFG [5G'#&@?B#$;@T#'"SB%iB'%G>+J?#B+%&K%>?MQY#Q%USAB$;@QZ,*<B@B%Q�"K&E"?B#,QRSS;K&#=>?E#M>?, >(^<[#=<B($6N>BSSU$AB[5GM@"FT*B+=&FL(G?$B?IJQ%Ug(]#)EB+=G>@AB5#F[#%UMK6(K=>?D#BTB%5%`>C+<, LJU!>K$B#SB@%B(?B#IJ@B%E%*S!>K*<B,LE<JU5#<*(?B#(<>(+6@%UK*#@B%E%*S!>KT*B+=&FL(G?$B?IJQ%Ug(]#)@<>#S&F$AB!&eeBEB+$6N%UMK6(K@AB5#FC*G5%`>C+<, M'`N>@B%@AB@&KF^LJ$6NF6+6T*B+gQ%<?[![#@B%FABM#"#?B#LJU'#&@?B#CFGQ�"K&E"EB+T^<+`>S%%(BK%%i=>?I^GK%"5B%LJU'#&@?B#

! 7$&I&+*08#<#*').')%S+7&&07$&<&9@(';TiU@%%+@B%E%*S!>KCFGQ%UM+"#IJ@B%Q�"K&E"?B#=>?E#M>?,V��|sl������w�xrW, $&7?MQY#%B(K;TTJ, LJUMQY#%B(TiUEB+L#*$B?,,@B%Q�"K&E"$6NF6=>?!AB#&@?B#TiU@%%+@B%#g(KB(%&d*"!B5@"S, M'`N>[5G+&N#[S*<B@B%Q�"K&E"?B#=>?TiU@%%+@B%E%*S!>K+6Q%U!"$D"bB',LJUK%%J;*&EO;Q%U!?T)EB+$6N@AB5#FC*G [#@�K&E%=>?TiU@%%+@B%E%*S!>K

TiU@%%+@B%E%*S!>K, M5a#*<B, %B(?B#$B?@B%M?"#=>?D#BTB%+6T*B+O^@EG>?, M]`N>O`>CFG, +6@B%MQXFMI(=G>+^JEB++BE%dB#@B%K&e]6,,,+6%UKK@B%T*KT;+bB([#$6NM'6(?'>M5+BU!+@&K@B%FABM#"#D;%@"S,,+6@B%K%"5B%T*B+M!6N(?[5G>(^<[#%UF&K$6N(>+%&KCFG,LJU+6@B%Q�"K&E"?B#MQY#CQEB+@�5+B(,%UMK6(K,=G>K&?T&K$6NM@6N(*=G>?@&K@B%FABM#"#D;%@"S=>?D#BTB%

, ,, ,+ + T'"=i2?#Q2=++@9#%B)&9(MGX+ + $#%&"'(##)("#?#@1!A:

Page 28: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

26!!!!!"#$%$&'$%$&()*%&$+,-

I&+94<8"#$%$&'$%$&()*%&$+,-

D#BTB%>BTB%!?MT%BU5),VD>!HW, MQY#!OBK&#@B%M?"#Mf'BU@"S, +6dB#UMQY#%&d*"!B5@"S[#!&?@&F@%U$%*?@B%TJ&?, S&FE&7?=P7#gF(@�5+B(, O`>@ABM#"F=P7#*&#$6N,2, +@%BT+,,,,,,,,,'H_H,:12-,,M+`N>'%UKB$!+MFaS'%UQ%+"#$%+5Bb^+"'J>F;J(MF],CFG$%?+6'%UK%+%B]g>?@B%gQ%FM@JGB�,[5GQ%U@B_*<B,gF($6NMQY#@B%!+T*%[5G+6D#BTB%>BTB%!?MT%BU5),=P7#,�M'`N>]<*(M5J`>$B?@B%M?"#[5GQ%U]B]#CFG+6$6N>(^<>B_&(EB+T*%L@<>&EbB'�,SP?$%?'%U@%;iBgQ%FM@JGB�,[5GE%B,�'%U%B]K&ee&E"D#BTB%>BTB%!?MT%BU5),'H_H,:12-�=P7#C*G gF(TABL#U#ABLJU("#(>+=>?!bBI^GL$#%Bc�%,LJUCFGQ%U@B_[#%B]@"SSB#;MK@cB,M+`N>*&#$6N,:8,+@%BT+,:12-,[#@B%K%"5B%?B#D#BTB%CFG%&KM?"#MQY#$;#Q%UMF"+SB@@%U$%*?@B%TJ&?,MQY#M?"#,:8,JGB#KB$,SB@M?"#$;#$6N@AB5#FC*G,988,JGB#KB$,*&#$6N,:1,@&#(B(#,:12-,S>+'J,QH,'"K^J!?T%B+,CFGMQY#Q%UDB#Q%U@>K'"D6MQXFD#BTB%,>BTB%!?MT%BU5),SP?CFGO`>M>Bh@c)*&#MQXF$AB@B%#67,MQY#*&#M%"N+FABM#"#@B%D#BTB%>BTB%!?MT%BU5),i,*&#$6N,,:1,@&#(B(#,:994,D#BTB%MQXFFABM#"#@B%+BT%K,9.,QZ

D#BTB%>BTB%!?MT%BU5) [#(;TM%"N+@<>E&7?, CFG+;<?S&F!%%$6NF"#LJU!%GB?KGB#[#J&@ciUgT%?@B%>BTB%!?MT%BU5)MQY#5J&@, gF(D#BTB%CFG$AB5#GB$6N [5GT*B+]<*(M5J`>,,,,,,,,,,,,,,,!<?M!%"+LJU=(B(@"S@B%@<>!%GB?>BTB%!?MT%BU5)Q%UMb$M]<Bj`7>, gT%?@B%MT5U!OB#$6ND#BTB%CFGS&F!%GB?=P7#, MQY#KGB#LKK%*+@J;<+,+6KGB#J&@ciUjGABk,@&#,+6@B%!%GB?,,,,,O##LJU!BDB%i^QgbT$6NT<>#=GB?!+K^%i),@B%>>@LKKMQY#,�!OBQRE(@%%+L#*!bB*UL*FJG>+!&+'&#D)�,MQY#MT5U];+]#$6N>(^<>B_&($6N!+K^%i)LKK,V�tw�|�r�,ntv�qx�,�twwvxqryW, LJUMQY#EG#LKK=>?, �gT%?@B%KGB#S&F!%%�, [#]<*?M*JBE<>+B, @B%FABM#"#@B%=>?D#BTB%, [#]<*?,:8, QZL%@, @GB*CQ>(<B?]GBk, M#`N>?SB@M?"#$;#$6NSAB@&F,,,,,,,,,,,,,,,K$KB$=>?D#BTB%!<*#[5e<SUMQY#@B%S&F!%%$6NF"#LJU>BTB%!?MT%BU5)M'`N>@B%M]<Bj`7>, %*+$&7?@B%[5G@^GM?"#M'`N>QJ^@!%GB?KGB#L@<Q%U]B]#, , !<?IJ[5GQ%U]B]#+6KGB#MQY#,@%%+!"$D"�=>?E#M>?@*<B,.0888, T%>KT%&*, IJ@B%Q%U@>K@B%[#(;TL%@Q%B@�*<B, =BF$;#E<>M#`N>?MQY#M*JB#B#OP?,., QZ, E&7?LE<QZ,:12-l:98:, LJUM%"N++6@ABC%T%&7?L%@,,,,,,,,,,QZ,:984,=BF$;#>6@T%&7?QZ,:981,LE<[#]<*?,3:,QZE<>+B,VQZ,:989,l,:93-W,D#BTB%+6IJQ%U@>K@B%$6N+6@ABC%>(<B?E<>M#`N>?$;@QZ,,D#BTB%CFGFABM#"#?B#gF(MQY#$&7?I^GS&F!%%,KGB#LJU$6NF"#,LJUMQY#!OBK&#@B%M?"#$6N[5G!"#M]`N>M'`N>$6N>(^<>B_&(,[5GQ%U]B]#CFG+6$6N>(^<>B_&(MQY#=>?E#M>?

M+`N>*&#$6N,34,D&#*BT+,:939,CFG+6Q%U@B_=>?TiUQ�"*&E",fK&K$6N,43-,,S&FE&7?,�@B%MT5UL5<?]BE""�,M'`N>S&F%UKK?B#M@6N(*@&K@B%S&F[5G+6>BTB%!?MT%BU5)M!6([5+<,%*+,,,,,,,,,,5#<*(?B#M@6N(*@&K@B%MT5U5%`>>BTB%!?MT%BU5)$6N@%US&F@%USB(>(^<[#%^QE<B?k,[5GMQY#5#<*(?B#MF6(*@&#$6NMQY#@B%M'"N+'^#Q%U!"$D"bB'("N?=P7#,LJUCFG@AB5#F[5Gg>#@"S@B%,$%&'()!"#, !"$D", 5#67, LJUT*B+%&KI"F]>K=>?D#BTB%>BTB%!?MT%BU5), Mf'BU$6NM@6N(*@&KD;%@"SEB++BE%B,:.,V3W, LJU,V4W, L5<?'%U%B]K&ee&E"D#BTB%>BTB%!?MT%BU5),,,'H_H,:12-,[5GL@<@B%MT5UL5<?]BE",@&KCFG+6@B%>>@Q%U@B_=>?TiUQ�"*&E",fK&K$6N,43.,L@G C=M'"N+ME"+'%U%B]K&ee&E"D#BTB%>BTB%!?MT%BU5),'H_H,:12-,Q%&KQ%;?@"S@B%D#BTB%,>BTB%!?MT%BU5) [5G!>FTJG>?LJUQ%U!B#@&K@"S@B%=>?MT5UL5<?]BE", , gF(@AB5#F, �[5GS&FE&7?D#BTB%=P7#M%6(@*<B, D#BTB%>BTB%!?MT%BU5), M'`N>!<?M!%"+@B%#ABM?"#CQ,,J?$;#M@6N(*@&K@B%S&F[5G+6>BTB%LJU5%`>$6NF"#�,jPN?5J&?SB@CFGg>#@"S@B%FGB#@B%S&F!%%$6NF"#LJU'&�#BgT%?@B%$6N>(^<>B_&([5G@B%MT5UL5<?]BE"CQ[#QZ,:93-,LJG*,D#BTB%CFG+;<?$AB5#GB$6NFGB#@B%M?"#@B%D#BTB%, gF(@B%QJ<>(!"#M]`N>M'`N>$6N>(^<>B_&($&7?!"#M]`N>%U(U!&7#L@<I^GQ%U@>K@B%S&F!%%M'`N>'&�#BgT%?@B%$6NF"#LJU$6N>(^<>B_&(,Vntv�qx�,,,,,,,,,�ut���r, �¡�|t�w�xr,�tox,5%`>,�u�l�tx�ruv�rqtx,¢qxox�qx�W,LJU!"#M]`N>%U(U(B*L@<Q%U]B]#$&N*CQ,M'`N>@B%QJ^@!%GB?,j`7>,5%`>S&F5B$6N>(^<>B_&(,Vntw�,£tur�o��,�tox,5%`>,�t�rl�tx�ruv�rqtx,¢qxox�qx�W,QZ,:932l:9::,+6(>F@B%QJ<>(!"#M]`N>M'"N+,SB@,4/3,JGB#KB$,M'"N+MQY#,:0843,JGB#KB$,M#`N>?SB@D;%@"S$6N>(^<>B_&(=(B(E&*!^?+B@,>(<B?E<>M#`N>?

Page 29: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 27 รายงานประจำ ป 2553 27

*&#$6N,:,+@%BT+,:93.,D#BTB%CFGMQXFFABM#"#@B%D;%@"S,�%&K\B@M?"#�,V ��t�qr,zo¤qx�W,MQY#T%&7?L%@,Q%U@>KFG*(M?"#\B@,4,Q%UMb$,CFGL@<,,3W,,M?"#\B@$6NEG>?S<B(T`#M+`N>$*?OB+,,:W,,M?"#\B@>>+$%&'(),,4W,,M?"#\B@Q%USAB,4,MF`>#,-,MF`>#,LJU,3:,MF`>#=P7#CQ

5J&?SB@M@"F*"@hEM_%cd@"S[#]<*?QZ, ,:9::,l,:9:1, , D#BTB%CFG+6@B%Q%&KQ%;?gT%?!%GB?>?T)@%LJU@J(;$D)FGB#@B%M?"#@B%D#BTB%, >B$",,,,,,,,,,,@B%L(@!<*#M?"#@^G$6N+6@B%QJ<>(!"#M]`N>MQY#,:,!<*#,T`>,!<*#M?"#@^G$&N*CQ,LJU!<*#M?"#@^G gT%?@B%,+6@B%Q%&KQ%;?@%UK*#@B%[5G!"#M]`N>[5GTJ<>?E&*,'&�#B\�@>K%+K;TJB@%,%"M%"N+K&e]6M?"#\B@>>+$%&'()'"M_c,jPN?CFG%&KT*B+#"(+LJUMQY#L5J<?$;#$6N!ABT&e=>?D#BTB%E<>M#`N>?+B5JB(QZ,LJU+6@B%S&FE&7?_^#()!"#M]`N>M'`N>L@GQRe5B5#67TGB?gT%?@B%$6N>(^<>B_&(,gF($AB5#GB$6N*"MT%BU5)LJU'"SB%iBQJ<>(!"#M]`N>L@<I^GQ%U@>K@B%gT%?@B%

QZ,:9:9, D#BTB%CFG'&�#B%UKK!"#M]`N>F6=P7#, $AB[5G+6J^@TGB+B[]GK%"@B%SAB#*#+B@, !OB#$6N[5GK%"@B%M%"N+C+<M'6(?'>%>?%&KJ^@TGB, SABMQY#EG>?,,,,S&F5B!OB#$6NM'`N>@<>!%GB?>BTB%!AB#&@?B#[5e<L5<?[5+<,LJUM%"N+@B%@<>!%GB?M+`N>QZ,:9:9,LJG*M!%aSQZ,:9:2,LJUM+`N>*&#$6N,3/,!"?5BT+,:9:2,D#BTB%(GB(!AB#&@?B#[5e<,SB@O##%B]FABM#"#[#+B[5GK%"@B%,i,!AB#&@?B#MJ=$6N,-4,O##'%U%B+$6N,2,M=E5G*(=*B?,@%;?M$'+5B#T%,38438,LJU[]G!AB#&@?B#[5e<MF"+$6NO##%B]FABM#"#[#MQY#!AB#&@?B#!B=BL$#,jPN?!B=B%B]FABM#"##&KMQY#!B=BL5<?L%@=>?D#BTB%,LJUD#BTB%@aCFGM%"N+=(B(@B%[5GK%"@B%FG*(@B%MQXF!B=BM'"N++B@=P7#,,>6@$&7?D#BTB%(&?CFGQ%&KMQJ6N(#%^QLKK@B%K%"@B%[5G$&#!+&(M=GB@&K*"O6]6*"E=>?!&?T+M+`>?,M'`N>>AB#*(T*B+!UF*@L@<J^@TGB, gF(MQXF[5GK%"@B%MTB#)ME>%)@B%M?"##>@!OB#$6N,V¥ox¤qx�,�tvxr�uW, EB+5GB?!%%'!"#TGB, MQXF[5GK%"@B%,$;@*&#C+<+6*&#5(;F,MQXF[5GK%"@B%_^#()K%"@B%D#BTB%,V¦x�,�rt�,��u¡q��W,i,$6N*<B@B%>ABMb>$&N*Q%UM$_,LJUMQXF[5GK%"@B%5#<*(K%"@B%!"#M]`N>,>6@5JB(L5<?

[#]<*?QZ,:943l:942, IJ@B%FABM#"#?B#=>?D#BTB%+6@B%=(B(E&*>(<B?+B@$&7?[#FGB#Q%"+Bi@B%[5GM?"#@^G$6N>(^<>B_&(, LJU!<*#LK<?EJBF,EJ>FS#@ABC%!;$D", LJU[#g>@B!T%K%>K@B%FABM#"#@B%QZ$6N, 18, D#BTB%CFGMQJ6N(#!&eJ&@ci)D#BTB%, SB@, �%^Q*"+B#M+§�, MQY#,�%^Q!>?+`>g>K>;G+KGB#�, M'`N>[5G!>FTJG>?@&K@B%CFG%&K>#;+&E"SB@TiU%&d+#E%6[5GMQY#, �%&d*"!B5@"S$6NF6"�, D#BTB%CFGS&F$ABLJUMI(L'%<*B%!B%,,D#BTB%>BTB%!?MT%BU5), LJUS&F$AB,¨�p�qr�,�,¨¨¨H�{pH�tHr{, M'`N>#ABM!#>=G>+^JFGB#$6N>(^<>B_&([5G@&KI^G!#[S$&N*CQ, !AB5%&KK$KB$FGB#,$6N>(^<>B_&(%U5*<B?Q%UM$_,D#BTB%>BTB%!?MT%BU5) CFG%&K@B%(@(<>?SB@_#()@JB?!5Q%U]B]BE"*<BFG*(@B%E&7?O"N#dB#+#;c() [#QZ,:942,[5GMQY#,,�!OBK&#@B%M?"#$6N+6IJ@B%Q�"K&E"?B#F6M(6N(+�,#&KMQY#T*B+bBTb^+"[S=>?D#BTB%>6@*B%U5#PN?

[#]<*?QZ,:918l:91:, Q%UM$_C$(Q%U!K*"@hEM_%cd@"S>(<B?%;#L%?, D#BTB%>BTB%!?MT%BU5) CFG+6K$KB$[#@B%]<*(���#�^D;%@"S$6N>(^<>B_&(,,,,LJU>!&?5B%"+$%&'()EB+#g(KB(=>?%&dKBJ,>B$",[#]<*?$6N!OB#@B%i)5#67$6NC+<@<>[5GM@"F%B(CFG,V�tx,��ustuwqx�,�tox,�,���W,=(B(E&*,J;@JB+CQ$;@!OBK&#@B%M?"#, %*+$&7?D#BTB%>BTB%!?MT%BU5)M>?FG*(, LE<D#BTB%@aCFGL!F?K$KB$#AB[#M%`N>?@B%Q%U#>+5#67LJU@B%Q%&KQ%;?gT%?!%GB?5#67@&KJ^@TGBI^G@^GM?"#j`7>KGB#, gF(+6+BE%@B%$6N]&FMS#OP?,31, +BE%@B%[#@B%Q%U#>+5#67, ]<*(K%%M$BT*B+MF`>F%G>#=>?J^@TGB,,,,,,,,,,,CFG>(<B?+B@, 5%`>@B%%<*++`>@&KD#BTB%>>+!"#[5G!"#M]`N>>&E%BF>@MK67(E<AB, T?$6N,48, QZ, @B%S&FE&7?!AB#&@?B#EJBF%>?!"#M]`N>M'`N>$6N>(^<>B_&(,,gT%?@B%!"#M]`N>MT5U%*+[S,@B%S&F$AB, �p�qr�,�, ¨¨H�n¥ntw���xr�uH�tw,$6N+6=G>+^JKGB#LJU$6NF"#M'`N>[]GMQY#]<>?$B?>AB#*(T*B+!UF*@,!AB5%&KI^G$6NQ%U!?T)SUj`7>KGB#gF(Mf'BU

Page 30: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

28!!!!!"#$%$&'$%$&()*%&$+,-

QZ,:911, D#BTB%CFG+6K$KB$!ABT&e[#@B%!#&K!#;##g(KB(%&dKBJ[#@B%!<?M!%"+[5GQ%U]B]#CFG+6$6N>(^<>B_&(MQY#@%%+!"$D"�=>?E#M>?, %*+$&7?@B%@%UE;G#>!&?5B%"+$%&'(),LJUbB*UM_%cd@"SgF(%*+=>?Q%UM$_, gF(CFGS&F$ABgT%?@B%KGB#, D>!Hl, @K=H, !AB5%&K=GB%B]@B%$6NMQY#!+B]"@, @K=H, M'`N>S&F5B$6N>(^<>B_&(CFG [#*?M?"#%G>(JU,388,=>?+JT<B5J&@Q%U@&#,LJU+6@B%I<>#]AB%U[#>&E%B@GB*5#GBMQY#@B%M'"N+@ABJ&?j`7>[5G@&K=GB%B]@B%,LJUCFG+6@B%=(B(IJCQ(&?@J;<+'#&@?B#%&d*"!B5@"S,LJUJ@SGB?Q%USAB,!<?IJ,[5GD;%@"S>!&?5B%"+$%&'()+6@B%���#E&*>(<B?]&FMS#[#%U(UE<>+B,

!"N?$6NMQY#M@6(%E"Q%U*&E"#AB+BjPN?T*B+bBTb^+"[S=>?D#BTB%>BTB%!?MT%BU5),T`>,@B%$6ND#BTB%CFG%&K%B?*&J,�%&d*"!B5@"SF6MF<#�,E"FE<>@&#,4,QZ,,VS&FgF(@%U$%*?@B%TJ&?,LJUK%"c&$C$(,M%EE"7?,L>#F),>"#�>%)M+]&N#,Mj>%)*"!,SAB@&F,5%`>,z���W,gF(E&7?LE<QZ,:91/,D#BTB%CFG%&K%B?*&JTiU@%%+@B%%&d*"!B5@"SF6MF<#,CFG%&K%B?*&JE"FE<>@&#,4,QZ,%B?*&JIJ@B%FABM#"#?B#F6MF<#,LJU,%B?*&JFGB#@B%K%"5B%S&F@B%>?T)@%F6MF<#0,%B?*&J,¥��r,�uo�rq��,��urqsq�or�0,%B?*&J,z{�,¥��r,£ou¤�rqx�,�ow�oq�x0,%B?*&J,¥t��,¦s,z{�,©�ou,:88.

*&#$6N,2,+@%BT+,'H_H,:912,'%UKB$!+MFaS'%UQ%+"#$%+5Bb^+"'J>F;J(MF],+6'%UK%+%B]g>?@B%gQ%FM@JGB[5GQ%U@B_*<B,gF($6NMQY#@B%!+T*%L@G C=M'"N+ME"+@�5+B(*<BFG*(D#BTB%>BTB%!?MT%BU5), SP?$%?'%U@%;iBgQ%FM@JGB�, [5GE%B'%U%B]K&ee&E"D#BTB%>BTB%!?MT%BU5),VfK&K$6N,4W, 'H_H,:912, =P7#LJU*&#$6N,3., +@%BT+,:912,,CFGQ%U@B_[#%B]@"SSB#;MK@cB, $AB[5GM@"F@B%MQJ6N(#LQJ?E<>@B%FABM#"#D;%@"S=>?D#BTB%T%&7?!ABT&e, $&7?#67M#`N>?SB@'%U%B]K&ee&E"fK&KF&?@J<B*CFGM>`7>>AB#*([5GD#BTB%,,,!B+B%O=(B(=>KM=E@B%[5GK%"@B%$6NM@6N(*=G>?@&K$6N>(^<>B_&(CFG>(<B?T%K*?S%,LJU+6T*B+TJ<>?E&*[#@B%FABM#"#?B#,D#BTB%CFG!%GB?!%%T)IJ"Eb&i�),�!"#M]`N>M'`N>T#%&@KGB#�,M'`N>>AB#*(!"#M]`N>L@<J^@TGB[#@B%#ABM?"#CQj`7>>;Q@%i),5%`>!"N?>AB#*(T*B+!UF*@M'`N>$6N>(^<>B_&(,>B$", M�>%)#"MS>%), MT%`N>?T%&*, MT%`N>?!;=b&i�), MT%`N>?[]G C��mB,LJU>`N#k,,,,EB+5+*F%B(@B%$6NTiU@%%+@B%D#BTB%@AB5#F,M'`N>[5GJ^@TGB=>?D#BTB%CFG+6$6N>(^<>B_&($6N+6T*B+!+K^%i)LKK+B@("N?=P7#,,

QZ,:998,D#BTB%CFGQ%U@B_bB'J&@ci) [5+<,bB([EG*"!&($&_#), �D#BTB%$&#!+&(, M'`N>$6N>(^<>B_&(T%K*?S%�, []G]`N>bBcB>&?@hc,��,n,¥ox¤�,LJUCFG#ABM$Tg#gJ(6!+&([5+<,,,,,,,,+B[]G [#@B%FABM#"#?B#gF(MQJ6N(#%UKKT>+'"*ME>%)5J&@,�tu�,¥ox¤qx�,+B[]G$FL$#%UKKT>+'"*ME>%)MF"+,'%G>+Q%&KgT%?!%GB?@B%K%"5B%?B#[#%QLKK,nvp,�,��t¤��,+6@B%%*+_^#()@B%*"MT%BU5)LJU>#;+&E"!"#M]`N>C*G$6N,�u�}qr,�ut����qx�,��xr�u,V���W,M'`N>[5G@B%'"SB%iB!"#M]`N>MQY#+BE%dB#MF6(*@&#$&7?D#BTB%!B+B%O[5GK%"@B%Q%U]B]#,CFG>(<B?+6Q%U!"$D"bB'LJU%*FM%a*("N?=P7#

QZ,:993,l,:99:,@B%[5GK%"@B%FGB#!"#M]`N>=>?D#BTB%,CFG%&KT*B+M]`N>O`>,LJUT*B+C*G*B?[S,SB@J^@TGB,Q%U]B]#,LJUI^G []GK%"@B%FGB#!"#M]`N>SAB#*#+B@,S#$AB[5GD#BTB%,+6!<*#LK<?@B%EJBF!^?OP?,44ª, gF(Mf'BU[#QZ,:99:, @%U$%*?@B%TJ&?, CFG+>K5+B(#g(KB(, LJU@AB5#FMQmB5+B(@B%FABM#"#?B#FGB#!"#M]`N>=>?D#BTB%M'"N+=P7#,,,,,,,,,SB@SAB#*#,.40988,JGB#KB$,MQY#,3880888,JGB#KB$,M'`N>!#>?E>K#g(KB(%&dKBJ[#gT%?@B%C$(M=G+L=a?,D#BTB%!B+B%OQJ<>(!"#M]`N>CFGSAB#*#,38:0.-3H3/,JGB#KB$,jPN?K%%J;MQmB5+B(,3880888,JGB#KB$,,

QZ,:994,D#BTB%>BTB%!?MT%BU5),[#dB#UI^G#ABFGB#!"#M]`N>M'`N>$6N>(^<>B_&(+B@*<B,9.,QZ,!B+B%O!%GB?g>@B![5GQ%U]B]#+6$6N>(^<>B_&(MQY#=>?E#M>?CQLJG*@*<B,:,JGB#T%>KT%&*,(&?T?+;<?+&N#FABM#"#?B#M'`N>(@%UF&KT;ibB']6*"E=>?I^G+6%B(CFG#G>(LJU%B(CFGQB#@JB?[5G+6$6N>(^<>B_&(MQY#=>?E#M>?, EB+bB%@"S=>?D#BTB%T*KT^<CQ@&K@B%E>KL$#,,,@J&K!^<!&?T+[#FGB#E<B?k,bB([EGL#*T"F,�D>!H,M'`N>KGB#,M'`N>T;i�

Page 31: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 29 รายงานประจำ ป 2553 29

98(4B64R#-

98(4B64R#-!WdefeghX*IJ#"#$%$&04D#%)64#(04B!*QCD'6ED'B1K'$R4B'BK$)%&;9)@&!i!jgklmh!nhk!_ofpnehnqrl!sgofeht!unhv

Q4#"78@!WjeffeghX?,/;&87$&6$)7$&*)8#A/$#6ED'B1K'$R4B'BK$)%&;9)@&!*QCD'?,/I&+=$=#FA/0E6ED'B1K'$R4B<$0(0%9&V7K'4<>$Q!

V2+($0$&O<';(#')%9$0%$A,94).')217%/$!&4w;$2!Q#47)$#!V2+(4)%0>$B?</V#96$)*R&xw78@Q'*QEB)

M_%cd@"SC$(T%PN?L%@=>?QZ,:994,=(B(E&*CFG!^?OP?%G>(JU,38H-,gF(+6QRSS&(!#&K!#;#SB@@B%���#E&*=>?M_%cd@"SgJ@LJUT*B+M]`N>+&N#=>?$&7?,I^GK%"gbTLJU#&@J?$;#,!<?IJ[5GbBT>;E!B5@%%+@B%IJ"E,@B%!<?>>@,@B%J?$;#LJU@B%K%"gbT=>?bBTM>@]#=(B(E&*CFG>(<B?E<>M#`N>?

!AB5%&KbB*UM_%cd@"S$&7?QZ,:994,L+GMI]"eQRSS&(JK5JB(FGB#EJ>F$&7?QZ,$&7?T*B+C+<L#<#>#=>?M_%cd@"SgJ@QRe5B@B%M+`>?bB([#Q%UM$_,T*B+I&#I*#=>?T<BM?"#KB$LJUM?"#$;#MTJ`N>#(GB(, %*+$&7?b&(D%%+]BE"E<B?k, LE<M_%cd@"SC$((&?=(B(E&*CFGQ%U+Bi%G>(JU,/, SB@@B%!<?>>@!"#TGBLJUK%"@B%, %*+$&7?>;Q!?T) [#Q%UM$_$6N���#E&*E<>M#`N>?LJU+6K$KB$[#@B%=&KMTJ`N>#M_%cd@"S]&FMS#=P7#[#]<*?T%PN?5J&?=>?QZ, M+`N>Q%U@>K@&K'`7#dB#M_%cd@"S$6NM=G+L=a?,LJU+6QRSS&(!#&K!#;#SB@@B%SGB??B#LJU%B(CFGM@cE%@%$6N>(^<[#%UF&K!^?,%*+$&7?@B%FABM#"##g(KB(@B%TJ&?LJU@B%M?"#$6N(&?T?I<>#TJB(,SUMQY#L%?!<?[5GM_%cd@"S[#QZ,:991,=(B(E&*CFGE<>M#`N>?

FGB#M!O6(%bB'M_%cd@"S$&7?QZ,:994, gF(%*+>(^<[#M@i�)F6, >&E%B@B%*<B??B#>(^<[#%UF&KEANBE<>M#`N>?, LE<>&E%BM?"#M�m>!^?=P7#SB@QZ@<>#, LJU,,,,,+6L%?@FF&#FGB#%BTB+B@=P7#SB@bB*UM_%cd@"S$6N=(B(E&*,LJU@B%Q%&K=P7#T<BSGB?LJU%BTB!"#TGBgbTb&i�),jPN?SUMQY#QRSS&(M!6N(?E<>M!O6(%bB'LJU@B%=(B(E&*=>?M_%cd@"S[#QZ,:991,!AB5%&KM!O6(%bB'FGB#E<B?Q%UM$_>(^<[#%UF&K$6N+&N#T?,F;JK&e]6MF"#!U'&FLJUF;J@B%]AB%UM?"#M@"#F;J,LJU!&F!<*#$;#!AB%>?%U5*<B?Q%UM$_E<>5#67%U(U!&7#(&?>(^<[#%UF&K!^?, SB@QRSS&('`7#dB#$B?M_%cd@"S, SP?>BSQ%UM+"#CFG*<B>&E%B@B%=(B(E&*$B?M_%cd@"S[#QZ,:991,SU>(^<[#]<*?%G>(JU,4,l,9

Page 32: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

30!!!!!"#$%$&'$%$&()*%&$+,-

&$B)$#T27$&A3!*#8#)$#Iy!z{{|

}~!! &$B)$#T27$&A3!*#8#)$#Iy!z{{|,, 3H3, ?KF;J,i,*&#$6N,43,D&#*BT+,:994,

!"#$%&'&()*"+*,& & & -../& -..-& 01(23%"41(5&67&898:

!;'8#2Z=C+ D_7x776+ DF,xK6F+ T,b7-yX!"#M]`N>, -920:44, -1.044., 3H/1ª<'9v!;'PG%!O@'YA>8M'+ D_7x776+ DF,xK6F+ T,b7-yXM?"#\B@, 91-0:.., 91/084:, V8H4:ªWM?"#@^G(`+, /-0388, /20388, V4H4.ªW!<*#=>?I^GO`>5;G#, 4/0/81, 490339, 38H98ªz\V+W{|}~+ ,JbK-y+ ,KbJFy+ ,b_,y�}��}�}|�+W{|}~+ _bJ-y+ ,Kb_Dy+ TDb4DyX

, ,, !;'8#2Z=Ci, *&#$6N,43, D&#*BT+,:994, D#BTB%+6!"#$%&'()%*+SAB#*#,-./0//1, JGB#KB$, JFJ?,3:01-9, JGB#KB$,V%G>(JU,3H/8W, SB@SAB#*#,-230412, JGB#KB$,,,,,,,,,,,,,i,!"7#QZ,:99:,gF(!"#$%&'()!<*#[5e<=>?D#BTB%@*<B%G>(JU,2.H33,MQY#!"#M]`N>%B((<>(%U(U(B*

, !;'BQRNA,i,*&#$6N,43,D&#*BT+,:994,(>F!"#M]`N>=>?D#BTB%+6SAB#*#,-920:44,JGB#KB$,M'"N+=P7#,330/2-,JGB#KB$,V%G>(JU,3H/1W,SB@SAB#*#,-1.044.,,, JGB#KB$, i, !"7#QZ,:99:, !"#M]`N>!;$D"M'"N+=P7#C+<+B@MQY#IJ+BSB@@B%@B%E&F5#67!^e,V«uqr�ltssW,90843, JGB#KB$, LJU@B%]AB%UT`#M?"#@^GEB+Q@E",, Q%U@>K@&K@B%QJ<>(!"#M]`N>$6NJFJ?M#`N>?SB@@B%M=GB+BL=<?=&#=>?D#BTB%'Bi"]()$6N%;#L%?[#QZ, :994, SB@@B%$6N!bB*UM_%cd@"SgF(%*+M%"N+���#E&*,,,,,,,,,,,,,,,,, jPN?!<?IJ[5GD#BTB%'Bi"]()I<>#TJB(#g(KB(@B%[5G!"#M]`N>$6NM=G+?*FSB@QZ,:99:,,, !"#M]`N>$6N@<>[5GM@"F%B(CFG,V��W�,i,*&#$6N,43,D&#*BT+,:994,D#BTB%+6,��,%*+$&7?!"7#,92303.1,JGB#KB$,M'"N+=P7#SB@,i,!"7#QZ,:99:,,MQY#SAB#*#M?"#,:10992,,, JGB#KB$,5%`>M'"N+=P7#T"FMQY#%G>(JU,1H44,, >&E%B!<*#5#67$6NC+<@<>[5GM@"F%B(CFG,V���WE<>!"#M]`N>T?TGB?,�,i,*&#$6N,43,D&#*BT+,:994,D#BTB%+6,>&E%B!<*#,���,E<>,!"#M]`N>T?TGB?M$<B@&K%G>(JU,38H4:,,, JFJ?SB@,i,!"7#QZ,:99:,%G>(JU,:H39

Page 33: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 31 รายงานประจำ ป 2553 31

, , <'9v!;'PG%!O@'YA>./0wRA<M0', B>;'q"(, i, *&#$6N,43, D&#*BT+,:994, +6SAB#*#,91-0:.., JGB#KB$, JFJ?%G>(JU,8H4:, SB@SAB#*#,91/084:, JGB#KB$,,,,,,,,,,,,,,

, i,!"7#QZ,:99:,@B%JFJ?=>?dB#M?"#\B@SB@QZ@<>#,!<*#[5e<M@"FSB@[#]<*?!"7#QZ,:994,L#*g#G+>&E%BF>@MK67([#EJBFM?"#,, M'"N+!^?=P7#, M@"F@B%L=<?=&#FGB#M?"#\B@$6N%;#L%?SB@D#BTB%'Bi"](), jPN?!<?IJE<>@B%MTJ`N>#(GB(dB#M?"#\B@=>?D#BTB%$6N,,,,,,,,,, !<*#[5e<MQY#J^@TGB%B([5e<, B>;'(/0=R),M?"#@^G(`+JFJ?%G>(JU,4H4.,SB@QZ@<>#!^<SAB#*#,/-0388,JGB#KB$,i,!"7#QZ,:994,M#`N>?SB@@B%T%K@AB5#FCO<O>#,,,

, '&#DK&E%M?"#@^GD#BTB%>BTB%!?MT%BU5),SAB#*#,40888,JGB#KB$[#MF`>#'h_S"@B(#,LJUMF`>#D&#*BT+,:994, !O@'YA>./0wRA<M0',!<*#=>?I^GO`>5;G#=>?D#BTB%,i,43,D&#*BT+,:994,+6SAB#*#,4/0/81,JGB#KB$,M'"N+=P7#,40-/2,JGB#KB$,,

, SB@,490339,JGB#KB$,5%`>M'"N+=P7#%G>(JU+,-bJ-,i,!"7#QZ,:99:,M#`N>?SB@@ABC%!U!+[#QZ,:994,, M?"#@>?$;#E<>!"#$%&'()M!6N(?,V¥��,�orqtW,i,*&#$6N,43,D&#*BT+,:994,D#BTB%+6M?"#@>?$;#E<>!"#$%&'()M!6N(?,M$<B@&K%G>(JU,,, 39H48,M'"N+=P7#SB@,i,!"7#QZ,:99:,%G>(JU,3H.3, >&E%B!<*#!bB'TJ<>?,V�q¬vq}qry,�orqtW,�,i,*&#$6N,43,D&#*BT+,:994,D#BTB%+6>&E%B!<*#!bB'TJ<>?M$<B@&K%G>(JU,.H98,JFJ?,,, SB@,i,!"7#QZ,:99:,%G>(JU,-H:-,VjPN?!^?@*<BM@i�)$6NDQ$H,@AB5#F$6NC+<EANB@*<B%G>(JU,-H88W

, 3H:, ?K@ABC%=BF$;#,!AB5%&KQZ,:994,, , , , , , , ,,,,,,!"#$%&'&()*"+*,& & & -../& -..-& 01(23%"41(5&67&898:

%B(CFGF>@MK67(LJUM?"#QR#IJ, 44034-, 440119, V8H2:ªWT<B[]GS<B(F>@MK67(, 3-0..-, 3/021., V33H19ªW#"=c303A(B:9v=PG%B>;'$u'.G!M8&;+ ,DxKD-+ ,6x6FF+ ,4b7Ky5&@,5#67!^eLJU5#67!?!&(SU!^e, -088., -09-3, V/H14ªW%B(CFG$6N+"[]<F>@MK67(, 304/:, 301/-, V.H8:ªWT<B[]GS<B($6N+"[]<F>@MK67(, 904/8, 1042:, ::H93ª(g"c#!M8&;+ DxKJ6+ Jx-KK+ 4Db4Dy��r,�xr�u��r,£ou�qx, :H42ª, :H31ª, 8H:9ª©q�|}, 1H-/ª, 1H/8ª, V8H3:ªW�t�r,ts,¢vx}�, :H-:ª, :H2/ª, V8H4-ªW

, (g"c#!M8&;+M'"N+=P7#SB@QZ@<>#MQY#SAB#*#,-0491,JGB#KB$[#QZ,:994,SB@SAB#*#,90844,JGB#KB$,[#QZ,:99:,MQY#IJ+BSB@@B%,,, M'"N+=P7#=>?%B(CFGF>@MK67(LJUM?"#QR#IJ!;$D",$6NM'"N+=P7#SB@QZ@<>#%G>(JU,3:H/4,SB@>&E%BF>@MK67($6NJFJ?,SB@QZ,:99:,$AB[5G,,, �t�r,ts,¢vx}�, [#QZ,:994, JFJ?SB@QZ,:99:, %G>(JU,8H4-, !<?IJ[5GT<B[]GS<B(F>@MK67([#QZ,:994, JFJ?, SB@QZ,:99:,,,,,,,,,,,,,,,,, %G>(JU,33H19, Q%U@>K@&KD#BTB%CFGE&7?!AB%>?5#67!^e, i, *&#$6N,43, D&#*BT+,:994, JFJ?SB@, i, !"7#QZ,:99:, MQY#,, SAB#*#,994, JGB#KB$, %*+SAB#*#M?"#[#@B%!AB%>?5#67!^eLJU5#67!?!&(SU!^e$&7?5+F,-088., JGB#KB$, jPN?@B%E&7?!AB%>?,,,,,,,,

Page 34: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

32!!!!!"#$%$&'$%$&()*%&$+,-

, 5#67!^e, LJU5#67!?!&(SU!^e#67, !<?IJ[5GD#BTB%!B+B%OE&7?!AB%>?5#67!^eLJU5#67!?!&(SU!^eCFGT%KEB+M@i�), ���,42, EB+L#*$B?$6N!AB#&@?B#M_%cd@"S,,,,,,,,, @B%TJ&?, @%U$%*?@B%TJ&?CFGLSG?[5G!OBK&#@B%M?"#Mf'BU@"SO`>Q�"K&E"EB+$6ND#BTB%L5<?Q%UM$_C$(@AB5#F+ L+G*<B@%U$%*?@B%TJ&?SUI<>#I&#[5G,,,,,,,,,,,,, !OBK&#@B%M?"#Mf'BU@"S!B+B%O$(>(@&#,M?"#!AB%>?5#67!^e!<*#M'"N+EB+M@i�)+BE%dB#,���,42,[5GLJG*M!%aSbB([#QZ,:999,@aEB+,

, FGB#!<*#E<B?>&E%BF>@MK67(!;$D",V��r,�xr�u��r,£ou�qxW, M'"N+=P7#MQY#%G>(JU,:H42, [#QZ,:994, SB@%G>(JU,:H31, [#QZ,:99:, MQY#IJ+BSB@>&E%BF>@MK67(,,,,,,,,,,, QZ,:994, JFJ?SB@QZ,:99:, $6N!<?IJ$AB[5G$&7?,�t�r,ts,¢vx}�, LJU,©q�|}, [#QZ,:994, Q%&KE&*JFJ?, LE<bB([EG@B%K%"5B%S&F@B%$&7?FGB#EG#$;#$B?,,,,,,,,, @B%M?"#LJUFGB#IJE>KL$#$6N+6Q%U!"$D"bB'=>?D#BTB%,$AB[5G,�t�r,ts,¢vx}�,Q%&KE&*JFJ?[#>&E%B$6N+B@@*<B@B%Q%&KJFJ?=>?,©q�|},,SP?!<?IJ[5G,��£,,, [#QZ,:994,=>?D#BTB%!^?@*<BQZ$6NI<B#+B,

z~!! M%&)(&/$)*)8#6:#, gT%?!%GB?M?"#$;#=>?D#BTB%,i,*&#$6N,43,D&#*BT+,:994,!%;QCFGF&?#67,,, :H3, M?"#\B@SB@!<*#%B]@B%, %&d*"!B5@"S, K%"c&$M>@]#, LJUQ%U]B]#$&N*CQ,�,i, *&#$6N,43, D&#*BT+,:994, D#BTB%+6Q%"+BiM?"#\B@SAB#*#$&7?!"7#,91-0:..,,, , JGB#KB$,T"FMQY#%G>(JU,/-H4/,=>?Q%"+BiM?"#$;#$&7?5+F=>?D#BTB%, :H:, '&#DK&E%[#Q%UM$_�,Q%U@>KFG*(,, , V3W, '&#DK&E%M?"#@^G]#"F%UK;]`N>I^GO`>,SAB#*#,/30488,JGB#KB$,gF(+6@%U$%*?@B%TJ&?TA7BQ%U@&#, , V:W, '&#DK&E%M?"#@^G]#"F%UK;]`N>I^GO`>,SAB#*#,:0888,JGB#KB$,,, , V4W,'&#DK&E%!"#M]`N>MT5U%*+[SEB++BE%@B%���#�^D;%@"S>!&?5B%"+$%&'(),SAB#*#,:0/88,JGB#KB$,gF(+6@%U$%*?@B%TJ&?TA7BQ%U@&#, ,,, , P<GO>B>;'8M'89N!g"*2a+5+!;v'$I

;<*"$"05="&'&()*"+*,

& %B(@B%, :998, :993, :99:, :994, , , , SAB#*#M?"#, T"FMQY#, SAB#*#M?"#, T"FMQY#, SAB#*#M?"#, T"FMQY#, SAB#*#M?"#, T"FMQY#, , , , , %G>(JU, , %G>(JU, , %G>(JU, , %G>(JU,3H,M?"#\B@LJUE&­*!&eeB[]GM?"#, 1/.0.-:H3., /3H41, 9390312H:8, /:H11, 91/0843H91, /1H12, 91-0:.-H-., /-H4/,:H,M?"#@^GbB([#Q%UM$_, l, l, l, l, l, l, l, l,4H,M?"#@^GE<B?Q%UM$_, l, l, l, l, l, l, l, l, ,,1H,'&#DK&E%, , /20488H88,, 31H/2, //0388H88, 31H38, /20388H88, 34H.4, /-0388H88, 34H-:, ,,9H,M?"#$;#[#EJBFM?"#, ::0-84H./, 4H.., :30-43H.8, 4H1-, 33949H88, 3H./, l, l

,, , , %*+$&7?!"7#, 9220--9H29,, 388H88, -:10//8H28, 388H88, -1/0---H91, 388H88, -4:04.-H-., 388H88

,, , i,*&#$6N,43,D&#*BT+,:994,EG#$;#$B?@B%M?"#=>?D#BTB%MfJ6N(>(^<$6N%G>(JU,:H-:,jPN?JFJ?>(<B?E<>M#`N>?SB@,i,*&#$6N,43,D&#*BT+,:99:,jPN?>(^<$6N%G>(JU,:H2/,

L!F?[5GM5a#*<B@B%K%"5B%EG#$;#$B?@B%M?"#=>?D#BTB%, [#QZ,:994, +6Q%U!"$D"bB'+B@=P7#M+`N>M$6(K@&KQZ$6NI<B#+B, jPN?MQY#QRSS&(!ABT&e[#@B%M'"N+=6FT*B+,,,,,!B+B%O[#@B%L=<?=&#LJUMQY#!<*#!ABT&e[#@B%M'"N+%B(CFG=>?D#BTB%,,,

Page 35: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 33 รายงานประจำ ป 2553 33

|~! 7$&.B$B(8#*=CD'?,0K?,/V7KI&+=$=#, D#BTB%+6IJ@B%FABM#"#?B#[#@B%[5G!"#M]`N>QJ<>([5+<,i,!"7#QZ,:994,SAB#*#,2/029:,JGB#KB$,jPN?!^?@*<BMQmB5+B($6N*B?C*G,MQY#SAB#*#

M?"#,,/029:,JGB#KB$,T"FMQY#,%G>(JU,2H29,JFJ?SB@]<*?M*JBMF6(*@&#=>?QZ,:99:,MQY#SAB#*#,,40/82,JGB#KB$,T"FMQY#%G>(JU,4H.3,LJU!<?IJ[5G, i, !"7#QZ,:994, D#BTB%+6!"#M]`N>M?"#@^G%B((<>(%U(U(B*T?TGB?$&7?!"7#,-420988, JGB#KB$, LJU+6J^@5#67$&7?!"7#MQY#,,,,,,,,,,,,,SAB#*#,304:204-.,K&e]6

, [#QZ,:994,D#BTB%CFGQJ<>(!"#M]`N>[5G@&KQ%U]B]#$&7?[#M=E@%;?M$'�,Q%"+i�J,LJUb^+"bBT[#!&F!<*#$6N[@JGMT6(?@&#,SB@!O"E"@B%[5G,,,!"#M]`N>%U(U(B*QJ<>([5+<!AB5%&KJ^@TGB%B((<>([#QZ,:994,MQY#SAB#*#M?"#,2/029:,JGB#KB$,SAB#*#,39-0-/9,K&e]6,F&?@J<B*,D#BTB%CFG [5G!"#M]`N>L@<Q%U]B]#[#M=E@%;?M$'�,LJUQ%"+i�J,MQY#SAB#*#M?"#,190192,JGB#KB$,SAB#*#,--0433,K&e]6,LJU[#M=Eb^+"bBT,MQY#SAB#*#M?"#,940124, JGB#KB$, SAB#*#,2804.1, K&e]6, jPN?T"FMQY#!&F!<*#SAB#*#M?"#[5G!"#M]`N>Q%U+Bi%G>(JU,19H21, LJU,91H8-,EB+JABF&K,LJU+6!&F!<*#SAB#*#K&e]6Q%U+Bi%G>(JU,1:H4:,LJU,9.H-/,EB+JABF&K

, !O"E"@B%[5G!"#M]`N>%U(U(B*QJ<>([5+<,L(@EB+M=E'`7#$6NSAB#*#M?"#,�,JGB#KB$

,%B(@B%

, :998, :993, :99:, :994, SAB#*#K&e]6,, SAB#*#M?"#,, SAB#*#K&e]6,, SAB#*#M?"#,, SAB#*#K&e]6,, SAB#*#M?"#, ,SAB#*#K&e]6,, SAB#*#M?"#,3H,!"#M]`N>[#M=E@$+H,, .10911, 1-04/:, 940/-3, 420.24, .30--8, 9808-3, --0433, 190192,,, LJUQ%"+i�J,,:H,!"#M]`N>[#M=Eb^+"bBT,, 2-0/:-,, 1.0.83,, .80832,, 1:0833,, 2804/8,, 9:0.88,, 2804.1,, 940124,,

,,, , , %*+$&7?!"7#, ,3.304.8,, 2108/4,, 3:40//8, ,/30/81,, 3-:0818,, 38:0.-3,, 39-0-/9,, 2/029:,,

, !AB5%&K@B%'"SB%iB*&EO;Q%U!?T)=>?@B%@^G(`+=>?J^@TGB!<*#[5e<, Q%U+Bi%G>(JU,-4H89, =>?!"#M]`N>QJ<>([5+<, 5%`>MQY#SAB#*#M?"#,-:04/.,JGB#KB$,SAB#*#,--0/1/,K&e]6,@^G(`+M'`N>*&EO;Q%U!?T) [#@B%j`7>$6NF"#LJU>BTB%

, !O"E"@B%[5G!"#M]`N>%U(U(B*QJ<>([5+<,L(@EB+*&EO;Q%U!?T)@B%@^G(`+SAB#*#M?"#,�,JGB#KB$

,*&EO;Q%U!?T)@B%@^G(`+

, :998, :993, :99:, :994, SAB#*#K&e]6,, SAB#*#M?"#,, SAB#*#K&e]6,, SAB#*#M?"#,, SAB#*#K&e]6,, SAB#*#M?"#, ,SAB#*#K&e]6,, SAB#*#M?"#,3H,,,QJ^@!%GB?5%`>j<>+Lj+, 110/1/, 3.02:4, 4408.-, 330-3., 310134, 3804-:, 330/:4, 2029-,,, >BTB%,:H,j`7>$6NF"#LJU>BTB%, /.0-..,, -:0./9,, -/0-48, 9/0-/.,, ./0.83,, --01/2, --0/1/, -:04/.,4H,j`7>$6NF"#, , 3014:,, -9-,, .91, 13-,, //9,, 11-, -.1, 443,1H,j`7>5G>?];F, , 39041:, -09.9,, 3:03-/, /081/,, 490849, 390-:9, 440.92, 39082/

Page 36: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

34!!!!!"#$%$&'$%$&()*%&$+,-

SAB#*#M?"#,�,JGB#KB$,

*&EO;Q%U!?T)@B%@^G(`+, :998, :993, :99:, :994

, SAB#*#K&e]6,, SAB#*#M?"#,, SAB#*#K&e]6,, SAB#*#M?"#,, SAB#*#K&e]6,, SAB#*#M?"#, ,SAB#*#K&e]6,, SAB#*#M?"#,9H,,,CO<O>#SAB#>?SB@, 40-/-, :0-11, 30--4, 30.89, 30/1/, 30--8, 30:./, 308/1,, !OBK&#@B%M?"#>`N#,-H,@<>!%GB?5%`>CO<O>#SAB#>?L�JE, 349, .84, 99-, -81, 4-, :32, 48, 3/:,.H,L�JEE<AB@*<B+BE%dB#, l, l, l, l, 1/3, 94/, 94:, -14,/H,j`7>>;Q@%i)5%`>!"N?>AB#*(T*B+, 3/0:98, :0.2., .0844, .:., 3:042/, 30-.2, 3-0889, :082/,, !UF*@M'`N>@B%>(^<>B_&(,�,@^GM'"N+,2H,]AB%U5#67,, , l, l, l, l, 3/0:14, 90.14,, :90.4-,, .03.4

,, , %*+$&7?!"7#,, 3.304.8,, 2108/4,, 3:40//8, ,/30/81, ,3-:0818,, 38:0.-3,, 39-0-/9,, 2/029:,,

, 5+B(M5E;,�,E&7?LE<QZ,:99:,+6@B%L(@*&EO;Q%U!?T)@B%@^GL�JEE<AB@*<B+BE%dB#LJU@B%@^G]AB%U5#67>>@SB@*&EO;Q%U!?T)@B%@^G(`+Q%UMb$>`N#

�~! 7$&A3!*#8#7$&?#M%&)7$&6ED(3!%45, [#QZ,:994, D#BTB%CFGFABM#"#@B%S&F$ABgT%?@B%E<B?k, M'`N>!#&K!#;#@B%'&�#BM_%cd@"SLJU!&?T+=>?Q%UM$_gF(!<*#%*+, !#&K!#;##g(KB(=>?%&dKBJ[#@B%,,,,

!<?M!%"+[5GQ%U]B]#I^G+6%B(CFG#G>(LJUI^GFG>(g>@B!, %*+$&7?=GB%B]@B%, J^@SGB?Q%USAB=>?!<*#%B]@B%CFG+6$6N>(^<>B_&(MQY#=>?E#M>?, jPN?+6$&7?gT%?@B%$6NFABM#"#@B%,,,,E<>M#`N>?+BSB@QZ$6NI<B#+B,LJUgT%?@B%$6NM%"N+FABM#"#@B%[#QZ,:994,!%;QIJ@B%FABM#"#?B#CFGF&?#67

, ,, , gT%?@B%!*&!F"@B%KGB#,!Q!HlD>!H,M'N>IGQ%U@&#E#,�,MQY#gT%?@B%$6N!AB#&@?B#Q%U@&#!&?T+,CFGE%U5#&@OP?T*B+!ABT&e=>?T*B+EG>?@B%$6N>(<>B_&(=>?IGQ%U@&#E#,,M'`N>MQY#@B%M!%"+!%GB?T*B++&N#T?[#M%`N>?$6N>(^<>B_&([5GL@<I^GQ%U@&#E#, >6@$&7?(&?MQY#@B%!#>?#g(KB(=>?%&dKBJFG*(, D#BTB%>BTB%!?MT%BU5)LJU!AB#&@?B#Q%U@&#!&?T+SP?CFG%<*+@&#S&F$ABgT%?@B%!*&!F"@B%KGB#,!Q!HlD>!H,M'`N>I^GQ%U@&#E#,!AB5%&KI^GQ%U@&#E#$6N$AB?B#[#!OB#Q%U@>K@B%$6NI<B#5J&@M@i�)@B%T&FMJ>@,,,,,,SB@!AB#&@?B#Q%U@&#!&?T+M%"N+E&7?LE<QZ,:91., !AB5%&K[#QZ,:994, D#BTB%M!#>M?`N>#C=LJU>&E%BF>@MK67(!"#M]`N>$6N>(^<>B_&('"M_c, gF(@AB5#F[5G5#<*(?B#,,,,,,,,,,,EG#!&?@&F5&@M?"#MF`>##AB!<?D#BTB%,IJ@B%FABM#"#?B#S#OP?,i,*&#$6N,43,D&#*BT+,,:994,D#BTB%!B+B%OQJ<>(!"#M]`N>[5+<CFG,SAB#*#,30-88,%B(,MQY#M?"#,30:12H:-,JGB#KB$

, ,, , gT%?@B%!*&!F"@B%M?"#@^GM'`N>K;TJB@%bBT%&d, �, MQY#gT%?@B%$6N!#&K!#;##g(KB(=>?%&dKBJ[#@B%!<?M!%"+[5GK;TJB@%=>?%&d+6$6N>(^<>B_&(MQY#=>?E#M>?CFG,,,,,,,>(<B?$&N*OP?>&#MQY#@B%!<?M!%"+T;ibB']6*"E$6NF6=P7#, gF(@B%Q%&KQ%;?5J&@M@i�)�M?`N>#C=@B%[5G!"$D"'"M_cKB?Q%U@B%[#gT%?@B%!*&!F"@B%C+<+6M?"#\B@$6ND#BTB%FABM#"#@B%>(^<, M'`N>MQXF@*GB?!AB5%&KK;TJB@%=>?%&d$;@Q%UMb$CFG []G!"$D"@^GM?"#EB+=G>E@J?gT%?@B%!*&!F"@B%C+<+6M?"#\B@$6N5#<*(?B#EG#!&?@&FJ?#B+%<*+@&KD#BTB%,[#QZ,:994,IJ@B%FABM#"#?B#,i,*&#$6N,43,D&#*BT+,:994,D#BTB%!B+B%OQJ<>(!"#M]`N>[5+<CFG,SAB#*#,:80/.2,K&e]6, MQY#M?"#$&7?!"7#,,:80:3.H8:,,,,JGB#KB$

{~! ($.$V2+@:A?,/;&87$&, D#BTB%CFGMQXFS;F[5GK%"@B%M'`N>[5GQ%U]B]#M@"FT*B+'P?'>[S$6NCFG%&K@B%K%"@B%$6N!UF*@,%*FM%a*,$&N*OP?LJU+6Q%U!"$D"bB',i,!"7#QZ,:994,D#BTB%+6!B=B$6NMQXFFABM#"#

@B%T%>KTJ;+,.-,S&?5*&F,,SAB#*#$&7?!"7#,%*+,312,L5<?,,jPN?L(@MQY#!B=B5J&@[#M=E@$+H,LJUQ%"+i�JSAB#*#,43,!B=B,LJU!B=B5J&@[#!<*#b^+"bBTSAB#*#,1-,,!B=B,MQY#!B=B(<>([#@$+H,LJUQ%"+i�JSAB#*#,,:,!B=B,MQY#!B=B(<>([#!<*#b^+"bBTSAB#*#,31,!B=B,,MTB#)ME>%)@B%M?"##>@!OB#$6N$&7?5+F>6@SAB#*#,39,L5<?,_^#()K%"@B%D#BTB%>BTB%!?MT%BU5)LKKMKaFM!%aS,V¦x�,�rt�,��u¡q��,�,¦��W,SAB#*#,:-,L5<?,LJU5#<*(K%"@B%!"#M]`N>[#!<*#b^+"bBTSAB#*#,39,L5<?,M'`N>[5GK%"@B%,%&K\B@,l,O>#M?"#LJU]AB%U5#67M?"#@^G,gF(+6%B(JUM>6(FF&?#67

Page 37: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 35 รายงานประจำ ป 2553 35

, ,, , FGB#]<>?$B?5J&@@B%[5GK%"@B%, , %B(@B%, :998, :993, :99:, :994,3H,!AB#&@?B#[5e<,, 3, 3, 3, 3,:H,!B=B[#M=E@$+H,LJUQ%"+i�J,, l,!B=B5J&@, , 48, 48, 48, 43,, l,!B=B(<>(, , 3, :, 4, :,, l,MTB#)ME>%)@B%M?"##>@!OB#$6N, 3:, 31, 31, 34,, l,_^#()K%"@B%D#BTB%,V¦��W, 3, 3, 3, 3,4H,!B=B[#M=Eb^+"bBT,, l,!B=B5J&@, , 11, 19, 19, 1-,, l,!B=B(<>(, , 9, 9, 3:, 31,, l,MTB#)ME>%)@B%M?"##>@!OB#$6N, :, :, :, :,, l,_^#()K%"@B%D#BTB%,V¦��W, 39, 32, :4, :1,, l,5#<*(K%"@B%!"#M]`N>, ::, 32, :8, 39,, , , , %*+SAB#*#S;F[5GK%"@B%$&7?!"7#, 344, 34/, 393, 312

,,,,, ,, , FGB#]<>?$B?>"MJa@$%>#"@!), , :998, :993, :99:, :994,SAB#*#E^G,�z£, , .8, 38:, 3:9, 399

�~! 0$<&7$&6ED(3!%45*QCD'=K9B*,2C'217,#EN6EDFA/&4;T27&+6;@$7(O$#7$&S-<K$)Y, ,, , +BE%@B%]<*(M5J`>J^@5#67$6NCFG%&KIJ@%U$KSB@!OB#@B%i)];+#;+$B?@B%M+`>?,�,D#BTB%S&F[5G+6+BE%@B%M'`N>]<*(M5J`>J^@5#67

SB@M5E;@B%i)@B%];+#;+$B?@B%M+`>?=>?@J;<+L#*%<*+Q%U]BD"QCE(E<>EGB#MIFaS@B%L5<?]BE"V#Q]HW,M+`N>*&#$6N,3:,+6#BT+,:994,[#K%"M*i!6NL(@%B]Q%U!?T)LJUgF(%>K'`7#$6N@B%];+#;+,%*+,4,+BE%@B%,T`>,+BE%@B%$6N,3, [5GI<>#]AB%UMf'BUF>@MK67(M?"#@^G,Q%USABMF`>#K*@M?"#EG#Q%U+Bi,388,KB$,MQY#%U(UM*JB,-,MF`>#,+BE%@B%$6N,:,JF>&E%BF>@MK67(M?"#@^G,LJU+BE%@B%$6N,4,=(B(%U(UM*JB@B%@^G, M'`N>]<*(M5J`>J^@5#67$6NCFG%&KT*B+MF`>F%G>#[#@B%Q%U@>K>B]6'LJUT*B+!B+B%O[#@B%I<>#]AB%U5#67JFJ?5%`>C+<+6T*B+!B+B%O[#@B%I<>#]AB%U5#67,M]<#,O^@JFM?"#MF`>#,T<BSGB?,*&#LJUM*JB$AB?B#,5%`>%B(CFG>`N#JFJ?,O^@MJ"@SGB?VE@?B#W,5%`>I^G$6N%&KI"F]>K[#@B%]AB%U5#67M?"#@^G CFG%&KKBFMSaK5%`>M!6(]6*"EgF([#QZ,:994,D#BTB%!B+B%OQJ<>(!"#M]`N>[5+<CFG,SAB#*#,-3,%B(,MQY#M?"#$&7?!"7#,99H/9,JGB#KB$

, ,, , +BE%@B%]<*(M5J>J@5#67$6NCFG%&KT*B+M!6(5B(SB@@B%];+#;+$B?@B%M+>?[#'`7#$6Nb&('"K&E"=>?@%;?M$'+5B#T%,�,SB@!OB#@B%i),f;@Mf"#%GB(L%?[#@B%@<>M5E;*B?M'J"?M+`N>*&#$6N,32,'hcbBT+,:994, D#BTB%SP?@AB5#FL#*$B?]<*(M5J`>J^@5#67D#BTB%Mf'BU,,%B($6NQ%U@>K>B]6'5%`>+6$6N>(^<>B_&([#'`7#$6Nb&('"K&E"EB+Q%U@B_=>?@%;?M$'+5B#T%,.,M=E,gF(=(B(%U(UM*JB@B%I<>#]AB%U[#+BE%@B%$6N,3,SB@MF"+[5GI<>#]AB%UMf'BUF>@MK67(M?"#@^GQ%USABMF`>#K*@M?"#EG#Q%U+Bi,388,KB$,MQY#%U(UM*JB,-,MF`>#,=(B(MQY#,:,QZ,M'`N>K%%M$BT*B+MF`>F%G>#[5GJ^@5#67!B+B%OI<>#]AB%U5#67LJU%&@cBQ%U*&E"@B%MQY#J^@5#67$6NF6V��W=>?D#BTB%,gF([#QZ,:994,D#BTB%QJ<>(!"#M]`N>[5+<CFG,3./,%B(,MQY#M?"#$&7?!"7#,:3.H:9,JGB#KB$

Page 38: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

36!!!!!"#$%$&'$%$&()*%&$+,-

, ,, , +BE%@B%M%<?F<*#JFbB%U5#67J^@TGB$6NQ%U!K>;$@b&(,�, SB@M5E;>;$@b&([#'`7#$6NbBTM5#`>, bBTEU*&#>>@Mf6(?M5#`>, bBT@JB?E>#K#, LJUbBTEU*&#>>@,D#BTB%SP?Q%U@B_+BE%@B%M%<?F<*#[5GT*B+]<*(M5J`>I^GQ%U!K>;$@b&($&N*$;@'`7#$6N[#LE<JUS&?5*&F$6NQ%U]B]#, CFG%&KT*B+MF`>F%G>#SB@#A7B$<*+,$&7?$6NMQY#J^@TGB=>?D#BTB%LJUQ%U]B]#$&N*CQ,gF(S&F$AB,�gT%?@B%M?"#@^GM'`N>JFbB%U5#67,QJ^@!%GB?,j<>+Lj+$6N>(^<>B_&(L@<I^GQ%U!K>;$@b&(QZ,:994�,gF(@AB5#F>&E%BF>@MK67('"M_c,8ª,#B#,1,MF`>#,'%G>+>&E%BF>@MK67('"M_c,EJ>F>B(;!&eeB,[#@B%CO<O>#,QJ^@!%GB?,LJUj<>+Lj+KGB#,'%G>+[5G@^G!^?!;F,388ª,=>?%BTBQ%UM+"#,T<Bj<>+Lj+,gF([#QZ,:994,D#BTB%QJ<>(!"#M]`N>[5+<CFG,3-,K&e]6,MQY#M?"#$&7?!"7#,33H:/,JGB#KB$

�~! IH@@4B(1K%9$0(3!*&L@.')":&78@!Iy!z{{|, D;%@"S!"#M]`N>$6N>(^<>B_&(MQY#D;%@"S$6N+6@B%L=<?=&#@&#>(<B?E<>M#`N>?+BgF(EJ>F, jPN?@B%L=<?=&##67M>?$AB[5GD#BTB%EG>?ME%6(+T*B+'%G>+M'`N>%>?%&K@&K@B%L=<?=&#@&K,

D#BTB%>`N#k,@B%$6ND#BTB%MQY#D#BTB%=>?%&d$6N+6%&dKBJgF(@%U$%*?@B%TJ&?O`>5;G#,%G>(JU,388,$AB[5GD#BTB%CFG%&KT*B+M]`N>+&N#SB@Q%U]B]#,!<?IJ[5GD#BTB%!B+B%O%UF+M?"#\B@SB@K;TTJ$&N*CQ, LJU*"!B5@"SE<B?k, [#@B%[]GK%"@B%M?"#\B@LJU!"#M]`N>!*&!F"@B%@&KD#BTB%M'"N++B@=P7#, SB@@B%Q%U@B_[]G, '%KH, !OBK&#T;G+T%>?M?"#\B@,#>@SB@#67D#BTB%(&?MQY#I^G#AB$6N[5GK%"@B%Mf'BUFGB#!"#M]`N>$6N>(^<>B_&([#Q%UM$_C$(,LJU,¥uox},=>?,D>!H,$6N+6T*B+M=G+L=a?[#EJBF!"#M]`N>M'`N>,,$6N>(^<>B_&(,%*+OP?@B%$6ND#BTB%+6T*B+!&+'&#D)$6NF6@&K5#<*(?B#%B]@B%,$AB[5GD#BTB%+6dB#J@TGB$6NMQY#5#<*(?B#=>?%&dMQY#SAB#*#+B@,LJU@B%+6'#&@?B#D#BTB%$6N+6T;ibB',LJU+6T*B+M]6N(*]Be[#FGB#!"#M]`N>$6N>(^<>B_&(,SP?JG*#LJG*LE<MQY#QRSS&($6N!ABT&e$6N$AB[5GD#BTB%K%%J;MQmB5+B(EB+$6NE&7?C*G,,gF([#QZ,:994,D#BTB%!B+B%OQJ<>(!"#M]`N>[5+<CFGSAB#*#,2/029:, JGB#KB$!^?@*<BMQmB5+B($6N@AB5#FC*G$6N,280888, JGB#KB$, =iUMF6(*@&#D#BTB%@a!B+B%OK%"5B%EG#$;#@B%FABM#"#?B#[5G>(^<,,,,,bB([EG@%>K$6N@AB5#FQ%U@>K@&K!B+B%OT*KT;+,¦��uorqx�,�t�r®, [#QZ,:994, C*GM$<B@&K, %G>(JU,:4H.8, jPN?F6@*<BMQmB5+B($6N, %G>(JU,:1H-:, #>@SB@#67D#BTB%,,,,,,,,(&?!B+B%OK%"5B%S&F@B%!<*#E<B?>&E%BF>@MK67(,jPN?!<?IJ[5G%B(CFGF>@MK67(LJUM?"#QR#IJ!;$D",QZ,:994,M$<B@&K,3-04-8,JGB#KB$,!^?@*<BMQmB5+B($6N,3-03/.,JGB#KB$,bB([EGL#*g#G+>&E%BF>@MK67($6NT<>(k,M'"N+!^?=P7#[#]<*?QJB(QZ,:994

, , , �v�����,¢o�rtu, :994,V��rvo|W, :994,Vzou��rW, !"#M]`N>QJ<>([5+<, , 2/029:, 280888, %B(CFGF>@MK67(LJUM?"#QR#IJ!;$D", 3-04-8, 3-03/., ¦��uorqx�,�t�r,VªW®, ,, :4H.8ª, :1H-:ª,, 5+B(M5E;,�,¦��uorqx�,�t�r,VªW®,C+<%*+@B%FG>(T<BSB@$%&'()!"#%>@B%=B(

8~! 68R6$)V2+V#96$)7$&A3!*#8#":&78@"#$%$&?#Iy!z{{�, D#BTB%CFG@AB5#FMQmB5+B(LJULI#Q�"K&E"@B%[#QZ,:991,bB([EG@B%*"MT%BU5)QRSS&(L*FJG>+$&7?bB([#LJUbB(#>@D#BTB%M'`N>L!*?5Bg>@B!,>;Q!%%T,S;FL=a?,LJU

S;F><>#,V�«¦zW,+B'"SB%iB@AB5#F@J(;$D),#g(KB(LJU@%>K$"_$B?[#@B%FABM#"#?B#,M#G#@J(;$D)@B%ME"KgELKK(&N?(`#[#%^QLKK=>?@B%[5GK%"@B%,LJU@B%[]G$%&'(B@%$6N+6>(^<[5GM@"FQ%Ug(]#)!^?!;F,,M'`N>E>K!#>?T*B+EG>?@B%J^@TGB,LJUM'`N>M'"N+_&@(bB'@B%L=<?=&#M]"?D;%@"S=>?D#BTB%[5G!>FTJG>?@&K!bB'M_%cd@"S,LJUbB*U@B%L=<?=&#[#EJBF>!&?5B%"+$%&'(),,/H3, (;$D_B!E%)5J&@=>?>?T)@%,V�tu�tuor�,�ruor��yW,T*B+$GB$B(M]"?(;$D_B!E%)$6NM@"FSB@$&7?QRSS&(bB([#LJUbB(#>@,F&?@J<B*,%*+OP?g>@B!$&7?%U(U!&7#LJU,,, %U(U(B*=>?>?T)@%,MQY#QRSS&($6N!ABT&e=>?D#BTB%$6NSU#ABCQ!<@B%@AB5#F(;$D_B!E%�5J&@>?T)@%M'N>E>K!#>?E<>MQmBQ%U!?T)M]"?(;$D_B!E%),LJU(;$D_B!E%)5J&@,,, =>?>?T)@%,gF(TAB#P?OP?@B%E>K!#>?E<>T*B+EG>?@B%=>?I^G+6!<*#CFG!<*#M!6($;@@J;<+=>?>?T)@%,$&7?CFG@AB5#F(;$D_B!E%)5J&@=>?>?T)@%,F&?#67,,

, ,, 3H, (;$D_B!E%)FGB#!"#M]`N>, ,, :H, (;$D_B!E%)M'`N>@B%=(B(!"#M]`N>CQ!^<I^G+6%B(CFG#G>(, ,, 4H, (;$D_B!E%)FGB#EG#$;#$B?@B%M?"#, ,, 1H, (;$D_B!E%)FGB#@B%=(B(!B=BLJU]<>?$B?@B%[5GK%"@B%, ,, 9H, (;$D_B!E%)FGB#@B%K%"5B%S&F@B%,���,LJU,���, ,, -H, (;$D_B!E%)FGB#@B%'&�#B%UKK,�z, ,, .H, (;$D_B!E%)FGB#@B%'&�#BK;TJB@%,

Page 39: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 37 รายงานประจำ ป 2553 37

, /H:, MQmB5+B(@B%FABM#"#?B#$6N!ABT&e,,, , ,3H, FGB#!"#M]`N>,¯,!"#M]`N>>#;+&E"[5+<M'"N+%U5*<B?QZ, 220888, ,,JGB#KB$, , ,:H, FGB#!"#$%&'()%*+, -220:-4, JGB#KB$, , ,4H, FGB#!"#M]`N>T?TGB?, -.20422, JGB#KB$, , ,1H, FGB#5#67!"#%*+, -9-0.:8,,, JGB#KB$, , ,9H, FGB#@ABC%!;$D", -0.8/, ,JGB#KB$, , ,-H, FGB#,,����,,i,,!"7#QZ,:991, -30992, JGB#KB$, , ,, V>&E%B!<*#5#67$6NC+<@<>[5GM@"F%B(CFGE<>!"#M]`N>T?TGB?,M$<B@&K,2H8-ªW, , ,, V>&E%B!<*#5#67$6NC+<@<>[5GM@"F%B(CFGE<>!"#M]`N>T?TGB?,VC+<%*+5#67!<*#=BFW,M$<B@&K,.H::,ªW, , ,.H, FGB#,����,,i,,!"7#QZ,:991, -0488,,,,JGB#KB$, , ,/H, M?"#@>?$;#E<>!"#$%&'()M!6N(?, ,,,3-H32ª

, /H4, IJ"Eb&i�)�gT%?@B%[5+<, D#BTB%FABM#"#@B%>>@IJ"Eb&i�)�gT%?@B%[5+<M'`N>E>K!#>?#g(KB(D#BTB%�bBT%&dCQ(&?,,,,,,,,,,,,,,,,@J;<+MQmB5+B([5+<5%`>Q%&KQ%;?�=(B(IJ"Eb&i�)$6N+6>(^<MF"+, %*+OP?Q%&KQ%;?M?`N>#C=@B%[5G!"#M]`N>KB?Q%U@B%M'`N>S^?[S[5GJ^@TGB+B,[]GK%"@B%+B@=P7#,>B$", IJ"Eb&i�)M?"#\B@T;G+T%>?!;=bB', MQY#IJ"Eb&i�)M?"#\B@$6N[5G>&E%BF>@MK67(!^?OP?%G>(JU,:H18, E<>QZ, LJUT;G+T%>?!;=bB',, !^?!;F,3880888,KB$�T%&7?,!AB5%&KJ^@TGBK;TTJD%%+FB$6NMQXFK&e]6M?"#\B@=&7#EANBE&7?LE<,9880888,KB$=P7#CQ,C+<SAB@&FSAB#*#M?"#,,, LJUSUCFG%&K!"$D"'"M_c[#@B%T;G+T%>?!;=bB'EB+*?M?"#MQXFK&e]6$6N%UK;C*G[#!"$D"'"M_c,I^G$6NCFG%&KT*B+T;G+T%>?!;=bB'SUEG>?,, +6>B(;,i,*&#$6NMQXFK&e]6M?"#\B@,E&7?LE<,39,QZK%"K^%i),LE<C+<M@"#,-9,QZK%"K^%i),gF(MQXFK%"@B%E&7?LE<*&#$6N,31,@;+bB'&#D),,:991,,,,,,,OP?,48,M+cB(#,:991, S&F$ABgT%?@B%KGB#,D>!H,M'`N>!B#\R#,M'`N>E>K!#>?#g(KB(D#BTB%LJU%&d[#@B%=(B(@B%[5G!"#M]`N>CQ(&?@J;<+MQmB5+B([5+<,, [#%UF&K%B@5eGB,M'`N>[5GQ%U]B]#I^GQ%U@>K>B]6'>"!%U+6%B(CFG C+<M@"#MF`>#JU,380888,KB$,!B+B%OM=GBOP?L5J<?M?"#$;#CFG,, !UF*@LJU!B+B%O+6$6N>(^<>B_&(MQY#=>?E#M>?CFG,gF(D#BTB%M!#>>&E%BF>@MK67('"M_cT?$6N,:H22ª,E<>QZ,MQY#%U(UM*JB,:,Q6,,, 5J&?SB@#&7#T"F>&E%BF>@MK67(,£��,l3ª,E<>QZ,EJ>F>B(;!&eeB,@AB5#F%U(UM*JB(`N#TAB=>@^GM?"#CFGE&7?LE<*&#$6N,3,@;+bB'&#D),,, :991,S#OP?*&#$6N,48,+"O;#B(#,:991,5%`>!"7#!;FM+`N>MEa+*?M?"#,90888,JGB#KB$,LJG*LE<*<B>(<B?5#PN?>(<B?[FOP?@<>#,LJU,, EG>?$AB#"E"@%%+[5GM!%aS!"7#bB([#*&#$6N,48,@&#(B(#,:991, gT%?@B%KGB#D>!H, ,@K=H,M'`N>$6N>(^<>B_&(=GB%B]@B%,T%&7?$6N,.,MQY#gT%?@B%gF(T*B+%<*++>%U5*<B?D#BTB%>BTB%!?MT%BU5),,, VD>!HW,LJU@>?$;#KABM5#aSKAB#Be=GB%B]@B%,V@K=HW,M'`N>S&F$AB!"#M]`N>gT%?@B%M?"#@^GM'`N>$6N>(^<>B_&(=>?=GB%B]@B%$6NMQY#!+B]"@,,, @K=H, M'`N>]<*(@%UE;G#>!&?5B%"+$%&'()LJUM_%cd@"SgF(%*+=>?Q%UM$_,LJU]<*(!<?M!%"+@ABJ&?j`7>=>?=GB%B]@B%[5G!B+B%O,, S&Fj`7>�S&F5B$6N>(^<>B_&(MQY#=>?E#M>?CFG!UF*@=P7#,LJUM'`N>JFbB%UF>@MK67(M?"#@^GLJUM?"#?*FI<>#]AB%U!"#M]`N>$6N>(^<>B_&(@&K,, !OBK&#@B%M?"#E<B?k,gF([5G>&E%BF>@MK67('"M_c,QZ$6N,3l:,,8ª,E<>QZ,-,MF`>#L%@,MF`>#$6N,.l:1,T"F>&E%BF>@MK67(,£��l:H88ª,,, E<>QZ,QZ$6N,4,S#OP?EJ>F>B(;!&eeB,T"F>&E%BF>@MK67(,£��, ,3H88ª,E<>QZ,V@%i6@^Gj`7>,QJ^@!%GB?,E<>ME"+j<>+Lj+,CO<O>#SAB#>?W,,, LJUT"F>&E%BF>@MK67($6N,£��,E<>QZ,V@%i6@^G]AB%U5#67�j`7>>;Q@%i)�W, gT%?@B%M?"#@^GM'`N>JFbB%U5#67, QJ^@!%GB?,LJUj<>+Lj+$6N>(^<>B_&(,L@<I^GQ%U!Kb&(QZ,:991, M'`N>]<*(M5J`>J^@5#67MF"+5%`>,, J@TGB[5+<$6NCFG%&KT*B+M!6(5B(SB@>;$@b&(,*BEb&(,LJUF"#OJ<+,J@5#67MF"+$6NQ%U@>K>B]6'[#'7#$6NQ%U!Kb&(,LJUCFG%&KIJ@%U$K,, E<>%B(CFG,LJUJ@5#67MF"+jPN?+6$6N>(<>B_&(5%>Q%U@>K>B]6'[#'7#$6NQ%U!Kb&(M!6(]6*"E,5%>$;''JbB'OB*%!"7#M]"?,!"#$%&'!(")!'* + ,-."'/012345$6%26,D#BTB%JF>&E%BF>@MK67(M?"#@^GM5J`>,8ª,E<>QZ,[#MF`>#$6N,3,l,1,!"#$,-."'/7&!")8/4"9:;<"26,-.+JF>&E%B,,, F>@MK67(J?M5J`>,3ª, E<>QZ, MQY#%U(UM*JB,3, QZ, 5J&?SB@#&7#T"F>&E%BF>@MK67(J>(E&*EB+Q%U@B_D#BTB%, !"#$45$6=$1>?@ + 8ABB&C2BD21"5>E*4=><,JF>&E%BF>@MK67(J?M5J`>,8H83ª,E<>QZ,EJ>F%U(UM*JB$6NM5J`>>(^<

Page 40: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

38!!!!!"#$%$&'$%$&()*%&$+,-

(>$9+":&78@!>$9+<2$A6ED'B1K'$R4B!V2+<2$A(8#*=CD'6ED'B1K'$R4B!Iy!z{{|!V2+V#9M#/0Iy!z{{�

-.>?>>>

->>?>>>

@.>?>>>

@>>?>>>

.>?>>>

>-./A& -./B& -./C& -.D>& -.D@& -.D-& -.D/& -.DD& -.D.& -.DE& -.DA& -.DB& -.DC& -..>& -..@& -..-&-../F&&&1G

;<*"$"!"#$%

-AHA

@A@?-.D @A-?D@C@AE?E@E

@DB?E/@

EA?>.D

/@?CDD /B?.B- /-?E.> /A?B//.E?>D>

EC?@>@ A@?A@/ AC?A.A A.?./>B.?.AC

CD?CAAAC?C..

>HA -HD

[email protected] I.-HD

->HB @.HCDBH@

-/H/ /HB @@H-

I.H/

@/H/ 11 @>

[email protected]

}~!! (>$9+":&78@, D#BTB%>BTB%!?MT%BU5)FABM#"#D;%@"SbB([EG%UKKD#BTB%C$(, jPN?[#QZ, :994, dB#U@B%M?"#=>?%UKKD#BTB%C$((&?T?+6M!O6(%bB', IJQ%U@>K@B%(&?T?ME"KgE,

CFG>(<B?E<>M#`N>?,>&#MQY#IJSB@@B%=(B(!"#M]`N>CFGM'"N+=P7#EB+bB*UM_%cd@"SC$($6N=(B(E&*CFG!^?,L+G$"_$B?>&E%BF>@MK67([#]<*?T%PN?L%@=>?QZ,:994,SU$%?E&*LJUQ%&KM=GB!^<*&�S&@%=B=P7#[#]<*?T%PN?5J&?=>?QZ, LE<%UKKD#BTB%(&?!B+B%OK%"5B%S&F@B%!<*#E<B?>&E%BF>@MK67(CFGF6, >6@$&7?+6@B%=(B(D;%@%%+K%"@B%$B?@B%M?"#$6N!%GB?%B(CFGT<BD%%+M#6(+M'"N+=P7#, =iU$6NT;ibB'=>?!"#M]`N>!U$G>#SB@5#67$6NC+<@<>[5GM@"F%B(CFGQ%&KE&*JFJ?CFGE<>M#`N>?EJ>FQZ,:994, SB@@B%%U+&F%U*&?[#@B%'"SB%iB,>#;+&E"!"#M]`N>,Q%U@>K@&K@B%>>@+BE%@B%E<B?k,M'`N>]<*(L@G C=QRe5B5#67TGB?[5GL@<J^@TGBCFG$&#$<*?$6

,z~! >$9+<2$A6ED'B1K'$R4BIy!z{{|!

, :H3, $6N>(^<>B_&(!%GB?M!%aS[#M=E@%;?M$'�,LJUQ%"+i�J,, , $6N>(^<>B_&(!%GB?M!%aS[#M=E@%;?M$'�,LJUQ%"+i�J,[#QZ,:994,V+@%BT+lE;JBT+W,,+6SAB#*#,.20299,5#<*(,=(B(E&*!^?@*<B]<*?MF6(*@&#=>?QZ,:99:,$6N+6SAB#*#,,, , .:021/,5#<*(,T"FMQY#@B%=(B(E&*,38ª,M+`N>M$6(K@&K]<*?MF6(*@&#=>?QZ@<>#,VLI#b^+"$6N,3W,$&7?#67!<*#5#PN?MQY#IJ+BSB@$6N>(^<>B_&($6NMQXFE&*[5+<[#]<*?,:l4,QZ,,, , $6NI<B#+B,+6@B%M%<?!%GB?[5GM!%aSLJUM%<?g>#[5G$&#@AB5#F+BE%@B%@%UE;G#>!&?5B%"+$%&'()=>?%&dKBJ,$6N!"7#!;FCQM+`N>MF`>#+"O;#B(#,:994,,,

& & 4J"KLM=,23&@&'&,23N%L#N*OP%QR)*50QRS;T"0UVWRX50,YZ&4([1R=M\](

!M*%0!VX&'&& FNPVR*W*RU%*%VP$&01R2%+0,2%+T"^#$50_2%$WP"UN51GW#N"&61G&-..-&U)NML(&0_`N"MHaH&I&VHaH&A-?CDB&!"#$%:,23M*&'&& & bc*%$=^*W*R&dNQH&61G&-./-&I&-.DA:&4([U)NML(UN5OL"%eU)NML(NQP5!*R=M,RPY%e&61G&-.DA&I&1f;;X+P":

,23N%L#N*OP%4"$R*+ !)N5^X_ NPVR*W*RU%*%VP$

R)N%([

Page 41: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 39

$6N>(^<>B_&($6N!%GB?M!%aS, MQY#Q%UMb$5G>?];F+B@$6N!;F, gF(]<*?MF`>#+@%BT+lE;JBT+,QZ,:994,5G>?];F, SF$UMK6(#[#M=E, @$+HLJUQ%"+i�J,+6SAB#*#,180/1.,5#<*(,5%`>T"FMQY#!&F!<*#,93H3ª,=>?SAB#*#$6N>(^<>B_&(SF$UMK6(#$&7?5+F,VJFJ?SB@QZ,:99:,$6N!^?OP?,9-H-ªW,[#=iU$6NKGB#MF6N(*LJUKGB#L\F,LJU$B*#)M°GB!),+6!&F!<*#$6N!^?=P7#MQY#,4:H/ª,LJU,3-H3ª,EB+JABF&K,VLI#b^+"$6N,:,LJU,4W

& & 4J"KLM=,23&-&'&QP_Q#$",23N%L#N*OP%QR)*50QRS;&4%WV*M1R[0K,,23N%L#N*OP%&, ,

& &

& &

& & 4J"KLM=,23&/&'&,23N%L#N*OP%QR)*50QRS;&4%WV*M1R[0K,,23N%L#N*OP%&1G&-../&6MHaHIVHaH:

,

,23M*&'&& & Q<*"PW5*"0UVT"WRX50,YM!*"aR&0,O+*(4([Q<*"PW5*";P5!$P_T"1R=M\](&WRMW*R1WaRN5?&WRM,23_="R$+R$Mg_%&'&& bc*%$=^*W*R&dNQH&61G&-./-&I&-.DA:&4([U)NML(UN5OL"%eU)NML(NQP5!*R=M,RPY%e&61G&-.DA&I&1f;;X+P":;P_,<*g_%&'& bc*%$=^*W*R&dNQH

,23M*&'&& & bc*%$=^*W*R&dNQH&61G&-./-&I&-.DA:&4([U)NML(UN5OL"%eU)NML(NQP5!*R=M,RPY%e&61G&-.DA&I&1f;;X+P":&;P_,<*g_%&'& bc*%$=^*W*R&dNQH

!)N5^X_&& D>?BDA&&!"#$%

+)*"0_23%$h+)*"4b_&& -E?@CE&&!"#$%

,*$"e0i*QehN*a*RY*\=^%e&& @-?C@-& !"#$%

"138'E<5>E*+ FGHGGI+%*J16

+)*"0_23%$4([+)*"4b_ ,*$"e0i*Qe4([N*a*RY*\=^%e !)N5^X_

B>

A>

E>

.>

D>

/>

->

@>

>&& -./C& -.D>& -.D@& -.D-& -.D/& -.DD& -.D.& -.DE& -.DA& -.DB& -.DC& -..>& -..@& -..-& -../& 6VHaH:&1G

:3H/

:4H-

3.H333H.

4:H/43H.

14H3

94H491H/

---9H1-4H/--H:

.1H4

-3H499H:

4-H3

:9H2

41H:

:/H9

3.H.

.H4.H3

39H93/H9

:4H3 ::H432H4

R)N%([&

18 1:H41-H:

4.H9

43H-

J,b,+y

K4b7+y

34H3 3:H4

:4H4 :4H3

42H/

9-H-93H3

38H:39H: 31H. 3-H3

:2H4

,Db,+y

Page 42: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

40!!!!!"#$%$&'$%$&()*%&$+,-

, :H:, $6N>(^<>B_&(MQXFE&*[5+<[#M=E@%;?M$'�,LJUQ%"+i�J,, , SB@=G>+^J@B%!AB%*SbBT!#B+=>?,K%"c&$,M>MS#j6N,�>%),M%6(JM>!ME$,L>�L�%)!,SAB@&F,V��±�W,'K*<B,$6N>(^<>B_&(MQXFE&*[5+<,M=E@%;?M$'�,LJUQ%"+i�J,,,,, , QZ,:994,V+@%BT+,l,'h_S"@B(#W,=(B(E&*M'"N+=P7#+B@MQY#Q%U*&E"@B%i) [#%>K,31,QZ,gF(+6SAB#*#,3880439,5#<*(,M'"N+=P7#OP?,339ª,SB@]<*?MF6(*@&#=>?,,,,, , QZ,:99:,$6N+6SAB#*#,1-0.--,5#<*(,VEB+LI#b^+"$6N,1W,,

, , 4J"KLM=,23&D&'&,23N%L#N*OP%01j_VP$T!M#T"0UVWRX50,YZ&4([1R=M\](

& !M*%0!VX&'&& 01R2%+0,2%+NPVR*W*RU%*%VP$0M`3N0,2%+WP+^#$50_2%$WP"UN51GW#N"& & MHaHIYH%H.-&;<*"$"&&&&DE?AEE&!"#$%&& & MHaHIYH%H./&;<*"$"&&@>>?/@.&!"#$%&6U%*%VP$&@@.7:& ,23M*&'& klmno8&p9q&rmst&uvwswm&kppsxqv&6kruk:

, , $6N>(^<>B_&(MQXFE&*[5+<@*<BT%PN?5#PN?MQY#Q%UMb$5G>?];F,gF(+6SAB#*#,9/0411,5#<*(,5%`>T"FMQY#!&F!<*#,9/H:ª,%>?J?+BCFGL@<,$B*#)M°GB!)LJU>BTB%'Bi"](),,, , :1H1ª,KGB#MF6N(*LJUKGB#L\F,39H1ª,EB+JABF&K,

-./A& -./B& -./C& -.D>& -.D@& -.D-& -.D/& -.DD& -.D.& -.DE& -.DA& -.DB& -.DC& -..>& -..@& -..-& -../F&1G

;<*"$"!"#$%

-B/?BC-

@C>?/@.

@/@?B@.

DD?/./

/?D-@ D?@DC B?ADC @D?/--/>?B//

.-?/>.EB?>.- E/?.AC EE?@@B

B@?/BDEA?AC@

.>?//@

@>>?/@.

I// I/> IEEHD IC-H/

-@H/@@>HB @@.H/ ECHE

/>H@

IEHE

D -/

I@EHA I-.HB

@@.E/HA

;<*"$",23N%L#N*OP%01j_T!M# NPVR*W*RU%*%VP$

R)N%([

/>>?>>>

->>?>>>

@>>?>>>

>

Page 43: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 41

, , 4J"KLM=,23&.&'&,23N%L#N*OP%,2301j_VP$T!M#T"0UVWRX50,YZ&4([1R=M\](,4%WV*M1R[0K,,23N%L#N*OP%&1G&-../&6MHaHIYH%H:

|~! >$9+<2$A(8#*=CD'6ED'B1K'$R4BIy!z{{|!

, ,4H3,!"#M]`N>$6N>(^<>B_&(QJ<>([5+<K;TTJ$&N*CQ=>?!OBK&#@B%M?"#$&7?%UKK,, , M+`N>%*+,4,CE%+B!L%@=>?QZ,:994,!"#M]`N>$6N>(^<>B_&(QJ<>([5+<=>?!OBK&#@B%M?"#$&7?%UKK,+6SAB#*#,:/30:.9,JGB#KB$,=(B(E&*,,, , :.H9ª, M+`N>M$6(K@&K]<*?MF6(*@&#=>?QZ@<>#,VQJ<>(CFG,::80-98, JGB#KB$W, TBF*<B$&7?QZSU!B+B%OQJ<>(CFGQ%U+Bi,4.90888,,, , JGB#KB$,jPN?!^?!;FMQY#Q%U*&E"@B%i),

, , !AB5%&K!<*#LK<?EJBF!"#M]`N>$6N>(^<>B_&(QJ<>([5+<K;TTJ$&N*CQ=>?!OBK&#@B%M?"#$&7?%UKK,[#]<*?,4,CE%+B!L%@=>?QZ,:994,'K*<B,,, , @J;<+D#BTB%'Bi"]()+6!<*#LK<?EJBF>(^<$6N,-1H:ª,,D>!H,>(^<$6N,:9H4ª,LJUD#BTB%>>+!"#>(^<$6N,38H1ª,

!)N5^X_&& .B?/DD&&!"#$%

+)*"0_23%$h+)*"4b_&& @.?DB>&&!"#$%

,*$"e0i*QehN*a*RY*\=^%e&& -D?D.@&!"#$%

N`3"y& -?>D>&!"#$%

"138'E<5>E*+3K0KLBK6K+IM+NO2*1*+ PQQHMPI+%*J16

46b6y

J7b4+y

,Jb6y4b-+y

Page 44: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

42!!!!!"#$%$&'$%$&()*%&$+,-

A>>?>>>

E>>?>>>

.>>?>>>

D>>?>>>

/>>?>>>

->>?>>>

@>>?>>>

>

;<*"$"05="&'&()*"+*,

A/H@

D>?@@>

./?A/E

.C?/EB

AB?/>E

@@@?/DE

@DA?B-C ->C?B@@

-//?D>B

-D@?@A-

->-?A->

@>/?A//

ED?/>@

@>B?BEE

@@.?/.@

@EB?/@D

-CE?EE@

-CD?D>/

-AC?/C-

-E-?CC/

-A>?DEE

-BE?CE>

/@B?BEE

-B@?-A.

/DH>@>H. /@HC D-H- /-HB D@HC

EH. >HB

[email protected]>HB I.H@ I.HC

-HB EH@ @@H@

IDBHB I/BH>

ECH/

.HCD.HC

AEH/

dHNNMQ="+R=zP,05=",X"dNQHd"*a*RY*\=^%e N`3"y NPVR*W*RU%*%VP$

R)N%([

!M*%0!VX&'& @H&%N_,231R*W{01|"Q="0^`3N,23T!)4W#(LWa)*R*%%#N%0Y`3N}`~N�QR)*5,23N%L#N*OP%UN5V"&6�M#R$MQ="0^`3N,23T!)4W#JL)1R[WN+W*R:& & -H&1G&DEIDA&U)NML(N`3"y&UN5&+H0aR_=V�N5}=0NRe&Q="0^`3N,231(#N%0W`N+,P~5!M_�_)gN"U*%T!)WP++RRzP,V(*_RN5Q="0^`3N0Y`3N,23N%L#N*OP%,23M*&'&& & d1,H&dNQH&d"*a*RNNMQ="&+R=zP,1R[WP"^2$=V&4([W*R0a![4!#5^*V=R$+R$Mg_%&'&& bc*%$=^*W*R&dNQH&61G&-./@&I&-.DE:&4([U)NML(UN5OL"%eU)NML(NQP5!*R=M,RPY%e&61G&-.DA&I&1f;;X+P":& ;P_,<*g_%&'& bc*%$=^*W*R&dNQH

!M*%0!VX&'& @H&%N_,231R*W{01|"Q="0^`3N,23T!)4W#(LWa)*R*%%#N%0Y`3N}`~N�QR)*5,23N%L#N*OP%UN5V"&6�M#R$MQ="0^`3N,23T!)4W#JL)1R[WN+W*R:& & -H&1G&DEIDA&U)NML(N`3"y&UN5&+H0aR_=V�N5}=0NRe&Q="0^`3N,231(#N%0W`N+,P~5!M_�_)gN"U*%T!)WP++RRzP,V(*_RN5Q="0^`3N0Y`3N,23N%L#N*OP%,23M*&'&& & d1,H&dNQH&d"*a*RNNMQ="&+R=zP,1R[WP"^2$=V&4([W*R0a![4!#5^*V=R$+R$Mg_%&'&& bc*%$=^*W*R&dNQH&61G&-./@&I&-.DE:&4([U)NML(UN5OL"%eU)NML(NQP5!*R=M,RPY%e&61G&-.DA&I&1f;;X+P":& ;P_,<*g_%&'& bc*%$=^*W*R&dNQH

& /@& /-& //& /D& /.& /E& /A& /B& /C& D>& D@& D-& D/& DD& D.& DE& DA& DB& DC& .>& .@& .-& ./&&6/�:&1G

&/@& /-& //& /D& /.& /E& /A& /B& /C& D>& D@& D-& D/& DD& D.& DE& DA& DB& DC& .>& .@& .-& ./&&6/�:&1G

B>

A>

E>

.>

D>

/>

->

@>

>

:/H941H/

14H2

4:H:

-1H:9/H8-9H-92H-

1/H-14H2

9:H99:H21-H393H4

9.H21.H-1-H2

9-H1 14H3

-/H:-1H:

-/H.-9H8-2H2-/H3

R)N%([&

39H: 3.H1:9H.

32H:::H- 32H232H:

:1H-

13H81-H2

48H: 43H/ :.H-

888

41H243H2

98H.

4-H.

:9H4

38H19H1 -H/ 2H-.H./H339H.

34H. 38H938H4-H:8H3 8H1 9H.3H:

8H38H38H38H38H:8H:

8H:8H:

--H/.8H:

dHNNMQ="+R=zP,05=",X"dNQHd"*a*RY*\=^%e N`3"y

, , 4J"KLM=,23&E&'&Q="0^`3N,23N%L#N*OP%+Xaa(,P3$�11(#N%T!M#UN5Q�*+P"W*R05=",P~5R[++

,,

,,

, ,

& & 4J"KLM=,23&A&'&Q#$"4+#5V(*_Q="0^`3N,23N%L#N*OP%+Xaa(,P3$�11(#N%T!M#

Page 45: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 43

, 4H:, !"#M]`N>$6N>(^<>B_&(K;TTJ$&N*CQT?TGB?=>?!OBK&#@B%M?"#$&7?%UKK, , !"7#!;FCE%+B!$6N,4,=>?QZ,:994,!"#M]`N>$6N>(^<>B_&(K;TTJ$&N*CQT?TGB?$&7?%UKK+6$&7?!"7#,30/18011-,JGB#KB$,M'"N+=P7#,3:10:.8,JGB#KB$,,, , SB@!"7#QZ,:99:,T"FMQY#@B%=(B(E&*,.H:ª,gF(MQY#!"#M]`N>T?TGB?=>?@J;<+D#BTB%'Bi"](),T"FMQY#!<*#LK<?EJBF$6N,-.H9ª,D>!H,,, , >(^<$6N,41H1ª,LJUD#BTB%>>+!"#>(^<$6N,.H-ª,

, , 4J"KLM=,23&B&'&Q="0^`3N,23N%L#N*OP%+Xaa(,P3$�1a5a)*5UN5Q�*+P"W*R05=",P~5R[++

,,

,,

,,

,,

,,

;<*"$"05="&'&()*"+*,

D-HC

D>?@@>

./?A/E

.C?/EB

AB?/>E

@@@?/DE

@DA?B-C

->C?B@@ -//?D>B

-D@?@A-

->-?A->

@>/?A//

ED?/>@

@>B?BEE

@@.?/.@

@EB?/@D

-CE?EE@

-CD?D>/

-AC?/C-

-E-?CC/

-A>?DEE

-BE?CE>

/@B?BEE

-B@?-A.

/CH/ /EHB /@H. //HB /AHD //H@ -CHE -/H-@-H> @EH- @AHB @>HB CH- AHA BH/ AH-

I/H> IAHD I/H/ I>H-

@@H@ @EH/

dHNNMQ="+R=zP,05=",X"dNQHd"*a*RY*\=^%e N`3"y NPVR*W*RU%*%VP$

R)N%([

!M*%0!VX&'& @H&%N_,231R*W{01|"Q="0^`3N,23T!)4W#(LWa)*R*%%#N%0Y`3N}`~N�QR)*5,23N%L#N*OP%UN5V"�M#R$MQ="0^`3N,23T!)4W#JL)1R[WN+W*R& & -H&1G&DEIDA&U)NML(N`3"y&UN5&+H0aR_=V�N5}=0NRe&Q="0^`3N,231(#N%0W`N+,P~5!M_�_)gN"U*%T!)WP++RRzP,V(*_RN5Q="0^`3N0Y`3N,23N%L#N*OP%,23M*&'&& & d1,H&dNQH&d"*a*RNNMQ="&+R=zP,1R[WP"^2$=V&4([W*R0a![4!#5^*V=R$+R$Mg_%&'&& bc*%$=^*W*R&dNQH&61G&-./@&I&-.DE:&4([U)NML(UN5OL"%eU)NML(NQP5!*R=M,RPY%e&61G&-.DA&I&1f;;X+P":& ;P_,<*g_%&'& bc*%$=^*W*R&dNQH

D?>>>?>>>/?.>>?>>>/?>>>?>>>-?.>>?>>>-?>>>?>>>@?.>>?>>>@?>>>?>>>.>>?>>>

>& /@& /-& //& /D& /.& /E& /A& /B& /C& D>& D@& D-& D/& DD& D.& DE& DA& DB& DC& .>& .@& .-& ./&&6/�:&1G

Page 46: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

�������������

� ���������������������������� !""#���$�%"&"��&��&�'� ���(�&���)&(* �

Page 47: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

44!!!!!"#$%$&'$%$&()*%&$+,-

, , 4J"KLM=,23&C&'&Q#$"4+#5V(*_Q="0^`3N,23N%L#N*OP%+Xaa(,P3$�1a5a)*5&

,,

,,

,,

�~! V#9M#/0<2$A6ED'B1K'$R4BV2+(8#*=CD'6ED'B1K'$R4BIy!z{{�E&7?LE<EG#QZ,:994,MQY#EG#+B,EJBF$6N>(^<>B_&([#M=E@%;?M$'�,LJUQ%"+i�J,+6@B%=(B(E&*$6NT<>#=GB?!^?,I^GQ%U@>K@B%$6N>(^<>B_&((&?T?+6@B%MQXFgT%?@B%$6N>(^<>B_&(,[5+<>(<B?E<>M#`N>?,gF(TBF*<B,i,!"7#QZ,:994,SU+6SAB#*#@*<B,3880888,5#<*(,gF(Mf'BU$6N>(^<>B_&(Q%UMb$T>#gF+"M#6(+$6NTBF*<BSU+6SAB#*#!^?OP?,.80888,5#<*(,$AB[5G5JB(\�B(+6T*B+@&?*JOP?QRe5B@B%M@"F�>?!K^<=>?EJBF$6N>(^<>B_&([#>#BTE, [#=iU$6N@B%L=<?=&#@B%QJ<>(!"#M]`N>$6N>(^<>B_&(=>?D#BTB%'Bi"]()$6N$*6T*B+,M=G+=G#+B@=P7#,jPN?>BS@<>[5GM@"FT*B+M!6N(?!^?=P7#CFG,Q%U@>K@&KL#*g#G+M_%cd@"SC$(+6L#*g#G+=(B(E&*[#>&E%B$6N]UJ>E&*J?,SB@bB*UT*B+I&#I*#!^?$&7?SB@QRSS&(bB([#LJUbB(#>@Q%UM$_,[#=iU$6N>&E%BF>@MK67(M?"#@^G$6N>(^<>B_&((&?+6g>@B!$6NSUQ%&KE&*!^?=P7#CFG,jPN?QRSS&(F&?@J<B*SU!<?IJ@%U$KE<>@ABJ&?j`7>=>?I^GK%"gbT

>#PN?,M+`N>*&#$6N,3:,'h_S"@B(#,:994,$6NI<B#+B,D#BTB%L5<?Q%UM$_C$(CFG>>@+BE%@B%@AB5#F>&E%B!<*#M?"#[5G!"#M]`N>E<>+^JT<B5J&@Q%U@&#,V�tox,rt,²o|v�,�,�z²,uorqtW,!AB5%&K@B%[5G!"#M]`N>$6N>(^<>B_&($6N+6%BTBj`7>=B(EANB@*<B,38,JGB#KB$J?+B,gF(!"#M]`N>$6N>(^<>B_&(L#*!^?,M]<#,T>#gF+"M#6(+,@AB5#F>&E%B!<*#M?"#[5G!"#M]`N>,E<>+^JT<B5J&@Q%U@&#$6N%G>(JU,28,+6IJ[]GMf'BU!&eeBSUj`7>SU=B($6N$ABE&7?LE<*&#$6N,3,+@%BT+,:991,!AB5%&K!"#M]`N>$6N>(^<>B_&(L#*%BK,M]<#,KGB#MF6N(*,KGB#L\F,$B*#)M°GB!),@AB5#F>&E%B!<*#M?"#[5G!"#M]`N>E<>+^JT<B5J&@Q%U@&#$6N%G>(JU,29,+6IJ[]GMf'BU!&eeBSUj`7>SU=B($6N$ABE&7?LE<*&#$6N,3,+@%BT+,:999,

/@& /-& //& /D& /.& /E& /A& /B& /C& D>& D@& D-& D/& DD& D.& DE& DA& DB& DC& .>& .@& .-& ./&6/�:& 1G

!M*%0!VX&'& @H&%N_,231R*W{01|"Q="0^`3N,23T!)4W#(LWa)*R*%%#N%0Y`3N}`~N�QR)*5,23N%L#N*OP%UN5V"�M#R$MQ="0^`3N,23T!)4W#JL)1R[WN+W*R& & -H&1G&DEIDA&U)NML(N`3"y&UN5&+H0aR_=V�N5}=0NRe&Q="0^`3N,231(#N%0W`N+,P~5!M_�_)gN"U*%T!)WP++RRzP,V(*_RN5Q="0^`3N0Y`3N,23N%L#N*OP%,23M*&'&& & d1,H&dNQH&d"*a*RNNMQ="&+R=zP,1R[WP"^2$=V&4([W*R0a![4!#5^*V=R$+R$Mg_%&'&& bc*%$=^*W*R&dNQH&61G&-./@&I&-.DE:&4([U)NML(UN5OL"%eU)NML(NQP5!*R=M,RPY%e&61G&-.DA&I&1f;;X+P":& ;P_,<*g_%&'& bc*%$=^*W*R&dNQH

B>

A>

E>

.>

D>

/>

->

@>

>

42H4 42H4

99H.9:H1 98H1 9:H/ 93H1 98H2 9:H1 91H.

9.H993H/9:H994H.91H4

9.H:-3H3

-1H1-.H3-.H--/H:-/H2-2H8-.H-

3-H. 3.H: 3/H/ 32H1 :8H3 :4H9:-H2

4.H9 4/H.

:8H1 :3H8

41H8 4-H44/H8 4-H2 49H/ 4/H- 42H/ 42H3 4.H9 41H1

.H-.H9.H9.H2/H.2H:38H338H3-H29H32H44:

-/H.

dHNNMQ="dNQHd"*a*RY*\=^%e

R)N%([

N`3"y

Page 48: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 45

>(<B?C%@aF6,SB@@B%$6ND#BTB%L5<?Q%UM$_C$(,CFGQ%&KM@i�)#A7B5#&@T*B+M!6N(?[#@B%TAB#*iM?"#@>?$;#=>?D#BTB%'Bi"]()!AB5%&K@B%[5G!"#M]`N>$6N>(^<>B_&(E<>+^JT<B5J&@Q%U@&##&7#, L+GSUMQY#@B%Qm>?@&#T*B+M!6N(?[#>#BTE, LE<CFG!<?IJ[5GM@"F@B%Q%&KE&*$&7?I^GQ%U@>K@B%S&F!%%LJUI^Gj`7>$6N>(^<>B_&(, jPN?T>#gF+"M#6(+SU@%U$K+B@@*<BgT%?@B%L#*%BK, LJUSU!<?IJ$AB[5G@B%ME"KgE=>?EJBFT>#gF�, JFJ?,M#`N>?SB@I^GQ%U@>K@B%]UJ>@B%MQXFE&*gT%?@B%[5+<LJU+6T*B+%U+&F%U*&?+B@=P7#,$&7?#67,,TBF*<BEJBF$6N>(^<>B_&(Q%UMb$KGB#MF6N(*LJU$B*#)M°GB!)[#QZ,:991,SUME"KgE+B@=P7#,,

$&7?#67,TBF*<B!"#M]`N>$6N>(^<>B_&([#QZ,:991,SU=(B(E&*[#>&E%B$6N]UJ>J?SB@QZ,:994,EB+bB*UM_%cd@"S$6N]UJ>E&*J?M]<#@&#,>6@$&7?EJBF�,[#QZ,:991, (&?>(^< [#bB*U$6NC%GQRSS&(!#&K!#;#FGB#K*@, =iU$6N(&?T?+6QRSS&(JKSB@T*B+EG>?@B%j`7>$6N>(^<>B_&($6N]UJ>E&*J?, M#`N>?SB@,,,,,T*B+EG>?@B%j`7>CFGO^@F^Fj&KCQMQY#SAB#*#+B@SB@]<*?T%PN?L%@=>?QZ,:994,SB@+BE%@B%@%UE;G#>!&?5B%"+$%&'(),=iU$6NL#*g#G+>&E%BF>@MK67(M?"#@^G [#QZ,:991,(&?+6$"_$B?MQY#=B=P7#,jPN?@B%Q%&K=P7#=>?>&E%BF>@MK67(M?"#@^G!<?IJE<>$&7?@B%E&F!"#[Sj`7>$6N>(^<>B_&(JFJ?,LJU,*?M?"#!"#M]`N>$6NSUCFG%&K>#;+&E"SUJFJ?M+`N>>&E%BF>@MK67(Q%&KM'"N+=P7#,

#>@SB@#67,[#bB*U$6NEJBF$6N!"#M]`N>$6N>(^<>B_&(=(B(E&*[#>&E%B$6N]UJ>J?,LE<@B%L=<?=&#@B%QJ<>(!"#M]`N>=>?D#BTB%E<B?k,SU(&?T?M=G+=G#,M'`N>L(<?]"?!<*#LK<?$B?@B%EJBF$6NM'"N+=P7#, 5%`>%&@cB%UF&K!<*#LK<?EJBF$6N+6>(^<MF"+, $AB[5G [#bB*U$6NF>@MK67(M?"#@^G>(^< [#$"_$B?=B=P7#,,,!OBK&#@B%M?"#5JB(L5<?SU5&#+BM#G#@B%$ABEJBF,��sqxox��,!"#M]`N>$6N>(^<>B_&(+B@=P7#

Page 49: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

46!!!!!"#$%$&'$%$&()*%&$+,-

"'(.(&/$)%0$1(234/05526"7$(8&-!9:;

!"#$%&'&()"*+ ,-+ ./+ 0#12*%$3*(45467%258+ 64*9*%#*9*%:1(9%*&;< =$>?@4A'B*'C42*%C;>9)*?:3*9DE2DB2*%F:$19)*?%DBG5$H#B!I#:D19?9)B9JI2DB+K*%258;"D2C42*%(.L4:M*BD42*%(154(NOP#Q@P#'JI#*RD'?*A$'!"#$+ A$')*1FG41*42582%%?9O423*=%!#BFQ4:JI:D19?C4%J.FBBQ@P;"*2;"*'+ K*'C!>F4)95$++S6#:T:*4UV4+ (NOP#B>*4(NOP#97WX+ YZP1C4./+ [,,\+ 64*9*%=$>23*;4$2%#B2582%%?+]^_+ =)>+ `+ $>*4+ =$>F2I+ $>*4Q@P#'JI#*RD'+ $>*4:D19?F"&2*%RZ2a*(NOP#NDb4*97WK*NH@)5!+$>*42@c*+$>*4:5P1F)$">#?+$>*4R*:4*R5".)Db46%%?+F"&$>*4HI)'(;"O#GJ>.%&:BKD'+A$'64*9*%=$>?7I1(4>42582%%?+]^_+C4+\+$>*4;"D2+=$>F2I+

4/$#6<='5>?'$7@5 A9%12*%+ B>*4+ 6#:T(NOP#?47a'H*!5+ %I)?2DB?J"4565Q@P#'JI#*RD'(NOP#?47a'H*!5+ .%&(QR=Q'+ defghifi+ jkl+ emnfohip+ qrfhsfotu+ A$'64*9*%C;>2*%:4DB:474+++++1B.%&?*W+vw+">*4B*Q!I#./+(NOP#:%>*1F"&YI#?B>*4C;>2DBGJ>$>#'A#2*:$>*4Q@P#'JI#*RD'F"&GJ>'*2=%> C4M5P467%2D4$*%+YZP1?@83*4)4:J1MZ12)I*+\,wxwww+%*'+YZP1:#$9">#12DBK*%258;"D20#164*9*%+ C42*%(.L4GJ>43*$>*4:54(HOP#(NOP#Q@P#'JI#*RD'+ A$'(.L4A9%12*%%&'&'*)+y+./+d./+[,,\+z+[,,`u+!D{1(.|*;?*':%>*1F"&YI#?B>*4C;> =$>+=?I4>#'2)I*+ ww+;"D1+A$'C4./+[,,\+=$>:%>*1B>*4C;>2DBGJ>$>#'A#2*:Q*1$>*4Q@P#'JI#*RD'=.F">)83*4)4+ w+;"D1+C4+ +8D1;)D$+=$>F2I+8T.Q7?6*4@+8T49%%*H:@?*+++++8T#7$%6*4@+8T(H@'1C;?I+8T%&'#1+F"&+8T%&4#1+A$'64*9*%=$>?@2*%8D$2582%%?43*#*:*:?D9%Q@P?@85!#*:*8*2#19<2%F"&;4I)'1*4!I*1}+=.%I)?:%>*1B>*4+(NOP#(.L42*%2%&!7>4C;>;4I)'1*4!I*1}+=$>;D4?*C;>9)*?:3*9DE2DB2*%HI)'(;"O#C;>GJ>$>#'A#2*:=$>?@Q@P#'JI#*RD'(.L40#1!4(#1?*20Z{4+=$>F2I++ +2582%%?(.~$A9%12*%+B>*4+6#:T+(NOP#?47a'H*!5+:%>*1B>*4C;>H7?H4+Q@P+8T.Q7?6*4@+ +2582%%?GJ>;E51%I)?C8:%>*1B>*4+d�knfo+�mhstu+Q@P+8T.Q7?6*4@   2582%%?.%&H*H4%I)?C8:%>*1B>*4+Q@P+8T49%%*H:@?*

46!!!!!"#$%$&'$%$&()*%&$+,-

#A5B$5C$&D(4)%0$1&@BEF4G'B8?'(@)%1!H9:;I!DJ+CFKC&&1(?)*(&F1LM!NOOP

!"#$%&'(!)*+,-./-0!"##$"%#&'%(%#!)*+,#+&%'"##$"%#"-%"./!01)*"23"%#45605)*+(7%$#./8209:/;<:=.>($)*+=26>)70*?:$!@ABCADEFG#?:$0?7H!(I+"##$"%#!ABCADE!81?/#2J%#)*+G'.">%'&'%(%#!!!!!!K0?LM?%#<7$N(#>"%#!/?%'!&:=O!LGP6:$'QRH9%;2!=#?%>/?%'SJ$<!SJ?9Q$9'!(*:>!T!3.>J7.0,4Q$&%'5!N0H"*Q<$!UVWXYZ[!\]! _`Wa_a!_YZ!B! !b_Yc!de6>&'%(%##<7$"./$1*'2&2456:H1<:%f.HLGP6:$'QR9%;2,#+L4fK4H!@^_`Wa_a!]\V! gh_YWai!jk_Wl_YZF!=#?%>)*+d<:$)d$/?%'!mn!J*.>!S'!o!p%(!4.67K4H!N0H'-%#<:>=#?%>/?%'SJ?"./(#:/(#.7!(QI7##I'p.=!)"?7&##$!q!S'!mn!(#:/(#.7!de6>K0?#./"%#(.0L*P:"3%"$1*'2&2456:H1<:%f.HLGP6:$'QRH9%;2,#+L4fK4H!S',r'5s!

Page 50: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

!!&$5)$#L&+KQ!LM!NOOP!!!!!47

+ 2582%%?('*)H4942@c*%I)?C8:%>*1B>*4+Q@P+8T%&'#1+ 2582%%?0>*%*H2*%%I)?C8:%*1B>*4+Q@P+8T.Q7?6*4@++

           

4/$#(@)%1DJ+C$&7RCS$*TU='T@V#$%2WX$TG<0F8A$'?7I1(4>42*%:%>*1F"&YI#?FY?#*9*%(%@'4+C;>F2IA%1(%@'4C4M5P4Q7%2D4$*%;I*1=2"F"&0*$F9"4+=$>F2I

+ A9%12*%.%DB.%71RJ4'<U�2#*H@N#*H@N4D2(%@'4(2I*0#1A%1(%@'4!3*%)8!%&()4H*'F$4+d!H$Tu+F?IF!1+8T(H@'1C;?I+?@GJ>(2@P')0>#1F"&=$>%DB.%&A'H4< C4A9%12*%+83*4)4++,ww+94

+ A9%12*%'2%&$DB?*!%�*42*%RZ2a*('*)H4=Q'+0#1+:9%T+z+:N�T+YZP1(.L4A9%12*%%&'&'*)+\+./+d./+[,,\+z+[,,,u+A$'C4./+[,,\+=$>8D$:%>*1#*9*%(%@'4?#BC;>2DBA%1(%@'4)D$:79D46*%?'<+8TB7%@%D?'<+F"&:%>*1"*4#(42.%&:19<+N%>#?.%DB.%71:4*?($�2("I4C;>2DBA%1(%@'4)D$B*14*1"@PC;EI+#T#D?N)*+8T:?7Q%:19%*?+?@GJ>(2@P')0>#1C4A9%12*%+83*4)4+\ww+94

+ A9%12*%+�+e+�fo�+ekn�+]fl�+�kghs�+;4I)'YI#?(9"OP#4Q@P+ (NOP#HI)'NDb4*.%DB.%71RJ4'<($�22I#4)D'(%@'4C4(0!H7?H4F##D$+NO{4Q@P(0!;>)'0)*1C;>?@:K*NQ@P$@'5P10Z{4+ YZP1(.L42582%%?%#B%D{)Q@P$3*(4542*%#'I*1!I#(4OP#1(.L4./Q@P+ [+ ?@GJ>(2@P')0>#1F"&=$>%DB.%&A'H4< C4A9%12*%+83*4)4++,ww+94

  A9%12*%(!5?43{*C8C;>(!�?2DB+6#:T+ A$'2*%:%>*1FQ>19<43{*04*$9)*?87+\`xwww+"5!%+ (NOP#2D2(2�B43{*=)>CH>C4'*?0*$F9"4+83*4)4+vy+FQ>19<+?#BC;>2DB+vy+H7?H4Q@P;I*1=2"+-+8D1;)D$+=$>F2I+8TN585!%+8T%>#'(#�$+8TB7%@%D?'<+8T?;*:*%9*?+8T(H@'1C;?I+8T?72$*;*%+F"&8T23*FN1(NH%+?@GJ>(2@P')0>#1F"&=$>%DB.%&A'H4<C4A9%12*%+83*4)4++[xwww++94

!"#1%#)*234516#57!#.t$';#57<%"%#"#+4#7>"%#(*.>!(QI7#724Hu!9.H*2$,$';#5!"##$"%#81?3.0"%#!G#?:$81?/#2J%#&'%(%#!)*+G'.">%'!K0?LM?%#<7$N(#>"%#!/?%'!&:=O!LGP6:$'QRH9%;2!d<:$)d$456:H1<:%f.Hvwx'v19<7HLJ*P:81?,#+=/p.HJ*.>'-s%4<7$S'9Q$9'!(*:>!y!:-%Lp:(*:>J*7>!3.>J7.0,4Q$&%'5!4.s>'5s!LGP6:9<7HG.z'%(QIp%G9572;)*+L=#2$=#?%>(7%$LM?$)M{>SJ?"./=.>($K4HK0?:H<%>H.6>HP'!)*+=:0(*?:>"./p%#"23J*."M:>&'%(%#S't%'+456L,|'=}%/.'"%#L>2'LGP6:456:H1<:%f.H!456$Q<>9<7HLJ*P:='./='Q'('K4H81?$5#%HK0?'?:H}e>,%'"*%>SJ?$5/?%'L,|'M:>;'L:>;%$(7#)"<:.;p%G

!!&$5)$#L&+KQ!LM!NOOP!!!!!47

Page 51: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

48!!!!!"#$%$&'$%$&()*%&$+,-

+ A9%12*%+\+ ;?#+ 6#:T+ (NOP#.%&H*H4+ A$'43*;?#B>*4F"&;?#�)187>'+ ;?#9)*?+ F"&;?#:70K*NQ@P?@HOP#(:@'1+ ##2:DE8%C;>B%52*%.%Z2a*.VE;*(%OP#1++B>*4F2I.%&H*H4+!*?;>*1:%%N:549>*+y+?7?(?O#1+83*4)4+y+9%D{1+C4(0!2%71(QNF"&.%5?W�"+(NOP#(.L42*%C;>9)*?%J>(2@P')2DB(%OP#1B>*49%#B9"7?C4Q72$>*4C;>2DB.%&H*H4QDP)=.+ A$'?@2*%.%&H*:D?ND46<:%>*12*%%DB%J>C42582%%?#'I*1!I#(4OP#1!"#$A9%12*%+ C4%*'2*%B7aB*B*4(H>*+ Q*1+ QQBT,+++Q72)D48D4Q%<+z+R72%<+?@GJ>(2@P')0>#1F"&=$>%DB.%&A'H4<C4A9%12*%+83*4)4+vx,ww+94++++

!"#'"6589)*6:7;%893(1,%!81?7<%#%9"%#3.>J7.0G232;#!SJ?L"5H#;2L,|',#+&%'S'!G2&5L,~0!�N(#>"%#L;2$'-s%S3SJ?L;{$"./!&:=O�!G#?:$0?7H!(I+81?/#2J%#!)*+G'.">%'&'%(%#!LGP6:=#?%>}.>"."L"{/'-s%M'%0(7%$3Q!ym�nnn!*2;#!LGP6:$:/SJ?"./J$1</?%'456,#+=/p.H)*?>!)*+M%0)(*''-s%!LGP6:"%#:Q,Np()*+/#2Np(SJ?"./,#+9%9'9%7!3O!G232;#!

!"#1<=>+*6?%&+=&!81?9<7H"##$"%#81?3.0"%#!=%H>%';#73=:/)*+"-%"./!G#?:$0?7H81?/#2J%#!)*+G'.">%'&'%(%#!LM?%#<7$S'N(#>"%#!�B! !b���! \hX!A_VX!�\`WlX�!,�2/.;2"%#d<:$L(*P6:'456!(#.s>456!q!,#+3-%,r!�TTy!I!f1'HuG.z'%L0{""<:'7.HL#5H'9Q$9'#2$4%>#}Kv!N(?>:Nf"!N0H3.0#}N$/%HL(*P6:'456LGP6:,#./,#Q>GPs'456)*+p1$24.f'u!@,#./,#Q>GPs',1'4%>L02'F!d<:$)d$#+//Kvv�%!#<7$,*1";?'K$?!)*+3.0L*5sH>SJ?"./'?:>�!LGP6:G.z'%=26>)70*?:$(QIp%G9572;!)*+"%#fe"R%SJ?"./LH%79'81?0?:HN:"%=4%>=.>($S'f1'HuG.z'%L0{""<:'7.HL#5H'S'LM;J?7HM7%>

48!!!!!"#$%$&'$%$&()*%&$+,-

Page 52: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

!!&$5)$#L&+KQ!LM!NOOP!!!!!49

4/$#C$&C<Y$?7I1NDb4*F"&:I1(:%5?$>*42@c*+C;>('*)H4CH>()"*)I*1C;>(.L4.%&A'H4<A$'2*%##223*"D12*'+(NOP#:70K*N#4*?D'Q@PF0�1F%1+A9%12*%Q@P64*9*%C;>2*%:4DB:474=$>F2I+

+ 2*%:4DB:474:?*9?(Q9)D4A$F;I1.%&(QR=Q'+$>)'1B.%&?*W./"&+v-+">*4B*Q+(NOP#2*%NDb4*RD2'K*N4D22@c*(Q9)D4A$Q@?H*!5=Q'+YZP1=$>%DB9)*?:3*(%�8C42*%:%>*1HOP#(:@'1C;>.%&(QR=Q'+ 8*22*%=$>%DB+ [+ (;%@'EQ#12*%F0I10D42@c*(#(H@'4(2?:<+ F"&'J6A#"5?.~9#@2+ v+(;%@'EQ#1+4#28*24@{+'D1=$>?@2*%8D$F0I10D4+�e�+���i+kj+ir�+���i+qf���fotk+q�fn+]rfn�hko�rh�+.%&83*./+(NOP#:%>*1A#2*:C;>('*)H4:*?*%MNDb4*Q*1$>*42@c*(Q9)D4A$#@2$>)'

+ 2*%:4DB:474Q@?:A?:%�7!B#"+6#:Tz#*%<FB9+YZP1(.L4Q@?Q@P:*?*%M9%#1!3*F;4I1H4&("5R+C42*%F0I10D4=Q'F"4$<+�7!Y#"+"@9+[wvw+Q@PGI*4?*+YZP1=$>%DB2*%2"I*)0*4MZ1GI*4:OP#?)"H4!"#$�$J2*"F0I10D4+

+ 2*%:4DB:474Q@?:A?:%�7!B#"'*:JB+z+N585!%+ (4OP#18*22@c*�7!B#"+ (.L42@c*'#$45'?0#1.%&H*H494=Q'+F"&Q@?'*:JB+z+N585!%++2�(.L4Q@?Q@P?@RD2'K*N

+ A9%12*%"*42@c*�7!Y#"+A$':%>*1:4*?�7!Y#"?#BC;>F2IH7?H4+;%O#+:M*4:1(9%*&;<+83*4)4+,+:4*?+=$>F2I+:4*?�7!Y#":M*4:1(9%*&;<($�2H*'B>*4.*2(2%�$+ RJ4'<('*)H4BI#4=2I+ RJ4'<('*)H4:&N*4N%&%*?(2>*+ A%1(%@'4B>*4;*$:)4'*1+ 8T#7B"%*H6*4@+F"&:4*?B>*4:&A!+8T'&"*+ 

           

!!&$5)$#L&+KQ!LM!NOOP!!!!!49

(3-@A=(BC3613%@BC(B:-**D*E*FGHI*FJKL*MN*OPJ*FJKL*OGJIQGHRM*OJGS*TPGSUVMHKPVUK*WXYX*N0H&'%(%#K0?#<7$"./=$%($L4(7.'N0)J<>,#+L4fK4H3.0"%#)M<>M.'0.>"*<%7Mes'!)*+S'N:"%='5s!81?/#2J%#&'%(%#!K0?$:/L>2'='./='Q'"%#G.z'%"5�%L4(7.'N045$9%;2K4H,#+3-%,r!�TTy!SJ?)"<!=$%($L4(7.'N0)J<>,#+L4fK4H!;%$N(#>"%#!q!=$%($"5�%!q!#.t72=%J"23!LGP6:='./='Q''NH/%HM:>#.t/%*S'"%#G.z'%)*+=<>L=#2$"5�%!4.s>S'#+0./GPs't%'K,3'}e>!(7%$L,|'L*2f!)*+:%95G!LGP6:'-%9P6:L=5H>$%=1<,#+L4fK4H!N0H$5(QIG2$*!f#572"#$u!!'%H"=$%($L4(7.'N0)J<>,#+L4fK4H!L,|'81?)4'#./$:/L>2'='./='Q'0.>"*<%7

Page 53: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

OZ!!!!!"#$%$&'$%$&()*%&$+,-

:I)4$>*4%#1+\+$>*4+ =$>F2I+$>*4:5P1F)$">#?x+$>*4R*:4*x+$>*4HI)'(;"O#GJ>.%&:BKD'+#*Q5+ A9%12*%.%DBKJ?5QDR4<!"*$43{*#D?N)*+ A9%12*%45Q%%R2*%85!%2%%?(�"5?N%&(2@'%!5+ w+./+F;I12*%B%?%*H*K5(a2+A9%12*%+6#:T%I)?C8!>*4KD';4*)+(.L4!>4+

HZP1A9%12*%QD{1+ `+ $>*4Q@P64*9*%=$>)*1F4)Q*1=)>B%%"7)D!M7.%&:19<!*?(.|*;?*'Q@P=$>)*1=)>(.L4#'I*1$@+ 2582%%?$D12"I*)Q@P(25$0Z{4MO#(.L42*%9O423*=%+!#BFQ4:JI:D19?+$>)'2*%%I)?:%>*1#19<2%+F"&:D19?=Q'C;>?@97WK*NF"&#'JI#'I*1?@9)*?:70+(!5BA!#'I*1'DP1'O4:OB=.F"&'D1!#2'3{*9)*?(.L4:M*BD42*%(154+0#1%D�Q@P?DP491F"&QD4:?D'+A$'9)B9JI=.2DB2*%93*4Z19)*?%DBG5$H#B!I#:D19?+(NOP#:%>*1%#''5{?F"&(!5BA!0#1:D19?=Q'#'I*1'DP1'O4:OB=.

!"#Z--8)0%#)*/=50[8.5\05%51"=*"##$"%#&'%(%#!L,|',#+&%'S'G2&5$:/L>2'='./='Q'=N$=#vQ;d:*!B! !b���!�!Eb�A!>70456!�!,#+3-%,r!�TTy!N0H$5!(QI=%$%#}!4#.GHuG3'u!456,#e"R%$J%724H%*.H!#.;'/.I�2;!@Eb�AF!L,|'81?)4'#./$:/LGP6:=<>L=#2$)*+!='./='Q'"%#"5�%4-%SJ?"%#G.z'%"%#M:>"5�%vQ;d:*L,|'K,:H<%>"?%7J'?%)*+)G#<J*%HK,4.67,#+L4f!:5"4.s>"5�%vQ;d:*H.>=%$%#}=#?%>9P6:L=5H>SJ?,#+L4f9%;2K,=1<#+0./N*"!N0HMI+'5s45$vQ;d:*K4H:H1<456:.'0./!�!M:>N*"!4.s>'5s!=N$=#vQ;d:*!B! !b���!�!Eb�A!L,|'45$9.s''-%M:>,#+L4f!,#+":/0?7H!'."vQ;d:*45$9%;2K4H$%""7<%#?:H*+!�n!)*+$5)v'(*./L,|'3-%'7'$%"!

OZ!!!!!"#$%$&'$%$&()*%&$+,-

Page 54: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 51 รายงานประจำ ป 2553 51

D#BTB%>BTB%!?MT%BU5) CFG+6@B%@AB5#F*"!&($&_#)LJU'&#D@"SC*G>(<B?]&FMS#,@JC@!ABT&eQ%U@B%5#PN?$6NSU$AB[5G*"!&($&_#)LJU'&#D@"S=>?D#BTB%K%%J;MQmB5+B(CFG,T`>,�K;TJB@%�,=>?D#BTB%,$;@T#$6NEG>?Q�"K&E"5#GB$6N[#T*B+%&KI"F]>K>(<B?MEa+@ABJ&?,LJU%<*+L%?%<*+[S[#@B%IJ&@F&#?B#$6NCFG%&K+>K5+B([5G!ABM%aSJ;J<*?LJUM@"FQ%U!"$D"bB',Q%U!"$D"IJ,F&?#&7#,@B%'&�#BT*B+%^G,LJU_&@(bB'=>?'#&@?B#,SP?MQY#M%`N>?!ABT&e("N?$6ND#BTB%[5GT*B+!ABT&e,%*+OP?@B%FLJ'#&@?B#[5GQ�"K&E"?B#,>(<B?+6T*B+!;=,,LJU+6T*B+bBTb+"[S[#@B%MQY#!<*#5#PN?=>?D#BTB%,M'`N>M!%"+!%GB?[5G>?T)@%ME"KgEFG*(T*B++&N#T?

7$&@4A63!VT#V0K;67$&;&8,$&6&4QB$7&;:%%2!

D#BTB%+6@B%*B?LI#FGB#$%&'(B@%K;TTJ%U(U(B*,9,QZ,$6N[]GMQY#@%>K[#@B%K%"5B%$%&'(B@%K;TTJ,$&7?[#FGB#@B%'&�#B,Vnvwox,���tvu��, �¡�|t�w�xrW,LJU@B%K%"5B%S&F@B%$%&'(B@%K;TTJ,Vnvwox,���tvu��,£oxo��w�xrW,=>?D#BTB%,[5GMQY#+BE%dB#LJUMQY#%UKK,+;<?M#G#@B%IJ&@F&#[5G'#&@?B#M'"N+Q%U!"$D"bB'[#@B%$AB?B#FG*(LI#@B%'&�#BK;TJB@%EB+5J&@T*B+!B+B%O=>?K;TJB@%,V�tw��r�x�y,l,¥o��}W,LJU@B%K%"5B%S&F@B%T*B+%^G$6N!<?M!%"+[5G'#&@?B#+6@B%M%6(#%^G,>(<B?E<>M#`N>?,+6@B%*"MT%BU5)>&E%B@ABJ&?,M'`N>*B?LI#gT%?!%GB?>&E%B@ABJ&?[5G!>FTJG>?@&KbB%U?B#[#QRSS;K&#, %*+OP?@B%!%GB?L%?S^?[S[5GL@<'#&@?B#, gF(D#BTB%CFG+6@B%S&F$AB%UKK!`K$>FEABL5#<??B#,,,,,,,,,,,,,,V�v�����qtx,�|oxW,LJU@B%K%"5B%I^G+6T*B+!B+B%O!?,Vzo|�xr,£oxo��w�xrW,MQY#@B%ME%6(+K;TJB@%M'`N>@B%$FL$#,EJ>FS#M'"N+T;ibB']6*"E$6NF6[5GL@<'#&@?B#EB+5J&@T*B+!;=,/, Q%U@B%,Vno��y,/W, M'`N>[5GD#BTB%MQY#!OB#$6NQ�"K&E"?B#$6N!%GB?T*B+!;=S#!B+B%OM@"FMQY#,,,,,,,,T*B+I^@'&#=>?'#&@?B#@&K>?T)@%, !%GB?L%?IJ&@F&#[5GD#BTB%!B+B%OK%%J;MQmB5+B(, LJU!B+B%OL=<?=&#@&K>?T)@%>`N#CFG>(<B?(&N?(`#,,,,E<>CQ[#>#BTE,

7$&A3!*#8#7$&A/$#7$&(&&,$;:%2$7&V2+7$&&47x$Q#47)$#

@B%FABM#"#@B%FGB#!%%5B, D#BTB%CFG+6@B%@AB5#FL#*$B?LJU5J&@M@i�) [#@B%!%%5BLJUT&FMJ`>@K;TJB@%, LJUTAB#P?OP?T*B+gQ%<?[![#,,,@B%!%%5B,gF(@B%T&FMJ`>@K;TJB@%SB@@B%!>K=G>M=6(#LJU@B%!&+bBci),gF([#QZ,:994,CFG#AB5J&@@B%!&+bBci)LKK,�tw��r�x�ylpo��},�xr�u¡q�¨,+BQ%&K[]GM'`N>T&FMJ>@K;TJB@%$6N+6_&@(bB',LJUT;iJ&@ciU[5GE%?@&KT*B+EG>?@B%=>?D#BTB%LJUEABL5#<??B#$6NSUQ�"K&E"[5G+B@$6N!;F,LJUM+`N>CFGM=GB+B%<*+?B#@&KD#BTB%LJG*,@aCFG+6@B%S&F$ABM!G#$B?@B%'&�#B,T*B+@GB*5#GB[#!B(>B]6',V�ou��u,�or{W,[5G@&K'#&@?B#M'`N>MQY#MT%`N>?+`>]<*([#@B%@AB5#FT*B+@GB*5#GB[#@B%$AB?B#, $AB[5G'#&@?B#!B+B%O$AB?B#CFG>(<B?+6MQmB5+B(, LJU@AB5#F5#$B?CQ!^<T*B+!ABM%aS=>?MQmB5+B(CFG, '%G>+CQ@&K@B%S&F$ABgT%?@B%K%"5B%I^G+6T*B+!B+B%O!^?, Vzo|�xr,£oxo��w�xrW, gT%?@B%S&F$ABI^G!`K$>FEABL5#<?,,,,,,,,,,,,,,,V�v�����qtx,�|oxW,gT%?@B%ME%6(+T*B+'%G>+M'`N>MJ`N>#EABL5#<?$FL$#'#&@?B#M@c6(i>B(;,V�u�l,�t�qrqtxW,M'`N>MQXFg>@B![5G'#&@?B#$6N+6T*B+%^GT*B+!B+B%OLJU'#&@?B#I^G+6T*B+!B+B%O!?,Vzo|�xrW,CFG%&K@B%'&�#BLJUL!F?_&@(bB'=>?E#CFG>(<B?MEa+$6N,[#@B%ME%6(+T*B+'%G>+,=P7#!^<@B%FAB%?EABL5#<?[#%UF&KI^GK%"5B%=>?D#BTB%,D#BTB%CFG+6gT%?@B%M!%"+!%GB?T;ibB']6*"E$6NF6[5GL@<'#&@?B#,gF(@B%!AB%*S5BF%%]#6,,]67*&FT*B+!;==>?'#&@?B#,LJU@B%!AB%*S$&_#TE"LJUT*B+'P?'>[S=>?'#&@?B#MQY#Q%USAB$;@QZ,M'`N>#AB+BQ%&KQ%;?LJU!%GB?M!%"+T;ibB']6*"E[#@B%$AB?B#=>?'#&@?B#[5GF6+B@("N?=P7#,gF($&7?5+F#67M'`N>[5G'#&@?B#+6T*B+'P?'>[S,+6=*&e,@ABJ&?[S,LJU+6T*B+!;=[#]6*"E@B%$AB?B#[#5#GB$6NLJUEABL5#<??B#=>?E#+B@$6N!;F,MQY#@B%!%GB?F;J(bB'%U5*<B?]6*"E$AB?B#@&K]6*"E!<*#K;TTJ,

7$&A3!*#8#)$#A/$#7$&73!74;A1V26EDAE7$&;&8,$&6&4QB$7&;:%%2

Page 55: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

52!!!!!"#$%$&'$%$&()*%&$+,-

7$&A3!*#8#7$&A/$#7$&Q4�#$;:%2$7&

D#BTB%E%U5#&@M!+>*<B'#&@?B#MQY#$%&'(B@%$6N+6T;iT<BLJU!ABT&e$6N!;F, @B%'&�#BM'"N+'^#T*B+%^G$&@cU[5G'#&@?B#+6T*B+M]6N(*]Be[#@B%Q�"K&E"?B#, SP?MQY#bB%@"S!ABT&e=>?D#BTB%$6NSU]<*(M'"N+_&@(bB'=>?K;TJB@%LJUQ%U!"$D"bB'=>?>?T)@%, M'`N>[5G!B+B%OL=<?=&#@&K!OBK&#@B%M?"#>`N#CFG, gF(D#BTB%CFG+6@AB5#FLI#@B%>K%+'&�#BK;TJ@%Q%USABQZ,gF(@B%S&F[5G+6@B%>K%+5J&@!^E%E<B?k,+;<?M#G#T*B+%^GM@6N(*@&K?B#$6NQ�"K&E",LJUM!%"+!%GB?'&�#B!+%%O#U[5GL@<'#&@?B#[5GE%?@&KT*B+EG>?@B%=>?D#BTB%,%*+OP?@B%S&F!<?'#&@?B#CQM'"N+'^#T*B+%^G,SB@5J&@!^E%>K%+E<B?k,$&7?bB([#Q%UM$_LJUE<B?Q%UM$_,#>@SB@#67(&?!<?M!%"+[5G'#&@?B#_P@cB5BT*B+%^GFG*(E#M>?SB@@B%_P@cB[#%UKK, �,l,��ouxqx�, =>?D#BTB%jPN?+6[5GMJ`>@5JB(5J&@!^E%, M]<#, SB@!`N>@B%M%6(#%^G [#%^QLKK,²� , MQY#EG#, %*+OP?+6@B%O<B($>FT*B+%^GSB@,,,,,'#&@?B#$6NCFG CQ>K%+5J&@!^E%bB(#>@MQY#K$T*B+C*GK#,¨�p�qr�,=>?!<*#K%"5B%@B%M%6(#%^G,\�B(K%"5B%$%&'(B@%K;TTJ,M'`N>[5GM@"F,³xt¨|�}��,�{ouqx�,bB([#>?T)@%, #>@SB@#&7#D#BTB%(&?CFG!#&K!#;#@B%_P@cB=>?'#&@?B#$6NQ%U!?T)$6NSU_P@cBM'"N+ME"+, gF(D#BTB%CFGS&F!%%$;#@B%_P@cB%UF&KQ%"eeBg$[5GL@<'#&@?B#, $&7?bB([#LJUE<B?Q%UM$_MQY#Q%USAB$;@k,QZ

7$&A3!*#8#7$&A/$#@&&B$;&&S!

#>@M5#>SB@@B%>K%+'&�#BK;TJB@%[#M%N>?$6NM@6N(*=G>?@&K@B%Q�"K&E"?B#LJG*,@B%!<?M!%"+[5G'#&@?B#Q%U'hE"Q�"K&E"E#gF((PF5J&@S%%(BK%%i,$6ND#BTB%CFG@AB5#FC*G@aMQY#M%`N>?$6ND#BTB%[5GT*B+!ABT&e, gF(M]`N>*<B5B@'#&@?B#Q�"K&E"5#GB$6NFG*(T*B+j`N>!&E(), !;S%"E, +6T*B+=(&#, LJU(PF+&N#[#T;iD%%+, S%"(D%%+LJG*, (<>+$AB[5GM@"FIJF6E<>>?T)@%,!&?T+,LJUQ%UM$_]BE"gF(%*+FG*(,D#BTB%CFG@AB5#F[5G+6TiU@%%+@B%!<?M!%"+LJU%&@cBMSE#B%+i)S%%(BK%%i,M'`N>@AB@&KF^LJM%`N>?@B%Q�"K&E"EB+S%%(BK%%i,T;iD%%+,S%"(D%%+,LJULI#?B#@B%FABM#"#?B#,gF(S&F@"S@%%+!<?M!%"+T;iD%%+,S%"(D%%+,'%G>+S&F!%%?KQ%U+Bi[5GL@<'#&@?B#>(<B?$&N*OP?,$&7?'#&@?B#$6NQ�"K&E"?B#[#!<*#!AB#&@?B#[5e<LJU!B=B, M'`N>@%UE;G#LJU!<?M!%"+[5G'#&@?B#$%BKL#*$B?@B%Q�"K&E"?B#>(<B?MQY#!;=, gF((PF5J&@@B%'&�#BE#M>?SB@bB([#!^<bB(#>@, EJ>FS#,!%GB?!+F;J[5GL@<]6*"E, M'`N>!%GB?!%%T)IJ?B#$6N+6T;ibB'[5GL@<>?T)@%, #>@SB@#67D#BTB%FABM#"#gT%?@B%'#&@?B#F6MF<#jPN?S&F=P7#MQY#Q%USAB$;@QZ, M'`N>!%GB?L%?S^?[S[5G'#&@?B#Q�"K&E"?B#,LJUQ�"K&E"E#MQY#LKK>(<B?$6NF6EB+5J&@Q%&]eBM_%cd@"S'>M'6(?,,,,

7$&A3!*#8#7$&A/$#T2<';V6#V2+(94(A87$&

FGB#@B%K%"5B%T<BE>KL$#=>?'#&@?B#,D#BTB%CFG+6gT%?!%GB?M?"#MF`>#$6N]&FMS#,LJU+6@B%@AB5#F>&E%BIJE>KL$#$6NMQY#D%%+,,%*+OP?CFG+6@B%S&F!*&!F"@B%,LJU!"$D"Q%Ug(]#)$6NE>K!#>?E<>T*B+EG>?@B%=>?'#&@?B#,M'`N>[5G'#&@?B#FAB%?]6'LJUQ�"K&E"?B#@&KD#BTB%CFG>(<B?+6T*B+!;=

Page 56: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 53 รายงานประจำ ป 2553 53

7$&%9;%:0>$B?#V2+7$&<&9@(';>$B?#

7$&%9;%:0>$B?#

@B%T*KT;+bB([#MQY#@%UK*#@B%Q�"K&E"?B#$6NS&F[5G+6=P7#[#>?T)@%M'`N>[5GK%%J;bB%@"S>(<B?+6Q%U!"$D"bB'LJUQ%U!"$D"IJ,@B%T*KT;+bB([#SP?MQY#QRSS&($6NSU]<*([5G@B%FABM#"#@B%EB+bB%@"S=>?D#BTB%[5GM@"FT*B+#<BM]`N>O>CFG=>?%B(?B#$B?@B%M?"#,V��|qopq|qry,ts,sqxox�qo|,u��turqx�W,T*B++6Q%U!"$D"IJLJUQ%U!"$D"bB'=>?@B%FABM#"#?B#,V±ss��rq¡�x���,ox},±ssq�q�x�y,ts,t��uorqtx�W, LJU@B%Q�"K&E"EB+@�5+B(, LJU,,,,,,,,@�%UMK6(K,V�tw�|qox��,¨qr{,o��|q�op|�, |o¨�,ox},u��v|orqtx�W, TiU@%%+@B%D#BTB%SP?CFG+>K5+B(TiU@%%+@B%E%*S!>KMQY#,,,,,,,,,,,,,I^G!>K$B#[5GD#BTB%+6%UKK@B%T*KT;+bB([#, LJU@B%E%*S!>KbB([#$6N+6T*B+M5+BU!+LJU+6Q%U!"$D"IJ, LJU[5GT*B+M5a#M@6N(*@&KT*B+,,'>M'6(?=>?%UKK@B%T*KT;+bB([#=>?D#BTB%, EJ>FS#+6@B%LE<?E&7?TiU@%%+@B%@AB@&K@B%S&F$AB%UKK@B%T*KT;+bB([#, M'`N>@AB5#F#g(KB(,@AB@&K,LJUT*KT;+@B%FABM#"#@B%Q%&KQ%;?%UKK@B%T*KT;+bB([#,[#FGB#E<B?k,EB+%UMK6(KTiU@%%+@B%E%*SM?"#LI<#F"#*<BFG*(@B%@AB5#F+BE%dB#@B%T*KT;+bB([#,'H_H,:911,!AB5%&K@B%FABM#"#@B%[#QZ,:994,D#BTB%CFGFABM#"#@B%M'`N>[5GK%%J;*&EO;Q%U!?T)=>?@B%T*KT;+bB([#gF(T%>KTJ;+EB++BE%dB#$6N!ABT&e,9,Q%U@B%=>?@B%T*KT;+bB([#,F&?#67

,, 3H, !bB'L*FJG>+=>?@B%T*KT;+,V�txrut|,±x¡qutxw�xrW

[#@B%FABM#"#@B%M@6N(*@&K!bB'L*FJG>+=>?@B%T*KT;+, D#BTB%+6@B%S&F$ABLJU$K$*#S%%(BK%%i=>?I^GK%"5B%LJU'#&@?B#,M'`N>%>?%&KLJU!<?M!%"+#g(KB(, LJU5J&@@B%@AB@&KF^LJ@"S@B%$6NF6, %*+$&7?CFG>>@%UMK6(KD#BTB%*<BFG*(Q%U+*JS%"(D%%+=>?,,,,,,,I^GK%"5B%LJU'#&@?B#D#BTB%>BTB%!?MT%BU5), 'H_H:994, [5GI^GK%"5B%LJU'#&@?B#O`>Q�"K&E"$&N*$&7?>?T)@%, EJ>FS#!<?M!%"+LJU!#&K!#;#[5G'#&@?B#+6T;iD%%+, S%"(D%%+, LJU+6T*B+j`N>!&E() [#@B%Q�"K&E"?B#, gF(+6@B%S&F$ABT^<+`>S%%(BK%%i'%G>+$&7?Q%U]B!&+'&#D)I<B#%UKKM*aKCjE)=>?\�B(?B#bB([#D#BTB%, [5G%&K$%BKLJUO`>Q�"K&E", D#BTB%+6@B%Q%&KgT%?!%GB?>?T)@%, M'`N>[5G,>?T)Q%U@>K=>?@B%K%"5B%?B#+6T*B+M5+BU!+LJUT%>KTJ;+[#@B%%>?%&K@B%=(B(E&*$B?D;%@"S[#>#BTE, %*+$&7?D#BTB%CFGQ%&KQ%;?=&7#E>#@B%Q�"K&E"?B#FGB#@B%M?"#,LJUFGB#!"#M]`N>M'`N>[5GM@"FT*B+M5+BU!+=>?@%UK*#@B%!>K$B#

, :H, @B%Q%UM+"#T*B+M!6N(?,V�q�¤,������w�xrW[#@B%FABM#"#@B%M@6N(*@&K@B%Q%UM+"#T*B+M!6N(?,D#BTB%CFG+6\�B(K%"5B%T*B+M!6N(?MQY#5#<*(?B#%&KI"F]>K@B%Q%UM+"#T*B+M!6N(?$&7?SB@bB([#LJUbB(#>@$6N>BS+6IJ@%U$KE<>@B%K%%J;*&EO;Q%U!?T)=>?>?T)@%, %*+$&7?CFG+6@B%S&F$ABLJU$K$*##g(KB(LJUL#*$B?@B%K%"5B%T*B+M!6N(?,V�q�¤,£oxo��w�xr,�t|q�y,�vq}�|qx�W,M'`N>[5GMQY#CQEB++BE%dB#!B@J,%*+$&7?D#BTB%CFG'&�#B%UKK@B%K%"5B%T*B+M!6N(?>(<B?MQY#%^QD%%+, M'`N>[5G!>F%&K@&KL#*$B?@B%@AB@&KF^LJ!OBK&#@B%M?"#=>?@%U$%*?@B%TJ&?, LJUD#BTB%L5<?Q%UM$_C$(, gF(T%>KTJ;+T*B+M!6N(?FGB#@J(;$D)LJUM5E;@B%i)bB(#>@,V�ruor��q�,�q�¤W, T*B+M!6N(?FGB#MT%F"E,V�u�}qr,�q�¤W,T*B+M!6N(?FGB#EJBF,Vwou¤�r,�q�¤W,T*B+M!6N(?FGB#Q�"K&E"@B%,V¦��uorqtxo|,�q�¤W,LJUT*B+M!6N(?FGB#!bB'TJ<>?,,,,,,,,,,V�q¬vq}qry,�q�¤W,%*+$&7?+6@B%S&FSGB?K%"c&$$6NQ%P@cBM'`N>Q%&KQ%;?T;ibB'[5G+6+BE%dB#LJU+6Q%U!"$D"bB'("N?=P7#

,

Page 57: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

54!!!!!"#$%$&'$%$&()*%&$+,-

, 4H, @"S@%%+@B%T*KT;+,V�txrut|,��rq¡qrq��W[#@B%FABM#"#@B%M@6N(*@&K@"S@%%+@B%T*KT;+D#BTB%+6%UMK6(K,TAB!&N?,$6N@AB5#F=>KM=E>AB#BS5#GB$6N=>?LE<JUEABL5#<?>(<B?]&FMS#MQY#JB(J&@ci)>&@c%,LJUI^GK%"5B%!B(?B#, \�B(�!AB#&@, M=E�!B=B, +6@B%!>K$B#[5GMQY#CQEB+@�, %UMK6(K, =G>K&?T&K, =>?D#BTB%, %*+$&7?+6@B%S&F$AB%UMK6(KLJUT^<+`>@B%Q�"K&E"?B#,,,,,,,,M'`N>[5G'#&@?B##ABCQQ�"K&E"[5GM@"FIJ!ABM%aSEB+*&EO;Q%U!?T),gF(+6@B%T*KT;+LJU@B%@AB@&KF^LJ[#LE<JU%UF&K>(<B?]&FMS#,EJ>FS#+6@B%!>K$B#T*B+%^GT*B+M=GB[S[#@B%Q�"K&E"?B#[5G>(^<[#5J&@M@i�)$6N@AB5#F>(<B?!+ANBM!+>

, 1H, !B%!#M$_LJU@B%!`N>!B%,V�xstuworqtx,ox},�twwvxq�orqtxW,[#@B%FABM#"#@B%M@6N(*@&K!B%!#M$_LJU@B%!`N>!B%,D#BTB%+6@B%S&F$ABLI#L+<K$M$Tg#gJ(6!B%!#M$_LJU@B%!`N>!B%,jPN?MQY#LI#%U(U(B*,,9,QZ, M'`N>[5GD#BTB%+6$"_$B?$6N]&FMS#[#@B%'&�#B%UKK!B%!#M$_[5G!#&K!#;#LI#S&F@B%K%"5B%D;%@"SCFG>(<B?M5+BU!+LJU+6Q%U!"$D"bB', %*+$&7?+6@B%S&F$AB#g(KB(T*B++&N#T?QJ>Fb&(!B%!#M$_, LJU@AB5#F]<>?$B?@B%!`N>!B%$6N, , M5+BU!+LJU!B+B%OM=GBOP?@J;<+J^@TGB$&7?$6NMQY#Q%U]B]#LJU'#&@?B#CFG>(<B?$&N*OP?LJU,$&#M*JB

, 9H, @B%E"FEB+Q%UM+"#IJ,V£txqrtuqx�W[#@B%FABM#"#@B%M@6N(*@&K@B%E"FEB+Q%UM+"#IJ,D#BTB%FABM#"#@B%Q%UM+"#@B%T*KT;+FG*(E#M>?,V�txrut|,��|sl������w�xr,�,���W,%UKK@B%T*KT;+bB([#EB+%UMK6(KTiU@%%+@B%E%*SM?"#LI<#F"#MQY#Q%USAB$;@QZ,LJU+6@B%E"FEB+@B%FABM#"#@B%,EB+@B%Q%&KQ%;?%UF&K>?T)@%�\�B(�!AB#&@�!B=B,QZJU,4,T%&7?,%*+$&7?CFG!<?M!%"+T*B+%^G [5G'#&@?B#$;@%UF&K[5GE%U5#&@OP?T*B+!ABT&eLJUQ%Ug(]#)=>?,���,LJUM'`N>M!%"+!%GB?T*B+%^G,T*B+M=GB[S[#5J&@@B%,=&7#E>#,@%UK*#@B%,LJU*"D6Q�"K&E"[#@B%Q%UM+"#IJ@B%T*KT;+bB([#FG*(E#M>?$&7??*F!"7#QZLJU?*F%U5*<B?QZ,%*+$&7?+6@B%Q�"K&E"EB+=G>M!#>L#U=>?TiU@%%+@B%D#BTB%,LJUTiU@%%+@B%(<>(];FE<B?k,M'`N>[5G@B%FABM#"#?B#=>?D#BTB%+6T;ibB'LJUK%%J;IJEB+*&EO;Q%U!?T)=>?D#BTB%

7$&<&9@(';>$B?#

@B%E%*S!>KbB([#, MQY#@%UK*#@B%[5GT*B+M]`N>+&N#LJU@B%[5GTABQ%P@cB>(<B?M$6N(?D%%+LJUMQY#>"!%U, M'`N>M'"N+T;iT<BLJUQ%&KQ%;?@B%FABM#"#?B#=>?>?T)@%, gF(@B%E%*S!>KbB([#SU+6!<*#]<*([5G>?T)@%K%%J;MQmB5+B(,FG*(@B%Q%UM+"#Q%U!"$D"IJ=>?@%UK*#@B%K%"5B%T*B+M!6N(?,@B%T*KT;+bB([#,LJU@B%@AB@&KF^LJbB([#>?T)@%,

QZ,:994, D#BTB%gF(\�B(E%*S!>KLJU\�B(E%*S!>KT>+'"*ME>%), (&?T?#g(KB(@B%E%*S!>KEB+dB#T*B+M!6N(?,V�q�¤l¥o��},���uto�{W, EB++BE%dB#!B@J, gF(L#*$B?@B%E%*S!>KT*B+M!6N(?D#BTB%,CFG#ABL#*$B?@B%Q�"K&E"SB@T^<+`>E%*S!>KT*B+M!6N(?=>?D#BTB%L5<?Q%UM$_C$(#AB+BQ%U(;@E)Q%&K[]GEB+T*B+M5+BU!+@&K!bB'=>?>?T)@%, M'`N>[5G@B%FABM#"#?B#E%*S!>KEB+dB#T*B+M!6N(?=>?D#BTB%MQY#CQ[#L#*$B?MF6(*@&K@B%E%*S!>KT*B+M!6N(?=>?D#BTB%L5<?Q%UM$_C$(, %*+$&7?(PFL#*$B?@B%Q�"K&E"?B#EB+T^<+`>Q�"K&E"?B#@B%E%*S!>KbB([#=>?%&d*"!B5@"S$6N>>@gF(@%U$%*?@B%TJ&?,

gF([#@B%E%*S!>KCFG [5GT*B+!ABT&e[#@B%!>K$B#LJU@B%Q%UM+"#T*B+M'6(?'>LJUQ%U!"$D"IJ=>?%UKK@B%T*KT;+bB([#EB+L#*, �¦�¦,Vz{�,�twwqrr��,ts,,,,,��tx�tuqx�,¦u�oxq´orqtx�,ts,r{�,zu�o}¨oy,�twwq��qtxW,LJUEB+L#*,�¦¥�z,V�txrut|,¦p���rq¡��,stu,�xstuworqtx,ox},��|or�},z��{xt|t�yW,jPN?@B%Q�"K&E"?B#=>?,,,,I^GE%*S!>KbB([#CFGQ�"K&E"EB++BE%dB#!B@J@B%Q�"K&E"?B#*"]B]6'@B%E%*S!>KbB([#, LJUT^<+`>@B%Q�"K&E"?B#@B%E%*S!>KbB([#=>?%&d*"!B5@"S, LJUM'`N>[5G+&N#[S*<B,@B%Q�"K&E"?B#@B%E%*S!>KbB([#=>?D#BTB%MQY#CQEB++BE%dB#@B%Q�"K&E"?B#=GB?EG#,D#BTB%SP?CFG*<BSGB?K%"c&$$6NQ%P@cB+BQ%UM+"#T;ibB'%UKK@B%E%*S!>KbB([#=>?\�B(E%*S!>K,LJU\�B(E%*S!>KT>+'"*ME>%)=>?D#BTB%,M'`N>[5G=G>L#U#AB@B%Q�"K&E"?B#[5GMQY#CQEB++BE%dB#,LJUM!#>L#*$B?@B%'&�#BI^GE%*S!>KbB([#%B(K;TTJ,M'`N>Q%&KQ%;?$&@cU,T*B+%^G,LJUM$T#"T@B%E%*S!>K$6NI^GE%*S!>KbB([#EG>?(PFO>LJUQ�"K&E"EB++BE%dB#=>?I^GE%*S!>KbB([#$6N'P?Q�"K&E",jPN?\�B(E%*S!>KLJU\�B(E%*S!>K,T>+'"*ME>%) CFG%&K=G>L#U#ABLJUL#*$B?@B%'&�#BI^GE%*S!>KbB([#=>?K%"c&$$6NQ%P@cB+B'&�#BQ%&KQ%;??B#, M'`N>M'"N+=6FT*B+!B+B%O[5G@&K$%&'(B@%@B%E%*S!>KbB([#=>?D#BTB%[5G+6Q%U!"$D"bB'LJUQ%U!"$D"IJ("N?=P7#

Page 58: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 55 รายงานประจำ ป 2553 55

D#BTB%>BTB%!?MT%BU5) CFGE%U5#&@OP?T*B+!ABT&e=>?@B%K%"5B%T*B+M!6N(?LJU@B%T*KT;+T*B+M!6N(?>(<B?MQY#%UKK$&N*$&7?>?T)@%,M'`N>[5GD#BTB%!B+B%OFABM#"#@B%EB+MQmB5+B(=>?>?T)@%CFG>(<B?+6Q%U!"$D"bB'[#%UF&KT*B+M!6N(?$6N(>+%&KCFG, gF(D#BTB%CFG@AB5#FgT%?!%GB?#g(KB(LJUL#*$B?[#@B%K%"5B%T*B+M!6N(?FGB#E<B?k,EB+L#*$B?D#BTB%L5<?Q%UM$_C$(,+6@B%@%USB(@B%K%"5B%T*B+M!6N(?CQ(&?$;@!B(?B#,\�B(�!AB#&@,=>?D#BTB%,+6@B%'&�#BL#*$B?@B%%UK;QRSS&(T*B+M!6N(?!ABT&e$;@FGB#,EJ>FS#@B%Q%UM+"#,@B%%B(?B#,LJU@B%T*KT;+T*B+M!6N(?EB+L#*$B?,¥ox¤,stu,�xr�uxorqtxo|,��rr|�w�xr,V¥��W,LJU@B%ME%6(+T*B+'%G>+!^<@B%Q�"K&E"EB+M@i�),¥o��|,��

M%&)(&/$)7$&;&8,$&%9$0*(EDB)!

D#BTB%+6#g(KB([#@B%S&FgT%?!%GB?@B%K%"5B%T*B+M!6N(?[5G+6T*B+MQY#>"!%UL(@>>@SB@5#<*(?B#$6N@<>[5GM@"FT*B+M!6N(?gF(E%?,LJU+6@B%K%"5B%T*B+M!6N(?$&N*$&7?>?T)@%, gF(D#BTB%+6TiU@%%+@B%E<B?k, $AB5#GB$6N@AB@&KF^LJ@%UK*#@B%$AB?B#[5GK%%J;MQmB5+B(%*+OP?@B%K%"5B%T*B+M!6N(?gF(%*+, CFGL@<, TiU@%%+@B%D#BTB%, TiU@%%+@B%K%"5B%, TiU@%%+@B%K%"5B%T*B+M!6N(?, TiU@%%+@B%E%*S!>K,LJUTiU@%%+@B%S&F@B%,MQY#EG#,jPN?TiU@%%+@B%K%"5B%T*B+M!6N(?=>?D#BTB%+6K$KB$>AB#BSLJU5#GB$6NEB+@�K&E%=>?TiU@%%+@B%K%"5B%T*B+M!6N(?, LJU\�B(K%"5B%T*B+M!6N(?$AB5#GB$6N [#@B%*"MT%BU5), Q%UM+"#, E"FEB+, @B%K%"5B%T*B+M!6N(?$6NM@"F=P7#, LJU%B(?B#E<>,,,,,TiU>#;@%%+@B%K%"5B%T*B+M!6N(?,LJUTiU@%%+@B%K%"5B%T*B+M!6N(?M'`N>'"SB%iBL#*$B?@B%S&F@B%T*B+M!6N(?[5G>(^<[#%UF&K$6N(>+%&KCFG,$&7?#67[#QZ,:994,D#BTB%CFGM'"N+K;TJB@%=>?\�B(K%"5B%T*B+M!6N(?M'"N+=P7#>6@,33,>&E%B,M'`N>%>?%&K@B%=(B(=>KM=E@B%!>K$B#!"#M]`N>[5G CFGEB+MQmB5+B(,LJUMQY#@B%JFT*B+M!6N(?FGB#Q�"K&E"@B%=>?D#BTB%,%*+$&7?!B+B%OQ�"K&E"?B#EB+L#*$B?=>?DQ$H,CFG>(<B?+6Q%U!"$D"bB',#>@SB@#67,D#BTB%(&?+6@B%@%USB(@B%K%"5B%T*B+M!6N(?CQ(&?$;@\�B(�!AB#&@,gF(CFG+>K5+B([5GI^G>AB#*(@B%\�B(�!AB#&@MQY#,¦��uorqtxo|,�q�¤,¦ssq��u,V¦�¦W,+65#GB$6N@AB@&KF^LJ@B%Q�"K&E"?B#=>?'#&@?B#[#\�B(,M'`N>JFg>@B!LJUIJ@%U$K,$6NSUM@"FT*B+M!6N(?[5G>(^<[#%UF&KT*B+M!6N(?$6N(>+%&KCFG,%*+OP?%B(?B#M5E;@B%i)T*B+M!6(5B($;@T%&7?M+`N>M@"FM5E;@B%i)EB+LI#bB',F&?#67

7$&;&8,$&%9$0*(EDB)

Page 59: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

56!!!!!"#$%$&'$%$&()*%&$+,-

#MB;$BV2+V#96$)7$&;&8,$&%9$0*(EDB)D#BTB%(PFO`>#g(KB(LJUL#*$B?@B%K%"5B%T*B+M!6N(?,V�q�¤,£oxo��w�xr,�t|q�y,ox},�vq}�|qx�W, jPN?+6@B%Q%&KQ%;?>(<B?E<>M#`N>?MQY#Q%USAB$;@QZM'`N>[5GT%>KTJ;+,,,,,T*B+M!6N(?$;@FGB#, gF([#@B%@AB5#F#g(KB(LJUL#*$B?F&?@J<B*, D#BTB%CFG(PF5J&@M@i�)=>?D#BTB%L5<?Q%UM$_C$(, $6NT%>KTJ;+$&7?[#%UF&K#g(KB(@B%Q�"K&E"LJU@%UK*#@B%$6NM@6N(*=G>?,%*+OP?T*B+!&+'&#D)=>?T*B+M!6N(?Q%UMb$E<B?k,#>@SB@#67,[#QZ,:994,D#BTB%CFGSGB?K%"c&$,F6J>(F),$^Gj,gD+&!!;,$6NQ%P@cB,SAB@&F,M'`N>Q%UM+"#,LJUQ%&KQ%;?T;ibB'@B%K%"5B%T*B+M!6N(?LJU#ABIJ@B%_P@cB+B'&�#B@%UK*#@B%K%"5B%T*B+M!6N(?=>?D#BTB%[5G+6Q%U!"$D"bB'LJU+6+BE%dB#M$6(KM$<B!B@JE<>CQ,

7$&;&8,$&%9$0*(EDB)6ED(3!%45?#Iy!z{{|,, , @B%K%"5B%T*B+M!6N(?FGB#@J(;$D),

D#BTB%CFGK%"5B%T*B+M!6N(?FGB#@J(;$D)$6N!ABT&e, CFGL@<,3W, @B%$K$*#LI#D;%@"SLJULI#Q�"K&E"@B%=>?D#BTB%[#@B%Q%U];+TiU@%%+@B%D#BTB%T%&7?$6N,4�:994, *&#$6N,:9, @;+bB'&#D),:994, M'`N>[5GD#BTB%+6LI#�, $6N!>FTJG>?LJUM5+BU!+@&K!OB#@B%i), , gF(Q%&KMQmB5+B($B?@B%M?"#[5G!>FTJG>?@&KIJ@B%,,,,,,FABM#"#?B#$6NM@"F=P7#S%"?[#QZ,:99:, ,:W, @B%_P@cBIJ@%U$K@%i6, DQ$HCFG>>@+BE%@B%@AB@&KF^LJ@B%[5G!"#M]`N>M'`N>$6N>(^<>B_&(=>?D#BTB%'Bi"](),4W, @B%_P@cB,,,IJ@%U$K,,@%i6SB@@B%$6N!bB*"]B]6'K&e]6L5<?Q%UM$_C$(,SU#AB+BE%dB#@B%K&e]6%U5*<B?Q%UM$_,V�xr�uxorqtxo|,¢qxox�qo|,���turqx�,�rox}ou}�,�,�¢��W,+B[]G [#QZ,:991,,1W,@B%#AB@%UK*#@B%K%"5B%T*B+M!6N(?M=GBCQ!#&K!#;#@B%>>@IJ"Eb&i�)LJUK%"@B%[5+<=>?D#BTB%,M]<#,gT%?@B%%&K\B@M?"#I<B#,MTB#)ME>%)CQ%ci6() C$(,gT%?@B%g>#M?"#%B((<>(%U5*<B?D#BTB%I<B#MTB#)ME>%)@B%M?"#,MQY#EG#,M'`N>[5GgT%?@B%K%%J;EB+MQmB5+B($6ND#BTB%@AB5#FC*G,9W,+6@B%'&�#B,�{��¤,�q�r, [#@B%Q%UM+"#@%UK*#@B%S&F$ABLI#D;%@"S, jPN?S&F$AB=P7#EB+L#*$B?T^<+`>@B%E%*S!>KT*B+M!6N(?!OBK&#@B%M?"#, VFGB#@J(;$D)W, =>?D#BTB%,,,,,,,,L5<?Q%UM$_C$(, D&#*BT+,:91-, LJUEB+M@i�)@B%Q%UM+"#@B%K%"5B%T*B+M!6N(?EB+L#*$B?=>?!AB#&@?B#TiU@%%+@B%#g(KB(%&d*"!B5@"S, V!T%HW,,,,,,,,,,,,,,,,,,

)J6!11*!#1D5#)#1

)J6!11*!#1@1-2#1 Risk Management Committee

TiU@%%+@B%S&F@B%���,�twwqrr��

���,�twwqrr�����¦,�twwqrr��

£ou¤�rqx�,�twwqrr���u�}qr,�twwqrr��

�ruor��q�,�q�¤ ¦��uorqtxo|,�q�¤

¥v�qx���,µxqr ¦�¦ ¦�¦ ¦�¦ ¦�¦ ¦�¦

£ou¤�r,ox},�q¬vq}qry,�q�¤

TiU>#;@%%+@B%K%"5B%T*B+M!6N(?Q%USAB\�B(�!AB#&@

�u�}qr,�q�¤ �u�}qr,��¡q�¨

Audit Committee

!11*!#1A,"/?'!#1

KL#(@1-2#1)$#*0EMH(4

Page 60: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 57 รายงานประจำ ป 2553 57

-W, +6@B%'&�#BMT%`N>?+`>[#@B%K%"5B%T*B+M!6N(?FGB#Q�"K&E"EB+@�M@i�), gF(S&F$ABL#*$B?@B%Q�"K&E"?B#%U5*<B?\�B(@AB@&K,,,,,,,,,@B%Q�"K&E"?B#LJU\�B(K%"5B%T*B+M!6N(?, M'`N>[5GM@"FT*B+]&FMS#[#@B%$AB?B#, LJUM'`N>[5G@B%K%"5B%T*B+M!6N(?FGB#@B%Q�"K&E"EB+@�M@i�)+6Q%U!"$D"bB'+B@("N?=P7#,LJU+6T*B++&N#[S*<BD#BTB%+6@B%Q�"K&E"EB+@�5+B(�@�%UMK6(K=>?$B?@B%>(<B?O^@EG>?

, , @B%K%"5B%T*B+M!6N(?FGB#MT%F"ED#BTB%CFGK%"5B%T*B+M!6N(?FGB#MT%F"E$6N!ABT&e, CFGL@<,3W, @B%LE<?E&7?TiU@%%+@B%'"SB%iB@B%SAB5#<B(5#67!^eSB@K&e]6J^@5#67,,,,M'`N>M%<?FABM#"#@B%SAB5#<B(5#67!<*#=BF[5GLJG*M!%aSbB([#,9, QZ, !<?IJ[5G[#QZ,:994, D#BTB%!B+B%OSAB5#<B(5#67!^eCFGEB+,,,,,,,,,MQmB5+B($6N@AB5#FC*G, ,:W, @B%#AB5J&@@B%,�u�}qr,��tuqx�, +B[]GM'`N>Q%UM+"#T*B+M!6N(?LJUg>@B!M@"F5#67M!6(=>?J^@TGB>(<B?+6Q%U!"$D"bB',LJU[]GMQY#MT%`N>?+`>!#&K!#;#@B%K%"5B%!"#M]`N>%B((<>(, M'`N>@AB5#F@J(;$D)@B%EJBF, JFg>@B!M@"FT*B+I"F'JBFSB@@B%[]GF;J('"#"S=>?MSGB5#GB$6N!"#M]`N>,gF([#MF`>#+"O;#B(#,:994,MQY#EG#+B,D#BTB%CFG#AB+B[]G[#@B%'"SB%iB>#;+&E"!"#M]`N>@J;<+J^@TGB%B((<>(LJG*, ,4W, @B%ME%6(+T*B+'%G>+LJUQ%&KQ%;?%UKK=G>+^JM$Tg#gJ(6!B%!#M$_[5G%>?%&K%UKK@B%K%"5B%,,,,,,,,,,T*B+M!6N(?EB+L#*$B?!O"E",LJU@B%FAB%?M?"#@>?$;#EB+L#*$B?,¥o��|,��,M'`N>[5G!B+B%OTAB#*iT<B>?T)Q%U@>KT*B+M!6N(?$6NMQY#T<Bg>@B!I"F#&F]AB%U5#67, VT<B,� ,W, =>?J^@5#67CFG, ,1W, @B%'&�#B@%UK*#?B#!>K$B#!"#M]`N>, M]<#, @B%$K$*##g(KB(,,,,,,,!>K$B#!"#M]`N>,V�u�}qr,��¡q�¨,�t|q�yW,[5G!>FTJG>?@&K5J&@M@i�),DQ$H,$6NQ%U@B_[]GM+`N>*&#$6N,:8,@&#(B(#,:994,LJU@B%M'"N+Q%"+Bi@B%!>K$B#!"#M]`N>,M'`N>%>?%&K@B%=(B(E&*=>?'>%)E!"#M]`N>D#BTB%,gF([#QZ,:994,FABM#"#@B%!>K$B#!"#M]`N>*?M?"#@^G,E&7?LE<,9,JGB#KB$=P7#CQ$;@K&e]6,LJU*?M?"#@^GEANB@*<B,9,JGB#KB$,!;<+!>K$B#SAB#*#K&e]6T"FMQY#%G>(JU,8H9,=>?'>%)E!"#M]`N>%*+$&7?@AB5#FMQmB5+B(@B%!>K$B#,!"#M]`N>QZ,:991,EB+M@i�)[5+<=>?D#BTB%L5<?Q%UM$_C$(,*&#$6N,:8,@&#(B(#,:994,$6NLK<?@B%!;<+!>K$B#>>@MQY#,4,@J;<+,T>,@J;<+J@5#67D;%@"S,@J;<+J@5#67%B((<>(,LJU@J;<+J@5#67FG>(T;ibB',#>@SB@#67+6@B%!>K$B#,M]"?T;ibB'J^@TGB$6NQ%U@>K>B]6'>"!%U,@%i6SF$UMK6(##"E"K;TTJ,M'`N>$%BKT*B+M!6N(?=>?@"S@B%J^@5#67,LJUM\mB%U*&?@J;<+K&e]6J^@5#67!OB#U,��,$6N!OB#U@"S@B%+6T*B+M!6N(?,V«or�{,�q�rW,>(<B?[@JG]"FM'`N>[5G+6@B%Qm>?@&#LJUJFT*B+M!6N(?$6N>BSM@"F=P7#@&KD#BTB%CFG>(<B?$&#$<*?$6,

, , @B%K%"5B%T*B+M!6N(?FGB#EJBF

[#QZ,:994,D#BTB%CFGK%"5B%S&F@B%T*B+M!6N(?FGB#EJBF$6N!ABT&e, CFGL@<,3W,@B%@AB5#FM'FB#T*B+M!6N(?,V�q�¤,�qwqrW, !AB5%&K,D;%@%%+[#K&e]6M'`N>@B%D#BTB%,LJUD;%@%%+>#;'&#D),,:W,@B%ME%6(+T*B+'%G>+@B%FAB%?M?"#@>?$;#,!AB5%&KT*B+M!6N(?FGB#EJBF,EB+M@i�),¥o��|,��,4W,@B%E"FEB+!OB#UT*B+M!6N(?bB([EG!OB#@B%i)bB*UEJBFLJUL#*g#G+>&E%BF>@MK67(,@B%*"MT%BU5)T*B+><>#C5*M'`N>@AB5#F#g(KB(@B%>>@IJ"Eb&i�)!"#M]`N>[5GM5+BU!+@&KgT%?!%GB?=>?M?"#$;#,@B%Q%&K#g(KB(gT%?!%GB?>&E%BF>@MK67(,[5G+6T*B+!>FTJG>?@&#%U5*<B?gT%?!%GB?$%&'()!"#LJU5#67!"#,LJUJFT*B+I&#I*#=>?>&E%BF>@MK67(jPN?SU!<?IJ@%U$KE<>%B(CFG,LJUM?"#@>?$;#=>?D#BTB%,1W,D#BTB%CFG[]GMT%`N>?+`>[#@B%$F!>K,*&F,LJUQ%UM+"#QRSS&(M!6N(?FGB#EJBF,CFGL@<,,1H3W,@B%*"MT%BU5),T*B+LE@E<B?=>?%U(UM*JB@B%@AB5#F>&E%BF>@MK67([5+<5%>>B(;!&eeBT?M5J>,%U5*<B?!"#$%&'()LJU5#67!"#,V���uq�qx�,�o�W,,@B%*"MT%BU5)IJ@%U$K[#>#BTE=>?D#BTB%, SB@@B%MQJ6N(#LQJ?=>?>&E%BF>@MK67(E<>%B(CFGF>@MK67(!;$D",V��r,�xr�u��r,�x�tw�,�w�o�rW,1H:W,@B%$F!>KbB*U*"@hE,V�ru���,z��rqx�W,[#!OB#@B%i)SABJ>?@%i6C+<Q@E",5%`>bB*U*"@hE$6N>BSM@"F=P7#,,1H4W,@B%*&FLJUQ%UM+"#+^JT<BT*B+M!6(5B($6N>BSSUM@"F=P7#SB@@B%$ABD;%@%%+bB([EG#g(KB(, M?`N>#C=$6N@AB5#F, bB([EGbB*UQ@E", LJUbB*Uf;@Mf"#,M]<#,+6@B%Q%UM+"#+^JT<B(;E"D%%+,V£ou¤,rt,£ou¤�rW,LJU@B%$F!>KIJ@%U$KE<>@B%MQJ6N(#LQJ?=>?>&E%BF>@MK67(

Page 61: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

58!!!!!"#$%$&'$%$&()*%&$+,-

>(<B?!+ANBM!+>,MQY#EG#,%*+$&7?CFG+6@B%%B(?B#=G>+^JdB#UT*B+M!6N(?FGB#EJBF,LJU@B%S&F@B%T*B+M!6N(?E<>TiU@%%+@B%K%"5B%T*B+M!6N(?,TiU@%%+@B%D#BTB%,M'`N>[5GD#BTB%+6T*B+M]`N>+&N#OP?T*B+M5+BU!+=>?%UF&KT*B+M!6N(?FGB#>&E%BF>@MK67(,i,=iUM*JB#&7#k,,

, , @B%K%"5B%T*B+M!6N(?FGB#!bB'TJ<>?D#BTB%CFGK%"5B%T*B+M!6N(?FGB#!bB'TJ<>?,$6N!ABT&e,CFGL@<,3W,@B%$K$*#@B%@AB5#FM'FB#T*B+M!6N(?,V�q�¤,�qwqrW,:W,@B%$K$*#LI#f;@Mf"#FGB#@B%M?"#,,M'`N>[]GMQY#MT%`N>?+`>!AB5%&K@B%E"FEB+T*B+M!6N(?FGB#!bB'TJ<>?, LJU@B%Q�"K&E"EB+#g(KB(, @�%UMK6(K@B%FAB%?!"#$%&'()!bB'TJ<>?, LJULI#%UF+$;#,=>?D#BTB%,4W,@B%E"FEB+T*B+M5+BU!+=>?@B%S&F5BL5J<?M?"#$;#LJU@B%[]GM?"#$;#$&7?%U(U!&7#LJU%U(U(B*,!AB5%&K@B%MQJ6N(#LQJ?bB([EG@B%K%"5B%@B%,J?$;#[#!"#$%&'()!bB'TJ<>?, M'`N>[5GD#BTB%+&N#[S*<BdB#U!bB'TJ<>?M5+BU!+LJUM'6(?'>!>FTJG>?@&KbB*UEJBF[#QRSS;K&#LJU>#BTE,1W, D#BTB%CFG []G,,MT%`N>?+`>[#@B%*&FLJUQ%UM+"#QRSS&(M!6N(?FGB#!bB'TJ<>?,CFGL@<,,1H3W,%B(?B#dB#U!bB'TJ<>?!;$D",V�q¬vq}qry,�o�,���turW,LJUQ%U+Bi@B%!bB'TJ<>?J<*?5#GB,48,*&#,1H:W,@B%*&F>&E%B!<*#!bB'TJ<>?gF([]G>&E%B!<*#,M]<#,>&E%B!<*#M?"#\B@%B([5e<E<>M?"#\B@%*+,LJU>&E%B!<*#!"#$%&'()!bB'TJ<>?E<>M?"#\B@,,1H4W,@B%$F!>KbB*U*"@hE,V�ru���,z��rqx�W,M'`N>Q%UM+"#T*B++&N#T?LJUT*B+!B+B%O=>?D#BTB%[#@B%%>?%&KT*B+M!6(5B(SB@!OB#@B%i) [#$B?JK$6N>BSM@"F=P7#>(<B?+6#&(!ABT&e, M]<#,@%i6J^@TGBM?"#\B@%B([5e<O>#M?"#>>@>(<B?E<>M#`N>?,9W,+6@B%%B(?B#=G>+^JdB#UT*B+M!6N(?FGB#!bB'TJ<>?,LJU@B%S&F@B%T*B+M!6N(?E<>TiU@%%+@B%K%"5B%T*B+M!6N(?,TiU@%%+@B%D#BTB%,M'`N>[5GD#BTB%+6T*B+M]`N>+&N#OP?T*B+M5+BU!+=>?%UF&KT*B+M!6N(?FGB#!bB'TJ<>?,i,=iUM*JB#&7#k,

, , @B%K%"5B%T*B+M!6N(?FGB#Q�"K&E"@B%LJU%UKK,V¦��uorqtxo|,�q�¤W,D#BTB%CFGK%"5B%T*B+M!6N(?FGB#Q�"K&E"@B%LJU%UKK,bB([EGL#*$B?$6ND#BTB%L5<?Q%UM$_C$(@AB5#F,I<B#,4,MT%`N>?+`>!ABT&e,CFGL@<,@B%Q%UM+"#T*B+M!6N(?FG*(E#M>?,V�q�¤,�txrut|,��|s,������w�xr�,����W,F&]#6]67*&FT*B+M!6N(?$6N!ABT&e,V³�y,�q�¤,�x}q�ortu�,³��W,LJU@B%%B(?B#M5E;@B%i)T*B+M!6(5B(,V�t��,±¡�xrW,%*+OP?CFG+6@B%F^LJLJU!#&K!#;#[5GLE<JU\�B(�!AB#&@,%B(?B#T*B+M!6N(?gF(MSGB5#GB$6NF^LJT*B+M!6N(?Q%USAB\�B(�!AB#&@,V¦��uorqtxo|,�q�¤,¦ssq��uW,LJUM'`N>[5GM@"FT*B+E%U5#&@[#@B%K%"5B%T*B+M!6N(?$&N*$&7?>?T)@%, D#BTB%+6@B%FABM#"#@B%F&?#67,3W, @B%Q%&KQ%;?@%UK*#@B%Q�"K&E"?B#!"#M]`N>!B=B?B#@B%M?"#!B=B,LJU?B#K&e]6!B=B,LJU#AB+B[]GQ�"K&E"?B#E&7?LE<MF`>#@%@�BT+,:994,,,:W,@B%ME%6(+LI#f;@Mf"#D;%@"S=>?D#BTB%M'`N>%>?%&K,!OB#@B%i)T*B+C+<!?K$B?,@B%M+`>?, 5B@'#&@?B#C+<!B+B%OM=GBQ�"K&E"?B#$6N!AB#&@?B#[5e<CFG, LJU+6@B%j&@jG>+T*B+M=GB[S[#LI#f;@Mf"#%>?%&K@B%FABM#"#D;%@"S>(<B?E<>M#`N>?, M'`N>[5G\�B(?B#E<B?k,!B+B%OFABM#"#@B%CFGEB+LI#f;@Mf"#$6N@AB5#FC*G,%*+$&7?@B%$K$*#LJUj&@jG>+LI#f;@Mf"#FGB#,�z,,,4W,@B%!<?M!%"+!#&K!#;#[5G@J;<+?B#@"S@B%!B=B,E%U5#&@OP?K$KB$5#GB$6NT*B+%&KI"F]>K, [#@B%F^LJ@B%K%"5B%S&F@B%T*B+M!6N(?=>?!B=B, gF(@B%>>@!&?M@E@B%i)@B%Q�"K&E"?B#=>?'#&@?B#!B=B[#M=E@%;?M$',LJUQ%"+i�J,M'`N>Q%UM+"#T*B+M!6N(?$6N!ABT&e=>?!B=B,LJUS&F$ABLI#Qm>?@&#T*B+M!6(5B($6N>BSM@"F=P7#CFG,%*+$&7?+6@B%$F!>K,T*B+%^GT*B+M=GB[SLJUT*B+E%U5#&@[#M%`N>?@B%K%"5B%T*B+M!6N(?=>?'#&@?B#$;@%UF&K,,,1W,@B%M'"N+Q%U!"$D"bB'@B%%B(?B#T*B+M!6N(?FGB#Q�"K&E"@B%I<B#%UKK,�q�¤,�xr��uortu,�,��,gF([#QZ,:994,CFG!#&K!#;#!<?M!%"+[5G!B=B#AB%<>?,39,!B=B,$&N*Q%UM$_%B(?B#,T*B+M!6N(?I<B#%UKK,��,,9W,S&F[5G+6@B%\�@>K%+[5GT*B+%^GFGB#@B%K%"5B%T*B+M!6N(?LJU@B%S&F$ABLI#f;@Mf"#$B?D;%@"S,[5G@&KI^G>AB#*(@B%\�B(LJUI^GS&F@B%!B=B$&N*Q%UM$_,,,-W,@B%M=GB%<*+Q%U];+LJU[5GT*B+M5a#[#Q%UMFa#T*B+M!6N(?FGB#Q�"K&E"@B%L@<\�B(�!AB#&@$&7?D#BTB%>(<B?E<>M#`N>?,,,.W,@B%@AB5#FF&]#6]67*&FT*B+M!6N(?$6N!ABT&e,V³���W,[5G!>FTJG>?@&K@%UK*#?B#5J&@=>?LE<JU,,\�B(�!AB#&@,LJUM]`N>+g(?@&K@B%Q%UM+"#IJ?B#M'`N>=P7#M?"#MF`>#Q%USABQZ=>?'#&@?B#, ,/W, @AB5#FE&*]67*&F@B%FABM#"#?B#=>?\�B(E<B?k, [#QZ,:991, M'`N>[5G$;@\�B(+6@B%%B(?B#,�t��,±¡�xr,>(<B?!+ANBM!+>,,,2W,S&F[5G+6gT%?@B%,�q�¤,£oxo��w�xr,�{ow�qtx,M'`N>[5G'#&@?B#$;@%UF&K+6T*B+E%U5#&@LJU+6!<*#%<*+[#@B%K%"5B%T*B+M!6N(?gF(SU+6@B%+>KM@6(%E"K&E%[5GL@<5#<*(?B#$6N!B+B%OK%"5B%T*B+M!6N(?CFGK%%J;EB+MQmB5+B(

Page 62: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 59 รายงานประจำ ป 2553 59

7$&;&8,$&@4A7$&>$B?</7&';7$&?,/;&87$&A/$#!Z[!<$0V#96$)Ia8;4<86ED=4A*@#V2+6EDAE*28R!B(?B#M$Tg#gJ(6!B%!#M$_, D#BTB%>BTB%!?MT%BU5), CFGMJa?M5a#OP?T*B+!ABT&eFGB#@B%[5GK%"@B%FGB#M$Tg#gJ(6!B%!#M$_$6NF6MJ"_L@<I^G$6N[]GK%"@B%$&7?$6NMQY#I^GK%"5B%%UF&K!^?0,\�B(?B#E<B?k,bB([#D#BTB%,gF(Mf'BU>(<B?("N?J^@TGB=>?D#BTB%,SP?CFG@AB5#F#g(KB(LJUFABM#"#@B%Q%&KQ%;?[5G@B%K%"@B%?B#$B?FGB#M$Tg#gJ(6!B%!#M$_[5G+6+BE%dB#0,+6L#*$B?Q�"K&E"$6N]&FMS#LJUF6MJ"_,V¥��r,�uo�rq��W,LJUMQY#L#*$B?Q�"K&E"$6NMQY#!B@J#"(+Q�"K&E"LJG*CFGIJS%"?MQY#$6N(>+%&K@&#$&N*gJ@, gF(L#*$B?Q�"K&E"$6NMQY#+BE%dB#!B+B%O$6NSU#AB+BQ%U(;@E) []G [#@B%Q%&KQ%;?@B%[5GK%"@B%FGB#M$Tg#gJ(6!B%!#M$_,LJUMQY#$6N(>+%&K@&#[#%UF&K!B@J[#QRSS;K&#T`>,@B%Q�"K&E"EB+L#*$B?,�z��,V�xstuworqtx,z��{xt|t�y,�xsuo�ruv�rvu�,�qpuouyW,

[#QZ,:994, !B(?B#M$Tg#gJ(6!B%!#M$_CFG+6@B%SGB?!AB#&@K%"@B%M$Tg#gJ(6!B%!#M$_bBT%&d,V!K$%HW, jPN?MQY#5#<*(?B#bB([EG, !*$]H,@%U$%*?*"$(B_B!E%)LJUM$Tg#gJ(6,+BMQY#$6NQ%P@cB[#@B%FABM#"#@B%E%*S!>K,Q%UM+"#,M'`N>Q%&KQ%;?LJUS&F$AB@%UK*#?B#$B?FGB#@B%[5GK%"@B%M$Tg#gJ(6!B%!#M$_=>?D#BTB%,[5GMQY#CQEB+L#*$B?Q�"K&E"$6N]&FMS#LJU$6NF6MJ"_,V¥��r,�uo�rq��W,bB([EGL#*$B?Q�"K&E"=>?,�z��,¡H4,gF(QRSS;K&#CFGM%"N+FABM#"#@B%E"FE&7?[]G?B#,V�w�|�w�xrW,@%UK*#?B#F&?@J<B*LJG*#>@SB@#67!B(?B#M$Tg#gJ(6!B%!#M$_,(&?CFG+6@B%@AB5#F#g(KB(M!%"+!%GB?>?T)T*B+%^G [5GL@<'#&@?B#!B(?B#M$Tg#gJ(6!B%!#M$_0, TiU$AB?B#%UKK?B#5J&@,V�¥�W0, \�B(E%*S!>KT>+'"*ME>%),LJU\�B(K%"5B%T*B+M!6N(?,M'`N>[5G CFG%&KT*B+%^G [#L#*$B?Q�"K&E"=>?,�z��,V�xstuworqtx,z��{xt|t�y,�xsuo�ruv�rvu�,�qpuouyW,'%G>+$&7?+6@B%,,,,FABM#"#@B%LJU*&FIJT*B+%^G gF(@B%!>KM'`N>[5G CFG%&K[K%&K%>?,V�z��,¡H4,��urqsyW,jPN?CFGFABM#"#@B%CQLJG*,:,%;<#,gF(%;<#$6N,3,MQY#I^GK%"5B%%UF&K\�B(OP?I^GK%"5B%%UF&K!^?,V%>?@%%+@B%I^GS&F@B%, !B(?B#M$Tg#gJ(6!B%!#M$_W, LJU%;<#$6N,:, MQY#I^GK%"5B%%UF&K!<*#OP?I^GK%"5B%%UF&K!^?,,,,,,,,,,V$6NQ%P@cBFGB#M$Tg#gJ(6!B%!#M$_W,jPN?#g(KB(F&?@J<B*,SUFABM#"#@B%E<>M#`N>?,gF(SUFABM#"#@B%>K%+LJU!>K[K%&K%>?F&?@J<B*OP?'#&@?B#!B(?B#M$Tg#gJ(6!B%!#M$_$;@T#

T*B+MQY#+BLJUL#*$B?[#@B%Q�"K&E"=>?,�z��,V�xstuworqtx,z��{xt|t�y,�xsuo�ruv�rvu�,�qpuouyW,

�z��,V�xstuworqtx,z��{xt|t�y,�xsuo�ruv�rvu�,�qpuouyW,M@"F=P7#M+`N>QZ,TH_H32/8,bB([EG%&dKBJ=>?Q%UM$_>&?@hc$6N+65#<*(?B#]`N>*<B,��z�,V��xruo|,�tw�vr�u,ox},,z�|��twwvxq�orqtx�,���x�yW,CFGS&F$AB*"D6@B%K%"5B%S&F@B%FGB#%UKK!B%!#M$_=P7#+BM'`N>[]G@&K5#<*(?B#%UKK!B%!#M$_=>?%&dKBJQ%UM$_>&?@hc,bB([EG]`N>gT%?@B%T`>,�t¡�uxw�xr,�xstuworqtx,z��{xt|t�y,�xsuo�ruv�rvu�,£oxo��w�xr,£�r{t}t|t�y�,V��z££W,jPN?*&EO;Q%U!?T)=>?gT%?@B%T`>MQY#*"D6@B%K%"5B%S&F@B%%UKK!B%!#M$_,,jPN?E<>+B@aCFG+6@B%'&�#B+B>(<B?E<>M#`N>?,S#@%U$&N?MQY#,�z��,V�xstuworqtx,z��{xt|t�y,�xsuo�ruv�rvu�,�qpuouyW,LJUCFG+6@B%'&�#BE<>CQS#@%U$&N?QRSS;K&#MQY#,�z��,M*>%)]&N#,4,jPN?MQY#M*>%)]&N#J<B!;F,$6N+6@B%E6'"+')>(<B?MQY#$B?@B%M+`N>*&#$6N,48,+"O;#B(#,:998,$6NI<B#+B,gF(M#`7>5B=>?,�z��,M*>%)]&N#,4,#&7#,CFGM#G#CQ$6N@B%I!+I!B#=>?*?S%]6*"E@B%[5GK%"@B%FG*(%UKKM$Tg#gJ(6!B%!#M$_,V�xr��uor�},��u¡q��,|qs��y�|�,o��uto�{W, M'`N>[5GM5+BU!+@&K(;T!+&(=>??B#K%"@B%[#QRSS;K&#,gF($6NM$Tg#gJ(6!B%!#M$_,SUEG>?$AB?B#!>FTJG>?@&K@B%FABM#"#?B#$B?D;%@"SLJU!B+B%O!%GB?T;iT<BSB@@B%[]GM$Tg#gJ(6!B%!#M$_,gF(+6%B(JUM>6(FF&?#67

Page 63: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

60!!!!!"#$%$&'$%$&()*%&$+,-

7$&?,/;&87$&)$#A/$#*6%M#M2BE($&(#*6R74;7&';!Z[Z��|!!!!@B%#AB,�z��,+BQ%U(;@E)M'`N>[]G@&K?B#FGB#!B%!#M$_=>?>?T)@%�,MQY#,�z��,²�u�qtx,4,Q%U@>KFG*(K%"@B%5J&@,9,K%"@B%T%>KTJ;+,,:1,@B%K%"5B%S&F@B%,jPN?,9,K%"@B%5J&@,#&7#Q%U@>KFG*(, 3H,,��u¡q��,�ruor��y, :H,,��u¡q��, ��q�x, 4H,,��u¡q��,zuox�qrqtx, 1H,,��u¡q��,¦��uorqtx, 9H,,�txrqxvo|,��u¡q��,�w�ut¡�w�xr,,,

,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,

,,,

,b+ V���}��+V|�{|���+,MQY#K%"@B%$6NM#G#*"D6@B%@AB5#FLI#@J(;$D)@B%'&�#B%UKK@B%[5GK%"@B%!AB5%&KD;%@"S>?T)@%, [5G!>FTJG>?E<>T*B+EG>?@B%=>?I^G []GK%"@B%!B%!#M$_bB([#LJUJ^@TGBbB(#>@$6NM=GB%&KK%"@B%=>?>?T)@%FG*(,gF(+6S;FQ%U!?T) [5GM@"F@B%K%"@B%$6NF6$6N!;F,$&7?@B%>>@LKK@B%#AB+B[]G?B#,EJ>FS#@%UK*#@B%F^LJ%&@cB,@B%Q%&KQ%;?L@G C=@%UK*#@B%[5G+6K%"@B%$6NE<>M#`N>?>(<B?+6Q%U!"$D"bB',jPN?SUT%>KTJ;+OP?,, , �ruor��y,ox},¡o|v�,�|oxxqx�, , �t|��,�,u���tx�qpq|qrq��, , �|oxxqx�,ox},qw�|�w�xrqx�,��u¡q��,�ruor��q��

, , , , ¥v�qx���,�|oxxqx�,ox},�z,�ruor��y,|qx¤o��, , , , �{o||�x���0,uq�¤�,ox},�uqrq�o|,�v�����,so�rtu�

ITIL

Kxt¨|�}��,�,�¤q||�,

,,,�t¡�ux

oxo�,£�r{t}�,,,,�rox}ou}�,�|q�xw�xr,,,,�o��,�rv}q��,,,,z�w�|or��,,,,��o|opq|qry,,,,Qvq�¤,«qx�,,,,Qvo|qrq�orqtx�,,,

,�rv}y,�q}�,

,,,±x��vrq¡�,�xrut}v�rqtx

C~n|}n

�{l+S���}���+Imp�~��m�m|++++++++++C~n|}n�{

l+S���}��+Imp�~��m�n|++++++++++C~n|

}n�{l+S�

��}��+Imp�~��m�n|+

++S���}��+D�s}�n+++++++S���}��+T�{

ns}|}~n++++++S���

}��+Op��{|}~n

,,,,,,,,,,��

u¡q��,�ruor��q��

Page 64: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 61 รายงานประจำ ป 2553 61

, , Q%U@>KFG*(,@B%K%"5B%S&F@B%,1,=G>(<>(,F&?#67, , @H@& �xnsnoxst&�snslm�mnw&6��:& MQY#@B%@AB5#F@J(;$D)@B%K%"5B%S&F@B%FGB#@B%M?"#$6NQ%U@>KFG*(, IJE>KL$#SB@@B%,, , , J?$;#,V��rvux,tx,�x¡��rw�xr,�,�¦�W,@B%K&#$P@EG#$;#T<B[]GS<B(,Vztro|,�t�r,ts,¦¨x�u,�{q�,�,z�¦W,LJU@B%K%"5B%S&F@B%,, , , ?KQ%U+BiFGB#!B%!#M$_, , @H-&& �wqswml8&�mnmqswx9n,MQY#@B%@AB5#F@J(;$D)@B%K%"5B%S&F@B%M'`N>@AB5#FLI#,gF(F^QRSS&(5J&@EB+,��z,£o�r�u,�|ox,,, , @H/&& �mq�xom&�9qwp9tx9&�snslm�mnw, MQY#@B%@AB5#F@J(;$D)@B%K%"5B%S&F@B%M@6N(*@&K@B%@AB5#FgT%?!%GB?LJU!<*#Q%U@>K,, , , =>?,�z,��u¡q��,�turst|qt,@B%*&FT;iT<B@B%[5GK%"@B%FGB#!B%!#M$_@&KIJQ%U@>K@B%FGB#D;%@"S,,,, , @HD& �m�sn�&�snslm�mnw,MQY#@B%@AB5#F@J(;$D)@B%K%"5B%S&F@B%FGB#T*B+EG>?@B%$%&'(B@%!B%!#M$_,M'`N>@AB5#F@B%,, , , T*KT;+,LJU@B%M'"N+Q%U!"$D"bB',,

+ 4b+ V���}��+���}��, , MQY#@B%>>@LKK@"S@%%+@B%[5GK%"@B%FGB#!B%!#M$_$6NSUM@"F=P7#[#LE<JU@%UK*#@B%,%*+$&7?@B%'&�#B@J(;$D)LJU*"D6@B%K%"5B%,, , S&F@B%$6NCFGIJF6,gF(SUT%>KTJ;+OP?

, , z{�,��u¡q��,|qs��y�|�, , �t|��,ox},u���tx�qpq|qrq��, , ��u¡q��,}��q�x,tp���rq¡��,ox},�|�w�xr�, , ��|��rqx�,r{�,o��ut�uqor�,wt}�|, , �t�r,wt}�|, , ¥�x�sqr,ox},uq�¤,oxo|y�q�, , �w�|�w�xrorqtx, , £�o�vu�w�xr,�,�txrut|, , ��¢¶�,ox},uq�¤�

, , Q%U@>KFG*(,@B%K%"5B%S&F@B%,.,=G>(<>(,F&?#67,, , -H@&& �mq�xom&�swst9l�m&�snslm�mnw, MQY#@B%>>@LKK@B%K%"5B%S&F@B%M@6N(*@&K@B%@AB5#FS&F$AB%B(@B%gT%?!%GB?,,,,,,,,,,,,,, , , !<*#Q%U@>K=>?,�z,$6N+6@B%[5GK%"@B%,,, , -H-& �np9q�swx9n&�mo�qxw8&�snslm�mnw, MQY#@B%>>@LKK@B%K%"5B%S&F@B%@AB5#F+BE%@B%%&@cBT*B++&N#T?QJ>Fb&([#,, , , @%UK*#@B%$AB?B#, , -H/& �mq�xom&�m�mt&�snslm�mnw& 6���:, MQY#@B%>>@LKK@B%K%"5B%@B%S&F$AB=G>E@J?=>?%UF&K@B%[5GK%"@B%[#LE<JU,, , , @%UK*#@B%, , -HD& k�sxts�xtxw8&�snslm�mnw,MQY#@B%>>@LKK@B%K%"5B%S&F@B%M'`N>[5G%UKK+6T*B+'%G>+$6NSU[5GK%"@B%, , -H.& �s�soxw8&�snslm�mnw,MQY#@B%>>@LKK@B%K%"5B%S&F@B%[#@B%@AB5#F=6FT*B+!B+B%O!+%%O#U$B?FGB#,�z,M'`N>[5G@B%,, , , K%"@B%+6Q%U!"$D"bB',,, , -HE& ��&�mq�xom&�9nwxn�xw8&�snslm�mnw,MQY#@B%>>@LKK@B%K%"5B%S&F@B%M+`N>M@"FM5E;@B%i)b&('"K&E",M'`N>[5G%UKK!B+B%O[5G,, , , K%"@B%CFG>(<B?E<>M#`N>?, , -HA& ����txmq&�snslm�mnw,MQY#@B%>>@LKK@B%K%"5B%S&F@B%M'`N>[5G,�v��|q�u,Q�"K&E"EB+!&eeB$6N$ABC*G,

Page 65: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

62!!!!!"#$%$&'$%$&()*%&$+,-

, Kb++ V���}��+]�{��}|}~�, , MQY#@B%K%"5B%S&F@B%FGB#,@B%'&�#B0,$F!>K,LJU@B%#ABJ?[]G?B#,gF(+6%B(JUM>6(F=>?@B%FABM#"#@B%[#LE<JUFGB#,M'`N>[5G CFGIJJ&'D)$6NF6$6N!;F,gF(,��u¡q��,,, , zuox�qrqtx,SUT%>KTJ;+OP?

, , £oxo�qx�,�{ox��,Vtu�oxq´orqtxo|,ox},�v|rvuo|W, , ³xt¨|�}��,woxo��w�xr, , �q�¤,oxo|y�q�, , z{�,�uqx�q�|��,ts,��u¡q��,ruox�qrqtx, , �qs��y�|�,�ro���, , £�r{t}�0,�uo�rq���,ox},rtt|�, , £�o�vu�w�xr,ox},�txrut|, , ¦r{�u,p��r,�uo�rq���

, , Q%U@>KFG*(,@B%K%"5B%S&F@B%,.,=G>(<>(,F&?#67, , /H@& �qsnvxwx9n&�tsnnxnl&sn�&����9qw, MQY#=&7#E>#@B%M=6(#LI#, LJUS&F$AB@%UK*#@B%@<>#+6@B%J?[]G?B#S%"?, CFGL@<, =&7#E>#@B%'&�#B0, $F!>K0,,, , , @B%E%*S%&K,@B%!<?+>K0,@B%O<B(g>#=G>+^J,%*+OP?LI#@B%O>(@J&K5B@M@"FQRe5B, , /H-& �mq�xom&kvvmw&sn�&�9npxl�qswx9n&�snslm�mnw, MQY#@B%K%"5B%S&F@B%M@6N(*@&K$%&'()!"#FGB#!B%!#M$_LJU@B%@AB5#FLJUS&FM@aKT<BMf'BU,,,,,,,,,,,,,,,,,, , , V�txsq�vuorqtxW,=>?%UKK$6NCFG+6@B%E"FE&7?,gF(+6@%UK*#@B%T*KT;+@B%MQJ6N(#LQJ?,V�txsq�vuorqtx,�r�wW,, , /H/& ��snlm&�snslm�mnw, MQY#@B%K%"5B%S&F@B%FGB#@B%MQJ6N(#LQJ?%UKK, CFGL@<, @B%@AB5#F=&7#E>#@B%FABM#"#@B%@B%Q%&KMQJ6N(#, LJU@B%@AB5#F,,,,,, , , =&7#E>#@B%!`N>!B%Q%U]B!&+'&#D) [5G@&KI^GM@6N(*=G>?CFG%&K$%BK, , /HD& rmtmsvm&sn�&�m�t98�mnw&�snslm�mnw,MQY#@B%K%"5B%S&F@B%[#@%UK*#@B%=>??B#$6NCFG'&�#BLJU$F!>KS#+&N#[S*<B!B+B%O#AB%UKK[]G?B#S%"?CFG,, , /H.& �mq�xom&�stx�swx9n&sn�&�mvwxnl,MQY#@B%%UK;@%>K@B%T*KT;+,@B%$F!>KLJU@B%(`#(&#IJ@B%$F!>KLE<JU%UKK$6N!B+B%OM]`N>O`>CFG@<>#J?[]G?B#S%"?, , /HE&& u�st�swx9n,MQY#@%UK*#@B%Q%UM+"#LJU*&FIJ@B%[]G?B#,gF(LK<?@B%Q%UM+"#MQY#,:,%>K,CFGL@<,%>K@B%$F!>K,LJU%>K@B%[]G%UKKS%"?,gF(IJT<B$6N,, , , CFGSB@@B%Q%UM+"#SUE%*S!>KSB@M@i�)$6N%UK;C*G [#,��u¡q��, ��q�x, , /HA& �n9�tm�lm&�snslm�mnw,MQY#@B%K%"5B%S&F@B%>?T)T*B+%^GM'`N>,%*K%*+QRe5BLJU!"N?E<B?k,C*GMQY#T*B+%^GK#dB#=G>+^J,'%G>+%UKK@B%*"MT%BU5)=G>+^J,,, , , M'`N>]<*([#@B%M%6(#%^G,[5GM@"F$&@cU[#@B%L@G C=QRe5BCFG>(<B?+6Q%U!"$D"bB'E<>CQ[#>#BTE

, 6b+ V���}��+����{|}~�, , MQY#K%"@B%$6NM#G#[#FGB#@%UK*#@B%FGB#@B%Q�"K&E"?B#LJU@B%KAB%;?%&@cB, +;<?M#G#M%`N>?=>?@B%L@G C=QRe5BFGB#@B%Q�"K&E"?B#M'`N>MQY#@B%L@G C=QRe5B$6N,,, , EG#M5E;,V�ttr,�ov��W,gF(SUT%>KTJ;+OP?

, , �uqx�q�|��,ox},|qs��y�|�,�ro���, , �ut����,svx}ow�xro|�, , ���|q�orqtx,woxo��w�xr, , ¦��uorqtx�,woxo��w�xr, , ��¢¶�,ox},uq�¤�, , �txrut|,�ut������,ox},svx�rqtx�

Page 66: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 63 รายงานประจำ ป 2553 63

, , Q%U@>KFG*(,@B%K%"5B%S&F@B%,.,=G>(<>(,F&?#67, , DH@& u�mnw&�snslm�mnw, MQY#@B%K%"5B%S&F@B%M5E;@B%i)$6NM@"F=P7#LJU%UKK*"MT%BU5)S&FM@aK,�t�, $6NMQY#=G>+^J$B?!O"E", LJU,, , , =G>+^J=>?%UKK$6N+6T*B+M!6N(?,, , DH-& rm��mvw&��tpxtt�mnw,@B%+>K5+B(5#<*(?B#$6NM@6N(*=G>?[#@B%%&KQRe5B,LJUK%"5B%S&F@B%[5G+6@B%LK<?L(@Q%UMb$%B(?B#,, , , >>@MQY#Q%UMb$E<B?k, , DH/& koomvv&�snslm�mnw& MQY#@B%K%"5B%S&F@B%%UKKT*KT;+!"$D"=>?@B%M=GB[]G?B#[#%UKK!B%!#M$_, LJU+6@%UK*#@B%,, , , E%*S!>K,, , DHD& �mq�xom&�mv�&�snslm�mnw, MQY#@B%K%"5B%S&F@B%M@6N(*@&K@B%%G>?=>K%"@B%$&7?5+FSB@I^G []G?B#FGB#!B%!#M$_, CQOP?,, , , 5#<*(?B#,�z,M'`N>K&#$P@LJUS&F@B%*&�S&@%=>?M5E;@B%i)E<B?k,FG*(@B%[5GT*B+!ABT&e@&KM%`N>?=>?T*B+M%a*[#@B%$6NSU$AB[5G,, , , %UKK$6NM@"FQRe5B@J&K!^<!bB'Q@E"=>?K%"@B%M'`N>[5GM@"FIJ@%U$K@&KD;%@"S#G>($6N!;F, , DH.& �nox�mnw&�snslm�mnw,MQY#@B%!%GB?@%UK*#@B%M'`N>S&F@B%M5E;@B%i)$6NI"FQ@E"gF(+6*&EO;Q%U!?T) [5GI^G$6NM@6N(*=G>?%&K$%BK,, , , 5#GB$6N=>?E#M>?LJUFABM#"#@B%M'`N>[5G%UKK@J&KT`#+B!^<!bB*UQ@E",bB([EG=G>E@J?,V���W,,,, , DHE& �q9�tm�&�snslm�mnw,MQY#@B%K%"5B%S&F@B%QRe5B$6NM@"FSB@,�z,gF(@B%T"FM]"?%;@,V�uto�rq¡�W,+;<?M#G#@B%*"MT%BU5) CQ$6N,, , , EG#M5E;,V�ttr,�ov��W,=>?QRe5B,%*+OP?@B%T*KT;+T*B+I"F'JBF$6N>BSM@"F=P7#[#>#BTE,jPN?+&@SUMQY#@B%FABM#"#@B%%U(U(B*

+ Jb+ U~�|}��{�+V���}��+\���~�����|+, , MQY#@B%FABM#"#@B%M'`N>[5G@B%[5GK%"@B%FGB#,�z,!B+B%OFABM#"#@B%CFG>(<B?E<>M#`N>?,EB++BE%dB#=>?, �wqx�,V«q||qow,±}¨ou}�,,, ,  �wqx�, $6NMQY##&@T"F0, #&@!O"E"0, >BSB%()0, LJUMQY#I^GM]6N(*]Be'"M_c]`N>F&?, $6NT"F5J&@@B%K%"5B%T;ibB',31, =G>, >(<B?,� ��,,, , MQY#EG#W,jPN?FABM#"#EB+@%>K,�|oxl tl�{��¤l��r,LJU+6@B%%B(?B#IJ,,

Page 67: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

64!!!!!"#$%$&'$%$&()*%&$+,-

, , !;N>89N*"3<@2><G2>1"('g"P'@8">("#$`;:2?;30"'("#[<0:#;("#89N39BG;E?")P'@8">YA>+\]\�+G>[Q0>"'1%8g"[<0&'"*"#1%c30#2:$#%S=Q'C+32>'9v+,, , , ]<*(JFEG#$;#T<B[]GS<B([#@B%K%"5B%,�z,, , , ]<*(Q%&KQ%;?%UKK@B%[5GK%"@B%,�z,FG*(@%UK*#@B%,5%`>%UMK6(K=&7#E>#@B%$AB?B#M]"?Q�"K&E",, , , ]<*([5G>?T)@%I^GK%"@B%,�z,CFG%&KT*B+'P?'>[SSB@J^@TGBI^G []GK%"@B%+B@=P7#,>&#M#`N>?+BSB@Q%U!"$D"bB'[#@B%[5GK%"@B%$6NMQY#%UKK,LJU+6T*B+MQY#+`>>B]6',, , , +B@("N?=P7#,, , , ]<*([5G(@%UF&K@B%Q�"K&E"?B#$B?FGB#M$Tg#gJ(6!B%!#M$_,[5GMQY#$6N(>+%&K[#%UF&K!B@J, , , ]<*(M'"N+IJIJ"E=>?]"7#?B#+B@=P7#, M#`N>?SB@$AB[5G?B#$6N$AB>(^<+6LKKLI#, LJU+6%UMK6(K=&7#E>#$6NM%6(K?<B(, LJU+6%UKK[#M]"?Q�"K&E"+B@=P7#, $AB[5GM@"F,,,,, , , T*B+TJ<>?E&*[#@B%Q�"K&E"?B#,JFT*B+!&K!#[#=&7#E>#@B%$AB?B#,,,, , , ]<*(M'"N+Q%U!"$D"bB',LJU$&@cU@B%$AB?B#+B@=P7#,, , , ]<*([5GK%"@B%>&#MQY#+BE%dB#$6N+6>(^<LJG*=>?>?T)@%,+6T*B+TJ<>?E&*,LJU+6Q%U!"$D"bB'+B@("N?=P7#,SB@T;iJ&@ciU'"M_c$6N+6>(^<LJG*=>?,�z��,, , , @B%[]G$%&'(B@%$6N+6>(^<CFGT;G+T<B+B@=P7#,, , , !%GB?M!%"+T*B+!B+B%O[#@B%L=<?=&#@&KT^<L=<?[#EJBF,, , , ]<*(JF?B#jGABjG>#5%`>?B#$6NC+<SABMQY#J?CFG,, , , ]<*($AB[5G?B#LE<JU,�ut���r,FABM#"#CQCFGEB+$6N*B?LI#C*G,, , , Q%&KQ%;?T*B+!B+B%O[#@B%[5GK%"@B%,�z,L@<J^@TGB[5GF6=P7#,, , , !B+B%O5BEG#$;#=>?@B%[5GK%"@B%$6N+6T;ibB'EB+$6N@AB5#FCFG,, , , !B+B%O[5GK%"@B%$6N+6T;ibB'L@<J^@TGBCFGEB+$6N!&eeBC*G

,,,,,,, P'@8">A0">A;>("#3g"B';'("#+f, EB++BE%dB#,��¦:8888,�xstuworqtx,r��{xt|t�y,��u¡q��,woxo��w�xr,�our,3,����qsq�orqtx,ox},�our,:,�t}�,ts,,,,,,,, , �uo�rq��,LJU,�z��,¡,4,

Page 68: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 65 รายงานประจำ ป 2553 65

TiU@%%+@B%D#BTB%>BTB%!?MT%BU5)+6>AB#BS5#GB$6N@AB@&K,T*KT;+,LJU>AB#*(@"S@B%=>?D#BTB%,EB++BE%B,3.,LJUK$K&ee&E">`N#k,L5<?'%U%B]K&ee&E"D#BTB%>BTB%!?MT%BU5), 'H_H,:12-, L@G C=M'"N+ME"+gF(Q%U@B_=>?TiUQ�"*&E"fK&K$6N,43., LJU'%U%B]K&ee&E"D#BTB%,>BTB%!?MT%BU5), VfK&K$6N,4W, 'H_H,:912, >&#SU$AB[5GbB%@"S=>?D#BTB%EB+$6N@AB5#FC*GEB++BE%B,:., [#M%`N>?$6NM@6N(*@&K@B%[5G@^G(`+M?"#M'`N>,,,,,,$6N>(^<>B_&(LJU@B%%&K\B@M?"#,LJU@B%$ABD;%@%%+>`N#k,CFGK%%J;IJ!ABM%aSEB+*&EO;Q%U!?T) [#@B%S&FE&7?D#BTB%>BTB%!?MT%BU5)EB+$6N@AB5#FC*G[#+BE%B,9, L5<?@�5+B(S&FE&7?D#BTB%, LJUM'`N>[5G@B%K%"5B%S&F@B%=>?D#BTB%MQY#CQEB+'%U%B]@hc�6@B*<BFG*(5J&@M@i�), LJU*"D6@B%K%"5B%@"S@B%KGB#M+>?$6NF6,'H_,:91-,Q%U@>K@&K5J&@@B%LJUL#*$B?@B%@AB@&KFLJ$6NF6[#%&d*"!B5@"S,$6NTiU%&d+#E%6CFG [5GT*B+M5a#]>KEB+$6NTiU@%%+@B%@AB@&K#g(KB(FGB#%&d*"!B5@"SM!#>, TiU@%%+@B%D#BTB%CFG*B?=G>K&?T&KM@6N(*@&K@B%FABM#"#?B#=>?D#BTB%LJU*B?=G>K&?T&K,,*<BFG*(%UMK6(KQ�"K&E"?B#=>?'#&@?B#D#BTB%,M'`N>MQY#@%>KL#*$B?[#@B%FABM#"#?B#=>?D#BTB%LJUMQY#@%>K@B%Q�"K&E"?B#=>?'#&@?B#,LJU(&?CFG@AB5#F[5G+65J&@M@i�)LJUL#*$B?@B%@AB@&KF^LJ$6NF6=>?D#BTB%>BTB%!?MT%BU5), M'`N>M!%"+!%GB?[5G%UKK@B%K%"5B%S&F@B%LJU@B%FABM#"#D;%@"S=>?D#BTB%[5G+6T*B+gQ%<?[!, +6T*B+#<BM]`N>O`>MQY#$6N(>+%&K=>?Q%U]B]#$&N*CQLJUI^G []GK%"@B%=>?D#BTB%, jPN?SU!<?IJE<>@B%=(B(E&*=>?D;%@"S=>?D#BTB%, !B+B%OM'"N++^JT<B$B?M_%cd@"S, @<>[5GM@"FQ%Ug(]#)!^?!;FE<>bBT%&dLJUbBTQ%U]B]#, LJUM'`N>[5G>?T)@%,,,,,,MS%"eME"KgECFG>(<B?+&N#T?LJU(&N?(`#EJ>FCQ

M%&)(&/$)!')%-I&+7';!%:S(0;4<8!,#/$6EDV2+%9$0&4;T8A=';!.')%S+7&&07$&"#$%$&'$%$&()*%&$+,-

EB++BE%B,9,L5<?'%U%B]K&ee&E"D#BTB%>BTB%!?MT%BU5),'H_H,:12-,L@G C=M'"N+ME"+, gF('%U%B]K&ee&E"D#BTB%>BTB%!?MT%BU5),VfK&K,4W,'H_H,:912,+BE%B,34,@AB5#F[5GTiU@%%+@B%D#BTB%TiU5#PN?Q%U@>KFG*(,Q%UDB#@%%+@B%,I^G*<B@B%@B%MT5UL5<?]BE",I^GL$#@%U$%*?@B%TJ&?,3,T#,@%%+@B%>`N#,+6SAB#*#C+<#G>(@*<B!6NT#,LE<C+<M@"#MSaFT#,LJU[5G@%%+@B%I^GS&F@B%MQY#@%%+@B%gF(EABL5#<?,QRSS;K&#TiU@%%+@B%D#BTB%>BTB%!?MT%BU5)+6SAB#*#,33,T#,+6@%%+@B%>"!%USAB#*#,,-,T#,bB([E7#"(B+,�@%%+@B%SB@bB(#>@,jPN?+"[]<MQY#@%%+@B%gF(EABL5#<?5%`>=GB%B]@B%!&?@&F@%U$%*?@B%TJ&?�, gF(+6>?T)Q%U@>KMQY#CQEB+5J&@@B%LJUL#*$B?@B%@AB@&KF^LJ$6NF6[#%&d*"!B5@"S$6NTiU%&d+#E%6[5GT*B+M5a#]>KEB+$6N@%U$%*?@B%TJ&?M!#>, LJUD#BTB%(&?@AB5#F[5G@%%+@B%>"!%U$;@$<B#EG>?%&K%>?T*B+MQY#>"!%U, M+`N>CFG%&K@B%LE<?E&7?LJUMQY#Q%USAB$;@QZ,%*+$&7?+6@B%Q%U];+@&#M>?MQY#T%&7?T%B*,M'`N>[5GI^G+6!<*#CFGM!6(M@"FT*B++&N#[S[#@B%Q�"K&E"5#GB$6N>(<B?+6>"!%U[#@B%'"SB%iB#g(KB(LJUM%`N>?E<B?k

TiU@%%+@B%D#BTB%CFG+6@B%LE<?E&7?TiU@%%+@B%];F(<>(TiUE<B?k,SAB#*#,/,TiU,M'`N>]<*('"SB%iBLJU@J&N#@%>??B#,]<*(F^LJE"FEB+?B#FGB#E<B?k,,L$#TiU@%%+@B%D#BTB%,LJUMQY#@B%@%USB(>AB#BS@B%K%"5B%,M'`N>[5G@B%FABM#"#?B#=>?D#BTB%LE<JUFGB#+6I^G$%?T;i*;�"$6N+6T*B+%^GT*B+M]6N(*]BeMf'BUFGB#+B]<*('"SB%iB@J&N#@%>??B#LJU[5G=G>!&?M@E, =G>M!#>L#U[#M%`N>?E<B?k, EB+T*B+%^GT*B+M]6N(*]Be,,,,,M'`N>]<*([5G@B%K%"5B%S&F@B%?B#=>?D#BTB%FABM#"#@B%[5GMQY#CQFG*(T*B+,O^@EG>?,%>KT>K,%*FM%a*,+6Q%U!"$D"bB',LJU!B+B%OL=<?=&#CFG

;6;$6.')%S+7&&07$&"#$%$&

Page 69: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

66!!!!!"#$%$&'$%$&()*%&$+,-

TiU@%%+@B%];F(<>(,/,TiU,CFGL@<, TiU@%%+@B%K%"5B%,,, TiU@%%+@B%E%*S!>K,,, TiU@%%+@B%K%"5B%T*B+M!6N(?,,, TiU@%%+@B%@AB5#F@J(;$D)LJU#g(KB($B?FGB#,�z, TiU@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#,,, TiU@%%+@B%@"S@B%!&+'&#D),,, TiU@%%+@B%>;$D%i), TiU@%%+@B%@AB@&KF^LJ@"S@B%$6F6LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,V��,�,���W

TiU@%%+@B%D#BTB%>BTB%!?MT%BU5)EG>?+6T;i!+K&E"LJUC+<+6J&@ciUEG>?5GB+EB+,+BE%B,9,L5<?'%U%B]K&ee&E"T;i!+K&E"+BE%dB#!AB5%&K@%%+@B%LJU'#&@?B#%&d*"!B5@"S,'H_H,:93/,LJU$6NL@G C=,VfK&K$6N,:W,'H_H,:9320,VfK&K$6N,9W,'H_H,:9980,VfK&K$6N,-W,'H_H,:998,LJU+BE%B,31,L5<?'%U%B]K&ee&E"D#BTB%>BTB%!?MT%BU5),,VfK&K$6N,4W,,,'H_H,:912

#>@M5#`>SB@>AB#BS5#GB$6NEB+$6N+6@�5+B(K&ee&E"C*G,EB+'%U%B]K&ee&E"D#BTB%>BTB%!?MT%BU5)LJG*,TiU@%%+@B%D#BTB%>BTB%!?MT%BU5),(&?+65#GB$6NLJUT*B+%&KI"F]>K,$6N!ABT&e,F&?#67, @AB5#F*"!&($&_#)=>?D#BTB%,�MQY#D#BTB%+&N#T?$&#!+&(,M'`N>$6N>(^<>B_&(>(<B?T%K*?S%,�,���vu�},£t}�ux,ntv�qx�,¥ox¤�,@B%'"SB%iBLJU>#;+&E"LI#D;%@"S,9,QZ,LI#Q�"K&E"@B%,3,QZ,LJULI#M'"N+Q%U!"$D"bB',4,QZ,=>?D#BTB%,M'`N>@AB5#FbB%@"S#g(KB($"_$B?,@J(;$D)M]"?D;%@"S,LJUMQmB5+B(5J&@[5GM@"FT*B+]&FMS#,LJU!U$G>#[5GM5a#OP?$"_$B?@B%FABM#"#?B#=>?D#BTB%,%*+$&7?@B%$K$*#LI#Q�"K&E"@B%Q%USABQZ,@J(;$D),LJULI#?B#$6N!#&K!#;#MQmB5+B($6NCFG@AB5#FC*G,@B%S&F$ABLI#f;@Mf"#$B?D;%@"SFGB#@B%M?"#LJUFGB#M$Tg#gJ(6!B%!#M$_,M'`N>M'"N+_&@(bB'@B%L=<?=&#M]"?D;%@"S=>?D#BTB%[5G!>FTJG>?@&K!OB#@B%i)!bB'L*FJG>+$6NMQJ6N(#LQJ?

, F^LJ, E"FEB+, [5G+6@B%Q�"K&E"EB+LI#?B#$6N@AB5#FC*G, [5G+6@B%%B(?B#IJ@B%FABM#"#?B#MQY#Q%USAB$;@MF`>#, M'`N>Q%Ug(]#) [#@B%E&F!"#[S=>?TiU@%%+@B%D#BTB%,>B$",%B(?B#IJ@B%FABM#"#?B#LJU?K@B%M?"#,!bB'TJ<>?,IJ@B%QJ<>(!"#M]`N>@B%FABM#"#?B#EB+5J&@M@i�),Q%UM+"#IJ@B%FABM#"#?B#,LJU%B(?B#IJ@B%MK"@S<B(?KQ%U+BigT%?@B%'"M_cMQY#Q%USAB$;@CE%+B!,,

, Q%UM+"#IJ?B#I^GK%"5B%!^?!;FLJUI^GK%"5B%%UF&K!^?, CFGLE<?E&7?, �TiU@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#�, M'`N>'"SB%iB@AB5#F5J&@M@i�), @B%Q%UM+"#IJ?B#,,,,,,I^GK%"5B%!^?!;F, LJUI^GK%"5B%%UF&K!^?, %*+$&7?@B%!%%5BLJU@J&N#@%>?T;i!+K&E"=>?I^GK%"5B%%UF&K!^?, @B%'"SB%iBgT%?!%GB?T<BE>KL$#LJUIJQ%Ug(]#)>`N#gF(%*+,@<>#M!#>TiU@%%+@B%D#BTB%'"SB%iB, #>@SB@#67 CFG@AB5#F[5G+6@�K&E%TiU@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#, M'`N>MQY#L#*$B?Q�"K&E"=>?TiU@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#

, !%GB?T*B++&N#[SL@<bBT%&dLJUQ%U]B]#*<B%UKK@B%FABM#"#?B#E<B?k, +6T*B+#<BM]`N>O`>LJUF^LJ[5G+6@%UK*#@B%[#@B%Q%UM+"#T*B+M5+BU!+=>?@B%T*KT;+bB([#LJU@B%E%*S!>KbB([#M'`N>[5GM@"FQ%U!"$D"bB'LJUQ%U!"$D"IJ,F&?#67

, l, @B%T*KT;+bB([#,CFGLE<?E&7?,�TiU@%%+@B%@AB@&K@B%S&F$AB%UKK@B%T*KT;+bB([#�,, l, @B%E%*S!>KbB([#,CFGLE<?E&7?,�TiU@%%+@B%E%*S!>K�,+6@%%+@B%D#BTB%MQY#Q%UDB#@%%+@B%,LJUI^G]<*(@%%+@B%I^GS&F@B%,!B(?B#E%*S!>KLJU@AB@&K,MQY#

MJ=B#;@B%,%*+$&7?@AB5#F[5G+6@�K&E%TiU@%%+@B%E%*S!>K,M'N>MQY#L#*$B?Q�"K&E"=>?TiU@%%+@B%E%*S!>K, l, [5G+6@B%%B(?B#@B%T*KT;+bB([#EB+%UMK6(KTiU@%%+@B%@B%E%*SM?"#LI<#F"#,, l, @B%'"SB%iBIJ!%;Q@B%E%*S!>KbB([#$;@CE%+B!,,

Page 70: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 67 รายงานประจำ ป 2553 67

, S&F[5G+6@B%K%"5B%S&F@B%T*B+M!6N(?>(<B?MQY#%UKKLJU+6Q%U!"$D"bB', CFG+6@B%LE<?E&7?, �TiU@%%+@B%K%"5B%T*B+M!6N(?�, @AB5#F[5G+6@�K&E%TiU@%%+@B%K%"5B%T*B+M!6N(?,%*+$&7?[5G+6@B%%B(?B#T*B+M!6N(?FGB#@J(;$D),FGB#MT%F"E,FGB#@B%EJBF,!bB'TJ<>?,LJUFGB#,,,,,Q�"K&E"@B%LJU%UKKE<>TiU@%%+@B%D#BTB%$;@MF`>#

, @AB@&K,FLJ,FGB#@B%K%"5B%LJU'&�#B$%&'(B@%K;TTJ,TiU@%%+@B%D#BTB%CFG>#;+&E",�LI#L+<K$@B%K%"5B%$%&'(B@%K;TTJ=>?D#BTB%>BTB%!?MT%BU5),QZ,:991l:99/,LJU[5G+6,�TiU@%%+@B%K%"5B%$%&'(B@%K;TTJ,Vn�,�twwqrr��W�,M'`N>FABM#"#@B%@AB@&K,F^LJ,#g(KB(@B%K%"5B%$%&'(B@%K;TTJ,@B%!%%5B,@B%MJ`N>#EABL5#<?,LJU@B%'"SB%iB>&E%B@ABJ&?

, @AB@&K,F^LJ,FGB#@B%K%"5B%S&F@B%%UKK!B%!#M$_,CFG+6@B%LE<?E&7?,�TiU@%%+@B%@AB5#F@J(;$D)LJU#g(KB($B?FGB#,�z,V�z,�ruor��y,ox},�t|q�y,�twwqrr��W�,M'`N>'"SB%iB@AB5#F*"!&($&_#),#g(KB(,MQmB5+B(,LI#@J(;$D)FGB#M$Tg#gJ(6!B%!#M$_,LJU@B%S&F!%%$%&'(B@%M'`N>@B%'&�#BFGB#M$Tg#gJ(6!B%!#M$_,$&7?#67,,TiU@%%+@B%D#BTB%(&?CFG>#;+&E",�LI#L+<K$,,��z,QZ,:991,l,:99/,M'`N>MQY#L#*#g(KB(@B%K%"5B%S&F@B%!B%!#M$_$6N!ABT&e=>?D#BTB%, jPN?LI#F&?@J<B*SU+6@B%$K$*#LI#M'`N>[5G!>FTJG>?@&KLI#D;%@"S=>?D#BTB%LJU,M5+BU!+@&K!bB'@B%i)QRSS;K&#=>?@B%MQJ6N(#LQJ?$B?M$Tg#gJ(6!B%!#M$_$;@QZ

, @AB@&KF^LJ@"S@B%$6NF6,LJUL!F?T*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,+6@B%LE<?E&7?,�TiU@%%+@B%@AB@&KF^LJ@"S@B%$6NF6,LJU%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,V������W�,M'`N>@AB5#F@J(;$D),LI#?B#,MQmB5+B(,LJU@AB@&KFLJ@B%FABM#"#@B%[5GMQY#CQEB+@�5+B(,#g(KB(,@%UK*#@B%Q�"K&E"$6NCFG@AB5#FC*GLJUK%%J;IJ!ABM%aS, EB+MQmB5+B(, %*+$&7?!<?M!%"+[5GTiU@%%+@B%D#BTB%, I^GK%"5B%, LJU'#&@?B#+6,,,,!<*#%<*+[#@B%@AB@&KF^LJ@"S@B%$6NF6,LJU!<?M!%"+@B%+6!<*#%<*+[#@"S@%%+M'`N>!&?T+,LJU!"N?L*FJG>+=>?TiU@%%+@B%D#BTB%,I^GK%"5B%,'#&@?B#,];+]#,J^@TGB,LJUQ%U]B]#$&N*CQ,#>@SB@#67,CFG@AB5#F[5G+6@�K&E%TiU@%%+@B%@AB@&KF^LJ@"S@B%$6NF6LJUL!F?T*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,LJUM'`N>[5G+6L#*$B?Q�"K&E"$6NMQY#%^QD%%+$6N]&FMS#,CFG+6@B%@AB5#F5J&@M@i�)LJUL#*$B?@B%@AB@&KF^LJ$6NF6=>?,D#BTB%>BTB%!?MT%BU5),%*+$&7?L#*#g(KB(FGB#@B%Q�"K&E"EB+@�M@i�),LJUL#*#g(KB(%&KI"F]>KE<>!&?T+>6@FG*(

, !>F!<>?,FLJLJUS&F@B%L@GQRe5BT*B+=&FL(G?$B?IJQ%Ug(]#)$6N>BSSUM@"F=P7#%U5*<B?\�B(K%"5B%,@%%+@B%,LJUbBT%&d,, @B%C+<MQY#TiU@%%+@B%S&Fj7>S&FSGB?=>?D#BTB%

7$&A3!*#8#7$&I&+=:0.')%S+7&&07$&"#$%$&TiU@%%+@B%D#BTB%CFGS&F[5G+6@AB5#F@B%Q%U];+TiU@%%+@B%D#BTB%C*GJ<*?5#GB>(<B?!+ANBM!+>$&7?QZ,jPN?CFG+6@B%Q%U];+M'`N>'"SB%iBM%`N>?E<B?k,>(<B?#G>(MF`>#JU5#PN?T%&7?,LJU+6@B%Q%U];+*B%U'"M_cM'"N+EB+T*B+SABMQY#,M'`N>$6N@%%+@B%SUCFGQ�"K&E"5#GB$6NEB+T*B+%&KI"F]>K=>?E#M>?CFG>(<B?O^@EG>?, jPN?T*B+O6NLJU]<*?M*JB@B%Q%U];+=P7#>(^<@&K@B%E&F!"#[S=>?TiU@%%+@B%D#BTB%EB+T*B+M5+BU!+, $&7?#67, MJ=B#;@B%,,,,,,,,TiU@%%+@B%D#BTB%CFGS&F!<?*B%U@B%Q%U];+[5GTiU@%%+@B%D#BTB%CFG+6M*JB'"SB%iB,J<*?5#GB@<>#@B%Q%U];+C+<#G>(@*<B,.,*&#,

7$&I&+*08#T2.')%S+7&&07$&"#$%$&V2+7&&07$&"#$%$&

TiU@%%+@B%D#BTB%@AB5#F@B%Q%U];+TiU@%%+@B%D#BTB%[5G+6@B%Q%UM+"#IJ@B%FABM#"#?B#=>?TiU@%%+@B%QZJU,:,T%&7?,[#J&@ciU$6NMQY#@B%Q%UM+"#IJE#M>?,V��|s,������w�xrW,LJU@B%Q%UM+"#IJ[#%^QTiU@%%+@B%D#BTB%,V¥tou},±¡o|vorqtxW,M'`N>[5GTiU@%%+@B%D#BTB%CFG$%BKOP?@B%Q�"K&E"5#GB$6N,QRe5BLJU>;Q!%%T,%*+$&7?=G>!&?M@ELJU=G>M!#>L#UE<B?k,=>?@%%+@B%D#BTB%,LJU#ABCQ!^<@B%Q%&KQ%;?L@G C=@B%FABM#"#?B#[5G+6Q%U!"$D"bB'+B@("N?=P7#,#>@SB@#67CFG+6@B%$K$*#LKKQ%UM+"#IJE#M>?LJUTiU@%%+@B%D#BTB%$;@QZ

Page 71: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

68!!!!!"#$%$&'$%$&()*%&$+,-

7$&Q4�#$<#*').')%S+7&&07$&"#$%$&

TiU@%%+@B%D#BTB%CFG'&�#BT*B+%^GT*B+!B+B%O$&7?[#!<*#$6NM@6N(*=G>?@&KD;%@"S=>?D#BTB%,LJUFGB#>`N#k,>(<B?E<>M#`N>?,F&?#67, M=GB%&K@B%>K%+5J&@!^E%E<B?k,=>?!+BT+!<?M!%"+!OBK&#@%%+@B%K%"c&$C$(,V�¦ W,CFGL@<,5J&@!^E%,�,¢qxox�qo|,�ror�w�xr�,stu, qu��rtu�,V¢� W0, qu��rtu,��urqsq�orqtx,�ut�uow,V ��W0,�v}qr,�twwqrr��,ox},�txrqxvqx�, �¡�|t�w�xr,�ut�uow,V���W0,£txqrtuqx�,r{�,�y�r�w,ts,�xr�uxo|,�txrut|,�q�¤,£oxo��w�xr,V£��W0,£txqrtuqx�,r{�,�xr�uxo|,�v}qr,¢vx�rqtx,V£��W,LJU,£txqrtuqx�,r{�,·vo|qry,ts,¢qxox�qo|,���turqx�,V£¢�W

, M=GB%&K@B%>K%+5J&@!^E%=>?!OBK&#'&�#B@%%+@B%LJUI^GK%"5B%%UF&K!^?bBT%&d,5J&@!^E%,�,@B%@AB@&KF^LJ@"S@B%!AB5%&K@%%+@B%LJUI^GK%"5B%%UF&K!^?=>?%&d*"!B5@"S,LJU>?T)@B%+5B]#

, @B%_P@cBF^?B#,£tur�o��,£ou¤�r,LJUM=GB%<*+Q%U];+,�xr�uxorqtxo|,µxqtx,stu,ntv�qx�,¢qxox��,±¸��vrq¡�,[#dB#UMQY#!+B]"@,�µn¢,gF(MQY#@B%Q%U];+M@6N(*=G>?@&K@B%'&�#B$6N>(^<>B_&(LJU!"#M]`N>M'`N>$6N>(^<>B_&(%UF&K#B#B]BE"

7$&*I�A*TB($&(#*6RV2+%9$0MI&K)?(

]<>?$B?$6ND#BTB%>BTB%!?MT%BU5)[]G[#@B%MQXFMI(=G>+^JLJU!B%!#M$_$6N!ABT&e,$&7?[#FGB#@B%M?"#LJUC+<[]<@B%M?"#>(<B?!+ANBM!#>,CFGL@<, S&F[5G+6@B%LOJ?IJ@B%FABM#"#?B#=>?D#BTB%E<>!`N>+*J]#MQY#Q%USAB$;@CE%+B!,M'`N>LSG?IJ@B%FABM#"#@B%LJU!OB#U$B?@B%M?"#=>?D#BTB%L@<Q%U]B]#$&N*CQ, S&F$AB5#&?!`>%B(?B#Q%USABQZ, M'`N>MQXFMI(=G>+^J!ABT&e$B?@B%K%"5B%, LJU=G>+^J?K@B%M?"#, %B(?B#=>?I^G!>KK&e]6, @B%K%"5B%, LJU@B%@AB@&KF^LJ, @B%*"MT%BU5),,,,M@6N(*@&KbB*U!"#M]`N>$6N>(^<>B_&(,MQY#EG#,

, S&F$AB*B%!B%%B(MF`>#,V�Hntv�qx�,¥ox¤,��¨�|�rr�uW,LJU*B%!B%D#BTB%>BTB%!?MT%BU5),V%B(,4,MF`>#W, @B%M]`N>+g(?=G>+^J=>?D#BTB%>BTB%!?MT%BU5)@&K%UKK=G>+^J%&d*"!B5@"S,V�¢£��,l,�¦±,=>?!AB#&@?B#TiU@%%+@B%%&d*"!B5@"S,�, oro��r,=>?!AB#&@?B#M_%cd@"S@B%TJ&?W,M'`N>[5G5#<*(?B#@JB?bBT%&d!B+B%OM=GB+B[]G=G>+^JEB+$6NLE<JU5#<*(?B#EG>?@B%SB@%UKK#67

, M*aKCjE)=>?D#BTB%,¨¨¨H�{pox¤H�tHr{, +6@B%MQXFMI(=G>+^J=<B*!B%$6N!ABT&e=>?D#BTB%, CFGL@<, %B(?B#Q%USABQZ, *B%!B%D#BTB%>BTB%!?MT%BU5), >&E%BF>@MK67(,,,,M?"#@^G,l,M?"#\B@,gT%?@B%!"#M]`N>M'`N>$6N>(^<>B_&(LJUgQ%g+]&N#E<B?k,@B%Q%U@*F%BTB,@"S@%%+M'`N>!&?T+,TJ&?+&JE"+6MF6(,%*+$&7?(&?MQY#]<>?$B?[5GL@<J^@TGB[#@B%E"FE<>!>KOB+=G>+^J$6NEG>?@B%, [5G=G>M!#>L#U@&KD#BTB%M'`N>Q%Ug(]#) [#@B%Q%&KQ%;?@B%[5GK%"@B%%*+OP?@B%LSG?QRe5BLJU@B%%&KM%`N>?%G>?M%6(#, #>@SB@#67(&?+6,,,,,,,,,,,¨¨¨H�{p{tw���xr�uH�tw,jPN?MI(L'%<=G>+^J,���,=>?D#BTB%,%*+$&7?5J&@M@i�)@B%j`7>$%&'()KGB#+`>!>?=>?D#BTB%

Page 72: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 69 รายงานประจำ ป 2553 69

#MB;$B�78@7&&07$&73!74;A1V278@7$&6EDAE.')"#$%$&'$%$&()*%&$+,-!!

!#MB;$B7$&73!74;A1V278@7$&6EDAED#BTB%>BTB%!?MT%BU5), gF(TiU@%%+@B%D#BTB%I^GK%"5B%LJU'#&@?B#, +;<?+&N#$6NSU!%GB?M!%"+%UKK@B%@AB@&KF^LJ@"S@B%$6NF6=>?D#BTB%, M'`N>@<>[5GM@"FT*B+M]`N>+&N#[5GL@<I^GM@6N(*=G>?, V�ro¤�{t|}�u�W, *<B@B%FABM#"#?B#$&N*$&7?>?T)@%=>?D#BTB%MQY#CQgF((PFQ%Ug(]#)=>?Q%U]B]#MQY#5J&@K#'`7#dB#$6N+;<?M#G#,@B%Q�"K&E"?B#FG*(T*B+j`N>!&E()!;S%"E,FG*(S"E!AB#P@[#T*B+%&KI"F]>KE<>bB%@"SLJU5#GB$6N$6N+6E<>J^@TGB$&7?Q*?gF(T*B+M!+>bBT,

D#BTB%SP?CFG(PF5J&@[#@B%FABM#"#D;%@"S=>?D#BTB%,,EB+L#*$B?=>?@B%@AB@&KF^LJ@"S@B%$6NF6,jPN?+6M#`7>5BT%>KTJ;+EB+5J&@@B%!B@J$6NMQY#+BE%dB#,.,Q%U@B%,CFGL@<

, 3H, T*B+%&KI"F]>KE<>IJ@B%Q�"K&E"5#GB$6N,V���tvxropq|qryW,,, :H, T*B+!AB#P@[#5#GB$6NFG*(=6FT*B+!B+B%OLJUQ%U!"$D"bB'$6NM'6(?'>,V����tx�qpq|qryW, 4H, @B%Q�"K&E"E<>I^G+6!<*#CFGM!6(>(<B?M$<BM$6(+@&#,V±¬vqrop|�,zu�orw�xrW,@J<B*T`>,I^G+6!<*#CFGM!6(gF(!;S%"ESUEG>?CFG%&K@B%'"SB%iB[5GM@"FT*B+M$<BM$6(+@&#,,, , M]<#,@B%S&Fj`7>S&FSGB?EG>?[5G$;@T#CFG%&KT*B+,(;E"D%%+LJUM$<BM$6(+@&#,5B@+6@B%%G>?M%6(#EG>?+6TAB>D"KB(CFG, 1H, T*B+gQ%<?[!,Vzuox��ou�x�yW,EG>?+6T*B+gQ%<?[![#,:,J&@ciU,F&?#67, , 1H3,T*B+gQ%<?[![#@B%FABM#"#?B#$6N!B+B%OE%*S!>KCFG, , 1H:,+6@B%MQXFMI(=G>+^J>(<B?gQ%<?[!,Vzuox��ou�x�y,ts,�xstuworqtx,}q��|t�vu�W,T`>,+6@B%L!F?IJQ%U@>K@B%>(<B?gQ%<?[!L@<I^G$6NM@6N(*=G>?, 9H, @B%!%GB?+^JT<BM'"N+,V²o|v�,�u�orqtxW, MQY#@B%!%GB?+^JT<BM'"N+L@<@"S@B%$&7?[#%U(U!&7#LJU%U(U(B*, gF(@B%MQJ6N(#LQJ?5%`>M'"N++^JT<B[Fk, #&7#,,,,,,, , SUEG>?MQY#@B%M'"N+T*B+!B+B%O[#$;@FGB#M'`N>@B%L=<?=&#, -H, +6S%"(D%%+,V±r{q��W,T`>,@B%!<?M!%"+'&�#B@B%@AB@&KF^LJ,LJUS%%(BK%%i$6NF6[#@B%Q%U@>KD;%@"S, .H, @B%+6!<*#%<*+,V�ourq�q�orqtxW,MQY#@B%!<?M!%"+[5GM@"F@B%@%USB(g>@B!L@<Q%U]B]#[5G+6!<*#%<*+[#,@B%L!F?T*B+T"FM5a#M@6N(*@&K@B%FABM#"#@B%[Fk,,, , $6N>BS+6IJ@%U$KE<>!"N?L*FJG>+,!;=bB'>#B+&(,T;ibB']6*"E,LJUT*B+MQY#>(^<=>?];+]#5%`>$G>?O"N#,, M'`N>!<?M!%"+LJU!#&K!#;#@B%@AB@&KF^LJ@"S@B%$6NF6, V�tu�tuor�, �t¡�uxox��W, CFG+6@B%LE<?E&7?@%%+@B%D#BTB%LJUI^GK%"5B%M'`N>@AB@&KF^LJ@"S@B%[5G+6,, %UKK@B%S&F@B%$6NF6EB+5J&@M@i�)LJUL#*$B?@B%@AB@&KF^LJ$6NF6=>?D#BTB%>BTB%!?MT%BU5)SAB#*#,:,TiU,gF($AB5#GB$6N,F&?#67

3H, TiU@%%+@B%@AB@&KF^LJ@"S@B%$6NF6LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+, V��, �, ���W, $AB5#GB$6NM!#>L#*#g(KB(, '"SB%iB, @AB5#F,,, @J(;$D),LI#?B#,LJUMQmB5+B([#@B%#AB5J&@M@i�)LJUL#*$B?@B%@AB@&KF^LJ@"S@B%$6NF6=>?D#BTB%Q%USABQZ,M'`N>M!#>E<>TiU@%%+@B%D#BTB%

,, :H, TiU@%%+@B%S&F*B?%UKK@B%@AB@&KF^LJ@"S@B%$6NF6,$AB5#GB$6N, @AB5#F#g(KB(,LI#?B#,@J(;$D),LJUMQmB5+B([#@B%#AB5J&@M@i�),LJUL#*$B?,, , @B%@AB@&KF^LJ@"S@B%$6NF6, %*+$&7?E"FEB+Q%UM+"#IJ@B%FABM#"#@B%LJU%B(?B#IJ@B%FABM#"#?B#E<>TiU@%%+@B%@AB@&KF^LJ@"S@B%$6NF6LJU,,,,,,,,,,,,,,, , T*B+%&KI"F]>KE<>!&?T+,LJU!"N?L*FJG>+$;@CE%+B!

Page 73: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

70!!!!!"#$%$&'$%$&()*%&$+,-

! 78@7&&07$&73!74;A1V278@7$&6EDAE[#QZ,:994,D#BTB%CFGFABM#"#@"S@%%+EB+LI#?B#@B%@AB@&KF^LJ@"S@B%$6NF6=>?D#BTB%,M'`N>!#&K!#;#@B%@AB@&KF^LJ@"S@B%$6NF6,gF(@"S@%%+@B%FABM#"#?B#,LK<?>>@MQY#,2,5+*F,F&?E<>CQ#67

,, , <)@389N+,+:8:"8*5%(##)("#&'"*"#, , l, D#BTB%CFG+6@B%@AB5#F[5G@%%+@B%>"!%U=>?D#BTB%, CFG+6@B%J?#B+[#5#&?!`>%&K%>?T*B+MQY#>"!%U=>?E#MQY#Q%USAB$;@QZ, LJUTiU@%%+@B%D#BTB%CFG+6@AB5#F*"!&($&_#),,, , , @J(;$D),LJU#g(KB(,EJ>FS#@B%'"SB%iB@B%S&F$ABLI#@B%K%"5B%S&F@B%>?T)@%$6N!ABT&e,CFGL@<,LI#L+<K$@B%K%"5B%$%&'(B@%K;TTJ,,LI#L+<K$M$Tg#gJ(6!B%!#M$_,LJU,, , , @B%!`N>!B%,LI#?B#@B%T*KT;+bB([#,LI#?B#@B%E%*S!>KbB([#,LJULI#?B#@B%K%"5B%T*B+M!6N(?MQY#Q%USAB$;@QZ,, ,, , <)@389N+4+("##"=>"'8">("#B>;'+#"=>"'8">("#:#;<"#+PG%("#?#@1!A:

l, TiU@%%+@B%D#BTB%CFG+6@B%'"SB%iB%B(?B#IJ@B%MK"@S<B(?KQ%U+Bi,gT%?@B%MQY#Q%USAB$;@CE%+B!l, D#BTB%CFG+6@B%E%*S!>K%B(@B%T*B+=&FL(G?$B?IJQ%Ug(]#)%U5*<B?K%"c&$,$6N%&K?B#SB@D#BTB%@&K'#&@?B#D#BTB%MQY#Q%USAB$;@QZ

, , <)@389N+K+("#B$t3B.=!"#!'B8EPG%*@")S$#O>[!l, D#BTB%CFGQ%&KQ%;?=G>+^JK#, �p�qr�,D#BTB%,V¨¨¨H�{pox¤H�tHr{W,[5GMQY#QRSS;K&#>(^<M!+>,%*+OP?@B%LOJ?=<B*IJ@B%FABM#"#?B#MQY#Q%USAB$;@CE%+B!,

,, , <)@389N+6+:8:"8YA>&'"*"#?OA./0)9!O@'c30B!9=

l, D#BTB%CFG+6@B%ME%6(+#AB%UKK,�xrql£tx�y,�ovx}�uqx�,ox},�txporqx�,r{�,¢qxox��qx�,ts,z�uutuq�w,V�£���¢zW,+B[]G [#@B%FABM#"#?B#,M'`N>Q�"K&E"EB+@�5+B(*<BFG*(@B%,, Qm>?@&#LJUQ%BKQ%B+@B%�>@M?"#,jPN?%*+OP?@B%E<>EGB#@B%!#&K!#;#$B?@B%M?"#L@<@B%@<>@B%%GB(l, D#BTB%CFGS&F$ABgT%?@B%M'`N>]<*(M5J`>!&?T+, CFGL@<, gT%?@B%g%?M%6(#[#\R#=>?5#^, gT%?@B%K%"SBTgJ5"E, gT%?@B%'&�#BT;ibB']6*"E!AB5%&KT#C%G$6N'PN?'"?, LJUgT%?@B%,,,,,,,,,,, #G>+#''K'%UM@S",

, , <)@389N+J+1#;=&##)PG%1##=":##5l, D#BTB%CFGS&F$AB@"S@%%+[5G'#&@?B#E%U5#&@OP?@B%Q�"K&E"E#EB+5J&@S%"(D%%+, LJUS%%(BK%%i=>?D#BTB%, gF(@B%MI(L'%<Q%U]B!&+'&#D)M!6(?EB+!B(, I<B#$B?S;J!B%,,,,, $B?,�lwoq|,LJUS&F$ABgT%?@B%\�@>K%+5J&@!^E%@B%Q�"K&E"EB+5J&@D%%+b"KBJLJU5J&@Q%&]eBM_%cd@"S'>M'6(?

, , <)@389N+D+("#$`;:2?;?")<G2(("#PG%P'@8">$`;:2?;l, D#BTB%CFGS&FLI#@B%FABM#"#?B#FGB#@B%@AB@&KF^LJ@"S@B%$6NF6MQY#Q%USAB$;@QZ,LJU!%;QIJ@B%FABM#"#@B%E<>TiU@%%+@B%D#BTB%>(<B?!+ANBM!+>MQY#%B(CE%+B!

, , <)@389N+_+("#:#;<"#>"'YA>&'"*"#l, D#BTB%CFG#AB%UKK@B%K%"5B%S&F@B%,M'`N>!%GB?+^JT<BM'"N+M]"?M_%cd_B!E%),,V±�txtwq�,²o|v�,£oxo��w�xr,�,±²£W,+B[]G@&K@B%K%"5B%S&F@B%5J&@=>?D#BTB%,LJUCFG+6@B%,, '&�#B>(<B?E<>M#`N>?,M'`N>[5GK%%J;#g(KB(=>?@%U$%*?@B%TJ&?[#@B%K%"5B%?B#=>?D#BTB%[5GMQY#CQ>(<B?+6Q%U!"$D"bB',LJUM@"FT*B+T;G+T<B[#M]"?bB%@"S=>?D#BTB%

, , <)@389N+7+("#G3Y2v'?A'("#$`;:2?;>"'l, D#BTB%CFGS&F$AB,��u¡q��,��¡�|,��u��w�xr,[#\�B(?B#$6N[5GK%"@B%J^@TGB=>?D#BTB%FGB#!"#M]`N>LJU@B%M?"#

, , <)@389N+F+("#Ag"'@=*@")!%3@(PG%("#[<0+:#;("#G/(*0"l, D#BTB%CFGMQXFMI(=G>+^J@B%S&Fj`7>S&FSGB?EB+%UMK6(K!AB#&@#B(@%&d+#E%6,gF(I<B#$B?, �p�qr�,=>?D#BTB%l, D#BTB%CFGMQXF_^#()K%"@B%,V¦x�,�rt�,��u¡q��,�¦��W,M'"N+ME"+,SAB#*#,:,L5<?,CFGL@<,_^#(),¦��,$6N*<B@B%>ABMb>QB@]<>?,S&?5*&F#T%%B]!6+B,LJU_^#(),¦��,$6N*<B@B%>ABMb>,, !&E56K,S&?5*&F]JK;%6

Page 74: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 71 รายงานประจำ ป 2553 71

! 7$&0E(K9#&K90.')T1/(K9#FA/(K9#*(EBV2+=K')6$)7$&&/')*&EB#D#BTB%+;<?Q�"K&E" [5GI^G+6!<*#CFG!<*#M!6($;@\�B(CFG%&KT*B+'P?'>[S!^?!;F, gF(I^G+6!<*#CFG!<*#M!6(!B+B%OE"FE<>5#<*(?B#$6NM@6N(*=G>?CFG gF(E%?CFG$6N,,,,,,,,,,,,,,$;@\�B(�!AB#&@�!B=B=>?D#BTB%,#>@SB@#67, D#BTB%(&?+6]<>?$B?@B%!`N>!B%, @B%%&KM%`N>?%G>?, M%6(#,LJU%&K�R?T*B+T"FM5a#�=G>M!#>L#UI<B#]<>?$B?E<B?k,F&?#67

, l, @%%+@B%I^GS&F@B%,�,�lwoq|,V¨¨¨H�{pox¤H�tHr{W,E^GQiH.8,Qi\H!;$D"!B%,@%;?M$'�,384:80,SF5+B(!<?D#BTB%>BTB%!?MT%BU5),!AB#&@?B#[5e<,,, , MJ=$6N,-4,O##'%U%B+,2,5G*(=*B?,@%;?M$'�,38438, l, \�B(J^@TGB!&+'&#D),�,�lwoq|,o}}u���,�,�uw¹�{pox¤H�tHr{,5%`>,�o||,��xr�u,8l:-19l2888,g$%!B%,8l:-19l2883l:,5%`>E"FE<>%G>?M%6(#FG*(E#M>?,, , $6N\�B(J^@TGB!&+'&#D),]&7#,3:,>BTB%,:,!AB#&@?B#[5e<, l, @J<>?%&K�R?T*B+T"FM5a#SB@J^@TGB,i,S;FE<B?k,$6N[5GK%"@B%J^@TGB,$&7?$6N!AB#&@?B#[5e<LJU!AB#&@?B#!B=B$&N*Q%UM$_

D#BTB%CFG#AB%UKK@B%K%"5B%S&F@B%M%`N>?%G>?M%6(#,V�tw�|oqxr,£oxo��w�xr,�y�r�wW,+B[]G, M'`N>[5G!B+B%OK%"5B%S&F@B%M%`N>?%G>?M%6(#=>?J^@TGBCFG>(<B?+6Q%U!"$D"bB'M'"N+=P7#,jPN?%UKK!B+B%OL!F?!OB#UFABM#"#?B#,,CFG*<BM%`N>?>(^<%U5*<B?FABM#"#@B%,5%`>>(^<[#!OB#UFABM#"#@B%M%6(K%G>(LJG*,LJU!B+B%OM%6(@F^%B(?B#@B%%&K%`N>?%G>?M%6(#LJU%B(?B#@B%FABM#"#@B%CFG,$AB[5G!B+B%OE"FEB+M%`N>?$6N>(^<%U5*<B?FABM#"#@B%,,SB@\�B(�!AB#&@,$6N%&KI"F]>KgF(E%?CFG>(<B?%*FM%a*,!%GB?'P?'>[S[5GJ^@TGBCFG+B@=P7#,>6@$&7?@%%+@B%I^GS&F@B%!B+B%OE"FEB+?B#,gF(M%6(@F^=G>+^J[#%UKKCFGEJ>FM*JB

,,,,,

Page 75: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

72!!!!!"#$%$&'$%$&()*%&$+,-

D#BTB%>BTB%!?MT%BU5) [#dB#U>?T)@%%&d*"!B5@"S$6N[5GK%"@B%FGB#,@B%M?"#,M'N>$6N>(<>B_&(M'N>[5GQ%U]B]#T#C$(+6$6N>(<>B_&(EB+T*%L@<>&EbB'LJUD#BTB%CFG [5GT*B+!ABT&e[#@B%%&@cB+BE%dB#@B%FABM#"#D;%@"SbB([EG@%>K@B%@AB@&KF^LJ@"S@B%$6NF6,V�tu�tuor�,�t¡�uxox��W,F&?#&7#,S%"(D%%+LJUS%%(BK%%i, SP?MQY#MT%`N>?+`>!ABT&e$6NSU]<*([5GI^GK%"5B%LJU'#&@?B#CFG+6L#*$B?Q�"K&E"E#>(<B?O^@EG>?M5+BU!+,>&#MQY#@B%!%GB?T*B+_%&$DB,LJUT*B+M]`N>O`>SB@J^@TGBLJUQ%U]B]#$&N*CQ, D#BTB%SP?CFG+6@B%!<?M!%"+S%"(D%%+LJUS%%(BK%%i,F&?#67

3H, TiU@%%+@B%D#BTB%CFGS&F$ABL#*$B?LJU5J&@M@i�)@B%@AB@&K,FLJ$6NF6=>?D#BTB%>BTB%!?MT%BU5),M'`N>MQY#T^<+`>@B%@AB@&KF^LJ@"S@B%$6NF6,jPN?MQY#L#*$B?Q�"K&E"=>?I^GK%"5B%LJU'#&@?B#,[#QZ,:994,D#BTB%CFG+6@B%$K$*#L#*$B?LJU5J&@M@i�)@B%@AB@&KFLJ$6NF6=>?D#BTB%[5G!>FTJG>?@&K5J&@@B%LJUL#*$B?@B%@AB@&KF^LJ$6NF6,[#%&d*"!B5@"S=>?!AB#&@?B#TiU@%%+@B%#g(KB(%&d*"!B5@"S,V!T%HW, @%U$%*?,,@B%TJ&?,$6NCFG+6@B%Q%&KQ%;?[5+<,%*+$&7?[5G!>FTJG>?@&K!OB#@B%i)$6N+6@B%MQJ6N(#LQJ?CQ,gF(D#BTB%CFG+6@B%$K$*#+BgF(EJ>F

:H, D#BTB%CFGLE<?E&7?TiU@%%+@B%!<?M!%"+LJU%&@cBMSE#B%+i),,,,S%%(BK%%i,M'`N>S&F$ABLJU$K$*#Q%U+*JS%"(D%%+LJUS%%(BK%%i,=>?I^GK%"5B%,LJU'#&@?B#D#BTB%>BTB%!?MT%BU5) [5G!>FTJG>?@&K%&dD%%+#^eL5<?%B]>BiBS&@%C$(,'H_H,:998,5+*F,34,S%"(D%%+=>?I^GFAB%?EABL5#<?$B?@B%M+>?,LJUMSGB5#GB$6N=>?%&d,LJU5J&@M@i�)@B%K%"5B%LJU@AB@&KF^LJ>?T)@%$6NF6, gF(+6I^G]<*(@%%+@B%I^GS&F@B%,,!B(?B#Q�"K&E"@B%MQY#Q%UDB#,TiU@%%+@B%,LJUI^G>AB#*(@B%\�B(K%"5B%$%&'(B@%K;TTJMQY#@%%+@B%LJUMJ=B#;@B%

4H, D#BTB%CFGS&F$ABT^<+`>S%%(BK%%i=>?I^GK%"5B%LJU'#&@?B#=P7#,M'`N>MQY#L#*$B?[5G'#&@?B#, LJUI^GK%"5B%Q�"K&E"Q%U'hE"E#MQY#T#F6+6T;iD%%+,$AB?B#M'`N>D#BTB%LJU!&?T+,jPN?MQY#5#PN?[#@"S@%%+$6N!<?M!%"+@B%!%GB?%UKK@B%K%"5B%@"S@B%KGB#M+`>?LJU!&?T+$6NF6, gF(+6@B%$K$*#+BgF(EJ>F, LJUCFG+6@B%S&F$AB%UMK6(KD#BTB%, *<BFG*(Q%U+*JS%"(D%%+=>?I^GK%"5B%LJU'#&@?B#D#BTB%!?MT%BU5), 'H_H,:994, M'`N>[5GI^GK%"5B%LJU'#&@?B#(PF+&N#LJUQ%U'hE"Q�"K&E" [#

Q%U+*JS%"(D%%+,D#BTB%CFG+6@B%>K%+S%%(BK%%i[5GL@<I^GK%"5B%LJU'#&@?B#,%*+$&7?'#&@?B#[5+<[#5J&@!E%@B%\�@>K%+Qd+#"M$_,'%G>+$&7?[5GI^GK%"5B%LJU'#&@?B#, CFGJ?#B+%&K$%BKLJUO>Q�"K&E",,,,EB+T<+>S%%(BK%%i>(<B?MT%<?T%&F$&N*$&7?D#BTB%,[#QZ,:994,D#BTB%CFGFABM#"#@B%E"FEB+!>KOB+, $&_#TE"M@6N(*@&K@B%Q�"K&E"EB+5J&@S%%(BK%%i=>?D#BTB%, gF([5G'#&@?B#Q%UM+"#E#M>?M@6N(*@&K,,,@B%Q�"K&E"EB+S%%(BK%%i=>?D#BTB%

1H, D#BTB%CFGS&F$ABgT%?@B%!<?M!%"+S%"(D%%+LJUT;iD%%+=>?'#&@?B#D#BTB%Q%USABQZ,:994,V£qx},ox},«q�}tw, �¡�|t�w�xrW, M'`N>,,,,,,!<?M!%"+[5G'#&@?B#M@"FT*B+%^G, T*B+M=GB[S[#5J&@D%%+$6NM@6N(*=G>?,,,@&K@B%Q�"K&E"?B#, LJUM'`N>QJ^@\R?S%"(D%%+, T;iD%%+, T<B#"(+$6NF6,,,,L@<'#&@?B#[5GMQY#T#$6N+6T*B+jN>!&E()!;S%"E, LJUFAB%?]6*"ECFG>(<B?+6T*B+!;=, %*+$&7?+6@B%MI(L'%<LJUQ%U]B!&+'&#D)S%"(D%%+, LJU,S%%(BK%%i[5GI^GK%"5B%,LJU'#&@?B#CFGE%U5#&@OP?T*B+!ABT&e=>?@B%Q�"K&E"EB+S%%(BK%%i=>?D#BTB%,gF(I<B#]<>?$B?@B%!`N>!B%E<B?k,CFGL@<,«�p�qr�, =>?\�B(K%"5B%$%&'(B@%K;TTJ, Q%U]B!&+'&#D),,,,,M!6(?EB+!B(,LJUS&F$ABgQ!ME>%)Q%U]B!&+'&#D),,,

M'`N>MQY#@B%Qm>?@&#T*B+=&FL(G?$B?IJQ%Ug(]#)D#BTB%CFGS&F$AB,,,,=G>@AB5#F[#@B%5GB+'#&@?B#FABM#"#@B%=&F@&#%U5*<B?Q%Ug(]#)!<*#,K;TTJLJUQ%Ug(]#)!<*#%*+, gF([#QZ,:994, CFG+6@B%$K$*#=G>@AB5#F,[5G!>FTJG>?@&K!OB#@B%i)$6N+6@B%MQJ6N(#LQJ?CQ, gF(5GB++"[5G'#&@?B#,=>?D#BTB%FABM#"#@B%5%`>FABM#"#@"S@B%$6N$ABD;%@"S@&KD#BTB%,%*+$&7?[5G,$;@5#<*(?B#bB([#D#BTB%@<>#$6NSU$AB!&eeB, EG>?FABM#"#@B%E%*S!>K,T*B+=&FL(G?$B?IJQ%Ug(]#), LJUD#BTB%CFGFABM#"#@B%!AB%*S, M%`N>?,T*B+=&FL(G?$B?IJQ%Ug(]#), V�txs|q�r, ts, �xr�u��rW, gF([5G'#&@?B#%&K%>?E#M>?,V ��|ou�W, Q%USABQZ,:994, IJQ%B@�C+<'K*<B+6'#&@?B#Q�"K&E"?B#$6N>(^<[#=<B($AB[5GM@"FT*B+=&FL(G?$B?IJQ%Ug(]#),,

@&8B"&&0!@&&B$;&&S!V2+%9$0.4AVB/)6$)T2I&+MB=#-

, , @&8B"&&0V2+@&&B$;&&S

,,, %9$0.4AVB/)6$)T2I&+MB=#-

Page 76: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 73 รายงานประจำ ป 2553 73

7$&Ia8;4<8<$0Q&+&$=;4554<8./'012.K$9($&.')&$=7$&!Q~R~!z{��!I&+@3!Iy!z{{|

D#BTB%>BTB%!?MT%BU5) CFGFABM#"#@B%EB+'%U%B]K&ee&E"=G>+^J=<B*!B%=>?%B]@B%, 'H_H:918, jPN?+6*&EO;Q%U!?T)M'`N>[5GQ%U]B]#CFG+6g>@B![#@B%%&K%^G=G>+^J=<B*!B%M@6N(*@&K@B%FABM#"#?B#E<B?k,=>?%&d,gF(+6=G>(@M*G#[#@B%C+<MQXFMI(=G>+^J=<B*!B%!<*#K;TTJ,LJUSAB@&F=G>+^J=<B*!B%$6N5B@MQXFMI(LJG*SUM@"FT*B+M!6(5B(E<>Q%UM$_]BE"5%`>E<>Q%Ug(]#)$6N!ABT&e=>?M>@]#, $&7?#67, M'`N>'&�#B%UK>KQ%U]BD"QCE([5G+&N#T?LJUSU(&?IJ[5GQ%U]B]#+6g>@B!%^GOP?!"$D"5#GB$6N=>?E#>(<B?MEa+$6N,M'`N>Q@QR@%&@cBQ%Ug(]#)=>?E#,@B%T;G+T%>?!"$D"!<*#K;TTJ[#!<*#$6NM@6N(*=G>?@&K=G>+^J=<B*!B%=>?%B]@B%,gF(D#BTB%CFG+6@B%LE<?E&7?TiU@%%+@B%=G>+^J=<B*!B%=>?%B]@B%[#D#BTB%E&7?LE<,'H_H,:91:,S#OP?QRSS;K&#M'`N>$AB5#GB$6N%&KI"F]>KM@6N(*@&K@B%S&F@B%K%"5B%,*"#"Sf&(LJU@B%K%"@B%=G>+^J=<B*!B%=>?D#BTB%,,,,,,

[#QZ,:994,D#BTB%CFGFABM#"#@B%Q�"K&E"?B#EB+'%U%B]K&ee&E"=G>+^J=<B*!B%=>?%B]@B%,'H_H,:918,F&?#673W, D#BTB%S&F[5G5G>?!+;FD#BTB%MQY#_^#() [5GK%"@B%=G>+^J=<B*!B%=>?D#BTB%,jPN?[#QZ,:994,+6I^G!#[SM=GB[]GK%"@B%$&7?!"7#SAB#*#,.:9,%B(,,, #>@SB@#67D#BTB%(&?+6@B%Q%&KQ%;?F&]#6=G>+^J=<B*!B%=>?D#BTB%J?[#%UKK,�xr�ux�r, =>?D#BTB%M'`N>[5GQ%U]B]#!UF*@[#@B%TG#5B,, =G>+^J,i,5G>?!+;F=>?D#BTB%jPN?MQY#>6@]<>?$B?5#PN?,[#@B%[5GK%"@B%L@<J^@TGBQ%U]B]#!B+B%OM=GBOP?=G>+^J=<B*!B%=>?D#BTB%[#!<*#$6N,,, !B+B%OMQXFMI(CFGEB+@�5+B(,,,,:W, @B%Q%U@B_Q%U@*F%BTBM'N>@B%S&Fj7>S&FSGB?=>?D#BTB%, $&7?@B%Q%U@*F%BTBQ@E"LJU@B%Q%U@*F%BTBgF(*"D6Q%U+JFG*(*"D6@B%>"MJa@$%>#"@!),

V�l�v�rqtxW, CFGS&FL!F?C*G [#, ¨�p�qr�, =>?D#BTB%, gF(I^G$6N!#[SM=GBQ%U@*F%BTB!B+B%OM=GBE%*STG#M%`N>?@B%Q%U@*F%BTB$6ND#BTB%SU,S&Fj`7>S&FSGB?CFG$6N, ¨�p�qr�, �¨¨¨H�{pox¤H�tHr{�, LJU+6@B%Q%U@B_IJ@B%Q%U@*F%BTBS&Fj`7>S&FSGB?C*G, i, >BTB%$6N$AB@B%=>?D#BTB%,LJU#ABIJ!%;Q@B%S&Fj`7>S&FSGB?gF(*"D6Q%U@*F%BTB, LJUIJ@B%FABM#"#@B%S&Fj`7>S&FSGB?gF(*"D6>`N#k, $&7?*"D6E@J?%BTB, *"D6'"M_c, LJU*"D6@%i6'"M_c, [#QZ, :994, J?Q%U@B_$6N, ¨�p�qr�, =>?D#BTB%FG*(, jPN?MQY#@B%FABM#"#@B%EB+'%U%B]K&ee&E", =G>+^J=<B*!B%=>?%B]@B%,'H_H, :918, +BE%B, 2, V/W, D#BTB%CFG!<?Q%U@B_Q%U@*F%BTBS&Fj`7>S&FSGB?M'`N>Q%U]B!&+'&#D)I<B#!`N>E<B?k, CFGL@<, @%+Q%U]B!&+'&#D),SAB#*#,31,%B(@B%,K%"c&$,>!+$H,SAB@&F,SAB#*#,3-,%B(@B%,5#&?!`>'"+'),_^#()=<B*D;%@"S,SAB#*#,:1,%B(@B%,LJU!AB#&@?B#E%*SM?"#LI<#F"#,SAB#*#,1,%B(@B%,

,,,4W, D#BTB%CFG'&�#B%UKK!B%!#M$_[#@B%[5GK%"@B%J^@TGB, gF([5GJ^@TGB!B+B%OLSG?=G>M!#>L#U5%`>M%`N>?%G>?M%6(#gF(E%?OP?@%%+@B%I^GS&F@B%,

I<B#$B?, �p�qr�,D#BTB%,,V¨¨¨H�{pox¤H�tHr{W,LJU_^#()J^@TGB!&+'&#D),�o||,��xr�u,8l:-19l2888,,,

1W, D#BTB%CFG#AB!<?%B(?B#IJ@B%Q�"K&E"EB+'%U%B]K&ee&E"=G>+^J=<B*!B%=>?%B]@B%,'H_H,:918, [5G@&K!AB#&@?B#TiU@%%+@B%=G>+^J=<B*!B%=>?%B]@B%LJU@%U$%*?@B%TJ&?MQY#Q%USAB$;@QZ,QZJU,3,T%&7?

Page 77: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

74!!!!!"#$%$&'$%$&()*%&$+,-74!!!!!"#$%$&'$%$&()*%&$+,-

&$.)$#/')012('334567

*(#'!%8+9&&:9$&"#$%$&'$%$&()*%&$+,-

! "#$%&'($%'$)*)+,-(.%/01%2.%324*)+,"56(6278!9!+&%:;<!=>!?&%+$@A!BCC=!/8D!BCCB!(6'#$3)E$2:7%!(6/"2('$)-F8;<G%/F8(H%"1+%E5(:7%!/8D!!!!!(6')D/"-(.%"2!"#$I)&6FJ".K%"72+&%-2;G+'&%E5(/*18DFJE5(?%$@$)5$@$)"(-@)$DIL!MN<(0O46).I$)E5(?%$@$)-FP%0O4)&60.2Q56*15@+$ARO'*45(/8D@)6R4+%E5(E45AO8H% (6'$)-(.%-I81$%;K!"1+%"#$%&'($%'$)*)+,-(.%/01%2.%-FP%0O4)&60.2Q56H%'$)/"2(@+$A-IS%*15(6'$)-(.%2&('81$+,$'08'$)*)+,"56E5("#$%&'($%'$)*)+,-(.%/01%2.%

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

! "#$%&'($%'$)*)+,-(.%/01%-IS%+1$!(6'$)-(.%E4$(*4%%;K/"2(U$%D'$)-(.%!9!+&%:;<!=>!?&%+$@A!BCC=!/8D!BCCB!08'$)2#$-%.%($%/8D')D/"-(.%"2!"#$I)&6FJ".K%"72+&%-2;G+'&%E5(/*18DFJE5(?%$@$)5$@$)"(-@)$DIL!Z2GRO'*45(*$A:;<@+)H%"$)D"#$@&V*$AI8&''$)6&VQ;:;<)&6)5(:&<+3F

! ! ! ! ! ! ! ! ! ! \%$GW.]. UL!!!8;8$+Q.Z)_$"`! ! ! ! ! ! ! ! ! )5(0O4+1$'$)*)+,-(.%/01%2.%!)&'^$)$Q'$)/:%! ! ! ! ! ! ! ! ! !! !0O4+1$'$)*)+,-(.%/01%2.%

! ! ! ! ! ! ! ! ! !!!!!!\%$("$+,.)$_)9L!!W.).GD'.,3W6O8GL! ! ! ! ! ! ! ! ! ! !!0O45#$%+G'$)"#$%&'($%

"#$%&'($%'$)*)+,-(./01%2.%

+&%:;<!>a!A;%$@A!BCCb

Page 78: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 75 รายงานประจำ ป 2553 75

M?"#!F,, , , , 9H3, :09.30/180.92, :0///0-44019-%B(@B%%U5*<B?D#BTB%LJUEJBFM?"#,, , , 9H:, [#Q%UM$_, , +6F>@MK67(, , , , 390-.404:90:49, 9-0/320/490:1., , C+<+6F>@MK67(, , , , ,3990//4014., :0381082:0/:3, %*+%B(@B%%U5*<B?D#BTB%LJUEJBFM?"#,, , , , 390/:20:8/0-.:, 9/02:402:/08-/M?"#J?$;#,, , , 1H1,, 9H4, M?"#J?$;#]&N*T%B*,, , , , :302/20-/-0-94, 4088808880888, M?"#J?$;#%U(U(B*,, , , , .01:2083409-/, -088808880888, M?"#J?$;#[#K%"c&$%<*+, , , , 4.09880888, 4.09880888,, %*+M?"#J?$;#,, , , , :2019-0:880::3, ,2084.09880888M?"#[5G!"#M]`N>LJUF>@MK67(TGB?%&K,, , 1H9, 9H1, M?"#[5G!"#M]`N>,, , , , -920:440:3803/3, -1.044-0/94091., F>@MK67(TGB?%&K,, , , , :0-44091:0.-2, :09/40.3-0/-2, %*+M?"#[5G!"#M]`N>LJUF>@MK67(TGB?%&K,, , , , --30/--0.9:0298, -1202:809.8013-, 5&@,T<BMI`N>5#67!?!&(SU!^e,, , 1H-, 9H9, 110.2409/-0:91, 140/-204/.08:-, %*+M?"#[5G!"#M]`N>LJUF>@MK67(TGB?%&K!;$D",, , , , -3.08.403--0-2-,, -8-089303/40428$%&'()!"#%>@B%=B(!;$D",, , 1H., 9H-, /011404.90--1,, 2012:08/402.2,$6NF"#,>BTB%LJU>;Q@%i)!;$D",, , 1H/, 9H., :01880.390-24, :0:410.230..2!"#$%&'()>`N#!;$D",, 1H2,, 1H38, 9H/, 40382044/04.:, :0.:80/4.0:-2,#@)!;'8#2Z=C++ + + + D_7x77Kx76Dx-__+ DF,xK67xFJ_xF6,

5+B(M5E;Q%U@>K?K@B%M?"#MQY#!<*#5#PN?=>??K@B%M?"##67

4JJK<)"=B<?M!;'8#2Z=C 4JJ4

,#K9B!i!;$6!

"#$%$&'$%$&()*%&$+,-

);A:2S!94#6ED!|}!"4#9$%0!z{{|!V2+!z{{z

Page 79: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

76.....!"#$#%&#$#%'()$%#*+,

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`9E56' ' ' ()*/' 1,1+(,(3.,3-1' .,1*1,000,*2/' ' %_54G"CMN:JB' ' ' ' *,+00,000,000' *,+00,000,000' '''6M"JE;J&PSM&%44' ' ' ' -,3(/,+2*,-21' /,2-+,+/0,(.24:E%;:$XG"CK$' ' ' ' 3.,.03,(1+,0/.' 3(,**(,03+,2(04:E9$FI%#$>?8%;:$XG"CK$' ' ' ' 2-.,..3,./2,0--' 21*,3/.,1(-,1/*456754$G7"H&K?']'a548RT7VM$CMI"%#I$754=_I5B487M$' ' ' ' */,/22,-32' ..,3(2,332a548RT7VM$GQN$' ' '()*-)+''' '2,1.0,000,000' +-,220,000,000

' ' ' ''''''''b$56G54FV"DW''aT;LGK;Ec' 'b$56:4:#C6W''LM6?#EBE$@4Fc' ' '''''''''''''''''''''''''''' ' '''B48<5$744E754' ''''''''''''''744E754RTPSM&754

9E56!9@KB487GH"H754!"#$!BZ$%;:$9$[N"XG""H754!"#$$FI

76618#9*:8;<8&=>$%&?@A$B"&CDE'<& 7667

หนวย : บา∙

Page 80: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 77

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`#a<12!'("!["#6 6 6 6 G9EB7E9BFM96 G9EBGM7BCFC66 KI"J!!Q)2+#Q'>?266 6 6 6 G9CBEGMB@CC6 7DDBMM@BFDC6 !"#$%&'>?266 6 6 6 9@9B9DEBGCM6 E9B7@@BF9F66 6 !HQ!"#$%&O+?Q1:=I%'()*+,#6 6 6 6 9B@D9BDG@BEG966 9B7DFB99MBCCG

;Q"#);LP3!/('*0*("!)012)3U2<IH2;2b?0['00*("!)0122+,

2553!"#$%!&' 2552

!"#$#%&#$#%'()$%#*+,

งบกำ ไรขาด∙น'-.+%/012'34"'56.7/"89:.;<.!/"7#$=.>??;.@A*.>??>

+"B7C.D.0#8.

Page 81: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

78.....!"#$#%&#$#%'()$%#*+,

KI":=&RI"#O+?Q1:=I%'()*+,#66 6 6 78A66 KI":=&RI"#)(+?#H(S*`2S(0"26 6 6 6 ABA99BCAAB7M76 66AB9FFBA9@BGCF6 KI":=&RI"#)(+?#H(S*'"K"!<c"2O+?-./'P3(!\a6 6 6 6 69B9G@BMDDB@7C66 EMMBCGEBEGC6 KI"J!!Q)2+#Q-./*!1("!6 6 6 6 9CBC9MBAM766 DB@@GBGC@666 KI"L'*-O2(!!Q("!6 6 6 6 GBA9@BAEA6 6GBGF@BGCC66 ["%OP2R"(("!%&'#KI"O!S`#a<126 6 6 78M6 9B9MFBADFBG@@6 67ECBDFDBGEM66 KI":=&RI"#'>?26 6 6 6 66DA@BD@ABCGC666 6M7@BFMGBM@C66 6 !HQKI":=&RI"#O+?Q1:=I%'()*+,#6 6 6 6 GB@DCB9GEBEF@66 667B@E9BM9FBMDF(Y"$!<POJ16 6 6 6 6 FB@G7B99@B9@G6 GBC@ABFE9BCMG

66 6 6 666666 2"#'"!+`0da66eVI='PIQ_6666666666666666 2"#H!H1O#a66=S#.1Q3Q2L!+_6 6 6666666666666666666666666666 6 63!/J"2(!!Q("!6 6666666666666666(!!Q("!5V&RS%("!

;Q"#);LP3!/('*0*("!)012)3U2<IH2;2b?0['00*("!)0122+,

!"#$%!&' 2553 2552

!"#$#%&#$#%'()$%#*+,

(0E-.F%G#685".HIB&J'-.+%/012'34"'56.7/"89:.;<.!/"7#$=.>??;.@A*.>??>

+"B7C.D.0#8.

Page 82: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 79 รายงานประจำ ป 2553 79

(>FT?M5J`>,i,3,+@%BT+,:99:, , 3.04:804:/0.-., 401-40344, /0:9.0/480:-4, 30:8808880888, ,:01340:/90-.9,, :20321028.0/4/@ABC%!;$D",, , , l, l, l, l, 9084:0-2308.9,, 9084:0-2308.9M'"N+$;#, , , , 4088808880888, l, l, l, l,, 4088808880888!AB%>?EB+@�5+B(, 9H:4, l, l, --303-20283,, l, V--303-20283W,, lM?"##AB!<?TJ&?, , 9H:4, l, l, l, l, V:033:09--0:-4W,, V:033:09--0:-4W(>FT?M5J`>,i,43,D&#*BT+,:99:, , :804:804:/0.-., 401-40344, /0232088803-1,, 30:8808880888, ,10-.:0:1809/-,, 490339084:0-98

(>FT?M5J`>,i,3,+@%BT+,:994, , :804:804:/0.-.,, 401-40344,, /0232088803-1,, 30:8808880888, ,10-.:0:1809/-,,490339084:0-98,@ABC%!;$D", , , , , ,, , -049103340349,, -049103340349!AB%>?EB+@�5+B(, 9H:4, l, l, 3088-094/0:39, l, V3088-094/0:39W,, lM?"##AB!<?T?TJ&?,, 9H:4, l, l, l, l, V:0--909940.4.W,,V:0--909940.4.W(>FT?M5J`>,i,,43,D&#*BT+,:994, , :804:804:/0.-., 401-40344, 202:9094/04.2, 30:8808880888, ,,.04910:-30.-2,, 4/0/84092:081/

5+B(M5E;Q%U@>K?K@B%M?"#MQY#!<*#5#PN?=>??K@B%M?"##67

#@)!g"#A>82N@c$

(g"c#TY"38M'X!%!)

!g"#A>?")(`<)"=

!O@'B(;'8M'1"(("#:#;1"*

8M'<)"=B<?M

"#$%$&'$%$&()*%&$+,-

);V(A)7$&*I2EDB#VI2)?#(K9#.')6:#(3!,&4;Iy(8N#(:A!94#6ED!|}!"4#9$%0!z{{|!V2+!z{{z

,#K9B!i!;$6!

Page 83: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

80!!!!!"#$%$&'$%$&()*%&$+,-

@ABC%!;$D", ,, , , , -049103340349, 9084:0-2308.9%B(@B%Q%&K@%U$K@ABC%!;$D"MQY#M?"#!F%&KVS<B(W,l,, , , ,SB@@"S@%%+FABM#"#?B#,�, T<BM!`N>+%BTBLJUT<BE&FSAB5#<B(, , , , ,,,:./03.202.-,, ,:980.8-031/, T<B[]GS<B(M?"#@^GE&FS<B(, , , , ,38091.0-8:,, ,:403.-0-32,, !"$D"@B%M]<BE&FS<B(, , , , 904280/42, ,,-0431088/,,, gQ%L@%+T>+'"*ME>%)E&FS<B(, , , , 3:1039/012:,, ,3:-09230382,, 5#67!^eLJU5#67!?!&(SU!^e, , , , ,,,,-088.0:-.0238,,,, ,-09-809130849,, =BF$;#SB@@B%FG>(T<B$%&'()!"#, , , , 303.-0:/-0944,, ,,1280/-/092., @ABC%SB@@B%@J&K%B(@B%T<BMI`N>@B%FG>(T<B$%&'()!"#%>@B%=B(,, , V.80:240.:.W, V.108.:09-:W, @ABC%SB@@B%SAB5#<B(!"#$%&'(), , , , V30:11049:W, ,,,V143029:W, =BF$;#Q%U+Bi@B%5#67!"#SB@@B%Qm>?@&#T*B+M!6N(?, , , , 3:.0:2.0433, l, !<*#E<AB@*<B+^JT<BM?"#J?$;#E&FSAB5#<B(, , , , V:/80/--0-/2W, l, !"#$%&'()E&FSAB5#<B(, , , , ,,,-08-10824,, ,,.:202--,, IJQ%Ug(]#)'#&@?B#bB(5J&?@B%MJ"@SGB?M'"N+=P7#, , , , :0.::0.88, 3310/1-0-88, M?"#QR#IJ%&K, , , , V204.90888W, ,,V204.90888W, %B(CFGTGB?%&K>`N#VM'"N+=P7#WJFJ?, , , , //09-80/-2, ,,,V2.1029:W, T<B[]GS<B(TGB?S<B(>`N#M'"N+=P7#, , , , ,,::.01890.-9,, 32809:10:9:, , , , , , 31081-0:39019., 3:0.3:03410214, %B(CFGF>@MK67(LJUM?"#QR#IJ!;$D", , , , V3-04920-/.089.W, V31012/0/430/23W, M?"#!FS<B(F>@MK67(, , , , V3.01:30//:0:89W, V:301830/3-0-8/W, M?"#!F%&KSB@F>@MK67(LJUM?"#QR#IJ, , , , 4408/-04990.94, ,,440/-909340.8/,@ABC%SB@@B%FABM#"#?B#@<>#@B%MQJ6N(#LQJ?[#!"#$%&'(),l,LJU5#67!"#FABM#"#?B#, , , , ,,3404930883021/, 380-..0888039:!"#$%&'()FABM#"#?B#VM'"N+=P7#WJFJ?, ,, , ,, %B(@B%%U5*<B?D#BTB%LJUEJBFM?"#,, , , , ,V4980:/9W, V448022.W5+B(M5E;Q%U@>K?K@B%M?"#MQY#!<*#5#PN?=>??K@B%M?"##67

(#%P!B>;'!31"((;1(##)3g"B';'>"' 4JJK 4JJ4

"#$%$&'$%$&()*%&$+,-

);7&+V(*)8#(A(3!,&4;Iy(8N#(:A!94#6ED!|}!"4#9$%0!z{{|!V2+!z{{z

,#K9B!i!;$6!

Page 84: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 81 รายงานประจำ ป 2553 81

, M?"#[5G!"#M]`N>, , , , ,,V39099401..01-.W,,, ,V:/0-91049209.2W, $%&'()!"#%>@B%=B(, , , , ,,V:04/908920.4:W,, ,V:0:-:02930829W, !"#$%&'()>`N#, , , , ,V-4/0/9/0918W,, ,V3.409:3032/W5#67!"#FABM#"#?B#M'"N+=P7#VJFJ?W, , , , ,,, M?"#%&K\B@$6NMQY#M?"#KB$, , , , ,V30.910/.90:-8W,, 4:0//:044202/8, %B(@B%%U5*<B?D#BTB%LJUEJBFM?"#, , , , ,V33094908880888W,, V38082-0.880888W, 5#67!"#S<B(T`#M+`N>$*?OB+, , , , ,,,,190.3908/:,,,, ,:408980-4.,, 5#67!"#>`N#, , , , 303180-930993,,, ,,-820:/80.93,, M?"#!F!;$D"CFG+BSB@V[]G CQ[#W@"S@%%+FABM#"#?B#, , , , V3.04480:9:0.84W, 408840/8/0-93@%UL!M?"#!FSB@@"S@%%+J?$;#, , , ,, M?"#!FS<B([#@B%j`7>M?"#J?$;#[#5J&@$%&'(), , , , ,,V4:.0//20/44094:W, l, M?"#!F%&KSB@@B%=B(M?"#J?$;#[#5J&@$%&'(), , , , ,,48.0.9:08880888,,, l, M?"#!F%&KM?"#QR#IJ[#5;G#!B+&e, , , , 204.90888,, 204.90888, M?"#!FS<B([#!"#$%&'() C+<+6E&*E#, , , , ,V2083403/1W, ,,,,,,,,,,,,V380--903/3W, M?"#!FS<B([#@B%j`7>$6NF"#,>BTB%LJU>;Q@%i), , , , ,,,,,,V3890.9101//W, ,V:9304-:08--W,, M?"#!F%&KSB@@B%=B($6NF"#,>BTB%LJU>;Q@%i), , , , ,,30:1102/1,, 9:3028-,, M?"#!FS<B([#?B#%U5*<B?@<>!%GB?, , , , ,V3-808.10.3/W,, V1.0:/:099:W, , M?"#!F!;$D"[]G CQ[#@"S@%%+J?$;#, , , , V:8018:0899024/W, V:22029/0/24W@%UL!M?"#!FSB@@"S@%%+S&F5BM?"#, M?"#!F%&KSB@@B%>>@'&#DK&E%M?"#@^G, , , , ,31088808880888,,, 3-088808880888,, M?"#!FS<B(]AB%UT`#'&#DK&E%M?"#@^G, , , , ,,V3.088808880888W,, V39088808880888W, M?"#!FS<B(T<BD%%+M#6(+M?"#@^G, , , , V3108880888W,,, V390:8-0//:W, M?"#!F%&KSB@@B%M'"N+$;#, , , , l,,, ,4088808880888,, %B(CFG#AB!<?TJ&?, , , , V:0--909940.4.W, V:033:09--0:-4W, , M?"#!F!;$D"CFG+BSB@V[]G CQ[#W@"S@%%+S&F5BM?"#, , , , V90-.209940.4.W,,, 30/.:0::-0/99,M?"#!FLJU%B(@B%M$6(KM$<BM?"#!FM'"N+=P7#VJFJ?W!;$D", , , , ,,,,,,,V1401330/-:04./W, 109.-08.-0-34M?"#!FLJU%B(@B%M$6(KM$<BM?"#!FEG#?*F, , , , -30.2/03920-4/,,, ,9.0:::08/408:9M?"#!FLJU%B(@B%M$6(KM$<BM?"#!FQJB(?*F,, , 1H4, 9H3, 3/04/-0:2.0:-8,, -30.2/03920-4/5+B(M5E;Q%U@>K?K@B%M?"#MQY#!<*#5#PN?=>??K@B%M?"##67

(#%P!B>;'!31"((;1(##)3g"B';'>"'+T?OAX 4JJK<)"=B<?M 4JJ4

"#$%$&'$%$&()*%&$+,-

);7&+V(*)8#(A!W<K'X(3!,&4;Iy(8N#(:A!94#6ED!|}!"4#9$%0!z{{|!V2+!z{{z

,#K9B!i!;$6!

Page 85: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

82!!!!!"#$%$&'$%$&()*%&$+,-

}~!./'01264D9FID#BTB%>BTB%!?MT%BU5) CFGS&FE&7?=P7#EB+'%U%B]K&ee&E",

D#BTB%>BTB%!?MT%BU5),'H_H,:12-,L@G C=M'"N+ME"+gF(Q%U@B_=>?,,TiUQ�"*&E"fK&K$6N,,43.,J?*&#$6N,34,D&#*BT+,:939,'%U%B]K&ee&E"D#BTB%>BTB%!?MT%BU5),VfK&K$6N,:W,'H_H,:949,LJU'%U%B]K&ee&E"D#BTB%>BTB%!?MT%BU5),VfK&K$6N,4W,'H_H,:912,+6*&EO;Q%U!?T)M'`N>!#&K!#;#[5GQ%U]B]#+6>BTB%LJU5%`>$6NF"#M'`N>[]GMQY#$6N>(^<>B_&(,,D#BTB%+6!AB#&@?B#[5e<E&7?>(<MJ=$6N,,-4,O##'%U%B+,2,L=*?5G*(=*B?,,,M=E5G*(=*B?, @%;?M$'+5B#T%, LJU+6!B=B>(^<$&N*b^+"bBT[#Q%UM$_C$(,SAB#*#,..,!B=B

z~!*7Sc-7$&*(#');7$&*)8#:H3, ?K@B%M?"#S&F$ABLJUL!F?%B(@B%EB+=G>@AB5#F[#

Q%U@B_D#BTB%L5<?Q%UM$_C$($6N, !#!H,.8�:993,M%`N>?,,@B%S&F$ABLJU@B%Q%U@B_?K@B%M?"#=>?D#BTB%'Bi"](),LJUK%"c&$g°JF"7?$6NMQY#K%"c&$L+<=>?@J;<+D;%@"S$B?@B%M?"#,J?*&#$6N,4,!"?5BT+,:993,>>@EB+T*B+[#,'%U%B]K&ee&E"D;%@"S!OBK&#@B%M?"#, 'H_H,:993, LJU,,,,,

S&F$AB=P7#EB+5J&@@B%K&e]6$6N%&K%>?$&N*CQbB([EG'%U%B]K&ee&E"@B%K&e]6, 'H_H,:914, ?K@B%M?"#$6NM!#>CFG%*+%B(@B%K&e]6=>?!B=B$;@L5<?,gF(CFGE&F%B(@B%%U5*<B?@&#LJG*

:H:, @B%MQJ6N(#LQJ?Q%U+Bi@B%@B%'"SB%iB@B%FG>(T<B=>?$%&'()!"#%>@B%=B(

, [#?*F#67D#BTB%CFG'"SB%iB@B%E&7?T<BMI`N>@B%FG>(T<B=>?$%&'()!"#%>@B%=B(,gF('"SB%iBSB@%BTBEB+K&e]6@&K,+^JT<BQRSS;K&#, EB+$6N@J<B*C*G [#5+B(M5E;Q%U@>K?K,,,@B%M?"#=G>,1H., $AB[5GD#BTB%EG>?E&7?T<BMI`N>@B%FG>(T<B,,M'"N+SAB#*#,/89H98, JGB#KB$, EB+5+B(M5E;Q%U@>K,,?K@B%M?"#=G>,9H-,

:H4, L+<K$@B%K&e]6, +BE%dB#@B%K&e]6, LJU+BE%dB#@B%,%B(?B#$B?@B%M?"#[5+<5%`>Q%&KQ%;?[5+<

, [#QZ,:994, !bB*"]B]6'K&e]6CFG>>@Q%U@B_[5G []GL+<K$@B%K&e]6,+BE%dB#@B%K&e]6,LJU+BE%dB#,@B%%B(?B#,$B?@B%M?"#[5+<5%>Q%&KQ%;?[5+<+6%B(JUM>6(FF&?E<>CQ#67

, , , , @2'89N)9.G:2>*2:[Q0+ P)O:8("#:2aQ9+,, ,, , , , , :-,'hcbBT+,:994

+ )"?#d"'("#:2aQ9+++++ ++++++++++++ + + @2'89N)9.G:2>*2:[Q0,, fK&K$6N,3, VQ%&KQ%;?,:99:W,, @B%#ABM!#>?K@B%M?"#,3,+@%BT+,:991

fK&K$6N,:, VQ%&KQ%;?,:99:W, !"#TGBT?M5J`>, 3,+@%BT+,:991fK&K$6N,., VQ%&KQ%;?,:99:W, ?K@%UL!M?"#!F, 3,+@%BT+,:991fK&K$6N,/, VQ%&KQ%;?,:99:W, #g(KB(@B%K&e]6,@B%MQJ6N(#LQJ?Q%U+Bi@B%$B?K&e]6LJU=G>I"F'JBF, 3,+@%BT+,:991fK&K$6N,38,,VQ%&KQ%;?,:99:W, M5E;@B%i)bB(5J&?%>K%U(UM*JB%B(?B#, , , ,,3,+@%BT+,:991fK&K$6N,33, VQ%&KQ%;?,:99:W, !&eeB@<>!%GB?,,, 3,+@%BT+,:991fK&K$6N,3:, , bBc6M?"#CFG, 3,+@%BT+,:99-fK&K$6N,3-, VQ%&KQ%;?,:99:W, $6NF"#,>BTB%LJU>;Q@%i),,,, 3,+@%BT+,:991

"#$%$&'$%$&()*%&$+,-

,0$B*,<:I&+7';);7$&*)8#!(3!,&4;Iy(8N#(:A!94#6ED!|}!"4#9$%0!z{{|!V2+!z{{z

Page 86: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 83 รายงานประจำ ป 2553 83

+ )"?#d"'("#:2aQ9+++++ ++++++++++++ + + + @2'89N)9.G:2>*2:[Q0fK&K$6N,3., VQ%&KQ%;?,:99:W, !&eeBM]<B, , , 3,+@%BT+,:991fK&K$6N,3/, VQ%&KQ%;?,:99:W, %B(CFG,,, , , 3,+@%BT+,:991fK&K$6N,32, , IJQ%Ug(]#)=>?'#&@?B#,,,, , 3,+@%BT+,:991fK&K$6N,:8, VQ%&KQ%;?,:99:W, @B%K&e]6!AB5%&KM?"#>;F5#;#SB@%&dKBJ,LJU@B%MQXFMI(, 3,+@%BT+,:99-, ,, , , =G>+^JM@6N(*@&KT*B+]<*(M5J`>SB@%&dKBJfK&K$6N,:3, VQ%&KQ%;?,:99:W, IJ@%U$KSB@@B%MQJ6N(#LQJ?=>?>&E%BLJ@MQJ6N(#M?"#E%BE<B?Q%UM$_,, 3,+@%BT+,:991fK&K$6N,:4, VQ%&KQ%;?,:99:W, EG#$;#@B%@^G(`+,,, , , , , , 3,+@%BT+,:991fK&K$6N,:1, VQ%&KQ%;?,:99:W, @B%MQXFMI(=G>+^JM@6N(*@&KK;TTJ5%`>@"S@B%$6NM@6N(*=G>?@&#, , 3,+@%BT+,:991fK&K$6N,:-, VQ%&KQ%;?,:99:W, @B%K&e]6LJU@B%%B(?B#gT%?@B%IJQ%Ug(]#)M+`N>>>@SB@?B#, , 3,+@%BT+,:991, ,, , , fK&K$6N,:., VQ%&KQ%;?,:99:W,?K@B%M?"#%*+LJU?K@B%M?"#Mf'BU@"S@B%,, 3,+@%BT+,:991fK&K$6N,:/, VQ%&KQ%;?,:99:W, M?"#J?$;#[#K%"c&$%<*+, , , , , , 3,+@%BT+,:991fK&K$6N,:2, VQ%&KQ%;?,:99:W, @B%%B(?B#$B?@B%M?"#[#!bB'M_%cd@"S$6NM?"#M�m>%;#L%?, , 3,+@%BT+,:991fK&K$6N,43, VQ%&KQ%;?,:99:W, !<*#CFGM!6([#@B%%<*+TGB, , , , , , 3,+@%BT+,:991fK&K$6N,44, VQ%&KQ%;?,:99:W, @ABC%E<>5;G#, , , , , , 3,+@%BT+,:991fK&K$6N,41, VQ%&KQ%;?,:99:W, ?K@B%M?"#%U5*<B?@BJ, , , , , , 3,+@%BT+,:991fK&K$6N,4-, VQ%&KQ%;?,:99:W, @B%FG>(T<B=>?!"#$%&'(), , , , , , 3,+@%BT+,:991fK&K$6N,4., VQ%&KQ%;?,:99:W, Q%U+Bi@B%5#67!"#,5#67!"#$6N>BSM@"F=P7#,LJU!"#$%&'()$6N>BSM@"F=P7#, , 3,+@%BT+,:991fK&K$6N,4/, VQ%&KQ%;?,:99:W, !"#$%&'() C+<+6E&*E#, , , , , , 3,+@%BT+,:991fK&K$6N,18, VQ%&KQ%;?,:99:W, >!&?5B%"+$%&'()M'`N>@B%J?$;#, , , , 3,+@%BT+,:991, ,

+ )"?#d"'("##"=>"'8">("#B>;'+ + ++++++++++++@2'89N)9.G:2>*2:[Q0fK&K$6N,:,, , ,@B%S<B(gF([]G5;G#MQY#M@i�), , , , , 3,+@%BT+,:991fK&K$6N,4,, VQ%&KQ%;?,:99:W, ,@B%%*+D;%@"S, , , , , , 3,+@%BT+,:991fK&K$6N,9,, VQ%&KQ%;?,:99:W, !"#$%&'() C+<5+;#M*6(#$6NO`>C*GM'`N>=B(LJU@B%FABM#"#?B#$6N(@MJ"@, , 3,+@%BT+,:991fK&K$6N,-,, , @B%!AB%*SLJUQ%UM+"#T<BL5J<?$%&'(B@%L%<, , 3,+@%BT+,:991,

Page 87: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

84!!!!!"#$%$&'$%$&()*%&$+,-

I^GK%"5B%=>?D#BTB%CFG'"SB%iBIJ@%U$KSB@@B%[]G+BE%dB#,@B%K&e]6LJU+BE%dB#@B%%B(?B#$B?@B%M?"#[5+<=GB?EG#LJG*,,,+6IJ@%U$K>(<B?C+<+6#&(!ABT&eE<>?K@B%M?"#=>?D#BTB%,(@M*G#

3H,+BE%dB#@B%K&e]6,fK&K$6N,3,M%`N>?,@B%#ABM!#>?K@B%M?"#,,jPN?+6@B%MQJ6N(#LQJ?=G>@AB5#FM@6N(*@&K@B%L!F?%B(@B%[#?K@B%M?"#, SP?+6IJ@%U$KE<>@B%S&FQ%UMb$%B(@B%[5+<,,,,,[#?*F$6NM%"N+O`>Q�"K&E"

:H,+BE%dB#@B%K&e]6,fK&K$6N,32,M%`N>?,IJQ%Ug(]#)=>?'#&@?B#,,D#BTB%SU#AB+BE%dB#F&?@J<B*+BO`>Q�"K&E" [#QZ,:991,,,D#BTB%K&#$P@IJQ%Ug(]#)'#&@?B#bB(5J&?@B%MJ"@SGB?C*GLJG*gF(+6(>FT?M5J`>,i,*&#$6N,43,D&#*BT+,:994,SAB#*#,,///H1.,JGB#KB$,,V5+B(M5E;Q%U@>K?K@B%M?"#=G>,1H31,LJU,,,9H3:W,,LJUTBF*<BSU+6IJ@%U$KE<>?K@B%M?"#>6@SAB#*#5#PN?,jPN?=iU#67>(^<%U5*<B?FABM#"#@B%

|~!7$&@4AI&+*>6&$B7$&?#);7$&*)8#?,0K, %B(@B%[#?K@B%M?"#!AB5%&KQZ!"7#!;F*&#$6N,43,D&#*BT+,:99:,KB?,

%B(@B%CFGS&FQ%UMb$%B(@B%[5+<M'`N>[5G!>FTJG>?@&K@B%L!F?%B(@B%[#?K@B%M?"#!AB5%&KQZ!"7#!;F*&#$6N,43,D&#*BT+,:994

�~!(&:I#MB;$B7$&;45=E6ED(3!%45

6b,+("##2:#/0#"=c301H3H3,%B(CFGF>@MK67(,%&K%^GEB+M@i�)T?TGB?,(@M*G#F>@MK67(M?"#

[5G!"#M]`N>$6NTGB?]AB%UM@"#,4,MF`>#,%&K%^GEB+M@i�),M?"#!F,,EB+5J&@M@i�)=>?D#BTB%L5<?Q%UM$_C$(, D#BTB%SU@J&K+B[]GM@i�)T?TGB?!AB5%&KM?"#[5G!"#M]`N>SAB#*##&7#,M+`N>J@5#67CFG]AB%UM?"#EG#LJUF>@MK67(!<*#$6NTGB?M!%aS!"7#LJG*

, D#BTB%K&#$P@(@MJ"@%B(CFGF>@MK67(TGB?%&KSB@M?"#[5G!"#M]`N>$6NTGB?]AB%UM@"#@*<B,4,MF`>#,,#&KE&7?LE<*&#$6NTGB?]AB%UM'`N>[5GMQY#CQEB+=G>@AB5#F=>?D#BTB%L5<?Q%UM$_C$(

1H3H:,%B(CFGF>@MK67(SB@M?"#J?$;#[#E%B!B%5#67, %&K%^GEB+*"D6>&E%BF>@MK67($6NL$GS%"?

1H3H4,M?"#QR#IJSB@M?"#J?$;#,%&K%^GM+`N>+6!"$D"[#@B%%&KM?"#QR#IJ1H3H1,%B(CFGT<BM]<B>!&?5B%"+$%&'(), %&K%^GEB+M@i�)T?TGB?gF(

5(;F%&K%^G%B(CFGM+`N>TGB?]AB%UT<BM]<BM@"#,,:,MF>#EB+M?`N>#C=,[#!&eeBM]<B

1H3H9,%B(CFG>`N#%&K%^GEB+M@i�)T?TGB?

6b4+("##2:#/0*O"[Q01O"=, F>@MK67(S<B(LJUT<B[]GS<B(>`N#%&K%^GEB+M@i�)T?TGB?

6bK+B>;'!3PG%#"=("#B89=:B8O"B>;'!3M?"#!FLJU%B(@B%M$6(KM$<BM?"#!F[#?K@%UL!M?"#!F,5+B(OP?,M?"#!F[#+`>LJU%B(@B%%U5*<B?D#BTB%LJUEJBFM?"#Q%UMb$S<B(T`#M+`N>$*?OB+

6b6++B>;'G>8M'M?"#J?$;#[#E%B!B%5#67$6ND#BTB%E&7?[SLJU!B+B%O$6NSUO`>,S#T%K@AB5#F, S&FQ%UMb$MQY#E%B!B%5#67$6NSUO`>S#T%K@AB5#F,,L!F?FG*(%BTB$;#E&FSAB5#<B(5&@T<BMI`N>@B%FG>(T<B,VOGB+6W,gF(L(@L!F?E%B!B%5#67$6NSUO`>C+<M@"#,3,QZ,MQY#M?"#J?$;#]&N*T%B*,,LJUE%B!B%5#67$6NSUO`>M@"#,3,QZMQY#M?"#J?$;#%U(U(B*

M?"#J?$;#[#K%"c&$%<*+,K&#$P@gF(*"D6%BTB$;#

6bJ++B>;'[<0!;'BQRNAM?"#[5G!"#M]`N>L!F?FG*(SAB#*#M?"#EG#,,(@M*G#M?"#MK"@M@"#K&e]6L!F?FG*(SAB#*#M?"#EG#%*+F>@MK67(TGB?%&K

6bD++*O"B.RNA<'9v!>!2=1%!/a1H-H3,D#BTB%CFGE&7?T<BMI`N>5#67!?!&(SU!^egF(O`>Q�"K&E"EB+,,,

5J&@M@i�)@B%@&#!AB%>?EB+5#&?!>D#BTB%L5<?Q%UM$_C$(,$6N,!#!H,43�:993,J?*&#$6N,4,!"?5BT+,:993,M%N>?,5J&@M@i�)@B%S&F]&7#LJU@B%@&#!AB%>?=>?!OBK&#@B%M?"#LJUO`>Q�"K&E"EB+L#*#g(KB(=>?D#BTB%L5<?Q%UM$_C$(,,M%`N>?L#*#g(KB(@B%Q%UM+"#+^JT<B5J&@Q%U@&#LJU>!&?5B%"+$%&'()%>@B%=B($6N CFG+BSB@@B%]AB%U5#67=>?!OBK&#@B%M?"#J?*&#$6N,2,D&#*BT+,:99:,jPN?!%;QCFGF&?#67

Page 88: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 85 รายงานประจำ ป 2553 85

3W, D#BTB%@&#M?"#!AB%>?!AB5%&KJ@5#67FG>(T;ibB',,[#>&E%B%G>(JU,388,!AB5%&K!<*#E<B?%U5*<B?(>F5#67EB+K&e]6@&K+^JT<BQRSS;K&#=>?@%UL!M?"#!F$6NTBF*<BSUCFG%&KSB@@B%SAB5#<B(5J&@Q%U@&#EB+*"D6@B%$6ND#BTB%L5<?Q%UM$_C$(@AB5#F

:W, 5J&@Q%U@&#$6N#AB+BTAB#*i+JT<BQRSS;K&#=>?@%UL!M?"#!F,,$6NTBF*<BSUCFG%&KSB@@B%SAB5#<B(5J&@Q%U@&#, CFGL@<,>!&?5B%"+$%&'(),VM]<#, +^JT<BQRSS;K&#=>?@%UL!M?"#!F,,$6NTBF*<BSUCFG%&KSB@@B%SAB5#<B(5J&@Q%U@&#$6NMQY#>!&?5B%"+$%&'()=>?J^@5#67$6N>(^<%U5*<B?FABM#"#TF6,M$<B@&K%G>(JU,-:,=>?%BTBQ%UM+"#,+JT<BQRSS;K&#=>?@%UL!M?"#!F,,$6NTBF*<BSUCFG%&KSB@@B%SAB5#<B(5J&@Q%U@&#$6NMQY#>!&?5B%"+$%&'()=>?J^@5#67$6N>(^<, , %U5*<B?@B%=B($>FEJBF,M$<B@&K%G>(JU,--H4/,=>?,%BTBQ%UM+"#W

4W, @B%Q%UM+"#+JT<B5J&@Q%U@&#,D#BTB%[]G=G>+J5J&@Q%U@&#,$6N+6>B(;Q%UM+"#C+<M@"#,3,QZ,SB@%UKKdB#=G>+J!B%!#M$_,$B?b^+"_B!E%)=>?D#BTB%L$#+^JT<B5J&@Q%U@&#$6N+6@B%Q%UM+"#M@"#@*<B,4,QZ, ,

D#BTB%CFGQ%&K%B(@B%T<BMI`N>5#67!?!&(SU!^e, !"7#!;F*&#$6N,43,,D&#*BT+,,:99:,[5+<,gF(O>Q�"K&E"EB+5J&@M@i�)@B%@&#!AB%>?,EB+5#&?!`>D#BTB%L5<?Q%UM$_C$(,$6N, !#!H43�:993, M%`N>?,5J&@M@i�)@B%S&F]&7#LJU@B%@&#!AB%>?=>?!OBK&#@B%M?"#,,LJUO`>Q�"K&E"EB+L#*#g(KB(=>?D#BTB%L5<?Q%UM$_C$(,,M%`N>?L#*#g(KB(@B%Q%UM+"#+^JT<B5J&@Q%U@&#, LJU>!&?5B%"+$%&'()%>@B%=B($6N CFG+BSB@@B%]AB%U5#67=>?,,,,!OBK&#@B%M?"#LJUCFGQ%&KQ%;?T<BMI`N>5#67!?!&(SU!^eQZ,:99:,,$6NL!F?MQ%6(KM$6(KM'`N>[5G!>FTJG>?@&KQZ,:994, LJG*, EB+5+B(M5E;Q%U@>K?K@B%M?"#=G>,9H1H9,LJU,9H9

>#PN?,D#BTB%CFG'"SB%iB@&#M?"#!AB%>?EB+M@i�),T;ibB'=>?,J@5#67,gF('"SB%iBSB@T*B+!B+B%O[#@B%]AB%U5#67FG*(,,gF(D#BTB%CFG$(>(@&#M?"#!AB%>?5#67!^eMQY#%B(MF`>#,E&7?LE<?*FQZ,:99:,MQY#EG#+B,LJU\�B(K%"5B%SU'"SB%iB@&#M?"#!AB%>?5#67!e

M'"N+SB@$6N$(>(E&7?MQY#%B(MF`>#F&?@J<B*,EB+T*B+M5+BU!+5#67!^e$6NE&F>>@SB@K&e]6,LJU5#67!^eCFG%&KT`#D#BTB%#ABCQJF5%>M'"N+(>FSAB#*#$6N@&#C*GMQY#T<BMI`N>5#67!?!&(SU!eLJG*LE<@%i6

D#BTB%@AB5#FL#*$B?Q�"K&E" M@6N(*@&K@B%E&F5#67!^e,,,,,,,,,,,,,gF(D#BTB%, CFGE&F5#67!^e!AB5%&KJ^@5#67S&F]&7#!?!&(SU!^e,,,M$<B@&KSAB#*#$6N@&#!AB%>?!AB5%&KJ^@5#67$6N!?!&(*<BSUM%6(@T`#,,C+< CFG, jPN?!>FTJG>?@&K5J&@M@i�)@B%E&F!<*#!^eM!6(=>?,D#BTB%L5<?Q%UM$_C$(1H-H:,T<BD%%+M#6(+M?"#[5G@G%B((<>(%U(U(B*$6ND#BTB%$F%>?S<B(

SUE&7?T<BMI`N>5#67!?!&(SU!eLJU%&K%^GMQY#T<B[]GS<B(,M]<#MF6(*@&KM?"#[5G!"#M]`N>,(@M*G#C+<#AB5J&@Q%U@&#+B5&@,L!F?%*+>(^<[#%B(@B%!"#$%&'()>`N#

1H-H4,J^@5#67>`N#$6NTBF*<BSUM@aKM?"#C+<CFG, SUE&7?T<BMI`N>5#67!?!&(,SU!eMEa+SAB#*#,LJUL!F?%*+>(<[#%B(@B%!"#$%&'()>N#,M*G#LE<J@5#67FABM#"#TF6%>%&KT#,LJUJ@5#67FABM#"#TF6M?"#MK"@M@"#K&e]6%>%&KT#$6NM@"FSB@IJE<B?=>?@B%CFG%&K]AB%U5#67,SB@M?"#$6NCFGSB@@B%=B($>FEJBF$%&'()SAB#>?,L!F?%*+,>(^<[#M?"#[5G!"#M]`N>

6b_+8#2Z=C!;'#A("#Y"=$%&'()!"#%>@B%=B(K&#$P@FG*(%BTB$;#$6NCFG+B,5%>%BTBEJBF,,,,5%`>+^J5#67%*+F>@MK67(TGB?%&KEB+!"$D"$B?@�5+B(LJG*LE<,%BTB[FSUEANB@*<B, gF(%BTBEJBFQ%U+BiSB@%BTBQ%UM+"#,T%&7?J<B!;F!;$D"SB@Q%U+Bi@B%T<B[]GS<B([#@B%=B(LJUT<B[]GS<B(,[#@B%O`>T%>?$%&'()!"#

=BF$;#SB@@B%FG>(T<B%&K%^G [#?K@ABC%=BF$;#,@ABC%5%>=BF$;#SB@@B%SAB5#<B(%&K%^GMQY#%B(CFG>`N#5%`>T<B[]GS<B(>`N#,M+`N>+6@B%SAB5#<B(

D#BTB%E&7?T<BMI`N>@B%FG>(T<B=>?$%&'()!"#%>@B%=B(SB@,,,,,IJE<B?=>?%BTB$;#@&K%BTB=B(5%`>%BTBQ%UM+"#5%`>IJ@B%,TAB#*i, gF(!;<+Q%UM+"#%BTB!"#$%&'()$6NCFG+B@<>#QZQRSS;K&#,,[]GMQY#dB#[#@B%TAB#*iT<BMI`N>@B%FG>(T<BMfJ6N(=>?$%&'()!"#

Page 89: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

86!!!!!"#$%$&'$%$&()*%&$+,-

%>@B%=B([#LE<JU@J;<+(<>(,jPN?L(@EB+>B(;@J;<+(<>(,>>@MQY#>B(;#G>(@*<B5%>M$<B@&K,4,QZ,>B(;,4,l,9,QZ,>B(;,9,l,38,QZLJU>B(;+B@@*<B,38,QZ,gF(D#BTB%[]GT<BMIN>@B%FG>(T<BMfJ6N(=>?$%&'()!"#,%>@B%=B([#@B%TAB#*iT<BMI`N>@B%FG>(T<B=>?$%&'()!"#%>@B%=B($6NC+<CFGO^@!;<+E&*>(<B?,,

[#?*FQZ,:994,D#BTB%E&7?T<BMI`N>@B%FG>(T<B=>?$%&'()!"#@B%%>=B(M'"N+=P7#SB@QZ,:99:, gF(*"D6MQ%6(KM$6(K%BTBEB+K&e]6,@&K+JT<BQRSS;K&#,@%i6O>T%>?,4,QZ,!<*#JF%G>(JU,4,M'N>%>?%&K,,IJ@%U$K$6N>BSSUM@"F=P7#,@%i6C+<!B+B%OSAB5#<B(>!&?5B%"+$%&'(),%>@B%=B(CFGbB([#%U(UM*JB$6ND#BTB%L5<?Q%UM$_C$(@AB5#F

6b7++89N3;'+A"*"#PG%AM$(#5C  $6NF"#,>BTB%LJU>;Q@%i),L!F?[#%BTB$;#5&@T<BM!`N>+%BTB!U!+,

, ,T<BM!`N>+%BTB>BTB%LJU>;Q@%i),TAB#*igF([]G*"D6M!G#E%?EB+,,>B(;@B%[]G?B#[#>&E%B%G>(JU,F&?#67

, , , >BTB%,, >&E%B%G>(JU, 9, E<>QZ, , , >;Q@%i), >&E%B%G>(JU, 38,l,44, E<>QZ, >;Q@%i)$6N+6%BTB$;#E<>5#<*(C+<M@"#,380888,KB$,LJU>;Q@%i),,,,,

M@6N(*@&KM$Tg#gJ(6$6N+6%BTB$;#E<>5#<*(C+<M@"#,480888, KB$,,,%&K%^GMQY#T<B[]GS<B([#?*FK&e]6$6Nj`7>+B

, %B(S<B(M@6N(*@&K@B%Q%&KQ%;?LJU'&�#B!"#$%&'(), jPN?$AB[5G>B(;=>?!"#$%&'()(B*#B#=P7#, >&#+6IJ$AB[5G+^JT<BMQJ6N(#L$#=>?!"#$%&'()M'"N+=P7#>(<B?MQY#!B%U!ABT&eSU%*+MQY#%BTB$;#=>?!"#$%&'(),!<*#T<Bj<>+Lj+LJUT<BKAB%;?%&@cB,%&K%^GMQY#T<B[]GS<B([#%>K%U(UM*JBK&e]6$6NM@"F=P7#

, [#@%i6$6N%BTBEB+K&e]6!^?@*<B+^JT<B$6NTBF*<BSUCFG%&KT`#%BTBEB+K&e]6SUO@Q%&KJF[5GM$<B@&K+JT<B$6NTBF*<BSUCFG,%&KT#+JT<B$6NTBF*<BSUCFG%&KT`#TAB#*iSB@+^JT<BQRSS;K&#=>?@%UL!M?"#!F$6NTBF*<BSUM@"F[#>#BTESB@@B%[]G!"#$%&'()>(<B?E<>M#`N>?,5%>SAB#*#$6NSUCFG%&KSB@@B%=B(!"#$%&'()5&@FG*(EG#$;#SB@@B%SAB5#<B(!"#$%&'()#&7#LJG*LE<SAB#*#[FSU!^?@*<B,

, @ABC%LJU=BF$;#SB@@B%SAB5#<B($6NF"#, >BTB%LJU>;Q@%i),'"SB%iBSB@IJE<B?%U5*<B?M?"#!F%&K!;$D"SB@@B%SAB5#<B(@&K%BTBEB+23UA67"C#<'-13?;XF>G1321Q,*'C2/Y&817&9-.' 

6bF+++!;'8#2Z=C c)O)9?2@?', L!F?FG*(%BTB$;#5&@T<BE&FSAB5#<B(!U!+LJUT<BMI`N>@B%FG>(T<B

=>?!"#$%&'()

, @B%E&FSAB5#<B(TAB#*igF([]G*"D6M!G#E%?EB+>B(;@B%[]G?B#=>?!"#$%&'(),F&?#67,,

, , , gQ%L@%+T>+'"*ME>%),,,1, QZ

6b,-+*O"[Q01O"=#A?23:2aQ9, T<BD%%+M#6(+[#@B%SAB5#<B('&#DK&E%,E&FS<B(gF([]G*"D6M!G#E%?

EB+>B(;=>?'&#DK&E%,L!F?%*+>(^<[#!"#$%&'()>`N#

6b,,+!;'8#2Z=C89Nc30#2::#;1"*  !"#$%&'()$6N CFG%&KK%"SBTL!F?EB+%BTB$6N CFG%&KK%"SBTLJU,,,,,

K&#$P@K&e]6T^<@&K!<*#M@"#$;#SB@@B%K%"SBT, TAB#*iT<BM!`N>+,%BTBgF(*"D6M!G#E%?, T<BM!`N>+%BTB=>?!"#$%&'()$6N+"CFG []G [#,,,@B%FABM#"#?B##ABCQJFK&e]6!<*#M@"#$;#SB@@B%K%"SBT, !<*#T<BM!`N>+%BTB!"#$%&'()$6N[]G [#@B%FABM#"#?B#$6N@<>[5GM@"F%B(CFGgF(E%?O`>MQY#T<B[]GS<B(FABM#"#?B#

6b,4+(A>8M':g"B<'h1./0$`;:2?;>"'&'"*"#A"*"#!>B*#"%<C  D#BTB%%*+?K@B%M?"#=>?@>?$;#KABM5#aSI^GQ�"K&E"?B#,

D#BTB%>BTB%!?MT%BU5) C*G [#?K@B%M?"#=>?D#BTB%,gF(%*+MQY#%B(@B%E<>%B(@B%$;@!"7#MF`>#SUS<B(M?"#!+$KM=GBK&e]6@>?$;#KABM5#aSLJU%&K%^GMQY#T<B[]GS<B(=>?D#BTB%

6b,K+(A>8M'!g"#A>BG9v=>Q9Z&'"*"#A"*"#!>B*#"%<C+�mN>138%B:9='PG0@+, D#BTB%CFGSF$UMK6(#S&FE&7?@>?$;#!AB%>?MJ67(?]6'EB+,,,,,,,,,

'%U%B]K&ee&E"@>?$;#!AB%>?MJ67(?]6','H_H,:948,M+`N>*&#$6N,32,,@&#(B(#,:94.,gF('#&@?B#$6NMQY#!+B]"@SUMJ>@S<B(M?"#!U!+M=GB@>?$;#CFG [#>&E%B%G>(JU,,4,l,33,=>?M?"#MF`>#,!+B]"@LJUD#BTB%SUS<B(!+$K[#>&E%B%G>(JU,2l33,=>?M?"#MF>#!+B]"@,gF(%&K%^GMQY#T<B[]GS<B(=>?D#BTB% 

Page 90: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 87 รายงานประจำ ป 2553 87

6b,6+.G$#%S=Q'CZ'2(>"'L"=<G2>("#BG;(10">+, D#BTB%K&#$P@IJQ%Ug(]#)'#&@?B#bB(5J&?@B%MJ"@SGB?MQY#,

5#67!"#, E&7?LE<QZ,:91., gF($6N5#67!"#$6N+6E<>'#&@?B#MQY#CQEB+,5J&@M@i�)LJUM?`N>#C=$6N@AB5#FEB+'%U%B]K&ee&E"L%??B#,%&d*"!B5@"S!&+'&#D),'H_H,:914,SAB#*#M?"#!AB5%&K5#67!"#F&?@J<B*[#>#BTE=P7#>(^<@&KdB#M?"#MF`>#, LJUSAB#*#QZ$6N'#&@?B#$AB?B#[5GD#BTB%S#OP?*&#$6N!"7#!;F@B%$AB?B#[#>#BTE,5#67!"#$6NM@"FSB@@�5+B(F&?@J<B*%&K%^GFG*(+JT<B(;E"D%%+=>?Q%U+Bi@B%@%UL!M?"#!F$6NSUEG>?S<B([#>#BTET"FJFFG*(>&E%BF>@MK67(,$6N[]G!AB5%&K]<*?M*JB>B(;EB+M?`N>#C=,$6N+6J&@ciULJU%U(UM*JB[@JGMT6(?@&K5#67!"#$6NSUM@"F=P7#F&?@J<B*

6b,J+!2aa"BQO"#%=%="@, !&eeBM]<B%U(U(B*,MQY#!&eeBM]<BFABM#"#?B#gF($6NT*B+M!6N(?,

LJUIJE>KL$#=>?T*B+MQY#MSGB=>?!<*#[5e<E@>(^<@&KI^G [5GM]<B,SAB#*#M?"#$6NS<B(EB+!&eeBM]<BFABM#"#?B#%&K%^GMQY#T<B[]GS<B(gF(*"D6M!G#E%?EJ>F>B(;=>?!&eeBM]<B

6b,D+?#"!"#A'MZ2'&C, D#BTB%CFG []GMT%`N>?+`>$B?@B%M?"#M'`N>Qm>?@&#T*B+M!6N(?SB@,,,,,,,

>&E%BLJ@MQJ6N(#M?"#E%BE<B?Q%UM$_LJU>&E%BF>@MK67(,MT%`N>?+>,$B?@B%M?"#$6N[]GT>,!&eeBLJ@MQJ6N(#!@;JM?"#LJU>&E%BF>@MK67(,,V�ut��,�vuu�x�y,�¨o�W,LJU!&eeBLJ@MQJ6N(#,>&E%BF>@MK67(,V�xr�u��r,�or�,�¨o�W,gF(+6=G>@AB5#F>&E%BF>@MK67(=&7#!^?LJUM?`N>#C=(@MJ"@!&eeB

  D#BTB%L!F?%B(@B%!&eeBLJ@MQJ6N(#!@;JM?"#LJU>&E%B,,,F>@MK67(,LJU!&eeBLJ@MQJ6N(#>&E%BF>@MK67(,MQY#%B(@B%#>@?KF;JEB++^JT<B$6NE%BC*G

, IJE<B?$6NCFG%&K5%>EG>?S<B(]AB%UEB+!&eeBLJ@MQJ6N(#!@;JM?"#,LJU>&E%BF>@MK67(,LJU!&eeBLJ@MQJ6N(#>&E%BF>@MK67(K&#$P@MQY#!<*#5#PN?=>?T<B[]GS<B(F>@MK67(EJ>F>B(;=>?!&eeB,

  =BF$;#$6NM@"F=P7#SB@@B%$AB!&eeBLJ@MQJ6N(#!@;JM?"#LJU,>&E%BF>@MK67(,i,*&#$AB!&eeBSUE&FSAB5#<B(MQY#T<B[]GS<B(EJ>F,>B(;=>?!&eeB#&7#

  @ABC%5%>=BF$;#SB@@B%(@MJ"@!&eeB5%>@B%]AB%UT#M?"#@^G(+@<>#@AB5#F,%&K%^GMQY#%B(CFG5%`>T<B[]GS<B(

6b,_+#"=("#!M8&;#%<@O">(2'  !"#$%&'()$B?@B%M?"#LJU5#67!"#$B?@B%M?"#SU#AB+B5&@@JK

LJUL!F?SAB#*#!;$D"[#?KF;JCFG@aE<>M+`N>D#BTB%+6!"$D"$B?@�5+B([#@B%#ABSAB#*#$6N%&K%^G C*G [#?KF;J+B5&@@JKJK5#67@&#LJUD#BTB%+6T*B+E&7?[S$6NSU%&K5%`>S<B(]AB%USAB#*#$6N%&K%^G C*G[#?KF;JFG*((>F!;$D",5%`>E&7?[S$6NSU%&KQ%Ug(]#)SB@!"#$%&'()[#M*JBMF6(*@&K$6NS<B(]AB%U5#67!"#

6b,7+#"=("#(2::M**G<#RA(;1("#89NB(9N=@Y0A>(2'  K;TTJ5%`>@"S@B%$6NM@6N(*=G>?5+B(OP?, K;TTJ5%`>@"S@B%$6N+6,

>AB#BST*KT;+D#BTB%C+<*<BSUMQY#gF($B?E%?5%`>$B?>G>+5%`>+6>"$D"'J>(<B?MQY#!B%U!ABT&e[#@B%E&F!"#[SM@6N(*@&K,#g(KB($B?@B%M?"#LJU@B%FABM#"#?B#,#>@SB@#67K;TTJ5%`>,@"S@B%$6NM@6N(*=G>?@&#(&?%*+OP?@B%>(^<bB([EG@B%T*KT;+5%`>,>(^<bB([EG>"$D"'J%<*+@&#

  D#BTB%MQY#%&d*"!B5@"SbB([EG@B%@AB@&KF^LJ=>?@%U$%*?,,,,@B%TJ&?, D#BTB%+6%B(@B%$B?D;%@"S@&K%&d*"!B5@"S>`N#k, jPN?,>BSSU>(^<bB([EG@B%T*KT;+MF6(*@&#gF(%&dKBJC$(,$&7?$B?E%?,I<B#$B?5#<*(?B#%&dKBJ,5%>$B?>G>+gF(I<B#K%"c&$%<*+5%>>?T)@%>`N#k, %BTBLJUM?`N>#C=[#@B%[5GK%"@B%@&K5#<*(?B#bBT%&dMQY#CQEB+M@i�)$B?@B%TGBQ@E", F&?#&7#D#BTB%SP?C+<SABMQY#EG>?%*K%*+LJUMQXFMI(%B(@B%TGB@&K%&d*"!B5@"S>`N#LJU5#<*(?B#bBT%&dC*G [#M%`N>?%B(@B%@&KK;TTJ5%`>@"S@B%$6NM@6N(*=G>?@&#

Page 91: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

88!!!!!"#$%$&'$%$&()*%&$+,-

,

  %B(@B%@&KK;TTJ5%`>@"S@B%$6NM@6N(*=G>?@&#,CFGL@<,I^GK%"5B%LJU,@%%+@B%=>?D#BTB%, jPN?+6>AB#BS5#GB$6NLJUT*B+%&KI"F]>K,[#@B%*B?LI#,!&N?@B%,LJUT*KT;+@B%FABM#"#?B#=>?D#BTB%,,D#BTB%@AB5#F%BTB!AB5%&K%B(@B%TGB@&KK;TTJ5%`>@"S@B%,,,,$6NM@6N(*=G>?@&#EB+$6ND#BTB%Q%U@B_L@<!BDB%i]#MQY#Q@E"D;%@"SLJUMQY#M?`N>#C=@B%TGB$&N*CQ

6b,F+$#%)"5("#8">:2aQ9  [#@B%S&F$AB?K@B%M?"#[5GMQY#CQEB+5J&@@B%K&e]6$6N%&K%>?,

$&N*CQ, D#BTB%EG>?[]G@B%Q%U+BiLJUE&7?=G>!++E"dB#5JB(Q%U@B%,jPN?+6IJ@%U$KE<>SAB#*#M?"#$6NM@6N(*@&K%B(CFG,T<B[]GS<B(,

!"#$%&'()LJU5#67!"#, LJU@B%MQXFMI(=G>+^JM@6N(*@&K!"#$%&'()LJU5#67!"#$6N>BSM@"F=P7#, jPN?IJ$6NM@"F=P7#S%"?>BSLE@E<B?CQSB@SAB#*#$6NQ%U+BiC*G

6b4-+("#P(0 cYY0A.;3ZG"3  MF`>#M+cB(#,:99:,,D#BTB%'K@B%$;S%"E=>?'#&@?B#$6NM@"F

]<*?MF`>#@;+bB'&#D),:993, OP?MF`>#M+cB(#,:99:, gF(@B%,Q%&KQ%;?%B(@B%F>@MK67(S<B([#%UKK?B#=>?D#BTB%$6NL!F?!^?CQ,SAB#*#,122H:.,JGB#KB$,gF(!<*#5#PN?+6IJ@%U$K$AB[5GF>@MK67(S<B(!AB5%&KQZ!"7#!;F*&#$6N,43,D&#*BT+,,:99:,!?CQ,SAB#*#,1-H88, JGB#KB$, D#BTB%CFGQ%&KQ%;?=G>I"F'JBF, F&?@J<B*[#,,?K@B%M?"#!AB5%&KQZ!"7#!;F*&#$6N,43,D&#*BT+,:99:,LJG*

M?"#!F,,, , , :09.3H/1, , :0///H-4,%B(@B%%U5*<B?D#BTB%LJUEJBFM?"#, 390/:2H:3, , 9/02:4H245&@,M?"#\B@D#BTB%Q%UMb$Q%USABM@"#,,4,MF`>#, 31H.9, 390/31H1-, 31H18, 9/0282H94M?"#!F,LJU%B(@B%M$6(KM$<BM?"#!F, , 3/04/-H48, , -30.2/H3-

{~!./'012*Q8D0*<80Jb,+B>;'!3PG%#"=("#B89=:B8O"B>;'!3

,#K9B!i!2/$#;$6!

4JJ44JJK

Page 92: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 89 รายงานประจำ ป 2553 89

, M?"#\B@D#BTB%'Bi"]()Q%UMb$+6%U(UM*JB,i,*&#$6N,43,D&#*BT+,:994,LJU,:99:,SAB#*#,31H.9,,JGB#KB$,LJU,31H18,JGB#KB$,MQY#M?"#\B@D#BTB%=>?@>?$;#KABM5#aSI^GQ�"K&E"?B#D#BTB%>BTB%!?MT%BU5)

9H:,%B(@B%%U5*<B?D#BTB%LJUEJBF@B%M?"#

JbK+B>;'G>8M'

, M?"#\B@, ,, D#BTB%L5<?Q%UM$_C$(, , 32H2-, l, 32H2-, ,,30282H28,, l, ,,30282H28,, ,, M?"#\B@Q%USAB$6N, ,,,,, D#BTB%L5<?Q%UM$_C$(, , l, 3:0433H83, 3:0433H83,, l, l, l,, ,, D#BTB%'Bi"](), , 401/4H12, 31H.9, 4012/H:1, ,::.H42,, 31H18, :13H.2, ,, %*+, , , 40984H19, 3:04:9H.-,, 390/:2H:3,, :034.H:2, 31H18, :0393H-2, M?"#[5G!"#M]`N>, ,, E%B!B%5#67D#BTB%L5<?Q%UM$_C$(,, l, l, l, l, 9-0..:H:1,, 9-0..:H:1, %*+%B(@B%%U5*<B?D#BTB%LJUEJBFM?"#, 40984H19, 3:04:9H.-, 390/:2H:3, :034.H:2,, 9-0./-H-1,, ,9/02:4H24

E%B!B%5#67$6NSUO`>S#T%K@AB5#F, '&#DK&E%D#BTB%L5<?Q%UM$_C$(, ,:302/2H-2, l, '&#DK&E%%&dKBJ, ,l, 40888H88%*+M?"#J?$;#]&N*T%B*, :302/2H-2, 40888H88

#@)B)RNA8@>w") )9#%=%B@G"#@))9#%=%B@G"B)RNA8@>w")

,#K9B!i!2/$#;$6!

4JJK 4JJ4

4JJ44JJK

,,,,[#Q%UM$_

9H4H3,M?"#J?$;#]&N*T%B*

#"*"8M'�#"*"8M'?231g"<'O"=

#"*"8M'�#"*"8M'?231g"<'O"=

,#K9B!i!2/$#;$6!

Page 93: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

90!!!!!"#$%$&'$%$&()*%&$+,-

E%B!B%5#67$6NSUO`>S#T%K@AB5#F, , '&#DK&E%%&dKBJ, .01:2H83, -0888H88%*+M?"#J?$;#%U(U(B*, .01:2H83, -0888H88

K%"c&$,=G>+^JMT%F"EL5<?]BE", 4.H98, 4.H98%*+M?"#J?$;#[#K%"c&$%<*+, 4.H98, 4.H98

@;&9#"*"8M'

,#K9B!i!2/$#;$6!

,#K9B!i!2/$#;$6!

4JJ44JJK

4JJ44JJK*#:(g"<'3*#:(g"<'3

9H4H:,M?"#J?$;#%U(U(B*

9H4H4,%U(UM*JBT?M5J`>=>?E%B!B%5#67

9H4H1,M?"#J?$;#K%"c&$%<*+

@;&9#"*"8M'

, E%B!B%5#67$6NSUO`>S#T%K@AB5#FMQY#'&#DK&E%%&dKBJ,SAB#*#,.01:2H83,JGB#KB$,+^JT<B$6NE%BC*G,.014:,JGB#KB$,T%K@AB5#FQZ,'H_H,:99-,l,:99.,@AB5#FS<B(F>@MK67($;@5@MF`>#

E%B!B%5#67$6NSUO`>,lS#T%K@AB5#F,, '&#DK&E%D#BTB%,l, ,,,L5<?Q%UM$_C$(, :302/2H-2, l, l, :302/2H-2, l, l, l, l, '&#DK&E%%&dKBJ, l, .01:2H83, l, .01:2H83, 40888H88, -0888H88, l, 20888H88%*+E%B!B%5#67, :302/2H-2, .01:2H83, l, :2013/H.8, 40888H88, -0888H88, l, 20888H88, 

,#K9B!i!;$6!

B(;'+,�J+$I #@)B(;'+J+$I,+$I

, D#BTB%J?$;#[#5;G#!B+&e=>?K%"c&$,=G>+^JMT%F"EL5<?]BE",SAB@&F,jPN?Q%U@>KD;%@"SK%"@B%[5G=G>+^J$B?FGB#MT%F"E,+6$;#$6N>>@LJU]AB%ULJG*,:98,JGB#KB$,D#BTB%+6!&F!<*#@B%O`>5;G#%G>(JU,39,=>?$;#$6N>>@LJU]AB%ULJG*,?*F#67CFG%&KM?"#QR#IJ,SAB#*#,2H4/,JGB#KB$, ,

, K%"c&$,=G>+^JMT%F"EL5<?]BE",SAB@&F,O`>MQY#K%"c&$%<*+,M#`N>?SB@D#BTB%+6I^GK%"5B%=>?D#BTB%MQY#@%%+@B%=>?K%"c&$,jPN?+6>AB#BS[#@B%M=GBCQ+6!<*#%<*+[#@B%E&F!"#[SM@6N(*@&K#g(KB($B?@B%M?"#LJU@B%FABM#"#?B#,gF(D#BTB%K&#$P@M?"#J?$;#[#%BTB$;#, 

4JJ4#"*"8M'�#"*"8M'?231g"<'O"=

#"*"8M'�#"*"8M'?231g"<'O"=

4JJK

B(;'+,�J+$I #@)B(;'+J+$I,+$I

Page 94: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 91 รายงานประจำ ป 2553 91

Jb6+B>;'[<0!;'BQRNAPG%3A(B:9v=*0">#2:

M?"#[5G@^G(`+%B((<>(, -42012/H/4,, -:4048:H/2M?"#MK"@M@"#K&e]6, 30.91H/-,, 30/.-H8:M?"#[5G@^G(`+,l,gT%?@B%!"#M]`N>MT5U%*+[S, -.H3., -.H3.J^@5#67EB+!&eeBM]<Bj`7>!;$D", 8H/:, 9H22J^@5#67FABM#"#TF6%>%&KT`#, 3.0233H94, ::08/1H./%*+M?"#[5G!"#M]`N>, -920:44H:3, -1.044-H/9K*@,F>@MK67(TGB?%&K, :0-44H91, :09/4H.:%*+M?"#[5G!"#M]`N>LJUF>@MK67(TGB?%&K,,,, --30/--H.9, -1202:8H9.5&@,,T<BMI`N>5#67!?!&(SU!^e, 110.24H9/, 140/-2H42%*+M?"#[5G!"#M]`N>LJUF>@MK67(TGB?%&K!;$D", -3.08.4H3., -8-0893H3/

C+<M@"#,3,QZ, ,.02.9H4/,, 20888H93,M@"#,3,QZ,, -930:9.H/4,, -4/044-H41%*+, , , -920:44H:3, ,-1.044-H/9K*@,F>@MK67(TGB?%&K,, :0-44H91,, :09/4H.:%*+, , , --30/--H.9, -1202:8H9.

,#K9B!i!2/$#;$6!

,#K9B!i!2/$#;$6!

4JJ44JJK

,,,,9H1H3,SABL#@EB+Q%UMb$!"#M]`N>

,,,,9H1H:,SABL#@EB+%U(UM*JB$6NM5J`>=>?!&eeB@B%[5G!"#M]`N>

,,,,9H1H4,SABL#@EB+!@;JM?"#LJUO"N#$6N>(^<=>?J^@5#67

, ,,M?"#KB$,, ,,,--30/--H.9, l, --30/--H.9,,,,,-1202:8H9.,, l, ,-1202:8H9.,

#@)?O">$#%B8E['$#%B8E

,#K9B!i!2/$#;$6!

4JJK 4JJ4

4JJ44JJK

#@)?O">$#%B8E['$#%B8E

Page 95: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

92!!!!!"#$%$&'$%$&()*%&$+,-

9H1H1,SABL#@EB+Q%UMb$I^G@^GLJU@B%S&F]&7#

M?"#[5G@^G(`+%B((<>(, , , ,,, l,$&N*CQ, , , 43/0393H/:, 330428H81, 904.:H8-,, ,,,-0183H..,, 43H2/3H84, ,4.40:2-H.:, l,!*&!F"@B%LJUgT%?@B%'"M_c, , :990-82H11, :0.29H98,, 308/-H98,,, ,,,308.9H.2,, :0122H44, ,:-408--H9-, l,'&�#BgT%?@B%, , :01--H42, 1:H3/, 32H24, ,:4H2.,, 9/4H8/,, ,40349H99M?"#MK"@M@"#K&e]6, , -93H.., l, l, l, 30384H82, ,,30.91H/-M?"#[5G@^G(`+,l,gT%?@B%!"#M]`N>MT5U%*+[S, -.H3., l, l, l, l, -.H3.J^@5#67EB+!&eeBM]<Bj`7>!;$D", , l, l, l, l, ,8H/:, ,8H/:J^@5#67FABM#"#TF6%>%&KT`#, , l, l, l, l, 3.0233H94,, 3.0233H94%*+, , , , 9.-021-H92, 310::.H.:, -01./H12, .0983H94, ,,9108./H//,, -920:44H:3K*@,F>@MK67(TGB?%&K, , :098-H34, ,,3:.H13,, l, l, ,,,,l, :0-44H91,%*+, , , , 9.2019:H.:, 310499H34, -01./H12, .0983H94, 9108./H//, --30/--H.9

M?"#[5G@^G(`+%B((<>(, , , ,,, l,$&N*CQ, , , 43109..H92, ,38012:H:3,, ,902/:H-2,,,,,,,20124H88,, ,4-09/8H:., 4..03:9H.-, l,!*&!F"@B%LJUgT%?@B%'"M_c, , :410211H9., :0.140-4,, 308/8H48,,, ,,,30-9-H83, 302-1H::, :1:04//H.4, l,'&�#BgT%?@B%, , :02.3H-.,, -/H:3,, 1:H4-, ,-2H38,, -4.H8-,,, 40.//H18M?"#MK"@M@"#K&e]6, , ,,.1/H/-, l, l, l, 303:.H3-, ,,30/.-H8:M?"#[5G@^G(`+,l,gT%?@B%!"#M]`N>MT5U%*+[S, -.H3.,, l, l, l, l, -.H3.J^@5#67EB+!&eeBM]<Bj`7>!;$D", , ,,3H:.,, l, l, ,,,4H/9,, ,8H/.,, ,9H22,J^@5#67FABM#"#TF6%>%&KT`#, , l, l, l, l, ::08/1H./,, ::08/1H./%*+, , , , ,9940433H34,, ,340481H89,, .0389H49, 330::3H2-,, ,,,-:0421H4-,,,-1.044-H/9,K*@,F>@MK67(TGB?%&K, , :01-:H/8,, ,,3:8H2:, l, l, ,,,,l, ,,:09/4H.:%*+, , , , 9990..4H24,, 3401:1H2.,, ,,,.0389H49,, 330::3H2-, -:0421H4-,, -1202:8H9.

,#K9B!i!2/$#;$6!

,#K9B!i!2/$#;$6!

4JJK

?gN"(@O")"?#d"'

#@)(GO"@wm>B$�'Z;BEe

$(?; !>!2=1%!/a

!>!2=+

4JJ4

?gN"(@O")"?#d"'

#@)(GO"@wm>B$�'Z;BEe

$(?; !>!2=1%!/a

!>!2=+

Page 96: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 93 รายงานประจำ ป 2553 93

,,,,9H1H9,SABL#@EB+Q%UMb$@B%S&F]&7#

, S&F]&7#Q@E", 9.2019:H.:, /10/8/H94,, ,,3, ,,/1/H8/,, S&F]&7#@J<B*OP?MQY#'"M_c, ,310499H34, ,,,,,,-0/:-H99,, ,,:, ,,,,34-H94,, S&F]&7#E<AB@*<B+BE%dB#,, ,-01./H12,, 30983H92, ,,388, ,,30983H92,, S&F]&7#!?!&(, .0983H94, ,30911H8:, ,,388, ,,:014.H43, S&F]&7#!?!&(SU!^e, 9108./H//, :-0-49H/3, 388, :-0-49H/3, %*+, , --30/--H.9, 3:3043-H98, , 480---H84, T<BMI`N>5#67!?!&(SU!^e=>?M?"#[5G!"#M]`N>$&7?!"7#EB+M@i�)D#BTB%L5<?Q%UM$_C$(, , , 480---H84, T<BMI`N>5#67!?!&(SU!^e$6NE&7?C*GLJG*,i,43,D&#*BT+,:994, , , , 110.24H9/, T<BMI`N>5#67!?!&(SU!^e$6N!^?@*<BM@i�)D#BTB%L5<?Q%UM$_C$(, , , , 3103:.H99

, S&F]&7#Q@E", 9990..4H24, -20-4/H93, ,,3, ,,-2-H42, S&F]&7#@J<B*OP?MQY#'"M_c, ,3401:1H2.,, ,,,,,,90/3-H.:,,, ,,:, ,,,,33-H44,, S&F]&7#EANB@*<B+BE%dB#,, .0389H49,,, 30/9:H:9,, ,,388, ,,30/9:H:9,, S&F]&7#!?!&(, ,330::3H2-,, ,:014.H43, ,,388, ,:014.H43, S&F]&7#!?!&(SU!^e, -:0421H4-,, 430//-H:3, 388, ,430//-H:3,,, %*+, , -1202:8H9.,, 3330-43H88,, , 4-02//H12,, T<BMI`N>5#67!?!&(SU!^e=>?M?"#[5G!"#M]`N>$&7?!"7#EB+M@i�)D#BTB%L5<?Q%UM$_C$(, , , ,4-02//H12, T<BMI`N>5#67!?!&(SU!^e$6NE&7?C*GLJG*,i,43,D&#*BT+,:99:, , , , 140/-2H42,, T<BMI`N>5#67!?!&(SU!^e$6N!^?@*<BM@i�)D#BTB%L5<?Q%UM$_C$(, , , , ,-0//8H28,

,#K9B!i!2/$#;$6!

,#K9B!i!2/$#;$6!

A2?#"89N[Q0['("#?2v>*O"B.RNA

!g"#A>?")B(5oC+&$8b

)/G<'9v<G2><2(<G2($#%(2'

B>;'[<0!;'BQRNAPG%3A(B:9v=*0">#2:

4JJK

4JJ4A2?#"89N[Q0

['("#?2v>*O"B.RNA!g"#A>

?")B(5oC+&$8b)/G<'9v<G2><2(<G2($#%(2'

B>;'[<0!;'BQRNAPG%3A(B:9v=*0">#2:

Page 97: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

94!!!!!"#$%$&'$%$&()*%&$+,-

, i,*&#$6N,43,D&#*BT+,:994,,LJU,:99:,D#BTB%+6T<BMI`N>5#67!?!&(SU!^e,SAB#*#,110.24H9/,JGB#KB$,,LJU,140/-2H42,JGB#KB$,Q%U@>KFG*(SAB#*#$6ND#BTB%@&#M?"#!AB%>?EB+@B%S&F]&7#M?"#[5G!"#M]`N>EB+M@i�)D#BTB%L5<?Q%UM$_C$(, SAB#*#,480---H84,,,,,JGB#KB$,LJU,4-02//H12,JGB#KB$,LJU@&#!AB%>?M'"N+, SAB#*#,3103:.H99,JGB#KB$,LJU,-0//8H28,JGB#KB$,EB+JABF&KM'`N>[5GD#BTB%!B+B%O%>?%&KIJ@%U$K$6NSUM@"F=P7#[#>#BTE@%i6EG>?@&#!AB%>?M'"N+EB+M@i�)T;ibB', D#BTB%SP?@&#M?"#!AB%>?M'"N+,,,,,EB+M@i�)T;ibB',!AB5%&KJ^@5#67FG>(T;ibB'%B((<>(,gF('"SB%iBMQY#>&E%B!<*#E<>M?"#[5G!"#M]`N>[#>&E%B$6NM5+BU!+

, M?"#[5G!"#M]`N>LJUF>@MK67(TGB?%&K$6NS&F]&7#EANB@*<B+BE%dB#,S&F]&7#!?!&(,LJUS&F]&7#!?!&(SU!eEB+5J&@M@i�)=>?D#BTB%L5<?Q%UM$_C$(,,D#BTB%%U?&K@B%%&K%^G%B(CFG,jPN?O`>MQY#!"#M]`N>FG>(T;ibB',i,*&#$6N,43,D&#*BT+,,:994,LJU,:99:,SAB#*#,-/089/H28,JGB#KB$LJU,,/80.:3H-.,JGB#KB$,T"FMQY#%G>(JU,38H:/,LJU,3:H1:,EB+JABF&K

,i,*&#$6N,43,D&#*BT+,:994,D#BTB%CFGE&7?T<BMI`N>5#67!?!&(SU!^eM'"N+=P7#,SAB#*#,90291H/1,JGB#KB$,Q%U@>KFG*(SAB#*#$6ND#BTB%@&#,,M?"#!AB%>?EB+@B%S&F]&7#M?"#[5G!"#M]`N>EB+M@i�)D#BTB%L5<?Q%UM$_C$(JFJ?,SAB#*#,30:23H/3,JGB#KB$,LJUCFG$(>(@&#M?"#!AB%>?M'"N+,SAB#*#,.0:1-H-9,JGB#KB$

(>FEG#?*F, , -2-H42, 33-H44, 30/9:H:9, ,,,,:014.H43,, 430//-H:3,,,,,-0//8H28,,,,140/-2H425#67!?!&(SU!^e, , 393H-2,, :8H:8,, V498H--W, ,,,,,V/24H:2W,,, V:32H.9W,,, .0:1-H-9,,,,,90291H/15#67!^eE&FK&e]6, , l, l, l, , l,, V90848H-9W,, l, V90848H-9W(>FQJB(?*F, , /1/H8/,, ,34-H94,, 30983H92, ,,, 30911H8:,,,,,:-0-49H/3,, ,3103:.H99,, 110.24H9/

(>FEG#?*F, , 98/H3/, ,/8H2/,, ,:.8H/2,,,,,,, -.-H83,,, :-0/8-H/9,,,, 2081:H:8,,,,,4.04/9H335#67!?!&(SU!^e, ,, 3//H:3,, 49H49,, 309/3H4-, ,,,,30.-3H48,,, 9082-H48,,,,V:03-3H48W,,,,,-0983H::5#67!^eE&FK&e]6, , l, l, l, , l,, V3-H21W, l, V3-H21W,,,(>F(>FQJB(?*F, , ,-2-H42,, ,33-H44,, 30/9:H:9,,,, :014.H43,,,,430//-H:3,,,,,-0//8H28,, 140/-2H42

,#K9B!i!2/$#;$6!

,#K9B!i!2/$#;$6!

JbJ+ *O"B.RNA<'9v!>!2=1%!/a4JJK

?gN"(@O")"?#d"'

#@)(GO"@wm>B$�'Z;BEe

$(?; !>!2=1%!/a

!>!2=+

*O"B.RNA�89N(2'BZ;N)

4JJ4

?gN"(@O")"?#d"'

#@)(GO"@wm>B$�'Z;BEe

$(?; !>!2=1%!/a

!>!2=+

*O"B.RNA�89N(2'BZ;N)

Page 98: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 95 รายงานประจำ ป 2553 95

,i,*&#$6N,43,D&#*BT+,:994,D#BTB%E&7?T<BMI`N>@B%FG>(T<B=>?$%&'()!"#%>@B%=B(EB+#g(KB(@B%K&e]6MF"+,SAB#*#,4.3H3:,JGB#KB$LJUE&7?M'"N+=P7#SB@QZ@<>#,V#g(KB(@B%K&e]6=G>,1H.W,>6@SAB#*#,/89H98,JGB#KB$,%*+SAB#*#$6NE&7?M'"N+=P7#,303.-H-:,JGB#KB$,i,*&#$6N,43,D&#*BT+,:994,LJU,:99:,D#BTB%+6$%&'()!"#%>@B%=B($6N>(^<%U5*<B?FABM#"#@B%SF$UMK6(#g>#@%%+!"$D"�,SAB#*#,301::H19,JGB#KB$,LJU,30944H:2,JGB#KB$,EB+JABF&K,i,*&#$6N,43,D&#*BT+,:994,D#BTB%+6@B%=B($%&'()!"#$6N(PFT`#+BCFGSB@@B%$;S%"E=>?'#&@?B#,SAB#*#,2H/4,JGB#KB$,QZ,:994,LJU,:99:,D#BTB%+6@ABC%SB@@B%SAB5#<B($%&'()!"#%>@B%=B(,SAB#*#,989H29,JGB#KB$,LJU,1/-H-8,JGB#KB$,EB+JABF&K

JbD+ 8#2Z=C!;'#A("#Y"=!M8&;

, >!&?5B%"+$%&'()$6NCFGSB@@B%K&?T&K]AB%U5#67, ,,,380829H2.,, :0829H.4,, 30/92H:/, ,,38044:H1:,, >!&?5B%"+$%&'()$6NCFGSB@@B%g>#$%&'()]AB%U5#67, ,.99H--, ,,,,,,8H4:, 3-/H/3,, ,,,,,9/.H3.,,, >!&?5B%"+$%&'()$6NCFGSB@@B%M]<Bj`7>, ,:1H2/,, l, 8H98, :1H1/, $%&'()!"#>`N#%>@B%=B(, ,-2H19, ,l, ,2H/4, ,,92H-:, %*+$%&'()!"#%>@B%=B(, 38021-H8-,, :082-H89, ,,:084/H1:,, 330884H-2,, 5&@,T<BMI`N>@B%FG>(T<B, 30194H2/, 303.-H-:,, .8H:2, :09-8H43, %*+$%&'()!"#%>@B%=B(!;$D", ,,2012:H8/,, 232H14, 302-/H34, ,/0114H4/,

, >!&?5B%"+$%&'()$6NCFGSB@@B%K&?T&K]AB%U5#67, ,,,20/42H92,,, ,30281H4.,, 30-1.H22, ,,380829H2.,, >!&?5B%"+$%&'()$6NCFGSB@@B%g>#$%&'()]AB%U5#67, ,2/.H4:, ,,,,,,3H24, ,:44H92, ,,,,,.99H--,,, >!&?5B%"+$%&'()$6NCFGSB@@B%M]<Bj`7>, ,31H:.,, 33H.2, 3H8/, ,:1H2/, $%&'()!"#>`N#%>@B%=B(, ,,:2H2., 42H1/,, l, ,,-2H19, %*+$%&'()!"#%>@B%=B(, 380/.3H39,, 3029.H9., ,,30//:H--,, 38021-H8-,, 5&@,,T<BMI`N>@B%FG>(T<B, ,3089/H4/, 1-2H-., .1H8., ,30194H2/, %*+$%&'()!"#%>@B%=B(!;$D", ,,20/3:H..,, 301/.H28,, 30/8/H92, 2012:H8/

,#K9B!i!2/$#;$6!

,#K9B!i!2/$#;$6!

1g"<'O"= $G"=>@34JJK

BZ;N)Ymv'?0'>@3

1g"<'O"= $G"=>@34JJ4

BZ;N)Ymv'?0'>@3

Page 99: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

96!!!!!"#$%$&'$%$&()*%&$+,-

, $6NF"#, -9:H42, 3/H13, 8H34, -.8H-., l, l, l, l,, -.8H-., >BTB%, :01:-H21, 34-H84, :.H-3,,,:0949H4-,,,3014:H1., 344H/8, ,,l, 309--H:., 2-2H82, >;Q@%i),,, 30914H3., 33-H1., 33H/2, 30-1.H.9, 30333H48, 313H.:, 38H23, 30:1:H33, ,189H-1,, >`N#k, :34H22, 414H-9, 313H.1, 139H28, 9.H24, :H--, l,,, -8H92, 499H43, , 10/4-H12, -31H9-, 3/3H4., 90:-2H-/,, :0-83H.8,, :./H3/, 38H23,,,:0/-/H2.,,:0188H.3, T<BM!`N>+%BTBLJUE&FSAB5#<B(, , , , , , , , , 18.H.4

, $6NF"#, -:1H:2, ,:/H38,, l, -9:H42, l, l, l,, l, -9:H42, >BTB%, :0:84H32, :4.H-3, 34H/-,, :01:-H21,, 30431H-1,, 33.H/4,, l, 3014:H1.,, ,221H1.,, >;Q@%i), 304-4H8.,, /14H2/,, --4H//,, 30914H3.,, 2/-H91,, 348H:3,, 9H19,, 30333H48,, ,143H/., >`N#k, :32H/:, 3-.H39,, 3.:H2/,, :34H22, 99H:-,, :H-.,, l,,,, 9.H24,, 39-H8-,, , 10138H4.,, 30:.-H/1,, /98H.:,, 10/4-H12,, :049-H11,, :98H.3,, 9H19,, :0-83H.8,,:0:41H.2, T<BM!`N>+%BTBLJUE&FSAB5#<B(, , , , , , , , , 4/4H-3,

,#K9B!i!2/$#;$6!

,#K9B!i!2/$#;$6!

Jb_+ 89N3;'+A"*"#PG%AM$(#5C!M8&;

$6NF"#,i,*&#$6N,43,D&#*BT+,:994,LJU,:99:,SAB#*#,-.8H-.,,JGB#KB$,LJU,-9:H42,JGB#KB$,,+6$6NF"#$6NCFG%&KK%"SBT,SAB#*#,:H/2,,,,,JGB#KB$,LJU$6NF"#+6bB%USAB(>+[5G>?T)@B%%OC��mB+5B#T%[]G'`7#$6N[EGF"#K%"M*iJB#S>F%O$6N!AB#&@?B#[5e<,M#`7>$6N,:,C%<,31:,EB%B?*B,%BTBEB+K&e]6,.H:3,JGB#KB$,E&7?LE<QZ,:914,gF(C+<+6@AB5#F%U(UM*JB,D#BTB%CFG%&KM?"#]FM](SB@@B%[]G'`7#$6NF&?@J<B*,.9H4-,JGB#KB$,,gF(%&K%^GMQY#%B(CFG$&7?SAB#*#,i,*&#$6NCFG%&KM?"#

*O"B!RNA)#"*"!%!)�?231g"<'O"=#"*"8M'4JJK

=A3!M8&;$G"=>@3G3G>BZ;N)Ymv'?0'>@3 $G"=>@3G3G>BZ;N)Ymv'?0'>@3

*O"B!RNA)#"*"!%!)�?231g"<'O"=#"*"8M'4JJK

=A3!M8&;$G"=>@3G3G>BZ;N)Ymv'?0'>@3 $G"=>@3G3G>BZ;N)Ymv'?0'>@3

Page 100: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 97 รายงานประจำ ป 2553 97

Jb7+ !;'8#2Z=CARN'!M8&;

, !"$D"M%6(@%G>?,l,J^@5#67FABM#"#TF6%>%&KT`#, :204:/H--,, :204:/H--,, ,l,,,, T<BD%%+M#6(+%>%&KT`#, 308.9H43,, 308.9H43,, ,l,,,, T<BD%%+M#6(+M?"#[5G@^G%B((<>(%U(U(B*, ,:8.H4:,, 38.H44,, 22H22,, J^@5#67>`N#,, 19H1-,, 11H41,, 3H3:,, T<BM]<BTGB?%&K,l,>!&?5B%"+$%&'(), 3H/3,, 3H.3,, ,8H38,, %B(CFGTGB?%&K, /8H/3,, 8H.8,, ,/8H33,, T<B[]GS<B(%>E&FK&e]6, 4.H18,, l,,,, 4.H18,, M?"#Q%U@&#LJU+&FSAB, :8H:-,, l,,,, ,:8H:-,, !"#$%&'() C+<+6E&*E#, 391H9/,, l,,,, 391H9/,, J^@5#67%>@B%]F[]G, 1-1H29, 1-1H29,, l,,,, '&!F;T?TJ&?, :8H/-, :8H/-, l, >`N#k, , :0.39H./,, l,,,, :0.39H./,, %*+, , 410394H:8,, 430814H/-,, 40382H41

, !"$D"M%6(@%G>?,l,J^@5#67FABM#"#TF6%>%&KT`#, :20-9:H99,, :20-9:H99,, l,,,, T<BD%%+M#6(+%>%&KT`#, 30811H--,, 30811H--,, l,,,, T<BD%%+M#6(+M?"#[5G@^G%B((<>(%U(U(B*, 3-3H81,, 2.H:8, -4H/1,, J^@5#67>`N#,, 43H.-,, 48H43,, 3H19,, T<BM]<BTGB?%&K,l,>!&?5B%"+$%&'(), :H:3,, 3H./,, 8H14,, %B(CFGTGB?%&K, 3-/H2.,, 8H.8,, 3-/H:.,, T<B[]GS<B(%>E&FK&e]6, 44H21,, l,,,, 44H21,, M?"#Q%U@&#LJU+&FSAB, 3/H4.,, l,,,, 3/H4.,, !"#$%&'() C+<+6E&*E#, :-:H9.,, l,,, :-:H9., J^@5#67%>@B%]F[]G, 192H/9, 192H/9,, l,,,, '&!F;T?TJ&?, :3H32,, :3H32,, l,,,, >`N#k, , :03.3H2.,, l,,,, :03.3H2.,, %*+, , 4108:2H8/,, 43048/H:1,, :0.:8H/1,

,#K9B!i!2/$#;$6!

<2(+*O"B.RNA<'9v!>!2=1%!/a

!;'8#2Z=CARN'!M8&;

4JJK!;'8#2Z=CARN'

,i,*&#$6N,43,D&#*BT+,:994,LJU,:99:,+6J^@5#67%>@B%]F[]G,SAB#*#,1-1H29,JGB#KB$,LJU,192H/9,JGB#KB$,MQY#J^@5#67$6ND#BTB%CFG'K@B%@%U$AB$;S%"E=>?'#&@?B#'%G>+$&7?E&7?T<BMI`N>5#67!?!&(SU!^eFG*(SAB#*#MF6(*@&#,EB+JABF&K

<2(+*O"B.RNA<'9v!>!2=1%!/a

!;'8#2Z=CARN'!M8&;

4JJ4!;'8#2Z=CARN'

,#K9B!i!2/$#;$6!

Page 101: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

98!!!!!"#$%$&'$%$&()*%&$+,-

JbF+ B>;'#2:q"(89NB$�'B>;':"8

S<B(T`#M+`N>$*?OB+, 14-H1., .:4H-/,>>+$%&'(), -:0//:H.2,, 210.18H34,S<B(T`#M+`N>!"7#%U(UM*JB,, l, C+<OP?,-,MF`>#, /30.2.H14,, 333011/H34,, l, -,MF`>#,C+<OP?,3,QZ, 910/84H24,, 110:--H4:,, l,, 3,QZ,=P7#CQ, 41-049-H89,, :2-0/94H:/, , , 1/:029.H13,, 19:09-.H.4,%*+, , , 91-0:.-H-.,, 91/0843H91

C+<M@"#,3,QZ, 49.03/3H-9, 4/90/:2H28M@"#,3,QZ,, 3/20829H8:, 3-:0:83H-1%*+, , , 91-0:.-H-., 91/0843H91

,#K9B!i!2/$#;$6!

,#K9B!i!2/$#;$6!

9H2H3,SABL#@EB+Q%UMb$M?"#\B@

9H2H:,SABL#@EB+%U(UM*JB$6N5J`>=>?!&eeB%&K\B@M?"#

9H2H4,SABL#@EB+!@;JM?"#LJUO"N#$6N>(^<=>?I^G\B@

, ,,M?"#KB$,, 91-0:.-H-., l, 91-0:.-H-.,,,,,91/0843H91,, l, ,91/0843H91,#@)?O">$#%B8E['$#%B8E

,#K9B!i!2/$#;$6!

4JJK 4JJ4

, i,*&#$6N,43,D&#*BT+,:994,LJU,:99:,D#BTB%Qm>?@&#T*B+M!6N(?SB@>&E%BF>@MK67(=>?M?"#%&K\B@$6NMQY#M?"#KB$!AB5%&KM?"#%&K\B@Q%UMb$S<B(T`#M+`N>!"7#%U(UM*JB,SAB#*#,-02/8,JGB#KB$,LJU,3-03:9,JGB#KB$,EB+JABF&K,gF($AB!&eeBLJ@MQJ6N(#>&E%BF>@MK67(,EB+5+B(M5E;Q%U@>K?K@B%M?"#=G>,9H:3H3,

4JJ44JJK

#@)?O">$#%B8E['$#%B8E

4JJ44JJK

Page 102: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 99 รายงานประจำ ป 2553 99

Jb,-+#"=("##%<@O">&'"*"#PG%?G"3B>;'

Jb,,+B>;'(/0=R)

, ,M?"#F>JJ<B%)!5%&d�, , l, l, l, l, ,,330949H88, 330949H88, ,%*+E<B?Q%UM$_, , l, l, l, l, ,,330949H88, 330949H88

, ,'&#DK&E%, ,, l,D#BTB%>BTB%!?MT%BU5),, , .0888H88,, l,, .0888H88,, 3.0888H88,, l,, 3.0888H88,, ,, l,gT%?@B%!"#M]`N>MT5U%*+[S, , :0/88H88,, l,, :0/88H88,, l,, l,, l,, ,%*+, , , 20/88H88,, l,, 20/88H88,, 3.0888H88,, l,, 3.0888H88

, '&#DK&E%, ,, l,D#BTB%>BTB%!?MT%BU5),, , .-0488H88,, l,, .-0488H88,, -20488H88,, l,, -20488H88,, ,, l,gT%?@B%!"#M]`N>MT5U%*+[S, , l,,,, l,, l, :0/88H88,, l,, :0/88H88,, %*+, , , .-0488H88,, l,, .-0488H88,, .:0388H88,, l,, .:0388H88,, %*+M?"#@^G(`+, , /-0388H88,, l,, /-0388H88,, /20388H88,,,,,,,,,,,l,,,,,,/20388H88,

#@))9#%=%B@G"B)RNA8@>w")

,#K9B!i!2/$#;$6!

,#K9B!i!2/$#;$6!

4JJK 4JJ4

#@)['$#%B8E ?O">$#%B8E#@)?O">$#%B8E['$#%B8E4JJK 4JJ4

9H38H3,E<B?Q%UM$_

9H33H3,M?"#@^G(`+%U(U!&7#

9H33H:,M?"#@^G(`+%U(U(B*

[#?*FK&e]6QZ,:994,D#BTB%>>@'&#DK&E%,SAB#*#,310888,JGB#KB$,LJUS<B(]AB%U'&#DK&E%$6NT%K@AB5#F]AB%U,SAB#*#,3.0888,JGB#KB$

,#K9B!i!2/$#;$6!

#@))9#%=%B@G"B)RNA8@>w")

D#BTB%Qm>?@&#T*B+M!6N(?SB@>&E%BLJ@MQJ6N(#LJU>&E%BF>@MK67(!AB5%&K%B(@B%$6NMQY#M?"#E%BE<B?Q%UM$_, gF($AB!&eeBLJ@MQJ6N(#,,!@;JM?"#LJU>&E%BF>@MK67(,EB+5+B(M5E;Q%U@>K?K@B%M?"#=G>,9H:3H3

#@)['$#%B8E ?O">$#%B8E#@)?O">$#%B8E['$#%B8E4JJK 4JJ4

Page 103: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

100!!!!!"#$%$&'$%$&()*%&$+,-

M?"#@^G(`+%U(U!&7#, '&#DK&E%M?"#@^G,l,D>!H, D#BTB%'Bi"](),LJU, .0888, 4,l,-,QZ, :991, 1H3/,l,9H32/,, , , !OBK&#@B%M?"#,, '&#DK&E%M?"#@^G,l,gT%?@B%, D#BTB%'Bi"](),LJU, , !"#M]`N>MT5U%*+[S, !OBK&#@B%M?"#, :0/88, 4,QZ, :991, 4H:/,l,4H:2

M?"#@^G(`+%U(U(B*,, '&#DK&E%M?"#@^G,l,D>!, D#BTB%'Bi"](),LJU, , H, !OBK&#@B%M?"#, .10488, 4,l,39,QZ, :999,l,:9-/, 3H-9,l,-H:/:9

, '&#DK&E%M?"#@^G,l,D>!H, D#BTB%'Bi"](),LJU, , VKGB#,D>!H,M'`N>$6N>(^<>B_&(L5<?L%@W, !OBK&#@B%M?"#, :0888, .,l,38,QZ, :99/,l,:9-3, 9H/2,l,9H23

A2?#"3A(B:9v=#0A=G%?OA$I

#"=G%BA9=3B>;'(/0=R)

#%=%B@G"(/0 *#:(g"<'3Qg"#%['$I

./0 [<0(/0$#%BL8B>;'(/0 1g"'@'B>;'(/0=R)TG0"':"8X

, MSGB5#67>`N#, 2/1H24,, 30888H84,, M?"#+&FSABLJUM?"#Q%U@&#, 19.H:9,, 181H23,, T<B[]GS<B(TGB?S<B(, 3082/H22,, /.3H9/,, IJQ%Ug(]#)'#&@?B#bB(5J&?@B%MJ"@SGB?, ///H1.,, //9H.9,, Q%U+Bi@B%5#67!"#SB@@B%Qm>?@&#T*B+M!6N(?, 3:.H48,, l, bBc6M?"#CFG5&@,i,$6NS<B(, /:H/8,, 24H.3,, @>?$;#KABM5#aSI^GQ�"K&E"?B#D#BTB%>BTB%!?MT%BU5),V5+B(M5E;,=G>,9H39W, 2H9-,, 2H:9, >`N#k, 914H31,, 323H41,, %*+, 1032:H11,, 4019-H9.,

,#K9B!i!2/$#;$6!Jb,4+<'9v!;'ARN'

T<B[]GS<B(TGB?S<B(,i,*&#$6N,43,D&#*BT+,,:994,LJU,:99:,SAB#*#,3082/H22,JGB#KB$,LJU,/.3H9/,JGB#KB$,MQY#gK#&!TGB?S<B(@%%+@B%LJU'#&@?B#D#BTB%,SAB#*#,-44H.1,JGB#KB$,LJU,92:H-3,JGB#KB$,EB+JABF&K,

4JJ44JJK

Page 104: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 101 รายงานประจำ ป 2553 101

$;#Q%UMF"+, :8H88, l, :8H88$;#%&KSB@?KQ%U+Bi, 30228H88, l, 30228H88$;#M'"N+ME"+SB@@%U$%*?@B%TJ&?, 3/0438H44, 390438H44, l,M'"N+$;#, l, 40888H88, 3/0438H44%*+, :804:8H44, l, :804:8H44

4JJ44JJK

Jb,K+8M'

Jb,6+!g"#A>?")(^<)"= , EB++BE%B,/,=>?'%U%B]K&ee&E"D#BTB%>BTB%!?MT%BU5),'H_H,

:12-,[5GD#BTB%!AB%>?EB+@�5+B(SB@@ABC%!;$D"[#LE<JUQZ,MQY#SAB#*#C+<EANB@*<B%G>(JU(6N!"K=>?@ABC%!;$D"[#QZ#&7#k, S#@*<B!AB%>?EB+@�5+B(SU+6SAB#*#M$ <B@&K$;#, 5J&?SB@#&7#,,,,,,,,,,,TiU@%%+@B%D#BTB%!B+B%O'"SB%iBJF>&E%B%G>(JU=>?,,,@B%E&7?!AB%>?J?CFG

Jb,J+(A>8M':g"B<'h1./0$`;:2?;>"'&'"*"#A"*"#!>B*#"%<C, D#BTB%CFG#AB!"#$%&'(), M?"#@>?$;#, LJU%B(CFGT<B[]GS<B(=>?,

@>?$;#KABM5#aSI^GQ�"K&E"?B#D#BTB%>BTB%!?MT%BU5)%*+@&K,,?K@B%M?"#=>?D#BTB%,[#?*FK&e]6QZ,:994,LJU,:99:,@>?$;#KABM5#aS+6%B(CFGF>@MK67(M?"#\B@D#BTB%,SAB#*#,8H81,JGB#KB$,,LJU,8H81, JGB#KB$, C+<+6T<B[]GS<B(, M?"#@>?$;#+6(>FT?M5J`>,2H9-,JGB#KB$,LJU,2H:9,JGB#KB$,V5+B(M5E;,=G>,9H3:W,LE<+6bB%UI^@'&#$6NSUEG>?S<B(M?"#KABM5#aS[5G'#&@?B#SAB#*#,1H91,JGB#KB$,LJU,1H81,JGB#KB$,EB+JABF&K

Jb,D+(A>8M'!@2!3;("#, D#BTB%CFGS&F[5G+6@>?$;#!*&!F"@B%!AB5%&K!?MT%BU5)I^GQ�"K&E"?B#

EB+=G>K&?T&KD#BTB%>BTB%!?MT%BU5),fK&K$6N,,11,*<BFG*(@>?$;#!*&!F"@B%,'H_H,:94.,fK&K$6N,9:,L@GC=M'"N+ME"+T%&7?$6N,3,'H_H,:94/,,

LJUfK&K$6N,-/,L@GC=M'"N+ME"+T%&7?$6N,:,'H_H,:91/,gF([5G@>?$;#!*&!F"@B%MQY#$%&'()!"#=>?D#BTB%

, i, *&#$6N,43, D&#*BT+,:994, LJU,:99:, @>?$;#!*&!F"@B%+6!"#$%&'()%*+,SAB#*#,,::3H2/,JGB#KB$,LJU,43-H89,JGB#KB$,IJ@B%FABM#"#?B#!AB5%&KQZ!"7#!;F*&#MF6(*@&#, +6%B(CFGEANB@*<B,,,T<B[]GS<B(, SAB#*#,2/H33, JGB#KB$,LJU%B(CFG!^?@*<BT<B[]GS<B(,SAB#*#,-8H.3,JGB#KB$,EB+JABF&K,,D#BTB%C+<CFG#AB?K@B%M?"#=>?@>?$;#!*&!F"@B%%*+@&K?K@B%M?"#=>?D#BTB%, +6IJ[5G!"#$%&'()LJUIJ@B%FABM#"#?B#=>?D#BTB%EANBCQFG*(SAB#*#MF6(*@&#

Jb,_+<'9v!;'89NA"1B(;3Ymv'['L"=<'0"PG%L"#%./(Z2',,9H3.H3,5#67!"#$6N>BSM@"F=P7#, D#BTB%+6TF6$6NO^@K;TTJbB(#>@�m>?MQY#SABMJ(LJUMQY#

SABMJ(%<*+@&KK;TTJ>`N#, SAB#*#,/8, TF6, $;#$%&'() [#,,,,,TF6T*B+SAB#*#,221H91,JGB#KB$,D#BTB%+6bB%U]F[]GT<BM!6(5B(EB+TAB'"'B@cB,SAB#*#,.2H..,JGB#KB$,jPN?>(^<%U5*<B?>;$D%i),�6@B,#>@SB@$6N@J<B*+BLJG*MQY#TF6$6N>(^<%U5*<B?@B%'"SB%iB,LJUTF6OP?$6N!;F

,#K9B!i!2/$#;$6!

, [#?*FK&e]6QZ,:99:,D#BTB%CFG%&KM?"#M'"N+$;#SB@@%U$%*?@B%TJ&?,EB+gT%?@B%bB([EGLI#Q�"K&E"@B%C$(M=G+L=a?,:999,%>K$6N,3,SAB#*#,40888,JGB#KB$

Page 105: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

102!!!!!"#$%$&'$%$&()*%&$+,-

@B%TA7BQ%U@&#, 31H1.,, //H4-bB%UI^@'&#>`N#, bB%UI^@'&#EB+!&eeBLJ@MQJ6N(#!@;JM?"#LJU>&E%BF>@MK67(, l, 330949H88, bB%UI^@'&#EB+!&eeBLJ@MQJ6N(#>&E%BF>@MK67(, -02/8H88, 3-03:9H88, , , -02/8H88, :.0--8H88%*+, , , -0221H1., :.0.1/H4-

B>;'q"(PG%3A(B:9v=*0">1O"=

*O"B.RNA<'9v!>!2=1%!/a

B>;'[<0!;'BQRNAPG%3A(B:9v=*0">#2:

9H3.H:,bB%UI^@'&#

Jb,7+#"=("#(2::M**G<#RA(;1("#89NB(9N=@Y0A>(2', ,,SAB#*#=>?(>FT?TGB?$6NM@"F=P7#@&KK;TTJ5%`>@"S@B%$6NM@6N(*=G>?@&#$6N+6!B%U!ABT&e,V#>@SB@$6NMQXFMI(C*GLJG*W,+6%B(JUM>6(F,F&?#67

@%%+@B%LJUI^GK%"5B%, :/H8:, 8H8:, 42H4:

@%%+@B%LJUI^GK%"5B%, 1-H1/, 8H89, 42H8/

4JJK

, >&E%BIJE>KL$#%U5*<B?@&#,,MQY#>&E%BEB+%UMK6(K!*&!F"@B%'#&@?B#,LJU>&E%BQ@E"=>?D#BTB%

,#K9B!i!2/$#;$6!

4JJ44JJK

,#K9B!i!2/$#;$6!

B>;'q"(PG%3A(B:9v=*0">1O"=

*O"B.RNA<'9v!>!2=1%!/a

B>;'[<0!;'BQRNAPG%3A(B:9v=*0">#2:

4JJ4,#K9B!i!2/$#;$6!

Page 106: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 103 รายงานประจำ ป 2553 103

,D#BTB%+6bB%UI^@'&#$6NSUEG>?S<B(T<BM]<B,EB+!&eeB@B%M]<B>BTB%LJU>;Q@%i),SABL#@CFG,F&?#67Jb,F+!2aa"BQO"#%=%="@

, !&eeBM]<B>BTB%,�,!OB#$6N, ,,,39H-1,, 34H84,, 1H8/,, 4:H.9,, !&eeBM]<B%O(#E), 41H91,, :9H23,, l, -8H19,, !&eeBM]<B%UKK!`N>!B%g$%T+#BT+, :3H92,, :H.:,, l, :1H43,, !&eeBM]<BT>+'"*ME>%)LJU>;Q@%i), 1/H:9,, :3H99,, l, -2H/8,, %*+, , 3:8H8:,, -4H:3,, 1H8/,, 3/.H43

, !&eeBM]<B>BTB%,�,!OB#$6N, ,,3/H-2,, 3.H..,, 9H81,, 13H98,, !&eeBM]<B%O(#E), 1.H-1,, 44H12,, l, /3H34,, !&eeBM]<B%UKK!`N>!B%g$%T+#BT+, :2H-.,, .H.2,, l, 4.H1-,, !&eeBM]<BT>+'"*ME>%)LJU>;Q@%i), 19H8-,, 1:H-8,, l, /.H--,, %*+, , 313H8-,, 383H-9,, 9H81,, :1.H.9

B(;'+J+$I #@)

,#K9B!i!2/$#;$6!

4JJK#%<@O">+,+�+J+$IL"=['+,+$I

Jb4-+Y0A)/G1g"P'(?")!O@'>"'+, \�B(K%"5B%M5a#*<BD#BTB%FABM#"#?B#[#!<*#?B#D;%@"SLJU,,,

!<*#?B#$B?b^+"_B!E%)MF6(*, gF('"SB%iBSB@T*B+M!6N(?LJU,,,IJE>KL$#=>?D;%@"S, gT%?!%GB?=>?D#BTB%,LJU%UKK=G>+^J$B?@B%M?"#bB([#$6NM!#>E<>TiU@%%+@B%D#BTB%,

Jb4,+("#B$t3B.=Y0A)/G!g"<#2:B*#RNA>)RA8">("#B>;'+  MT%`N>?+`>$B?@B%M?"#, 5+B(OP?, !&eeB[Fk, $6N$AB[5G!"#$%&'()

$B?@B%M?"#=>?@"S@B%5#PN?LJU5#67!"#$B?@B%M?"#5%>E%B!B%$;#,=>?>6@@"S@B%5#PN?M'"N+=P7#[#M*JBMF6(*@&#

9H:3H3,E%B!B%>#;'&#D), E%B!B%>#;'&#D)MQY#MT%N>?+>$B?@B%M?"#M'N>*&EO;Q%U!?T),

[#@B%Qm>?@&#T*B+M!6N(?=>?!"#$%&'()$6NM@6N(*=G>?, M]<#,,>&E%BF>@MK67(,>&E%BLJ@MQJ6N(#M?"#E%BE<B?Q%UM$_,,F&]#6,,

5%`>E%B!B%>GB?>"?$6N%>?%&K>#;'&#D)#&7#,E%B!B%>#;'&#D)=>?D#BTB%+6F&?#67

, , 3H, !&eeBLJ@MQJ6N(#!@;JM?"#LJU>&E%BF>@MK67(,,,,,,,,,, ,,, V�ut��,�vuu�x�y,�¨o�W

, , :H,,!&eeBLJ@MQJ6N(#>&E%BF>@MK67(,, , , V�xr�u��r,�or�,�¨o�W

, D#BTB%CFG@AB5#F*&EO;Q%U!?T)LJU#g(KB([#@B%K%"5B%T*B+M!6N(?SB@>&E%BLJ@MQJ6N(#,LJUT*B+M!6N(?SB@>&E%BF>@MK67(jPN?M@"FSB@T*B+I&#I*#=>?>&E%BLJ@MQJ6N(#LJU>&E%BF>@MK67(, gF(@B%[]GE%B!B%>#;'&#D) [#@B%K%"5B%T*B+M!6N(?,M'N>@B%K%"5B%!"#$%&'()LJU5#67!"#=>?D#BTB%,gF(@B%@AB5#FLJUT*KT;+*?M?"#@B%$ABD;%@%%+

,#K9B!i!2/$#;$6!

B(;'+J+$I #@)4JJ4

#%<@O">+,+�+J+$IL"=['+,+$I

Page 107: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

104!!!!!"#$%$&'$%$&()*%&$+,-

++ 4JJK+ #"=("#A0">A;>+ )/G*O"?")!2aa"+ B>RNA'cYA2?#"3A(B:9v=+ *#:(g"<'3+ B>;'?#"?O">$#%B8E+ B>;':"8+ B>;'?#"?O">$#%B8E+ B>;':"8+ 1O"=+ #2:+ Qg"#%['$I, , !&eeBLJ@MQJ6N(#>&E%BF>@MK67(, , 5#&?!`>(`#(&#@B%%&KM?"#\B@, -02/8H88,, -02/8H88,, T?$6N�, T?$6N�, :991,l,:99/, , , , ,, ,, J>(E&*, J>(E&*,, , %*+$&7?!"7#, -02/8H88,, -02/8H88,

++ 4JJ4+ #"=("#A0">A;>+ )/G*O"?")!2aa"+ B>RNA'cYA2?#"3A(B:9v=+ *#:(g"<'3+ B>;'?#"?O">$#%B8E+ B>;':"8+ B>;'?#"?O">$#%B8E+ B>;':"8+ 1O"=+ #2:+ Qg"#%['$I, , ,!&eeBLJ@MQJ6N(#!@;JM?"#LJU>&E%BF>@MK67(,, , K&E%M?"#\B@, JGB#F>JJB%),, 488H88, 30949H88, JGB#F>JJB%),-88H88,, :408.8H88,, T?$6N�, J>(E&*, :994, , , !5%&d�, , !5%&d�, , , , ,,,, , !&eeBLJ@MQJ6N(#>&E%BF>@MK67(, , 5#&?!`>(`#(&#@B%%&KM?"#\B@, , 3-03:9H88, , 3-03:9H88, T?$6N�, T?$6N�, :994,l,:99/, , , , , , , J>(E&*, J>(E&*, , %*+$&7?!"7#, , :.0--8H88,, , 420329H88,

E%B!B%>#;'&#D)$B?@B%M?"#L!F?%B(@B%EB++^JT<B$6NE%BC*G, EB+#g(KB(K&e]6, =G>,1H3-, D#BTB%C+<CFGL!F?%B(@B%EB++^JT<B(;E"D%%+,,M#`N>?SB@CFG%&K(@M*G#SB@@%U$%*?@B%TJ&?,EB+K&#$P@=G>T*B+,$6N,@T,3881�JH-/,J?*&#$6N,:1,+@%BT+,:998,i,*&#$6N,43,D&#*BT+,:994,LJU,:99:,+6+^JT<B(;E"D%%+M]"?JK,SAB#*#,3:.H48,JGB#KB$,LJU,./3H2:,JGB#KB$,EB+JABF&K,gF(,i,*&#$6N,43,D&#*BT+,:994,D#BTB%CFGE&7?Q%U+Bi@B%5#67!"#SB@@B%Qm>?@&#T*B+M!6N(?C*GLJG*,EB+5+B(M5E;Q%U@>K?K@B%M?"#,=G>,9H3:

, 9H:3H:,+^JT<B(;E"D%%+=>?MT%`N>?+`>$B?@B%M?"#+^JT<B(;E"D%%+,5+B(OP?,+^JT<B$6ND#BTB%TBF*<BSUCFG%&KSB@@B%=B(!"#$%&'()$B?@B%M?"#>>@CQ,5%`>+^JT<B$6NTBF*<BSUEG>?,S<B(M'`N>@B%CO<O>#5#67!"#$B?@B%M?"#,gF([]G%BTBEJBF5%`>%BTBQ%UM+"#SB@@B%TAB#*iEB+5J&@@B%=>?EJBFM?"#$6N[]G@&#$&N*CQ

,#K9B!i!2/$#;$6!

,#K9B!i!2/$#;$6!

=G>+^JM@6N(*@&KE%B!B%>#;'&#D)$B?@B%M?"#,i,*&#$6N,43,D&#*BT+,:994,LJU,:99:,L!F?[#EB%B?F&?E<>CQ#67

Page 108: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 105 รายงานประจำ ป 2553 105

=G>+^JE<>CQ#67MQY#@B%!%;Q(>FT?M5J`>EB+$6NQ%B@�[#?K@B%M?"#LJU@B%Q%U+Bi@B%+^JT<B(;E"D%%+=>?!"#$%&'()LJU5#67!"#$B?@B%M?"#,i,*&#$6N,43,D&#*BT+,:994,LJU,:99:

, !"#$%&'()$B?@B%M?"#,�, ,, , M?"#!F, :09.3H/1,, :09.3H/1, :0///H-4,, :0///H-4,, , %B(@B%%U5*<B?D#BTB%LJUEJBFM?"#, 390/:2H:3,, 390/:2H:3, 9/02:4H24, 9/02:4H24,, , M?"#J?$;#, :2019-H:8,, :2019-H:8,, 2084.H98,, 2084.H98,, , M?"#[5G!"#M]`N>LJUF>@MK67(TGB?%&K!;$D",, -3.08.4H3.,, -3.08.4H3.,, -8-0893H3/,, -8-0893H3/,, , !"#$%&'()$B?@B%M?"#>`N#, :0//8H19, :0//8H19,, :04/3H94,, :04/3H94,, , %*+, , --.0/38H/.,, --.0/38H/.,, -.20:/:H..,, -.20:/:H.., 5#67!"#$B?@B%M?"#,�, , M?"#%&K\B@$6NMQY#M?"#KB$, 91-0:.-H-.,, 91-0:.-H-.,, 91/0843H91,, 91/0843H91,, , %B(@B%%U5*<B?D#BTB%LJUEJBFM?"#, l,,,, l, 330949H88,, 330949H88,, , 5#67!"#S<B(T`#M+`N>$*?OB+, 30814H/3,, 30814H/3,, 22/H38,, 22/H38,, , M?"#@^G(`+, /-0388H88,, /-0388H88,, /20388H88,, /20388H88,, , F>@MK67(TGB?S<B(, :01-.H44, :01-.H44,, 4033:H.3,, 4033:H.3,, , 5#67!"#$B?@B%M?"#>`N#, 103/-H:9,, 103/-H:9,, 4011/H/-,, 4011/H/-,, , %*+, , -1808.1H8-,, -1808.1H8-,, -9-0::-H:3, -9-0::-H:3,

)/G*O"?"):2aQ9

)/G*O"=M?;&##)

,#K9B!i!2/$#;$6!

4JJ44JJK)/G*O"=M?;&##)

)/G*O"?"):2aQ9

*"D6@B%LJU=G>!++E"dB#$6ND#BTB%[]G [#@B%Q%U+Bi+^JT<B(;E"D%%+=>?!"#$%&'()LJU5#67!"#$B?@B%M?"#EB+$6NMQXFMI(,+6F&?#67,M?"#!F,%B(@B%%U5*<B?D#BTB%LJUEJBFM?"#,V!"#$%&'()LJU5#67!"#W,!"#$%&'()$B?@B%M?"#>`N#,M?"#\B@,5#67!"#S<B(T`#M+`N>$*?OB+M?"#@^G(`+,F>@MK67(TGB?S<B(,5#67!"#$B?@B%M?"#>`N#,bB%U=>?D#BTB%SB@@B%%&K%>?,LJU%B(@B%#>@?KF;JlbB%UI^@'&#$&7?!"7#,L!F?+^JT<B(;E"D%%+gF(Q%U+BiEB+SAB#*#M?"#$6NL!F?[#?KF;J

M?"#J?$;#,L!F?+^JT<B(;E"D%%+gF(Q%U+BiSB@%BTBEB+K&e]6!;$D"

M?"#[5G!"#M]`N>LJUF>@MK67(TGB?%&K, L!F?+^JT<B(;E"D%%+gF(Q%U+BiSB@(>FM?"#[5G!"#M]`N>LJUF>@MK67(TGB?%&KEB+SAB#*#M?"#$6NL!F?[#?KF;J5&@T<BMI`N>5#67!?!&(SU!^e

%B(@B%#>@?KF;J,%B(@B%$6NMQY#E%B!B%>#;'&#D)L!F?+^JT<B(;E"D%%+EB+5+B(M5E;,=G>,9H:3H3,LJU%B(@B%#>@M5#`>SB@#67L!F?+^JT<B(;E"D%%+FG*(+^JT<BEB+!&eeB

Page 109: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

106!!!!!"#$%$&'$%$&()*%&$+,-

9H:3H4,T*B+M!6N(?FGB#MT%F"E, T*B+M!6N(?FGB#MT%F"E, T`>, T*B+M!6N(?SB@@B%$6NT^<!&eeB

5%`>I^G@^G(`+C+<!B+B%OQ�"K&E"EB+M?`N>#C=LJU=G>E@J?[#!&eeB,jPN?>BSMQY#M'%BUT^<!&eeBQ%U!KQRe5B$B?@B%M?"#,$AB[5G C+<!B+B%O]AB%U5#67M+`N>T%K@AB5#FCFG, 5%`>S?[SC+<Q�"K&E"EB+!&eeB>&#!<?IJ[5GM@"FT*B+M!6(5B(E<>D#BTB%

, [#!<*#@B%'"SB%iB[5G!"#M]`N>#&7#,D#BTB%SUTAB#P?OP?=6FT*B+!B+B%O[#@B%]AB%U5#67=>?J^@TGBLJU*&EO;Q%U!?T)=>?@B%[5G!"#M]`N>MQY#5J&@[#@B%'"SB%iB, %*+$&7?+6@B%M%6(@M@aK5J&@$%&'()TA7BQ%U@&#[#SAB#*#$6NM'6(?'>, M'`N>%>?%&KT*B+M!6(5B($6N>BSM@"F=P7#CFG[#@%i6$6NI^G@^G(+I"F#&F]AB%U5#67, gF(D#BTB%CFGL(@5#<*(?B#$6N$AB5#GB$6NF^LJT*B+!&+'&#D)@&KJ^@TGBLJU5#<*(?B#$6N$AB5#GB$6N*"MT%BU5)LJU>#;+&E"!"#M]`N>>>@SB@@&#, M'`N>[5G@%UK*#@B%>#;+&E"!"#M]`N>+6Q%U!"$D"IJ!?!;F,>6@$&7?D#BTB%(&?+6@%UK*#@B%[#@B%!>K$B#!"#M]`N>=>?J^@TGBLJUE"FEB+F^LJ!"#M]`N>,$6NI<B#@B%>#;+&E"LJG*>(<B?!+ANBM!+>,[#!<*#=>?!"#M]`N>$6NC+<@<>[5GM@"F%B(CFG#&7#,D#BTB%CFG$AB@B%E"FEB+LJUL@GC=5#67M5J<B#67>(<B?E<>M#`N>?,M'`N>[5GM@"FIJQ%Ug(]#)!^?!;FL@<D#BTB%

, [#@%i6=>?M?"#[5G!"#M]`N>$6NQ%B@�>(^<[#?KF;J,IJM!6(5B(!^?!;F=>?T*B+M!6N(?FGB#MT%F"E$6N>BSSUM@"F=P7#CFG=>?D#BTB%T>+JT<BEB+K&e]6!;$D"=>?M?"#[5G!"#M]`N>[#?KF;J5J&?SB@5&@T<BMI`N>IJ=BF$;#E<B?k,LJG*,gF((&?C+<CFGTAB#P?OP?+^JT<B=>?5J&@Q%U@&#[Fk, #>@SB@#67T*B+M!6N(?FGB#MT%F"E(&?>BSM@"FSB@bB%UI^@'&#=>?%B(@B%#>@?KF;JFG*(

, !AB5%&K@B%@%US;@E&*$B?b+"_B!E%)$6N!ABT&e=>?T*B+M!6N(?SB@@B%[5G!"#M]`N>=>?D#BTB%#&7#, M#`N>?SB@D;%@%%+$&7?5+F=>?D#BTB%#&7#MQY#D;%@%%+bB([#Q%UM$_,,,,,,F&?#&7#,SP?C+<+6T*B+SABMQY#$6NSUEG>?MQXFMI(=G>+^JM'"N+ME"+M@6N(*@&K@B%@%US;@E&*=>?T*B+M!6N(?SB@@B%[5G!"#M]`N>!AB5%&K!"#$%&'()$B?@B%M?"#$6NQ%B@�[#?KF;J

9H:3H1,T*B+M!6N(?FGB#>&E%BF>@MK67(, T*B+M!6N(?FGB#>&E%BF>@MK67([#?KF;J,M@"FSB@@B%MQJ6N(#

>&E%BF>@MK67([#!"#$%&'()LJU5#67!"#LE<JU]#"F,gF($6N%>K%U(UM*JB[#@B%MQJ6N(#>&E%BF>@MK67(5%>@B%T%K@AB5#FEB+!&eeB[#!"#$%&'()LJU5#67!"#$6NC+<'%G>+@&##67SU$AB[5G+6IJ@%U$KE<>F>@MK67(%&K!;$D"=>?D#BTB%

, >&E%BF>@MK67($B?FGB#!"#$%&'(),gF(Mf'BUM?"#[5G!"#M]`N>SU+6@B%@AB5#FSB@>&E%BF>@MK67(MQY#>&E%BF>@MK67(LKKJ>(E&*]#"F,£¦�0,£��,LJU,£��,MQY#!<*#[5e<,(@M*G#@B%J?$;#[#'&#DK&E%$6N+6>&E%BF>@MK67(T?$6NEB+%U(UM*JB$6N@AB5#F, !<*#FGB#5#67!"#, gF(Mf'BUM?"#\B@EB+%UKKEJBF@B%M?"#=>?Q%UM$_C$(!<*#[5e<SUQ%U@>KFG*(,,,M?"#\B@Q%UMb$>>+$%&'()$6NMQY#>&E%BF>@MK67(J>(E&*,,LJUM?"#\B@Q%USABQ%UMb$,40,-,LJU,3:,MF>#$6NMQY#>&E%BF>@MK67(T?$6N%U(U!&7#

Page 110: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 107 รายงานประจำ ป 2553 107

, =G>+^JMK`7>?EG#=>?>&E%BF>@MK67(T?$6NLJU>&E%BF>@MK67(J>(E&*=>?M?"#[5G!"#M]`N>,i,*&#$6N,43,D&#*BT+,:994,LJU, *&#$6N,43,,D&#*BT+,:99:,F&?#67

, >&E%BF>@MK67($6NL$GS%"?=>?MT%`N>?+`>$B?@B%M?"#$6N!ABT&e,+6>&E%BQ%U+BiF&?E<>CQ#67

>&E%BF>@MK67(T?$6N, ..088-H.:,, 39-022-H34>&E%BF>@MK67(J>(E&*, 9/:0::-H12, 1280418H.:%*+M?"#[5G!"#M]`N>, -920:44H:3, -1.044-H/9

!"#$%&'()$B?@B%M?"#,, %B(@B%%U5*<B?D#BTB%LJUEJBFM?"#, %G>(JU,3H41, %G>(JU,3H4-, M?"#J?$;#, %G>(JU,3H-., %G>(JU,1H:9, M?"#[5G!"#M]`N>, %G>(JU,1H28, %G>(JU,9H345#67!"#$B?@B%M?"#,, M?"#%&K\B@$6NMQY#M?"#KB$, %G>(JU,:H:9, %G>(JU,:H91, %B(@B%%U5*<B?D#BTB%LJUEJBFM?"#, %G>(JU,3H//, %G>(JU,/H/3, M?"#@^G(`+, %G>(JU,1H94, %G>(JU,1H12

4JJ4

4JJ4

4JJK

4JJK

9H:3H9,T*B+M!6N(?FGB#!bB'TJ<>?, T*B+M!6N(?FGB#!bB'TJ<>?, T`>, T*B+M!6N(?$6ND#BTB%C+<

!B+B%OQ�"K&E"EB+bB%UI@'&#CFGM+`N>T%K@AB5#F,M#`N>?SB@,C+<!B+B%OMQJ6N(#!"#$%&'()MQY#M?"#!FCFG, 5%`>C+<!B+B%OS&F5BM?"#CFGM'6(?'>EB+T*B+EG>?@B%,[#%BTB$6NM5+BU!+,,jPN?>BSSU$AB[5GM@"FT*B+M!6(5B(E<>D#BTB%

, D#BTB%K%"5B%T*B+M!6N(?FGB#!bB'TJ<>?,gF(Q�"K&E"EB+@�%UMK6(K@B%FAB%?!"#$%&'()!bB'TJ<>?$6ND#BTB%L5<?Q%UM$_C$(@AB5#F5%`>%UMK6(K=G>K&?T&K>`N#k,$6NM@6N(*=G>?gF(+6\�B(K%"5B%@B%M?"#MQY#I^G%&KI"F]>KK%"5B%!bB'TJ<>?=>?D#BTB%[#@B%S&F5BL5J<?M?"#$;#$&7?%U(U!&7#LJU

%U(U(B*, %*+OP?@B%K%"5B%@B%J?$;#[#!"#$%&'()$6N+6!bB'TJ<>?,,$&7?#67M'`N>[5GD#BTB%+&N#[S*<BdB#U!bB'TJ<>?M5+BU!+LJUM'6(?'>!>FTJG>?@&KbB*UEJBF[#QRSS;K&#LJU[#>#BTE,gF(@B%K%"5B%T*B+M!6N(?FGB#!bB'TJ<>?>(^<bB([EG@B%T*KT;+F^LJ=>?TiU@%%+@B%K%"5B%!"#$%&'()LJU5#67!"#=>?D#BTB%

,#K9B!i!2/$#;$6!

รายงานประจำ ป 2553 107

Page 111: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

108!!!!!"#$%$&'$%$&()*%&$+,-

, M?"#!F, , , l, l, l, l, :09.3H/1,, :09.3H/1,, %B(@B%%U5*<B?D#BTB%LJUEJBFM?"#, 390/31H1-,, ,l,,,, 31H.9,, l,,,, l,,,,390/:2H:3,, M?"#J?$;#, , :302/2H-2,, l,,,, l,,,, .01:2H83,, 4.H98,, :2019-H:8,, M?"#[5G!"#M]`N>LJUF>@MK67(TGB?%&K!;$D", :0944H/9,, 20123H81,, :403.4H1-,, 9/30/.1H/:,, l,,,,-3.08.4H3.,, !"#$%&'()$B?@B%M?"#>`N#,, , :0./8H92,, .-H/9,, :H.9,, :8H:-,, ,l,,,, :0//8H19,, %*+,, , , 14033/H92,, 209-.H/2,, :40328H2-,, 9/204:1H82,, :0-82H41,, --.0/38H/.,, M?"#%&K\B@$6NMQY#M?"#KB$, , 3:20821H42,, .30288H..,, 39-03/-H12,, 3/20829H8:,, l,,,,91-0:.-H-.,, 5#67!"#S<B(T`#M+`N>$*?OB+, , 30814H/3,, l,,,, ,l,,,, l,,,, l,,,, 30814H/3,, M?"#@^G(`+,, , l,,,, l,,,, 20/88H88,, .-0488H88,, l,,,,/-0388H88, F>@MK67(TGB?S<B(, , :::H18,, ..2H9/,, 2:4H42,, 913H2-,, l,,,, :01-.H44,, 5#67!"#$B?@B%M?"#>`N#, , 40814H/1,, 2H1-,, --9H.-,, 1-.H32,, l,,,, 103/-H:9,, %*+, , , 3440181H11,, .:0-/2H/3,, 3-.09.9H-1,, :--0181H3.,, l,,,,-1808.1H8-,, !bB'TJ<>?!;$D", , V280:/9H/9W, V-403:3H2:W, V31104/1H-/W, 4::0232H2:,, :0-82H41,, :.0.4-H/3

, M?"#!F, , , l, l, l, l, :0///H-4,, :0///H-4,, %B(@B%%U5*<B?D#BTB%LJUEJBFM?"#, 9/0282H94,, l,,,, 31H18,, l,,, l,,,,9/02:4H24,, M?"#J?$;#, , l,,,, l,,,, 40888H88,, -0888H88,, 4.H98,, 2084.H98,, M?"#[5G!"#M]`N>LJUF>@MK67(TGB?%&K!;$D", 10/:/H..,, 3:0/.3H43,, 13088:H48,, 91.041/H/8,, l,,,,-8-0893H3/,, !"#$%&'()$B?@B%M?"#>`N#,, , :0322H/1,, 3-:H9.,, 8H.9,, 3/H4.,, l,,,, :04/3H94,, %*+, , , -9024/H31,, 340844H//,, 11083.H19,, 99404-.H3.,, :02:-H34,, -.20:/:H..,, M?"#%&K\B@$6NMQY#M?"#KB$, , 31/0182H-2,, 2:01/.H34,, 31.031.H1:,, 39202/.H48,, l,,,,91/0843H91,, %B(@B%%U5*<B?D#BTB%LJUEJBFM?"#, ,l,,,, 330949H88,, l,,,, l,,,, l,,,,330949H88,, 5#67!"#S<B(T`#M+`N>$*?OB+, , 22/H38,, l,,,, l,,,, l,,,, l,,,, 22/H38, M?"#@^G(`+,, , :0888H88,, 10888H88,, 330888H88,, .:0388H88,, l,,,,/20388H88,, F>@MK67(TGB?S<B(, , :/3H14,, 30:-:H3-,, 3088:H/1,, 9--H:/,, l,,,, 4033:H.3,, 5#67!"#$B?@B%M?"#>`N#, , :0184H/9,, 33H-:,, -3/H21,, ,131H19,, l,,,, 4011/H/-,, %*+, , , 3910824H8.,, 3820:29H23,, 3920.-2H:8,, :4408-/H84,, l,,,,-9-0::-H:3, !bB'TJ<>?!;$D", , V//0391H24W, V2-0:-:H84W, V3390.93H.9W, 4:80:22H31,, :02:-H34,, :4089-H9-

K+wm>+,4B3RA'

#@),+wm>+KB3RA'

4JJKc)O)9(g"<'3#%=%B@G"

)"((@O",+$I

B$G9N='82'89wm>L"=['+,+B3RA'

, EB%B?E<>CQ#67L!F?!"#$%&'()LJU5#67!"#$B?@B%M?"#,i,*&#$6N,43,D&#*BT+,,:994,LJU,:99:,L(@EB+%U(UM*JB$6NT%K@AB5#F=>?!&eeB

,#K9B!i!2/$#;$6!

K+wm>+,4B3RA'

#@),+wm>+KB3RA'

4JJ4+c)O)9(g"<'3#%=%B@G"

)"((@O",+$I

B$G9N='82'89wm>L"=['+,+B3RA'

,#K9B!i!2/$#;$6!

Page 112: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 109 รายงานประจำ ป 2553 109

M?"#@>?$;#]&7#$6N,3, $;#]AB%ULJG*, :804:8H44, :804:8H44, !<*#M@"#$;#SB@@B%K%"SBT, 4H1-, 4H1-,, !AB%>?EB+@�5+B(, 202:9H91, /0232H88, M?"#!AB%>?$6NS&F!%%SB@@ABC%!;$D", 30:88H88, 30:88H88, @ABC%!;$D"T?M5J`>SB@@B%S&F!%%, .0491H:-, 10-.:H:1, , %*+M?"#@>?$;#]&7#$6N,3, 4/0/84H92, 490339H84M?"#@>?$;#]&7#$6N,:, M?"#!AB%>?!AB5%&K!"#$%&'()S&F]&7#Q@E", .:.H-/, 92.H:8, , %*+M?"#@>?$;#]&7#$6N,:, .:.H-/, 92.H:8M?"#@>?$;#$&7?!"7#, 420943H:., 490.3:H:4

M?"#@>?$;#$&7?!"7#, 39H48, 34H92M?"#@>?$;#]&7#$6N,3, 39H8:, 34H4-

A2?#"#0A=G%

Jb44+B>;'(A>8M'?")(^<)"=

, D#BTB%CFGTAB#*iM?"#@>?$;#EB+5J&@M@i�),¥o��|,�,EB+Q%U@B_D#BTB%L5<?Q%UM$_C$(,$6N,\#!HV:3W*H43�:912,,J?*&#$6N,/,@;+bB'&#D),:912,M%`N>?,@B%@AB5#F[5GD#BTB%'Bi"]()$6NSF$UMK6(#[#Q%UM$_FAB%?M?"#@>?$;#

, EB+=G>@AB5#F=>?D#BTB%L5<?Q%UM$_C$(,@AB5#F[5GD#BTB%'Bi"]()$6NSF$UMK6(#[#Q%UM$_FAB%?M?"#@>?$;#MQY#>&E%B!<*#@&K!"#$%&'()LJUbB%UI^@'&#C+<EANB%G>(JU,/H9,gF(+6M?`N>#C=*<BM?"#@>?$;#]&7#$6N,3,EG>?MQY#>&E%B!<*#C+<EANB@*<B%G>(JU,1H:9,=>?!"#$%&'()LJUbB%UI^@'&#F&?@J<B*,i, *&#$6N,43, D&#*BT+,:994, LJU*&#$6N,43, D&#*BT+,:99:, D#BTB%FAB%?M?"#@>?$;#MQY#>&E%B!<*#@&K!"#$%&'()LJUbB%UI^@'&#,EB+5J&@M@i�)LJU*"D6@B%$6ND#BTB%L5<?Q%UM$_C$(@AB5#F,F&?#67

,#K9B!i!2/$#;$6!

4JJ44JJK

4JJ44JJK

Page 113: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

110!!!!!"#$%$&'$%$&()*%&$+,-

!AB%>?EB+@�5+B(, 3088-H91,, --3H3.,#AB!<?%B(CFGLI<#F"#, :0:98H88,, 309-.H-8,gK#&!@%%+@B%, :H3:,, 3H2-,gK#&!'#&@?B#, 9.3H49,, 42-H/1,, %*+S&F!%%, 40/48H83,, :0-:.H9.,T?M5J`>MQY#@ABC%!U!+, 30:8:H-/,, -./H:/,%*+@ABC%!;$D"QZ,:99:,LJU,:993, 9084:H-2,, 40489H/9

Jb4K+("#123!##(g"c#!M8&;

TiU@%%+@B%Q%UM+"#IJ?B#%&d*"!B5@"S,+6+E"M5a#]>KIJ@B%Q%UM+"#Q%USABQZ,:99:,LJU,:993,gF([5GS&F!%%@ABC%!;$D"QZ,:99:,LJU,:993,F&?#67

QZ,:994,,D#BTB%EG>?#AB!<?%B(CFGLI<#F"#,SAB#*#,:0:98,JGB#KB$,SB@@B%S&F!%%@ABC%!;$D"QZ,:99:,M#`N>?SB@QZ,:99:,CFG#AB!<?%B(CFG,LI<#F"#%U5*<B?@BJCQLJG*,SAB#*#,/49H.9,JGB#KB$,T?M5J`>,#AB!<?[#QZ,:994,SAB#*#,30131H:9,JGB#KB$,LJU[#QZ,:994,CFG#AB!<?%B(CFGLI<#F"#%U5*<B?@BJ,!AB5%&K?*F#67,SAB#*#,30:93H48,JGB#KB$,%*+%B(CFGLI<#F"##AB!<?TJ&?[#QZ,:994,SAB#*#,:0--9H99,JGB#KB$,

QZ,:99:,D#BTB%EG>?#AB!<?%B(CFGLI<#F"#,SAB#*#,309-.H-8,JGB#KB$,SB@@B%S&F!%%@ABC%!;$D"QZ,:993,M#`N>?SB@QZ,:993,CFG#AB!<?%B(CFG,LI<#F"#%U5*<B?@BJCQLJG*,SAB#*#,:28H./,JGB#KB$,T?M5J`>,#AB!<?[#QZ,:99:,SAB#*#,30:.-H/:,JGB#KB$,LJU[#QZ,:99:,CFG#AB!<?%B(CFGLI<#F"#%U5*<B?@BJ,!AB5%&K?*F#67,SAB#*#,/49H.9,JGB#KB$,%*+%B(CFGLI<#F"##AB!<?TJ&?[#QZ,:99:,SAB#*#,:033:H9.,JGB#KB$,

Jb46+("#A'M)2?;>:("#B>;'@%%+@B%I^GS&F@B%LJUQ%UDB#@%%+@B%=>?D#BTB%>#;+&E"[5G>>@?K@B%M?"#,M+`N>*&#$6N,3.,+6#BT+,:991,

4JJ44JJK

,#K9B!i!2/$#;$6!

Page 114: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 111 รายงานประจำ ป 2553 111

7$&73!74;A1V2!7$&;&8,$&

! 7$&73!74;A1V2, , , TiU@%%+@B%D#BTB%, , , TiU@%%+@B%K%"5B%, , , TiU@%%+@B%E%*S!>K, , , TiU@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#, , , TiU@%%+@B%@AB5#F@J(;$D)LJU#g(KB($B?FGB#,�z, , , TiU@%%+@B%@"S@B%!&+'&#D), , , TiU@%%+@B%K%"5B%T*B+M!6N(?, , , TiU@%%+@B%>;$D%i), , , TiU@%%+@B%@AB@&KF^LJ@"S@B%$6NF6LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+

! 7$&;&8,$&)$#, , , @%%+@B%I^GS&F@B%, , , TiU@%%+@B%S&F@B%, , , TiU@%%+@B%K%"5B%5#67$6NC+<@<>[5GM@"F%B(CFG, , , TiU@%%+@B%!"#M]`N>, , , TiU@%%+@B%K%"5B%!"#$%&'()LJU5#67!"#, , , TiU@%%+@B%K%"5B%$%&'(B@%K;TTJ, , , TiU@%%+@B%S&F*B?%UKK@B%@AB@&KF^LJ@"S@B%$6NF6, , , TiU@%%+@B%@AB5#FL#*$B?T*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+, , , TiU@%%+@B%@B%EJBF, , , TiU>#;@%%+@B%K%"5B%T*B+M!6N(?, , , TiU>#;@%%+@B%@AB5#F@J(;$D)LJU#g(KB($B?FGB#,�z,

Page 115: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

112!!!!!"#$%$&'$%$&()*%&$+,- !&$.)$#/&+01!/2!3445!!!!!665!!!!

7%&)(&8$)"#$%$&'$%$&()*%&$+,-

!"#$"%&'()!*+,-./0"/1+

!"#$"%/2)/"'!"3"45624"7 !"#$"%/2)/"'!"3"%7'8-($ !"#$"%!2%9:;<* !"#$"%/"'9$2%,-.+1=:> !"#$"%/"'&-"?,-.@1A%"BC'/2) !"#$"%9D7E%E-#>!"'!%9DF

7G./''6/"'&'()!*+

F5%#H3I*65-*!1$8"'26D'1@#H

7G./''6/"'?0"9%2%/"'F5%#H3I*65-*!1$8"'26D'1@#HJJ

7G./''6/"'F5%#H3I*65-*!1$8"'26D'1@#H

K5I:L(#/''6/"'K5I)1?/"'M%"#/6-4@J(>'[email protected]

OP"#&'()!*+M%"#+C=:1#J,!$*'CG(2(1A%HN

'*$/''6/"'K5I)1?/"'*"(CE!JM%"#!6F1/?2QJ*1F(E47>N

JJ'*$/''6/"'K5I)1?/"'JJJJJJM%"#R1&':1#JF2'2S-NJ'T/U

'*$/''6/"'K5I)1?/"'M%"$!"(*'V"J9)'2=F2-WXNJ'T/U

J'*$/''6/"'K5I)1?/"'M%"$*1$7G"JS:#6%1!N

'*$/''6/"'K5I)1?/"'M%"$!"(*42'1&%HJ&1%&29(:/C-NJ'T/U

K5I:L(#/''6/"'K5I)1?/"'JJJJJJJM%"$WYTZ"J&2'"F1#N

OP"#/2)/"'!"3"45624"7J[JM%"$!"(9-2F-1/TGHJ8-26-.61#NJ

OP"#/2)/"'!"3"45624"7J\JJJJJM%"#(2D#"J,!%41/?>N

OP"#/2)/"'!"3"/D6UJ,-.W'26GV-M%"#D(%D*$J&'>%C4"@N

!0"%1/$"%@'.'"6J]M%"#!6+1&2JD(>K-)'5=N

OP"#(297'".8H!2%9:;<*'"##L*#JM%"$!"('164"J68"F'"%%DHN

OP"#(297'".8H!2%9:;<*E7'$/"'JJM%"$9'2$)1#J7-"#%!5&'NJ

OP"#!%1+!%C%!2%9:;<*M%"$D1F@'J*CL%E/6-N

OP"#@2B>/"'!2%9:;<*M%"$)2%?"JE')%E!4G?2TZHN

OP"#/2)/"'%E#+"#4"7'1Z,-.!1$76M%"$%(--**J(1)%.@C//.N

OP"#+'28"'/"'9$2%M%"#D*$W-2(J/2),)L69-2FN

OP"#/"'+1=:>M%"$!"(*'%C:J@$THW'.#5'NJ'T/U

OP"#/"'B%"7"'M%"$*2%D2'"J7-"#%!5&'N

OP"#/"'&-"?,-.@1A%"BC'/2)JM%"#)CV"J*2F'"$/5'JGJ*#CB#"N

OP"#(297'".8H/"'&-"?JJM%"#!"6"'^J8$TH(2S-N

OP"#-5/7I"!16@1%BHM%"$F'2%D2@#HJ:%.41#N

OP"#W'.962%'"7"8-1/D'1@#HJM%"#D'$9?:J?"'"6"FN

OP"#("$,K%,-.W_2+1&2/"'!"'!%9DFJM%"#*42'1&%HJ*'CG(2S-'1&%HN

OP"#@1A%"'.++!"'!%9DFJM%"$+CT/'JW41!!'F2'2N

JK5I:L(#/''6/"'K5I)1?/"'JJJJJJM%"$'1&%"J9';*$'*$N

K5I:L(#/''6/"'K5I)1?/"'M%"#R1&':1#JF2'2S-N

JK5I:L(#/''6/"'K5I)1?/"'JJJJJJM%"$!"(*'V"J9)'2=F2-WXN

K5I:L(#/''6/"'K5I)1?/"'JM%"$9@`=F'>JEW'L$96aN

OP"#&'()!*+7*6@2(9&*'HJM%"#B%/2)JB>'./"=%HN

OP"#/0"/1+/"'Wb2+1&2$"%JJJJM%"#@%1!J!C3.WcGV.N

D><W'd/T"?I"%9D7E%E-#>!"'!%9DFM%"$!"(*42'1&%HJ&1%&29(:/C-N

D><W'd/T"?I"%/2)/"'@29FTJM%"$!"(("'>#HJE&(1%N

D><W'd/T"?I"%/b86"#M%"#E*e"'J9/&C@1%BCHNJfJM%"#*0"%(#JF'>@5%!C3N

%9+:&&;:$&"#$%$&

%9+:&&;:$&<&=,$&

:&&;:$&>?80@A:$&

:BCD;)$#:=0:$&($E$

7G./''6/"'!''8",-./0"8%?7L"&*+,D%7G./''6/"'/0"8%?/-#CDBH,-.%E#+"#D"$?I"%Jgh

7G./''6/"'/2)/"'!16@1%BH7G./''6/"'+'28"'7("69!><#$

7G./''6/"'*CDB'GH7G./''6/"'/0"/1+?5,-/2)/"'D><?>,-.7("6'1+K2?:*+&L*!1$76,-.!2<$,(?-I*6

7G./''6/"')1?/"'7G./''6/"'+'28"'8%>iD><S6L/L*j8I9/2?'"#S?I

7G./''6/"'!2%9:;<*7G./''6/"'+'28"'!2%D'1@#H,-.8%>i!2%7G./''6/"'+'28"'D'1@#"/'+C77-

7G./''6/"'/"')1?("$'.++/"'/0"/1+?5,-/2)/"'D><?>7G./''6/"'/0"8%?,%(D"$7("6'1+K2?:*+&L*!1$76,-.!2<$,(?-I*6

7G./''6/"'/"'&-"?7G.*%C/''6/"'+'28"'7("69!><#$

7G.*%C/''6/"'/0"8%?/-#CDBH,-.%E#+"#D"$?I"%Jgh

!"#$"%W'1+E7'$!'I"$8%>i !"#$"%/b86"#,-.+1$71+7?> !"#$"%W_2+1&2/"' !"#$"%("$,K%*$7H/'J

J'*$/''6/"'K5I)1?/"'M%"#(1A%"J6E%)'2=N

K5I:L(#/''6/"'K5I)1?/"'JM%"#@2TGC@'J3"(W'.9!'2ZN

OP"#+'28"'8%>i/D6UJ,-.W'26GV-JM%"$!"('CL$'.(>JWkD6"76N

OP"#+'28"'8%>i45624"7JJJJJJJJM%"#9-*@$THJ:5W'.#5'N

JK5I:L(#/''6/"'K5I)1?/"'JJJJJM%"#*%C!'GHJD*$!0"'"=N

OP"#/b86"#M%"#7%d$J7'CB"E')%HN

OP"#+'28"'D'1@#H!2%M%"#S@+5-#HJ3(1=+C'>N

OP"#+1$71+7?>,-.8%>i!L(%3"?JM%"#Wc#.'1&%HJ*CFC4'1&%HNJ'T/U

K5I:L(#/''6/"'K5I)1?/"'M%"#B"?"JS:#7CW&HN

OP"#+'28"'D'1@#"/'+C77-M%"#-;*:1#J)2'(2%2)%1%DHN

OP"#+'28"'!0"%1/$"%M%"#!6@$THJS-LW'./*+D'1@#HNJ'T/U

OP"#)1?8",-./"'@1!?CM%"#*6'F1/?2QJS/'!(1!?2QN

JK5I:L(#/''6/"'K5I)1?/"'JJJJJJM%"$S-(''GJW*$9!$><#6N

OP"#%E#+"#,-.,K%M%"#(2:1#J(2'1&/@1%BHNJ'T/U

OP"#!;<*!"'*$7H/'M%"$!C?)2&&'"J70"?>N

OP"#(2:"/"'M%"#@1--4J/Y&#"%(1:N

D><W'd/T"D1<(SWJM%"#E:&2:L($J42'6#HNJfJM%"$!"(F'>%(-JE*4"!('/2)N

!0"%1//''6/"'K5I)1?/"'M%"$!"(!68=2$JB''6!C%D'"NJ'T/U

OP"#+'28"'7("69!><#$M%"#G'$7H@-JW'.4"%2'2%B%HN

:BCD;)$#<&=,$&,#FG

Page 116: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

114!!!!!"#$%$&'$%$&()*%&$+,-

#$.'$&/0)1-!2345'6478&+"$#9&&79$&"#$%$&'$.6!:!;<!8=

!"#$%&'()*++,-.& )/.0123425(1#26/.(

1#27819# )2:;;#<=10>#&1#2<(:&?+#1?@ABCDEFBGH?IJ?KBFFBFFBLLB?M%2.N=<O2:1#? )2:;;#P40>#&1#2<(:&?+#1?KQEFRQSS?@ABCDEFBGH?M%2.N=<O2:1# )2:;;#!2T0>#&1#2+.01#223%5'#()23<47?+#1?UIFGIA?@ABCDEFBGH?M%2.N=<O2:1#

1#27819#%/.1MV!2=WX&Y? %/.1MV!2?Z[BED\GIEF?]DEGBJB\QGBIA? EI_EQ`?abbbc?

? MO#6OM'(<M2:OMd#-.&122O1#2-2:9.4e4f?ghi[j %/.1MV!2?ZkICDEA`DAG?[DlG?KIABGIEBA_?mHFGD`c?n&#6#2P/1?goIESp?UQAqj %/.1MV!2? ZkSIlQS?rEDAp?QAp?^slSB\?tAGDELEBFD?uDJIE`c?vQECQEp?@ABCDEFBGH?M%2.N=<O2:1#

%/.1MV!2?Zwxhuwc?Md#-.&?hymtw[

)235.!:1#24"#(#& =n:-0T12OM22zM#O:!?123425(1#26/.(? {V>="#&5f1#2M"#&.1(#&6|3122O1#2&Pf-#f2.N5:M#%1:+?123425(1#26/.(? 2=({V>="#&5f1#2M"#&.1(#&6|3122O1#2&Pf-#f2.N5:M#%1:+?123425(1#26/.(

!"#$%&'(=WX&}&)*++,-.& 122O1#2?-2:9.4?1#2-:&e4f?+"#1.0?gO%#~&j? )23n#&122O1#2?-2:9.4?4TP=4T?+"#1.0?gO%#~&j

Page 117: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

!!&$.)$#8&+>?!8=!@;;<!!!!!AA;!!!!

#$.5B.*9C7!#DED(D&D!9&&79$&"#$%$&!FG+8&+"$#9&&79$&H&D,$&!I9&&79$&'D(&+J'$.6!K@!8=!"#$%&'()*++,-.&? =.f1#2=#5,PM?g4TX)2819#=.f1#2MV(M,0j

1#27819#? &:!:7#M!2-.|�:!?g<1Tf2!:&:fO?=.&0.-?aj?+,�#/(12|�O%#5:4f#/.f?? ���K�?]ISs`lBQ?@ABCDEFBGH�?@�m�w�?P0f4,&2.N-#/!#O65#O!>=(1#2�=(?

? 12O=.f1#2?gM"#&.1(#&=.f1#2MV(M,0j?$/34,&OV/&:n:?mGQEE?)23<47M%2.N=<O2:1#?? &:!:7#M!20,9�T-.|�:!1:!!:O7.10:�?O%#5:4f#/.f2#O6"#$%(? &:!:7#M!20,9�T-.|�:!1:!!:O7.10:�?O%#5:4f#/.f&=2�4?�?<~Tf(}%O'? <&!:-.|�:!e4f?M"#&.1=-2O7819#1�%O#f$%'(<&!:-.|�:!fM�#?? 7#M!2#+#2f�z:<79?}&M#�#5:~#&:!:7#M!2�?6|3&:!:7#M!2�?

? +,�#/(12|�O%#5:4f#/.f

1#27819#%/.1MV!2=WX&Y?? %/.1MV!2?Z1#21"#1.-0V$/1:+1#2M"#%2.-122O1#2$/3{V>-2:%#2230.-MV(�=(??2.N5:M#%1:+$/3=(6�1#2O%#~&c?2,'&4TX?�?Md#-.&z.�&#122O1#2?

? $/3{V>-2:%#2230.-MV(�#62.N?g^[hj?Md#-.&z23)1<1/>#

? �BAQA\BQS?mGQGD`DAGF?JIE?[BED\GIEF?g�m[j?2,'&4TX?��abb�?? MO#6OM'(<M2:OMd#-.&122O1#2-2:9.4e4f?ghi[j? %/.1MV!2?Z{V>-2:%#2230.-MV(?Md#-.&5:4f#1#2!/#04,&c?g5!4�j?2,'&4TX?�? rRD?uISD?IJ?GRD?]RQBE`QA? EI_EQ`?gu]^j?2,'&4TX?���abb�

? MO#6OM'(<M2:OMd#-.&122O1#2-2:9.4e4f?ghi[j %/.1MV!2?Z1#2<OW=(1#2)162=(}&23-=-)23~#n:)e!f?M"#%2.-&.1-2:%#2230.-MV(c

?? 2,'&4TX?�?g)�)�2���j?5:4f#/.f1#2<OW=(?1#2)162=(?Md#-.&z23)1<1/>#? [BED\GIEF?]DEGBJB\QGBIA? EI_EQ`?2,'&4TX?��abb�?

? MO#6OM'(<M2:OMd#-.&122O1#2-2:9.4e4f?ghi[j? &.1-2:%#2(#&f,!:n22O230.-MV(?g=M�j?2,'&4TX?�? 5:4f#/.f)�=(1.&2#~=#|#+.12?2,'&4TX?��?? &.1-2:%#2230.-MV(?g1�z�j?%/.1MV!24TX?�?2,'&4TX?��? ]DEG�?hA?hAGDEAQGBIAQS? EI\sED`DAG�?kDIE_DGI�A?@ABCDEFBGH?ga�a�j?

)235.!:1#24"#(#&? =.f1#2=#5,PM? =.f1#2MV(M,0? 2=(=.f1#2MV(M,0? =n:-0T=.f1#2��#f)2819#?? =n:-0T=.f1#2��#f60T=.f1#2MV(M,0?? =n:-0T=.f1#2��#f60T42.zf�M:&4#()*;;#$/31#26>#23%5'#()23<47? 2=(=n:-0T=.f1#2��#f)2819#? 2=(=.f1#2z:<79��#f6|3122O1#2=.f1#2?2.19#1#2}&!"#$%&'(=.f1#2z:<79?��#f6|3122O1#2=.f1#2? </�#&,1#26|3122O1#2=.f1#2?? =.f1#2+.(%5.0�V<1�!? =.f1#2)23+"#1=(60T$z'($/360T=#;#? 122O1#2-2:9.4?1#2-:&e4f?+"#1.0?gO%#~&j? 122O1#2$/3122O1#2!25+M=-?-2:9.44'#=#1#7f#&e4f?+"#1.0?gO%#~&j?? 122O1#2-2:%#21:+1#2=(6�1#2�&M'(O5/~&12,(<4z?? 122O1#2$/3122O1#2!25+M=-1#22de�$%'()23<47e4f? 122O1#21#2e���#M'5&�VO:�#6?? )23n#&122O1#2-2:9.4?n&#2.19�z.�&#M:&42.zf�?+"#1.0? 4TX)2819#1�%O#f-2:9.4?eO>=.0e4f?+"#1.0? 4TX)2819#1�%O#f-2:9.4?1#2-:&e4f?+"#1.0? </�#n:1#2<&!:-.|�:!fM�#? 122O1#21#2e���#&62%/5(? 122O1#26,>O62=({V>-2:P�6? 122O1#26|3122O1#2=.f1#2? =,)&#f1<&!:-.|�:!fM�#? 122O1#21=(4,&-"#<%&�+-"#&#;�>#2#~1#2

!"#$%&'(=WX&}&)*++,-.&? 122O1#2-2:9.4?)!4�?+"#1.0?gO%#~&j? 122O1#2-2:9.4?e4f==fM�?+"#1.0?gO%#~&j???122O1#2}&6|3122O1#2!"#25+?????122O1#21�9�T1#??? 122O1#2M�#O%#5:4f#/.f<�&!�+=%�&???122O1#2M�#O%#5:4f#/.fPf&1???4TX)2819#)23n#&122O1#2?-2:9.4?1M4�?P426O&#6O?+"#1.0?gO%#~&j

Page 118: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

AAK!!!!!"#$%$&'$%$&()*%&$+,-

#$.!5L#B#M-!*0N5OP01DCQ-9&&79$&"#$%$&!8&+"$#9&&79$&9?!,#R9G.6M"-FG+#S.H$.M$)RT$#!UV!FG+9&&79$&H&D,$&!IW3TFM#9&+M&X)9$&%GB)J!'$.6!:!;Y!8=

!"#$%&'()*++,-.& 4TX)2819#0>#&)23M:4n:�#z?12OM22z#12

1#27819# -.;~T-.|4:!?O%#5:4f#/.fn22O7#M!2�?

1#27819#%/.1MV!2=WX&Y? )231#7&Tf-.!2%/.1MV!2?[BED\GIE?w\\EDpBGQGBIA? EI_EQ`?g[w^j?2,'&4TX?a��a���?

? MO#6OM'(<M2:OMd#-.&122O1#2-2:9.4e4f )231#7&Tf-.!2%/.1MV!2?[BED\GIE?]DEGBJB\QGBIA? EI_EQ`?g[]^j?2,'&4TX?���a���?

? MO#6OM'(<M2:OMd#-.&122O1#2-2:9.4e4f )231#7&Tf-.!2%/.1MV!2?wspBG?]I``BGGDD? EI_EQ`?2,'&4TX?a��abb�?

? MO#6OM'(<M2:OMd#-.&122O1#2-2:9.4e4f )231#7&Tf-.!2%/.1MV!2?ms\\DFFJsS?�IE`sSQGBIA?�?t�D\sGBIA?IJ?mGEQGD_H?gm�tj?2,'&4TX?��ab�b?MO#6OM'(<M2:OMd#-.&122O1#2-2:9.4e4f

? %/.1MV!2?rRD?KQAQ_D`DAG?[DCDSIL`DAG? EI_EQ`?JIE?uDCDAsD?[DLQEG`DAG?Md#-.&77:&42�

? %/.1MV!2<z:XOMO22d�#z0>#&1#2-2:%#2M"#%2.-&.1-2:%#2230.-MV(?M"#&.1(#&?1z�? %/.1MV!2&.1-2:%#2230.-MV(?g&-M�j?M"#&.1(#&?1z�? %/.1MV!21#2)�=(1.&2#~=#|#+.12?g5)=�j?5:4f#/.f)�=(1.&2#~=#|#+.12

)235.!:1#24"#(#& {V>="#&5f1#2M"#&.1!25+M=-�#9T=#12?12OM22z#12 <+>#%&>#4TX5:<62#3%�&Pf-#f$/3${&?�?12OM22z#12 122O1#21#24'=(<4TXf5$%'()23<47e4f 122O1#2=(6�1#2z:z:n�.|��5:4f#7#M!2�$%'(~#!:

!"#$%&'(=WX&}&)*++,-.& 122O1#2=(6�1#2<�M.~122O 122O1#2=:M23?-O+�?12,(<4z)231.&�.f

Page 119: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

!!&$.)$#8&+>?!8=!@;;<!!!!!117

#$.(65$ED!1D&DS."D0B#"-69&&79$&"#$%$&!8&+"$#9&&79$&'6M"&Z-!FG+9&&79$&(&&,$FG+9?!,#R%4$E'HFM#'$.6!:!;Y!8=

!"#$%&'()*++,-.&? {V>5'#1#2?1#2<6%3$%'(~#!:

1#27819#? 57�-�?5:75122O7#M!2�-.|�:!?M#�#5:75122OP62(M2>#(?+,�#/(12|�O%#5:4f#/.f?

z-�O�?z.�&-2:%#27#!2�O%#-.|�:!?M#�#-2:%#2n,21:+?Md#-.&-.|�:!z.�&-2:%#27#M!2�?

)235.!:1#24"#(#& 2=({V>5'#1#2?1#2<6%3$%'(~#!:?&.1-2:%#2230.-?�a?? {V>~'5f{V>5'#1#2?1#2<6%3$%'(~#!:?&.1-2:%#2230.-?��?? {V>="#&5f1#2��#f-2:%#2P62(1#2?�?1#2<6%3$%'(~#!:?&.1-2:%#2230.-?�b?

? {V>="#&5f1#2��#fP62(1#2<OW=(}%O'?1#2<6%3$%'(~#!:?&.1-2:%#2230.-?�b?

? 2=({V>="#&5f1#2��#fP62(1#2<OW=(}%O'?1#2<6%3$%'(~#!:?? z&.1(#&-2:%#2(#&==1$--1'=M2>#(?230.-?�?? {V>="#&5f1#21=(-2:%#2P62(1#2<OW=(}%O'?�?1#2<6%3$%'(~#!:?

? z&.1(#&-2:%#2(#&==1$--1'=M2>#(?230.-?�?? {V>="#&5f1#21=(-2:%#2P62(1#2$/3�'=O-"#2,(?1#2<6%3$%'(~#!:?

? z&.1(#&-2:%#2(#&==1$--1'=M2>#(?230.-?�

Page 120: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

118!!!!!"#$%$&'$%$&()*%&$+,-

#$.[BE&5B.!X/&+*7"/96G!9&&79$&"#$%$&!8&+"$#9&&79$&E&X>('H!I9&&79$&'D(&+J'$.6!:!\]!8=!"#$%&'()*++,-.& 2=()23n#&122O1#2?-2:9.4?Mf#O?-#(&#?$/&0�?+"#1.0?

1#27819#? )2:;;#P4?O%#5:4f#/.fn22O7#M!2�?gKUwj??? )2:;;#!2T?@ABCDEFBGH?IJ?oQFRBA_GIA?gUwj?

1#27819#%/.1MV!2=WX&Y? vIsFBA_?�BAQA\D? EI_EQ`?gab�bj�?rRD?oRQEGIA?m\RIIS�?@ABCDEFBGH?IJ? DAAFHSCQABQ�?@�m�w�? )231#7&Tf-.!2?wpCQA\Dp?wspBG?]I``BGGDD?62.�(4TX?��ab�b

? MO#6OM'(<M2:OMd#-.&122O1#2-2:9.4e4f?ghi[j?? %/.1MV!21#21"#1.-0V$/1:+1#2M"#%2.-122O1#2$/3{V>-2:%#2230.-MV(�=(2.N5:M#%1:+?

? $/3=(6�12O%#~&?Md#-.&z.�&#122O1#2$/3{V>-2:%#2230.-MV(�#62.N?g^[hj?2,'&4TX?a?? Md#-.&z23)1<1/>#? %/.1MV!2)231#7&Tf-.!2M"#%2.-6|3122O1#2!25+M=-?gw]^j?2,'&4TX?a��abb�??????????

? MO#6OM'(<M2:OMd#-.&122O1#2-2:9.4e4f?ghi[j %/.1MV!2)231#7&Tf-.!2M"#%2.-122O1#2-2:9.4?g[]^j?2,'&4TX?����abb�

? MO#6OM'(<M2:OMd#-.&122O1#2-2:9.4e4f?ghi[j

? %/.1MV!21#2-2:%#265#O<MTXf(4TX<1:0+#11#24,+2:!?gK�Kj?2,'&4TX?��abb�?????????????????????? %/.1MV!21#2-2:%#21#2<(:&�.�&MV(?2,'&4TX?�?6|3z#|:~f7#M!2�$/31#2-.;~T??

? O%#5:4f#/.fn22O7#M!2�?? 1#2-2:%#265#O<MTXf(}&<2WX=(=.!2#$/1<)/TXf&?gUi@umt?kwKt?mtKhywuj

? n&#6#2�:!T�$-(6�

)235.!:1#24"#(#&? 122O1#2$/32.19#1#2122O1#2{V>+.01#2?n&#6#2=#6#2M(<62#3%�? )23n#&122O1#2M22%#$/31"#%&06'#!=-$4&?n&#6#2=#6#2M(<62#3%�? )23n#&122O1#2-2:%#265#O<MTXf(?n&#6#2=#6#2M(<62#3%�? 2=()23n#&122O1#2-2:%#2?n&#6#2=#6#2M(<62#3%�? &#f1MO#6OM'(<M2:O{V>/(4,&e4f? &#f1MO#6O{V>)162=($/362VP2(<2Tf&M#n:!+,�#/(12|�O%#5:4f#/.f? =,)&#f1?MO#6O&.17819#<1'#z#|:~f7#M!2�$/31#2-.;~T?O%#5:4f#/.fn22O7#M!2�? )23n#&6|3122O1#25:~#~Tz$/3n,21:+M.Oz.&n�?MO#6O&.1-.;~T?

? $/3{V>M=--.;~T2.-=&,;#!$%'()23<47e4f? =&,122O1#2? 6|3=&,122O1#2z:+#2|#2'#()231#7<1TXf51.-1#2)231=-n,21:++.01#2/(4,&????

M"#&.1(#&6|3122O1#21"#1.-%/.142.zf�$/3!/#0%/.142.zf�?g1/!j? 122O1#2?M�#=,!M#%122O$%'()23<47e4f? 122O1#2?OV/&:n:2#O#n:-0T?gP2(zf#-#/2#O#n:-0Tj? 122O1#2?1#2<6%3$%'(~#!:? 122O1#2?M"#&.1<M2:O7819#$/3-2:1#2M.(6O?O%#5:4f#/.fn22O7#M!2�? 122O1#2?M"#&.1(#&+.01#242.zf�M:&?O%#5:4f#/.fn22O7#M!2�? )23n#&122O1#2M22%#{V>+.01#2?M"#&.1(#&+.01#242.zf�M:&?O%#5:4f#/.fn22O7#M!2�? 122O1#2?6|3122O1#2M22%#{V>0"#2(!"#$%&'(122O1#2{V>+.01#2}%;'?

? -2:9.4?1M4??P426O&#6O?+"#1.0?g?O%#~&j? 122O1#2?6|3122O1#2M22%#122O1#2{V>+.01#2?n&#6#2=#6#2M(<62#3%�? =#+#2f�z:<79?5:~#1#25:<62#3%�1#2/(4,&?%/.1MV!2-2:%#2n,21:+O%#-.|�:!?gKUwj?

? O%#5:4f#/.f%=1#26>#e4f? =#+#2f�z:<79?5:~#1#2-2:%#21#2!/#0?%/.1MV!2-2:%#2n,21:+O%#-.|�:!

? M"#%2.-&.1-2:%#2?gt�D\sGBCD?KUwj?O%#5:4f#/.f2.(M:!? {V>-22f#fz:<79? P62(1#2-.|�:!7819#?gKUwj? 6|3z#|:~f7#M!2�$/31#2-.;~T? ?

O%#5:4f#/.fn22O7#M!2�? {V>-22f#fz:<79?}&%.5�>=4#(2=0�=(n,21:+=M.(%#2:O42.zf�f,6}%O'}&P62(1#2

? M.OO&#5:~#1#2?Z4'=($0&5:+.f?�bc?6|3Md#)*!f122O7#M!2�?+,�#/(12|�O%#5:4f#/.f? {V>-22f#fz:<79?5:~#<729N7#M!2�$/3M.(6OM"#%2.-{V>-2:%#2

? P62(1#2z.�&#{V>-2:%#2?gKBAB?KUwj?123425(1#26/.(

!"#$%&'(=WX&}&)*++,-.& 2=()23n#&122O1#2?-2:9.4?==/?�T�.X&M�?z2�=z<z=2�!T�?+"#1.0? 4TX)2819#!/#0%/.142.zf�?<=�O?<=?e=?g`QBj?!/#0%/.142.zf�$%'()23<47e4f 4TX)2819#?MO#6OM'(<M2:O{V>/(4,&e4f )23n#&4TX)2819#?&#f1MO#6On,21:+e4f2,'&}%O'?g rtwj =,)&#f1?MO#6OM'(<M2:O1#2/(4,&$/31#26>#e4f?�?+T& )23n#&6|3=&,122O1#20>#&1:+122O$/3MO#~:1M.Oz.&n�?M�#5:~#~Tz-.;~T??

}&z23-2O2#~V)d.O�� 4TX)2819#?M"#&.1(#&+.01#242.zf�M:&?O%#5:4f#/.fn22O7#M!2� 122O1#20"#<&:&(#&?P62(1#2)2:;;#P40>#&-2:%#2n,21:+??????????????????????????????????????????????????

6|3z#|:~f7#M!2�$/31#2-.;~T?O%#5:4f#/.fn22O7#M!2� )23n#&{V><�>#=-2O%/.1MV!2)231#7&Tf-.!2122O1#2-2:9.4?g[]^j?2,'&4TX?����abb�?

? MO#6OM'(<M2:OMd#-.&122O1#2-2:9.4e4f?ghi[j

Page 121: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

!!&$.)$#8&+>?!8=!@;;<!!!!!AAY!!!!

0GE?!&X>*'9!8M/8!EB#8&+*(&D^!9&&79$&"#$%$&!8&+"$#9&&79$&9D>9$&(B70B#"-FG+9&&79$&E&X>('H!I9&&79$&'D(&+J'$.6!:!KA!8=

1#27819#? 2.N)237#M&7#M!2�-.|�:!?P2(<2Tf&&#f2>=f!"#25+?g&2!�2,'&?a�j????????????? z.�&-2:%#27#M!2�O%#-.|�:!?Md#-.&-.|�:!z.�&-2:%#27#M!2�?

1#27819#%/.1MV!2=WX&Y? %/.1MV!21#2-2:%#2(#&!"#25+~.�&MV(?Md#-.&z.�&#�>#2#~1#2!"#25+?? %/.1MV!21#2)�=(1.&2#~=#|#+.12?�#62.N?<=1~&?

? $/31#2<OW=(?g5)O�j?2,'&4TX?a

)235.!:1#24"#(#& +<2!"#25+$%'(~#!:?$/32.19#2#~1#2$4&{V>-.;~#1#2!"#25+$%'(~#!:? +<2!"#25+$%'(~#!:? {V>~'5f{V>-.;~#1#2!"#25+$%'(~#!:? {V>-.;~#1#2M"#&.1(#&${&(#&$/3(-)23O#|? 2=({V>-.;~#1#2M"#&.1(#&6|3122O1#2�>#2#~1#2!"#25+? {V>~'5f{V>-.;~#1#2M"#&.1(#&${&(#&$/3(-)23O#|? {V>-.(6.-1#21=((-)23O#|?M"#&.1(#&${&(#&$/3(-)23O#|? 2=({V>-.(6.-1#21=(M5.M0:1#2? {V>1"#1.-1#2��#f5:<62#3%�?$/31"#%&0!"#$%&'(?1=(=.!2#1"#/.(? 2=({V>1"#1.-1#2?�?1=(1"#/.(z/? M#25.!2)162=()�=(1.&?Md#&T!"#25+�Vn2="#<�=<OW=()4,On#&T?+.(%5.0)4,On#&T

? {V>-.(6.-%O50?1=(1"#1.-1#2!"#25+!23<5&~#f$0&?<�!?�

Page 122: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

A@_!!!!!"#$%$&'$%$&()*%&$+,-

#$.^##M-1&Z-!*GD1`M"Da1D&D96G!9&&79$&"#$%$&!8&+"$#9&&79$&(&&,$FG+9?!,#R%4$E'HFM#9&&79$&H&D,$& FG+9&&79$&9?!9BHR3FG9D>9$&M/bR/FG+%X$7&BHWDR5'HE4'(B)%7FG+(Db)FXRGT'7!Icd!e!cfgJ!I9&&79$&'D(&+J'$.6!:!;\!8=

!"#$%&'()*++,-.&? {V>~'5f2.NO&!2T)23+"#M"#&.1&#f12.NO&!2T?

g2=(&#f12.NO&!2T?z/!2T?M&.X&?�+2)237#M&�j? 122O1#2M"#&.1(#&M/#11:&$-'(2.N-#/?

1#27819#? )2:;;#!2T?7:/)7#M!2�-.|�:!?g2.N7#M!2�?M#�#1#2)162=(j?

? O%#5:4f#/.f2#O6"#$%(? )2:;;#P4?7:/)7#M!2�O%#-.|�:!?g2.N7#M!2�?M#�#-2:%#2j?

? O%#5:4f#/.f2#O6"#$%(

1#27819#%/.1MV!2=WX&Y?? %/.1MV!2?))2�?2,'&?��?Md#-.&z23)1<1/>#? %/.1MV!2?5)=�?2,'&?�bab?5:4f#/.f)�=(1.&2#~=#|#+.12? %/.1MV!21#21"#1.-0V$/1:+1#2M"#%2.-122O1#2$/3{V>-2:%#2230.-MV(�=(2.N5:M#%1:+?$/3=(6�12O%#~&?Md#-.&z.�&#122O1#2$/3{V>-2:%#2230.-MV(�#62.N?g^[hj??????2,'&4TX?�?Md#-.&z23)1<1/>#

? %/.1MV!2&.1-2:%#2f,4n7#M!2�1#2)�=(1.&$/3)2#-)2#O1#24,+2:!230.-MV(?g&f)M�j?2,'&4TX?�?Md#-.&1#2)�=(1.&$/3)2#-)2#O1#24,+2:!$%'(~#!:?M.;;#?n22O7.10:�?

? M"#&.1(#&?)�)�~�

)235.!:1#24"#(#&? {V>+.01#2zW�&4TXz:<79<~Tf(}%O'?e&4��#�#2T? </�#2=(&#f12.NO&!2T?gz/!2T?M&.X&?�+2)237#M&�j?z�7�?a���? 4TX)2819#2.NO&!2T5'#1#2123425(1#24'=(<4TXf5$/31T�#?z�7�?a���? 4TX)2819#6|3122O#n:1#21#24'=(<4TXf5$/31T�#?M�#{V>$4&2#9�2?z�7�?a���? 4TX)2819#M"#&.1(#&1=(4,&�¡¢&�V$/3z.�&#<19!212?z�7�?a���? =&,122O#n:1#21#2!:0!#O{/1#2}~>(-)23O#|�=(2.N-#/?=(6�1#2O%#~&$/31=(4,&? 4TX)2819#6|3122O#n:1#21#26/.(?1#2n&#6#2$/3Md#-.&1#2<(:&????

? M�#&:!:-.;;.!:$%'(~#!:? 2=(</�#n:1#2z226O%#~&? 4TX)2819#2.NO&!2T5'#1#2123425(1/#P%O?z�7�?a���? 4TX)2819#2.NO&!2T5'#1#2123425(O%#0e4f?z�7�?a���? 122O1#2MO#6OO%#5:4f#/.f2#O6"#$%(? 122O1#2M#�#1#2<(:&$/31#2-.;~T?+.01#2$�'(�.&1T�#<=<~TXf&<1OM�?62.�(4TX?��

Page 123: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

!!&$.)$#8&+>?!8=!@;;<!!!!!A@A!!!!

#$.1D&D0G!.'R*7h')*>&DO!9&&79$&"#$%$&!8&+"$#9&&79$&H&D,$&%X$7*(/b.)!FG+9&&79$&H&D,$&!I9&&79$&'D(&+J'$.6!:!K@!8=

!"#$%&'()*++,-.&? )23n#&122O1#2-2:%#2Md#-.&5:+.f$/3z.�&#=.;O|T

? $/3<62WX=()230.-$%'(~#!:?g=(6�1#2O%#~&j? 122O1#2$/3)23n#&122O1#2-2:%#2-229.4)231.&M:&<~WX=?

? =,!M#%122O�&#0f'=O?g-Mf�j

1#27819#? <729N7#M!2�-.|�:!?g4�9£T<7297#M!2�j?O%#5:4f#/.fn22O7#M!2�

? z#|:~f7#M!2�O%#-.|�:!?g-2:%#2n,21:+j?O%#5:4f#/.fn22O7#M!2�? -2:%#2n,21:+0,9£T-.|�:!?g[Uw�j?@ABCDEFBGH?IJ?mIsGR?wsFGEQSBQ�?)23<47==M<!2</Tf

1#27819#%/.1MV!2=WX&Y?? )231#7&Tf-.!2?5:4f#/.f)�=(1.&2#~=#|#+.12?g5)=�j?2,'&?�� )231#7&Tf-.!2?{V>-2:%#2230.-MV(0>#&1#26>#$/31#2z#|:~f�?grt^]Ir?2,'&4TX?�j

)231#7&Tf-.!2?Md#-.&5:+.f1#2!/#04,&%/.1MV!2{V>-2:%#2230.-MV( g5!4�2,'&?�j

)231#7&Tf-.!2?%/.1MV!2&.1-2:%#2230.-MV(?�?&-M�?2,'&��?g1�z�j

)235.!:1#24"#(#&? a��a? 122O1#2n&#6#2&62%/5(e4f?+"#1.0?gO%#~&j a��b�a��a?122O1#2}&6|3122O1#21"#1.-%/.142.zf�

? ? $/3!/#0%/.142.zf�?g1/!�j a��b�a��a?122O1#2}&6|3122O1#21"#1.-

? ? $/3M'(<M2:O1#2)231=-n,21:+)231.&�.f?g6)��j a��b�a��a?)/.0123425(z#|:~f� a���?? =n:-0T12O1#26>#�#f}&?? a���?? 2=()/.0123425(z#|:~f� a��a?? {V>!25+2#~1#2123425(z#|:~f� a���?? 2=(=n:-0T12O1#26>#�#f}&?? a���?? 2=(=n:-0T12O<729N1:+1#2z#|:~f� a���?? {V><~TXf5~#;z:<790>#&O#!21#24#(1#26>#?g�T?�j? a��a?? {V>="#&5f1#21=(5:~#1#2$/3${&(#&? a��b?? {V>="#&5f1#21=(65-6,O�>#5

!"#$%&'(=WX&}&)*++,-.&?? &#f1MO#6O<729N7#M!2�n22O7#M!2�?)¤?a���?�?)*++,-.&? &#f1MO#6O~#5-,2T2.Of�?)¤?a���?�?)*++,-.&

Page 124: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

A@@!!!!!"#$%$&'$%$&()*%&$+,-

#$.8&+()%-!03#"*#1!9&&79$&"#$%$&!8&+"$#9&&79$&9?!9BHR3FG9D>9$&M/bR/FG+%X$7&BHWDR5'H!E4'(B)%7FG+(Db)FXRGT'7!Icd!e!cfgJ!FG+9&&79$&(&&,$FG+9?!,#R%4$E'HFM#'$.6!:!;A!8=

!"#$%&'()*++,-.& =n:-0T12O7,/1#12

1#27819# -2:%#2n,21:+O%#-.|�:!?g1#2+.01#2-2:%#2=(6�12j?O%#5:4f#/.fn,21:+-.|�:!f�? &:!:7#M!2�-.|�:!?O%#5:4f#/.fM,P�4.fn22O#n:2#~? -2:%#2n,21:+-.|�:!?g1#2-.;~Tj?O%#5:4f#/.f<46P&P/fT2#~O(6/

1#27819#%/.1MV!2=WX&Y? %/.1MV!21#2)�=(1.&2#~=#|#+.12?g5)=�j?2,'&4TX?�a?5:4f#/.f)�=(1.&2#~=#|#+.12? %/.1MV!2&.1)162=(230.-MV(?g&)M�j?2,'&4TX?��?5:4f#/.fO%#0e4f?Md#-.&0"#2(2#~#&,�#z

? %/.1MV!2?[BED\GIE?]DEGBJB\QGBIA? EI_EQ`?g[]^j?2,'&4TX?���a���?? MO#6OM'(<M2:OMd#-.&122O1#2-2:9.4e4f?ghi[j

)235.!:1#24"#(#& {V>!25+2#~1#2123425(1#26/.(? 2=(=n:-0T12OM22z#12? {V>="#&5f1#2M"#&.1O#!2N#&1#2+.0<1�-�#9T?12OM22z#12? &.15:~#1#2M22z#12?�?~~�?M"#&.1(#&M22z#12�#6?�?12OM22z#12? %.5%&>#M'5&1"#1.-0V$/{V><MTf�#9T?�?7V&f�-2:%#2�#9Tn,21:+�&#0}%;'

!"#$%&'(=WX&}&)*++,-.& 122O1#2?-2:9.4?4'#=#1#7f#&e4f?+"#1.0?gO%#~&j

Page 125: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

!!&$.)$#8&+>?!8=!@;;<!!!!!A@<!!!!

#$)($X9BOO$#65!('MD0.-9&&79$&"#$%$&!FG+9&&79$&E&X>('HI9&&79$&'D(&+J'$.6!:!;Y!8=

!"#$%&'()*++,-.&? 2=()/.0123425(f,!:n22O??%.5%&>#1/,'O�#21:+0>#&z.�&#z�!:&:M.f

1#27819#? P2(<2Tf&2#~:&T-&? &:!:7#M!2�-.|�:!?+,�#/(12|�O%#5:4f#/.f? <&!:-.|�:!e4f

1#27819#%/.1MV!2=WX&Y? %/.1MV!2&.1-2:%#2230.-MV(? 5:4f#/.f)�=(1.&2#~=#|#+.12

)235.!:1#24"#(#& z�7�?a�ab?<+>#z&.1(#&z:4.19�42.zf�?12O-.(6.-60T?g&:!:12?�j z�7�?a���?2.19#2#~1#2$4&{V>="#&5f1#2M"#&.1(#&-.(6.-60T

? ? ? $/35#(42.zf��VO:�#64TX?�?g+�M,2#9�2�n#&Tj?g&:!:12?�j? z�7�?a��a?%.5%&>#��#f?1=(-.(6.-60T/>O/3/#f?a?g&:!:12?�j? z�7�?a���?{V>!25+2#~1#212O-.(6.-60T?g&:!:12?�j? z�7�?a���?{V>="#&5f1#21=(-.(6.-60T$z'(?�?g&:!:12?�j? z�7�?a���?</�#&,1#212O?g<+>#%&>#4TX-2:%#2(#&4.X5e)?�j? z�7�?a���?2=(=n:-0T12O-.(6.-60T?g&.1-2:%#2?�j? z�7�?a���?2=(=n:-0T12OM=-M5&60Tz:<79?g&.1-2:%#2?�j? z�7�?a���?=n:-0T12O-.(6.-60T?g&.1-2:%#2?�bj? z�7�?a���?{V>!25+2#~1#2123425(f,!:n22O?g&.1-2:%#2?�bj? z�7�?a��a?2=()/.0123425(f,!:n22O?%.5%&>#1/,'O�#21:+

? ? ? 0>#&z.�&#z�!:&:M.f?g&.1-2:%#2?�bj

Page 126: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

A@\!!!!!"#$%$&'$%$&()*%&$+,-

#$.X&XDM.-!5B.GD787#E&/9&&79$&W3T>BR9$&!9&&79$&"#$%$&!9&&79$&H&D,$& 9&&79$&H&D,$&%X$7*(/b.)!!!!!9&&79$&9?!9BHR3FG9D>9$&M/bR/FG+%X$7&BHWDR5'H!E4'(B)%7FG+(Db)FXRGT'7!Icd!e!cfgJ!FG+9&&79$&9?!,#R9G.6M"-FG+#S.H$.M$)RT$#!UV'$.6!\@!!8=

!"#$%&'()*++,-.&? 122O1#2{V>+.01#2?n&#6#2=#6#2M(<62#3%�?

1#27819#? )2:;;#P4?-2:%#2n,21:+O%#-.|�:!?gK�U�wj?M#�#n,21:+23%5'#()23<47?

? m\RBSSDE?hAGDEAQGBIAQS?@ABCDEFBGH�?�IApIA�?tA_SQAp? )2:;;#!2T?-2:%#2n,21:+-.|�:!?gU�U�wj?M#�#1#2!/#0?O%#5:4f#/.f12,(<4z

1#27819#%/.1MV!2=WX&Y?? %/.1MV!2{V>-2:%#2230.-MV(?0>#&1#26>#$/31#2z#|:~f�?2,'&4TX?�?Md#-.&5:4f#1#21#26>#? %/.1MV!2{V>-2:%#2230.-MV(?Md#-.&5:4f#1#2!/#04,&?g5!4�j?2,'&4TX?�? %/.1MV!2?[BED\GIE?]DEGBJB\QGBIA? EI_EQ`?¥?]SQFF?�bb�abb�?

? MO#6OM'(<M2:OMd#-.&122O1#2-2:9.4e4f? ]DEGBJB\QGD?IJ?rRQBSQAp?kICDEA`DAG?mQCBA_F?UQAq?�?KQAQ_D`DAG?�DQpDEFRBL? EI_EQ`?KQEFRQSS?m\RIIS?IJ?UsFBADFF�?@ABCDEFBGH?IJ?mIsGRDEA?]QSBJIEABQ

)235.!:1#24"#(#&? 122O1#2$/3122O1#2-2:%#2?n&#6#2==OM:&? 2=({V>="#&5f1#2n&#6#2==OM:&=#5,PM?$/3%.5%&>#<+>#%&>#4TX0>#&1#2<(:&?g]�ij? 122O1#2$/3122O1#2-2:%#2?-2:9.4%/.142.zf�+.01#21=(4,&?n&~#!?+"#1.0? 122O1#2?-2:9.4?�>=OV/<620:!$%'(~#!:?+"#1.0? 122O1#2$/3122O1#2-2:%#2?-2:9.4?4:zf)231.&�.f?+"#1.0?gO%#~&j? 122O1#2?-2:9.4?�&M'(?+"#1.0?g-�M�j? )23n#&122O1#2?-2:9.4?+T$6))¦!=/?+"#1.0? &.15:~#1#2)23+"#6|3122O#n:1#21#2z/.((#&?M�#{V>$4&2#9�2

!"#$%&'(=WX&}&)*++,-.&? 122O1#2?-2:9.4?�>=OV/<620:!$%'(~#!:?+"#1.0? 4TX)2819#1:!!:O7.10:�?6|3122O#n:1#21#2<(:&?1#26/.(?$/3Md#-.&1#2<(:&?5,�:M�#

Page 127: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 125 รายงานประจำ ป 2553 125

%S+7&&07$&"#$%$&TiU@%%+@B%D#BTB%+6>AB#BS5#GB$6NT*KT;+LJU>AB#*(@"S@B%=>?D#BTB%,LJU>AB#BS5#GB$6NF&?@J<B*#67,%*+OP?,, FABM#"#@"S@B%M'`N>!<?M!%"+LJU]<*(M5J`>!#&K!#;#[5GQ%U]B]#+6>BTB%LJU5%`>$6NF"#M'`N>MQY#$6N>(^<>B_&(, %*+$&7?+6>;Q@%i)5%`>!"N?>AB#*(T*B+!UF*@$6NM@6N(*M#`N>?,M'`N>Q%Ug(]#) [#@B%>(^<>B_&(EB+=>KM=E@B%[5GK%"@B%EB+*&EO;Q%U!?T),[#@B%S&FE&7?D#BTB%>BTB%!?MT%BU5)EB+,'%U%B]K&ee&E"D#BTB%>BTB%!?MT%BU5),'%U%B]@hc�6@B,5%`>@�@%U$%*?$6N@AB5#F[5G>AB#BSD#BTB%@%U$ABCFG,

, *B?=G>K&?T&K@B%Q%U];+,LJUFABM#"#@"S@B%=>?TiU@%%+@B%D#BTB%LJUTiU@%%+@B%K%"5B%, *B?=G>K&?T&K*<BFG*(%UMK6(KQ�"K&E"?B#=>?'#&@?B#D#BTB%, *B?=G>K&?T&KM@6N(*@&K@B%FABM#"#?B#=>?D#BTB%, LE<?E&7?LJUO>FO>#'#&@?B#D#BTB%,LJU@AB5#F>&E%BM?"#MF>#I^GS&F@B%LJU'#&@?B#D#BTB%,EJ>FS#M%6(@Q%U@&#SB@'#&@?B#D#BTB%,M'`N>SUCFGQ�"K&E"5#GB$6NgF(!;S%"E

, Q�"K&E"5#GB$6NgF(FABM#"#EB+#g(KB($&N*CQ$6N%&d+#E%6@AB5#F, LE<?E&7?TiU@%%+@B%K%"5B%,gF([5G+6>AB#BS5#GB$6NQ�"K&E"@B%[Fk,>&#MQY#>AB#BS5#GB$6N=>?TiU@%%+@B%D#BTB%,LE<EG>?Q�"K&E"EB+%UMK6(K$&N*CQ5%`>TAB!&N?Mf'BUM%`N>?,jPN?TiU@%%+@B%D#BTB%@AB5#F

, Q�"K&E"5#GB$6N[#dB#UMQY#IGL$#D#BTB%[#!<*#$6NM@6N(*@&KK;TTJbB(#>@,5%>SU+>K5+B([5GTiU@%%+@B%K%"5B%,5%>IGS&F@B%MQY#IGL$#@aCFG, S&F$AB%B(?B#M!#>%&d+#E%6,L!F?K&e]6?KF;J,K&e]6@ABC%=BF$;#OP?!"7#QZ,%B(?B#IJ@B%FABM#"#?B#$6NI<B#+B[#%>KQZ=>?D#BTB%, !&N?[5G'#&@?B#D#BTB%M=GBE%*SF^?B#$6N$ABCQCFG$;@%U(U, M'`N>$%BK*<BI^G@^G CFGQ�"K&E"EB+=G>I^@'&#5%`>C+<, [#@B%!%GB?, =(B(,5%`>j<>+Lj+>BTB%gF([]GM?"#@^G(`+SB@D#BTB%,,,

, *B?LJUO`>C*GjPN?%UKK@B%K&e]6>&#O^@EG>?L(@EB+Q%UMb$!<*#?B#$6N!ABT&e, +6@B%!>KK&e]6bB([#MQY#Q%USABLJU+6!+;FK&e]6J?%B(@B%,�@B%%&KLJUS<B(M?"#�,�!"#$%&'()LJU5#67!"#�,jPN?L!F?@B%?B#EB+$6NMQY#>(^<S%"?,LJUEB+$6NT*%,EB+Q%UMb$?B#'%G>+FG*(=G>T*B+>&#MQY#M5E;,$6N+B=>?%B(@B%#&7#k,

, E&7?I^G!>KK&e]6T#5#PN?5%`>5JB(T#,M'`N>!>KLJU%&K%>?K&e]6=>?D#BTB%MQY#QZk,CQ, C+<MQXFMI(5%`>[]GM'`N>Q%Ug(]#)L@<E#M>?5%`>I^G>`N#,jPN?=G>T*B+$6NK;TTJI^G+B=>T*B+>;Q@B%[#$B?D#@"SCFGLSG?L@<D#BTB%5%`>@%%+@B%[Fk,=>?D#BTB%,#>@SB@[#@%i6,$6NQ�"K&E"EB+5#GB$6N=>?E#[#dB#U$6NMQY#Q%UDB#@%%+@B%,5%`>@%%+@B%

, C+<LSG?5%>(>+[5G+6@B%LSG?,L@<K;TTJI^G C+<+6!"$D"$6NSUCFG$%BKEB+@�5+B(,jPN?=G>T*B+M@6N(*@&K@"S@B%=>?D#BTB%,5%>("#(>+[5GI^G#&7#E%*S5%`>F^!+;FK&e]65%`>M>@!B%=>?D#BTB%,5%`>jPN?>(^<[#T*B+T%>KT%>?=>?D#BTB%,K%%FB$6NM@6N(*@&KD;%@"S=>?D#BTB%

, Q�"K&E"[5GMQY#CQEB+$6N+6K$K&ee&E"=>?@�5+B('"M_cMf'BUM%`N>?,CFG@AB5#FC*G [5GMQY#>AB#BS5#GB$6N=>?TiU@%%+@B%5%>@%%+@B%%&d*"!B5@"SEG>?Q�"K&E",VC+<*<BSUMQY#'%U%B]K&ee&E",'%U%B]@hc�6@B,@�@%U$%*?,5%`>Q%U@B_$6N>>@gF(@�5+B(@AB5#FW,%*+$&7?%UMK6(K$6N>>@gF(>B_&(>AB#BSEB+@�5+B('"M_c,5%`>+E"TiU%&d+#E%6$6N@AB5#F[5GTiU@%%+@B%,5%`>@%%+@B%%&d*"!B5@"SO`>Q�"K&E"

, Q�"K&E"?B#EB+5#GB$6NT*B+%&KI"F]>K[5GT%KOG*#LJU+6Q%U!"$D"IJ,gF(E%U5#&@OP?K$KB$,5#GB$6N[#@B%@AB5#F[5G+6$"_$B?,#g(KB(,LI#?B#,@J(;$D), LJUMQmB5+B($6N]&FMS#MQY#%^QD%%+, %*+$&7?L!F?T*B++&N#[S[#T*B+M'6(?'>=>?%UKK@B%K%"5B%S&F@B%>?T)@%$6N!ABT&e, CFGL@<,%UKK@B%K%"5B%T*B+M!6N(?,@B%T*KT;+bB([#,@B%E%*S!>KbB([#,@B%K%"5B%S&F@B%!B%!#M$_,LJU@B%K%"5B%S&F@B%$%&'(B@%K;TTJ,EJ>FS#@AB@&K,T*KT;+,FLJ,E"FEB+IJ@B%FABM#"#?B#=>?>?T)@%[5GK%%J;MQmB5+B(EB+$6N@AB5#FC*G,$&7?#67gF(EG>?+;<?M#G#[#M%`N>?@B%@AB@&KF^LJ$6NF6,V�tt},�tu�tuor�,�t¡�uxox��W,LJU@B%L!F?T*B+%&KI"F]>KE<>!&?T+,V�tu�tuor�,�t�qo|,����tx�qpq|qryW

,#/$6EDV2+./'012'CD#.')%S+7&&07$&

Page 128: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

126!!!!!"#$%$&'$%$&()*%&$+,-

@B%Q%U];+TiU@%%+@B%D#BTB%[#QZ,:994

, JABF&K, %B(]`N>TiU@%%+@B%D#BTB%, SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#, , , , ,, @B%Q%U];+, ,$6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W,, 3, #B(>B%6'?_),,b^<]>;<+, 2, 2, 388ª, /.0988, , VQ%UDB#@%%+@B%D#BTB%W, :, #B(]&(M@c+,,#"E"!"%", 39, 34, /-H-.ª, 3380888, 4, #B(,]H,#&#$),,M'a]eC'_"c�), 34, 34, 388ª, 3380888, , VI^GL$#@%U$%*?@B%TJ&?W, 1, #B(!;]BE",,_"%"g(D"'&#D;), 39, 34, /-H-.ª, 3380888, , VI^G*<B@B%@B%MT5UL5<?]BE"W, 9, #B(f&E%]&(,,*6%UM+D6@;J, 39, 31, 24H44ª, 3:80888, -, 'JHEH>HQ$6Q,,E&#Q%UM!%"d, 39, 34, /-H-.ª, 3380888, ., #B(d##$)_%i),MJ"_h$D"�_"%"@;J, 39, 31, 24H44ª, 3:80888, /, #B(_"%"'J,,(>FM+`>?MS%"e, 33, 38, 28H23ª, /80888, 2, #B(Q%U!?T),,'^#DM#_, 33, /, .:H.4ª, .80888, 38, #B?!B*@&eeB#;],,!>$"'(), 33, 2, /3H/:ª, /80888, 33, #B(*%*"$(),,]&(J"+Q+#E%6, :, :, 388ª, :80888, , V@%%+@B%I^GS&F@B%W

5+B(M5E;, �, #B(>B%6'?_),b^<]>;<+,FAB%?EABL5#<?Q%UDB#@%%+@B%D#BTB%,M+`N>*&#$6N,:,+"O;#B(#,:994, , �, #B(,]H,#&#$),,M'a]eC'_"c�),FAB%?EABL5#<?@%%+@B%D#BTB%,M+`N>*&#$6N,:-,+@%BT+,:994, , �, ,#B(_"%"'J,(>FM+`>?MS%"e0,#B(Q%U!?T),'^#DM#_,LJU#B?!B*@&eeB#;],!>$"'(),FAB%?EABL5#<?@%%+@B%D#BTB%,M+`N>*&#$6N,:8,M+cB(#,,:994, , �, #B(*%*"$(),]&(J"+Q+#E%6,FAB%?EABL5#<?@%%+@B%I^GS&F@B%,M+`N>*&#$6N,3.,'h_S"@B(#,:994, , �, ,MF`>#+@%BT+,MF`>#!"?5BT+,LJUMF`>#'h_S"@B(#,:994,+6@B%Q%U];+TiU@%%+@B%D#BTB%,:,T%&7?,,

@B%Q%U];+=>?>F6E@%%+@B%D#BTB%[#QZ,:994

, JABF&K, %B(]`N>TiU@%%+@B%D#BTB%, SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#, , , , ,, @B%Q%U];+, ,$6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W, 3, #B(#%"_,,]&(!^E%, -, -, 388ª, -:0988, , VQ%UDB#@%%+@B%D#BTB%W, :, #B(MfJ6(*,*"$^%Q@%i), :, :, 388ª, 380888, ,, 4, #B?!B*g!bB*F6,MJ"_+#&!]&(, 3, 3, 388ª, 380888, 1, #B(=%%T),,Q%US*KM5+BU, 34, 34, 388ª, 3380888, ,, , V@%%+@B%I^GS&F@B%W

5+B(M5E;, �, ,#B(#%"_,,]&(!^E%,FAB%?EABL5#<?Q%UDB#@%%+@B%D#BTB%,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,43,'hcbBT+,:994, , �, ,#B?!B*g!bB*F6,MJ"_+#&!]&(,FAB%?EABL5#<?@%%+@B%D#BTB%,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,3.,+@%BT+,:994, , �, ,#B(MfJ6(*,,*"$^%Q@%i),FAB%?EABL5#<?@%%+@B%D#BTB%,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,:1,@;+bB'&#D),:994, , �, ,#B(=%%T),,Q%US*KM5+BUFAB%?,EABL5#<?@%%+@B%I^GS&F@B%,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,39,'h_S"@B(#,:994

Page 129: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 127 รายงานประจำ ป 2553 127

%S+7&&07$&;&8,$&TiU@%%+@B%K%"5B%+6>AB#BS5#GB$6NEB+$6NTiU@%%+@B%D#BTB%@AB5#FM'`N>@B%FABM#"#@"S@B%=>?D#BTB%,gF([5G%*+OP?, '"SB%iB@J&N#@%>?M%`N>?$6NMQY##g(KB(@<>##ABM!#>TiU@%%+@B%D#BTB%, M!#>#g(KB(M@6N(*@&K@B%K%"5B%?B#=>?D#BTB%>BTB%!?MT%BU5), '"SB%iBLJUFABM#"#@B%EB+>AB#BS5#GB$6N@B%K%"5B%?B#D#BTB%, EB+$6NCFG%&K+>K5+B(SB@TiU@%%+@B%D#BTB%,VEB+$6N%UK;[#TAB!&N?TiU@%%+@B%D#BTB%>BTB%!?MT%BU5)$6N,3:�:994,M%`N>?LE<?E&7?TiU@%%+@B%K%"5B%,5%>EB+TAB!&N?TiU@%%+@B%D#BTB%>BTB%!?MT%BU5)$6N>>@+B@<>#5#GB#67W

, '"SB%iBM%`N>?>`N#k,EB+$6NTiU@%%+@B%D#BTB%@AB5#F

@B%Q%U];+TiU@%%+@B%K%"5B%,[#QZ,:994

, JABF&K, %B(]`N>TiU@%%+@B%K%"5B%, SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#,, , , @B%Q%U];+, ,$6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W

, 3, #B(]&(M@c+,,#"E"!"%", 34, 34, 388ª, 3980888,, , VQ%UDB#@%%+@B%K%"5B%W, :, #B(,]H,#&#$),,M'a]eC'_"c�), 33, 33, 388ª, -80888,, 4, #B(d##$)_%i),MJ"_h$D"�_"%"@;J, 2, 2, 388ª, 480888, 1, #B(_"%"'J,,(>FM+`>?MS%"e, 2, ., ..H./ª, 380888, 9, #B(*%*"$(),,]&(J"+Q+#E%6, :, :, 388ª, 380888, , V@%%+@B%I^GS&F@B%W

5+B(M5E;, �, #B(,]H,#&#$),M'a]eC'_"c�),FAB%?EABL5#<?@%%+@B%K%"5B%,M+`N>*&#$6N,:9,@;+bB'&#D),:994, , �, ,#B(d##$)_%i),MJ"_h$D"�_"%"@;J,LJU#B(_"%"'J,(>FM+`>?MS%"e,FAB%?EABL5#<?@%%+@B%K%"5B%,M+`N>*&#$6N,:/,M+cB(#,:994, , �, #B(*%*"$(),]&(J"+Q+#E%6,FAB%?EABL5#<?@%%+@B%I^GS&F@B%,M+`N>*&#$6N,3.,'h_S"@B(#,:994, , �, MF`>#D&#*BT+,:994,+6@B%Q%U];+TiU@%%+@B%K%"5B%,:,T%&7?,,

@B%Q%U];+=>?>F6E@%%+@B%K%"5B%,[#QZ,:994,, JABF&K, %B(]`N>TiU@%%+@B%K%"5B%, SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#, , , @B%Q%U];+, $6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W,,, 3, #B(MfJ6(*,*"$^%Q@%i), :, :, 388ª, :80888, :, #B(=%%T),,Q%US*KM5+BU, 33, 38, 28H23ª, 3880888, , V@%%+@B%I^GS&F@B%W

5+B(M5E;, �, #B(MfJ6(*,*"$^%Q@%i),FAB%?EABL5#<?@%%+@B%K%"5B%,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,:1,@;+bB'&#D),,:994, , �, #B(=%%T),Q%US*KM5+BU,FAB%?EABL5#<?@%%+@B%I^GS&F@B%,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,39,'h_S"@B(#,,:994,

Page 130: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

128!!!!!"#$%$&'$%$&()*%&$+,-

%S+7&&07$&<&9@(';TiU@%%+@B%E%*S!>K+6>AB#BS5#GB$6NEB+TAB!&N?TiU@%%+@B%D#BTB%>BTB%!?MT%BU5)$6N,,:1�:994,M%`N>?,@�K&E%=>?TiU@%%+@B%E%*S!>K,J?*&#$6N,:2,'h_S"@B(#,:994,$&7?#67,+6IJE&7?LE<*&#$6N,38,'h_S"@B(#,:994,MQY#EG#CQ,F&?#67, !>K$B#T*B+#<BM]`N>O`>=>?%B(?B#$B?@B%M?"#LJU%B(?B#$B?@B%K%"5B%, !>K$B#T*B+M5+BU!+,LJUQ%U!"$D"bB',Q%U!"$D"IJ=>?%UKK@B%T*KT;+bB([#,@B%K%"5B%T*B+M!6N(?,LJU@B%E%*S!>KbB([#,=>?D#BTB%, %B(?B#%B(@B%$6NM@"FT*B+=&FL(G?$B?IJQ%Ug(]#)LJU%B(?B#$6NM@6N(*=G>?, !>K$B#@B%Q�"K&E"@B%=>?D#BTB%,EB+@�,%UMK6(K,=G>K&?T&K,+E"TiU%&d+#E%6,LJU#g(KB($6NTiU@%%+@B%D#BTB%@AB5#F,, [#@B%Q�"K&E"5#GB$6NEB+=G>,3,l,1,TiU@%%+@B%E%*S!>K+6T*B+%&KI"F]>KE<>TiU@%%+@B%D#BTB%gF(E%?,LJUTiU@%%+@B%D#BTB%,(&?T?+6T*B+%&KI"F]>K[#@B%FABM#"#?B#=>?D#BTB%E<>K;TTJbB(#>@

@B%Q%U];+TiU@%%+@B%E%*S!>K,[#QZ,:994

, JABF&K, %B(]`N>TiU@%%+@B%E%*S!>K, SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#, , , , ,, @B%Q%U];+, $6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W,, 3, #B(f&E%]&(,,*6%UM+D6@;J, /, /, 388ª, 33:0988, ,, , VQ%UDB#@%%+@B%E%*S!>KW, :, 'JHEH>HQ$6Q,,E&#Q%UM!%"d, 38, 2, 28ª, 3:80888, 4, #B?!B*@&eeB#;],,!>$"'(), /, -, .9ª, 280888

5+B(M5E;, �, #B(f&E%]&(,*6%UM+D6@;J,FAB%?EABL5#<?Q%UDB#@%%+@B%E%*S!>K,M+`N>*&#$6N,:/,M+cB(#,:994, , �, #B?!B*@&eeB#;],!>$"'(),FAB%?EABL5#<?@%%+@B%E%*S!>K,M+`N>*&#$6N,:/,M+cB(#,:994, , �, MF`>#+"O;#B(#,:994,+6@B%Q%U];+TiU@%%+@B%E%*S!>K,:,T%&7?,,, , �, MF`>#@;+bB'&#D),MF`>#M+cB(#,LJUMF`>#'hcbBT+,:994,C+<+6@B%Q%U];+TiU@%%+@B%E%*S!>K,,

@B%Q%U];+=>?>F6E@%%+@B%E%*S!>K,[#QZ,:994

, JABF&K, %B(]`N>TiU@%%+@B%E%*S!>K, SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#, , , , ,, @B%Q%U];+, $6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W,, 3, #B?!B*g!bB*F6,MJ"_+#&!]&(, l, l, l, l, , VQ%UDB#@%%+@B%E%*S!>KW, :, #B(d##$)_%i),,MJ"_h$D"�_"%"@;J, :, :, 388ª, 180888

5+B(M5E;, �, ,#B?!B*g!bB*F6,MJ"_+#&!]&(,FAB%?EABL5#<?Q%UDB#@%%+@B%E%*S!>K,%U5*<B?*&#$6N,3,l,3/,+@%BT+,:994, , �, ,#B(d##$)_%i),MJ"_h$D"�_"%"@;J,FAB%?EABL5#<?@%%+@B%E%*S!>K,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,:.,M+cB(#,:994,

Page 131: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 129 รายงานประจำ ป 2553 129

%S+7&&07$&(&&,$V2+73!,#A%K$<';V6#TiU@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#+6>AB#BS5#GB$6NEB+TAB!&N?TiU@%%+@B%D#BTB%>BTB%!?MT%BU5)$6N, 3�:991, M%`N>?, @�K&E%=>?,,TiU@%%+@B%LJU@AB5#FT<BE>KL$#,J?*&#$6N,:1,@;+bB'&#D),:991,$&7?#67,+6IJE&7?LE<*&#$6N,:1,@;+bB'&#D),:991,MQY#EG#CQ,F&?#67, @B%!%%5B5%`>@J&N#@%>?T;i!+K&E"=>?I^GK%"5B%%UF&K!^?, @B%'"SB%iBgT%?!%GB?T<BE>KL$#@%%+@B%I^GS&F@B%LJUI^GK%"5B%%UF&K!^?, @B%'"SB%iBLJUM!#>L#U#g(KB(@B%S<B(T<BE>KL$#LJUIJQ%Ug(]#)>`N#=>?D#BTB%gF(%*+, @B%@AB5#F5%`>@J&N#@%>?L#*$B?@B%Q%UM+"#IJ?B#=>?TiU@%%+@B%LJUI^GK%"5B%%UF&K!^?, @B%>`N#[F$6NTiU@%%+@B%D#BTB%+>K5+B(

@B%Q%U];+TiU@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#,[#QZ,:994

, JABF&K, %B(]`N>TiU@%%+@B%!%%5B, SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#, ,,,,,,,,,,,,,,,,,,LJU@AB5#FT<BE>KL$#, @B%Q%U];+, $6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W,, 3, #B(d##$)_%i),MJ"_h$D"�_"%"@;J, 1, 1, 388ª, 4.0988, , VQ%UDB#@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#W, , #B(d##$)_%i),MJ"_h$D"�_"%"@;J, :, :, 388ª, l, , V@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#W, :, #B(!;]BE",_"%"g(D"'&#D;), -, -, 388ª, 480888,, 4, #B(Q%U!?T),,'^#DM#_, 1, 4, .9ª, l, 1, #B(Q%"eeB,,#BTf&E%6(),®, 1, 1, 388ª, 10888, 9, F%H*%]BE",M']%#&#$*?_),®, 1, 1, 388ª, 10888, ,5+B(M5E;, �, #B(d##$)_%i),,MJ"_h$D"�_"%"@;J,FAB%?EABL5#<?@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,:/,+6#BT+,:994,LJU,

CFG%&KLE<?E&7?MQY#Q%UDB#@%%+@B%,!%%5BLJU@AB5#FT<BE>KL$#,M+`N>*&#$6N,:2,+6#BT+,:994, , �, #B(Q%U!?T),,'^#DM#_,FAB%?EABL5#<?@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#,M+`N>*&#$6N,:/,M+cB(#,:994, , �, ®#B(Q%"eeB,#BTf&E%6(),@%%+@B%>`N#,$6N+"[]<@%%+@B%D#BTB%,FAB%?EABL5#<?@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#,M+`N>*&#$6N,:/,M+cB(#,:994, , �, ®F%H*%]BE",M']%#&#$*?_),@%%+@B%>`N#,$6N+"[]<@%%+@B%D#BTB%,FAB%?EABL5#<?@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#,M+`N>*&#$6N,:/,M+cB(#,:994

@B%Q%U];+=>?>F6E@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#,[#QZ,:994

, JABF&K, %B(]`N>TiU@%%+@B%!%%5B, SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#, ,,,,,,,,,,,,,,,,,,LJU@AB5#FT<BE>KL$#, @B%Q%U];+, $6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W,, 3, #B(MfJ6(*,*"$^%Q@%i), :, :, 388ª, 90888, , VQ%UDB#@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#W, :, #B(!ABM%"?,,*"%U]U#&?,®, :, :, 388ª, :0888, 4, #B(g@_J,,'JU@JB?,®, :, 3, 98ª, 30888

5+B(M5E;, �, #B(MfJ6(*,,*"$^%Q@%i),FAB%?EABL5#<?Q%UDB#@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,:1,@;+bB'&#D),:994, , �, ,®#B(!ABM%"?, *"%U]U#&?, @%%+@B%>`N#, $6N+"[]<@%%+@B%D#BTB%, FAB%?EABL5#<?@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#, %U5*<B?*&#$6N,3, +@%BT+,:994,,,,,,,,,,,,,

,OP?*&#$6N,:.,M+cB(#,:994, , �, ,®#B(g@_J, 'JU@JB?, @%%+@B%>`N#, $6N+"[]<@%%+@B%D#BTB%, FAB%?EABL5#<?@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#, %U5*<B?*&#$6N,3, +@%BT+,:994,,,,,,,,,,,,,

,OP?*&#$6N,:.,M+cB(#,:994

Page 132: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

130!!!!!"#$%$&'$%$&()*%&$+,-

%S+7&&07$&;&8,$&%9$0*(EDB)TiU@%%+@B%K%"5B%T*B+M!6N(?+6>AB#BS5#GB$6NEB+TAB!&N?TiU@%%+@B%D#BTB%>BTB%!?MT%BU5)$6N,4�:998, M%`N>?, @�K&E%=>?TiU@%%+@B%K%"5B%T*B+M!6N(?, J?*&#$6N,,,,,,3,+6#BT+,:998,$&7?#67,+6IJE&7?LE<*&#$6N,3,+6#BT+,:998,MQY#EG#CQ,F&?#67, @AB5#F#g(KB(M'`N>M!#>E<>TiU@%%+@B%D#BTB%'"SB%iB[#M%`N>?@B%K%"5B%T*B+M!6N(?gF(%*+,jPN?EG>?T%>KTJ;+OP?T*B+M!6N(?Q%UMb$E<B?k,$6N!ABT&e,M]<#,T*B+M!6N(?FGB#MT%F"E,T*B+M!6N(?FGB#EJBF,T*B+M!6N(?FGB#!bB'TJ<>?,T*B+M!6N(?FGB#Q�"K&E"@B%,LJUT*B+M!6N(?$6N+6IJ@%U$KE<>]`N>M!6(?=>?D#BTB%,MQY#EG#

, *B?@J(;$D) [5G!>FTJG>?@&K#g(KB(@B%K%"5B%T*B+M!6N(?gF(!B+B%OQ%UM+"#,E"FEB+,LJUF^LJQ%"+BiT*B+M!6N(?=>?D#BTB%[5G>(^<[#%UF&K$6NM5+BU!+, $K$*#T*B+M'6(?'>=>?#g(KB(LJU%UKK@B%K%"5B%T*B+M!6N(?,gF(%*+OP?T*B++6Q%U!"$D"bB'=>?%UKKLJU@B%Q�"K&E"EB+#g(KB($6N@AB5#F, %B(?B#E<>TiU@%%+@B%E%*S!>K>(<B?!+ANBM!+>'%G>+$&7?M!#>L#U@B%Q%&KQ%;?L@GC=M'`N>[5G!>FTJG>?@&K#g(KB(LJU@J(;$D)$6N@AB5#F, +6>AB#BSE&F!"#[S[#@B%FABM#"#@B%[Fk,$6NM@6N(*=G>?,bB([EG=>KM=ET*B+%&KI"F]>K,%*+OP?+6>AB#BS[#@B%M=GBOP?=G>+J=>?D#BTB%$6NM@6N(*@&K@B%Q�"K&E"EB+TAB!&N?#67

@B%Q%U];+TiU@%%+@B%K%"5B%T*B+M!6N(?,[#QZ,:994

, JABF&K, , %B(]`N>TiU@%%+@B%, SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#, , , , K%"5B%T*B+M!6N(?, @B%Q%U];+, $6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W,, 3, #B(_"%"'J,,(>FM+`>?MS%"e, ., ., 388ª, /.0988, , VQ%UDB#@%%+@B%K%"5B%T*B+M!6N(?W, :, #B(*%*"$(),,]&(J"+Q+#E%6, 3, 3, 388ª, 380888, , V@%%+@B%I^GS&F@B%W, 4, #B('B@'^+,,*&JJ"!;E®, 38, ., .8ª, .0888, 1, #B((%%(?,,C$(MS%"e®, 38, 2, 28ª, 20888

5+B(M5E;, �, #B(_"%"'J,(>FM+`>?MS%"e,FAB%?EABL5#<?Q%UDB#@%%+@B%K%"5B%T*B+M!6N(?,M+`N>*&#$6N,:/,M+cB(#,:994, , �, #B(*%*"$(),]&(J"+Q+#E%6,FAB%?EABL5#<?@%%+@B%I^GS&F@B%,M+`N>*&#$6N,3.,'h_S"@B(#,:994, , �, ®#B('B@'^+,*&JJ"!;E,LJU,®#B((%%(?,C$(MS%"e,@%%+@B%>`N#,$6N+"[]<@%%+@B%D#BTB%

@B%Q%U];+=>?>F6E@%%+@B%K%"5B%T*B+M!6N(?,[#QZ,:994

,JABF&K, , %B(]`N>TiU@%%+@B%,, SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#, , , ,,,,,,K%"5B%T*B+M!6N(?, @B%Q%U];+, $6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W

, 3, #B(f&E%]&(,,*6%UM+D6@;J, 4, 4, 388ª, 4.0988, , VQ%UDB#@%%+@B%K%"5B%T*B+M!6N(?W, :, #B(=%%T),,Q%US*KM5+BU, 2, /, //H/2ª, l, , V@%%+@B%I^GS&F@B%W

5+B(M5E;, �, #B(f&E%]&(,*6%UM+D6@;J,FAB%?EABL5#<?Q%UDB#@%%+@B%K%"5B%T*B+M!6N(?,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,:.,M+cB(#,:994, , �, #B(=%%T),Q%US*KM5+BU,FAB%?EABL5#<?@%%+@B%I^GS&F@B%,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,39,'h_S"@B(#,:994

Page 133: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 131 รายงานประจำ ป 2553 131

%S+7&&07$&73!,#A72B:6"-V2+#MB;$B6$)A/$#!Z[!WZ[!_pmnplt�!nhk!�gre��!\g��eppllXTiU@%%+@B%@AB5#F@J(;$D)LJU#g(KB($B?FGB#,�z,V�z,�ruor��y,ox},�t|q�y,�twwqrr��W,+6>AB#BS5#GB$6N,F&?#67, @AB5#F*"!&($&_#),#g(KB(LJUMQmB5+B(FGB#M$Tg#gJ(6!B%!#M$_=>?D#BTB%, @AB5#FLI#@J(;$D)@B%[]G?B#FGB#M$Tg#gJ(6!B%!#M$_=>?D#BTB%, @AB5#FL#*$B?LJU=>KM=E[#@B%'&�#BK;TJB@%, %*+$&7?@B%S&F!%%$%&'(B@%M'`N>@B%'&�#BFGB#M$Tg#gJ(6!B%!#M$_, M'`N>[5G@B%,,,Q�"K&E"?B#Q%U!KIJ!ABM%aS

, T*KT;+,@AB@&K,F^LJ,LJUQ%UM+"#IJ#g(KB(LJULI#M$Tg#gJ(6!B%!#M$_=>?D#BTB%,%*+OP?@B%FABM#"#@B%K%"5B%S&F@B%>?T)@%FGB#K%"5B%T*B+M!6N(?M'`N>[5G!>FTJG>?@&KM@i�)Q%UM+"#IJ@B%FABM#"#?B#=>?,z���,FGB#,�z

, '"SB%iBLE<?E&7?LJU@AB5#F=>KM=E>AB#BS5#GB$6N[#!<*#=>?TiU>#;@%%+@B%TiU$AB?B#];FE<B?k,$6NM@6N(*=G>?E<>CQ, Q%UM+"#IJgT%?@B%,�tu�,¥ox¤qx�,�y�r�w,V�¥�W,M'`N>@AB5#F#g(KB(LJUL#*$B?@B%'&�#B%UKK,�tu�,¥ox¤qx�,�y�r�w,V�¥�W,[5G+6T*B+M5+BU!+@&KbB%@"S=>?D#BTB%

, @AB5#FL#*$B?[#@B%#AB=G>+^J=>?%UKK,�tu�,¥ox¤qx�,�y�r�w,V�¥�W, +B[]GQ%Ug(]#) [#@B%K%"5B%?B#=>?D#BTB%, EJ>FOP?@B%'&�#BM'`N>M]`N>+g(?=G>+^JE<B?k, =>?%UKK,�tu�,¥ox¤qx�,�y�r�w,V�¥�W, LJU%UKK!B%!#M$_>`N#$6NM@6N(*=G>?@&K@B%K%"5B%?B#=>?D#BTB%

@B%Q%U];+TiU@%%+@B%@AB5#F@J(;$D)LJU#g(KB($B?FGB#,�z,V�z,�ruor��y,ox},�t|q�y,�twwqrr��W,[#QZ,:994

, JABF&K, %B(]`N>TiU@%%+@B%,, SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#, , @AB5#F@J(;$D),LJU#g(KB(FGB#,�z, @B%Q%U];+, $6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W,, 3H, #B(,]H,#&#$),,M'a]eC'_"c�), 1, 1, 388ª, 980888, , VQ%UDB#@%%+@B%@AB5#F@J(;$D)�W, :H, #B(*%*"$(),,]&(J"+Q+#E%6,, 3, 3, 388ª, l, , V@%%+@B%I^GS&F@B%W, 4H, %_HF%HQ%B@B%,,>BbB_"JQ�®, 1, 1, 388ª, 10888

5+B(M5E;, �, #B(*%*"$(),,]&(J"+Q+#E%6,FAB%?EABL5#<?@%%+@B%I^GS&F@B%,M+`N>*&#$6N,3.,'h_S"@B(#,:994, , �, ®%_HF%HQ%B@B%,>BbB_"JQ�,@%%+@B%>`N#,$6N+"[]<@%%+@B%D#BTB%

@B%Q%U];+=>?>F6E@%%+@B%@AB5#F@J(;$D)LJU#g(KB($B?FGB#,�z,V�z,�ruor��y,ox},�t|q�y,�twwqrr��W,[#QZ,:994

, JABF&K, %B(]`N>TiU@%%+@B%, SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#, , ,@AB5#F@J(;$D)LJU#g(KB(FGB#,�z, @B%Q%U];+, $6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W,, 3, #B(=%%T),,Q%US*KM5+BU,, 4, 4, 388ª, l,, , V@%%+@B%I^GS&F@B%W, :, , #B('B@'^+,*&JJ"!;E®, :, :, 388ª, :0888, ,5+B(M5E;, �, #B(=%%T),,Q%US*KM5+BU,FAB%?EABL5#<?@%%+@B%I^GS&F@B%,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,39,'h_S"@B(#,:994, , �, ®#B('B@'^+,*&JJ"!;E,@%%+@B%>`N#,$6N+"[]<@%%+@B%D#BTB%,FAB%?EABL5#<?@%%+@B%@AB5#F@J(;$D),LJU#g(KB($B?FGB#,�z,%U5*<B?*&#$6N,3,+@%BT+,:994, , , ,OP?*&#$6N,34,E;JBT+,:994

Page 134: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

132!!!!!"#$%$&'$%$&()*%&$+,-

%S+7&&07$&73!74;A1V278@7$&6EDAEV2+%9$0&4;T8A=';<K'(4)%0V2+(8D)V9A2/'0!W\]!^!\_`XTiU@%%+@B%@AB@&KF^LJ@"S@B%$6NF6LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,V��,�,���W,+6>AB#BS5#GB$6NEB+TAB!&N?TiU@%%+@B%D#BTB%,>BTB%!?MT%BU5)$6N,1�:994,M%`N>?,@�K&E%=>?TiU@%%+@B%@AB@&KF^LJ@"S@B%$6NF6LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,V��,�,���W,,J?*&#$6N,32,+@%BT+,,:994,,$&7?#67,+6IJE&7?LE<*&#$6N,:-,'h_S"@B(#,:99:,MQY#EG#CQ,F&?#67, M!#>L#*#g(KB(, M'`N>M!#>E<>TiU@%%+@B%D#BTB%, M'`N>'"SB%iB5J&@M@i�)LJUL#*$B?@B%@AB@&KF^LJ@"S@B%$6NF6=>?D#BTB%, LJUL#*$B?@B%@AB@&KF^LJ@"S@B%M'`N>!&?T+LJU!"N?L*FJG>+=>?D#BTB%

, '"SB%iB$K$*#@B%@AB@&KFLJ@"S@B%$6NF6,LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+=>?D#BTB%Q%USABQZ,M!#>L#UE<>TiU@%%+@B%D#BTB%, !<?M!%"+[5GTiU@%%+@B%D#BTB%,IGK%"5B%,LJU'#&@?B#,+6!<*#%<*+[#@B%@AB@&KFLJ@"S@B%$6NF6,%*+$&7?@B%!<?M!%"+[5GTiU@%%+@B%D#BTB%,I^GK%"5B%,'#&@?B#,];+]#,J^@TGB,LJUQ%U]B]#$&N*CQ,+6!<*#%<*+[#@"S@%%+M'`N>!&?T+LJU!"N?L*FJG>+=>?D#BTB%

, [5GTABM!#>L#U[#@B%@AB@&KF^LJ@B%Q�"K&E"LJU@B%FABM#"#@B%=>?D#BTB%[5GMQY#CQEB+@�5+B(, #g(KB(, LJU@%UK*#@B%Q�"K&E"$6NCFG@AB5#FC*G, LJU[5GK%%J;IJ!ABM%aSEB+MQmB5+B(EB+LI#@B%FABM#"#?B#FGB#,���,Q%USABQZ

, '"SB%iBLE<?E&7?TiU$AB?B#,M'`N>$AB5#GB$6N!#&K!#;#?B#FGB#@AB@&KF^LJ@"S@B%$6NF6LJU@"S@%%+M'`N>!&?T+,LJU!"N?L*FJG>+CFGEB+T*B+M5+BU!+, @B%>`N#[F$6NTiU@%%+@B%D#BTB%+>K5+B($6NM@6N(*@&K?B#FGB#,��,�,���

@B%Q%U];+=>?TiU@%%+@B%@AB@&KF^LJ@"S@B%$6NF6LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,V��,�,���W,[#QZ,:994

, JABF&K, %B(]`N>TiU@%%+@B%, SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#, , , @AB@&KF^LJ@"S@B%$6NF6�, @B%Q%U];+, $6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W, 3, #B(Q%U!?T),'^#DM#_, /, /, 388ª, 3880888, , VQ%UDB#@%%+@B%@AB@&KF^LJ@"S@B%$6NF6�W, :, #B(d##$)_%i),,MJ"_h$D"�_"%"@;J, :, :, 388ª, :90888, , VQ%UDB#@%%+@B%@AB@&KF^LJ@"S@B%$6NF6�W,, , #B(d##$)_%i),,MJ"_h$D"�_"%"@;J, /, ., /.H98ª, l, , V@%%+@B%@AB@&KF^LJ@"S@B%$6NF6�W, 4, #B(i&d_"JQ�,,S?!?*#®, /, ., /.H98ª, .0888, 1, #B(*%*"$(),,]&(J"+Q+#E%6,, :, :, 388ª, l, , V@%%+@B%I^GS&F@B%W

5+B(M5E;, �, #B(Q%U!?T),'^#DM#_,FAB%?EABL5#<?@%%+@B%@AB@&KF^LJ@"S@B%$6NF6LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,V������W,M+`N>*&#$6N,:/,M+cB(#,:994, , �, #B(d##$)_%i), MJ"_h$D"�_"%"@;J, FAB%?EABL5#<?Q%UDB#@%%+@B%@AB@&KF^LJ@"S@B%$6NF6LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,V������W, %U5*<B?*&#$6N,3, +@%BT+,:994, OP?*&#$6N,,,,,,

:.,M+cB(#,:994,LJUCFG%&KLE<?E&7?MQY#@%%+@B%@AB@&KF^LJ@"S@B%$6NF6LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,V������W,M+`N>*&#$6N,,:/,M+cB(#,:994, , �, ,®#B(i&d_"JQ�,,S?!?*#,@%%+@B%>N#$6N+"[]<@%%+@B%D#BTB%,FAB%?EABL5#<?@%%+@B%@AB@&KFLJ@"S@B%$6NF6LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,V������W,M+N>*&#$6N,:/,M+cB(#,:994, , �, #B(*%*"$(),]&(J"+Q+#E%6,FAB%?EABL5#<?@%%+@B%I^GS&F@B%,M+`N>*&#$6N,3.,'h_S"@B(#,:994

Page 135: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 133 รายงานประจำ ป 2553 133

@B%Q%U];+=>?>F6E@%%+@B%@AB@&KF^LJ@"S@B%$6NF6LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,V��,�,���W,[#QZ,:994

,,JABF&K, %B(]`N>TiU@%%+@B%, SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#, , @AB@&KF^LJ@"S@B%$6NF6�, @B%Q%U];+, $6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W, 3, #B(MfJ6(*,,*"$^%Q@%i), 3, 3, 388ª, l, :, 'Jg$SM%_&@i"�,>B#;bB'®, :, 3, 98ª, 30888, 4, #B(=%%T),,Q%US*KM5+BU,, /, /, 388ª, l, , V@%%+@B%I^GS&F@B%W

5+B(M5E;, �, #B(MfJ6(*,*"$^%Q@%i),FAB%?EABL5#<?@%%+@B%@AB@&KF^LJ@"S@B%$6NF6LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,V������W,%U5*<B?*&#$6N,3,+@%BT+,:994,l,:1,@;+bB'&#D),:994

, , �, ®'Jg$SM%_&@i"�,>B#;bB',@%%+@B%>`N#,$6N+"[]<@%%+@B%D#BTB%,FAB%?EABL5#<?@%%+@B%@AB@&KFLJ@"S@B%$6NF6LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,V������WW,%U5*<B?*&#$6N,3,+@%BT+,:994,l,:.,M+cB(#,:994

, , �, #B(=%%T),Q%US*KM5+BU,FAB%?EABL5#<?@%%+@B%I^GS&F@B%,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,39,'h_S"@B(#,:994

%S+7&&07$&':6"&S-TiU@%%+@B%>;$D%i)+6>AB#BS5#GB$6NLJUT*B+%&KI"F]>KEB+TAB!&N?TiU@%%+@B%D#BTB%>BTB%!?MT%BU5)$6N,38�:998,M%N>?,LE<?E&7?TiU@%%+@B%,>;$D%i)J?*&#$6N,32,E;JBT+,:98,$&7?#67,+6IJE&7?LE<*&#$6N,:/,@&#(B(#,:998,F&?#67, %&KLJU'"SB%iB>;$D%i)@B%O^@J?g$c$B?*"#&(=>?'#&@?B#EABL5#<?E&7?LE<5&*5#GB!<*#,5&*5#GB?B#,5%`>EABL5#<?>`N#$6N+6M@%FM$6(KM$<BEABL5#<?F&?@J<B*=P7#CQ, FABM#"#@B%'"SB%iB>;$D%i) [5GLJG*M!%aSgF(M%a*, gF([5GMQY#CQEB+=G>K&?T&KD#BTB%, fK&K$6N,3., M%`N>?, %UMK6(KQ�"K&E"=>?'#&@?B#D#BTB%*<BFG*(*"#&(,,,,@B%!>K!*#,@B%J?g$c'#&@?B#LJUJ^@SGB?�,=G>,3-,

, %B(?B#LJUM!#>T*B+M5a#@B%'"SB%iB>;$D%i) [5GTiU@%%+@B%D#BTB%'"SB%iB!&N?@B%E<>CQ, %&KLJU'"SB%iBM%`N>?>`N#k,EB+$6NTiU@%%+@B%D#BTB%+>K5+B(

@B%Q%U];+TiU@%%+@B%>;$D%i),[#QZ,:994

,,JABF&K, %B(]`N>TiU@%%+@B%>;$D%i), SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#, , , , @B%Q%U];+, $6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W

, 3, #B(!;]BE",,_"%"g(D"'&#D;), :, :, 388ª, :90888, , VQ%UDB#@%%+@B%>;$D%i)W

5+B(M5E;, �, +6@B%Q%U];+TiU@%%+@B%>;$D%i) [#MF`>#+@%BT+,LJUMF`>#+6#BT+,:994

Page 136: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

134!!!!!"#$%$&'$%$&()*%&$+,-

%S+7&&07$&78@7$&(40Q4#"-TiU@%%+@B%@"S@B%!&+'&#D)+6>AB#BS5#GB$6NEB+'%U%B]K&ee&E"L%??B#%&d*"!B5@"S!&+'&#D),'H_H,:914,+BE%B,:4,LJUEB+TAB!&N?TiU@%%+@B%,D#BTB%>BTB%!?MT%BU5),$6N,3/�:99:,M%`N>?,LE<?E&7?TiU@%%+@B%@"S@B%!&+'&#D)J?*&#$6N,:1,@&#(B(#,:99:,$&7?#67,+6IJE&7?LE<*&#$6N,:9,@&#(B(#,:99:,F&?#67, '"SB%iB[5GT*B+M5a#M@6N(*@&K@B%Q%&KQ%;?Q%U!"$D"bB'[#@B%FABM#"#?B#=>?%&d*"!B5@"S,EJ>FS#!<?M!%"+LJU'&�#B@B%L%??B#!&+'&#D), 5B$B?Q%>?F>?LJU%U?&K=G>=&FL(G?[#%&d*"!B5@"S#&7#, '"SB%iBQ%&KQ%;?%UMK6(K=G>K&?T&K[#@B%$AB?B#,>&#SUMQY#Q%Ug(]#)E<>#B(SGB?,J^@SGB?,LJU%&d*"!B5@"S#&7#, $6NQ%P@cB5B%`>M'`N>L@GQRe5BEB+TAB%G>?$;@=)=>?J^@SGB?5%`>!5bB'L%??B#,%*+OP?@B%%G>?$;@=)$6NM@6N(*@&K@B%J?g$c$B?*"#&(, Q%P@cB5B%`>M'`N>'"SB%iBQ%&KQ%;?!bB'@B%SGB?

@B%Q%U];+TiU@%%+@B%@"S@B%!&+'&#D),[#QZ,:994, JABF&K, %B(]`N>TiU@%%+@B%, SAB#*#T%&7?, SAB#*#T%&7?, SAB#*#%G>(JU, SAB#*#M?"#E>KL$#, , , @"S@B%!&+'&#D),@B%Q%U];+, $6NM=GBQ%U];+, $6NM=GBQ%U];+, $6NCFG%&K,VKB$W, 3, 'JHEH>HQ$6Q,E&#Q%UM!%"d, 3:, 3:, 388ª, 3980888, , VQ%UDB#@%%+@B%@"S@B%!&+'&#D)W

7$&I&+=:0%S+7&&07$&"#$%$&'$%$&()*%&$+,-V2+%S+7&&07$&=:ABK'B<K$)!Y!?#Iy!z{{|@B%Q%U];+

, %B(]`N>TiU@%%+@B%, TiU@%%+@B%, TiU@%%+@B%, TiU@%%+@B%, TiU@%%+@B%, TiU@%%+@B%, TiU@%%+@B%, TiU@%%+@B%, TiU@%%+@B%, TiU@%%+@B%, , D#BTB%, K%"5B%, E%*S!>K, !%%5BLJU@AB5#F, K%"5B%T*B+M!6N(?, @AB5#F@J(;$D), @AB@&KFLJ@"S@B%$6NF6, >;$D%i), @"S@B%!&+'&#D), , , , , T<BE>KL$#, , LJU#g(KB(, LJUT*B+%&KI"F]>K, , , , , , , $B?FGB#,�z, E<>!&?T+LJU!"N?L*FJG>+, , %*+,39,T%&7?, %*+,34,T%&7?, %*+,38,T%&7?,, %*+,-,T%&7?, %*+,38,T%&7?, %*+,1,T%&7?, %*+,38,T%&7?, %*+,:,T%&7?, %*+,3:,T%&7?

3H, #B(>B%6'?_),b^<]>;<+, 2�2,,,,,,,,,,,,, VQ%UDB#@%%+@B%D#BTB%W,,:H, #B(]&(M@c+,#"E"!"%",, 34�39,, 34�34,,,,,,,,,,,4H, #B(,]H,#&#$),M'a]eC'_"c�), ,34�34, ,33�33, , , , ,,,,1�1,,,,,,,, VI^GL$#@%U$%*?@B%TJ&?W,,1H, #B(!;]BE",_"%"g(D"'&#D;), 34�39,,,, , , -�-,,,,, , , , :�:,,,,,,,,,VI^G*<B@B%@B%MT5UL5<?]BE"W,, ,,9H, #B(f&E%]&(,*6%UM+D6@;J,, 31�39,,, , /�/,,, , 4�4,,,,,,,,-H, 'JHEH>HQ$6Q,E&#Q%UM!%"d,, 34�39,,, , 2�38,,,,,,, , , , , , 3:�3:,,,,.H, #B(d##$)_%i),MJ"_h$D"�_"%"@;J,, 31�39,, 2�2,, :�:,, -�-,,,, , , 2�38,,,,,,/H, #B(_"%"'J,(>FM+`>?MS%"e,, 38�33, ,.�2,,,, , , .�.,,,,,,,,2H, #B(Q%U!?T),'^#DM#_,, /�33,,,, , , 4�1,,,, , , /�/,,,,,38H,#B?!B*@&eeB#;],!>$"'(),, 2�33,,, , -�/,,,,,,,,,33H,#B(*%*"$(),]&(J"+Q+#E%6, :�:,, :�:,,,, , , 3�3,, 3�3,, :�:,,,,, V@%%+@B%I^GS&F@B%W

5+B(M5E;, �, #B(>B%6'?_),b^<]>;<+,FAB%?EABL5#<?Q%UDB#@%%+@B%D#BTB%,M+`N>*&#$6N,:,+"O;#B(#,:994, , �, #B(,]H,#&#$),M'a]eC'_"c�),FAB%?EABL5#<?@%%+@B%D#BTB%,M+`N>*&#$6N,:-,+@%BT+,:994, , �, ,#B(_"%"'J,(>FM+`>?MS%"e0,#B(Q%U!?T),'^#DM#_,LJU#B?!B*@&eeB#;],!>$"'(),FAB%?EABL5#<?@%%+@B%D#BTB%,M+`N>*&#$6N,:8,M+cB(#,:994, , �, #B(*%*"$(),]&(J"+Q+#E%6,FAB%?EABL5#<?@%%+@B%I^GS&F@B%,M+`N>*&#$6N,3.,'h_S"@B(#,:994

Page 137: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 135 รายงานประจำ ป 2553 135

7$&I&+=:0.')'AE<7&&07$&"#$%$&'$%$&()*%&$+,-?#%S+7&&07$&"#$%$&V2+%S+7&&07$&=:ABK'B<K$)Y!?#Iy!z{{|, , ,, , @B%Q%U];+, %B(]`N>TiU@%%+@B%, TiU@%%+@B%, , TiU@%%+@B%, ,TiU@%%+@B%, , TiU@%%+@B%, , TiU@%%+@B%, ,TiU@%%+@B%, ,TiU@%%+@B%, TiU@%%+@B%, ,TiU@%%+@B%, , ,, D#BTB%, , K%"5B%, , E%*S!>K, ,!%%5BLJU@AB5#F, , K%"5B%T*B+M!6N(?, ,@AB5#F@J(;$D),,,,,,@AB@&KF^LJ@"S@B%$6NF6, >;$D%i), ,@"S@B%!&+'&#D),, , ,, , , , , , , T<BE>KL$#, , , , LJU#g(KB(,,,,,,,LJUT*B+%&KI"F]>K, , ,, , , , , , , , , , , $B?FGB#,�z,,,,,,,,,,,E<>!&?T+LJU, , ,, , , , , , , , , , , , , !"N?L*FJG>+, , ,, %*+,39,T%&7?, , %*+,34,T%&7?, ,%*+,38,T%&7?, , %*+,-,T%&7?, , %*+,38,T%&7?, , %*+,1,T%&7?, , %*+,38,T%&7?, %*+,:,T%&7?, , %*+,3:,T%&7?, ,3H,#B(#%"_,,]&(!^E%, -�-,,,,,,,,,,,,VQ%UDB#@%%+@B%D#BTB%W,,:H,#B(MfJ6(*,*"$^%Q@%i),, :�:,, , :�:,,, , :�:,,,, , , , , , , , , , , 3�3,,,,4H,,#B?!B*g!bB*F6,MJ"_+#&!]&(,, 3�3,,,,,,,,,,1H,,#B(=%%T),,Q%US*KM5+BU, ,34�34, , ,38�33, , , , , , , , ,,,, , /�2,, 4�4,, , /�/,,,,,,V@%%+@B%I^GS&F@B%W

5+B(M5E;, �, #B(#%"_,]&(!^E%,FAB%?EABL5#<?Q%UDB#@%%+@B%D#BTB%,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,43,'hcbBT+,:994, , �, #B?!B*g!bB*F6,MJ"_+#&!]&(,FAB%?EABL5#<?@%%+@B%D#BTB%,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,3.,+@%BT+,:994, , �, ,#B(MfJ6(*,*"$^%Q@%i),FAB%?EABL5#<?@%%+@B%D#BTB%,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,:1,@;+bB'&#D),:994, , �, #B(=%%T),Q%US*KM5+BU,FAB%?EABL5#<?@%%+@B%I^GS&F@B%,%U5*<B?*&#$6N,3,+@%BT+,:994,OP?*&#$6N,39,'h_S"@B(#,:994

T2I&+MB=#-<';V6#V2+M;#4(7&&07$&3H, MK67(Q%U];+,Q%USABQZ,:994,V@B%S<B(MK67(Q%U];+@%%+@B%MQY#CQEB+>&E%BMK67(@%%+@B%%&d*"!B5@"S$6NM5a#]>K, gF(+E"TiU%&d+#E%6, M+`N>*&#$6N,

3/, 'hcbBT+, :91.W, TiU@%%+@B%D#BTB%LJUTiU@%%+@B%];F(<>(E<B?k, CFG%&KMK67(Q%U];+, %*+MQY#M?"#$&7?!"7#, ®:09380888, KB$,SABL#@MQY#, TiU@%%+@B%D#BTB%,, %*+, 30:380888, KB$,, TiU@%%+@B%K%"5B%,, %*+, 4/80888, KB$,, TiU@%%+@B%E%*S!>K, %*+, 4-:0988, KB$,, TiU@%%+@B%!%%5BLJU@AB5#FT<BE>KL$#, %*+, .:0988, KB$,, TiU@%%+@B%K%"5B%T*B+M!6N(?, %*+, 3930888, KB$, TiU@%%+@B%@AB5#F@J(;$D)LJU#g(KB($B?FGB#,�z,V�z,�ruor��y,ox},�t|q�y,�twwqrr��W, %*+, 980888, KB$, TiU@%%+@B%@AB@&KF^LJ@"S@B%$6NF6LJUT*B+%&KI"F]>KE<>!&?T+LJU!"N?L*FJG>+,V��,�,���W, %*+, 3:90888, KB$, TiU@%%+@B%>;$D%i),, %*+, :90888, KB$, TiU@%%+@B%@"S@B%!&+'&#D),, %*+, 3980888, KB$

5+B(M5E;, ,�, ®C+<%*+MK67(Q%U];+@%%+@B%>`N#,$6N+"[]<@%%+@B%D#BTB%,V130888,KB$W

Page 138: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

136!!!!!"#$%$&'$%$&()*%&$+,-

5J&@M@i�)@B%S<B(MK67(Q%U];+@%%+@B%,,, C+<M@"#380888,KB$E<>MF`>#,VMQY#>&E%BM5+BS<B(%B(MF`>#,Mf'BUMF`>#$6NM=GB%<*+Q%U];+,5B@MF`>#[F+6@B%Q%U];++B@@*<B,3,T%&7?,,[5GS<B(MK67(Q%U];+M'6(?T%&7?MF6(*, @%%+@B%D#BTB%$6NCFG%&KLE<?E&7?[5GMQY#TiU>#;@%%+@B%,5%`>TiU$AB?B#[5G CFG%&KMK67(Q%U];+[#>&E%BM5+BS<B(MQY#%B(MF`>#M$<B@&K>&E%BMK67(@%%+@B%D#BTB%,$&7?#67,5B@@%%+@B%D#BTB%$<B#[FCFG%&K@B%LE<?E&7?MQY#@%%+@B%[#TiU@%%+@B%>`N#k, +B@@*<B,3, TiU, @a[5G CFG%&KMK67(Q%U];+M'6(?TiU[FTiU5#PN?M$<B#&7#, !AB5%&K@%%+@B%>`N#k, $6N+"[]<@%%+@B%D#BTB%,[5G CFG%&KMK67(Q%U];+MQY#%B(T%&7?!^?!;FC+<M@"#T%&7?JU,30888,KB$

, !AB5%&KTiU@%%+@B%E%*S!>K,[]G5J&@M@i�)@B%S<B(MK67(Q%U];+EB++E"TiU%&d+#E%6,M+`N>*&#$6N,:9,M+cB(#,:914,M%`N>?,%<B?5J&@M@i�)LJUL#*$B?Q�"K&E"=>?TiU@%%+@B%E%*S!>K[#%&d*"!B5@"S,VEB+5#&?!`>!AB#&@MJ=BD"@B%TiU%&d+#E%6,$6N,#%,8:89�91/:,J?*&#$6N,:,'hcbBT+,:914W

, Q%UDB#[#TiU@%%+@B%%&d*"!B5@"S, TiU@%%+@B%K%"5B%, 5%`>TiU@%%+@B%>`N#k, TiU>#;@%%+@B%, 5%`>TiU$AB?B#>`N#$6NTiU%&d*"!B5@"SLE<?E&7?=P7#, M'`N>$AB5#GB$6NMf'BUM%`N>?,,[5G CFG%&KMK67(Q%U];+!^?@*<B@%%+@B%%G>(JU,:9

:H, gK#&!SB@@B%FABM#"#?B#QZ,:99:,V%&KQZ,:994W,TiU@%%+@B%D#BTB%CFG%&KM?"#gK#&!,%*+,30./80-:9H88,KB$, dB#@B%TAB#*igK#&!

, %7>(JU,4,=>?@ABC%!;$D"M'`N>@B%S&F!%%gK#&!,LE<C+<M@"#,-80888,KB$E<>QZ, OGB+6IJ@B%FABM#"#?B#=>?%&d*"!B5@"S+6@ABC%!^?@*<B,388,l,330888,JGB#KB$,@%%+@B%SUCFG%&KgK#&!M'"N+>6@T#JU,90888,l,-80888,KB$E<>QZ,, EB+%UF&K=>?IJ@ABC%$6NM'"N+=P7#,Q%UDB#@%%+@B%CFG%&KM'"N+!^?@*<B@%%+@B%>6@%G>(JU,:9, @%%+@B%SUCFG%&K@B%S&F!%%gK#&!EB+IJ@B%Q%UM+"#IJ@B%FABM#"#?B#Q%USABQZ=>?%&d*"!B5@"S,EB+5J&@M@i�)$6N@AB5#F[#%UKKQ%UM+"#IJ@B%FABM#"#?B#=>?%&d*"!B5@"S

T<BE>KL$#@%%+@B%D#BTB%>BTB%!?MT%BU5)MQY#%B(K;TTJ[#QZ,:994

,JABF&K, %B(]`N>TiU@%%+@B%D#BTB%, T<BE>KL$#, %*+T<BE>KL$#, , , ,, MK67(Q%U];+, ®gK#&!, 3, #B(>B%6'?_),,b^<]>;<+, /.0988, l, /.0988, , ,, , VQ%UDB#@%%+@B%D#BTB%W, :, #B(]&(M@c+,,#"E"!"%", :-80888, 32:0988, 19:0988, 4, #B(,]H,#&#$),,M'a]eC'_"c�), ::80888, l, ::80888, , VI^GL$#@%U$%*?@B%TJ&?W, 1, #B(!;]BE",,_"%"g(D"'&#D;), 3-90888, 32:0988, 49.0988, , VI^G*<B@B%@B%MT5UL5<?]BE"W, 9, #B(f&E%]&(,,*6%UM+D6@;J, :.80888, 32:0988, 1-:0988, -, 'JHEH>HQ$6Q,,E&#Q%UM!%"d, 4/80888, 32:0988, 9.:0988, ., #B(d##$)_%i),MJ"_h$D"�_"%"@;J, :9:0988, 32:0988, 1190888, /, #B(_"%"'J,,(>FM+`>?MS%"e, 3..0988, l, 3..0988, 2, #B(Q%U!?T),,'^#DM#_, 3.80888, l, 3.80888, 38, #B?!B*@&eeB#;],,!>$"'(), 3.80888, l, 3.80888, 33, #B(*%*"$(),,]&(J"+Q+#E%6, 180888, l, 180888, , V@%%+@B%I^GS&F@B%W, , %*+, :032:0988, 2-:0988, 403990888

5+B(M5E;, �, ®gK#&!TiU@%%+@B%D#BTB%>BTB%!?MT%BU5)Q%USABQZ,:99:,V%&KQZ,:994W

Page 139: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 137 รายงานประจำ ป 2553 137

T<BE>KL$#>F6E@%%+@B%D#BTB%>BTB%!?MT%BU5)MQY#%B(K;TTJ[#QZ,:994

, JABF&K, %B(]`N>TiU@%%+@B%D#BTB%, T<BE>KL$#, %*+T<BE>KL$#, , , , MK67(Q%U];+, ®gK#&!

, , 3, #B(#%"_,,]&(!^E%, -:0988, :180-:9, 48403:9, , , VQ%UDB#@%%+@B%D#BTB%W, , , VJB>>@M+`N>*&#$6N,3,+"H(H,94W, , :, #B(MfJ6(*,*"$^%Q@%i), 490888, 32:0988, ::.0988, , , VJB>>@M+`N>*&#$6N,:9,@H'H,94W, , 4, #B?!B*g!bB*F6,MJ"_+#&!]&(, 380888, 32:0988, :8:0988, , , VJB>>@M+`N>*&#$6N,3/,+HTH,94W, , 1, #B(=%%T),,Q%US*KM5+BU, :380888, 32:0988, 18:0988, , , V@%%+@B%I^GS&F@B%W, , , VT%K*B%UM+`N>*&#$6N,39,'H(H,94W, , , , %*+,, 43.0988, /3/03:9, 303490-:9

5+B(M5E;, , �, ,®gK#&!TiU@%%+@B%D#BTB%>BTB%!?MT%BU5)Q%USABQZ,:99:,V%&KQZ,:994W

Page 140: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

138!!!!!"#$%$&'$%$&()*%&$+,-

, , TiU@%%+@B%D#BTB%, ,%&d*"!B5@"SLJUK%"c&$,$6N@%%+@B%FAB%?EABL5#<?[#dB#U@%%+@B%5%`>,I^GK%"5B%%UF&K!^?, %B(]`N>, EABL5#<?, %B(]`N>, EABL5#<?

, 3H, #B(>B%6'?_),,b^<]>;<+, Q%UDB#@%%+@B%, , , 3H, K%"c&$,$6g>$6,SAB@&F,V+5B]#W, , Q%UDB#@%%+@B%, , , , , , , :H, K%"c&$,@B%K"#C$(,SAB@&F,V+5B]#W, , @%%+@B%, , , , , , , 4H, K%"c&$,QE$H,MT+6T>J,SAB@&F,V+5B]#W, , @%%+@B%

, :H, #B(]&(M@c+,,#"E"!"%", @%%+@B%, , , 3H, K%"c&$,QE$H,SAB@&F,V+5B]#W,,, , @%%+@B%, , , , , , , :H, K%"c&$,C$(>>(!),SAB@&F,V+5B]#W,, , @%%+@B%,, 4H, #B(,]H,#&#$),,M'a]eC'_"c�), @%%+@B%, , , 3H, >?T)@B%Mb!&]@%%+,,, , @%%+@B%, , , , , , , :H, K+SH@%;?M$'Q%U@&#b&(,,, , @%%+@B%>"!%U,, 1H, #B(!;]BE",,_"%"g(D"'&#D;), @%%+@B%, , , 3H,, @B%MT5UL5<?]BE", , I^G*<B@B%

, 9H, #B(f&E%]&(,,*6%UM+D6@;J, @%%+@B%, , , 3H,,,K%"c&$,>>J,j6j&N#!),'%a>'M'>%)E67,SAB@&F,, , %>?Q%UDB#@%%+@B%, , ,, , , , , , , :H,,,K%"c&$,!(B+,KB?#B,LJ#F),SAB@&F, , %>?Q%UDB#@%%+@B%

, -H, 'JHEH>HQ$6Q,,E&#Q%UM!%"d, @%%+@B%, , , , ,, l, , , l, ,, .H, #B(d##$)_%i),,MJ"_h$D"�_"%"@;J, @%%+@B%, , , 3H, !AB#&@?B#!JB@@"#LK<?%&dKBJ, , @%%+@B%

, /H, #B(_"%"'J,,(>FM+`>?MS%"e, @%%+@B%, , , 3H, K%%c&$Q%U@&#!"#M]`N>>;E!B5@%%+=#BF(<>+, , @%%+@B%, , , , , , , :H, K%"c&$,!5*"%"(B!E6J>"#F&!E%6,SAB@&F,,V+5B]#W,, @%%+@B%, , , , , , , 4H, K%"c&$,C$(M'%j"MF#$)�^F!),SAB@&F,,V+5B]#W, , @%%+@B%,,, 2H, #B(Q%U!?T),,'^#DM#_, @%%+@B%, , , 3H, K%"c&$,$<B>B@B_(B#C$(,SAB@&F,,V+5B]#W,, , @%%+@B%, , , , , , , :H, @B%$<>?M$6N(*L5<?Q%UM$_C$(, , @%%+@B%

, 38H,,#B?!B*@&eeB#;],,!>$"'(), @%%+@B%, , , , ,, l, , , l, ,, 33H,,#B(*%*"$(),,]&(J"+Q+#E%6, @%%+@B%, , , 3H, K%"c&$,=G>+^JMT%F"EL5<?]BE",SAB@&F, , @%%+@B%,, , , , , , , :H, K%"c&$,$"'(Q%U@&#b&(,SAB@&F,,V+5B]#W, , @%%+@B%, , , , , , , 4H, K%"c&$,5J&@$%&'()S&F@B%@>?$;#,D#]BE",SAB@&F,, @%%+@B%,,,

=G>+^J5J&@$%&'(),V5;G#W,$6N!ABT&e,$6N@%%+@B%O`>T%>?,$6NM@6N(*=G>?@&KD#BTB%>BTB%!?MT%BU5) [#%U5*<B?QZK&e]6,:994,�,C+<+6%B(@B%F&?@J<B*[#%U5*<B?QZK&e]6,:994

%B(@B%$6NM@6N(*g(?%U5*<B?@%%+@B%LJUeBE"!#"$@&KD#BTB%>BTB%!?MT%BU5),,�,C+<+6,%B(@B%F&?@J<B*[#%U5*<B?QZK&e]6,:9945+B(M5E;,,�, %B(@B%$6NM@6N(*g(?@&#,5+B(OP?,@B%E@J?M=GB$AB%B(@B%[Fk,%U5*<B?%&d*"!B5@"S@&KK%"c&$SF$UMK6(#,5%`>>?T)@%bBT%&dLJUM>@]#$6N%&d*"!B5@"SO`>5;G#%G>(JU,38,@&KK;TTJ$6NM@6N(*g(?@&#

&$B2+*'EBA&$B=CD'&4w98($,78@V2+;&8x46!6ED7&&07$&A3!&)<3!V,#K)?#w$#+7&&07$&,&C'T1/;&8,$&&+A4;(1)!

?#&+,9K$)Iy;45=E!z{{|

Page 141: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 139

&$B=CD'T1/;&8,$&"#$%$&'$%$&()*%&$+,-

+&O2-'/+ =9:;+L+5!A&+ ?O2R%*J<+ %3264&ST8"U'B8V+ WLXYZ[

, 3, #B(*%*"$(),,]&(J"+Q+#E%6, @%%+@B%I^GS&F@B%,,,,,,,,,,,,,,,,,,,,, 8l::8:l322/l2, ¨tuo¡qr¹�{pH�tHr{

, :, #B(!+_&@F"�,>&_*gbT6, %>?@%%+@B%I^GS&F@B%>B*;g!,@J;<+?B#@"S@B%!B=B, 8l::8:l3//3l:, �tw�o¤¹�{pH�tHr{

, 4, #B?>&?TiB,C](+#&!, %>?@%%+@B%I^GS&F@B%,!B(?B#@B%EJBFLJU'&�#BD;%@"S, 8l::8:l:814l1, ox�¤oxo¹�{pH�tHr{

, 1, #B(*&�#B,+g#MS%"e, %>?@%%+@B%I^GS&F@B%,@J;<+?B#K%"5B%5#67, 8l::8:l3/.4, ¨oroxo¹�{pH�tHr{

, 9, #B?!B*>b"%&E#),E&#E"M*]@;J, $6NQ%P@cBFGB#M$Tg#gJ(6!B%!#M$_,LJU%&@cB@B%%>?@%%+@B%I^GS&F@B%,!B(?B#M$Tg#gJ(6!B%!#M$_, 8l::8:l3---, o�quoroxo¹�{pH�tHr{

, -, #B(DBFB,C](T;QE), I^G]<*(@%%+@B%I^GS&F@B%,!B(?B#Q�"K&E"@B%, 8l::8:l3//4l1, r{o}{o¹�{pH�tHr{

, ., #B?CJ*%%i,Q>?M!?6N(+, I^G]<*(@%%+@B%I^GS&F@B%,!B(?B#*B?LI#>?T)@%, 8l::8:l323:, |oq¨ox¹�{pH�tHr{

, /, #B?%&E#B,M%`>?%>?, I^G]<*(@%%+@B%I^GS&F@B%,!B(?B#@"S@B%!B=B#T%5J*?, 8l::8:l34480,, uoroxo¹�{pH�tHr{

, , , , 8l::8:l344:,

, 2, #B(f&E%]&(,_"%"CJ, I^G]<*(@%%+@B%I^GS&F@B%,!B(?B#!"#M]`N>,LJU%&@cB@B%%>?@%%+@B%I^GS&F@B%,!B(?B#!"#M]`N>,, 8l::8:l3..2l/8, �{or�{oqH�¹�{pH�tHr{

, 38, #B?M'ae_%6,,gQ%<?M+§, I^G]<*(@%%+@B%I^GS&F@B%,!B(?B#@B%EJBFLJU'&�#BD;%@"S, 8l::8:l32-1, �{�x�uq¹�{pH�tHr{

, 33, #B?QhcdB,E"%B_&(, I^G]<*(@%%+@B%I^GS&F@B%,!B(?B#@"S@B%!B=Bb^+"bBT, 8l::8:l33/3, �uqrr{o¹�{pH�tHr{

, 3:, #B(>#;!%i),$>?!AB%Be, I^G]<*(@%%+@B%I^GS&F@B%,!B(?B#@�5+B(LJUK&?T&KTF6, 8l::8:l32/2, oxv�tux¹�{pH�tHr{

, 34, #B('"ci;'%,=B*Q%UM!%"d, I^G]<*(@%%+@B%I^GS&F@B%,!B(?B#Q%&KgT%?!%GB?5#67, 8l::8:l3:3:, �q��oxv�tux¹�{pH�tHr{

, 31, #B?!B*>%�B,MS%"e_"JQ�, I^G]<*(@%%+@B%I^GS&F@B%,!B(?B#@B%M?"#LJUK&e]6,LJU%&@cB@B%%>?@%%+@B%I^GS&F@B%, 8l::8:l3898,, tuo}o¹�{pH�tHr{

, , , !B(?B#@B%M?"#LJUK&e]6,

, 39, #B(@+Jb',*6%U'JU, I^G]<*(@%%+@B%I^GS&F@B%,!B(?B#E%*S!>KLJU@AB@&K, 8l::8:l32-9, ¤owtx�t�¹�{pH�tHr{

, 3-, #B?!B**B%6(),gE*&#, $6NQ%P@cBFGB#@"S@B%'"M_c, 8l::8:l3:.80, ¡ou��¹�{pH�tHr{

, , , , 8l::8:l3:/3,

, 3., #B(g]E"]<*?,b"%+(), $6NQ%P@cB$&N*CQ, 8l::8:l3..., �{tor�{tvx�¹�{pH�tHr{

, 3/, #B?!B*_%6#*J,g>bB!*%@"S, $6NQ%P@cB$&N*CQ, 8l::8:l3-3., �uqxvox¹�{pH�tHr{

, 32, #B(g>~B%,M@E;'&#D);, $6NQ%P@cB@�5+B(, 8l::8:l32-8, tuox¹�{pH�tHr{

, :8, #B(>AB#*(,_%6'^#!;=, $6NQ%P@cB@�5+B(, 8l::8:l3/./, owxvoy¹�{pH�tHr{

, :3, #B?!B*!+5e"?,D%%+!;#$%B, I^G]<*(>AB#*(@B%!AB#&@@%%+@B%I^GS&F@B%,LJU%&@cB@B%I^G>AB#*(@B%!AB#&@@%%+@B%I^GS&F@B%, 8l::8:l3/8/, �twyqx�¹�{pH�tHr{

, ::, #B(i%?T)'J,Q%UbB#"%"#D#), I^G>AB#*(@B%\�B(K%"5B%T*B+M!6N(?, 8l::8:l32-., xoutx��t|¹�{pH�tHr{

, :4, #B(K;e]&(,L!?>%;i*"*&�#), I^G>AB#*(@B%\�B(E%*S!>K, 8l::8:l3:.., pttx�{oq¹�{pH�tHr{

, :1, #B(D#@"S,D6%U@BeS#), I^G>AB#*(@B%\�B(E%*S!>KT>+'"*ME>%), 8l::8:l3--3l,:, r{txo¤qr¹�{pH�tHr{,

, :9, #B('#&!,!;=UQXi�U, I^G>AB#*(@B%\�B(@AB@&K@B%Q�"K&E"?B#, 8l::8:l3218, �oxv�¹�{pH�tHr{

, :-, #B?!B*MJ"_J&@ci),5J"+JU+&(, I^G>AB#*(@B%\�B(@"S@B%!B=Bb^+"bBT,3, 8l::8:l3-3:, |�ur|v�¤¹�{pH�tHr{

Page 142: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

140!!!!!"#$%$&'$%$&()*%&$+,-

+&O2-'/+ =9:;+L+5!A&+ ?O2R%*J<+ %3264&ST8"U'B8V+ WLXYZ[

, :., #B(*"$(B,L!#b&@F6, I^G>AB#*(@B%\�B(@"S@B%!B=Bb^+"bBT,:, 8l::8:l33/8, ¨qr{oyo¹�{pH�tHr{

, :/, #B($*#$>?,E%6#;bB', I^G>AB#*(@B%\�B(@"S@B%!B=B@$+H,LJUQ%"+i�J, 8l::8:l3../,, rvoxrtx�¹�{pH�tHr{

, :2, #B(!+K&E",$*6IJS%^e, I^G>AB#*(@B%!AB#&@'%U%B+,2, 8l::8:l3339, �twpor¹�{pH�tHr{

, 48, #B?!B*%&+bB,+5B_%B##$), I^G>AB#*(@B%\�B(*"MT%BU5)!"#M]`N>%B((<>(, 8l::8:l3/13, uvw�o¹�{pH�tHr{

, 43, #B?M%"?S&(,TJB(#!^E%, I^G>AB#*(@B%\�B(*"MT%BU5)!"#M]`N>gT%?@B%, 8l::8:l3/1:, uv�x��oq¹�{pH�tHr{

, 4:, #B?$&_'%,>;<#g@+J, I^G>AB#*(@B%\�B(!#&K!#;#!"#M]`N>, 8l::8:l3131, ro��tux¹�{pH�tHr{

, 44, #B?S"#FB,,g%S#g!biF"cd), I^G>AB#*(@B%\�B('"D6@B%!"#M]`N>, 8l::8:l:8:1, �{qx}o¹�{pH�tHr{

, 41, #B?#*JJ>>,*&S#U';@@U, I^G>AB#*(@B%\�B(@"S@B%#g(KB(bBT%&dLJU!&?T+, 8l::8:l3/9:, xvox|oltuu¹�{pH�tHr{

, 49, #B($>?QJ"*,@"SLS<+MJ"_, I^G>AB#*(@B%\�B(K%"5B%@B%M?"#,,, 8l::8:l31:4, r{tx��|q¨¹�{pH�tHr{

, 4-, #B?!B*>%#;],'?c)Q%U(^%, I^G]<*(I^G>AB#*(@B%\�B(@B%K&e]6,LJU%&@cB@B%I^G>AB#*(@B%\�B(@B%K&e]6,, 8l::8:l399/, tuoxv�{H�¹�{pH�tHr{

, 4., #B?>"#$"%B,TJB(#!^E%, I^G>AB#*(@B%\�B(@B%D#BTB%, 8l::8:l:89-, qxr{quo¹�{pH�tHr{

, 4/, #B(S;�B,>"_%B?@^%,i,>(;D(B, I^G>AB#*(@B%\�B(@B%EJBFLJU'&�#BD;%@"S,, 8l::8:l3..-,,, �{vro¹�{pH�tHr{

, 42, #B(!B+B%O,5?c)*"CJ, I^G>AB#*(@B%\�B(*"MT%BU5)@B%EJBF, 8l::8:l3/2-, �owou}¹�{pH�tHr{

, 18, #B?_%"#$"'(),]#Ub&(, I^G>AB#*(@B%\�B(J^@TGB!&+'&#D), 8l::8:l31/8, �uqxrq�¹�{pH�tHr{

, 13, #B($%?MF],FB%B+B_, I^G>AB#*(@B%\�B(Q%UM+"#%BTB5J&@$%&'(), 8l::8:l3343, �tx�}�r¹�{pH�tHr{

, 1:, #B(>b"%&E#),>%;i*"CJ%&E#), I^G>AB#*(@B%\�B(*B?LI#LJUQ�"K&E"@B%!B%!#M$_, 8l::8:l3931, o�quor¹�{pH�tHr{

, 14, #B?K;c@%,Qb&!!%_"%", I^G>AB#*(@B%\�B('&�#B%UKK!B%!#M$_, 8l::8:l3-98, pv�o¤tux¹�{pH�tHr{

, 11, #B?!B*%;<?%U*6,QR$+BT+, I^G>AB#*(@B%\�B(K%"5B%5#67@$+H,LJUQ%"+i�J, 8l::8:l3:8., uttx�uo¨��¹�{pH�tHr{

, 19, #B(MJ>'?c),]^Q%U(^%, I^G>AB#*(@B%\�B(K%"5B%5#67b^+"bBT, 8l::8:l:812, |�u�tx�¹�{pH�tHr{

, 1-, #B(T#P?,T%;DBg%S#), I^G>AB#*(@B%\�B(@�5+B(, 8l::8:l3:4-, ¤oxvx�¹�{pH�tHr{

, 1., #B(C'K^J(),=*&eK;%6, I^G>AB#*(@B%\�B(K%"5B%$%&'()!"#, 8l::8:l31410, �oqpttx¹�{pH�tHr{

, , , , 8l::8:l:93.,

, 1/, #B(QX(U%&E#),>;_;b%&E#), I^GM]6N(*]BeK&?T&KTF6,LJU%&@cB@B%I^G>AB#*(@B%\�B(K&?T&KTF6LJU5#67!<*#=BF, 8l::8:l32-/, �qyouoroxo¹�{pH�tHr{

, 12, #B(J`>]&(,S"%*"#"S#&#$), I^G>AB#*(@B%\�B(K%"5B%$%&'(B@%K;TTJ, 8l::8:l:82/, |v��{oq¹�{pH�tHr{

, 98, #B(!+'?c),CJ<Q%U@>K$%&'(), I^G]<*(I^G>AB#*(@B%\�B(K%"5B%!AB#&@?B#,LJU%&@cB@B%I^G>AB#*(@B%\�B(K%"5B%!AB#&@?B#, 8l::8:l3948, �tw�{tx�¹�{pH�tHr{

, 93, #B(>+%_&@F"�,C@%!*&!F"�, I^G>AB#*(@B%\�B(S&F5BLJU@B%'&!F;, 8l::8:l39:8, owtux�o¤}q¹�{pH�tHr{

, 9:, #B(*"]&(,*"%&E@'&#D), I^G]<*(I^G>AB#*(@B%\�B(#g(KB(LJULI#,LJU%&@cB@B%I^G>AB#*(@B%\�B(#g(KB(LJULI#, 8l::8:l3/2/, ¡q�{oqH¡¹�{pH�tHr{

, 94, #B?!;FS"EE%B,TABF6, I^G>AB#*(@B%\�B(!`N>!B%>?T)@%, 8l::8:l:3/3l:, �v}�qrruoH¤¹�{pH�tHr{

, 91, #B('&JJb,@hE(B#*&], I^G>AB#*(@B%\�B(*"]B@B%,, 8l::8:l3:2., po||tp{¹�{pH�tHr{

Page 143: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 141

63!*#EB;($.$(3!#47)$#?,5K!

G�$B78@7$&($.$760~!V2+I&80Sc2!-4,,OH'%U%B+,2,5G*(=*B?,@%;?M$'�,38438,,g$%_&'$),,8l:-19l2888,,g$%!B%,,8l:-19l2883

+&O2-'/+ 52S2+ 5D2*8$:8O2!2"+ T8"U'B8V+ T8"52", , , , , ,, 3, %B]FABM#"#, 2.,>BTB%M$M*_Q%U@&#b&(,>BTB%,:,]&7#,3,OH%B]FABM#"#@JB?,L=*?K*%#"M*_, 8l::/:l2/:3l90,8l::/:l2/18l:, 8l::/:l2/13,, , , M=E'%U#T%,@$+H38::8, , ,, :, F>#M+`>?, 3.1�2l33,5+^<,2,OH*"bB*F6%&?!"E,L=*?!6@&#,M=EF>#M+`>?,@%;?M$'�,38:38, 8l:944l98990,8l:944l-413, 8l:944l-41:,, , , , 8l:944l-4140,8l:22-l-2-8l:, ,, 4, !;=Bb"KBJ,3,, 48�149,OH!;=Bb"KBJ,3,L=*?TJ>?@;<+,M=EKP?@;<+,@%;?M$'�,38:48, 8l:938l4-3.l/0,8l:932l9888, 8l:982l4/48,, , , , 8l:21.l/889l., ,, 1, '%U%B+,-, 399.,OH'"K^J!?T%B+,L=*?KB?j`N>,M=EKB?j`N>,@%;?M$'�,38/88, 8l:9/9l2:290,8l:9/.l81.1l-, !"#M]`N>,8l:234l::-8, @F,38-,, , , , 8l:234l::-3l4, @B%M?"#,8l:234l::-1, 9, 5#>?L=+, 38/9038/.,OHM']%M@c+,L=*?5#>?TGB?'J^,M=E5#>?L=+,@%;?M$'�,383-8,,,,,,,,,,,,,, 8l:1:8l9.240,8l:1:8l-9/4, 8l:143l3418,, , , , 8l:1:8l.1.9l., 8l:1:8l-882, -, !ABg%?, ::::�:l4,5+^<,1,OH!;=;+*"$,EHM$'B%&@c),>HM+`>?,V!B+L(@Q^�MSGB!+"?'%B(W,, 8l:4/1l41/4l90,8l:4/1l.-4-, !"#M]`N>,8l:4/1l:9.2, ,, , , SH!+;$%Q%B@B%,38:.8, 8l:.9.l.1:2l43, @B%M?"#,8l:4/1l.-4., ., !(B+!LT*%), :18�3l:,!(B+!LT*%),j>(,:,OH'%U%B+$6N,3,M=EQ$;+*&#,@%;?M$'�,38448, 8l::98l33:90,8l::99l:--/, !"#M]`N>,8l::98l33:9, @F,:8.,, , , , 8l::99l93-3l4, @B%M?"#,8l::98l33:9,@F,38/, /, T>#L*#E), 4/,]&7#,3,>BTB%T"*M°GB!)T>#L*#E),OHT>#L*#E),L=*?!6J+,M=EKB?%&@,@%;?M$'�,38988, 8l::4.l/22.l20,8l:-4:l892:l1, 8l::49l8-92, , , , 8l:-4:l334.l/, ,, 2, KB?[5e<, 9:�-4l-1,_#()@B%TGBKB?[5e<j"E67,j>(,.,OHEJ"N?]&#,l,!;'%%iK;%6,EHM!BD?5"#,>HKB?[5e<, 8l:929l8448l4, !"#M]`N>,8l:929l8448, @F,34,, , , SH##$K;%6,33318, 8l:284l:8::l1, @B%M?"#,8l:929l8448,@F,::, 38, 5GBL(@QB@M@%aF, 22�3-2,OHE"*B##$),EHQB@M@%aF,>HQB@M@%aF,SH##$K;%6,333:8,,,,,,,,,,,,,,,,,,,, 8l:9/1l84:3l4, !"#M]`N>,8l:9/1l84:3l4, @F,:8,, , , , 8l:2-1l::83l4, @B%M?"#,8l:2-1l::81,, 33, !;=;+*"$, 3,>BTB%@JB!M°GB!)K"JF"7?,jH!;=;+*"$,:9,OH!;=;+*"$,L=*?TJ>?ME(,M=ETJ>?ME(,, 8l::-8l-419l., 8l::-8l-41/,, , , @%;?M$'�,,38338, 8l:--3l-3:8l:, 3:, M']%K;%6E&F[5+<, :119�:,>BTB%DB%B%+i)K"!j"M#!$B*M*>%),OHM']%K;%6E&F[5+<,L=*?KB?@UQX,M=E5G*(=*B?, 8l:43/l38930,8l:43/l229-, 8l:.3/l::12,, , , @%;?M$'�,38438, 8l:432l.438l30,8l:.3/l::1.l/,, 34, _%6#T%"#$%), /.0,/2,OH_%6#T%"#$%),L=*?5#>?K>#,V'%Ug=#?\Rº?[EGW,M=EQ%UM*_,@%;?M$'�,38:-8,,,, 8l:4-3l-999l-0,8l:424l:1/-, 8l:.1/l3428,, , , , 8l:424l18.:0,8l:.1/l3423l:, ,, 31, KB?M=#, :93�:8l:4,OH'5Jg(D"#,L=*?>#;!B*%6(),M=EKB?M=#,@%;?M$'�,,38::8, 8l:993l89::0,8l:993l:4/1, 8l:2.:l/9/3,, , , , 8l:99:l..8:0,8l:2.:l/9.2l/8,, 39, !;=Bb"KBJ,4,, 9/�.9,5+^<,1,OH!;=Bb"KBJ,4,L=*?!U'B#!^?,M=E!U'B#!^?,@%;?M$'�,,38:18,,,,,,,,,,,,,,,,,, 8l:4.:l8993l:0,8l:4.4l893/l2, 8l:.:/l8.2-,, , , , 8l:4.4l441/0,8l:.:/l8.21l9,, , +6#K;%6®, _^#()@B%TGB+6#K;%6,38�3,OH!65K;%B#;@"S,L=*?+6#K;%6,M=E+6#K;%6,@%;?M$'�,38938, 8l:93.l2883l4, 8l:93.l2881,

Page 144: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

142!!!!!"#$%$&'$%$&()*%&$+,-

+&O2-'/+ 52S2+ 5D2*8$:8O2!2"+ T8"U'B8V+ T8"52"

, 3-, LSG?*&�#U, 1.�::1,>BTB%>;E!B5@%%+T"+gQ,OHQ»>KQ^J<B,1,M+`>?$>?DB#6LSG?*&�#U,EHKGB#[5+<,>HQB@M@%aF, 8l:2/8l9983l9, 8l:2/8l9911,, , , SH##$K;%6,333:8, , ,, , _^#()%B]@B%MfJ"+'%UM@6(%E"®, ]&7#,3,>BTB%,¥,_^#()%B]@B%MfJ"+'%UM@6(%E", 8l:314l/2.3l4, 8l:314l/2.1,, 3., '%U%B+,:,, 2-�38l3:,gT%?@B%]&(@^J$B*M*>%),OH'%U%B+,:,L=*?KB?+F,M=ES>+$>?,@%;?M$'�,38398,,,,,,,8l:/-.l3498l-, 8l:/-.l3498,@F,338, 3/, %&?!"E, 4.�3,5+^<,1,OH%&?!"El#T%#B(@,@+H$6N,1H9,V5+^<KGB#!&++B@%,TJ>?,:W,EHQ%U]BD"QRE(),>HD&eK;%6,,,, 8l:22-l3494l2, 8l:22-l3494, @F,4,, , , SHQ$;+DB#6,3:348, 32, Q$;+DB#6, 41�3041�4,OH@%;?M$'�lQ$;+DB#6,EHKGB#fB?,>HM+`>?,SHQ$;+DB#6,3:888, 8l:924l-811l98, 8l:924l-893,, :8, ';$D+i�J, 2,5+^<,-,jH'?c)_"%"]&(,OHK%+%B]]##6,L=*?_BJBD%%+!'#),M=E$*6*&�#B,@%;?M$'�,383.8,,,,, 8l://2l.8.8l-0,8l://2l--49l-, 8l://2l.8..,, , , , 8l:113l:1-1,, ,, :3, JABJ^@@B, 33�9l-,OHJABJ^@@B,VTJ>?!>?W,EHT^TE,>HJABJ^@@B,SHQ$;+DB#6,3:348, 8l:943l3:/20,8l:943l1/14, !"#M]`N>,8l:943l9331, ,, , , ,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 8l:943l9.2:0,8l:943l-189, @B%M?"#,8l:943l29-4,, , , , 8l:943l2:18, ,, ::, JBF@%UK&?, 3:9,OH%<+M@JGB,L=*?TJ>?!B+Q%UM*_,M=EJBF@%UK&?,@%;?M$'�,389:8,,,,,,,,,,,,, 8l:239l:-43l9, 8l:239l:-94,, , , ,,, 8l:239l:-93l:, ,, :4, M$'B%&@c), 11�1,5+^<,2,OHM$'B%&@c),V5#GB5+^<KGB#!*#M@GBL!#W,EHKB?QJB,>HKB?'J6,,, 8l:.8-l-33:l:3, 8l:.8-l-332,, , , SH!+;$%Q%B@B%,38918, , ,, :1, !6NL(@KGB#L=@, 3:3,OH>"!%bB',L=*?!+MFaSMSGB'%U(B,VKB?C!G C@<\Rº?M5#`>W,M=ETJ>?!B#,VKB?JAB'^J<B?W,,,,,,,, 8l:/-3l1238l2, 8l:/-3l123.l/,, , , @%;?M$'�,38-88, , ,, :9, K;e_"%", 38�3l4,OHK;e_"%",L=*?_BJMSGB'<>M!`>,V!AB%Be%Bc�%)W,M=E'%U#T%,@%;?M$'�,,38:88,,,,,,,, 8l:-::l3:13l.,8l:-::l3/18, :-, Mja#E)5J;(!),4,, :-,jH!B$%,33,VMja#E)5J;(!),j>(,4W,OH!B$%[EG,L=*?(B##B*B,M=E!B$%,@%;?M$'�,383:8,,,,,, 8l::3:l-3:.0,8l::3:l--./l2, !"#M]`N>,8l::33l2-1.,,, , , ,,,,,,, 8l::33l8-18l30,8l::33l2-1-, @B%M?"#,8l::3:l-3:-,,:., C+E%6S"E, -80-:0-1,jH'%UL@G*,OH+"E%'&#D),L=*?Qm>+Q%BK,M=EQm>+Q%BK_&E%^'<B(,@%;?M$'�,38388, 8l:-:4l4841l/, 8l:-:4l4842,, , , ,,,,,,, 8l:-:4l4814l-, :/, !;=!*&!F"�, 4-8�39l3.,5+^<,.,OH!;=!*&!F"�,L=*?%Bc�%)K^%iU,M=E%Bc�%)K^%iU,@%;?M$'�,,38318,,,,,,,,,, 8l:/3/l3483l2,, !"#M]`N>,8l:/3/l348/, ,, , , ,,,, , @B%M?"#,8l:/3/l3438, :2, JBF'%GB*, :4:-,,jHJBF'%GB*,331,OHJBF'%GB*,L=*?*&?$>?5JB?,M=E*&?$>?5JB?,@%;?M$'�,38438,, 8l:241l38.8l-, !"#M]`N>,8l:241l4411,,, , , ,, , @B%M?"#,8l:241l38.., 48, @"N?L@G*, 3:�3/,jH@"N?L@G*,11,OH@"N?L@G*,EH%B]BM$*U,>HKB?'J6,SH!+;$%Q%B@B%,38918,,,, 8l:3./l:4--l2, 8l:.3/l:4--l2,@F,::, 43, '5Jg(D"#, 3:23�3,>BTB%]"#*&E%$B*M*>%),:,]&7#,�,OH'5Jg(D"#,L=*?!B+M!#[#,M=E'eBC$,@$+H38188, 8l:49.l33:-l/, 8l:49.l33:2,, , , , , , ,

,!M*%0!VX&'& F&&Q*U*%#N%&&&&& & FF&!"#$%+R=W*RQ="0^`3N

Page 145: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 143

G�$B78@7$&($.$>108>$%!}

+&O2-'/+ 52S2+ 5D2*8$:8O2!2"+ T8"U'B8V+ T8"52"+, , , , , ,, , bBTM5#`>, , , , ,, 3, #T%!*%%T),,,, /-.�3:9,5+^<,2,OH!*%%T)*"O6,EH#T%!*%%T)E@,,, 8l9-::3l1390,8l,9-::1l-4., 8l9-::3l139,E<>,3:/, ,, , >HM+`>?,SH#T%!*%%T),-8888, 8l9-::2l9830,8l9-::-l3/:, , >;$&(DB#6®®, $6N*<B@B%>ABMb>M+`>?>;$&(DB#6,>HM+`>?,SH>;$&(DB#6,-3888,, 8l9-934l888, 8l9-934l888, , , VMQXF$AB@B%$;@*&#>&?TB%W,, , ]&(#B$®, 48:,OH'5Jg(D"#,,EHKGB#@JG*(,,>HM+`>?,,SH]&(#B$,,3.888,, 8l9-133l4.8l3, 8l9-134l84/, :, M]6(?[5+<,,,, :-8,OHj;QMQ>%) C°M*(),EH*&FM@E,>HM+`>?,SHM]6(?[5+<,,98888,, 8l94:19l:.-l/0,8l94:1-l1-2l.3, 8l94481l2:., , L+<°<>?!>#®®, !AB#&@?B#'`7#$6N@B%_P@cBL+<°<>?!>#,M=E,3, ,l, ,l, , , OH=;#J;+Q%U'B!,EHS>?TAB,>HM+`>?,SHL+<°<>?!>#,,9/888, ,, , , VMQXF$AB@B%$;@*&#'h5&!KF6$6N,1,=>?MF`>#W, ,, 4, '"ci;gJ@,,, /420/42�3,l,:,OH+"E%bB',EH[#M+`>?,>HM+`>?,SH'"ci;gJ@,,-9888, 8l994./l388l9, 8l994./l388l9,E<>,33-, 1, M]6(?%B(,,,, //3�3,l,4,OH>;E%@"S,EHM*6(?,>HM+`>?,SHM]6(?%B(,,9.888, 8l94.18l.13l., 8l94.18l.13l.,E<>,382, , 'UM(B®, 4�-,OH]B(@*¼B#,EHM*6(?,>HM+`>?,SH'UM(B,,9-888, 8l911/8l984l1, 8l911/8l98:, 9, JABQB?,,,, 149,OHC°M*(),JABQB?,l,?B*,EH5&*M*6(?,>HM+`>?,SHJABQB?,9:388, 8l91:48l849l1:0, 8l91::9l398, -, L'%<, 3-1�4,l,9,OH(&#E%@"Sg@_J,EH[#M*6(?,>HM+`>?,SHL'%<,91888, 8l91-:3l128l9, 8l91-:3l128l9,E<>,:89, , #<B#®, :3:�4:l44,OH+5B(_,EH[#M*6(?,>HM+`>?,SH#<B#,99888,,,,,, 8l91.38l---0,8l91..3l4-:l4, 8l91..3l4-:l4,E<>,48, ., JAB'^#,,,, :4�2,OHJAB'^#,l,Q�BjB?,EH[#M+`>?,>HM+`>?,SHJAB'^#,,93888, 8l94949l3./l/30,8l94938l144l1, 8l94949l3./l/3,E<>,384, /, @ABL'?M']%,,,, 13/�13l:,OHMS%"e!;=,EH[#M+`>?,>HM+`>?,SH@ABL'?M']%,,-:888, 8l99..4l393l-, 8l99..4l393l-,E<>,38/, , EB@®®, _BJB@JB?S&?5*&FEB@,>HM+`>?,SHEB@,-4888, 8l99933l-94, 8l99933l-94, , , VMQXF$AB@B%$;@*&#';DLJU*&#'h5&!KF6W,, 2, M']%K^%i),,,, 2�31,OH!%UK;%6,l,5J<+!&@,EH!UMF6(?,>HM+`>?,SHM']%K^%i),,-.888, 8l9-.33l-99l-8, 8l9-.33l-99l-8,E<>,33, ,, , bBTEU*&#>>@Mf6(?M5#`>, , , , ,, 38, =>#L@<#,,,, -4:,OH_%6S&#$%),EH[#M+`>?,>HM+`>?,SH=>#L@<#,18888, 8l14:.8l183l38, 8l14:.8l183l33,E<>,3:4, 33, #T%%B]!6+B,,,, 93.�314l319,OH+"E%bB',l,5#>?TB(,EH[#M+`>?,>HM+`>?,SH#T%%B]!6+B,48888, 8l11:1/l:83l/,, 8l11:1/l:3-,, 3:, >;F%DB#6,,, 92-�.,5+^<,3,OH$5B%,EH5+B@L=G?,>HM+`>?,SH>;F%DB#6,,13888, 8l1:3::l443l/, 8l1:3::l443l/,E<>,389, , 5#>?TB(®, -11,5+^<,1,EH+6]&(,>HM+`>?,SH5#>?TB(,14888, 8l1:1-1l48-l2, ,l, , 5#>?K&*JABb^®®, _BJB@JB?S&?5*&F5#>?K&*JABb^,]&7#,3, ,l, ,l, , , VMQXF$AB@B%$;@*&#';D$6N,:,LJU,1,=>?MF`>#W, , ,, 34, >;KJ%B]DB#6,,,, :-4,OH>;QJ6!B#,EH[#M+`>?,>HM+`>?,SH>;KJ%B]DB#6,41888, 8l19:-9l/83l/, 8l19:-9l/83l/,E<>,33-, , _%6!UM@c®, 111�312,5+^<,9,EH5#>?T%@,>HM+`>?,SH_%6!UM@c,44888,,,,, 8l19-43l4.9l-0,8l19-43l-:3l:, 8l19-43l4.9l-,E<>,388, 31, ]&(b^+",,,, 3.3�/,l,3:,OH!#B+K"#,EH[#M+`>?,>HM+`>?]&(b^+",SH]&(b^+",4-888, 8l11/48l292l-1, 8l11/48l292l-1,E<>,1, , b^M=6(*®®, :..,+H3,OHb^M=6(*M@cE%!+K^%i),EHI&@QR?,>Hb^M=6(*,SH]&(b^+",4-338,,,, ,l, ,l, , , VMQXF$AB@B%$;@*&#';D,l,'h5&!KF6W

Page 146: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

144!!!!!"#$%$&'$%$&()*%&$+,-

, 39, !@J#T%,,,, 4/2,OH!6NL(@T^M+`>?,l,C>$6(^,EHDBE;M]"?];+,>HM+`>?,,SH!@J#T%,1.888, 8l1:.44l-88l9,, 8l1:.44l-8-,E<>,331, , #T%'#+®®, 31�2,OHM$_BQ%UF"cd),EH5#>?L!?,>HM+`>?,SH#T%'#+,1/888,,, 8l1:9:8l334l-, ,l, , , VMQXF$AB@B%$;@*&#S&#$%),l,_;@%)W, 3-, @B~!"#D);,,, :8�38,l,33,OHQ%UF"cd),EH@B~!"#D);,>HM+`>?,SH@B~!"#D);,1-888, 8l14/:3l/28l9, 8l14/:3l/28l.,E<>,38., 3., K;%6%&+(),,,, 123�:,l,1,OHS"%U,EH[#M+`>?,>HM+`>?,SHK;%6%&+(),43888, 8l11-3-l2.:l90,8l11-8:l.84l9, 8l11-3-l2.:l9,E<>,:3., , !;%"#$%)®, :44�3,,V]&7#,:W,OHM$_KBJ,3,EH[#M+`>?,>HM+`>?,SH!;%"#$%),4:888, 8l1194/l3:90,8l1194/l3910, 8l1193/l223l:, , , , 8l1194/l3-10,8l1194/l://, 3/, %G>(M>aF,,,, 4/20,423,OHLSG?!#"$,VM$*Bb"KBJW,EH[#M+`>?,>HM+`>?,SH%G>(M>aF,19888, 8l149:4l438l., 8l149:4l438l.,E<>,389, , (g!D%®, ,99�4,OH%&E#M=E,EH[#M+`>?,>HM+`>?,SH(g!D%,49888,VMQXF$AB@B%$;@*&#S&#$%)l_;@%)W, 8l19.33l.180,8l19.34l821, 8l19.34l823, 32, +5B!B%TB+, 930,93�30,94�3,OH%"+TJ>?!+O*"J%Bc�%),EHEJBF,>HM+`>?,SH+5B!B%TB+,11888,, 8l14.::,l,4880,8l14.13l:81l38, 8l14.13l:81l38,E<>,389, :8, O##S>+'J, .81�31l3.,OHS>+'J,EH[#M+`>?,>HM+`>?,SH#T%%B]!6+B,48888, 8l11:-2l:89l.0,8l11:92l-/40, 8l11:9/l393,E<>,389,, , , , 8l11:19l:8/0,8l11:48l:/90,, , , , 8l11:9/l393, , ,, , , , , ,, , , , , ,, , , , , ,

+&O2-'/+ 52S2+ 5D2*8$:8O2!2"+ T8"U'B8V+ T8"52"+

+&O2-'/+ 52S2+ 5D2*8$:8O2!2"+ T8"U'B8V+ T8"52"+, , , , , ,, , bBT@JB?, , , , ,,, 3, #T%Qd+,,, 4-1�.,O##M$_B,EH'%UQ%Ug$#,>HM+`>?,,SH#T%Qd+,.4888, 8l41:9.l:2:0,8l41:9.l-990,, 8l1:9.l2.3, , , , 8l41:9.l2:8,, :, !;'%%iK;%6,,,, 4/�38,l,3:,OHMi%L@G*,,EH$<B'6NMJ67(?,,>HM+`>?,SH!;'%%iK;%6,,.:888, 8l499::l93:l90,8l49983l442, 8l49983l418, 4, %B]K;%6,,,, .,OHT�BD%KF6,EH5#GBM+`>?,>HM+`>?,SH%B]K;%6,.8888, 8l4:439l1-:l.0,8l4:4:9l2.:, 8l4:439l1-:l., 1, '%U#T%_%6>(;D(B, -�-,l,2,OH#M%_*%,EHQ%UE^]&(,>HM+`>?,SH'%U#T%_%6>(;D(B,34888, 8l49:19l3-.l.:0,8l49:19l1/8, 8l49:19l3-.l.:, , O##g%S#U®, 1/3,5+^<,:,OHg%S#U,EH!B+M%`>#,>HKB?QU>"#,SH'%U#T%_%6>(;D(B,343-8, 8l49-34l98.l2, 8l49l-34l1//, 9, !%UK;%6,,,, 39/�38,OH'"]&(%i%?T)!?T%B+,EHQB@M'%6(*,>HM+`>?,SH!%UK;%6,3/888,,,, 8l4-439l392l-80,8l4-439l9:1l., 8l4-493l392,E<>,338, , J'K;%6®, 22�9,5+^<,3,O##'5Jg(D"#,EH$<B_BJB,>HM+`>?,SHJ'K;%6,39888,,, 8l4-1:9,l489l., 8l4-1:9l489l., -, !+;$%!BT%,,,, 1/,5+^<,/,OHM_%cd@"S,EH$<B$%B(,>HM+`>?,SH!+;$%!BT%,.1888, 8l41/39l..4l/:, 8l41/39l..9,E<>,38., ., ><B?$>?,,,, :3�2,l,38,5+^<,:,OH><B?$>?,l,g'D"�$>?,EH_BJBLF?,>HM+`>?,SH><B?$>?,31888, 8l49-34l98.l20,8l49-34l1//, 8l49-33l/19,E<>,:/2, , , , 8l49-33l/19,, /, @BeS#K;%6,,,, :8�:-,l,:2,jHg%?'(BKBJD#@BeS#),EHKGB#[EG,>HM+`>?,SH@BeS#K;%6,,.3888, 8l41-::l/39l.0,8l4193-l.9/l-1,, 8l4193-l.9/,E<>,381& &

G�$B78@7$&($.$>108>$%!z

Page 147: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 145

, , bBT[EG, , , , ,, 2, M']%K;%6,,,, :�/9,l,/.,OHM']%M@c+,EHC%<!G+,>HM+`>?,SHM']%K;%6,,.-888, 8l4:13.l1:10,8l4:1:1l::9l/0,, 8l4:138l.:4, , , , 8l4:138l.::l4,, 38, Q%US*KT6%6=&#D), 12,OHQ%US*KT6%6=&#D),EHQ%US*K�,>HM+`>?,SHQ%US*KT6%6=&#D),,..888,,, 8l4:993l339l:8, 8l4:993l339l:8, , 5&*5"#®, ..�3,OHM']%M@c+,EH5&*5"#,>H5&*5"#,SHQ%US*KT6%6=&#D),,..338, 8l4:94:l3::0,8l4:944l41/, 8l4:934l414, 33, #T%_%6D%%+%B], 914,OH%B]FABM#"#,EH[#M+`>?,>HM+`>?,SH#T%_%6D%%+%B],,/8888,, 8l.941:l:310,8l.941-l298l30,, 8l.941:l:310,8l.941.l38/, 3:, b^M@aE,,,, 92�19,l,1.,OHKB?@>@,EHEJBFM5#`>,>HM+`>?,SHb^M@aE,/4888, 8l.-::4-83l:0,8l.-:3/l323l4, 8l.-:3/l322, , '&??B®®, 5>@B%TGBS&?5*&F'&??B,EH$GB(]GB?,>HM+`>?,SH'&??B,,/:888,,, ,l, ,l,, , , VMQXF$AB@B%$;@*&#>&?TB%W, ,, 34, 5BF[5e<,,, /14,OHM']%M@c+,EH5BF[5e<,>H5BF[5e<,SH!?=JB,28338, 8l.1:19l3-30,8l.1:19l-.1, 8l.1419l9:-l48,E<>,382l338, , !?=JB®, 2�.3,5+^<,:,EHM=GB%^Q]GB?,>HM+`>?,SH!?=JB,, 8l.1444l/4-l2,, , !E^J®®, :�-,OH!E^JDB#6,EH'"+B#,>HM+`>?,SH!E^J,23888,,, 8l.1.33l2-:, l, , , VMQXF$AB@B%$;@*&#S&#$%)W, ,, 31, !;%Bc�%)DB#6, 43�38,OH!;%Bc�%),l,';#'"#,EH*&FQ%UF^<,>HM+`>?,SH!;%Bc�%)DB#6,/1888,, 8l..:88l:/-0,8l..:88l23.l/, l, ,, M@BU!+;(,®, 33,5+^<,3,O##!B(%>KM@BU,EHL+<#GAB,>HM@BU!+;(,SH!;%Bc�%)DB#6,/1448, 8l..148l1.8l30,8l..148l933, 8l..148l93:, 39, E%&?,,,, 92�3-,l,3/,OH5G*((>F,EH$&KM$6N(?,>HM+`>?,SHE%&?,2:888, 8l.9:34l8.20,8l.9:::l/-/l2, 8l.9:::l/.9l-, , '&$J;?®, 18�2,OH'&�#B,EHT^5B!*%%T),>HM+`>?,SH'&$J;?,24888, 8l.9-3-l29:l9, l, 3-, ];+'%,,,, .�:,5+^<,9,OH];+'%,l,@%UK;%6,EH*&?CI<,>HM+`>?,SH];+'%,/-888, 8l..9.-l9--,l-2, 8l..9.-l9.8, , 5J&?!*#®®, 43/,�.,OH5J&?!*#,EH5J&?!*#,>H5J&?!*#,SH];+'%,/-338, ,l, ,l, , , VMQXF$AB@B%$;@*&#>&?TB%W, ,, , %U#>?®®, 13�:9,jHgT%?@B%%U#>?DB#6,OH$<BM+`>?,EHM=B#"M*_#),>HM+`>?,SH%U#>?,/9888, ,l, ,l,, , , VMQXF$AB@B%$;@*&#'h5&!KF6W, ,, 3., (UJB,,,, :39�4l1,OH!"g%%!,EH!UME?,>HM+`>?,SH(UJB,29888, 8l.4::4l993l9, 8l.4::4l993l9, , #%BD"*B!®®, !AB#&@?B#'Bi"]()S&?5*&F#%BD"*B!,EHKB?#BT,>HM+`>?,SH#%BD"*B!,,2-888,,, 8l.4931l84:, ,,,,,,l, , , VMQXF$AB@B%$;@*&#';DW, ,, , QREEB#6®®, _BJB@JB?S&?5*&F,,V>BTB%@>?]<B?W,,EH!UKB%&?,>HM+`>?,,SHQREEB#6,,21888, 8l.444:l444, l,, , , VMQXF$AB@B%$;@*&#'h5&!KF6W, ,, 3/, @%UK6N, 3�-l.,OH%<*+S"E,EHQB@#GAB,>HM+`>?,SH@%UK6N,/3888, 8l.9-48l1/4l20,8l.9-48l123,l,4, 8l.9-48l1/4,E<>,33/&

+&O2-'/+ 52S2+ 5D2*8$:8O2!2"+ T8"U'B8V+ T8"52"+

Page 148: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

146!!!!!"#$%$&'$%$&()*%&$+,-

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`#K#+K#2!@8)$4)#I+!AECCC! !9! !9! ! ! T/;UV3S#+#43L+'()HL\W ! ! N4&]+='OO! -FJ,66!9!,6B!%8N4&]+='!*8/>?*2!@8N4&]+='!AFCCC!! C96FABA!9!56E! 9! ! ! T/;UV3S#+#43L+'()*(2$#4W ! A6! 0K:L4M!!!! 6-J6!>8B!78NLXL>'13!%8/N>aV!*8/>?*2!@80K:L4M!ACCCC! C96DFE59FF-9DE! C96DFE59FD5!! AB! @()3:L4M!!!! ,JF,!78H4&I#%4(2!%8'(Vb<>Q!*8/>?*2!@8@()3:L4M!AACCC! C96-65,9AFA9DG!C96-65,9A,C9,,! C96-65,9A,C9,,! A5! `4M4#0#! ,AEJ,96!%8`4M4#0#!*8`4M4#0#!@80K:L4M!AC,,C!!!! C96DFFA9C6A9BA! C96DFFA9C6D! ! :Q*'1)O! ,ADJB,59B,E!<>PQ!6!78;#+4Q'>9<='I;4#:!%8:Q*'1)!*8`4M4#0#!@80K:L4M!ACA6C! C96D,6F9CBD95B! C96D6FC9CBD95B! AE! :=#).#2! EFJBC9B,!<>PQ!6!78NLXL>'13!%8HK#!*8:=#).#2!@84&I*2!A,,6C! C96DEC5955C9BG!C96DEC595E59F! 9 !"#$%!&'( ()( *(+#,#$-.$((((( ( ( **(!/-0$1234#2+3/%567.( ( ( ( ( (

!"#$%&'! ($)$! (*$+,-.,#$/$0! 1,02&3,4! 1,0($0!

Page 149: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 147

&O2-'/+ U\*6V/">!2"]*202"+ 5D2*8$:?'E<+ %3264&ST8"U'B8V+ T8"52"

, 3, MF>U+>JJ),KB?@UQX, ]&7#,3,\Rº?'JBj<B,E%?=GB+%GB#,�txy, 8l:4.9l/4-9, 8l:4.9l/4-9, :, MF>U+>JJ),KB?LT, ]&7#,3,\Rº?'JBj<B, 8l:191l2148, 8l:191l.39:, 4, MF>U+>JJ),?B+*?_)*B#, ]&7#,3,\Rº?'JBj<B,E"F@&K,³¢�, 8l:998l8-/4, 8l:293l23/4,, 1, MF>U+>JJ),$<B'%U, ]&7#,:,\Rº?'JBj<B,E%?=GB+%GB#,·vq�¤,�o�{, 8l:1..l.:4/, 8l:1..l.:4/, 9, K"½@j6,KB?#B, ]&7#,¥,E%?=GB+%GB#M$MJ*"], 8l:.11l4124, 8l:.11l4124,, -, K"½@j6,LSG?*&�#U, ]&7#,3,\Rº?'JBj<B,E%?=GB+%GB#M$MJ*"], 8l:9.9l::92, 8l:2/:l9/21, ., >"+'6M%6(J,!ABg%?, ]&7#,�,E%?=GB+,�v��u,£ou¤�r, 8l:421l84.1, 8l:421l84.1,, /, TB%)�^%),><>##;], ]&7#,:,E"F@&K%GB#_P@cBb&i�), 8l:443l42-8, 8l:433l42-3,, 2, TB%)�^%),KB?QU@>@, ]&7#,4, 8l:1:/l31:1l9, 8l:1:/l31:9, 38, �X*MS>%)'B%)T,%&?!"E, ]&7#,:,\Rº?Mja#$%&J, 8l:9-.l1381, 8l:9-.l1381, 33, C>$6!LT*%), ]&7#,3,_^#()@B%TGB5J&@!6N'JBj<B, 8l:9.-l8928l3, 8l:9.-l892:, 3:, C>M'J!,JBF@%UK&?, ]&7#,:,_^#()@B%TGBC>M'J!,CJ��!MTQ,Mja#ME>%),VJBF@%UK&?W, 8l:4-8l9:99l-, 8l:4-8l9:9., 34, L�]&N#C>!)LJ#F), ]&7#,:,, 8l:21.l9994l1, 8l:21.l9991, 31, Mja#$%&J'JBj<BM]6(?[5+<L>%)'>%)E, ]&7#,�, 8l94284l.-.l/, 8l94284l.-.l/, 39, Mja#$%&JM�!E"*&J,b^M@aE, ]&7#,:,5GB?!%%'!"#TGBMja#$%&JM�!E"*&J,b^M@aE, 8l.-::3l9440,8l.-::3l.4., 8l.-::3l944

*%$#-*<'&-7$&*)8#

Page 150: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

148!!!!!"#$%$&'$%$&()*%&$+,-

,0$B*2.M6&R4Q6-R1#B-;&87$&"#$%$&

&O2-'/+ U\*6V/">!2"]*202"+ 5D2*8$:?'E<+ %3264&ST8"U'B8V+ T8"52"

, 3, !+;$%Q%B@B%, $6N*<B@B%>ABMb>M+`>?,S&?5*&F!+;$%Q%B@B%, 8l:.8:l/3340,8l:.8:l/-84, 8l:.8:l/334, :, #T%Qd+, $6N*<B@B%>ABMb>M+`>?#T%Qd+,SH#T%Qd+,.4888, 8l41:.9l.:20,8l41:33l9.3, 8l41:.9l.:20,8l41:33l9.3, 4, !B+'%B#, $6N*<B@B%>ABMb>!B+'%B#,>H!B+'%B#,SH#T%Qd+, 8l41:::l2.4l1, , l,, 1, !+;$%!?T%B+, $6N*<B@B%>ABMb>M+`>?!+;$%!?T%B+,>HM+`>?,SH!+;$%!?T%B+,.9888, 8l41.34l338, 8l41.34l383, 9, KGB#gQ�?, $6N*<B@B%>ABMb>KGB#gQ�?,>HKGB#gQ�?,S,%B]K;%6, 8l4:414l/:30,8l41:14l/21, , l,, -, KB?JU+;?, $6N*<B@B%>ABMb>KB?JU+;?,EH#BM@J`>,>HKB?JU+;?,SH]JK;%6,:8398, 8l4/::4l99-, , l, ., QJ*@LF?, $6N*<B@B%>ABMb>QJ*@LF?,EHQJ*@LF?,>HQJ*@LF?,SH%U(>?, 8l4/-92l/.8l3, , l, /, @K"#$%)K;%6, $6N*<B@B%>ABMb>@K"#$%)K;%6,>H@K"#$%)K;%6,SHQ%BS6#K;%6,:9:18, 8l4.:8:l-23l:, 2, E%BF, $6N*<B@B%>ABMb>M+`>?E%BF,>HM+`>?,SHE%BF,:4888, 8l429:8l92.l/, , l, 38, $;<?!?, $6N*<B@B%>ABMb>$;<?!?,>H$;<?!?,SH#T%_%6D%%+%B],/8338, 8l.944:l-2:, 8l.944:l-23, 33, M*6(?!%U, $6N*<B@B%>ABMb>M*6(?!%U,>HM*6(?!%U,SH!;%Bc�%)DB#6,/1328, 8l..:9.l::8l3, , l, 3:, !"?5)K;%6, !AB#&@?B#M$_KBJM+`>?!"?5)K;%6,>HM+`>?,SH!"?5)K;%6,3-888, 8l4-9:3l12:, , l, 34, !;g=$&(, $6N*<B@B%>ABMb>M+`>?!;g=$&(,>HM+`>?,SH!;g=$&(,-1888, 8l99-31l-.8, 8l99-31l-.3, 31, >;E%F"EO), $6N*<B@B%>ABMb>M+`>?>;E%F"EO),OHQ%U]B#"+"E%,EH$<B>"d,>HM+`>?,SH>;E%F"EO),91888, 8l99131l/:4, 8l99131l/:4, 39, '"S"E%, $6N*<B@B%>ABMb>M+`>?'"S"E%,OH_%6+BJB,EH[#M+`>?,>HM+`>?,SH'"S"E%,94888, 8l9--3:l3//, 8l9--3:l328, 3-, L+<!>F, $6N*<B@B%>ABMb>M+`>?L+<!>F,OH>"#$%T6%6,>HL+<!>F,SHEB@,-4338, 8l9991:l2290,8l9991:l..8, 8l9991:l..8, 3., 5B?F?, $6N*<B@B%>ABMb>5B?F?,OHM]6(?[5+<,l,°>F,EH5B?F?,>H5B?F?,SHM]6(?[5+<,98:48, 8l941:.l98:, 8l941:.l98:, 3/, \B?, $6N*<B@B%>ABMb>\B?,5+^<,9,OHg]E#B,EHM*6(?,>H\B?,SHM]6(?[5+<,98338, 8l944/:l/4:l4, 8l944/:l/4:l4, 32, L+<!B(, $6N*<B@B%>ABMb>L+<!B(,OH'5Jg(D"#,>HL+<!B(,SHM]6(?%B(,9.348, 8l94.41l424l1, 8l941/8l98:, :8, >H'J, $6N*<B@B%>ABMb>'J,OH'J%&E#),EHM+`>?'J,>H'J,SH=>#L@<#,183:8, 8l1413/l/-1l9, 8l1413/l/-9, :3, MJ(, $6N*<B@B%>ABMb>M+`>?MJ(,OHS%&!_%6,EH@;FQ�>?,>HM+`>?,SHMJ(,1:888, 8l1:/44l-84,0,8l1:/44l-89, 8l1:/34l:32, ::, >AB#BSMS%"e, $6N*<B@B%>ABMb>M+`>?>AB#BSMS%"e,OH](B?@^%,EH[#M+`>?,>HM+`>?,SH>AB#BSMS%"e,4.888, 8l1919:l118, 8l1919:l113, :4, +;@FB5B%, $6N*<B@B%>ABMb>+;@FB5B%,OH'"$&@ci)'#+M=E,>HM+`>?,SH+;@FB5B%,12888, 8l1:-48l4:1, 8l1:-48l4:9, :1, *B%"#]AB%BK, $6N*<B@B%>ABMb>*B%"#]AB%BK,OH$5B%,>H*B%"#]AB%BK,SH>K;J%B]DB#6,41328, 8l19:--l.88, 8l19l:--l933,, :9, QB@]<>?, $6N*<B@B%>ABMb>QB@]<>?,EHQB@]<>?,>HQB@]<>?,SH#T%%B]!6+B,48348, 8l11:.2l824l1,, 8l11:.2l821

!M*%0!VX&& '&&&01j_,<*W*R,XW$P";P",Re&I&$P"OXWRe

!"#$%&'"$()$#*+,*-./

01#.2"*#!!$3# ‘บาน’

!"#$%%&'(')*#+#,-./012-1)3#4'53,6&7#89"89#:;%2<=;4>0)?@*&@%A<#9BC!DEB+999#F6'?)'#G#9BC!DEB+998www.ghbank.co.th

1#(4#5&16/7&89:;;<

1#(4#5&16/7&89:;;<

Page 151: 01#.2*#!!$3# ‘บ าน’€¦ · รายงานประจำ ป 2553

รายงานประจำ ป 2553 149

!"#$%&'"$()$#*+,*-./

01#.2"*#!!$3# ‘บาน’

!"#$%%&'(')*#+#,-./012-1)3#4'53,6&7#89"89#:;%2<=;4>0)?@*&@%A<#9BC!DEB+999#F6'?)'#G#9BC!DEB+998www.ghbank.co.th

1#(4#5&16/7&89:;;<

1#(4#5&16/7&89:;;<