48703_13.07.2015 Price List

Llogarit/Accounts/ RauniMirmbajtja e llogaris rrjedhse/Current Account Maintenance Fee/Odravanje tekueg raunaMirmbajtja e llogaris s kursimit/Savings Account Maintenance Fee/ Odravanje tednog raunaHapja e llogaris rrjedhse/Current Account Opening/Otvaranje tekueg raunaMbyllja e llogaris rrjedhse/Current Account Closure/Zatvaranje tekueg rauna

Hapja/mbyllja e llogaris s kursimit/Savings Account Opening / Closure/Otvaranje ili zatvaranje tednog rauna

Hapja/mbyllja e llogaris s afatizimit/Time Deposit Account Opening / Closure/ Otvaranje ili zatvaranje oroenog raunaHapja/mbyllja e llogaris flexi/Flexi Account Opening / Closure/Otvaranje ili zatvaranje Flexi rauna/Provizija za podizanje sa Flexi rauna

Tarifa pr trheqjen nga llogaria flexi/Withdrawal fee from Flexi account/Provizija za podizanje sa Flexi raunaTarifa pr pagesa tjera masive/Fee for other massive payments/Provizija za druge velike isplate

Llogarit/Accounts/ RauniKredi me pauz/Time Out Loan/Kredit sa pauzomDeponimi nga palt e treta (jo klient t TEB Banks)/Deposit by third parties (non TEB Bank clients)/Uplata od strane treeg lica (koje nije klijent TEB Banke)Pagesa e kolektorve (jo klient t TEB Banks)/Collector payment (non TEB Bank clients)/Isplata naplatilaca (koji nisu klijenti TEB Banke)/Otvaranje zajednikog rauna ( 2 ili vie suvlasnika)Hapja e llogaris s prbashkt (2 apo m shum bashkpronar)/Joint Account Opening (2 or more co-owners)/Otvaranje zajednikog rauna ( 2 ili vie suvlasnika)Konfirmimi pr mbyllje t kredis/Account Closure Confirmation/Potvrda o izmirenju kreditaAutorizimi I personit pr llogari/Person's Authorization per account/Ovlaenje lica na raunKonfirmimi pr auditor t jashtm/External Auditor Confirmation/Potvrda za spoljne revizoreShtypja e gjendjes s llogaris (ark dhe porfolio)/Account statement printing (cash and portfolio)/tampanje izvoda stanja na raunu (blagajna i portfolio)Transferet e parave/Money transfers/Novani transferiTransfere ndrbankare dalse/Interbank outgoing transfers/Odlazni meubankarski transferi/Prioritetni odlazni meubankarski transferi

Transfere ndrbankare dalse me prioritet/Priority interbank outgoing transfers/Prioritetni odlazni meubankarski transferiTransfere ndrbankare dalse prmes E-Banking/Interbank outgoing transfers via e-Banking/Odlazni meubankarski transferi u elektronskom bankarstvuTransfere hyrse/Incoming transfers/Dolazni transferiKomisioni pr mirmbajtje t llogaris s mbitrrheqjes/Overdraft Account Maintenance Commission/Provizija za odravanje rauna za dozvoljeno prekoraenjeTarifa n pjesn e pashfrytzuar t mbitrrheqjes/Fee on unused overdraft amount/Provizija za neiskorien deo dozvoljenog prekoraenjaKomisioni pr parapagim t hershm t mbitrrheqjes/Overdraft early prepayment commission/Provizija za prevremenu isplatu dozvoljenog prekoraenjaEkzekutimi masiv I pagave/Massive execution of payments/Realizacija isplate zaradaPranimi I pagesave/Payment receipt/Prijem uplataTransferet nrkombtare dalse */International outgoing transfers */Odlazni meunarodni transferi *Transferet ndrkombtare dalse prmes E-banking/International outgoing transfers via e-Banking/Odlazni meunarodni transferi u elektronskom bankarstvu

Transferet nderkombtare hyrse **/International incoming transfers **/Dolazni meunarodni transferi **

Tarifa pr reklamacion t transferit/Transfer reclamation fee/Tarifa za reklamaciju transferaTransferet brenda banks/Within bank transfers/Transferi unutar bankeT tjera/Others/ Drugo `Tarifa pr E-banking/E-banking fee/Tarifa za elektronsko bankarstvoResetimi I PIN-it/PIN code resetting/Resetovanje PIN-aLetr referenc/Reference Letter/Referentno pismoKonvertimi I eqeve/Cheques conversion/Konverzija ekovaMirmbajtja vjetore pr TEB SMS Mbushje/Annual maintenance for TEB SMS Top-Up/ Godinje odravanje za TEB dopunu putem SMS porukeTarifa pr transakcion t TEB SMS Mbushje/Transaction fee for TEB SMS Top-Up/Tarifa po transakciji za TEB dopunu putem SMS porukeTarifa pr TEB SMS njoftim/krkes/Fee for TEB SMS notification / request/Tarifa za TEB obavetenje ili zahtev putem SMS poruke

Tarifa pr Ipko Digjital TV & Internet/Fee for Ipko Digital TV & Internet/Tarifa za Ipko Digjital TV & InternetTrheqje e parave t gatshme n ark/Cash Withdrawal in cash counters/Podizanje gotovine na blagajniTrheqje e parave t gatshme n ark/Cash Withdrawal in cash counters/Podizanje gotovine na blagajniTrheqje e parave t gatshme n ark/Cash Withdrawal in cash counters/Podizanje gotovine na blagajniTarifa pr GPRS POS/GPRS POS Fee/Tarifa za GPRS POS

Tarifa pr deponim t monedhave/Deposit fee for coins/Tarifa za deponovanje kovanog novcaKonfirmimi pr viza/Visa Confirmation/Potvrda za izdavanje vize

Drgesa e gjendjes s llogaris me post/Account Statement sent by mail/ Slanje izvoda stanja na raunu potomNdrimi I regjistrimit t pengut/Change of Pledge registration/ Promena registrovanja zalogeParat e dmtuara/Damaged Money/Oteene novaniceKrkes pr kopje t pagess/Request for a payment copy/Zahtev za kopiju o izvrenoj uplatiSMS Banking mirmbajtja/SMS Banking maintenance/Odravanje bankarstva putem SMS porukaMobile banking mirmbajtja/Mobile Banking maintenance/Odravanje mobilnog bankarstvaResetimi I PIN-it t kartels/Card PIN Code resetting/Resetovanje PIN-a kartice

5,001 - 10,00010,001 - 50,00050,001 - 250,000> 250,000Kredi tjera/Other loans/ Drugi kreditiAgro kredi 500 - 5,000/Agro loans 500 - 5,000/Agro kredit 500 - 5.000Agro kredi 5,001 - 10,000/Agro loans 5.001 - 10,000/Agro kredit 5.001 - 10.000Agro kredi 10,001 - 20,000/Agro loans 10.001 - 20,000/Agro kredit 10.001 - 20.000Agro kredi 20,001 - 30,000/Agro loans 20.001 - 30,000/Agro kredit 20.001 - 30.000/Agro kredit 20.001 - 30.000Agro kredi > 30,000/Agro loans > 30,000

Kredi ndrmarrsie t femrave (fillestare)/Entrepreneurial Loans for Women (start-up)/Kredit za preduzetnice (poetni)Kredi ndrmarrsie t femrave/Entrepreneurial Loans for Women

Kredi revolvuese/Revolving Loans/Revolving kreditSpot kredi/Spot Loans/Spot kreditMbitrheqje biznesi 0 - 9,999/Business overdraft 0 - 9,999/ Podizanje od strane firme 0 - 9.999 evra

Mbitrheqje biznesi 10,000 - 50,000/Business overdraft 10,000 - 50,000/ Podizanje od strane firme 0 - 9.999 evraMbitrheqje biznesi > 50,000/Business overdraft > 50,000/Podizanje od strane firme > 50.000 evraKredi e sistemit direkt debitor deri n 10,000/Direct Debit system loan up to 10,000/Kredit u sistemu direktnog zaduivanja do 10.000 evraKredi e sistemit direkt debitor mbi 10,000/Direct Debit system loan over 10,000/Kredit u sistemu direktnog zaduivanja preko 10.000 evra

Kredi pr student/Student Loans/Kredit za studenteKredi pr profesionist/Loans for professionals/Kredit za profesionalceKredi pr klient q nuk marrin pag prmes banks/Non-salary client Loans/Kredit za klijente koji ne primaju platu preko nae BankeKredi e mbuluar me mjete t gatshme/Cash Covered Loans/Kredit sa gotovinskim pokriemMbitrrheqje/Overdraft/Dozvoljeno prekoraenje

Mbitrrheqje t mbuluar me mjete t gatshme/Cash Covered Overdraft/Dozvoljeno prekoraenje sa gotovinskim pokriem

Pagesat/Payments/IsplatePagesa EUR deri n 50,000/EUR Payments up to 50,000/ Isplate u valuti EUR do 50.000 evraPagesa EUR deri mbi 50,000/EUR Payments over 50,000/Isplate u valuti EUR preko 50.000 evraPagesat USD (tarif fikse pr t gjitha pagesat)/USD Payments (fixed fee for all the payments)/Isplate u valuti USD (fiksna tarifa za sva plaanja)Pagesat CHF (tarif fikse pr t gjitha pagesat)/CHF Payments (fixed fee for all the payments)/Isplate u valuti CHF (fiksna tarifa za sva plaanja)Pagesat GBP (tarif fikse pr t gjitha pagesat)/GBP Payments (fixed fee for all the payments)/ Isplate u valuti GBP (fiksna tarifa za sva plaanja)

Pagesat n TEB Turqi (tarif fikse)/Payments to TEB Turkey (fixed fee)/Isplate u TEB Banci u Turskoj (fiksna tarifa)

Pagesat EUR n Gjermani 0 - 2,500/EUR Payments in Germany 0 - 2,500/Isplate u valuti EUR u Nemakoj 0 - 2.500 evraPagesat EUR n Gjermani 2,500 - 10,000/EUR Payments in Germany 2,500 - 10,000/Isplate u valuti EUR u Nemakoj 2.500 - 10.000 evraPagesat EUR n Gjermani 10,000 - 25,000/EUR Payments in Germany 10,000 - 25,000/Isplate u valuti EUR u Nemakoj 10.000 - 25.000 evraPagesat EUR n Shqipri nn SHA ose BEN - tarif fikse n do shum/EUR Payments in Albania under SHA or BEN - fixed fee in any amount/Isplate u valuti EUR u Albaniji pod SHA ili BEN - fiksna tarifa za svaki iznos

Pagesat EUR n Shqipri nn OUR - tarif fikse n do shum/EUR Payments in Albania under OUR - fixed fee in any amount/Isplate u valuti EUR u Albaniji pod OUR - fiksna tarifa za svaki iznos

Komisioni pr LK e mbuluar me para t gatshme/Commission for Cash Covered LC/Provizija za KP sa gotovinskim pokriem

Komisioni pr Letr kredit e Financuara/Commission for Financed Letter of Credit/Provizija za finansirano kreditno pismoTarifa e zotimit (shp.adm.)/Commitment fee (admin.expens.)/Tarifa za preuzetu obavezu (adm. trokovi)Garancionet (LG)/Guarantees (LG)/Garantno pismo (GP)

Komisioni pr LG e mbuluar me para t gatshme/Commission for Cash Covered LG/Provizija za GP sa gotovinskim pokriem Komisioni pr LG e Financuar/Commission for Financed LG/Provizija za finansirano GPTarifa e Zotimit (shp.adm.)/Commitment fee (admin.expens.)/Tarifa za preuzetu obavezu (adm. trokovi)Pagesa e Vonuar / Kamat vones/Delayed Payment / Penalty Interest/Zatezna kamata

LLOJET E KOMISIONEVE/COMMISSION TYPES/VRSTA PROVIZIJETarifat pr pagesa Kos Gyro dhe Kolektor/Kos Gyro and Collector payment fees/Tarife za plaanja KOS GYRO i naplatilacaPagesat e Kolektorve (jo kliente te bankes)/Collector payments (non TEB Bank clients)/ Plaanja naplatilaca (koji nisu klijenti Banke)

Pagesat e Kolektorve - (Tarifa e Universitetit)/Collector payments (University fee)/Plaanja naplatilaca (Tarifa Univerziteta)Pagesat Kos Gyro t Kompanive t Sigurimeve/Insurance Company Kos Gyro payments/Plaanja za Kos Gyro osiguravajuih drutava

Pagesat Kos Gyro/Kos Gyro payments/Plaanja Kos Gyro

LLOJET E KOMISIONEVE/COMMISSION TYPES/VRSTA PROVIZIJETarifat pr pagesa Kos Gyro dhe Kolektor/Kos Gyro and Collector payment fees/ Tarife za plaanja Kos Gyro i naplatilacaPagesat KOS t kompanis s sigurimit prmes E-banking/Insurance Company Kos Gyro payments via E-banking/Plaanja KOS osiguravajuih drutava putem elektronskog bankarstvaPagesat KOS Gyro t KEDS prmes E-banking/KEDS Kos Gyro payments via E-banking/Plaanja KOS osiguravajuih drutava putem elektronskog bankarstvaPagesat KOS Gyro t TELEKOMIT prmes E-banking/TELEKOM Kos Gyro payments via E-banking/Plaanja KOS Gyro TELEKOM-a putem elektronskog bankarstvaPagesat KOS Gyro t Ujsjellsit Prishtina prmes E-banking/Prishtina RWC Kos Gyro payments via E-banking/Plaanja KOS Gyro Vodovoda Pritina putem elektronskog bankarstvaPagesat KOS Gyro t Doganave prmes E-banking/Customs Kos Gyro payments via E-banking/ Plaanja KOS Gyro Carine putem elektronskog bankarstva

Pagesat e Kolektorve - Shpk Terminali/Collector payments - Terminali Shpk/Plaanja naplatilaca - Terminal ShpkPagesat e Kolektorve - Deklarimi I Tatimit (Bilanci 0)/Collector payments - Tax declaration (Balance 0)/Plaanja naplatilaca - Poreske prijave (Stanje 0 evra)

PTK n TEB/PTK in TEB/PTK u TEB Banci

Pagesat e tatimit prmes E-banking/Tax payments via E-banking/Plaanje poreza putem elektronskog bankarstva

Kredit kartelat/Credit cards/Kreditne kartice Shpenzimet administrative pr limitin e kartels kryesore/Administrative expenses for the main card limit/Administrativni trokovi za limit na glavnoj kartici

Mirmbajtja vjetore e kartels/Card annual maintenance fee/Godinje odravanje karticeMirmbajtja vjetore e kartels - kartela shtes/Card annual maintenance fee - additional card/Godinje odravanje kartice - dodatna kartica

Lshimi I kartels/Card issuance/Izdavanje kartice/Zamena kartice (dodatne kartice) Ponovno izdavanje kartice

Ndrrimi I kartels (kartela shtes) Rilshimi I kartels/Change of card (additional card) Card re-issuance

Tarifa mujore pr gjendjen e kartels/Monthly fee for card statement/Mesena tarifa za izvod stanja na karticiTarifa pr tejkalim t limitit/Fee on overdraft excess/Tarifa za prekoraenje limita

Tarif pr vrejtje/Fee for warnings/Tarifa za opomenu

Norma vjetore e interesit pr pages maksimale/Annual interest rate for maximum payment/Godinja kamatna stopa za maksimalne isplateNorma vjetore e interesit pr pages minimale/Annual interest rate for minimum payment/Godinja kamatna stopa za minimalne isplateNormal vjetore e kamats vones/Penalty interest annual rate/Godinja stopa zatezne kamateShpenzimet e kthimit t parave prapa (vetm pr ankesat e pa arsyetuara)/Cash reversal expenses (only for unjustified complaints)/Trokovi povraaja novca (samo za neosnovane albe)

Norma e interesit pr trheqje t keshit/Interest rate for cash withdrawal/Kamatna stopa za podizanje gotovineNgritja e limitit n vler deri n 500/Limit increase up to 500/Poveanje limita u iznosu do 500 evraNgritja e limitit n vler mbi 500/Limit increase over 500/Poveanje limita u iznosu preko 500 evra

Pagesat KOS Gyro dhe Kolektorve n ark me kartel me nj transakcion*/KOS Gyro and Collector payments in cash counters by card in a single transaction*/Plaanja KOS Gyro i naplatilaca na blagajni uz karticu jednom transakcijom*

Pagesat KOS Gyro dhe Kolektorve n ark me kartel deri n 3 kste **/KOS Gyro and Collector payments in cash counters by card in three installments**/ Plaanja KOS Gyro i naplatilaca na blagajni uz karticu najvie u 3 rate**

Trheqjet e parave t gatshme n bankomatt n ndrtesat e banks dhe jasht banks/Cash withdrawals in ATMs inside and outside bank premises/Podizanje gotovine sa bankomata u objektu i van objekta BankeTrheqjet e parave t gatshme n bankomatt e bankave t tjera brenda Kosovs/Cash withdrawals on other banks ATMs in Kosovo/Podizanje gotovine sa bankomata u drugim bankama na KosovuTrheqjet e parave t gatshme n bankomatt e bankave t tjera jasht Kosovs/Cash withdrawals on other banks ATMs outside Kosovo/Podizanje gotovine sa bankomata u drugim bankama na Kosovu

Transfere t brendshme bankare/Internal bank transfers/Interni bankarski transferiTransfere n banka tjera vendore/Transfers to other domestic banks/Transferi drugim bankama u zemlji

Pagesa e borxhit t kartels individuale dhe t biznesit/Individual and business card debt payment/Plaanje za dugovanja sa individualne i poslovne karticePagesa e borxhit t kartels pr persona t tjer/Card debt payment for other persons/Plaanje za dugovanja sa kartice drugom licu

Tarifa pr trheqje t parave me kste/Fee for cash withdrawal in installments/Tarifa za podizanje novca na rateNormal e interesit s trheqjes s parave me kste/Interest rate for cash withdrawal in installments/Kamatna stopa za podizanje novca na rate

Pagesat n POS terminale t banks ton/Payments in our bank POS Terminals/Plaanja na terminalima POS nae BankePagesat n POS terminale t bankave t tjera brenda Kosovs/Payments in other banks POS Terminals in Kosovo/Plaanja na terminalima POS drugih banaka na KosovuPagesat n POS terminale t bankave t tjera jasht Kosovs/Payments in other banks POS Terminals outside Kosovo/Plaanja na terminalima POS drugih banaka van Kosova

Blerjet online/Online purchases/Kupovina na internetuTarifa pr konvertim valutash pr transakcione q nuk bhen n EUR (ATM/POS)/Fee for currency conversion for transactions that are not performed in EUR (ATM / POS)/Tarifa za konverziju valuta za transakcije koje se ne vre u evrima (ATM/POS)

Limiti max. ditor pr terheqje t parave t gatshme n bankomat/Max. daily limit for cash withdrawals in ATM/Maksimalni dnevni limit za podizanje gotovine na bankomatu

Limiti I lejuar pr terheqje t parave t gatshme/Allowed limit for cash withdrawal/ Dozvoljeni limit za podizanje gotovine

Lshimi / Rilshimi I Debit Kartels/Issuance / Re-issuance of Debit Card/ Izdavanje ili ponovno izdavanje debitne karticeTrheqja e parave t gatshme n bankomatt n ndrtesat e banks/Cash withdrawals in ATMs in bank premises/Podizanje gotovine sa bankomata u objektima BankeTrheqja e parave t gatshme n bankomatt jasht banks/Cash withdrawals in ATMs outside bank premises/Podizanje gotovine sa bankomata izvan BankeTrheqja e parave t gatshme n bankomatt e bankave t tjera brenda Kosovs/Cash withdrawal in other banks ATMs in Kosovo/ Podizanje gotovine sa bankomata u drugim bankama na KosovuTrheqja e parave t gatshme n bankomatt e bankave t tjera jasht Kosovs/Cash withdrawal in other banks ATMs outside Kosovo/Podizanje gotovine sa bankomata u drugim bankama van Kosova

Pagesat n POS terminale t banks ton/Payments in our bank POS Terminals/ Plaanja na terminalima POS nae BankePagesat n POS ternimale t bankave t tjera brenda Kosovs/Payments in other banks POS Terminals in Kosovo/Plaanja na terminalima POS drugih banaka na KosovuPagesat n POS ternimale t bankave t tjera jasht Kosovs/Payments in other banks POS Terminals in Kosovo/Plaanja na terminalima POS drugih banaka van Kosova

POS Terminalet/POS Terminals/Terminali POS

Komisioni pr POS-a jo aktiv/Commission for non active POS Terminals/Provizija za neaktivne POSMirmbajtja e POS llogaris/POS account maintenance/Odravanje rauna POSKomisioni pr GPRS-POS/GPRS-POS commission/Provizija za GPRS-POS

Periudha/Period/Rok1 Muaj/month/mesec3 Muaj/months/meseca6 Muaj/months/meseci9 Muaj/months/ meseci12 Muaj/months/meseci13 Muaj/months/meseci15 Muaj/months/meseci18 Muaj/months/meseci24 Muaj/months/meseci36 Muaj/months/meseci48 Muaj/months/meseci60 Muaj/months/meseci

Valuta/Currency/ValutaEUR

Valuta/Currency/ValutaEURUSDCHFGBP

Valuta/Currency/ValutaUSDCHFGBP

13.07.2015

mimore/Price List/CenovnikLLOJET E KOMISIONEVE/COMMISSION TYPES/VRSTA PROVIZIJE KOMISIONI/COMMISSION/PROVIZIJA

KLIENT AFARISTE/BUSINESS CLIENTS/POSLOVNI KLIJENTI KLIENT PRIVAT/PRIVATE CLIENTS/KLIJENTI FIZIKA LICA VALIDITETI/VALIDITY/VAENJE

Mujore/Monthly/Meseno

Pr llogari rrjedhse/For current account/ Po tekuem raunu

1.00

0.75 0.75

Pa pages/Free of charge/ Besplatno 2.50

Pa pages/Free of charge/ Besplatno



6.00 1.00

1.00Pa pages/Free of charge/ BesplatnoPa pages/Free of charge/ Besplatno

2.50




6.00

1.00

3.00 3.00

Tarifa aplikohet nse bhen mbi 5 trheqje gjat muajit/Fee applies if more than 5 withdrawals in a month/Provizija se primenjuje za preko 5 podizanja u mesecu

LLOJET E KOMISIONEVE/COMMISSION TYPES/VRSTA PROVIZIJE KOMISIONI/COMMISSION/PROVIZIJA VALIDITETI/VALIDITY/VAENJEKLIENT AFARISTE/BUSINESS CLIENTS/POSLOVNI KLIJENTI KLIENT PRIVAT/PRIVATE CLIENTS/KLIJENTI FIZIKA LICA

Pr transakcion/Per transaction/ Po transakciji

Pr gjendje/Per statement/Po izvodu stanja

5.00 5.00Pr transakcion/Per transaction/ Po transakciji

Pr llogari/Per account/Po raunu



Pr llogari/Per account/Po raunu

Pr transakcion/Per transaction/ Po transakcijiPr autorizim/Per authorization/Po ovlaenju

5.00 Nuk aplikohet/Not applicable/Ne primenjuje se

2.50 2.50

5.00 Nuk aplikohet/Not applicable/Ne primenjuje se 10.00 10.00 2.00 2.00

10.00 5.00

1.00

1.50 1.50


1% NAVjetore/Annual/Godinje

2.00 NA pr list/per list/Po spisku

12.00 NAVjetore/Annual/Godinje

1% NAN fund t do kuartali/End of each quarter/Na kraju svakog tromeseja


1.00 1.00 Pr transakcion/Per transaction/ Po transakciji

0.50 0.50 Pr transakcion/Per transaction/ Po transakciji 30.00 NA Pr referenc/Per reference/Po referenci





0.50 0.50 Mujore/Monthly/Meseno

0.20% min 15/max. 1,000

0.15% min 15/max. 1,000

0.20% min 15/max. 1,000 Varet nga banka korespodente/Depends from correspondent

bank 2.50

0.20% min 15/max. 1,000

NA

0.20% min 15/max. 1,000

Varet nga banka korespodente/Depends from correspondent bank 1.00



1.50% min 30 1.50% min 30 Pr transakcion/Per transaction/ Po transakciji

1.00 1.00Vjetore/Annual/Godinje

5.00 15,000 0.10 Pr transakcion/Per transaction/ Po transakciji10.00 50,000 0.10 Pr transakcion/Per transaction/ Po transakciji

NA 0.50Pr transakcion/Per transaction/ Po transakciji

0.20, 0 - 14,999 0.10 Pr transakcion/Per transaction/ Po transakciji

2.50 2.50

2.00NA

1.50%

5.30 NA Mujore/Monthly/Meseno

5% 5%N shumn totale nse jan m shum se 50 monedha/In total amount if more than 50 coins/Na

ukupan iznos ako ima vie od 50 kovanica

1.00


2.50NANANA

2.00 20.001.50% 2.50 1.00 0.50

Afati/Duration/Rok0 - 12 muaj/months/ meseci0 - 12 muaj/months/ meseci

* Tarifat e aplikuara nga Banka Korrespodente pr transferet ndrkombtare dalse/* Fees applied by Correspondent Banks on International outgoing transfers/ * Tarife koje primenjuje korespondentska banka na odlazne meunarodne transfere* N oft se klienti ka e-banking, pagesa mujore e M-banking sht 0/* If client has e-banking, M-banking monthly payment is 0/ * Ako klijent ima e-bankarstvo, meseno plaanje za M-bankarstvo je 0 evra

KREDI BIZNESI/BUSINESS LOANS/KREDITI ZA POSLOVNE ORGANIZACIJEKOMISIONI/COMMISSION/PROVIZIJA

LLOJI I KREDIS/LOAN TYPE/VRSTA KREDITANorma Efektive e Interesit/Effective Interest Rate/ Efektivna kamatna stopaNorma mujore/Monthly rate/Mesena stopa Norma Vjetore/Annual Rate/ Godinja stopa

0 - 36 muaj/months/ meseci0 - 36 muaj/months/ meseci0 - 36 muaj/months/ meseci

15.00%12.48%9.96%

0 - 36 muaj/months/ meseci


0 - 12 muaj/months/ meseci0 - 12 muaj/months/ meseci 0.79%

14.40%13.20%11.88%

1.25%1.04%0.83%

21.60%18.80%

9.48%

28.66%26.29%18.67%16.16%

18.24%14.24%11.43%10.90%

KREDI INDIVIDUALE/INDIVIDUAL LOANS/ LINI KREDITILLOJI I KREDIS/LOAN TYPE/VRSTA KREDITA

KOMISIONI/COMMISSION/PROVIZIJAAfati/Duration/Rok Norma Vjetore/Annual Rate/Godinja stopa Norma mujore/Monthly rate/Mesena stopa

14.65%1.10%0.99%

1.80%1.65%1.20%

0.79%0.79%0.92%0.91%


Norma Efektive e Interesit/Effective Interest Rate/Efektivna kamatna stopa

Kredi konsumuese/Consumer loans/Potroaki kredit 0 - 36 muaj/months/ meseci 10.80% 0.90% 12.49%37 - 84 muaj/months/ meseci 11.90% 0.99% 13.90%

Kredi pr shtpi/banes/Housing/Apartment Loans/Kredit za kupovinu kue ili stana0 - 60 muaj/months/ meseci 7.80% 0.65% 8.53%

61 - 120 muaj/months/ meseci 8.30% 0.69% 8.84%121 - 180 muaj/months/ meseci 8.90% 0.74% 9.43%

Kredi pr vetur t prdorur/Used Car Loans/Kredit za kupovinu polovnog vozila 0 - 36 muaj/months/ meseci 9.96% 1.08% 11.55%37 - 84 muaj/months/ meseci 10.90% 0.91%

Kredi pr vetur t re/New Car Loans/Kredit za kupovinu novog vozila 0 - 36 muaj/months/ meseci 9.96% 0.83% 11.55%37 - 84 muaj/months/ meseci 10.80% 0.90% 11.88%

0 - 84 muaj/months/ meseci 24.00% 2.00% 27.51%

12.01%0 - 60 muaj/months/ meseci 7.90% 0.66% 8.89%


Kredi p vetur/Car Loans/Kredit za kupovinu vozila0 - 36 muaj/months/ meseci

36 - 60 muaj/months/ mesecimax. 12 muaj/months/ mesecimax. 12 muaj/months/ meseci

0 - 84 muaj/months/ meseci 3.00% 0.25% 3.19%0 - 120 muaj/months/ meseci 18.00% 1.50% 19.99%


13.56%

max. 12 muaj/months/ meseci





9.48%9.48%9.96%

10.92%14.40%


15.26%12.24%

1.20%1.10%1.34%

1.13%0.91%

1.34%

13.20%16.08%

13.56%10.92%

16.08%

Pr do vones n pages do t aplikohet kamata vones/For any delay in payment, penalty interest shall apply/Za svaku docnju sa isplatom primenjuje se zatezna kamata

* Ju lutem, vizitoni zyrtart tan t porfolios pr llogaritje t detajizuar t do lloj krkese t kredis. Metoda e llogaritjes munt t merret nga stafi I banks, me krkes t klientit. Banka llogarit normn efektive t interesit n Kredi dhe Depozita n baz t Regullors s BQK-s pr "normat efektive t interesit dhe krkesat pr shkpalosje" dhe kjo shpaloset nkontrat mes banks dhe klientit/ * Please, visit our portfolio officers for a detailed calculation of any loan request. The calculation method is provided by bank staff, on customer request. The bank calculates effective interest rate on Loans and Deposits based on the CBK regulation on ''effective interest rates and requirements for disclosure'' and it is disclosed in the contract between bank and customer/*Obratite se naim slubenicima za portfolio radi detaljnog obrauna za svaku vrstu zahteva za dobijanje kredita. Nain obrauna moe da se dobije od osoblja banke, na zahtev klijenta. Banka obraunava efektivnu kamaptnu stopu na kredite i depozite na osnovu Pravilnika CBK o "efektivnoj kamatnoj stopi i zahtevima za saoptavanje podataka" to je navedeno u ugovoru zakljuenom izmeu Banke i klijenta.

* Norma efektive e interesit pr t gjitha llojet e kredive llogaritet n baz t maturitetit m t lart t secilit lloj t kredis s shnuar n mimore/* Effective interest rate for all types of loans is calculated according to the longest maturity of each type of loan noted in the price list/*Efektivna kamatna stopa za sve vrste kredita obraunava se na osnovu najdueg dos

18.60%

15.08%1.13%

9.87%11.96%14.13%12.62%16.04%13.96%18.86%

AT SHTES PR BANKAT KORRESPODENTE/ADDITIONAL FEES FOR CORRESPONDENT BANKS/DODATNE TARIFE ZA KORESPONDENTSKE B VALIDITETI/VALIDITY/VAENJETARIFAT E BANKAVEKORRESPODENTE/CORRESPONDENT BANK FEES/TARIFE KORESPONDENTSKIH BANAKA

15.00

Pr transakcion/Per transaction/Po transakcijiPr transakcion/Per transaction/Po transakciji

Pr transakcion/Per transaction/Po transakciji







25.00 GBP

2.00 EUR / USD

3.50

7.00

10.00

7.00

9.00 12.50

22.00 USD

10.00 CHF

EUR USD EURTjerat/Others/Drugo mimi Minimal/Minimal Price/Minimalna cena

MIMORJA PR BIZNESIN DOKUMENTAR/PRICE LIST FOR DOCUMENTARY BUSINESS/CENOVNIK ZA DOKUMENTARNO POSLOVANJE

Letr Kredit (LK)/Letter of Credit (LC)/Kreditno pismo (KP)


Pr transakcion/Per transaction/Po transakciji** Tek transferet ndrkombtare hyrse nn opcionin OUR, nse transferi kalon shumn e cila mbulohet nga bankat korespodente, ather diferenca mbulohet nga llogaria e klientit/**For International incoming transfers under OUR option, if the transfer exceeds the amount covered by correspondent banks, then the difference is covered from client account/**Kod

EUR USD EUR

1.2% p.a.5.0% p.a.

25 Min100 Min

25 Min

100 MinNA

1.2% p.a.

4.5% p.a.0.3% pr transakcion/per transaction/Po transakciji

1.2% p.a.

4.5% p.a.0.3% pr transakcion/per transaction/Po transakciji

KOMISIONI/COMMISSION/PROVIZIJAKlient Afarist/Business Clients/Poslovni klijenti Validiteti/VALIDITY/VAENJEKlient Privat/Private Clients/Klijenti fizika lica

TARIFAT PR PAGESA KOS GYRO DHE KOLEKTOR/KOS GYRO AND COLLECTOR PAYMENT FEES/TARIFE ZA PLAANJA KOS GYRO I NAPLATILACA

NANA

0.3% pr transakcion/per transaction/Po transakciji4.0% Mujore/Monthly/meseno

1.2% p.a.5.0% p.a.

0.3% pr transakcion/per transaction/Po transakciji4.0% Mujore/Monthly/meseno





PAGESAT E KOLEKTORVE PRMES E-BANKING/COLLECTOR PAYMENTS VIA E-BANKING/PLAANJA NAPLATILACA PUTEM ELEKTRONSKOG BANKARSTVAKOMISIONI/COMMISSION/PROVIZIJA

3.00

1.50

1.00

1.50

3.00

1.50

1.00

1.50

Pa pages/Free of charge/Besplatno Pa pages/Free of charge/Besplatno Pr transakcion/Per transaction/Po transakciji


Klient Afarist/Business Clients/Poslovni klijenti Klient Privat/Private Clients/Klijenti fizika lica Validiteti/VALIDITY/VAENJE

0.50 0.50 Pr transakcion/Per transaction/Po transakciji

0.50

NA

0.50

Pa pages/Free of charge/Besplatno

NA


0.50

0.50

0.50




Bizness Starkartela/Business StarCard/Biznis Starkartica Starkrtela/StarCard/StarkarticaAGRO/AGRO/POLJOPRIVREDNI



KOMISIONET DHE TARIFAT PR KARTELA/COMMISIONS AND FEES FOR CARDS/PROVIZIJE I TARIFE ZA KARTICE* Norma efektive e interesit (NEI): NEI llogaritet sipas depozitave t Rregullors s BQK-s pr Normn efektive t interesit dhe krkesat pr shpalosje.Ju lutem, kontaktoni zyrtarin tuaj t porfolios pr m shum informata/* Effective Interest Rate (EIR): EIR is calculated pursuant to provisions of CBK Regulation on Effective interest rate and requirement for disclosure.

LLOJET E KOMISIONEVE/COMMISSION TYPES/VRSTA PROVIZIJE KOMISIONI/COMMISSION/PROVIZIJAKLIENT AFARISTE/BUSINESS CLIENTS/POSLOVNI KLIJENTI KLIENT PRIVAT/PRIVATE CLIENTS/KLIJENTI FIZIKA LICA


0.50

Debit kartelat/Debit Card/ Debitne kartice

20.00

NA

10.00


2.50

Pa pages/Free of charge/Besplatno5.00

Transakcionet prmes ATM-it/Transactions via ATM/Transakcije na bankomatu (ATM)Debit Kartels/Debit Card/Debitne kartice

Trheqjet e parave t gatshme/Cash withdrawals/Podizanje gotovine

Kredit kartelat/Credit cards/Kreditne kartice

STARCASH (trheqja e parave t gatshme me kste)/STARCASH (cash withdrawal in installments)/STARCASH (podizanje gotovine na rate)

Pagesat n POS terminale/Payments in POS Terminals/Plaanja na terminalima POS

2.5% - min 3

2.5% - min 3

2.5% - min 3

NA

NA

20.00

10.00


2.50


2.50

0%

24%

2.00

2.50

0%

24%

48%

25.00

3.00 5.00


48%

25.00

24%

25.00

24%


NA

2.50

0%

24%

48%

NA

20.00

10.00


2.50

2.5% - min 3

2.5% - min 3

2.5% - min 3

2.5% - min 3

3.00 5.00


2% - min 2

24%

3.00%5.00


2% - min 22% - min 2

NA

Pa pages/Free of charge/Besplatno1.50

1.00 1.50

NANA







2.5% - min 3 2.5% - min 3 2.5% - min 3


1%



1%



NA

24% 0.24 0.24



1%


1%


NA

Pagesat prmes internetit/Payments via Internet/Plaanja putem interneta

500

25%

500

50%

500

50%

Limitet e lejuara/Allowed limits/Dozvoljeni limiti

2.0% - min 2


1%

1%

2.50



2.0% - min 2

2.0% - min 2


Klientt Afarist/Business Clients/Poslovni klijenti Kriteri pr komision/Criterion for commission/Kriterijumi za proviziju

NA

NA

NA

NA

NA

NA

NA

NA

1%

1%

2.50



2.0% - min 2

EURNorma e Interesit/Interest Rate/Kamatna stopa Norma efektive e interesit/Effective Interest Rate/Efektivna kamatna stopa

0.00% Vjetore/Annual/godinje0.00% Vjetore/Annual/godinje

3 muajt e fundit < 150 qarkullim pr POS terminal/Last 3 months < 150 turnover per POS Terminal/Poslednja 3 meseca < 150 evra prometa na POS terminalima

Pr llogari/Per account/Po raunuPr GPRS-POS/Per GPRS-POS/Po GPRS-POS

* Pr pagesat institucionale dhe komunale me Starcard me nj transakcion t vetm aplikohet vetm tarifat e cekura tek tarifat p pagesa KOS GYRO dhe Kolektor/* For institutional and utility payments with Starcard in a single transaction, only fees mentioned in KOS GYRO and Collector fees apply/* Za institucionalna i komunalna plaanja Starcard karticom samo j d j k iji i j j if d k d if l j KOS GYRO i l il** Pr pagesat institucionale dhe komunlae me Starcard me dy dhe tre kste aplikohen tarifat e cekura tek Komisionet dhe Tarifat pr Kartela./** For institutional and utility payments with Starcard in two or three installments, fees mentioned in KOS GYRO and Collector fees apply./** Za institucionalna i komunalna plaanja Starcard karticom u dve ili tri rate primenj

DEPOZITAT DHE KURSIMET/DEPOSITS AND SAVINGS/DEPOZITI I TEDNI ULOZI

2.50

1.00 5.30

0.00% Vjetore/Annual/godinje0.00% Vjetore/Annual/godinje0.00% Vjetore/Annual/godinje0.00% Vjetore/Annual/godinje0.45% Vjetore/Annual/godinje

0.00% Vjetore/Annual/godinje0.00% Vjetore/Annual/godinje0.40% Vjetore/Annual/godinje0.50% Vjetore/Annual/godinje

1.70% Vjetore/Annual/godinjeLlogaria Fleksi/Flexi Account/ Fleksi raun

Norma e Interesit/Interest Rate/Kamatna stopa Norma efektive e interesit/Effective Interest Rate/Efektivna kamatna stopa0.04% Vjetore/Annual/godinje 0.14% Vjetore/Annual/godinje

0.55% Vjetore/Annual/godinje0.70% Vjetore/Annual/godinje0.80% Vjetore/Annual/godinje1.05% Vjetore/Annual/godinje1.25% Vjetore/Annual/godinje1.40% Vjetore/Annual/godinje

0.90% Vjetore/Annual/godinje1.10% Vjetore/Annual/godinje1.20% Vjetore/Annual/godinje1.50% Vjetore/Annual/godinje



0.00% Vjetore/Annual/godinje0.00% Vjetore/Annual/godinje0.00% Vjetore/Annual/godinje

Depozitat me afat/Time Deposit Accounts/Oroeni depoziti

Llogaria e Kursimit/Saving Account/tedni raunNorma e Interesit/Interest Rate/Kamatna stopa Norma efektive e interesit/Effective Interest Rate/Efektivna kamatna stopa

0.03% Vjetore/Annual/Godinje 0.10% Vjetore/Annual/godinje0.00% Vjetore/Annual/godinje

* Ju lutem, vizitoni zyrtart tan t portfolios pr llogaritje t detajuar t do lloj krkese t depozitave. Metoda e llogaritjes mund t merret nga stafi I banks, me krkes t klientit. Banka Llogarit normn efektive t interesit n kredi dhe depozita n baz t Rregullores s BQK-s pr "normat efektive t interesit dhe krkesat pr shpalosje" dhe kjo shpaloset nkontrat mes banks dhe klientit/* Please, visit our portfolio officers for a detailed calculation of any deposit request. The calculation method is provided by bank staff, on customer request. The bank calculates effective interest rate on loans and deposits based on the CBK regulation on ''effective interest rates and requirements for disclosure'' and it is disclosed in the contract between bank and customer/* Obratite se naim slubenicima za portfolio radi detaljnog obrauna za svaku vrstu zahteva za dobijanje kredita. Nain obrauna moe da se dobije od osoblja banke, na zahtev klijenta. Banka obraunava efektivnu kamaptnu stopu na kredite i depozite na osnovu Pravilnika CBK o "efektivnoj kamatnoj stopi i zahtevima za saoptavanje podataka" to je navedeno u ugovoru zakljuenom izmeu Banke i klijenta.

* Pr do ndrprerje t marrveshjs s llogarive t depozitave para kohe, do t aplikohet kamata vones/* For any time deposit agreement termination prior to maturity, penalty interest shall apply/* Na svaki prevremeni raskid ugovora o depozitnim raunima primenjuje se zatezna kamata

Norma e interesit/Interest Rate/Kamatna stopa0.00% Vjetore/Annual/godinje0.00% Vjetore/Annual/godinje0.00% Vjetore/Annual/godinje

Norma efektive e interesit/Effective Interest Rat0.00% Vjetore/Annual/godinje0.00% Vjetore/Annual/godinje0.00% Vjetore/Annual/godinje

Periudha/Period/Rok1 - 12 Mujore/Monthly/meseci 1 - 12 Mujore/Monthly/meseci 1 - 12 Mujore/Monthly/meseci

Documents

48703_13.07.2015 Price List