Anualidades de Economia

7/25/2019 Anualidades de Economia

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VA 10000

TEA 18.72%

TEM 0.01440253

Nper 48

Cuota 290.02

Intereses 3,920.81



VA 4000 380

TEA 18.72%

TEM 0.3

Nper 30 360 M

Cuota 1,200.46

Intereses 32,013.75



VA 4500

TEA 18.72%

TEM 0.015

Nper 12

Cuota 412.56

Intereses 450.72

1.

ste! !esea "o#prarse una nue$a aptop "on pren e' #er"a!o a"tua'#ente (). 4,500* pero !esea pa+#ensua'es. Cu-nto ser- e' $a'or !e "a!a "uota s& 'a!on!e p&ensa rea'&ar 'a "o#pra "o/ra una TEM !e' 1.



"esa!or &7 'a "ua' "uestaar'a en 12 "uotas&en!a por !eparta#entos5%



VA 10000

TEA 22.73%

TEM 0.0172145444 0.01721454

Nper 36

Cuota 0.03749942 150.00

Intereses 9,998.65



Anua'&!a! 1500

nper 36 #eses

TEA 8.50%

TEM 0.0068214934

Va'or &na' 60,973.99

Intereses 6,973.99



Cuota In&"&a' 20000

Nper 180 !as

TEA 7.50%

TEM 0.006044919

A 0.16416566

Cuota Mensua'es 3,283.31

Intereses ana!os 300.12



Va'or A"tua' 8000

Cuota 250

Nper 48 #eses

TEM 1.79%

TEA 23.78%



Va'or A"tua' 1401.83

TEA 22.73%

TEM 0.0172145444

Nper

Cuota 150.00

Mes Saldo Inicial Intereses Amortización Cuota Saldo Final

1 1401.83 24.13 125.87 150.00 1275.97

2 1275.97 21.97 128.03 150.00 1147.93

3 1147.93 19.76 130.24 150.00 1017.69

4 1017.69 17.52 132.48 150.00 885.21

5 885.21 15.24 134.76 150.00 750.45

6 750.45 12.92 137.08 150.00 613.37

7 613.37 10.56 139.44 150.00 473.93

8 473.93 8.16 141.84 150.00 332.09

9 332.09 5.72 144.28 150.00 187.8010 187.80 3.23 146.77 150.00 41.04



Va'or A"tua' 4000

TEA 22.73%

TEM 0.0172145444

Nper 36 #eses

Cuota 150.00


1 4000.00 68.86 81.14 150.00 3918.86

2 3918.86 67.46 82.54 150.00 3836.32

3 3836.32 66.04 83.96 150.00 3752.37

4 3752.37 64.60 85.40 150.00 3666.96

5 3666.96 63.13 86.87 150.00 3580.09

6 3580.09 61.63 88.37 150.00 3491.72

7 3491.72 60.11 89.89 150.00 3401.83

8 3401.83 58.56 91.44 150.00 3310.40

9 3310.40 56.99 93.01 150.00 3217.39

10 3217.39 55.39 94.61 150.00 3122.78

11 3122.78 53.76 96.24 150.00 3026.54

12 3026.54 52.10 97.90 150.00 2928.64

13 2928.64 50.42 99.58 150.00 2829.06

14 2829.06 48.70 101.30 150.00 2727.76

15 2727.76 46.96 103.04 150.00 2624.72

16 2624.72 45.18 104.81 150.00 2519.90

17 2519.90 43.38 106.62 150.00 2413.29

18 2413.29 41.54 108.45 150.00 2304.83

19 2304.83 39.68 110.32 150.00 2194.51

20 2194.51 37.78 112.22 150.00 2082.29

21 2082.29 35.85 114.15 150.00 1968.14

22 1968.14 33.88 116.12 150.00 1852.02

23 1852.02 31.88 118.12 150.00 1733.90

24 1733.90 29.85 120.15 150.00 1613.76

25 1613.76 27.78 122.22 150.00 1491.54

26 1491.54 25.68 124.32 150.00 1367.22

27 1367.22 23.54 126.46 150.00 1240.75

28 1240.75 21.36 128.64 150.00 1112.12

29 1112.12 19.14 130.85 150.00 981.26

30 981.26 16.89 133.11 150.00 848.16

31 848.16 14.60 135.40 150.00 712.76

32 712.76 12.27 137.73 150.00 575.03

33 575.03 9.90 140.10 150.00 434.93

34 434.93 7.49 142.51 150.00 292.42

35 292.42 5.03 144.96 150.00 147.46

36 147.46 2.54 147.46 150.00 0.00

1399.92 4000.00 5399.92



Va'or A"tua' 4000

TEA 22.73%

TEM 0.0172145444

Nper 34 #eses

Cuota 161.83

Cua!ro !e A#ort&a"&n "on !os per&o!os !e +ra"&a


1 4000.00 6.6 0.00 0.00 4068.86

2 4068.86 70.04 0.00 0.00 4138.90

3 4138.90 71.25 90.58 161.83 4048.32

4 4048.32 69.69 92.14 161.83 3956.18

5 3956.18 68.10 93.72 161.83 3862.46

6 3862.46 66.49 95.34 161.83 3767.12

7 3767.12 64.85 96.98 161.83 3670.148 3670.14 63.18 98.65 161.83 3571.50

9 3571.50 61.48 100.35 161.83 3471.15

10 3471.15 59.75 102.07 161.83 3369.07

11 3369.07 58.00 103.83 161.83 3265.24

12 3265.24 56.21 105.62 161.83 3159.62

13 3159.62 54.39 107.44 161.83 3052.19

14 3052.19 52.54 109.29 161.83 2942.90

15 2942.90 50.66 111.17 161.83 2831.73

16 2831.73 48.75 113.08 161.83 2718.65

17 2718.65 46.80 115.03 161.83 2603.6318 2603.63 44.82 117.01 161.83 2486.62

19 2486.62 42.81 119.02 161.83 2367.59

20 2367.59 40.76 121.07 161.83 2246.52

21 2246.52 38.67 123.16 161.83 2123.37

22 2123.37 36.55 125.28 161.83 1998.09

23 1998.09 34.40 127.43 161.83 1870.66

24 1870.66 32.20 129.63 161.83 1741.04

25 1741.04 29.97 131.86 161.83 1609.18

26 1609.18 27.70 134.13 161.83 1475.0527 1475.05 25.39 136.44 161.83 1338.62

28 1338.62 23.04 138.78 161.83 1199.83

29 1199.83 20.65 141.17 161.83 1058.66

30 1058.66 18.22 143.60 161.83 915.05

31 915.05 15.75 146.08 161.83 768.98

32 768.98 13.24 148.59 161.83 620.39

33 620.39 10.68 151.15 161.83 469.24

34 469.24 8.08 153.75 161.83 315.49

35 315.49 5.43 156.40 161.83 159.09

36 159.09 2.74 159.09 161.83 0.00

1502.16 413.90 5502.16



Va'or A"tua' 4000

TEA 22.73%

TEM 0.0172145444

Nper 36 #eses

Cuadro de Amortización con cuotas decrecientes


1 4000.00 6.6 111.11 179.97 3888.89

2 3888.89 66.95 111.11 178.06 3777.78

3 3777.78 65.03 111.11 176.14 3666.67

4 3666.67 63.12 111.11 174.23 3555.56

5 3555.56 61.21 111.11 172.32 3444.44

6 3444.44 59.29 111.11 170.41 3333.33

7 3333.33 57.38 111.11 168.49 3222.228 3222.22 55.47 111.11 166.58 3111.11

9 3111.11 53.56 111.11 164.67 3000.00

10 3000.00 51.64 111.11 162.75 2888.89

11 2888.89 49.73 111.11 160.84 2777.78

12 2777.78 47.82 111.11 158.93 2666.67

13 2666.67 45.91 111.11 157.02 2555.56

14 2555.56 43.99 111.11 155.10 2444.44

15 2444.44 42.08 111.11 153.19 2333.33

16 2333.33 40.17 111.11 151.28 2222.22

17 2222.22 38.25 111.11 149.37 2111.11

18 2111.11 36.34 111.11 147.45 2000.00

19 2000.00 34.43 111.11 145.54 1888.89

20 1888.89 32.52 111.11 143.63 1777.78

21 1777.78 30.60 111.11 141.71 1666.67

22 1666.67 28.69 111.11 139.80 1555.56

23 1555.56 26.78 111.11 137.89 1444.44

24 1444.44 24.87 111.11 135.98 1333.33

25 1333.33 22.95 111.11 134.06 1222.22

26 1222.22 21.04 111.11 132.15 1111.1127 1111.11 19.13 111.11 130.24 1000.00

28 1000.00 17.21 111.11 128.33 888.89

29 888.89 15.30 111.11 126.41 777.78

30 777.78 13.39 111.11 124.50 666.67

31 666.67 11.48 111.11 122.59 555.56

32 555.56 9.56 111.11 120.67 444.44

33 444.44 7.65 111.11 118.76 333.33

34 333.33 5.74 111.11 116.85 222.22

35 222.22 3.83 111.11 114.94 111.11

36 111.11 1.91 111.11 113.02 0.00

12!3. 4000.00 52!3.

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Anualidades de Economia