BNM 4-2007

7/23/2019 BNM 4-2007

1/94

AWWL 2=53*8558

DDAADDKKAAOOCCTTBBIIAABBLLBBAAOOLLBBKK

BBJJOOKKFFOOYYEEAA

Lt 64883

GLGJGmaalu 4883

7/23/2019 BNM 4-2007

2/94

JALAWVTQ OI GUKVUTE BLFVOUTAWJLBVAOLBKDOO@ GMBJDET OI VME TEXUDKAG OI JOKFOYB

Lbvaolbk Dadkaoctb*xmq oi Jokfoyb

Doo`w, Bdwvtbgvw, Vmewaw,Jbcb~ale blf leswxbxet btvagkew

Xudkawmef itoj 215=Awwuef olge b jolvm

4883Lt 6

LDGJGmaalu 4883

2=3

Dadkaoctbiab Lbaolbk b Jokfoyea

Iotjbvuk 98 ] =8/29Goka fe vaxbt 2817

Goka ef, 315Vatbnuk 58 e},Goj, Lt =/83

Gbjetb Lbaolbk b Gtaa fal Texudkagb Jokfoyb

dk, veibl gek Jbte 2=8 oi, 484Gmaalu JF 4886 Texudkagb Jokfoyb

Vek, /7374/ 41 53 69 41 51 29Ib}> /7374/ 41 53 69

Ejbak> glgHglgj,flv,jfAWDL_JokfoybHjbak,jfmvvx>//sss,abvx,jf/glg

7/23/2019 BNM 4-2007

3/94

7/23/2019 BNM 4-2007

4/94

Bkgvuavota > Gkbufab DCUYbkelvalb GMAVOTOBCKufjakb GOTCMELGATelbvb GOÔLBGEiajab JBGTALAGALalb JAGMETALOkeweb ^BDABGO

Tefbgvot tewxolwbdak a gootfolbvot> Ybkelvalb GMAVOTOBC

Fewacl+ vemlotefbgvbte gojxuveta~bv> Telbvb GOÔLBG

FEWGTAETEBGAX BGBJETEA LBAOLBKE BGTAA

Dadkaoctbiab Lbaolbk b Jokfoyea : Lbvaolbk Dadkaoctbxmq oiJokfoyb > Gta, Buvoteietbve, Ve~e, Teg, Btv, fal tey, a ~abte > We ef,fal bluk 215= > Bxbte kulbt / Gbjetb Lb, b Gtaa fal Tex, Jokfoyb0bkgv, > Gkbufab Dcu+0 tef, tewx, a gootf, > Ybkelvalb Gmavotobc0fewacl > Telbvb Go~olbg, Gm, > Gbjetb Lb, b Gtaa+ 4883 -Ybkale}WB!, AWWL 2=53*8558

Lt 6+ 4883, 4883, 2== x, Ve}v, > kd, toj,+ tuw+ bkve kd,wvtale

58 e},

825-63=!

Xteib Ye~a Lt 2

Gbjetb Lbaolbk b Gtaafal Texudkagb Jokfoyb+ 4883

2=5

882 vaal a gulobvete l celetbk ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 229886 vaalb a vemlokocab gbkgukbvobtekot, Xtekugtbteb fbvekot,,,,,,,,,,,,,,,,,,,,,,, 229889 Wvblfbtfa~bte a wvblfbtfe,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,, 22988= Gayaka~bae, Gukvut, Xtoctew,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, 229

82 Dadkaoctbiae, Gbvbkobce ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 223

84 Dadkaovegolojae ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 223

89 Otcbla~baa a bkve vaxuta fe gooxetbte, Bwogabaa, Golctewe, E}xo~aaa,

Ju~ee,,,,,,, ,,,,,,,,,,,,,,,,, ,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, 223

2IAKOÔIAE,XWAMOKOCAE,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,223

2/26 Iako~oiae,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,223

23 Evag, Iako~oiae jotbk, Iako~oiae xtbgvag ,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,, ,,,,,,, 22=

47/4= Gtevalawj, Tekacae gteval,,,,, ,,,,,,,,,,,,,,,,,, ,,,,,,,,, ,,,,,,,,,,,,,,,,, ,,,,,,,, 22=

7VAALE WOGABKE ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 248

72 Wvbvawvag, Fejoctbiae, Wogaokocae,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,, ,,, ,,,,,,,,,,,,,,,,,, , 248

74 Xokavag ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 24877 Egolojae, vaale egolojage ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,, 24=

76 Ftexv, Nutawxtufel,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,279

75 Bfjalawvtbae xudkag, Btv jakavbt,,,,, ,,,,,,,,,,,,,,,,,, ,,,,,,,,, ,,,,,,,,,,,,,,,,, 271

79 Bwawvel wogabk, Bwacutta wogabke,,,,,,, ,,,,,,,,,,,,,,,,,, ,,,,,,, ,,,,,,,,,,,,,,,, ,, 262

73 Efugbae, lyjlv, Alwvtuate, Vajx kadet ,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,, ,,,,, 264

71 Evlokocae, Evloctbiae, Odageauta, Vtbfaaa, Fbvala, Jof fe yab,

Iokgkot ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,, 261

5JBVEJBVAG,VAALE BKE LBVUTAA,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 261

56 Gmajae, Gtawvbkoctbiae, Jaletbkocae,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,, ,,,,,,,,,,,,,,,,, 261

9VAALE BXKAGBVE,JEFAGAL,VEMLAG,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 258

92 Jefagal,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 258

94 Alcaletae, Vemlag l celetbk,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,, ,,, ,,,,,,,,,,,,,,,,,, ,,,,,,,,, 252

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5/94

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6/94

Gtolagb gtaa Lt 6*4883 Doo` bllbkw Lt 6*4883

9

Ibwg, 29, 4883, 246 x, > vbd, Ve}ve > kd, toj, elck, tuw, Dadkaoct, lloveke fe wudwok, AWDL 13=*1135*=8*858*2 > 2888 e}, P4883*912Z

* * 2, Dadkaovegolojae, 4, Dadkaovega xelvtu goxaa,843,945>82

998, Cmalgukoy+ WakyabJblbcejelvuk aliotjbaolbk l alwvavuaake alio*fogujelvbte / Wakyab Cmalgukoy,

Gm, > $Exactbi$ WTK 4883 -I,E,*X, $Vaxoct, Gelvtbk$!, 222 P2Z x, > iac, vbd,0 46 gj,

Dadkaoct, x, 281*228 a kb witavuk gbx, Bxbte gu wxtanaluk ialblg, bk Xtoct,Aliotj, bk Iulfbaea Wotow JokfoybAWDL 13=*1135*146*46*5588 e}, P4883*346Z* * 2, Jblbcejelv aliotjbaolbk Dadkaovega, 4, Dadkaovega Jblbcejelv

aliotjbaolbk,84>885

838^ABTAWVAG,XTEW

992, Ybkota bke jbww*jefab l exogb golvejxotbl / Ulay, fe Wvbv falJokfoyb, Ibg, fe Nutlbkawj a vaale bke Gojulagtaa Gbveftb Nutlbkawj0 gootf, > F,utgblu ,,, Gm, > GEX UWJ 4883, 42 gj, -Gok, $Jbww*jefab$!, AWDL 13=*1135*123*19*6

Yok, 6, 4883, 223 x, > vbd, Dadkaoct, kb witavuk btv, AWDL 13=*1135*123*1=*= > 58 e}, P4883*959Z

* * 2, Jbww*jefab,838>951,7-8=4!

8=XOKACTBIAA,KUGTTA GOKEGVAYE

994, Ulayetwavbveb fe Wvbv $Docfbl Xevtageagu Mbwfeu$ fal Gbmuk,Blbkeke vaalaiage bke Ulayetwavaa fe Wvbv $Docfbl Xevtageagu Mbwfeu$ fal Gbmuk / Ulay,fe Wvbv $Docfbl Xevtageagu Mbwfeu$ fal Gbmuk0 gok, tef, > Wetcau Gotleb -tef,*ei! ,,, Gbmuk > Ulay, fe Wvbv $Docfbl Xevtageagu Mbwfeu$ fal Gbmuk 4883 -Vaxoct, $Tb~b feWuf$ WB!, 41 gj, AWDL 13=*1135*1949*2*4, AWWL 2=53*4238

Yok, 4, 4883, 449 x, > iac, vbd, Ve}ve > kd, toj, elck, Dadkaoct, kb witavuk

btv, a l loveke fe wudwok, AWDL 13=*1135*1949*4*1 > 288 e}, P4883*128Z* * 2, Ulayetwavbveb fe Wvbv $Docfbl Xevtageagu Mbwfeu$ fal Gbmuk Blbke,8=4+73=,6-63=!:275,2:222

8=3,5 Xudkagbaa xelvtu valetaa gavavota

997, BDG*uk btvekot > ju~ag fblw xagvut wgukxvut btve fegotbvayebtmavegvut kav, vebvtu galejb vekeya~aule gatg / tef, > Bkb Dunot0 ak, > Ybfaj Tuwu, Gm, >$Exactbi$ WTK 4883 -Gojdalbvuk Xokact,!, 59 x, > ak, gokot,0 44 gj,

AWDL 13=*1135*146*81*4

2=7

Alfe} fe luje kb $Gtolagb Gtaa$ Lt 6*4883,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,, ,,,,,,,,, 97

Alfe} fe vavkuta kb $Gtolagb gtaa$ Lt 6*4883 ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,, 9=

GTOLAGB BTVAGOKEKOT FE TEYAWV,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, 32

8CELETBKAVA ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 32

88 Db~eke celetbke bke gulobvetaa a gukvutaa,,,,,,, ,,,,,,,,,,,,,,,,,, ,,,,,,, ,,,,,,,,,, 32

882 vaal a gulobvete l celetbk ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 32886 vaalb a vemlokocab gbkgukbvobtekot, Xtekugtbteb fbvekot,,,,,,,,,,,,,,,,,,,,,,,,, 3288= Gayaka~bae, Gukvut, Xtoctew,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,, 32858 Xudkagbaa xetaofage a wetabke ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, 32

89 Otcbla~baa a bkve vaxuta fe gooxetbte, Bwogabaa, Golctewe, E}xo~aaa,

Ju~ee,,,,,,, ,,,,,,,,,,,,,,,,, ,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,, 32

891 Ju~ee ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,, 32838 ^abtawvag, Xtew,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,, 34

4TEKACAE,VEOKOCAE ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 34

7VAALE WOGABKE ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,34

72 Wvbvawvag, Fejoctbiae, Wogaokocae,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,, ,,, ,,,,,,,,,,,,,,,,,, ,,, 34

74 Xokavag ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 37

77 Egolojae, vaale egolojage ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,, 37

76 Ftexv, Nutawxtufel,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,, ,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,, ,,,,,,,,,,, 39

75 Bfjalawvtbae xudkag, Btv jakavbt,,,,, ,,,,,,,,,,,,,,,,,, ,,,,,,,,, ,,,,,,,,,,,,,,,,, ,, =7

79 Bwawvel wogabk, Bwacutta wogabke,,,,,,, ,,,,,,,,,,,,,,,,,, ,,,,,,, ,,,,,,,,,,,,,,,, ,,,, =6

73 Efugbae, lyjlv, Alwvtuate, Vajx kadet ,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,, ,,,,,,, =6

71 Evlokocae, Evloctbiae, Odageauta, Vtbfaaa, Fbvala, Jof fe yab,Iokgkot ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, =5

5JBVEJBVAG,VAALE BKE LBVUTAA,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, =9

55 Ceokocae, vaale ceokocage a ceoia~age ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,, =9

51 ookocae,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, =9

9VAALE BXKAGBVE,JEFAGAL,VEMLAG,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,=3

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2=4

53 vaale daokocage,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 72

51 ookocae ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 74

9VAALE BXKAGBVE,JEFAGAL,VEMLAG ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 74

92 Jefagal,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 74

94 Alcaletae, Vemlag l celetbk ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 79

97 Bctagukvut, vaale a xtogefee ltufave, Wakyagukvut, E}xkobvtabctagoke a bke yaeaa wkdbvage,, ,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,, ,,,,,,,,,,,,,,,,, ,,,,,,,,,,,, 73

95 Golfugete a otcbla~bte l alfuwvtae+ gojet a gojulagbaa,,, ,,,,,,,,,, 7=

99 Vemlokocae gmajag, Alfuwvtaa gmajage a ltufave ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,, 71

93/9= Alfuwvtaa+ jewetaa a lfekevlagata xelvtu fayetwe jbvetabke ,,,,,,,,,,, 71

3BTV,TEGTEETE,FAYETVAWJELV,WXOTV,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 68

37/39 Btve xkbwvage, Btve fegotbvaye,,,, ,,,,,,,,,,,,,,,,,, ,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,, 68

3= Ju~ag,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 68

31 Fayetvawjelv, Tegteete, Noguta, Wxotv ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, 62

=KALCYAWVAG,IAKOKOCAE,KAVETBVUT ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 64

=8/=2 Xtodkeje celetbke gu xtayate kb kalcyawvag a kavetbvut, Iakokocae

,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 64

=4 Kavetbvut,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 65

1CEOCTBIAE,DAOCTBIAA,AWVOTAE ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 53

184/186 Btmeokocae, Xteawvotae, Yewvacaa,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,, 5318= Joloctbiaa bke kogbkavakot ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,, 53

12 Ceoctbiae, E}xkotbteb xjlvukua a b faietavekot ta, Gkvotaa ,,,,, 5=

122 Ceoctbiae celetbk, vaalb ibgvotakot ceoctbiaga -Ceoctbiae wawvejbvag!,

Ceoctbiae veotevag,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,, 5=141 vaale daoctbiage a ltufave,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,, 5=

17/16 Awvotae ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 5=

16 Awvotae celetbk, Awvotae ulayetwbk ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,, 5=

16-7! Awvotab kujaa blvage,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,, 5=

Dadkaoctbiab Lbaolbk b Jokfoyea Lbvaolbk Dadkaoctbxmq oi Jokfoyb

3

P4883*326Z8=3,5

996, Faotfaey+ AolCmageve jba lva w ye~a ge a guj w gokote~a / Aol Faotfaey0 ak, > Tbfu

Faotfaey, Gm, > $Dbkbgtol$ WTK 4883, P26Z x, > ak, ak, gokot,0 25 } 48 gj,I, i, fe vav,AWDL 13=*1135*288*44*1

2588 e}, P4883*3=3Z* * 2, Gta fe gokotbv,8=3,5

995, Utwbgme+ WakyabGe gteve l ctfal > Gbtve fe gokotbv > Pl 4 yok,Z / Wakyab Utwbgme, Gm, >

Wakyauw Kadtaw -$Wagb ) Y$ WTK! 4883 -$Wadaw*ctbiagb$ WTK!, 48 gj, -Dul ~aub kujeytebu w*a wxul xe luje!, AWDL 13=*1135*287*41*1

Yok, 2, 4883, P2=Z x, > ak, gokot, I, i, fe vav, AWDL 13=*1135*287*78*5 >7888 e}, P4883*==7Z

* * 2, Gta fe gokotbv,8=3,5

999, Yok, 4, 4883, P2=Z x, > ak, gokot, I, i, fe vav, AWDL 13=*1135*287*72*4 > 7888 e}, P4883*==6Z


993, Utwbgme+ WakyabGe gteve l kaybf > Gbtve fe gokotbv / Wakyab Utwbgme, Gm, > Wakyauw Kadtaw

-$Wagb ) Y$ WTK! 4883 -$Wadaw*ctbiagb$ WTK!, P2=Z x, > ak, gokot,0 48 gj, -Dul ~aubkuje ytebu w*a wxul xe luje!

I, i, fe vav,AWDL 13=*1135*287*4=*47888 e}, P4883*==5Z* * 2, Gta fe gokotbv,

8=3,5

99=, Utwbgme+ WakyabCmaga gale*a? > Gbtve fe gokotbv / Wakyab Utwbgme0 few, > Tbfu Faotfaey, Gm, >

Wakyauw Kadtaw -$Wagb ) Y$ WTK! 4883 -$Wadaw*ctbiagb$ WTK!, 42 gj, AWDL 13=*1135*287*42*7

Yok, 7, 4883, P2=Z x, > ak, gokot, AWDL 13=*1135*287*44*8 > 7888 e}, P4883*=33Z


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=

991, Yok, 6, 4883, P2=Z x, > ak, gokot, AWDL 13=*1135*287*44*8 -etolbv! >7888 e}, P4883*=3=Z


938, Utwbgme+ WakyabWvtbvuk fe ~bt~bybvuta > Gbtve fe gokotbv / Wakyab Utwbgme, Gm, > Wakyauw Kadtaw

-$Wagb ) Y$ WTK! 4883 -$Wadaw*ctbiagb$ WTK!, P2=Z x, > ak, gokot,0 48 gj, -Dul ~aub

kuje ytebu w*a wxul xe luje!I, i, fe vav,AWDL 13=*1135*287*74*17888 e}, P4883*==9Z* * 2, Gta fe gokotbv,

8=3,5

2 IAKOÔIAE, XWAMOKOCAE

29KOCAG,VEOTAB GULOBVETAA,JEVOFOKOCAE

932, bxog+ YbwakeAlaaete l cloweokocae a vaaleke goclaaea > -Jbvetabk veotevago*fafbgvag! /

Ybwake bxog0 Ulay, fe Wvbv fal Jokfoyb, Ibg, fe Bwawvel Wog, Wogaokocae a Iako~oiae,

Gbveftb Wogaokocae a Iakowoiae, Gm, > GEX UWJ 4883, 235 x,0 42 gj,Dadkaoct, x, 297*235 -275 vav,! a l loveke fe wudwokAWDL 13=*1135*38*853*758 e}, P4883*3=4Z* * 2, Cloweokocae, 4, Veotab gulobvetaa,

295-835!

4 TEKACAE, VEOKOCAE

47/4=GTEVALAWJ,TEKACAE GTEVAL

934, Geke êge Xotulga wud bvbg > Pvtbf, fal elck,Z / Fouc Dbvgmekot Fsacmvw@, Lekwol Wmekkeq Ruall ,,,0 alvtof, fe Jbt` Ialkeq0 vtbf, > Cablalb Ikotagek0 DawetagbGteval Bfyelvawv fe âub b bxveb fal Jokfoyb, Gm, > W, l, 4883 -I,E,*X, $Vaxoct,

Gelvtbk$!, 18 P9Z x,0 48 gj,Dadkaoct, l loveke fe wudwokAWDL 13=*1135*3=*794*875888 e}, P4883*962Z* * 2, Bfyelvava fe aub b bxveb,

4=9,7>=42,222-37!*724,4

2=2

GUXTALW

GTOLAGB GTAA ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 5

8CELETBKAVA ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 5

88 Db~eke celetbke bke gulobvetaa a gukvutaa, ,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,, ,,,,,,,,,,,, 5

886 vaalb a vemlokocab gbkgukbvobtekot, Xtekugtbteb fbvekot,,,,,,,,,,,,,,,,,,,,,,,,,,, 584 Dadkaovegolojae ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 5

838 abtawvag, Xtew ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 9

8= Xokactbiaa, Kugtta gokegvaye ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 9

8=3,5 Xudkagbaa xelvtu valetaa gavavota,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 9

2IAKOÔIAE,XWAMOKOCAE,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, =

29 Kocag, Veotab gulobvetaa, Jevofokocae,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,, ,, ,,,,,,,,,,,,, =

4TEKACAE,VEOKOCAE ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, =

47/4= Gtevalawj, Tekacae gteval,,,,, ,,,,,,,,,,,,,,,,,, ,,,,,,,,, ,,,,,,,,,,,,,,,,, ,,,,,,,,,,,, =

7VAALE WOGABKE ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,22

72 Wvbvawvag, Fejoctbiae, Wogaokocae,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,, 22

74 Xokavag ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 27

77 Egolojae, vaale egolojage ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,, 25

76 Ftexv, Nutawxtufel,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,, ,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,, ,,,,,,,,,,, 23

79 Bwawvel wogabk, Bwacutta wogabke,,,,,,, ,,,,,,,,,,,,,,,,,, ,,,,,,, ,,,,,,,,,,,,,,,, ,,,, 48

73 Efugbae, lyjlv, Alwvtuate, Vajx kadet ,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,, ,,,,,,, 42

71 Evlokocae, Evloctbiae, Odageauta, Vtbfaaa, Fbvala, Jof fe yab,

Iokgkot ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, 495JBVEJBVAG,VAALE BKE LBVUTAA,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 43

52 Jbvejbvag,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 43

57 Ia~ag ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 78

56 Gmajae, Gtawvbkoctbiae, Jaletbkocae,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,, ,, 78

55 Ceokocae, vaale ceokocage a ceoia~age ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,, 72

7/23/2019 BNM 4-2007

9/94

Gtolagb btvagokekot fe cb~ev Lt 6*4883 Leswxbxet btvagke bllbkw Lt 6*4883

2=8

Kawvb cb~evekot bke gtot btvagoke bu iowv iabve l $Gtolagb btvagoke kot fe cb~ev$ Lt

6 4883

2, Bkablb Jokfoyb Lobwvt4, Bkvbtuk gtefalea7, Gbxavbkb6, Gojulawvuk5, Gutaetuk otvofo}9, Gutaetuk ybjbk3, Fejogtbae=, Fe~yokvbteb1, Ftexvuk28, Ego22, Igkab24, Ikotake fbkde27, Iku} golvaluu> govav, lb,26, Iku} golvaluu> ef, fe yaleta25, Cb~evb dadkaovegbtukua -Abl,*

Jbtv,!

29,

Ckbwuk lbaulaa23, Nutlbk fe Gmaalu2=, Kavetbvutb a btvb21, Jokfoyb wuyetbl48, Lbvutb42, Xto Ibtjbgab44, Wxvjlb

47, Wogauw46, Wxotv xkuw45, Vajxuk fe fajaleb49, Ulayetw xefbcocag xto43, Yogeb xoxotukua4=, ^abtuk fe cbtf41, Jokfoyb Lobwvt78, Blbkavarue Jokfxtewb72, 74, 77, 76, 75, xkuw79, 73, 7=, 71,

68,

62, 64, : Gbxavbkb67, 66,


1

937, Afej l kd, tuw > > Pvtbf, fal elck,Z /, > , , > , , 4883 -I,E,*X, $Vaxoct, Gelvtbk$!, 12 P5Z x,0 48gj,

Dadkaoct, l loveke fe wudwokAWDL 13=*1135*3=*7==*875888 e}, P4883*964Z* * 2, Bfyelvava fe aub b bxveb -tuw!,

4=9,7>=42,222-37!*724,4

936, Jaleauk xe ablubtae, Gm, > Ef, Dawetagaa Otvofo}e fal Jokfoyb 4883-Gojdalbvuk Xokact,!, 63= P4Z x,0 41 gj,

Bxbte gu wuwaleteb fkua Blbvok Wvbva-l gox,!P4883*===Z* * 2, Jaleauk xe ablubtae,

496,24

935, Jaleauk xe iedtubtae, Gm, > Ef, Dawetagaa Otvofo}e fal Jokfoyb 4883-Gojdalbvuk Xokact,!, 749 x,0 41 gj,

Bxbte gu wuwaleteb fkua Blbvok Wvbva-l gox,!

P4883*==1Z* * 2, Jaleauk xe iedtubtae,496,24

939, Jaleauk xe jbtvae, Gm, > Ef, Dawetagaa Otvofo}e fal Jokfoyb 4883-Gojdalbvuk Xokact,!, 78= x,0 41 gj,

Bxbte gu wuwaleteb fkua Blbvok Wvbva-l gox,!P4883*=18Z* * 2, Jaleauk xe jbtvae,

496,24

933, Jaleauk xe bxtakae, Gm, > Ef, Dawetagaa Otvofo}e fal Jokfoyb 4883-Gojdalbvuk Xokact,!, 776 x,0 41 gj,

Bxbte gu wuwaleteb fkua Blbvok Wvbva-l gox,!P4883*=12Z* * 2, Jaleauk xe bxtakae,

496,24

93=, Jaleauk xe jba, Gm, > Ef, Dawetagaa Otvofo}e fal Jokfoyb 4883-Gojdalbvuk Xokact,!, 439 x,0 41 gj,

Bxbte gu wuwaleteb fkua Blbvok Wvbva

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28

-l gox,!P4883*=14Z* * 2, Jaleauk xe jba,

496,24

931, Jaleauk xe aulae, Gm, > Ef, Dawetagaa Otvofo}e fal Jokfoyb 4883-Gojdalbvuk Xokact,!, 72= x,0 41 gj,

Bxbte gu wuwaleteb fkua Blbvok Wvbva

-l gox,!P4883*=17Z* * 2, Jaleauk xe aulae,

496,24

9=8, Jaleauk xe aukae, Gm, > Ef, Dawetagaa Otvofo}e fal Jokfoyb 4883-Gojdalbvuk Xokact,!, 715 P2Z x,0 41 gj,

Bxbte gu wuwaleteb fkua Blbvok Wvbva-l gox,!P4883*=16Z* * 2, Jaleauk xe aukae,

496,24

9=2, Jaleauk xe bucuwv, Gm, > Ef, Dawetagaa Otvofo}e fal Jokfoyb 4883-Gojdalbvuk Xokact,!, 682 P2Z x,0 41 gj,

Bxbte gu wuwaleteb fkua Blbvok Wvbva-l gox,!P4883*=15Z* * 2, Jaleauk xe bucuwv,

496,24

9=4, Jaleauk xe wexvejdtae, Gm, > Ef, Dawetagaa Otvofo}e fal Jokfoyb4883 -Gojdalbvuk Xokact,!, 691 P2Z x,0 41 gj,

Bxbte gu wuwaleteb fkua Blbvok Wvbva-l gox,!P4883*=19Z* * 2, Jaleauk xe wexvejdtae,

496,249=7, Jaleauk xe ogvojdtae, Gm, > Ef, Dawetagaa Otvofo}e fal Jokfoyb 4883

-Gojdalbvuk Xokact,!, 615 P2Z x,0 41 gj,Bxbte gu wuwaleteb fkua Blbvok Wvbva-l gox,!P4883*=13Z* * 2, Jaleauk xe ogvojdtae,

496,24


231

4814 4226 4495 4225 4275 2=31 2=58*52 236= 2=32 4265

2=34*37 2=35 4495 4814 2176 2161*52 2=36 2184 2135

4276 2=63 2174 2=17 2196*95

2175 4838 2152 2187 2193 2182 4265

2179

2=35 2=63

2182 4284

489= 48=8 4469 4275 219=

2=28 2=26

4892 2186 2164 2=39 2185 48=9 2189 2148*42 , 2128

2194 48=748=5

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23=

2162

2151 4279 2=9= 2379 2183 2132 4822 2=91 2178

48=1 2=13 48=6 2=1= , 2=97 2=11 2174*77

2175 , , 4832*34 4499 2121

2363 2198*92 2197 2=11

, 2=97 4226 23=7 4227 4277 2364 4274

2=56 4466 4462 48=7 2124*27 4835 4862 4225 4266 4831 4812 2=24 2=13 23=6 4279 216=

2176 2=38 2172 2=63

2147 2188

4879 2369

4837

2195 4879 2173 2173 2161 4227 2126

2173 2174 2177

236= 2147 4496 4899 2364 4465 4861

4892 4462

2182 2199 -! 2=52 4464 2173 4837 2=27 219= 2126 4861 48=3 2369


22

9=6, Jaleauk xe loaejdtae, Gm, > Ef, Dawetagaa Otvofo}e fal Jokfoyb 4883-Gojdalbvuk Xokact,!, 585 P2Z x,0 41 gj,

Bxbte gu wuwaleteb fkua Blbvok Wvbv-l gox,!P4883*=1=Z* * 2, Jaleauk xe loaejdtae,

496,24

9=5, Jaleauk xe fegejdtae, Gm, > Ef, Dawetagaa Otvofo}e fal Jokfoyb 4883-Gojdalbvuk Xokact,!, 637 P2Z x,0 41 gj,Bxbte gu wuwaleteb fkua Blbvok Wvbva-l gox,!P4883*=11Z* * 2, Jaleauk xe fegejdtae,

496,24

7 VAALE WOGABKE

72WVBVAWVAG,FEJOCTBIAE,WOGAOKOCAE

726 Fejoctbiae, Wvufauk xoxukbaea

9=9, $Vtblwiotjtake fejoctbiage wogao*egolojage bke xoxukbaea,Bgvubkavbve a yaavot$+ goli, alvetl, -48890 Gmaalu!, Golietalb alvetlbaolbk$Vtblwiotjtake fejoctbiage wogao*egolojage bke xoxukbaea, Bgvubkavbve a yaavot$ > -5*9feg, 4889! / goj, xtoct, > Golwvblval Jbvea ,,, Gm, > BWEJ 4883, 768 P2Z x, > iac,vbd,0 48 gj,

Blvevav, > Gbveftb $Ceoctbiae a Egol, Jefaukua$ b Bgbf, fe Wvufaa Egol, falJokfoyb Iolfuk Lbaulakot Ulave xelvtu Xoxukbae -ULIXB! Weg, fe Getgev, wogao*fejoctbiage bke ibjakaea b Alwv, fe Iakowoiae Wogaokocae a vaale Xokavage bk BJ, Ve}ve> kd, toj, tuw, Dadkaoct, kb witavuk btv, a l loveke fe wudwok

AWDL 13=*1135*35*24=*5=8 e}, P4883*382Z* * 2, Fejoctbiae,

726-8=4!:275,2:292,2

729 Wogaokocae9=3, Jokfoybl gaite : ,,, > Dteyabt wvbvawvag / Datouk Lb,

fe Wvbvawvag bk Tex, Jokfoyb0 gok, tef, > Yavbkae Ybkgoy -xte,! ,,, Gm, > Wvbvawvagb 4883-Gojdalbvuk Xokact,!, -Wvbvawvagb Jokfoyea!

,,,4883, 4883, =5 x, > fabct, vbd, Ve}v xbtbk, > kd, toj, tuw, AWDL 13=*1135*182*85*5 > 588 e}, P4883*184Z

* * 2, Wavubae wogabk*egolojag Texudkagb Jokfoyb Fbve wvbvawvage,729+77=-63=!-8=7,62!:275,2:292,2

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24

9==, Afej l kd, elck, it, > Jokfoyb al iacutew : Jokfbyae el gmaiitew >Wvbvawvagbk xog`ev*doo`, Gm, > Wvbvawvagb 4883 -Gojdalbvuk Xokact,!, 23 gj, -Wvbvawvagb Jokfoyea!

,,,4883, 4883, =5 x, > fabct, vbd, Ve}v xbtbk, > kd, elck, it, AWDL 13=*1135*182*83*1 > 488 e}, P4883*182Z

* * 2, Wavubae wogabk*egolojag Texudkagb Jokfoyb Fbve wvbvawvage -elck,+it,!,

729+77=-63=!-8=7,62!:222:277,2

729,7/,6 Wvtugvutb wogabk, Wogaevbveb gb wawvej wogabk, Xtogewe wogabke

9=1, Gelvtuk Lbaolbk fe Tewutwe xelvtu Valeta : Lbvaolbk Qouvm TewoutgeGelvte > Tbxotv blubk ,,, / Gelvtuk Lb, fe Tewutwe xelvtu Valeta -GLTV!, PGm, > W, l,4883Z -I,E,*X, $Vaxoct, Gelvtbk$!, 42 gj,

,,, 4889, 4883, 480 48 x, > iac, vbd, Ve}v xbtbk, > kd, toj, elck, Xbc,xbtbk, Gbtve $ybkev$ -$$!, Bxbte gu wxtanaluk ialblg, bk Texte~elvbleaULAGEI l Jokfoyb

P4883*9==Z* * 2, Valeta Xbtvagaxbve Fe~yokvbte wogabk Texudkagb Jokfoyb

Tbxobtve,729,64*857,9-63=!-863!

918, Eybkubteb legewavakot l fojelauk tealvecttaa wogabke b xetwoblekotkadetbve fal fevelae > Tbxotv / Ybkelval Xtagbl Jbtcbtevb Ablbgocko Kbtawb FoyagelgoKugteab Dokovoyaga0 gootf, > Ykbfajat Gonogbtu0 Alwv, fe Teiotje Xelbke, Gm, > ATX4883 -I,E,*X, $Vaxoct, Gelvtbk$!, 92 P2Z x, > vbd,0 46 gj,

Bxbte gu wxtanaluk ialblg, bk Bcelaea Wuefe~e xelvtu Fe~yokvbte a GooxetbteAlvetl, -Wafb! Iulfbaea Wotow Jokfoyb

AWDL 13=*1135*3=*79=*42888 e}, P4883*969Z* * 2, Xtogewe wogabke Alvectbte Tbxobtve, 4, Alvectbte Xtogewe wogabke

Tbxobtve,729,6,897,7-863!

912, Wvufau fe eybkubte b Gelvtekot fe Tewutwe xelvtu Valeta / Gelvtuk Lb,fe Tewutwe xelvtu Valeta -GLTV! Jal, Efugbaea a Valetevukua0 ekbd, > Bkb}blftb bal,,, Gm, > W, l, 4889 -Vaxoct, $Vtactbi*Vaxbt$!, 19 x, > vbd,0 78 gj,

Bxbte gu wxtanaluk ialblg, bk Texte~elvblea ULAGEI l JokfoybP4883*9=1Z* * 2, Valeta Xbtvagaxbte Fe~yokvbte wogabk Texudkagb Jokfoyb

Eybkubte,729,64*857,9-63=!

729,9 Xwamokocae wogabk


233

Ykbfajat -Javtoxokav bk Gmaalukua a bklvtecaa Jokfoye! 2338

Yof Cmeotcme 4485*89 4449Yoavul Blevb 4896Yokoblgb Ekelb 4428Yotolal Ykbfajat 2===*=1 2141 215=

4272Ytbdae Ejak 4428

Yukxe albafb 4828Yuvgbtu Xevtu 4272

^

^bdokoval Kufjakb 4876^bmbtab Kakab 4241^bjutb Ekelb 2==2^dtgaoc Ykbf 442=

2151 , 4832 2137 2=18

48=8 2=42 2127

4267 4838 2=12 4456 4467 , 4875 2=14 2162 4267 2=17 2=48*42 2=81 2198 2137 2182

2=54 2=18 4266

- ! 2332

2192 2=14 2182 2199 2371 2364 2=81

2=16*19 212= 4274*77

4284 2368 4816 4264 2=3= 2194 4276 2=65 2363

2336 , 4834 48=1

2=32 2168

2=3= 2197 2179

2=58 2=28 2=44

4455

2196 4267 2=22 487= 2368

48=6 4899

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239

W

Wbmbtleblu Ybketau 2=86Wbalgaug Ckeduw 4282Wblfu Bkb 2=5=Wtdu Blvolalb 2=73 4282Wbw Bkaolb 2=82 2=87Wbyb Cmelbfae 4219Wbyb Xbliak 484=

Wbygb Kugab 4841Wdeteb Gmatak 4451Wgmago Dotaw 4213 4423Wgutvu Tbfu 2343Wetedtabl Okec 2=7=Wetcelvu Ogvbyabl 2333Wakyewvtu Xevtu 4856Wtcma Gvkalb 4885Wkaygaug Cotgebg Lbfenfb 421= 4474Wlecut Jatgeb 2318Wogot Ykbf 2=72Wogot Ykbfajat 2=85*89 2=71*62Wvbvla Xevtu 2==5Wvlakobe Fujavtu 2393

Wvackav~ Nowexm 2=33Wvoagb Aol 239=Wvoagb albafb 21=2Wvokebt aloyaa 4222Wvtekgaug Aobl 2==5*=9bftal Lagokba 2=51bxoybk Cm, 4864etejev Blftea 2153xbg Aol 2366veiblaug Yagvot 4246 4249*4=vatdu Eucel 2=21

V

Vbjb~kgbtu Ekelb 4292 4474

Vbvbtu Yagvotab 2134 4818Vbqkot Gmbtkew 2358Vdt Aol 23=2 2314 2=64Vlbw Tuwkbl 2==3Vlbwe Bke}blftu 2163Vlbwe Tbawb 4895Vgbga albafb 4878Veguga B, 4872Veguga Bke}blftu 4477

Vekeug Yagvot 4211 4429Veofotewgu Iakax 2=67 4471Vetelve Lbvbkab 2365 4889Vofowagaug Ybkelvalb 4883Voibl Eucelab 2144Voibl Eucelab 2165Volav~b Lagokbe 481=Voxbk Ablb 4476

Vtojdaà Akab 4855Vukdute Tbkugb 4241Vuteb Ybkelval 4897Vutegma Eucelab 4874btbloy Ykbfajat 4459bg Jamba 4497oxb Eiajab 4448utgblu Bkalb 231= 2=46 2=76 2=66

2163utgblu Falu 2=83utgblu Cmeotcme 4896

U

Ulcuteblu Ekelb 4261Ulcuteblu Kbtawb 4248 4278Ulvak Yebgewkby 2=8=Utegmebl Wetbiaj 239=Utegmebl Wetbiaj 239=Utwbgme Aol 21=4Utwu Wakyab 4281

Y

Ybùkoywà Jambak 4811 4483 4446Ybje Falu 4877Yblcmeka Wxatafol 4468Ybtfblebl Bkaolb 428=Ybtvb Aol 488=Ybtvag Blftea 23=4 4454Ybwakau G, 2391

Ybvbjblu Aol 485= 4488*82 4487 44274479 447=*71

Yfoyagelgo Bke}blftu 4224Yekago Lbfenfb 21=7Yetfe Bkb 4881Yeyetab Jbtab 488=Yagok Aol 448=Yaetu Dotaw 446=Yaetu Ctacote 4484 4481 4475


27

914, Kayagbab*Gojbl+ JbtalbWgbtb Jbtagaga Kayagma fal Jokfoyb > xto~ jejotbkawvag / Jbtalb Kayagbab*

Gojbl0 gox, > Ab, Okaal`, Gm, > Xolvow 4883 -Vaxoct, $Tegkbjb$ WB!, 48 gj,Yok, 2, 4883, 432 P2Z x, AWDL 13=*1135*149*98*3 > 388 e}, P4883*933Z* * 2, Kayagma+ Jbtagagb+ 2159*,,,+ wogaokoc,

729,9-814!

729,3 Wogaokocab gukvutaa, Golve}vuk gukvutbk bk yaeaa wogabke

Togb+ Tofagb, Tevotag a gojulagbte, Ye~a Lt =29

74XOKAVAG

917, Kegaa eutoxele > E}xetaelb Xokolaea a oxotvulava xelvtu Tex,Jokfoyb > Gukec, fe blbka~e fe xokavaga xudkage / Gtawvalb Cmetbwajoy Yagvot LagmavuJbtcbtevb Jjkac ,,,0 Alwv, fe Xokavaga Xudkage, Gm, > Btg 4883 -Vaxoct, $DolwOiiagew$ WTK!, 281 P2Z x, > vbd,0 48 gj,

Buv, wulv alfagba xe yw, i, fe vav, Dadkaoct, l loveke fe wudwok, Bxbte guwxtanaluk ialblg, bk Jal, Bibgetakot E}vetle bk Xokolaea

AWDL 13=*1135*92*252*8488 e}, P4883*=96Z* * 2, Xokavag Texudkagb Jokfoyb Alvectbte eutoxebl,

74-6+63=!-8=4!744 Tekbaa falvte dawetag a wvbv

916, Gejtvbl+ TojeoGb~uk Javtoxokaea Dbwbtbdaea alvetietele xokavage a tekacaobwe / Tojeo

Gejtvbl, Gm, > Bkib a Ojecb 4886 -Vaxoct, $Xtbc*7$!, 228 P2Z x,0 48 gj,Dadkaoct, kb witavuk gbx, a l loveke fe wudwokAWDL 1135*33*858*12888 e}, P4883*318Z* * 2, Tekbaa falvte dawetag a wvbv Javtoxokab Dbwbtbdaea, 4, Javtoxokab

Dbwbtbdaea Tekbaa falvte dawetag a wvbv,744-63=!>762,425,2

747/746 Xokavag alvetl

747/746-63=! Xokavagb alvetl b Texudkagaa Jokfoyb

Gmaiu+ Aukabl, Texudkagb Jokfoyb wxte Ulauleb Eutoxebl it teiotjefejogtbvage, Ye~a Lt 387

915, $Texudkagb Jokfoyb gbwb lobwvt gojul$+ goli, tex, v,*xtbgvag -48890 Gmaalu!, Texudkagb Jokfoyb gbwb lobwvt gojul : > Jbvetabkeke goli, tex, v,*xtbgvage > Gukec, fe kugt, v, 42

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26

buc, 4889 Gmaalu / goj, otc, > Okcb Colgabtoyb ,,, , > , , 4889 -Vaxoct,$Duwaleww*Ekavb$ WTK!, 482 x, > l, ju~,0 42 gj,

Blvevav, > Datouk Tekbaa Alvetevlage bk Tex, Jokfoyb Alwv, Xbvtajolaukua Gukvutbkbk Bgbf, fe v, bk Tex, Jokfoyb, Ve}ve > kd, toj, tuw, Dadkaoct, kb witavuk btv, ltef, buv,

AWDL 13=*1135*1521*8*9788 e}, P4883*=63Z* * 2, Jalotava evlage Texudkagb Jokfoyb,

747,2-63=!-8=4!:275,2:292,2

919, + , , > ,

, * > , -21=1*4885 ,! > P,Z / , , 0, , > , , 0 * , * * , , , , , >* , 4883 -Vaxoct, $Duwaleww*Ekavb$ WTK!, 328 P6Z x, > vbd,042 gj,

Te~, > kd, toj, elck, tuw, Dadkaoct, l love kb witavuk gbx,AWDL 13=*1135*1=24*2*3 -l gox,!258 e}, P4883*=69Z

* * 2, Jalotava evlage Ugtbalela Texudkagb Jokfoyb -tuw!, 4, Ugtbalela Texudkagb Jokfoyb -tuw!,

747,25-63=!-:292,4!

743 Tekbaa alvetlbaolbke, Xokavag alvetlbaolbk, Xokavag e}vetl

913, Btmakaug+ YagvotabBkablb Vtbvbvukua Bvkblvagukua fe Lotf > golgexaa eyokuvaye / Yagvotab Btmakaug

Gtawvalb Gedbl0 Alwv, fe Awvotae Wvbv a Ftexv bk Bgbf, fe v, b Jokfoyea, Gm, > GEXUWJ 4883, 276 P7Z x, > iac, vbd,0 42 gj,

Dadkaoct, x, =1*12 -66 vav,! a l loveke fe wudwokAWDL 13=*1135*38*811*758 e}, P4883*384Z* * 2, Otcbla~bab Vtbvbvukua Bvkblvagukua fe Lotf -LBVO!, 4, LBVO,

743,52743-63=! Xokavag e}vetl b Texudkagaa Jokfoyb

91=, Gmaiu+ AukablTexudkagb Jokfoyb wxte Ulauleb Eutoxebl it teiotje fejogtbvage >

Tbxotv fe bt * ,,, / Aukabl Gmaiu Todetv Aol0 Gelvtuk fe Xteyelate b Golikagvekot ) EbtkqSbtlalc, Gm, > Bkib a Ojecb 4885 -Vaxoct, $Xtbc*7$!, 46 gj,

4886, 4885, 558 x, > vbd, Dadkaoct, l love kb witavuk gbx,


235

Legmav Atalb 4249 426=Lectu Lagokbe 2331Lectu Lalb 235=Lectu Ybwake 2351Lewvetoy Vbjbtb 4817Lagokbe -Btmaexawgox bk Vajaobtea a

Javtoxokav bk Dblbvukua! 2398Lug Wetcau 23=8

Lqe Nowexm W, 2=79O

Okbtu Blcekalb 2334 217= 2139Oktewgu Fujavtu 4221Okvu Cbkalb 4461Olagoy Eucel 2394Oloitea Ogvojdtalb 4286

X

Xbkbfe Cbdtaek 4866Xbkkbfa Vufot 4441*78 4473Xblu Ekelb 2=2=Xl~bta Bkaolb 4888

Xl~btu Blftea 2=5=Xbtbgaug O}blb 2315Xbwbv Ybketau 2163Xbwgbta Okcb 4457Xbwvum*Gudokveblu Yavbkae 481=Xbvtb Jamba 2123Xfutbtu Xbyek 2354Xtabl Veoiak 2397Xulewgu Bftabl 4256Xekaybl Egbvetalb 48==Xekaybl Ybketau 4866Xekaybl Yaotagb 2131Xeteyo~lag Autae 2143Xetnoywgma Fbl 4811Xevgu Lbfenfb 4882

Xevtu -Btmaexawgox bk Gmaalukua Javtoxokavbk Dbwbtbdaea a E}btm bk Xkbautakot!2396

Xevtu -Javtoxokav bk Dbwbtbdaea a E}btm bkXkbautakot! 2395

Xkaeu Tbawb 42==Xkjfebk Alcb 4262Xkjfebk Ykbf 2399Xoabv Xevtu 2=84 2==8 483=

Xoxb Golwvblb 425=Xoxb Aukauw 4851Xoxb Lagokbe 4424Xoxoywgma Gtawvalb 42=1Xoxuoa Kakablb 48=2 4243Xoxuoa Kufjakb 4247Xotudal Blftea 4272Xowvoyag Yetb 4845

Xoyoto~laug Jbtab 4868Xtbxotgag Wetcau 23=5Xtogb Eucel 4218Xtogb Aol 4246Xtogb Xbyek 4245Xtofbl Bkb 21=8Xutagoy Jambak 4457

T

Tbgmaetu Bftabl Falu 4251Tbakeblu Blbvok 4866 4869Tbau Aukau 4298 4212Takeblu Ewvekb 4288 4214Tu Bke}e 2366 4472Tela Bkegu 2311Tewwet Delnbjal 2=73Tocoywgma Kbtawb 4884Tocoywgma Ykbf 4887Toadu Lagokbe 447=Tojbloy Golwvblval 4289Tojbloyb Bke}blftb 2141Togb Bclewb 4217Togb Atalb 2361Togb Autae 2=88**84Togb Ybketab 2169Togb Yatcalab 2154Tovbtu Bftabl 4897Tovbtu Blbwvbwab 4839Tufea Kaudb 4849

Tutbg Blbvok 2=87Tuwlbg Blbvok 4216 444=Tuwlbg Ykbfajat 4215Tuwwu Cmeotcme 2134Tuwu Eucel 2171Tuwu Vufot 4843Tuwu Yagvot 4886Tuwu*Gaodblu Ybkelvalb 4282

7/23/2019 BNM 4-2007

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236

Cotfeey Blbvok 4817Coteb Bke}blftu 2159Cotalgaoa Yetolagb 2369 4818Covabl Autae 2=95*99Ctbjb Wvekablb 4444 4441Ctu Lbvbkab 4844Ctacote Wakyab 4281Ctowu Cutae 2355 235= 2392*94Cucek Blbvok 42=7 4443Cutfu~b Okec 4827Cuvauj Eucelab 2315Cuu Blb 486=Cuu Aol 2=93Cu~cbl Yetolagb 2115

M

Mbftg Lbvbkab 4863Mblcblu Aol 4463Mbwfeu D, X, 4477Mokdbl Eucel 2=77Mokdbl Aobl 4447Mojelgo Blbvokae 213=

AAbgmaj Aol 4842*44 4866 4494Aexute Fablb 4446Akae Bke}blftu 4271Alguke Aol 4497Aotcb Ejbluekb 4223Awblow Jbcfb 42=6Awvtbve Kakablb 2=51Awvtbva Kafab 4476

N

Nbgodoyavw fe W~ecef Bftabl 2=68Nowblu Eiaj 4271Nowu Aukablb 4841 4852Nowu Lalb 4271 4445 4475

K

Kblcb Blftea 4257Kbta Keolafb 42=6Kbgaoloyb Kufjakb 2319Kejela Bftabl 2397Kegelgo Okec 4836Kulcu Bke}ea 2=67

Kulcu Blcekb 4255Kulcu Eucel 4449Kuxbl Lbvbkab 2167Kuxbgu Vufot 485=

J

Jbmu Aol 4865Jbkgoga Egbvetalb 4229

Jblgala Fblaeke 2=76Jbleb Kbutb 4263Jblokbgma Yebgewkby 4268Jbtfbte*Iuwu Jbtab 4819Jbtaloyb Yetb 2119Jbtval Ybwake 2==7Jbtvloy Blbvok 2353Jwka`a Wyevkblb 2313Jbvgoywgma Fujavtu 4244 42=5 4443Jbveeyaga Bke}ea 42=9Jbvmawel Nombl 2122Jtcaleblu Yatcakau 4839Jekket Xet Wvac 2=75Jeklag Ctacote 213=Jeklag ^, 4864Jeteu Fblaekb 4452Jambak Yaotek 42=3Jambkbgme Gotlekau 4833Jambkeywgma Jatgeb 426=Jalgu Jbtal 425=Javtbgoy Vbvablb 4813Javtaug Wvekb 4228Joaweey Aol 488=Jotbtu Ybkelvalb 2113*1=Jottb Jamba 444=Jo~btv S, B, 487=Jufteb*Xoxewgu Bckbab 4283Julveblu Gotlekab 4847Julveblu Fablb 2111

Julveblu Folbt 42=6Julveblu Cbkalb 2149Julveblu Cmeotcme 4288Julveblu Acot 231=Juug Efubtf 2=23

L

Lbcbgeywgma Yavbkae 2149Lwvbwe Ybwake 483=


25

AWDL 1135*192=*5*2588 e}, P4883*317Z* * 2, Texudkagb Jokfoyb Fejogtbae Alvectbte eutoxebl Oxalaa,

P743+747/746Z-63=!

74= Xbtkbjelve, Texte~elvbteb xoxotukua, Cuyetle

911, Cmaf blva*gotuxae xelvtu gevela / Xtogutbvutb Celetbk XtogutbvutbBlvagotuxae Vtblwxbtelgq Alvetl, Jokfoyb, Gm, > Vtblwxbtelgq Alvetl, Jokfoyb 4889

-Vaxoct, $Dolw Oiiagew$ WTK!, 56 x,0 48 gj,Bxbte gu wxtanaluk ialblg, bk XLUFAWDL 13=*1135*1=91*1*27888 e}, P4883*=92Z* * 2, Gotuxae Xteyelate Gojdbvete,

74=,2=5>767,754

77EGOLOJAE,VAALE EGOLOJAGE

778 Egolojae l celetbk, Egolojae xokavag

388, Dkbloywgma+ BlfteaVeotaa egolojage jofetle a golvejxotble > Pxelvtu u~uk wvufelakotZ / Blftea

Dkbloywgma0 Bgbf, fe Bfjalawvtbte Xudkag xe klc Xte, Tex, Jokfoyb, Ef, b 4*b

tey, a bfucav, Gm, > W, l, 4883 -Vaxoct, $Tegkbjb$ WB!, 419 x, > iac, vbd,0 48 gj,Dadkaoct, x, 417*419 -=8 vav,! a l loveke fe wudwokAWDL 13=*1135*174*66*=488 e}, P4883*93=Z* * 2, Veotaa egolojage, 4, Egolojae Veotaa,

778,=-835,=!

772 Julg, Tekbaa fe julg, Egolojab julgaa, Otcbla~bteb julgaa

772,285,66 Walfagbve

382, Gaobtag+ YbwakeGbjxblaake fe tekbaa xudkage l walfagbve > -Wuxotv fe gutw xelvtu iotjbvotaa a

bgvayuk walfagbk! / Ybwake Gaobtag0 golwukvbla > Yweyokof Dbtdlebct Ctacote Wklal, Gm, > $Ekbl Xokactbi$ WTK 4883, 278 P7Z x, > ak, vbd,0 78 gj,

AWDL 13=*1135*1321*1*3588 e}, P4883*932Z* * 2, Walfagbve Tekbaa xudkage,

772,285,66-835!

7/23/2019 BNM 4-2007

16/94

7/23/2019 BNM 4-2007

17/94


234

ALFE] FE LUJE KB $GTOLAGB BTVAGOKEKOT FE CBÊV$LT 6*4883

B

Bdbdaa Aol 4898Bdtbjoyaga Ekelb 4287Bfbuce Jamba 2154Bcbgme Gbvalgb 4259 4292Bkbvwgmeyb J, 487=Bkegwblfta Ybwake 4258Bketcu Okcb 4893Blfol Yagvot 4229Blftugabg Yagvot 2=57Blvol Aol 4859 4294Btcme~a Vufot 4252 42=6Byotlag Cmeotcme 2165

D

Dbgolw`q B, E, 42=6Dbkbl Autae 2319Dbkbl Jbtal 2335Dbkbl Ybketau 2=93Dkaga Cmeotcme 4297*93Dbkvbc Fotalb 2369Dbtdblebctb L,487=Dwvta`bab Wyevkblb 2159Dbvt Fujavtu 4865 4859*53 4851 4487Db}vet Blftes 23=5Dbqet Jambkq 2=46Daeu Lagokbe 4858Dvtlu Vajoiea 4815Denelbtu Okcb 4242Deka Kayau 4486Delu Yagvot 2=55Detdegb Yebgewkby 2=45*49 2125Detgu Ykbf 2=53Dekebc Ykbfajat 4485

Dayok Lalb 21=6Dtg Ybkelvalb 4871Doftuc Okec 48=2Docbvu Xevtu 23=9*=3 2=43Docueywgma Aukablb 4824 4823 4867Doteywgma Xbyek 2354Dowelgo Ctacote 4817Dovey Lagokba 2334Dovctow Lagokbe 4286

Doulectu Vufot 2343 237= 4827Do~ablu Atalb 2=83Dtboywgma Cmeotcme 2==8Dtakeblu T~ybl 2=7=Dtofwà Aowai 4468Dudutu~ Xevtu 2357Dunot Gtawvalb 4255Dunot Keolaf 2==2Dukmbg Aol 21=5Dukjbcb K, 4459Dutgau Acot 23== 2=4=Dutkbgu Ybwake 21=9Dutwug Bke}blftb 21=3Duwuaog Butekau 4489Duvlbtu Ybk 4245Duvlbtu Ybkelvalb 4453Du~eb Golwvblb 4254

G

Gbgaug Aol 4442Gbkjg Kakab 4873

Gbtbgaodblu Fujavtu 4229Gtgmekbl Aukau 4426Gbtkbveblu V,2118Gbtb Tuwkbl 4483Gbwblectb Jak`b 2=96Gbwbx Yetb 4826Gb~bgu Kab 2==4 2181Gkfbte Fujavtu 448=Gxa Aolek 2=25 429=Gelub Felaw 2=6=Getexoywgma Keolaf 23=1Getlbv Bke}blftb 2157Getlbygb Foalb 4224Getvbl Eucelau 488=

Ge~btb 4285Gmadbg Cmeotcme 2167Gmatabg Aol 4478Gmatagu Blb 4872Gmatakoy Yaotagb 2159Gmavotobc Blcekb 4867Gadovbtu Blbvokae 21==Gajak Blftea 4273*7=Gaodbl Kafab 21=1


23

771,5 Gojet e}vetaot, Gojet alvetlbaolbk

389, Gojetuk e}vetaot bk Texudkagaa Jokfoyb : E}vetlbk Vtbfe oi vmeTexudkag oi Jokfoyb > Blubt wvbvawvag / Datouk Lb, fe Wvbvawvag bk Tex, Jokfoyb, Gm, >Wvbvawvagb 4889 -I,E,*X, $Vaxoct, Gelvtbk$!, 78 gj, -Wvbvawvagb Jokfoyea!

4882*4885, 4889, 312 x, > vbd, AWDL 13=*1135*13=9*2*7 -l gox,! > 288e}, P4883*996Z

* * 2, Gojet e}vetaot Texudkagb Jokfoyb Fbve wvbvawvage,

771,5-63=!-8=7,62!:275,2:222383, Tecukbjelvuk alvetlbaolbk fe alvetxtevbte b vetjelakot gojetgabka

$Algovetjw 4888$ : $Algovetjw 4888$ / Gbjetb Alvetl, fe Gojet, Gm, > $Yaybt*Efavot$ WTK 4883 -I,E,*X,$Vaxoct, Gelvtbk$!, 19 x, > vbd,0 48 gj,

Vav, xe gox, > kd, tuw, Ve}v xbtbk, > kd, toj, tuwAWDL 13=*1135*1947*9*84888 e}, P4883*971Z* * 2, Gojet alvetlbaolbk Vetjalokocae,

771,5-87=!:292,2:275,2

38=, * : Gbtveb fe gxva be}xotvbvotukua*ajxotvbvotukua > , , , ,

*, , / , > * ,,, , 7* , , Gm, > $Yaybt*Efavot$ WTK 4883 -I,E,*X,$Vaxoct, Gelvtbk$!, 983 x, > vbd,0 78 gj,

Vav, xe gox, ve}v > kd, tuwAWDL 13=*1135*1947*6*9 -l gox,!2888 e}, P4883*966Z* * 2, E}xotv Bgve lotjbvaye -tuw!, 4, Ajxotv Bgve lotjbvaye -tuw!,

771,594/,596-816,53!

76FTEXV,NUTAWXTUFEL768 Ftexv l celetbk, Xtoxefeuvag, Jevofeke ftexvukua a vaaleke bu}akabte

381, Btbj+ EkelbAwvotab ftexvukua tojlewg > -Jbvetabk fafbgvag! / Ekelb Btbj YbkelvalbGoxvake âlbafb Kuxbgu0 Ulay, fe Wvbv fal Jokfoyb, Ibg, fe Ftexv, Gbveftb Veotab a

Awvotab Ftexvukua, Gm, > GEX UWJ 4883, 16 x,0 42 gj,AWDL 13=*1135*38*284*858 e}, P4883*956Z* * 2, Ftexvuk tojlewg Awvotae,

768-61=!-812!-835,=!

328, Xblveb+ Okec

7/23/2019 BNM 4-2007

18/94

7/23/2019 BNM 4-2007

19/94


238

16-62/11! Awvotab alfayafubk b faietavekot ta

4457, Xutagoy+ Jambak, Xelvtu gale dbv gkoxoveke -2*4! > Pfewxte textewaulakewvbkalawveZ / Jambak Xutagoy0 vtbf, fal kd, tuw fe Okcb Xbwgbta // Kav, a btvb, 4883, 2149 bxt, X, 30 Ckbwuk lbaulaa, 4883, 49 bxt, X, 1,

4456, + , > P x,*, , Z / // xkuw,

4883, 48 , , 26, , ,4455, + , > 278* ,*,

2=33*2=3= / // Blbkqvarue Jokfxtewb, 4883, 26 , , 48,

16-63=! Awvotab Texudkagaa Jokfoyb

4459, Dukjbcb+ K, Ykbfajat btbloy > Jeteu l xtbcuk ulot loa tebka~ta > P35fe bla fe kb lbveteb wbyblvukua awvotagZ / K, Dukjbcb // Gojulawvuk, 4883, 48 bxt, X, 25,

4453, Duvlbtu+ Ybkelvalb, Fot fe jbj > Plovae Z / Ybkelvalb Duvlbtu //Nutlbk fe Gmaalu, 4883, 9 bxt, X, 28,

445=, Gaogblu+ Aol, Fal bflg fe yteja xl b~a > Pxe jbtcaleb gtaa$Btcujelve dbwbtbde$ fe Yagvot Gatajxea Gm, 4889Z / Aol Gaogblu // Ikotake fbkde, 4883, 49 bxt, X, 3,

4451, Gokewlag+ Autae, Xbcala alefave fal daoctbiab ulua iowv fexuvbv bk Wibvukuataa > PGmatak Wdeteb nutawv -2=17*2137!Z / Autae Gokewlag // Vajxuk fe fajaleb, 4883, 43 bxt, X, 42,

4498, Etejab+ Blbvok, Kalcutb > P awv, gojulea tbaoluk GblvejatZ / BlbvokEtejab // Iku} golvaluu > ef, fe yaleta, 4883, 9 bxt, X, =,

4492, Etejab+ Blbvok, Koxagb > P awv, gojulea tbaoluk GbmukZ / BlbvokEtejab // Iku} golvaluu > ef, fe yaleta, 4883, 48 bxt, X, =,

4494, Abgmaj+ Aol, Wiafeb~ awvotab" > P558 fe bla fe kb lwgulbteb kua veiblgek Jbte a WilvZ / Aol Abgmaj // Ulayetw xefbcocag xto, 4883, 24 bxt, X, 2,

4497, bg+ Jamba, Aol Alguke lmujbv kb Dtloyb > Pxe jbtcaleb gbu~eavtegetaa l leiaal b xbvtaovukua dbwbtbdeblZ / Jamba bg // Vajxuk fe fajaleb, 4883, 27 bxt, X, 1,


21

Bxbte gu wxtanaluk ialblg, bk Iulfbaea Wotow Jokfoyb a Oxel Wog, Alwv,-Dufbxewvb!

AWDL 13=*1135*3=*4=9*1Ctbvuav =58 e}, P4883*187Z* * 2, Ftexvuk kb aliotjbae,

764,34/,37-863!

329, Gelvtuk fe Aliotjbte a Fogujelvbte xtayalf Ftexvutake Goxakukua falJokfoyb -GAFFG! > Tbxotv fe bgvayavbve ,,, / Gelvtuk fe Aliotj a Fog, xtayalf FtexvutakeGoxakukua fal Jokfoyb -GAFFG!, PGm, > W, l, 4883Z -Vaxoct, $Vtactbi*Vaxbt$!, 78 gj,

,,,4885*4889, 4883, 69 x, > iac, vbd, Ve}v xbtbk, > kd, toj, elck, P4883*172Z

* * 2, Gelvtuk fe Aliotjbte a Fogujelvbte xtayalf Ftexvutake Goxakukua falJokfoyb Tbxotv+ 4885*4889,

764,3*857,4-63=!-863!

323, Gofuk ekegvotbk : > Ef, oiagabk jofaiagbv a gojxk,xtal Kecake > Lt 49=*]AY fal 86,84,2111 -J,O, 2111 lt, 44*47 btv, 17! ,,, Lt 35*]YA fal47,87,4883 -J,O, 4883 lt, 67*69 btv, 216!, Gm, > I,E,*X, $Vaxoct, Gelvtbk$ 4883, 475 P6Z x,0 48 gj,

Ve}v xbtbk, > kd, toj, tuwAWDL 13=*1135*3=*676*65888 e}, P4883*34=Z* * 2, Gofuk ekegvotbk Texudkagb Jokfoyb,

764,=-63=!-816,6!:275,2:292,2

767 Ftexv xelbk, Xtogefut xelbk, Gtajalokocae, Gtajalbkawvag

32=, Fowbtuk gotuxaea > Pgukec, fe btv,Z / Gelvtuk fe Alyewvacbaa Nutlbkawvage, Gm, > Gbtvaet 4883 -Vaxoct, $Dolw Oiiagew$ WTK!, 48 gj,

Yok, 4, 4883, 46= P7Z x, Bxbte gu wxtanaluk ialblg, bk Lbv, Elfosjelv iotFejogtbgq -LEF!, AWDL 13=*1135*31*2=5*6 > 788 e}, P4883*=95Z

* * 2, Gotuxae,767,754>74=,2=5-8=4!

321, Afej l kd, elck, > Vme Gottuxvaol Iake, Gm, > Gbtvaet 4883 -Vaxoct,$Dolw Oiiagew$ WTK!, 48 gj,Yok, 4, 4883, 452 P7Z x, Bxbte gu wxtanaluk ialblg, bk Lbv, Elfosjelv iotFejogtbgq -LEF!, AWDL 13=*1135*31*2==*5 > 288 e}, P4883*=99Z

* * 2, Gotuxae -elck,!,767,54>74=,2=5-8=4!

763 Ftexv gayak

763,2 Celetbkava

7/23/2019 BNM 4-2007

20/94


48

348, Jalawvetuk Fe~yokvtaa Aliotjbaolbke bk Texudkagaa Jokfoyb, FategabCeletbk Wvbte Gayak 2153*4883 > 58 bla / Fav, Cel, Wvbte Gayak0 ekbd, > veibl Cbnow,,, Gm, > W, l, 4883 -Vaxoct, $Ekbl Xokactbi$!, 48 x, > iov, gokot,0 42 gj,

I, i, fe vav,P4883*143Z* * 2, Fategab Celetbk Wvbte Gayak Jalawvetuk Fe~yokvtaa Alvetlbaolbke bk

Texudkagaa Jokfoyb Awvotae,763,2=-63=!-812!

763,9 Ftexvuk ibjakaea, Ftexv etefavbt

342, Gmakf bdblfoljelv al vme Texudkag oi Jokfoyb / Jal, oi Mebkvm Jal, oiEfugbvaol Jal, oi Kbdout blf Wog, Xtovegvaol0 gootf, dq Atalb Jbkblgaug ,,, Gm, >Vtactbi*Vaxbt 4889 -I,E,*X, $Vaxoct, Gelvtbk$!, 268 x, > iac, iov, gokot,0 41 gj,

Dadkaoct, l loveke fe wudwokAWDL 13=*1135*6888*8*=588 e}, P4883*342Z* * 2, Bdblfoluk goxaakot Texudkagb Jokfoyb -elck,!, 4, Goxaa Bdblfolbte

Texudkagb Jokfoyb -elck,!,763,97/,96>796,4-63=!

76= Ftexv egke~abwvag, Ftexv gblolag, Ftexv tekacaow

344, Gmaiu+ AukablFtexvuk fe xtoxtaevbve bk Javtoxokaea Dbwbtbdaea a tewvavuateb byetakot dawetageva> Wv, bwuxtb xtbgvagakot a kecawkbaea bxkagbdake l Tex, Jokfoyb / Aukabl Gmaiu YkbfGudtebgoy Jamba Xovotobg, Gm, > Bkib a Ojecb 4886 -Vaxoct, $Xtbc*7$!, 666 x, >vbd,0 48 gj,

Dadkaoct, x, 668*666 a l loveke fe wudwokAWDL 1135*192=*6*7P4883*312Z* * 2, Ftexv fe xtoxtaevbve Javtoxokab Dbwbtbdaea,

76=,37-63=!

79BWAWVEL WOGABK,BWACUTTA WOGABKE

79= Bwacutta

347, Bwacutbteb odkacbvotae fe bwawvel jefagbk / Gojxblab Lb, feBwacutta l Jefagal, Gm, > W, l, 4883 -Vaxoct, $Dbvalb Tbfoc$!, 46 gj, AWDL13=*1135*3=*882*=

Yok, 4, 4883, 19 x, > vbd, AWDL 13=*1135*1597*2*6 > =888 e}, P4883*185Z

* * 2, Bwacutbte jefagbk Texudkagb Jokfoyb Kecawkbae,79=,1,89-63=!-816!


291

4466, + , > PZ / // , 4883, 27 , , =,

4465, + , 0 0 0 > PZ / // xkuw, 4883, 9 , , 29,

4469, + , > PZ / // * xkuw, 4883, 9 , , 29,

=4/=42,8 Veotae+ wvufauk a vemlagb kavetbvutaa

4463, Mblcblu+ Aol, Xtodkejb gbkavakot ujble > Pjb}aje a gucevtaZ / AolMblcblu // Igkab, 4883, 3 bxt, X, 5,

1 CEOCTBIAE, DAOCTBIAA, AWVOTAE

184/186 Btmeokocae, Xteawvotae, Yewvacaa

446=, Yaetu+ Dotaw, Vdkaeke fe xkujd fe kb Walbab -AA! > Pfewgoxetata falbtmeokocae kalcyawvag evlokocae lujawjbvag evg,Z / Dotaw Yaetu // Lbvutb, 4883, Bxt,-Lt 6!, X, 28, -Jtvutaa bke yegmajaa lobwvte!, * Btv, 2 > Jbtv, -Lt 7!

18= Joloctbiaa bke kogbkavakot

4461, Okvu+ Cbkalb, Ielojel bk jelvbkavaa lotyecaele > Pajxtewaa fewxteLotyecabZ / Cbkalb Okvu // Gbxavbkb, 4883, 27 bxt, X, =0 : Gbxavbkb, 4883, 27 , X, =,

4458, Fejabl+ Tofagb, Aetuwbkaj otbuk kua Fujle~eu > Pfux Iotjukb BWZ /Tofagb Fejabl // Lbvutb, 4883, Bxt, -Lt 6!, X, 1,

4452, Jeteu+ Fblaekb, Teq`nbya` otbuk iaetdalve fe kb getguk xokbt /Fblaekb Jeteu // Alvectbteb eutoxebl, Xbw gu xbw, 4883, Jbtv, -Lt 4!, X, =, -Wuxk, bk ~abtukua $Vajxuk fe fajaleb$!,

17/16AWVOTAE

16AWVOTAE CELETBK,AWVOTAE ULAYETWBK

16-7! Awvotab kujaa blvage

4454, Ybtvag+ Blftea, Xbtbfo}uk fbgag -2! > P2188 bla fe kb t~doauk fbgo*tojblZ / Blftea Ybtvag // Lbvutb, 4883, Bxt, -Lt 6!, X, 28,

7/23/2019 BNM 4-2007

21/94


29=

4476, Voxbk+ Ablb, Kafab Awvtbva l guvbteb evetl b bfeytukua a ftexvaa >Pal jejotabj xto~bvobteaZ / Ablb Voxbk // Kav, a btvb, 4883, 49 bxt, X, 5,

4475, Yaetu+ Ctacote, Ctacote Yaetu > $Tb~eke jefbkaea fe but ja*bu lgk~avalajb$ > Palvetyau gu xoevukZ / golwejlbte > Lalb Nowu // Kav, a btvb, 4883, 49 bxt, X,6,

l jejotabj xoevukua Aol Ybvbjblu> 38 fe bla fe kb lbvete

4479, Gokbg+ Vufot, Aol Ybvbjblu > iotjukb glvegukua / Vufot Gokbg // Kav, abtvb, 4883, 49 bxt, X, 6,

4473, Xbkkbfa+ Vufot, Xoevuk jobte l guylv / Vufot Xbkkbfa // Ckbwuklbaulaa, 4883, 49 bxt, X, 3,

447=, Toadu+ Lagokbe, Aol Ybvbjblu itbveke lowvtu ,,, / Lagokbe Toadu //Vajxuk fe fajaleb, 4883, 43 bxt, X, 48,

4471, Veofotewgu+ Iakax, Aol Ybvbjblu 38 fe bla > Pbtv, bjdbwbfotukuaTojlaea l Tex, JokfoybZ / Iakax Veofotewgu // Kav, a btvb, 4883, 49 bxt, X, 2,

-Ye~a fe bwejeleb Lt 485=*51 4244!

=42,292,2 Kavetbvut tuw

4468, Dtofw`a+ Aowai, Fabkoc lvte Jbagb Fojlukua a Aawuw Mtawvow > Pyetwutafal $Gbtveb fe gavate a clfate$ fe Wxatafol Yblcmeka yok, xelvtu gk, b 6*bZ / Aowai Dtofw`a0vtbf, l toj, fe Wxatafol Yblcmeka // Kav, a btvb, 4883, 5 bxt, X, 2,

4462, + , $ $ > P Z / // xkuw, 4883, 9 , , 29,

4464, + , $ $ > P , * , > , $, $Z // , , 4883, 21 , , 25,

=42,292,2-63=! Kavetbvut tuw fal Texudkagb Jokfoyb

4467, + , $ $0 $ $0 $ $0 $ $ > PZ / // xkuw, 4883, 9 , , 29,


42

346, Afej l kd, tuw > , , > ,, 4883 -Vaxoct, $Dbvalb Tbfoc$!, 46 gj, AWDL 13=*1135*3=*697*6

, 4, 4883, 28= x, > vbd, AWDL 13=*1135*1597*4*2 > 4888 e}, P4883*189Z

* * 2, Bwacutbte jefagbk Texudkagb Jokfoyb Kecawkbae -tuw!,79=,1,89-63=!-816!

73EFUGBAE,LYJLV,ALWVTUATE,VAJX KADET

73,8 Vaxuta a xtalgaxaa iulfbjelvbke fe efugbae

345, Gu~leoy+ KbtawbNoguk goxakukua a gukvutb efugbaea ibjakabke > Cmaf xelvtu xtala xwamokoca a

efugbvota / Kbtawb Gu~leoy0 Alwv, fe vaale bke Efugbaea, Gm, > GEX UWJ 4883, 2=6 x,0 42 gj,

Dadkaoct, x, 2=4*2=6 -4= vav,!AWDL 13=*1135*38*221*=488 e}, P4883*=37Z* * 2, Efugbae l ibjakae,

73,82=,2

73,829 Bkve odaegve fe wvufau, Jbvetaa fe lyjlv wxegabke

349, Getdug+ XbyekEfugbae gayag > gk, b =*b > Cmafuk xtoiewotukua / Xbyek Getdug YbkelvalbMbmeu0 gojawab fe eybkubte > Jbtab Mbteb ,,,0 Jal, Efugbaea bk Tex, Jokfoyb, Gm, >Xtuv Alvetlbaolbk 4886 -Vaxoct, $Vaxoxtew$!, 31 P2Z x, > iac,0 44 gj,

AWDL 1135*91*516*1P4883*=72Z* * 2, Efugbae gayag Jevofagb xteftaa,

73,829,869>76

343, Afej l kd, tuw > / vtbf, fal kd, toj, >Vbvablb ^bagoywgma, Gm > Xtuv Alvetlbaolbk 4886 -Vaxoct, $Vaxoxtew$!, 31 P2Z x, > iac,vbd,0 44 gj,

AWDL 1135*91*924*8P4883*=77Z* * 2, Efugbae gayag Jevofagb xteftaa -tuw!,

73,829,869>76

34=, etejev+ BlbXtolulab > gk, xtecvavobte > Cmaf jevofag bk jbl, / Blb etejev0 gootf, v, >

Butekab Tbgu, Gm, > W, l, 4883 -Vaxoct, $Xtbc*7$!, =8 x, > iac, vbd,0 42 gj,Dadkaoct, x, 31*=8 -2= vav,!AWDL 13=*1135*33*824*5

7/23/2019 BNM 4-2007

22/94


44

2888 e}, P4883*324Z* * 2, lyjlv wxegabk Xtolulae Jevofagb xteftaa,

73,829,869>739,77

341, Vt+ BlbvokXtovegab wvtbvukua fe o~ol > Cmaf xelvtu xtoiewot / Blbvok Vt, Gm, > W, l,

4883 -Vaxoct, $Vblbyauw$ WTK!, =3 x, > fabct, fabct, gokot, iac, vbd,0 42 gj,Dadkaoct, x, =7 -42 vav,!

AWDL 13=*1135*1974*8*9488 e}, P4883*=91Z* * 2, Egokocae Jevofagb xteftaa,

73,829,869>584/586

378, + > = , > /

0 vtbf, fal kd, toj, > Atalb Gaodblu0 gojawab fe eybkubte > Ybketau Gbdbg ,,,0 Jal,Efugbaea bk Tex, Jokfoyb, Gm, > ,E,*X, $vaalb$ 4885 -Vaxoct, $Dbkbgtol$!, 99 P2Z x,> few, vbd,0 48 gj,

Dadkaoct, x, 93 -9 vav,!AWDL 1135*93*6==*3P4883*3=9Z* * 2, Aliotjbvag Jevofagb xteftaa -tuw!,

73,829,869>886

372, + / 0 ,

, Gm, > Btg 4883 -I,E,*X, $Vaxoct, Gelvtbk$!, 431 P2Z x, >wgmeje vbd,0 45 gj,

Dadkaoct, x, 433*4=8AWDL 13=*1135*92*259*52888 e}, P4883*349Z* * 2, Gmajae Jevofagb xteftaa,

73,829,869>56

73,812 Otcbla~bteb wawvejukua fe efugbae a lyjlv, Otcbla~bte gokbt

374, Cmafuk bdwokyelvukua > Pg, fe gukvut cel,Z / GAFFG Gelvtuk fe Aliotj,a Fog, xtayalf Ftexvutake Goxakukua fal Jokfoyb Jal, Efugbaea a Valetevukua0 ekbd, >Fojlagb Clu ,,, Ef, b 4*b, Gm, > Vtactbi*Vaxbt 4889 -I,E,*X, $Vaxoct, Gelvtbk$!, =4 x, > vbd,0 27 } 25 gj,

I, i, fe vav, Bxbte gu wxtanaluk ialblg, bk Otc, Alvetl, xelvtu Jactbae Jawaulebl Tex, Jokfoyb Jal, Bibgetakot E}vetle bk Avbkaea

P4883*918Z* * 2, Otcbla~bteb lyjlvukua Bdwokyela lftujbte,


293

4444, Iutfua+ Cbkalb, Xbwte gu btaxa fe kujal > Pal jejotabj xoeveaWvekablb CtbjbZ / Cbkalb Iutfua // Kav, a btvb, 4883, 24 bxt, X, 5,

4447, Mokdbl+ Aobl, Ul tojbl itewg > Pxe jbtcaleb tojblukua $E}akba lujakal$ fe Yagvot Gauvbg Gmaalu 4889Z / Aobl Mokdbl // Kav, a btvb, 4883, 49 bxt, X, 5,

4446, Aexute+ Fablb, $Glf gavewg geyb a kegvutb j ibwgaleb~ wgtaavotukja feyale aleyavbdak bxtoxabv$ > Palvetyau gu F, Aexute wgtaavotZ / golwejlbte > JambakYb`ukoyw`a // Iku} golvaluu > govaf, lb, 4883, 49 bxt,

4445, Nowu+ Lalb, Lbfenfb Wkaygaug Cotgebg o xoev gu mbt / Lalb Nowu //Kav, a btvb, 4883, 49 bxt, X, 9,

4449, Kulcu+ Eucel, Yetwuta fe Cmeotcme Yof gbte bu fetblnbv xe vajxukxuveteb > Pal jejotabj xoevukua Cmeotcme YofZ / Eucel Kulcu // Bkablb JokfoybLobwvt, 4883, 9 bxt, X, 27,

4443, Jbvgoywgma+ Fujavtu, Fbtlag a gu ftexvbve > Pgtebab xoevukua BlbvokCucekZ / Fujavtu Jbvgoywgma // Kav, a btvb, 4883, 5 bxt, X, 5,

444=, Jottb+ Jamba, Eletcab yetdukua jbvetl > Pgtebab xoevag b kua BlbvokTuwlbgZ / Jamba Jottb // Kav, a btvb, 4883, 24 bxt, X, 5,

4441, Xbkkbfa+ Vufot, Bflgateb evetl l wveb > Pal jejotabj xoeveaWvekablb CtbjbZ / Vufot Xbkkbfa // Ckbwuk lbaulaa, 4883, 5 bxt, X, 3,

4478, Xbkkbfa+ Vufot, Bwblbteb a llodakbteb wxatavukua > Pxe jbtcaleb gtaa$vau a yf$ fe Aol GmatabgZ / Vufot Xbkkbfa // Ckbwuk lbaulaa, 4883, 49 bxt, X, 3,

4472, Tu+ Bke}e, Autae Gokewlag l tokuk kua Loe > Pxe jbtcaleb gtaa $Lovefal Btgb kua Loe$ fe Autae GokewlagZ / Bke}e Tu // Cb~evb dadkaovegbtukua, 4883, Abl,*Jbtv, -Lt 2/7!, X, 28,

4474,Vbjb~kgbtu+ Ekelb,

$B yteb gb lagaofbv fextvbteb ,,,$ > Pxejbtcaleb xkbgmevea fe yetwuta $Lagaglf fextvbteb$ fe Lbfenfb Wkaygaug Cotgebg Gm,ef, Xolvow 4889Z / Ekelb Vbjb~kgbtu // Kav, a btvb, 4883, 49 bxt, X, 9,

4477, Veguga+ Bke}blftu, Xkblutake kua D, X, Mbwfeu o agoloctbiae balialavukua -AAA! > P288 fe bla fe kb jobtveb wgtaavotukuaZ / Bke}blftu Veguga // Ckbwuk lbaulaa, 4883, 5 bxt, X, =, Btv, 2 > 44 jbtv,

7/23/2019 BNM 4-2007

23/94

7/23/2019 BNM 4-2007

24/94


46

737,4

37=, Gajxoae+ YbkelvalbJbvejbvag > Gbaev xelvtu goxaa fal ctuxb jag > -7*6 bla! / Ybkelvalb

Gajxoae0 xagv, > Bkaolb Vajub, Gm, > Kujalb 4883 -Vaxoct, $Dolw Oiiagew$ WTK!, 79x, > ak,0 4= gj,

AWDL 13=*1135*95*868*7P4883*=53Z

737,4371, Gajxoae+ YbkelvalbJbvejbvag > Gbaev xelvtu goxaa fal ctuxb jankogae > -6*5 bla! / Ybkelvalb

Gajxoae0 xagv, > Bkaolb Vajub, Gm, > Kujalb 4883 -Vaxoct, $Dolw Oiiagew$ WTK!, 6=x, > ak,0 4= gj,

AWDL 13=*1135*95*864*3P4883*=51Z

737,4

368, Gajxoae+ YbkelvalbJbvejbvag > Gbaev xelvtu goxaa fal ctuxb jbte > -5*9 bla! / Ybkelvalb

Gajxoae0 xagv, > Bkaolb Vajub, Gm, > Kujalb 4883 -Vaxoct, Dolw Oiiagew$ WTK!, 96x, > ak,0 4= gj,

AWDL 13=*1135*95*475*7P4883*=5=Z737,4

362, Gajxoae+ YbkelvalbJbvejbvag > Gbaev xelvtu xtecvateb goxaakot fe 9*3 bla gvte gobk /

Ybkelvalb Gajxoae0 xagv, > Bkaolb Vajub, Gm, > Kujalb 4883 -Vaxoct, $Dolw Oiiagew$WTK!, 96 x, > ak,0 4= gj,

AWDL 13=*1135*95*477*1P4883*=98Z

737,4

364, Gogaetu+ LbvbkabTeduwuta a gbteuta xelvtu ekeyaa fe ytwv gokbt jag / Lbvbkab Gogaetu, Gm,

> $Alvetxtalv$ WTK 4883 -Vaxoct, $Ekbl Xokactbi$!, 54 x, > iac,0 42 gj,Buv, ewve alfagbv xe gox,AWDL 13=*1135*15=3*6*52888 e}, P4883*145Z

737,7

367, Yokoal+ EkyatbEfugbab btvawvago*xkbwvag b xtegokbtakot / Ekyatb Yokoal, Gm, > Wvekxbtv

4889 -Vaxoct, ot, Otmea!, 244 P4Z x, > iov, vbd,0 44 gj, -Wet, $Gmeaeke efugbaea$0 6!


295

4211, Vekeug+ Yagvot, Gbuv ,,, > Pfal gbtveb $Ajxtoya~bab lawaxukua$Z / YagvotVekeug // Ikotake fbkde, 4883, 21 bxt, X, 5, Golval, lgexuvuk > 25 iedt,

4488, Ybvbjblu+ Aol, Gtjxea buvodaoctbiag0 Xoevuk a xetjblelb ytetaa /Aol Ybvbjblu // Kav, a btvb, 4883, 49 bxt, X, 6,

4482, Ybvbjblu+ Aol, Xoe~ae wegokuk ]] > PyetwutaZ / Aol Ybvbjblu // Kav, abtvb, 4883, 49 bxt, X, 6,

4484, Yaetu+ Ctacote, Ixvutb jbjea > PyetwutaZ / Ctacote Yaetu // Kav, a btvb, 4883, 49 bxt, X, 2,

-Ye~a fe bwejeleb Lt 4857!

=42,275,2-63=!,81 Veotae a gtavag kavetbt

4487, Dbvt+ Fujavtu, Eyogbte > PPal jejotabj Aol Ybvbjblu 38 fe bla fekb lbveteZ / Fujavtu Dbvt // Kav, a btvb, 4883, 49 bxt, X, 6,

4486, Deka+ Kayau, Aol Gu~uaog gek jba dul ujotawv xtalvte jefaga a gek jbadul jefag xtalvte ujotava / Kayau Deka // Xto ibtjbgab, 4883, Jbtv,*Bxt, -Lt7/6! , X,9,

4485, Dekebc+ Ykbfajat, Fojluk Xbwte Yof > Pal jejotabj xoevukuaCmeotcme YofZ / Ykbfajat Dekebc // Bkablb Jokfoyb Lobwvt, 4883, 9 bxt, X,27,

4489, Duwuaog+ Butekau, Wgtawobte gvte xtaevel > Pal jejotabj xoevukuaCmeotcme YofZ / Butekau Duwuaog // Bkablb Jokfoyb Lobwvt, 4883, 9 bxt, X, 27,

4483, Gbtb+ Tuwkbl, $Ejactblaa vov vajxuk bu iowv jaga utwukea xblfb$ >Palvetyau gu T, Gbtb wgtaavotZ / alvetkoguvot > Jambak Yb`ukoyw`a // Iku} golvaluu > govaf, lb, 4883, 21 bxt,

448=, Gkfbte+ Fujavtu, Aol Yagok $Lobxveb Wilvukua Blftea$ > jobtve alyaete > Pxe jbtcaleb tojblukua $Lobxveb Wilvukua Blftea$ fe Aol YagokZ / FujavtuGkfbte // Kav, a btvb, 4883, 5 bxt, X, 5,

4481, Gaodblu+ Tbawb Ikotake tegulovalea > Pxelvtu xoevuk Ctacote YaetuZ /Tbawb Gaodblu // Kav, a btvb, 4883, 49 bxt, X, 6,

7/23/2019 BNM 4-2007

25/94


296

42=3, Jambak+ Yaotek, Jbjb Eucelab a wbyblvuk cetjbl Tufoki Metv~ >bjalvata / Yaotek Jambak // Wxvjlb, 4883, 27 bxt, X, =*1,

42==, Xkaeu+ Tbawb, Biotawje gtevale / Tbawb Xkaeu // Kav, a btvb, 4883, 24 bxt, X, 6,

42=1, Xoxoywgma+ Gtawvalb, $Yadtbaake yelage l yaea alvet~awe ,,,$0 Iotjuk*bxbtelv0 Jagbte ewvojxbv0 Bxbtel > PyetwutaZ / Gtawvalb Xoxoywgma0 xte~, fe Cbkalb

Iutfua // Kav, a btvb, 4883, 21 bxt, X, 5,

4218, Xtogb+ Eucel, Wxbtcea vgeteb0 $Ibg xbtve fal gbvecotab gekotlejukujaa,,,$0 $J uav l wuw a lu yf lajag ,,,$ > PyetwutaZ / Eucel Xtogb // Kav, a btvb, 4883, 49 bxt, X, 5,

4212, Tbau+ Aukau, Xbl fe gbugaug > -wgelev! / Aukau Tbau // Ikotake fbkde, 4883, 5 bxt, X, 27,

4214, Takeblu+ Ewvekb, Ajdokf gkblfewval0 Fega~ae jbvalbk0 Fbjlbv xkoaa0Xe get bjutcuk > PyetwutaZ / Ewvekb Takeblu // Kav, a btvb, 4883, 5 bxt, X, 6,

4217, Togb+ Bclewb, Wjetav lgmalbte > PyetwutaZ / Bclewb Togb // Kav, abtvb, 4883, 49 bxt, X, 9,

4216, Tuwlbg+ Blbvok, Xtal yetduk kua Wvbjbva ,,,0 Jbjb0 Fewxte olobte0Gbtlbybkuk vobjlea > PyetwutaZ / Blbvok Tuwlbg // Kav, a btvb, 4883, 24 bxt, X, 5,

4215, Tuwlbg+ Ykbfajat, Wialateb ilvlaa0 Xutvj l loa a gajavatuk0Wxetbleke0 Wvtoxuk fe bx0 Xjlvuk lowvtu0 Lewvyakavuk tu fe julve0 O yab yab,,,0 Fewvale0 Xokackoaa0 lg lajela ,,,0 Witavuk ulot yaea0 Bvulga0 Twgtuge0 Fobt tb~bbwvtukua > PyetwutaZ / Ykbfajat Tuwlbg // Kav, a btvb, 4883, 21 bxt, X, 6,

4219, Wbyb+ Cmelbfae, W iaa gteval ,,, > PyetwutaZ / Cmelbfae Wbyb // Jokfoybwuyetbl, 4883, 9 bxt,

4213, Wgmago+ Dotaw, $Glv*ja dvtle lgev ,,,$0 Bkbtj0 Gtolagbtuk0Jekofab xtajyetaa0 Eu bj yelav bgbw ,,,0 Bxtobxe o tojbl0 Ftbcowve0 Gblvolaetb0Getdaa > PyetwutaZ / Dotaw Wgmago // Kav, a btvb, 4883, 49 bxt, X, 5,

421=, Wkaygaug*Cotgebg+ Lbfenfb, Oxteve*ve vajxuke" > PyetwutaZ / LbfenfbWkaygaug*Cotgebg // Kav, a btvb, 4883, 24 bxt, X, =,


45

Dadkaoct, x, 242*244 -41 vav,!AWDL 13=*1135*1147*1*=588 e}, P4883*316Z* * 2, Efugbae btvawvago*xkbwvag Xtegokbta,

737,42

366, + > 5*3 / 0 xagv, > Lalb

Vewgbta Ekyatb Yokoal, Gm, > Kqgeuj 4884 -Vaxoct, ot, Otmea!, 41 gj, Lt 4 > , 4884, 74 x, > few, AWDL 1135*1975*4*=-etolbv! > 588 e}, P4883*311Z

737,4

365, Lt 7 > , , 4884, 74 x, > few, AWDL1135*1975*4*= -etolbv! > 588 e}, P4883*=88Z

737,4

369, Lt 6 > , 4884, 74 x, > few, l, ju~, AWDL 1135*1=39*9*6 > 588 e}, P4883*=82Z

737,4

363, Lt 5 > , 4884, 74 x, > few, AWDL 1135*1975*4*= -etolbv! > 588 e}, P4883*=84Z

737,4739 Efugbab a alwvtuateb ulot gbvecotaa wxegabke fe xetwoble, lyjlv wxegabk

36=, etejev+ BlbXtolulab > bgvayava alfayafubke > gk, xtecvavobte > Jbl, xelvtu goxaaa wut~a /

Blb etejev0 gootf, v, > Butekab Tbgu, Gm, > W, l, 4883 -Vaxoct, $Xtbc*7$!, =8 x, > ak,gokot,0 42 gj,

AWDL 13=*1135*33*824*5 -etolbv!2888 e}, P4883*327Z* * 2, lyjlv wxegabk Xtolulae, 4, Xtolulae lyjlv wxegabk,

739,77

73= lyjlv wuxetaot, Ulayetwava, Gutwuta ulayetwavbte

361, Dodog+ TbfbCmafuk Alvecttaa Bgbfejage > Bgbf, fe Wvufaa Egol, fal Jokfoyb / Tbfb

Dodog Wetcau Xotvbtewgu Blcekb Wokgbl0 Bgbf, fe Wvufaa Egol, fal Jokfoyb,Alvectavbveb Bgbfejag, Gm, > BWEJ 4883, 73 P4Z x, > iac,0 42 gj,

Dadkaoct, x, 79, Bxbte gu wxtanaluk ialblg, bk Bjdbwbfea Wvbvekot Ulave bkeBjetagaa

AWDL 13=*1135*35*241*4488 e}, P4883*388Z

7/23/2019 BNM 4-2007

26/94


49

* * 2, lyjlv egolojag wuxetaot Alvectavbve bgbfejag,73=,977-63=!

358, $Alvectbteb Eutoxebl a lyjlvuk ulayetwavbt$+ goli, alvetl,-48850 Gmaalu!, Jbvetabkeke golietalea alvetlbaolbke $Alvectbteb Eutoxebl alyjlvuk ulayetwavbt$ 4=*41 ogv, 4885 / gootf, > Ybwake bxog, Gm, > GEX UWJ4883, 487 x, > iac,0 42 gj,

Blvevav, > Ulay, fe Wvbv fal Jokfoyb, Ibg, Iakowoiae b Ulay, $Bk, A, Gu~b$ Aba

Alwv, fe Iakowoiae Wogaokocae a Ftexv bk BJ Iulfbab Alvetl, $veibl Kuxbgu$ xelvtuv, a Gukvut Aba, Ve}ve > kd, toj, tuw, Dadkaoct, kb witavuk btv,AWDL 13=*1135*123*==*158 e}, P4883*31=Z* * 2, lyjlv ulayetwavbt Alvectbte eutoxebl,

73=>743-6!-8=4!:275,2:292,2

Ulayetwavbveb fe Wvbv $Docfbl Xevtageagu Mbwfeu$ fal Gbmuk, Blbke, Ye~a Lt 994

Ulayetwavbveb Kadet Alvetl, fal Jokfoyb, Wqjxowab xtoiewwotuj, Ye~a Lt=23

Ulayetwavbveb Kadet Alvetl, fal Jokfoyb, Wqjxowab wvufelvauj, Ye~a Lt=2=

71EVLOKOCAE,EVLOCTBIAE,ODAGEAUTA,VTBFAAA,FBVALA,JOF FE YAB,

IOKGKOT

71= Iokgkot

352, Gbtvbkeblu+ VbvablbFagaolbt fe xtoyetde gojelvbve / Vbvablb Gbtvbkeblu Okcb Gowoybl Ekelb

Gbtvbkeblu, Gm, > ,E,*X, $vaalb$ 4883 -Gojdalbvuk Xokact,!, 722 x,0 42 gj, -Gok,$Fag, gokbte$!

Dadkaoct, x, 4=3 -24 vav,!, Alf, fe wudwvblvaye*gmeae x, 4=1*722AWDL 13=*1135*93*264*4 -l gox,!

P4883*=6=Z* * 2, Xtoyetde gojelvbve Fagaolbte, 4, Fagaolbt fe xtoyetde gojelvbve,

71=,12-87=!

354, Gbtvbkeblu+ VbvablbFagaolbt fe xtoyetde gojelvbve / Vbvablb Gbtvbkeblu Okcb Gowoybl Ekelb

Gbtvbkeblu, Gm, > ,E,*X, $vaalb$ 4883 -Gojdalbvuk Xokact,!, 722 x,0 42 gj, -Gok,$Fag, gokbte$!


297

4235, Faya~b+ Aol, $lcet vetewvtu$0 Gb lvte yegale > PexactbjeZ / Aol Faya~b //Vajxuk fe fajaleb, 4883, 47 46 bxt, X, =,

4239, Faya~b+ Aol,lftcowvav fe*o ~oovemlagabl ,,,0 Audavea > PexactbjeZ / AolFaya~b // Vajxuk fe fajaleb 4883, 4 7 bxt, X, =,

4233, Faya~b+ Aol, Wo gokalfvot0 Ulua $fewgutgte$ > PexactbjeZ / Aol Faya~b// Vajxuk fe fajaleb, 4883, 45 49 bxt, X, =,

423=, Folow+ Bke}blftu, Xbliakae0 Aitaj0 Tavb > PyetwutaZ / Bke}lftu Folow //Igkab, 4883, 42 bxt, X, =,

4231, Iakax+ Aukabl,jxtvblae > PyetwutaZ / Aukabl Iakax // Kav, a btvb, 4883, 49 bxt, X, =,

42=8, Iakax+ Aukabl, Kegaake loxaa > PyetwutaZ / Aukabl Iakax // Kav, a btvb, 4883, 21 bxt, X, 6,

42=2, Cbytakaug+ Bftabl, Vebj fe lvuletag0 Fblw gu ujdtb0 Wjukcete febtaxa0 Bkd*lectu0 Tog` > PyetwutaZ / Bftabl Cbytakaug // Ckbwuk lbaulaa, 4883, 5 bxt, X,28,

42=4, Cmeotcmau+ Cmeotcme, Dul ~aub ,,, Jukujewg ,,, Kb teyefete ,,, >PxoyewvateZ / Cmeotcme Cmeotcmau // Ikotake fbkde, 4883, 21 bxt, X, =,

42=7, Cucek+ Blbvok, lvtebcb*ja yab0 Kb =60 Tudagoluk0 Xwbkj0 GuEjalewgu l ctfalb Goxoukua0 Tevtowxegvay > PyetwutaZ / Blbvok Cucek // Kav, a btvb, 4883, 5 bxt, X, 5,

42=6, l bvexvbtebwilvukua jawvet > PyetwutaZ // Ckbwuk lbaulaa, 4883, 5bxt, X, 24, Guxtalw > Tuc gvte Aawuw Gtawvow / Keolafb Kbta0 Ekecae kb gajavat / B, E,Dbgolw`q0 Fe Xbva / Vufot Btcme~a0 Lobxveb lyaetaa / Folbt Julveblu0 Dvtlb /Jbcfb Awblow,

42=5, Jbvgoywgma+ Fujavtu, Motab > PyetwutaZ / Fujavtu Jbvgoywgma // Kav, abtvb, 4883, 21 bxt, X, 2,

42=9, Jbveeyaga+ Bke}e, Mtawvow b lyabv > PyetwutaZ / Bke}e Jbveeyaga // Yogebxoxotukua, 4883, 9 bxt, X,2 7,

7/23/2019 BNM 4-2007

27/94

7/23/2019 BNM 4-2007

28/94


4=

353, Gajxoae+ YbkelvalbJbvejbvag > gk, b 4*b > Gbaevuk ekeyukua / Ybkelvalb Gajxoae0 ajbcala > Bkaolb

Vajub, Gm, > Kujalb 4883 -Vaxoct, $Dolw Oiiagew$ WTK! 59 x, > ak, vbd,0 46 gj,AWDL 13=*1135*95*874*=7888 e}, P4883*=55Z

52-835,4!

35=, Gajxoae+ YbkelvalbJbvejbvag > Vewve xelvtu gk, b 7 *b / Ybkelvalb Gajxoae0 xagv, > Bkaolb Vajub, Gm, > Kujalb 4883, 59 x, > ak,0 46 gj,AWDL 1135*95*422*5 -etolbv!P4883*=36Z* * 2, Jbvejbvag Vewve,

52-831!

351, Gaudbt+ JambaJbvejbvag > Jbl, xelvtu gk, b 5*b > g, bu}akabt / Jamba Gaudbt Cbkalb

Bxowvok*Gaudbt Vufot Gaudbt, Gm, > Ulayetw Xefbcocag 4889 -I,E,*X, $Vaxoct,Gelvtbk$!, 254 x, > iac,0 46 gj,

AWDL 13=*1135*1152*5*7348 e}, P4883*99=Z* * 2, Jbvejbvag gobkb bu}akabt,

52>739-835,7!398, Gaudbt+ JambaJbvejbvag > Jbl, xelvtu gk, b 3*b > g, bu}akabt / Jamba Gaudbt C, Bxowvok*

Gaudbt V, Gaudbt, Gm, > Ulayetw Xefbcocag 4889 -I,E,*X, $Vaxoct, Gelvtbk$!, 251P2Z x, > iac, vbd,0 46 gj,

AWDL 13=*1135*1152*3*3348 e}, P4883*999Z* * 2, Jbvejbvag gobkb bu}akabt,

52>739-835,7!

392, Mbtavol+ BlfteaJbvejbvag > E}etgaaa a xtodkeje xelvtu golgutwuta > Gk, 2*9 / Blftea Mbtavol,

Gm, > Xtuv Alvetlbaolbk 4886 -Vaxoct, $Vaxoxtew$!, 218 P2Z x, > iac, vbd,0 46 gj,AWDL 1135*91*968*9P4883*=76Z* * 2, Jbvejbvag Xtodkeje,

52-839,5!

394, Jbvejbvag > Gukec, fe e}etgaaa a xtodkeje xelvtu gk, b 22*b / AolBgmata Ybwake Gaodblu Xevtu Eitow ,,, Gm, > Xtuv Alvetlbaolbk 4886 -I,E,*X, $Vaxoct,Gelvtbk$!, 211 x, > iac,0 46 gj,


292

4254, Du~eb+ Golwvblb, Bxtakae > PyetwutaZ / Golwvblb Du~eb // Ikotake fbkde, 4883, 49 bxt, X, 2,

4257, Kblcb+ Blftea, $likotewg goxbgaa*l gajavate ,,,$ > PyetwutaZ / BlfteaKblcb // Ikotake fbkde, 4883, 21 bxt, X, 2,

4256, Xulewgu+ Bftabl, Doklby > PyetwutaZ / Bftabl Xulewgu // Kav, a btvb, 4883, 49 bxt, X, 2,

-Ye~a fe bwejeleb Lt 42=5!

=42,275,2,81 Gtavag a awvotae kavetbt

4255, Gaogblu+ Aol, Wudwvavuv fe jblubk > Pxe jbtcaleb gtaa $Wgtaavotatojla lovotaa > yabb bgvayavbveb oxetb$ fe Blcekb Kulcu a Gtawvalb Dunot Gm, Exactbi4883Z / Aol Gaogblu // Kav, a btvb, 4883, 21 bxt, X, 5,

4259, Fbdanb+ Lagokbe, O gbtve gb o dadkaoveg > Pxe jbtcaleb gtaa $Kavetbvutbtojl l take yegale 2165*4888$ fe Gbvalgb Bcbgme Aba ef, $Xtalgexw Efav$ 4883Z /Lagokbe Fbdanb // Kav, a btvb, 4883, 21 bxt, X, 2,

4253, Fokcbl+ Jambak, Teikegaa bwuxtb $Vewvbjelvukua xokavag$ bk kua JambaEjalewgu / Jambak Fokcbl // Kav, a btvb, 4883, 5 bxt, X, 6, Golval, lgexuvuk > 25jbtv,

425=, Jalgu+ Jbtal, $l Tojlab e}awv ul alvetew yau xelvtu buvotaadbwbtbdela$ > alvetyau gu wgtaavotuk J, Jalgu / alvetyau tebka~bv fe Golwvblb Xoxb //Nutlbk fe Gmaalu, 4883, 46 bxt, X, 28,

4251, Tbgmaetu+ Bftabl Falu, Bftabl Falu Tbgmaetu > Oietvb jefabvag ewvewud*gukvutbk a e l nog wlvbveb efugbaea celetbaakot yaavobte > Palvetyau gu gtavagukkavetbtZ / golwejlbte > Egbvetalb Fekeu // Iku} golvaluu > ef, fe yaleta, 4883, 43 bxt, X, =,

4298, Tbau+ Aukau, O awvotae b kavetbvutaa tojle ,,, it kavetbvutb xelvtu goxaa >Palvetyau gu Au, Tbau buv, gtaa $O awvotae b kavetbvutaa xelvtu goxaa a bfokewgela$Z /golwejlbte > Egbvetalb Fekeu // Iku} golvaluu > govaf, lb, 4883, 45 bxt,

4292, Vbjb~kgbtu+ Ekelb, Gbvalgb Bcbgme a kavetbvutb tojl fal nutuktaa > Pxe jbtcaleb yok, $Kavetbvutb tojl l take yegale -2165*4888! fe GbvalgbBcbgmeZ / Ekelb Vbjb~kgbtu // Kav, a btvb, 4883, 49 bxt, X, 5,

=42,275,2-63=! Kavetbvut tojl fal Texudkagb Jokfoyb

7/23/2019 BNM 4-2007

29/94


298

4266, + , > P , Z / * // xkuw, 4883, 9 , , 26,

4265, + , > P , , , Z / // , , 4883, 43 , , 5,

= KALCYAWVAG, IAKOKOCAE, KAVETBVUT=8/=2XTODKEJE CELETBKE GU XTAYATE KB KALCYAWVAG A KAVETBVUT ,IAKOKOCAE

=22,275,2 Kajdb tojl

4269, Fukcmetu+ Ybketau, Ge kajd yotdeve xteefalveke Yotolal? / YbketauFukcmetu // Kav, a btvb, 4883, 21 bxt, X, 3,

4263, Jbleb+ Kbutb, Otage fagaolbt ewve daleyelav xobve ia uvak a bfuge geyblou kajdaa tojle > Palvetyau gu K, Jbleb buv, FE]AZ / golwejlbte > Egbvetalb Fekeu //Iku} golvaluu > govaf, lb, 4883, 47 bxt,

426=, Jambkeywgma+ Jatgeb, $Kajdb tojl lu yb ia fawgtajalbv l loubibjakae eutoxebl$ > Palvetyau gu J, Jambkeywgma xtoi, ulay kb Ulay, $Wxatu Mbtev$ falDugutevaZ / alvetyau fe Atalb Legmav // Nutlbk fe Gmaalu, 4883, 7 bxt, X, 28,

4261, Ulcuteblu+ Ekelb, Lujeke lobwvte > jof a ajavbae wbu $lguvbteb lujekua xaetfuv$ > Pxe jbtcaleb $Fagaolbtukua fe xteluje$ fe JbtabGowlageblu Gm, $vaalb 4889Z / Ekelb Ulcuteblu // Kav, a btvb, 4883, 21 bxt, X,6,

=4KAVETBVUT

=4/=42 Kavetbvut btvawvag

=42 Kavetbvutb kajdakot alfayafubke

=42,275,2 Kavetbvut tojl

4258, Bkegwblfta+ Ybwake, Mtawvow b lyabv" > PyetwutaZ / Ybwake Bkegwblfta // Xtoibtjbgab, 4883, Jbtv,*Bxt, -Lt 7/6!, X, 20 Ikotake fbkde, 4883, 5 bxt, X, 2,

4252, Btcme~a+ Vufot, Ul vbkb~ fe lyaete > itbcj, fal xoejuk l xto~$Ylvuke xjlvuke$ / Vufot Btcme~a // Ikotake fbkde, 4883, 5 bxt, X, 29,


41

Dadkaoct, x, 219*213 -72 vav,!AWDL 1135*91*537*9P4883*=41Z* * 2, Jbvejbvag Xtodkeje,

52-839,5!

397, Jbvejbvag > Jbl, xelvtu gk, b =*b / Aol Bgmata Blftea DtbagoyJavtoibl Gaodblu ,,,0 gojawab fe e}xeta > Vbvablb Fajavtau ,,,0 Jal, Efugbaea bk Tex,

Jokfoyb, Gm, > Xtuv Alvetlbaolbk 4887 -Vaxoct, $Wacjb Xtaje}$ Duguteva!, 46= P2Zx, > iac, vbd,0 46 gj,AWDL 1135*91*678*9P4883*=47Z* * 2, Jbvejbvag,

52-835,7!

396, Tbawgma+ VufotabJbvejbvagb > Vewve xelvtu eybkubteb ialbk l gk, b 6*b / Vufotab Tbawgma

Vbvablb Lagukgeb0 gootf, > Vbvablb Lagukgeb0 Bcelab fe Eybkubte a E}bjalbte, Gm, >Gbtvaet 4883 -Gojdalbvuk Xokact,!, 54 x, > iac, vbd,0 49 gj, -Gbtvaet efugbaolbk!

AWDL 13=*1135*31*217*1P4883*=62Z* * 2, Jbvejbvag Vewve,

52-831!395, Utwu+ KufjakbJbvejbvag > Gk, b 6*b > Vewve fe eybkubte wujbvay / Kufjakb Utwu, Gm, >

Xtuv Alvetlbaolbk 4886 -Vaxoct, $Vaxoxtew$!, 96 x, > iac, vbd,0 46 gj,AWDL 1135*91*576*5P4883*=4=Z* * 2, Jbvejbvag Vewve,

52-831!

399, Utwu+ KufjakbJbvejbvag > Jbl, xelvtu gk, 2*b / Kufjakb Utwu Akae Kuxu Aukab Abwalwgma,

Gm, > Xtuv Alvetlbaolbk 4889 -Vaxoct, $Vaxoxtew$!, 276 P4Z x, > ak, gokot,0 49 gj,AWDL 13=*1135*91*=66*7P4883*=7=Z* * 2, Jbvejbvag,

52-835,4!

393, Afej l kd, tuw > / vtbf, fal kd, toj, > Kufjakb Utwu0gojawab fe eybkubte > Butekab vatdu ,,, , Gm, > Xtuv Alvetlbaolbk 4889 -Vaxoct,$Vaxoxtew$!, 276 P4Z x, > ak, gokot,0 49 gj,

AWDL 13=*1135*91*886*8

7/23/2019 BNM 4-2007

30/94

7/23/2019 BNM 4-2007

31/94


25=

4246, Xtogb+ Aol, Itbveke lowvtu dwjuavotuk" > PYagvot veiblaug fat, btvawvagbk Vebvtukua Julagaxbk fe Xxua $Cucu$Z / Aol Xtogb // Ckbwuk lbaulaa, 4883, 5 bxt, X, 2,

4245, Xtogb+ Xbyek, Ul clf vtawv gbte fblweb~ > Pgtolagb wxegvbgokukua$Byblv fe joutat$ fe Ybk DuvlbtuZ / Xbyek Xtogb // Nutlbk fe Gmaalu, 4883, 9 bxt, X, 25,

4249, veiblaug+ Yagvot, $W bfugej ~jdevuk xe ieeke goxaakot$ > alvetyau guteca~otuk a bgvotuk Y, veiblaug fat, bk Vebvtukua Julagaxbk fe Xxua $Cucu$ / alvetyaufe Atalb Legmav // Nutlbk fe Gmaalu, 4883, 9 bxt, X, 25,

4243, veiblaug+ Yagvot, Yagvot veiblaug goxakuk yb gtefe l xoyewve bvvbvajx gv l vebvtu yb xteybkb bfeytuk bdwokuv > Palvetyau gu fat, btvawvag bk VebvtukuaJulagaxbk fe Xxua $Cucu$Z / alvetyau fe Kakablb Xoxuoa // Iku} golvaluu > ef, feyaleta, 4883, 9 bxt, X, =,

424=, veiblaug+ Yagvot, Yagvot veiblaug > $Wud ggaukb kua Cuculvovfebulb yb ia kog xelvtu objelaa dula$ > Palvetyau gu fat, btvawvag bk Vebvtukua Julagaxbkfe Xxua $Cucu$Z / fabkoc wuwaluv fe Lbfalb Cmeotcma // Gbxavbkb, 4883, 9 bxt,

X, 270 : Gbxavbkb, 4883, 9 , X, 27,

4241, Vukdute+ Tbkugb, Btvb xxutebwg yb e}awvb bvvb vajx gv yot iagoxaa > Palvetyau gu T, Vukdute wegtevbt kavetbt bk Vebvtukua fe Xxua a Jbtaoleve$lftag$ fal DugutevaZ / alvetyau tebka~bv fe Kakab ^bmbtab // Iku} golvaluu > ef, feyaleta, 4883, 43 bxt, X, =,

4278, Ulcuteblu+ Kbtawb, Fe gtavag byej leyoae voa algkuway gtavagb >Pbwxegve bke gtavagaa fe vebvtuZ / Kbtawb Ulcuteblu // Kav, a btvb, 4883, 21 bxt, X, 9,

4272, Yuvgbtu+ Xevtu, Xevtu Yuvgbtu > $Wulvej xtoiulf tegulowgvotaxteefalvekua Ykbfajat Yotolal$ > Palvetyau gu teca~otuk Vebvtukua $Eucele Aolewgo$Z /alvetkoguvot > Blftea Xotudal // Ckbwuk lbaulaa, 4883, 5 bxt, X, 2*4,

4274, + , > $ *" "$ > P , $Eucele Aolewgo$Z/ // , 4883, 9 , , 24,

4277, + , > P* , $Eucel Aolewgo$ , Z / // , , 4883, 5 , , 25,


72

> , / , , 0 , * , , , , > ,*, $Jefagalb$4883, 2=5 x, > iac, vbd,0 48 gj,

Dadkaoct, x, 2=6 -25 vav,!AWDL 13=*1135*12=*89*8248 e}, P4883*936Z* * 2, Gmajae blbkavag -tuw!,

567,892-835,=!

55CEOKOCAE,VAALE CEOKOCAGE A CEOIA^AGE

559 Maftowiet, Bx l celetbk, Maftokocae

337, Gmatag+ Kb~tMaftokocae celetbk > Texete xtbgvage / Kb~t Gmatag0 Ulay, fe Wvbv fal

Jokfoyb, Ibg, fe Daokocae a Xefokocae, Gbveftb vaale bke Wokukua Ceokocae a Ceoct, Gm, > GEX UWJ 4889, 26= x, > iac, vbd,0 41 gj,

Dadkaoct, x, 276AWDL 13=*1135*123*48*1288 e}, P4883*998Z* * 2, Maftokocae celetbk,

559-839,5!

53VAALE DAOKOCAGE336, Detlb~*Wagotwgma+ LalbDaokocae > Jbl, xelvtu gk, b 9*b / Lalb Detlb~*Wagotwgma Yaokevb Goxak0 gojawab

fe eybkubte > Golwvblval Blvol ,,,0 Jal, ly, bk Tex, Jokfoyb, Gm, > XtuvAlvetlbaolbk 4882, 221 x, > ak, gokot,0 49 gj,

AWDL 1135*91*425*]P4883*=48Z* * 2, Daokocae,

53-835,7!

335, Afej l kd, tuw > / vtbf, > Atalb ^bjt~bey, Gm, > XtuvAlvetlbaolbk 4882 -Vaxoct, $Wacjb Xtaje}$ Duguteva!, 221 x, > ak, gokot,0 49 gj,

AWDL 1135*91*468*8P4883*=44Z* * 2, Daokocae -tuw!,

53-835,7!

339, Daokocae > Jbl, xelvtu gk, b =*b / Lalb Detlb~*Wagotwgma Yaokevb GoxakJambak Keblu Cmeotcme Tufag, Gm, > Xtuv Alvetlbaolbk 4887 -Vaxoct, $Vaxoxtew$!, 2== x, > iac, gokot,0 49 gj,

AWDL 1135*91*658*8

7/23/2019 BNM 4-2007

32/94


74

P4883*=46Z* * 2, Daokocae,

53-835,7!

333, Okajxabfb Texudkagbl kb Daokocae -620 48850 Gmaalu! -640 48890Gmaalu!, Jbvetabkeke Okajxabfea Texudkagble kb Daokocae > -Gmaalu 45*4= jbtv,4885!-Gmaalu 3*28 bxt, 4889! Ef, 62*64 / gok, tef, > Jamba Keblu -tef, tewx,! ,,, Gm, > GEX UWJ 4883, 29= x, > iac, vbd,0 42 gj,

Blvevav, > Jal, Efugbaea a Valetevukua bk Tex, Jokfoyb Ulay, fe Wvbv falJokfoybAWDL 13=*1135*38*281*1288 e}, P4883*954Z* * 2, Daokocae Okajxabfe, 4, Okajxabfe Daokocae,

53>73,812-831!

33=, *+ > , 24 , / * *

0 vtbf, fal kd, toj, > Kufjakb Xetgaukebg, Gm, > Xtuv Alvetlbaolbk 4885-Vaxoct, $Okajx Xtalvali Wetyagew$ WTK!, 214 x, > iac, gokot, vbd,0 49 gj,

AWDL 1135*91*318*1P4883*=75Z* * 2, Daokocae -tuw!,

53-835,7!51ÔOKOCAE

331, Kujeb blajbk b Jokfoyea / Jal, Egokocaea a Tewutwekot Lbvutbke bkTex, Jokfoyb Bgbf, fe vaale b Jokfoyea Iolfuk Egokocag Lb, Gm, > , E,*X, $vaalb$4883 -Gojdalbvuk Xokact,!, 43 gj, -Gok, $Kujeb blajbk a kujeb yecevbk bJokfoyea$ / goj, lb, xelvtu ef, gok, > Golwvblval Jambakewgu -xte,!,,,!, AWDL 13=*1135*93*253*9

Yok, 6 > Jbjaiete / Blftea Julveblu Jalb Ko~blu0 iov, > Vufot Go~bta ,,, , 4883, 241 P7Z x, > ak, gokot, Buv, xe gox, lu wulv alfagba, Dadkaoct, x, 278 -44 vav,!, Alf, x, 272, AWDL 13=*1135*93*295*2 -l gox,! > P4883*188Z

* * 2, Jbjaiete Texudkagb Jokfoyb,511-63=!

9 VAALE BXKAGBVE, JEFAGAL, VEMLAG

92JEFAGAL

3=8, Kwa+ KeolafDaogmajae jefagbk / K, Kwa0 Ulay, fe Wvbv fe Jefagal a Ibtjbgae $L,

Vewvejablu$, Ef, b 4*b, Gm, > Vaxoct, Ef, $Ulayetwuk$ 4883, 921 x, > iac, vbd,0 45gj,


253

4226, + , ? > P * , , Z / // , , 4883, 24 , , 25,

4225, + , > $ * $ > P $ $Z / * // , , 4883, 43 , , 78,

-Ye~a fe bwejeleb Lt 4429 4447!

31FAYETVAWJELV,TEGTEETE,NOGUTA,WXOTV

312 Fayetvawjelve+ wxegvbgoke+ texte~elvbaa xudkage

4229, Blfol+ Yagvot, Ge xetegme etb" > Pbgvotaa fe galejb Egbvetalb Jbkgogaa Fujavtu GbtbgaodbluZ / Yagvot Blfol // Gojulawvuk, 4883, 43 bxt, X, 28*220, 4883, 43 , , 28*22,

4223, Gaotewgu+ Wetcau, Ajbcaleb xaleb oxetbvotukua > Palvetyau gu W,Gaotewgu oxetbvot e iakj a vekeya~auleZ / golwejlbte > Ejbluekb Aotcb // Ckbwuklbaulaa, 4883, 5 bxt, X, 9,

422=, Godkeblwà+ Acot, Acot Godkeblwà > $B ia ietagav fbg iakjeke jekelu bt byeb itolvaete$ > Palvetyau gu teca~otuk fe galejbZ / golwejlbte > IkotelvalbGauayetg // Bkablb Jokfoyb Lobwvt, 4883, 48 bxt, X, 25,

4221, Goftu+ Blbvok, Tecwateb fe wale > Pgalebwvuk Fujavtu OktewguZ /Blbvok Goftu // Kav, a btvb, 4883, 24 bxt, X, 9,

4248, Ulcuteblu+ Kbtawb, Jbteb wefugae > iakjuk itblgoiol > Pxe jbtcalebef, b =*b b Iewvaybkukua iakjukua itblgoiol 44*72 jbtv, 4883Z / Kbtawb Ulcuteblu // Iku}golvaluu > ef, fe yaleta, 4883, 9 bxt, X, =,

314 Vebvtu, Btv wgelag

4242, Denelbtu+ Okcb, Gtavagb vebvtbk kb jbtcale fe ftuj / OkcbDenelbtu // Kav, a btvb, 4883, 21 bxt, X, 9,

4244, Jbvgoywgma+ Fujavtu, Fawxbte vebvtu > Pxtodkejeke vebvtukua a bkeftbjbvutcaeaZ / Fujavtu Jbvgoywgma // Kav, a btvb, 4883, 49 bxt, X, 9,

4247, Xoxuoa+ Kufjakb, Fujavtu Bgta ul lou bgvot fe gbtbgvet ljagbteb lobwvt vebvtbk / Kakablb Xoxuoa // Iku} golvaluu > ef, fe yaleta, 4883, 27bxt, X, 3,

7/23/2019 BNM 4-2007

33/94


259

4286, Dovctow+ Lagokbe, $B yteb gb voa goxaaa w xteuabwg daleke gbte ka weoiet ,,,$ > Palvetyau gu L, Dovctow btvawv bk xoxotukuaZ / golwejlbte > Ogvojdtalb Oloitea// Ikotake fbkde, 4883, 5 bxt, X, 4,

4285, Ge~btb, Ge~btb > $Eu a togùk le*bj cwav uluk xe bkvuk$ > Palvetyau gualvetxtevbZ / fabkoc wuwaluv fe Lbfalb Cmeotcma // Gbxavbkb, 4883, 9 bxt, X, 250 : Gbxavbkb, 4883, 9 , X, 25,

4289, Gokewlag+ Autae, Golwvblval Tojbloy ul legulowguv fal xtebnjblobwvt > Pxablawv a gojxo~avot -2=15*2192!Z / Autae Gokewlag // Lbvutb, 4883, Bxt, -Lt6!, X, 28,

4283, Fbdanb+ Lagokbe, Leyoab fe glveg > gb leyoab fe bet" > PwoxtblbBckbab Jufteb*XoxewguZ / Lagokbe Fbdanb // Kav, a btvb, 4883, 5 bxt, X, 2,

428=, Ftu+ Dotaw, Yabb ea xabluk ,,, > Pfewxte Bkaolb Ybtfblebl jbewvtu bkxablukuaZ / Dotaw Ftu // Kav, a btvb, 4883, 24 bxt, X, =,

4281, Ctacote+ Wakyab, Wakyab Ctacote l $Blovajxuk Ftbcowvea$ > Palvetyau gugblvbuvobtebZ / golwejlbte > Wakyab Utwu // Vajxuk fe fajaleb, 4883, 43 bxt, X,

43,

4228, Javtaug+ Wvekb, Wvekb Javtaug > $Yabb jeb we wxtanal xe vtea xakola ibjakab xtoiewab a gtebab$ > Palvetyau gu alvetxtevb fe ju~, uobtZ / fabkoc wuwaluv feLbfalb Cmeotcma // Gbxavbkb, 4883, 43 bxt, X, 250 : Gbxavbkb, 4883, 43 , X, 25,

4222, Wvokebt+ âloyaa,l ulawol gu vajxuk > Pgojxo~avotuk Cmelbfae Gaodblukb 58 fe bla fe kb lbveteZ / âloyaa Wvokebt // Gbxavbkb, 4883, 9 bxt, X, 260 : Gbxavbkb, 4883, 9 , X, 26,

4224, Yfoyagelgo+ Bke}blftu, Bke}blftu Yfoyagelgo > $l wvufaou we ibgevovuk yogeb ju~agb xaewb ,,,$ > Palvetyau gu gojxo~avotukZ / golwejlbte > FoalbGetlbygb // Vajxuk fe fajaleb, 4883, 9 bxt, X, 48,

4227, + , > P , Z / // , 4883, 48 , ,25,


77

Dadkaoct, x, 985 -47 vav,!, Alfe} x, 989*921AWDL 13=*1135*166*46*7 -l gox,!2888 e}, P4883*=54Z* * 2, Daogmajae jefagbk,

92>533,2-835,=!

922 Blbvojae, Blbvojae gojxbtbv

3=2, Blbvojab gbxukua a cvukua > -jbl, xelvtu wvufelaa ibg, fewvojbvokocae b Ulay, fe Jefagal! / Yatcakau Lagukewgu Jatgeb Aitaj Ybwake BlftaeJbtauw Gotlekau Lagukewgu0 wud, tef, > Y, L, Blftae, Gm, > W, l, 4883 -I, E,*X, $Vaxoct,Gelvtbk$!, 925 x, > iac,0 46 gj,

Bxbte gu wxtanaluk ialblg, bk flea Bwab Ofodewgu fat, cel, bk lvt, ja}ve$TamXblCbkIbtjb$ WTK

AWDL 1135*3=*743*1 -l gox,! -etolbv!788 e}, P4883*911Z* * 2, Blbvojab gbxukua a cvukua, 4, Gbx Blbvojae, 7, Cv Blbvojae,

922,12/,17-835,=!

3=4, Aitaj+ JatgebBlbvojab ojukua > jbl, xelvtu wvufelaa ibg, fe wvojbvokocae b Ulay, fe

Jefagal / Jatgeb Aitaj Ybwake Blftae Fotal Dtbvu0 wud, tef, > Y, L, Blftae, Gm, > W,

l, 4883 -I, E,*X, $Vaxoct, Gelvtbk$!, 92= P2Z x, > iac,0 46 gj,AWDL 1135*3=*743*1 -l gox,! -etolbv!2888 e}, P4883*91=Z* * 2, Blbvojab ojukua, 4, Ojuk Blbvojae,

922-835,=!

927 Acael, Wlvbve a acael xetwolbk

927,6 Acael xetwolbk, jdtgjalve

+ , , , , Ye~a Lt =89

927,= Wlvbveb a acaelb wawvejukua letyow, Wlvbve a evag

3=7, > P , Z / *, $*$0 , > , , > , ,

4883 -!, 275 x, > iov,0 21 gj,, , P4883*35=Z* * 2, Acaelb a efugbae we}ubk -tuw!,

927,==

927,1 Wlvbve a acael l kecvut gu tbwb+ ytwvb+ we}uk

3=6, Ybwakow+ Kaudoy

7/23/2019 BNM 4-2007

34/94


76

Wlvbveb goxakukua l gotekbae gu jefauk bjdablv > Pjoloct,Z / Kaudoy YbwakowBkb Gonogbtu0 -wud tef, buv,!0 Alwvavuab Jefago*Wblavbt Xudkag Alwv, fe Getgev, v, lFojelauk Ogtovataa Wlvaa Jbjea a Goxakukua, Gm, > W, l, 4883 -Vaxoct, $CtbiejbKadtaw$ WTK!, 212 x, > iac, vbd,0 42 gj,

Buv, wulv alfagba xe yw, i, fe vav, Dadkaoct, x, 23=*212 -253 vav,!AWDL 13=*1135*1154*4*2 -etolbv! -Ctbiejb Kadtaw!, AWDL 13=*1135*12=*82*

5 -etolbv! -UWJI!288 e}, P4883*=87Z

* * 2, Wlvbveb goxaakot Egokocae, 4, Egokocae Wlvbveb goxaakot,927,15+586

926 Wlvbve a acael xudkag, Xteyelateb bggafelvekot

3=5, Lejetelgo+ BkbGojulagbte l Wlvbve Xudkag > PwvufauZ / Bkb Lejetelgo Jbtcbtevb

Gtu0 tef, v, > Okec Ko~bl Jambak Xbkblgaug0 Ulay, fe Wvbv fe Jefagal a Ibtjbgae$Lagokbe Vewvejablu$ g, Jblbcejelv l Wlvbve Xudkag, Gm, > Gbwb ef,*xokact,$Dolw Oiiagew$ WTK 4883, 24= x, > ak, vbd,0 42 gj,

Dadkaoct, x, 249*243, Bxbte gu wxtanaluk ialblg, bk Xtoaegvukua Teiotjb lWlvbveb Xudkag Jokfoyb

AWDL 13=*1135*=8*865*3 -l gox,!258 e}, P4883*=94Z

* * 2, Wlvbve xudkag Gojulagbte, 4, Gojulagbte Wlvbve xudkag,926>729,33

929 Xbvokocae, Jefagal gkalag

929,2/,1 Xbvokocae wxegabk

3=9, Jefagalb alvetl > Pxelvtu u~uk wvufelakotZ / wud tef, > GolwvblvalDbdaug Ykbfb*Vbvablb Fujdtbyb, Gm, > $Dbkbgtol$ WTK 4883, 45 gj, AWDL 13=*1135*288*21*1

Yok, 2 > Dokake xukjolbte gbtfaoybwgukbte leitokocage / gokegvayuk fe buv, > G,Dbdaug B, Ctowu B, A~yoteblu ,,, , 4883, 99= x, > iac, vbd, Buv, wulv alfagba kb x,6, Dadkaoct, kb witavuk gbx, Alf, bki, x, 997*99=, AWDL 13=*1135*288*48*5 -l gox,! >588 e}, P4883*3==Z

* * 2, Doka xukjolbte+ gbtfaoybwgukbte+ leitokocage, 4, Xukjolokocae Doka, 7,Gbtfaokocae Doka, 6, Leitokocae Doka,

929,2/,4+929,9-835,=!

3=3, Yok, 4 > Dokake vtbgvukua cbwvtoalvewvalbk iagbvukua teujbvawjbke /gokegvayuk fe buv, > Golwvblval Dbdaug Yaotagb Dbkbl Vbvablb Dekeu ,,, , 4883, 968x, > iac, vbd, Buv, wulv alfagba kb x, 2, Dadkaoct, kb witavuk gbx, Alf, bki, x, 977*968, AWDL 13=*1135*288*42*4 -l gox,! > 588 e}, P4883*3=1Z


255

4816, + , > P, , Z / // , , 4883, 43 , , 25,

35/39XAGVUT,BTVE CTBIAGE,CTBIAG,CTBYUT

4815, Dvtlu+ Vajoiea, Xagvutb tekacaobw le bxtoxae fe Fujle~eu >Palvetyau gu V, Dvtlu xagvotZ / golwejlbte > Egbvetalb Fekeu // Iku} golvaluu > ef, fe

yaleta, 4883, 48 bxt, X, 6,4819, Jbtfbte*Iuwu+ Jbtab, Jbtab Jbtfbte*Iuwu > $Vtaj golvalubteb

ytejutakot dadkage$ > Palvetyau gu xkbwvagablbZ / fabkoc wuwaluv fe Lbfalb Cmeotcma //Gbxavbkb, 4883, 27 bxt, X, 240 : Gbxavbkb, 4883, 27 , X, 24,

4813, Javtbgoy+ Vbvablb, Vajoiea Dvtlu ul ftuav fe get > Pgtebabbtvawvukua xkbwvagZ / Vbvablb Javtbgoy // Kav, a btvb, 4883, 49 bxt, X, 9,

481=, Xbwvum*Gudokveblu+ Yavbkae, Lagokbe Volav~b > P248 fe bla fe kblbveteb xagvotukua tojl -2==9*2168!Z / Yavbkab Xbwvum*Gudokveblu // K

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BNM 4-2007