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1 U 51/D`bf km {fqlw

D`bf mk*[fwlo}b =1 mu*

D`c* Jw

Dlcmwl Jlf`jlb l Dwff kfj Wmq}gbfdl C`bk`~l

gb* {mnlj dmb Clwm

Mclfb? FTGJPC`bk`~lAclfb*ckFttJPC`bk`~lAclfb*cke{{q?//yyy*fl{q*ck/djd

Lw{m qblt{fdm* Lw{m kmd`wl{f~m*********** ****************** *** **************** Qfd{}w* Lw{m iwlnfdm* Iwlnfd* Iwl~}w***** ****************** *********

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< @wiljfzlff* Lt`dflff* D`jiwmtm* Muq`zfff******************************** *****

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Wmkld{`w wmtq`jtlgfb f d``wk`jl{`w? lbmj{fjl DEF[@W@LI

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>7 Fjifjmwfm* [mejfd j imjmwlb ***************** *************** ***************** *** 4 Liwfd}b{}w* {ffjm f qw`dmkmm jw}kf{m* Tfb~fd}b{}w* Muqb l{wf

liwfd`bm f lbm ~fmff tbgl{fdm**** ***************** *********** **************** ***** = D`jk}dmwm f wiljfzlwm j fjk}t{wfm" d`cmw f d`c}jfdlff**** > [mej`bìfm defcfd* Fjk}t{wff defcfdm f jw}kf{m **************** ***** 9/>5 Fjk}t{wff" cmtmwff f jkmbm{jfdfwf qmj{w} kf~mwtm cl{mwflbm ***

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T{ljklwkfzlwm f t{ljklwkm******************************** ******************************** * ==115 Df~fbfzlfm* D}b{}w* Qwìwmt******************************** ****************************** ==

17 Gfgbf`{md`j`cfm************************ ******** **************** **************** *********** =>

4

74/75 Dwm{fjftc* Wmbfifm dwm{fj **************************************************** >4

4[FFJM T@DFLBM ********************************************************************************** >4

41 [m`wff" cm{`k`bìfm f cm{`km j {ffjmbm t`dflbm ***************** ******* >4

4< T{l{ft{fd* Kmcìwlnfm* T`df`bìfm **************** **************** *************** >447 Q`bf{fd**************************************************************************************** >>

44 Md`j`cfm* {ffjm md`j`cfdm************** ****************** ***************** ******* >5

4; Kwmq{* O}wftqw}kmj******************************************************************* 9=

4= Lkcfjft{wlfm q}gbfd* Lw{ cfbf{lw **************** **************** *********** 51

4> Ltft{mj t`dflb* Ltfi}wwf t`dflbm ***************** *************** ************ 57

49 Mk}dlfm* j~cj{* Fjt{w}fwm* [fcq bfgmw ***************** *************** 57

46 M{j`bìfm* M{jìwlnfm* @gfdmf}wf* [wlkfff* Kl{fjf* C`k km ~fl*

N`bdb`w******** ****************** ****** ***************** *************** ***************** ********* 6;

= CL[MCL[FD*[FFJM LBM JL[]WFF ************************************************** 6;=1 Imjmwlbf{f kmtqwm {ffjmbm q}wm* ***************** ************** **************** * 6;

=< Cl{mcl{fd*********************************************************************************** 6=

=; Defcfm* Dwft{lbìwlnfm* Cfjmwlbìfm ***************** *************** ************ 6>

== Im`bìfm* {ffjm im`bìfdm f im`nfzfdm************* ***************** *** ****** 69

Gfgbfìwlnfl Jlf jlb l C bk`~mf Jl{f`jlb Gfgbfìwlqev `n C`bk`~l

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D]QWFJT

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1IMJMWLBF[F *************************************************************************************** =

11 Glzmbm imjmwlbm lbm d}j`l{mwff f d}b{}wff **************** **************** ***** =

115 Df~fbfzlfm* D}b{}w* Qw`iwmt******************************** ******************************** =1< Gfgbf iwlnfm* Dl{lb lim****************************************************************** =

17 Gfgbf`{md`j`cfm*********************** ********* ***************** *************** ************** >

1> @wiljfzlff f lb{m {fq}wf km d``qmwlwm* Lt`dflff* D`jiwmtm*

Muq`zfff* C}zmm *************** ***************** **************** **************** ************* 91>< @wiljfzlff* Lt`dflff* D`jiwmtm* Muq`zfff******************************** ********* 9

15 Q`bfiwlnff* B}dwwf d`bmd{f~m* ***************** ************** **************** *********** 9159*= Q}gbfdlff qmj{w} {fjmwff df{f{`wf ******************************** ************************* 9

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5

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Dw`jfdl lw{fd`bmb`w km ilzm{ Jw 5#7119 Jmytqlqmw lw{fdbm ljjlbt Jw 5#7119

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FTGJ 695#669=#6=96#4#6711 mu* X7119# ? Wlq`w{ / Lt`d* 'Qw`c`#Bmu'" Dmj{w}b kmWmt}wtm f Kmz~`b{lwm qmj{w} [wljtjft{wfl8 mblg* ? F`j Clj`bm" 8 {wlk* ? FwfjlTl~fdef* De* ? T* j*" 7119 %[fq`iw* 'Qwli#4' TWB&* 7= dc* %Wm{w`tqmd{f~l lj}b}f711>&

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5

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41

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7

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47

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1

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4;

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4* " * ? X # #* * * S / // * 7119* 7< *

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7>>=* " * / // Tmd}wf{l{ml fjn`wclf`jlb 7119 ? d`jn* fj{mwj*" 7>#79lqw* 7119* De*" 7119* Q* >1#>4* Wmz* j bg* mjib*


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BNM 8-2007